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  <title>Answering Accountancy Questions</title>

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  <copyright>© 2026 Answering Accountancy Questions</copyright>
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  <itunes:author>Loud and Clear Accounting</itunes:author>
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  <description><![CDATA[<p>About to start your own business? Each week, I answer your accountancy questions. Aimed at UK small business owners, I answer the questions you often ask, such as "how much money should you set aside for tax?" and "do I need to trade through a Limited Company?".&nbsp;</p>]]></description>
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  <itunes:keywords>Accountancy, accountant, finance, tax, freelancer</itunes:keywords>
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  <podcast:person role="host">Claire Owen-Jones</podcast:person>
  <item>
    <itunes:title>S5 E3: What do I need to do today for Making Tax Digital (MTD)</itunes:title>
    <title>S5 E3: What do I need to do today for Making Tax Digital (MTD)</title>
    <itunes:summary><![CDATA[In April 2026 HMRC’s Making Tax Digital finally goes live.    In the 3rd episode of my Making Tax Return series I run through:   Signing up for MTD with HMRC: https://www.gov.uk/guidance/sign-up-your-business-for-making-tax-digital-for-income-tax   Getting your software ready to go.   Do you need to do any bookkeeping right now?   Here is a link to a short blog that covers the basics of Making Tax Digital: https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digita...]]></itunes:summary>
    <description><![CDATA[<p>In April 2026 HMRC’s Making Tax Digital finally goes live. </p><p><br/></p><p>In the 3rd episode of my Making Tax Return series I run through:</p><p><br/></p><p>Signing up for MTD with HMRC: https://www.gov.uk/guidance/sign-up-your-business-for-making-tax-digital-for-income-tax</p><p><br/></p><p>Getting your software ready to go.</p><p><br/></p><p>Do you need to do any bookkeeping right now?</p><p><br/></p><p>Here is a link to a short blog that covers the basics of Making Tax Digital: <a href='https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/'>https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/</a></p>]]></description>
    <content:encoded><![CDATA[<p>In April 2026 HMRC’s Making Tax Digital finally goes live. </p><p><br/></p><p>In the 3rd episode of my Making Tax Return series I run through:</p><p><br/></p><p>Signing up for MTD with HMRC: https://www.gov.uk/guidance/sign-up-your-business-for-making-tax-digital-for-income-tax</p><p><br/></p><p>Getting your software ready to go.</p><p><br/></p><p>Do you need to do any bookkeeping right now?</p><p><br/></p><p>Here is a link to a short blog that covers the basics of Making Tax Digital: <a href='https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/'>https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/</a></p>]]></content:encoded>
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    <itunes:duration>341</itunes:duration>
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    <itunes:season>5</itunes:season>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>S5 E2: What do I need to do for Making Tax Digital (MTD)?</itunes:title>
    <title>S5 E2: What do I need to do for Making Tax Digital (MTD)?</title>
    <itunes:summary><![CDATA[In April 2026 HMRC’s Making Tax Digital finally goes live.    In the 2nd episode of my Making Tax Return series I run through:   A quick recap of the last episode (who does MTD apply to and why are HMRC doing this to us!)   What are the deadlines for the quarterly MTD submissions?   Do I need software for MTD and what options are there avaliable?   What will be included on the MTD quarterly submissions?   Will there be any penalties if I miss a deadline?   Here is a link to a short blog ...]]></itunes:summary>
    <description><![CDATA[<p>In April 2026 HMRC’s Making Tax Digital finally goes live. </p><p><br/></p><p>In the 2nd episode of my Making Tax Return series I run through:</p><p><br/></p><p>A quick recap of the last episode (who does MTD apply to and why are HMRC doing this to us!)</p><p><br/></p><p>What are the deadlines for the quarterly MTD submissions?</p><p><br/></p><p>Do I need software for MTD and what options are there avaliable?</p><p><br/></p><p>What will be included on the MTD quarterly submissions?</p><p><br/></p><p>Will there be any penalties if I miss a deadline?</p><p><br/></p><p>Here is a link to a short blog that covers the basics of Making Tax Digital: <a href='https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/'>https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/</a></p>]]></description>
    <content:encoded><![CDATA[<p>In April 2026 HMRC’s Making Tax Digital finally goes live. </p><p><br/></p><p>In the 2nd episode of my Making Tax Return series I run through:</p><p><br/></p><p>A quick recap of the last episode (who does MTD apply to and why are HMRC doing this to us!)</p><p><br/></p><p>What are the deadlines for the quarterly MTD submissions?</p><p><br/></p><p>Do I need software for MTD and what options are there avaliable?</p><p><br/></p><p>What will be included on the MTD quarterly submissions?</p><p><br/></p><p>Will there be any penalties if I miss a deadline?</p><p><br/></p><p>Here is a link to a short blog that covers the basics of Making Tax Digital: <a href='https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/'>https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/</a></p>]]></content:encoded>
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    <pubDate>Mon, 09 Mar 2026 12:00:00 +0000</pubDate>
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    <itunes:title>S5 E1: What is HMRC’s Making Tax Digital (MTD)? </itunes:title>
    <title>S5 E1: What is HMRC’s Making Tax Digital (MTD)? </title>
    <itunes:summary><![CDATA[In April 2026 HMRC’s Making Tax Digital finally goes live.    In the 1st episode of my Making Tax Return series I run through:   Who needs to register for MTD   Why HMRC have decided to do this.    What MTD will involve and what to expect.    Here is a link to a short blog that covers the basics of Making Tax Digital: https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/ ]]></itunes:summary>
