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  <title>Curinos (F)insights</title>

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  <itunes:author>Rutger van Faassen</itunes:author>
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  <description><![CDATA[<p>Curinos experts dive into the financial services world to offer insights on the most pressing topics of the day. Learn more at curinos.com</p>]]></description>
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  <itunes:keywords>financial services, finance, rates, fomc, fed, curinos, home equity, heloc, business, marketing, personalization, fintech, financial technology</itunes:keywords>
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    <itunes:name>Rutger van Faassen</itunes:name>
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  <itunes:category text="News">
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  <podcast:person role="host" href="https://www.linkedin.com/in/informationbanker/" img="https://storage.buzzsprout.com/xe8y6w4xnttjjgfs7ve4qjk8i6ts">Rutger van Faassen</podcast:person>
  <item>
    <itunes:title>2024 Banking Outlook: Planning for Success</itunes:title>
    <title>2024 Banking Outlook: Planning for Success</title>
    <itunes:summary><![CDATA[Higher-for-longer interest rates are here to stay. The upcoming jump in CD renewals is not a bubble. Lending opportunities are out there. These are but a few of the insights offered in 2024 Banking Outlook: Planning for Success, a podcast featuring Curinos experts executive vice presidents Pete Gilchrist and Brandon Larson; Adam Stockton, head of retail deposits and lending, and Suraya Randawa, head of omnichannel experience. Rate and subscribe! | Learn more at curinos.com | Questions or feed...]]></itunes:summary>
    <description><![CDATA[<p>Higher-for-longer interest rates are here to stay. The upcoming jump in CD renewals is not a bubble. Lending opportunities are out there. These are but a few of the insights offered in <a href='https://curinos.com/our-insights/year-ahead-planning-for-success-2024/'><em>2024 Banking Outlook: Planning for Success</em></a>, a podcast featuring Curinos experts executive vice presidents <b>Pete Gilchrist</b> and<b> Brandon Larson;</b> <b>Adam Stockton</b>, head of retail deposits and lending, and <b>Suraya Randawa</b>, head of omnichannel experience.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Higher-for-longer interest rates are here to stay. The upcoming jump in CD renewals is not a bubble. Lending opportunities are out there. These are but a few of the insights offered in <a href='https://curinos.com/our-insights/year-ahead-planning-for-success-2024/'><em>2024 Banking Outlook: Planning for Success</em></a>, a podcast featuring Curinos experts executive vice presidents <b>Pete Gilchrist</b> and<b> Brandon Larson;</b> <b>Adam Stockton</b>, head of retail deposits and lending, and <b>Suraya Randawa</b>, head of omnichannel experience.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 14 Dec 2023 01:00:00 -0500</pubDate>
    <itunes:duration>3652</itunes:duration>
    <itunes:keywords>personalization, marketing, finance, financial institutions, machine-learning, machine learning, ai, artificial intelligence, fintech, engagement, customer engagement, bank, banking, bank customer engagement, ai, artificial intelligence, cds, cd renewals,</itunes:keywords>
    <itunes:episode>27</itunes:episode>
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  <item>
    <itunes:title>Using Real-Time Data To Drive Small Business Lending Relationships</itunes:title>
    <title>Using Real-Time Data To Drive Small Business Lending Relationships</title>
    <itunes:summary><![CDATA[Danae Perkins, senior analyst for small business lending at Curinos, shares insights on how banks and credit unions can better utilize data to connect with small-business borrowers and manage risks inherent in a high-rate environment. To learn more, please email our Sales Solution Expert John Antiskay at john.antiskay@curinos.com Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Danae Perkins, senior analyst for small business lending at Curinos, shares insights on how banks and credit unions can better utilize data to connect with small-business borrowers and manage risks inherent in a high-rate environment.</p><p>To learn more, please email our Sales Solution Expert John Antiskay at <a href='mailto:john.antiskay@curinos.com'>john.antiskay@curinos.com</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Danae Perkins, senior analyst for small business lending at Curinos, shares insights on how banks and credit unions can better utilize data to connect with small-business borrowers and manage risks inherent in a high-rate environment.</p><p>To learn more, please email our Sales Solution Expert John Antiskay at <a href='mailto:john.antiskay@curinos.com'>john.antiskay@curinos.com</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 15 Nov 2023 05:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13948366/transcript" type="text/html" />
    <itunes:duration>946</itunes:duration>
    <itunes:keywords>curinos, curinos finsights, fintech, data, small business, small biz, small business loan, loans, loan, financial institution, bank, banking, section 1071, 1071, cfpb, Consumer Financial Protection Bureau, consumer protections, dodd frank, webinar, small </itunes:keywords>
    <itunes:episode>26</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Even With Fed Rate Pause, FIs Will Keep Jockeying On Deposit Prices</itunes:title>
    <title>Even With Fed Rate Pause, FIs Will Keep Jockeying On Deposit Prices</title>
    <itunes:summary><![CDATA[Adam Stockton, head of retail deposits and lending at Curinos, offers his take on what the Fed hold steady on rates means and he points out where some institutions are finding opportunities in today's difficult environment.  Read the Curinos Perspective: https://curinos.com/our-insights/curinos-perspective-fed-holds-rates-steady-again-home-lending-pressures-continue/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Adam Stockton, head of retail deposits and lending at Curinos, offers his take on what the Fed hold steady on rates means and he points out where some institutions are finding opportunities in today&apos;s difficult environment.<br/><br/>Read the Curinos Perspective: <a href='https://curinos.com/our-insights/curinos-perspective-fed-holds-rates-steady-again-home-lending-pressures-continue/'>https://curinos.com/our-insights/curinos-perspective-fed-holds-rates-steady-again-home-lending-pressures-continue/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Adam Stockton, head of retail deposits and lending at Curinos, offers his take on what the Fed hold steady on rates means and he points out where some institutions are finding opportunities in today&apos;s difficult environment.<br/><br/>Read the Curinos Perspective: <a href='https://curinos.com/our-insights/curinos-perspective-fed-holds-rates-steady-again-home-lending-pressures-continue/'>https://curinos.com/our-insights/curinos-perspective-fed-holds-rates-steady-again-home-lending-pressures-continue/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 02 Nov 2023 11:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13895206/transcript" type="text/html" />
    <itunes:duration>607</itunes:duration>
