Your Time, Your Money ™

Interviewing an NFL LINEMAN | (w/ Ben Noll)

Thu, 23 Apr 2026 14:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

This is no ordinary week ladies and gentlemen...the 2026 NFL Draft is upon us, and we couldn't think of any better way to celebrate than this. In this week's episode of "Your Coach, Your Money", Matt and Mark welcome Ben Noll, former OL for the Dallas Cowboys, Detroit Lions, and St. Louis (now LA) Rams, onto the show to discuss everything from life after football, to obstacles the next generation of athletes face, to the joys of community service and living with faith. Enjoy!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #nfl #football #cowboys

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Writing Your Practice's Next Chapter | (w/ Rose Price)

Thu, 02 Apr 2026 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Calling all financial advisors! In this week's episode, Mark sits down with Enterprise CEO, Partner, and Financial Advisor at Horizon Financial Group, Pete Bush, to discuss all things financial advising, succession planning, and retirement. Building a legacy you can be proud of, equipping the next generation to manage your clients with dignity, retiring at the perfect age to reward you for your extensive career, we cover it all right here. Enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #ai #artificialintelligence #financialadvisor #retirement

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Helping Financial Advisors Retire | (w/ Pete Bush)

Tue, 17 Mar 2026 13:00:00 -0400

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The Top 10 Most Expensive Cities Are...

Mon, 09 Mar 2026 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Burst Sessions are Back! In this week's episode, Matt and Lauren sit down to go through the top ten most expensive cities to live in entering into 2026, and which places you may be better off avoiding, even if you've got a couple bucks to spare. Enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #city #expensive #ai #artificialintelligence

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Confronting AI. | (w/ Kerwin Lovell)

Thu, 19 Feb 2026 05:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

We're back with a bang ladies and gentlemen. In this week's episode, Mark and Adam sit down with AI expert and CEO of K5 Solutions, Kerwin Lovell, to discuss all things Artificial Intelligence. Is AI a tool to use or an advancement to fear? Can AI help with your financial planning? Where is all of this headed? We share your questions, and we are so excited to have found the perfect guy to answer them all. Enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #ai #artificialintelligence

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Supporting Individuals with Disabilities | (w/ Nicole Babie)

Thu, 06 Nov 2025 05:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Everyone deserves respect and support. In this week's episode, Mark and Justin were honored to welcome Director of Foundation at the "Wildwood Foundation", Nicole Babie onto the podcast! Nicole shares how Wildwood came to be, Mark and Justin hear from a true expert on the importance of charity in our community, and Nicole shares a tip or two for how you can work with your advisor on factoring charitable giving into your finances. We are thankful to Nicole for taking the time to sit down on the pod this week, and couldn't be more aligned with Wildwood and the lengths they go to to uplift those with disabilities, this one is a treat. Watch away!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #charity

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Grappling with the Art of Jiu Jitsu | (w/ Nels Larson)

Tue, 21 Oct 2025 11:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

The only thing better than one YCYM episode in one month is, well, another YCYM episode! And boy do we have another winner here for you. This week, Mark and Matt welcome onto the show one of the most respected Jiu Jitsu trainers in the North East, the "Professor" himself...Lars Nelson! Mark and Matt dig into Nels' background and upbringing, Nels discusses where exactly he found his passion for both martial arts and for teaching others in this unique craft; we unpack the business side of martial arts, and maybe most importantly, we dive into exactly how Jiu Jitsu teaches you disciplines that fortify the mind, equip you for self defense, and allow you to stand tall amidst life's greatest challenges. We chopped it up for almost an hour here ladies and gentlemen, so there is a lot to digest...watch away!

***NOTE: This episode was previously recorded on 10/2/25, so some references to upcoming games may now be outdated.***

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #jiujitsu

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The Future of College Football. | (w/ Jared Ambrose & Jordan Orlovsky)

Fri, 10 Oct 2025 20:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

First "Your Coach, Your Money" episode on the new set folks, and we couldn't have picked a better group of people to do it with. This week, Mark and Matt welcome onto the show Head Coach of the UAlbany college football team Jared Ambrose, and Chief of Staff Jordan Orlovsky! This one is a home run ladies and gentlemen, you do NOT want to miss it...maybe the wrong choice of words.

***NOTE: This episode was previously recorded on 10/2/25, so some references to upcoming games may now be outdated.***

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #metabolic

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Building on the Real Estate Conversation | (w/ Ryan Clark & Jay Christiana)

Tue, 30 Sep 2025 15:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

We built this episode on rock and roll. This week, Mark and Matt couldn't be more excited to sit down with two real estate experts from Berkshire Hathaway Home Services, Ryan Clark and Jay Christiana! We dive right into Ryan and Jay's backgrounds in this ever-changing industry, we discuss a few key things the real estate market is missing in today's world, we even find a way to relate the home market to jiu jitsu! The door is wide open with this one, come right on in.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #dogtraining

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Uncovering Cetera's Next Chapter | (w/ John Lefferts & Jennifer Hanau)

Thu, 28 Aug 2025 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

We reached for the stars and managed to snag two of them for this one. In this week's episode, Mark and Adam are excited to sit down with Head of Cetera Investors, John Lefferts, and President of RIA & Branches Channel at Cetera Financial Group, Jennifer Hanau! We dive into John and Jennifer's backgrounds, discuss the rapid growth Cetera is experiencing in a modern competitive financial landscape that leaves little to no margin for error, and we unpack why Cetera is the perfect place for advisors to find new opportunities to further their practice and set their clients up for financial security that extends even past their retirement! You do not want to miss this one.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #dogtraining

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The Price of Puppy Love. | (w/ Tony Filippone)

Tue, 12 Aug 2025 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Ladies and gentlemen, we did it. We found who let the dogs out. In this week's episode, Mark and Justin are thrilled to sit down with known animal trainer...TONY FILIPPONE! Tony shares some lovely and informative stories over his illustrious career, we dive into the best way to handle aggressive dogs, and of course, we discuss the financial-side of animal care, including factoring a pet into your estate plan and budgeting for your latest furry friend! If you are looking for perfect episode to sit down and watch, then we are happy to report that you are barking up the right tree, enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs #pets #animal #animals #dog #dogs #petcare #dogtraining

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The ONE THING that money can't buy...

Fri, 11 Jul 2025 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

You would think as advisors money is all we think about, but it takes a BIG back seat to one thing in particular. In this week's episode, Matt and Lauren sit down to discuss how community means everything not just in the world of finance, but in general! The relationships we build with one another, how we relate to one another through our similarities and understand one another through what makes us different, these are the key things in life that make a person truly rich...and it doesn't hurt to build these relationships with the people who handle your money either! This one is a departure from our usual educational programming, as we seek to incorporate some more relaxed conversation into the show as the summer ticks on, so sit back and enjoy!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The Fastest Way to One Million.

Thu, 12 Jun 2025 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

We know what you're thinking..."Hey Mr. Media Guy who edits and posts these episodes, unless you've got the winning ticket, there is no "fast way" to one million dollars". And to that I say, "please, Mr. Media Guy is my father". But of all the ways you could possibly work your way toward being a millionaire, there is a path to the finish line that is quicker than the rest, and we feel pretty confident about what that path looks like for you. In this week's episode, Matt and Lauren sit down to discuss how you can work your way toward familiarity with the magical number that involves six zeroes. While we're on the topic of saving, save yourself around ten minutes today, and watch away!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Factoring DIVORCE into your SOCIAL SECURITY || (Charity Token Hint Episode)

Fri, 06 Jun 2025 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Divorce is never a conversation one wants to welcome with open arms, and it can be easy while navigating a stage of life as uncharted as this one to feel like you have infinitely more questions than answers. Hopefully we can help. In today's episode, Mark and Justin sit down to discuss factoring a divorce into your Social Security. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so tune all the way in.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Claiming SOCIAL SECURITY at 70 || (Charity Token Hint Episode)

Mon, 02 Jun 2025 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

What's better than one episode about claiming social security at 70? How about two? One year ago we put out a three-part series on claiming SS at various stages in life, but a lot has changed, and we'd like to believe we've learned even more since then, so let's run it back. In today's episode, Mark and Adam sit down once again to discuss Social Security, and if you happen to be 70 and not a day over 43 and the topic of finally claiming has been front and center at the dinner table...this may be your sign to sharpen the fork and knife and dig in. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so listen closely.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Claiming SOCIAL SECURITY at 62 || (Charity Token Hint Episode)

Fri, 30 May 2025 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

What's better than one episode about claiming social security at 62? How about two? One year ago we put out a three-part series on claiming SS at various stages in life, but a lot has changed, and we'd like to believe we've learned even more since then, so let's run it back. In today's episode, Mark and Adam sit down to discuss Social Security, and if you happen to be one year older than 61 and looking to claim...this may very well just be the start of a beautiful friendship. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so be sure to keep the volume cranked.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

ALL THINGS DIVIDEND || (Charity Token Hint Episode)

Tue, 27 May 2025 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

A house divided against itself cannot stand, but maybe a dividend-ed one could. Forgive us, there's not many puns that work with our topic here this time around, ladies and gentlemen. In today's episode, Mark and Justin sit down to discuss all things "dividend", rolling up their sleeves and getting down into the world of payments and shareholders so that you don't have to. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so while you're busy dividing, be sure to add this one to the ol' watchlist and multiply that knowledge.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Managing Your EMERGENCY MONEY. || (TOKEN FOUND)

Fri, 23 May 2025 08:00:00 -0400

UPDATE: THE CHARITY TOKEN HINTED AT IN THIS EPISODE HAS OFFICIALLY BEEN DISCOVERED.

GOOD MORNING AND GREAT COFFEE!

Life comes at you fast. Often times it can be tricky trying to prepare for what you see coming, let alone the unexpected; but where there's a will, there's a way...and we happen to have both today. In today's episode, Matt and Mark sit down to break down your emergency money, how to save it up, and what you need to do to prepare for the best, and worst, that life has to throw your way. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so make like a tree and listen up.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

INVESTING AFTER COLLEGE || (TOKEN FOUND)

Mon, 19 May 2025 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

What's more stressful than college? How about life after college? As we move into the summer months, there is a whole new wave of graduates collecting their hard-earned degrees, and making the brave attempt to transition into the work force. With that transition comes a heck of a lot of responsibility, a ton of bills to pay and, if you're like everyone else, not a whole lot of clarity on how it all needs to come together for you to be successful. In today's episode, Matt and Lauren sit down to break down life after college. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so trade in that graduate cap for a thinking one, and lend an ear!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Unpacking the NYS PENSION SYSTEM || (CHARITY TOKEN FOUND BUT NOT YET CLAIMED)

Fri, 16 May 2025 16:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Business, retirement, benefits, oh my! You're probably watching this because you're nearing the twilight of your professional career, and the time has come to look to your future. Allow us to help. In today's episode, Matt and Mark sit down to break down the NYS Pension System in more than enough detail that will hopefully equip you to put together a plan for your retirement that you can get excited about. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so LISTEN UP!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What Should Advisor Relationships Look Like? || (TOKEN FOUND)

Tue, 13 May 2025 15:00:00 -0400

UPDATE: The Charity Token hinted at in this episode has officially been found!

GOOD MORNING AND GREAT COFFEE!

If there's one thing that's probably safe to say, it's that you're here because you are seeking sound financial guidance from people you can trust. And in our line of work, in terms of providing for the people we work for, building a strong relationship with people like yourself is priority number one. In today's episode, Matt and Mark sit down to discuss advisor relationships, what to look for, where to set expectations, and more. Also, once again, we may have snuck in several big hints for one of our 10 charity token locations, so LISTEN UP!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

WHAT IS FRA? || (CHARITY TOKEN FOUND BUT NOT YET CLAIMED)

Thu, 08 May 2025 18:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

New office, new set, same old us. In this week's episode, Mark and Justin sit down for the first official session in the brand new studio to discuss FRA as it pertains to social security, offering up every bit of information you need to know on the matter, and hopefully answering every question you could think to ask. Also, the guys sneak in several hints that may bring you several steps closer to uncovering one of the nine charity tokens still hidden around the Capital Region. Watch and enjoy, and keep your ears peeled this time around!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Introducing "The Iron Tree Financial Charity Token Hunt"

Thu, 08 May 2025 18:00:00 -0400

The Hunt is On.

