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  <title>Passive Income Doctor</title>

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  <copyright>© 2026 Passive Income Doctor</copyright>
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  <itunes:author>Dr Dan</itunes:author>
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  <description><![CDATA[<p>Join Dr Dan, an Australian doctor who is on a mission to improve financial health for doctors and healthcare professionals. Interviewing money experts, doctors turned entrepreneurs, and documenting his own journey to passive income.&nbsp;</p>]]></description>
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    <itunes:title>Retirement, selling properties, shares (Chat with Urszula)</itunes:title>
    <title>Retirement, selling properties, shares (Chat with Urszula)</title>
    <itunes:summary><![CDATA[In this episode, I'm joined by Dr Urszula Carr, burnout coach. We discuss thoughts about retirement, why she has chosen to sell properties, and also some exciting experiences with shares, swing trading etc.  We also discuss a dilemma many doctors have- how much to leave the kids, and how to instil good habits.   About MedicRevive | Dr. Urszula Carr's Journey to Empowerment - MedicRevive Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, I&apos;m joined by Dr Urszula Carr, burnout coach. We discuss thoughts about retirement, why she has chosen to sell properties, and also some exciting experiences with shares, swing trading etc.<br/><br/>We also discuss a dilemma many doctors have- how much to leave the kids, and how to instil good habits.</p><p><br/></p><p><a href='https://medicrevive.com/about/'>About MedicRevive | Dr. Urszula Carr&apos;s Journey to Empowerment - MedicRevive</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, I&apos;m joined by Dr Urszula Carr, burnout coach. We discuss thoughts about retirement, why she has chosen to sell properties, and also some exciting experiences with shares, swing trading etc.<br/><br/>We also discuss a dilemma many doctors have- how much to leave the kids, and how to instil good habits.</p><p><br/></p><p><a href='https://medicrevive.com/about/'>About MedicRevive | Dr. Urszula Carr&apos;s Journey to Empowerment - MedicRevive</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 13 Aug 2026 00:00:00 +1000</pubDate>
    <itunes:duration>2364</itunes:duration>
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    <itunes:title>Medicine vs Aviation (high stakes) with Daniel Jones</itunes:title>
    <title>Medicine vs Aviation (high stakes) with Daniel Jones</title>
    <itunes:summary><![CDATA[In this chat with Daniel Jones, he shares his insights into parallels between doctors and pilots, as he works with these 2 groups as a mortgage broker. He shares his backstory, from working in a bank to becoming a pilot, to pivoting out of aviation once COVID lockdowns happened. And re-entering world of finance as he grows his mortgage broking business. Find out more about Daniel Jones- Specialist Broking | About Daniel Jones and the Business Music Credit: Bass Nation. New episode every fortn...]]></itunes:summary>
    <description><![CDATA[<p>In this chat with Daniel Jones, he shares his insights into parallels between doctors and pilots, as he works with these 2 groups as a mortgage broker. He shares his backstory, from working in a bank to becoming a pilot, to pivoting out of aviation once COVID lockdowns happened. And re-entering world of finance as he grows his mortgage broking business.</p><p>Find out more about Daniel Jones-</p><p><a href='https://www.specialistbroking.com.au/about'>Specialist Broking | About Daniel Jones and the Business</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this chat with Daniel Jones, he shares his insights into parallels between doctors and pilots, as he works with these 2 groups as a mortgage broker. He shares his backstory, from working in a bank to becoming a pilot, to pivoting out of aviation once COVID lockdowns happened. And re-entering world of finance as he grows his mortgage broking business.</p><p>Find out more about Daniel Jones-</p><p><a href='https://www.specialistbroking.com.au/about'>Specialist Broking | About Daniel Jones and the Business</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 23 Jul 2026 05:00:00 +1000</pubDate>
    <itunes:duration>1204</itunes:duration>
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    <itunes:title>Doctors and burnout</itunes:title>
    <title>Doctors and burnout</title>
    <itunes:summary><![CDATA[Doctors and burnout is a common theme. In this episode, joined by Dr Urszula Carr, who also does coaching for burnout. Urszula shares personal story of how burnout as a busy doctor, single mum and trying to get ahead financially also. She shares some strategies in her 'toolkit' that doctors may find useful too. Find out more and connect with Urszula at- Transform Your Medical Career - MedicRevive   Previous episode with Urszula- Interview with Dr Urszula Carr (NHS to Australia, Life Coaching)...]]></itunes:summary>
    <description><![CDATA[<p>Doctors and burnout is a common theme. In this episode, joined by Dr Urszula Carr, who also does coaching for burnout. Urszula shares personal story of how burnout as a busy doctor, single mum and trying to get ahead financially also.</p><p>She shares some strategies in her &apos;toolkit&apos; that doctors may find useful too.</p><p>Find out more and connect with Urszula at-</p><p><a href='https://medicrevive.com/'>Transform Your Medical Career - MedicRevive</a></p><p><br/></p><p>Previous episode with Urszula-</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14990218-interview-with-dr-urszula-carr-nhs-to-australia-life-coaching'>Interview with Dr Urszula Carr (NHS to Australia, Life Coaching)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Doctors and burnout is a common theme. In this episode, joined by Dr Urszula Carr, who also does coaching for burnout. Urszula shares personal story of how burnout as a busy doctor, single mum and trying to get ahead financially also.</p><p>She shares some strategies in her &apos;toolkit&apos; that doctors may find useful too.</p><p>Find out more and connect with Urszula at-</p><p><a href='https://medicrevive.com/'>Transform Your Medical Career - MedicRevive</a></p><p><br/></p><p>Previous episode with Urszula-</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14990218-interview-with-dr-urszula-carr-nhs-to-australia-life-coaching'>Interview with Dr Urszula Carr (NHS to Australia, Life Coaching)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 18 Jun 2026 05:00:00 +1000</pubDate>
    <itunes:duration>2027</itunes:duration>
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    <itunes:title>Portfolio update Passive Income Doctor 2026</itunes:title>
    <title>Portfolio update Passive Income Doctor 2026</title>
    <itunes:summary><![CDATA[Hectic first half of 2026, under offer on numerous properties. Negative sentiment in terms of interest rates, war, CGT and negative gearing changes. How I balance (or try to) finances/investing with lifestyle/holidays.   If you are a doctor or dentist in Australia interested in property, join facebook community- Doctors Property Network | Facebook Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a doctor or dentist...]]></itunes:summary>
    <description><![CDATA[<p>Hectic first half of 2026, under offer on numerous properties. Negative sentiment in terms of interest rates, war, CGT and negative gearing changes.</p><p>How I balance (or try to) finances/investing with lifestyle/holidays.</p><p><br/></p><p>If you are a doctor or dentist in Australia interested in property, join facebook community-</p><p><a href='https://www.facebook.com/groups/315108673770810/'>Doctors Property Network | Facebook</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Hectic first half of 2026, under offer on numerous properties. Negative sentiment in terms of interest rates, war, CGT and negative gearing changes.</p><p>How I balance (or try to) finances/investing with lifestyle/holidays.</p><p><br/></p><p>If you are a doctor or dentist in Australia interested in property, join facebook community-</p><p><a href='https://www.facebook.com/groups/315108673770810/'>Doctors Property Network | Facebook</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 04 Jun 2026 00:00:00 +1000</pubDate>
    <itunes:duration>428</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Renovate to increase equity (with Johnson Lin)</itunes:title>
    <title>Renovate to increase equity (with Johnson Lin)</title>
    <itunes:summary><![CDATA[In this episode, we chat with buyers agent Johnson Lin- how renovating can boost your equity. Now renovation by yourself can be daunting, we talk about what type of investor should consider a renovation project, when to do, and also traps to avoid! Having gotten bathroom renovation quote of $45,000 does prices vary with metro vs smaller town. what questions to ask of the trades? Johnson also shares a case study, and I ask some hard hitting questions about uplift from market vs from the reno i...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we chat with buyers agent Johnson Lin- how renovating can boost your equity.</p><p>Now renovation by yourself can be daunting, we talk about what type of investor should consider a renovation project, when to do, and also traps to avoid!</p><p>Having gotten bathroom renovation quote of $45,000 does prices vary with metro vs smaller town. what questions to ask of the trades?</p><p>Johnson also shares a case study, and I ask some hard hitting questions about uplift from market vs from the reno itself.</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18911421-buying-your-first-property-or-getting-stuck'>Buying your first property? or getting stuck?</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we chat with buyers agent Johnson Lin- how renovating can boost your equity.</p><p>Now renovation by yourself can be daunting, we talk about what type of investor should consider a renovation project, when to do, and also traps to avoid!</p><p>Having gotten bathroom renovation quote of $45,000 does prices vary with metro vs smaller town. what questions to ask of the trades?</p><p>Johnson also shares a case study, and I ask some hard hitting questions about uplift from market vs from the reno itself.</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18911421-buying-your-first-property-or-getting-stuck'>Buying your first property? or getting stuck?</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 21 May 2026 05:00:00 +1000</pubDate>
    <itunes:duration>1520</itunes:duration>
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    <itunes:title>Bi Mian, Investing for Doctors | Why doctors need to take more risk</itunes:title>
    <title>Bi Mian, Investing for Doctors | Why doctors need to take more risk</title>
    <itunes:summary><![CDATA[Today we welcome a special guest, Dr Bi, Sydney based doctor, founder of Investing for Doctors facebook group, and also more recently IFD podcast also. He is also founder of Australian Medical angels. In this 1st part, we get to know Dr Bi, his background, journey through medicine, also how created one of the largest fb groups for doctors and dentists in Australia, and also what learnt from seeing so many doctors ask similar questions. ➢money backstory, growing up in China and Singapore ➢neur...]]></itunes:summary>
    <description><![CDATA[<p>Today we welcome a special guest, Dr Bi, Sydney based doctor, founder of Investing for Doctors facebook group, and also more recently IFD podcast also. He is also founder of Australian Medical angels.</p><p>In this 1st part, we get to know Dr Bi, his background, journey through medicine, also how created one of the largest fb groups for doctors and dentists in Australia, and also what learnt from seeing so many doctors ask similar questions.</p><p>➢money backstory, growing up in China and Singapore</p><p>➢neuroscience at USyd, to medical school</p><p>➢pivoting from surgical career to ED CMO, and also business ventures</p><p>➢Investing for Doctors Facebook group with 30,000+ members- what are some common themes/issues facting doctors and dentists in regards to finances</p><p>➢what can doctors do today to improve their financial future</p><p><br/></p><p>Connect with Bi: <a href='https://doctorbi.com.au/'>Home - Doctor Bi</a></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17408833-dev-raga-personal-story-frugality-surgery-to-gp-net-worth-target'>Dev Raga personal story (Frugality, surgery to GP, net worth target)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we welcome a special guest, Dr Bi, Sydney based doctor, founder of Investing for Doctors facebook group, and also more recently IFD podcast also. He is also founder of Australian Medical angels.</p><p>In this 1st part, we get to know Dr Bi, his background, journey through medicine, also how created one of the largest fb groups for doctors and dentists in Australia, and also what learnt from seeing so many doctors ask similar questions.</p><p>➢money backstory, growing up in China and Singapore</p><p>➢neuroscience at USyd, to medical school</p><p>➢pivoting from surgical career to ED CMO, and also business ventures</p><p>➢Investing for Doctors Facebook group with 30,000+ members- what are some common themes/issues facting doctors and dentists in regards to finances</p><p>➢what can doctors do today to improve their financial future</p><p><br/></p><p>Connect with Bi: <a href='https://doctorbi.com.au/'>Home - Doctor Bi</a></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17408833-dev-raga-personal-story-frugality-surgery-to-gp-net-worth-target'>Dev Raga personal story (Frugality, surgery to GP, net worth target)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 07 May 2026 05:00:00 +1000</pubDate>
    <itunes:duration>3482</itunes:duration>
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    <itunes:title>Tasmania hotspot? What about lack of population growth?</itunes:title>
    <title>Tasmania hotspot? What about lack of population growth?</title>
