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  <itunes:author>Adam Hewitt</itunes:author>
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  <description><![CDATA[Your flash briefing for small business news, trends, and insights.]]></description>
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    <itunes:title>4-29-26 - Your Weekly OS: Running a Better Management Meeting</itunes:title>
    <title>4-29-26 - Your Weekly OS: Running a Better Management Meeting</title>
    <itunes:summary><![CDATA[FEATURE  Most small businesses hold weekly meetings, but many of them fail to drive real progress. In this feature, we explore how to build a simple “weekly operating system” that improves visibility, accountability, and execution. We break down a practical meeting structure, discuss how to identify and solve the right issues, and show how AI can support better preparation, follow-through, and performance tracking.  ----------  NEWS ROUNDUP  AI Excitement Is High, but Daily Use Still Lags htt...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Most small businesses hold weekly meetings, but many of them fail to drive real progress. In this feature, we explore how to build a simple “weekly operating system” that improves visibility, accountability, and execution. We break down a practical meeting structure, discuss how to identify and solve the right issues, and show how AI can support better preparation, follow-through, and performance tracking.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>AI Excitement Is High, but Daily Use Still Lags<br/>https://www.inc.com/elizabeth-gore/81-of-small-businesses-are-excited-about-ai-so-why-is-adoption-stalling/91326561<br/><br/>IRS Staffing Drops, but Audit Risk Remains<br/>https://www.cnbc.com/2026/04/15/irs-audit-red-flags.html<br/><br/>Small Businesses Turn to Embedded Finance Tools<br/>https://www.pymnts.com/smbs/2026/inflation-hits-58-of-small-businesses-and-pushes-embedded-b2b-finance-forward/ <br/><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Most small businesses hold weekly meetings, but many of them fail to drive real progress. In this feature, we explore how to build a simple “weekly operating system” that improves visibility, accountability, and execution. We break down a practical meeting structure, discuss how to identify and solve the right issues, and show how AI can support better preparation, follow-through, and performance tracking.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>AI Excitement Is High, but Daily Use Still Lags<br/>https://www.inc.com/elizabeth-gore/81-of-small-businesses-are-excited-about-ai-so-why-is-adoption-stalling/91326561<br/><br/>IRS Staffing Drops, but Audit Risk Remains<br/>https://www.cnbc.com/2026/04/15/irs-audit-red-flags.html<br/><br/>Small Businesses Turn to Embedded Finance Tools<br/>https://www.pymnts.com/smbs/2026/inflation-hits-58-of-small-businesses-and-pushes-embedded-b2b-finance-forward/ <br/><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Wed, 29 Apr 2026 11:00:00 -0400</pubDate>
    <itunes:duration>714</itunes:duration>
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    <itunes:title>3-9-26 - You’ve Built a Playbook - Now Make Your Systems Actually Work</itunes:title>
    <title>3-9-26 - You’ve Built a Playbook - Now Make Your Systems Actually Work</title>
    <itunes:summary><![CDATA[FEATURE Many businesses document their processes but still struggle with inconsistent execution. In this feature, we explain how to close the gap between playbook and performance through clear ownership, meaningful KPIs, and a consistent operating rhythm — and how AI can help monitor metrics, improve follow-through, and strengthen operational discipline.   ----------   NEWS ROUNDUP Small Businesses Struggle to Claim Tariff Refunds https://www.reuters.com/sustainability/boards-policy-regulatio...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Many businesses document their processes but still struggle with inconsistent execution. In this feature, we explain how to close the gap between playbook and performance through clear ownership, meaningful KPIs, and a consistent operating rhythm — and how AI can help monitor metrics, improve follow-through, and strengthen operational discipline.</p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p>Small Businesses Struggle to Claim Tariff Refunds</p><p><a href='https://www.reuters.com/sustainability/boards-policy-regulation/some-small-businesses-tariff-refund-isnt-worth-pain-pursuing-it-2026-03-04/'>https://www.reuters.com/sustainability/boards-policy-regulation/some-small-businesses-tariff-refund-isnt-worth-pain-pursuing-it-2026-03-04/</a></p><p><br/></p><p>Lenders Ask Small Businesses About AI Plans</p><p><a href='https://www.forbes.com/sites/brandonkochkodin/2026/03/06/no-ai-plan-no-loan-small-business-lenders-force-main-street-to-face-the-future/'>https://www.forbes.com/sites/brandonkochkodin/2026/03/06/no-ai-plan-no-loan-small-business-lenders-force-main-street-to-face-the-future/</a></p><p><br/></p><p>NLRB Ruling Could Expand Franchise Liability</p><p><a href='https://www.reuters.com/legal/government/nlrb-joint-employer-ruling-franchises-2026-03-06/'>https://www.reuters.com/legal/government/nlrb-joint-employer-ruling-franchises-2026-03-06/</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Many businesses document their processes but still struggle with inconsistent execution. In this feature, we explain how to close the gap between playbook and performance through clear ownership, meaningful KPIs, and a consistent operating rhythm — and how AI can help monitor metrics, improve follow-through, and strengthen operational discipline.</p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p>Small Businesses Struggle to Claim Tariff Refunds</p><p><a href='https://www.reuters.com/sustainability/boards-policy-regulation/some-small-businesses-tariff-refund-isnt-worth-pain-pursuing-it-2026-03-04/'>https://www.reuters.com/sustainability/boards-policy-regulation/some-small-businesses-tariff-refund-isnt-worth-pain-pursuing-it-2026-03-04/</a></p><p><br/></p><p>Lenders Ask Small Businesses About AI Plans</p><p><a href='https://www.forbes.com/sites/brandonkochkodin/2026/03/06/no-ai-plan-no-loan-small-business-lenders-force-main-street-to-face-the-future/'>https://www.forbes.com/sites/brandonkochkodin/2026/03/06/no-ai-plan-no-loan-small-business-lenders-force-main-street-to-face-the-future/</a></p><p><br/></p><p>NLRB Ruling Could Expand Franchise Liability</p><p><a href='https://www.reuters.com/legal/government/nlrb-joint-employer-ruling-franchises-2026-03-06/'>https://www.reuters.com/legal/government/nlrb-joint-employer-ruling-franchises-2026-03-06/</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Mon, 09 Mar 2026 08:00:00 -0400</pubDate>
    <itunes:duration>829</itunes:duration>
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    <itunes:title>11-24-25 - ROI of a Playbook for Your Small Business</itunes:title>
    <title>11-24-25 - ROI of a Playbook for Your Small Business</title>
    <itunes:summary><![CDATA[FEATURE Most small businesses rely on individual know-how instead of a shared playbook — and it quietly limits their growth. In this episode, we break down the ROI of building a simple, practical playbook for your business. You’ll learn how standardizing your processes reduces mistakes, shortens training, and helps your team deliver consistent results every time. We’ll also cover the tools that make documenting workflows easier than ever, including how AI can help you capture and refine your ...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Most small businesses rely on individual know-how instead of a shared playbook — and it quietly limits their growth. In this episode, we break down the ROI of building a simple, practical playbook for your business.</p><p>You’ll learn how standardizing your processes reduces mistakes, shortens training, and helps your team deliver consistent results every time. We’ll also cover the tools that make documenting workflows easier than ever, including how AI can help you capture and refine your systems. Discover how a playbook frees up your time, strengthens your team, and creates a smoother, more scalable operation.</p><p>----------</p><p>NEWS ROUNDUP</p><p>AI Adoption Surges Among Small Businesses</p><p><a href='https://www.monitordaily.com/new-amex-data-small-businesses-accelerate-ai-adoption-and-see-strong-roi/?utm_source=chatgpt.com'>https://www.monitordaily.com/new-amex-data-small-businesses-accelerate-ai-adoption-and-see-strong-roi/</a></p><p><br/></p><p>Owners Expect Stronger 2026 Growth</p><p><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/11/bofa-report--74--of-small-and-mid-sized-business-owners-expect-r.html?utm_source=chatgpt.com'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/11/bofa-report--74--of-small-and-mid-sized-business-owners-expect-r.html</a></p><p><br/></p><p>Cyber Attacks Hit Nearly Half of SMBs</p><p><a href='https://www.totalassure.com/blog/cyber-attacks-on-small-businesses-statistics-2025?utm_source=chatgpt.com'>https://www.totalassure.com/blog/cyber-attacks-on-small-businesses-statistics-2025</a></p><p><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Most small businesses rely on individual know-how instead of a shared playbook — and it quietly limits their growth. In this episode, we break down the ROI of building a simple, practical playbook for your business.</p><p>You’ll learn how standardizing your processes reduces mistakes, shortens training, and helps your team deliver consistent results every time. We’ll also cover the tools that make documenting workflows easier than ever, including how AI can help you capture and refine your systems. Discover how a playbook frees up your time, strengthens your team, and creates a smoother, more scalable operation.</p><p>----------</p><p>NEWS ROUNDUP</p><p>AI Adoption Surges Among Small Businesses</p><p><a href='https://www.monitordaily.com/new-amex-data-small-businesses-accelerate-ai-adoption-and-see-strong-roi/?utm_source=chatgpt.com'>https://www.monitordaily.com/new-amex-data-small-businesses-accelerate-ai-adoption-and-see-strong-roi/</a></p><p><br/></p><p>Owners Expect Stronger 2026 Growth</p><p><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/11/bofa-report--74--of-small-and-mid-sized-business-owners-expect-r.html?utm_source=chatgpt.com'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/11/bofa-report--74--of-small-and-mid-sized-business-owners-expect-r.html</a></p><p><br/></p><p>Cyber Attacks Hit Nearly Half of SMBs</p><p><a href='https://www.totalassure.com/blog/cyber-attacks-on-small-businesses-statistics-2025?utm_source=chatgpt.com'>https://www.totalassure.com/blog/cyber-attacks-on-small-businesses-statistics-2025</a></p><p><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/18243719-11-24-25-roi-of-a-playbook-for-your-small-business.mp3" length="10209269" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Mon, 24 Nov 2025 08:00:00 -0500</pubDate>
    <itunes:duration>848</itunes:duration>
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    <itunes:title>10-29-25 - The Hidden Cost of Operating Without a System</itunes:title>
    <title>10-29-25 - The Hidden Cost of Operating Without a System</title>
    <itunes:summary><![CDATA[FEATURE Most small businesses run on memory, not systems – and it’s costing them more than they realize. In this episode, we’ll discuss how the absence of structure quietly drains time, money, and morale. You’ll learn the early warning signs of disorganization, how to start building repeatable processes, and where AI can play a role in documenting and improving your workflows. Discover why getting organized gives you freedom and  profitability.   ----------   NEWS ROUNDUP   Owners Tight ...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Most small businesses run on memory, not systems – and it’s costing them more than they realize. In this episode, we’ll discuss how the absence of structure quietly drains time, money, and morale. You’ll learn the early warning signs of disorganization, how to start building repeatable processes, and where AI can play a role in documenting and improving your workflows. Discover why getting organized gives you freedom and  profitability.</p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>Owners Tight on Cash</p><p><a href='https://www.bluevine.com/blog/cash-flow-management-survey'>https://www.bluevine.com/blog/cash-flow-management-survey</a></p><p><br/></p><p>Businesses Are Raising Prices</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-declines-in-september/'>https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-declines-in-september/</a><br/> <a href='https://www.marketplace.org/story/2025/10/14/small-businesses-raised-prices-or-plan-to-soon-survey-shows'>https://www.marketplace.org/story/2025/10/14/small-businesses-raised-prices-or-plan-to-soon-survey-shows</a> </p><p><br/></p><p>Gen X Owners Most Pessimistic Generation</p><p><a href='https://www.cnbc.com/2025/10/20/gen-x-business-owners-main-streets-least-optimistic-age.html'>https://www.cnbc.com/2025/10/20/gen-x-business-owners-main-streets-least-optimistic-age.html</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Most small businesses run on memory, not systems – and it’s costing them more than they realize. In this episode, we’ll discuss how the absence of structure quietly drains time, money, and morale. You’ll learn the early warning signs of disorganization, how to start building repeatable processes, and where AI can play a role in documenting and improving your workflows. Discover why getting organized gives you freedom and  profitability.</p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>Owners Tight on Cash</p><p><a href='https://www.bluevine.com/blog/cash-flow-management-survey'>https://www.bluevine.com/blog/cash-flow-management-survey</a></p><p><br/></p><p>Businesses Are Raising Prices</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-declines-in-september/'>https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-declines-in-september/</a><br/> <a href='https://www.marketplace.org/story/2025/10/14/small-businesses-raised-prices-or-plan-to-soon-survey-shows'>https://www.marketplace.org/story/2025/10/14/small-businesses-raised-prices-or-plan-to-soon-survey-shows</a> </p><p><br/></p><p>Gen X Owners Most Pessimistic Generation</p><p><a href='https://www.cnbc.com/2025/10/20/gen-x-business-owners-main-streets-least-optimistic-age.html'>https://www.cnbc.com/2025/10/20/gen-x-business-owners-main-streets-least-optimistic-age.html</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Wed, 29 Oct 2025 18:00:00 -0400</pubDate>
    <itunes:duration>673</itunes:duration>
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    <itunes:title>9-27-25 - Make AI a Force Multiplier for Your Business</itunes:title>
    <title>9-27-25 - Make AI a Force Multiplier for Your Business</title>
    <itunes:summary><![CDATA[FEATURE AI is no longer experimental – it’s becoming a core tool for small businesses. But most owners are still just scratching the surface. In this episode, you’ll learn how to make AI a true force multiplier for your team. We’ll discuss how AI agents amplify employee productivity, why using the AI inside your existing software is key, and the shift from prompt engineering to context engineering.   Resource mentioned on today’s show: https://www.nfib.com/news/press-release/new-nfib-report-h...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>AI is no longer experimental – it’s becoming a core tool for small businesses. But most owners are still just scratching the surface. In this episode, you’ll learn how to make AI a true force multiplier for your team. We’ll discuss how AI agents amplify employee productivity, why using the AI inside your existing software is key, and the shift from prompt engineering to context engineering.</p><p><br/></p><p>Resource mentioned on today’s show:</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-report-how-small-businesses-incorporate-tech-and-ai-advancements/?utm_source=chatgpt.com'>https://www.nfib.com/news/press-release/new-nfib-report-how-small-businesses-incorporate-tech-and-ai-advancements/?utm_source=chatgpt.com</a> </p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>FinCEN has announced it will destroy Beneficial Ownership Information rule data</p><p><a href='https://www.nfib.com/news/press-release/nfib-major-win-for-main-street-as-fincen-promises-to-destroy-small-business-beneficial-owner-data-expedite-final-rule/'>https://www.nfib.com/news/press-release/nfib-major-win-for-main-street-as-fincen-promises-to-destroy-small-business-beneficial-owner-data-expedite-final-rule/</a></p><p><br/></p><p>Health insurance premiums for small businesses are set to climb sharply in 2026</p><p><a href='https://www.healthsystemtracker.org/brief/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/'>https://www.healthsystemtracker.org/brief/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/</a></p><p><br/></p><p>Small business owners are sounding more upbeat, even though costs keep pinching</p><p><a href='https://www.uschamber.com/economy/small-businesses-remain-upbeat-despite-challenge-of-high-costs'>https://www.uschamber.com/economy/small-businesses-remain-upbeat-despite-challenge-of-high-costs</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>AI is no longer experimental – it’s becoming a core tool for small businesses. But most owners are still just scratching the surface. In this episode, you’ll learn how to make AI a true force multiplier for your team. We’ll discuss how AI agents amplify employee productivity, why using the AI inside your existing software is key, and the shift from prompt engineering to context engineering.</p><p><br/></p><p>Resource mentioned on today’s show:</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-report-how-small-businesses-incorporate-tech-and-ai-advancements/?utm_source=chatgpt.com'>https://www.nfib.com/news/press-release/new-nfib-report-how-small-businesses-incorporate-tech-and-ai-advancements/?utm_source=chatgpt.com</a> </p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>FinCEN has announced it will destroy Beneficial Ownership Information rule data</p><p><a href='https://www.nfib.com/news/press-release/nfib-major-win-for-main-street-as-fincen-promises-to-destroy-small-business-beneficial-owner-data-expedite-final-rule/'>https://www.nfib.com/news/press-release/nfib-major-win-for-main-street-as-fincen-promises-to-destroy-small-business-beneficial-owner-data-expedite-final-rule/</a></p><p><br/></p><p>Health insurance premiums for small businesses are set to climb sharply in 2026</p><p><a href='https://www.healthsystemtracker.org/brief/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/'>https://www.healthsystemtracker.org/brief/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/</a></p><p><br/></p><p>Small business owners are sounding more upbeat, even though costs keep pinching</p><p><a href='https://www.uschamber.com/economy/small-businesses-remain-upbeat-despite-challenge-of-high-costs'>https://www.uschamber.com/economy/small-businesses-remain-upbeat-despite-challenge-of-high-costs</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/17914776-9-27-25-make-ai-a-force-multiplier-for-your-business.mp3" length="8568574" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Sat, 27 Sep 2025 10:00:00 -0400</pubDate>
    <itunes:duration>711</itunes:duration>
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    <itunes:title>8-14-25 – 3 Reasons You Should Consider Employee Ownership</itunes:title>
    <title>8-14-25 – 3 Reasons You Should Consider Employee Ownership</title>
    <itunes:summary><![CDATA[FEATURE Retention.  Morale.  Profitability.  Employee ownership has the power to move all three in the right direction.  By giving employees a vested interest, you create a culture of commitment and shared success.  Discover how this strategy could position your company for growth and stability. Today’s guest is Marie Davis, Executive Director of the Georgia Center for Employee Ownership (GA CEO): Marie’s email:  marie@gaceo.org Marie’s LinkedIn page:  https...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Retention.  Morale.  Profitability.  Employee ownership has the power to move all three in the right direction.  By giving employees a vested interest, you create a culture of commitment and shared success.  Discover how this strategy could position your company for growth and stability.</p><p>Today’s guest is Marie Davis, Executive Director of the Georgia Center for Employee Ownership (GA CEO):</p><p>Marie’s email:  <a href='mailto:marie@gaceo.org'>marie@gaceo.org</a></p><p>Marie’s LinkedIn page:  <a href='https://www.linkedin.com/in/mariebdavisinatlanta/'>https://www.linkedin.com/in/mariebdavisinatlanta/</a></p><p>GA CEO web page:  <a href='https://www.gaceo.org/'>https://www.gaceo.org/</a> </p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>Small business sentiment is nudging higher, but owners are still concerned.</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-rises/'>https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-rises/</a> </p><p><a href='https://www.nfib.com/news/press-release/nfib-jobs-report-july-job-openings-hit-lowest-levels-since-2020/'>https://www.nfib.com/news/press-release/nfib-jobs-report-july-job-openings-hit-lowest-levels-since-2020/</a> </p><p><a href='https://www.uschamber.com/sbindex/'>https://www.uschamber.com/sbindex/</a></p><p><br/></p><p>Judge hands small businesses major win over debit card swipe fees</p><p><a href='https://www.cspdailynews.com/technologyservices/judge-vacates-debit-card-swipe-fee-rule-pending-appeal'>https://www.cspdailynews.com/technologyservices/judge-vacates-debit-card-swipe-fee-rule-pending-appeal</a></p><p><br/></p><p><em>Lemonade Stand Freedom Act</em> becomes law in Missouri</p><p><a href='https://www.realclearmarkets.com/articles/2025/07/28/americas_youth_should_be_free_to_innovate_without_barriers_1125077.html'>https://www.realclearmarkets.com/articles/2025/07/28/americas_youth_should_be_free_to_innovate_without_barriers_1125077.html</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Retention.  Morale.  Profitability.  Employee ownership has the power to move all three in the right direction.  By giving employees a vested interest, you create a culture of commitment and shared success.  Discover how this strategy could position your company for growth and stability.</p><p>Today’s guest is Marie Davis, Executive Director of the Georgia Center for Employee Ownership (GA CEO):</p><p>Marie’s email:  <a href='mailto:marie@gaceo.org'>marie@gaceo.org</a></p><p>Marie’s LinkedIn page:  <a href='https://www.linkedin.com/in/mariebdavisinatlanta/'>https://www.linkedin.com/in/mariebdavisinatlanta/</a></p><p>GA CEO web page:  <a href='https://www.gaceo.org/'>https://www.gaceo.org/</a> </p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>Small business sentiment is nudging higher, but owners are still concerned.</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-rises/'>https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-rises/</a> </p><p><a href='https://www.nfib.com/news/press-release/nfib-jobs-report-july-job-openings-hit-lowest-levels-since-2020/'>https://www.nfib.com/news/press-release/nfib-jobs-report-july-job-openings-hit-lowest-levels-since-2020/</a> </p><p><a href='https://www.uschamber.com/sbindex/'>https://www.uschamber.com/sbindex/</a></p><p><br/></p><p>Judge hands small businesses major win over debit card swipe fees</p><p><a href='https://www.cspdailynews.com/technologyservices/judge-vacates-debit-card-swipe-fee-rule-pending-appeal'>https://www.cspdailynews.com/technologyservices/judge-vacates-debit-card-swipe-fee-rule-pending-appeal</a></p><p><br/></p><p><em>Lemonade Stand Freedom Act</em> becomes law in Missouri</p><p><a href='https://www.realclearmarkets.com/articles/2025/07/28/americas_youth_should_be_free_to_innovate_without_barriers_1125077.html'>https://www.realclearmarkets.com/articles/2025/07/28/americas_youth_should_be_free_to_innovate_without_barriers_1125077.html</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/17670067-8-14-25-3-reasons-you-should-consider-employee-ownership.mp3" length="11528987" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Thu, 14 Aug 2025 07:00:00 -0400</pubDate>
    <itunes:duration>958</itunes:duration>
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    <itunes:title>7-23-25 - 6 Big Ways to Save With the New Tax Law</itunes:title>
    <title>7-23-25 - 6 Big Ways to Save With the New Tax Law</title>
    <itunes:summary><![CDATA[FEATURE  There are many ways the One Big Beautiful Bill Act impacts small business – most of them positive.  In this episode, we discuss six major changes to the federal tax code.  Resource:  Download SBS’s “10 Ways the New Tax Law Could Reshape Your Business Bottom Line”:  https://sbsaccountants.com/10-ways-the-new-tax-law-could-reshape-your-bottom-line/   Today’s guests:  Jonathan Bill, Owner of SBS Accounting &amp; Advisors Jonathan’s email:  jbill@sbsaccountants.com Jonatha...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>There are many ways the One Big Beautiful Bill Act impacts small business – most of them positive.  In this episode, we discuss six major changes to the federal tax code.<br/><br/>Resource:<br/><br/>Download SBS’s “10 Ways the New Tax Law Could Reshape Your Business Bottom Line”:  <a href='https://sbsaccountants.com/10-ways-the-new-tax-law-could-reshape-your-bottom-line/'>https://sbsaccountants.com/10-ways-the-new-tax-law-could-reshape-your-bottom-line/</a><br/><br/><br/>Today’s guests:<br/><br/>Jonathan Bill, Owner of SBS Accounting &amp; Advisors<br/>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a><br/>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a><br/><br/>SBS Accounting &amp; Advisors website:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>There are many ways the One Big Beautiful Bill Act impacts small business – most of them positive.  In this episode, we discuss six major changes to the federal tax code.<br/><br/>Resource:<br/><br/>Download SBS’s “10 Ways the New Tax Law Could Reshape Your Business Bottom Line”:  <a href='https://sbsaccountants.com/10-ways-the-new-tax-law-could-reshape-your-bottom-line/'>https://sbsaccountants.com/10-ways-the-new-tax-law-could-reshape-your-bottom-line/</a><br/><br/><br/>Today’s guests:<br/><br/>Jonathan Bill, Owner of SBS Accounting &amp; Advisors<br/>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a><br/>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a><br/><br/>SBS Accounting &amp; Advisors website:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/17547810-7-23-25-6-big-ways-to-save-with-the-new-tax-law.mp3" length="16076156" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Wed, 23 Jul 2025 13:00:00 -0400</pubDate>
    <itunes:duration>1337</itunes:duration>
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  <item>
    <itunes:title>6-16-25 - How To Take Control of Your Taxes</itunes:title>
    <title>6-16-25 - How To Take Control of Your Taxes</title>
    <itunes:summary><![CDATA[FEATURE Small business owners, you don’t need to constantly guess how much you owe in taxes and where you’re going to get the money to pay them.  There’s a better approach and we’ll discuss it today.   Resource: Some of the material discussed today comes from Simple Numbers by Greg Crabtree.   Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors: Jonathan’s email:  jbill@sbsaccountants.com Jonathan’s LinkedIn page:  https://www.linkedin.com/in/sbsaccounting/ S...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Small business owners, you don’t need to constantly guess how much you owe in taxes and where you’re going to get the money to pay them.  There’s a better approach and we’ll discuss it today.</p><p><br/></p><p>Resource:</p><p>Some of the material discussed today comes from <em>Simple Numbers </em>by Greg Crabtree.</p><p><br/></p><p>Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:</p><p>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a></p><p>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a></p><p>SBS Accounting &amp; Advisors website:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a></p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>Small business optimism made a modest recovery in May</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-increases-in-may/'>https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-increases-in-may/</a></p><p><br/></p><p>The tax bill could substantially affect small business owners</p><p><a href='https://waysandmeans.house.gov/wp-content/uploads/2025/05/The-One-Big-Beautiful-Bill-Section-by-Section.pdf'>https://waysandmeans.house.gov/wp-content/uploads/2025/05/The-One-Big-Beautiful-Bill-Section-by-Section.pdf</a></p><p><br/></p><p>Consumer Financial Protection Bureau won’t enforce small business data collection rule</p><p><a href='https://www.bankingdive.com/news/cfpb-small-business-data-collection-rule-vought-ncrc-van-tol/746990/'>https://www.bankingdive.com/news/cfpb-small-business-data-collection-rule-vought-ncrc-van-tol/746990/</a> </p><p><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Small business owners, you don’t need to constantly guess how much you owe in taxes and where you’re going to get the money to pay them.  There’s a better approach and we’ll discuss it today.</p><p><br/></p><p>Resource:</p><p>Some of the material discussed today comes from <em>Simple Numbers </em>by Greg Crabtree.</p><p><br/></p><p>Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:</p><p>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a></p><p>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a></p><p>SBS Accounting &amp; Advisors website:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a></p><p><br/></p><p>----------</p><p><br/></p><p>NEWS ROUNDUP</p><p><br/></p><p>Small business optimism made a modest recovery in May</p><p><a href='https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-increases-in-may/'>https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-increases-in-may/</a></p><p><br/></p><p>The tax bill could substantially affect small business owners</p><p><a href='https://waysandmeans.house.gov/wp-content/uploads/2025/05/The-One-Big-Beautiful-Bill-Section-by-Section.pdf'>https://waysandmeans.house.gov/wp-content/uploads/2025/05/The-One-Big-Beautiful-Bill-Section-by-Section.pdf</a></p><p><br/></p><p>Consumer Financial Protection Bureau won’t enforce small business data collection rule</p><p><a href='https://www.bankingdive.com/news/cfpb-small-business-data-collection-rule-vought-ncrc-van-tol/746990/'>https://www.bankingdive.com/news/cfpb-small-business-data-collection-rule-vought-ncrc-van-tol/746990/</a> </p><p><br/></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/17343786-6-16-25-how-to-take-control-of-your-taxes.mp3" length="13472781" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Mon, 16 Jun 2025 06:00:00 -0400</pubDate>
    <itunes:duration>1120</itunes:duration>
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  <item>
    <itunes:title>5-12-25 - How To Get Your Customers To Search for YOU</itunes:title>
    <title>5-12-25 - How To Get Your Customers To Search for YOU</title>
    <itunes:summary><![CDATA[FEATURE  Marketing is changing.  Your company is being discovered in ways that were not the case just a few years ago.  Research oftentimes no longer starts on a search engine, but they often end there.  So, figure out where your prospects are and go be with them on those spaces.  Resources mentioned:  SparkToro https://sparktoro.com/  Today’s guest is Mickey Mellen, of GreenMellen: Mickey’s email:  mickey@greenmellenmedia.com Mickey’s LinkedIn page:  https://www.link...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Marketing is changing.  Your company is being discovered in ways that were not the case just a few years ago.  Research oftentimes no longer starts on a search engine, but they often end there.  So, figure out where your prospects are and go be with them on those spaces.<br/><br/>Resources mentioned:<br/><br/>SparkToro<br/><a href='https://sparktoro.com/'>https://sparktoro.com/</a><br/><br/>Today’s guest is Mickey Mellen, of GreenMellen:<br/>Mickey’s email:  <a href='mailto:mickey@greenmellenmedia.com'>mickey@greenmellenmedia.com</a><br/>Mickey’s LinkedIn page:  <a href='https://www.linkedin.com/in/mickmel/'>https://www.linkedin.com/in/mickmel/</a><br/>GreenMellen web page:  <a href='https://www.greenmellenmedia.com/'>https://www.greenmellenmedia.com/</a> <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>A persistent labor shortage continues to hamper small business growth<br/><a href='https://www.nfib.com/news/press-release/nfib-jobs-report-labor-shortages-continue-to-constrain-small-business-job-growth/'>https://www.nfib.com/news/press-release/nfib-jobs-report-labor-shortages-continue-to-constrain-small-business-job-growth/</a><br/><br/>Small business owners are growing increasingly pessimistic about the economy<br/><a href='https://www.cnbc.com/2025/05/09/small-businesses-expect-recession-with-trump-tariffs-poll.html'>https://www.cnbc.com/2025/05/09/small-businesses-expect-recession-with-trump-tariffs-poll.html</a><br/><br/>Tariffs impacts owners’ decision-making to buy or sell businesses in 2025<br/><a href='https://www.bizbuysell.com/insight-report/'>https://www.bizbuysell.com/insight-report/</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Marketing is changing.  Your company is being discovered in ways that were not the case just a few years ago.  Research oftentimes no longer starts on a search engine, but they often end there.  So, figure out where your prospects are and go be with them on those spaces.<br/><br/>Resources mentioned:<br/><br/>SparkToro<br/><a href='https://sparktoro.com/'>https://sparktoro.com/</a><br/><br/>Today’s guest is Mickey Mellen, of GreenMellen:<br/>Mickey’s email:  <a href='mailto:mickey@greenmellenmedia.com'>mickey@greenmellenmedia.com</a><br/>Mickey’s LinkedIn page:  <a href='https://www.linkedin.com/in/mickmel/'>https://www.linkedin.com/in/mickmel/</a><br/>GreenMellen web page:  <a href='https://www.greenmellenmedia.com/'>https://www.greenmellenmedia.com/</a> <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>A persistent labor shortage continues to hamper small business growth<br/><a href='https://www.nfib.com/news/press-release/nfib-jobs-report-labor-shortages-continue-to-constrain-small-business-job-growth/'>https://www.nfib.com/news/press-release/nfib-jobs-report-labor-shortages-continue-to-constrain-small-business-job-growth/</a><br/><br/>Small business owners are growing increasingly pessimistic about the economy<br/><a href='https://www.cnbc.com/2025/05/09/small-businesses-expect-recession-with-trump-tariffs-poll.html'>https://www.cnbc.com/2025/05/09/small-businesses-expect-recession-with-trump-tariffs-poll.html</a><br/><br/>Tariffs impacts owners’ decision-making to buy or sell businesses in 2025<br/><a href='https://www.bizbuysell.com/insight-report/'>https://www.bizbuysell.com/insight-report/</a> </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/17139604-5-12-25-how-to-get-your-customers-to-search-for-you.mp3" length="10298296" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Mon, 12 May 2025 05:00:00 -0400</pubDate>
    <itunes:duration>856</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>4-9-25 – Tariffs Cause Short-Term Uncertainty &amp; Trying to Fill Open Position</itunes:title>
    <title>4-9-25 – Tariffs Cause Short-Term Uncertainty &amp; Trying to Fill Open Position</title>
    <itunes:summary><![CDATA[Join us for Illuminate 2025 on April 22!  Register here:  https://www.eventbrite.com/e/illuminate-spring-2025-tickets-1273764687469  Email me at adam@smallbizflash.com. ----------  NEWS ROUNDUP  1 – Tariffs are causing concern among small business owners.  https://www.wzzm13.com/article/money/economy/survey-michigan-small-business-owners-shows-two-thirds-taking-steps-prepare-for-recession/69-dd2f9d65-c2b9-4b79-9788-b2b420fd5453  https://www.newsobserver.com/news/business/article3033...]]></itunes:summary>
    <description><![CDATA[<p>Join us for Illuminate 2025 on April 22!  Register here:  <a href='https://www.eventbrite.com/e/illuminate-spring-2025-tickets-1273764687469'>https://www.eventbrite.com/e/illuminate-spring-2025-tickets-1273764687469</a></p><p><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 – Tariffs are causing concern among small business owners.<br/><br/><a href='https://www.wzzm13.com/article/money/economy/survey-michigan-small-business-owners-shows-two-thirds-taking-steps-prepare-for-recession/69-dd2f9d65-c2b9-4b79-9788-b2b420fd5453'>https://www.wzzm13.com/article/money/economy/survey-michigan-small-business-owners-shows-two-thirds-taking-steps-prepare-for-recession/69-dd2f9d65-c2b9-4b79-9788-b2b420fd5453</a><br/><br/><a href='https://www.newsobserver.com/news/business/article303397271.html'>https://www.newsobserver.com/news/business/article303397271.html</a><br/><br/><a href='http://marketplace.org/2025/04/03/tariffs-small-businesses-taxes-imports-price-increase/'>http://marketplace.org/2025/04/03/tariffs-small-businesses-taxes-imports-price-increase/</a><br/><br/><a href='https://www.dailyherald.com/20250329/business/small-businesses-are-anxious-over-lack-of-clarity-on-tariffs/'>https://www.dailyherald.com/20250329/business/small-businesses-are-anxious-over-lack-of-clarity-on-tariffs/</a><br/><br/>2 – Small businesses are still actively trying to fill open positions.<br/><br/><a href='https://www.nfib.com/news/press-release/nfib-jobs-report-small-businesses-actively-hiring-for-current-vacancies/'>https://www.nfib.com/news/press-release/nfib-jobs-report-small-businesses-actively-hiring-for-current-vacancies/</a><br/><br/>3 – A cyberattack could be lethal to a shocking 20% of small businesses.<br/><br/><a href='https://www.forbes.com/sites/cio/2025/04/03/cyberattacks-could-shutter-one-in-five-small-businesses-report-finds/'>https://www.forbes.com/sites/cio/2025/04/03/cyberattacks-could-shutter-one-in-five-small-businesses-report-finds/</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Join us for Illuminate 2025 on April 22!  Register here:  <a href='https://www.eventbrite.com/e/illuminate-spring-2025-tickets-1273764687469'>https://www.eventbrite.com/e/illuminate-spring-2025-tickets-1273764687469</a></p><p><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 – Tariffs are causing concern among small business owners.<br/><br/><a href='https://www.wzzm13.com/article/money/economy/survey-michigan-small-business-owners-shows-two-thirds-taking-steps-prepare-for-recession/69-dd2f9d65-c2b9-4b79-9788-b2b420fd5453'>https://www.wzzm13.com/article/money/economy/survey-michigan-small-business-owners-shows-two-thirds-taking-steps-prepare-for-recession/69-dd2f9d65-c2b9-4b79-9788-b2b420fd5453</a><br/><br/><a href='https://www.newsobserver.com/news/business/article303397271.html'>https://www.newsobserver.com/news/business/article303397271.html</a><br/><br/><a href='http://marketplace.org/2025/04/03/tariffs-small-businesses-taxes-imports-price-increase/'>http://marketplace.org/2025/04/03/tariffs-small-businesses-taxes-imports-price-increase/</a><br/><br/><a href='https://www.dailyherald.com/20250329/business/small-businesses-are-anxious-over-lack-of-clarity-on-tariffs/'>https://www.dailyherald.com/20250329/business/small-businesses-are-anxious-over-lack-of-clarity-on-tariffs/</a><br/><br/>2 – Small businesses are still actively trying to fill open positions.<br/><br/><a href='https://www.nfib.com/news/press-release/nfib-jobs-report-small-businesses-actively-hiring-for-current-vacancies/'>https://www.nfib.com/news/press-release/nfib-jobs-report-small-businesses-actively-hiring-for-current-vacancies/</a><br/><br/>3 – A cyberattack could be lethal to a shocking 20% of small businesses.<br/><br/><a href='https://www.forbes.com/sites/cio/2025/04/03/cyberattacks-could-shutter-one-in-five-small-businesses-report-finds/'>https://www.forbes.com/sites/cio/2025/04/03/cyberattacks-could-shutter-one-in-five-small-businesses-report-finds/</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/16948841-4-9-25-tariffs-cause-short-term-uncertainty-trying-to-fill-open-position.mp3" length="4454959" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Wed, 09 Apr 2025 18:00:00 -0400</pubDate>
    <itunes:duration>369</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>4-23-24 - Announcement About Small Biz Flash Podcast</itunes:title>
    <title>4-23-24 - Announcement About Small Biz Flash Podcast</title>
    <itunes:summary><![CDATA[👀 Watch on YouTube:  https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg.  📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at adam@smallbizflash.com and let’s grow your business together!   ----------  Email me at adam@smallbizflash.com. Please give me feedback on the podcast.Show web site:  www.smallbizflash.com  ]]></itunes:summary>
    <description><![CDATA[<p>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together! </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together! </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14943975-4-23-24-announcement-about-small-biz-flash-podcast.mp3" length="472596" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14943975</guid>
    <pubDate>Tue, 23 Apr 2024 17:00:00 -0400</pubDate>
    <itunes:duration>37</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>4-9-24 - How to Use a Press Release to Get Attention for Your Small Business</itunes:title>
    <title>4-9-24 - How to Use a Press Release to Get Attention for Your Small Business</title>
    <itunes:summary><![CDATA[Small business owners, have you ever tried sending out a press release about a new product or an event at your company, just to hear crickets chirping in response?  On today’s show, we’ll talk with an experienced PR professional about why most press releases flop, and what you can do to actually get results the next time you send a press release out to your community.  Today’s guest is Claire Angelle, Founder of Angelle Consulting: Claire’s email:  claire@angelleconsulting.com Clair...]]></itunes:summary>
    <description><![CDATA[<p>Small business owners, have you ever tried sending out a press release about a new product or an event at your company, just to hear crickets chirping in response?  On today’s show, we’ll talk with an experienced PR professional about why most press releases flop, and what you can do to actually get results the next time you send a press release out to your community.<br/><br/>Today’s guest is Claire Angelle, Founder of Angelle Consulting:<br/>Claire’s email:  <a href='mailto:claire@angelleconsulting.com'>claire@angelleconsulting.com</a><br/>Claire’s LinkedIn page:  <a href='https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/'>https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/</a> Angelle Consulting web page:  <a href='https://www.angelleconsulting.com/'>https://www.angelleconsulting.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 – Major credit cards announce settlement resulting in lower swipe fees for merchants<br/><a href='https://apnews.com/article/visa-mastercard-merchants-swipe-fee-5f2a75674d472ef95af9f6fd426f1f6e'>https://apnews.com/article/visa-mastercard-merchants-swipe-fee-5f2a75674d472ef95af9f6fd426f1f6e</a><br/><br/><a href='https://www.nfib.com/content/press-release/competition/nfib-statement-on-credit-card-anti-trust-settlement/'>https://www.nfib.com/content/press-release/competition/nfib-statement-on-credit-card-anti-trust-settlement/</a></p><p> 2 – Small business hiring slowed in March<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-job-openings-fall-to-pre-pandemic-levels/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-job-openings-fall-to-pre-pandemic-levels/</a><br/><br/>3 – Nearly half of new small businesses are side hustles<br/><a href='https://www.foxbusiness.com/economy/surge-small-businesses-started-side-hustles'>https://www.foxbusiness.com/economy/surge-small-businesses-started-side-hustles</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  Go to <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a> today to set up a free 30-minute consultation.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Small business owners, have you ever tried sending out a press release about a new product or an event at your company, just to hear crickets chirping in response?  On today’s show, we’ll talk with an experienced PR professional about why most press releases flop, and what you can do to actually get results the next time you send a press release out to your community.<br/><br/>Today’s guest is Claire Angelle, Founder of Angelle Consulting:<br/>Claire’s email:  <a href='mailto:claire@angelleconsulting.com'>claire@angelleconsulting.com</a><br/>Claire’s LinkedIn page:  <a href='https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/'>https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/</a> Angelle Consulting web page:  <a href='https://www.angelleconsulting.com/'>https://www.angelleconsulting.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 – Major credit cards announce settlement resulting in lower swipe fees for merchants<br/><a href='https://apnews.com/article/visa-mastercard-merchants-swipe-fee-5f2a75674d472ef95af9f6fd426f1f6e'>https://apnews.com/article/visa-mastercard-merchants-swipe-fee-5f2a75674d472ef95af9f6fd426f1f6e</a><br/><br/><a href='https://www.nfib.com/content/press-release/competition/nfib-statement-on-credit-card-anti-trust-settlement/'>https://www.nfib.com/content/press-release/competition/nfib-statement-on-credit-card-anti-trust-settlement/</a></p><p> 2 – Small business hiring slowed in March<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-job-openings-fall-to-pre-pandemic-levels/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-job-openings-fall-to-pre-pandemic-levels/</a><br/><br/>3 – Nearly half of new small businesses are side hustles<br/><a href='https://www.foxbusiness.com/economy/surge-small-businesses-started-side-hustles'>https://www.foxbusiness.com/economy/surge-small-businesses-started-side-hustles</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  Go to <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a> today to set up a free 30-minute consultation.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14858811-4-9-24-how-to-use-a-press-release-to-get-attention-for-your-small-business.mp3" length="9302450" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 09 Apr 2024 14:00:00 -0400</pubDate>
    <itunes:duration>773</itunes:duration>
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    <itunes:title>3-26-24 - 3 Ways Underpaying Yourself Is Hurting Your Business</itunes:title>
    <title>3-26-24 - 3 Ways Underpaying Yourself Is Hurting Your Business</title>
    <itunes:summary><![CDATA[FEATURE  Small business owners, do you pay yourself a below-market wage to keep your business profitable?  Or maybe you take draws, but they might be sporadic and of varying amounts?  On today’s show, we’ll talk with an experienced accounting professional about how this practice is hurting your business and how you can fix your own compensation structure.  Today’s guest is Sharon Sheekey, Accounting Division Director at SBS Accounting &amp; Advisors: Sharon’s email:  ssheekey@s...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Small business owners, do you pay yourself a below-market wage to keep your business profitable?  Or maybe you take draws, but they might be sporadic and of varying amounts?  On today’s show, we’ll talk with an experienced accounting professional about how this practice is hurting your business and how you can fix your own compensation structure.<br/><br/>Today’s guest is Sharon Sheekey, Accounting Division Director at SBS Accounting &amp; Advisors:<br/>Sharon’s email:  <a href='mailto:ssheekey@sbsaccountants.com'>ssheekey@sbsaccountants.com</a><br/>Sharon’s LinkedIn page:  <a href='https://www.linkedin.com/in/sharon-sheekey-874093b0/'>https://www.linkedin.com/in/sharon-sheekey-874093b0/</a><br/>SBS Accounting &amp; Advisors’ web page:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small Business Owner Optimism Dropped Last Month, Continuing Trend Since Last Summer<br/><a href='https://www.nfib.com/content/press-release/economy/optimism-on-main-street-declines-as-inflation-looms-as-top-challenge/'>https://www.nfib.com/content/press-release/economy/optimism-on-main-street-declines-as-inflation-looms-as-top-challenge/</a><br/><br/>2 - Labor Department’s New Independent Contractor Rule Facing Lawsuits<br/><a href='https://www.foxbusiness.com/politics/biden-admins-gig-worker-rule-facing-growing-pushback'>https://www.foxbusiness.com/politics/biden-admins-gig-worker-rule-facing-growing-pushback</a><br/><br/>3 - National Small Business Week is April 28 to May 4<br/><a href='https://www.sba.gov/national-small-business-week'>https://www.sba.gov/national-small-business-week</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  Go to <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a> today to set up a free 30-minute consultation.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Small business owners, do you pay yourself a below-market wage to keep your business profitable?  Or maybe you take draws, but they might be sporadic and of varying amounts?  On today’s show, we’ll talk with an experienced accounting professional about how this practice is hurting your business and how you can fix your own compensation structure.<br/><br/>Today’s guest is Sharon Sheekey, Accounting Division Director at SBS Accounting &amp; Advisors:<br/>Sharon’s email:  <a href='mailto:ssheekey@sbsaccountants.com'>ssheekey@sbsaccountants.com</a><br/>Sharon’s LinkedIn page:  <a href='https://www.linkedin.com/in/sharon-sheekey-874093b0/'>https://www.linkedin.com/in/sharon-sheekey-874093b0/</a><br/>SBS Accounting &amp; Advisors’ web page:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small Business Owner Optimism Dropped Last Month, Continuing Trend Since Last Summer<br/><a href='https://www.nfib.com/content/press-release/economy/optimism-on-main-street-declines-as-inflation-looms-as-top-challenge/'>https://www.nfib.com/content/press-release/economy/optimism-on-main-street-declines-as-inflation-looms-as-top-challenge/</a><br/><br/>2 - Labor Department’s New Independent Contractor Rule Facing Lawsuits<br/><a href='https://www.foxbusiness.com/politics/biden-admins-gig-worker-rule-facing-growing-pushback'>https://www.foxbusiness.com/politics/biden-admins-gig-worker-rule-facing-growing-pushback</a><br/><br/>3 - National Small Business Week is April 28 to May 4<br/><a href='https://www.sba.gov/national-small-business-week'>https://www.sba.gov/national-small-business-week</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  Go to <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a> today to set up a free 30-minute consultation.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14772372-3-26-24-3-ways-underpaying-yourself-is-hurting-your-business.mp3" length="10108995" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 26 Mar 2024 13:00:00 -0400</pubDate>
    <itunes:duration>839</itunes:duration>
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    <itunes:title>3-12-24 - How to Buyout Your Competition Using an SBA Loan</itunes:title>
    <title>3-12-24 - How to Buyout Your Competition Using an SBA Loan</title>
    <itunes:summary><![CDATA[FEATURE  Small business owners, have you ever considered buying out a competitor to expand your own company’s capabilities and customer base?  On today’s show, we’ll talk with a lending expert about how you can finance a business acquisition at up to 100% of the purchase price using an SBA loan.  Today’s guest is Laurence Leopold, SBA Senior Business Development Officer at IncredibleBank: Laurence’s email:  lleopold@incrediblebank.com Laurence’s LinkedIn page:  https://www.link...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Small business owners, have you ever considered buying out a competitor to expand your own company’s capabilities and customer base?  On today’s show, we’ll talk with a lending expert about how you can finance a business acquisition at up to 100% of the purchase price using an SBA loan.<br/><br/>Today’s guest is Laurence Leopold, SBA Senior Business Development Officer at IncredibleBank:<br/>Laurence’s email:  <a href='mailto:lleopold@incrediblebank.com'>lleopold@incrediblebank.com</a><br/>Laurence’s LinkedIn page:  <a href='https://www.linkedin.com/in/laurence-leopold-4496342/'>https://www.linkedin.com/in/laurence-leopold-4496342/</a>IncredibleBank web page:  <a href='https://www.incrediblebank.com/'>https://www.incrediblebank.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Judge finds Beneficial Ownership Information unconstitutional, but ruling only applies to some businesses<br/><a href='https://www.natlawreview.com/article/district-court-declares-corporate-transparency-act-unconstitutional'>https://www.natlawreview.com/article/district-court-declares-corporate-transparency-act-unconstitutional</a><br/><br/>2 - Small businesses start to see some relief in the labor market<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-employment-slows/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-employment-slows/</a><br/><br/>3 - Vast majority of small firms report financial and operational challenges<br/><a href='https://www.fedsmallbusiness.org/reports/survey/2024/2024-report-on-employer-firms'>https://www.fedsmallbusiness.org/reports/survey/2024/2024-report-on-employer-firms</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  Go to <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a> today to set up a free 30-minute consultation.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Small business owners, have you ever considered buying out a competitor to expand your own company’s capabilities and customer base?  On today’s show, we’ll talk with a lending expert about how you can finance a business acquisition at up to 100% of the purchase price using an SBA loan.<br/><br/>Today’s guest is Laurence Leopold, SBA Senior Business Development Officer at IncredibleBank:<br/>Laurence’s email:  <a href='mailto:lleopold@incrediblebank.com'>lleopold@incrediblebank.com</a><br/>Laurence’s LinkedIn page:  <a href='https://www.linkedin.com/in/laurence-leopold-4496342/'>https://www.linkedin.com/in/laurence-leopold-4496342/</a>IncredibleBank web page:  <a href='https://www.incrediblebank.com/'>https://www.incrediblebank.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Judge finds Beneficial Ownership Information unconstitutional, but ruling only applies to some businesses<br/><a href='https://www.natlawreview.com/article/district-court-declares-corporate-transparency-act-unconstitutional'>https://www.natlawreview.com/article/district-court-declares-corporate-transparency-act-unconstitutional</a><br/><br/>2 - Small businesses start to see some relief in the labor market<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-employment-slows/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-employment-slows/</a><br/><br/>3 - Vast majority of small firms report financial and operational challenges<br/><a href='https://www.fedsmallbusiness.org/reports/survey/2024/2024-report-on-employer-firms'>https://www.fedsmallbusiness.org/reports/survey/2024/2024-report-on-employer-firms</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  Go to <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a> today to set up a free 30-minute consultation.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14675662-3-12-24-how-to-buyout-your-competition-using-an-sba-loan.mp3" length="9645052" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 12 Mar 2024 08:00:00 -0400</pubDate>
    <itunes:duration>801</itunes:duration>
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    <itunes:title>2-27-24 - Google Trends Will Give Your Small Business an Edge</itunes:title>
    <title>2-27-24 - Google Trends Will Give Your Small Business an Edge</title>