    <itunes:keywords>fed, fomc, federal reserve, rates, rising rates, cds, certificate of deposit, finance, financial news, business, business news, small business, basis points, bank economics, economics, economy, curinos, curinos finsights, insight, financial insight, retai</itunes:keywords>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>bonus</itunes:episodeType>
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    <itunes:title>How An Innovative Credit Union Is Approaching Customer Segmentation</itunes:title>
    <title>How An Innovative Credit Union Is Approaching Customer Segmentation</title>
    <itunes:summary><![CDATA[David Eldred, chief experience officer at Solarity Credit Union in Washington state, details his institution's approach to segmentation and the key lessons they've learned along the way.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<div>David Eldred, chief experience officer at <a href='https://www.solaritycu.org/'>Solarity Credit Union</a> in Washington state, details his institution&apos;s approach to segmentation and the key lessons they&apos;ve learned along the way.<br/><br/></div><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<div>David Eldred, chief experience officer at <a href='https://www.solaritycu.org/'>Solarity Credit Union</a> in Washington state, details his institution&apos;s approach to segmentation and the key lessons they&apos;ve learned along the way.<br/><br/></div><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 25 Oct 2023 05:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13829809/transcript" type="text/html" />
    <itunes:duration>1045</itunes:duration>
    <itunes:keywords>curinos, solarity credit union, david eldred, cxo, customer experience, customer experience officer, curinos finsights, fintech, data, small business, financial institution, bank, banking, deposits, data-driven, small institution, credit union, cu, segmen</itunes:keywords>
    <itunes:episode>25</itunes:episode>
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    <itunes:title>Better Deposit Pricing For Smaller Banks And Credit Unions</itunes:title>
    <title>Better Deposit Pricing For Smaller Banks And Credit Unions</title>
    <itunes:summary><![CDATA[Agusta Patton, Head of Markets Client Solutions at Curinos, discusses today's challenging deposit-pricing environment and explains how data-driven insights generated by Curinos' new Deposit Optimizer Essentials solution, launching October 18th, can help smaller institutions price right and increase profitability.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p><a href='https://www.linkedin.com/in/ACoAAAUlI7EB4LxIePbrhlwxV7IGdWBmu2zASno'>Agusta Patton</a>, Head of Markets Client Solutions at Curinos, discusses today&apos;s challenging deposit-pricing environment and explains how data-driven insights generated by Curinos&apos; new Deposit Optimizer Essentials solution, launching October 18th, can help smaller institutions price right and increase profitability. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://www.linkedin.com/in/ACoAAAUlI7EB4LxIePbrhlwxV7IGdWBmu2zASno'>Agusta Patton</a>, Head of Markets Client Solutions at Curinos, discusses today&apos;s challenging deposit-pricing environment and explains how data-driven insights generated by Curinos&apos; new Deposit Optimizer Essentials solution, launching October 18th, can help smaller institutions price right and increase profitability. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 11 Oct 2023 01:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13744856/transcript" type="text/html" />
    <itunes:duration>757</itunes:duration>
    <itunes:keywords>curinos, curinos finsights, fintech, data, small business, financial institution, bank, banking, deposits, deposit optimizer essentials, data-driven, small institution, credit union, cu, </itunes:keywords>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>There&#39;s No Time For Delay In Getting Ready For 1071</itunes:title>
    <title>There&#39;s No Time For Delay In Getting Ready For 1071</title>
    <itunes:summary><![CDATA[Lindsay Burkhalter, director of small business solutions at Curinos, explains risks that banks and credit unions face if they are not diligent now in preparing to collect, analyze and report data on lending to minority-owned, women-owned and small businesses. Watch the Section 1071 Webinar here: https://curinos.com/our-insights/webinar-1071-small-business-lending/  Contact Lindsay at lindsay.burkhalter@curinos.com Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email ...]]></itunes:summary>
    <description><![CDATA[<p>Lindsay Burkhalter, director of small business solutions at Curinos, explains risks that banks and credit unions face if they are not diligent now in preparing to collect, analyze and report data on lending to minority-owned, women-owned and small businesses.</p><p>Watch the Section 1071 Webinar here: <a href='https://curinos.com/our-insights/webinar-1071-small-business-lending/'>https://curinos.com/our-insights/webinar-1071-small-business-lending/</a> <br/>Contact Lindsay at <a href='mailto:lindsay.burkhalter@curinos.com'>lindsay.burkhalter@curinos.com</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Lindsay Burkhalter, director of small business solutions at Curinos, explains risks that banks and credit unions face if they are not diligent now in preparing to collect, analyze and report data on lending to minority-owned, women-owned and small businesses.</p><p>Watch the Section 1071 Webinar here: <a href='https://curinos.com/our-insights/webinar-1071-small-business-lending/'>https://curinos.com/our-insights/webinar-1071-small-business-lending/</a> <br/>Contact Lindsay at <a href='mailto:lindsay.burkhalter@curinos.com'>lindsay.burkhalter@curinos.com</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 27 Sep 2023 01:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13665685/transcript" type="text/html" />
    <itunes:duration>922</itunes:duration>
    <itunes:keywords>curinos, curinos finsights, fintech, data, small business, small biz, small business loan, loans, loan, financial institution, bank, banking, section 1071, 1071, cfpb, Consumer Financial Protection Bureau, consumer protections, dodd frank, webinar, small </itunes:keywords>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Bonus: Are Some Banks Misjudging The Deposit Repricing Cycle?</itunes:title>
    <title>Bonus: Are Some Banks Misjudging The Deposit Repricing Cycle?</title>
    <itunes:summary><![CDATA[Peter Serene, head of commercial, and Adam Stockton, head of retail deposits, explain why they believe some institutions may have an overly optimistic outlook about when deposit prices will reach their peak.  Read our FOMC Perspective here: https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Peter Serene, head of commercial, and Adam Stockton, head of retail deposits, explain why they believe some institutions may have an overly optimistic outlook about when deposit prices will reach their peak.<br/><br/>Read our FOMC Perspective here: <a href='https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/'>https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Peter Serene, head of commercial, and Adam Stockton, head of retail deposits, explain why they believe some institutions may have an overly optimistic outlook about when deposit prices will reach their peak.<br/><br/>Read our FOMC Perspective here: <a href='https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/'>https://curinos.com/our-insights/curinos-perspective-fed-funds-plateau/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 21 Sep 2023 09:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13633139/transcript" type="text/html" />