    <itunes:summary><![CDATA[Tasmania had a massive growth run 2016-2022, so why are some investors buying now? New AFL stadium, new larger and faster Spirit of Tasmania ferries etc. Growth has occurred already in the last 6-12months, with yields compressing, now below 5%. A lot of investors and buyers agents hunting for properties. Devonport in particular has had a stellar growth of 16% in the last 12months at time of recording. When a selling agent asks for "best and final offer", what does that mean?   Other episodes:...]]></itunes:summary>
    <description><![CDATA[<p>Tasmania had a massive growth run 2016-2022, so why are some investors buying now? New AFL stadium, new larger and faster Spirit of Tasmania ferries etc.</p><p>Growth has occurred already in the last 6-12months, with yields compressing, now below 5%. A lot of investors and buyers agents hunting for properties.</p><p>Devonport in particular has had a stellar growth of 16% in the last 12months at time of recording.</p><p>When a selling agent asks for &quot;best and final offer&quot;, what does that mean?</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18291622-property-predictions-for-2026'>Property predictions for 2026</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Tasmania had a massive growth run 2016-2022, so why are some investors buying now? New AFL stadium, new larger and faster Spirit of Tasmania ferries etc.</p><p>Growth has occurred already in the last 6-12months, with yields compressing, now below 5%. A lot of investors and buyers agents hunting for properties.</p><p>Devonport in particular has had a stellar growth of 16% in the last 12months at time of recording.</p><p>When a selling agent asks for &quot;best and final offer&quot;, what does that mean?</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18291622-property-predictions-for-2026'>Property predictions for 2026</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18911574</guid>
    <pubDate>Thu, 23 Apr 2026 05:00:00 +1000</pubDate>
    <itunes:duration>1333</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Property Market VIC 2026 (and steps to purchase a property)</itunes:title>
    <title>Property Market VIC 2026 (and steps to purchase a property)</title>
    <itunes:summary><![CDATA[In this episode, joined by doctor and mortgage broker Leon, we discuss Melbourne and regional Victoria market for 2026 and beyond. Some suburbs including Broadmeadows, Dallas, Frankston have gone up 10-20% in the last 12 months. Stay to the end where we discuss some controversial suburbs: Werribee, Melton. We also discuss the property purchasing process, from finance preapproval, to finding a property and then conveyancing, building pest through to settlement. Hot tip: check the special condi...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, joined by doctor and mortgage broker Leon, we discuss Melbourne and regional Victoria market for 2026 and beyond.</p><p>Some suburbs including Broadmeadows, Dallas, Frankston have gone up 10-20% in the last 12 months. Stay to the end where we discuss some controversial suburbs: Werribee, Melton.</p><p>We also discuss the property purchasing process, from finance preapproval, to finding a property and then conveyancing, building pest through to settlement. Hot tip: check the special conditions on the contract of sale.</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17675667-melbourne-hot-or-not-with-richard-bharata'>Melbourne HOT or NOT? with Richard Bharata</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18441438-darwin-property-2026'>Darwin property 2026?</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, joined by doctor and mortgage broker Leon, we discuss Melbourne and regional Victoria market for 2026 and beyond.</p><p>Some suburbs including Broadmeadows, Dallas, Frankston have gone up 10-20% in the last 12 months. Stay to the end where we discuss some controversial suburbs: Werribee, Melton.</p><p>We also discuss the property purchasing process, from finance preapproval, to finding a property and then conveyancing, building pest through to settlement. Hot tip: check the special conditions on the contract of sale.</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17675667-melbourne-hot-or-not-with-richard-bharata'>Melbourne HOT or NOT? with Richard Bharata</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18441438-darwin-property-2026'>Darwin property 2026?</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18911495</guid>
    <pubDate>Thu, 09 Apr 2026 05:00:00 +1000</pubDate>
    <itunes:duration>2145</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying your first property? or getting stuck?</itunes:title>
    <title>Buying your first property? or getting stuck?</title>
    <itunes:summary><![CDATA[In this informal stye chat with optometrist turned BA Johnson, we discuss why getting your first 1 or 2 properties is so important, not just for equity growth but also investor confidence. Then we discuss scenarios when people are stuck with a couple of properties, and not sure how to progress. We discuss where value plays can be had- including Melbourne and Victoria such as Bendigo, Ballarat, Geelong. However one downside is the lower rental yields. Perth, Brisbane, and Darwin is still risin...]]></itunes:summary>
    <description><![CDATA[<p>In this informal stye chat with optometrist turned BA Johnson, we discuss why getting your first 1 or 2 properties is so important, not just for equity growth but also investor confidence.</p><p>Then we discuss scenarios when people are stuck with a couple of properties, and not sure how to progress.</p><p>We discuss where value plays can be had- including Melbourne and Victoria such as Bendigo, Ballarat, Geelong. However one downside is the lower rental yields.</p><p>Perth, Brisbane, and Darwin is still rising strongly.</p><p>Supply and demand is important, with indicators such as days on market, vacancy rates, as well as building approvals.</p><p><br/></p><p>Johnson- <a href='https://www.primevantage.com.au/'>Prime Vantage</a></p><p>Other episodes:</p><p>initial chat with Johnson- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17273662-6-properties-in-under-3-years-johnson-lin'>6 properties in under 3 years (Johnson Lin)</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18291622-property-predictions-for-2026'>Property predictions for 2026</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this informal stye chat with optometrist turned BA Johnson, we discuss why getting your first 1 or 2 properties is so important, not just for equity growth but also investor confidence.</p><p>Then we discuss scenarios when people are stuck with a couple of properties, and not sure how to progress.</p><p>We discuss where value plays can be had- including Melbourne and Victoria such as Bendigo, Ballarat, Geelong. However one downside is the lower rental yields.</p><p>Perth, Brisbane, and Darwin is still rising strongly.</p><p>Supply and demand is important, with indicators such as days on market, vacancy rates, as well as building approvals.</p><p><br/></p><p>Johnson- <a href='https://www.primevantage.com.au/'>Prime Vantage</a></p><p>Other episodes:</p><p>initial chat with Johnson- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17273662-6-properties-in-under-3-years-johnson-lin'>6 properties in under 3 years (Johnson Lin)</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18291622-property-predictions-for-2026'>Property predictions for 2026</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18911421-buying-your-first-property-or-getting-stuck.mp3" length="15664614" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18911421</guid>
    <pubDate>Thu, 26 Mar 2026 21:00:00 +1100</pubDate>
    <itunes:duration>1302</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How can doctors improve borrowing power</itunes:title>
    <title>How can doctors improve borrowing power</title>
    <itunes:summary><![CDATA[In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property. Joined again by mortgage broker and doctor Leon, we discuss 1.improving income (assessable vs non-assessable) 2.reducing credit cards (or at least reducing limit) 3.getting rid of car loans/personal loans 4.checking credit history 5.finding an investment savvy mortgage broker 6.selling property?   Other episodes: How medical student Leon bought 3 properties(800k eq...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property.<br/>Joined again by mortgage broker and doctor Leon, we discuss<br/>1.improving income (assessable vs non-assessable)<br/>2.reducing credit cards (or at least reducing limit)<br/>3.getting rid of car loans/personal loans<br/>4.checking credit history<br/>5.finding an investment savvy mortgage broker<br/>6.selling property?</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18230134-how-medical-student-leon-bought-3-properties-800k-equity'>How medical student Leon bought 3 properties(800k equity)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property.<br/>Joined again by mortgage broker and doctor Leon, we discuss<br/>1.improving income (assessable vs non-assessable)<br/>2.reducing credit cards (or at least reducing limit)<br/>3.getting rid of car loans/personal loans<br/>4.checking credit history<br/>5.finding an investment savvy mortgage broker<br/>6.selling property?</p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/18230134-how-medical-student-leon-bought-3-properties-800k-equity'>How medical student Leon bought 3 properties(800k equity)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18551872-how-can-doctors-improve-borrowing-power.mp3" length="19299909" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18551872</guid>
    <pubDate>Thu, 12 Feb 2026 05:00:00 +1100</pubDate>
    <itunes:duration>1605</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Lending update early 2026</itunes:title>
    <title>Lending update early 2026</title>
    <itunes:summary><![CDATA[Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026.  In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out.  And also we discuss importance (or more importantly, really how important) interest rates are for those looking to buy in 2026.   I'm on a missio...]]></itunes:summary>
    <description><![CDATA[<p>Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026. </p><p>In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out. </p><p>And also we discuss importance (or more importantly, really how important) interest rates are for those looking to buy in 2026.</p><p><br/></p><p>I&apos;m on a mission to improve doctors financial literacy, especially when comes to property. Follow Leon and also my socials, for more tips and behind the scenes into our daily lives:</p><p><a href='https://www.instagram.com/passiveincomedoctors'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p><a href='https://www.instagram.com/themortgagedoctor_/'>Leon | Mortgage Doctor (@themortgagedoctor_) • Instagram photos and videos</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026. </p><p>In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out. </p><p>And also we discuss importance (or more importantly, really how important) interest rates are for those looking to buy in 2026.</p><p><br/></p><p>I&apos;m on a mission to improve doctors financial literacy, especially when comes to property. Follow Leon and also my socials, for more tips and behind the scenes into our daily lives:</p><p><a href='https://www.instagram.com/passiveincomedoctors'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p><a href='https://www.instagram.com/themortgagedoctor_/'>Leon | Mortgage Doctor (@themortgagedoctor_) • Instagram photos and videos</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18551797-lending-update-early-2026.mp3" length="9752230" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18551797</guid>
    <pubDate>Thu, 29 Jan 2026 05:00:00 +1100</pubDate>
    <itunes:duration>809</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Darwin property 2026?</itunes:title>
    <title>Darwin property 2026?</title>
    <itunes:summary><![CDATA[Where to buy in 2026? Many investors have started buying in Darwin, a relatively affordable capital city in Australia. I share some recent purchases, rental yields, drivers for growth. Other episodes: Buying my first property at 23 years old Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770...]]></itunes:summary>
    <description><![CDATA[<p>Where to buy in 2026? Many investors have started buying in Darwin, a relatively affordable capital city in Australia. I share some recent purchases, rental yields, drivers for growth.</p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Where to buy in 2026? Many investors have started buying in Darwin, a relatively affordable capital city in Australia. I share some recent purchases, rental yields, drivers for growth.</p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18441438-darwin-property-2026.mp3" length="7202148" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18441438</guid>
    <pubDate>Fri, 02 Jan 2026 09:00:00 +1100</pubDate>
    <itunes:duration>597</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Capital growth vs cashflow</itunes:title>
    <title>Capital growth vs cashflow</title>
    <itunes:summary><![CDATA[Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that's the highest tax bracket 47%. May make more sense in retirement to have focus on cashflow. Of course, cashflow management is still important- do not want too negatively geared properties to the point that you can't ho...]]></itunes:summary>
    <description><![CDATA[<p>Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that&apos;s the highest tax bracket 47%.</p><p>May make more sense in retirement to have focus on cashflow.</p><p>Of course, cashflow management is still important- do not want too negatively geared properties to the point that you can&apos;t hold them.</p><p>In this episode with BA Richard, we discuss some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes.<br/>Also, we talk about some common sayings &quot;Cashflow keeps you in the game but capital growth gets you out of the rat race&quot;</p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that&apos;s the highest tax bracket 47%.</p><p>May make more sense in retirement to have focus on cashflow.</p><p>Of course, cashflow management is still important- do not want too negatively geared properties to the point that you can&apos;t hold them.</p><p>In this episode with BA Richard, we discuss some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes.<br/>Also, we talk about some common sayings &quot;Cashflow keeps you in the game but capital growth gets you out of the rat race&quot;</p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18362091-capital-growth-vs-cashflow.mp3" length="22435203" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18362091</guid>