    <itunes:summary><![CDATA[FEATURE  Google Trends is a powerful and completely free tool from Google that can help you stay ahead of the curve.  It will help you understand your customers, and can inform decision making on marketing, research &amp; development, and more.  Google Trends: https://trends.google.com/  ----------  NEWS ROUNDUP  1 - The economy continues to be the #1 concern among small business owners, according to the latest CNBC-SurveyMonkey Small Business Index.  Immigration followed at a close...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Google Trends is a powerful and completely free tool from Google that can help you stay ahead of the curve.  It will help you understand your customers, and can inform decision making on marketing, research &amp; development, and more.<br/><br/>Google Trends:<br/><a href='https://trends.google.com/'>https://trends.google.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The economy continues to be the #1 concern among small business owners, according to the latest CNBC-SurveyMonkey Small Business Index.  Immigration followed at a close second place.<br/><a href='https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q1-2024/'>https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q1-2024/</a><br/><br/>2 - Small businesses facing funding challenges have increasingly turned to merchant cash advances, which have posed a threat to the survival of some.<br/><a href='https://www.wsj.com/articles/an-easy-financing-source-pushes-some-small-businesses-into-bankruptcy-c2b2ad1b'>https://www.wsj.com/articles/an-easy-financing-source-pushes-some-small-businesses-into-bankruptcy-c2b2ad1b</a><br/><br/>3 - The National Federation of Independent Business released its top legislative priorities for Congress in 2024.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-announces-top-10-small-business-policy-priorities-for-congress/'>https://www.nfib.com/content/press-release/economy/nfib-announces-top-10-small-business-policy-priorities-for-congress/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Google Trends is a powerful and completely free tool from Google that can help you stay ahead of the curve.  It will help you understand your customers, and can inform decision making on marketing, research &amp; development, and more.<br/><br/>Google Trends:<br/><a href='https://trends.google.com/'>https://trends.google.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The economy continues to be the #1 concern among small business owners, according to the latest CNBC-SurveyMonkey Small Business Index.  Immigration followed at a close second place.<br/><a href='https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q1-2024/'>https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q1-2024/</a><br/><br/>2 - Small businesses facing funding challenges have increasingly turned to merchant cash advances, which have posed a threat to the survival of some.<br/><a href='https://www.wsj.com/articles/an-easy-financing-source-pushes-some-small-businesses-into-bankruptcy-c2b2ad1b'>https://www.wsj.com/articles/an-easy-financing-source-pushes-some-small-businesses-into-bankruptcy-c2b2ad1b</a><br/><br/>3 - The National Federation of Independent Business released its top legislative priorities for Congress in 2024.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-announces-top-10-small-business-policy-priorities-for-congress/'>https://www.nfib.com/content/press-release/economy/nfib-announces-top-10-small-business-policy-priorities-for-congress/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14586858-2-27-24-google-trends-will-give-your-small-business-an-edge.mp3" length="6845463" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 27 Feb 2024 11:00:00 -0500</pubDate>
    <itunes:duration>567</itunes:duration>
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    <itunes:title>2-13-24 - Small Business Owners Face Economic Uncertainty and the Beneficial Ownership Rule</itunes:title>
    <title>2-13-24 - Small Business Owners Face Economic Uncertainty and the Beneficial Ownership Rule</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1 - Small business owners continue to grapple with economic uncertainty, according to the National Federation of Independent Business’ Small Business Optimism Index. https://www.nfib.com/content/press-release/economy/small-business-owners-expectations-for-higher-sales-declined-in-january/  2 - Many small businesses are still unaware of the new Beneficial Ownership rule from the Treasury Department that went into effect on 1-1-24. https://www.wsj.com/articles/small-businesses-must...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1 - Small business owners continue to grapple with economic uncertainty, according to the National Federation of Independent Business’ Small Business Optimism Index.<br/><a href='https://www.nfib.com/content/press-release/economy/small-business-owners-expectations-for-higher-sales-declined-in-january/'>https://www.nfib.com/content/press-release/economy/small-business-owners-expectations-for-higher-sales-declined-in-january/</a><br/><br/>2 - Many small businesses are still unaware of the new Beneficial Ownership rule from the Treasury Department that went into effect on 1-1-24.<br/><a href='https://www.wsj.com/articles/small-businesses-must-now-report-ownership-information-to-the-government-but-many-dont-know-about-it-bb13f2b6'>https://www.wsj.com/articles/small-businesses-must-now-report-ownership-information-to-the-government-but-many-dont-know-about-it-bb13f2b6</a><br/><br/><a href='https://www.fincen.gov/boi'>https://www.fincen.gov/boi</a><br/><br/>3 - Nearly a year after the run on Silicon Valley Bank, small business owners aren’t panicking about their business accounts that hold than $250,000, the amount beyond which the FDIC won’t insure deposits.<br/><a href='https://www.marketplace.org/2024/02/12/banking-crisis-fdic-protection-businesses/'>https://www.marketplace.org/2024/02/12/banking-crisis-fdic-protection-businesses/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1 - Small business owners continue to grapple with economic uncertainty, according to the National Federation of Independent Business’ Small Business Optimism Index.<br/><a href='https://www.nfib.com/content/press-release/economy/small-business-owners-expectations-for-higher-sales-declined-in-january/'>https://www.nfib.com/content/press-release/economy/small-business-owners-expectations-for-higher-sales-declined-in-january/</a><br/><br/>2 - Many small businesses are still unaware of the new Beneficial Ownership rule from the Treasury Department that went into effect on 1-1-24.<br/><a href='https://www.wsj.com/articles/small-businesses-must-now-report-ownership-information-to-the-government-but-many-dont-know-about-it-bb13f2b6'>https://www.wsj.com/articles/small-businesses-must-now-report-ownership-information-to-the-government-but-many-dont-know-about-it-bb13f2b6</a><br/><br/><a href='https://www.fincen.gov/boi'>https://www.fincen.gov/boi</a><br/><br/>3 - Nearly a year after the run on Silicon Valley Bank, small business owners aren’t panicking about their business accounts that hold than $250,000, the amount beyond which the FDIC won’t insure deposits.<br/><a href='https://www.marketplace.org/2024/02/12/banking-crisis-fdic-protection-businesses/'>https://www.marketplace.org/2024/02/12/banking-crisis-fdic-protection-businesses/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14498616-2-13-24-small-business-owners-face-economic-uncertainty-and-the-beneficial-ownership-rule.mp3" length="3831828" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 13 Feb 2024 18:00:00 -0500</pubDate>
    <itunes:duration>316</itunes:duration>
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    <itunes:title>1-30-24 - How to Determine if a Worker Is a Contractor or an Employee</itunes:title>
    <title>1-30-24 - How to Determine if a Worker Is a Contractor or an Employee</title>
    <itunes:summary><![CDATA[FEATURE  The Department of Labor (DOL) has finalized its new independent contractor rule.  There are six factors that you must use to determine if a worker is a contractor or an employee.  The final rule goes into effect on March 11, 2024.  Misclassifying employees as independent contractors can result in lawsuits and penalties, among other costs.  DOL’s Small Entity Compliance Guide to the new rule: https://www.dol.gov/agencies/whd/government-contracts/small-entity-compliance-guide  Tod...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>The Department of Labor (DOL) has finalized its new independent contractor rule.  There are six factors that you must use to determine if a worker is a contractor or an employee.<br/><br/>The final rule goes into effect on March 11, 2024.<br/><br/>Misclassifying employees as independent contractors can result in lawsuits and penalties, among other costs.<br/><br/>DOL’s Small Entity Compliance Guide to the new rule:<br/><a href='https://www.dol.gov/agencies/whd/government-contracts/small-entity-compliance-guide'>https://www.dol.gov/agencies/whd/government-contracts/small-entity-compliance-guide</a><br/><br/>Today’s guest is Karen Moss, of Innovative Outsourcing:<br/>Karen’s email:  <a href='mailto:kmoss@innovative-outsourcing.com'>kmoss@innovative-outsourcing.com</a> <br/>Karen’s LinkedIn page:  <a href='https://www.linkedin.com/in/karenemoss/'>https://www.linkedin.com/in/karenemoss/</a> <br/>Innovative Outsourcing web page:  <a href='https://www.innovative-outsourcing.com/'>https://www.innovative-outsourcing.com/</a> <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Banks report that fraudulent ACH activity is on the rise, and this is a problem for small businesses.<br/><a href='https://www.wsbtv.com/news/local/this-is-modern-day-bank-robbery-banks-say-ach-transfer-fraud-is-rise/VLKVTOBGNJBHNAQBX5MXJYL3HY/'>https://www.wsbtv.com/news/local/this-is-modern-day-bank-robbery-banks-say-ach-transfer-fraud-is-rise/VLKVTOBGNJBHNAQBX5MXJYL3HY/</a><br/><br/><a href='https://fintech.global/2024/01/09/navigating-the-risks-of-ach-payment-fraud-strategies-for-business-safety/'>https://fintech.global/2024/01/09/navigating-the-risks-of-ach-payment-fraud-strategies-for-business-safety/</a><br/><br/>2 - The percentage of small businesses falling victim to cyber attacks is on the rise.<br/><a href='https://www.hiscox.com/documents/Hiscox-Cyber-Readiness-Report-2023.pdf'>https://www.hiscox.com/documents/Hiscox-Cyber-Readiness-Report-2023.pdf</a><br/><br/>3 - Small business owners think college graduates entering the workforce don’t have realistic expectations about the working world.<br/><a href='https://www.campusreform.org/article/91-of-small-business-owners-say-colleges-are-giving-students-unrealistic-expectations-for-life-after-graduation-survey/24640'>https://www.campusreform.org/article/91-of-small-business-owners-say-colleges-are-giving-students-unrealistic-expectations-for-life-after-graduation-survey/24640</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>The Department of Labor (DOL) has finalized its new independent contractor rule.  There are six factors that you must use to determine if a worker is a contractor or an employee.<br/><br/>The final rule goes into effect on March 11, 2024.<br/><br/>Misclassifying employees as independent contractors can result in lawsuits and penalties, among other costs.<br/><br/>DOL’s Small Entity Compliance Guide to the new rule:<br/><a href='https://www.dol.gov/agencies/whd/government-contracts/small-entity-compliance-guide'>https://www.dol.gov/agencies/whd/government-contracts/small-entity-compliance-guide</a><br/><br/>Today’s guest is Karen Moss, of Innovative Outsourcing:<br/>Karen’s email:  <a href='mailto:kmoss@innovative-outsourcing.com'>kmoss@innovative-outsourcing.com</a> <br/>Karen’s LinkedIn page:  <a href='https://www.linkedin.com/in/karenemoss/'>https://www.linkedin.com/in/karenemoss/</a> <br/>Innovative Outsourcing web page:  <a href='https://www.innovative-outsourcing.com/'>https://www.innovative-outsourcing.com/</a> <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Banks report that fraudulent ACH activity is on the rise, and this is a problem for small businesses.<br/><a href='https://www.wsbtv.com/news/local/this-is-modern-day-bank-robbery-banks-say-ach-transfer-fraud-is-rise/VLKVTOBGNJBHNAQBX5MXJYL3HY/'>https://www.wsbtv.com/news/local/this-is-modern-day-bank-robbery-banks-say-ach-transfer-fraud-is-rise/VLKVTOBGNJBHNAQBX5MXJYL3HY/</a><br/><br/><a href='https://fintech.global/2024/01/09/navigating-the-risks-of-ach-payment-fraud-strategies-for-business-safety/'>https://fintech.global/2024/01/09/navigating-the-risks-of-ach-payment-fraud-strategies-for-business-safety/</a><br/><br/>2 - The percentage of small businesses falling victim to cyber attacks is on the rise.<br/><a href='https://www.hiscox.com/documents/Hiscox-Cyber-Readiness-Report-2023.pdf'>https://www.hiscox.com/documents/Hiscox-Cyber-Readiness-Report-2023.pdf</a><br/><br/>3 - Small business owners think college graduates entering the workforce don’t have realistic expectations about the working world.<br/><a href='https://www.campusreform.org/article/91-of-small-business-owners-say-colleges-are-giving-students-unrealistic-expectations-for-life-after-graduation-survey/24640'>https://www.campusreform.org/article/91-of-small-business-owners-say-colleges-are-giving-students-unrealistic-expectations-for-life-after-graduation-survey/24640</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14408152-1-30-24-how-to-determine-if-a-worker-is-a-contractor-or-an-employee.mp3" length="8041051" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 30 Jan 2024 16:00:00 -0500</pubDate>
    <itunes:duration>667</itunes:duration>
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    <itunes:title>1-16-24 - How a Fractional COO Can Make Your Business Life Wonderful</itunes:title>
    <title>1-16-24 - How a Fractional COO Can Make Your Business Life Wonderful</title>
    <itunes:summary><![CDATA[FEATURE  A fractional chief operating officer, or a FCOO, can help you make your business life wonderful, getting you back to doing what you love in the business, which is likely not overseeing the daily operational tasks.  * How to know when it is time to hire a fractional COO. * How a fractional COO helps you as the business owner. * What a fractional COO brings to the table.  Recommended reading:  Rocket Fuel, by Gino Wickman and Mark Winters.  ----------  NEWS ROUNDUP  1 - The Depart...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>A fractional chief operating officer, or a FCOO, can help you make your business life wonderful, getting you back to doing what you love in the business, which is likely not overseeing the daily operational tasks.<br/><br/>* How to know when it is time to hire a fractional COO.<br/>* How a fractional COO helps you as the business owner.<br/>* What a fractional COO brings to the table.<br/><br/>Recommended reading:  <em>Rocket Fuel</em>, by Gino Wickman and Mark Winters.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The Department of Labor has finalized its new independent contractor rule, with big implications for small businesses.<br/><a href='https://www.nsba.biz/post/news-dol-announces-independent-contractor-rule'>https://www.nsba.biz/post/news-dol-announces-independent-contractor-rule</a><br/><br/>2 - Recession fears are easing, which may explain why small business sentiment rose in December.<br/><a href='https://www.nfib.com/content/press-release/economy/inflation-returns-as-top-business-problem-on-main-street/'>https://www.nfib.com/content/press-release/economy/inflation-returns-as-top-business-problem-on-main-street/</a><br/><br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20240105-small-businesses-welcome-optimism-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20240105-small-businesses-welcome-optimism-wsj-survey/</a><br/><br/>3 – A record-setting 5.5 million small businesses were created last year.<br/><a href='https://eig.org/2023-business-formation/'>https://eig.org/2023-business-formation/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>A fractional chief operating officer, or a FCOO, can help you make your business life wonderful, getting you back to doing what you love in the business, which is likely not overseeing the daily operational tasks.<br/><br/>* How to know when it is time to hire a fractional COO.<br/>* How a fractional COO helps you as the business owner.<br/>* What a fractional COO brings to the table.<br/><br/>Recommended reading:  <em>Rocket Fuel</em>, by Gino Wickman and Mark Winters.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The Department of Labor has finalized its new independent contractor rule, with big implications for small businesses.<br/><a href='https://www.nsba.biz/post/news-dol-announces-independent-contractor-rule'>https://www.nsba.biz/post/news-dol-announces-independent-contractor-rule</a><br/><br/>2 - Recession fears are easing, which may explain why small business sentiment rose in December.<br/><a href='https://www.nfib.com/content/press-release/economy/inflation-returns-as-top-business-problem-on-main-street/'>https://www.nfib.com/content/press-release/economy/inflation-returns-as-top-business-problem-on-main-street/</a><br/><br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20240105-small-businesses-welcome-optimism-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20240105-small-businesses-welcome-optimism-wsj-survey/</a><br/><br/>3 – A record-setting 5.5 million small businesses were created last year.<br/><a href='https://eig.org/2023-business-formation/'>https://eig.org/2023-business-formation/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14322899-1-16-24-how-a-fractional-coo-can-make-your-business-life-wonderful.mp3" length="10679521" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 16 Jan 2024 16:00:00 -0500</pubDate>
    <itunes:duration>887</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>1-2-24 - 2024 Economic Optimism &amp; Google’s New Small Business Attribute</itunes:title>
    <title>1-2-24 - 2024 Economic Optimism &amp; Google’s New Small Business Attribute</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 – There’s reason for optimism about the economy in 2024, and that’s good news for small businesses. https://www.wsj.com/economy/what-to-watch-in-fridays-spending-report-inflation-closing-in-on-feds-target-0778037d https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html https://www.cnn.com/2024/01/01/business/5-reasons-to-be-optimistic-about-the-2024-economy/index.html  2 - Google recently rolled out a new small business attribute feat...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1 – There’s reason for optimism about the economy in 2024, and that’s good news for small businesses.<br/><a href='https://www.wsj.com/economy/what-to-watch-in-fridays-spending-report-inflation-closing-in-on-feds-target-0778037d'>https://www.wsj.com/economy/what-to-watch-in-fridays-spending-report-inflation-closing-in-on-feds-target-0778037d</a><br/><a href='https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html'>https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html</a><br/><a href='https://www.cnn.com/2024/01/01/business/5-reasons-to-be-optimistic-about-the-2024-economy/index.html'>https://www.cnn.com/2024/01/01/business/5-reasons-to-be-optimistic-about-the-2024-economy/index.html</a><br/><br/>2 - Google recently rolled out a new small business attribute feature.<br/><a href='https://blog.google/products/shopping/google-merchant-new-features-holiday/'>https://blog.google/products/shopping/google-merchant-new-features-holiday/</a><br/><br/>3 – The SBA is proposing to remove limits on loan eligibility for prospective borrowers who have a previous run-in with the law.<br/><a href='https://www.smallbusinessroundtable.org/sbr-submits-comments-on-sbas-proposed-rule-reforming-criminal-record-eligibility-requirements-for-loan-programs'>https://www.smallbusinessroundtable.org/sbr-submits-comments-on-sbas-proposed-rule-reforming-criminal-record-eligibility-requirements-for-loan-programs</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1 – There’s reason for optimism about the economy in 2024, and that’s good news for small businesses.<br/><a href='https://www.wsj.com/economy/what-to-watch-in-fridays-spending-report-inflation-closing-in-on-feds-target-0778037d'>https://www.wsj.com/economy/what-to-watch-in-fridays-spending-report-inflation-closing-in-on-feds-target-0778037d</a><br/><a href='https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html'>https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html</a><br/><a href='https://www.cnn.com/2024/01/01/business/5-reasons-to-be-optimistic-about-the-2024-economy/index.html'>https://www.cnn.com/2024/01/01/business/5-reasons-to-be-optimistic-about-the-2024-economy/index.html</a><br/><br/>2 - Google recently rolled out a new small business attribute feature.<br/><a href='https://blog.google/products/shopping/google-merchant-new-features-holiday/'>https://blog.google/products/shopping/google-merchant-new-features-holiday/</a><br/><br/>3 – The SBA is proposing to remove limits on loan eligibility for prospective borrowers who have a previous run-in with the law.<br/><a href='https://www.smallbusinessroundtable.org/sbr-submits-comments-on-sbas-proposed-rule-reforming-criminal-record-eligibility-requirements-for-loan-programs'>https://www.smallbusinessroundtable.org/sbr-submits-comments-on-sbas-proposed-rule-reforming-criminal-record-eligibility-requirements-for-loan-programs</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14237494-1-2-24-2024-economic-optimism-google-s-new-small-business-attribute.mp3" length="3100464" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 02 Jan 2024 18:00:00 -0500</pubDate>
    <itunes:duration>255</itunes:duration>
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  <item>
    <itunes:title>12-19-23 - How to Get Publicity for Your Small Business</itunes:title>
    <title>12-19-23 - How to Get Publicity for Your Small Business</title>
    <itunes:summary><![CDATA[FEATURE  * What is the different between public relations and marketing? * What are the three tactics for PR? * How does a small business get publicity?  How does the owner, who is usually the primary salesperson, get publicity? * How much of your knowledge and information is it OK to share?  Today’s guest is Claire Angelle, Founder of Angelle Consulting: Claire’s email:  claire@angelleconsulting.com Claire’s LinkedIn page:  https://www.linkedin.com/in/claire-collobert-angelle-...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>* What is the different between public relations and marketing?<br/>* What are the three tactics for PR?<br/>* How does a small business get publicity?  How does the owner, who is usually the primary salesperson, get publicity?<br/>* How much of your knowledge and information is it OK to share?<br/><br/>Today’s guest is Claire Angelle, Founder of Angelle Consulting:<br/>Claire’s email:  <a href='mailto:claire@angelleconsulting.com'>claire@angelleconsulting.com</a><br/>Claire’s LinkedIn page:  <a href='https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/'>https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/</a><br/>Angelle Consulting web page:  <a href='https://www.angelleconsulting.com/'>https://www.angelleconsulting.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small businesses are even less confident about economy now than earlier in the year.<br/><a href='https://www.uschamber.com/sbindex/summary'>https://www.uschamber.com/sbindex/summary</a><br/><br/>2 - The National Labor Relations Board’s new joint-employer rule is continuing to face opposition from small business groups and from some lawmakers.<br/><a href='https://www.nsba.biz/post/news-house-panel-moves-resolution-to-block-nlrb-joint-employer-rule'>https://www.nsba.biz/post/news-house-panel-moves-resolution-to-block-nlrb-joint-employer-rule</a><br/><br/>3 - Younger and smaller companies are particularly hard hit in the ongoing credit squeeze facing small businesses.<br/><a href='https://www.pymnts.com/smbs/2023/young-smbs-cant-find-enough-business-financing/'>https://www.pymnts.com/smbs/2023/young-smbs-cant-find-enough-business-financing/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>* What is the different between public relations and marketing?<br/>* What are the three tactics for PR?<br/>* How does a small business get publicity?  How does the owner, who is usually the primary salesperson, get publicity?<br/>* How much of your knowledge and information is it OK to share?<br/><br/>Today’s guest is Claire Angelle, Founder of Angelle Consulting:<br/>Claire’s email:  <a href='mailto:claire@angelleconsulting.com'>claire@angelleconsulting.com</a><br/>Claire’s LinkedIn page:  <a href='https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/'>https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/</a><br/>Angelle Consulting web page:  <a href='https://www.angelleconsulting.com/'>https://www.angelleconsulting.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small businesses are even less confident about economy now than earlier in the year.<br/><a href='https://www.uschamber.com/sbindex/summary'>https://www.uschamber.com/sbindex/summary</a><br/><br/>2 - The National Labor Relations Board’s new joint-employer rule is continuing to face opposition from small business groups and from some lawmakers.<br/><a href='https://www.nsba.biz/post/news-house-panel-moves-resolution-to-block-nlrb-joint-employer-rule'>https://www.nsba.biz/post/news-house-panel-moves-resolution-to-block-nlrb-joint-employer-rule</a><br/><br/>3 - Younger and smaller companies are particularly hard hit in the ongoing credit squeeze facing small businesses.<br/><a href='https://www.pymnts.com/smbs/2023/young-smbs-cant-find-enough-business-financing/'>https://www.pymnts.com/smbs/2023/young-smbs-cant-find-enough-business-financing/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14175453-12-19-23-how-to-get-publicity-for-your-small-business.mp3" length="9359789" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14175453</guid>
    <pubDate>Tue, 19 Dec 2023 14:00:00 -0500</pubDate>
    <itunes:duration>777</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>12-5-23 - SBA Resources You Need to Know About</itunes:title>
    <title>12-5-23 - SBA Resources You Need to Know About</title>
    <itunes:summary><![CDATA[FEATURE  You’re probably familiar with Small Business Administration loans.  SBA loans, as they are commonly called, are partially backed by the federal government.  But there are other resources the SBA offers, some of which aren’t well known, which can benefit your company.  We’re going to discuss just a few today.  THRIVE https://www.sbathrive.com/  Assistance for small businesses with procuring federal contracts https://www.sba.gov/federal-contracting  America’s Seed Fund https:...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>You’re probably familiar with Small Business Administration loans.  SBA loans, as they are commonly called, are partially backed by the federal government.<br/><br/>But there are other resources the SBA offers, some of which aren’t well known, which can benefit your company.  We’re going to discuss just a few today.<br/><br/>THRIVE<br/><a href='https://www.sbathrive.com/'>https://www.sbathrive.com/</a><br/><br/>Assistance for small businesses with procuring federal contracts<br/><a href='https://www.sba.gov/federal-contracting'>https://www.sba.gov/federal-contracting</a><br/><br/>America’s Seed Fund<br/><a href='https://beta.www.sbir.gov/'>https://beta.www.sbir.gov/</a><br/><br/>SBA Business Guide<br/><a href='https://www.sba.gov/business-guide'>https://www.sba.gov/business-guide</a><br/><br/>SBA Events<br/><a href='https://www.sba.gov/events'>https://www.sba.gov/events</a><br/><br/>2023 Small Business Resource Guide<br/><a href='https://www.sba.gov/sites/sbagov/files/2023-06/2023%20Small%20Business%20Resource%20Guide_508c_Final.pdf'>https://www.sba.gov/sites/sbagov/files/2023-06/2023%20Small%20Business%20Resource%20Guide_508c_Final.pdf</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small business owners are less optimistic about this year’s Christmas shopping season than they’ve been in the past.<br/><a href='https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q4-2023/'>https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q4-2023/</a><br/><br/>2 - The US House of Representatives voted last week to overturn a rule by the Consumer Financial Protection Bureau requiring banks to collect small business owners’ demographic information when they seek a loan.<br/><a href='https://www.washingtonexaminer.com/policy/economy/house-votes-end-biden-small-business-loan-rule-veto'>https://www.washingtonexaminer.com/policy/economy/house-votes-end-biden-small-business-loan-rule-veto</a><br/><br/>3 - According to the Federal Reserve’s most recent quarterly survey of senior loan officers, lending standards applied to small businesses have tightened significantly since last year.<br/><a href='https://apnews.com/article/small-business-loans-funding-banks-91c55c514347301f26d46f591f6c32ad'>https://apnews.com/article/small-business-loans-funding-banks-91c55c514347301f26d46f591f6c32ad</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>You’re probably familiar with Small Business Administration loans.  SBA loans, as they are commonly called, are partially backed by the federal government.<br/><br/>But there are other resources the SBA offers, some of which aren’t well known, which can benefit your company.  We’re going to discuss just a few today.<br/><br/>THRIVE<br/><a href='https://www.sbathrive.com/'>https://www.sbathrive.com/</a><br/><br/>Assistance for small businesses with procuring federal contracts<br/><a href='https://www.sba.gov/federal-contracting'>https://www.sba.gov/federal-contracting</a><br/><br/>America’s Seed Fund<br/><a href='https://beta.www.sbir.gov/'>https://beta.www.sbir.gov/</a><br/><br/>SBA Business Guide<br/><a href='https://www.sba.gov/business-guide'>https://www.sba.gov/business-guide</a><br/><br/>SBA Events<br/><a href='https://www.sba.gov/events'>https://www.sba.gov/events</a><br/><br/>2023 Small Business Resource Guide<br/><a href='https://www.sba.gov/sites/sbagov/files/2023-06/2023%20Small%20Business%20Resource%20Guide_508c_Final.pdf'>https://www.sba.gov/sites/sbagov/files/2023-06/2023%20Small%20Business%20Resource%20Guide_508c_Final.pdf</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small business owners are less optimistic about this year’s Christmas shopping season than they’ve been in the past.<br/><a href='https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q4-2023/'>https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q4-2023/</a><br/><br/>2 - The US House of Representatives voted last week to overturn a rule by the Consumer Financial Protection Bureau requiring banks to collect small business owners’ demographic information when they seek a loan.<br/><a href='https://www.washingtonexaminer.com/policy/economy/house-votes-end-biden-small-business-loan-rule-veto'>https://www.washingtonexaminer.com/policy/economy/house-votes-end-biden-small-business-loan-rule-veto</a><br/><br/>3 - According to the Federal Reserve’s most recent quarterly survey of senior loan officers, lending standards applied to small businesses have tightened significantly since last year.<br/><a href='https://apnews.com/article/small-business-loans-funding-banks-91c55c514347301f26d46f591f6c32ad'>https://apnews.com/article/small-business-loans-funding-banks-91c55c514347301f26d46f591f6c32ad</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14094615-12-5-23-sba-resources-you-need-to-know-about.mp3" length="5828852" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14094615</guid>
    <pubDate>Tue, 05 Dec 2023 14:00:00 -0500</pubDate>
    <itunes:duration>483</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>11-21-23 - Don’t Destroy Your Chances of Hiring the Right Candidate</itunes:title>
    <title>11-21-23 - Don’t Destroy Your Chances of Hiring the Right Candidate</title>
    <itunes:summary><![CDATA[FEATURE  To get the right candidates, you need to alight the job description with the actual need for the position.  Also, avoid giving your candidates a poor experience in the overall process from interviewing to onboarding.  Finally, don’t hire reactively, i.e., for short-term needs.  Think about your long-term needs instead.  Today’s conversation is based on the blog post, “8 Things That Can Cause You To Hire The Wrong Person.” https://humansdoing.net/8-things-that-can-cause-you-to-hi...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>To get the right candidates, you need to alight the job description with the actual need for the position.<br/><br/>Also, avoid giving your candidates a poor experience in the overall process from interviewing to onboarding.<br/><br/>Finally, don’t hire reactively, i.e., for short-term needs.  Think about your long-term needs instead.<br/><br/>Today’s conversation is based on the blog post, “8 Things That Can Cause You To Hire The Wrong Person.”<br/><a href='https://humansdoing.net/8-things-that-can-cause-you-to-hire-the-wrong-person/'>https://humansdoing.net/8-things-that-can-cause-you-to-hire-the-wrong-person/</a><br/><br/>Today’s guest is Josh McAfee, Co-Founder and Managing Partner of Humans Doing:<br/>Josh’s email:  <a href='mailto:joshmc@humansdoing.net'>joshmc@humansdoing.net</a><br/>Josh’s LinkedIn page:  <a href='https://www.linkedin.com/in/joshmc/'>https://www.linkedin.com/in/joshmc/</a><br/>Josh’s book, <em>Measure Up</em>:  <a href='https://www.amazon.com/Measure-Up-Mastering-Career-Search/dp/1631953036'>https://www.amazon.com/Measure-Up-Mastering-Career-Search/dp/1631953036</a><br/>Humans Doing web page:  <a href='https://humansdoing.net/'>https://humansdoing.net/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The ongoing credit crunch impacting small businesses has owners looking beyond traditional loans to finance their capital needs.<br/><a href='https://digitalasset.intuit.com/render/content/dam/intuit/sbseg/en_us/Blog/Downloadable-assset/Ebook/intuit-quickbooks-small-business-index-annual-report-2023.pdf?cid=dig_TOF_QBB_blog_US_EN_SMBIndex_AR_hub_PDF'>https://digitalasset.intuit.com/render/content/dam/intuit/sbseg/en_us/Blog/Downloadable-assset/Ebook/intuit-quickbooks-small-business-index-annual-report-2023.pdf?cid=dig_TOF_QBB_blog_US_EN_SMBIndex_AR_hub_PDF</a><br/><br/>2 - Three-quarters of small businesses are utilizing AI tools for an expansive range of business functions, according to findings of a Small Business &amp; Entrepreneurship Council survey.<br/><a href='https://sbecouncil.org/wp-content/uploads/2023/10/SBE-Small-Business-AI-Survey-Oct-2023-FINAL.pdf'>https://sbecouncil.org/wp-content/uploads/2023/10/SBE-Small-Business-AI-Survey-Oct-2023-FINAL.pdf</a><br/><br/>3 - Scammers are stealing the passwords of small businesses’ social media accounts, according to a new lawsuit filed by Google.<br/><a href='https://seekingalpha.com/news/4035436-google-sues-to-block-false-bard-ai-ads-targeting-small-businesses'>https://seekingalpha.com/news/4035436-google-sues-to-block-false-bard-ai-ads-targeting-small-businesses</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>To get the right candidates, you need to alight the job description with the actual need for the position.<br/><br/>Also, avoid giving your candidates a poor experience in the overall process from interviewing to onboarding.<br/><br/>Finally, don’t hire reactively, i.e., for short-term needs.  Think about your long-term needs instead.<br/><br/>Today’s conversation is based on the blog post, “8 Things That Can Cause You To Hire The Wrong Person.”<br/><a href='https://humansdoing.net/8-things-that-can-cause-you-to-hire-the-wrong-person/'>https://humansdoing.net/8-things-that-can-cause-you-to-hire-the-wrong-person/</a><br/><br/>Today’s guest is Josh McAfee, Co-Founder and Managing Partner of Humans Doing:<br/>Josh’s email:  <a href='mailto:joshmc@humansdoing.net'>joshmc@humansdoing.net</a><br/>Josh’s LinkedIn page:  <a href='https://www.linkedin.com/in/joshmc/'>https://www.linkedin.com/in/joshmc/</a><br/>Josh’s book, <em>Measure Up</em>:  <a href='https://www.amazon.com/Measure-Up-Mastering-Career-Search/dp/1631953036'>https://www.amazon.com/Measure-Up-Mastering-Career-Search/dp/1631953036</a><br/>Humans Doing web page:  <a href='https://humansdoing.net/'>https://humansdoing.net/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The ongoing credit crunch impacting small businesses has owners looking beyond traditional loans to finance their capital needs.<br/><a href='https://digitalasset.intuit.com/render/content/dam/intuit/sbseg/en_us/Blog/Downloadable-assset/Ebook/intuit-quickbooks-small-business-index-annual-report-2023.pdf?cid=dig_TOF_QBB_blog_US_EN_SMBIndex_AR_hub_PDF'>https://digitalasset.intuit.com/render/content/dam/intuit/sbseg/en_us/Blog/Downloadable-assset/Ebook/intuit-quickbooks-small-business-index-annual-report-2023.pdf?cid=dig_TOF_QBB_blog_US_EN_SMBIndex_AR_hub_PDF</a><br/><br/>2 - Three-quarters of small businesses are utilizing AI tools for an expansive range of business functions, according to findings of a Small Business &amp; Entrepreneurship Council survey.<br/><a href='https://sbecouncil.org/wp-content/uploads/2023/10/SBE-Small-Business-AI-Survey-Oct-2023-FINAL.pdf'>https://sbecouncil.org/wp-content/uploads/2023/10/SBE-Small-Business-AI-Survey-Oct-2023-FINAL.pdf</a><br/><br/>3 - Scammers are stealing the passwords of small businesses’ social media accounts, according to a new lawsuit filed by Google.<br/><a href='https://seekingalpha.com/news/4035436-google-sues-to-block-false-bard-ai-ads-targeting-small-businesses'>https://seekingalpha.com/news/4035436-google-sues-to-block-false-bard-ai-ads-targeting-small-businesses</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/14013071-11-21-23-don-t-destroy-your-chances-of-hiring-the-right-candidate.mp3" length="10414324" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14013071</guid>
    <pubDate>Tue, 21 Nov 2023 14:00:00 -0500</pubDate>
    <itunes:duration>865</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>11-7-23 - Unlock Your Customers’ Vision and Make Them Raving Fans</itunes:title>
    <title>11-7-23 - Unlock Your Customers’ Vision and Make Them Raving Fans</title>
    <itunes:summary><![CDATA[FEATURE  Today, we continue our discussion of the book “Raving Fans” by Ken Blanchard and Sheldon Bowles.  To create raving fans, the business must create a vision of the customer experience, but then, it must invite the customers themselves into the vision casting process.  Not everything the customers want will necessarily be a part of the final vision, but listening to customers is key.  Once customers’ vision has been integrated into the original vision of the business’ vision, ...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Today, we continue our discussion of the book “Raving Fans” by Ken Blanchard and Sheldon Bowles.  To create raving fans, the business must create a vision of the customer experience, but then, it must invite the customers themselves into the vision casting process.<br/><br/>Not everything the customers want will necessarily be a part of the final vision, but listening to customers is key.  Once customers’ vision has been integrated into the original vision of the business’ vision, then the implementation process begins.  Take it slow and start small.  Customers want consistency in their experience above all else.  Steady progress will yield great results over time.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The job market cooled last month, but small businesses still had trouble finding employees.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-tight-labor-market-continues-to-hinder-main-street/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-tight-labor-market-continues-to-hinder-main-street/</a><br/><br/>2 - More than three-quarters of owners believe their own company is ready to handle any upcoming economic instability.<br/><a href='https://nypost.com/2023/11/02/tech/how-small-businesses-are-expanding-their-digital-footprints/'>https://nypost.com/2023/11/02/tech/how-small-businesses-are-expanding-their-digital-footprints/</a><br/><br/>3 - Multiple small business groups are opposing a new rule by the National Labor Relations Board regarding joint-employer situations.<br/><a href='https://sbecouncil.org/2023/10/26/sbe-council-slams-nlrbs-joint-employer-expansion-urges-congress-to-overturn-new-rule/'>https://sbecouncil.org/2023/10/26/sbe-council-slams-nlrbs-joint-employer-expansion-urges-congress-to-overturn-new-rule/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Today, we continue our discussion of the book “Raving Fans” by Ken Blanchard and Sheldon Bowles.  To create raving fans, the business must create a vision of the customer experience, but then, it must invite the customers themselves into the vision casting process.<br/><br/>Not everything the customers want will necessarily be a part of the final vision, but listening to customers is key.  Once customers’ vision has been integrated into the original vision of the business’ vision, then the implementation process begins.  Take it slow and start small.  Customers want consistency in their experience above all else.  Steady progress will yield great results over time.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The job market cooled last month, but small businesses still had trouble finding employees.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-tight-labor-market-continues-to-hinder-main-street/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-tight-labor-market-continues-to-hinder-main-street/</a><br/><br/>2 - More than three-quarters of owners believe their own company is ready to handle any upcoming economic instability.<br/><a href='https://nypost.com/2023/11/02/tech/how-small-businesses-are-expanding-their-digital-footprints/'>https://nypost.com/2023/11/02/tech/how-small-businesses-are-expanding-their-digital-footprints/</a><br/><br/>3 - Multiple small business groups are opposing a new rule by the National Labor Relations Board regarding joint-employer situations.<br/><a href='https://sbecouncil.org/2023/10/26/sbe-council-slams-nlrbs-joint-employer-expansion-urges-congress-to-overturn-new-rule/'>https://sbecouncil.org/2023/10/26/sbe-council-slams-nlrbs-joint-employer-expansion-urges-congress-to-overturn-new-rule/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let’s grow your business together!</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13930010-11-7-23-unlock-your-customers-vision-and-make-them-raving-fans.mp3" length="6417585" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 07 Nov 2023 18:00:00 -0500</pubDate>
    <itunes:duration>532</itunes:duration>
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    <itunes:title>10-24-23 - Make Your Customers Raving Fans to Get More Referrals</itunes:title>
    <title>10-24-23 - Make Your Customers Raving Fans to Get More Referrals</title>
    <itunes:summary><![CDATA[FEATURE  To have a truly thriving business, one essential element is a customer base who are wildly enthusiastic about what your company offers, so much so, in fact, that they eagerly tell their family, friends, and neighbors.  In their book “Raving Fans,” Ken Blanchard and Sheldon Bowles explain how having merely satisfied customers just doesn’t cut it.  Today, we’re going to unpack some of the book’s ideas and talk about how to apply them to your business.  ----------  NEWS ROUNDUP  1 ...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>To have a truly thriving business, one essential element is a customer base who are wildly enthusiastic about what your company offers, so much so, in fact, that they eagerly tell their family, friends, and neighbors.<br/><br/>In their book “Raving Fans,” Ken Blanchard and Sheldon Bowles explain how having merely satisfied customers just doesn’t cut it.  Today, we’re going to unpack some of the book’s ideas and talk about how to apply them to your business.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small business owners became increasingly dour in their outlook on the economy in September.<br/><br/><a href='https://www.nfib.com/content/analysis/labor/report-shows-more-small-business-owners-are-pessimistic-about-future-conditions-2/'>https://www.nfib.com/content/analysis/labor/report-shows-more-small-business-owners-are-pessimistic-about-future-conditions-2/</a><br/><br/>2 - The bar is now higher for businesses to participate in the Small Business Administration’s 8(a) Business Development program, designed to help disadvantaged companies contract with the federal government.<br/><br/><a href='https://fedscoop.com/court-ruling-forces-small-businesses-to-detail-bias/'>https://fedscoop.com/court-ruling-forces-small-businesses-to-detail-bias/</a><br/><br/>3 - Goldman Sachs is throwing its weight behind a campaign opposing tougher banking rules called Basel III Endgame (B3E) that it argues will hurt small business lending.<br/><br/><a href='https://www.axios.com/2023/10/23/goldman-small-biz-basel-iii'>https://www.axios.com/2023/10/23/goldman-small-biz-basel-iii</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>To have a truly thriving business, one essential element is a customer base who are wildly enthusiastic about what your company offers, so much so, in fact, that they eagerly tell their family, friends, and neighbors.<br/><br/>In their book “Raving Fans,” Ken Blanchard and Sheldon Bowles explain how having merely satisfied customers just doesn’t cut it.  Today, we’re going to unpack some of the book’s ideas and talk about how to apply them to your business.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small business owners became increasingly dour in their outlook on the economy in September.<br/><br/><a href='https://www.nfib.com/content/analysis/labor/report-shows-more-small-business-owners-are-pessimistic-about-future-conditions-2/'>https://www.nfib.com/content/analysis/labor/report-shows-more-small-business-owners-are-pessimistic-about-future-conditions-2/</a><br/><br/>2 - The bar is now higher for businesses to participate in the Small Business Administration’s 8(a) Business Development program, designed to help disadvantaged companies contract with the federal government.<br/><br/><a href='https://fedscoop.com/court-ruling-forces-small-businesses-to-detail-bias/'>https://fedscoop.com/court-ruling-forces-small-businesses-to-detail-bias/</a><br/><br/>3 - Goldman Sachs is throwing its weight behind a campaign opposing tougher banking rules called Basel III Endgame (B3E) that it argues will hurt small business lending.<br/><br/><a href='https://www.axios.com/2023/10/23/goldman-small-biz-basel-iii'>https://www.axios.com/2023/10/23/goldman-small-biz-basel-iii</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13840031-10-24-23-make-your-customers-raving-fans-to-get-more-referrals.mp3" length="6738576" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 24 Oct 2023 19:00:00 -0400</pubDate>
    <itunes:duration>558</itunes:duration>
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    <itunes:title>10-10-23 - What Types of Insurance Does Your Small Business Need?</itunes:title>
    <title>10-10-23 - What Types of Insurance Does Your Small Business Need?</title>
    <itunes:summary><![CDATA[FEATURE  Every small business has different insurance needs, but almost all will need General Liability coverage.  And many will also need coverage included in a Business Owner’s Policy (BOP).  Other types of insurance could include Workers' Compensation, Employers Liability, Cyber Liability, Commercial Auto, and Errors and Omissions (aka Professional Liability).  Today’s guest is Jack Smith, of Valor Insurance Brokers:  Jack’s email:  jack@valorbrokers.com Jack’s LinkedIn page:&nbs...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Every small business has different insurance needs, but almost all will need General Liability coverage.  And many will also need coverage included in a Business Owner’s Policy (BOP).<br/><br/>Other types of insurance could include Workers&apos; Compensation, Employers Liability, Cyber Liability, Commercial Auto, and Errors and Omissions (aka Professional Liability).<br/><br/>Today’s guest is Jack Smith, of Valor Insurance Brokers:<br/><br/>Jack’s email:  <a href='mailto:jack@valorbrokers.com'>jack@valorbrokers.com</a><br/>Jack’s LinkedIn page:  <a href='https://www.linkedin.com/in/jacksonsmith1/'>https://www.linkedin.com/in/jacksonsmith1/</a><br/>Valor’s web page:  <a href='https://www.valorbrokers.com/'>https://www.valorbrokers.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small business bankruptcies are rising at the fastest pace since the pandemic, according to a report by the Wall Street Journal.  Increased interest rates, tighter lending standards, and higher operating costs are the chief culprits.<br/><br/><a href='https://www.wsj.com/business/entrepreneurship/small-busines-bankruptcy-surge-8989e665?mod=hp_lista_pos2'>https://www.wsj.com/business/entrepreneurship/small-busines-bankruptcy-surge-8989e665?mod=hp_lista_pos2</a><br/><br/>2 - Though Congress averted a government shutdown last month, the prospect of one towards the end of November hangs over the economy.  And small business owners want none of it.<br/><br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/september-25-2023-press-release.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/september-25-2023-press-release.html</a><br/><br/>3 - Many small businesses are making mental health of employees a priority.<br/><br/><a href='https://www.uschamber.com/sbindex/quarterly-spotlight'>https://www.uschamber.com/sbindex/quarterly-spotlight</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Every small business has different insurance needs, but almost all will need General Liability coverage.  And many will also need coverage included in a Business Owner’s Policy (BOP).<br/><br/>Other types of insurance could include Workers&apos; Compensation, Employers Liability, Cyber Liability, Commercial Auto, and Errors and Omissions (aka Professional Liability).<br/><br/>Today’s guest is Jack Smith, of Valor Insurance Brokers:<br/><br/>Jack’s email:  <a href='mailto:jack@valorbrokers.com'>jack@valorbrokers.com</a><br/>Jack’s LinkedIn page:  <a href='https://www.linkedin.com/in/jacksonsmith1/'>https://www.linkedin.com/in/jacksonsmith1/</a><br/>Valor’s web page:  <a href='https://www.valorbrokers.com/'>https://www.valorbrokers.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Small business bankruptcies are rising at the fastest pace since the pandemic, according to a report by the Wall Street Journal.  Increased interest rates, tighter lending standards, and higher operating costs are the chief culprits.<br/><br/><a href='https://www.wsj.com/business/entrepreneurship/small-busines-bankruptcy-surge-8989e665?mod=hp_lista_pos2'>https://www.wsj.com/business/entrepreneurship/small-busines-bankruptcy-surge-8989e665?mod=hp_lista_pos2</a><br/><br/>2 - Though Congress averted a government shutdown last month, the prospect of one towards the end of November hangs over the economy.  And small business owners want none of it.<br/><br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/september-25-2023-press-release.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/september-25-2023-press-release.html</a><br/><br/>3 - Many small businesses are making mental health of employees a priority.<br/><br/><a href='https://www.uschamber.com/sbindex/quarterly-spotlight'>https://www.uschamber.com/sbindex/quarterly-spotlight</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13753174-10-10-23-what-types-of-insurance-does-your-small-business-need.mp3" length="8896188" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 10 Oct 2023 15:00:00 -0400</pubDate>
    <itunes:duration>738</itunes:duration>
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    <itunes:title>9-26-23 - How To Get Your Small Business Found on Google</itunes:title>
    <title>9-26-23 - How To Get Your Small Business Found on Google</title>
    <itunes:summary><![CDATA[FEATURE  Ranking high in search engines results, especially on Google, is a concern of most small businesses.  There are a few basic things you can do to help your site be found, like consistently creating good content (but you don’t have to write a blog post every day or even every week) and fully utilizing Google Business Profile.  ChatGPT can help you create content, but don’t depend on it to get you 100% of the way there.  We also discuss: * How to account for the numerous updates to...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Ranking high in search engines results, especially on Google, is a concern of most small businesses.  There are a few basic things you can do to help your site be found, like consistently creating good content (but you don’t have to write a blog post every day or even every week) and fully utilizing Google Business Profile.<br/><br/>ChatGPT can help you create content, but don’t depend on it to get you 100% of the way there.<br/><br/>We also discuss:<br/>* How to account for the numerous updates to Google’s algorithm each year.<br/>* How to think about search metrics.<br/>* Why you should start using Google Search Console.<br/><br/>Google Search Console:  <a href='https://search.google.com/search-console/about'>https://search.google.com/search-console/about</a><br/><br/>Today’s guest is Mickey Mellen, of GreenMellen:<br/>Mickey’s email:  <a href='mailto:mickey@greenmellenmedia.com'>mickey@greenmellenmedia.com</a><br/>Mickey’s LinkedIn page:  <a href='https://www.linkedin.com/in/mickmel/'>https://www.linkedin.com/in/mickmel/</a><br/>GreenMellen’s web page:  <a href='https://www.greenmellenmedia.com/'>https://www.greenmellenmedia.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Though most small business owners are generally positive about the current business environment, they have heartburn over the direction of the economy, according to the 3Q2023 Small Business Check Up Survey.<br/><br/><a href='https://sbecouncil.org/2023/09/12/new-check-up-survey-for-q3-small-business-owners-foresee-deteriorating-economic-conditions/'>https://sbecouncil.org/2023/09/12/new-check-up-survey-for-q3-small-business-owners-foresee-deteriorating-economic-conditions/</a><br/><br/>2 - The IRS recently announced a moratorium through at least the end of the year on processing new claims for the Employee Retention Credit, a highly popular COVID-era relief program designed to help small businesses keep their employees on payroll.<br/><br/><a href='https://www.irs.gov/newsroom/to-protect-taxpayers-from-scams-irs-orders-immediate-stop-to-new-employee-retention-credit-processing-amid-surge-of-questionable-claims-concerns-from-tax-pros'>https://www.irs.gov/newsroom/to-protect-taxpayers-from-scams-irs-orders-immediate-stop-to-new-employee-retention-credit-processing-amid-surge-of-questionable-claims-concerns-from-tax-pros</a><br/><br/>3 - Entrepreneurs who choose to re-enter the traditional workforce are 30% less likely to get job interviews than applicants with only traditional experience, according to research conducted by two professors of management.<br/><br/><a href='https://fortune.com/2023/09/06/entrepreneurs-founders-get-fewer-job-interviews-research-survey-management/'>https://fortune.com/2023/09/06/entrepreneurs-founders-get-fewer-job-interviews-research-survey-management/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Ranking high in search engines results, especially on Google, is a concern of most small businesses.  There are a few basic things you can do to help your site be found, like consistently creating good content (but you don’t have to write a blog post every day or even every week) and fully utilizing Google Business Profile.<br/><br/>ChatGPT can help you create content, but don’t depend on it to get you 100% of the way there.<br/><br/>We also discuss:<br/>* How to account for the numerous updates to Google’s algorithm each year.<br/>* How to think about search metrics.<br/>* Why you should start using Google Search Console.<br/><br/>Google Search Console:  <a href='https://search.google.com/search-console/about'>https://search.google.com/search-console/about</a><br/><br/>Today’s guest is Mickey Mellen, of GreenMellen:<br/>Mickey’s email:  <a href='mailto:mickey@greenmellenmedia.com'>mickey@greenmellenmedia.com</a><br/>Mickey’s LinkedIn page:  <a href='https://www.linkedin.com/in/mickmel/'>https://www.linkedin.com/in/mickmel/</a><br/>GreenMellen’s web page:  <a href='https://www.greenmellenmedia.com/'>https://www.greenmellenmedia.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - Though most small business owners are generally positive about the current business environment, they have heartburn over the direction of the economy, according to the 3Q2023 Small Business Check Up Survey.<br/><br/><a href='https://sbecouncil.org/2023/09/12/new-check-up-survey-for-q3-small-business-owners-foresee-deteriorating-economic-conditions/'>https://sbecouncil.org/2023/09/12/new-check-up-survey-for-q3-small-business-owners-foresee-deteriorating-economic-conditions/</a><br/><br/>2 - The IRS recently announced a moratorium through at least the end of the year on processing new claims for the Employee Retention Credit, a highly popular COVID-era relief program designed to help small businesses keep their employees on payroll.<br/><br/><a href='https://www.irs.gov/newsroom/to-protect-taxpayers-from-scams-irs-orders-immediate-stop-to-new-employee-retention-credit-processing-amid-surge-of-questionable-claims-concerns-from-tax-pros'>https://www.irs.gov/newsroom/to-protect-taxpayers-from-scams-irs-orders-immediate-stop-to-new-employee-retention-credit-processing-amid-surge-of-questionable-claims-concerns-from-tax-pros</a><br/><br/>3 - Entrepreneurs who choose to re-enter the traditional workforce are 30% less likely to get job interviews than applicants with only traditional experience, according to research conducted by two professors of management.<br/><br/><a href='https://fortune.com/2023/09/06/entrepreneurs-founders-get-fewer-job-interviews-research-survey-management/'>https://fortune.com/2023/09/06/entrepreneurs-founders-get-fewer-job-interviews-research-survey-management/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13666904-9-26-23-how-to-get-your-small-business-found-on-google.mp3" length="8789277" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 26 Sep 2023 15:00:00 -0400</pubDate>