10 Tokens, 10 Locations. From now through the end of the fall, Iron Tree Financial cordially invites you to participate in the most significant endeavor we have ever undertaken, a Charity Token Hunt that spans the entire Capital Region of Upstate New York. In today's episode, all four "Your Time, Your Money" hosts unite to discuss everything there is to know...or at least everything we can reveal about this unprecedented event! WATCH AWAY, AND GET HUNTING!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #charity #scavengerhunt

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Lets Discuss These Tariffs...

Thu, 08 May 2025 18:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

It is finally upon us, the very last week before we make the move to our brand new studio is here. And to celebrate such a momentous occasion, we picked a big topic for you. In this week's episode, the four hosts of “Your Time, Your Money” sit down to discuss tariffs, diving into the general nationwide reaction to them, their implications on your personal finances, and more. The finance Avengers only assemble once in a blue moon over here folks, so do yourself a favor and DO NOT MISS OUT!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #savings #savingmoney #tariffs

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Encouraging Kids to Invest

Thu, 17 Apr 2025 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Our time at the current set is coming to a close, and the show is getting its long-anticipated makeover real soon, but there is ALWAYS time for another table talk. In this week's episode, Mark and Matt sit down to discuss all of the various ways kids can save their money early on, and how understanding finances from a young age can equip anyone for just about anything that lies ahead. If your child finds some free time between the TikTok dances and the Bluey marathons, enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #kids #children #savings #savingmoney

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

You had a baby. Now what?

Mon, 14 Apr 2025 15:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

So you just had a baby, the pride and joy of your life. This is probably the happiest moment of your life, along with the scariest, most emotional, and overwhelming moment too...and chances are the added responsibility for a whole new human can tack on a bit of added stress if you don't have a plan from day one. Allow us to help with that one. In today's episode, Mark sits down for the final burst solo session at our current podcast set to help you to come up with several ways to immediately lay a solid groundwork for you and your child's financial future! The second the baby stops crying, by all means watch away.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #successionplanning #advisor #investment #Investing #FinanceTips #YourTimeYourMoney #FinancialFreedom #PersonalFinance #MoneyMatters #InvestSmart #Podcast #baby #child

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

5 Ways to Automate Your Investments

Mon, 07 Apr 2025 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

When the word "automation" comes up in conversation, people tend to think first of cars, rather than the incredibly sound and strategic way to see your investments organized and managed. So today, allow us to flip the script. In this episode, Mark dives into five game-changing ways to automate your investments and take the guesswork out of growing your wealth. Learn how to set it and forget it while watching your money grow, you don't want to miss out on this opportunity to take control of your financial future.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #successionplanning #advisor #investment #Investing #FinanceTips #YourTimeYourMoney #FinancialFreedom #PersonalFinance #MoneyMatters #InvestSmart #Podcast

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Empowering Women in Investing

Mon, 31 Mar 2025 11:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

In this groundbreaking episode, we are thrilled to welcome the latest advisor to join our growing team, and the newest host of "Your Time, Your Money"...Lauren Geraldsen! This week, Mark and Lauren dive into the inspiring journey of women in the financial world and celebrate all of the barriers they are consistently breaking through, and Lauren shares her unique insights and experiences that have elevated her above the competition in this highly motivated industry. We dissect why women are poised to inherit the largest net worth in history over the next few decades, the importance of advocating for yourself when it comes to your finances, the rise of Gen-Z women in the world of finance, and much more. Lauren discusses the real-life barriers women face, how it impacts women’s financial decisions, and ways YOU can break those cycles. This is a must-not-miss, so...well, you know...don't miss it.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #WomenInFinance #FinancialEmpowerment #Investing #FinanceTips #YourTimeYourMoney #FinancialFreedom #WomenInInvesting #PersonalFinance #MoneyMatters

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Budgeting a 100K Salary...

Thu, 13 Mar 2025 07:00:00 -0400

BULLET SESSION || GOOD MORNING AND GREAT COFFEE!

The weather is warming up, which means life is about to pick up speed a bit, and that tends to inspire one to think ahead. Hard work often leads to a higher salary, and if your annual income is up there, chances are you've earned just about every penny you bring in. For many, there is a temptation that comes with having a good amount of money to your name to spend that money on a whim, and in instances such as this, there is no more important topic to discuss than "budgeting". In this week's episode, Matt sits down to give you three major pieces of advice that will allow you to ensure your finances are safe for the long haul. Lend an ear, why don't ya?

"Here’s What the Ideal Budget Looks Like For a $100,000 Salary": https://finance.yahoo.com/personal-finance/banking/article/typical-budget-for-100000-salary-225021694.html

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #moneymanagement #financialmanagement #retirement

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

"POA" v "TRUSTED CONTACT"

Thu, 20 Feb 2025 23:00:00 -0500

BULLET SESSION || GOOD MORNING AND GREAT COFFEE!

We'd say we're long overdue at this point, but it's here at last ladies and gentlemen...the first financial showdown of the year. In this week's episode, Mark sits down to compare "power of attorney" with assigning a trusted contact person to back up your personal needs. You've got a front row seat free of charge, so sit back and enjoy!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

OVERHAULING Your Spending Habits...

Mon, 10 Feb 2025 11:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

We're deep into the winter, and sometimes that makes for a restless spirit. A restless spirit leads to hastily made decisions, and sometimes in the financial arena that could mean getting snowed in and scrolling through Amazon until your wallet is screaming uncle. Obviously we know you would never do that, but just in case you're in a money pinch, we're here to help! This week, Matt and Justin sit down to discuss spending habits, and we get to the bottom of how planning wisely around your credit card usage could lead to a MUCH brighter future!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Succession Planning DONE RIGHT.

Thu, 30 Jan 2025 23:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

So say you're a financial advisor preparing for retirement. Where do you start? Are you in a position to make it a smooth transition, and do you have the connections to ensure your clients retain premier service even after you're gone? We're sure if you're at this juncture of your career you're asking all of these questions, and THEN some, so let us help. In this week's episode, Mark sits down to discuss all things succession planning. Give it a peep!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Going METABOLIC - THE MATT PHELPS INTERVIEW

Thu, 23 Jan 2025 10:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

First "Your Coach, Your Money" episode of the year folks, and it's a big one. This week, Mark and Matt welcome onto the show fitness phenom and CEO of the viral training program "Metabolic", Matt Phelps! Matt sits down with us to discuss how his company came to be, his reaction to its meteoric rise across the state of New York, and how fitness and finance can directly go hand in hand in creating a successful lifestyle for yourself! This is one you DO NOT want to miss!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #fitness #metabolic

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Our Year of CHANGE...

Thu, 16 Jan 2025 09:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

The boys are back in town ladies in gentlemen, and there is a whole lot to be excited about. In this week's episode, Mark and Matt sit down to discuss all of the changes, events, and additions coming to the podcast, as well as to "Iron Tree Financial" over the course of the next year...including an announcement or two that are going to change everything. Come get it while it's hot, enjoy!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #bloopers

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

LOCKING IN GAINS

Thu, 09 Jan 2025 22:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Time is flying, and we are already two weeks into the new year! In this week's episode, Matt and Justin sit down once more to recap the 2024 market, diving into how the market did as a whole last year, and using those statistics to understand what that means for the year ahead. Before you lock in and enjoy, be sure to bundle up, it's an ice box out there!

INDEX EPISODES:
What is the "S&P 500"? - https://youtu.be/ianAX6U_rl4
Let's Talk "Russell 2000" - https://youtu.be/AOEiwj7Kmh8
Let's Talk "DOW JONES" - https://youtu.be/lX_0MgqilvI

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #investment #bloopers

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

THE END IS "YEAR".

Thu, 02 Jan 2025 14:00:00 -0500

GOOD MORNING AND GREAT COUNTDOWNS!

The bell tolls...its finally arrived...who could have seen this coming?

Wait, we're just talking about the new year here, what did you think we meant?! Ladies and gentlemen, we are here at 2025. For our first episode of the new year, we wanted to bring you our last episode recorded in 2024. This week, Matt and Justin sit down at the wood table of destiny to share with you just a few more tips on how YOU can enter into 2025 in your best financial state yet. This year is going to filled with tons of surprises, new guests, and fresh topics, so lock in, we're only just getting warmed up!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment #bloopers

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Twelve

Wed, 25 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT CHRISTMAS DAY!

WE MADE IT. The big made squeezed his way down the chimney, the gifts are shimmering under the tree, and the final installment of our "12 Days of Finance" series has arrived. In today's episode, Mark and Justin sit down in our Christmasified studio to wrap up the final topic related to helping YOU enter into the new year more financially sound than ever...this is day TWELVE! While you're out caroling with the masses, try and find a few moments just to enjoy you some good old fashioned "Your Time, Your Money".

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Eleven

Tue, 24 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT CHRISTMAS EVE!

Holy moly, say it ain't so, we are finally here on CHRISTMAS EVE. Welcome back to the "12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day ELEVEN! We're going to be up all night waiting for Santa and watching "Your Time, Your Money", so join us if you want to live a little.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Ten

Mon, 23 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT TIDINGS!

We here at "Your Time, Your Money" try to stick to the four main food groups: Candy, candy canes, candy corn, and happily consuming new episodes of the pod. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day TEN! Don't be a scrooge, enjoy "Your Time, Your Money".

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Nine

Sun, 22 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT HAAAPPYYYY BIIIRTHDAYYYY!

What did you say you wanted for Christmas again? We're pretty sure we know, we just wanted to make sure YOU know what you want. We totally didn't just start looking for last minute gifts or anything. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day NINE! While you're over here feeling all joyful and triumphant, go ahead and enjoy you some "Your Time, Your Money".

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Eight

Sat, 21 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT SNOW ANGELS!

We're so close we can hardly contain ourselves. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day EIGHT! Seeing isn't believing. Believing is seeing. And truly living is watching "Your Time, Your Money", so enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Seven

Fri, 20 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT HOT CHOCOLATE!

Ok so I planned out our whole day. First, we’ll make snow angels for two hours, then we’ll go ice skating, then we’ll eat a whole roll of Toll House cookie dough as fast as we can, and then...we’ll watch "Your Time, Your Money". Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day SEVEN! Ho-ho-hop on over here and enjoy!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Six

Thu, 19 Dec 2024 06:00:00 -0500

GOOD MORNING TO ALL, AND TO ALL A GREAT COFFEE!

You can't spell "jolly" without "YTYM". Well, you can...but that's not important right now. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day SIX! Don't shoot your eye out kid, watch "Your Time, Your Money"!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Five

Wed, 18 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT TANNENBAUM!

Every time a bell rings, an angel gets its wings. And every time a new episode of "Your Time, Your Money" drops, we like to think that the world heals just a little. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day FIVE! Enjoy, we hear this series is making hearts grow three sizes!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Four

Tue, 17 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT COFFEE YA FILTHY ANIMAL!

Are we in or out on fruitcake for Christmas? Just asking for a friend. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day FOUR! Plug in those holiday lights, try not to freak out when they don't turn on right away, and enjoy the show!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Three

Mon, 16 Dec 2024 06:00:00 -0500

FOLKS, FOLKS, GOOD MORNING AND GREAT COFFEE!

Man, it's almost like Christmas is getting closer or something. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day THREE! Grease up your sled, tuck your mittens under your sleeves, and watch away!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day Two

Sun, 15 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT MELE KALIKIMAKA!

You know they say the best way to spread Christmas cheer is by watching "Your Time, Your Money". Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day TWO! Tighten up your boots, button up your coat, and listen in why don't ya?

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The 12 Days of Finance - Day One

Sat, 14 Dec 2024 06:00:00 -0500

GOOD MORNING AND GREAT CHRISTMAS!