    <pubDate>Thu, 18 Dec 2025 05:00:00 +1100</pubDate>
    <itunes:duration>1866</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Property predictions for 2026</itunes:title>
    <title>Property predictions for 2026</title>
    <itunes:summary><![CDATA[In this episode, I discuss property predictions for 2026! SQM boom and bust report 2026 discusses what growth to be expected for different cities next year. It was bit suprising to me still expecting strong growth for Adelaide, Perth, Brisbane (surely near the peak?...or not) I also discuss some of the markets I have been purchasing in also.   Let me know where are you buying in for 2026? And which market do you think will perform the best?   Resources: 25.11.25_Housing_Boom_and_Bust_report_2...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, I discuss property predictions for 2026!</p><p>SQM boom and bust report 2026 discusses what growth to be expected for different cities next year. It was bit suprising to me still expecting strong growth for Adelaide, Perth, Brisbane (surely near the peak?...or not)</p><p>I also discuss some of the markets I have been purchasing in also.</p><p><br/></p><p>Let me know where are you buying in for 2026? And which market do you think will perform the best?</p><p><br/></p><p>Resources:</p><p><a href='https://sqmresearch.com.au/uploads/25.11.25_Housing_Boom_and_Bust_report_2025_media_release.pdf'>25.11.25_Housing_Boom_and_Bust_report_2025_media_release.pdf</a></p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17675667-melbourne-hot-or-not-with-richard-bharata'>Melbourne HOT or NOT? with Richard Bharata</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15224318-perth-buyers-agent-david-hall-interview-part-1'>Perth buyers agent (David Hall Interview Part 1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, I discuss property predictions for 2026!</p><p>SQM boom and bust report 2026 discusses what growth to be expected for different cities next year. It was bit suprising to me still expecting strong growth for Adelaide, Perth, Brisbane (surely near the peak?...or not)</p><p>I also discuss some of the markets I have been purchasing in also.</p><p><br/></p><p>Let me know where are you buying in for 2026? And which market do you think will perform the best?</p><p><br/></p><p>Resources:</p><p><a href='https://sqmresearch.com.au/uploads/25.11.25_Housing_Boom_and_Bust_report_2025_media_release.pdf'>25.11.25_Housing_Boom_and_Bust_report_2025_media_release.pdf</a></p><p><br/></p><p>Other episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17675667-melbourne-hot-or-not-with-richard-bharata'>Melbourne HOT or NOT? with Richard Bharata</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15224318-perth-buyers-agent-david-hall-interview-part-1'>Perth buyers agent (David Hall Interview Part 1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18291622-property-predictions-for-2026.mp3" length="9822142" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18291622</guid>
    <pubDate>Thu, 04 Dec 2025 05:00:00 +1100</pubDate>
    <itunes:duration>815</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How medical student Leon bought 3 properties(800k equity)</itunes:title>
    <title>How medical student Leon bought 3 properties(800k equity)</title>
    <itunes:summary><![CDATA[Amazing to hear people able break through barriers- I was astounded when heard uni student was able to purchase 3 properties (I had zero myself as a medical student). Listen to this episode to see how Leon Polychronopoulos was able to do so. How first home buyer grants may not be the best choice (opportunity cost of buying in Geelong at the wrong time in the cycle) How use financing options (dad as co-borrower) What he looks for when picking a suburb to buy, how unconditional offers may get y...]]></itunes:summary>
    <description><![CDATA[<p>Amazing to hear people able break through barriers- I was astounded when heard uni student was able to purchase 3 properties (I had zero myself as a medical student). Listen to this episode to see how Leon Polychronopoulos was able to do so.</p><p>How first home buyer grants may not be the best choice (opportunity cost of buying in Geelong at the wrong time in the cycle)</p><p>How use financing options (dad as co-borrower)</p><p>What he looks for when picking a suburb to buy, how unconditional offers may get you the property in a hot market.</p><p>How inspired to pursue mortgage broking on the side.</p><p><br/></p><p>Check out more about Leon at https://www.instagram.com/themortgagedoctor_/</p><p><br/></p><p>other health professionals who have shared their property portfolios:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17273662-6-properties-in-under-3-years-johnson-lin'>6 properties in under 3 years (Johnson Lin)</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16995263-how-a-couple-built-a-40-property-portfolio-in-australia'>How a couple built a 40 property portfolio in Australia</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Amazing to hear people able break through barriers- I was astounded when heard uni student was able to purchase 3 properties (I had zero myself as a medical student). Listen to this episode to see how Leon Polychronopoulos was able to do so.</p><p>How first home buyer grants may not be the best choice (opportunity cost of buying in Geelong at the wrong time in the cycle)</p><p>How use financing options (dad as co-borrower)</p><p>What he looks for when picking a suburb to buy, how unconditional offers may get you the property in a hot market.</p><p>How inspired to pursue mortgage broking on the side.</p><p><br/></p><p>Check out more about Leon at https://www.instagram.com/themortgagedoctor_/</p><p><br/></p><p>other health professionals who have shared their property portfolios:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/17273662-6-properties-in-under-3-years-johnson-lin'>6 properties in under 3 years (Johnson Lin)</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16995263-how-a-couple-built-a-40-property-portfolio-in-australia'>How a couple built a 40 property portfolio in Australia</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18230134</guid>
    <pubDate>Fri, 21 Nov 2025 23:00:00 +1100</pubDate>
    <itunes:duration>2697</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How GPs Australia can increase their billings (Casey Going)</itunes:title>
    <title>How GPs Australia can increase their billings (Casey Going)</title>
    <itunes:summary><![CDATA[In this episode, we discuss how GPs can still bill compliantly whilst doing great patient care, reduce administration tasks, Dr Casey himself has noticed increase billings per hour of 14%. We discuss med school, investing in shares property and now business. From buying a thriving GP practice and growing it from 21 to 30 doctors. And more recently, launching startup MBSPro, and AI scribe and MBS billing platform for GPs. Casey has limited time promo code PASSIVEMBSPRO Music Credit: Bass Natio...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we discuss how GPs can still bill compliantly whilst doing great patient care, reduce administration tasks, Dr Casey himself has noticed increase billings per hour of 14%.</p><p>We discuss med school, investing in shares property and now business. From buying a thriving GP practice and growing it from 21 to 30 doctors.</p><p>And more recently, launching startup MBSPro, and AI scribe and MBS billing platform for GPs.</p><p>Casey has limited time promo code PASSIVEMBSPRO</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we discuss how GPs can still bill compliantly whilst doing great patient care, reduce administration tasks, Dr Casey himself has noticed increase billings per hour of 14%.</p><p>We discuss med school, investing in shares property and now business. From buying a thriving GP practice and growing it from 21 to 30 doctors.</p><p>And more recently, launching startup MBSPro, and AI scribe and MBS billing platform for GPs.</p><p>Casey has limited time promo code PASSIVEMBSPRO</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/18008834-how-gps-australia-can-increase-their-billings-casey-going.mp3" length="39739720" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18008834</guid>
    <pubDate>Thu, 06 Nov 2025 05:00:00 +1100</pubDate>
    <itunes:duration>3308</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Melbourne HOT or NOT? with Richard Bharata</itunes:title>
    <title>Melbourne HOT or NOT? with Richard Bharata</title>
    <itunes:summary><![CDATA[In this episode, we chat with buyers agent Richard Bharata, we discuss pros and cons of purchasing property in Melbourne. He shares some case studies and how navigating land tax and compliance (minimum standards) is part and parcel of the investing game. He also updates us of his impressive portfolio- 14million dollars in 4 years! ➢tips on sourcing property yourself ➢case study of 70k below market value ➢listener Q+A- including thoughts on suburbs such as Epping (northern suburbs) and Melton ...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we chat with buyers agent Richard Bharata, we discuss pros and cons of purchasing property in Melbourne. He shares some case studies and how navigating land tax and compliance (minimum standards) is part and parcel of the investing game.</p><p>He also updates us of his impressive portfolio- 14million dollars in 4 years!</p><p>➢tips on sourcing property yourself</p><p>➢case study of 70k below market value</p><p>➢listener Q+A- including thoughts on suburbs such as Epping (northern suburbs) and Melton (western suburbs)</p><p>➢how lack of action is killing many investors dreams of passive income</p><p><br/></p><p>Check out Richard&apos;s website:</p><p><a href='https://ipropertyfinder.com.au/'>Home - iProperty Finder</a></p><p>Also feel free to ask Richard questions at: richard@ipropertyfinder.com.au</p><p><br/></p><p>earlier episodes with Richard:</p><p>1st chat with Richard- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13262272-interview-with-property-investor-richard-bharata'>Interview with Property Investor Richard Bharata</a> (6 properties in 18months)</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata'>Capital Growth vs Cashflow (Richard Bharata)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we chat with buyers agent Richard Bharata, we discuss pros and cons of purchasing property in Melbourne. He shares some case studies and how navigating land tax and compliance (minimum standards) is part and parcel of the investing game.</p><p>He also updates us of his impressive portfolio- 14million dollars in 4 years!</p><p>➢tips on sourcing property yourself</p><p>➢case study of 70k below market value</p><p>➢listener Q+A- including thoughts on suburbs such as Epping (northern suburbs) and Melton (western suburbs)</p><p>➢how lack of action is killing many investors dreams of passive income</p><p><br/></p><p>Check out Richard&apos;s website:</p><p><a href='https://ipropertyfinder.com.au/'>Home - iProperty Finder</a></p><p>Also feel free to ask Richard questions at: richard@ipropertyfinder.com.au</p><p><br/></p><p>earlier episodes with Richard:</p><p>1st chat with Richard- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13262272-interview-with-property-investor-richard-bharata'>Interview with Property Investor Richard Bharata</a> (6 properties in 18months)</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata'>Capital Growth vs Cashflow (Richard Bharata)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17675667-melbourne-hot-or-not-with-richard-bharata.mp3" length="41972215" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17675667</guid>
    <pubDate>Thu, 23 Oct 2025 05:00:00 +1100</pubDate>
    <itunes:duration>3494</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying own business premises (SMSF GP practice), with Annalyse Crane</itunes:title>
    <title>Buying own business premises (SMSF GP practice), with Annalyse Crane</title>
    <itunes:summary><![CDATA[In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises.  ➢being your own landlord ➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty! ➢why tenant doctor will generate more revenue than allied health ➢creating a culture where doctors want to come work at your practice ➢Annalyse goals: succession planning (many doctors leave it too late...]]></itunes:summary>
    <description><![CDATA[<p>In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises. </p><p>➢being your own landlord</p><p>➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty!</p><p>➢why tenant doctor will generate more revenue than allied health</p><p>➢creating a culture where doctors want to come work at your practice</p><p>➢Annalyse goals: succession planning (many doctors leave it too late!), setting up opportunities for kids</p><p><br/></p><p>Connect with Annalyse-</p><p><a href='https://www.linkedin.com/in/annalyse-crane-9ba35a117/?originalSubdomain=au'>(2) Annalyse Crane | LinkedIn</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises. </p><p>➢being your own landlord</p><p>➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty!</p><p>➢why tenant doctor will generate more revenue than allied health</p><p>➢creating a culture where doctors want to come work at your practice</p><p>➢Annalyse goals: succession planning (many doctors leave it too late!), setting up opportunities for kids</p><p><br/></p><p>Connect with Annalyse-</p><p><a href='https://www.linkedin.com/in/annalyse-crane-9ba35a117/?originalSubdomain=au'>(2) Annalyse Crane | LinkedIn</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17675625-buying-own-business-premises-smsf-gp-practice-with-annalyse-crane.mp3" length="35298817" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17675625</guid>
    <pubDate>Thu, 09 Oct 2025 05:00:00 +1100</pubDate>
    <itunes:duration>2938</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>From PE teacher to GP, with Annalyse Crane</itunes:title>
    <title>From PE teacher to GP, with Annalyse Crane</title>