    <itunes:duration>729</itunes:duration>
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    <itunes:title>9-12-23 - The New I-9 - What You Need to Know</itunes:title>
    <title>9-12-23 - The New I-9 - What You Need to Know</title>
    <itunes:summary><![CDATA[FEATURE  The Department of Homeland Security issued a new Form I-9, also known as the Employment Eligibility Form, on August 1.  If you have employees, you need to be completing an I-9 on every new hire and should have already completed an I-9 for every existing employee.  Penalties for non-compliance are stiff.  Today’s guest is Karen Moss, of Innovative Outsourcing:  Karen’s email:  kmoss@innovative-outsourcing.com Karen’s LinkedIn page:  https://www.linkedin.com/in/kare...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>The Department of Homeland Security issued a new Form I-9, also known as the Employment Eligibility Form, on August 1.  If you have employees, you need to be completing an I-9 on every new hire and should have already completed an I-9 for every existing employee.  Penalties for non-compliance are stiff.<br/><br/>Today’s guest is Karen Moss, of Innovative Outsourcing:<br/><br/>Karen’s email:  <a href='mailto:kmoss@innovative-outsourcing.com'>kmoss@innovative-outsourcing.com</a><br/>Karen’s LinkedIn page:  <a href='https://www.linkedin.com/in/karenemoss/'>https://www.linkedin.com/in/karenemoss/</a><br/>Innovative Outsourcing web page:  <a href='https://www.innovative-outsourcing.com/'>https://www.innovative-outsourcing.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The Department of Labor has proposed a rule that could significantly increase the overtime costs for small businesses.<br/><br/><a href='https://www.shrm.org/resourcesandtools/legal-and-compliance/employment-law/pages/proposed-overtime-rule-2023.aspx'>https://www.shrm.org/resourcesandtools/legal-and-compliance/employment-law/pages/proposed-overtime-rule-2023.aspx</a><br/><br/><a href='https://www.wsj.com/articles/julie-su-labor-department-overtime-pay-biden-administration-b314387c'>https://www.wsj.com/articles/julie-su-labor-department-overtime-pay-biden-administration-b314387c</a><br/><br/>2 - The Department of Treasury will begin requiring tens of millions of small companies to hand over details about their ownership via a new rule on beneficial ownership reporting under the Corporate Transparency Act.<br/><br/><a href='https://sbecouncil.org/2023/08/15/new-federal-reporting-requirement-for-small-businesses/'>https://sbecouncil.org/2023/08/15/new-federal-reporting-requirement-for-small-businesses/</a><br/><br/><a href='https://www.nfib.com/content/analysis/national/the-upcoming-regulation-change-every-small-business-owner-should-know/'>https://www.nfib.com/content/analysis/national/the-upcoming-regulation-change-every-small-business-owner-should-know/</a><br/><br/>3 - Excessive borrowing costs continue to frustrate small businesses seeking access to capital, according to a new survey.<br/><br/><a href='https://www.nfib.com/content/press-release/economy/new-nfib-survey-increased-financing-costs-tops-the-list-of-credit-concerns-for-small-business-owners/'>https://www.nfib.com/content/press-release/economy/new-nfib-survey-increased-financing-costs-tops-the-list-of-credit-concerns-for-small-business-owners/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>The Department of Homeland Security issued a new Form I-9, also known as the Employment Eligibility Form, on August 1.  If you have employees, you need to be completing an I-9 on every new hire and should have already completed an I-9 for every existing employee.  Penalties for non-compliance are stiff.<br/><br/>Today’s guest is Karen Moss, of Innovative Outsourcing:<br/><br/>Karen’s email:  <a href='mailto:kmoss@innovative-outsourcing.com'>kmoss@innovative-outsourcing.com</a><br/>Karen’s LinkedIn page:  <a href='https://www.linkedin.com/in/karenemoss/'>https://www.linkedin.com/in/karenemoss/</a><br/>Innovative Outsourcing web page:  <a href='https://www.innovative-outsourcing.com/'>https://www.innovative-outsourcing.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1 - The Department of Labor has proposed a rule that could significantly increase the overtime costs for small businesses.<br/><br/><a href='https://www.shrm.org/resourcesandtools/legal-and-compliance/employment-law/pages/proposed-overtime-rule-2023.aspx'>https://www.shrm.org/resourcesandtools/legal-and-compliance/employment-law/pages/proposed-overtime-rule-2023.aspx</a><br/><br/><a href='https://www.wsj.com/articles/julie-su-labor-department-overtime-pay-biden-administration-b314387c'>https://www.wsj.com/articles/julie-su-labor-department-overtime-pay-biden-administration-b314387c</a><br/><br/>2 - The Department of Treasury will begin requiring tens of millions of small companies to hand over details about their ownership via a new rule on beneficial ownership reporting under the Corporate Transparency Act.<br/><br/><a href='https://sbecouncil.org/2023/08/15/new-federal-reporting-requirement-for-small-businesses/'>https://sbecouncil.org/2023/08/15/new-federal-reporting-requirement-for-small-businesses/</a><br/><br/><a href='https://www.nfib.com/content/analysis/national/the-upcoming-regulation-change-every-small-business-owner-should-know/'>https://www.nfib.com/content/analysis/national/the-upcoming-regulation-change-every-small-business-owner-should-know/</a><br/><br/>3 - Excessive borrowing costs continue to frustrate small businesses seeking access to capital, according to a new survey.<br/><br/><a href='https://www.nfib.com/content/press-release/economy/new-nfib-survey-increased-financing-costs-tops-the-list-of-credit-concerns-for-small-business-owners/'>https://www.nfib.com/content/press-release/economy/new-nfib-survey-increased-financing-costs-tops-the-list-of-credit-concerns-for-small-business-owners/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 Do you want to grow your business?  I help small business owners succeed with their strategy, marketing, and operations.  Email me today at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a> and let me help you grow your small business.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13576648-9-12-23-the-new-i-9-what-you-need-to-know.mp3" length="9896429" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13576648</guid>
    <pubDate>Tue, 12 Sep 2023 09:00:00 -0400</pubDate>
    <itunes:duration>822</itunes:duration>
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    <itunes:title>8-29-23 - 3 Ways Your CRM Can Boost Company Performance</itunes:title>
    <title>8-29-23 - 3 Ways Your CRM Can Boost Company Performance</title>
    <itunes:summary><![CDATA[FEATURE  Many small businesses already have a CRM in place, but these platforms can be very robust, and you’re probably not taking full advantage of the functionality available to you.  If don’t already have a CRM, some of the most popular for small companies include HubSpot, Zoho CRM, Monday Sales CRM, Insightly, and Pipedrive, to name a few.  Other than storing contact information and running your email newsletters, three more ways to leverage your CRM to boost company performance are:  1. ...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Many small businesses already have a CRM in place, but these platforms can be very robust, and you’re probably not taking full advantage of the functionality available to you.<br/><br/>If don’t already have a CRM, some of the most popular for small companies include HubSpot, Zoho CRM, Monday Sales CRM, Insightly, and Pipedrive, to name a few.<br/><br/>Other than storing contact information and running your email newsletters, three more ways to leverage your CRM to boost company performance are:<br/><br/>1. Track the lifetime value of your customers<br/><br/>2. Set up as many automatic communication points with customers as possible<br/><br/>3. Standardizing workflow for common processes<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>In a sweeping set of policy changes, Small Business Administration has increased the pool of eligible lenders, relaxed some requirements for an SBA-backed loan, and simplified the application process.<br/><br/><a href='https://www.wsj.com/articles/small-business-lending-is-about-to-change-with-simpler-requirements-8578a895'>https://www.wsj.com/articles/small-business-lending-is-about-to-change-with-simpler-requirements-8578a895</a><br/><br/><a href='https://www.forbes.com/sites/allbusiness/2023/06/29/new-2023-sba-loan-rules-make-getting-a-small-business-loan-easier/?sh=3c26bbf545eb'>https://www.forbes.com/sites/allbusiness/2023/06/29/new-2023-sba-loan-rules-make-getting-a-small-business-loan-easier/?sh=3c26bbf545eb</a><br/><br/>2<br/>The Credit Card Competition Act would give some small business merchants a degree of choice over which credit card payment network is used when processing their transactions.<br/><br/><a href='https://www.nfib.com/content/press-release/homepage/nfib-releases-new-in-their-own-words-video-on-credit-card-competition-act/'>https://www.nfib.com/content/press-release/homepage/nfib-releases-new-in-their-own-words-video-on-credit-card-competition-act/</a><br/><br/><a href='https://www.jobcreatorsnetwork.com/opeds/bipartisan-bill-to-address-credit-card-swipe-fees-would-help-small-businesses/'>https://www.jobcreatorsnetwork.com/opeds/bipartisan-bill-to-address-credit-card-swipe-fees-would-help-small-businesses/</a><br/><br/><a href='https://sbecouncil.org/2023/06/28/coalition-letter-to-congress-in-opposition-to-credit-card-competition-act/'>https://sbecouncil.org/2023/06/28/coalition-letter-to-congress-in-opposition-to-credit-card-competition-act/</a><br/><br/>3<br/>The recently released CNBC-SurveyMonkey Small Business Confidence Index dropped back down to the survey’s all-time low score of 42 out of 100.<br/><br/><a href='https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2023/'>https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2023/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Many small businesses already have a CRM in place, but these platforms can be very robust, and you’re probably not taking full advantage of the functionality available to you.<br/><br/>If don’t already have a CRM, some of the most popular for small companies include HubSpot, Zoho CRM, Monday Sales CRM, Insightly, and Pipedrive, to name a few.<br/><br/>Other than storing contact information and running your email newsletters, three more ways to leverage your CRM to boost company performance are:<br/><br/>1. Track the lifetime value of your customers<br/><br/>2. Set up as many automatic communication points with customers as possible<br/><br/>3. Standardizing workflow for common processes<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>In a sweeping set of policy changes, Small Business Administration has increased the pool of eligible lenders, relaxed some requirements for an SBA-backed loan, and simplified the application process.<br/><br/><a href='https://www.wsj.com/articles/small-business-lending-is-about-to-change-with-simpler-requirements-8578a895'>https://www.wsj.com/articles/small-business-lending-is-about-to-change-with-simpler-requirements-8578a895</a><br/><br/><a href='https://www.forbes.com/sites/allbusiness/2023/06/29/new-2023-sba-loan-rules-make-getting-a-small-business-loan-easier/?sh=3c26bbf545eb'>https://www.forbes.com/sites/allbusiness/2023/06/29/new-2023-sba-loan-rules-make-getting-a-small-business-loan-easier/?sh=3c26bbf545eb</a><br/><br/>2<br/>The Credit Card Competition Act would give some small business merchants a degree of choice over which credit card payment network is used when processing their transactions.<br/><br/><a href='https://www.nfib.com/content/press-release/homepage/nfib-releases-new-in-their-own-words-video-on-credit-card-competition-act/'>https://www.nfib.com/content/press-release/homepage/nfib-releases-new-in-their-own-words-video-on-credit-card-competition-act/</a><br/><br/><a href='https://www.jobcreatorsnetwork.com/opeds/bipartisan-bill-to-address-credit-card-swipe-fees-would-help-small-businesses/'>https://www.jobcreatorsnetwork.com/opeds/bipartisan-bill-to-address-credit-card-swipe-fees-would-help-small-businesses/</a><br/><br/><a href='https://sbecouncil.org/2023/06/28/coalition-letter-to-congress-in-opposition-to-credit-card-competition-act/'>https://sbecouncil.org/2023/06/28/coalition-letter-to-congress-in-opposition-to-credit-card-competition-act/</a><br/><br/>3<br/>The recently released CNBC-SurveyMonkey Small Business Confidence Index dropped back down to the survey’s all-time low score of 42 out of 100.<br/><br/><a href='https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2023/'>https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2023/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13492223-8-29-23-3-ways-your-crm-can-boost-company-performance.mp3" length="7202179" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13492223</guid>
    <pubDate>Tue, 29 Aug 2023 13:00:00 -0400</pubDate>
    <itunes:duration>597</itunes:duration>
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    <itunes:title>8-15-23 - Advertise to Prospects Incoming From Your Lead Magnets</itunes:title>
    <title>8-15-23 - Advertise to Prospects Incoming From Your Lead Magnets</title>
    <itunes:summary><![CDATA[FEATURE  After you’ve completed the hard work of developing, deploying, and promoting your lead magnet, you’re still not done.  The leads have started to come in, but what’s next?  In most cases, you’ll need to start an email marketing campaign to continue the conversation with prospects where the lead magnet left off and to invite them into an offer to do business with you.  Be sure you don’t run afoul of anti-spam email laws in your jurisdiction.  Once your specially created conte...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>After you’ve completed the hard work of developing, deploying, and promoting your lead magnet, you’re still not done.  The leads have started to come in, but what’s next?  In most cases, you’ll need to start an email marketing campaign to continue the conversation with prospects where the lead magnet left off and to invite them into an offer to do business with you.<br/><br/>Be sure you don’t run afoul of anti-spam email laws in your jurisdiction.<br/><br/>Once your specially created content has run its course for the prospects that came from your lead magnet, put them into your regular email list, so they continue to get your regular emailer.<br/><br/>Email marketing software ratings and reviews:<br/><br/><a href='https://www.trustradius.com/email-marketing'>https://www.trustradius.com/email-marketing</a><br/><br/><a href='https://www.g2.com/categories/email-marketing'>https://www.g2.com/categories/email-marketing</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Two polls have contradictory findings on how small businesses feel about the economy.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230728-small-business-confidence-improves-for-second-month-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230728-small-business-confidence-improves-for-second-month-wsj-survey/</a><br/><br/><a href='https://sbiqpoll.jcnf.org/app/uploads/2023/08/JCN-SBIQ-JULY-PPT-07-31-23-MASTER.pdf'>https://sbiqpoll.jcnf.org/app/uploads/2023/08/JCN-SBIQ-JULY-PPT-07-31-23-MASTER.pdf</a><br/><br/>2<br/>The Main Street Tax Certainty Act, a bill introduced in Congress this spring, would make permanent the 20% Small Business Deduction for qualified business income.<br/><a href='https://www.nfib.com/content/press-release/homepage/nfib-launches-new-issue-campaign-urging-congress-to-pass-the-main-street-tax-certainty-act/'>https://www.nfib.com/content/press-release/homepage/nfib-launches-new-issue-campaign-urging-congress-to-pass-the-main-street-tax-certainty-act/</a><br/><br/>3<br/>Some small business advocates are calling for the reauthorization of the U.S. Small Business Administration.<br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/jul-10-2023-press-release.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/jul-10-2023-press-release.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>After you’ve completed the hard work of developing, deploying, and promoting your lead magnet, you’re still not done.  The leads have started to come in, but what’s next?  In most cases, you’ll need to start an email marketing campaign to continue the conversation with prospects where the lead magnet left off and to invite them into an offer to do business with you.<br/><br/>Be sure you don’t run afoul of anti-spam email laws in your jurisdiction.<br/><br/>Once your specially created content has run its course for the prospects that came from your lead magnet, put them into your regular email list, so they continue to get your regular emailer.<br/><br/>Email marketing software ratings and reviews:<br/><br/><a href='https://www.trustradius.com/email-marketing'>https://www.trustradius.com/email-marketing</a><br/><br/><a href='https://www.g2.com/categories/email-marketing'>https://www.g2.com/categories/email-marketing</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Two polls have contradictory findings on how small businesses feel about the economy.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230728-small-business-confidence-improves-for-second-month-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230728-small-business-confidence-improves-for-second-month-wsj-survey/</a><br/><br/><a href='https://sbiqpoll.jcnf.org/app/uploads/2023/08/JCN-SBIQ-JULY-PPT-07-31-23-MASTER.pdf'>https://sbiqpoll.jcnf.org/app/uploads/2023/08/JCN-SBIQ-JULY-PPT-07-31-23-MASTER.pdf</a><br/><br/>2<br/>The Main Street Tax Certainty Act, a bill introduced in Congress this spring, would make permanent the 20% Small Business Deduction for qualified business income.<br/><a href='https://www.nfib.com/content/press-release/homepage/nfib-launches-new-issue-campaign-urging-congress-to-pass-the-main-street-tax-certainty-act/'>https://www.nfib.com/content/press-release/homepage/nfib-launches-new-issue-campaign-urging-congress-to-pass-the-main-street-tax-certainty-act/</a><br/><br/>3<br/>Some small business advocates are calling for the reauthorization of the U.S. Small Business Administration.<br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/jul-10-2023-press-release.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/voices/news/jul-10-2023-press-release.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13412246-8-15-23-advertise-to-prospects-incoming-from-your-lead-magnets.mp3" length="6186243" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13412246</guid>
    <pubDate>Tue, 15 Aug 2023 16:00:00 -0400</pubDate>
    <itunes:duration>512</itunes:duration>
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  <item>
    <itunes:title>8-1-23 - Promote Your Lead Magnets With These Proven Methods</itunes:title>
    <title>8-1-23 - Promote Your Lead Magnets With These Proven Methods</title>
    <itunes:summary><![CDATA[FEATURE  Once you have developed a solid lead magnet, you want as many prospects as possible to interact with your valuable offer.  You need to promote the lead magnet through a variety of channels.  You must first create a landing page for the lead magnet to direct prospects back to, where they will fill out a form with their contact information.  Then, you can use your web site, social media, emailers, paid ads, and other methods to tell the world about your offer.  ----------  NEWS RO...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Once you have developed a solid lead magnet, you want as many prospects as possible to interact with your valuable offer.  You need to promote the lead magnet through a variety of channels.<br/><br/>You must first create a landing page for the lead magnet to direct prospects back to, where they will fill out a form with their contact information.<br/><br/>Then, you can use your web site, social media, emailers, paid ads, and other methods to tell the world about your offer.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>A new bi-partisan bill in the Senate, the IDEA Act, would help small businesses deal with foreign theft of their intellectual property.<br/><a href='https://www.cnbc.com/2023/07/27/senators-ip-theft-protection-bill.html'>https://www.cnbc.com/2023/07/27/senators-ip-theft-protection-bill.html</a><br/><br/>2<br/>The Federal Reserve recently released its 2023 report on nonemployer firms.  46% of startup nonemployer firms plan to add employees in the next 12 months.<br/><a href='https://www.fedsmallbusiness.org/survey/2023/report-on-nonemployer-firms'>https://www.fedsmallbusiness.org/survey/2023/report-on-nonemployer-firms</a><br/><br/>3<br/>Small business owners are embracing ChatGPT and using it in a variety of ways, according to a new survey from Alignable.<br/><a href='https://www.alignable.com/forum/57-of-smbs-have-already-tried-chatgpt-26-already-feel-it-will'>https://www.alignable.com/forum/57-of-smbs-have-already-tried-chatgpt-26-already-feel-it-will</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Once you have developed a solid lead magnet, you want as many prospects as possible to interact with your valuable offer.  You need to promote the lead magnet through a variety of channels.<br/><br/>You must first create a landing page for the lead magnet to direct prospects back to, where they will fill out a form with their contact information.<br/><br/>Then, you can use your web site, social media, emailers, paid ads, and other methods to tell the world about your offer.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>A new bi-partisan bill in the Senate, the IDEA Act, would help small businesses deal with foreign theft of their intellectual property.<br/><a href='https://www.cnbc.com/2023/07/27/senators-ip-theft-protection-bill.html'>https://www.cnbc.com/2023/07/27/senators-ip-theft-protection-bill.html</a><br/><br/>2<br/>The Federal Reserve recently released its 2023 report on nonemployer firms.  46% of startup nonemployer firms plan to add employees in the next 12 months.<br/><a href='https://www.fedsmallbusiness.org/survey/2023/report-on-nonemployer-firms'>https://www.fedsmallbusiness.org/survey/2023/report-on-nonemployer-firms</a><br/><br/>3<br/>Small business owners are embracing ChatGPT and using it in a variety of ways, according to a new survey from Alignable.<br/><a href='https://www.alignable.com/forum/57-of-smbs-have-already-tried-chatgpt-26-already-feel-it-will'>https://www.alignable.com/forum/57-of-smbs-have-already-tried-chatgpt-26-already-feel-it-will</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13333194-8-1-23-promote-your-lead-magnets-with-these-proven-methods.mp3" length="9752263" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13333194</guid>
    <pubDate>Tue, 01 Aug 2023 17:00:00 -0400</pubDate>
    <itunes:duration>810</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>7-18-23 - Deploy Lead Magnets To Get More Prospects</itunes:title>
    <title>7-18-23 - Deploy Lead Magnets To Get More Prospects</title>
    <itunes:summary><![CDATA[Feature begins at 4:12 (News roundup prior to that)  FEATURE  Lead magnets are an inexpensive way to get on the radar of more prospects.  They are popular because they work.  There are numerous kinds of lead magnets, or lead generators, including downloadable guides or templates, free trials or samples, and on-demand webinars.  Your lead magnets need to be useful and valuable – make them worth the time of your prospects.   ----------  NEWS ROUNDUP  1 As small businesses’ access to credit...]]></itunes:summary>
    <description><![CDATA[<p>Feature begins at 4:12 (News roundup prior to that)<br/><br/>FEATURE<br/><br/>Lead magnets are an inexpensive way to get on the radar of more prospects.  They are popular because they work.<br/><br/>There are numerous kinds of lead magnets, or lead generators, including downloadable guides or templates, free trials or samples, and on-demand webinars.<br/><br/>Your lead magnets need to be useful and valuable – make them worth the time of your prospects. <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>As small businesses’ access to credit has tightened over the past few months, an alternative source of capital has gained more traction:  the investment dollars of customers.<br/><a href='https://www.wsj.com/articles/startups-sell-bonds-raise-money-platforms-dc19a45'>https://www.wsj.com/articles/startups-sell-bonds-raise-money-platforms-dc19a45</a><br/><br/>2<br/>As fears of a looming recession have begun to recede ever so slightly, owners may be breathing a sigh of relief.<br/><a href='https://www.nfib.com/content/press-release/economy/small-businesses-raising-prices-falls-to-lowest-level-since-march-2021/'>https://www.nfib.com/content/press-release/economy/small-businesses-raising-prices-falls-to-lowest-level-since-march-2021/</a><br/><br/>3<br/>Americans continue to hold small businesses in high esteem, according to the latest Gallup survey of confidence in institutions.<br/><a href='https://sbecouncil.org/2023/07/12/small-business-continues-to-lead-as-most-admired-among-americans/'>https://sbecouncil.org/2023/07/12/small-business-continues-to-lead-as-most-admired-among-americans/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Feature begins at 4:12 (News roundup prior to that)<br/><br/>FEATURE<br/><br/>Lead magnets are an inexpensive way to get on the radar of more prospects.  They are popular because they work.<br/><br/>There are numerous kinds of lead magnets, or lead generators, including downloadable guides or templates, free trials or samples, and on-demand webinars.<br/><br/>Your lead magnets need to be useful and valuable – make them worth the time of your prospects. <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>As small businesses’ access to credit has tightened over the past few months, an alternative source of capital has gained more traction:  the investment dollars of customers.<br/><a href='https://www.wsj.com/articles/startups-sell-bonds-raise-money-platforms-dc19a45'>https://www.wsj.com/articles/startups-sell-bonds-raise-money-platforms-dc19a45</a><br/><br/>2<br/>As fears of a looming recession have begun to recede ever so slightly, owners may be breathing a sigh of relief.<br/><a href='https://www.nfib.com/content/press-release/economy/small-businesses-raising-prices-falls-to-lowest-level-since-march-2021/'>https://www.nfib.com/content/press-release/economy/small-businesses-raising-prices-falls-to-lowest-level-since-march-2021/</a><br/><br/>3<br/>Americans continue to hold small businesses in high esteem, according to the latest Gallup survey of confidence in institutions.<br/><a href='https://sbecouncil.org/2023/07/12/small-business-continues-to-lead-as-most-admired-among-americans/'>https://sbecouncil.org/2023/07/12/small-business-continues-to-lead-as-most-admired-among-americans/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13247020-7-18-23-deploy-lead-magnets-to-get-more-prospects.mp3" length="7738831" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 18 Jul 2023 16:00:00 -0400</pubDate>
    <itunes:duration>642</itunes:duration>
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    <itunes:title>7-4-23 - AI Causes Mixed Feelings &amp; Inflation Worries Persist</itunes:title>
    <title>7-4-23 - AI Causes Mixed Feelings &amp; Inflation Worries Persist</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 62% of owners with businesses of annual revenue between $250,000 and $5 million said inflation was their top concern.  https://stories.td.com/us/en/article/small-business-owners-concerned-about-employee-retention-product-shortages-and-inflation-td-bank-survey-shows  2 Small business owners have mixed feelings about artificial intelligence.  https://sbecouncil.org/2023/06/28/what-do-small-business-owners-think-about-ai-and-governments-role/  3 Rent payments for small businesses...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>62% of owners with businesses of annual revenue between $250,000 and $5 million said inflation was their top concern.<br/><br/><a href='https://stories.td.com/us/en/article/small-business-owners-concerned-about-employee-retention-product-shortages-and-inflation-td-bank-survey-shows'>https://stories.td.com/us/en/article/small-business-owners-concerned-about-employee-retention-product-shortages-and-inflation-td-bank-survey-shows</a><br/><br/>2<br/>Small business owners have mixed feelings about artificial intelligence.<br/><br/><a href='https://sbecouncil.org/2023/06/28/what-do-small-business-owners-think-about-ai-and-governments-role/'>https://sbecouncil.org/2023/06/28/what-do-small-business-owners-think-about-ai-and-governments-role/</a><br/><br/>3<br/>Rent payments for small businesses have increased for the fifth straight month.<br/><br/><a href='https://www.alignable.com/forum/new-2023-record-55-of-smbs-have-higher-rents-+-nearly-40-cant-pay?from_topic=alignable'>https://www.alignable.com/forum/new-2023-record-55-of-smbs-have-higher-rents-+-nearly-40-cant-pay?from_topic=alignable</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>62% of owners with businesses of annual revenue between $250,000 and $5 million said inflation was their top concern.<br/><br/><a href='https://stories.td.com/us/en/article/small-business-owners-concerned-about-employee-retention-product-shortages-and-inflation-td-bank-survey-shows'>https://stories.td.com/us/en/article/small-business-owners-concerned-about-employee-retention-product-shortages-and-inflation-td-bank-survey-shows</a><br/><br/>2<br/>Small business owners have mixed feelings about artificial intelligence.<br/><br/><a href='https://sbecouncil.org/2023/06/28/what-do-small-business-owners-think-about-ai-and-governments-role/'>https://sbecouncil.org/2023/06/28/what-do-small-business-owners-think-about-ai-and-governments-role/</a><br/><br/>3<br/>Rent payments for small businesses have increased for the fifth straight month.<br/><br/><a href='https://www.alignable.com/forum/new-2023-record-55-of-smbs-have-higher-rents-+-nearly-40-cant-pay?from_topic=alignable'>https://www.alignable.com/forum/new-2023-record-55-of-smbs-have-higher-rents-+-nearly-40-cant-pay?from_topic=alignable</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13160859-7-4-23-ai-causes-mixed-feelings-inflation-worries-persist.mp3" length="3171915" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 04 Jul 2023 15:00:00 -0400</pubDate>
    <itunes:duration>261</itunes:duration>
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    <itunes:title>6-20-23 - Things To Know for Small Business Sales</itunes:title>
    <title>6-20-23 - Things To Know for Small Business Sales</title>
    <itunes:summary><![CDATA[FEATURE  There are many aspects to sales that a small business needs to get right.  We discuss the difference between sales process and sales methodology, and the difference between a sales plan and a sales playbook, among other things.  Today’s guest is David Lusk, of Evergreen Sales Group:  David’s email:  drlusk@evergreensales.group David’s LinkedIn page:  https://www.linkedin.com/in/drlusk/ Evergreen Sales Group web page:  evergreensales.group  Listeners of the show wi...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>There are many aspects to sales that a small business needs to get right.  We discuss the difference between sales process and sales methodology, and the difference between a sales plan and a sales playbook, among other things.<br/><br/>Today’s guest is David Lusk, of Evergreen Sales Group:<br/><br/>David’s email:  <a href='mailto:drlusk@evergreensales.group'>drlusk@evergreensales.group</a><br/>David’s LinkedIn page:  <a href='https://www.linkedin.com/in/drlusk/'>https://www.linkedin.com/in/drlusk/</a><br/>Evergreen Sales Group web page:  <a href='file:///Users/adamhewitt/Desktop/Small%20Biz%20Flash/Episodes/5-23-23/evergreensales.group'>evergreensales.group</a><br/><br/>Listeners of the show will get free access to the sales personnel assessment tool Willset Core Motivation Analysis, just by contacting David.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses fled states with the most burdensome Covid restrictions during the pandemic.<br/><a href='https://www.wsj.com/articles/covid-lockdowns-business-employers-migration-states-bureau-of-labor-statistics-85b7d592'>https://www.wsj.com/articles/covid-lockdowns-business-employers-migration-states-bureau-of-labor-statistics-85b7d592</a><br/><br/>2<br/>A bill introduced last month in the US Senate would enable small businesses to potentially get exemptions from some federal regulations.<br/><a href='https://www.foxnews.com/politics/joni-ernst-small-businesses-authorized-prove-it-act-of-2023-excessive-federal-regulations-gop-bill'>https://www.foxnews.com/politics/joni-ernst-small-businesses-authorized-prove-it-act-of-2023-excessive-federal-regulations-gop-bill</a><br/><br/>3<br/>According to a recent study by Wells Fargo, 52% of small business owners say they do not want their children to inherit and run the business.<br/><a href='https://www.cpapracticeadvisor.com/2023/06/20/most-small-business-owners-dont-want-their-kids-to-inherit-and-run-their-business/81200/'>https://www.cpapracticeadvisor.com/2023/06/20/most-small-business-owners-dont-want-their-kids-to-inherit-and-run-their-business/81200/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>There are many aspects to sales that a small business needs to get right.  We discuss the difference between sales process and sales methodology, and the difference between a sales plan and a sales playbook, among other things.<br/><br/>Today’s guest is David Lusk, of Evergreen Sales Group:<br/><br/>David’s email:  <a href='mailto:drlusk@evergreensales.group'>drlusk@evergreensales.group</a><br/>David’s LinkedIn page:  <a href='https://www.linkedin.com/in/drlusk/'>https://www.linkedin.com/in/drlusk/</a><br/>Evergreen Sales Group web page:  <a href='file:///Users/adamhewitt/Desktop/Small%20Biz%20Flash/Episodes/5-23-23/evergreensales.group'>evergreensales.group</a><br/><br/>Listeners of the show will get free access to the sales personnel assessment tool Willset Core Motivation Analysis, just by contacting David.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses fled states with the most burdensome Covid restrictions during the pandemic.<br/><a href='https://www.wsj.com/articles/covid-lockdowns-business-employers-migration-states-bureau-of-labor-statistics-85b7d592'>https://www.wsj.com/articles/covid-lockdowns-business-employers-migration-states-bureau-of-labor-statistics-85b7d592</a><br/><br/>2<br/>A bill introduced last month in the US Senate would enable small businesses to potentially get exemptions from some federal regulations.<br/><a href='https://www.foxnews.com/politics/joni-ernst-small-businesses-authorized-prove-it-act-of-2023-excessive-federal-regulations-gop-bill'>https://www.foxnews.com/politics/joni-ernst-small-businesses-authorized-prove-it-act-of-2023-excessive-federal-regulations-gop-bill</a><br/><br/>3<br/>According to a recent study by Wells Fargo, 52% of small business owners say they do not want their children to inherit and run the business.<br/><a href='https://www.cpapracticeadvisor.com/2023/06/20/most-small-business-owners-dont-want-their-kids-to-inherit-and-run-their-business/81200/'>https://www.cpapracticeadvisor.com/2023/06/20/most-small-business-owners-dont-want-their-kids-to-inherit-and-run-their-business/81200/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/13079097-6-20-23-things-to-know-for-small-business-sales.mp3" length="8753527" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 20 Jun 2023 22:00:00 -0400</pubDate>
    <itunes:duration>726</itunes:duration>
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    <itunes:title>6-6-23 - SBA Loan Rates Top 10% &amp; Small Biz Tax Deduction Expires in 2025</itunes:title>
    <title>6-6-23 - SBA Loan Rates Top 10% &amp; Small Biz Tax Deduction Expires in 2025</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 The average rate for a Small Business Administration loan has now hit double-digits.  https://www.wsj.com/articles/fed-rate-increases-hit-small-businesses-the-hardest-7da7fb8e  https://www.nerdwallet.com/article/small-business/sba-loan-rates  2 Small business groups are calling on Congress to make the small business tax deduction permanent.  https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-strongly-supports-main-street-certainty-act-of-2023-to-make-20-sma...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The average rate for a Small Business Administration loan has now hit double-digits.<br/><br/><a href='https://www.wsj.com/articles/fed-rate-increases-hit-small-businesses-the-hardest-7da7fb8e'>https://www.wsj.com/articles/fed-rate-increases-hit-small-businesses-the-hardest-7da7fb8e</a><br/><br/><a href='https://www.nerdwallet.com/article/small-business/sba-loan-rates'>https://www.nerdwallet.com/article/small-business/sba-loan-rates</a><br/><br/>2<br/>Small business groups are calling on Congress to make the small business tax deduction permanent.<br/><br/><a href='https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-strongly-supports-main-street-certainty-act-of-2023-to-make-20-small-business-tax-deduction-permanent/'>https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-strongly-supports-main-street-certainty-act-of-2023-to-make-20-small-business-tax-deduction-permanent/</a><br/><br/>3<br/>The current job market is tough for employers, and 69% of small business owners are taking action to retain employees.<br/><br/><a href='https://www.truist.com/resources/small-business/annual-small-business-survey-results'>https://www.truist.com/resources/small-business/annual-small-business-survey-results</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The average rate for a Small Business Administration loan has now hit double-digits.<br/><br/><a href='https://www.wsj.com/articles/fed-rate-increases-hit-small-businesses-the-hardest-7da7fb8e'>https://www.wsj.com/articles/fed-rate-increases-hit-small-businesses-the-hardest-7da7fb8e</a><br/><br/><a href='https://www.nerdwallet.com/article/small-business/sba-loan-rates'>https://www.nerdwallet.com/article/small-business/sba-loan-rates</a><br/><br/>2<br/>Small business groups are calling on Congress to make the small business tax deduction permanent.<br/><br/><a href='https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-strongly-supports-main-street-certainty-act-of-2023-to-make-20-small-business-tax-deduction-permanent/'>https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-strongly-supports-main-street-certainty-act-of-2023-to-make-20-small-business-tax-deduction-permanent/</a><br/><br/>3<br/>The current job market is tough for employers, and 69% of small business owners are taking action to retain employees.<br/><br/><a href='https://www.truist.com/resources/small-business/annual-small-business-survey-results'>https://www.truist.com/resources/small-business/annual-small-business-survey-results</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12992013-6-6-23-sba-loan-rates-top-10-small-biz-tax-deduction-expires-in-2025.mp3" length="3475064" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12992013</guid>
    <pubDate>Tue, 06 Jun 2023 18:00:00 -0400</pubDate>
    <itunes:duration>286</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>5-23-23 - Avoid 2 Big Mistakes Companies Make Hiring for Sales</itunes:title>
    <title>5-23-23 - Avoid 2 Big Mistakes Companies Make Hiring for Sales</title>
    <itunes:summary><![CDATA[FEATURE  Sales is a foundational to the success of your small business.  No sales means no revenue, which means no business.  But many small businesses struggle to get sales right.  And as they scale, they make costly mistakes, like hiring just one heavy hitter or promoting a hire performer into the sales manager role just because he/she has good numbers.  Today, we talk to expert about how a fractional sales approach can help.  Today’s guest is David Lusk, of Evergreen Sa...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Sales is a foundational to the success of your small business.  No sales means no revenue, which means no business.  But many small businesses struggle to get sales right.  And as they scale, they make costly mistakes, like hiring just one heavy hitter or promoting a hire performer into the sales manager role just because he/she has good numbers.  Today, we talk to expert about how a fractional sales approach can help.<br/><br/>Today’s guest is David Lusk, of Evergreen Sales Group:<br/><br/>David’s email:  <a href='mailto:drlusk@evergreensales.group'>drlusk@evergreensales.group</a><br/>David’s LinkedIn page:  <a href='https://www.linkedin.com/in/drlusk/'>https://www.linkedin.com/in/drlusk/</a><br/>Evergreen Sales Group web page:  <a href='evergreensales.group'>evergreensales.group</a><br/><br/>Listeners of the show will get free access to the sales personnel assessment tool Willset Core Motivation Analysis, just by contacting David.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>As negotiations continue in Washington over raising the national debt ceiling, there are fears about the fallout to small businesses if a deal isn’t reached.<br/><a href='https://www.uschamber.com/small-business/the-debt-limit-stalemate-and-your-small-business-everything-you-need-to-know'>https://www.uschamber.com/small-business/the-debt-limit-stalemate-and-your-small-business-everything-you-need-to-know</a><br/><br/>2<br/>Small businesses are slowing down their hiring.<br/><a href='https://www.wsj.com/articles/workers-are-still-needed-but-many-small-businesses-have-slowed-hiring-dfa30be6'>https://www.wsj.com/articles/workers-are-still-needed-but-many-small-businesses-have-slowed-hiring-dfa30be6</a><br/><br/>3<br/>Despite the challenging times, or perhaps because of them, small business owners are looking for growth opportunities.  A poll found that 51% of owners have growth-oriented objectives.<br/><a href='https://www.truist.com/resources/small-business/annual-small-business-survey-results'>https://www.truist.com/resources/small-business/annual-small-business-survey-results</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Sales is a foundational to the success of your small business.  No sales means no revenue, which means no business.  But many small businesses struggle to get sales right.  And as they scale, they make costly mistakes, like hiring just one heavy hitter or promoting a hire performer into the sales manager role just because he/she has good numbers.  Today, we talk to expert about how a fractional sales approach can help.<br/><br/>Today’s guest is David Lusk, of Evergreen Sales Group:<br/><br/>David’s email:  <a href='mailto:drlusk@evergreensales.group'>drlusk@evergreensales.group</a><br/>David’s LinkedIn page:  <a href='https://www.linkedin.com/in/drlusk/'>https://www.linkedin.com/in/drlusk/</a><br/>Evergreen Sales Group web page:  <a href='evergreensales.group'>evergreensales.group</a><br/><br/>Listeners of the show will get free access to the sales personnel assessment tool Willset Core Motivation Analysis, just by contacting David.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>As negotiations continue in Washington over raising the national debt ceiling, there are fears about the fallout to small businesses if a deal isn’t reached.<br/><a href='https://www.uschamber.com/small-business/the-debt-limit-stalemate-and-your-small-business-everything-you-need-to-know'>https://www.uschamber.com/small-business/the-debt-limit-stalemate-and-your-small-business-everything-you-need-to-know</a><br/><br/>2<br/>Small businesses are slowing down their hiring.<br/><a href='https://www.wsj.com/articles/workers-are-still-needed-but-many-small-businesses-have-slowed-hiring-dfa30be6'>https://www.wsj.com/articles/workers-are-still-needed-but-many-small-businesses-have-slowed-hiring-dfa30be6</a><br/><br/>3<br/>Despite the challenging times, or perhaps because of them, small business owners are looking for growth opportunities.  A poll found that 51% of owners have growth-oriented objectives.<br/><a href='https://www.truist.com/resources/small-business/annual-small-business-survey-results'>https://www.truist.com/resources/small-business/annual-small-business-survey-results</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12906954-5-23-23-avoid-2-big-mistakes-companies-make-hiring-for-sales.mp3" length="8735686" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12906954</guid>
    <pubDate>Tue, 23 May 2023 20:00:00 -0400</pubDate>
    <itunes:duration>725</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>5-16-23 - Segment Your Email List for More Clicks</itunes:title>
    <title>5-16-23 - Segment Your Email List for More Clicks</title>
    <itunes:summary><![CDATA[FEATURE  Many small businesses use email marketing to reach prospects and customers.  But a common mistake is to not segment the list to better target the recipients with messaging and offers they will respond to.  Numerous studies have shown that segmenting your email list and customizing the messages to each segment increases click-through-rates.  ----------  NEWS ROUNDUP  1 Confidence among small business owners fell to a decade low last month, according to the latest monthly dat...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Many small businesses use email marketing to reach prospects and customers.  But a common mistake is to not segment the list to better target the recipients with messaging and offers they will respond to.  Numerous studies have shown that segmenting your email list and customizing the messages to each segment increases click-through-rates.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Confidence among small business owners fell to a decade low last month, according to the latest monthly data from the National Federation of Independent Business.<br/><a href='https://www.nfib.com/content/press-release/economy/labor-quality-becomes-top-small-business-problem-followed-by-inflation/'>https://www.nfib.com/content/press-release/economy/labor-quality-becomes-top-small-business-problem-followed-by-inflation/</a><br/><br/>The Wall Street Journal/Vistage survey of small business owners found somewhat similar results.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230504-small-business-confidence-holds-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230504-small-business-confidence-holds-wsj-survey/</a><br/><br/>2<br/>Nearly half of small businesses, at 48%, prioritize digital-first marketing, according to Bank of America’s 2023 Small Business Owner Report.<br/><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html</a><br/><br/>3<br/>Thousands of small businesses have started a side hustle in the RV industry as a way to make some extra cash.<br/><a href='https://www.foxbusiness.com/features/side-hustle-helping-small-businesses-across-us-make-extra-cash-beat-inflation'>https://www.foxbusiness.com/features/side-hustle-helping-small-businesses-across-us-make-extra-cash-beat-inflation</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Many small businesses use email marketing to reach prospects and customers.  But a common mistake is to not segment the list to better target the recipients with messaging and offers they will respond to.  Numerous studies have shown that segmenting your email list and customizing the messages to each segment increases click-through-rates.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Confidence among small business owners fell to a decade low last month, according to the latest monthly data from the National Federation of Independent Business.<br/><a href='https://www.nfib.com/content/press-release/economy/labor-quality-becomes-top-small-business-problem-followed-by-inflation/'>https://www.nfib.com/content/press-release/economy/labor-quality-becomes-top-small-business-problem-followed-by-inflation/</a><br/><br/>The Wall Street Journal/Vistage survey of small business owners found somewhat similar results.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230504-small-business-confidence-holds-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230504-small-business-confidence-holds-wsj-survey/</a><br/><br/>2<br/>Nearly half of small businesses, at 48%, prioritize digital-first marketing, according to Bank of America’s 2023 Small Business Owner Report.<br/><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html</a><br/><br/>3<br/>Thousands of small businesses have started a side hustle in the RV industry as a way to make some extra cash.<br/><a href='https://www.foxbusiness.com/features/side-hustle-helping-small-businesses-across-us-make-extra-cash-beat-inflation'>https://www.foxbusiness.com/features/side-hustle-helping-small-businesses-across-us-make-extra-cash-beat-inflation</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12863458-5-16-23-segment-your-email-list-for-more-clicks.mp3" length="6042958" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12863458</guid>
    <pubDate>Tue, 16 May 2023 19:00:00 -0400</pubDate>
    <itunes:duration>500</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>5-9-23 - SBA Loan Applications and Using a Credit Line</itunes:title>
    <title>5-9-23 - SBA Loan Applications and Using a Credit Line</title>
    <itunes:summary><![CDATA[FEATURE  We continue the conversation from last week with an SBA loan expert, talking about the timely topic of credit availability, as well as what paperwork is needed to get a loan.  We also look the right and wrong way to use a credit line.  Today’s guest is Laurence Leopold:  Laurence’s LinkedIn page:  https://www.linkedin.com/in/laurence-leopold-4496342/  ----------  NEWS ROUNDUP  1 Small business’ access to credit tightened in April. https://b2c-cms2.b2cdev.com/small-business-...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>We continue the conversation from last week with an SBA loan expert, talking about the timely topic of credit availability, as well as what paperwork is needed to get a loan.  We also look the right and wrong way to use a credit line.<br/><br/>Today’s guest is Laurence Leopold:<br/><br/>Laurence’s LinkedIn page:  <a href='https://www.linkedin.com/in/laurence-leopold-4496342/'>https://www.linkedin.com/in/laurence-leopold-4496342/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small business’ access to credit tightened in April.<br/><a href='https://b2c-cms2.b2cdev.com/small-business-lending-index/april-2023'>https://b2c-cms2.b2cdev.com/small-business-lending-index/april-2023</a><br/><br/>2<br/>82% of business owners plan to obtain funding for their business in the next 12 months, but only 29% will seek out traditional bank loans.<br/><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html</a><br/><br/>3<br/>The Small Business Administration is trying to reverse a decline in the number of small businesses that have contracts with the federal government.<br/><a href='https://federalnewsnetwork.com/contracting/2023/05/agencies-spending-record-amounts-on-small-business-contracts-amid-shrinking-pool-of-firms/'>https://federalnewsnetwork.com/contracting/2023/05/agencies-spending-record-amounts-on-small-business-contracts-amid-shrinking-pool-of-firms/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>We continue the conversation from last week with an SBA loan expert, talking about the timely topic of credit availability, as well as what paperwork is needed to get a loan.  We also look the right and wrong way to use a credit line.<br/><br/>Today’s guest is Laurence Leopold:<br/><br/>Laurence’s LinkedIn page:  <a href='https://www.linkedin.com/in/laurence-leopold-4496342/'>https://www.linkedin.com/in/laurence-leopold-4496342/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small business’ access to credit tightened in April.<br/><a href='https://b2c-cms2.b2cdev.com/small-business-lending-index/april-2023'>https://b2c-cms2.b2cdev.com/small-business-lending-index/april-2023</a><br/><br/>2<br/>82% of business owners plan to obtain funding for their business in the next 12 months, but only 29% will seek out traditional bank loans.<br/><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html</a><br/><br/>3<br/>The Small Business Administration is trying to reverse a decline in the number of small businesses that have contracts with the federal government.<br/><a href='https://federalnewsnetwork.com/contracting/2023/05/agencies-spending-record-amounts-on-small-business-contracts-amid-shrinking-pool-of-firms/'>https://federalnewsnetwork.com/contracting/2023/05/agencies-spending-record-amounts-on-small-business-contracts-amid-shrinking-pool-of-firms/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12818076-5-9-23-sba-loan-applications-and-using-a-credit-line.mp3" length="8985505" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 09 May 2023 18:00:00 -0400</pubDate>
    <itunes:duration>746</itunes:duration>
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  <item>
    <itunes:title>5-2-23 - Types of SBA Loans and Basic Eligibility Requirements</itunes:title>
    <title>5-2-23 - Types of SBA Loans and Basic Eligibility Requirements</title>
    <itunes:summary><![CDATA[FEATURE  Small Business Administration, or SBA, loans play a critical role in financing many small companies.  In this episode, we discuss the difference between 7a and 504 loans and talk about some of the basic eligibility requirements for getting an SBA loan.  Today’s guest is Laurence Leopold, of Byline Bank:  Laurence’s email:  lleopold@bylinebank.com Laurence’s LinkedIn page:  https://www.linkedin.com/in/laurence-leopold-4496342/ Byline Bank’s web page:  https://www.b...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Small Business Administration, or SBA, loans play a critical role in financing many small companies.  In this episode, we discuss the difference between 7a and 504 loans and talk about some of the basic eligibility requirements for getting an SBA loan.<br/><br/>Today’s guest is Laurence Leopold, of Byline Bank:<br/><br/>Laurence’s email:  <a href='mailto:lleopold@bylinebank.com'>lleopold@bylinebank.com</a><br/>Laurence’s LinkedIn page:  <a href='https://www.linkedin.com/in/laurence-leopold-4496342/'>https://www.linkedin.com/in/laurence-leopold-4496342/</a><br/>Byline Bank’s web page:  <a href='https://www.bylinebank.com/'>https://www.bylinebank.com/</a> <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Despite numerous ongoing concerns, a majority of small business owners are reporting increased revenue in 2022 from 2021, and are generally bullish about their growth in the next year.<br/><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html</a><br/><br/>2<br/>Small business owners are stressed out about money, according to new research.<br/><a href='https://newsroom.lfg.com/small-business-owners-have-big-personal-finance-concerns-according-to-new-lincoln-financial-group-study.htm'>https://newsroom.lfg.com/small-business-owners-have-big-personal-finance-concerns-according-to-new-lincoln-financial-group-study.htm</a><br/><br/>3<br/>Apple has launched a new small business website to mark National Small Business Week, which is this week.<br/><a href='https://www.computerworld.com/article/3694593/apple-wants-to-be-the-platform-of-choice-for-small-business.html'>https://www.computerworld.com/article/3694593/apple-wants-to-be-the-platform-of-choice-for-small-business.html</a><br/><br/><a href='https://www.apple.com/business/small-business/'>https://www.apple.com/business/small-business/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Small Business Administration, or SBA, loans play a critical role in financing many small companies.  In this episode, we discuss the difference between 7a and 504 loans and talk about some of the basic eligibility requirements for getting an SBA loan.<br/><br/>Today’s guest is Laurence Leopold, of Byline Bank:<br/><br/>Laurence’s email:  <a href='mailto:lleopold@bylinebank.com'>lleopold@bylinebank.com</a><br/>Laurence’s LinkedIn page:  <a href='https://www.linkedin.com/in/laurence-leopold-4496342/'>https://www.linkedin.com/in/laurence-leopold-4496342/</a><br/>Byline Bank’s web page:  <a href='https://www.bylinebank.com/'>https://www.bylinebank.com/</a> <br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Despite numerous ongoing concerns, a majority of small business owners are reporting increased revenue in 2022 from 2021, and are generally bullish about their growth in the next year.<br/><a href='https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html'>https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/04/bofa-survey-76-percent-of-small-businesses-feel-well-equipped-to.html</a><br/><br/>2<br/>Small business owners are stressed out about money, according to new research.<br/><a href='https://newsroom.lfg.com/small-business-owners-have-big-personal-finance-concerns-according-to-new-lincoln-financial-group-study.htm'>https://newsroom.lfg.com/small-business-owners-have-big-personal-finance-concerns-according-to-new-lincoln-financial-group-study.htm</a><br/><br/>3<br/>Apple has launched a new small business website to mark National Small Business Week, which is this week.<br/><a href='https://www.computerworld.com/article/3694593/apple-wants-to-be-the-platform-of-choice-for-small-business.html'>https://www.computerworld.com/article/3694593/apple-wants-to-be-the-platform-of-choice-for-small-business.html</a><br/><br/><a href='https://www.apple.com/business/small-business/'>https://www.apple.com/business/small-business/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12770973-5-2-23-types-of-sba-loans-and-basic-eligibility-requirements.mp3" length="8771421" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12770973</guid>