    <itunes:duration>1055</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, higher-for-longer, magical thinking, curinos, curinos finsights, finsights, insights, thought leadership, commercial banking, retail banking, fomc, fed funds, 2.5%, inflation, target range</itunes:keywords>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>bonus</itunes:episodeType>
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  <item>
    <itunes:title>Why Digital Differentiation Matters For Acquiring New Customers</itunes:title>
    <title>Why Digital Differentiation Matters For Acquiring New Customers</title>
    <itunes:summary><![CDATA[Olivia Lui, product marketing innovation expert at Curinos, digs into our recent research on how and why customers choose their primary banking relationship, and what that means for institutions as the digital banking channel grows in importance. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Olivia Lui, product marketing innovation expert at Curinos, digs into our recent research on how and why customers choose their primary banking relationship, and what that means for institutions as the digital banking channel grows in importance.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Olivia Lui, product marketing innovation expert at Curinos, digs into our recent research on how and why customers choose their primary banking relationship, and what that means for institutions as the digital banking channel grows in importance.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 13 Sep 2023 01:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13333164/transcript" type="text/html" />
    <itunes:duration>1150</itunes:duration>
    <itunes:keywords> finance, rate cycle, business, shopper, credit, buy now pay later, bnpl, fintech, neobank, curinos, primary bank, bank choice, digital banking, channels,</itunes:keywords>
    <itunes:episode>22</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>The Fed’s Latest Bump: Higher-For-Longer Will Tighten Squeeze On Bank Profits</itunes:title>
    <title>The Fed’s Latest Bump: Higher-For-Longer Will Tighten Squeeze On Bank Profits</title>
    <itunes:summary><![CDATA[Peter Serene, Managing Director of commercial at Curinos, explains how this week's 25bp rate increase will reprice more deposits and further narrow NIM in both retail and commercial.  Read the Perspective: https://curinos.com/our-insights/curinos-perspective-fed-hikes-again-banks-dig-in-higher-for-longer/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Peter Serene, Managing Director of commercial at Curinos, explains how this week&apos;s 25bp rate increase will reprice more deposits and further narrow NIM in both retail and commercial.<br/><br/>Read the Perspective: https://curinos.com/our-insights/curinos-perspective-fed-hikes-again-banks-dig-in-higher-for-longer/</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Peter Serene, Managing Director of commercial at Curinos, explains how this week&apos;s 25bp rate increase will reprice more deposits and further narrow NIM in both retail and commercial.<br/><br/>Read the Perspective: https://curinos.com/our-insights/curinos-perspective-fed-hikes-again-banks-dig-in-higher-for-longer/</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/13301132-the-fed-s-latest-bump-higher-for-longer-will-tighten-squeeze-on-bank-profits.mp3" length="6957941" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 27 Jul 2023 11:00:00 -0400</pubDate>
    <itunes:duration>576</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, finsights, financial podcast, rising rates, rates, quantitative tightening, curinos, finisghts, curinos finsights, insights, financial institution, fintech</itunes:keywords>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>bonus</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Rob Chrisman On Today’s Challenges In The Mortgage Market </itunes:title>
    <title>Rob Chrisman On Today’s Challenges In The Mortgage Market </title>
    <itunes:summary><![CDATA[Consultant Rob Chrisman and Curinos' Rich Martin join the (F)insights podcast to share thought-provoking insights into today’s highly challenging mortgage market.  Chrisman Commentary, Daily Mortgage News: https://www.robchrisman.com/ Curinos' Mortgage Hot Topics: https://curinos.com/our-insights/mortgage-hot-topics-chrisman/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Consultant Rob Chrisman and Curinos&apos; Rich Martin join the (F)insights podcast to share thought-provoking insights into today’s highly challenging mortgage market.<br/><br/>Chrisman Commentary, Daily Mortgage News: https://www.robchrisman.com/<br/>Curinos&apos; Mortgage Hot Topics: https://curinos.com/our-insights/mortgage-hot-topics-chrisman/</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Consultant Rob Chrisman and Curinos&apos; Rich Martin join the (F)insights podcast to share thought-provoking insights into today’s highly challenging mortgage market.<br/><br/>Chrisman Commentary, Daily Mortgage News: https://www.robchrisman.com/<br/>Curinos&apos; Mortgage Hot Topics: https://curinos.com/our-insights/mortgage-hot-topics-chrisman/</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/13263970-rob-chrisman-on-today-s-challenges-in-the-mortgage-market.mp3" length="20448998" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13263970</guid>
    <pubDate>Mon, 24 Jul 2023 00:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1970659/13263970/transcript" type="text/html" />
    <podcast:soundbite startTime="651.817" duration="41.5" />
    <itunes:duration>1701</itunes:duration>
    <itunes:keywords> finance, rate cycle, business, heloc, heloan, mortgage, lending, home equity, equity, housing, fintech, neobank, curinos, lending solutions, side hustle, inventory, house inventory, housing affordability, mortgage availability, home equity</itunes:keywords>
    <itunes:episode>21</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Journey Across the Digital Landscape</itunes:title>
    <title>Journey Across the Digital Landscape</title>
    <itunes:summary><![CDATA[Suraya Randawa, Head of Omnichannel Experience here at Curinos, joins host Rutger van Faassen to discuss digital journeys and her latest article in the Curinos Review “Capturing The Next Generation Means Engaging Them Now."   Read the article: https://curinos.com/our-insights/curinos-review-q223-capturing-next-gen-engage-them-now/ Read the full Review: https://curinos.com/our-insights/curinos-review-summer-2023/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us...]]></itunes:summary>