The snow is falling, the sleigh bells are ringing, and we have arrived at the most ambitious series we at "Your Time, Your Money" have ever attempted...this is "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever! Somewhere between the hot chocolate guzzling and the gingerbread house building we hope you can find the time to tune in, because this is must-see podcasting ladies and gentlemen.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Understanding PROPERTY & CASUALTY (w/ TONY CATALFAMO) - Part One

Thu, 12 Dec 2024 16:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

The year is almost at an end, and we couldn't think of a better way to wrap things up in 2024 than to welcome on veteran and insurance expert, Tony Catalfamo! Mark sits down with Tony to discuss all things "insurance", to make sure you go into the new year informed, prepared, and ready to take on whatever curveball life may decide to throw your way! Consider it our gift to you, and treat yourself today to some "Your Time, Your Money".

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #realestate

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

THE LUIS MELENDEZ EPISODE

Mon, 09 Dec 2024 22:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

At long last, we're back ladies and gentlemen. It's "Your Coach, Your Money" time. In this week's episode, we could not be more thrilled to welcome onto the show the FUTURE of Karate Combat...LUIS MELENDEZ. Matt sits down with Luis to discuss all things MMA, how he got his start in fighting, and what motivates him to work his way to the top. Luis is a star in the making, and you don't want to miss this one! Enjoy.

As Matt mentioned, our new website is officially up and running! Visit irontreefinancial.com by following the link below!
-
https://www.irontreefinancial.com

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

HOLIDAY SEASON DONE RIGHT

Thu, 28 Nov 2024 07:00:00 -0500

GOOD MORNING AND GREAT THANKSGIVING!

It's been a long and busy 11 months, but we have finally made it to the most wonderful time of the year. As we tick past Thanksgiving and move even closer to the Christmas season, if you're anything like us the idea of giving is at the forefront of the mind. When considering ways to bless and give back to those around you during the holidays however, it can be difficult to find the method or niche to make a difference that works best for you; so this week Mark sits down for a special burst session to hopefully offer up the solutions you have been looking for!

DISCLAIMER: This episode is only intended for people who DO and DO NOT celebrate Thanksgiving. So in other words, now that the excuses are out the window, watch away!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #thanksgiving #christmas #holiday #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

ANNUITY 101

Thu, 21 Nov 2024 14:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

We've got an an*new*ity one for you, so lock in. In this week's episode, Mark and Matt step up to the plate and welcome you to "Annuity 101"! The concept of an annuity can be complex and confusing to many people who aren't familiar with financial contracts or payments of that nature; and that's not even considering the fact that there are multiple different types of annuities to understand and potentially utilize depending on the situation you're in...so luckily the guys have cracked their knuckles and are rolling their sleeves up today to make it all a little bit easier for you to digest! Enjoy.

(This episode was recorded on October 29th, to clarify any outdated seasonal references!)

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor #annuity #investment

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

FINDING PURPOSE - THE NATE MANDSAGER INTERVIEW

Fri, 15 Nov 2024 12:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Every now and then we like to switch things up on the pod, and this week we couldn't have picked a greater guest to do exactly that with. In this episode, Mark and Matt sit down with CEO of "ChildVoice International", Nate Mandsager! Nate gives the guys a deeply emotional look at the humanitarian work ChildVoice is doing in and across Africa, where they are aggressively combating human trafficking and mass poverty, and trying desperately to restore hope to victims of abduction, war, and various other forms of exploitation. We don't dive too deeply into finance for this one, but sometimes if a topic is important enough it's ok to take a break anyway! You do NOT want to miss this one.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #advisor #humanitarian

Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity.

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

4 Things to NOT Do Before You RETIRE

Thu, 07 Nov 2024 10:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

So you're thinking about retirement, huh? Good on you, allow us to make sure you jump into that next phase of your life with zero loose ends to concern yourself with! In this week's burst session, Mark sits down to discuss the FOUR THINGS you need to make sure you avoid doing at ALL costs before you officially call it quits and usher in some good old fashioned freedom! Enjoy!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #retirementplanning #advisor

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

I MISSED MY RMD DEADLINE!

Thu, 31 Oct 2024 15:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

They say missed deadlines are something you only have to worry about in grade school and college...they would be wrong. In the hustle and bustle of life, sometimes something such as managing an RMD can get swept right under the rug. So this week, Mark sits down for another burst session to discuss what YOU can do if you are finding yourself in a pinch where you have completely missed your RMD deadline! Run, don't walk to check this one out, AND BE ON TIME!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #advisor

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

RECRUITING & SUCCESSION Planning for ADVISORS (w/ TOM TAYLOR)

Thu, 31 Oct 2024 15:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

We've got some exciting changes and additions coming to Iron Tree Financial in the coming months, and none of it would be possible without Cetera. So this week, Mark and Adam are thrilled to be joined by Cetera Chief Sales and Growth Officer, Tom Taylor, to discuss the exciting process behind it all, just two short months before Tom's well-deserved retirement! If you're an advisor looking to retire in the near future, and are seeking a solid plan to allow all of the pieces to finally fall into place, then this may be the episode you've been looking for! Enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #successionplanning #advisor

Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity.

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Understanding REAL ESTATE (w/ KERRY LOISELLE)

Thu, 17 Oct 2024 05:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Nice of you to stop by, come on in, the door's unlocked! In this week's episode, Mark and Adam are privileged to be joined by real estate expert, Kerry Loiselle! Kerry sits down with the guys to discuss all things real estate, how the market changes affect the demand for housing, what the mind of a buyer in the modern real estate market looks like, and even things you could be keeping in mind if and when you decide you're hopping into that market yourself! Make yourself at home, and be sure to enjoy this one along the way!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #realestate

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

FEARS OF FINANCE

Thu, 10 Oct 2024 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

You feel that chill down your spine? The hair on the back of your neck standing up? Something's right behind you...its...its...A NEW EPISODE. This week we're kicking off a brand new mini-series within "Your Time, Your Money", titled "Fears of Finance"! Every week in the month of October, Mark and Matt are going to be sitting down to cover one of the most commonly discussed fears that people have when it comes to their finances. Whether it be your taxes, your future, or natural disasters, we're leaving no stone unturned, so it's time to lock in. This is going to be fun.

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

...The WORST Investment?

Thu, 03 Oct 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

We woke up today thinking about "Home Ownership", a staple of the American Dream for as long as the American Dream has been the American Dream...so we can only imagine the hurly-burly we're about to produce by insinuating that it may be one of the worst investments you could make. Have we peaked your interest yet? Good, because in this week's food-for-thought episode, Matt and Mark sit down at the desk to discuss owning personal homes in today's economic setting, the process of reselling homes post-renovation, and why renting may be your next best alternative. It's time to lock in, enjoy!

#time #money #startsaving #finance #financialplanning #savemorespendless #tips #podcast #home #investment #invest

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Will SOCIAL SECURITY be there?

Thu, 26 Sep 2024 16:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

It's such a hit we just had to go back-to-back week's talking about it...that's right, it's "Social Security" time. You may or may not have noticed because it's not a very hot button topic, but the election season is heating up pretty rapidly. That being said, with your finances coming up these days in just about every political debate, commentary, and private conversation, in this week's episode Mark brings some knowledge and insight into the future of "Social Security"; and using statistics and proposed legislative action, he unpacks how it can be reformed as a whole without any harm being inflicted on the system itself, or on the people who depend on it. Watch away!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #socialsecurity

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Working & Claiming SOCIAL SECURITY BENEFITS

Thu, 19 Sep 2024 16:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

In this week's episode, we've got two words for you: Social Security. Hold your ooh's and ahh's until after this burst session is over ladies and gentlemen, because today Mark sits down to offer up your quintessential Social Security/Retirement handbook! There is undoubtedly countless questions that arise when retirement finally comes creeping up around the corner, and for each of us (depending on the work environment we're in) claiming Social Security benefits when that time does arrive looks a bit different! This episode serves to answer some of your hard hitting questions, and if you're not there at the your retirement age quite yet, you'll at least leave feeling more equipped than ever to eventually tackle that next phase of your life! Enjoy.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #socialsecurity

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

YOUR QUESTIONS ANSWERED (pt. 3)

Thu, 12 Sep 2024 14:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

In this week's episode, Matt and Justin join forces for the third installment in our ongoing Q&A miniseries within "Your Time, Your Money', where we take on YOUR QUESTIONS! Are you wondering how you can decrease your spending? Do you have too many credit cards and no plan going forward? Are you curious about the upcoming events we have planned here at Iron Tree Financial? Well then this just sounds like a Thursday match made in heaven for the both of us. Watch away!

"BUDGETING 101" - https://youtu.be/3U4nqwhWpBI?si=c9pQCvCPGX2lR4q8
"CASH IS KING" - https://youtu.be/XNSjiIZK8mo?si=AlfbQc1S-UrCTgFV
"HOW MUCH INSURANCE DO YOU NEED?" - https://youtu.be/OdaJW34OHBY?si=Vv02d1jD-0SZBsM5
"YOU SHOULD KNOW ABOUT HYBRID LONG-TERM CARE INSURANCE" - https://youtu.be/dMBHqMd0ijs?si=T_Vp8cDUp3aQ3u6d

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Teaching Kids to SAVE

Thu, 05 Sep 2024 11:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

In this week's burst session episode, Mark sits down to unpack how you can properly go about educating your children on the importance of saving money. For kids in that 5-16 age range, money is a mystical object that, depending on various differing circumstances, either is impossible to obtain or grows on trees. So often it can be quite difficult to connect with your children on the topic of money, let alone in a way they can comprehend and apply to their young lifestyle, but creating and instilling a financially sound foundation within your child's brain is not impossible, and this episode will give you the blueprint on how to do exactly that! Hurry on over and give it a listen, and don't step on any LEGO's along the way!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "ANNUAL REVIEWS"

Thu, 29 Aug 2024 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
In this week's burst session episode, Mark sits down to discuss the topic of "Annual Reviews". Often times you wish something of this nature might be a bit more straightforward than it is. Having your priorities in order when it comes time to sit down with your advisor cannot be a stressed enough. So luckily this episode offers eight key tips that will give you a leg up on your reviews when the time to open up that can of worms arises! We're coming at you with a shorter one this week but it is without a doubt a must-see...so grab that notepad and give it a watch!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Unpacking FINANCIAL FEAR

Thu, 22 Aug 2024 12:00:00 -0400

Good Morning & Great Coffee!
The guys discuss fear! How to measure it in the market and what to do to take advantage of it in the market! Tune in for this enlightening session not meant to scare you.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #realityshow #realitytv #television #sports

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

REALITY TV and LIVE SPORTS (w/ LARRY CAPUTO)

Thu, 01 Aug 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

In this week's episode, we managed to wrangle a man of many talents, Mr. Larry Caputo! Mark and Matt sit down with Larry to discuss his former life on reality TV, being the son of Theresa Caputo the "Long Island Medium", and how growing up in that environment impacted his personal development, as well as how having a family that stayed grounded in their shared relationships despite their long-term notoriety ended up being as much a blessing as it was good television. Larry opens up about where he is at post-reality, what it is like now working as one of the head sports media managers at Madison Square Garden in New York City, and the guys fill us in on the crucial-to-know world of D.O.T.'s. This is about as close to must-see TV as you're going to get folks, so grab a seat and enjoy the ride!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #realityshow #realitytv #television #sports

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

CYBER SECURITY and IDENTITY THEFT (w/ FBI AGENT JEFF LANZA)

Fri, 19 Jul 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

We heard you might be stopping by, so we went ahead and cooked up one of our coolest episodes yet. In this week's episode, Mark and Matt are joined by author, speaker, and former FBI AGENT Jeff Lanza! The guys hear from Jeff as he gives every last scoop on the mysterious and sometimes frightening world of identity theft, explains the best strategies for confronting and avoiding fraud and loss of personal information or finances, and he even offers an inside look at the mind of a scammer. This one is quite the home run folks, so tighten your ties, throw on your aviators, and roll out.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

#time #money #moneymindset #tax #taxes #finance #financialplanning #podcast #stockmarket #cybersecurity #identitytheft #fbi

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's talk "RUSSELL 2000"

Thu, 11 Jul 2024 00:00:00 -0400

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "DOW JONES"

Fri, 05 Jul 2024 08:00:00 -0400

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Interviewing an NFL STAR - THE DREW SMITH INTERVIEW

Thu, 20 Jun 2024 08:00:00 -0400

GOOD MORNING AND GREAT FOOTBALL!