    <pubDate>Tue, 02 May 2023 15:00:00 -0400</pubDate>
    <itunes:duration>728</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>4-25-23 - The Balanced Scorecard: Focus On What’s Important</itunes:title>
    <title>4-25-23 - The Balanced Scorecard: Focus On What’s Important</title>
    <itunes:summary><![CDATA[FEATURE  The balanced scorecard is a tool that any small business can use to focus on the important areas of operations, as well as finances, linking them to specific goals to generate better outcomes.  The scorecard moves beyond just the typical financial metrics and aligns daily activities with the company’s overall strategy.  https://hbr.org/1992/01/the-balanced-scorecard-measures-that-drive-performance-2  ----------  NEWS ROUNDUP  1 Small businesses are hiring only temporary, part-ti...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>The balanced scorecard is a tool that any small business can use to focus on the important areas of operations, as well as finances, linking them to specific goals to generate better outcomes.  The scorecard moves beyond just the typical financial metrics and aligns daily activities with the company’s overall strategy.<br/><br/><a href='https://hbr.org/1992/01/the-balanced-scorecard-measures-that-drive-performance-2'>https://hbr.org/1992/01/the-balanced-scorecard-measures-that-drive-performance-2</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses are hiring only temporary, part-time workers and contractors at a record high rate of 25%.<br/><a href='https://www.alignable.com/forum/smbs-hedge-bets-on-recession-contract-part-time-hiring-up-to-new?from_topic=polls'>https://www.alignable.com/forum/smbs-hedge-bets-on-recession-contract-part-time-hiring-up-to-new?from_topic=polls</a><br/><br/>2<br/>The Small Business Regulatory Flexibility Improvements Act would force federal regulators to more accurately disclose the total impact of all new rules on small businesses.<br/><a href='https://cei.org/blog/regulatory-reform-in-the-118th-congress-small-business-regulatory-flexibility-improvements-act/'>https://cei.org/blog/regulatory-reform-in-the-118th-congress-small-business-regulatory-flexibility-improvements-act/</a><br/><br/>3<br/>The United States Patent and Trademark Office (USPTO) has reduced fees for small and micro entity patent applicants as part of a Congressional effort to lower the barriers to obtaining patents.<br/><a href='https://www.natlawreview.com/article/2023-patent-fee-reductions-and-trademark-response-period-changes'>https://www.natlawreview.com/article/2023-patent-fee-reductions-and-trademark-response-period-changes</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>The balanced scorecard is a tool that any small business can use to focus on the important areas of operations, as well as finances, linking them to specific goals to generate better outcomes.  The scorecard moves beyond just the typical financial metrics and aligns daily activities with the company’s overall strategy.<br/><br/><a href='https://hbr.org/1992/01/the-balanced-scorecard-measures-that-drive-performance-2'>https://hbr.org/1992/01/the-balanced-scorecard-measures-that-drive-performance-2</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses are hiring only temporary, part-time workers and contractors at a record high rate of 25%.<br/><a href='https://www.alignable.com/forum/smbs-hedge-bets-on-recession-contract-part-time-hiring-up-to-new?from_topic=polls'>https://www.alignable.com/forum/smbs-hedge-bets-on-recession-contract-part-time-hiring-up-to-new?from_topic=polls</a><br/><br/>2<br/>The Small Business Regulatory Flexibility Improvements Act would force federal regulators to more accurately disclose the total impact of all new rules on small businesses.<br/><a href='https://cei.org/blog/regulatory-reform-in-the-118th-congress-small-business-regulatory-flexibility-improvements-act/'>https://cei.org/blog/regulatory-reform-in-the-118th-congress-small-business-regulatory-flexibility-improvements-act/</a><br/><br/>3<br/>The United States Patent and Trademark Office (USPTO) has reduced fees for small and micro entity patent applicants as part of a Congressional effort to lower the barriers to obtaining patents.<br/><a href='https://www.natlawreview.com/article/2023-patent-fee-reductions-and-trademark-response-period-changes'>https://www.natlawreview.com/article/2023-patent-fee-reductions-and-trademark-response-period-changes</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12723543-4-25-23-the-balanced-scorecard-focus-on-what-s-important.mp3" length="5543621" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
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    <pubDate>Tue, 25 Apr 2023 18:00:00 -0400</pubDate>
    <itunes:duration>459</itunes:duration>
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  <item>
    <itunes:title>4-18-23 – Why Your Small Biz Probably Needs Corporate-owned Life Insurance – Part 2</itunes:title>
    <title>4-18-23 – Why Your Small Biz Probably Needs Corporate-owned Life Insurance – Part 2</title>
    <itunes:summary><![CDATA[FEATURE Today’s guest is Jack Smith, of The American Insurance Group:  Jack’s email:  jack@insurancegroup.us Jack’s LinkedIn page:  https://www.linkedin.com/in/jacksonsmith1/  The American Insurance Group’s web page:  http://www.theamericaninsurancegroup.com/  ----------  NEWS ROUNDUP  1 Small businesses are filing for bankruptcy at record high rates, according to new data from UBS. https://markets.businessinsider.com/news/stocks/svb-banking-crisis-credit-crunch-private-bankrup...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Today’s guest is Jack Smith, of The American Insurance Group:<br/><br/>Jack’s email:  <a href='mailto:jack@insurancegroup.us'>jack@insurancegroup.us</a><br/>Jack’s LinkedIn page:  <a href='https://www.linkedin.com/in/jacksonsmith1/'>https://www.linkedin.com/in/jacksonsmith1/</a> <br/>The American Insurance Group’s web page:  <a href='http://www.theamericaninsurancegroup.com/'>http://www.theamericaninsurancegroup.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses are filing for bankruptcy at record high rates, according to new data from UBS.<br/><a href='https://markets.businessinsider.com/news/stocks/svb-banking-crisis-credit-crunch-private-bankruptcy-filings-small-business-2023-3'>https://markets.businessinsider.com/news/stocks/svb-banking-crisis-credit-crunch-private-bankruptcy-filings-small-business-2023-3</a><br/><br/>2<br/>Small businesses will now have a tougher time getting their message out on Twitter because of changes to the account verification process.<br/><a href='https://www.abcactionnews.com/news/region-hillsborough/small-businesses-left-behind-as-twitter-introduces-a-new-verification-model'>https://www.abcactionnews.com/news/region-hillsborough/small-businesses-left-behind-as-twitter-introduces-a-new-verification-model</a><br/><br/>3<br/>Amazon has been mislabeling some products as sold by small businesses, when in fact, they were not, according to an article published on the tech web site The Information.<br/><a href='https://www.theinformation.com/articles/amazon-hands-out-small-business-label-to-huge-sellers'>https://www.theinformation.com/articles/amazon-hands-out-small-business-label-to-huge-sellers</a><br/><br/><a href='https://www.manufacturing.net/video/video/22807059/amazon-accused-of-mislabeling-sellers-as-small-or-blackowned-businesses'>https://www.manufacturing.net/video/video/22807059/amazon-accused-of-mislabeling-sellers-as-small-or-blackowned-businesses</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Today’s guest is Jack Smith, of The American Insurance Group:<br/><br/>Jack’s email:  <a href='mailto:jack@insurancegroup.us'>jack@insurancegroup.us</a><br/>Jack’s LinkedIn page:  <a href='https://www.linkedin.com/in/jacksonsmith1/'>https://www.linkedin.com/in/jacksonsmith1/</a> <br/>The American Insurance Group’s web page:  <a href='http://www.theamericaninsurancegroup.com/'>http://www.theamericaninsurancegroup.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses are filing for bankruptcy at record high rates, according to new data from UBS.<br/><a href='https://markets.businessinsider.com/news/stocks/svb-banking-crisis-credit-crunch-private-bankruptcy-filings-small-business-2023-3'>https://markets.businessinsider.com/news/stocks/svb-banking-crisis-credit-crunch-private-bankruptcy-filings-small-business-2023-3</a><br/><br/>2<br/>Small businesses will now have a tougher time getting their message out on Twitter because of changes to the account verification process.<br/><a href='https://www.abcactionnews.com/news/region-hillsborough/small-businesses-left-behind-as-twitter-introduces-a-new-verification-model'>https://www.abcactionnews.com/news/region-hillsborough/small-businesses-left-behind-as-twitter-introduces-a-new-verification-model</a><br/><br/>3<br/>Amazon has been mislabeling some products as sold by small businesses, when in fact, they were not, according to an article published on the tech web site The Information.<br/><a href='https://www.theinformation.com/articles/amazon-hands-out-small-business-label-to-huge-sellers'>https://www.theinformation.com/articles/amazon-hands-out-small-business-label-to-huge-sellers</a><br/><br/><a href='https://www.manufacturing.net/video/video/22807059/amazon-accused-of-mislabeling-sellers-as-small-or-blackowned-businesses'>https://www.manufacturing.net/video/video/22807059/amazon-accused-of-mislabeling-sellers-as-small-or-blackowned-businesses</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12677524-4-18-23-why-your-small-biz-probably-needs-corporate-owned-life-insurance-part-2.mp3" length="8486206" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12677524</guid>
    <pubDate>Tue, 18 Apr 2023 16:00:00 -0400</pubDate>
    <itunes:duration>704</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>4-11-23 – Why Your Small Biz Probably Needs Corporate-owned Life Insurance – Part 1</itunes:title>
    <title>4-11-23 – Why Your Small Biz Probably Needs Corporate-owned Life Insurance – Part 1</title>
    <itunes:summary><![CDATA[FEATURE  Today’s guest is Jack Smith of The American Insurance Group: Jack’s email:  jack@insurancegroup.us Jack’s LinkedIn page:  https://www.linkedin.com/in/jacksonsmith1/  The American Insurance Group’s web page: http://www.theamericaninsurancegroup.com/   According to a survey by the National Association of Insurance Commissioners, 71% of small businesses polled said they were very dependent on one or two key people for their success, but only 22% had purchased corporate-owned l...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Today’s guest is Jack Smith of The American Insurance Group:<br/>Jack’s email:  <a href='mailto:jack@insurancegroup.us'>jack@insurancegroup.us</a><br/>Jack’s LinkedIn page:  <a href='https://www.linkedin.com/in/jacksonsmith1/'>https://www.linkedin.com/in/jacksonsmith1/</a> <br/>The American Insurance Group’s web page: <a href='http://www.theamericaninsurancegroup.com/'>http://www.theamericaninsurancegroup.com/</a> <br/><br/>According to a survey by the National Association of Insurance Commissioners, 71% of small businesses polled said they were very dependent on one or two key people for their success, but only 22% had purchased corporate-owned life insurance.<br/><a href='https://www.iii.org/publications/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/life-insurance-for-key-employees'>https://www.iii.org/publications/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/life-insurance-for-key-employees</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Two prominent monthly surveys of small business owners were recently released for March, and they both indicate owners expect a recession.<br/><a href='https://www.nfib.com/content/press-release/economy/small-business-optimism-declines-slightly-in-march/'>https://www.nfib.com/content/press-release/economy/small-business-optimism-declines-slightly-in-march/</a><br/><br/><a href='https://www.vistage.com/research-center/wp-content/uploads/2023/04/WSJ-CEO-Survey-0323.pdf'>https://www.vistage.com/research-center/wp-content/uploads/2023/04/WSJ-CEO-Survey-0323.pdf</a><br/><br/>2<br/>Fallout from the recent bank failures continues, now making some small business owners fearful that as credit slows, their existing lines of credit could be canceled.<br/><a href='https://www.foxbusiness.com/markets/banks-canceling-lines-business-credit-soon'>https://www.foxbusiness.com/markets/banks-canceling-lines-business-credit-soon</a><br/><br/>62% of small business owners say that rising prices have forced them to seek out additional capital or financing for their business in the past year.<br/><a href='https://www.uschamber.com/sbindex/quarterly-spotlight'>https://www.uschamber.com/sbindex/quarterly-spotlight</a><br/><br/>3<br/>GoDaddy has released a library of ready-made prompts for small businesses to use with either ChatGPT or with Google’s Bard AI tool.<br/><a href='https://www.godaddy.com/garage/ai-prompts-for-small-business/'>https://www.godaddy.com/garage/ai-prompts-for-small-business/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Today’s guest is Jack Smith of The American Insurance Group:<br/>Jack’s email:  <a href='mailto:jack@insurancegroup.us'>jack@insurancegroup.us</a><br/>Jack’s LinkedIn page:  <a href='https://www.linkedin.com/in/jacksonsmith1/'>https://www.linkedin.com/in/jacksonsmith1/</a> <br/>The American Insurance Group’s web page: <a href='http://www.theamericaninsurancegroup.com/'>http://www.theamericaninsurancegroup.com/</a> <br/><br/>According to a survey by the National Association of Insurance Commissioners, 71% of small businesses polled said they were very dependent on one or two key people for their success, but only 22% had purchased corporate-owned life insurance.<br/><a href='https://www.iii.org/publications/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/life-insurance-for-key-employees'>https://www.iii.org/publications/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/life-insurance-for-key-employees</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Two prominent monthly surveys of small business owners were recently released for March, and they both indicate owners expect a recession.<br/><a href='https://www.nfib.com/content/press-release/economy/small-business-optimism-declines-slightly-in-march/'>https://www.nfib.com/content/press-release/economy/small-business-optimism-declines-slightly-in-march/</a><br/><br/><a href='https://www.vistage.com/research-center/wp-content/uploads/2023/04/WSJ-CEO-Survey-0323.pdf'>https://www.vistage.com/research-center/wp-content/uploads/2023/04/WSJ-CEO-Survey-0323.pdf</a><br/><br/>2<br/>Fallout from the recent bank failures continues, now making some small business owners fearful that as credit slows, their existing lines of credit could be canceled.<br/><a href='https://www.foxbusiness.com/markets/banks-canceling-lines-business-credit-soon'>https://www.foxbusiness.com/markets/banks-canceling-lines-business-credit-soon</a><br/><br/>62% of small business owners say that rising prices have forced them to seek out additional capital or financing for their business in the past year.<br/><a href='https://www.uschamber.com/sbindex/quarterly-spotlight'>https://www.uschamber.com/sbindex/quarterly-spotlight</a><br/><br/>3<br/>GoDaddy has released a library of ready-made prompts for small businesses to use with either ChatGPT or with Google’s Bard AI tool.<br/><a href='https://www.godaddy.com/garage/ai-prompts-for-small-business/'>https://www.godaddy.com/garage/ai-prompts-for-small-business/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12632890-4-11-23-why-your-small-biz-probably-needs-corporate-owned-life-insurance-part-1.mp3" length="8666451" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12632890</guid>
    <pubDate>Tue, 11 Apr 2023 18:00:00 -0400</pubDate>
    <itunes:duration>719</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>4-4-23 – Simplify Your Workflows With Standard Operating Procedures</itunes:title>
    <title>4-4-23 – Simplify Your Workflows With Standard Operating Procedures</title>
    <itunes:summary><![CDATA[FEATURE  If you don’t have systems, you won’t be efficient and you won’t be able to scale.  SOPs keep your employees on the same page and promote quality, efficiency, and smoother operations.  SOPs are especially important to small businesses that have few employees.  Also avoid directions or language that is unclear or could be misinterpreted.  Get an employee who is very good at the task in question to help you write the SOP.  You should highly consider software to help you construct, updat...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>If you don’t have systems, you won’t be efficient and you won’t be able to scale.<br/><br/>SOPs keep your employees on the same page and promote quality, efficiency, and smoother operations.<br/><br/>SOPs are especially important to small businesses that have few employees.<br/><br/>Also avoid directions or language that is unclear or could be misinterpreted.<br/><br/>Get an employee who is very good at the task in question to help you write the SOP.<br/><br/>You should highly consider software to help you construct, update, and distribute SOPs.  There are numerous platforms out there, including Scribe, Trainual, and SwipeGuide.<br/><br/>Someone must have ultimate responsibility for the SOP, because it will need to be evaluated on a regular basis for updates or adjustments.<br/><br/>Scribe<br/><a href='https://scribehow.com/'>https://scribehow.com/</a><br/><br/>SwipeGuide<br/><a href='https://www.swipeguide.com/'>https://www.swipeguide.com/</a><br/><br/>Trainual<br/><a href='https://trainual.com/'>https://trainual.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses’ perceptions of the economy dimmed slightly during the first quarter of this year.<br/><a href='https://www.uschamber.com/sbindex/summary'>https://www.uschamber.com/sbindex/summary</a><br/><br/>2<br/>The federal Consumer Financial Protection Bureau finalized a rule last week to increase transparency in small business lending.<br/><a href='https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-create-a-new-data-set-on-small-business-lending-in-america/'>https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-create-a-new-data-set-on-small-business-lending-in-america/</a><br/><br/>3<br/>A number of small business groups are throwing their support behind the Lower Energy Costs Act.<br/><a href='https://www.nfib.com/content/press-release/energy/lower-energy-costs-act-benefits-main-street/'>https://www.nfib.com/content/press-release/energy/lower-energy-costs-act-benefits-main-street/</a><br/><br/><a href='https://sbecouncil.org/2023/03/27/sbe-council-support-statement-h-r-1-the-lower-energy-costs-act/'>https://sbecouncil.org/2023/03/27/sbe-council-support-statement-h-r-1-the-lower-energy-costs-act/</a><br/><br/><a href='https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-applauds-h-r-1-to-reduce-the-biden-administrations-crushing-energy-costs/'>https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-applauds-h-r-1-to-reduce-the-biden-administrations-crushing-energy-costs/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>If you don’t have systems, you won’t be efficient and you won’t be able to scale.<br/><br/>SOPs keep your employees on the same page and promote quality, efficiency, and smoother operations.<br/><br/>SOPs are especially important to small businesses that have few employees.<br/><br/>Also avoid directions or language that is unclear or could be misinterpreted.<br/><br/>Get an employee who is very good at the task in question to help you write the SOP.<br/><br/>You should highly consider software to help you construct, update, and distribute SOPs.  There are numerous platforms out there, including Scribe, Trainual, and SwipeGuide.<br/><br/>Someone must have ultimate responsibility for the SOP, because it will need to be evaluated on a regular basis for updates or adjustments.<br/><br/>Scribe<br/><a href='https://scribehow.com/'>https://scribehow.com/</a><br/><br/>SwipeGuide<br/><a href='https://www.swipeguide.com/'>https://www.swipeguide.com/</a><br/><br/>Trainual<br/><a href='https://trainual.com/'>https://trainual.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small businesses’ perceptions of the economy dimmed slightly during the first quarter of this year.<br/><a href='https://www.uschamber.com/sbindex/summary'>https://www.uschamber.com/sbindex/summary</a><br/><br/>2<br/>The federal Consumer Financial Protection Bureau finalized a rule last week to increase transparency in small business lending.<br/><a href='https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-create-a-new-data-set-on-small-business-lending-in-america/'>https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-create-a-new-data-set-on-small-business-lending-in-america/</a><br/><br/>3<br/>A number of small business groups are throwing their support behind the Lower Energy Costs Act.<br/><a href='https://www.nfib.com/content/press-release/energy/lower-energy-costs-act-benefits-main-street/'>https://www.nfib.com/content/press-release/energy/lower-energy-costs-act-benefits-main-street/</a><br/><br/><a href='https://sbecouncil.org/2023/03/27/sbe-council-support-statement-h-r-1-the-lower-energy-costs-act/'>https://sbecouncil.org/2023/03/27/sbe-council-support-statement-h-r-1-the-lower-energy-costs-act/</a><br/><br/><a href='https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-applauds-h-r-1-to-reduce-the-biden-administrations-crushing-energy-costs/'>https://www.jobcreatorsnetwork.com/press_releases/job-creators-network-applauds-h-r-1-to-reduce-the-biden-administrations-crushing-energy-costs/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12589619-4-4-23-simplify-your-workflows-with-standard-operating-procedures.mp3" length="4955255" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12589619</guid>
    <pubDate>Tue, 04 Apr 2023 17:00:00 -0400</pubDate>
    <itunes:duration>410</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>3-28-23 – Emergency Savings Accounts for Employees Boost Retention and Productivity</itunes:title>
    <title>3-28-23 – Emergency Savings Accounts for Employees Boost Retention and Productivity</title>
    <itunes:summary><![CDATA[FEATURE Nearly 1/3 of Americans would be unable to cover an unexpected expense of $400.  Remember to consult your financial, HR, and legal counsel when creating any specific program.  Congress passed the SECURE 2.0 Act, which will enable employers to set up ESAs for their employees tied to their retirement accounts, beginning in 2024.  Outside of options available within SECURE 2.0, an employer could set up an ESA not connected to a retirement plan.  One platform called SecureSave helps ...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE</p><p>Nearly 1/3 of Americans would be unable to cover an unexpected expense of $400.<br/><br/>Remember to consult your financial, HR, and legal counsel when creating any specific program.<br/><br/>Congress passed the SECURE 2.0 Act, which will enable employers to set up ESAs for their employees tied to their retirement accounts, beginning in 2024.<br/><br/>Outside of options available within SECURE 2.0, an employer could set up an ESA not connected to a retirement plan.  One platform called SecureSave helps businesses run ESAs.</p><p><a href='https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm'>https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm</a></p><p><a href='https://ir.lendingclub.com/news/news-details/2023/60-of-Americans-Now-Living-Paycheck-to-Paycheck-Down-from-64-a-Month-Ago/default.aspx'>https://ir.lendingclub.com/news/news-details/2023/60-of-Americans-Now-Living-Paycheck-to-Paycheck-Down-from-64-a-Month-Ago/default.aspx</a></p><p><a href='https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html'>https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html</a></p><p><a href='https://www.securesave.com/employers'>https://www.securesave.com/employers</a></p><p><a href='https://resources.betterment.com/hubfs/PDFs/b4b/reports/financial-wellness-benefits-survey.pdf'>https://resources.betterment.com/hubfs/PDFs/b4b/reports/financial-wellness-benefits-survey.pdf</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Rising interest rates and recent bank failures are squeezing credit supply for small businesses.<br/><a href='https://www.forbes.com/sites/rohitarora/2023/03/24/rising-interest-rates-lead-to-a-small-business-credit-crunch/?sh=7458f66b3b3e'>https://www.forbes.com/sites/rohitarora/2023/03/24/rising-interest-rates-lead-to-a-small-business-credit-crunch/?sh=7458f66b3b3e</a><br/><br/><a href='https://www.reuters.com/markets/us/feds-jefferson-still-learning-impact-tighter-monetary-policy-2023-03-27/'>https://www.reuters.com/markets/us/feds-jefferson-still-learning-impact-tighter-monetary-policy-2023-03-27/</a><br/><br/>2<br/>The vast majority of small businesses find it challenging to some degree to manage the cost of offering employer-sponsored health insurance.<br/><a href='https://strgnfibcom.blob.core.windows.net/nfibcom/Health-insurance-survey-NFIB.pdf'>https://strgnfibcom.blob.core.windows.net/nfibcom/Health-insurance-survey-NFIB.pdf</a><br/><br/>3<br/>There are several ways you can do more to shop with small businesses, including using web sites that help you find small businesses via maps.<br/><a href='https://www.americanexpress.com/en-us/maps?cat=Shop-Small&amp;intlink=us-GABM-Map_Home'>https://www.americanexpress.com/en-us/maps?cat=Shop-Small&amp;intlink=us-GABM-Map_Home</a><br/><br/><a href='https://www.independentwestand.org/support-independent-business/'>https://www.independentwestand.org/support-independent-business/</a><br/><br/><a href='https://mashable.com/article/how-to-shop-small'>https://mashable.com/article/how-to-shop-small</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'></a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE</p><p>Nearly 1/3 of Americans would be unable to cover an unexpected expense of $400.<br/><br/>Remember to consult your financial, HR, and legal counsel when creating any specific program.<br/><br/>Congress passed the SECURE 2.0 Act, which will enable employers to set up ESAs for their employees tied to their retirement accounts, beginning in 2024.<br/><br/>Outside of options available within SECURE 2.0, an employer could set up an ESA not connected to a retirement plan.  One platform called SecureSave helps businesses run ESAs.</p><p><a href='https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm'>https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm</a></p><p><a href='https://ir.lendingclub.com/news/news-details/2023/60-of-Americans-Now-Living-Paycheck-to-Paycheck-Down-from-64-a-Month-Ago/default.aspx'>https://ir.lendingclub.com/news/news-details/2023/60-of-Americans-Now-Living-Paycheck-to-Paycheck-Down-from-64-a-Month-Ago/default.aspx</a></p><p><a href='https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html'>https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html</a></p><p><a href='https://www.securesave.com/employers'>https://www.securesave.com/employers</a></p><p><a href='https://resources.betterment.com/hubfs/PDFs/b4b/reports/financial-wellness-benefits-survey.pdf'>https://resources.betterment.com/hubfs/PDFs/b4b/reports/financial-wellness-benefits-survey.pdf</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Rising interest rates and recent bank failures are squeezing credit supply for small businesses.<br/><a href='https://www.forbes.com/sites/rohitarora/2023/03/24/rising-interest-rates-lead-to-a-small-business-credit-crunch/?sh=7458f66b3b3e'>https://www.forbes.com/sites/rohitarora/2023/03/24/rising-interest-rates-lead-to-a-small-business-credit-crunch/?sh=7458f66b3b3e</a><br/><br/><a href='https://www.reuters.com/markets/us/feds-jefferson-still-learning-impact-tighter-monetary-policy-2023-03-27/'>https://www.reuters.com/markets/us/feds-jefferson-still-learning-impact-tighter-monetary-policy-2023-03-27/</a><br/><br/>2<br/>The vast majority of small businesses find it challenging to some degree to manage the cost of offering employer-sponsored health insurance.<br/><a href='https://strgnfibcom.blob.core.windows.net/nfibcom/Health-insurance-survey-NFIB.pdf'>https://strgnfibcom.blob.core.windows.net/nfibcom/Health-insurance-survey-NFIB.pdf</a><br/><br/>3<br/>There are several ways you can do more to shop with small businesses, including using web sites that help you find small businesses via maps.<br/><a href='https://www.americanexpress.com/en-us/maps?cat=Shop-Small&amp;intlink=us-GABM-Map_Home'>https://www.americanexpress.com/en-us/maps?cat=Shop-Small&amp;intlink=us-GABM-Map_Home</a><br/><br/><a href='https://www.independentwestand.org/support-independent-business/'>https://www.independentwestand.org/support-independent-business/</a><br/><br/><a href='https://mashable.com/article/how-to-shop-small'>https://mashable.com/article/how-to-shop-small</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'></a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12537836-3-28-23-emergency-savings-accounts-for-employees-boost-retention-and-productivity.mp3" length="6149919" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12537836</guid>
    <pubDate>Tue, 28 Mar 2023 21:00:00 -0400</pubDate>
    <itunes:duration>509</itunes:duration>
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    <itunes:title>3-21-23 – Protect Your Deposits Over $250,000</itunes:title>
    <title>3-21-23 – Protect Your Deposits Over $250,000</title>
    <itunes:summary><![CDATA[FEATURE  Chances are, few of the commercial depositors had checked into these banks’ health before doing business with them.  But even if they had, the Wall Street Journal reports that SVB’s trouble wasn’t reflected in credit ratings.  What can you as a small business owner or manager do to protect your assets, especially if you must keep high amounts of operating capital?  One option is to spread your funds across multiple banks so your accounts do not exceed $250,000 at any one institu...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Chances are, few of the commercial depositors had checked into these banks’ health before doing business with them.  But even if they had, the Wall Street Journal reports that SVB’s trouble wasn’t reflected in credit ratings.<br/><br/>What can you as a small business owner or manager do to protect your assets, especially if you must keep high amounts of operating capital?<br/><br/>One option is to spread your funds across multiple banks so your accounts do not exceed $250,000 at any one institution.<br/><br/>Another option is to utilize programs called ICS and CDARS by a company called IntraFi.<br/><br/>A third option is a program called MaxSafe offered by Wintrust Community Banks.<br/><br/><a href='https://www.wsj.com/articles/silicon-valley-banks-distress-wasnt-reflected-in-credit-ratings-93cd9dff'>https://www.wsj.com/articles/silicon-valley-banks-distress-wasnt-reflected-in-credit-ratings-93cd9dff</a><br/><br/><a href='https://www.intrafinetworkdeposits.com/'>https://www.intrafinetworkdeposits.com/</a><br/><br/><a href='https://www.wintrust.com/maxsafe.html'>https://www.wintrust.com/maxsafe.html</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The vast majority of small business owners – 90% – lack confidence they have adequate insurance coverage.<br/><a href='https://www.nextinsurance.com/blog/survey-small-businesses-lack-confidence-adequate-insurance/'>https://www.nextinsurance.com/blog/survey-small-businesses-lack-confidence-adequate-insurance/</a><br/><br/>2<br/>The Federal Trade Commission has launched an inquiry into the small business credit reporting system.<br/><a href='https://www.ftc.gov/business-guidance/blog/2023/03/taking-closer-look-small-business-credit-reporting-system'>https://www.ftc.gov/business-guidance/blog/2023/03/taking-closer-look-small-business-credit-reporting-system</a><br/><br/>3<br/>Three anti-trust advocates have launched the Responsible Online Commerce Coalition to push back against Amazon’s influence over the e-commerce ecosystem.<br/><a href='https://news.yahoo.com/amazon-targeted-businesses-relying-online-163957958.html'>https://news.yahoo.com/amazon-targeted-businesses-relying-online-163957958.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.  </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Chances are, few of the commercial depositors had checked into these banks’ health before doing business with them.  But even if they had, the Wall Street Journal reports that SVB’s trouble wasn’t reflected in credit ratings.<br/><br/>What can you as a small business owner or manager do to protect your assets, especially if you must keep high amounts of operating capital?<br/><br/>One option is to spread your funds across multiple banks so your accounts do not exceed $250,000 at any one institution.<br/><br/>Another option is to utilize programs called ICS and CDARS by a company called IntraFi.<br/><br/>A third option is a program called MaxSafe offered by Wintrust Community Banks.<br/><br/><a href='https://www.wsj.com/articles/silicon-valley-banks-distress-wasnt-reflected-in-credit-ratings-93cd9dff'>https://www.wsj.com/articles/silicon-valley-banks-distress-wasnt-reflected-in-credit-ratings-93cd9dff</a><br/><br/><a href='https://www.intrafinetworkdeposits.com/'>https://www.intrafinetworkdeposits.com/</a><br/><br/><a href='https://www.wintrust.com/maxsafe.html'>https://www.wintrust.com/maxsafe.html</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The vast majority of small business owners – 90% – lack confidence they have adequate insurance coverage.<br/><a href='https://www.nextinsurance.com/blog/survey-small-businesses-lack-confidence-adequate-insurance/'>https://www.nextinsurance.com/blog/survey-small-businesses-lack-confidence-adequate-insurance/</a><br/><br/>2<br/>The Federal Trade Commission has launched an inquiry into the small business credit reporting system.<br/><a href='https://www.ftc.gov/business-guidance/blog/2023/03/taking-closer-look-small-business-credit-reporting-system'>https://www.ftc.gov/business-guidance/blog/2023/03/taking-closer-look-small-business-credit-reporting-system</a><br/><br/>3<br/>Three anti-trust advocates have launched the Responsible Online Commerce Coalition to push back against Amazon’s influence over the e-commerce ecosystem.<br/><a href='https://news.yahoo.com/amazon-targeted-businesses-relying-online-163957958.html'>https://news.yahoo.com/amazon-targeted-businesses-relying-online-163957958.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.  </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12490528-3-21-23-protect-your-deposits-over-250-000.mp3" length="4848004" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12490528</guid>
    <pubDate>Tue, 21 Mar 2023 21:00:00 -0400</pubDate>
    <itunes:duration>401</itunes:duration>
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  <item>
    <itunes:title>3-14-23 – 4 Ways to Harness ChatGPT for Your Small Business</itunes:title>
    <title>3-14-23 – 4 Ways to Harness ChatGPT for Your Small Business</title>
    <itunes:summary><![CDATA[FEATURE  Remember the caveats from last week regarding ChatGPT, including it isn’t 100% correct all the time.  And don’t depend on it to dispense legal and professional advice.  ChatGPT can help you write a business plan.  You can refine ChatGPT’s original output by giving it follow-up commands or asking follow-up questions.  ChatGPT can compose scripts for videos, draft procedure documents, and just about anything else you can imagine.  But you always need to review them for accura...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Remember the caveats from last week regarding ChatGPT, including it isn’t 100% correct all the time.  And don’t depend on it to dispense legal and professional advice.<br/><br/>ChatGPT can help you write a business plan.<br/><br/>You can refine ChatGPT’s original output by giving it follow-up commands or asking follow-up questions.<br/><br/>ChatGPT can compose scripts for videos, draft procedure documents, and just about anything else you can imagine.  But you always need to review them for accuracy and real-world viability.<br/><br/>ChatGPT can summarize articles and web pages.<br/><br/>ChatGPT can answer questions too.  One of the most handy is application-specific questions for a unique set of circumstances.<br/><br/>For your more technical staff, ChatGPT can help them write HTML for building web sites, and code in computer languages to build and debug applications.<br/><br/>One of the best ways you can take advantage ChatGPT’s power is to turn your team lose on it.<br/><br/>Train your staff now to get comfortable with AI tools like ChatGPT.<br/><br/>----------</p><p>NEWS ROUNDUP<br/><br/>1<br/>A record number of small businesses – 47% – reported having job vacancies they could not fill in February.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-businesses-report-record-high-levels-of-job-openings/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-businesses-report-record-high-levels-of-job-openings/</a><br/><br/>The economy added 311,000 jobs, which was above experts’ predictions.  But many of those were in lower paying sectors.<br/><a href='https://www.bls.gov/news.release/pdf/empsit.pdf'>https://www.bls.gov/news.release/pdf/empsit.pdf</a><br/><br/>February Consumer Price Index was released today, and is up 6% from a year ago.<br/><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a><br/><br/>2<br/>Small businesses remain concerned about a possible recession and are taking a tight-fisted approach with their cash.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230307-small-businesses-cautious-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230307-small-businesses-cautious-wsj-survey/</a><br/><br/>3<br/>The Small Business Administration has announced National Small Business Week will take place this year from April 30 to May 6.<br/><a href='https://www.sba.gov/article/2023/mar/06/sba-administrator-guzman-announces-national-small-business-week-2023'>https://www.sba.gov/article/2023/mar/06/sba-administrator-guzman-announces-national-small-business-week-2023</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Remember the caveats from last week regarding ChatGPT, including it isn’t 100% correct all the time.  And don’t depend on it to dispense legal and professional advice.<br/><br/>ChatGPT can help you write a business plan.<br/><br/>You can refine ChatGPT’s original output by giving it follow-up commands or asking follow-up questions.<br/><br/>ChatGPT can compose scripts for videos, draft procedure documents, and just about anything else you can imagine.  But you always need to review them for accuracy and real-world viability.<br/><br/>ChatGPT can summarize articles and web pages.<br/><br/>ChatGPT can answer questions too.  One of the most handy is application-specific questions for a unique set of circumstances.<br/><br/>For your more technical staff, ChatGPT can help them write HTML for building web sites, and code in computer languages to build and debug applications.<br/><br/>One of the best ways you can take advantage ChatGPT’s power is to turn your team lose on it.<br/><br/>Train your staff now to get comfortable with AI tools like ChatGPT.<br/><br/>----------</p><p>NEWS ROUNDUP<br/><br/>1<br/>A record number of small businesses – 47% – reported having job vacancies they could not fill in February.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-businesses-report-record-high-levels-of-job-openings/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-businesses-report-record-high-levels-of-job-openings/</a><br/><br/>The economy added 311,000 jobs, which was above experts’ predictions.  But many of those were in lower paying sectors.<br/><a href='https://www.bls.gov/news.release/pdf/empsit.pdf'>https://www.bls.gov/news.release/pdf/empsit.pdf</a><br/><br/>February Consumer Price Index was released today, and is up 6% from a year ago.<br/><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a><br/><br/>2<br/>Small businesses remain concerned about a possible recession and are taking a tight-fisted approach with their cash.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230307-small-businesses-cautious-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230307-small-businesses-cautious-wsj-survey/</a><br/><br/>3<br/>The Small Business Administration has announced National Small Business Week will take place this year from April 30 to May 6.<br/><a href='https://www.sba.gov/article/2023/mar/06/sba-administrator-guzman-announces-national-small-business-week-2023'>https://www.sba.gov/article/2023/mar/06/sba-administrator-guzman-announces-national-small-business-week-2023</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12443427-3-14-23-4-ways-to-harness-chatgpt-for-your-small-business.mp3" length="6417573" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12443427</guid>
    <pubDate>Tue, 14 Mar 2023 22:00:00 -0400</pubDate>
    <itunes:duration>532</itunes:duration>
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    <itunes:title>3-7-23 – Empower Your Business with ChatGPT</itunes:title>
    <title>3-7-23 – Empower Your Business with ChatGPT</title>
    <itunes:summary><![CDATA[FEATURE  ChatGPT is a conversational AI chatbot.  Open AI is the developer of ChatGPT and is now offering access to the general public.  ChatGPT can help you write content for your small business, such as blog posts.  But, you can’t just copy and paste.  It will need some refining.  Plus, Google can detect AI-generated content.  ChatGPT must still be fact-checked.  You can also generate a title for your blog post using ChatGPT, and a tweet to promote the blog as well.  Don’t us...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>ChatGPT is a conversational AI chatbot.<br/><br/>Open AI is the developer of ChatGPT and is now offering access to the general public.<br/><br/>ChatGPT can help you write content for your small business, such as blog posts.  But, you can’t just copy and paste.  It will need some refining.  Plus, Google can detect AI-generated content.<br/><br/>ChatGPT must still be fact-checked.<br/><br/>You can also generate a title for your blog post using ChatGPT, and a tweet to promote the blog as well.<br/><br/>Don’t use ChatGPT to create legal or accounting or other professional services kind of advice.  Remember, you need to fact check its output.<br/><br/>You can sign up for a free ChatGPT account here:  <a href='https://openai.com/blog/chatgpt'>https://openai.com/blog/chatgpt</a>.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>A Supreme Court decision late last month is good news for small businesses, because it limited the power of the IRS to levy penalties on businesses.<br/><a href='https://www.nfib.com/content/press-release/homepage/supreme-court-reins-in-civil-penalty-prosecutions-for-small-businesses/'>https://www.nfib.com/content/press-release/homepage/supreme-court-reins-in-civil-penalty-prosecutions-for-small-businesses/</a><br/><br/><a href='https://www.reuters.com/legal/government/us-supreme-court-limits-penalties-not-reporting-foreign-accounts-2023-02-28/'>https://www.reuters.com/legal/government/us-supreme-court-limits-penalties-not-reporting-foreign-accounts-2023-02-28/</a><br/><br/>2<br/>Inflation remains a big concern for small businesses, according to data recently released by the US Chamber of Commerce.<br/><a href='https://www.uschamber.com/small-business/the-biggest-challenges-small-businesses-are-facing-right-now'>https://www.uschamber.com/small-business/the-biggest-challenges-small-businesses-are-facing-right-now</a><br/><br/>3<br/>The Biden administration is proposing legislation that would shift the some of the burden of cyber security from small businesses on to software makers.<br/><a href='https://www.cnbc.com/2023/03/02/white-house-unveils-national-cyber-strategy-to-shift-security-burden.html'>https://www.cnbc.com/2023/03/02/white-house-unveils-national-cyber-strategy-to-shift-security-burden.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.  </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>ChatGPT is a conversational AI chatbot.<br/><br/>Open AI is the developer of ChatGPT and is now offering access to the general public.<br/><br/>ChatGPT can help you write content for your small business, such as blog posts.  But, you can’t just copy and paste.  It will need some refining.  Plus, Google can detect AI-generated content.<br/><br/>ChatGPT must still be fact-checked.<br/><br/>You can also generate a title for your blog post using ChatGPT, and a tweet to promote the blog as well.<br/><br/>Don’t use ChatGPT to create legal or accounting or other professional services kind of advice.  Remember, you need to fact check its output.<br/><br/>You can sign up for a free ChatGPT account here:  <a href='https://openai.com/blog/chatgpt'>https://openai.com/blog/chatgpt</a>.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>A Supreme Court decision late last month is good news for small businesses, because it limited the power of the IRS to levy penalties on businesses.<br/><a href='https://www.nfib.com/content/press-release/homepage/supreme-court-reins-in-civil-penalty-prosecutions-for-small-businesses/'>https://www.nfib.com/content/press-release/homepage/supreme-court-reins-in-civil-penalty-prosecutions-for-small-businesses/</a><br/><br/><a href='https://www.reuters.com/legal/government/us-supreme-court-limits-penalties-not-reporting-foreign-accounts-2023-02-28/'>https://www.reuters.com/legal/government/us-supreme-court-limits-penalties-not-reporting-foreign-accounts-2023-02-28/</a><br/><br/>2<br/>Inflation remains a big concern for small businesses, according to data recently released by the US Chamber of Commerce.<br/><a href='https://www.uschamber.com/small-business/the-biggest-challenges-small-businesses-are-facing-right-now'>https://www.uschamber.com/small-business/the-biggest-challenges-small-businesses-are-facing-right-now</a><br/><br/>3<br/>The Biden administration is proposing legislation that would shift the some of the burden of cyber security from small businesses on to software makers.<br/><a href='https://www.cnbc.com/2023/03/02/white-house-unveils-national-cyber-strategy-to-shift-security-burden.html'>https://www.cnbc.com/2023/03/02/white-house-unveils-national-cyber-strategy-to-shift-security-burden.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>👀 Watch on YouTube:  <a href='https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg'>https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg</a>.<br/><br/>📧 I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.<br/><br/>🖥️ Learn how I can help your small business at <a href='https://eraynay.com/'>https://eraynay.com/</a>.  </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12396606-3-7-23-empower-your-business-with-chatgpt.mp3" length="6114103" type="audio/mpeg" />
    <itunes:author>Adam Hewitt</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12396606</guid>
    <pubDate>Tue, 07 Mar 2023 20:00:00 -0500</pubDate>
    <itunes:duration>506</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>2-28-23 – Put YouTube Ads in Your Marketing Toolbox</itunes:title>
    <title>2-28-23 – Put YouTube Ads in Your Marketing Toolbox</title>
    <itunes:summary><![CDATA[FEATURE  YouTube ads can accelerate the process of building up your audience on the platform, and give your brand more exposure.  One of the great things about YouTube advertising is that you can target viewers based on the keywords they are searching for on YouTube, but also on Google (which owns YouTube).  There are numerous other ways to refine your target audience, to get very specific.  Among video ads, there are three main types.  First, skippable in-stream ads are those you can pa...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>YouTube ads can accelerate the process of building up your audience on the platform, and give your brand more exposure.<br/><br/>One of the great things about YouTube advertising is that you can target viewers based on the keywords they are searching for on YouTube, but also on Google (which owns YouTube).<br/><br/>There are numerous other ways to refine your target audience, to get very specific.<br/><br/>Among video ads, there are three main types.  First, skippable in-stream ads are those you can pass over after you’ve watched them for five seconds.<br/><br/>Non-skippable in-stream ads are shorter.  Their maximum length is 15 seconds.<br/><br/>Bumper ads are like non-skippable in-stream ads, but only last six seconds.<br/><br/>According to Influencer Marketing Hub, YouTube ads have an average cost-per-view of $0.01 – $0.03.<br/><a href='https://influencermarketinghub.com/how-much-do-youtube-ads-cost/'>https://influencermarketinghub.com/how-much-do-youtube-ads-cost/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The Personal Consumption Expenditures price index was up in January to 5.4% from a year earlier.<br/><a href='https://www.reuters.com/markets/rates-bonds/fed-seen-raising-rates-three-more-times-after-strong-inflation-reading-2023-02-24/'>https://www.reuters.com/markets/rates-bonds/fed-seen-raising-rates-three-more-times-after-strong-inflation-reading-2023-02-24/</a><br/><br/>Recent figures show that worker claims for unemployment benefits dipped last week, there was an increase in January in retail sales, and 4Q GDP rose by 2.7%.<br/><a href='https://www.wsj.com/articles/economy-showing-strength-in-early-2023-after-last-quarters-gdp-gain-revised-modestly-lower-5b068ade'>https://www.wsj.com/articles/economy-showing-strength-in-early-2023-after-last-quarters-gdp-gain-revised-modestly-lower-5b068ade</a><br/><br/>2<br/>Republicans in the US House are launching an oversight effort of numerous federal agencies in an attempt to determine how their regulation-making is impacting small businesses.<br/><a href='https://www.politico.com/news/2023/02/23/house-gop-presses-agencies-on-small-business-rules-00084049'>https://www.politico.com/news/2023/02/23/house-gop-presses-agencies-on-small-business-rules-00084049</a><br/><br/><a href='https://williams.house.gov/media-center/press-releases/rep-williams-leads-small-business-committee-oversight-biden'>https://williams.house.gov/media-center/press-releases/rep-williams-leads-small-business-committee-oversight-biden</a><br/><br/>3<br/>A lack of financing or investors was the top reason that startups failed in 2022, according to a new study.<br/><a href='https://www.skynova.com/blog/top-reasons-startups-fail'>https://www.skynova.com/blog/top-reasons-startups-fail</a><br/><br/>4<br/>Amazon is expanding its educational offerings to small businesses through the Amazon’s Small Business Academy.<br/><a href='https://www.aboutamazon.com/news/small-business/meet-the-new-amazon-small-business-academy-an-expanded-suite-of-free-resources-for-entrepreneurs'>https://www.aboutamazon.com/news/small-business/meet-the-new-amazon-small-business-academy-an-expanded-suite-of-free-resources-for-entrepreneurs</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>. <br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>YouTube ads can accelerate the process of building up your audience on the platform, and give your brand more exposure.<br/><br/>One of the great things about YouTube advertising is that you can target viewers based on the keywords they are searching for on YouTube, but also on Google (which owns YouTube).<br/><br/>There are numerous other ways to refine your target audience, to get very specific.<br/><br/>Among video ads, there are three main types.  First, skippable in-stream ads are those you can pass over after you’ve watched them for five seconds.<br/><br/>Non-skippable in-stream ads are shorter.  Their maximum length is 15 seconds.<br/><br/>Bumper ads are like non-skippable in-stream ads, but only last six seconds.<br/><br/>According to Influencer Marketing Hub, YouTube ads have an average cost-per-view of $0.01 – $0.03.<br/><a href='https://influencermarketinghub.com/how-much-do-youtube-ads-cost/'>https://influencermarketinghub.com/how-much-do-youtube-ads-cost/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The Personal Consumption Expenditures price index was up in January to 5.4% from a year earlier.<br/><a href='https://www.reuters.com/markets/rates-bonds/fed-seen-raising-rates-three-more-times-after-strong-inflation-reading-2023-02-24/'>https://www.reuters.com/markets/rates-bonds/fed-seen-raising-rates-three-more-times-after-strong-inflation-reading-2023-02-24/</a><br/><br/>Recent figures show that worker claims for unemployment benefits dipped last week, there was an increase in January in retail sales, and 4Q GDP rose by 2.7%.<br/><a href='https://www.wsj.com/articles/economy-showing-strength-in-early-2023-after-last-quarters-gdp-gain-revised-modestly-lower-5b068ade'>https://www.wsj.com/articles/economy-showing-strength-in-early-2023-after-last-quarters-gdp-gain-revised-modestly-lower-5b068ade</a><br/><br/>2<br/>Republicans in the US House are launching an oversight effort of numerous federal agencies in an attempt to determine how their regulation-making is impacting small businesses.<br/><a href='https://www.politico.com/news/2023/02/23/house-gop-presses-agencies-on-small-business-rules-00084049'>https://www.politico.com/news/2023/02/23/house-gop-presses-agencies-on-small-business-rules-00084049</a><br/><br/><a href='https://williams.house.gov/media-center/press-releases/rep-williams-leads-small-business-committee-oversight-biden'>https://williams.house.gov/media-center/press-releases/rep-williams-leads-small-business-committee-oversight-biden</a><br/><br/>3<br/>A lack of financing or investors was the top reason that startups failed in 2022, according to a new study.<br/><a href='https://www.skynova.com/blog/top-reasons-startups-fail'>https://www.skynova.com/blog/top-reasons-startups-fail</a><br/><br/>4<br/>Amazon is expanding its educational offerings to small businesses through the Amazon’s Small Business Academy.<br/><a href='https://www.aboutamazon.com/news/small-business/meet-the-new-amazon-small-business-academy-an-expanded-suite-of-free-resources-for-entrepreneurs'>https://www.aboutamazon.com/news/small-business/meet-the-new-amazon-small-business-academy-an-expanded-suite-of-free-resources-for-entrepreneurs</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>. <br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12350737-2-28-23-put-youtube-ads-in-your-marketing-toolbox.mp3" length="6060815" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12350737</guid>
    <pubDate>Tue, 28 Feb 2023 21:00:00 -0500</pubDate>
    <itunes:duration>502</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>2-21-23 – Grow Your Audience and Revenue With YouTube</itunes:title>
    <title>2-21-23 – Grow Your Audience and Revenue With YouTube</title>