    <description><![CDATA[<p>Suraya Randawa, Head of Omnichannel Experience here at Curinos, joins host Rutger van Faassen to discuss digital journeys and her latest article in the Curinos Review “Capturing The Next Generation Means Engaging Them Now.&quot; <br/><br/>Read the article: <a href='https://curinos.com/our-insights/curinos-review-q223-capturing-next-gen-engage-them-now/'>https://curinos.com/our-insights/curinos-review-q223-capturing-next-gen-engage-them-now/</a><br/>Read the full Review: <a href='https://curinos.com/our-insights/curinos-review-summer-2023/'>https://curinos.com/our-insights/curinos-review-summer-2023/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Suraya Randawa, Head of Omnichannel Experience here at Curinos, joins host Rutger van Faassen to discuss digital journeys and her latest article in the Curinos Review “Capturing The Next Generation Means Engaging Them Now.&quot; <br/><br/>Read the article: <a href='https://curinos.com/our-insights/curinos-review-q223-capturing-next-gen-engage-them-now/'>https://curinos.com/our-insights/curinos-review-q223-capturing-next-gen-engage-them-now/</a><br/>Read the full Review: <a href='https://curinos.com/our-insights/curinos-review-summer-2023/'>https://curinos.com/our-insights/curinos-review-summer-2023/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/13116292-journey-across-the-digital-landscape.mp3" length="12759864" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13116292</guid>
    <pubDate>Thu, 29 Jun 2023 01:00:00 -0400</pubDate>
    <podcast:soundbite startTime="621.693" duration="20.5" />
    <itunes:duration>1060</itunes:duration>
    <itunes:keywords>digital, omnichannel, omni channel, omni, digital journey, digital payments, payments, finance, financial institution, banking, business, genz, gen z, millennial, gen x, boomer, payment habit, user experience, ui/ux, user interface, mobile banking</itunes:keywords>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Finding Massive Opportunity in Precision Pricing</itunes:title>
    <title>Finding Massive Opportunity in Precision Pricing</title>
    <itunes:summary><![CDATA[Director of Consumer &amp; Small Business Lending Lindsay Burkhalter joins host Rutger van Faassen to discuss Curinos’ recent Perspective “Precision Pricing in Small Business Lending,” co-written by Lindsay and Adam Lee Purvis (Director, Real Estate &amp; Consumer Lending).   Read the Perspective: https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos....]]></itunes:summary>
    <description><![CDATA[<p>Director of Consumer &amp; Small Business Lending Lindsay Burkhalter joins host Rutger van Faassen to discuss Curinos’ recent Perspective “<a href='https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/'>Precision Pricing in Small Business Lending</a>,” co-written by Lindsay and Adam Lee Purvis (Director, Real Estate &amp; Consumer Lending). <br/><br/>Read the Perspective: <a href='https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/'>https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Director of Consumer &amp; Small Business Lending Lindsay Burkhalter joins host Rutger van Faassen to discuss Curinos’ recent Perspective “<a href='https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/'>Precision Pricing in Small Business Lending</a>,” co-written by Lindsay and Adam Lee Purvis (Director, Real Estate &amp; Consumer Lending). <br/><br/>Read the Perspective: <a href='https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/'>https://curinos.com/our-insights/curinos-perspective-precision-pricing-small-business-lending/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/13073668-finding-massive-opportunity-in-precision-pricing.mp3" length="9138063" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 21 Jun 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="78.687" duration="39.5" />
    <itunes:duration>758</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, business, precision pricing, precision, small business, small business lending, curinos, fintech, finance, banking, lending, loans, lender pricing, lenders, lindsay burkhalter, adam lee purvis, curinos finsights, curinos</itunes:keywords>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Bonus: Rate Hike Pause: What does it mean for Financial Institutions?</itunes:title>
    <title>Bonus: Rate Hike Pause: What does it mean for Financial Institutions?</title>
    <itunes:summary><![CDATA[Managing Director Adam Stockton joins host Rutger Van Faassen to discuss the positives and negatives as the Fed moves to pause rate hikes. Read more insights on the latest announcement here: https://curinos.com/our-insights/curinos-perspective-fed-announces-pause-rate-hikes/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Managing Director Adam Stockton joins host Rutger Van Faassen to discuss the positives and negatives as the Fed moves to pause rate hikes. Read more insights on the latest announcement here: https://curinos.com/our-insights/curinos-perspective-fed-announces-pause-rate-hikes/</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Managing Director Adam Stockton joins host Rutger Van Faassen to discuss the positives and negatives as the Fed moves to pause rate hikes. Read more insights on the latest announcement here: https://curinos.com/our-insights/curinos-perspective-fed-announces-pause-rate-hikes/</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/13047047-bonus-rate-hike-pause-what-does-it-mean-for-financial-institutions.mp3" length="7096165" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 15 Jun 2023 14:00:00 -0400</pubDate>
    <itunes:duration>588</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, business, mortgage, lending, deposits, savings, NIM, banking, commercial banking, retail banking</itunes:keywords>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>bonus</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Amplero Takes Center Stage at FinovateSpring</itunes:title>
    <title>Amplero Takes Center Stage at FinovateSpring</title>
    <itunes:summary><![CDATA[This week we're doing something a little different. Recently our team attended FinovateSpring where Managing Director Sarah Welch and Amplero VP Tazmin Baliff Curtis demoed Curinos' Amplero Personalization Optimizer and its closed loop AI test-and-learn engine.   To learn more about the platform, please visit our website: https://curinos.com/amplero-personalization-optimizer/ Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>This week we&apos;re doing something a little different. Recently our team attended FinovateSpring where Managing Director Sarah Welch and Amplero VP Tazmin Baliff Curtis demoed Curinos&apos; Amplero Personalization Optimizer and its closed loop AI test-and-learn engine. <br/><br/>To learn more about the platform, please visit our website: <a href='https://curinos.com/amplero-personalization-optimizer/'>https://curinos.com/amplero-personalization-optimizer/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>This week we&apos;re doing something a little different. Recently our team attended FinovateSpring where Managing Director Sarah Welch and Amplero VP Tazmin Baliff Curtis demoed Curinos&apos; Amplero Personalization Optimizer and its closed loop AI test-and-learn engine. <br/><br/>To learn more about the platform, please visit our website: <a href='https://curinos.com/amplero-personalization-optimizer/'>https://curinos.com/amplero-personalization-optimizer/</a></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/13023246-amplero-takes-center-stage-at-finovatespring.mp3" length="5867001" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13023246</guid>
    <pubDate>Tue, 13 Jun 2023 08:00:00 -0400</pubDate>
    <podcast:soundbite startTime="336.667" duration="22.5" />
    <itunes:duration>486</itunes:duration>
    <itunes:keywords>amplero, ai, closed-loop engine, marketing, financial marketing, bank marketing, banks, banking, commercial banking, retail banking, retail, commercial, curinos, amplero personalization optimizer, amplero, personalization, optimizer, optimize, finovatespr</itunes:keywords>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 17: 2023 CMO Summit Key Take Aways </itunes:title>