This week on YCYM, our resident football legend and advisor Matthew Tarullo and his business partner Mark Esslie had the chance to sit with Drew Smith, formerly of the Buffalo Bills, and native to the Albany, NY area.

Drew sat with the guys to discuss everything from growing up in the capital region, playing football for UAlbany and what it was like getting "the call" to go to the NFL. He also touched on what life was like transitioning after a thumb injury back everyday life, and how he mentally and physically was able to do so.

He was approached to become a Metabolic Fitness Trainer and is now one of the top trainers in the capital region. Smith was named best personal trainer in the Capital Region in the Times Union “Best of 2019”, and continues to do what he is passionate about: building himself daily to help others achieve their goals.

For more information on Drew and the company, please click below:
https://metabolicmacros.com/coaches/

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

We Present: "IRON TREE FINANCIAL"

Thu, 13 Jun 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

OUR OFFICIAL LAUNCH EPISODE IS HERE!

We are excited to announce that our practice continues to flourish. We have seen amazing growth over the last few years and have decided to launch a brand that signifies this growth. We are proud to present to you “Iron Tree Financial” a brand that signifies that “ Our Strength is in our Knowledge”. This move was not made lightly but was in the best interest of our team and clients, as well as those who may be interested in meeting with us down the road.

Featured in our launch video are the 4 partners of our team: Mark Esslie, Matthew Tarullo, Adam Jones, and Justin Filippone. They will be discussing the launch, what it means for our clients, and how it will positively impact our future with the community, the team's charity work and other events as well.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Missed TAX OPPORTUNITIES (w/ THERESE WOLFE)

Thu, 06 Jun 2024 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Taxes. Love 'em or hate 'em, they're going to be a part of all of our lives for the foreseeable future. The question is, do you have someone who you can count on to help you through all of the questions that come along with them?

The guys had on special guest Therese Wolfe from UHY to discuss the many questions that everyone from individuals to business owners have when dealing with taxes. Things like how to plan ahead for them, who should you talk to when you potentially owe back taxes, what can and can't be "written off" and many more.

So, if you like what you hear, then please click the link below to reach out to Therese Wolfe, and see how she may be able to help you with your taxes in the future!
https://uhy-us.com/professional/n-therese-wolfe

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

SMART Choices For YOUNG People

Thu, 30 May 2024 09:00:00 -0400

Good Morning and Great Coffee! Listen and and explore some smart choices that young people should make to reach their financial goals!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Making Sense of the "SANDWICH GENERATION"

Tue, 21 May 2024 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

If you are part of the "sandwich generation", then you most likely know what the term refers to. If not, then allow me to clarify.

People who are middle aged that are taking care of both their own children as well as aging parents are people that fit into this description. As one would imagine, with this comes more stress than usual regarding financial, emotional and other.

Join Mark as he travels down the road in this special burst session that delves into how to make being a person or couple that falls within this category a little less stressed, how to plan better and have the knowledge going into this realm to be ready.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What are the "INVESTMENT BUILDING BLOCKS"?

Thu, 16 May 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Whether you're just starting out, or are already in the process of financial planning, there are some things that you can do to help with this process. One of the main things is to work with a financial professional and have them guide you to get to your current are future goals. But, along the way there are other options as well to fully optimize this process.

In this burst session, Mark discusses the importance of having certain investment building blocks that, when followed can help to guide you in a more organized and strategic manner towards your goals. Some may fit better than others with certain people, so listen closely and see what fits in your planning style. And as always, if we can help in any way besides this video, please feel free to reach out with the information provided below!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

STOP Wasting Money on THESE Things

Thu, 09 May 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Have you ever walked into a grocery store with a budget in mind and walked out a couple hundred dollars over what you wanted to spend? How about buying a subscription to a tv app that you SWORE you'd cancel after the free trial, and yet there it sits 2 years later...

These and other things are discussed in this burst session with Mark Esslie regarding ways that many people waste their money! It's amazing how the little things here and there add up, and the amount that at the end of the year you could have saved! Take a listen and jot down some notes as to how to save some extra money for you and yours!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Interviewing a COMBAT PRO - THE PHIL BAZICKI INTERVIEW

Thu, 02 May 2024 08:00:00 -0400

GOOD MORNING AND GREAT HEALTH!

This episode of YCYM presents special guest Phil Bazicki, manager, wrestling and Jiu Jitsu Coach at Clever Combat in Latham, NY. This is a one-of-a-kind episode, diving deep into the world of mixed martial arts, wrestling and strength training.

Matt and Mark discuss in depth the benefits of training within the world of combat and mixed martial arts as compared to regular workouts. There is a distinct difference between weight lifting, cardio and this type of training. Phil reveals the vast age range that he and his other trainers work with, as well and both men and women alike. If you have ever wondered what benefits come from training like a fighter does, you will learn a plethora of knowledge in this episode.

Check out their website here to see what Clever Combat has to offer:
https://www.clevercombat.com/

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Cash Is KING

Thu, 25 Apr 2024 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Ever gone to an event, the grocery store or another place of business, reach for your wallet and realize you have no cash? It's so easy to just pull out the card, swipe it and not realize how much you've actually used in a day/week. Hence the name of the podcast "Cash Is King".

Matt Tarullo does a quick deep dive into the world of cash, why it's important to have readily available for emergencies, and what to do with any "extra cash" you may have in the bank or sock drawer. Take a listen and see what you didn't know about cash!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Unwrapping Divorce (w/ KELLY CURRO)

Thu, 18 Apr 2024 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

This episode's topic is not one that is easy to discuss, as it's a sensitive subject in general. The divorce rate is at 14.0 divorces per 1,000 married women in both 2020 and 2021.While this rate is the lowest level over a 40-year time span, it still shows that divorce can most definitely become a topic of conversation with couples after getting married.

Matthew Tarullo and Justin Filippone brought in special guest and legal attorney Kelly Curro to discuss the in's and out's of divorce. What happens if one person wants a divorce and the other doesn't? Should you leave the house if you are asked to by your current partner? What happens to the income, savings, house, kids, etc? These are all questions that run through the mind of someone who may face this unfortunate turn within their marriage. Mrs. Curro delves into many of these in this episode. Please see the link below to learn more about Mrs. Curro, her practice and how she may be reached for further guidance!

https://www.ialawny.com/team-member/kelly-m-curro/

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What is the "INVESTMENT SEESAW"?

Thu, 11 Apr 2024 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

BURST SESSION!
Investment seesaw speaks for itself, but needs a little bit more of an explanation at the same time. Take a listen to what Mark Esslie has to say, and see below should you want to discuss further!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Women and Investing (w/ LEANN RUMMEL)

Thu, 04 Apr 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

As a society in general, we would be lost without the strength, guidance and support of women. Be in the work force, stay at home moms, single mothers working to support themselves and their children or entrepreneurs, women have broken through many thresholds to be where they are today, and continue to break through plateaus on a daily basis.

We were honored to be able to have such a woman on as our special guest this episode. LeAnn Rummel: President & Chief Executive Officer, Cetera Investment Services. Having been with Cetera since 1992, she focuses on many aspects of the business, holds multiple licenses and sits on various boards within the company. She is also the executive sponsor for the CFG advisor-led Diversity & Inclusion Council.

Mark and Matt sat with LeAnn via Zoom to discuss the importance of women and investing, how the scope of our world is changing to where women more often than not now run the household finances, as well as earn more. There are many areas in which growth can and will continue to take place, but women more and more are leading the way in both business and community while still managing their home lives as well.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Planning Around SPECIAL NEEDS (w/ PHIL VACCHIO, ESQ.)

Thu, 28 Mar 2024 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Whenever children are involved in anything, as parents we want to make sure they are taken care of now and of course after we are no longer around. Doing this can take a lot of pre-planning, in regard to daycare, school, as they get older helping them with career advice, etc. Now add into the mix a child/children who may have a special need, and this can make it even more difficult.

Mark and Matt sit down with Herzog Law Firm's Phil Vacchio who specializes in this area to discuss the different needs that someone may have who has a special needs child or children. They go into detail regarding how to plan for now and the child's future, what it looks like for the parent(s), how to plan should the parent(s) pass away unexpectedly, and how the financial side of planning goes hand in hand with setting up special need's trusts, estate planning and the like.

For anything questions regarding the above for trusts or estate planning, be it for special needs concerns of just in general, please contact Phil Vacchio by clicking the link below.

https://herzoglaw.com/attorneys/phillip-k-vacchio-esq-attorney/

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Getting Familiar with TAX SEASON

Thu, 21 Mar 2024 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

BURST SESSION ALERT!
Guess what time it is? TAX SEASON!!! Yep, that's right! The time where everyone starts to wonder if they're going to get a return, how much it costs to have taxes done and who to trust, as well as will they owe anything to the government.

If you aren't already sweating and worried, I can keep going. :) Joking aside, our advisor Matthew Tarullo does a helpful burst session about tax season basics, breaking down how to prepare for said season, what to expect and what to do so that you aren't running around crazy! Have another cup of coffee and take the time to listen to this short but informative snipet! And as always, should you have any questions, our contact information is below to speak to Matt or one of our other advisors on the team.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

QUALIFIED CHARITABLE DISTRIBUTIONS from your IRA

Thu, 14 Mar 2024 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

BURST SESSION ALERT! Let's hope you've had an extra cup of coffee, but if not grab one! Your IRA which was the talk of a recent YTYM is a big part of planning for retirement in most plans. But did you know that you can use qualified charitable distributions from your IRA?

Mark Esslie takes a short but informative deep dive into this topic, and explains the advantages of using a QCD from your IRA. He answers many of the questions you may have, and hopefully this will help you with anything you may need in the future in discussions with your financial planner. Don't have one, currently? Look below to see how we may be able to help!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Interviewing an MLB PRO - THE BRIAN O'KEEFE INTERVIEW

Thu, 07 Mar 2024 08:00:00 -0500

GOOD MORNING AND GREAT BASEBALL!

This week on YCYM, our resident football legend and advisor Matthew Tarullo and his business partner Mark Esslie had the chance to sit with a Major League Baseball player. Brian O'Keefe, a local South Colonie graduate, and an Albany native sat with the guys to discuss his career, starting from tee ball all the way to the majors!

O'Keefe doesn't hold back, discussing the difficulties of the day-to-day life of a minor league player working his way up, the financial struggles and discipline it requires, and how being able to have support is key. Tarullo, also a former professional athlete is able to relate, and there are some very valuable exchanges between the two in this episode. We hope you enjoy hearing from another local professional athlete!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

"ROTH" vs. "TRADITIONAL" IRA's

Thu, 29 Feb 2024 08:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

So, as you're sitting sipping your morning cup o' Joe, you might be wondering "what is an IRA"? Well, you wouldn't be alone in that question. An IRA is an individual retirement account that a person with earned income can use to save for later in life. But, even if you DID already know that, did you know that there are different types of these vehicles?

Mark and Matt take a little deeper dive into the world of the IRA's, discussing the ROTH vs Traditional, and the many nuances within these two. They will discuss why one might be better suited for someone than the other, tax implications for both, and other questions answered throughout this episode. We hope this brings some clarity to it for you, and as always check out below should you have anything you'd like to discuss further with one of our advisors in person!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Understanding TAX BRACKETS

Thu, 22 Feb 2024 09:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Tax Brackets. Everyone loves 'em, am I right?! No? Wait, are you saying you don't know what tax brackets are? Well then, what are we waiting for? Let's dive in!

This episode, Mark and Justin delve into the world of tax brackets, what they are, what is considered taxable income, etc. These and other questions will be answered as the guys do a deep dive into the world of taxes.