    <itunes:summary><![CDATA[FEATURE  Your YouTube strategy has to be sustainable, so you don’t quit after a few weeks or months.  Dig into old blog articles or speeches you’ve given that could be updated and turned into short videos.  YouTube’s algorithm rewards videos that hold the attention of the viewer.  Once you have the video produced and on your YouTube channel, share it across all your communication channels.  You don’t need a super slick, highly polished video to get your message out.  Create playlists around y...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Your YouTube strategy has to be sustainable, so you don’t quit after a few weeks or months.<br/><br/>Dig into old blog articles or speeches you’ve given that could be updated and turned into short videos.<br/><br/>YouTube’s algorithm rewards videos that hold the attention of the viewer.<br/><br/>Once you have the video produced and on your YouTube channel, share it across all your communication channels.<br/><br/>You don’t need a super slick, highly polished video to get your message out.<br/><br/>Create playlists around your most compelling topics.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The Federal Trade Commission is proposing a new rule, called the Non-Compete Clause Rule, which would eliminate noncompete contracts agreements in the workplace and nullify existing state and local laws on non-competes.<br/><a href='https://www.govinfo.gov/content/pkg/FR-2023-01-19/pdf/2023-00414.pdf'>https://www.govinfo.gov/content/pkg/FR-2023-01-19/pdf/2023-00414.pdf</a><br/><br/>2<br/>The vast majority of small companies want bi-partisan action to address their concerns over a variety of issues to make it easier and less expensive to do business.<br/><a href='https://www.jobcreatorsnetwork.com/press_releases/new-poll-small-businesses-gravely-concerned-about-economy-want-bipartisan-action-from-congress/'>https://www.jobcreatorsnetwork.com/press_releases/new-poll-small-businesses-gravely-concerned-about-economy-want-bipartisan-action-from-congress/</a><br/><br/>3<br/>Small businesses are increasingly expected to provide employee benefits like their larger counterparts.<br/><a href='https://www.vestwell.com/read/2023-retirement-trends-report#cd827ccc9cb8'>https://www.vestwell.com/read/2023-retirement-trends-report#cd827ccc9cb8</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at adam@smallbizflash.com. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Your YouTube strategy has to be sustainable, so you don’t quit after a few weeks or months.<br/><br/>Dig into old blog articles or speeches you’ve given that could be updated and turned into short videos.<br/><br/>YouTube’s algorithm rewards videos that hold the attention of the viewer.<br/><br/>Once you have the video produced and on your YouTube channel, share it across all your communication channels.<br/><br/>You don’t need a super slick, highly polished video to get your message out.<br/><br/>Create playlists around your most compelling topics.<br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The Federal Trade Commission is proposing a new rule, called the Non-Compete Clause Rule, which would eliminate noncompete contracts agreements in the workplace and nullify existing state and local laws on non-competes.<br/><a href='https://www.govinfo.gov/content/pkg/FR-2023-01-19/pdf/2023-00414.pdf'>https://www.govinfo.gov/content/pkg/FR-2023-01-19/pdf/2023-00414.pdf</a><br/><br/>2<br/>The vast majority of small companies want bi-partisan action to address their concerns over a variety of issues to make it easier and less expensive to do business.<br/><a href='https://www.jobcreatorsnetwork.com/press_releases/new-poll-small-businesses-gravely-concerned-about-economy-want-bipartisan-action-from-congress/'>https://www.jobcreatorsnetwork.com/press_releases/new-poll-small-businesses-gravely-concerned-about-economy-want-bipartisan-action-from-congress/</a><br/><br/>3<br/>Small businesses are increasingly expected to provide employee benefits like their larger counterparts.<br/><a href='https://www.vestwell.com/read/2023-retirement-trends-report#cd827ccc9cb8'>https://www.vestwell.com/read/2023-retirement-trends-report#cd827ccc9cb8</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at adam@smallbizflash.com. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12302177-2-21-23-grow-your-audience-and-revenue-with-youtube.mp3" length="5276205" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 21 Feb 2023 21:00:00 -0500</pubDate>
    <itunes:duration>437</itunes:duration>
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    <itunes:title>2-14-23 – Create Your YouTube Channel Now</itunes:title>
    <title>2-14-23 – Create Your YouTube Channel Now</title>
    <itunes:summary><![CDATA[FEATURE  Resources:  Wyzowl Video Marketing Statistics 2023 https://www.wyzowl.com/video-marketing-statistics/  What is the Ideal Length of Videos on YouTube? https://www.tubics.com/blog/how-to-master-on-long-form-video-content  ----------  NEWS ROUNDUP  1 A poll by the invoicing platform Skynova found that 91% of small companies are currently labor hoarding. https://www.skynova.com/blog/small-business-and-labor-hoarding  2 The federal government could do a better job of interacting with smal...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Resources:<br/><br/>Wyzowl Video Marketing Statistics 2023<br/><a href='https://www.wyzowl.com/video-marketing-statistics/'>https://www.wyzowl.com/video-marketing-statistics/</a><br/><br/>What is the Ideal Length of Videos on YouTube?<br/><a href='https://www.tubics.com/blog/how-to-master-on-long-form-video-content'>https://www.tubics.com/blog/how-to-master-on-long-form-video-content</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>A poll by the invoicing platform Skynova found that 91% of small companies are currently labor hoarding.<br/><a href='https://www.skynova.com/blog/small-business-and-labor-hoarding'>https://www.skynova.com/blog/small-business-and-labor-hoarding</a><br/><br/>2<br/>The federal government could do a better job of interacting with small businesses, according to owners recently surveyed by Goldman Sachs.<br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/february-2023/index.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/february-2023/index.html</a><br/><br/>3<br/>As inflation has taken its toll, many small and medium-sized businesses feel they can’t raise prices further and still be competitive, so they are seeking other sources of working capital.<br/><a href='https://www.pymnts.com/smbs/2023/digital-banks-fill-gaps-in-small-business-working-capital-loans/'>https://www.pymnts.com/smbs/2023/digital-banks-fill-gaps-in-small-business-working-capital-loans/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Resources:<br/><br/>Wyzowl Video Marketing Statistics 2023<br/><a href='https://www.wyzowl.com/video-marketing-statistics/'>https://www.wyzowl.com/video-marketing-statistics/</a><br/><br/>What is the Ideal Length of Videos on YouTube?<br/><a href='https://www.tubics.com/blog/how-to-master-on-long-form-video-content'>https://www.tubics.com/blog/how-to-master-on-long-form-video-content</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>A poll by the invoicing platform Skynova found that 91% of small companies are currently labor hoarding.<br/><a href='https://www.skynova.com/blog/small-business-and-labor-hoarding'>https://www.skynova.com/blog/small-business-and-labor-hoarding</a><br/><br/>2<br/>The federal government could do a better job of interacting with small businesses, according to owners recently surveyed by Goldman Sachs.<br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/february-2023/index.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/february-2023/index.html</a><br/><br/>3<br/>As inflation has taken its toll, many small and medium-sized businesses feel they can’t raise prices further and still be competitive, so they are seeking other sources of working capital.<br/><a href='https://www.pymnts.com/smbs/2023/digital-banks-fill-gaps-in-small-business-working-capital-loans/'>https://www.pymnts.com/smbs/2023/digital-banks-fill-gaps-in-small-business-working-capital-loans/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12254746-2-14-23-create-your-youtube-channel-now.mp3" length="5454545" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 14 Feb 2023 18:00:00 -0500</pubDate>
    <itunes:duration>451</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>2-7-23 – Building Your Personal Brand</itunes:title>
    <title>2-7-23 – Building Your Personal Brand</title>
    <itunes:summary><![CDATA[Today’s guest is Damon Zick, owner of Life Brand Academy:  Damon’s email:  damon@damonzick.com Damon’s LinkedIn page:  https://www.linkedin.com/in/damonzick/ Life Brand Academy’s YouTube page:  https://www.youtube.com/@lifebrandacademy  ----------  NEWS ROUNDUP  1 The number of new jobs created soared to 517,000 in January. https://www.kiplinger.com/investing/jobs-report-shows-massive-hiring-in-january-what-the-experts-are-saying  January one-month annualized hourly earnings gr...]]></itunes:summary>
    <description><![CDATA[<p>Today’s guest is Damon Zick, owner of Life Brand Academy:<br/><br/>Damon’s email:  <a href='mailto:damon@damonzick.com'>damon@damonzick.com</a><br/>Damon’s LinkedIn page:  <a href='https://www.linkedin.com/in/damonzick/'>https://www.linkedin.com/in/damonzick/</a><br/>Life Brand Academy’s YouTube page:  <a href='https://www.youtube.com/@lifebrandacademy'>https://www.youtube.com/@lifebrandacademy</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The number of new jobs created soared to 517,000 in January.<br/><a href='https://www.kiplinger.com/investing/jobs-report-shows-massive-hiring-in-january-what-the-experts-are-saying'>https://www.kiplinger.com/investing/jobs-report-shows-massive-hiring-in-january-what-the-experts-are-saying</a><br/><br/>January one-month annualized hourly earnings growth for small business employees fell to 2.88%, the lowest level since 2020, according to Paychex.<br/><a href='https://www.paychex.com/employment-watch/#!/news-release/'>https://www.paychex.com/employment-watch/#!/news-release/</a><br/><br/>2<br/>Xero has found that sales growth for US small businesses continued to slow and recorded its two smallest increases of the past 20 months in July 2022 and September 2022.<br/><a href='https://www.xero.com/us/media-releases/xero-small-business-insights-usa-january-2023/'>https://www.xero.com/us/media-releases/xero-small-business-insights-usa-january-2023/</a><br/><br/>According to an estimate by Goldman Sachs, by the end of this year Americans will have spent two-thirds of the extra savings they were able to stash away during Covid.<br/><a href='https://www.wsj.com/articles/once-flush-savings-accounts-are-starting-to-run-dry-11675691637'>https://www.wsj.com/articles/once-flush-savings-accounts-are-starting-to-run-dry-11675691637</a><br/><br/>3<br/>Walmart has launched an e-commerce site for small and medium-sized businesses called Walmart Business.<br/><a href='https://www.retaildive.com/news/walmart-business-e-commerce-site-small-businesses/640946/'>https://www.retaildive.com/news/walmart-business-e-commerce-site-small-businesses/640946/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Today’s guest is Damon Zick, owner of Life Brand Academy:<br/><br/>Damon’s email:  <a href='mailto:damon@damonzick.com'>damon@damonzick.com</a><br/>Damon’s LinkedIn page:  <a href='https://www.linkedin.com/in/damonzick/'>https://www.linkedin.com/in/damonzick/</a><br/>Life Brand Academy’s YouTube page:  <a href='https://www.youtube.com/@lifebrandacademy'>https://www.youtube.com/@lifebrandacademy</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The number of new jobs created soared to 517,000 in January.<br/><a href='https://www.kiplinger.com/investing/jobs-report-shows-massive-hiring-in-january-what-the-experts-are-saying'>https://www.kiplinger.com/investing/jobs-report-shows-massive-hiring-in-january-what-the-experts-are-saying</a><br/><br/>January one-month annualized hourly earnings growth for small business employees fell to 2.88%, the lowest level since 2020, according to Paychex.<br/><a href='https://www.paychex.com/employment-watch/#!/news-release/'>https://www.paychex.com/employment-watch/#!/news-release/</a><br/><br/>2<br/>Xero has found that sales growth for US small businesses continued to slow and recorded its two smallest increases of the past 20 months in July 2022 and September 2022.<br/><a href='https://www.xero.com/us/media-releases/xero-small-business-insights-usa-january-2023/'>https://www.xero.com/us/media-releases/xero-small-business-insights-usa-january-2023/</a><br/><br/>According to an estimate by Goldman Sachs, by the end of this year Americans will have spent two-thirds of the extra savings they were able to stash away during Covid.<br/><a href='https://www.wsj.com/articles/once-flush-savings-accounts-are-starting-to-run-dry-11675691637'>https://www.wsj.com/articles/once-flush-savings-accounts-are-starting-to-run-dry-11675691637</a><br/><br/>3<br/>Walmart has launched an e-commerce site for small and medium-sized businesses called Walmart Business.<br/><a href='https://www.retaildive.com/news/walmart-business-e-commerce-site-small-businesses/640946/'>https://www.retaildive.com/news/walmart-business-e-commerce-site-small-businesses/640946/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12203509-2-7-23-building-your-personal-brand.mp3" length="8325917" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 07 Feb 2023 13:00:00 -0500</pubDate>
    <itunes:duration>691</itunes:duration>
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    <itunes:title>1-31-23 – Never Run Out of Cash (Part 2) – Surviving the Economic Downturn – Tactic #8</itunes:title>
    <title>1-31-23 – Never Run Out of Cash (Part 2) – Surviving the Economic Downturn – Tactic #8</title>
    <itunes:summary><![CDATA[Join us at Illuminate 2023 on Tuesday, February 7.  FREE admission!  Details and registration:  https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197  ----------  Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors: Jonathan’s email:  jbill@sbsaccountants.com Jonathan’s LinkedIn page:  https://www.linkedin.com/in/sbsaccounting/ SBS Accounting &amp; Advisors:  https://sbsaccountants.com/  ----------  NEWS ROUNDUP  1 Small bus...]]></itunes:summary>
    <description><![CDATA[<p>Join us at Illuminate 2023 on Tuesday, February 7.  FREE admission!  Details and registration:  <a href='https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197'>https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197</a><br/><br/>----------<br/><br/>Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:<br/>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a><br/>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a><br/>SBS Accounting &amp; Advisors:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small business owners are more upbeat now than in mid-2022 about inflation, staffing issues, and a possible recession, according to a new poll<br/><a href='https://ioufinancial.com/wp-content/uploads/2023/01/IOU_SMALL-BUSINESS-SURVEY-DEC-2022_12-pg-Booklet.pdf'>https://ioufinancial.com/wp-content/uploads/2023/01/IOU_SMALL-BUSINESS-SURVEY-DEC-2022_12-pg-Booklet.pdf</a><br/><br/>2<br/>Small businesses have fueled all of the net job growth since the beginning of Covid.<br/><a href='https://www.wsj.com/articles/surge-in-hiring-by-small-business-complicates-feds-effort-to-cool-economy-11674627479?mod=business_minor_pos4'>https://www.wsj.com/articles/surge-in-hiring-by-small-business-complicates-feds-effort-to-cool-economy-11674627479?mod=business_minor_pos4</a><br/><br/>3<br/>Small Business Deduction is set to expire in 2025, making it difficult for small business owners to plan ahead.<br/><a href='https://www.nfib.com/content/press-release/economy/new-nfib-op-ed-in-washington-times-congress-should-make-small-business-deduction-permanent/'>https://www.nfib.com/content/press-release/economy/new-nfib-op-ed-in-washington-times-congress-should-make-small-business-deduction-permanent/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Join us at Illuminate 2023 on Tuesday, February 7.  FREE admission!  Details and registration:  <a href='https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197'>https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197</a><br/><br/>----------<br/><br/>Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:<br/>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a><br/>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a><br/>SBS Accounting &amp; Advisors:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Small business owners are more upbeat now than in mid-2022 about inflation, staffing issues, and a possible recession, according to a new poll<br/><a href='https://ioufinancial.com/wp-content/uploads/2023/01/IOU_SMALL-BUSINESS-SURVEY-DEC-2022_12-pg-Booklet.pdf'>https://ioufinancial.com/wp-content/uploads/2023/01/IOU_SMALL-BUSINESS-SURVEY-DEC-2022_12-pg-Booklet.pdf</a><br/><br/>2<br/>Small businesses have fueled all of the net job growth since the beginning of Covid.<br/><a href='https://www.wsj.com/articles/surge-in-hiring-by-small-business-complicates-feds-effort-to-cool-economy-11674627479?mod=business_minor_pos4'>https://www.wsj.com/articles/surge-in-hiring-by-small-business-complicates-feds-effort-to-cool-economy-11674627479?mod=business_minor_pos4</a><br/><br/>3<br/>Small Business Deduction is set to expire in 2025, making it difficult for small business owners to plan ahead.<br/><a href='https://www.nfib.com/content/press-release/economy/new-nfib-op-ed-in-washington-times-congress-should-make-small-business-deduction-permanent/'>https://www.nfib.com/content/press-release/economy/new-nfib-op-ed-in-washington-times-congress-should-make-small-business-deduction-permanent/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12158785-1-31-23-never-run-out-of-cash-part-2-surviving-the-economic-downturn-tactic-8.mp3" length="8004709" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 31 Jan 2023 19:00:00 -0500</pubDate>
    <itunes:duration>664</itunes:duration>
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    <itunes:title>1-24-23 – Never Run Out of Cash (Part 1) – Surviving the Economic Downturn – Tactic #8</itunes:title>
    <title>1-24-23 – Never Run Out of Cash (Part 1) – Surviving the Economic Downturn – Tactic #8</title>
    <itunes:summary><![CDATA[Join us at Illuminate 2023 on Tuesday, February 7.  FREE admission!  Details and registration:  https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197  ----------  Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:  Jonathan’s email:  jbill@sbsaccountants.com Jonathan’s LinkedIn page:  https://www.linkedin.com/in/sbsaccounting/ SBS Accounting &amp; Advisors:  https://sbsaccountants.com/  ----------  NEWS ROUNDUP  1 The prod...]]></itunes:summary>
    <description><![CDATA[<p>Join us at Illuminate 2023 on Tuesday, February 7.  FREE admission!  Details and registration:  <a href='https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197'>https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197</a><br/><br/>----------<br/><br/>Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:<br/><br/>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a><br/>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a><br/>SBS Accounting &amp; Advisors:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The producer price index, a wholesale measure of inflation, dropped 0.5% in December.<br/><a href='https://www.cnbc.com/2023/01/18/wholesale-prices-fell-0point5percent-in-december-much-more-than-expected.html'>https://www.cnbc.com/2023/01/18/wholesale-prices-fell-0point5percent-in-december-much-more-than-expected.html</a><br/><br/>Retail sales fell significantly in December, by 1.1%, the largest in a year.<br/><a href='https://www.reuters.com/markets/us/us-retail-sales-drop-more-than-expected-december-2023-01-18/'>https://www.reuters.com/markets/us/us-retail-sales-drop-more-than-expected-december-2023-01-18/</a><br/><br/>Industrial production was also down 0.7% in December, much more than predicted.<br/><a href='https://www.nasdaq.com/articles/u.s.-industrial-production-decreases-much-more-than-expected-in-december'>https://www.nasdaq.com/articles/u.s.-industrial-production-decreases-much-more-than-expected-in-december</a><br/><br/>2<br/>According to the US Census Bureau, a whopping 5 million Americans filed new business applications last year.<br/><a href='https://www.inc.com/melissa-angell/small-business-applicants-smash-another-record-in-2022-as-more-americans-turn-to-entrepreneurship.html'>https://www.inc.com/melissa-angell/small-business-applicants-smash-another-record-in-2022-as-more-americans-turn-to-entrepreneurship.html</a><br/><br/>3<br/>Apple has announced Apple Business Connect, allowing businesses to verify and edit their listing information and to add photos on apps such as Maps and Messages, as well as information used by Siri.<br/><a href='https://www.theverge.com/2023/1/11/23550077/apple-business-connect-maps-listings'>https://www.theverge.com/2023/1/11/23550077/apple-business-connect-maps-listings</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Join us at Illuminate 2023 on Tuesday, February 7.  FREE admission!  Details and registration:  <a href='https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197'>https://www.eventbrite.com/e/illuminate-feb-7th-2023-tickets-519912471197</a><br/><br/>----------<br/><br/>Today’s guest is Jonathan Bill, owner of SBS Accounting &amp; Advisors:<br/><br/>Jonathan’s email:  <a href='mailto:jbill@sbsaccountants.com'>jbill@sbsaccountants.com</a><br/>Jonathan’s LinkedIn page:  <a href='https://www.linkedin.com/in/sbsaccounting/'>https://www.linkedin.com/in/sbsaccounting/</a><br/>SBS Accounting &amp; Advisors:  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The producer price index, a wholesale measure of inflation, dropped 0.5% in December.<br/><a href='https://www.cnbc.com/2023/01/18/wholesale-prices-fell-0point5percent-in-december-much-more-than-expected.html'>https://www.cnbc.com/2023/01/18/wholesale-prices-fell-0point5percent-in-december-much-more-than-expected.html</a><br/><br/>Retail sales fell significantly in December, by 1.1%, the largest in a year.<br/><a href='https://www.reuters.com/markets/us/us-retail-sales-drop-more-than-expected-december-2023-01-18/'>https://www.reuters.com/markets/us/us-retail-sales-drop-more-than-expected-december-2023-01-18/</a><br/><br/>Industrial production was also down 0.7% in December, much more than predicted.<br/><a href='https://www.nasdaq.com/articles/u.s.-industrial-production-decreases-much-more-than-expected-in-december'>https://www.nasdaq.com/articles/u.s.-industrial-production-decreases-much-more-than-expected-in-december</a><br/><br/>2<br/>According to the US Census Bureau, a whopping 5 million Americans filed new business applications last year.<br/><a href='https://www.inc.com/melissa-angell/small-business-applicants-smash-another-record-in-2022-as-more-americans-turn-to-entrepreneurship.html'>https://www.inc.com/melissa-angell/small-business-applicants-smash-another-record-in-2022-as-more-americans-turn-to-entrepreneurship.html</a><br/><br/>3<br/>Apple has announced Apple Business Connect, allowing businesses to verify and edit their listing information and to add photos on apps such as Maps and Messages, as well as information used by Siri.<br/><a href='https://www.theverge.com/2023/1/11/23550077/apple-business-connect-maps-listings'>https://www.theverge.com/2023/1/11/23550077/apple-business-connect-maps-listings</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12113941-1-24-23-never-run-out-of-cash-part-1-surviving-the-economic-downturn-tactic-8.mp3" length="8771455" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12113941</guid>
    <pubDate>Tue, 24 Jan 2023 21:00:00 -0500</pubDate>
    <itunes:duration>728</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>1-17-23 – Try Guerrilla Marketing – Surviving the Economic Downturn – Tactic #7</itunes:title>
    <title>1-17-23 – Try Guerrilla Marketing – Surviving the Economic Downturn – Tactic #7</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 The rate of inflation, as measured by the consumer price index, cooled in December to 6.5% compared with a year earlier. https://apnews.com/article/december-2022-inflation-report-72bb938a443ab0500bd72d23f62214ad  In a recent poll of economists by the Wall Street Journal, experts put the likelihood of a recession at 61% in the coming months. https://www.wsj.com/articles/despite-easing-price-pressures-economists-in-wsj-survey-still-see-recession-this-year-11673723571?mod=hp_lead...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The rate of inflation, as measured by the consumer price index, cooled in December to 6.5% compared with a year earlier.<br/><a href='https://apnews.com/article/december-2022-inflation-report-72bb938a443ab0500bd72d23f62214ad'>https://apnews.com/article/december-2022-inflation-report-72bb938a443ab0500bd72d23f62214ad</a><br/><br/>In a recent poll of economists by the Wall Street Journal, experts put the likelihood of a recession at 61% in the coming months.<br/><a href='https://www.wsj.com/articles/despite-easing-price-pressures-economists-in-wsj-survey-still-see-recession-this-year-11673723571?mod=hp_lead_pos1'>https://www.wsj.com/articles/despite-easing-price-pressures-economists-in-wsj-survey-still-see-recession-this-year-11673723571?mod=hp_lead_pos1</a><br/><br/>The Index of Consumer Sentiment is currently at 64.6, up from 59.7 in December and 56.8 in November.<br/><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a><br/><br/>2<br/>Small company owners’ opinions of the business environment are on the upswing.  Sixty percent of small businesses expect increased revenues in 2023.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230110-small-business-confidence-largest-surge-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230110-small-business-confidence-largest-surge-wsj-survey/</a><br/><br/>3<br/>New data from online lender Biz2Credit finds that loans to small businesses grew very little in 2022.<br/><a href='https://www.biz2credit.com/small-business-lending-index/december-2022'>https://www.biz2credit.com/small-business-lending-index/december-2022</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The rate of inflation, as measured by the consumer price index, cooled in December to 6.5% compared with a year earlier.<br/><a href='https://apnews.com/article/december-2022-inflation-report-72bb938a443ab0500bd72d23f62214ad'>https://apnews.com/article/december-2022-inflation-report-72bb938a443ab0500bd72d23f62214ad</a><br/><br/>In a recent poll of economists by the Wall Street Journal, experts put the likelihood of a recession at 61% in the coming months.<br/><a href='https://www.wsj.com/articles/despite-easing-price-pressures-economists-in-wsj-survey-still-see-recession-this-year-11673723571?mod=hp_lead_pos1'>https://www.wsj.com/articles/despite-easing-price-pressures-economists-in-wsj-survey-still-see-recession-this-year-11673723571?mod=hp_lead_pos1</a><br/><br/>The Index of Consumer Sentiment is currently at 64.6, up from 59.7 in December and 56.8 in November.<br/><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a><br/><br/>2<br/>Small company owners’ opinions of the business environment are on the upswing.  Sixty percent of small businesses expect increased revenues in 2023.<br/><a href='https://www.vistage.com/research-center/business-financials/economic-trends/20230110-small-business-confidence-largest-surge-wsj-survey/'>https://www.vistage.com/research-center/business-financials/economic-trends/20230110-small-business-confidence-largest-surge-wsj-survey/</a><br/><br/>3<br/>New data from online lender Biz2Credit finds that loans to small businesses grew very little in 2022.<br/><a href='https://www.biz2credit.com/small-business-lending-index/december-2022'>https://www.biz2credit.com/small-business-lending-index/december-2022</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12065919-1-17-23-try-guerrilla-marketing-surviving-the-economic-downturn-tactic-7.mp3" length="5240522" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 17 Jan 2023 21:00:00 -0500</pubDate>
    <itunes:duration>434</itunes:duration>
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  <item>
    <itunes:title>1-10-23 – Nurture Your Employees – Surviving the Economic Downturn – Tactic #6</itunes:title>
    <title>1-10-23 – Nurture Your Employees – Surviving the Economic Downturn – Tactic #6</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 The December jobs report was released late last week, showing continued strength in the labor market. https://www.bls.gov/news.release/pdf/empsit.pdf  Small business owners still plan to add workers in 2023. https://www.nfib.com/content/press-release/economy/nfib-jobs-report-hiring-plans-weaken-in-december-as-labor-shortages-challenge-small-businesses/  The rate of hourly wage growth at small businesses continued to decline to 4.95% year-over-year in December. https://www.payc...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The December jobs report was released late last week, showing continued strength in the labor market.<br/><a href='https://www.bls.gov/news.release/pdf/empsit.pdf'>https://www.bls.gov/news.release/pdf/empsit.pdf</a><br/><br/>Small business owners still plan to add workers in 2023.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-hiring-plans-weaken-in-december-as-labor-shortages-challenge-small-businesses/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-hiring-plans-weaken-in-december-as-labor-shortages-challenge-small-businesses/</a><br/><br/>The rate of hourly wage growth at small businesses continued to decline to 4.95% year-over-year in December.<br/><a href='https://www.paychex.com/employment-watch/#!/news-release/'>https://www.paychex.com/employment-watch/#!/news-release/</a><br/><br/>The Index of Consumer Sentiment for December from the University of Michigan came in at 59.7.<br/><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a><br/><br/>2<br/>Congress passed “The Securing a Strong Retirement Act of 2022” in December, which offers tax credits to small businesses that start an employer-sponsored retirement plan.<br/><a href='https://www.forbes.com/sites/rhettbuttle/2023/01/05/secure-20-5-things-small-business-owners-need-to-know/?sh=6421a1c58bff'>https://www.forbes.com/sites/rhettbuttle/2023/01/05/secure-20-5-things-small-business-owners-need-to-know/?sh=6421a1c58bff</a><br/><br/>3<br/>According to data released by the Small Business Administration this week, and since analyzed and report on by National Public Radio, 92% of the loans issued under the Paycheck Protection Program have been granted full or partial forgiveness.<br/><a href='https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness'>https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The December jobs report was released late last week, showing continued strength in the labor market.<br/><a href='https://www.bls.gov/news.release/pdf/empsit.pdf'>https://www.bls.gov/news.release/pdf/empsit.pdf</a><br/><br/>Small business owners still plan to add workers in 2023.<br/><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-hiring-plans-weaken-in-december-as-labor-shortages-challenge-small-businesses/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-hiring-plans-weaken-in-december-as-labor-shortages-challenge-small-businesses/</a><br/><br/>The rate of hourly wage growth at small businesses continued to decline to 4.95% year-over-year in December.<br/><a href='https://www.paychex.com/employment-watch/#!/news-release/'>https://www.paychex.com/employment-watch/#!/news-release/</a><br/><br/>The Index of Consumer Sentiment for December from the University of Michigan came in at 59.7.<br/><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a><br/><br/>2<br/>Congress passed “The Securing a Strong Retirement Act of 2022” in December, which offers tax credits to small businesses that start an employer-sponsored retirement plan.<br/><a href='https://www.forbes.com/sites/rhettbuttle/2023/01/05/secure-20-5-things-small-business-owners-need-to-know/?sh=6421a1c58bff'>https://www.forbes.com/sites/rhettbuttle/2023/01/05/secure-20-5-things-small-business-owners-need-to-know/?sh=6421a1c58bff</a><br/><br/>3<br/>According to data released by the Small Business Administration this week, and since analyzed and report on by National Public Radio, 92% of the loans issued under the Paycheck Protection Program have been granted full or partial forgiveness.<br/><a href='https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness'>https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/12020376-1-10-23-nurture-your-employees-surviving-the-economic-downturn-tactic-6.mp3" length="5454619" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 10 Jan 2023 21:00:00 -0500</pubDate>
    <itunes:duration>451</itunes:duration>
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    <itunes:title>12-20-22 – Get More Customers Through Referrals – Surviving the Economic Downturn – Tactic #5</itunes:title>
    <title>12-20-22 – Get More Customers Through Referrals – Surviving the Economic Downturn – Tactic #5</title>
    <itunes:summary><![CDATA[FEATURE  Get More Customers Through Referrals – Surviving the Economic Downturn – Tactic #5  https://www.nielsen.com/insights/2012/consumer-trust-in-online-social-and-mobile-advertising-grows/  https://news.constantcontact.com/press-release-customer-engagement-major-focus-small-business-technology-according-constant-contact-t  ----------  NEWS ROUNDUP  1 Retail sales in November fell short of expectations, down 0.6% from the previous month. https://www.forexlive.com/news/us-november-retail-sa...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE<br/><br/>Get More Customers Through Referrals – Surviving the Economic Downturn – Tactic #5<br/><br/><a href='https://www.nielsen.com/insights/2012/consumer-trust-in-online-social-and-mobile-advertising-grows/'>https://www.nielsen.com/insights/2012/consumer-trust-in-online-social-and-mobile-advertising-grows/</a><br/><br/><a href='https://news.constantcontact.com/press-release-customer-engagement-major-focus-small-business-technology-according-constant-contact-t'>https://news.constantcontact.com/press-release-customer-engagement-major-focus-small-business-technology-according-constant-contact-t</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Retail sales in November fell short of expectations, down 0.6% from the previous month.<br/><a href='https://www.forexlive.com/news/us-november-retail-sales-06-vs-01-expected-20221215/'>https://www.forexlive.com/news/us-november-retail-sales-06-vs-01-expected-20221215/</a><br/><br/>Manufacturing also slowed in November by 0.6%, as a reduction in output of cars and trucks offset other factory gains.<br/><a href='https://finance.yahoo.com/news/u-manufacturing-output-dragged-down-151932250.html'>https://finance.yahoo.com/news/u-manufacturing-output-dragged-down-151932250.html</a><br/><br/>AAA reports the national average price for regular unleaded is $3.12/gallon, the lowest since July 2021.<br/><a href='https://gasprices.aaa.com/'>https://gasprices.aaa.com/</a><br/><br/>2<br/>Business owners remain pessimistic about the near term, according to the November Small Business Optimism Index, which rose 0.6 points in November to 91.9, but is still well below the 49-year average of 98.<br/><a href='https://www.nfib.com/content/press-release/economy/inflation-pressures-ease-slightly-on-main-street-but-remains-the-top-business-problem/'>https://www.nfib.com/content/press-release/economy/inflation-pressures-ease-slightly-on-main-street-but-remains-the-top-business-problem/</a><br/><br/>3<br/>Small businesses are taking yet another hit in the aftermath of COVID.  Millions took on loans through the Small Business Administration’s Economic Injury Disaster Loan, or EIDL, program during the pandemic to help keep their doors open, and now the loan payments are beginning to kick in, at a time when the economy is struggling.<br/><a href='https://www.cbsnews.com/news/small-businesses-eidl-loans-repayment-inflation-covid-19-pandemic/'>https://www.cbsnews.com/news/small-businesses-eidl-loans-repayment-inflation-covid-19-pandemic/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/> <br/> ----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE<br/><br/>Get More Customers Through Referrals – Surviving the Economic Downturn – Tactic #5<br/><br/><a href='https://www.nielsen.com/insights/2012/consumer-trust-in-online-social-and-mobile-advertising-grows/'>https://www.nielsen.com/insights/2012/consumer-trust-in-online-social-and-mobile-advertising-grows/</a><br/><br/><a href='https://news.constantcontact.com/press-release-customer-engagement-major-focus-small-business-technology-according-constant-contact-t'>https://news.constantcontact.com/press-release-customer-engagement-major-focus-small-business-technology-according-constant-contact-t</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>Retail sales in November fell short of expectations, down 0.6% from the previous month.<br/><a href='https://www.forexlive.com/news/us-november-retail-sales-06-vs-01-expected-20221215/'>https://www.forexlive.com/news/us-november-retail-sales-06-vs-01-expected-20221215/</a><br/><br/>Manufacturing also slowed in November by 0.6%, as a reduction in output of cars and trucks offset other factory gains.<br/><a href='https://finance.yahoo.com/news/u-manufacturing-output-dragged-down-151932250.html'>https://finance.yahoo.com/news/u-manufacturing-output-dragged-down-151932250.html</a><br/><br/>AAA reports the national average price for regular unleaded is $3.12/gallon, the lowest since July 2021.<br/><a href='https://gasprices.aaa.com/'>https://gasprices.aaa.com/</a><br/><br/>2<br/>Business owners remain pessimistic about the near term, according to the November Small Business Optimism Index, which rose 0.6 points in November to 91.9, but is still well below the 49-year average of 98.<br/><a href='https://www.nfib.com/content/press-release/economy/inflation-pressures-ease-slightly-on-main-street-but-remains-the-top-business-problem/'>https://www.nfib.com/content/press-release/economy/inflation-pressures-ease-slightly-on-main-street-but-remains-the-top-business-problem/</a><br/><br/>3<br/>Small businesses are taking yet another hit in the aftermath of COVID.  Millions took on loans through the Small Business Administration’s Economic Injury Disaster Loan, or EIDL, program during the pandemic to help keep their doors open, and now the loan payments are beginning to kick in, at a time when the economy is struggling.<br/><a href='https://www.cbsnews.com/news/small-businesses-eidl-loans-repayment-inflation-covid-19-pandemic/'>https://www.cbsnews.com/news/small-businesses-eidl-loans-repayment-inflation-covid-19-pandemic/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/> <br/> ----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11908834-12-20-22-get-more-customers-through-referrals-surviving-the-economic-downturn-tactic-5.mp3" length="5383178" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 20 Dec 2022 21:00:00 -0500</pubDate>
    <itunes:duration>445</itunes:duration>
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  <item>
    <itunes:title>12-13-22 – Reassess Your Value Proposition – Surviving the Economic Downturn – Tactic #4</itunes:title>
    <title>12-13-22 – Reassess Your Value Proposition – Surviving the Economic Downturn – Tactic #4</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 The producer price index, a measure of wholesale inflation, rose 7.4% in November from a year earlier. https://www.bls.gov/news.release/ppi.nr0.htm  The consumer price index also eased last month, to a year-over-year increase of 7.1%. https://www.bls.gov/news.release/cpi.nr0.htm  2 Nearly half of small business owners – 47% – described current conditions as middle of the road for their companies.  A majority, 58% said they expect changes in government regulations to negat...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The producer price index, a measure of wholesale inflation, rose 7.4% in November from a year earlier.<br/><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a><br/><br/>The consumer price index also eased last month, to a year-over-year increase of 7.1%.<br/><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a><br/><br/>2<br/>Nearly half of small business owners – 47% – described current conditions as middle of the road for their companies.  A majority, 58% said they expect changes in government regulations to negatively affect their business in the next 12 months, and 61% said they expect changes in tax policy to negatively affect their business over the same time period.<br/><a href='https://www.surveymonkey.com/curiosity/cnbc-small-business-q4-2022/'>https://www.surveymonkey.com/curiosity/cnbc-small-business-q4-2022/</a><br/><br/>3<br/>The average income for small business owners nationally slightly under $61,000.<br/><a href='https://www.fool.com/the-ascent/small-business/articles/heres-the-average-small-business-owners-income/'>https://www.fool.com/the-ascent/small-business/articles/heres-the-average-small-business-owners-income/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>The producer price index, a measure of wholesale inflation, rose 7.4% in November from a year earlier.<br/><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a><br/><br/>The consumer price index also eased last month, to a year-over-year increase of 7.1%.<br/><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a><br/><br/>2<br/>Nearly half of small business owners – 47% – described current conditions as middle of the road for their companies.  A majority, 58% said they expect changes in government regulations to negatively affect their business in the next 12 months, and 61% said they expect changes in tax policy to negatively affect their business over the same time period.<br/><a href='https://www.surveymonkey.com/curiosity/cnbc-small-business-q4-2022/'>https://www.surveymonkey.com/curiosity/cnbc-small-business-q4-2022/</a><br/><br/>3<br/>The average income for small business owners nationally slightly under $61,000.<br/><a href='https://www.fool.com/the-ascent/small-business/articles/heres-the-average-small-business-owners-income/'>https://www.fool.com/the-ascent/small-business/articles/heres-the-average-small-business-owners-income/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11868435-12-13-22-reassess-your-value-proposition-surviving-the-economic-downturn-tactic-4.mp3" length="4723315" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 13 Dec 2022 21:00:00 -0500</pubDate>
    <itunes:duration>390</itunes:duration>
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    <itunes:title>12-6-22 – Health Insurance Options for a Small Business</itunes:title>
    <title>12-6-22 – Health Insurance Options for a Small Business</title>
    <itunes:summary><![CDATA[FEATURE – Health Insurance Options for a Small Business  Today’s guest is Monica Watson, owner and president of Hene Watson Advisors:  Monica’s email:  monica@henewatson.com Monica’s LinkedIn page:  https://www.linkedin.com/in/monica-watson-6582a413  Suggested resource: Health Insurance Marketplace Calculator https://www.kff.org/interactive/subsidy-calculator/  ----------  NEWS ROUNDUP  1 The November jobs report was not as good as the headlines seem.  The household survey show...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE – Health Insurance Options for a Small Business<br/><br/>Today’s guest is Monica Watson, owner and president of Hene Watson Advisors:<br/><br/>Monica’s email:  <a href='mailto:monica@henewatson.com'>monica@henewatson.com</a><br/>Monica’s LinkedIn page:  <a href='https://www.linkedin.com/in/monica-watson-6582a413/'>https://www.linkedin.com/in/monica-watson-6582a413</a><br/><br/>Suggested resource:<br/>Health Insurance Marketplace Calculator<br/><a href='https://www.kff.org/interactive/subsidy-calculator/'>https://www.kff.org/interactive/subsidy-calculator/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The November jobs report was not as good as the headlines seem.  The household survey show a loss of 138,000 jobs.<br/><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a><br/><br/>Small business job and wage growth held mostly steady in November.<br/><a href='https://www.paychex.com/employment-watch/#!/news-release/'>https://www.paychex.com/employment-watch/#!/news-release/</a><br/><br/>2<br/>Rising interest rates are causing more headaches for small businesses, that are already dealing with numerous economic woes, from inflation to a tight labor market.<br/><a href='https://www.wsj.com/articles/rising-interest-rates-put-small-business-owners-plans-on-hold-11668911299'>https://www.wsj.com/articles/rising-interest-rates-put-small-business-owners-plans-on-hold-11668911299</a><br/><br/>3<br/>Small businesses chalked up a record $1 billion in sales on Amazon over Thanksgiving weekend.<br/><a href='https://smallbiztrends.com/2022/12/small-business-amazon-sales-black-friday-2022.html'>https://smallbiztrends.com/2022/12/small-business-amazon-sales-black-friday-2022.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE – Health Insurance Options for a Small Business<br/><br/>Today’s guest is Monica Watson, owner and president of Hene Watson Advisors:<br/><br/>Monica’s email:  <a href='mailto:monica@henewatson.com'>monica@henewatson.com</a><br/>Monica’s LinkedIn page:  <a href='https://www.linkedin.com/in/monica-watson-6582a413/'>https://www.linkedin.com/in/monica-watson-6582a413</a><br/><br/>Suggested resource:<br/>Health Insurance Marketplace Calculator<br/><a href='https://www.kff.org/interactive/subsidy-calculator/'>https://www.kff.org/interactive/subsidy-calculator/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>The November jobs report was not as good as the headlines seem.  The household survey show a loss of 138,000 jobs.<br/><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a><br/><br/>Small business job and wage growth held mostly steady in November.<br/><a href='https://www.paychex.com/employment-watch/#!/news-release/'>https://www.paychex.com/employment-watch/#!/news-release/</a><br/><br/>2<br/>Rising interest rates are causing more headaches for small businesses, that are already dealing with numerous economic woes, from inflation to a tight labor market.<br/><a href='https://www.wsj.com/articles/rising-interest-rates-put-small-business-owners-plans-on-hold-11668911299'>https://www.wsj.com/articles/rising-interest-rates-put-small-business-owners-plans-on-hold-11668911299</a><br/><br/>3<br/>Small businesses chalked up a record $1 billion in sales on Amazon over Thanksgiving weekend.<br/><a href='https://smallbiztrends.com/2022/12/small-business-amazon-sales-black-friday-2022.html'>https://smallbiztrends.com/2022/12/small-business-amazon-sales-black-friday-2022.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11827467-12-6-22-health-insurance-options-for-a-small-business.mp3" length="7862018" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 06 Dec 2022 19:00:00 -0500</pubDate>
    <itunes:duration>652</itunes:duration>
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  <item>
    <itunes:title>11-29-22 – Cultivate Strategic Partnerships – Surviving the Economic Downturn – Tactic #3</itunes:title>
    <title>11-29-22 – Cultivate Strategic Partnerships – Surviving the Economic Downturn – Tactic #3</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 Durable goods orders were up sharply in October, by 1%, far surpassing analysts’ expectations. https://www.census.gov/manufacturing/m3/adv/pdf/durgd.pdf  First time jobless claims jumped by 17,000 last week, and are now at a three-month high. https://www.dol.gov/ui/data.pdf  2 The Small Business Administration is proposing a rule to allow more financing companies such to offer SBA-backed 7(a) loans. https://www.federalregister.gov/documents/2022/11/07/2022-23597/small-business...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>Durable goods orders were up sharply in October, by 1%, far surpassing analysts’ expectations.<br/><a href='https://www.census.gov/manufacturing/m3/adv/pdf/durgd.pdf'>https://www.census.gov/manufacturing/m3/adv/pdf/durgd.pdf</a><br/><br/>First time jobless claims jumped by 17,000 last week, and are now at a three-month high.<br/><a href='https://www.dol.gov/ui/data.pdf'>https://www.dol.gov/ui/data.pdf</a><br/><br/>2<br/>The Small Business Administration is proposing a rule to allow more financing companies such to offer SBA-backed 7(a) loans.<br/><a href='https://www.federalregister.gov/documents/2022/11/07/2022-23597/small-business-lending-company-sblc-moratorium-rescission-and-removal-of-the-requirement-for-a-loan'>https://www.federalregister.gov/documents/2022/11/07/2022-23597/small-business-lending-company-sblc-moratorium-rescission-and-removal-of-the-requirement-for-a-loan</a><br/><br/>3<br/>Marking a new record for 2022, 41% of small business owners reported they failed to pay their rent in full and on time.<br/><a href='https://www.alignable.com/forum/rent-crisis-breaks-new-22-record-41-couldn-t-pay-in-nov-up-4'>https://www.alignable.com/forum/rent-crisis-breaks-new-22-record-41-couldn-t-pay-in-nov-up-4</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>Durable goods orders were up sharply in October, by 1%, far surpassing analysts’ expectations.<br/><a href='https://www.census.gov/manufacturing/m3/adv/pdf/durgd.pdf'>https://www.census.gov/manufacturing/m3/adv/pdf/durgd.pdf</a><br/><br/>First time jobless claims jumped by 17,000 last week, and are now at a three-month high.<br/><a href='https://www.dol.gov/ui/data.pdf'>https://www.dol.gov/ui/data.pdf</a><br/><br/>2<br/>The Small Business Administration is proposing a rule to allow more financing companies such to offer SBA-backed 7(a) loans.<br/><a href='https://www.federalregister.gov/documents/2022/11/07/2022-23597/small-business-lending-company-sblc-moratorium-rescission-and-removal-of-the-requirement-for-a-loan'>https://www.federalregister.gov/documents/2022/11/07/2022-23597/small-business-lending-company-sblc-moratorium-rescission-and-removal-of-the-requirement-for-a-loan</a><br/><br/>3<br/>Marking a new record for 2022, 41% of small business owners reported they failed to pay their rent in full and on time.<br/><a href='https://www.alignable.com/forum/rent-crisis-breaks-new-22-record-41-couldn-t-pay-in-nov-up-4'>https://www.alignable.com/forum/rent-crisis-breaks-new-22-record-41-couldn-t-pay-in-nov-up-4</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11786152-11-29-22-cultivate-strategic-partnerships-surviving-the-economic-downturn-tactic-3.mp3" length="4759053" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 29 Nov 2022 22:00:00 -0500</pubDate>
    <itunes:duration>393</itunes:duration>
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  <item>
    <itunes:title>11-22-22 – Rethink Accounts Payable – Surviving the Economic Downturn – Tactic #2</itunes:title>
    <title>11-22-22 – Rethink Accounts Payable – Surviving the Economic Downturn – Tactic #2</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 Retail sales surged last month 1.3%, exceeding forecasters’ expectations.      https://tradingeconomics.com/united-states/retail-sales A new report out by the Federal Reserve Bank of New York shows an increase in total household debt in 3Q22 of 2.2% to an all-time high of $16.5 trillion.      https://www.newyorkfed.org/newsevents/news/research/2022/20221115  2 The National Small Business Association is filing a lawsuit challenging the constitution...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>Retail sales surged last month 1.3%, exceeding forecasters’ expectations.<br/>     <a href='https://tradingeconomics.com/united-states/retail-sales'>https://tradingeconomics.com/united-states/retail-sales</a><br/>A new report out by the Federal Reserve Bank of New York shows an increase in total household debt in 3Q22 of 2.2% to an all-time high of $16.5 trillion.<br/>     <a href='https://www.newyorkfed.org/newsevents/news/research/2022/20221115'>https://www.newyorkfed.org/newsevents/news/research/2022/20221115</a><br/><br/>2<br/>The National Small Business Association is filing a lawsuit challenging the constitutionality of the Corporate Transparency Act of 2019 – also known as “Beneficial Ownership” rules.<br/>     <a href='https://www.nsba.biz/_files/ugd/601769_6e4c8814fad44357ba4fb466cd6202bd.pdf'>https://www.nsba.biz/_files/ugd/601769_6e4c8814fad44357ba4fb466cd6202bd.pdf</a><br/><br/>3<br/>A new survey finds that 24% of small businesses reported their upcoming Christmas sales will determine if their business can survive into next year.<br/>     <a href='https://investors.amexglobalbusinesstravel.com/investors/news/news-details/2022/New-American-Express-Survey-Shows-60-of-U.S.-Small-Businesses-are-Investing-in-Cash-Flow-Tools-Ahead-of-the-Holidays-/default.aspx'>https://investors.amexglobalbusinesstravel.com/investors/news/news-details/2022/New-American-Express-Survey-Shows-60-of-U.S.-Small-Businesses-are-Investing-in-Cash-Flow-Tools-Ahead-of-the-Holidays-/default.aspx</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>Retail sales surged last month 1.3%, exceeding forecasters’ expectations.<br/>     <a href='https://tradingeconomics.com/united-states/retail-sales'>https://tradingeconomics.com/united-states/retail-sales</a><br/>A new report out by the Federal Reserve Bank of New York shows an increase in total household debt in 3Q22 of 2.2% to an all-time high of $16.5 trillion.<br/>     <a href='https://www.newyorkfed.org/newsevents/news/research/2022/20221115'>https://www.newyorkfed.org/newsevents/news/research/2022/20221115</a><br/><br/>2<br/>The National Small Business Association is filing a lawsuit challenging the constitutionality of the Corporate Transparency Act of 2019 – also known as “Beneficial Ownership” rules.<br/>     <a href='https://www.nsba.biz/_files/ugd/601769_6e4c8814fad44357ba4fb466cd6202bd.pdf'>https://www.nsba.biz/_files/ugd/601769_6e4c8814fad44357ba4fb466cd6202bd.pdf</a><br/><br/>3<br/>A new survey finds that 24% of small businesses reported their upcoming Christmas sales will determine if their business can survive into next year.<br/>     <a href='https://investors.amexglobalbusinesstravel.com/investors/news/news-details/2022/New-American-Express-Survey-Shows-60-of-U.S.-Small-Businesses-are-Investing-in-Cash-Flow-Tools-Ahead-of-the-Holidays-/default.aspx'>https://investors.amexglobalbusinesstravel.com/investors/news/news-details/2022/New-American-Express-Survey-Shows-60-of-U.S.-Small-Businesses-are-Investing-in-Cash-Flow-Tools-Ahead-of-the-Holidays-/default.aspx</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11747971-11-22-22-rethink-accounts-payable-surviving-the-economic-downturn-tactic-2.mp3" length="6506629" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 22 Nov 2022 22:00:00 -0500</pubDate>
    <itunes:duration>539</itunes:duration>
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  <item>
    <itunes:title>11-15-22 – Survive and Thrive the Economic Downturn – Tactic #1: Send Your Customers a Video Message</itunes:title>
    <title>11-15-22 – Survive and Thrive the Economic Downturn – Tactic #1: Send Your Customers a Video Message</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP  1 * The rate of inflation (Consumer Price Index) last month was lower than expected. https://www.bls.gov/news.release/cpi.nr0.htm * Inflation at the wholesale level also eased in October. https://www.bls.gov/news.release/ppi.nr0.htm * The University of Michigan index of consumer sentiment fell in November. http://www.sca.isr.umich.edu/  2 The Small Business Optimism Index dropped 0.8 points in October to 91.3, the 10th consecutive month the index has been below the 49-year avera...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>* The rate of inflation (Consumer Price Index) last month was lower than expected.<br/><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a><br/>* Inflation at the wholesale level also eased in October.<br/><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a><br/>* The University of Michigan index of consumer sentiment fell in November.<br/><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a><br/><br/>2<br/>The Small Business Optimism Index dropped 0.8 points in October to 91.3, the 10th consecutive month the index has been below the 49-year average of 98.<br/>  <a href='https://www.nfib.com/surveys/small-business-economic-trends/'>https://www.nfib.com/surveys/small-business-economic-trends/</a><br/>  <a href='https://assets.nfib.com/nfibcom/SBET-Oct-2022.pdf'>https://assets.nfib.com/nfibcom/SBET-Oct-2022.pdf</a><br/><br/>3<br/>Hiring at small businesses declined by 1.94% in October.<br/><a href='https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-reports-notable-decline-in-october'>https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-reports-notable-decline-in-october</a><br/><br/>4<br/>Small businesses are finding it more difficult to borrow money at all sorts of lending institutions, according to the October Biz2Credit Small Business Lending Index.<br/><a href='https://www.biz2credit.com/small-business-lending-index/october-2022'>https://www.biz2credit.com/small-business-lending-index/october-2022</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP<br/><br/>1<br/>* The rate of inflation (Consumer Price Index) last month was lower than expected.<br/><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a><br/>* Inflation at the wholesale level also eased in October.<br/><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a><br/>* The University of Michigan index of consumer sentiment fell in November.<br/><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a><br/><br/>2<br/>The Small Business Optimism Index dropped 0.8 points in October to 91.3, the 10th consecutive month the index has been below the 49-year average of 98.<br/>  <a href='https://www.nfib.com/surveys/small-business-economic-trends/'>https://www.nfib.com/surveys/small-business-economic-trends/</a><br/>  <a href='https://assets.nfib.com/nfibcom/SBET-Oct-2022.pdf'>https://assets.nfib.com/nfibcom/SBET-Oct-2022.pdf</a><br/><br/>3<br/>Hiring at small businesses declined by 1.94% in October.<br/><a href='https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-reports-notable-decline-in-october'>https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-reports-notable-decline-in-october</a><br/><br/>4<br/>Small businesses are finding it more difficult to borrow money at all sorts of lending institutions, according to the October Biz2Credit Small Business Lending Index.<br/><a href='https://www.biz2credit.com/small-business-lending-index/october-2022'>https://www.biz2credit.com/small-business-lending-index/october-2022</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11704451-11-15-22-survive-and-thrive-the-economic-downturn-tactic-1-send-your-customers-a-video-message.mp3" length="6364038" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 15 Nov 2022 22:00:00 -0500</pubDate>