    <title>Episode 17: 2023 CMO Summit Key Take Aways </title>
    <itunes:summary><![CDATA[On the back of Curinos’ 2023 Chief Marketing Summit, Rutger speaks with Executive Vice President of Omnichannel Sales and Experience, Brandon Larson on key take aways. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>On the back of Curinos’ 2023 Chief Marketing Summit, Rutger speaks with Executive Vice President of Omnichannel Sales and Experience, Brandon Larson on key take aways.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>On the back of Curinos’ 2023 Chief Marketing Summit, Rutger speaks with Executive Vice President of Omnichannel Sales and Experience, Brandon Larson on key take aways.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/12902891-episode-17-2023-cmo-summit-key-take-aways.mp3" length="11492835" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12902891</guid>
    <pubDate>Wed, 24 May 2023 09:00:00 -0400</pubDate>
    <podcast:soundbite startTime="151.667" duration="31.0" />
    <itunes:duration>954</itunes:duration>
    <itunes:keywords>curinos, curinos finsights, fintech, cmo, chief marketing officer, marketing, personalization, omnichannel, omni, channel, financial technology, amplero, analyzer, analyze, data, CMO, CMO Summit, curinos cmo summit, brandon larson, curinos brandon, larson</itunes:keywords>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Bonus: Not All Deposits Are Created Equal</itunes:title>
    <title>Bonus: Not All Deposits Are Created Equal</title>
    <itunes:summary><![CDATA[Director of Retail Deposits Adam Stockton and Director of Commercial Peter Serene join host Rutger van Faassen to discuss all things deposits in light of recent market changes.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Director of Retail Deposits Adam Stockton and Director of Commercial Peter Serene join host Rutger van Faassen to discuss all things deposits in light of recent market changes. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Director of Retail Deposits Adam Stockton and Director of Commercial Peter Serene join host Rutger van Faassen to discuss all things deposits in light of recent market changes. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/12829148-bonus-not-all-deposits-are-created-equal.mp3" length="15943469" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12829148</guid>
    <pubDate>Thu, 11 May 2023 09:00:00 -0400</pubDate>
    <podcast:soundbite startTime="95.133" duration="15.0" />
    <itunes:duration>1325</itunes:duration>
    <itunes:keywords> finance, rate cycle, business, lending, fintech, neobank, curinos, bank earnings, retail bank, commercial bank, deposit, deposits, svb, silicon valley bank, signature bank, bank failures, regional bank</itunes:keywords>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>bonus</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Bonus: Fed Hikes Again – Implications for Small Businesses </itunes:title>
    <title>Bonus: Fed Hikes Again – Implications for Small Businesses </title>
    <itunes:summary><![CDATA[Manager of Small Business Lending Strategy Bryan Snyder joins host Rutger van Faassen to discuss the implications of the recent fed hike on small businesses.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Manager of Small Business Lending Strategy Bryan Snyder joins host Rutger van Faassen to discuss the implications of the recent fed hike on small businesses. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Manager of Small Business Lending Strategy Bryan Snyder joins host Rutger van Faassen to discuss the implications of the recent fed hike on small businesses. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1970659/episodes/12784747-bonus-fed-hikes-again-implications-for-small-businesses.mp3" length="6619671" type="audio/mpeg" />
    <itunes:author>Rutger van Faassen</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12784747</guid>
    <pubDate>Thu, 04 May 2023 13:00:00 -0400</pubDate>
    <podcast:soundbite startTime="180.983" duration="24.0" />
    <itunes:duration>548</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, small business, small biz, curinos, curinos finsights, small business lending, lending, loan, employer, labor</itunes:keywords>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>bonus</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 16: The Chrisman Commentary | Funded Mortgage Volume; Curinos&#39; John Sayre on Production Trends and Data; Fed Rate Hike Predictions</itunes:title>
    <title>Episode 16: The Chrisman Commentary | Funded Mortgage Volume; Curinos&#39; John Sayre on Production Trends and Data; Fed Rate Hike Predictions</title>
    <itunes:summary><![CDATA[Curinos (F)insights is delighted to re-release this episode of The Chrisman Commentary.   John Sayre returns to the The Chrisman Commentary podcast and utilizes Curinos data and insight to speak on origination trends YoY across different markets and products.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Curinos (F)insights is delighted to re-release this episode of <a href='https://dailymortgagenews.buzzsprout.com/1597873/12620213-4-10-23-funded-mortgage-volume-curinos-john-sayre-on-production-trends-and-data-fed-rate-hike-predictions'>The Chrisman Commentary</a>. <br/><br/>John Sayre returns to the The Chrisman Commentary podcast and utilizes Curinos data and insight to speak on origination trends YoY across different markets and products. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Curinos (F)insights is delighted to re-release this episode of <a href='https://dailymortgagenews.buzzsprout.com/1597873/12620213-4-10-23-funded-mortgage-volume-curinos-john-sayre-on-production-trends-and-data-fed-rate-hike-predictions'>The Chrisman Commentary</a>. <br/><br/>John Sayre returns to the The Chrisman Commentary podcast and utilizes Curinos data and insight to speak on origination trends YoY across different markets and products. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:title>Episode 15: The Boom in Unsecured Lending</itunes:title>
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    <itunes:summary><![CDATA[Join us as Lindsay Burkhalter, director of consumer and small business lending at Curinos, examines the recent boom in unsecured lending.   Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Lindsay Burkhalter, director of consumer and small business lending at Curinos, examines the recent boom in unsecured lending.<br/><br/></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Lindsay Burkhalter, director of consumer and small business lending at Curinos, examines the recent boom in unsecured lending.<br/><br/></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Wed, 12 Apr 2023 09:00:00 -0400</pubDate>
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    <itunes:title>Episode 14: Viva Las Vegas! Insights from CBA Live 2023</itunes:title>
    <title>Episode 14: Viva Las Vegas! Insights from CBA Live 2023</title>