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

"ACH" vs. "DIRECT DEPOSIT"

Thu, 15 Feb 2024 09:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Have you ever started a job, been looking into changing something at your bank, and been asked " do you want direct deposit?" regarding how your paycheck is given to you? It's a common question asked that a lot of people either choose to pick up a physical check and deposit it themselves, or they elect to us the option of direct deposit. But what about ACH? Is that an option? Does it make a difference what you use?

In this short burst session, Mark discusses the differences between these two options, why one might be better than the other for you and what you should consider before deciding. Sometimes the choices are not always as obvious as they may appear, so take a listen and let us know if you have any questions!

If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

STRESS and MONEY (w/ DR. SUZIE MOOKHERJEE, CARDIOLOGIST)

Thu, 08 Feb 2024 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

So, for the most part, we all have hearts (joke intended). That being said, we had the honor of having one of our guest speakers from last year's Women's Appreciation Event come in to speak: Dr. Suzie Mookherjee of the Albany Med Health System. Dr. Suzie is from a family of cardiologists, and she specializes in diagnostic non-invasive cardiology such as nuclear testing, stress testing, and echocardiography, including TEE. She is extremely passionate about heart health and education.

This episode sees Matt and Mark go over a range of different topics with Dr. Suzie, including how financial literacy and guidance can lead to better health all around, but specifically less stress which can lead to a healthier heart! Dr. Suzie answers a variety of questions given and offers other insights into what is/isn't healthy for your heart. Sit back, have a cup of black coffee (no sugar or cream ;)) and enjoy!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What is the "S&P 500"?

Thu, 01 Feb 2024 09:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

When it comes to investing, planning for the future and just overall news, we often here about the S&P 500. As advisors, our team receives many questions about how is it important to what they are investing in, how does it effect the overall outcome and performance of their investments, etc.

Mark and Matt take the time to discuss this sometimes confusing but important to know information. To start with, the S&P 500 stands for "Standard and Poor" 500, which is a stock market index that tracks the prices of over 500 of the top U.S. companies across many different sectors of our economy. The guys keep it simple but have a deep dive into this, answering some often-asked questions as discussed above, and why this should be a conversation that is held with your advisor. If you would like further information, please see below to contact one of our team members to set an appointment.

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

So You're Claiming SOCIAL SECURITY at 70...

Thu, 25 Jan 2024 09:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Here we are, the last of our 3 part series on when to take Social Security! Hitting 70 years old is a milestone, and one that can coincide with some important financial and future decisions for you, your spouse and your family!

In this final episode, Mark and Matt discuss the advantages of waiting to take your Social Security at age 70, how they can impact your future financial situation, and why it's important to plan accordingly ahead of time with an advisor to be able to have the option to make this decision to begin with. Take a sip of coffee, take some notes and let us know if you have any questions with this or any of our other videos in this series.

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

So You're Claiming SOCIAL SECURITY at FULL RETIREMENT AGE...

Thu, 18 Jan 2024 13:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Welcome! We are continuing down the informative road of Social Security, and when is the best time to take it.

This week's episode our advisors Mark and Adam go into the reasons why taking Social Security and Full Retirement Age is the best option for some people compared to last week's discussion of taking it at age 62. There are many intricacies that go into these thoughts and reasons, so take a listen to this episode, and if you missed last weeks, go back and check that one out as well!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

So You're Claiming SOCIAL SECURITY at 62...

Thu, 11 Jan 2024 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Here's a quick "kick of reality" for you with your morning coffee....how old are you? is AARP starting to send you things in the mail? Getting close to retirement, or even better getting close to be able to collect Social Security?

If your answer to the last question is "YES", then you should listen to this first episode of a series being released on when to collect Social Security and why it makes sense! Everyone is different, so the "rules" are also different for each individual and family as well. Mark and Justin take this episode to delve into the age of 62, and why this may make sense for you. Take some notes, take a listen and see below if you have any questions!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The "NIL" EXPLAINED

Thu, 04 Jan 2024 09:00:00 -0500

GOOD MORNING AND GREAT FOOTBALL!

This week on YCYM, our resident football legend and advisor Matthew Tarullo does a Snapshot episode for everyone who is either involved in or knows someone in college athletics. He discusses what NIL is, and how is can greatly affect the participant's financial future.

For those who may not be "in the know", NIL stands for "Name, Image and Likeness", and this is a way currently that a college athlete is allowed to receive financial compensation from professional teams, prospects, etc. Take a listen to learn more about this topic, and how it's important to really understand the short- and long-term implications.

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Meeting a SOCCER COACH AND TEAM OWNER - THE MITCHELL KAZANJIAN + HANNAH ESSLIE INTERVIEW

Thu, 28 Dec 2023 10:00:00 -0500

GOOD MORNING AND GREAT SOCCER!

This week on YCYM, our guests were nothing short of amazing! Hannah Esslie and Mitchell Kazanjian are owner and coach(respectively) of The Hudson Valley Crusaders Women's Soccer Team.

Matt and Mark talk with the young entrepreneur and newly acquired head coach about the changes to the program, what it's like to be an owner/player at the young age of 19, and what led the team this season to have a 5-1 winning record. They also have been awarded a United Women's Soccer League One and League Two Franchise as well, with many of their players having nationally recognized achievements on the field. To learn more, check out the link below to their site and how you can help continue this amazing team moving forward!

For more information, please visit https://www.hudsonvalleycrusaders.com/

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Outtakes and Bloopers 2023

Thu, 21 Dec 2023 08:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Whelp, it's that time of year, where the snow starts falling, your pockets start emptying and gifts are wrapped under the tree. What else could you possibly need to make this season complete? A BLOOPER REEL!

This is a small snippet into what a day in the studio looks like. Everyone participates in the craziness that ensues in the following video, so sit back, have a sip of coffee, but don't keep in your mouth for too long...it might end up on your table!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Meeting a VOLLEYBALL PRO - THE VICTORIA DORSANO INTERVIEW

Thu, 14 Dec 2023 09:00:00 -0500

GOOD MORNING AND GREAT VOLLEYBALL!

We had a very special guest this time around for YCYM! Victoria Dorsano is an amazing woman who started out in volleyball and ended up being able to help out people on a daily basis achieve their goals to better themselves!

As an ACE Certified Health Coach and Behavior Change Specialist, Victoria is passionate about making lifestyle change an exciting endeavor for her clients. She is a proponent of using Positive Psychology techniques (i.e. strength-based coaching) to help her clients to develop high self-efficacy.

For more information on contacting Victoria, please visit https://www.bevictoriouscoaching.com/

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

YCYM PRESENTS: Section 2 Niskayuna All Star Game

Thu, 07 Dec 2023 09:00:00 -0500

GOOD MORNING AND GREAT FOORBALL!

As a team, we like to look at ourselves as ones who help others, whether it be on the financial side or other. This fun podcast shows our other side!

Matthew Tarullo and Mark Esslie went to the Section 2 Niskayuna All Star Game for the capital region, supporting how these elite athletes and their program allow them to grow both in character and as athletes. Take a listen, and enjoy a way that you might want to consider supporting our youth as well!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What is "GPO"?

Thu, 30 Nov 2023 08:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

So, I bet this morning when you woke up and started your daily routine, you thought to yourself "self, what is GPO?" I know I did! Well, joking aside, it actually will be worth your while to find this out!

Mark Esslie does a burst session on GPO, explaining the importance for any Federal employee why understanding this can help you with your planning. Should you have any questions after listening, please feel free to use the informaiton below to reach out and we will be happy to discuss further with you. And as always, we appreciate our current followers and look forward to those likes, subscribes and shares!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Meeting a NAVY SEAL - THE PHILLIP W KOONTZ INTERVIEW

Thu, 23 Nov 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Once in a great while, you get the chance to meet someone who has the ability to literally uplift and change your life. Our team had the very distinct privilege of being able to interview Phillip W. Koontz, U.S. Navy SEAL Combat Veteran and Motivational Leadership Speaker.

Mark and Matt spent their time letting Phil discuss his journey into, through and after being a SEAL. There are many components that make a person, and Phil talked about how going through the training changed him both mentally and spiritually. There are so many gems within this episode to take away, you'll have to listen from start to finish.

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What the WORLD Needs...

Thu, 16 Nov 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Around this time of year, many people begin to take a look at their own current situations and realize how blessed they really are. You don't have to be rich to be living a great life and to be happy. However, there are many people during the holidays and the year in general that don't have it as good as you or I might.

This episode is one that is very close to our team's hearts, and Mark and Matt discuss the true importance of charity and community involvement. Being able to donate money, time or a combination of both to those less fortunate can have multiple impacts simultaneously. It is proven that helping someone else naturally boosts your mode and health, provides a service for someone who needs attention, and brings a sense of community to your local church, food bank or other entity.

Please take time to listen to this episode specifically and think about either one of the charity's mentioned or another that you might be able to contribute to. Any little bit helps!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

You Should Know About "HYBRID LONG-TERM CARE INSURANCE"

Thu, 09 Nov 2023 08:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

One of the most avoided topics in today's society is what happens if I or someone I love gets sick? We all think to some degree that " that will never happen to me". But the sad reality is that one or more in a family will have to have some type of care at some point during their lifetime.

Mark does a burst session regarding this topic, and the reasons why you should know about hybrid long term care insurance. This along with other planning can make events that are unexpected be a bit less stressful, especially financially. Please take the time to sit and listen to this 5-minute episode that could open up many questions that you didn't know you had.

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Getting to Know "MUNICIPAL BONDS"

Thu, 02 Nov 2023 13:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Municiple bonds. Who doesn't love them, am I right?! Wait, you don't know what they are? Well, don't feel as though you're alone with this, many people don't know either.

Mark takes the time during this burst session to explain what they are, how to utilize them and how these are an important piece of the planning pie.

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "HEALTH SAVINGS ACCOUNTS"

Thu, 26 Oct 2023 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

What is a health savings account? Is it something that is relevant to me, my family and/or our planning? What are the chances that someone will get sick and need extensive care?

These and other questions are answered in this burst session with Mark Esslie as he delves into the unknown and often times not explored world of health savings, and why it truly is important and should be part of your planning!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Here's How to Become FINANCIALLY SET.

Thu, 19 Oct 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

How's your planning going? Not planning at all? What's your financial situation looking like? Does not knowing what your future regarding retirement looks like keep you awake at night?

Mark does a burst session on how to try to be a bit more financially sound moving forward, and how to get started. He discusses strategies on how to plan and what steps to take to try and become more financially sound. definitely a must listen episode!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Which are BETTER...SHORT or LONG-TERM GOALS?

Fri, 13 Oct 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

A day late, but not a dollar short! Speaking of being on schedule, what are your short- or long-term financial goals? Do you currently have one or both? Have you ever thought about the importance of having these?

Mark and Adam discuss this very topic regarding why it is so vital to have this mindset and make short- and long-term financial goals. Please take the time to listen, like, subscribe and share this extremely important information. Have a great weekend!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Customer SERVICE vs. Client EXPERIENCE

Thu, 05 Oct 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

When you go out shopping to a store, sit down with someone who you may use to purchase a home, or any other type of transaction you are looking for something: customer service. Many people make their decisions to purchase based on this alone, regardless of the product at hand. But there IS a difference between this and a client experience.

In this episode, the guys discuss this exact topic: what makes customer service and a client experience different, what should you look for as the consumer, and how can these be married together into one as well! Most definitely a great topic for this time of year, and while looking for a financial planner as well!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

So You Want a Plan For HOLIDAY SPENDING...

Fri, 22 Sep 2023 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

So, make sure you're sitting down for this one: THERE IS ONLY 94 DAYS LEFT UNTIL CHRISTMAS! Go ahead, breathe into a paper bag and do what you need to, we will wait...
Anyways, like everyone who celebrates this holiday coming up, one of the main things that takes place is gift giving. This usually involves multiple people within a family and can become quite expense rather quickly!