    <itunes:duration>527</itunes:duration>
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  <item>
    <itunes:title>11-8-22 – Advance Your Employees’ Engagement – Part 2 of 2</itunes:title>
    <title>11-8-22 – Advance Your Employees’ Engagement – Part 2 of 2</title>
    <itunes:summary><![CDATA[FEATURE – Advance Your Employees’ Engagement – Part 2 of 2  Today’s guests are Mac and Kim Cantrell, owners of 2 Impact:  Mac’s email:  mac@2impactlife.com Kim’s email:  kim@2impactlife.com Mac’s LinkedIn page:  https://www.linkedin.com/in/maccantrell/ Kim’s LinkedIn page:  https://www.linkedin.com/in/kimrcantrell/ 2Impact:  https://www.2impactlife.com/  Suggested resources: U.S. Employee Engagement Drops for First Year in a Decade https://www.gallup.com/workplace/388...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE – Advance Your Employees’ Engagement – Part 2 of 2<br/><br/>Today’s guests are Mac and Kim Cantrell, owners of 2 Impact:<br/><br/>Mac’s email:  <a href='mailto:mac@2impactlife.com'>mac@2impactlife.com</a><br/>Kim’s email:  <a href='mailto:kim@2impactlife.com'>kim@2impactlife.com</a><br/>Mac’s LinkedIn page:  <a href='https://www.linkedin.com/in/maccantrell/'>https://www.linkedin.com/in/maccantrell/</a><br/>Kim’s LinkedIn page:  <a href='https://www.linkedin.com/in/kimrcantrell/'>https://www.linkedin.com/in/kimrcantrell/</a><br/>2Impact:  <a href='https://www.2impactlife.com/'>https://www.2impactlife.com/</a><br/><br/>Suggested resources:<br/>U.S. Employee Engagement Drops for First Year in a Decade<br/><a href='https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx'>https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx</a><br/>The World&apos;s $7.8 Trillion Workplace Problem<br/><a href='https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx'>https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>* The economy added 261,000 jobs in October, well above what forecasters expected.<br/><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a><br/>* 70% of owners believe a recession will begin within the next 6 months, but only 37% said they feel ready for it.<br/><a href='https://news.nationwide.com/small-business-owners-expect-a-recession-but-few-are-prepared/'>https://news.nationwide.com/small-business-owners-expect-a-recession-but-few-are-prepared/</a><br/><br/>2<br/>Consumer desire to support small businesses remains strong.<br/><a href='https://www.businesswire.com/news/home/20221026005218/en/'>https://www.businesswire.com/news/home/20221026005218/en/</a><br/><br/>3<br/>Sook is a website that helps consumers discover products from small businesses and helps those small businesses compete against Amazon and other tech giants.<br/>  <a href='https://www.geekwire.com/2022/seattle-entrepreneur-acquires-sook-a-tool-to-take-on-amazon-and-boost-small-business-discovery/'>https://www.geekwire.com/2022/seattle-entrepreneur-acquires-sook-a-tool-to-take-on-amazon-and-boost-small-business-discovery/</a><br/>  <a href='https://www.shopyoursook.com/'>https://www.shopyoursook.com/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE – Advance Your Employees’ Engagement – Part 2 of 2<br/><br/>Today’s guests are Mac and Kim Cantrell, owners of 2 Impact:<br/><br/>Mac’s email:  <a href='mailto:mac@2impactlife.com'>mac@2impactlife.com</a><br/>Kim’s email:  <a href='mailto:kim@2impactlife.com'>kim@2impactlife.com</a><br/>Mac’s LinkedIn page:  <a href='https://www.linkedin.com/in/maccantrell/'>https://www.linkedin.com/in/maccantrell/</a><br/>Kim’s LinkedIn page:  <a href='https://www.linkedin.com/in/kimrcantrell/'>https://www.linkedin.com/in/kimrcantrell/</a><br/>2Impact:  <a href='https://www.2impactlife.com/'>https://www.2impactlife.com/</a><br/><br/>Suggested resources:<br/>U.S. Employee Engagement Drops for First Year in a Decade<br/><a href='https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx'>https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx</a><br/>The World&apos;s $7.8 Trillion Workplace Problem<br/><a href='https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx'>https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>* The economy added 261,000 jobs in October, well above what forecasters expected.<br/><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a><br/>* 70% of owners believe a recession will begin within the next 6 months, but only 37% said they feel ready for it.<br/><a href='https://news.nationwide.com/small-business-owners-expect-a-recession-but-few-are-prepared/'>https://news.nationwide.com/small-business-owners-expect-a-recession-but-few-are-prepared/</a><br/><br/>2<br/>Consumer desire to support small businesses remains strong.<br/><a href='https://www.businesswire.com/news/home/20221026005218/en/'>https://www.businesswire.com/news/home/20221026005218/en/</a><br/><br/>3<br/>Sook is a website that helps consumers discover products from small businesses and helps those small businesses compete against Amazon and other tech giants.<br/>  <a href='https://www.geekwire.com/2022/seattle-entrepreneur-acquires-sook-a-tool-to-take-on-amazon-and-boost-small-business-discovery/'>https://www.geekwire.com/2022/seattle-entrepreneur-acquires-sook-a-tool-to-take-on-amazon-and-boost-small-business-discovery/</a><br/>  <a href='https://www.shopyoursook.com/'>https://www.shopyoursook.com/</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.<br/><br/>----------<br/><br/>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11656776-11-8-22-advance-your-employees-engagement-part-2-of-2.mp3" length="6578054" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 08 Nov 2022 13:00:00 -0500</pubDate>
    <itunes:duration>545</itunes:duration>
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    <itunes:title>11-1-22 – Advance Your Employees’ Engagement – Part 1 of 2</itunes:title>
    <title>11-1-22 – Advance Your Employees’ Engagement – Part 1 of 2</title>
    <itunes:summary><![CDATA[FEATURE – Advance Your Employees’ Engagement – Part 1 of 2  Today’s guests are Mac and Kim Cantrell, owners of 2 Impact:  Mac’s email:  mac@2impactlife.com Kim’s email:  kim@2impactlife.com Mac’s LinkedIn page:  https://www.linkedin.com/in/maccantrell/ Kim’s LinkedIn page:  https://www.linkedin.com/in/kimrcantrell/ 2Impact:  https://www.2impactlife.com/  Suggested resources: U.S. Employee Engagement Drops for First Year in a Decade https://www.gallup.com/workplace/388...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE – Advance Your Employees’ Engagement – Part 1 of 2<br/><br/>Today’s guests are Mac and Kim Cantrell, owners of 2 Impact:<br/><br/>Mac’s email:  <a href='mailto:mac@2impactlife.com'>mac@2impactlife.com</a><br/>Kim’s email:  <a href='mailto:kim@2impactlife.com'>kim@2impactlife.com</a><br/>Mac’s LinkedIn page:  <a href='https://www.linkedin.com/in/maccantrell/'>https://www.linkedin.com/in/maccantrell/</a><br/>Kim’s LinkedIn page:  <a href='https://www.linkedin.com/in/kimrcantrell/'>https://www.linkedin.com/in/kimrcantrell/</a><br/>2Impact:  <a href='https://www.2impactlife.com/'>https://www.2impactlife.com/</a><br/><br/>Suggested resources:<br/>U.S. Employee Engagement Drops for First Year in a Decade<br/><a href='https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx'>https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx</a><br/>The World&apos;s $7.8 Trillion Workplace Problem<br/><a href='https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx'>https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx</a><br/> -----<br/> NEWS ROUNDUP<br/>1<br/>* The economy grew in 3Q22 by 2.6%.<br/><a href='https://www.bea.gov/news/blog/2022-10-27/gross-domestic-product-third-quarter-2022-advance-estimate'>https://www.bea.gov/news/blog/2022-10-27/gross-domestic-product-third-quarter-2022-advance-estimate</a><br/>* The latest JOLTS report shows the job market is still hot.<br/><a href='https://www.bls.gov/news.release/jolts.nr0.htm'>https://www.bls.gov/news.release/jolts.nr0.htm</a><br/>* The personal consumption expenditures price index rose 6.2% for the 12-months ending in September.<br/><a href='https://www.bea.gov/news/2022/personal-income-and-outlays-september-2022'>https://www.bea.gov/news/2022/personal-income-and-outlays-september-2022</a><br/>* 63% of Americans lived paycheck to paycheck in September.<br/><a href='https://www.cnbc.com/2022/10/24/more-americans-live-paycheck-to-paycheck-as-inflation-outpaces-income.html'>https://www.cnbc.com/2022/10/24/more-americans-live-paycheck-to-paycheck-as-inflation-outpaces-income.html</a><br/>2<br/>Last month, the US Department of Labor proposed the new rule which would make it more difficult for companies to classify workers as independent contractors.<br/>&gt; <a href='https://www.reuters.com/world/us/new-biden-labor-rule-would-make-contractors-into-employees-2022-10-11/'>https://www.reuters.com/world/us/new-biden-labor-rule-would-make-contractors-into-employees-2022-10-11/</a><br/>&gt; <a href='https://sbecouncil.org/2022/10/11/dols-proposed-independent-contractor-rule-throws-called-water-on-u-s-entrepreneurship-and-flexibility/'>https://sbecouncil.org/2022/10/11/dols-proposed-independent-contractor-rule-throws-called-water-on-u-s-entrepreneurship-and-flexibility/</a><br/>&gt; <a href='https://www.nfib.com/content/press-release/homepage/nfib-opposes-dol-proposed-rule-on-independent-contractors/'>https://www.nfib.com/content/press-release/homepage/nfib-opposes-dol-proposed-rule-on-independent-contractors/</a><br/>3<br/>A forecast by AlixPartners has Christmas sales in inflation-adjusted dollars actually decreasing over last year.<br/>&gt; <a href='https://apnews.com/article/inflation-health-new-york-covid-63dda562ec80b34f2489e979302e1a1f'>https://apnews.com/article/inflation-health-new-york-covid-63dda562ec80b34f2489e979302e1a1f</a><br/>&gt; <a href='https://www.alignable.com/forum/holiday-hiring-slumps-to-new-low-just-7-of-small-biz-employers'>https://www.alignable.com/forum/holiday-hiring-slumps-to-new-low-just-7-of-small-biz-employers</a><br/>-----<br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE – Advance Your Employees’ Engagement – Part 1 of 2<br/><br/>Today’s guests are Mac and Kim Cantrell, owners of 2 Impact:<br/><br/>Mac’s email:  <a href='mailto:mac@2impactlife.com'>mac@2impactlife.com</a><br/>Kim’s email:  <a href='mailto:kim@2impactlife.com'>kim@2impactlife.com</a><br/>Mac’s LinkedIn page:  <a href='https://www.linkedin.com/in/maccantrell/'>https://www.linkedin.com/in/maccantrell/</a><br/>Kim’s LinkedIn page:  <a href='https://www.linkedin.com/in/kimrcantrell/'>https://www.linkedin.com/in/kimrcantrell/</a><br/>2Impact:  <a href='https://www.2impactlife.com/'>https://www.2impactlife.com/</a><br/><br/>Suggested resources:<br/>U.S. Employee Engagement Drops for First Year in a Decade<br/><a href='https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx'>https://www.gallup.com/workplace/388481/employee-engagement-drops-first-year-decade.aspx</a><br/>The World&apos;s $7.8 Trillion Workplace Problem<br/><a href='https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx'>https://www.gallup.com/workplace/393497/world-trillion-workplace-problem.aspx</a><br/> -----<br/> NEWS ROUNDUP<br/>1<br/>* The economy grew in 3Q22 by 2.6%.<br/><a href='https://www.bea.gov/news/blog/2022-10-27/gross-domestic-product-third-quarter-2022-advance-estimate'>https://www.bea.gov/news/blog/2022-10-27/gross-domestic-product-third-quarter-2022-advance-estimate</a><br/>* The latest JOLTS report shows the job market is still hot.<br/><a href='https://www.bls.gov/news.release/jolts.nr0.htm'>https://www.bls.gov/news.release/jolts.nr0.htm</a><br/>* The personal consumption expenditures price index rose 6.2% for the 12-months ending in September.<br/><a href='https://www.bea.gov/news/2022/personal-income-and-outlays-september-2022'>https://www.bea.gov/news/2022/personal-income-and-outlays-september-2022</a><br/>* 63% of Americans lived paycheck to paycheck in September.<br/><a href='https://www.cnbc.com/2022/10/24/more-americans-live-paycheck-to-paycheck-as-inflation-outpaces-income.html'>https://www.cnbc.com/2022/10/24/more-americans-live-paycheck-to-paycheck-as-inflation-outpaces-income.html</a><br/>2<br/>Last month, the US Department of Labor proposed the new rule which would make it more difficult for companies to classify workers as independent contractors.<br/>&gt; <a href='https://www.reuters.com/world/us/new-biden-labor-rule-would-make-contractors-into-employees-2022-10-11/'>https://www.reuters.com/world/us/new-biden-labor-rule-would-make-contractors-into-employees-2022-10-11/</a><br/>&gt; <a href='https://sbecouncil.org/2022/10/11/dols-proposed-independent-contractor-rule-throws-called-water-on-u-s-entrepreneurship-and-flexibility/'>https://sbecouncil.org/2022/10/11/dols-proposed-independent-contractor-rule-throws-called-water-on-u-s-entrepreneurship-and-flexibility/</a><br/>&gt; <a href='https://www.nfib.com/content/press-release/homepage/nfib-opposes-dol-proposed-rule-on-independent-contractors/'>https://www.nfib.com/content/press-release/homepage/nfib-opposes-dol-proposed-rule-on-independent-contractors/</a><br/>3<br/>A forecast by AlixPartners has Christmas sales in inflation-adjusted dollars actually decreasing over last year.<br/>&gt; <a href='https://apnews.com/article/inflation-health-new-york-covid-63dda562ec80b34f2489e979302e1a1f'>https://apnews.com/article/inflation-health-new-york-covid-63dda562ec80b34f2489e979302e1a1f</a><br/>&gt; <a href='https://www.alignable.com/forum/holiday-hiring-slumps-to-new-low-just-7-of-small-biz-employers'>https://www.alignable.com/forum/holiday-hiring-slumps-to-new-low-just-7-of-small-biz-employers</a><br/>-----<br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11612627-11-1-22-advance-your-employees-engagement-part-1-of-2.mp3" length="9056656" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 01 Nov 2022 18:00:00 -0400</pubDate>
    <itunes:duration>752</itunes:duration>
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    <itunes:title>10-25-22 – 3 Types of Software Your Small Business Needs</itunes:title>
    <title>10-25-22 – 3 Types of Software Your Small Business Needs</title>
    <itunes:summary><![CDATA[FEATURE – 3 Types of Software Your Small Business Needs  Today’s guest is Peter Pin, owner of Sharpin Systems:  Peter’s email:  peter@gosharpin.com Peter’s LinkedIn page:  https://www.linkedin.com/in/petergpin/ Sharpin Systems:  https://www.gosharpin.com/  Suggested resources: CRMs: Active Campaign https://ActiveCampaign.referralrock.com/l/183RIP9E5SS/ Go High Level https://www.gohighlevel.com/main-page?fp_ref=sharpin Freshsales https://www.freshworks.com/crm/sales/  Task Manag...]]></itunes:summary>
    <description><![CDATA[<p>FEATURE – 3 Types of Software Your Small Business Needs<br/><br/>Today’s guest is Peter Pin, owner of Sharpin Systems:<br/><br/>Peter’s email:  <a href='https://mailto:peter@gosharpin.com'>peter@gosharpin.com</a><br/>Peter’s LinkedIn page:  <a href='https://www.linkedin.com/in/petergpin/'>https://www.linkedin.com/in/petergpin/</a><br/>Sharpin Systems:  <a href='https://www.gosharpin.com/'>https://www.gosharpin.com/</a><br/><br/>Suggested resources:<br/>CRMs:<br/>Active Campaign<br/><a href='https://ActiveCampaign.referralrock.com/l/183RIP9E5SS/'>https://ActiveCampaign.referralrock.com/l/183RIP9E5SS/</a><br/>Go High Level<br/><a href='https://www.gohighlevel.com/main-page?fp_ref=sharpin'>https://www.gohighlevel.com/main-page?fp_ref=sharpin</a><br/>Freshsales<br/><a href='https://www.freshworks.com/crm/sales/'>https://www.freshworks.com/crm/sales/</a><br/><br/>Task Managers:<br/>ClickUp<br/><a href='https://clickup.com/?fp_ref=r3wjr'>https://clickup.com/?fp_ref=r3wjr</a><br/>Asana<br/><a href='https://asana.com/'>https://asana.com/</a><br/>Trello<br/><a href='https://trello.com/'>https://trello.com/</a><br/><br/>Automator:<br/>Zapier<br/><a href='https://zapier.com/'>https://zapier.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>* Jeff Bezos is sounding the alarm about potentially rough days ahead.<br/><a href='https://www.cnbc.com/2022/10/19/amazon-founder-jeff-bezos-warns-its-time-to-batten-down-the-hatches.html'>https://www.cnbc.com/2022/10/19/amazon-founder-jeff-bezos-warns-its-time-to-batten-down-the-hatches.html</a><br/>* In October, the economy contracted for the fourth consecutive month, per the S&amp;P Global Flash Composite Output Index.<br/><a href='https://www.marketwatch.com/story/u-s-economy-contracted-in-october-dragged-by-lower-services-activity-s-p-global-271666620358'>https://www.marketwatch.com/story/u-s-economy-contracted-in-october-dragged-by-lower-services-activity-s-p-global-271666620358</a><br/>* Businesses are increasingly dour on the state of the economy, according to the Federal Reserve.<br/><a href='https://www.wsj.com/articles/businesses-expect-economy-to-weaken-feds-beige-book-says-11666204332'>https://www.wsj.com/articles/businesses-expect-economy-to-weaken-feds-beige-book-says-11666204332</a><br/><a href='https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20221019.pdf'>https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20221019.pdf</a><br/>* Bank of America CEO Brian Moynihan recently reported that the bank’s consumer clients continue strong spending and they continue to have elevated deposits.<br/><a href='https://www.cnbc.com/2022/10/17/bank-of-america-ceo-brian-moynihan-says-the-us-consumer-is-healthy.html'>https://www.cnbc.com/2022/10/17/bank-of-america-ceo-brian-moynihan-says-the-us-consumer-is-healthy.html</a><br/>* Jobless claims fell for the week ending October 15.<br/><a href='https://www.dol.gov/ui/data.pdf'>https://www.dol.gov/ui/data.pdf</a><br/><br/>2<br/>The new “2022 Report on Nonemployer Firms” by the Federal Reserve finds that nonemployer firms are more likely to experience financial challenges and difficulties accessing financing than their counterparts with employees.<br/><a href='https://www.fedsmallbusiness.org/survey'>https://www.fedsmallbusiness.org/survey</a><br/><br/>3<br/>Many small business owners will definitely vote in the upcoming November midterm elections.<br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/september2022/index.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/september2022/index.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the prom</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>FEATURE – 3 Types of Software Your Small Business Needs<br/><br/>Today’s guest is Peter Pin, owner of Sharpin Systems:<br/><br/>Peter’s email:  <a href='https://mailto:peter@gosharpin.com'>peter@gosharpin.com</a><br/>Peter’s LinkedIn page:  <a href='https://www.linkedin.com/in/petergpin/'>https://www.linkedin.com/in/petergpin/</a><br/>Sharpin Systems:  <a href='https://www.gosharpin.com/'>https://www.gosharpin.com/</a><br/><br/>Suggested resources:<br/>CRMs:<br/>Active Campaign<br/><a href='https://ActiveCampaign.referralrock.com/l/183RIP9E5SS/'>https://ActiveCampaign.referralrock.com/l/183RIP9E5SS/</a><br/>Go High Level<br/><a href='https://www.gohighlevel.com/main-page?fp_ref=sharpin'>https://www.gohighlevel.com/main-page?fp_ref=sharpin</a><br/>Freshsales<br/><a href='https://www.freshworks.com/crm/sales/'>https://www.freshworks.com/crm/sales/</a><br/><br/>Task Managers:<br/>ClickUp<br/><a href='https://clickup.com/?fp_ref=r3wjr'>https://clickup.com/?fp_ref=r3wjr</a><br/>Asana<br/><a href='https://asana.com/'>https://asana.com/</a><br/>Trello<br/><a href='https://trello.com/'>https://trello.com/</a><br/><br/>Automator:<br/>Zapier<br/><a href='https://zapier.com/'>https://zapier.com/</a><br/><br/>----------<br/><br/>NEWS ROUNDUP<br/><br/>1<br/>* Jeff Bezos is sounding the alarm about potentially rough days ahead.<br/><a href='https://www.cnbc.com/2022/10/19/amazon-founder-jeff-bezos-warns-its-time-to-batten-down-the-hatches.html'>https://www.cnbc.com/2022/10/19/amazon-founder-jeff-bezos-warns-its-time-to-batten-down-the-hatches.html</a><br/>* In October, the economy contracted for the fourth consecutive month, per the S&amp;P Global Flash Composite Output Index.<br/><a href='https://www.marketwatch.com/story/u-s-economy-contracted-in-october-dragged-by-lower-services-activity-s-p-global-271666620358'>https://www.marketwatch.com/story/u-s-economy-contracted-in-october-dragged-by-lower-services-activity-s-p-global-271666620358</a><br/>* Businesses are increasingly dour on the state of the economy, according to the Federal Reserve.<br/><a href='https://www.wsj.com/articles/businesses-expect-economy-to-weaken-feds-beige-book-says-11666204332'>https://www.wsj.com/articles/businesses-expect-economy-to-weaken-feds-beige-book-says-11666204332</a><br/><a href='https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20221019.pdf'>https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20221019.pdf</a><br/>* Bank of America CEO Brian Moynihan recently reported that the bank’s consumer clients continue strong spending and they continue to have elevated deposits.<br/><a href='https://www.cnbc.com/2022/10/17/bank-of-america-ceo-brian-moynihan-says-the-us-consumer-is-healthy.html'>https://www.cnbc.com/2022/10/17/bank-of-america-ceo-brian-moynihan-says-the-us-consumer-is-healthy.html</a><br/>* Jobless claims fell for the week ending October 15.<br/><a href='https://www.dol.gov/ui/data.pdf'>https://www.dol.gov/ui/data.pdf</a><br/><br/>2<br/>The new “2022 Report on Nonemployer Firms” by the Federal Reserve finds that nonemployer firms are more likely to experience financial challenges and difficulties accessing financing than their counterparts with employees.<br/><a href='https://www.fedsmallbusiness.org/survey'>https://www.fedsmallbusiness.org/survey</a><br/><br/>3<br/>Many small business owners will definitely vote in the upcoming November midterm elections.<br/><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/september2022/index.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/infographics/september2022/index.html</a><br/><br/>----------<br/><br/>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the prom</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11568417-10-25-22-3-types-of-software-your-small-business-needs.mp3" length="8664502" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11568417</guid>
    <pubDate>Tue, 25 Oct 2022 17:00:00 -0400</pubDate>
    <itunes:duration>719</itunes:duration>
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    <itunes:title>10-18-22 – 3 Key Steps to Better Cyber Security</itunes:title>
    <title>10-18-22 – 3 Key Steps to Better Cyber Security</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1 In September, the producer price index, a measure of wholesale inflation, rose 0.4%, which was worse than analysts expected.  For the 12-month period, prices were up 8.5%. Inflation at the retail level was a similar story.  For September, the consumer price index was up 8.2% year-over-year. Consumer spending was flat in September, according to the Commerce Department, even as prices increased. Recent data from J P Morgan Chase indicates that consumers’ spending is cur...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>In September, the producer price index, a measure of wholesale inflation, rose 0.4%, which was worse than analysts expected.  For the 12-month period, prices were up 8.5%.</p><p>Inflation at the retail level was a similar story.  For September, the consumer price index was up 8.2% year-over-year.</p><p>Consumer spending was flat in September, according to the Commerce Department, even as prices increased.</p><p>Recent data from J P Morgan Chase indicates that consumers’ spending is currently outpacing their income, and their savings are dwindling as a result. </p><p>The Conference Board released a survey last week of CEOs showing a nearly unanimous view among the group that a recession is looming.</p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a></p><p><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a></p><p><a href='https://www.cnbc.com/2022/10/14/retail-sales-september-2022.html'>https://www.cnbc.com/2022/10/14/retail-sales-september-2022.html</a></p><p><a href='https://www.pymnts.com/earnings/2022/jpmorgan-consumer-savings-suffer-spending-outpaces-income/'>https://www.pymnts.com/earnings/2022/jpmorgan-consumer-savings-suffer-spending-outpaces-income/</a> </p><p><a href='https://www.conference-board.org/topics/ceo-confidence'>https://www.conference-board.org/topics/ceo-confidence</a></p><p>---------- </p><p>2</p><p>Small business owners continue to be pessimistic overall, according to the September Small Business Optimism Index.</p><p><a href='https://assets.nfib.com/nfibcom/SBET-Sept-2022.pdf'>https://assets.nfib.com/nfibcom/SBET-Sept-2022.pdf</a> </p><p>----------  </p><p>3</p><p>Small Business Saturday is just around the corner, on November 26, two days after Thanksgiving.  In 2021, U.S. consumers who shopped at independent retailers and restaurants on Small Business Saturday spent an estimated $23 billion.</p><p><a href='https://www.sba.gov/about-sba/organization/sba-initiatives/small-business-saturday'>https://www.sba.gov/about-sba/organization/sba-initiatives/small-business-saturday</a></p><p>---------- </p><p>FEATURE – 3 Key Steps to Better Cyber Security</p><p>Today’s guest is Kevin Beaver, author of Hacking for Dummies and owner of Principle Logic:</p><p>Kevin’s email:  <a href='mailto:kbeaver@principlelogic.com'>kbeaver@principlelogic.com</a></p><p>Kevin’s LinkedIn page:  <a href='https://www.linkedin.com/in/kevinbeaver/'>https://www.linkedin.com/in/kevinbeaver/</a></p><p>Principle Logic:  <a href='https://www.principlelogic.com/'>https://www.principlelogic.com/</a></p><p>Buy Hacking for Dummies:  <a href='https://www.principlelogic.com/resources/#my_books'>https://www.principlelogic.com/resources/#my_books</a><br/><br/></p><p>Suggested resources:</p><p>Wall Street Journal Pro Cybersecurity:  <a href='https://www.wsj.com/pro/cybersecurity'>https://www.wsj.com/pro/cybersecurity</a></p><p>Krebs on Security:  <a href='https://krebsonsecurity.com/'>https://krebsonsecurity.com/</a></p><p>Search Security:  <a href='https://www.techtarget.com/searchsecurity/'>https://www.techtarget.com/searchsecurity/</a></p><p>---------- </p><p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>----------</p><p>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>In September, the producer price index, a measure of wholesale inflation, rose 0.4%, which was worse than analysts expected.  For the 12-month period, prices were up 8.5%.</p><p>Inflation at the retail level was a similar story.  For September, the consumer price index was up 8.2% year-over-year.</p><p>Consumer spending was flat in September, according to the Commerce Department, even as prices increased.</p><p>Recent data from J P Morgan Chase indicates that consumers’ spending is currently outpacing their income, and their savings are dwindling as a result. </p><p>The Conference Board released a survey last week of CEOs showing a nearly unanimous view among the group that a recession is looming.</p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a></p><p><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a></p><p><a href='https://www.cnbc.com/2022/10/14/retail-sales-september-2022.html'>https://www.cnbc.com/2022/10/14/retail-sales-september-2022.html</a></p><p><a href='https://www.pymnts.com/earnings/2022/jpmorgan-consumer-savings-suffer-spending-outpaces-income/'>https://www.pymnts.com/earnings/2022/jpmorgan-consumer-savings-suffer-spending-outpaces-income/</a> </p><p><a href='https://www.conference-board.org/topics/ceo-confidence'>https://www.conference-board.org/topics/ceo-confidence</a></p><p>---------- </p><p>2</p><p>Small business owners continue to be pessimistic overall, according to the September Small Business Optimism Index.</p><p><a href='https://assets.nfib.com/nfibcom/SBET-Sept-2022.pdf'>https://assets.nfib.com/nfibcom/SBET-Sept-2022.pdf</a> </p><p>----------  </p><p>3</p><p>Small Business Saturday is just around the corner, on November 26, two days after Thanksgiving.  In 2021, U.S. consumers who shopped at independent retailers and restaurants on Small Business Saturday spent an estimated $23 billion.</p><p><a href='https://www.sba.gov/about-sba/organization/sba-initiatives/small-business-saturday'>https://www.sba.gov/about-sba/organization/sba-initiatives/small-business-saturday</a></p><p>---------- </p><p>FEATURE – 3 Key Steps to Better Cyber Security</p><p>Today’s guest is Kevin Beaver, author of Hacking for Dummies and owner of Principle Logic:</p><p>Kevin’s email:  <a href='mailto:kbeaver@principlelogic.com'>kbeaver@principlelogic.com</a></p><p>Kevin’s LinkedIn page:  <a href='https://www.linkedin.com/in/kevinbeaver/'>https://www.linkedin.com/in/kevinbeaver/</a></p><p>Principle Logic:  <a href='https://www.principlelogic.com/'>https://www.principlelogic.com/</a></p><p>Buy Hacking for Dummies:  <a href='https://www.principlelogic.com/resources/#my_books'>https://www.principlelogic.com/resources/#my_books</a><br/><br/></p><p>Suggested resources:</p><p>Wall Street Journal Pro Cybersecurity:  <a href='https://www.wsj.com/pro/cybersecurity'>https://www.wsj.com/pro/cybersecurity</a></p><p>Krebs on Security:  <a href='https://krebsonsecurity.com/'>https://krebsonsecurity.com/</a></p><p>Search Security:  <a href='https://www.techtarget.com/searchsecurity/'>https://www.techtarget.com/searchsecurity/</a></p><p>---------- </p><p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>----------</p><p>I would love to hear from you!  Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11526360-10-18-22-3-key-steps-to-better-cyber-security.mp3" length="8147248" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11526360</guid>
    <pubDate>Tue, 18 Oct 2022 21:00:00 -0400</pubDate>
    <itunes:duration>676</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>10-11-22 – 4 Tips to Better Webinars</itunes:title>
    <title>10-11-22 – 4 Tips to Better Webinars</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 The September jobs report came out last week, and the numbers were a mixed bag.  The unemployment rate dipped 0.2% from August to 3.5%, beating forecasts. The August job openings report was also released last week, and it showed the steepest decline in open positions since April 2020, just after Covi...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The September jobs report came out last week, and the numbers were a mixed bag.  The unemployment rate dipped 0.2% from August to 3.5%, beating forecasts.</p><p>The August job openings report was also released last week, and it showed the steepest decline in open positions since April 2020, just after Covid hit.</p><p><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a></p><p><a href='https://www.bls.gov/news.release/jolts.nr0.htm'>https://www.bls.gov/news.release/jolts.nr0.htm</a></p><p>----------  </p><p>2</p><p>Small businesses are continuing to try numerous ways to struggle with the employee shortage.</p><p>According to the September Wall Street Journal/Vistage Small Business CEO Survey, a majority of respondents have already boosted wages, offered flexible hours and remote working, and leadership development programs.</p><p><a href='https://www.vistage.com/research-center/wp-content/uploads/2022/09/WSJ-CEO-Survey-0922.pdf'>https://www.vistage.com/research-center/wp-content/uploads/2022/09/WSJ-CEO-Survey-0922.pdf</a></p><p>---------- </p><p>3</p><p>A small business advocacy group has filed a lawsuit challenging the Biden administration’s student loan forgiveness plan.</p><p><a href='https://apnews.com/article/business-education-lawsuits-personal-taxes-small-948e5c9ee802bc865f66c2ab28328035'>https://apnews.com/article/business-education-lawsuits-personal-taxes-small-948e5c9ee802bc865f66c2ab28328035</a></p><p>---------- </p><p>FEATURE – 4 Tips to Better Webinars</p><p>A study by BrightTALK in 2021 found that respondents preferred webinars over all other methods for professional growth.</p><p>First, start with the topic – don’t pick something that’s boring.</p><p>Next, frame the webinar in the minds of your participants.</p><p>Make every minute of the webinar count.</p><p>Be as interactive as possible.</p><p>Leave your audience with knowledge that is valuable and actionable, even if they never buy your product.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The September jobs report came out last week, and the numbers were a mixed bag.  The unemployment rate dipped 0.2% from August to 3.5%, beating forecasts.</p><p>The August job openings report was also released last week, and it showed the steepest decline in open positions since April 2020, just after Covid hit.</p><p><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a></p><p><a href='https://www.bls.gov/news.release/jolts.nr0.htm'>https://www.bls.gov/news.release/jolts.nr0.htm</a></p><p>----------  </p><p>2</p><p>Small businesses are continuing to try numerous ways to struggle with the employee shortage.</p><p>According to the September Wall Street Journal/Vistage Small Business CEO Survey, a majority of respondents have already boosted wages, offered flexible hours and remote working, and leadership development programs.</p><p><a href='https://www.vistage.com/research-center/wp-content/uploads/2022/09/WSJ-CEO-Survey-0922.pdf'>https://www.vistage.com/research-center/wp-content/uploads/2022/09/WSJ-CEO-Survey-0922.pdf</a></p><p>---------- </p><p>3</p><p>A small business advocacy group has filed a lawsuit challenging the Biden administration’s student loan forgiveness plan.</p><p><a href='https://apnews.com/article/business-education-lawsuits-personal-taxes-small-948e5c9ee802bc865f66c2ab28328035'>https://apnews.com/article/business-education-lawsuits-personal-taxes-small-948e5c9ee802bc865f66c2ab28328035</a></p><p>---------- </p><p>FEATURE – 4 Tips to Better Webinars</p><p>A study by BrightTALK in 2021 found that respondents preferred webinars over all other methods for professional growth.</p><p>First, start with the topic – don’t pick something that’s boring.</p><p>Next, frame the webinar in the minds of your participants.</p><p>Make every minute of the webinar count.</p><p>Be as interactive as possible.</p><p>Leave your audience with knowledge that is valuable and actionable, even if they never buy your product.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11482190-10-11-22-4-tips-to-better-webinars.mp3" length="4580583" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 11 Oct 2022 20:00:00 -0400</pubDate>
    <itunes:duration>379</itunes:duration>
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    <itunes:title>10-4-22 – How To Implement Your Net Promoter Score Program</itunes:title>
    <title>10-4-22 – How To Implement Your Net Promoter Score Program</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 The August personal consumption-expenditures price (or PCE) index rose faster than experts predicted, up 4.9% from a year ago. Consumer spending increased in August by 0.4%, after falling by 0.2% in July. The manufacturing sector, which accounts for 12% of the US economy, slowed significantly last month. ...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The August personal consumption-expenditures price (or PCE) index rose faster than experts predicted, up 4.9% from a year ago.</p><p>Consumer spending increased in August by 0.4%, after falling by 0.2% in July.</p><p>The manufacturing sector, which accounts for 12% of the US economy, slowed significantly last month.</p><p>The Atlanta Federal Reserve’s GDPNow tracker has revised its forecast for the US gross domestic product for 3Q2022 upward to 2.3%.</p><p><a href='https://www.cnbc.com/2022/09/30/pce-inflation-august-2022-inflation-accelerated-even-more-than-expected-in-august.html'>https://www.cnbc.com/2022/09/30/pce-inflation-august-2022-inflation-accelerated-even-more-than-expected-in-august.html</a></p><p><a href='https://www.marketwatch.com/story/consumer-spending-barely-rose-last-month-after-factoring-in-high-inflation-11664542525'>https://www.marketwatch.com/story/consumer-spending-barely-rose-last-month-after-factoring-in-high-inflation-11664542525</a></p><p><a href='https://www.reuters.com/markets/us/us-manufacturing-activity-slowest-almost-2-12-years-september-ism-2022-10-03/'>https://www.reuters.com/markets/us/us-manufacturing-activity-slowest-almost-2-12-years-september-ism-2022-10-03/</a></p><p><a href='https://tradingeconomics.com/united-states/business-confidence'>https://tradingeconomics.com/united-states/business-confidence</a></p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a></p><p>----------  </p><p>2</p><p>The US Treasury Department said last week that it is creating a database of small businesses and their owners and beneficiaries, in an effort to prevent criminals from unlawfully hiding assets.</p><p><a href='https://fortune.com/2022/09/29/biden-treasury-department-small-business-database-money-laundering/'>https://fortune.com/2022/09/29/biden-treasury-department-small-business-database-money-laundering/</a></p><p><a href='https://home.treasury.gov/news/press-releases/jy0979'>https://home.treasury.gov/news/press-releases/jy0979</a></p><p><a href='https://www.fincen.gov/beneficial-ownership-information-reporting-rule-fact-sheet'>https://www.fincen.gov/beneficial-ownership-information-reporting-rule-fact-sheet</a></p><p>---------- </p><p>3</p><p>A new study from Homebase finds that workers at small companies have higher job satisfaction than workers at large ones.</p><p><a href='https://www.law.com/dailybusinessreview/2022/09/30/small-businesses-have-a-unique-advantage-as-labor-shortage-persists/'>https://www.law.com/dailybusinessreview/2022/09/30/small-businesses-have-a-unique-advantage-as-labor-shortage-persists/</a></p><p><a href='https://joinhomebase.com/wp-content/uploads/2022/09/Homebase-Future-Local-Work-Small-Business-Wins-People-First.pdf'>https://joinhomebase.com/wp-content/uploads/2022/09/Homebase-Future-Local-Work-Small-Business-Wins-People-First.pdf</a></p><p>---------- </p><p>FEATURE – How To Implement Your Net Promoter Score Program</p><p>The NPS is a vehicle that should help drive your business to become more customer-centric.</p><p>Depending on what you sell and how you sell it, you may need to ask your customers at numerous places along the buying journey the NPS question.</p><p>Automate the analyzing and distribution of the results to your team.</p><p>Breaking down the NPS by departments, individual customer-facing employees, and customer segments is also useful. <br/><br/>NPS Calculator:  <a href='https://www.npscalculator.com/en'>http</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The August personal consumption-expenditures price (or PCE) index rose faster than experts predicted, up 4.9% from a year ago.</p><p>Consumer spending increased in August by 0.4%, after falling by 0.2% in July.</p><p>The manufacturing sector, which accounts for 12% of the US economy, slowed significantly last month.</p><p>The Atlanta Federal Reserve’s GDPNow tracker has revised its forecast for the US gross domestic product for 3Q2022 upward to 2.3%.</p><p><a href='https://www.cnbc.com/2022/09/30/pce-inflation-august-2022-inflation-accelerated-even-more-than-expected-in-august.html'>https://www.cnbc.com/2022/09/30/pce-inflation-august-2022-inflation-accelerated-even-more-than-expected-in-august.html</a></p><p><a href='https://www.marketwatch.com/story/consumer-spending-barely-rose-last-month-after-factoring-in-high-inflation-11664542525'>https://www.marketwatch.com/story/consumer-spending-barely-rose-last-month-after-factoring-in-high-inflation-11664542525</a></p><p><a href='https://www.reuters.com/markets/us/us-manufacturing-activity-slowest-almost-2-12-years-september-ism-2022-10-03/'>https://www.reuters.com/markets/us/us-manufacturing-activity-slowest-almost-2-12-years-september-ism-2022-10-03/</a></p><p><a href='https://tradingeconomics.com/united-states/business-confidence'>https://tradingeconomics.com/united-states/business-confidence</a></p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a></p><p>----------  </p><p>2</p><p>The US Treasury Department said last week that it is creating a database of small businesses and their owners and beneficiaries, in an effort to prevent criminals from unlawfully hiding assets.</p><p><a href='https://fortune.com/2022/09/29/biden-treasury-department-small-business-database-money-laundering/'>https://fortune.com/2022/09/29/biden-treasury-department-small-business-database-money-laundering/</a></p><p><a href='https://home.treasury.gov/news/press-releases/jy0979'>https://home.treasury.gov/news/press-releases/jy0979</a></p><p><a href='https://www.fincen.gov/beneficial-ownership-information-reporting-rule-fact-sheet'>https://www.fincen.gov/beneficial-ownership-information-reporting-rule-fact-sheet</a></p><p>---------- </p><p>3</p><p>A new study from Homebase finds that workers at small companies have higher job satisfaction than workers at large ones.</p><p><a href='https://www.law.com/dailybusinessreview/2022/09/30/small-businesses-have-a-unique-advantage-as-labor-shortage-persists/'>https://www.law.com/dailybusinessreview/2022/09/30/small-businesses-have-a-unique-advantage-as-labor-shortage-persists/</a></p><p><a href='https://joinhomebase.com/wp-content/uploads/2022/09/Homebase-Future-Local-Work-Small-Business-Wins-People-First.pdf'>https://joinhomebase.com/wp-content/uploads/2022/09/Homebase-Future-Local-Work-Small-Business-Wins-People-First.pdf</a></p><p>---------- </p><p>FEATURE – How To Implement Your Net Promoter Score Program</p><p>The NPS is a vehicle that should help drive your business to become more customer-centric.</p><p>Depending on what you sell and how you sell it, you may need to ask your customers at numerous places along the buying journey the NPS question.</p><p>Automate the analyzing and distribution of the results to your team.</p><p>Breaking down the NPS by departments, individual customer-facing employees, and customer segments is also useful. <br/><br/>NPS Calculator:  <a href='https://www.npscalculator.com/en'>http</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11439650-10-4-22-how-to-implement-your-net-promoter-score-program.mp3" length="5276215" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 04 Oct 2022 19:00:00 -0400</pubDate>
    <itunes:duration>437</itunes:duration>
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    <itunes:title>9-27-22 – Track Your Net Promoter Score to Edge Out Competitors</itunes:title>
    <title>9-27-22 – Track Your Net Promoter Score to Edge Out Competitors</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 The Atlanta Federal Reserve’s GDPNow tracker’s current estimate for US gross domestic product for 3Q2022 is a an almost no-growth rate of 0.3%.  CNBC’s September poll of economists and other financial experts predicted a 52% chance the US would enter a recession in the next 12 months. The Conference Board...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The Atlanta Federal Reserve’s GDPNow tracker’s current estimate for US gross domestic product for 3Q2022 is a an almost no-growth rate of 0.3%.<br/><br/>CNBC’s September poll of economists and other financial experts predicted a 52% chance the US would enter a recession in the next 12 months.</p><p>The Conference Board recently released data showing its Leading Economic Index dropped 0.3% in August.</p><p>Other data from The Conference Board shows that consumer confidence rose in September.</p><p>August new residential housing starts were up 12.2% percent from July, beating expectations.</p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a></p><p><a href='https://www.cnbc.com/2022/09/23/there-is-an-80percent-chance-of-the-us-going-into-a-recession-steve-hanke.html'>https://www.cnbc.com/2022/09/23/there-is-an-80percent-chance-of-the-us-going-into-a-recession-steve-hanke.html</a></p><p><a href='https://www.marketwatch.com/story/economy-is-slowing-and-potentially-signaling-recession-leading-index-finds-11663856001?mod=economy-politics'>https://www.marketwatch.com/story/economy-is-slowing-and-potentially-signaling-recession-leading-index-finds-11663856001?mod=economy-politics</a></p><p><a href='https://www.cnn.com/2022/09/27/economy/consumer-confidence-conference-board-september/index.html'>https://www.cnn.com/2022/09/27/economy/consumer-confidence-conference-board-september/index.html</a></p><p><a href='https://seekingalpha.com/article/4542087-new-residential-housing-starts-up-12-percent-in-august-surprises-forecast'>https://seekingalpha.com/article/4542087-new-residential-housing-starts-up-12-percent-in-august-surprises-forecast</a></p><p>---------- </p><p>2</p><p>Small business revenues have risen sharply in the new era of inflation, but profits, well, not so much.</p><p><a href='https://www.paymentsdive.com/news/profits-slip-for-small-businesses-survey-american-express-payments-b2b-amex-bank-of-america/632164/'>https://www.paymentsdive.com/news/profits-slip-for-small-businesses-survey-american-express-payments-b2b-amex-bank-of-america/632164/</a></p><p>---------- </p><p>3</p><p>To help small businesses bolster their cyber security, the SBA is holding a free, virtual National Cyber Summit on October 26.</p><p><a href='https://www.globenewswire.com/news-release/2022/09/21/2520574/0/en/SBA-Announces-Inaugural-Small-Business-Cyber-Summit-to-Take-Place-During-National-Cybersecurity-Month.html'>https://www.globenewswire.com/news-release/2022/09/21/2520574/0/en/SBA-Announces-Inaugural-Small-Business-Cyber-Summit-to-Take-Place-During-National-Cybersecurity-Month.html</a></p><p>---------- </p><p>FEATURE – Track Your Net Promoter Score to Edge Out Competitors</p><p>Start measuring customer sentiment using a metric called Net Promoter Score (NPS). </p><p>NPS asks a simple question of your customers: “How likely are you to recommend us?”</p><p>You may need to ask it multiple times along the customer’s buying journey if the purchasing cycle is lengthy or complex.</p><p>Customers answer the question on a scale of 0-10, with 0 being the lowest and 10 being the highest.</p><p>Companies that lead their industries in NPSs are usually more profitable.</p><p><a href='https://hbr.org/2003/12/the-one-number-you-need-to-grow'>https://hbr.org/2003/12/the-one-number-you-need-to-grow</a></p><p><a href='https://www.netpromotersystem.com/about/how-net-promoter-score-relates-to-growth/'>https://www.netpromo</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The Atlanta Federal Reserve’s GDPNow tracker’s current estimate for US gross domestic product for 3Q2022 is a an almost no-growth rate of 0.3%.<br/><br/>CNBC’s September poll of economists and other financial experts predicted a 52% chance the US would enter a recession in the next 12 months.</p><p>The Conference Board recently released data showing its Leading Economic Index dropped 0.3% in August.</p><p>Other data from The Conference Board shows that consumer confidence rose in September.</p><p>August new residential housing starts were up 12.2% percent from July, beating expectations.</p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a></p><p><a href='https://www.cnbc.com/2022/09/23/there-is-an-80percent-chance-of-the-us-going-into-a-recession-steve-hanke.html'>https://www.cnbc.com/2022/09/23/there-is-an-80percent-chance-of-the-us-going-into-a-recession-steve-hanke.html</a></p><p><a href='https://www.marketwatch.com/story/economy-is-slowing-and-potentially-signaling-recession-leading-index-finds-11663856001?mod=economy-politics'>https://www.marketwatch.com/story/economy-is-slowing-and-potentially-signaling-recession-leading-index-finds-11663856001?mod=economy-politics</a></p><p><a href='https://www.cnn.com/2022/09/27/economy/consumer-confidence-conference-board-september/index.html'>https://www.cnn.com/2022/09/27/economy/consumer-confidence-conference-board-september/index.html</a></p><p><a href='https://seekingalpha.com/article/4542087-new-residential-housing-starts-up-12-percent-in-august-surprises-forecast'>https://seekingalpha.com/article/4542087-new-residential-housing-starts-up-12-percent-in-august-surprises-forecast</a></p><p>---------- </p><p>2</p><p>Small business revenues have risen sharply in the new era of inflation, but profits, well, not so much.</p><p><a href='https://www.paymentsdive.com/news/profits-slip-for-small-businesses-survey-american-express-payments-b2b-amex-bank-of-america/632164/'>https://www.paymentsdive.com/news/profits-slip-for-small-businesses-survey-american-express-payments-b2b-amex-bank-of-america/632164/</a></p><p>---------- </p><p>3</p><p>To help small businesses bolster their cyber security, the SBA is holding a free, virtual National Cyber Summit on October 26.</p><p><a href='https://www.globenewswire.com/news-release/2022/09/21/2520574/0/en/SBA-Announces-Inaugural-Small-Business-Cyber-Summit-to-Take-Place-During-National-Cybersecurity-Month.html'>https://www.globenewswire.com/news-release/2022/09/21/2520574/0/en/SBA-Announces-Inaugural-Small-Business-Cyber-Summit-to-Take-Place-During-National-Cybersecurity-Month.html</a></p><p>---------- </p><p>FEATURE – Track Your Net Promoter Score to Edge Out Competitors</p><p>Start measuring customer sentiment using a metric called Net Promoter Score (NPS). </p><p>NPS asks a simple question of your customers: “How likely are you to recommend us?”</p><p>You may need to ask it multiple times along the customer’s buying journey if the purchasing cycle is lengthy or complex.</p><p>Customers answer the question on a scale of 0-10, with 0 being the lowest and 10 being the highest.</p><p>Companies that lead their industries in NPSs are usually more profitable.</p><p><a href='https://hbr.org/2003/12/the-one-number-you-need-to-grow'>https://hbr.org/2003/12/the-one-number-you-need-to-grow</a></p><p><a href='https://www.netpromotersystem.com/about/how-net-promoter-score-relates-to-growth/'>https://www.netpromo</a></p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11397193-9-27-22-track-your-net-promoter-score-to-edge-out-competitors.mp3" length="5543615" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11397193</guid>
    <pubDate>Tue, 27 Sep 2022 20:00:00 -0400</pubDate>
    <itunes:duration>459</itunes:duration>
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  <item>
    <itunes:title>9-20-22 – Make Your Team Victorious With Change</itunes:title>
    <title>9-20-22 – Make Your Team Victorious With Change</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Small business owners are continuing to get hit hard by inflation on multiple fronts, including soaring labor costs and being forced to raise their prices. The Consumer Price Index came in worse than expected for August, rising 8.3% over the last year. The Producer Price Index, a measure of wholesale infl...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Small business owners are continuing to get hit hard by inflation on multiple fronts, including soaring labor costs and being forced to raise their prices.</p><p>The Consumer Price Index came in worse than expected for August, rising 8.3% over the last year.</p><p>The Producer Price Index, a measure of wholesale inflation, declined slightly for the month, meeting expectations.  Still, for the last 12 months, the PPI is up 8.7%.</p><p><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a></p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a></p><p>---------- </p><p>2</p><p>Numerous surveys of late have determined that Americans are not saving nearly enough for retirement.  A growing number of states, currently at 10, are trying to address the problem by mandating retirement plans, which apply even to small businesses.</p><p><a href='https://www.forbes.com/sites/brianmenickella/2022/04/29/small-employers-beware-new-state-retirement-plan-mandates-are-here'>https://www.forbes.com/sites/brianmenickella/2022/04/29/small-employers-beware-new-state-retirement-plan-mandates-are-here</a></p><p><a href='https://www.ellinandtucker.com/insights/a-new-maryland-retirement-program-is-coming-will-your-business-be-affected/'>https://www.ellinandtucker.com/insights/a-new-maryland-retirement-program-is-coming-will-your-business-be-affected/</a></p><p>---------- </p><p>3</p><p>89% of business owners are concerned about the state of the US economy, according to the recently released State of Small Business Survey by Verizon.</p><p><a href='https://www.verizon.com/about/news/small-business-survey-2022'>https://www.verizon.com/about/news/small-business-survey-2022</a></p><p>---------- </p><p>FEATURE – Make Your Team Victorious With Change </p><p>If you don’t keep up in the business world, you’ll be overrun by more nimble competitors.</p><p>In their Wall Street Journal bestselling book <em>Switch</em>, brothers Chip and Dan Heath offer insight to help us more successfully bring about change.</p><p>The fundamental thing to understand is that our minds are ruled by two different systems – the rational mind and the emotional mind, and these two systems are continually competing for control.</p><p>To help your employees move forward, first give them a clear script.</p><p>Next, appeal to both the rational and emotional minds.</p><p>Finally, shrink change down into manageable chunks.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Small business owners are continuing to get hit hard by inflation on multiple fronts, including soaring labor costs and being forced to raise their prices.</p><p>The Consumer Price Index came in worse than expected for August, rising 8.3% over the last year.</p><p>The Producer Price Index, a measure of wholesale inflation, declined slightly for the month, meeting expectations.  Still, for the last 12 months, the PPI is up 8.7%.</p><p><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a></p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a></p><p>---------- </p><p>2</p><p>Numerous surveys of late have determined that Americans are not saving nearly enough for retirement.  A growing number of states, currently at 10, are trying to address the problem by mandating retirement plans, which apply even to small businesses.</p><p><a href='https://www.forbes.com/sites/brianmenickella/2022/04/29/small-employers-beware-new-state-retirement-plan-mandates-are-here'>https://www.forbes.com/sites/brianmenickella/2022/04/29/small-employers-beware-new-state-retirement-plan-mandates-are-here</a></p><p><a href='https://www.ellinandtucker.com/insights/a-new-maryland-retirement-program-is-coming-will-your-business-be-affected/'>https://www.ellinandtucker.com/insights/a-new-maryland-retirement-program-is-coming-will-your-business-be-affected/</a></p><p>---------- </p><p>3</p><p>89% of business owners are concerned about the state of the US economy, according to the recently released State of Small Business Survey by Verizon.</p><p><a href='https://www.verizon.com/about/news/small-business-survey-2022'>https://www.verizon.com/about/news/small-business-survey-2022</a></p><p>---------- </p><p>FEATURE – Make Your Team Victorious With Change </p><p>If you don’t keep up in the business world, you’ll be overrun by more nimble competitors.</p><p>In their Wall Street Journal bestselling book <em>Switch</em>, brothers Chip and Dan Heath offer insight to help us more successfully bring about change.</p><p>The fundamental thing to understand is that our minds are ruled by two different systems – the rational mind and the emotional mind, and these two systems are continually competing for control.</p><p>To help your employees move forward, first give them a clear script.</p><p>Next, appeal to both the rational and emotional minds.</p><p>Finally, shrink change down into manageable chunks.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11356252-9-20-22-make-your-team-victorious-with-change.mp3" length="4865862" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11356252</guid>
    <pubDate>Tue, 20 Sep 2022 20:00:00 -0400</pubDate>