    <itunes:summary><![CDATA[In this chat with Dr Annalyse Crane, we explore journey from PE teacher to studying medicine. Work ethic, taking calculated investment risks, juggling work with kids is just a typical day for her! Topics discussed include: ➢first job $5/hr ➢what sparked change from teacher to study medicine ➢buying first property at 21 years old ➢having a spouse who shares same values (including financial) ➢medical intern, whilst raising young kids! ➢special interest in aviation medicine   Connect with Annaly...]]></itunes:summary>
    <description><![CDATA[<p>In this chat with Dr Annalyse Crane, we explore journey from PE teacher to studying medicine. Work ethic, taking calculated investment risks, juggling work with kids is just a typical day for her! Topics discussed include:</p><p>➢first job $5/hr</p><p>➢what sparked change from teacher to study medicine</p><p>➢buying first property at 21 years old</p><p>➢having a spouse who shares same values (including financial)</p><p>➢medical intern, whilst raising young kids!</p><p>➢special interest in aviation medicine</p><p><br/></p><p>Connect with Annalyse at:</p><p><a href='https://www.linkedin.com/in/annalyse-crane-9ba35a117/?originalSubdomain=au'>(2) Annalyse Crane | LinkedIn</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this chat with Dr Annalyse Crane, we explore journey from PE teacher to studying medicine. Work ethic, taking calculated investment risks, juggling work with kids is just a typical day for her! Topics discussed include:</p><p>➢first job $5/hr</p><p>➢what sparked change from teacher to study medicine</p><p>➢buying first property at 21 years old</p><p>➢having a spouse who shares same values (including financial)</p><p>➢medical intern, whilst raising young kids!</p><p>➢special interest in aviation medicine</p><p><br/></p><p>Connect with Annalyse at:</p><p><a href='https://www.linkedin.com/in/annalyse-crane-9ba35a117/?originalSubdomain=au'>(2) Annalyse Crane | LinkedIn</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17675594</guid>
    <pubDate>Thu, 25 Sep 2025 05:00:00 +1000</pubDate>
    <itunes:duration>2731</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Property development or not? with Scott Yip, Mortgage broker</itunes:title>
    <title>Property development or not? with Scott Yip, Mortgage broker</title>
    <itunes:summary><![CDATA[Today we chat with Scott Yip, banker turned mortage broker. With 15 years experience with lending, he shares how lending has changed over the years. ➢funny story how he accidentally fell into banking career. ➢different between active and passive property investing ➢self-development- property courses ➢property development site for townhouses- issues such as hydraulics, then council rules changed making the development fall flat!" ➢thoughts about "unlimited borrowing power" ➢differences between...]]></itunes:summary>
    <description><![CDATA[<p>Today we chat with Scott Yip, banker turned mortage broker. With 15 years experience with lending, he shares how lending has changed over the years.</p><p>➢funny story how he accidentally fell into banking career.</p><p>➢different between active and passive property investing</p><p>➢self-development- property courses</p><p>➢property development site for townhouses- issues such as hydraulics, then council rules changed making the development fall flat!&quot;</p><p>➢thoughts about &quot;unlimited borrowing power&quot;</p><p>➢differences between lending for residential and commercial property</p><p>Find out more about Scott at:</p><p><a href='https://www.yippeefinance.com.au/'>Yippee Finance | Mortgage Brokers Near Me | Free 45 min consultation</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we chat with Scott Yip, banker turned mortage broker. With 15 years experience with lending, he shares how lending has changed over the years.</p><p>➢funny story how he accidentally fell into banking career.</p><p>➢different between active and passive property investing</p><p>➢self-development- property courses</p><p>➢property development site for townhouses- issues such as hydraulics, then council rules changed making the development fall flat!&quot;</p><p>➢thoughts about &quot;unlimited borrowing power&quot;</p><p>➢differences between lending for residential and commercial property</p><p>Find out more about Scott at:</p><p><a href='https://www.yippeefinance.com.au/'>Yippee Finance | Mortgage Brokers Near Me | Free 45 min consultation</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17675555</guid>
    <pubDate>Thu, 11 Sep 2025 05:00:00 +1000</pubDate>
    <itunes:duration>3308</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The downsides of property investing</itunes:title>
    <title>The downsides of property investing</title>
    <itunes:summary><![CDATA[Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I'm going to shed some light- so you make an informed decision. Some disadvantages include: 1.large lumpsum to get started 2.property is illiquid 3.maintenance! 4.bad property managers 5.rising costs (insurance, rates, land tax etc) 6.paperwork! 7.negative cashflow (in most cases) 8. can buy the wrong property   Other...]]></itunes:summary>
    <description><![CDATA[<p>Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I&apos;m going to shed some light- so you make an informed decision.</p><p>Some disadvantages include:</p><p>1.large lumpsum to get started</p><p>2.property is illiquid</p><p>3.maintenance!</p><p>4.bad property managers</p><p>5.rising costs (insurance, rates, land tax etc)</p><p>6.paperwork!</p><p>7.negative cashflow (in most cases)</p><p>8. can buy the wrong property</p><p><br/></p><p>Other episodes:</p><p><a href='https://www.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p><a href='https://www.buzzsprout.com/1903752/episodes/16995263-how-a-couple-built-a-40-property-portfolio-in-australia'>How a couple built a 40 property portfolio in Australia</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I&apos;m going to shed some light- so you make an informed decision.</p><p>Some disadvantages include:</p><p>1.large lumpsum to get started</p><p>2.property is illiquid</p><p>3.maintenance!</p><p>4.bad property managers</p><p>5.rising costs (insurance, rates, land tax etc)</p><p>6.paperwork!</p><p>7.negative cashflow (in most cases)</p><p>8. can buy the wrong property</p><p><br/></p><p>Other episodes:</p><p><a href='https://www.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p><a href='https://www.buzzsprout.com/1903752/episodes/16995263-how-a-couple-built-a-40-property-portfolio-in-australia'>How a couple built a 40 property portfolio in Australia</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17574236-the-downsides-of-property-investing.mp3" length="12427084" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17574236</guid>
    <pubDate>Thu, 28 Aug 2025 05:00:00 +1000</pubDate>
    <itunes:duration>1032</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Setting goals for new financial year</itunes:title>
    <title>Setting goals for new financial year</title>
    <itunes:summary><![CDATA[How do I as an early 30s GP in Australia, set goals. In this episode, we talk about financial, professional and personal goals. SMART goals. We talk about 50/30/20 rule for high income earners. Avoiding lifestyle creep- easier said than done often. Other things to consider: super contributions, review personal insurances, setting a budget.   Other episodes of interst: Money Management Part 1 (Budgeting, Buckets, and Credit Card Hacks) Income protection Explained (chat with advisor Jason Hugo)...]]></itunes:summary>
    <description><![CDATA[<p>How do I as an early 30s GP in Australia, set goals. In this episode, we talk about financial, professional and personal goals. SMART goals.</p><p>We talk about 50/30/20 rule for high income earners.</p><p>Avoiding lifestyle creep- easier said than done often.</p><p>Other things to consider: super contributions, review personal insurances, setting a budget.</p><p><br/></p><p>Other episodes of interst:</p><p><a href='https://www.buzzsprout.com/1903752/episodes/12036400-money-management-part-1-budgeting-buckets-and-credit-card-hacks'>Money Management Part 1 (Budgeting, Buckets, and Credit Card Hacks)</a></p><p><a href='https://www.buzzsprout.com/1903752/episodes/16176709-income-protection-explained-chat-with-advisor-jason-hugo'>Income protection Explained (chat with advisor Jason Hugo)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>How do I as an early 30s GP in Australia, set goals. In this episode, we talk about financial, professional and personal goals. SMART goals.</p><p>We talk about 50/30/20 rule for high income earners.</p><p>Avoiding lifestyle creep- easier said than done often.</p><p>Other things to consider: super contributions, review personal insurances, setting a budget.</p><p><br/></p><p>Other episodes of interst:</p><p><a href='https://www.buzzsprout.com/1903752/episodes/12036400-money-management-part-1-budgeting-buckets-and-credit-card-hacks'>Money Management Part 1 (Budgeting, Buckets, and Credit Card Hacks)</a></p><p><a href='https://www.buzzsprout.com/1903752/episodes/16176709-income-protection-explained-chat-with-advisor-jason-hugo'>Income protection Explained (chat with advisor Jason Hugo)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17574216-setting-goals-for-new-financial-year.mp3" length="14588144" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17574216</guid>
    <pubDate>Thu, 31 Jul 2025 05:00:00 +1000</pubDate>
    <itunes:duration>1212</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Dev Raga personal story (Frugality, surgery to GP, net worth target)</itunes:title>
    <title>Dev Raga personal story (Frugality, surgery to GP, net worth target)</title>
    <itunes:summary><![CDATA[In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A's as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth target. He also shares some insights from his many episodes and also interviewing and chatting with numerous doctors- what are the similarities? Hint...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A&apos;s as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth target.</p><p>He also shares some insights from his many episodes and also interviewing and chatting with numerous doctors- what are the similarities? Hint: some earn lots and never get started with investing.</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A&apos;s as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth target.</p><p>He also shares some insights from his many episodes and also interviewing and chatting with numerous doctors- what are the similarities? Hint: some earn lots and never get started with investing.</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17408833-dev-raga-personal-story-frugality-surgery-to-gp-net-worth-target.mp3" length="56535114" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17408833</guid>
    <pubDate>Thu, 17 Jul 2025 05:00:00 +1000</pubDate>
    <itunes:duration>4708</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Dr Gihan- Happiness, personal growth, and Coach for lifestyle medicine</itunes:title>
    <title>Dr Gihan- Happiness, personal growth, and Coach for lifestyle medicine</title>
    <itunes:summary><![CDATA[In this chat with Dr Gihan "Dr G", we explore his backstory in medicine, investing in yourself, as well as what process was like becoming an author of "Do Happy", and now business coach for lifestyle medicine practitioners looking to widen their impact. We discuss what lifestyle medicine entails for Dr G, and what inspired him to do long consultations with his patients when working part-time as a GP.   Find out more about Dr G at: Dr Gihan - GP | SPEAKER | MENTOR | PODCASTER Music Credit: Bas...]]></itunes:summary>
    <description><![CDATA[<p>In this chat with Dr Gihan &quot;Dr G&quot;, we explore his backstory in medicine, investing in yourself, as well as what process was like becoming an author of &quot;Do Happy&quot;, and now business coach for lifestyle medicine practitioners looking to widen their impact.</p><p>We discuss what lifestyle medicine entails for Dr G, and what inspired him to do long consultations with his patients when working part-time as a GP.</p><p><br/></p><p>Find out more about Dr G at:</p><p><a href='https://www.drgihan.com/'>Dr Gihan - GP | SPEAKER | MENTOR | PODCASTER</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this chat with Dr Gihan &quot;Dr G&quot;, we explore his backstory in medicine, investing in yourself, as well as what process was like becoming an author of &quot;Do Happy&quot;, and now business coach for lifestyle medicine practitioners looking to widen their impact.</p><p>We discuss what lifestyle medicine entails for Dr G, and what inspired him to do long consultations with his patients when working part-time as a GP.</p><p><br/></p><p>Find out more about Dr G at:</p><p><a href='https://www.drgihan.com/'>Dr Gihan - GP | SPEAKER | MENTOR | PODCASTER</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17411405-dr-gihan-happiness-personal-growth-and-coach-for-lifestyle-medicine.mp3" length="34736457" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17411405</guid>
    <pubDate>Thu, 03 Jul 2025 05:00:00 +1000</pubDate>
    <itunes:duration>2891</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>6 properties in under 3 years (Johnson Lin)</itunes:title>
    <title>6 properties in under 3 years (Johnson Lin)</title>
    <itunes:summary><![CDATA[Inspiring chat with Johnson, optometrist and buyers agent. At just 27 years old, he has gone from zero to 6 properties in under 3 years! Inspirational seeing young healthcare professionals achieving great things.   Another large portfolio story: How a couple built a 40 property portfolio in Australia   find out more about Johnson: About — Prime Vantage Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a doctor or de...]]></itunes:summary>