    <description><![CDATA[<p>In April 2026 HMRC’s Making Tax Digital finally goes live. </p><p><br/></p><p>In the 1st episode of my Making Tax Return series I run through:</p><p><br/></p><p>Who needs to register for MTD</p><p><br/></p><p>Why HMRC have decided to do this. </p><p><br/></p><p>What MTD will involve and what to expect. </p><p><br/></p><p>Here is a link to a short blog that covers the basics of Making Tax Digital: <a href='https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/'>https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/</a></p>]]></description>
    <content:encoded><![CDATA[<p>In April 2026 HMRC’s Making Tax Digital finally goes live. </p><p><br/></p><p>In the 1st episode of my Making Tax Return series I run through:</p><p><br/></p><p>Who needs to register for MTD</p><p><br/></p><p>Why HMRC have decided to do this. </p><p><br/></p><p>What MTD will involve and what to expect. </p><p><br/></p><p>Here is a link to a short blog that covers the basics of Making Tax Digital: <a href='https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/'>https://www.loudandclearaccounting.co.uk/blog/post/26030/what-is-making-tax-digital-mtd/</a></p>]]></content:encoded>
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    <pubDate>Fri, 06 Mar 2026 20:00:00 +0000</pubDate>
    <itunes:duration>393</itunes:duration>
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    <itunes:episode>1</itunes:episode>
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    <itunes:title>S4 E11: (Director) How do I pay into a pension?</itunes:title>
    <title>S4 E11: (Director) How do I pay into a pension?</title>
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    <pubDate>Fri, 12 Jan 2024 20:00:00 +0000</pubDate>
    <itunes:duration>418</itunes:duration>
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    <itunes:season>4</itunes:season>
    <itunes:episode>11</itunes:episode>
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    <itunes:title>S4 E10: (Director) Can I pay myself without having a payroll scheme set up?</itunes:title>
    <title>S4 E10: (Director) Can I pay myself without having a payroll scheme set up?</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 05 Jan 2024 04:00:00 +0000</pubDate>
    <itunes:duration>300</itunes:duration>
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    <itunes:season>4</itunes:season>
    <itunes:episode>10</itunes:episode>
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    <itunes:title>S4 E9: (Director) What should I pay myself?</itunes:title>
    <title>S4 E9: (Director) What should I pay myself?</title>
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    <pubDate>Fri, 29 Dec 2023 04:00:00 +0000</pubDate>
    <itunes:duration>505</itunes:duration>
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    <itunes:season>4</itunes:season>
    <itunes:episode>9</itunes:episode>
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    <itunes:title>S4 E8: Do I need to set up a pension scheme? (auto enrollment)</itunes:title>
    <title>S4 E8: Do I need to set up a pension scheme? (auto enrollment)</title>
    <itunes:summary></itunes:summary>
    <description></description>
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    <pubDate>Fri, 22 Dec 2023 04:00:00 +0000</pubDate>
    <itunes:duration>401</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>4</itunes:season>
    <itunes:episode>8</itunes:episode>
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    <itunes:title>S4 E7: What do I need to do if my employee has another job or is also self-employed?</itunes:title>
    <title>S4 E7: What do I need to do if my employee has another job or is also self-employed?</title>
    <itunes:summary></itunes:summary>
    <description></description>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 15 Dec 2023 04:00:00 +0000</pubDate>
    <itunes:duration>380</itunes:duration>
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    <itunes:season>4</itunes:season>
    <itunes:episode>7</itunes:episode>
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    <itunes:title>S4 E6: How and when do I need to pay my PAYE bill?</itunes:title>
    <title>S4 E6: How and when do I need to pay my PAYE bill?</title>
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    <pubDate>Fri, 08 Dec 2023 04:00:00 +0000</pubDate>
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    <itunes:season>4</itunes:season>
    <itunes:episode>6</itunes:episode>
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    <itunes:title>S4 E5: When do I need to submit my payroll?</itunes:title>
    <title>S4 E5: When do I need to submit my payroll?</title>
    <itunes:summary></itunes:summary>
    <description></description>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 01 Dec 2023 04:00:00 +0000</pubDate>
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    <itunes:season>4</itunes:season>
    <itunes:episode>5</itunes:episode>
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    <itunes:title>S4 E4: What information do I need from my employees?</itunes:title>
    <title>S4 E4: What information do I need from my employees?</title>
    <itunes:summary></itunes:summary>
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    <pubDate>Fri, 24 Nov 2023 04:00:00 +0000</pubDate>
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    <itunes:season>4</itunes:season>
    <itunes:episode>4</itunes:episode>
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    <itunes:title>S4 E3: How do I submit my payroll?</itunes:title>
    <title>S4 E3: How do I submit my payroll?</title>
    <itunes:summary></itunes:summary>
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    <pubDate>Fri, 17 Nov 2023 04:00:00 +0000</pubDate>
    <itunes:duration>372</itunes:duration>
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    <itunes:season>4</itunes:season>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>S4 E2: How do I set up a payroll scheme</itunes:title>
    <title>S4 E2: How do I set up a payroll scheme</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 10 Nov 2023 04:00:00 +0000</pubDate>
    <itunes:duration>309</itunes:duration>