Mark discusses pre-planning, how to save and where to buy gifts, and other strategies to take a little bit of the stress off so that you can enjoy the upcoming time of year. We hope this helps you out a bit!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

"The RULE of 72" & "The RULE of 72/30/50"

Thu, 14 Sep 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE! :)

The number 72 is not normally a number used in too many areas of life, but most people don't realize just how relevant it can really be!

This episode Mark discuss just how important it really is, and how when combined with 30 and 50 it can be extremely important. Financially speaking, these numbers are a way for knowing where you stand, and the "formula" for this is explained herein.

So, sip some of the Black Magic you have in front of you and listen to how the number 72 can literally guide you moving forward!

If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.*

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Becoming a FINANCIAL ADVISOR

Thu, 31 Aug 2023 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

How's your current job going? Have you ever thought about a career change? This episode might be the one for you to really take a listen to!

Mark and Adam discuss the process of potentially coming a financial advisor, the different steps that you would need to take, the up's and down's that come along with the position and the tests needed to become fully licensed!

It can be a very rewarding career, but it is definitely not for everyone, so take some notes and listen to what could potentially be your newest adventure!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

YCYM Presents a Day at Saratoga Racecourse

Thu, 24 Aug 2023 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

On this episode of "YOUR COACH, YOUR MONEY", we had a little fun. No actual topics, just a day at The Saratoga Racecourse, meeting some wonderful people and hanging out with Pierre LeBlond from our previous episode!

Tarullo went into another of our previous guest's businesses to get a vitamin infusion to see how it would be helpful for athletes as well. David Prescott, owner of The Hanger at 743 has a location at the racecourse of his latest venture, Reviva. They can also be found in Styvesant Plaza inside JeanPaul.

Overall, great day had by everyone, great food and of course the ambiance of history speaks for itself. Enjoy a little fun with us!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Meeting an NHL and HULU SUPERSTAR - THE PIERRE LEBLOND INTERVIEW

Thu, 17 Aug 2023 11:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

On this episode of "YOUR COACH, YOUR MONEY", we had the pleasure of having NHL great Pierre LeBlond. With his career spanning over 12 years, he was known as "the fighter", rarely hitting the ice when scrapping.

Mark and Matt discuss LeBlond's career, as well as his current one working as a local real estate agent with Coldwell Bankers. They talk about how his hockey career directly impacts his work ethic, how it carries over into helping others find their dream homes, being married with 2 kids, and work/life balance among other things. Sit back and enjoy listening to some great stories and also great advice throughout!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Your Guide to Divorce

Thu, 10 Aug 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

4 words that nobody ever wants to hear if you are married are "I want a divorce". Sometimes you know it's coming, and sometimes it just completely blindsides you.

This week Matt, Adam and Justin from the team discuss this sensitive topic. 3 main topics include: what happens to your 401k(or ESP), how does divorce effect your Social Security and what is a QDRO and how does it work. Other topics within are also touched as well. Please take some good notes, and call if you have any questions.

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

You Won The Lottery. NOW WHAT?

Fri, 04 Aug 2023 17:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

So as the title asks: "you won the lottery. Now what?" This is a question that is probably on the minds of the millions of people currently playing the lottery in hopes of hitting the "big one". Currently, it stands at $1.25 BILLION DOLLARS. Imagine if you shared in winning this, or better yet were the sole winner of this amount of money.

The guys discuss what the first thing(s) you should do are when finding out you've hit any type of significant winnings. Many would think it's just "collect the money and live better". NOT EVEN CLOSE! so, if you've already gotten them or plan or grabbing one on the way home, take a listen to this episode so you know what to do when you HIT IT BIG!!! :)

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

YOUR QUESTIONS ANSWERED (pt. 2)

Fri, 28 Jul 2023 14:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

You've got questions, we've got answers: PART 2 :) We continue to have people call and write in with specific questions that they are looking for answers to, and we are more than glad to pass on the information to everyone else as well!

This week, Mark and Adam tackle a few of these, so keep them coming for us, and we'll keep the answers coming for you!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What is "DIVIDEND INVESTING"?

Thu, 20 Jul 2023 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

What's a dividend? If you think it has something to do with a company, something about shareholders and don't know anything else, you aren't alone.

The guys go into what a dividend is, what it has to do potentially your retirement and how to use it for investing. This is an episode you will want to definitely take notes on!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The Fascinating World of "CYBERSECURITY"

Thu, 13 Jul 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

If you get a text message from your bank saying "your account has been hacked, please click the link to view your account", what do you do? Is it legit or a scam? How do you tell what the difference is, who's trying to get your information or if a company is actually trying reach you?

The guys discuss this in detail regarding what to look out for, the do's and don'ts of what to answer and when and the red flags that should immediately warn you something isn't right. This can be in your phone, email and other sources that cyber criminals are continually trying to find new ways every day to get you with. Sip your coffee safely, and watch this one with ears wide open! :)

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Re-living "THE HELMET CATCH" - THE DAVID TYREE INTERVIEW

Thu, 06 Jul 2023 06:00:00 -0400

GOOD MORNING AND GREAT FOOTBALL! :)

Well, one of our most anticipated interviews is finally here! his career resume speaks for itself, but what stands out most is "The Helmet Catch". We of course are talking about our guest David Tyree of The NY Giants!

Matt and Mark sit with David to discuss his career, what he's doing now that he has retired from pro football, and the impact he has and is still currently making in his community. From having his own podcast called "Catch the Moment" to working with underprivileged children, being married and raising 7 children of his own, he continues to grow outside the professional sports world and help others. So, sit back with that coffee and enjoy some history with the guys!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

YOUR QUESTIONS ANSWERED (pt. 1)

Thu, 29 Jun 2023 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Having been part of the Educational Video/Audio Podcast world for over a year now, we have started to receive questions regarding topics that have been discussed throughout this time. Some write in, a couple call ins as well, and this episode approaches those directly!

Tarullo takes a solo approach this week in answering these questions, and discusses topics from when to take retirement to what happens when you own a property. Hope some of these you can also relate to.

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What's the Deal with "ESG"?

Thu, 22 Jun 2023 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

I bet you never knew that there was a part of planning that you can do that involves the environment. Well, there is! It's called "ESG", and it stands for environmental, social, and governance.

Mark and Adam dive into what ESG stands for in regard to your planning and how you can utilize it if it fits your personal beliefs and benefits. Take your time and enjoy the episode!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Welcome to "BUDGETING 101"

Thu, 15 Jun 2023 11:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

If you have a pulse and have ever spoken to anyone at all, you've probably been told to do something regarding budgeting within your life. But how important is it really? Is it a necessity or just something people with "a lot of money" do?
The guys take a deep dive into this topic, and tell you exactly why it IS important for EVERYONE to do within their lives, and why the earlier you can start the better. Some ideas on how to do this activity and turn into a habit are discussed as well, so sit back, enjoy your coffee and get ready to start budgeting!
*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "CUSTODIAL IRA'S"

Thu, 08 Jun 2023 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
Do you have children? If not, planning on ever having any and having them enter the work force at some point? Well, it may come a s a surprise to you, but children can have some planning tools just like us big folks!
Adam and Mark discuss custodial ROTH IRA's, their importance in planning for a future, how they are acquired, used, and the in and outs of these special tools for early financial planning. Grab the kids, and have them listen with you on this one!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Medicare 1-ON-1 (w/ CANDY MARRERO)

Mon, 05 Jun 2023 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
If you're getting older (like all of us are), and you're starting to wonder what the heck is Medicare and why would it have anything to do with me, then this is your episode!
The guys take a deep dive with our special guest CANDY MARRERO from CAPITAL REGION MEDICARE SPECIALISTS, discussing all of the in and out's of this process, what it means for you in your later years and retirement, what's the difference between this and Medicaid, etc.

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Tactical MONEY Management

Thu, 18 May 2023 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
This episode discusses something not talked about enough throughout the financial world as it relates to planning. Tactical money management is a strategy that should be something that is looked into on both sides, the consumer and the advisor.
The guys delve into this topic, talking about the basic in's and out's, what to discuss when you sit down with someone, and how it can be a great advantage to your planning strategies. Have a listen and take a few ideas from this great episode!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

2023 Women's Recognition Event Recap Podcast

Thu, 11 May 2023 06:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
This year marked The Esslie Group's 2nd Annual Women's Recognition Event. When this idea came about, it was to recognize the fact that women have such an impact on day-to-day life, let alone the achievements that they are accomplishing throughout our society. We wanted to be able to thank and educate at the same time, as statistically it is proven that less than 70% of women are saving for retirement, compared to 81% of men. (Transamerica Center for Retirement Studies).
The event was held at the Holiday Inn and Express in Latham in their Grand Ballroom, and our team collaborated with The American Heart Association's Go Red for Women campaign to raise close to $16,000 dollars with silent auction, donations from Stewart's and The Nigro Group and The Esslie Group as well. To top it off, three amazing women were recognized that evenig as well:
1) Lori Marcella- Marcella's Appliances (Community Award Recipient)
2) Andrea Crisafulli- Crisafulli Bros. (Regional Award Recipient)
3) Marcia White- President of The College of St. Rose (Breakthrough Award Recipient)
All three of these entrepreneurs showed grace, humility and strength while accepting their respective awards, and offered great advice to the 145+ in attendance that evening. Please watch the video and enjoy!

*If you want to reach out to The Esslie Group for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at theessliegroup@ceterais.com.**

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Meeting an MMA STAR - THE EL SHADDAI VAN HOESEN INTERVIEW

Thu, 04 May 2023 06:00:00 -0400

GOOD MORNING AND GREAT COACHING!

IT'S HERE! Our official release of the new portion of our educational series, Your Coach Your Money! Matthew Tarullo will be releasing these videos between 4-5 times per year, focusing on athletes, how to help upcoming, college, semi- pro, professional and retired athletes prepare for the financial goals ahead while relating his own personal professional athletic stint in the NFL. What better way to help those than to be able to relate to what they are facing?!

This episode the guys invited Cage Wars Heavyweight Champion El Shaddai Van Hoesen. El Shaddai is an extremely focused fighter with laser focus on training the mind, body and soul all in one before each fight. His insight is ahead of it's time, and he discusses his inspirations and future goals, knowing also what's to come potentially financially with his success.

We hope you enjoy this first episode and the one's to follow in this series, and always if there are any questions you'd like to ask, our coach is only a phone call away!

REMEMBER: TRAIN HARD AND PLAN EVEN BETTER

To contact our team with question or suggestions for an episode, please email us at theessliegroup@ceterais.com or call us at 1-844-444-YTYM!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Searching for UNCLAIMED FUNDS

Thu, 27 Apr 2023 10:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Here's a question for you on this fine morning. What if you woke up, and someone said to you "hey, guess what?! You've got money coming to you that you didn't even know about!" Well, this episode would be for you!

Mark and Adam discuss what unclaimed funds are, where to search for them and how to claim them. There's a lot more detail than you may expect in regard to this process, so take a listen, check out the website based on your state and see if your name is there. Have a great upcoming weekend!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Developing PASSIVE INCOME

Thu, 20 Apr 2023 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

When you wake up in the morning and get ready for your daily job, do you ever stop and think about being able to wake up knowing that you've ALREADY made money that day without even working?

In this episode, Matt and Mark discuss the potential ways that this can happen with PASSIVE INCOME. Being able to earn an income is amazing, but having the ability and knowledge on how to make another stream of income from a second job, rental properties and other ideas is even better.

Sip that coffee, take those notes and get ready for the information that can lead you to another way to prepare for retirement and your future!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Are ROBO ADVISORS the FUTURE?

Thu, 13 Apr 2023 20:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

When you think about going into any type of planning regarding your money, what's the first thing that comes to mind? I would bet it isn't a "robot" or any other automatic type of account management. But guess what? IT EXISTS!!!!