    <description><![CDATA[<p>Inspiring chat with Johnson, optometrist and buyers agent. At just 27 years old, he has gone from zero to 6 properties in under 3 years!</p><p>Inspirational seeing young healthcare professionals achieving great things.</p><p><br/></p><p>Another large portfolio story:</p><p><a href='https://www.buzzsprout.com/1903752/episodes/16995263-how-a-couple-built-a-40-property-portfolio-in-australia'>How a couple built a 40 property portfolio in Australia</a></p><p><br/></p><p>find out more about Johnson:</p><p><a href='https://www.primevantage.com.au/about'>About — Prime Vantage</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Inspiring chat with Johnson, optometrist and buyers agent. At just 27 years old, he has gone from zero to 6 properties in under 3 years!</p><p>Inspirational seeing young healthcare professionals achieving great things.</p><p><br/></p><p>Another large portfolio story:</p><p><a href='https://www.buzzsprout.com/1903752/episodes/16995263-how-a-couple-built-a-40-property-portfolio-in-australia'>How a couple built a 40 property portfolio in Australia</a></p><p><br/></p><p>find out more about Johnson:</p><p><a href='https://www.primevantage.com.au/about'>About — Prime Vantage</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17273662-6-properties-in-under-3-years-johnson-lin.mp3" length="34690323" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17273662</guid>
    <pubDate>Thu, 19 Jun 2025 05:00:00 +1000</pubDate>
    <itunes:duration>2888</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Both patient and doctor (leading to special interest in allergies), Dr Jason Yu</itunes:title>
    <title>Both patient and doctor (leading to special interest in allergies), Dr Jason Yu</title>
    <itunes:summary><![CDATA[In this chat with Dr Jason Yu, we discuss money story, journey through junior doctor years, and becoming a GP with special interest in alleriges.    •choosing a business partner  •money backstory-humble beginnings, parents working a stall at Haymarket in Sydney  •inefficiencies in the hospital system  •own allergies health story  •being a patient making you a better doctor  •skin prick testing  •nasoendoscopy  •immunotherapy  •rhinolight, haytox Fi...]]></itunes:summary>
    <description><![CDATA[<p>In this chat with Dr Jason Yu, we discuss money story, journey through junior doctor years, and becoming a GP with special interest in alleriges.</p><p><br/></p><p> •choosing a business partner<br/> •money backstory-humble beginnings, parents working a stall at Haymarket in Sydney<br/> •inefficiencies in the hospital system<br/> •own allergies health story</p><p> •being a patient making you a better doctor<br/> •skin prick testing<br/> •nasoendoscopy<br/> •immunotherapy<br/> •rhinolight, haytox</p><p>Find out more-</p><p><a href='https://www.drjasonyu.au/'>Meet Dr Jason Yu</a></p><p><br/></p><p>Another episode with Dr Jason Yu- how to enter med school:</p><p><a href='https://www.buzzsprout.com/admin/1903752/episodes/17013182-how-to-get-into-medical-school-australia-with-dr-jason-yu'>Buzzsprout</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this chat with Dr Jason Yu, we discuss money story, journey through junior doctor years, and becoming a GP with special interest in alleriges.</p><p><br/></p><p> •choosing a business partner<br/> •money backstory-humble beginnings, parents working a stall at Haymarket in Sydney<br/> •inefficiencies in the hospital system<br/> •own allergies health story</p><p> •being a patient making you a better doctor<br/> •skin prick testing<br/> •nasoendoscopy<br/> •immunotherapy<br/> •rhinolight, haytox</p><p>Find out more-</p><p><a href='https://www.drjasonyu.au/'>Meet Dr Jason Yu</a></p><p><br/></p><p>Another episode with Dr Jason Yu- how to enter med school:</p><p><a href='https://www.buzzsprout.com/admin/1903752/episodes/17013182-how-to-get-into-medical-school-australia-with-dr-jason-yu'>Buzzsprout</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17020159</guid>
    <pubDate>Thu, 05 Jun 2025 05:00:00 +1000</pubDate>
    <itunes:duration>3753</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Secrets to weight loss (Low carb clinic, Dr Avi Charlton)</itunes:title>
    <title>Secrets to weight loss (Low carb clinic, Dr Avi Charlton)</title>
    <itunes:summary><![CDATA[Today we have a special Guest- Dr Avi Charlton, GP and founder of Melbourne Low Carb Clinic. Graduated From Melbourne Uni 2000, GP since 2003. She has done extensive education with Low Carb Down Under and Nutrition Network. She has done additional training with The Australasian College of Nutrition and Environmental Medicine (ACNEM). Also recently become a speaker •how does a GP develop a special interest in weight management?  •only 12% population metabolically health  •types of di...]]></itunes:summary>
    <description><![CDATA[<p>Today we have a special Guest- Dr Avi Charlton, GP and founder of Melbourne Low Carb Clinic.</p><p>Graduated From Melbourne Uni 2000, GP since 2003. She has done extensive education with Low Carb Down Under and Nutrition Network. She has done additional training with The Australasian College of Nutrition and Environmental Medicine (ACNEM). Also recently become a speaker</p><p>•how does a GP develop a special interest in weight management?<br/> •only 12% population metabolically health<br/> •types of diet- low carb, keto, carnivore</p><p> •myths around &quot;5veg, 2 fruit&quot; and is margarine better than butter?<br/> •insulin resistance</p><p> •calories- but quality of the calories<br/> •healthy fats</p><p> •breathwork<br/> •social media and doctors<br/> •having an open mind as a doctor<br/><br/></p><p>Find out more:</p><p><a href='https://mlcclinic.com.au/doctors/dr-avi-charlton/'>Dr. Avi Charlton - Melbourne Low Carb Clinic</a></p><p>Dr Charlton&apos;s podcast- <a href='https://podcasts.apple.com/au/podcast/prescribing-lifestyle-with-dr-avi-charlton/id1743380029'>Prescribing Lifestyle with Dr Avi Charlton - Podcast - Apple Podcasts</a></p><p><br/></p><p>Other similar episodes-</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16552328-gp-to-weight-loss-entrepreneur-dr-angela-enlighten-me'>GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we have a special Guest- Dr Avi Charlton, GP and founder of Melbourne Low Carb Clinic.</p><p>Graduated From Melbourne Uni 2000, GP since 2003. She has done extensive education with Low Carb Down Under and Nutrition Network. She has done additional training with The Australasian College of Nutrition and Environmental Medicine (ACNEM). Also recently become a speaker</p><p>•how does a GP develop a special interest in weight management?<br/> •only 12% population metabolically health<br/> •types of diet- low carb, keto, carnivore</p><p> •myths around &quot;5veg, 2 fruit&quot; and is margarine better than butter?<br/> •insulin resistance</p><p> •calories- but quality of the calories<br/> •healthy fats</p><p> •breathwork<br/> •social media and doctors<br/> •having an open mind as a doctor<br/><br/></p><p>Find out more:</p><p><a href='https://mlcclinic.com.au/doctors/dr-avi-charlton/'>Dr. Avi Charlton - Melbourne Low Carb Clinic</a></p><p>Dr Charlton&apos;s podcast- <a href='https://podcasts.apple.com/au/podcast/prescribing-lifestyle-with-dr-avi-charlton/id1743380029'>Prescribing Lifestyle with Dr Avi Charlton - Podcast - Apple Podcasts</a></p><p><br/></p><p>Other similar episodes-</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16552328-gp-to-weight-loss-entrepreneur-dr-angela-enlighten-me'>GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17019948</guid>
    <pubDate>Thu, 22 May 2025 05:00:00 +1000</pubDate>
    <itunes:duration>4161</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How to get into medical school Australia (with Dr Jason Yu)</itunes:title>
    <title>How to get into medical school Australia (with Dr Jason Yu)</title>
    <itunes:summary><![CDATA[Today we interview Dr Jason Yu, GP and Co-Founder of MissionMed, which provides UCAT and medicine interview training. •why chose medicine (and personal story) •undergraduate vs graduate medicine •medicine entry getting more competitive •journey into med school, his UMAT/UCAT score, how failed first time interview •what is working as a doctor really like, how to know if right for you •common interview questions (and mistakes) •how partnered up to deliver MissionMed programs •is the interview s...]]></itunes:summary>
    <description><![CDATA[<p>Today we interview Dr Jason Yu, GP and Co-Founder of MissionMed, which provides UCAT and medicine interview training.</p><p>•why chose medicine (and personal story)</p><p>•undergraduate vs graduate medicine</p><p>•medicine entry getting more competitive</p><p>•journey into med school, his UMAT/UCAT score, how failed first time interview<br/>•what is working as a doctor really like, how to know if right for you<br/>•common interview questions (and mistakes)</p><p>•how partnered up to deliver MissionMed programs<br/>•is the interview something you can actually train for?<br/>• differences between UNSW, Western Sydney University, University of Newcastle/New England, James Cook University</p><p><br/></p><p>Find out more:</p><p><a href='https://www.drjasonyu.au/'>Meet Dr Jason Yu</a></p><p><a href='https://missionmed.com.au/'>UCAT Extended Mastery Program | MissionMed</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we interview Dr Jason Yu, GP and Co-Founder of MissionMed, which provides UCAT and medicine interview training.</p><p>•why chose medicine (and personal story)</p><p>•undergraduate vs graduate medicine</p><p>•medicine entry getting more competitive</p><p>•journey into med school, his UMAT/UCAT score, how failed first time interview<br/>•what is working as a doctor really like, how to know if right for you<br/>•common interview questions (and mistakes)</p><p>•how partnered up to deliver MissionMed programs<br/>•is the interview something you can actually train for?<br/>• differences between UNSW, Western Sydney University, University of Newcastle/New England, James Cook University</p><p><br/></p><p>Find out more:</p><p><a href='https://www.drjasonyu.au/'>Meet Dr Jason Yu</a></p><p><a href='https://missionmed.com.au/'>UCAT Extended Mastery Program | MissionMed</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/17013182-how-to-get-into-medical-school-australia-with-dr-jason-yu.mp3" length="42696050" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17013182</guid>
    <pubDate>Thu, 08 May 2025 05:00:00 +1000</pubDate>
    <itunes:duration>3555</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How a couple built a 40 property portfolio in Australia</itunes:title>
    <title>How a couple built a 40 property portfolio in Australia</title>
    <itunes:summary><![CDATA[Han and AIlinh, from running optometry business to now buyers agents. Humble beginnings, working locum jobs, and growing to 40+ property portfolio.  •day-to-day juggling tasks, getting great deals  •growing up in South Western Sydney, saving way to first deposit  •how mentor helped avoid Off the plan disaster  •riding the 2004-2007 Perth wave, doubling in 3 years  •often doctors/optometrists/healthcare workers too busy to focus on building wealth  •Logan Brisbane...]]></itunes:summary>
    <description><![CDATA[<p>Han and AIlinh, from running optometry business to now buyers agents. Humble beginnings, working locum jobs, and growing to 40+ property portfolio.</p><p> •day-to-day juggling tasks, getting great deals<br/> •growing up in South Western Sydney, saving way to first deposit<br/> •how mentor helped avoid Off the plan disaster<br/> •riding the 2004-2007 Perth wave, doubling in 3 years<br/> •often doctors/optometrists/healthcare workers too busy to focus on building wealth<br/> •Logan Brisbane development from 1 to 8 dwellings. getting up at 4am to visit the site, and flying back same day<br/> •goal to get to 50 properties this year</p><p>Find out more:</p><p><a href='https://focusbuyersagent.com.au/about-us/'>About Us Your Leading Perth Buyers Agent - Focus Buyers Agent</a></p><p><br/></p><p>other large portfolio stories:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15539006-dr-anna-pham-s-property-journey'>Dr Anna Pham&apos;s Property Journey</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13262272-interview-with-property-investor-richard-bharata'>Interview with Property Investor Richard Bharata</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Han and AIlinh, from running optometry business to now buyers agents. Humble beginnings, working locum jobs, and growing to 40+ property portfolio.</p><p> •day-to-day juggling tasks, getting great deals<br/> •growing up in South Western Sydney, saving way to first deposit<br/> •how mentor helped avoid Off the plan disaster<br/> •riding the 2004-2007 Perth wave, doubling in 3 years<br/> •often doctors/optometrists/healthcare workers too busy to focus on building wealth<br/> •Logan Brisbane development from 1 to 8 dwellings. getting up at 4am to visit the site, and flying back same day<br/> •goal to get to 50 properties this year</p><p>Find out more:</p><p><a href='https://focusbuyersagent.com.au/about-us/'>About Us Your Leading Perth Buyers Agent - Focus Buyers Agent</a></p><p><br/></p><p>other large portfolio stories:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15539006-dr-anna-pham-s-property-journey'>Dr Anna Pham&apos;s Property Journey</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13262272-interview-with-property-investor-richard-bharata'>Interview with Property Investor Richard Bharata</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16995263</guid>
    <pubDate>Thu, 24 Apr 2025 05:00:00 +1000</pubDate>
    <itunes:duration>5561</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How Doctors can pass exams and interviews (Gail Carmody, RN and Coach)</itunes:title>
    <title>How Doctors can pass exams and interviews (Gail Carmody, RN and Coach)</title>
    <itunes:summary><![CDATA[Gail Carmody helps doctors and healthcare workers pass high stake exams and job interviews.  From early days working as a nurse at St Vincent's in Sydney, to Director of Nursing, CEO and then Business Development Manager roles in the private healthcare sector in multiple countries- New Zealand, Singapore, Malaysia, Indonesia, UAE. What are the differences in health care systems, and what are the common struggles for doctors across the world?    •how healthcare and business worlds co...]]></itunes:summary>