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    <itunes:season>4</itunes:season>
    <itunes:episode>2</itunes:episode>
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    <itunes:title>S4 E1: Should I use Freelancers or Employee People</itunes:title>
    <title>S4 E1: Should I use Freelancers or Employee People</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 03 Nov 2023 04:00:00 +0000</pubDate>
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    <itunes:episode>1</itunes:episode>
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    <itunes:title>S3 E16: What VAT do I need to charge on Digital Products?</itunes:title>
    <title>S3 E16: What VAT do I need to charge on Digital Products?</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <itunes:episode>16</itunes:episode>
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    <itunes:title>S3 E15: What VAT do I need to charge on sales made outside of the UK?</itunes:title>
    <title>S3 E15: What VAT do I need to charge on sales made outside of the UK?</title>
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    <pubDate>Fri, 20 Oct 2023 04:00:00 +0100</pubDate>
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    <itunes:season>3</itunes:season>
    <itunes:episode>15</itunes:episode>
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    <itunes:title>S3 E14: What happens during a VAT inspection?</itunes:title>
    <title>S3 E14: What happens during a VAT inspection?</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 13 Oct 2023 04:00:00 +0100</pubDate>
    <itunes:duration>493</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>14</itunes:episode>
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    <itunes:title>S3 E13: What happens during a VAT check?</itunes:title>
    <title>S3 E13: What happens during a VAT check?</title>
    <itunes:summary></itunes:summary>
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    <pubDate>Fri, 06 Oct 2023 04:00:00 +0100</pubDate>
    <itunes:duration>321</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>13</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>S3 E12: What can trigger a VAT Inspection?</itunes:title>
    <title>S3 E12: What can trigger a VAT Inspection?</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 29 Sep 2023 04:00:00 +0100</pubDate>
    <itunes:duration>376</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>12</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>S3 E11: What do I do if I make a mistake on my VAT Return?</itunes:title>
    <title>S3 E11: What do I do if I make a mistake on my VAT Return?</title>
    <itunes:summary></itunes:summary>
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    <pubDate>Fri, 22 Sep 2023 04:00:00 +0100</pubDate>
    <itunes:duration>357</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>11</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>S3 E10: How and when do I pay my VAT?</itunes:title>
    <title>S3 E10: How and when do I pay my VAT?</title>
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    <pubDate>Fri, 15 Sep 2023 17:00:00 +0100</pubDate>
    <itunes:duration>415</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>10</itunes:episode>
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    <itunes:title>S3 E9: Do I need software to submit my VAT Returns?</itunes:title>
    <title>S3 E9: Do I need software to submit my VAT Returns?</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 08 Sep 2023 04:00:00 +0100</pubDate>
    <itunes:duration>375</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>9</itunes:episode>
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    <itunes:title>S3 E8: Will I need to pay VAT on sales paid after I became VAT registered?</itunes:title>
    <title>S3 E8: Will I need to pay VAT on sales paid after I became VAT registered?</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 01 Sep 2023 04:00:00 +0100</pubDate>
    <itunes:duration>245</itunes:duration>
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    <itunes:title>S3 E7: Can I reclaim VAT on purchases made before I was VAT registered?</itunes:title>
    <title>S3 E7: Can I reclaim VAT on purchases made before I was VAT registered?</title>
    <itunes:summary></itunes:summary>
    <description></description>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 25 Aug 2023 04:00:00 +0100</pubDate>
    <itunes:duration>434</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>7</itunes:episode>
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    <itunes:title>S3 E6: What happens if I make a sale before I get my VAT number?</itunes:title>
    <title>S3 E6: What happens if I make a sale before I get my VAT number?</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 18 Aug 2023 04:00:00 +0100</pubDate>
    <itunes:duration>343</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>6</itunes:episode>
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    <itunes:title>S3 E5: If I am backdating my VAT registration, what do I need to do?</itunes:title>
    <title>S3 E5: If I am backdating my VAT registration, what do I need to do?</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 11 Aug 2023 04:00:00 +0100</pubDate>
    <itunes:duration>368</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>5</itunes:episode>
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    <itunes:title>S3 E4: Accrual, cash and the Flat Rate Scheme: what one to choose</itunes:title>
    <title>S3 E4: Accrual, cash and the Flat Rate Scheme: what one to choose</title>
    <itunes:summary></itunes:summary>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 04 Aug 2023 04:00:00 +0100</pubDate>
    <itunes:duration>823</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>4</itunes:episode>
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    <itunes:title>S3 E3: What do I do when I know I need to register for VAT?</itunes:title>
    <title>S3 E3: What do I do when I know I need to register for VAT?</title>
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    <pubDate>Fri, 28 Jul 2023 04:00:00 +0100</pubDate>
    <itunes:duration>664</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>S3 E2: When do I need to register for VAT?</itunes:title>