This week the guys delve into the positives and negatives of this type of money management, and why overall working with a live advisor has a much longer and helpful relationship. So plug in your computer, charge your cell phone, get your toaster ready and have a listen!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

"Stock Certificates" EXPLAINED

Thu, 06 Apr 2023 06:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Have you ever been just sitting there, having your breakfast with a nice cup of coffee and thought "I wonder what a stock certificate is"? Well, me neither but either way you're about to find out! :)

Mark does a quick burst session on the history of Stock Certificates and what they are, where they originated and why they are important. Take a listen and learn about something new that you may not have even known existed before!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "LADDERING CD'S"

Thu, 30 Mar 2023 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Remember back in the 90's and early 2000's when we all had the car with the latest stereo system, and had to make sure that it could at least hold 6 cd's in the player? Well, if that's the only "cd" you know about, then THIS IS YOUR EPISODE!

The guys discuss what a cd is in the financial world, what it does to help your portfolio and how "laddering" is one of the many ways to incorporate the use of them. Under 10 minutes of very useful information in this one, so sip some coffee, have your favorite "cd" playing in the background and take your notes!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

When to Call Your ADVISOR

Fri, 17 Mar 2023 13:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
What is the number one thing you think of when the market goes down? How about when you change careers and have a retirement plan just sitting there in "space"? These along with many other situations can be reasons for the topics of conversation in this episode: reasons to call your advisor!
The guys go over the obvious (to some) and the not so obvious reasons you would want to reach out for a phone call or an appointment with your advisor and explain different scenarios that will play a factor in the days, months and years to come with your relationship you have with your advisor. so get the pad and paper out with your coffee, and jot them down!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Investing Terminology - Part Two

Thu, 02 Mar 2023 11:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Well, we had a great response from last week's episode, and decided to continue it into this week with "part 2" of investing terms. This week, Adam joins Mark to review some and add some new terminology to the investing discussion, broadening the scope of what things to discuss with a financial advisor, what to look for yourself and why both are important.

Make a line under last week's notes and continue on, my friends. You never know just what term will hit home with your own personal situation!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

*Should you have any questions or wish to schedule an appointment with one of our advisor on this or any other topic they've covered on the educational videos, please call us at our new number:
1-844-444-YTYM or email us at www.theessliegroup@ceterais.com

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Investing Terminology - Part One

Thu, 23 Feb 2023 09:00:00 -0500

GOOD MORNING AND GREAT COFFEE!
Investing. Everyone wants to do it, but many people don't necessarily understand the "lingo" behind it, what certain terms mean, and how they can affect your outcome regarding your future decisions for retirement.
This episode the guys dive into this topic to be able to relay this information directly to you. With over 30 years of experience between the two of them, Mark and Matt reveal some things that will be helpful for you, and others that you may have questions on. Take some notes, and as always have a great day!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER

*Should you have any questions or wish to schedule an appointment with one of our advisor on this or any other topic they've covered on the educational videos, please call us at our new number:
1-844-444-YTYM or email us at www.theessliegroup@ceterais.com

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "ROTH"

Thu, 16 Feb 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

If you're out in the work world, and you have any type of savings plan, you likely know about IRA's. But, do you know about ROTH IRA's? How much can you contribute, what can you do with the money that goes in and when? Is any of it tax free?
These questions are all answered and more in this quick burst session with Mark Esslie, founder and owner of The Esslie Group.

So sip on that coffee, sharpen that pencil and take notes!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Children's Life Insurance BASICS

Thu, 09 Feb 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Life insurance is a subject that many people aren't comfortable discussing, as they find the conversation somewhat morbid. But did you know that there are many functions that it can be used for besides the loss of a loved one? And did you also know that children can and SHOULD receive life insurance at a really early age?

In this discussion, the guys discuss the real importance of starting life insurance with children, the benefits that come along with doing so, and why it should be an everyday discussion. Sit back and take note, this is one to really pay attention to!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "BUSINESS TAXES" (w/ KEVIN O'LEARY, CPA)

Thu, 26 Jan 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Being a business owner can be extremely overwhelming, but at the same time very rewarding. Throughout the ups and downs, there is one constant with this and life in general: taxes!

The guys invite special guest Kevin O'Leary (no, not THAT one :) from Marvin and Company talks about owning a business, taxes, what to do and when to do it. If you've ever had any questions about taxes in general, or especially about your business, this is the episode for you!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

401K's and IN-SERVICE DISTRIBUTIONS

Thu, 19 Jan 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!
So, you're working at your job and they say they have a retirement plan. It's called a 401k, and you're like "what the heck is that?"! Well, this snapshot from Mark Esslie is all about it. some of the in's and out's, the things to look for and questions to ask yourself and your employer when dealing with this savings plan for the day you wish to retire.
Take a listen, take a couple notes and if there's any questions give us or your current advisor a call for help! Happy Thursday everyone!!!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Making New Years Resolutions That LAST

Thu, 05 Jan 2023 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

So, as the old saying goes: "A New Year, a New Me". But how often do we stay true to this commitment? Some promises may last a couple months, while others last a few days. In this episode burst session, Mark Esslie discusses the importance of making a resolution that stays true to your financial future and setting realistic goals to be able to stay on track with these goals. Some great advice for a New Year, whether just starting out or right in the middle of your future planning!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "REQUIRED MINIMUM DISTRIBUTIONS"

Wed, 28 Dec 2022 07:00:00 -0500

EARLY RELEASE THIS WEEK!

GOOD MORNING AND GREAT COFFEE!
If you're getting close to the "Golden Years" or already there, you may have heard of those 3 letters that start floating around in conversations: RMD. What the heck is that, you may ask yourself. well, it stands for "Required Minimum Distribution", and that first word means it's extremely important!

Take a listen to what our advisor Mark Esslie has to say about this topic, when to take it and how it affects you and your retirement in many ways. As always, enjoy your coffee, and Happy New Year ahead of time from our team at The Esslie Group!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Meeting a UFC LEGEND - THE DAN MIRAGLIOTTA INTERVIEW

Thu, 22 Dec 2022 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

If you've ever watched a UFC televised fight or been to Cage Wars in Schenectady, NY then you've most likely seen our guest for this episode.
We had the distinct honor of having a very special guest sit in with our guys this episode: legendary MMA Official Dan Miragliotta! A lot of different topics were discussed throughout this half hour episode: from Dan's beginnings, through his illustrious career and the many things he has seen and done getting to where he is today!
So, sit back and have put an extra shot of caffeine into that coffee, 'cause the "gloves come off" in this amazing session. Enjoy!

REMEMBER: GREAT LIVING AND EVEN BETTER PLANNING

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What is a "TEAM"?

Thu, 15 Dec 2022 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Here's a question for you. What's the one thing you always heard a coach say when you were playing a group sport? There is no "I" in TEAM. Well, this burst session hosted by our money coach Matthew Tarullo discusses exactly why it's important for him to be a part of such a strong team, and how it benefits the clients.

Whether just starting out or 30 years into your retirement strategy, it's never too late to consider a new approach!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Spending WISELY During the HOLIDAY SEASON

Thu, 08 Dec 2022 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

The holidays are upon us, and everyone is of good cheer...especially the credit card companies! Many Americans spend too much money in general, and this tends to become even more evident around Christmas time!

Matthew Tarullo takes this burst session to explain the importance of credit card maintenance, good credit and making sure to have your priorities straight in general when it comes to spending.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Our REACTION to ELECTION SEASON...

Thu, 01 Dec 2022 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!
With the election season upon us, people often ask how it can affect their planning, investments and other parts of their financial future. This is the topic of the conversation along with other aspects of it that is discussed by Mark and Adam during this episode.
Go down the reaction road and find out just how much elections and their results impact these and other aspects of our lives, and how to keep emotion out of your planning!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "YEAR END STRATEGIES"

Fri, 25 Nov 2022 19:00:00 -0500

GOOD MORNING AND GREAT COFFEE!

Join our advisors Mark and Adam as they engage in a "burst session" about year-end strategies, and why it's important to always plan ahead going into the next year.
Putting off anything, let alone your planning even the slightest can have potential long-term effects on things down the road. So, listen up and get ready with your questions!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

What is an "ADVISOR"?

Thu, 10 Nov 2022 00:00:00 -0500

GOOD MORNING AND GREAT COFFEE!
So many episodes, all in one way or another discussing working with and trusted financial advisor. But you may be asking yourself this question: what does an advisor do? Well, our guys delve into their world during the burst session to discuss just that! What is a financial advisor? How does one choose who would be the best advisor to work with? What is a fiduciary?
These are some of the questions that are answered along with many others to better guide you in a decision on how best to choose someone to work with as you put your future into their hands. Enjoy!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Indexing ALTERNATIVES (w/ Guest Host DAVE ROCHE)

Thu, 06 Oct 2022 15:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Welcome to the world of indexing, ladies and gentlemen! In this episode, we have Matthew Tarullo and branch manager David Roche discuss those who are approaching retirement, and looking at how to approach growth, income, security and more.

If you are close to or ever plan on retiring, this is an episode you should listen to.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Getting Ahead in a DOWN MARKET

Thu, 29 Sep 2022 12:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

HEY! GUESS WHAT?! THE MARKET IS DOWN!!! Wonder why I'm "shouting"? Because that's what most people are doing when the market goes down and have no planning or any idea what to do!

This episode has Mark and Justin discussing just this sort of thing! What should you do ahead of a down market, while it's happening and why it's not always necessarily a bad thing for it to be down for awhile. So take some notes and back away from the expresso shot! :)

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

SOCIAL SECURITY PLANNING for BABY BOOMERS

Thu, 22 Sep 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

So Baby Boomers, this episode is for you! In case you were wondering, if you were born from 1946-1964, you're a Baby Boomer :) That being said, Mark and Justin discuss Social Security and the importance of knowing how much you will be getting, how to figure it out, when to take it(yes, you can choose) and more.

So sit back with your coffee or other choice of beverage and learn about one of your retirement streams of income!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

How Much INSURANCE Do YOU Need

Thu, 15 Sep 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

In this episode, the title says it all! A common question that is always asked is how much insurance is enough? Do I really need it? What can it do for me long term and immediately?

Mark and Adam tackle these questions and more during this "burst session" on life insurance and the reasons why it is one of the most important things you will ever consider for yourself and your family.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Understanding "LTC OPTIONS"

Thu, 08 Sep 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

It's a topic that many don't want to have to face or discuss, and is certainly one that doesn't get talked about enough. LTC, or Long Term Care is something that we as human beings always think will "never happen to me" or "my parent(s) won't need that, they're healthy". The hard truth is not knowing about it or how to prepare can cost a family severely in the long run!
Listen to the guys as they answer questions you may want to discuss with your loved ones, or even bring up something you may have never thought about before. Facing it now can potentially save a lot of headaches(and money) down the road!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Banking for BENEFICIARIES

Thu, 01 Sep 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Beneficiaries. Banking. Both start with the letter "B" and both are equally important to understand how they go hand in hand in many regards! Many times, people don't understand the importance of making sure their beneficiaries are on their bank accounts in case the pass suddenly, what a TOD is, and many more aspects that goes into the planning process as a whole.

This episode helps to explain those things and more in one of the guy's "burst sessions". Enjoy your coffee, and bring your beneficiaries in to watch, listen and learn.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Credit MANAGEMENT (w/ SHAWN MOODIE)

Thu, 25 Aug 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
"I'm sorry, you weren't approved". Words that makes anyone's stomach. Credit is one of the most important parts of a person's life, starting at an early age straight through retirement. If you want a home, a new vehicle or to even start a business, then having good to excellent credit is a necessity.
Mark and Adam welcome special guest Shawn Moodie from Moodie Bluez Consulting to discuss the in's and out's of credit, credit repair and the importance of knowing when to use a professional to help. Sometimes it's the difference of one missed payment to drop your score, so take a listen to this important episode for all to hear!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

CASH BALANCE PLANS (w/ BRIAN LARSON)

Thu, 18 Aug 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Cash! A favorite word of most people. But who knew it could be balanced?! Joking aside, this episode delves into what a cash balancing plan is, and how small businesses and/or corporations can use this to help with their planning.
With special guest Brian Larson from Sage Advisory to help navigate this topic, the guys discuss how corporations should learn whether or not the cash balancing plan is appropriate for them and to discuss this with a professional advisor.