    <description><![CDATA[<p>Gail Carmody helps doctors and healthcare workers pass high stake exams and job interviews. </p><p>From early days working as a nurse at St Vincent&apos;s in Sydney, to Director of Nursing, CEO and then Business Development Manager roles in the private healthcare sector in multiple countries- New Zealand, Singapore, Malaysia, Indonesia, UAE. What are the differences in health care systems, and what are the common struggles for doctors across the world?</p><p><br/></p><p> •how healthcare and business worlds come together<br/> •16 hour days<br/> •her morning routine, and importance of &apos;controlling the day&apos;<br/>  •doctors not taught how to run private business, get appointed to work in private hospitals<br/> •debate: public health vs private health system?<br/> • what was nursing training like back in the day? (living on hospital campus, and thrown into the deep end)</p><p> •1.5yr into nursing training, buying own home<br/> •tips for going for leadership roles in healthcare- case studies<br/> • starting a weight loss business in another country</p><p> •asking for help<br/> •changing mindset, when faced with not knowing the answer to a problem.<br/> • breathwork- box breathing</p><p>Find out more about Gail at:</p><p><a href='https://www.coachingforhealthcare.com/'>Coaching for Healthcare</a></p><p>gail@coachingforhealthcare.com</p><p><br/></p><p>Other podcast episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16552328-gp-to-weight-loss-entrepreneur-dr-angela-enlighten-me'>GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Gail Carmody helps doctors and healthcare workers pass high stake exams and job interviews. </p><p>From early days working as a nurse at St Vincent&apos;s in Sydney, to Director of Nursing, CEO and then Business Development Manager roles in the private healthcare sector in multiple countries- New Zealand, Singapore, Malaysia, Indonesia, UAE. What are the differences in health care systems, and what are the common struggles for doctors across the world?</p><p><br/></p><p> •how healthcare and business worlds come together<br/> •16 hour days<br/> •her morning routine, and importance of &apos;controlling the day&apos;<br/>  •doctors not taught how to run private business, get appointed to work in private hospitals<br/> •debate: public health vs private health system?<br/> • what was nursing training like back in the day? (living on hospital campus, and thrown into the deep end)</p><p> •1.5yr into nursing training, buying own home<br/> •tips for going for leadership roles in healthcare- case studies<br/> • starting a weight loss business in another country</p><p> •asking for help<br/> •changing mindset, when faced with not knowing the answer to a problem.<br/> • breathwork- box breathing</p><p>Find out more about Gail at:</p><p><a href='https://www.coachingforhealthcare.com/'>Coaching for Healthcare</a></p><p>gail@coachingforhealthcare.com</p><p><br/></p><p>Other podcast episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16552328-gp-to-weight-loss-entrepreneur-dr-angela-enlighten-me'>GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)</a></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16896390</guid>
    <pubDate>Thu, 10 Apr 2025 05:00:00 +1000</pubDate>
    <itunes:duration>3877</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>64</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Doctors pay too much tax? (accountant Munzural Khan)</itunes:title>
    <title>Doctors pay too much tax? (accountant Munzural Khan)</title>
    <itunes:summary><![CDATA[Munzural Khan, accountant, and founder of KHI Partners, sits down in a behind-the scenes interview. He shares his philosophy of service in his business, also property journey to a sizeable portfolio, and finishes with a case study on a high-earning doctor who felt was paying too much tax!  •helping new doctors, all the way to multi-centre clinic owners  •starting out own business in the shadow of the Global Financial Crisis  •Day 1 with just 5 clients, projected yearly revenue ...]]></itunes:summary>
    <description><![CDATA[<p>Munzural Khan, accountant, and founder of KHI Partners, sits down in a behind-the scenes interview. He shares his philosophy of service in his business, also property journey to a sizeable portfolio, and finishes with a case study on a high-earning doctor who felt was paying too much tax!</p><p> •helping new doctors, all the way to multi-centre clinic owners<br/> •starting out own business in the shadow of the Global Financial Crisis<br/> •Day 1 with just 5 clients, projected yearly revenue $15,000(but yearly rent $35,000!). 18 properties at the time.<br/> •without a grand masterplan, still managed grow to 25 partners, 7 offices, 140 members<br/> •story how he got into 1st property (with encouragement from parents)<br/> •long term holding property<br/> •case study on an anaesthetist, and the importance of playing within the rules with tax. Holistic planning with the wealth creation journey- property, shares, SMSF, wills and estate planning.</p><p>Find out more:                                                                      <a href='https://khipartners.com.au/'>https://khipartners.com.au/advisory-board/ - KHI Partners</a>                Munzurul.Khan@khipartners.com.au</p><p>Other similar episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors'>Tax for doctors</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16552572-doctor-salary-australia-which-specialty-earns-the-most'>Doctor Salary Australia | Which specialty earns the most?</a></p><p><br/></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Munzural Khan, accountant, and founder of KHI Partners, sits down in a behind-the scenes interview. He shares his philosophy of service in his business, also property journey to a sizeable portfolio, and finishes with a case study on a high-earning doctor who felt was paying too much tax!</p><p> •helping new doctors, all the way to multi-centre clinic owners<br/> •starting out own business in the shadow of the Global Financial Crisis<br/> •Day 1 with just 5 clients, projected yearly revenue $15,000(but yearly rent $35,000!). 18 properties at the time.<br/> •without a grand masterplan, still managed grow to 25 partners, 7 offices, 140 members<br/> •story how he got into 1st property (with encouragement from parents)<br/> •long term holding property<br/> •case study on an anaesthetist, and the importance of playing within the rules with tax. Holistic planning with the wealth creation journey- property, shares, SMSF, wills and estate planning.</p><p>Find out more:                                                                      <a href='https://khipartners.com.au/'>https://khipartners.com.au/advisory-board/ - KHI Partners</a>                Munzurul.Khan@khipartners.com.au</p><p>Other similar episodes:</p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors'>Tax for doctors</a></p><p><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16552572-doctor-salary-australia-which-specialty-earns-the-most'>Doctor Salary Australia | Which specialty earns the most?</a></p><p><br/></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16834416-doctors-pay-too-much-tax-accountant-munzural-khan.mp3" length="27662671" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16834416</guid>
    <pubDate>Thu, 27 Mar 2025 05:00:00 +1100</pubDate>
    <itunes:duration>2302</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Doctor Salary Australia | Which specialty earns the most?</itunes:title>
    <title>Doctor Salary Australia | Which specialty earns the most?</title>
    <itunes:summary><![CDATA[We revisit this hot topic-How much do doctors in Australia actually make? And is there a pay gap between the states? (NSW, Queensland, Victoria, South Australia, ACT, NT, Western Australia, Tasmania)  Which are the high paying specialties?  Finally, we explore the pathways for IMG doctors to work in Australia.  Resources/links: MABEL study on GP and specialist earnings-Melbourne Institute Working Paper No. 12/2010 (unimelb.edu.au) Medrecruit article-Discover the highest paying docto...]]></itunes:summary>
    <description><![CDATA[<p>We revisit this hot topic-How much do doctors in Australia actually make? And is there a pay gap between the states? (NSW, Queensland, Victoria, South Australia, ACT, NT, Western Australia, Tasmania) </p><p>Which are the high paying specialties? </p><p>Finally, we explore the pathways for IMG doctors to work in Australia.<br/><br/>Resources/links:<br/>MABEL study on GP and specialist earnings-<a href='https://melbourneinstitute.unimelb.edu.au/downloads/working-paper-series/wp2010n12.pdf'>Melbourne Institute Working Paper No. 12/2010 (unimelb.edu.au)</a><br/>Medrecruit article-<a href='https://medrecruit.medworld.com/articles/highest-paying-doctor-jobs-in-australia-medrecruit'>Discover the highest paying doctor jobs in Australia in 2025</a><br/>IMG doctors entry to Australia-<a href='https://www.amc.org.au/assessment/pathways/overview/'>Overview of assessment pathways (amc.org.au)</a> <br/>Check out another episode: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>We revisit this hot topic-How much do doctors in Australia actually make? And is there a pay gap between the states? (NSW, Queensland, Victoria, South Australia, ACT, NT, Western Australia, Tasmania) </p><p>Which are the high paying specialties? </p><p>Finally, we explore the pathways for IMG doctors to work in Australia.<br/><br/>Resources/links:<br/>MABEL study on GP and specialist earnings-<a href='https://melbourneinstitute.unimelb.edu.au/downloads/working-paper-series/wp2010n12.pdf'>Melbourne Institute Working Paper No. 12/2010 (unimelb.edu.au)</a><br/>Medrecruit article-<a href='https://medrecruit.medworld.com/articles/highest-paying-doctor-jobs-in-australia-medrecruit'>Discover the highest paying doctor jobs in Australia in 2025</a><br/>IMG doctors entry to Australia-<a href='https://www.amc.org.au/assessment/pathways/overview/'>Overview of assessment pathways (amc.org.au)</a> <br/>Check out another episode: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16552572-doctor-salary-australia-which-specialty-earns-the-most.mp3" length="12986895" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16552572</guid>
    <pubDate>Thu, 13 Mar 2025 00:00:00 +1100</pubDate>
    <podcast:chapters url="https://www.buzzsprout.com/1903752/16552572/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="Doctor Salary Australia | Which specialty earns the most?" />
  <psc:chapter start="1:10" title="Doctors high TAXABLE income" />
  <psc:chapter start="2:58" title="Intern/PGY1 salary" />
  <psc:chapter start="5:43" title="Bulkbilling vs private billing" />
  <psc:chapter start="6:38" title="How much do GP&#39;s in Australian earn?" />
  <psc:chapter start="12:00" title="Proceduralists, anaesthetists, ophthalmologists, surgeons" />
  <psc:chapter start="13:29" title="Pathways for IMG&#39;s to work in Australia" />
</psc:chapters>
    <itunes:duration>1079</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)</itunes:title>
    <title>GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)</title>
    <itunes:summary><![CDATA[In this episode, we have a behind the scenes chat with Dr Angela Kwong- GP and founder of Enlighten Me-a doctor designed meal replacement shake for weight loss. Not only do we discuss the weight loss industry in Australia, but also Angela's journey in medicine and also investing. Migrant background, working hard, investing with her first paycheck, and now launched not one, but 2 startups!   Find out more about what Dr Angela is up to: https://enlightenme.com.au https://linkedin.com/in/drangel...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we have a behind the scenes chat with Dr Angela Kwong- GP and founder of Enlighten Me-a doctor designed meal replacement shake for weight loss.</p><p>Not only do we discuss the weight loss industry in Australia, but also Angela&apos;s journey in medicine and also investing. Migrant background, working hard, investing with her first paycheck, and now launched not one, but 2 startups!</p><p><br/></p><p>Find out more about what Dr Angela is up to:</p><p><a href='https://enlightenme.com.au/'>https://enlightenme.com.au</a></p><p><a href='https://linkedin.com/in/drangelakwong'>https://linkedin.com/in/drangelakwong</a></p><p><a href='https://facebook.com/drangelakwong'>https://facebook.com/drangelakwong</a></p><p><a href='https://instagram.com/drangelakwong'>https://instagram.com/drangelakwong</a></p><p><a href='https://tiktok.com/drangelakwong'>https://tiktok.com/drangelakwong</a></p><p><a href='https://youtube.com/@drangelakwong'>https://youtube.com/@drangelakwong</a></p><p><br/></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we have a behind the scenes chat with Dr Angela Kwong- GP and founder of Enlighten Me-a doctor designed meal replacement shake for weight loss.</p><p>Not only do we discuss the weight loss industry in Australia, but also Angela&apos;s journey in medicine and also investing. Migrant background, working hard, investing with her first paycheck, and now launched not one, but 2 startups!</p><p><br/></p><p>Find out more about what Dr Angela is up to:</p><p><a href='https://enlightenme.com.au/'>https://enlightenme.com.au</a></p><p><a href='https://linkedin.com/in/drangelakwong'>https://linkedin.com/in/drangelakwong</a></p><p><a href='https://facebook.com/drangelakwong'>https://facebook.com/drangelakwong</a></p><p><a href='https://instagram.com/drangelakwong'>https://instagram.com/drangelakwong</a></p><p><a href='https://tiktok.com/drangelakwong'>https://tiktok.com/drangelakwong</a></p><p><a href='https://youtube.com/@drangelakwong'>https://youtube.com/@drangelakwong</a></p><p><br/></p><p><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16552328-gp-to-weight-loss-entrepreneur-dr-angela-enlighten-me.mp3" length="34041717" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16552328</guid>
    <pubDate>Thu, 27 Feb 2025 05:00:00 +1100</pubDate>
    <podcast:chapters url="https://www.buzzsprout.com/1903752/16552328/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)" />
  <psc:chapter start="0:42" title="Angela&#39;s background" />
  <psc:chapter start="3:19" title="Creating a meal replacement shake" />
  <psc:chapter start="5:19" title="Money mindset and migrant background" />
  <psc:chapter start="9:35" title="Medical school- ups and downs" />
  <psc:chapter start="12:45" title="First investment as an intern doctor!" />
  <psc:chapter start="19:44" title="Thrill of running her own business" />
  <psc:chapter start="25:24" title="consultants/coaches for business" />
  <psc:chapter start="29:24" title="Designing the Enlighten Me shaker" />
  <psc:chapter start="32:00" title="Social media challenges as a doctor" />
  <psc:chapter start="38:22" title="Mounjaro vials and educational video" />
  <psc:chapter start="42:37" title="The Australian Weight Loss Summit" />