    <title>S3 E2: When do I need to register for VAT?</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 21 Jul 2023 04:00:00 +0100</pubDate>
    <itunes:duration>549</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>2</itunes:episode>
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  <item>
    <itunes:title>S3 E1: What is VAT?</itunes:title>
    <title>S3 E1: What is VAT?</title>
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    <pubDate>Fri, 14 Jul 2023 04:00:00 +0100</pubDate>
    <itunes:duration>364</itunes:duration>
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    <itunes:season>3</itunes:season>
    <itunes:episode>1</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>S2 E22: What is Profit First and how does it work?</itunes:title>
    <title>S2 E22: What is Profit First and how does it work?</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 07 Jul 2023 04:00:00 +0100</pubDate>
    <itunes:duration>668</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>22</itunes:episode>
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    <itunes:title>S2 E21: Can I have multiple businesses or does everything need to go through just one?</itunes:title>
    <title>S2 E21: Can I have multiple businesses or does everything need to go through just one?</title>
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    <pubDate>Fri, 30 Jun 2023 04:00:00 +0100</pubDate>
    <itunes:duration>544</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>21</itunes:episode>
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    <itunes:title>S2 E20: How does IR35 effect how I am paid?</itunes:title>
    <title>S2 E20: How does IR35 effect how I am paid?</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 23 Jun 2023 04:00:00 +0100</pubDate>
    <itunes:duration>409</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>19</itunes:episode>
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    <itunes:title>S2 E19: (CIS) How does the CIS scheme work for subcontractors?</itunes:title>
    <title>S2 E19: (CIS) How does the CIS scheme work for subcontractors?</title>
    <itunes:summary></itunes:summary>
    <description></description>
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    <pubDate>Fri, 16 Jun 2023 04:00:00 +0100</pubDate>
    <itunes:duration>632</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>18</itunes:episode>
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    <itunes:title>S2 E18: Can I have multiple types of income?</itunes:title>
    <title>S2 E18: Can I have multiple types of income?</title>
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    <pubDate>Fri, 09 Jun 2023 04:00:00 +0100</pubDate>
    <itunes:duration>450</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>20</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>S2 E17: (Ltd) Can my Company pay for my car? (Company Benefits and P11ds)</itunes:title>
    <title>S2 E17: (Ltd) Can my Company pay for my car? (Company Benefits and P11ds)</title>
    <itunes:summary></itunes:summary>
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    <pubDate>Fri, 02 Jun 2023 04:00:00 +0100</pubDate>
    <itunes:duration>607</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>17</itunes:episode>
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    <itunes:title>S2 E16: How do I pay into a pension?</itunes:title>
    <title>S2 E16: How do I pay into a pension?</title>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 26 May 2023 04:00:00 +0100</pubDate>
    <itunes:duration>549</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>16</itunes:episode>
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    <itunes:title>S2 E15: How do I make my student loan repayments?</itunes:title>
    <title>S2 E15: How do I make my student loan repayments?</title>
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    <description></description>
    <content:encoded></content:encoded>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Fri, 12 May 2023 04:00:00 +0100</pubDate>
    <itunes:duration>420</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>15</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>S2 E14: (LTD) How do I pay myself dividends?</itunes:title>
    <title>S2 E14: (LTD) How do I pay myself dividends?</title>
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    <pubDate>Fri, 05 May 2023 04:00:00 +0100</pubDate>
    <itunes:duration>472</itunes:duration>
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    <itunes:season>2</itunes:season>
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    <itunes:title>S2 E13: (LTD) How do I pay myself a salary?</itunes:title>
    <title>S2 E13: (LTD) How do I pay myself a salary?</title>
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    <pubDate>Fri, 28 Apr 2023 04:00:00 +0100</pubDate>
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    <itunes:title>S2 E12: (LTD) How do I pay myself?</itunes:title>
    <title>S2 E12: (LTD) How do I pay myself?</title>
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    <pubDate>Fri, 21 Apr 2023 04:00:00 +0100</pubDate>
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    <itunes:title>S2 E11: (SE) How do I pay myself?</itunes:title>
    <title>S2 E11: (SE) How do I pay myself?</title>
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    <pubDate>Fri, 14 Apr 2023 04:00:00 +0100</pubDate>
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    <itunes:title>S2 E10: Can I get paid with crypto, skill swaps and donate my time?</itunes:title>
    <title>S2 E10: Can I get paid with crypto, skill swaps and donate my time?</title>
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    <pubDate>Fri, 07 Apr 2023 04:00:00 +0100</pubDate>
    <itunes:duration>548</itunes:duration>
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    <itunes:episode>10</itunes:episode>
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    <itunes:title>S2 E9: How does changes to my business impact my bank account?</itunes:title>
    <title>S2 E9: How does changes to my business impact my bank account?</title>
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    <pubDate>Fri, 31 Mar 2023 04:00:00 +0100</pubDate>
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    <itunes:episode>9</itunes:episode>