    <itunes:summary><![CDATA[Live from one of finance’s biggest events, Curinos' Rutger van Faassen chats with industry experts on key topics in today’s industry. Hear from Mike Shepard (U.S. Bank) and Matt Cammarota (Liberty Bank) on what’s top of mind for 2023. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Live from one of finance’s biggest events, <a href='https://curinos.com'>Curinos</a>&apos; Rutger van Faassen chats with industry experts on key topics in today’s industry. Hear from <a href='https://www.linkedin.com/in/mike-shepard-7ba9b313/'>Mike Shepard</a> (U.S. Bank) and <a href='https://www.linkedin.com/in/matthew-cammarota/'>Matt Cammarota</a> (Liberty Bank) on what’s top of mind for 2023.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Live from one of finance’s biggest events, <a href='https://curinos.com'>Curinos</a>&apos; Rutger van Faassen chats with industry experts on key topics in today’s industry. Hear from <a href='https://www.linkedin.com/in/mike-shepard-7ba9b313/'>Mike Shepard</a> (U.S. Bank) and <a href='https://www.linkedin.com/in/matthew-cammarota/'>Matt Cammarota</a> (Liberty Bank) on what’s top of mind for 2023.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:duration>634</itunes:duration>
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    <itunes:title>Bonus: What Does The Latest Fed Rate Hike Mean For Commercial Deposits?</itunes:title>
    <title>Bonus: What Does The Latest Fed Rate Hike Mean For Commercial Deposits?</title>
    <itunes:summary><![CDATA[Director Peter Serene joins host Rutger van Faassen to discuss implications for commercial deposits following the Fed’s latest rate hike.    Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Director Peter Serene joins host Rutger van Faassen to discuss implications for commercial deposits following the Fed’s latest rate hike. <br/><br/></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Director Peter Serene joins host Rutger van Faassen to discuss implications for commercial deposits following the Fed’s latest rate hike. <br/><br/></p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Thu, 23 Mar 2023 12:00:00 -0400</pubDate>
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    <itunes:title>Episode 13: The Future of Fintechs</itunes:title>
    <title>Episode 13: The Future of Fintechs</title>
    <itunes:summary><![CDATA[Join us as Bob Warnock, senior client manager at Curinos, brings us up to speed on what’s happening in the fintech industry.  Learn more at curinos.com Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Bob Warnock, senior client manager at Curinos, brings us up to speed on what’s happening in the fintech industry.<br/><br/>Learn more at curinos.com</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Bob Warnock, senior client manager at Curinos, brings us up to speed on what’s happening in the fintech industry.<br/><br/>Learn more at curinos.com</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Thu, 09 Mar 2023 09:00:00 -0500</pubDate>
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    <itunes:title>Episode 12: The Challenges and Opportunities in Today’s Mortgage Market</itunes:title>
    <title>Episode 12: The Challenges and Opportunities in Today’s Mortgage Market</title>
    <itunes:summary><![CDATA[Join us as Richard Martin, director of real estate lending solutions at Curinos, dives into the state of the U.S. mortgage industry.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Richard Martin, director of real estate lending solutions at Curinos, dives into the state of the U.S. mortgage industry. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Richard Martin, director of real estate lending solutions at Curinos, dives into the state of the U.S. mortgage industry. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Tue, 21 Feb 2023 23:00:00 -0500</pubDate>
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    <itunes:duration>1080</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, mortgage, arms, mortgages, housing, heloc, heloan, curinos, curinos finsights, finsight, insight, financial insight, finance, business, rising rates, recession, mortgage market, MSA,</itunes:keywords>
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    <itunes:title>Episode 11: New Digital Banking Tools Can Encourage Good Financial Habits</itunes:title>
    <title>Episode 11: New Digital Banking Tools Can Encourage Good Financial Habits</title>
    <itunes:summary><![CDATA[Join us as Suraya Randawa, head of omni channel experience at Curinos, speaks about how new digital banking tools can do more than just tell customers their credit score. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Suraya Randawa, head of omni channel experience at Curinos, speaks about how new digital banking tools can do more than just tell customers their credit score.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Suraya Randawa, head of omni channel experience at Curinos, speaks about how new digital banking tools can do more than just tell customers their credit score.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 08 Feb 2023 08:00:00 -0500</pubDate>
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    <itunes:duration>1202</itunes:duration>
    <itunes:keywords>financial services, finance, curinos, digital tools, fintech, technological impact, financial inclusion, diversity, inclusivity, embedded finance, community fintech, community, intuititve, bank, banking, online banking, mobile bank, uk market, united king</itunes:keywords>
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    <itunes:title>Bonus: What Does The Slower Pace of Fed Hikes Mean For Financial Institutions?</itunes:title>
    <title>Bonus: What Does The Slower Pace of Fed Hikes Mean For Financial Institutions?</title>
    <itunes:summary><![CDATA[Director Adam Stockton joins host Rutger van Faassen to discuss what’s in store for financial institutions as the Fed slows the pace of rate hikes.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Director Adam Stockton joins host Rutger van Faassen to discuss what’s in store for financial institutions as the Fed slows the pace of rate hikes. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Director Adam Stockton joins host Rutger van Faassen to discuss what’s in store for financial institutions as the Fed slows the pace of rate hikes. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 02 Feb 2023 10:00:00 -0500</pubDate>
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    <itunes:duration>612</itunes:duration>
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    <itunes:episode>5</itunes:episode>
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    <itunes:title>Episode 10: The Social Importance of Financial Services </itunes:title>
    <title>Episode 10: The Social Importance of Financial Services </title>
    <itunes:summary><![CDATA[Join us as special guest Theodora Lau, founder of boutique consulting firm Unconventional Ventures and author of Beyond Good: How Technology is Leading a Purpose-driven Business Revolution, speaks about how financial services can contribute to a more inclusive society.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as special guest Theodora Lau, founder of boutique consulting firm <a href='https://www.unconventionalventures.com/'>Unconventional Ventures</a> and author of <a href='https://www.beyondgoodbook.com/'><em>Beyond Good: How Technology is Leading a Purpose-driven Business Revolution</em></a>, speaks about how financial services can contribute to a more inclusive society. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as special guest Theodora Lau, founder of boutique consulting firm <a href='https://www.unconventionalventures.com/'>Unconventional Ventures</a> and author of <a href='https://www.beyondgoodbook.com/'><em>Beyond Good: How Technology is Leading a Purpose-driven Business Revolution</em></a>, speaks about how financial services can contribute to a more inclusive society. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Wed, 25 Jan 2023 10:00:00 -0500</pubDate>