    <itunes:duration>402</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>9-13-22 – Get Your Money! (Accounts Receivable Best Practices)</itunes:title>
    <title>9-13-22 – Get Your Money! (Accounts Receivable Best Practices)</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Small businesses are likely to feel the brunt of steep Obamacare premium increases next year.  Some health insurers are proposing median rate hikes by as much as 20%. https://www.wsj.com/articles/affordable-care-act-health-plan-premiums-set-to-rise-11662671934?mod=business_lead_pos1 https://dailycall...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Small businesses are likely to feel the brunt of steep Obamacare premium increases next year.  Some health insurers are proposing median rate hikes by as much as 20%.</p><p><a href='https://www.wsj.com/articles/affordable-care-act-health-plan-premiums-set-to-rise-11662671934?mod=business_lead_pos1'>https://www.wsj.com/articles/affordable-care-act-health-plan-premiums-set-to-rise-11662671934?mod=business_lead_pos1</a></p><p><a href='https://dailycaller.com/2022/09/09/obamacare-costs-hit-small-business/'>https://dailycaller.com/2022/09/09/obamacare-costs-hit-small-business/</a></p><p>---------- </p><p>2</p><p>63% of small businesses can’t afford to add staff, and 10% are actually reducing their staff.</p><p>Labor costs have increased by 50% or more for 58% of the businesses.</p><p><a href='https://www.alignable.com/forum/63-of-smb-employers-put-hiring-on-hold-10-start-layoffs'>https://www.alignable.com/forum/63-of-smb-employers-put-hiring-on-hold-10-start-layoffs</a></p><p>---------- </p><p>3</p><p>Inflation isn’t just impacting salaries.  According to another survey, this one from PNC, 63% of small business owners expect to raise their prices in the next six months.</p><p><a href='https://thepncfinancialservicesgroupinc.gcs-web.com/news-releases/news-release-details/pnc-survey-shows-small-business-owners-optimistic-despite'>https://thepncfinancialservicesgroupinc.gcs-web.com/news-releases/news-release-details/pnc-survey-shows-small-business-owners-optimistic-despite</a></p><p>---------- </p><p>4</p><p>Amazon Business recently kicked off Small Business Month, which offers tools to small businesses to help enhance their buying capabilities and scale their businesses.</p><p><a href='https://www.eseller365.com/amazon-business-launches-small-business-month/'>https://www.eseller365.com/amazon-business-launches-small-business-month/</a> </p><p>---------- </p><p>FEATURE – Get Your Money! (Accounts Receivable Best Practices)</p><p>To have a healthy cash flow, your company must properly manage Accounts Receivable.  But a lot of small businesses only do a mediocre job at AR.</p><p>Increase the chances of getting paid by customers in a timely manner by crafting a rock-solid credit policy, insisting on accurate and timely record keeping, applying payments to invoices quickly once you receive them, and creating a follow-up routine and sticking to it. </p><p>You also need one or two KPIs (key performance indicators) to track AR.  These may include Days Sales Outstanding (DSO) and/or Bad Debt to Sales Ratio.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Small businesses are likely to feel the brunt of steep Obamacare premium increases next year.  Some health insurers are proposing median rate hikes by as much as 20%.</p><p><a href='https://www.wsj.com/articles/affordable-care-act-health-plan-premiums-set-to-rise-11662671934?mod=business_lead_pos1'>https://www.wsj.com/articles/affordable-care-act-health-plan-premiums-set-to-rise-11662671934?mod=business_lead_pos1</a></p><p><a href='https://dailycaller.com/2022/09/09/obamacare-costs-hit-small-business/'>https://dailycaller.com/2022/09/09/obamacare-costs-hit-small-business/</a></p><p>---------- </p><p>2</p><p>63% of small businesses can’t afford to add staff, and 10% are actually reducing their staff.</p><p>Labor costs have increased by 50% or more for 58% of the businesses.</p><p><a href='https://www.alignable.com/forum/63-of-smb-employers-put-hiring-on-hold-10-start-layoffs'>https://www.alignable.com/forum/63-of-smb-employers-put-hiring-on-hold-10-start-layoffs</a></p><p>---------- </p><p>3</p><p>Inflation isn’t just impacting salaries.  According to another survey, this one from PNC, 63% of small business owners expect to raise their prices in the next six months.</p><p><a href='https://thepncfinancialservicesgroupinc.gcs-web.com/news-releases/news-release-details/pnc-survey-shows-small-business-owners-optimistic-despite'>https://thepncfinancialservicesgroupinc.gcs-web.com/news-releases/news-release-details/pnc-survey-shows-small-business-owners-optimistic-despite</a></p><p>---------- </p><p>4</p><p>Amazon Business recently kicked off Small Business Month, which offers tools to small businesses to help enhance their buying capabilities and scale their businesses.</p><p><a href='https://www.eseller365.com/amazon-business-launches-small-business-month/'>https://www.eseller365.com/amazon-business-launches-small-business-month/</a> </p><p>---------- </p><p>FEATURE – Get Your Money! (Accounts Receivable Best Practices)</p><p>To have a healthy cash flow, your company must properly manage Accounts Receivable.  But a lot of small businesses only do a mediocre job at AR.</p><p>Increase the chances of getting paid by customers in a timely manner by crafting a rock-solid credit policy, insisting on accurate and timely record keeping, applying payments to invoices quickly once you receive them, and creating a follow-up routine and sticking to it. </p><p>You also need one or two KPIs (key performance indicators) to track AR.  These may include Days Sales Outstanding (DSO) and/or Bad Debt to Sales Ratio.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11315781-9-13-22-get-your-money-accounts-receivable-best-practices.mp3" length="5080932" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11315781</guid>
    <pubDate>Tue, 13 Sep 2022 22:00:00 -0400</pubDate>
    <itunes:duration>420</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>9-6-22 – Sharpen Your Negotiating Tactics</itunes:title>
    <title>9-6-22 – Sharpen Your Negotiating Tactics</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1 Continuing a trend most of the year, big companies continue to hire, while smaller companies struggle to retrain workers. The ADP National Employment Report showed businesses with 1-19 employees lost 47,000 employees in August. https://www.bls.gov/news.release/empsit.nr0.htm https://adpemploymentreport.com/ ----------  2 Small businesses are on shaky financial ground, according to Fundbox.  74% reported a cash flow issue within the past year. https://fundbox.com/blog/...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>Continuing a trend most of the year, big companies continue to hire, while smaller companies struggle to retrain workers.</p><p>The ADP National Employment Report showed businesses with 1-19 employees lost 47,000 employees in August.</p><p><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a></p><p><a href='https://adpemploymentreport.com/'>https://adpemploymentreport.com/</a></p><p>---------- </p><p>2</p><p>Small businesses are on shaky financial ground, according to Fundbox.  74% reported a cash flow issue within the past year.</p><p><a href='https://fundbox.com/blog/fundbox-small-business-trends-survey-2022/'>https://fundbox.com/blog/fundbox-small-business-trends-survey-2022/</a></p><p>---------- </p><p>3</p><p>Small companies advertising on Facebook have new tools to help them more effectively target prospects.  Meta is offering its Advantage+ automation and AI technology for individual ad placements.</p><p><a href='https://www.searchenginejournal.com/meta-brings-automation-to-small-business-advertising/'>https://www.searchenginejournal.com/meta-brings-automation-to-small-business-advertising/</a></p><p>----------  </p><p>FEATURE – Sharpen Your Negotiating Tactics</p><p>In their best-seller “<em>Getting to Yes: Negotiating Agreement Without Giving In,” </em>first published in 1981, authors Roger Fisher, William Ury, and Bruce Patton outline several tactics key to successfully reaching a deal.</p><p>Avoid what the authors call “trench warfare,” which is when both sides stake out a position early on and then defend it fiercely, reluctant to make concessions.</p><p>Remember that people negotiate, and people are not purely rationale beings.  We have emotions and we are subjective.    </p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>Continuing a trend most of the year, big companies continue to hire, while smaller companies struggle to retrain workers.</p><p>The ADP National Employment Report showed businesses with 1-19 employees lost 47,000 employees in August.</p><p><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a></p><p><a href='https://adpemploymentreport.com/'>https://adpemploymentreport.com/</a></p><p>---------- </p><p>2</p><p>Small businesses are on shaky financial ground, according to Fundbox.  74% reported a cash flow issue within the past year.</p><p><a href='https://fundbox.com/blog/fundbox-small-business-trends-survey-2022/'>https://fundbox.com/blog/fundbox-small-business-trends-survey-2022/</a></p><p>---------- </p><p>3</p><p>Small companies advertising on Facebook have new tools to help them more effectively target prospects.  Meta is offering its Advantage+ automation and AI technology for individual ad placements.</p><p><a href='https://www.searchenginejournal.com/meta-brings-automation-to-small-business-advertising/'>https://www.searchenginejournal.com/meta-brings-automation-to-small-business-advertising/</a></p><p>----------  </p><p>FEATURE – Sharpen Your Negotiating Tactics</p><p>In their best-seller “<em>Getting to Yes: Negotiating Agreement Without Giving In,” </em>first published in 1981, authors Roger Fisher, William Ury, and Bruce Patton outline several tactics key to successfully reaching a deal.</p><p>Avoid what the authors call “trench warfare,” which is when both sides stake out a position early on and then defend it fiercely, reluctant to make concessions.</p><p>Remember that people negotiate, and people are not purely rationale beings.  We have emotions and we are subjective.    </p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <pubDate>Tue, 06 Sep 2022 21:00:00 -0400</pubDate>
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    <itunes:title>8-30-22 – Build Out a Strong Tech Stack</itunes:title>
    <title>8-30-22 – Build Out a Strong Tech Stack</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 The latest figures released last week show that in the second quarter, gross domestic income (GDI), an alternative method of measuring economic activity, actually grew by 1.4%. https://www.bea.gov/data/income-saving/gross-domestic-income ----------  2 40% of small companies said they were late paying...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The latest figures released last week show that in the second quarter, gross domestic income (GDI), an alternative method of measuring economic activity, actually grew by 1.4%.</p><p><a href='https://www.bea.gov/data/income-saving/gross-domestic-income'>https://www.bea.gov/data/income-saving/gross-domestic-income</a></p><p>---------- </p><p>2</p><p>40% of small companies said they were late paying the landlord in the survey, up 6% from July.</p><p><a href='https://www.alignable.com/forum/august-rent-delinquency-breaks-2022-record-up-6'>https://www.alignable.com/forum/august-rent-delinquency-breaks-2022-record-up-6</a></p><p>---------- </p><p>3</p><p>Only 4 in 10 small business owners are concerned about a cyber attack hitting their firm within the next 12 months.  If an attack were to happen, though, 65% are confident in their ability to respond.</p><p><a href='https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2022/'>https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2022/</a></p><p>----------  </p><p>FEATURE – Build Out a Strong Tech Stack</p><p>According to a new survey by the US Chamber of Commerce, small businesses fully embracing technology outcompete their peers and have owners who are more optimistic about the future.</p><p>But getting a solid ROI isn’t as simple as throwing money at the latest shiny software to come down the pike.</p><p><a href='https://www.uschamber.com/technology/new-study-shows-technology-platforms-critical-to-small-business-growth'>https://www.uschamber.com/technology/new-study-shows-technology-platforms-critical-to-small-business-growth</a></p><p><a href='https://www.getapp.com/'>https://www.getapp.com/</a></p><p><a href='https://www.g2.com/'>https://www.g2.com/</a></p><p><a href='https://www.gartner.com/reviews/markets'>https://www.gartner.com/reviews/markets</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The latest figures released last week show that in the second quarter, gross domestic income (GDI), an alternative method of measuring economic activity, actually grew by 1.4%.</p><p><a href='https://www.bea.gov/data/income-saving/gross-domestic-income'>https://www.bea.gov/data/income-saving/gross-domestic-income</a></p><p>---------- </p><p>2</p><p>40% of small companies said they were late paying the landlord in the survey, up 6% from July.</p><p><a href='https://www.alignable.com/forum/august-rent-delinquency-breaks-2022-record-up-6'>https://www.alignable.com/forum/august-rent-delinquency-breaks-2022-record-up-6</a></p><p>---------- </p><p>3</p><p>Only 4 in 10 small business owners are concerned about a cyber attack hitting their firm within the next 12 months.  If an attack were to happen, though, 65% are confident in their ability to respond.</p><p><a href='https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2022/'>https://www.surveymonkey.com/curiosity/cnbc-small-business-q3-2022/</a></p><p>----------  </p><p>FEATURE – Build Out a Strong Tech Stack</p><p>According to a new survey by the US Chamber of Commerce, small businesses fully embracing technology outcompete their peers and have owners who are more optimistic about the future.</p><p>But getting a solid ROI isn’t as simple as throwing money at the latest shiny software to come down the pike.</p><p><a href='https://www.uschamber.com/technology/new-study-shows-technology-platforms-critical-to-small-business-growth'>https://www.uschamber.com/technology/new-study-shows-technology-platforms-critical-to-small-business-growth</a></p><p><a href='https://www.getapp.com/'>https://www.getapp.com/</a></p><p><a href='https://www.g2.com/'>https://www.g2.com/</a></p><p><a href='https://www.gartner.com/reviews/markets'>https://www.gartner.com/reviews/markets</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 30 Aug 2022 19:00:00 -0400</pubDate>
    <itunes:duration>419</itunes:duration>
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    <itunes:title>8-23-22 – Moneyball for Business</itunes:title>
    <title>8-23-22 – Moneyball for Business</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1  Retail sales were flat in July, after they increased 0.8% in June, according to the US Census Bureau. After being adjusted for inflation, average weekly earnings are down 3.6% in July from a year ago.   https://www.census.gov/retail/marts/www/marts_current.pdf https://www.marketwatch.com/story/...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1 </p><p>Retail sales were flat in July, after they increased 0.8% in June, according to the US Census Bureau.</p><p>After being adjusted for inflation, average weekly earnings are down 3.6% in July from a year ago.  </p><p><a href='https://www.census.gov/retail/marts/www/marts_current.pdf'>https://www.census.gov/retail/marts/www/marts_current.pdf</a></p><p><a href='https://www.marketwatch.com/story/u-s-retail-sales-fall-flat-in-july-on-cheaper-gas-and-weaker-auto-sales-11660739824?mod=article_inline'>https://www.marketwatch.com/story/u-s-retail-sales-fall-flat-in-july-on-cheaper-gas-and-weaker-auto-sales-11660739824?mod=article_inline</a></p><p><a href='https://www.bls.gov/opub/ted/2022/real-average-weekly-earnings-down-3-6-percent-from-july-2021-to-july-2022.htm'>https://www.bls.gov/opub/ted/2022/real-average-weekly-earnings-down-3-6-percent-from-july-2021-to-july-2022.htm</a></p><p>---------- </p><p>2</p><p>Small business owners are more optimistic about the future than at any time so far in 2022.</p><p>Still, the number of owners citing inflation as their most important business problem remained at its highest level since the fourth quarter of 1979.</p><p><a href='https://www.nfib.com/content/analysis/economy/new-report-how-inflation-takes-its-toll-on-small-businesses/'>https://www.nfib.com/content/analysis/economy/new-report-how-inflation-takes-its-toll-on-small-businesses/</a></p><p>---------- </p><p>FEATURE – Moneyball for Business</p><p>This episode’s guest is Stanton Williams of Culture Index.  Take advantage of his free offer to listeners to have you and your whole team take the survey and then get the results interpreted directly from Stanton.  His contact info is:</p><p>Stanton’s email:  <a href='mailto:swilliams@cultureindex.com'>swilliams@cultureindex.com</a> </p><p>Stanton’s LinkedIn page:  <a href='https://www.linkedin.com/in/stantonwilliams/'>https://www.linkedin.com/in/stantonwilliams/</a> </p><p>Culture Index:  <a href='https://www.cultureindex.com/'>https://www.cultureindex.com/</a> </p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1 </p><p>Retail sales were flat in July, after they increased 0.8% in June, according to the US Census Bureau.</p><p>After being adjusted for inflation, average weekly earnings are down 3.6% in July from a year ago.  </p><p><a href='https://www.census.gov/retail/marts/www/marts_current.pdf'>https://www.census.gov/retail/marts/www/marts_current.pdf</a></p><p><a href='https://www.marketwatch.com/story/u-s-retail-sales-fall-flat-in-july-on-cheaper-gas-and-weaker-auto-sales-11660739824?mod=article_inline'>https://www.marketwatch.com/story/u-s-retail-sales-fall-flat-in-july-on-cheaper-gas-and-weaker-auto-sales-11660739824?mod=article_inline</a></p><p><a href='https://www.bls.gov/opub/ted/2022/real-average-weekly-earnings-down-3-6-percent-from-july-2021-to-july-2022.htm'>https://www.bls.gov/opub/ted/2022/real-average-weekly-earnings-down-3-6-percent-from-july-2021-to-july-2022.htm</a></p><p>---------- </p><p>2</p><p>Small business owners are more optimistic about the future than at any time so far in 2022.</p><p>Still, the number of owners citing inflation as their most important business problem remained at its highest level since the fourth quarter of 1979.</p><p><a href='https://www.nfib.com/content/analysis/economy/new-report-how-inflation-takes-its-toll-on-small-businesses/'>https://www.nfib.com/content/analysis/economy/new-report-how-inflation-takes-its-toll-on-small-businesses/</a></p><p>---------- </p><p>FEATURE – Moneyball for Business</p><p>This episode’s guest is Stanton Williams of Culture Index.  Take advantage of his free offer to listeners to have you and your whole team take the survey and then get the results interpreted directly from Stanton.  His contact info is:</p><p>Stanton’s email:  <a href='mailto:swilliams@cultureindex.com'>swilliams@cultureindex.com</a> </p><p>Stanton’s LinkedIn page:  <a href='https://www.linkedin.com/in/stantonwilliams/'>https://www.linkedin.com/in/stantonwilliams/</a> </p><p>Culture Index:  <a href='https://www.cultureindex.com/'>https://www.cultureindex.com/</a> </p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 23 Aug 2022 22:00:00 -0400</pubDate>
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    <itunes:title>8-16-22 – Bananas Can Teach You a Lot About Business</itunes:title>
    <title>8-16-22 – Bananas Can Teach You a Lot About Business</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------   NEWS ROUNDUP 1 The producer price index, a measure of wholesale inflation, fell in July by 0.5%. Consumer confidence increased slightly in a preliminary reading for August. Productivity declined in the second quarter by 4.6%. The New York Federal Reserve Bank’s Empire State Manufacturing Survey plummeted to -31.3 for A...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>----------  </p><p>NEWS ROUNDUP</p><p>1</p><p>The producer price index, a measure of wholesale inflation, fell in July by 0.5%.</p><p>Consumer confidence increased slightly in a preliminary reading for August.</p><p>Productivity declined in the second quarter by 4.6%.</p><p>The New York Federal Reserve Bank’s Empire State Manufacturing Survey plummeted to -31.3 for August.</p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a></p><p><a href='https://tradingeconomics.com/united-states/producer-price-inflation-mom'>https://tradingeconomics.com/united-states/producer-price-inflation-mom</a></p><p><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a></p><p><a href='https://www.bls.gov/news.release/pdf/prod2.pdf'>https://www.bls.gov/news.release/pdf/prod2.pdf</a></p><p><a href='https://www.newyorkfed.org/survey/empire/empiresurvey_overview.html'>https://www.newyorkfed.org/survey/empire/empiresurvey_overview.html</a></p><p><a href='https://www.marketwatch.com/story/new-york-empire-state-factory-gauge-plunges-in-august-deep-into-contraction-territory-11660566652'>https://www.marketwatch.com/story/new-york-empire-state-factory-gauge-plunges-in-august-deep-into-contraction-territory-11660566652</a> </p><p>---------- </p><p>2</p><p>Some small businesses that have relied heavily on social media marketing are hurting from the changing digital privacy landscape.</p><p><a href='https://arstechnica.com/gadgets/2022/08/small-businesses-count-cost-of-apples-privacy-changes/'>https://arstechnica.com/gadgets/2022/08/small-businesses-count-cost-of-apples-privacy-changes/</a></p><p>---------- </p><p>FEATURE – Bananas Can Teach You a Lot About Business</p><p>The Savannah Bananas’ experience has two key takeaways that can help your business:  First, clearly identify what the real problem is.  Second, look at circumstances differently and creatively fix the customer’s difficulty.</p><p><a href='https://www.youtube.com/watch?v=ulCsMyh7sO4'>https://www.youtube.com/watch?v=ulCsMyh7sO4</a></p><p><a href='https://espnpressroom.com/us/press-releases/2022/08/on-espn2-espn-this-friday-premiere-of-bananaland-original-series-live-banana-ball-games/'>https://espnpressroom.com/us/press-releases/2022/08/on-espn2-espn-this-friday-premiere-of-bananaland-original-series-live-banana-ball-games/</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>----------  </p><p>NEWS ROUNDUP</p><p>1</p><p>The producer price index, a measure of wholesale inflation, fell in July by 0.5%.</p><p>Consumer confidence increased slightly in a preliminary reading for August.</p><p>Productivity declined in the second quarter by 4.6%.</p><p>The New York Federal Reserve Bank’s Empire State Manufacturing Survey plummeted to -31.3 for August.</p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a></p><p><a href='https://tradingeconomics.com/united-states/producer-price-inflation-mom'>https://tradingeconomics.com/united-states/producer-price-inflation-mom</a></p><p><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a></p><p><a href='https://www.bls.gov/news.release/pdf/prod2.pdf'>https://www.bls.gov/news.release/pdf/prod2.pdf</a></p><p><a href='https://www.newyorkfed.org/survey/empire/empiresurvey_overview.html'>https://www.newyorkfed.org/survey/empire/empiresurvey_overview.html</a></p><p><a href='https://www.marketwatch.com/story/new-york-empire-state-factory-gauge-plunges-in-august-deep-into-contraction-territory-11660566652'>https://www.marketwatch.com/story/new-york-empire-state-factory-gauge-plunges-in-august-deep-into-contraction-territory-11660566652</a> </p><p>---------- </p><p>2</p><p>Some small businesses that have relied heavily on social media marketing are hurting from the changing digital privacy landscape.</p><p><a href='https://arstechnica.com/gadgets/2022/08/small-businesses-count-cost-of-apples-privacy-changes/'>https://arstechnica.com/gadgets/2022/08/small-businesses-count-cost-of-apples-privacy-changes/</a></p><p>---------- </p><p>FEATURE – Bananas Can Teach You a Lot About Business</p><p>The Savannah Bananas’ experience has two key takeaways that can help your business:  First, clearly identify what the real problem is.  Second, look at circumstances differently and creatively fix the customer’s difficulty.</p><p><a href='https://www.youtube.com/watch?v=ulCsMyh7sO4'>https://www.youtube.com/watch?v=ulCsMyh7sO4</a></p><p><a href='https://espnpressroom.com/us/press-releases/2022/08/on-espn2-espn-this-friday-premiere-of-bananaland-original-series-live-banana-ball-games/'>https://espnpressroom.com/us/press-releases/2022/08/on-espn2-espn-this-friday-premiere-of-bananaland-original-series-live-banana-ball-games/</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11151476-8-16-22-bananas-can-teach-you-a-lot-about-business.mp3" length="6524439" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 16 Aug 2022 21:00:00 -0400</pubDate>
    <itunes:duration>541</itunes:duration>
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    <itunes:title>8-9-22 – 3 Ways To Make Open Position Candidates Love You</itunes:title>
    <title>8-9-22 – 3 Ways To Make Open Position Candidates Love You</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 https://www.bls.gov/news.release/empsit.nr0.htm https://www.bls.gov/charts/employment-situation/civilian-labor-force-participation-rate.htm https://www.prnewswire.com/news-releases/small-business-job-growth-slows-in-july-hourly-earnings-growth-moderates-slightly-301597745.html https://www.nfib.com/content...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a></p><p><a href='https://www.bls.gov/charts/employment-situation/civilian-labor-force-participation-rate.htm'>https://www.bls.gov/charts/employment-situation/civilian-labor-force-participation-rate.htm</a></p><p><a href='https://www.prnewswire.com/news-releases/small-business-job-growth-slows-in-july-hourly-earnings-growth-moderates-slightly-301597745.html'>https://www.prnewswire.com/news-releases/small-business-job-growth-slows-in-july-hourly-earnings-growth-moderates-slightly-301597745.html</a></p><p><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-nearly-half-of-small-business-owners-still-cant-fill-job-openings/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-nearly-half-of-small-business-owners-still-cant-fill-job-openings/</a></p><p>The July jobs report came out last week, and the numbers were unexpectedly strong.  The unemployment rate edge down to 3.5%.</p><p>But the labor force participation rate actually decreased slightly in July to 62.1% and is still well below its pre-pandemic level of 63.4%.</p><p>According to a report conducted by Paychex and IHS Markit, hiring at small companies slowed in July for the fifth consecutive month.</p><p>---------- </p><p>2</p><p><a href='https://thehill.com/homenews/senate/3591443-senate-passes-sweeping-tax-climate-package-after-marathon-vote-harris-breaks-tie/'>https://thehill.com/homenews/senate/3591443-senate-passes-sweeping-tax-climate-package-after-marathon-vote-harris-breaks-tie/</a> </p><p><a href='https://nypost.com/2022/08/03/why-irs-80b-expansion-is-a-nightmare-for-small-business/'>https://nypost.com/2022/08/03/why-irs-80b-expansion-is-a-nightmare-for-small-business/</a></p><p><a href='https://www.crowdfundinsider.com/2022/08/194547-small-business-entrepreneurship-council-opposes-inflation-reduction-act-due-to-negative-impact-on-small-businesses/'>https://www.crowdfundinsider.com/2022/08/194547-small-business-entrepreneurship-council-opposes-inflation-reduction-act-due-to-negative-impact-on-small-businesses/</a></p><p>The US Senate passed the Inflation Reduction Act along a party line vote, with all Democrats in favor and all Republicans opposed.</p><p>Numerous small business groups have expressed opposition to the bill.  One of the provisions that has them upset:  Growing the IRS by estimated 87,000 new employees.</p><p>---------- </p><p>3</p><p>SCORE is offering a free webinar on “Email Marketing Strategies to Propel Your Business Growth” on August 18.</p><p><a href='https://www.score.org/event/email-marketing-strategies-propel-your-business-growth'>https://www.score.org/event/email-marketing-strategies-propel-your-business-growth</a></p><p>---------- </p><p>FEATURE – 3 Ways To Make Open Position Candidates Love You</p><p>Our guest today was Matt Filer of Innovative Outsourcing:</p><p>Matt’s email:  <a href='mailto:mfiler@innovative-outsourcing.com'>mfiler@innovative-outsourcing.com</a></p><p>Matt’s LinkedIn page:  <a href='https://www.linkedin.com/in/matthewfiler/'>https://www.linkedin.com/in/matthewfiler/</a></p><p>Innovative Outsourcing:  <a href='https://www.innovative-outsourcing.com/'>https://www.innovative-outsourcing.com/</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p><a href='https://www.bls.gov/news.release/empsit.nr0.htm'>https://www.bls.gov/news.release/empsit.nr0.htm</a></p><p><a href='https://www.bls.gov/charts/employment-situation/civilian-labor-force-participation-rate.htm'>https://www.bls.gov/charts/employment-situation/civilian-labor-force-participation-rate.htm</a></p><p><a href='https://www.prnewswire.com/news-releases/small-business-job-growth-slows-in-july-hourly-earnings-growth-moderates-slightly-301597745.html'>https://www.prnewswire.com/news-releases/small-business-job-growth-slows-in-july-hourly-earnings-growth-moderates-slightly-301597745.html</a></p><p><a href='https://www.nfib.com/content/press-release/economy/nfib-jobs-report-nearly-half-of-small-business-owners-still-cant-fill-job-openings/'>https://www.nfib.com/content/press-release/economy/nfib-jobs-report-nearly-half-of-small-business-owners-still-cant-fill-job-openings/</a></p><p>The July jobs report came out last week, and the numbers were unexpectedly strong.  The unemployment rate edge down to 3.5%.</p><p>But the labor force participation rate actually decreased slightly in July to 62.1% and is still well below its pre-pandemic level of 63.4%.</p><p>According to a report conducted by Paychex and IHS Markit, hiring at small companies slowed in July for the fifth consecutive month.</p><p>---------- </p><p>2</p><p><a href='https://thehill.com/homenews/senate/3591443-senate-passes-sweeping-tax-climate-package-after-marathon-vote-harris-breaks-tie/'>https://thehill.com/homenews/senate/3591443-senate-passes-sweeping-tax-climate-package-after-marathon-vote-harris-breaks-tie/</a> </p><p><a href='https://nypost.com/2022/08/03/why-irs-80b-expansion-is-a-nightmare-for-small-business/'>https://nypost.com/2022/08/03/why-irs-80b-expansion-is-a-nightmare-for-small-business/</a></p><p><a href='https://www.crowdfundinsider.com/2022/08/194547-small-business-entrepreneurship-council-opposes-inflation-reduction-act-due-to-negative-impact-on-small-businesses/'>https://www.crowdfundinsider.com/2022/08/194547-small-business-entrepreneurship-council-opposes-inflation-reduction-act-due-to-negative-impact-on-small-businesses/</a></p><p>The US Senate passed the Inflation Reduction Act along a party line vote, with all Democrats in favor and all Republicans opposed.</p><p>Numerous small business groups have expressed opposition to the bill.  One of the provisions that has them upset:  Growing the IRS by estimated 87,000 new employees.</p><p>---------- </p><p>3</p><p>SCORE is offering a free webinar on “Email Marketing Strategies to Propel Your Business Growth” on August 18.</p><p><a href='https://www.score.org/event/email-marketing-strategies-propel-your-business-growth'>https://www.score.org/event/email-marketing-strategies-propel-your-business-growth</a></p><p>---------- </p><p>FEATURE – 3 Ways To Make Open Position Candidates Love You</p><p>Our guest today was Matt Filer of Innovative Outsourcing:</p><p>Matt’s email:  <a href='mailto:mfiler@innovative-outsourcing.com'>mfiler@innovative-outsourcing.com</a></p><p>Matt’s LinkedIn page:  <a href='https://www.linkedin.com/in/matthewfiler/'>https://www.linkedin.com/in/matthewfiler/</a></p><p>Innovative Outsourcing:  <a href='https://www.innovative-outsourcing.com/'>https://www.innovative-outsourcing.com/</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/11109486-8-9-22-3-ways-to-make-open-position-candidates-love-you.mp3" length="6952334" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 09 Aug 2022 15:00:00 -0400</pubDate>
    <itunes:duration>576</itunes:duration>
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    <itunes:title>8-2-22 – Lift Your Customer Engagement With a Chatbot</itunes:title>
    <title>8-2-22 – Lift Your Customer Engagement With a Chatbot</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Last week, the official second quarter GDP number came in, and as suspected, the economy shrank. But what has economists most concerned is persistent inflation. Consumer confidence is still on a downward trend. So far, consumers’ glum outlook on the economy hasn’t seemed to catch up with their spending ha...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Last week, the official second quarter GDP number came in, and as suspected, the economy shrank.</p><p>But what has economists most concerned is persistent inflation.</p><p>Consumer confidence is still on a downward trend.</p><p>So far, consumers’ glum outlook on the economy hasn’t seemed to catch up with their spending habits.</p><p><a href='https://www.bea.gov/sites/default/files/2022-07/gdp2q22_adv.pdf'>https://www.bea.gov/sites/default/files/2022-07/gdp2q22_adv.pdf</a></p><p><a href='https://www.bea.gov/news/2022/personal-income-and-outlays-june-2022'>https://www.bea.gov/news/2022/personal-income-and-outlays-june-2022</a></p><p><a href='https://www.conference-board.org/topics/consumer-confidence'>https://www.conference-board.org/topics/consumer-confidence</a></p><p><a href='https://www.linkedin.com/pulse/financial-optimism-hits-post-2020-low-jolted-inflation-george-anders/?published=t'>https://www.linkedin.com/pulse/financial-optimism-hits-post-2020-low-jolted-inflation-george-anders/?published=t</a></p><p><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a></p><p>---------- </p><p>2</p><p>The Small Business Administration has revised upward its eligibility limits for how much a company can earn to still be considered small.</p><p><a href='https://www.marketplace.org/2022/06/08/how-small-should-a-small-business-be-the-governments-answer-is-changing/'>https://www.marketplace.org/2022/06/08/how-small-should-a-small-business-be-the-governments-answer-is-changing/</a></p><p>----------  </p><p>3</p><p>The Securities and Exchange Commission delivered its annual Small Business Forum Report to Congress last week.</p><p><a href='https://www.sec.gov/oasb/sbforum2022'>https://www.sec.gov/oasb/sbforum2022</a></p><p>---------- </p><p>FEATURE – Lift Your Customer Engagement With a Chatbot</p><p>Chatbots today can perform a wide variety of functions, from answering questions to scheduling demos, to assisting with making a purchase. </p><p>Depending on how a chatbot is configured, it can personalize a prospects’ experience based on the web pages they visit.</p><p>These highly customized interactions can also be designed to encourage visitors to share their contact information.</p><p>To get the answers, AI can evaluate a variety of your company’s knowledge assets.</p><p>While a big advantage of chatbots is there 24/7 availability and the reduced need for employees to jump in, keep expectations real.  You can’t launch your chatbot and then just let it be.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Last week, the official second quarter GDP number came in, and as suspected, the economy shrank.</p><p>But what has economists most concerned is persistent inflation.</p><p>Consumer confidence is still on a downward trend.</p><p>So far, consumers’ glum outlook on the economy hasn’t seemed to catch up with their spending habits.</p><p><a href='https://www.bea.gov/sites/default/files/2022-07/gdp2q22_adv.pdf'>https://www.bea.gov/sites/default/files/2022-07/gdp2q22_adv.pdf</a></p><p><a href='https://www.bea.gov/news/2022/personal-income-and-outlays-june-2022'>https://www.bea.gov/news/2022/personal-income-and-outlays-june-2022</a></p><p><a href='https://www.conference-board.org/topics/consumer-confidence'>https://www.conference-board.org/topics/consumer-confidence</a></p><p><a href='https://www.linkedin.com/pulse/financial-optimism-hits-post-2020-low-jolted-inflation-george-anders/?published=t'>https://www.linkedin.com/pulse/financial-optimism-hits-post-2020-low-jolted-inflation-george-anders/?published=t</a></p><p><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a></p><p>---------- </p><p>2</p><p>The Small Business Administration has revised upward its eligibility limits for how much a company can earn to still be considered small.</p><p><a href='https://www.marketplace.org/2022/06/08/how-small-should-a-small-business-be-the-governments-answer-is-changing/'>https://www.marketplace.org/2022/06/08/how-small-should-a-small-business-be-the-governments-answer-is-changing/</a></p><p>----------  </p><p>3</p><p>The Securities and Exchange Commission delivered its annual Small Business Forum Report to Congress last week.</p><p><a href='https://www.sec.gov/oasb/sbforum2022'>https://www.sec.gov/oasb/sbforum2022</a></p><p>---------- </p><p>FEATURE – Lift Your Customer Engagement With a Chatbot</p><p>Chatbots today can perform a wide variety of functions, from answering questions to scheduling demos, to assisting with making a purchase. </p><p>Depending on how a chatbot is configured, it can personalize a prospects’ experience based on the web pages they visit.</p><p>These highly customized interactions can also be designed to encourage visitors to share their contact information.</p><p>To get the answers, AI can evaluate a variety of your company’s knowledge assets.</p><p>While a big advantage of chatbots is there 24/7 availability and the reduced need for employees to jump in, keep expectations real.  You can’t launch your chatbot and then just let it be.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 02 Aug 2022 18:00:00 -0400</pubDate>
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    <itunes:title>7-26-22 – Write a Powerful Code of Conduct To Guide Your Employees</itunes:title>
    <title>7-26-22 – Write a Powerful Code of Conduct To Guide Your Employees</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Last month, the US Department of Labor announced it was going to engage in new rulemaking on determining employee or independent contractor status under the Fair Labor Standards Act. https://blog.dol.gov/2022/06/03/misclassification-of-employees-as-independent-contractors-under-the-fair-labor-standards-ac...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Last month, the US Department of Labor announced it was going to engage in new rulemaking on determining employee or independent contractor status under the Fair Labor Standards Act.</p><p><a href='https://blog.dol.gov/2022/06/03/misclassification-of-employees-as-independent-contractors-under-the-fair-labor-standards-act'>https://blog.dol.gov/2022/06/03/misclassification-of-employees-as-independent-contractors-under-the-fair-labor-standards-act</a></p><p><a href='https://www.inc.com/ali-donaldson/new-rule-department-labor-employees-independent-contractors.html'>https://www.inc.com/ali-donaldson/new-rule-department-labor-employees-independent-contractors.html</a></p><p><a href='https://www.inquirer.com/business/labor-department-independent-contractor-rules-small-business-20220718.html'>https://www.inquirer.com/business/labor-department-independent-contractor-rules-small-business-20220718.html</a></p><p>---------- </p><p>2 </p><p>The Strengthening Subcontracting for Small Businesses Act of 2022, which is now before the Senate, would require federal agencies to consider past treatment of small business subcontractors by large prime contractors when determining whether to award future contracts to those prime contractors.</p><p><a href='https://www.congress.gov/bill/117th-congress/house-bill/7694/text'>https://www.congress.gov/bill/117th-congress/house-bill/7694/text</a></p><p><a href='https://www.startribune.com/rep-staubers-small-business-bill-gets-house-approval/600190760/?refresh=true'>https://www.startribune.com/rep-staubers-small-business-bill-gets-house-approval/600190760/?refresh=true</a></p><p><a href='https://mfume.house.gov/media/press-releases/congressmen-kweisi-mfume-and-pete-stauber-pass-bill-to-protect-small-business-subcontractors'>https://mfume.house.gov/media/press-releases/congressmen-kweisi-mfume-and-pete-stauber-pass-bill-to-protect-small-business-subcontractors</a></p><p>----------  </p><p>3</p><p>T-Mobile and Apple are teaming up to offer a new cell phone plan for small businesses.</p><p><a href='https://www.reuters.com/business/autos-transportation/t-mobile-apple-sell-small-business-connectivity-plan-2022-07-21/'>https://www.reuters.com/business/autos-transportation/t-mobile-apple-sell-small-business-connectivity-plan-2022-07-21/</a></p><p>---------- </p><p>FEATURE – Write a Powerful Code of Conduct To Guide Your Employees</p><p>You need a Code of Conduct – a rulebook informing your team of the rules to play by.</p><p>A Code of Conduct is too critical to mess up.  So how do you get it right?</p><p>First, you as the management set the tone.</p><p>Second, make the language as clear and down to earth as possible. </p><p>Third, your code’s content should be multifaceted and wide-ranging.</p><p>Fourth, the code should provide hypothetical, but realistic, examples of situations that may occur, and what the correct outcome or resolution would be.</p><p>Fifth, have ongoing conversations and training around your code to keep it front and center in the minds of your employees.</p><p>Finally, from time to time, check the pulse of your employees as to their perceptions regarding the company’s integrity.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Last month, the US Department of Labor announced it was going to engage in new rulemaking on determining employee or independent contractor status under the Fair Labor Standards Act.</p><p><a href='https://blog.dol.gov/2022/06/03/misclassification-of-employees-as-independent-contractors-under-the-fair-labor-standards-act'>https://blog.dol.gov/2022/06/03/misclassification-of-employees-as-independent-contractors-under-the-fair-labor-standards-act</a></p><p><a href='https://www.inc.com/ali-donaldson/new-rule-department-labor-employees-independent-contractors.html'>https://www.inc.com/ali-donaldson/new-rule-department-labor-employees-independent-contractors.html</a></p><p><a href='https://www.inquirer.com/business/labor-department-independent-contractor-rules-small-business-20220718.html'>https://www.inquirer.com/business/labor-department-independent-contractor-rules-small-business-20220718.html</a></p><p>---------- </p><p>2 </p><p>The Strengthening Subcontracting for Small Businesses Act of 2022, which is now before the Senate, would require federal agencies to consider past treatment of small business subcontractors by large prime contractors when determining whether to award future contracts to those prime contractors.</p><p><a href='https://www.congress.gov/bill/117th-congress/house-bill/7694/text'>https://www.congress.gov/bill/117th-congress/house-bill/7694/text</a></p><p><a href='https://www.startribune.com/rep-staubers-small-business-bill-gets-house-approval/600190760/?refresh=true'>https://www.startribune.com/rep-staubers-small-business-bill-gets-house-approval/600190760/?refresh=true</a></p><p><a href='https://mfume.house.gov/media/press-releases/congressmen-kweisi-mfume-and-pete-stauber-pass-bill-to-protect-small-business-subcontractors'>https://mfume.house.gov/media/press-releases/congressmen-kweisi-mfume-and-pete-stauber-pass-bill-to-protect-small-business-subcontractors</a></p><p>----------  </p><p>3</p><p>T-Mobile and Apple are teaming up to offer a new cell phone plan for small businesses.</p><p><a href='https://www.reuters.com/business/autos-transportation/t-mobile-apple-sell-small-business-connectivity-plan-2022-07-21/'>https://www.reuters.com/business/autos-transportation/t-mobile-apple-sell-small-business-connectivity-plan-2022-07-21/</a></p><p>---------- </p><p>FEATURE – Write a Powerful Code of Conduct To Guide Your Employees</p><p>You need a Code of Conduct – a rulebook informing your team of the rules to play by.</p><p>A Code of Conduct is too critical to mess up.  So how do you get it right?</p><p>First, you as the management set the tone.</p><p>Second, make the language as clear and down to earth as possible. </p><p>Third, your code’s content should be multifaceted and wide-ranging.</p><p>Fourth, the code should provide hypothetical, but realistic, examples of situations that may occur, and what the correct outcome or resolution would be.</p><p>Fifth, have ongoing conversations and training around your code to keep it front and center in the minds of your employees.</p><p>Finally, from time to time, check the pulse of your employees as to their perceptions regarding the company’s integrity.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 26 Jul 2022 21:00:00 -0400</pubDate>
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    <itunes:title>7-19-22 – Counterpunch Inflation by Touting Your Small Business Status</itunes:title>
    <title>7-19-22 – Counterpunch Inflation by Touting Your Small Business Status</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Inflation is roaring and on the top of everyone’s mind.  The CPI and PPI for June both exceeded experts’ predictions. The Atlanta Federal Reserve’s GDPNow tracker currently estimates that the US gross domestic product contracted by 1.6% in the second quarter. https://www.bls.gov/news.release/cpi.nr0....]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Inflation is roaring and on the top of everyone’s mind.  The CPI and PPI for June both exceeded experts’ predictions.</p><p>The Atlanta Federal Reserve’s GDPNow tracker currently estimates that the US gross domestic product contracted by 1.6% in the second quarter.</p><p><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a> </p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a> </p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a></p><p>---------- </p><p>2 </p><p>A poll conducted by M&amp;T Bank, and reported by CNBC, found that only a paltry 2% of small business owners know their company’s value.</p><p><a href='https://www.cnbc.com/2022/07/17/most-business-owners-dont-do-the-math-on-their-most-valuable-asset.html'>https://www.cnbc.com/2022/07/17/most-business-owners-dont-do-the-math-on-their-most-valuable-asset.html</a></p><p>---------- </p><p>3</p><p>A study conducted by Podium discovered small business owners are stressed.  72% said they feel burned out from the pandemic’s impact on their company.</p><p><a href='https://www.prnewswire.com/news-releases/small-business-owners-struggle-with-burnout-301588521.html'>https://www.prnewswire.com/news-releases/small-business-owners-struggle-with-burnout-301588521.html</a> </p><p>----------  </p><p>FEATURE – Counterpunch Inflation by Touting Your Small Business Status </p><p>Covid has significantly changed the landscape.  Consumers buy more goods from big providers that can deliver quickly and have a pricing advantage over smaller companies.</p><p>But as a small business, you do have one major, albeit often overlooked, advantage – your size.  You see, people want to support small businesses.</p><p>The 2022 Gallup Confidence in Institutions Survey found that 68% of Americans have a “great deal” or “quite a lot” confidence in small business.</p><p>So, you need to trumpet your worth – to your customers and to your community.</p><p>While you do want to generally keep the focus on the customer, bring the fact that you’re a small business into focus to distinguish what you can do better than large competitors.</p><p>Talk about your contributions to the community.  </p><p>Tell your business’ story, and what it does to make the lives of your customers better.   </p><p><a href='https://news.gallup.com/poll/394283/confidence-institutions-down-average-new-low.aspx'>https://news.gallup.com/poll/394283/confidence-institutions-down-average-new-low.aspx</a></p><p><a href='https://news.gallup.com/poll/1597/confidence-institutions.aspx'>https://news.gallup.com/poll/1597/confidence-institutions.aspx</a></p><p><a href='https://www.thimble.com/blog/small-business-confidence'>https://www.thimble.com/blog/small-business-confidence</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Inflation is roaring and on the top of everyone’s mind.  The CPI and PPI for June both exceeded experts’ predictions.</p><p>The Atlanta Federal Reserve’s GDPNow tracker currently estimates that the US gross domestic product contracted by 1.6% in the second quarter.</p><p><a href='https://www.bls.gov/news.release/cpi.nr0.htm'>https://www.bls.gov/news.release/cpi.nr0.htm</a> </p><p><a href='https://www.bls.gov/news.release/ppi.nr0.htm'>https://www.bls.gov/news.release/ppi.nr0.htm</a> </p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a></p><p>---------- </p><p>2 </p><p>A poll conducted by M&amp;T Bank, and reported by CNBC, found that only a paltry 2% of small business owners know their company’s value.</p><p><a href='https://www.cnbc.com/2022/07/17/most-business-owners-dont-do-the-math-on-their-most-valuable-asset.html'>https://www.cnbc.com/2022/07/17/most-business-owners-dont-do-the-math-on-their-most-valuable-asset.html</a></p><p>---------- </p><p>3</p><p>A study conducted by Podium discovered small business owners are stressed.  72% said they feel burned out from the pandemic’s impact on their company.</p><p><a href='https://www.prnewswire.com/news-releases/small-business-owners-struggle-with-burnout-301588521.html'>https://www.prnewswire.com/news-releases/small-business-owners-struggle-with-burnout-301588521.html</a> </p><p>----------  </p><p>FEATURE – Counterpunch Inflation by Touting Your Small Business Status </p><p>Covid has significantly changed the landscape.  Consumers buy more goods from big providers that can deliver quickly and have a pricing advantage over smaller companies.</p><p>But as a small business, you do have one major, albeit often overlooked, advantage – your size.  You see, people want to support small businesses.</p><p>The 2022 Gallup Confidence in Institutions Survey found that 68% of Americans have a “great deal” or “quite a lot” confidence in small business.</p><p>So, you need to trumpet your worth – to your customers and to your community.</p><p>While you do want to generally keep the focus on the customer, bring the fact that you’re a small business into focus to distinguish what you can do better than large competitors.</p><p>Talk about your contributions to the community.  </p><p>Tell your business’ story, and what it does to make the lives of your customers better.   </p><p><a href='https://news.gallup.com/poll/394283/confidence-institutions-down-average-new-low.aspx'>https://news.gallup.com/poll/394283/confidence-institutions-down-average-new-low.aspx</a></p><p><a href='https://news.gallup.com/poll/1597/confidence-institutions.aspx'>https://news.gallup.com/poll/1597/confidence-institutions.aspx</a></p><p><a href='https://www.thimble.com/blog/small-business-confidence'>https://www.thimble.com/blog/small-business-confidence</a></p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10989614-7-19-22-counterpunch-inflation-by-touting-your-small-business-status.mp3" length="5401000" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 19 Jul 2022 19:00:00 -0400</pubDate>
    <itunes:duration>447</itunes:duration>
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    <itunes:title>7-12-22 – Develop a Bias for Action</itunes:title>
    <title>7-12-22 – Develop a Bias for Action</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 The CBIZ Small Business Employment Index saw a seasonally adjusted increase of 0.29%.  In June, 29% of companies increased their headcounts, while 17% decreased their staffing. https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-showed-a-modest-gain-in-june ---...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The CBIZ Small Business Employment Index saw a seasonally adjusted increase of 0.29%.  In June, 29% of companies increased their headcounts, while 17% decreased their staffing.</p><p><a href='https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-showed-a-modest-gain-in-june'>https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-showed-a-modest-gain-in-june</a></p><p>---------- </p><p>2</p><p>50% of owners said they can’t find candidates to fill positions in the latest National Federation of Independent Business Small Business Economic Trends report.</p><p>The Small Business Optimism Index dropped to a record low again, a trend that has continued unabated every month this year.</p><p><a href='https://www.nfib.com/surveys/small-business-economic-trends/'>https://www.nfib.com/surveys/small-business-economic-trends/</a></p><p>----------  </p><p>3</p><p>Proposed legislation, called The American Innovation and Choice Online Act, may be stalled in the US Senate.</p><p><a href='https://seekingalpha.com/news/3855521-antitrust-bill-targeting-amazon-google-apple-may-not-exit-senate-before-summer-recess'>https://seekingalpha.com/news/3855521-antitrust-bill-targeting-amazon-google-apple-may-not-exit-senate-before-summer-recess</a></p><p>---------- </p><p>4</p><p>On Wednesday, July 20, American Express will be hosting a free, all-day conference for small businesses to provide them with opportunities to learn from industry experts, leaders and entrepreneurs.</p><p><a href='https://web.cvent.com/event/7769dad5-6b21-4779-9fd7-1e1893ad9a6f/summary?RefId=PRP'>https://web.cvent.com/event/7769dad5-6b21-4779-9fd7-1e1893ad9a6f/summary?RefId=PRP</a></p><p>---------- </p><p>FEATURE – Develop a Bias for Action</p><p>In the bestselling business classic <em>In Search of Excellence</em>, authors Thomas Peters and Robert Waterman examined dozens of large companies and attempted to distill down the factors of their success.  Eight common attributes emerged.  Even though the research was published back in 1982, the wisdom still rings true today, and a lot of it is applicable even for the smallest of businesses.</p><p>Let’s examine one:  Developing a bias for action.</p><p>Here’s a quote from the authors:  “We have come to believe that the key success factor in business is simply getting one’s arms around almost any practical problem and knocking it off – now.”</p><p>There are probably opportunities you’re missing because of inaction.</p><p>Don’t let excuses prevent you from action.</p><p>Foster the habit of experimentation – that kind that is results-focused.</p><p>Make experiments short and manageable.  You don’t have to be overly committed.  When one experiment proves unsuccessful, scrap it.</p><p>Fruitful experimentation also needs employee buy-in.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>The CBIZ Small Business Employment Index saw a seasonally adjusted increase of 0.29%.  In June, 29% of companies increased their headcounts, while 17% decreased their staffing.</p><p><a href='https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-showed-a-modest-gain-in-june'>https://www.cbiz.com/insights/articles/article-details/cbiz-small-business-employment-index-showed-a-modest-gain-in-june</a></p><p>---------- </p><p>2</p><p>50% of owners said they can’t find candidates to fill positions in the latest National Federation of Independent Business Small Business Economic Trends report.</p><p>The Small Business Optimism Index dropped to a record low again, a trend that has continued unabated every month this year.</p><p><a href='https://www.nfib.com/surveys/small-business-economic-trends/'>https://www.nfib.com/surveys/small-business-economic-trends/</a></p><p>----------  </p><p>3</p><p>Proposed legislation, called The American Innovation and Choice Online Act, may be stalled in the US Senate.</p><p><a href='https://seekingalpha.com/news/3855521-antitrust-bill-targeting-amazon-google-apple-may-not-exit-senate-before-summer-recess'>https://seekingalpha.com/news/3855521-antitrust-bill-targeting-amazon-google-apple-may-not-exit-senate-before-summer-recess</a></p><p>---------- </p><p>4</p><p>On Wednesday, July 20, American Express will be hosting a free, all-day conference for small businesses to provide them with opportunities to learn from industry experts, leaders and entrepreneurs.</p><p><a href='https://web.cvent.com/event/7769dad5-6b21-4779-9fd7-1e1893ad9a6f/summary?RefId=PRP'>https://web.cvent.com/event/7769dad5-6b21-4779-9fd7-1e1893ad9a6f/summary?RefId=PRP</a></p><p>---------- </p><p>FEATURE – Develop a Bias for Action</p><p>In the bestselling business classic <em>In Search of Excellence</em>, authors Thomas Peters and Robert Waterman examined dozens of large companies and attempted to distill down the factors of their success.  Eight common attributes emerged.  Even though the research was published back in 1982, the wisdom still rings true today, and a lot of it is applicable even for the smallest of businesses.</p><p>Let’s examine one:  Developing a bias for action.</p><p>Here’s a quote from the authors:  “We have come to believe that the key success factor in business is simply getting one’s arms around almost any practical problem and knocking it off – now.”</p><p>There are probably opportunities you’re missing because of inaction.</p><p>Don’t let excuses prevent you from action.</p><p>Foster the habit of experimentation – that kind that is results-focused.</p><p>Make experiments short and manageable.  You don’t have to be overly committed.  When one experiment proves unsuccessful, scrap it.</p><p>Fruitful experimentation also needs employee buy-in.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10951710-7-12-22-develop-a-bias-for-action.mp3" length="5828816" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 12 Jul 2022 19:00:00 -0400</pubDate>