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    <itunes:title>S2 E8: Can I have multiple bank accounts?</itunes:title>
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    <pubDate>Fri, 24 Mar 2023 04:00:00 +0000</pubDate>
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    <itunes:title>S2 E7: How do I choose my bank account?</itunes:title>
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    <pubDate>Fri, 17 Mar 2023 04:00:00 +0000</pubDate>
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    <itunes:episode>7</itunes:episode>
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    <itunes:title>S2 E6: Can I add late payment interest to my overdue sales invoices?</itunes:title>
    <title>S2 E6: Can I add late payment interest to my overdue sales invoices?</title>
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    <pubDate>Fri, 03 Feb 2023 04:00:00 +0000</pubDate>
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    <itunes:title>S2 E5: What payment terms should I give my customers?</itunes:title>
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    <itunes:title>S2 E4: If my customers are not based in the UK, can I raise sales invoices in different currencies?</itunes:title>
    <title>S2 E4: If my customers are not based in the UK, can I raise sales invoices in different currencies?</title>
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    <itunes:title>S2 E3: How should I number/reference my sales invoices?</itunes:title>
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    <pubDate>Fri, 13 Jan 2023 04:00:00 +0000</pubDate>
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    <itunes:episode>3</itunes:episode>
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    <itunes:title>S2 E2: What do I need to include on my sales invoices?</itunes:title>
    <title>S2 E2: What do I need to include on my sales invoices?</title>
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    <pubDate>Fri, 06 Jan 2023 04:00:00 +0000</pubDate>
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    <itunes:title>S2 E1: Do I need to create sales invoices?</itunes:title>
    <title>S2 E1: Do I need to create sales invoices?</title>
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    <pubDate>Fri, 30 Dec 2022 04:00:00 +0000</pubDate>
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    <itunes:episode>1</itunes:episode>
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    <itunes:title>E28: Is a Community Interest Company (CIC) the right option for me?</itunes:title>
    <title>E28: Is a Community Interest Company (CIC) the right option for me?</title>
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    <pubDate>Fri, 23 Dec 2022 04:00:00 +0000</pubDate>
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    <itunes:episode>28</itunes:episode>
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    <itunes:title>E27: If I am working with someone else, do I need to set up a Partnership?</itunes:title>
    <title>E27: If I am working with someone else, do I need to set up a Partnership?</title>
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    <pubDate>Fri, 16 Dec 2022 04:00:00 +0000</pubDate>
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    <itunes:episode>27</itunes:episode>
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    <itunes:title>E26: (LTD) What do I do with expenses that I pay for personally?</itunes:title>
    <title>E26: (LTD) What do I do with expenses that I pay for personally?</title>
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    <pubDate>Fri, 09 Dec 2022 04:00:00 +0000</pubDate>
    <itunes:duration>393</itunes:duration>
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    <itunes:episode>26</itunes:episode>
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    <itunes:title>E25: (LTD) How do I pay myself back for money I have lent to my Company</itunes:title>
    <title>E25: (LTD) How do I pay myself back for money I have lent to my Company</title>
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    <pubDate>Fri, 02 Dec 2022 04:00:00 +0000</pubDate>
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    <itunes:episode>25</itunes:episode>
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    <itunes:title>E24: (LTD) Do I still need to complete a personal tax return?</itunes:title>
    <title>E24: (LTD) Do I still need to complete a personal tax return?</title>
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    <pubDate>Fri, 25 Nov 2022 04:00:00 +0000</pubDate>
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    <itunes:episode>24</itunes:episode>
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    <itunes:title>E23: (LTD) How much money should I set aside for tax?</itunes:title>
    <title>E23: (LTD) How much money should I set aside for tax?</title>
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    <pubDate>Fri, 18 Nov 2022 04:00:00 +0000</pubDate>
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    <itunes:title>E22: (LTD) How do I pay myself?</itunes:title>
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    <pubDate>Fri, 11 Nov 2022 04:00:00 +0000</pubDate>
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    <itunes:title>E21: (LTD) What bookkeeping do I need to do?</itunes:title>
    <title>E21: (LTD) What bookkeeping do I need to do?</title>
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    <pubDate>Fri, 04 Nov 2022 15:00:00 +0000</pubDate>
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    <itunes:title>E20: (LTD) Do I need a business bank account?</itunes:title>
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    <pubDate>Fri, 28 Oct 2022 04:00:00 +0100</pubDate>
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    <itunes:title>E19: (LTD) I have my Company, what do I need to do now? (codes, deadlines and expenses)</itunes:title>
    <title>E19: (LTD) I have my Company, what do I need to do now? (codes, deadlines and expenses)</title>
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    <pubDate>Fri, 21 Oct 2022 04:00:00 +0100</pubDate>
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    <itunes:title>E18: (LTD) How do I set up my Limited Company?</itunes:title>