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    <itunes:title>Episode 09: How To Make Bank Branches Relevant In 2023</itunes:title>
    <title>Episode 09: How To Make Bank Branches Relevant In 2023</title>
    <itunes:summary><![CDATA[Join us as Andrew Hovet, director of distribution and sales performance, discusses ways that bank branches can stay relevant even as transactions decline. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Andrew Hovet, director of distribution and sales performance, discusses ways that bank branches can stay relevant even as transactions decline.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Andrew Hovet, director of distribution and sales performance, discusses ways that bank branches can stay relevant even as transactions decline.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Wed, 11 Jan 2023 09:00:00 -0500</pubDate>
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    <itunes:title>Episode 08: The Year Ahead: How to Tackle the Challenges of 2023</itunes:title>
    <title>Episode 08: The Year Ahead: How to Tackle the Challenges of 2023</title>
    <itunes:summary><![CDATA[Join us as Curinos experts Pete Gilchrist, Suraya Randawa and Brandonn Dukes discuss the challenges and opportunities facing financial services in 2023. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Curinos experts Pete Gilchrist, Suraya Randawa and Brandonn Dukes discuss the challenges and opportunities facing financial services in 2023.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Curinos experts Pete Gilchrist, Suraya Randawa and Brandonn Dukes discuss the challenges and opportunities facing financial services in 2023.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Thu, 15 Dec 2022 11:00:00 -0500</pubDate>
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    <itunes:title>Bonus: The State of Play in Canada Following Latest BOC Rate Hike</itunes:title>
    <title>Bonus: The State of Play in Canada Following Latest BOC Rate Hike</title>
    <itunes:summary><![CDATA[Join us as Kevin Travis, EVP and client manager, discusses implications of the Bank of Canada’s latest rate hike. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Kevin Travis, EVP and client manager, discusses implications of the Bank of Canada’s latest rate hike.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Kevin Travis, EVP and client manager, discusses implications of the Bank of Canada’s latest rate hike.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Tue, 13 Dec 2022 09:00:00 -0500</pubDate>
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    <itunes:duration>680</itunes:duration>
    <itunes:keywords> finance, rate cycle, business, canada, canadian banking, rate hikes, bank of canada, mortgage, savings, deposits</itunes:keywords>
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    <itunes:title>Episode 07: Deposit Life Is A Critical Metric That Needs More Attention</itunes:title>
    <title>Episode 07: Deposit Life Is A Critical Metric That Needs More Attention</title>
    <itunes:summary><![CDATA[Greg Muenzen, director of treasury and balance sheet management, discusses the importance of deposit life and its impact on bank profitability. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Greg Muenzen, director of treasury and balance sheet management, discusses the importance of deposit life and its impact on bank profitability.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Greg Muenzen, director of treasury and balance sheet management, discusses the importance of deposit life and its impact on bank profitability.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 30 Nov 2022 09:00:00 -0500</pubDate>
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    <itunes:duration>955</itunes:duration>
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    <itunes:title>Episode 06: Get to Know Your Customer Through Marketing Personalization</itunes:title>
    <title>Episode 06: Get to Know Your Customer Through Marketing Personalization</title>
    <itunes:summary><![CDATA[Managing Director Sarah Welch talks about how banks can deepen engagement by adopting marketing strategies that respond quickly to customer sentiment and action. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Managing Director Sarah Welch talks about how banks can deepen engagement by adopting marketing strategies that respond quickly to customer sentiment and action.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Managing Director Sarah Welch talks about how banks can deepen engagement by adopting marketing strategies that respond quickly to customer sentiment and action.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Wed, 16 Nov 2022 10:00:00 -0500</pubDate>
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    <itunes:title>Bonus: Implications for Mortgages as Fed Hikes Rates Again</itunes:title>
    <title>Bonus: Implications for Mortgages as Fed Hikes Rates Again</title>
    <itunes:summary><![CDATA[Director Richard Martin joins host Rutger van Faassen to discuss the state of the mortgage market as the Fed raises interest rates another 75 basis points. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Director Richard Martin joins host Rutger van Faassen to discuss the state of the mortgage market as the Fed raises interest rates another 75 basis points.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Director Richard Martin joins host Rutger van Faassen to discuss the state of the mortgage market as the Fed raises interest rates another 75 basis points.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Thu, 03 Nov 2022 12:00:00 -0400</pubDate>
    <itunes:duration>499</itunes:duration>
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    <itunes:title>Episode 05: What Do Higher Rates Mean for Commercial Banking?</itunes:title>
    <title>Episode 05: What Do Higher Rates Mean for Commercial Banking?</title>
    <itunes:summary><![CDATA[Join us as Director Peter Serene discusses how higher interest rates are impacting commercial banking. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Director Peter Serene discusses how higher interest rates are impacting commercial banking.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Director Peter Serene discusses how higher interest rates are impacting commercial banking.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 26 Oct 2022 09:00:00 -0400</pubDate>
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    <itunes:duration>1112</itunes:duration>
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    <itunes:title>Episode 04: The Fast-Moving Mortgage Market – from ARMs to Servicing</itunes:title>
    <title>Episode 04: The Fast-Moving Mortgage Market – from ARMs to Servicing</title>
    <itunes:summary><![CDATA[Join us as John Sayre, vice president of client success, discusses how higher interest rates are rippling through all corners of the home-loan business. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as John Sayre, vice president of client success, discusses how higher interest rates are rippling through all corners of the home-loan business.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as John Sayre, vice president of client success, discusses how higher interest rates are rippling through all corners of the home-loan business.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 12 Oct 2022 09:00:00 -0400</pubDate>