REMEMBER: GOOD LIVING AND EVEN BETTER PLANNING

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Avoid doing THIS if you are a FIRST TIME TEACHER...

Thu, 11 Aug 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

This week, we have a short but informative show with guest Justin Fillipone regarding being a first time teacher! Along with Matthew Tarullo, they discuss the in's and out's of this topic: from what your retirement plan is, to how they operate and what should be discussed when starting one up! Debt and just basic needs being taken care of are also on the episode.

If you're a first time teacher or a teacher wanting to learn a little more about your profession, take a listen to this episode. You may discover something you never new before!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Can I RETIRE?

Thu, 04 Aug 2022 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
So, do you ever wake up from sleeping in night sweats and wonder "can I retire"? Well, worry no more! This episode, Mark and Adam discuss this very topic which literally every person at some point in their lives wonders about. From how to start preparing to knowing when the timing is potentially right, questions are addressed and put to rest(see what I did there?) to help easy your mind with this concerning topic. So, take a sip from this informative episode, and have a great week!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The Esslie Group's First Annual Women's Appreciation Event

Thu, 28 Jul 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Today we thought we would change it up a little bit and show you another side of our team. As Mark Esslie will explain, we take pride in focusing on many different aspects of planning and needs that aren't always being met. One of those that was brought to our attention was the lack of planning with and for women in general.
Please take the time to watch and listen to our First Annual Women's Appreciation Event, honoring Mrs. Shannon Older. We want everyone to see the multi-layered roles that women take on throughout their lives, and that the importance of protecting and planning for them is just as important as the recognition they deserve!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "BUFFERED INVESTMENTS"

Thu, 21 Jul 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

When looking into planning, there are many methods and approaches that people should be made aware of. One such method or strategy is buffering! The guys discuss what it is, what buffered products are, and how and why they work in different scenarios. Although this episode is a little shorter than others, the information within may be just as important if not more so!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

College PLANNING (w/ DR. DEAN SKARLIS)

Thu, 14 Jul 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

Well, let's see. It's already mid-July, and your kid is about to become a junior or senior in high school in a month and a half. What's looming around the corner? COLLEGE! Luckily for you, we've got the expert for you to listen to in order to answer questions you already have or may not know you're going to be asking!
Our guys meet with Dr. Dean Skarlis, President and Founder of The College Advisor of New York, Inc. This episode goes over the basics for college discussions with topics covered to help with all of your college needs. From planning for the future by starting to save now to if students loans are necessary and a good or bad way to approach your child's future college needs. Have an extra shot of espresso and get out your notepad for this one!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Understanding "MORTGAGES" (w/ MICHAEL RANKIN)

Thu, 07 Jul 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!

The guys are back at it this week with special guest Michael Rankin from ClearPath Mortgage Solutions. The discussion goes from understanding the mortgage process to the reasons for refinancing and everything in between. Also, a large focus is centered around our veterans and the types of loans that they can use for their service to our country. Please listen to this and learn from one of the best in the business.

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

The FOUR QUADRANTS of RETIREMENT

Thu, 30 Jun 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
So, here's one that most people have never heard of before, unless you've spoken to or listened to an advisor: THE FOUR QUADRANTS! What are they? Income Distribution, Income Protection, Asset Protection, Wealth Transfer.
This episode brings in our other advisor Adam Jones to discuss these with Mark, and how to strategically approach them with an advisor. As unknown as the topic may be, this may be one of the more important ones to listen to and understand.
REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "GENERATIONAL INVESTING"

Thu, 23 Jun 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
This episode has the guys talking about something that is not discussed too often/often enough: generational investing. What is it? Take your beneficiaries , and think about what you would leave them. Would it be property? Just money? What legal documents are needed to do these or other things? What's the affect on kid's college aid? These are just some things to think about when talking about this topic. Life insurance, trust funds, wills and other things play into this fully loaded episode of information!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

INVESTMENT BASICS

Thu, 16 Jun 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
Did you ever wake up and go "I wonder what the difference is between a stock and a mutual fund"...Well, if you have(or even if you haven't), it's time to listen to the episode that discusses these and more: INVESTMENT BASICS! Mark and Matt discuss the in's and out's of planning using bonds, mutual funds, correlated vs non-correlated assets and more. From in service to ROTH options, you'll want the information that is in this episode to better understand the need to speak with a financial planner at some point when planning for retirement!
REMEMBER: LIVE WELL AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

All Things "PERSONAL INJURY LAW" (w/ PAUL HARDING OF "HARDING & MAZZOTTI")

Wed, 08 Jun 2022 21:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
Have you or someone you know ever been in an accident before? The guys meet with special guest Paul Harding in this episode to discuss the ways that accidents can potentially change your life forever. Topics discussed include the ins and outs of personal injury, not knowing your policies and how it can effect you. If you've ever had any questions about what to do after an accident or how to be prepared in case of one, this is your episode!
REMEMBER: LIVE WELL, AND PLAN EVEN BETTER!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Keeping Up With "INFLATION"

Wed, 01 Jun 2022 23:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
Could this episode be ANY more perfect for what's currently happening in the market? I THINK NOT! :) Our guys explore the world of inflation, and the many different aspects of it. From not using the "bucket strategy" and why this is potentially dangerous to being afraid of investing, this episode will answer pretty much any question anyone has had about the different aspects of inflation. Pair that with correct planning and strategies, and you'll have a show that you'll probably listen to more than just once!
Remember: Live well, and plan even better!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "ESTATE PLANNING" (w/ JANE-MARIE SCHAEFFER)

Thu, 26 May 2022 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
So, what is Estate Planning? Is it enough to have just a will in place? Does this replace and Estate Plan or do you need more? Most people don't know what an Estate Plan is, let alone how important it can be when planning for the future of their family. The guys speak with special guest Jane-Marie Schaeffer this week from The Herzog Law Firm to answer questions as to why it's important, as well as discussions on having a Power of Attorney, a health proxy and other vital components to a wholistic plan for the future. There's a lot of information in this episode, so bring your family to the table and grab an extra coffee!
Live well, and plan even better!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Emotional INVESTING (w/ MITCH SOLOMON)

Thu, 19 May 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE!
So, with the world and the market being the way it currently is, this is the perfect episode to listen to in regards to investing and why keeping emotions out of it are so important. Hypothetical situations are discussed with our special guest Mitch Solomon who has 24 years of experience in the industry and why making emotional decisions can negatively impact your planning. As always, ways to stay positive and leave emotion out of financial decision making is approached as well, and why it is so important in order to continue with an individual's game plan.

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Real Estate 101 with Jamie Mazuryk with CM Fox

Thu, 12 May 2022 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE! This episode is a follow up from last week's and a different perspective on real estate and the different nuances from an agent's perspective. The guys have brought in one of the leading agents in the Capital District, Jamie Mazuryk from CM Fox to discuss her journey from law enforcement to being a successful agent. Everything is on the table in this one, from buyer vs seller agents to what makes a successful listing process happen. Buying or selling a home anytime soon? Listen to this episode for some great insight! Happy Thursday!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Talking "REAL ESTATE" (w/ MICHAEL ESSLIE, OF ESSLIE & FRENIA ATTORNEY'S AT LAW)

Thu, 05 May 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE! In this episode, the guys are joined by Mark's brother Michael of Esslie and Frenia P.C. The discussion centers around real estate, the beginning processes and things to look out for when you find "THE" house and different circumstances and potential issues to be aware of and look out for. From wells and septic to lenders and what they look for in a first time or second buyer and beyond. If you're looking for a new home or land, property to rent out or your "forever home" this is an episode to listen to!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Exploring ENTREPRENEURSHIP (w/ DAVID PRESCOTT)

Thu, 28 Apr 2022 00:00:00 -0400

GOOD MORNING AND GREAT COFFEE! Exciting doesn't even begin to describe this week's show. Our first ever off-site location brought us to a place where childhood dreams are made of, engines roar and history is felt. Welcome to The Hangar At 743! Mark sat down with President and Owner David Prescott to discuss his entrepreneurial road from childhood through today, his many different adventures along the way as well as his time in our Armed Forces. Everything from non-profit leadership to the different types of planes that are housed here are discussed in this don't miss episode.

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Planning Your PENSION OPTION

Thu, 21 Apr 2022 08:00:00 -0400

GOOD MORNING AND GREAT COFFEE! On this week's episode, the guys dive into the world of pension option planning! Many professions receive a pension as part of their retirement, from police officers to state workers and others. There are many internal intricacies that are often not known when signing up for this plan as well as when someone is about to retire which will be touched on throughout this segment. So grab a pad and pencil, let your colleagues know about this show, and get ready to learn!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Charitable Giving with Melissa Mantei of the Northeast Kidney Foundation

Thu, 14 Apr 2022 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE! This episode introduces another new face from the team along with a special guest! From behind the cameras and soundboard, Matthew Byers sits with Mark Esslie and special guest Melissa Mantei, President and CEO of The Northeast Kidney Foundation this week to discuss Charitable Giving, the importance of why it is necessary to give to these organizations, the benefits it has for those in need and also for those giving as well.
Melissa Mantei, a kidney donor in 2008, joined the NEKF in 2020 and became President and CEO in 2021. Mark Esslie joined the NEKF in 2018 and became President of the Trustee Board in 2020. Matthew Byers joined the NEKF in 2022 and became President of the Board of Directors last month. All 3 have special ties and reasons for being part of this amazing non-profit organization. for more information, please see the link below to it's website. HAPPY THURSDAY EVERYONE!
https://healthykidneys.org/

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Let's Talk "DIVERSIFICATION"

Thu, 07 Apr 2022 09:00:00 -0400

GOOD MORNING AND GREAT COFFEE TO EVERYONE! In this episode, the guys discuss what diversification is within a portfolio as well as why it is important to consider when talking with an advisor. They also delve into why stocks vs bonds may not be enough anymore in this current market and moving forward, and what questions people should be asking when discussing their plans with a financial professional.

GOOD MORNING AND GREAT COFFEE TO EVERYONE! In this episode, the guys discuss what diversification is within a portfolio as well as why it is important to consider when talking with an advisor. They also delve into why stocks vs bonds may not be enough anymore in this current market and moving forward, and what questions people should be asking when discussing their plans with a financial professional.

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Planning for WORK

Thu, 31 Mar 2022 07:00:00 -0400

GOOD MORNING AND GREAT COFFEE TO EVERYONE! In this episode, we introduce our other advisor Adam Jones into the mix to discuss the always important works plans. 401k and retirements plans, what to do if they aren't available, and how to maximize what you do have at your company. They also delve into the world of ROTH IRA's and how they can sometimes be incorporated within a plan itself.
This episode is for business and owners and employees alike, packed with great advice and some fun as well. Enjoy!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Income in RETIREMENT

Thu, 24 Mar 2022 07:00:00 -0400

Time for that coffee and your weekly show! In this episode, our guys go through the ins and outs of retirement. They discuss the many different questions they hear when sitting with people, and tackle some overall topics such as inflation, longevity, taxes, fixed income, and the unforeseen.
If you are just beginning work, somewhere in the middle of or close to retiring and wonder if you will be able to retire the way that you want to, this is the episode for you. Sometimes the answer isn't always what you want to hear, but it will be the one to drive you towards your goals for retirement!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

Planning for TAXES (w/ DAVE STACKROW)

Thu, 17 Mar 2022 07:00:00 -0400

Well, it's that dreaded time of year again. It's TAX SEASON! And what better way to ease into it than to listen to this episode with some timely tips and advice from one of the Capital District's most respected CPA's, Dave Stackrow from SCOTT, STACKROW & CO. PC. The guys discuss the different options regarding filing, how and when filing can affect other decisions down the road and general questions that most everyone this time of year have. Sit down with your favorite cup of coffee and take notes, this episode is one to remember! Happy filing!

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com

All Things "BENEFICIARY"

Wed, 02 Mar 2022 14:00:00 -0500

This is our introductory episode, where the guys discuss the importance of having your beneficiaries lines up, the proper paperwork in place should something happen, and why it's important to have a relationship with a trusted advisor to help guide you through these and other steps

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com