    <title>E18: (LTD) How do I set up my Limited Company?</title>
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    <description></description>
    <content:encoded></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11384980-e18-ltd-how-do-i-set-up-my-limited-company.mp3" length="5457360" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11384980</guid>
    <pubDate>Fri, 14 Oct 2022 04:00:00 +0100</pubDate>
    <itunes:duration>450</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E17: (LTD) How do I choose my Company name?</itunes:title>
    <title>E17: (LTD) How do I choose my Company name?</title>
    <itunes:summary></itunes:summary>
    <description></description>
    <content:encoded></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11384963-e17-ltd-how-do-i-choose-my-company-name.mp3" length="4333566" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11384963</guid>
    <pubDate>Fri, 07 Oct 2022 04:00:00 +0100</pubDate>
    <itunes:duration>357</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E16: (LTD) How do I choose my Directors, Shareholders and registered office address?</itunes:title>
    <title>E16: (LTD) How do I choose my Directors, Shareholders and registered office address?</title>
    <itunes:summary></itunes:summary>
    <description></description>
    <content:encoded></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11358454-e16-ltd-how-do-i-choose-my-directors-shareholders-and-registered-office-address.mp3" length="6788290" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11358454</guid>
    <pubDate>Fri, 30 Sep 2022 04:00:00 +0100</pubDate>
    <itunes:duration>561</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E15: What is IR35 and how will it impact me?</itunes:title>
    <title>E15: What is IR35 and how will it impact me?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of what is IR35, will it effect you and what should you do if it does.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what is IR35, will it effect you and what should you do if it does. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what is IR35, will it effect you and what should you do if it does. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11311270-e15-what-is-ir35-and-how-will-it-impact-me.mp3" length="9249250" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11311270</guid>
    <pubDate>Fri, 23 Sep 2022 04:00:00 +0100</pubDate>
    <itunes:duration>766</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E14: (SE) What is a payment on account?</itunes:title>
    <title>E14: (SE) What is a payment on account?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of what is a payment on account. If you are planning on saving for your tax bill in advance or have just prepared your tax return and the bill is higher than you expected, this episode will explain why.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what is a payment on account. If you are planning on saving for your tax bill in advance or have just prepared your tax return and the bill is higher than you expected, this episode will explain why. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what is a payment on account. If you are planning on saving for your tax bill in advance or have just prepared your tax return and the bill is higher than you expected, this episode will explain why. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11311257-e14-se-what-is-a-payment-on-account.mp3" length="10474600" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11311257</guid>
    <pubDate>Fri, 16 Sep 2022 04:00:00 +0100</pubDate>
    <itunes:duration>869</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E13: (SE) How much money should I set aside for tax?</itunes:title>
    <title>E13: (SE) How much money should I set aside for tax?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of how much money should you be setting aside for tax? Is it the flat percentage of 30% that everyone talks about or could saving that create cash flow problems for you?  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of how much money should you be setting aside for tax? Is it the flat percentage of 30% that everyone talks about or could saving that create cash flow problems for you? </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of how much money should you be setting aside for tax? Is it the flat percentage of 30% that everyone talks about or could saving that create cash flow problems for you? </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11195931-e13-se-how-much-money-should-i-set-aside-for-tax.mp3" length="6989610" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11195931</guid>
    <pubDate>Fri, 09 Sep 2022 04:00:00 +0100</pubDate>
    <itunes:duration>578</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E12: (SE) Should I choose the cash basis for my business?</itunes:title>
    <title>E12: (SE) Should I choose the cash basis for my business?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of whether you should choose to calculate your self-employment profits using the cash basis. Is choosing the easy option for your bookkeeping going to end up costing you more in tax?  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of whether you should choose to calculate your self-employment profits using the cash basis. Is choosing the easy option for your bookkeeping going to end up costing you more in tax? </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of whether you should choose to calculate your self-employment profits using the cash basis. Is choosing the easy option for your bookkeeping going to end up costing you more in tax? </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11139486-e12-se-should-i-choose-the-cash-basis-for-my-business.mp3" length="8238325" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11139486</guid>
    <pubDate>Fri, 02 Sep 2022 04:00:00 +0100</pubDate>
    <itunes:duration>682</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E11: (SE) What information do I need to report to HMRC when I complete my tax return?</itunes:title>