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    <podcast:soundbite startTime="240.0" duration="15.0" />
    <itunes:duration>819</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
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    <itunes:title>Bonus: Latest Fed Rise Puts Spotlight on Deposit “Haves” and “Have-Nots”</itunes:title>
    <title>Bonus: Latest Fed Rise Puts Spotlight on Deposit “Haves” and “Have-Nots”</title>
    <itunes:summary><![CDATA[Director Peter Serene joins host Rutger van Faassen to discuss the latest Fed rate hike and the need for scenario planning.  Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Director Peter Serene joins host Rutger van Faassen to discuss the latest Fed rate hike and the need for scenario planning. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Director Peter Serene joins host Rutger van Faassen to discuss the latest Fed rate hike and the need for scenario planning. </p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 22 Sep 2022 10:00:00 -0400</pubDate>
    <podcast:soundbite startTime="147.817" duration="15.0" />
    <itunes:duration>640</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, </itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>0</itunes:episode>
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    <itunes:title>Episode 03: The Resurgence of Home Equity</itunes:title>
    <title>Episode 03: The Resurgence of Home Equity</title>
    <itunes:summary><![CDATA[Join us as Senior Market Analyst Ken Flaherty discusses the resurgence of the long-slumbering home equity market, including how to capitalize on the sudden boom and pitch the product to borrowers who aren’t familiar with it. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Join us as Senior Market Analyst Ken Flaherty discusses the resurgence of the long-slumbering home equity market, including how to capitalize on the sudden boom and pitch the product to borrowers who aren’t familiar with it.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Join us as Senior Market Analyst Ken Flaherty discusses the resurgence of the long-slumbering home equity market, including how to capitalize on the sudden boom and pitch the product to borrowers who aren’t familiar with it.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Wed, 14 Sep 2022 09:00:00 -0400</pubDate>
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    <podcast:soundbite startTime="1087.0" duration="15.0" />
    <itunes:duration>1360</itunes:duration>
    <itunes:keywords> finance, rate cycle, business, heloc, heloan, mortgage, lending, home equity, equity, housing, buy now pay later, bnpl, fintech, neobank, curinos, </itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>Episode 02: The Decline of Overdraft Fees</itunes:title>
    <title>Episode 02: The Decline of Overdraft Fees</title>
    <itunes:summary><![CDATA[Curinos' Olivia Lui talks to Rutger about overdraft and research into its uses. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Curinos&apos; Olivia Lui talks to Rutger about overdraft and research into its uses.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Curinos&apos; Olivia Lui talks to Rutger about overdraft and research into its uses.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Wed, 10 Aug 2022 09:00:00 -0400</pubDate>
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    <podcast:soundbite startTime="316.945" duration="15.0" />
    <itunes:duration>1258</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, overdraft</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
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    <itunes:title>Bonus: Latest Fed Hikes Comes As Rates, Behavior Start to Shift</itunes:title>
    <title>Bonus: Latest Fed Hikes Comes As Rates, Behavior Start to Shift</title>
    <itunes:summary><![CDATA[Curinos Director Peter Serene explores the implications of rising rates. Built on expertise many have come to trust, Curinos (F)insights examine market challenges in the banking and financial services industry. Our podcast brings together experts from around the world to help you navigate the present and prepare for the future. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Curinos Director Peter Serene explores the implications of rising rates. Built on expertise many have come to trust, Curinos (F)insights examine market challenges in the banking and financial services industry. Our podcast brings together experts from around the world to help you navigate the present and prepare for the future.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Curinos Director Peter Serene explores the implications of rising rates. Built on expertise many have come to trust, Curinos (F)insights examine market challenges in the banking and financial services industry. Our podcast brings together experts from around the world to help you navigate the present and prepare for the future.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <itunes:author>Rutger van Faassen</itunes:author>
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    <pubDate>Thu, 28 Jul 2022 09:00:00 -0400</pubDate>
    <podcast:soundbite startTime="146.378" duration="15.0" />
    <itunes:duration>525</itunes:duration>
    <itunes:keywords>rising rates, finance, rate cycle, fomc, fed, business, </itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>0</itunes:episode>
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    <itunes:title>Episode 01: The Implications of Higher Interest Rates</itunes:title>
    <title>Episode 01: The Implications of Higher Interest Rates</title>
    <itunes:summary><![CDATA[This month, Rutger van Faassen sits down with Adam Stockton to discuss higher interest rates. Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>This month, Rutger van Faassen sits down with Adam Stockton to discuss higher interest rates.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>This month, Rutger van Faassen sits down with Adam Stockton to discuss higher interest rates.</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Wed, 13 Jul 2022 08:00:00 -0400</pubDate>
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    <podcast:soundbite startTime="515.8" duration="23.0" />
    <itunes:duration>1431</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>1</itunes:episode>
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    <itunes:title>00 Introduction</itunes:title>
    <title>00 Introduction</title>
    <itunes:summary><![CDATA[Podcast Introduction Rate and subscribe! | Learn more at curinos.com | Questions or feedback? Email us at finsights@curinos.com ]]></itunes:summary>
    <description><![CDATA[<p>Podcast Introduction</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></description>
    <content:encoded><![CDATA[<p>Podcast Introduction</p><p>Rate and subscribe! | Learn more at <a href='https://curinos.com'>curinos.com</a> | Questions or feedback? Email us at <a href='mailto:finsights@curinos.com'>finsights@curinos.com</a></p>]]></content:encoded>
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    <pubDate>Tue, 28 Jun 2022 13:00:00 -0400</pubDate>
    <itunes:duration>31</itunes:duration>
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    <itunes:season>1</itunes:season>
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