    <itunes:duration>483</itunes:duration>
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    <itunes:title>7-5-22 – A Mission Statement That Actually Works</itunes:title>
    <title>7-5-22 – A Mission Statement That Actually Works</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Late last week, the Atlanta Federal Reserve’s GDPNow tracker estimated that the US gross domestic product contracted by 2.1% in the second quarter. Consumer spending, which has an immediate impact on many small businesses, is also moving in the wrong direction. https://www.atlantafed.org/cqer/research/gdp...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Late last week, the Atlanta Federal Reserve’s GDPNow tracker estimated that the US gross domestic product contracted by 2.1% in the second quarter.</p><p>Consumer spending, which has an immediate impact on many small businesses, is also moving in the wrong direction.</p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a> </p><p><a href='https://www.bea.gov/news/2022/personal-income-and-outlays-may-2022'>https://www.bea.gov/news/2022/personal-income-and-outlays-may-2022</a></p><p>---------- </p><p>2</p><p>Walmart held its largest-ever annual sourcing event last week, dubbed “Open Call.”  Many entrepreneurs and small businesses pitched their products to the retail giant, and winners were given large paper golden tickets to indicate they’d received one of the prized deals.  </p><p><a href='https://engage.walmart-jump.com/'>https://engage.walmart-jump.com/</a> </p><p>---------- </p><p>3</p><p>Search engine activity indicates more people are interested in opening a small business, according to data provided by Semrush and reported in Search Engine Journal.</p><p><a href='https://www.searchenginejournal.com/small-business-search-trends-on-the-rise-in-2022/456359/'>https://www.searchenginejournal.com/small-business-search-trends-on-the-rise-in-2022/456359/</a></p><p>---------- </p><p>FEATURE – A Mission Statement That Actually Works</p><p>Mission statements matter.  Small businesses that ignore them are at a disadvantage.</p><p>A genuinely significant mission statement, one grounded in the real world that actually speaks to your reason for being, brings great benefit. </p><p>Do your employees understand the passion that first led you to start your business?  Do your customers?  Do your other stakeholders?  If they don’t, you’re settling, not flourishing.</p><p>For your employees, a mission statement is central to helping them find meaning in their work.</p><p>Research shows that employees with purpose beyond just collecting wages are happier, more productive, and change employers less often.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Late last week, the Atlanta Federal Reserve’s GDPNow tracker estimated that the US gross domestic product contracted by 2.1% in the second quarter.</p><p>Consumer spending, which has an immediate impact on many small businesses, is also moving in the wrong direction.</p><p><a href='https://www.atlantafed.org/cqer/research/gdpnow'>https://www.atlantafed.org/cqer/research/gdpnow</a> </p><p><a href='https://www.bea.gov/news/2022/personal-income-and-outlays-may-2022'>https://www.bea.gov/news/2022/personal-income-and-outlays-may-2022</a></p><p>---------- </p><p>2</p><p>Walmart held its largest-ever annual sourcing event last week, dubbed “Open Call.”  Many entrepreneurs and small businesses pitched their products to the retail giant, and winners were given large paper golden tickets to indicate they’d received one of the prized deals.  </p><p><a href='https://engage.walmart-jump.com/'>https://engage.walmart-jump.com/</a> </p><p>---------- </p><p>3</p><p>Search engine activity indicates more people are interested in opening a small business, according to data provided by Semrush and reported in Search Engine Journal.</p><p><a href='https://www.searchenginejournal.com/small-business-search-trends-on-the-rise-in-2022/456359/'>https://www.searchenginejournal.com/small-business-search-trends-on-the-rise-in-2022/456359/</a></p><p>---------- </p><p>FEATURE – A Mission Statement That Actually Works</p><p>Mission statements matter.  Small businesses that ignore them are at a disadvantage.</p><p>A genuinely significant mission statement, one grounded in the real world that actually speaks to your reason for being, brings great benefit. </p><p>Do your employees understand the passion that first led you to start your business?  Do your customers?  Do your other stakeholders?  If they don’t, you’re settling, not flourishing.</p><p>For your employees, a mission statement is central to helping them find meaning in their work.</p><p>Research shows that employees with purpose beyond just collecting wages are happier, more productive, and change employers less often.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 05 Jul 2022 17:00:00 -0400</pubDate>
    <itunes:duration>395</itunes:duration>
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    <itunes:title>6-28-22 – Net Hiring Score Is a Great Recruiting Metric</itunes:title>
    <title>6-28-22 – Net Hiring Score Is a Great Recruiting Metric</title>
    <itunes:summary><![CDATA[This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  https://sbsaccountants.com/. ----------  NEWS ROUNDUP 1 Small businesses are fearful a new climate rule under consideration by the US Securities and Exchange Commission could have dire consequences on sales, by driving away their larger, corporate customers. https://www.wsj.com/articles/small-businesses-plead-with-sec-to-show-restraint-on-climate-rules-1165591...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Small businesses are fearful a new climate rule under consideration by the US Securities and Exchange Commission could have dire consequences on sales, by driving away their larger, corporate customers.</p><p><a href='https://www.wsj.com/articles/small-businesses-plead-with-sec-to-show-restraint-on-climate-rules-11655916721?tpl=cb'>https://www.wsj.com/articles/small-businesses-plead-with-sec-to-show-restraint-on-climate-rules-11655916721?tpl=cb</a></p><p>---------- </p><p>2</p><p>There is a substantial discrepancy between the way employers and employees of small and medium-sized businesses think about benefits, according to a report released by PeopleKeep, a benefits administration software company.</p><p><a href='https://apnews.com/press-release/globe-newswire/small-business-d5d4fa24622a3dba36812a1314da408b'>https://apnews.com/press-release/globe-newswire/small-business-d5d4fa24622a3dba36812a1314da408b</a></p><p>---------- </p><p>3</p><p>In what could be another sign the economy is slowing, the Federal Reserve Bank of Richmond released its monthly Survey of Manufacturing Activity today.</p><p><a href='https://www.richmondfed.org/research/regional_economy/surveys_of_business_conditions/manufacturing'>https://www.richmondfed.org/research/regional_economy/surveys_of_business_conditions/manufacturing</a></p><p>---------- </p><p>FEATURE – Net Hiring Score Is a Great Recruiting Metric</p><p>One way to make your recruiting process more effective is by measuring its results through a metric called the Net Hiring Score.</p><p>There are numerous ways the Net Hiring Score can be implemented.</p><p>First, you can calculate a leading Net Hiring Score within 24 hours following each interview, to immediately evaluate the quality of candidates being supplied.</p><p>You can also calculate a lagging Net Hiring Score for all hires, conducted 90 days into the new job. </p><p>A third way to calculate the Net Hiring Score is by having the new employee evaluate their job, again 90 days after hire.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>.</p><p>---------- </p><p>NEWS ROUNDUP</p><p>1</p><p>Small businesses are fearful a new climate rule under consideration by the US Securities and Exchange Commission could have dire consequences on sales, by driving away their larger, corporate customers.</p><p><a href='https://www.wsj.com/articles/small-businesses-plead-with-sec-to-show-restraint-on-climate-rules-11655916721?tpl=cb'>https://www.wsj.com/articles/small-businesses-plead-with-sec-to-show-restraint-on-climate-rules-11655916721?tpl=cb</a></p><p>---------- </p><p>2</p><p>There is a substantial discrepancy between the way employers and employees of small and medium-sized businesses think about benefits, according to a report released by PeopleKeep, a benefits administration software company.</p><p><a href='https://apnews.com/press-release/globe-newswire/small-business-d5d4fa24622a3dba36812a1314da408b'>https://apnews.com/press-release/globe-newswire/small-business-d5d4fa24622a3dba36812a1314da408b</a></p><p>---------- </p><p>3</p><p>In what could be another sign the economy is slowing, the Federal Reserve Bank of Richmond released its monthly Survey of Manufacturing Activity today.</p><p><a href='https://www.richmondfed.org/research/regional_economy/surveys_of_business_conditions/manufacturing'>https://www.richmondfed.org/research/regional_economy/surveys_of_business_conditions/manufacturing</a></p><p>---------- </p><p>FEATURE – Net Hiring Score Is a Great Recruiting Metric</p><p>One way to make your recruiting process more effective is by measuring its results through a metric called the Net Hiring Score.</p><p>There are numerous ways the Net Hiring Score can be implemented.</p><p>First, you can calculate a leading Net Hiring Score within 24 hours following each interview, to immediately evaluate the quality of candidates being supplied.</p><p>You can also calculate a lagging Net Hiring Score for all hires, conducted 90 days into the new job. </p><p>A third way to calculate the Net Hiring Score is by having the new employee evaluate their job, again 90 days after hire.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 28 Jun 2022 19:00:00 -0400</pubDate>
    <itunes:duration>463</itunes:duration>
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    <itunes:title>6-21-22 – Attack Inflation With Strategic Price Increases</itunes:title>
    <title>6-21-22 – Attack Inflation With Strategic Price Increases</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1  The vast majority of small business owners, 83%, are expecting a recession, according to the Small Business Recovery Report issued today by Kabbage. https://newsroom.kabbage.com/news/new-kabbage-survey-shows-80-of-u-s-small-businesses-are-confident-they-could-withstand-a-u-s-economic-recession/ ----------  2 Rent costs are going up.  52% of small businesses have experienced rent hikes in the last six months, according to a report out this month by Alignable. htt...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1 </p><p>The vast majority of small business owners, 83%, are expecting a recession, according to the Small Business Recovery Report issued today by Kabbage.</p><p><a href='https://newsroom.kabbage.com/news/new-kabbage-survey-shows-80-of-u-s-small-businesses-are-confident-they-could-withstand-a-u-s-economic-recession/'>https://newsroom.kabbage.com/news/new-kabbage-survey-shows-80-of-u-s-small-businesses-are-confident-they-could-withstand-a-u-s-economic-recession/</a></p><p>---------- </p><p>2</p><p>Rent costs are going up.  52% of small businesses have experienced rent hikes in the last six months, according to a report out this month by Alignable.</p><p><a href='https://www.alignable.com/forum/small-business-rent-crisis-reaches-highest-levels-so-far-in-2022'>https://www.alignable.com/forum/small-business-rent-crisis-reaches-highest-levels-so-far-in-2022</a></p><p>---------- </p><p>3</p><p>Ship.com is offering a free 14-day trial of its shipping platform optimized for small e-commerce business owners. </p><p><a href='https://www.einnews.com/pr_news/575631468/ship-com-announces-0-trial-of-shipping-platform-optimized-for-small-business'>https://www.einnews.com/pr_news/575631468/ship-com-announces-0-trial-of-shipping-platform-optimized-for-small-business</a></p><p>---------- </p><p>FEATURE – Attack Inflation With Strategic Price Increases</p><p>We’re likely in prolonged inflationary period.  Leaving your prices unchanged and watching your profit margins steadily shrink is not the answer.</p><p>View our current environment as an opportunity to strengthen your position in the market.</p><p>Lean into your core offering and redouble your efforts there.</p><p>Focus on less price-sensitive customers, and go after more prospects like them.</p><p>In their book <em>The Strategy and Tactics of Pricing</em>, Thomas Nagle, John Hogan, and Joseph Zale recommend segmenting your products into different packages at varying price points.</p><p>Be fair and authentic with customers.   </p><p>---------- </p><p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>. </p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1 </p><p>The vast majority of small business owners, 83%, are expecting a recession, according to the Small Business Recovery Report issued today by Kabbage.</p><p><a href='https://newsroom.kabbage.com/news/new-kabbage-survey-shows-80-of-u-s-small-businesses-are-confident-they-could-withstand-a-u-s-economic-recession/'>https://newsroom.kabbage.com/news/new-kabbage-survey-shows-80-of-u-s-small-businesses-are-confident-they-could-withstand-a-u-s-economic-recession/</a></p><p>---------- </p><p>2</p><p>Rent costs are going up.  52% of small businesses have experienced rent hikes in the last six months, according to a report out this month by Alignable.</p><p><a href='https://www.alignable.com/forum/small-business-rent-crisis-reaches-highest-levels-so-far-in-2022'>https://www.alignable.com/forum/small-business-rent-crisis-reaches-highest-levels-so-far-in-2022</a></p><p>---------- </p><p>3</p><p>Ship.com is offering a free 14-day trial of its shipping platform optimized for small e-commerce business owners. </p><p><a href='https://www.einnews.com/pr_news/575631468/ship-com-announces-0-trial-of-shipping-platform-optimized-for-small-business'>https://www.einnews.com/pr_news/575631468/ship-com-announces-0-trial-of-shipping-platform-optimized-for-small-business</a></p><p>---------- </p><p>FEATURE – Attack Inflation With Strategic Price Increases</p><p>We’re likely in prolonged inflationary period.  Leaving your prices unchanged and watching your profit margins steadily shrink is not the answer.</p><p>View our current environment as an opportunity to strengthen your position in the market.</p><p>Lean into your core offering and redouble your efforts there.</p><p>Focus on less price-sensitive customers, and go after more prospects like them.</p><p>In their book <em>The Strategy and Tactics of Pricing</em>, Thomas Nagle, John Hogan, and Joseph Zale recommend segmenting your products into different packages at varying price points.</p><p>Be fair and authentic with customers.   </p><p>---------- </p><p>This podcast is sponsored by SBS Accounting &amp; Advisors.  Use the promo code FLASH and get 20% off your set up fee!  <a href='https://sbsaccountants.com/'>https://sbsaccountants.com/</a>. </p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10833191-6-21-22-attack-inflation-with-strategic-price-increases.mp3" length="4652096" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 21 Jun 2022 19:00:00 -0400</pubDate>
    <itunes:duration>385</itunes:duration>
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    <itunes:title>6-14-22 – Regression Analysis Is a Powerful Forecasting Tool</itunes:title>
    <title>6-14-22 – Regression Analysis Is a Powerful Forecasting Tool</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1 The top story this week continues to be the overall state of the economy, as it has an obvious impact on small business.  A slew of data came in over the last few days, almost all of it negative. First, the Consumer Price Index, a widely used measure of inflation, surged 8.6% in May from a year ago.  Second, partially fueling the red-hot inflation, is the price of gasoline, which is also on a record-setting tear. Third, the University of Michigan’s Index of Consumer S...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>The top story this week continues to be the overall state of the economy, as it has an obvious impact on small business.  A slew of data came in over the last few days, almost all of it negative.</p><p>First, the Consumer Price Index, a widely used measure of inflation, surged 8.6% in May from a year ago. </p><p>Second, partially fueling the red-hot inflation, is the price of gasoline, which is also on a record-setting tear.</p><p>Third, the University of Michigan’s Index of Consumer Sentiment fell to its lowest level since the survey began in the mid-1970s. </p><p>Fourth, every single chief financial officer questioned in the CNBC CFO Council survey for the second quarter believed that the US is heading for a recession.</p><p>Fifth, according to an article published by Forbes last week, the price of semiconductor chips, fertilizer, and shipping have all started to fall.</p><p><a href='https://www.dol.gov/newsroom/economicdata/cpi_06102022.pdf'>https://www.dol.gov/newsroom/economicdata/cpi_06102022.pdf</a></p><p><a href='https://gasprices.aaa.com/'>https://gasprices.aaa.com/</a></p><p><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a></p><p><a href='https://www.cnbc.com/2022/06/09/recession-will-hit-in-first-half-2023-the-dow-is-headed-lower-cfos.html'>https://www.cnbc.com/2022/06/09/recession-will-hit-in-first-half-2023-the-dow-is-headed-lower-cfos.html</a></p><p><a href='https://fortune.com/2022/06/07/three-key-indicators-showing-inflation-is-poised-to-ease/'>https://fortune.com/2022/06/07/three-key-indicators-showing-inflation-is-poised-to-ease/</a></p><p>---------- </p><p>2</p><p>Effective July 1, the IRS is increasing the optional standard mileage rate used to deduct the cost of operating an automobile for business purposes to 62.5 cents per mile.</p><p><a href='https://www.irs.gov/newsroom/irs-increases-mileage-rate-for-remainder-of-2022'>https://www.irs.gov/newsroom/irs-increases-mileage-rate-for-remainder-of-2022</a></p><p>---------- </p><p>3</p><p>The Better Business Bureau recently published a list of the top 10 scams effecting small businesses.  </p><p>Here’s another one you may not have given much thought to: phony invoices.</p><p><a href='https://www.bbb.org/article/news-releases/19932-bbb-warning-businesses-dont-fall-for-that-scam'>https://www.bbb.org/article/news-releases/19932-bbb-warning-businesses-dont-fall-for-that-scam</a></p><p>---------- </p><p>FEATURE - Regression Analysis Is a Powerful Forecasting Tool</p><p>For many small businesses, predictive data analysis is basic at best, and probably altogether absent from the decision-making process.  That’s a shame, because today’s technology offers numerous ways for owners and managers to tap into powerful analytic tools without needing a degree in statistics.</p><p>One such tool is called regression analysis, and it’s available in Microsoft Excel.  </p><p><a href='https://smallbusiness.chron.com/application-regression-analysis-business-77200.html'>https://smallbusiness.chron.com/application-regression-analysis-business-77200.html</a></p><p><a href='https://www.nav.com/blog/regression-analysis-1354163/'>https://www.nav.com/blog/regression-analysis-1354163/</a></p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>The top story this week continues to be the overall state of the economy, as it has an obvious impact on small business.  A slew of data came in over the last few days, almost all of it negative.</p><p>First, the Consumer Price Index, a widely used measure of inflation, surged 8.6% in May from a year ago. </p><p>Second, partially fueling the red-hot inflation, is the price of gasoline, which is also on a record-setting tear.</p><p>Third, the University of Michigan’s Index of Consumer Sentiment fell to its lowest level since the survey began in the mid-1970s. </p><p>Fourth, every single chief financial officer questioned in the CNBC CFO Council survey for the second quarter believed that the US is heading for a recession.</p><p>Fifth, according to an article published by Forbes last week, the price of semiconductor chips, fertilizer, and shipping have all started to fall.</p><p><a href='https://www.dol.gov/newsroom/economicdata/cpi_06102022.pdf'>https://www.dol.gov/newsroom/economicdata/cpi_06102022.pdf</a></p><p><a href='https://gasprices.aaa.com/'>https://gasprices.aaa.com/</a></p><p><a href='http://www.sca.isr.umich.edu/'>http://www.sca.isr.umich.edu/</a></p><p><a href='https://www.cnbc.com/2022/06/09/recession-will-hit-in-first-half-2023-the-dow-is-headed-lower-cfos.html'>https://www.cnbc.com/2022/06/09/recession-will-hit-in-first-half-2023-the-dow-is-headed-lower-cfos.html</a></p><p><a href='https://fortune.com/2022/06/07/three-key-indicators-showing-inflation-is-poised-to-ease/'>https://fortune.com/2022/06/07/three-key-indicators-showing-inflation-is-poised-to-ease/</a></p><p>---------- </p><p>2</p><p>Effective July 1, the IRS is increasing the optional standard mileage rate used to deduct the cost of operating an automobile for business purposes to 62.5 cents per mile.</p><p><a href='https://www.irs.gov/newsroom/irs-increases-mileage-rate-for-remainder-of-2022'>https://www.irs.gov/newsroom/irs-increases-mileage-rate-for-remainder-of-2022</a></p><p>---------- </p><p>3</p><p>The Better Business Bureau recently published a list of the top 10 scams effecting small businesses.  </p><p>Here’s another one you may not have given much thought to: phony invoices.</p><p><a href='https://www.bbb.org/article/news-releases/19932-bbb-warning-businesses-dont-fall-for-that-scam'>https://www.bbb.org/article/news-releases/19932-bbb-warning-businesses-dont-fall-for-that-scam</a></p><p>---------- </p><p>FEATURE - Regression Analysis Is a Powerful Forecasting Tool</p><p>For many small businesses, predictive data analysis is basic at best, and probably altogether absent from the decision-making process.  That’s a shame, because today’s technology offers numerous ways for owners and managers to tap into powerful analytic tools without needing a degree in statistics.</p><p>One such tool is called regression analysis, and it’s available in Microsoft Excel.  </p><p><a href='https://smallbusiness.chron.com/application-regression-analysis-business-77200.html'>https://smallbusiness.chron.com/application-regression-analysis-business-77200.html</a></p><p><a href='https://www.nav.com/blog/regression-analysis-1354163/'>https://www.nav.com/blog/regression-analysis-1354163/</a></p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10794764-6-14-22-regression-analysis-is-a-powerful-forecasting-tool.mp3" length="5757708" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 14 Jun 2022 19:00:00 -0400</pubDate>
    <itunes:duration>477</itunes:duration>
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    <itunes:title>6-7-22 - Stay Close to Your Customers</itunes:title>
    <title>6-7-22 - Stay Close to Your Customers</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1  Small businesses continued shedding jobs in May, even though the overall job market remained strong.  Businesses with less than 50 employees lost a total of 91,000 jobs, according to the ADP Small Business Report.  https://adpemploymentreport.com/2022/May/SBR/Report ----------   2 Consumers are planning changes to their buying habits to cope with rising costs.  According to a survey released last week by BMO Harris Bank, 42% of respondents are avoiding...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1 </p><p>Small businesses continued shedding jobs in May, even though the overall job market remained strong.  Businesses with less than 50 employees lost a total of 91,000 jobs, according to the ADP Small Business Report. </p><p><a href='https://adpemploymentreport.com/2022/May/SBR/Report'>https://adpemploymentreport.com/2022/May/SBR/Report</a></p><p>----------  </p><p>2</p><p>Consumers are planning changes to their buying habits to cope with rising costs.  According to a survey released last week by BMO Harris Bank, 42% of respondents are avoiding brand names, opting for cheaper items, and buying only essentials when they shop for groceries.</p><p><a href='https://newsroom.bmoharris.com/2022-05-31-BMO-Real-Financial-Progress-Index-Inflation-Causing-a-Quarter-of-Americans-to-Delay-Retirement'>https://newsroom.bmoharris.com/2022-05-31-BMO-Real-Financial-Progress-Index-Inflation-Causing-a-Quarter-of-Americans-to-Delay-Retirement</a></p><p>---------- </p><p>3</p><p>Small businesses selling on Amazon could see a boost to their top line soon.  The e-commerce giant is testing a badge identifying items offered by third-party sellers that are small businesses. </p><p>How to Get Amazon Small Business Badge<br/><a href='https://www.youtube.com/watch?v=nd0BCa6e6ZY'>https://www.youtube.com/watch?v=nd0BCa6e6ZY</a></p><p>---------- </p><p>FEATURE - Stay Close to Your Customers</p><p>In the bestselling business classic <em>In Search of Excellence</em>, the authors discuss principles that excellent companies practice.  One of them is:  staying close to the customer. </p><p>Businesses that really put their customers first, by listening to them and taking care of their needs, outperformed those that did not. </p><p>IBM measured customer satisfaction every month, and a significant portion of incentive pay for senior management was dependent on how happy customers were.</p><p>Frito-Lay instituted a “99.5% service level” that was remarkable.</p><p>Johnson &amp; Johnson was the first consumer goods company to widely use an 800 phone number on its packaging.  The move was a rousing success. </p><p>All of these illustrations may be from big companies, 40 years ago, but their lessons are timeless:  stay close to your customers.  If you don’t, you risk losing them to a competitor who will.</p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1 </p><p>Small businesses continued shedding jobs in May, even though the overall job market remained strong.  Businesses with less than 50 employees lost a total of 91,000 jobs, according to the ADP Small Business Report. </p><p><a href='https://adpemploymentreport.com/2022/May/SBR/Report'>https://adpemploymentreport.com/2022/May/SBR/Report</a></p><p>----------  </p><p>2</p><p>Consumers are planning changes to their buying habits to cope with rising costs.  According to a survey released last week by BMO Harris Bank, 42% of respondents are avoiding brand names, opting for cheaper items, and buying only essentials when they shop for groceries.</p><p><a href='https://newsroom.bmoharris.com/2022-05-31-BMO-Real-Financial-Progress-Index-Inflation-Causing-a-Quarter-of-Americans-to-Delay-Retirement'>https://newsroom.bmoharris.com/2022-05-31-BMO-Real-Financial-Progress-Index-Inflation-Causing-a-Quarter-of-Americans-to-Delay-Retirement</a></p><p>---------- </p><p>3</p><p>Small businesses selling on Amazon could see a boost to their top line soon.  The e-commerce giant is testing a badge identifying items offered by third-party sellers that are small businesses. </p><p>How to Get Amazon Small Business Badge<br/><a href='https://www.youtube.com/watch?v=nd0BCa6e6ZY'>https://www.youtube.com/watch?v=nd0BCa6e6ZY</a></p><p>---------- </p><p>FEATURE - Stay Close to Your Customers</p><p>In the bestselling business classic <em>In Search of Excellence</em>, the authors discuss principles that excellent companies practice.  One of them is:  staying close to the customer. </p><p>Businesses that really put their customers first, by listening to them and taking care of their needs, outperformed those that did not. </p><p>IBM measured customer satisfaction every month, and a significant portion of incentive pay for senior management was dependent on how happy customers were.</p><p>Frito-Lay instituted a “99.5% service level” that was remarkable.</p><p>Johnson &amp; Johnson was the first consumer goods company to widely use an 800 phone number on its packaging.  The move was a rousing success. </p><p>All of these illustrations may be from big companies, 40 years ago, but their lessons are timeless:  stay close to your customers.  If you don’t, you risk losing them to a competitor who will.</p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10754437-6-7-22-stay-close-to-your-customers.mp3" length="4741395" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10754437</guid>
    <pubDate>Tue, 07 Jun 2022 16:00:00 -0400</pubDate>
    <itunes:duration>392</itunes:duration>
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    <itunes:title>5-31-22 - Accepting Cryptocurrency Payments</itunes:title>
    <title>5-31-22 - Accepting Cryptocurrency Payments</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1 Small business CEOs are growing concerned about a recession, according to a report published earlier this month by the Wall Street Journal and business-coaching firm Vistage Worldwide.  57% of small businesses believe the economy will worsen in coming months.   https://www.vistage.com/research-center/wp-content/uploads/2022/05/WSJ-CEO-Survey-0522.pdf ----------  2 As gas prices continue to surge, there may be some relief coming for small business owners.  A ...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>Small business CEOs are growing concerned about a recession, according to a report published earlier this month by the Wall Street Journal and business-coaching firm Vistage Worldwide.  57% of small businesses believe the economy will worsen in coming months.  </p><p><a href='https://www.vistage.com/research-center/wp-content/uploads/2022/05/WSJ-CEO-Survey-0522.pdf'>https://www.vistage.com/research-center/wp-content/uploads/2022/05/WSJ-CEO-Survey-0522.pdf</a></p><p>---------- </p><p>2</p><p>As gas prices continue to surge, there may be some relief coming for small business owners.  A group of 18 US House members sent a letter to the IRS Commissioner earlier this month asking him to increase the optional standard mileage rate used to deduct the cost of operating an automobile for business purposes. </p><p><a href='https://rubengallego.house.gov/sites/evo-subsites/rubengallego.house.gov/files/evo-media-document/Gallego%2C%20Davids%202022%20Standard%20Mileage%20Rate%20Letter.pdf'>https://rubengallego.house.gov/sites/evo-subsites/rubengallego.house.gov/files/evo-media-document/Gallego%2C%20Davids%202022%20Standard%20Mileage%20Rate%20Letter.pdf</a></p><p>----------- </p><p>3 </p><p>51% of small business owners are worried that inflation could force them to shut their doors within the next six months.  That shocking statistic was part of a poll released last week from small business network Alignable.</p><p><a href='https://www.alignable.com/forum/special-report-restaurants-salons-gyms-top-list-of-businesses'>https://www.alignable.com/forum/special-report-restaurants-salons-gyms-top-list-of-businesses</a></p><p>---------- </p><p>FEATURE - Accepting Cryptocurrency Payments</p><p>Should your small business start accepting digital currencies as a form of payment from customers?</p><p>Bitcoin is highly volatile.  But stablecoins are alternative worth considering.</p><p>There are advantages to accepting cryptocurrency payments, including avoiding credit card fees and getting paid faster.</p><p>But you have to be prepared for the work it will take to accept digital currency payments, and make sure your cyber security is strong.  You’ll also need to be sure you understand the tax and bookkeeping implications. </p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>Small business CEOs are growing concerned about a recession, according to a report published earlier this month by the Wall Street Journal and business-coaching firm Vistage Worldwide.  57% of small businesses believe the economy will worsen in coming months.  </p><p><a href='https://www.vistage.com/research-center/wp-content/uploads/2022/05/WSJ-CEO-Survey-0522.pdf'>https://www.vistage.com/research-center/wp-content/uploads/2022/05/WSJ-CEO-Survey-0522.pdf</a></p><p>---------- </p><p>2</p><p>As gas prices continue to surge, there may be some relief coming for small business owners.  A group of 18 US House members sent a letter to the IRS Commissioner earlier this month asking him to increase the optional standard mileage rate used to deduct the cost of operating an automobile for business purposes. </p><p><a href='https://rubengallego.house.gov/sites/evo-subsites/rubengallego.house.gov/files/evo-media-document/Gallego%2C%20Davids%202022%20Standard%20Mileage%20Rate%20Letter.pdf'>https://rubengallego.house.gov/sites/evo-subsites/rubengallego.house.gov/files/evo-media-document/Gallego%2C%20Davids%202022%20Standard%20Mileage%20Rate%20Letter.pdf</a></p><p>----------- </p><p>3 </p><p>51% of small business owners are worried that inflation could force them to shut their doors within the next six months.  That shocking statistic was part of a poll released last week from small business network Alignable.</p><p><a href='https://www.alignable.com/forum/special-report-restaurants-salons-gyms-top-list-of-businesses'>https://www.alignable.com/forum/special-report-restaurants-salons-gyms-top-list-of-businesses</a></p><p>---------- </p><p>FEATURE - Accepting Cryptocurrency Payments</p><p>Should your small business start accepting digital currencies as a form of payment from customers?</p><p>Bitcoin is highly volatile.  But stablecoins are alternative worth considering.</p><p>There are advantages to accepting cryptocurrency payments, including avoiding credit card fees and getting paid faster.</p><p>But you have to be prepared for the work it will take to accept digital currency payments, and make sure your cyber security is strong.  You’ll also need to be sure you understand the tax and bookkeeping implications. </p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10714536-5-31-22-accepting-cryptocurrency-payments.mp3" length="4937325" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Tue, 31 May 2022 17:00:00 -0400</pubDate>
    <itunes:duration>408</itunes:duration>
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    <itunes:title>5-24-22 - Boost Your Customer Communications With Text Messages</itunes:title>
    <title>5-24-22 - Boost Your Customer Communications With Text Messages</title>
    <itunes:summary><![CDATA[NEWS ROUNDUP 1 The Small Business Administration is offering a great opportunity for free, executive-level training through its T.H.R.I.V.E. Emerging Leaders Reimagined initiative. https://sbathrive.com/ ----------  2 Small businesses in the manufacturing sector continue to be more optimistic about recovering from the pandemic’s economic hardships than their peers in the services sector. https://www.nfib.com/content/press-release/economy/new-nfib-report-industry-specific-small-business-e...]]></itunes:summary>
    <description><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>The Small Business Administration is offering a great opportunity for free, executive-level training through its T.H.R.I.V.E. Emerging Leaders Reimagined initiative.</p><p><a href='https://sbathrive.com/'>https://sbathrive.com/</a></p><p>---------- </p><p>2</p><p>Small businesses in the manufacturing sector continue to be more optimistic about recovering from the pandemic’s economic hardships than their peers in the services sector.</p><p><a href='https://www.nfib.com/content/press-release/economy/new-nfib-report-industry-specific-small-business-economic-trends-survey/'>https://www.nfib.com/content/press-release/economy/new-nfib-report-industry-specific-small-business-economic-trends-survey/</a></p><p>---------- </p><p>3</p><p>The US Senate failed to advance a small business aid bill last week, which would have allocated $48 billion to help restaurants, gyms, live event servicers, and other firms impacted by the pandemic. </p><p><a href='https://www.congress.gov/bill/117th-congress/senate-bill/4008'>https://www.congress.gov/bill/117th-congress/senate-bill/4008</a></p><p>---------- </p><p>FEATURE - Boost Your Customer Communications With Text Messages</p><p>Text messages can boost your customer communications.  Consider this fact:  98% of text messages are read within 3 minutes of receipt.  That’s way better than for an email.</p><p>But you need to know some rules to follow.  Laws are stricter for text messages than for email messages.</p><p>Also, while texting is typically used in the B2C space, it does have application in the B2B space too.</p><p>Here is a comparative chart of 48 SMS (text) marketing solution providers:</p><p><a href='https://www.g2.com/categories/sms-marketing?utf8=%E2%9C%93&amp;selected_view=grid&amp;segment=small-business#grid'>https://www.g2.com/categories/sms-marketing?utf8=%E2%9C%93&amp;selected_view=grid&amp;segment=small-business#grid</a> </p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>NEWS ROUNDUP</p><p>1</p><p>The Small Business Administration is offering a great opportunity for free, executive-level training through its T.H.R.I.V.E. Emerging Leaders Reimagined initiative.</p><p><a href='https://sbathrive.com/'>https://sbathrive.com/</a></p><p>---------- </p><p>2</p><p>Small businesses in the manufacturing sector continue to be more optimistic about recovering from the pandemic’s economic hardships than their peers in the services sector.</p><p><a href='https://www.nfib.com/content/press-release/economy/new-nfib-report-industry-specific-small-business-economic-trends-survey/'>https://www.nfib.com/content/press-release/economy/new-nfib-report-industry-specific-small-business-economic-trends-survey/</a></p><p>---------- </p><p>3</p><p>The US Senate failed to advance a small business aid bill last week, which would have allocated $48 billion to help restaurants, gyms, live event servicers, and other firms impacted by the pandemic. </p><p><a href='https://www.congress.gov/bill/117th-congress/senate-bill/4008'>https://www.congress.gov/bill/117th-congress/senate-bill/4008</a></p><p>---------- </p><p>FEATURE - Boost Your Customer Communications With Text Messages</p><p>Text messages can boost your customer communications.  Consider this fact:  98% of text messages are read within 3 minutes of receipt.  That’s way better than for an email.</p><p>But you need to know some rules to follow.  Laws are stricter for text messages than for email messages.</p><p>Also, while texting is typically used in the B2C space, it does have application in the B2B space too.</p><p>Here is a comparative chart of 48 SMS (text) marketing solution providers:</p><p><a href='https://www.g2.com/categories/sms-marketing?utf8=%E2%9C%93&amp;selected_view=grid&amp;segment=small-business#grid'>https://www.g2.com/categories/sms-marketing?utf8=%E2%9C%93&amp;selected_view=grid&amp;segment=small-business#grid</a> </p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>---------- </p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10675675-5-24-22-boost-your-customer-communications-with-text-messages.mp3" length="4652108" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10675675</guid>
    <pubDate>Tue, 24 May 2022 17:00:00 -0400</pubDate>
    <itunes:duration>385</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>5-17-22 - Small Business Spending and Deposits Are Up</itunes:title>
    <title>5-17-22 - Small Business Spending and Deposits Are Up</title>
    <itunes:summary><![CDATA[Small businesses increased both spending and deposits from April 2021 to April 2022, according to a new publication by the Bank of America Institute.  https://business.bofa.com/content/dam/flagship/bank-of-america-institute/economic-insights/small-business-checkpoint-may-2022.pdf ----------  Indeed.com’s 2022 State of Small Business Hiring Report found that small businesses are struggling to keep and retain workers. https://www.indeed.com/press/releases/indeed-launches-50m-small-bus...]]></itunes:summary>
    <description><![CDATA[<p>Small businesses increased both spending and deposits from April 2021 to April 2022, according to a new publication by the Bank of America Institute. </p><p><a href='https://business.bofa.com/content/dam/flagship/bank-of-america-institute/economic-insights/small-business-checkpoint-may-2022.pdf'>https://business.bofa.com/content/dam/flagship/bank-of-america-institute/economic-insights/small-business-checkpoint-may-2022.pdf</a></p><p>---------- </p><p>Indeed.com’s 2022 State of Small Business Hiring Report found that small businesses are struggling to keep and retain workers.</p><p><a href='https://www.indeed.com/press/releases/indeed-launches-50m-small-business-hiring-fund?hl=en&amp;co=US'>https://www.indeed.com/press/releases/indeed-launches-50m-small-business-hiring-fund?hl=en&amp;co=US</a></p><p>---------- </p><p>Small businesses are being targeted more often by cyber criminals, according to research by Barracuda, a cloud and network security company.</p><p><a href='https://assets.barracuda.com/assets/docs/dms/Spear-phishing-vol7.pdf'>https://assets.barracuda.com/assets/docs/dms/Spear-phishing-vol7.pdf</a></p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Small businesses increased both spending and deposits from April 2021 to April 2022, according to a new publication by the Bank of America Institute. </p><p><a href='https://business.bofa.com/content/dam/flagship/bank-of-america-institute/economic-insights/small-business-checkpoint-may-2022.pdf'>https://business.bofa.com/content/dam/flagship/bank-of-america-institute/economic-insights/small-business-checkpoint-may-2022.pdf</a></p><p>---------- </p><p>Indeed.com’s 2022 State of Small Business Hiring Report found that small businesses are struggling to keep and retain workers.</p><p><a href='https://www.indeed.com/press/releases/indeed-launches-50m-small-business-hiring-fund?hl=en&amp;co=US'>https://www.indeed.com/press/releases/indeed-launches-50m-small-business-hiring-fund?hl=en&amp;co=US</a></p><p>---------- </p><p>Small businesses are being targeted more often by cyber criminals, according to research by Barracuda, a cloud and network security company.</p><p><a href='https://assets.barracuda.com/assets/docs/dms/Spear-phishing-vol7.pdf'>https://assets.barracuda.com/assets/docs/dms/Spear-phishing-vol7.pdf</a></p><p>---------- </p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.</p><p>I would love to hear from you! Please email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10630266-5-17-22-small-business-spending-and-deposits-are-up.mp3" length="3510746" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Mon, 16 May 2022 21:00:00 -0400</pubDate>
    <itunes:duration>289</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>5-10-22 - Segment Customers and Build Community to Battle Falling Consumer Confidence</itunes:title>
    <title>5-10-22 - Segment Customers and Build Community to Battle Falling Consumer Confidence</title>
    <itunes:summary><![CDATA[Small businesses actually lost jobs last month, even though the overall job market remains strong.  The culprit?  Employees are going to larger companies that can pay higher salaries. https://adpemploymentreport.com/2022/April/NER/docs/ADP-NATIONAL-EMPLOYMENT-REPORT-April2022-Final-Press-Release.pdf https://adpemploymentreport.com/2022/April/SBR/SBR-April-2022.aspx https://www.goldmansachs.com/citizenship/10000-small-businesses/US/news-and-program-information/pages/10ksbv-press-rele...]]></itunes:summary>
    <description><![CDATA[<p>Small businesses actually lost jobs last month, even though the overall job market remains strong.  The culprit?  Employees are going to larger companies that can pay higher salaries.</p><p><a href='https://adpemploymentreport.com/2022/April/NER/docs/ADP-NATIONAL-EMPLOYMENT-REPORT-April2022-Final-Press-Release.pdf'>https://adpemploymentreport.com/2022/April/NER/docs/ADP-NATIONAL-EMPLOYMENT-REPORT-April2022-Final-Press-Release.pdf</a></p><p><a href='https://adpemploymentreport.com/2022/April/SBR/SBR-April-2022.aspx'>https://adpemploymentreport.com/2022/April/SBR/SBR-April-2022.aspx</a></p><p><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/news-and-program-information/pages/10ksbv-press-release-25-apr-2022.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/news-and-program-information/pages/10ksbv-press-release-25-apr-2022.html</a></p><p>---------- </p><p>The US Chamber of Commerce advocates for a Small Business &quot;Bill of Rights&quot;.</p><p><a href='https://www.uschamber.com/small-business/u-s-chamber-calls-on-congress-to-support-small-business-growth'>https://www.uschamber.com/small-business/u-s-chamber-calls-on-congress-to-support-small-business-growth</a></p><p>----------</p><p>Facebook-parent Meta and Adobe have teamed up to offer free training on creative and marketing skills called &quot;Express Your Brand&quot;.</p><p><a href='https://blog.adobe.com/en/publish/2022/05/03/its-about-get-easier-express-your-brand-adobe-meta-partner-to-provide-small-businesses-with-essential-creative-marketing-skills'>https://blog.adobe.com/en/publish/2022/05/03/its-about-get-easier-express-your-brand-adobe-meta-partner-to-provide-small-businesses-with-essential-creative-marketing-skills</a></p><p>---------- </p><p>Persistent inflation is impacting consumer confidence and spending behavior.  But there are strategies that small businesses can employ to fight the potential economic headwinds.  Two ideas from Noah Fleming&apos;s book Evergreen are to:  (1) create customer segments to better understand and serve customers, and (2) build community around your brand.</p><p>----------</p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.<br/><br/>----------<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Small businesses actually lost jobs last month, even though the overall job market remains strong.  The culprit?  Employees are going to larger companies that can pay higher salaries.</p><p><a href='https://adpemploymentreport.com/2022/April/NER/docs/ADP-NATIONAL-EMPLOYMENT-REPORT-April2022-Final-Press-Release.pdf'>https://adpemploymentreport.com/2022/April/NER/docs/ADP-NATIONAL-EMPLOYMENT-REPORT-April2022-Final-Press-Release.pdf</a></p><p><a href='https://adpemploymentreport.com/2022/April/SBR/SBR-April-2022.aspx'>https://adpemploymentreport.com/2022/April/SBR/SBR-April-2022.aspx</a></p><p><a href='https://www.goldmansachs.com/citizenship/10000-small-businesses/US/news-and-program-information/pages/10ksbv-press-release-25-apr-2022.html'>https://www.goldmansachs.com/citizenship/10000-small-businesses/US/news-and-program-information/pages/10ksbv-press-release-25-apr-2022.html</a></p><p>---------- </p><p>The US Chamber of Commerce advocates for a Small Business &quot;Bill of Rights&quot;.</p><p><a href='https://www.uschamber.com/small-business/u-s-chamber-calls-on-congress-to-support-small-business-growth'>https://www.uschamber.com/small-business/u-s-chamber-calls-on-congress-to-support-small-business-growth</a></p><p>----------</p><p>Facebook-parent Meta and Adobe have teamed up to offer free training on creative and marketing skills called &quot;Express Your Brand&quot;.</p><p><a href='https://blog.adobe.com/en/publish/2022/05/03/its-about-get-easier-express-your-brand-adobe-meta-partner-to-provide-small-businesses-with-essential-creative-marketing-skills'>https://blog.adobe.com/en/publish/2022/05/03/its-about-get-easier-express-your-brand-adobe-meta-partner-to-provide-small-businesses-with-essential-creative-marketing-skills</a></p><p>---------- </p><p>Persistent inflation is impacting consumer confidence and spending behavior.  But there are strategies that small businesses can employ to fight the potential economic headwinds.  Two ideas from Noah Fleming&apos;s book Evergreen are to:  (1) create customer segments to better understand and serve customers, and (2) build community around your brand.</p><p>----------</p><p>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  <a href='https://maithaicoffee.com/'>https://maithaicoffee.com/</a>.<br/><br/>----------<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>. </p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10591830-5-10-22-segment-customers-and-build-community-to-battle-falling-consumer-confidence.mp3" length="3528678" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10591830</guid>
    <pubDate>Tue, 10 May 2022 08:00:00 -0400</pubDate>
    <itunes:duration>291</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>5-3-22 - Inflation Erodes Earnings; Fight Back With Long-term Contracts</itunes:title>
    <title>5-3-22 - Inflation Erodes Earnings; Fight Back With Long-term Contracts</title>
    <itunes:summary><![CDATA[Small businesses continue to grapple with inflation.  According to a newly released poll, 93% of owners revealed their companies are being substantially or moderately impacted by rising prices.  As bad as it is now that the vast majority of companies are seeing inflation take a bite out of their income statement, more trouble could be on the horizon, because economists worry about consumer behavior as inflation persists.  Locking in long-term contracts is one inflation busting tactic.  T...]]></itunes:summary>
    <description><![CDATA[<p>Small businesses continue to grapple with inflation.  According to a newly released poll, 93% of owners revealed their companies are being substantially or moderately impacted by rising prices.<br/><br/>As bad as it is now that the vast majority of companies are seeing inflation take a bite out of their income statement, more trouble could be on the horizon, because economists worry about consumer behavior as inflation persists.<br/><br/>Locking in long-term contracts is one inflation busting tactic.<br/><br/>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  https://maithaicoffee.com/.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Small businesses continue to grapple with inflation.  According to a newly released poll, 93% of owners revealed their companies are being substantially or moderately impacted by rising prices.<br/><br/>As bad as it is now that the vast majority of companies are seeing inflation take a bite out of their income statement, more trouble could be on the horizon, because economists worry about consumer behavior as inflation persists.<br/><br/>Locking in long-term contracts is one inflation busting tactic.<br/><br/>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  https://maithaicoffee.com/.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10545527-5-3-22-inflation-erodes-earnings-fight-back-with-long-term-contracts.mp3" length="3564072" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Mon, 02 May 2022 17:00:00 -0400</pubDate>
    <podcast:soundbite startTime="1.667" duration="30.0" />
    <itunes:duration>294</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>4-27-22 - The Metaverse and Consumers</itunes:title>
    <title>4-27-22 - The Metaverse and Consumers</title>
    <itunes:summary><![CDATA[The metaverse is a hot topic, but few really understand it.  In a poll, 48% of people had never even heard of the term “metaverse.”  But small business leaders need to prepare now for the coming hypersonic growth of the virtual world.  Amazon is making two changes that will impact small business merchants.  National Small Business Week is May 1-7, and your small business can tap into some resources during the week.  This podcast is sponsored by Mai Thai Premium Coffee.  Listene...]]></itunes:summary>
    <description><![CDATA[<p>The metaverse is a hot topic, but few really understand it.  In a poll, 48% of people had never even heard of the term “metaverse.”  But small business leaders need to prepare now for the coming hypersonic growth of the virtual world.<br/><br/>Amazon is making two changes that will impact small business merchants.<br/><br/>National Small Business Week is May 1-7, and your small business can tap into some resources during the week.<br/><br/>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  https://maithaicoffee.com/.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>The metaverse is a hot topic, but few really understand it.  In a poll, 48% of people had never even heard of the term “metaverse.”  But small business leaders need to prepare now for the coming hypersonic growth of the virtual world.<br/><br/>Amazon is making two changes that will impact small business merchants.<br/><br/>National Small Business Week is May 1-7, and your small business can tap into some resources during the week.<br/><br/>This podcast is sponsored by Mai Thai Premium Coffee.  Listeners of this podcast, enter the promo code FLASH at checkout for a 10% discount!  https://maithaicoffee.com/.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10532376-4-27-22-the-metaverse-and-consumers.mp3" length="3245658" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10532376</guid>
    <pubDate>Sat, 30 Apr 2022 11:00:00 -0400</pubDate>
    <itunes:duration>267</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>4-20-22 - Getting a Loan Is Tough</itunes:title>
    <title>4-20-22 - Getting a Loan Is Tough</title>
    <itunes:summary><![CDATA[85% of small businesses experienced financial challenges in 2021, up from 66% in 2019.  At the same time, small businesses saw a reduction in the rate at which they were getting their full funding needs met - from 51% in 2019 to 30% in 2021.  Alternative financing strategies.  Other current headwinds facing owners and managers - including supply chain challenges and new hire ghosting.  If you would like to contact us, we'd love to hear from you!  Please email Adam at adam@smallbizfl...]]></itunes:summary>
    <description><![CDATA[<p>85% of small businesses experienced financial challenges in 2021, up from 66% in 2019.  At the same time, small businesses saw a reduction in the rate at which they were getting their full funding needs met - from 51% in 2019 to 30% in 2021.<br/><br/>Alternative financing strategies.<br/><br/>Other current headwinds facing owners and managers - including supply chain challenges and new hire ghosting.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>85% of small businesses experienced financial challenges in 2021, up from 66% in 2019.  At the same time, small businesses saw a reduction in the rate at which they were getting their full funding needs met - from 51% in 2019 to 30% in 2021.<br/><br/>Alternative financing strategies.<br/><br/>Other current headwinds facing owners and managers - including supply chain challenges and new hire ghosting.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
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    <itunes:author>Adam</itunes:author>
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    <pubDate>Sat, 30 Apr 2022 10:00:00 -0400</pubDate>
    <itunes:duration>205</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>2</itunes:episode>
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    <itunes:title>4-14-22 - Inflation Has Business Owners Down</itunes:title>
    <title>4-14-22 - Inflation Has Business Owners Down</title>
    <itunes:summary><![CDATA[Strategies small business owners and managers can use to cope with cost increases.  If you would like to contact us, we'd love to hear from you!  Please email Adam at adam@smallbizflash.com.  ----------  Email me at adam@smallbizflash.com. Please give me feedback on the podcast.Show web site:  www.smallbizflash.com  ]]></itunes:summary>
    <description><![CDATA[<p>Strategies small business owners and managers can use to cope with cost increases.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></description>
    <content:encoded><![CDATA[<p>Strategies small business owners and managers can use to cope with cost increases.<br/><br/>If you would like to contact us, we&apos;d love to hear from you!  Please email Adam at adam@smallbizflash.com.</p><p><br/>----------<br/><br/>Email me at <a href='mailto:adam@smallbizflash.com'>adam@smallbizflash.com</a>.</p><ul><li>Please give me feedback on the podcast.</li></ul><p>Show web site:  <a href='http://www.smallbizflash.com'>www.smallbizflash.com</a> </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1981647/episodes/10532232-4-14-22-inflation-has-business-owners-down.mp3" length="1761775" type="audio/mpeg" />
    <itunes:author>Adam</itunes:author>
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    <pubDate>Sat, 30 Apr 2022 10:00:00 -0400</pubDate>
    <itunes:duration>143</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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