    <title>E11: (SE) What information do I need to report to HMRC when I complete my tax return?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of what records do you need to keep for when you complete your self-assessment tax return. What will HMRC need to you to disclose and what if you have other income such as employment or rental.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what records do you need to keep for when you complete your self-assessment tax return. What will HMRC need to you to disclose and what if you have other income such as employment or rental. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what records do you need to keep for when you complete your self-assessment tax return. What will HMRC need to you to disclose and what if you have other income such as employment or rental. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11139479-e11-se-what-information-do-i-need-to-report-to-hmrc-when-i-complete-my-tax-return.mp3" length="4756201" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11139479</guid>
    <pubDate>Fri, 26 Aug 2022 04:00:00 +0100</pubDate>
    <itunes:duration>392</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E10: (SE) What records do I need to keep?</itunes:title>
    <title>E10: (SE) What records do I need to keep?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of what records do you need to keep for your self-employment business. Claire will run through your sales invoices as well as what purchases records you need to keep and the best ways o doing this.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what records do you need to keep for your self-employment business. Claire will run through your sales invoices as well as what purchases records you need to keep and the best ways o doing this. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what records do you need to keep for your self-employment business. Claire will run through your sales invoices as well as what purchases records you need to keep and the best ways o doing this. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11139422-e10-se-what-records-do-i-need-to-keep.mp3" length="6254092" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11139422</guid>
    <pubDate>Fri, 19 Aug 2022 04:00:00 +0100</pubDate>
    <itunes:duration>517</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E9: (SE) What Bookkeeping Do I Need To Do?</itunes:title>
    <title>E9: (SE) What Bookkeeping Do I Need To Do?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of what bookkeeping you need to do for your self-employment business, taking into consideration if your motivation is purely to find out your tax bill or whether you'd like to know a little more about your business.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what bookkeeping you need to do for your self-employment business, taking into consideration if your motivation is purely to find out your tax bill or whether you&apos;d like to know a little more about your business. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what bookkeeping you need to do for your self-employment business, taking into consideration if your motivation is purely to find out your tax bill or whether you&apos;d like to know a little more about your business. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11035666-e9-se-what-bookkeeping-do-i-need-to-do.mp3" length="6046025" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11035666</guid>
    <pubDate>Fri, 12 Aug 2022 04:00:00 +0100</pubDate>
    <itunes:duration>499</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E8: (SE) Do I need to open a business bank account?</itunes:title>
    <title>E8: (SE) Do I need to open a business bank account?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question on whether you need to open a seperate business bank account for your self-employment business. ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question on whether you need to open a seperate business bank account for your self-employment business.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question on whether you need to open a seperate business bank account for your self-employment business.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11005853-e8-se-do-i-need-to-open-a-business-bank-account.mp3" length="5061633" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11005853</guid>
    <pubDate>Fri, 05 Aug 2022 04:00:00 +0100</pubDate>
    <itunes:duration>417</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E7: (SE) When do I need to tell HMRC that I am self-employed?</itunes:title>
    <title>E7: (SE) When do I need to tell HMRC that I am self-employed?</title>
    <itunes:summary><![CDATA[ In this episode in our series on start up questions, Claire answers the question of when do you need to tell HMRC that you are self-employed. She'll go through the dates and deadlines that you need to consider and well as the £1,000 trading allowance.  ]]></itunes:summary>
    <description><![CDATA[<p> In this episode in our series on start up questions, Claire answers the question of when do you need to tell HMRC that you are self-employed. She&apos;ll go through the dates and deadlines that you need to consider and well as the £1,000 trading allowance. </p>]]></description>
    <content:encoded><![CDATA[<p> In this episode in our series on start up questions, Claire answers the question of when do you need to tell HMRC that you are self-employed. She&apos;ll go through the dates and deadlines that you need to consider and well as the £1,000 trading allowance. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/11005841-e7-se-when-do-i-need-to-tell-hmrc-that-i-am-self-employed.mp3" length="5697464" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11005841</guid>
    <pubDate>Fri, 29 Jul 2022 04:00:00 +0100</pubDate>
    <itunes:duration>471</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E6: Is it easy to move to a Limited Company if I am currently trading as a Sole Trader (and vice versa)?</itunes:title>
    <title>E6: Is it easy to move to a Limited Company if I am currently trading as a Sole Trader (and vice versa)?</title>
    <itunes:summary><![CDATA[ In this episode in our series on start up questions, Claire answers the question on whether it is easy to switch from being self-employed to trading through and Limited Company and vice versa.  ]]></itunes:summary>