</psc:chapters>
    <itunes:duration>2833</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Locum market broken? (Dr Anu, StatDoctor)</itunes:title>
    <title>Locum market broken? (Dr Anu, StatDoctor)</title>
    <itunes:summary><![CDATA[  •Dr Anu's experience with locuming, and how StatDoctor can revolutionise this space  •leaving steady pay-check, to zero pay security with building a start-up  •building a brand  •how StatDoctor can make it easier for doctors, and cost-effective for hospitals  •developing an app  •AUSCEP(Australian Clinical Entrepreneur Program)  •locum rates collapse-what's going on?  Check out: Home - StatDoctor (1) Dr Anu Ganugapati 🩺 | LinkedIn  previous chat: Interview...]]></itunes:summary>
    <description><![CDATA[<p><br/> •Dr Anu&apos;s experience with locuming, and how StatDoctor can revolutionise this space<br/> •leaving steady pay-check, to zero pay security with building a start-up<br/> •building a brand<br/> •how StatDoctor can make it easier for doctors, and cost-effective for hospitals<br/> •developing an app<br/> •AUSCEP(Australian Clinical Entrepreneur Program)<br/> •locum rates collapse-what&apos;s going on?<br/><br/>Check out:<br/><a href='https://statdoctor.app/'>Home - StatDoctor</a><br/><a href='https://www.linkedin.com/in/dr-anu-ganugapati-%F0%9F%A9%BA-3b330a248/'>(1) Dr Anu Ganugapati 🩺 | LinkedIn</a><br/><br/>previous chat:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p><br/> •Dr Anu&apos;s experience with locuming, and how StatDoctor can revolutionise this space<br/> •leaving steady pay-check, to zero pay security with building a start-up<br/> •building a brand<br/> •how StatDoctor can make it easier for doctors, and cost-effective for hospitals<br/> •developing an app<br/> •AUSCEP(Australian Clinical Entrepreneur Program)<br/> •locum rates collapse-what&apos;s going on?<br/><br/>Check out:<br/><a href='https://statdoctor.app/'>Home - StatDoctor</a><br/><a href='https://www.linkedin.com/in/dr-anu-ganugapati-%F0%9F%A9%BA-3b330a248/'>(1) Dr Anu Ganugapati 🩺 | LinkedIn</a><br/><br/>previous chat:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16176815-locum-market-broken-dr-anu-statdoctor.mp3" length="26025085" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16176815</guid>
    <pubDate>Thu, 13 Feb 2025 05:00:00 +1100</pubDate>
    <itunes:duration>2165</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How to Retire with Commercial Retail shops (with Phil King)</itunes:title>
    <title>How to Retire with Commercial Retail shops (with Phil King)</title>
    <itunes:summary><![CDATA[Phil retired at 53 years old, but found retirement mind-numbingly boring, and so he decided to draw on his experience to help others buy commercial property- specialising in retail shops. I thank Phil for sharing in depth behind-the-scenes how he finds deals.   •the extensive due diligence required for commercial property  •keeping in contact with agents  •how he values a deal  •finding out about the all about the lease (duration, terms, security/guarantee, is it a net lea...]]></itunes:summary>
    <description><![CDATA[<p>Phil retired at 53 years old, but found retirement mind-numbingly boring, and so he decided to draw on his experience to help others buy commercial property- specialising in retail shops.<br/>I thank Phil for sharing in depth behind-the-scenes how he finds deals.<br/><br/> •the extensive due diligence required for commercial property<br/> •keeping in contact with agents<br/> •how he values a deal<br/> •finding out about the all about the lease (duration, terms, security/guarantee, is it a net lease<br/> •be wary of expenses left off by selling agent(backflow testing, public liability, annual audit)<br/> •zoning<br/> •body corporate minutes<br/> •why sees value in SE Qld<br/> •views on office space<br/> •types of retail he likes<br/><br/>Find out more at:<br/><a href='https://enginesofwealth.com/about-the-book/'>ABOUT THE BOOK – Engines of Wealth</a><br/><br/>Other similar podcast episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13929497-steve-palise-commercial-property-myths'>Steve Palise- Commercial Property Myths</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Phil retired at 53 years old, but found retirement mind-numbingly boring, and so he decided to draw on his experience to help others buy commercial property- specialising in retail shops.<br/>I thank Phil for sharing in depth behind-the-scenes how he finds deals.<br/><br/> •the extensive due diligence required for commercial property<br/> •keeping in contact with agents<br/> •how he values a deal<br/> •finding out about the all about the lease (duration, terms, security/guarantee, is it a net lease<br/> •be wary of expenses left off by selling agent(backflow testing, public liability, annual audit)<br/> •zoning<br/> •body corporate minutes<br/> •why sees value in SE Qld<br/> •views on office space<br/> •types of retail he likes<br/><br/>Find out more at:<br/><a href='https://enginesofwealth.com/about-the-book/'>ABOUT THE BOOK – Engines of Wealth</a><br/><br/>Other similar podcast episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13929497-steve-palise-commercial-property-myths'>Steve Palise- Commercial Property Myths</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16350586-how-to-retire-with-commercial-retail-shops-with-phil-king.mp3" length="26793748" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16350586</guid>
    <pubDate>Thu, 30 Jan 2025 05:00:00 +1100</pubDate>
    <itunes:duration>2229</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Why Doctors don&#39;t get Wealthy</itunes:title>
    <title>Why Doctors don&#39;t get Wealthy</title>
    <itunes:summary><![CDATA[WARNING: Controversial topic. But you may be a doctor wondering why you just can't get ahead.  High single or dual incomes but high expenses:  mortgage, insurance, CPD and registration, private school fees for kids, new care, a couple of holidays here and there- it all adds up! Not to mention medical school HECS debt. ...and most doctors don't earn high incomes until their 30s (or even later once achieved Fellowship), compared to other professions who have had a head start earning a...]]></itunes:summary>
    <description><![CDATA[<p>WARNING: Controversial topic. But you may be a doctor wondering why you just can&apos;t get ahead.  High single or dual incomes but high expenses:  mortgage, insurance, CPD and registration, private school fees for kids, new care, a couple of holidays here and there- it all adds up! Not to mention medical school HECS debt. ...and most doctors don&apos;t earn high incomes until their 30s (or even later once achieved Fellowship), compared to other professions who have had a head start earning and investing in their 20s.<br/><br/>In this episode (revisted), I explore why some doctors are not as financially well off. Then I explore the opposite: how doctors CAN get wealthy.<br/><br/>Other links/episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>WARNING: Controversial topic. But you may be a doctor wondering why you just can&apos;t get ahead.  High single or dual incomes but high expenses:  mortgage, insurance, CPD and registration, private school fees for kids, new care, a couple of holidays here and there- it all adds up! Not to mention medical school HECS debt. ...and most doctors don&apos;t earn high incomes until their 30s (or even later once achieved Fellowship), compared to other professions who have had a head start earning and investing in their 20s.<br/><br/>In this episode (revisted), I explore why some doctors are not as financially well off. Then I explore the opposite: how doctors CAN get wealthy.<br/><br/>Other links/episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16413523</guid>
    <pubDate>Thu, 16 Jan 2025 05:00:00 +1100</pubDate>
    <itunes:duration>954</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Income protection Explained (chat with advisor Jason Hugo)</itunes:title>
    <title>Income protection Explained (chat with advisor Jason Hugo)</title>
    <itunes:summary><![CDATA[Personal insurances often something put in the 'too hard' basket, but to kick of the new year- good time to reflect and review. In this episode with Bluerock insurance advisor Jason Hugo, we explore:   • when should you consider getting insurance (tip: easier to get when younger/healthier)  •differences with income protection, TPD, trauma insurances  • level vs stepped premiums, breakeven points  •insurance changes since October 2021  •agreed value vs indemnity value ...]]></itunes:summary>
    <description><![CDATA[<p>Personal insurances often something put in the &apos;too hard&apos; basket, but to kick of the new year- good time to reflect and review. In this episode with Bluerock insurance advisor Jason Hugo, we explore:<br/><br/> • when should you consider getting insurance (tip: easier to get when younger/healthier)<br/> •differences with income protection, TPD, trauma insurances<br/> • level vs stepped premiums, breakeven points<br/> •insurance changes since October 2021<br/> •agreed value vs indemnity value<br/> •cancer diagnoses being common event for claims<br/> •case studies<br/> •is there such a thing as over-insurance?<br/><br/>Other resources/links:<br/><a href='https://www.bluerock.com.au/'>Entrepreneurial Professional Services Firm | BlueRock</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15981532-doctors-and-smsf-chat-with-bluerock-advisor-nadine'>Doctors and SMSF (chat with Bluerock advisor Nadine)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Personal insurances often something put in the &apos;too hard&apos; basket, but to kick of the new year- good time to reflect and review. In this episode with Bluerock insurance advisor Jason Hugo, we explore:<br/><br/> • when should you consider getting insurance (tip: easier to get when younger/healthier)<br/> •differences with income protection, TPD, trauma insurances<br/> • level vs stepped premiums, breakeven points<br/> •insurance changes since October 2021<br/> •agreed value vs indemnity value<br/> •cancer diagnoses being common event for claims<br/> •case studies<br/> •is there such a thing as over-insurance?<br/><br/>Other resources/links:<br/><a href='https://www.bluerock.com.au/'>Entrepreneurial Professional Services Firm | BlueRock</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15981532-doctors-and-smsf-chat-with-bluerock-advisor-nadine'>Doctors and SMSF (chat with Bluerock advisor Nadine)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16176709-income-protection-explained-chat-with-advisor-jason-hugo.mp3" length="24387868" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16176709</guid>
    <pubDate>Thu, 02 Jan 2025 05:00:00 +1100</pubDate>
    <itunes:duration>2029</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Doctor and Entrepreneur Tom</itunes:title>
    <title>Doctor and Entrepreneur Tom</title>
    <itunes:summary><![CDATA[Inspiring in-depth interview with Dr Tom, founder of a telehealth and locum job portal. His medicine and entrepreneurial journey has been full of ups and downs.  •big life decision to move from NZ to Australia, to pursue dream of medical school  •shock when entering junior doctor workforce  •locum opportunities  •active trading: shorting the share market, and making 50X returns  •personal portfolio  •businesses (hint: pivoting leads to success)- ranging from snea...]]></itunes:summary>
    <description><![CDATA[<p>Inspiring in-depth interview with Dr Tom, founder of a telehealth and locum job portal.<br/>His medicine and entrepreneurial journey has been full of ups and downs.<br/> •big life decision to move from NZ to Australia, to pursue dream of medical school<br/> •shock when entering junior doctor workforce<br/> •locum opportunities<br/> •active trading: shorting the share market, and making 50X returns<br/> •personal portfolio<br/> •businesses (hint: pivoting leads to success)- ranging from sneakers, to arancini balls, to a mobile app that delivered CBT therapy for pre and post-operative pain.<br/> •startup hitting 1 million in revenue in 6 months<br/><br/><br/><br/>Other chats with doctors turned entrepreneurs:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15611903-dr-kristal-lau-becoming-an-author-and-entrepreneur'>Dr Kristal Lau (becoming an Author and Entrepreneur)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Inspiring in-depth interview with Dr Tom, founder of a telehealth and locum job portal.<br/>His medicine and entrepreneurial journey has been full of ups and downs.<br/> •big life decision to move from NZ to Australia, to pursue dream of medical school<br/> •shock when entering junior doctor workforce<br/> •locum opportunities<br/> •active trading: shorting the share market, and making 50X returns<br/> •personal portfolio<br/> •businesses (hint: pivoting leads to success)- ranging from sneakers, to arancini balls, to a mobile app that delivered CBT therapy for pre and post-operative pain.<br/> •startup hitting 1 million in revenue in 6 months<br/><br/><br/><br/>Other chats with doctors turned entrepreneurs:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15611903-dr-kristal-lau-becoming-an-author-and-entrepreneur'>Dr Kristal Lau (becoming an Author and Entrepreneur)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16022532-doctor-and-entrepreneur-tom.mp3" length="41185690" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16022532</guid>
    <pubDate>Thu, 19 Dec 2024 05:00:00 +1100</pubDate>
    <itunes:duration>3429</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How doctors can get into the property market (and avoid scams, part2 Dr JL)</itunes:title>
    <title>How doctors can get into the property market (and avoid scams, part2 Dr JL)</title>
    <itunes:summary><![CDATA[In part 2 of my chat with Dr JL: •personal philosophy on property investing.  •cashflow vs capital gains.  •Perth market.  •exit plan for property?  •Dr JL passive income funding his travel!   •Dr JL first hand experience with MLM  Take home tips: Paying yourself first. Taking action.  Other resources/links Buying my first property at 23 years old Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If yo...]]></itunes:summary>