    <description><![CDATA[<p> In this episode in our series on start up questions, Claire answers the question on whether it is easy to switch from being self-employed to trading through and Limited Company and vice versa. </p>]]></description>
    <content:encoded><![CDATA[<p> In this episode in our series on start up questions, Claire answers the question on whether it is easy to switch from being self-employed to trading through and Limited Company and vice versa. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/10867893-e6-is-it-easy-to-move-to-a-limited-company-if-i-am-currently-trading-as-a-sole-trader-and-vice-versa.mp3" length="8600146" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10867893</guid>
    <pubDate>Fri, 22 Jul 2022 04:00:00 +0100</pubDate>
    <itunes:duration>712</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E5: (Dormant Companies) Can I set up a Limited Company and not trade through it?</itunes:title>
    <title>E5: (Dormant Companies) Can I set up a Limited Company and not trade through it?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire talks about Dormant Companies. Running through what is a dormant company and why you might want one.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire talks about Dormant Companies. Running through what is a dormant company and why you might want one. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire talks about Dormant Companies. Running through what is a dormant company and why you might want one. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/10867887-e5-dormant-companies-can-i-set-up-a-limited-company-and-not-trade-through-it.mp3" length="5426335" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10867887</guid>
    <pubDate>Fri, 15 Jul 2022 04:00:00 +0100</pubDate>
    <itunes:duration>448</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E4: What are the positives of trading through a Limited Company?</itunes:title>
    <title>E4: What are the positives of trading through a Limited Company?</title>
    <itunes:summary><![CDATA[ In this episode in our series on start up questions, Claire adds to last week's episode by running through some of the positives of trading through a Limited Company.   ]]></itunes:summary>
    <description><![CDATA[<p> In this episode in our series on start up questions, Claire adds to last week&apos;s episode by running through some of the positives of trading through a Limited Company.  </p>]]></description>
    <content:encoded><![CDATA[<p> In this episode in our series on start up questions, Claire adds to last week&apos;s episode by running through some of the positives of trading through a Limited Company.  </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/10867881-e4-what-are-the-positives-of-trading-through-a-limited-company.mp3" length="5024846" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10867881</guid>
    <pubDate>Fri, 08 Jul 2022 04:00:00 +0100</pubDate>
    <itunes:duration>414</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E3: What are the positives of being Self Employed?</itunes:title>
    <title>E3: What are the positives of being Self Employed?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire adds to last week's episode by running through some of the positives of being self-employed.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire adds to last week&apos;s episode by running through some of the positives of being self-employed. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire adds to last week&apos;s episode by running through some of the positives of being self-employed. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/10867874-e3-what-are-the-positives-of-being-self-employed.mp3" length="5604520" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10867874</guid>
    <pubDate>Fri, 01 Jul 2022 08:00:00 +0100</pubDate>
    <itunes:duration>463</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E2: Should I trade through a Limited Company?</itunes:title>
    <title>E2: Should I trade through a Limited Company?</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question on how to decide whether you should be self-employed or whether you should trade through a Limited Company.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question on how to decide whether you should be self-employed or whether you should trade through a Limited Company. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question on how to decide whether you should be self-employed or whether you should trade through a Limited Company. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1973571/episodes/10852520-e2-should-i-trade-through-a-limited-company.mp3" length="6242684" type="audio/mpeg" />
    <itunes:author>Claire Owen-Jones</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10852520</guid>
    <pubDate>Fri, 01 Jul 2022 06:00:00 +0100</pubDate>
    <itunes:duration>516</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>E1: What’s the difference between being Self Employed and trading through a Limited Company</itunes:title>
    <title>E1: What’s the difference between being Self Employed and trading through a Limited Company</title>
    <itunes:summary><![CDATA[In this episode in our series on start up questions, Claire answers the question of what is the difference between being self-employed and trading through a Limited Company.  https://www.loudandclearaccounting.co.uk/   ]]></itunes:summary>
    <description><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what is the difference between being self-employed and trading through a Limited Company. <br/>https://www.loudandclearaccounting.co.uk/<br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode in our series on start up questions, Claire answers the question of what is the difference between being self-employed and trading through a Limited Company. <br/>https://www.loudandclearaccounting.co.uk/<br/><br/></p>]]></content:encoded>
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    <itunes:author>Claire Owen-Jones</itunes:author>
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    <pubDate>Sat, 30 Apr 2022 11:00:00 +0100</pubDate>
    <itunes:duration>533</itunes:duration>
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    <itunes:season>1</itunes:season>
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