    <description><![CDATA[<p>In part 2 of my chat with Dr JL:<br/>•personal philosophy on property investing.<br/> •cashflow vs capital gains.<br/> •Perth market.<br/> •exit plan for property?<br/> •Dr JL passive income funding his travel!<br/><br/> •Dr JL first hand experience with MLM<br/><br/>Take home tips:<br/>Paying yourself first.<br/>Taking action.<br/><br/>Other resources/links<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In part 2 of my chat with Dr JL:<br/>•personal philosophy on property investing.<br/> •cashflow vs capital gains.<br/> •Perth market.<br/> •exit plan for property?<br/> •Dr JL passive income funding his travel!<br/><br/> •Dr JL first hand experience with MLM<br/><br/>Take home tips:<br/>Paying yourself first.<br/>Taking action.<br/><br/>Other resources/links<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/16022382-how-doctors-can-get-into-the-property-market-and-avoid-scams-part2-dr-jl.mp3" length="25856193" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16022382</guid>
    <pubDate>Thu, 05 Dec 2024 05:00:00 +1100</pubDate>
    <itunes:duration>2151</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</itunes:title>
    <title>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</title>
    <itunes:summary><![CDATA[Dr JL, GP shares his career journey, and investing journey.  •BPT background to currently working General Practice  •humble beginnings to now passive income  •Rich Dad Poor Dad, Barefoot investor, How to Create an income for life (Margaret Lomas)  •property portfolio 2.5M  •property spruiker story (what red flags to look out for)  •first investment property bought for $330k in Adelaide  •managed funds and index funds, and shares (in lead up to GFC)  •ow...]]></itunes:summary>
    <description><![CDATA[<p>Dr JL, GP shares his career journey, and investing journey.<br/> •BPT background to currently working General Practice<br/> •humble beginnings to now passive income<br/> •Rich Dad Poor Dad, Barefoot investor, How to Create an income for life (Margaret Lomas)<br/> •property portfolio 2.5M<br/> •property spruiker story (what red flags to look out for)<br/> •first investment property bought for $330k in Adelaide<br/> •managed funds and index funds, and shares (in lead up to GFC)<br/> •owner occupied property<br/> •mining share (Lynas rollercoaster)<br/> •latest Perth purchases (rent return from $330 to $570/wk)<br/> <br/>(Dr Dan): In other news: I&apos;ve been receiving few property related questions lately, keep sending them in and I will do a Q+A session.<br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16022382-how-doctors-can-get-into-the-property-market-and-avoid-scams-part2-dr-jl'>How doctors can get into the property market (and avoid scams, part2 Dr JL)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Dr JL, GP shares his career journey, and investing journey.<br/> •BPT background to currently working General Practice<br/> •humble beginnings to now passive income<br/> •Rich Dad Poor Dad, Barefoot investor, How to Create an income for life (Margaret Lomas)<br/> •property portfolio 2.5M<br/> •property spruiker story (what red flags to look out for)<br/> •first investment property bought for $330k in Adelaide<br/> •managed funds and index funds, and shares (in lead up to GFC)<br/> •owner occupied property<br/> •mining share (Lynas rollercoaster)<br/> •latest Perth purchases (rent return from $330 to $570/wk)<br/> <br/>(Dr Dan): In other news: I&apos;ve been receiving few property related questions lately, keep sending them in and I will do a Q+A session.<br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16022382-how-doctors-can-get-into-the-property-market-and-avoid-scams-part2-dr-jl'>How doctors can get into the property market (and avoid scams, part2 Dr JL)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1.mp3" length="27503446" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15983776</guid>
    <pubDate>Thu, 21 Nov 2024 05:00:00 +1100</pubDate>
    <itunes:duration>2289</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Doctors and SMSF (chat with Bluerock advisor Nadine)</itunes:title>
    <title>Doctors and SMSF (chat with Bluerock advisor Nadine)</title>
    <itunes:summary><![CDATA[Hot topic is SMSF (Self Managed Super Fund) •what minimum balance to start SMSF •what assets do doctor clients invest inside SMSF •property and SMSF, how can be powerful tool to growth retirement savings •case study- commercial property. growing from 1 to 6 million! Disclaimer- as always, speak to your own licensed advisor.  Other resources/links: Entrepreneurial Professional Services Firm | BlueRock Personal Finances for Doctors Property Investing for Doctors Music Credit: Bass Nation. New e...]]></itunes:summary>
    <description><![CDATA[<p>Hot topic is SMSF (Self Managed Super Fund)</p><h1>•what minimum balance to start SMSF<br/>•what assets do doctor clients invest inside SMSF<br/>•property and SMSF, how can be powerful tool to growth retirement savings<br/>•case study- commercial property. growing from 1 to 6 million!</h1><p><br/>Disclaimer- as always, speak to your own licensed advisor.<br/><br/>Other resources/links:<br/><a href='https://www.bluerock.com.au/?utm_term=bluerock&amp;utm_campaign=Brand%20Protect&amp;utm_source=adwords&amp;utm_medium=ppc&amp;hsa_acc=4376898203&amp;hsa_cam=21498064762&amp;hsa_grp=162353597982&amp;hsa_ad=706618429616&amp;hsa_src=g&amp;hsa_tgt=kwd-321341653874&amp;hsa_kw=bluerock&amp;hsa_mt=e&amp;hsa_net=adwords&amp;hsa_ver=3&amp;gad_source=1&amp;gclid=Cj0KCQiAy8K8BhCZARIsAKJ8sfR16pmf_WdEDii75yCVJmWixk0DfoPTucpe-UHxmVcQuW7pjue2BC8aAjbAEALw_wcB'>Entrepreneurial Professional Services Firm | BlueRock</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14284734-personal-finances-for-doctors'>Personal Finances for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Hot topic is SMSF (Self Managed Super Fund)</p><h1>•what minimum balance to start SMSF<br/>•what assets do doctor clients invest inside SMSF<br/>•property and SMSF, how can be powerful tool to growth retirement savings<br/>•case study- commercial property. growing from 1 to 6 million!</h1><p><br/>Disclaimer- as always, speak to your own licensed advisor.<br/><br/>Other resources/links:<br/><a href='https://www.bluerock.com.au/?utm_term=bluerock&amp;utm_campaign=Brand%20Protect&amp;utm_source=adwords&amp;utm_medium=ppc&amp;hsa_acc=4376898203&amp;hsa_cam=21498064762&amp;hsa_grp=162353597982&amp;hsa_ad=706618429616&amp;hsa_src=g&amp;hsa_tgt=kwd-321341653874&amp;hsa_kw=bluerock&amp;hsa_mt=e&amp;hsa_net=adwords&amp;hsa_ver=3&amp;gad_source=1&amp;gclid=Cj0KCQiAy8K8BhCZARIsAKJ8sfR16pmf_WdEDii75yCVJmWixk0DfoPTucpe-UHxmVcQuW7pjue2BC8aAjbAEALw_wcB'>Entrepreneurial Professional Services Firm | BlueRock</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14284734-personal-finances-for-doctors'>Personal Finances for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15981532-doctors-and-smsf-chat-with-bluerock-advisor-nadine.mp3" length="26384343" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15981532</guid>
    <pubDate>Thu, 07 Nov 2024 05:00:00 +1100</pubDate>
    <itunes:duration>2195</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Growing a consulting business (Dr Kristal Lau, part 2)</itunes:title>
    <title>Growing a consulting business (Dr Kristal Lau, part 2)</title>
    <itunes:summary><![CDATA[Part 2 in chat with Dr Kristal Lau. having lived and worked in many countries, she shares her experiences and perspectives on healthcare and business differences. Also she shares how she is dominating her niche area and growing a community.   Some topics covered include: •differences between US and Australian healthcare system •her experience living in Germany and France, •setting up consulting business- and solving a gap in the market regarding postpartum wellness. •mindset on frugality...]]></itunes:summary>
    <description><![CDATA[<p>Part 2 in chat with Dr Kristal Lau. having lived and worked in many countries, she shares her experiences and perspectives on healthcare and business differences.<br/>Also she shares how she is dominating her niche area and growing a community.<br/> <br/>Some topics covered include:<br/>•differences between US and Australian healthcare system<br/>•her experience living in Germany and France,<br/>•setting up consulting business- and solving a gap in the market regarding postpartum wellness.<br/>•mindset on frugality, investing<br/>•having the &apos;money talk&apos; with your partner<br/>•aging population and is relying on the government pensions for retirement wise?<br/>•transferable skills from medicine to business<br/>•tips for female doctors<br/><br/>Resources/links:<br/><a href='https://www.youtube.com/watch?v=DublqkOSBBA'>US Healthcare System Explained (youtube.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13679646-nhs-to-australia-turning-500-into-500-000-dr-suresh-meatmedic'>NHS to Australia, turning $500 into $500,000 (Dr Suresh, Meatmedic)</a><br/><br/>Website: <a href='http://www.bridgesinhealth.com/'>www.bridgesinhealth.com</a><br/>LinkedIn: <a href='http://www.linkedin.com/in/klyql'>www.linkedin.com/in/klyql</a><br/>YouTube: <a href='http://www.youtube.com/@drkristallau'>www.youtube.com/@drkristallau</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Part 2 in chat with Dr Kristal Lau. having lived and worked in many countries, she shares her experiences and perspectives on healthcare and business differences.<br/>Also she shares how she is dominating her niche area and growing a community.<br/> <br/>Some topics covered include:<br/>•differences between US and Australian healthcare system<br/>•her experience living in Germany and France,<br/>•setting up consulting business- and solving a gap in the market regarding postpartum wellness.<br/>•mindset on frugality, investing<br/>•having the &apos;money talk&apos; with your partner<br/>•aging population and is relying on the government pensions for retirement wise?<br/>•transferable skills from medicine to business<br/>•tips for female doctors<br/><br/>Resources/links:<br/><a href='https://www.youtube.com/watch?v=DublqkOSBBA'>US Healthcare System Explained (youtube.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13679646-nhs-to-australia-turning-500-into-500-000-dr-suresh-meatmedic'>NHS to Australia, turning $500 into $500,000 (Dr Suresh, Meatmedic)</a><br/><br/>Website: <a href='http://www.bridgesinhealth.com/'>www.bridgesinhealth.com</a><br/>LinkedIn: <a href='http://www.linkedin.com/in/klyql'>www.linkedin.com/in/klyql</a><br/>YouTube: <a href='http://www.youtube.com/@drkristallau'>www.youtube.com/@drkristallau</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15611973-growing-a-consulting-business-dr-kristal-lau-part-2.mp3" length="49687661" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15611973</guid>
    <pubDate>Thu, 31 Oct 2024 05:00:00 +1100</pubDate>
    <itunes:duration>4137</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Dr Kristal Lau (becoming an Author and Entrepreneur)</itunes:title>
    <title>Dr Kristal Lau (becoming an Author and Entrepreneur)</title>
    <itunes:summary><![CDATA[In this episode, we interview Dr Kristal Lau- journey from medicine to entrepreneurship and postpartum wellness consulting.  •medical school, BPT •geriatrics specialty, and a sad story about palliative care •life changes, military spouse, Masters of Public Health •psychology of money- drop in come as stay at home spouse •becoming an author •USMLE  Find out more about Kristal: Website: www.bridgesinhealth.com LinkedIn: www.linkedin.com/in/klyql YouTube: www.youtube.com/@drkristallau  Other lin...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we interview Dr Kristal Lau- journey from medicine to entrepreneurship and postpartum wellness consulting.<br/><br/>•medical school, BPT<br/>•geriatrics specialty, and a sad story about palliative care<br/>•life changes, military spouse, Masters of Public Health<br/>•psychology of money- drop in come as stay at home spouse<br/>•becoming an author<br/>•USMLE<br/><br/>Find out more about Kristal:<br/>Website: <a href='http://www.bridgesinhealth.com/'>www.bridgesinhealth.com</a><br/>LinkedIn: <a href='http://www.linkedin.com/in/klyql'>www.linkedin.com/in/klyql</a><br/>YouTube: <a href='http://www.youtube.com/@drkristallau'>www.youtube.com/@drkristallau</a><br/><br/>Other links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15611973-growing-a-consulting-business-dr-kristal-lau-part-2'>Growing a consulting business (Dr Kristal Lau, part 2)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we interview Dr Kristal Lau- journey from medicine to entrepreneurship and postpartum wellness consulting.<br/><br/>•medical school, BPT<br/>•geriatrics specialty, and a sad story about palliative care<br/>•life changes, military spouse, Masters of Public Health<br/>•psychology of money- drop in come as stay at home spouse<br/>•becoming an author<br/>•USMLE<br/><br/>Find out more about Kristal:<br/>Website: <a href='http://www.bridgesinhealth.com/'>www.bridgesinhealth.com</a><br/>LinkedIn: <a href='http://www.linkedin.com/in/klyql'>www.linkedin.com/in/klyql</a><br/>YouTube: <a href='http://www.youtube.com/@drkristallau'>www.youtube.com/@drkristallau</a><br/><br/>Other links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15611973-growing-a-consulting-business-dr-kristal-lau-part-2'>Growing a consulting business (Dr Kristal Lau, part 2)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 17 Oct 2024 05:00:00 +1100</pubDate>
    <itunes:duration>1892</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Capital Growth vs Cashflow (Richard Bharata)</itunes:title>
    <title>Capital Growth vs Cashflow (Richard Bharata)</title>
    <itunes:summary><![CDATA[Another insightful episode with property investor and BA Richard Bharata. We cover age old debate "capital growth vs cashflow"  •Richard's recent purchase Melbourne, how yield compares to regional QLD  •resi vs commercial  •some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes  We talk about some common sayings "Cashflow keeps you in the game but capital growth gets you out of the rat race"  If you are a doctor and keen to chat about property- ema...]]></itunes:summary>
    <description><![CDATA[<p>Another insightful episode with property investor and BA Richard Bharata.<br/>We cover age old debate &quot;capital growth vs cashflow&quot;<br/> •Richard&apos;s recent purchase Melbourne, how yield compares to regional QLD<br/> •resi vs commercial<br/> •some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes<br/> We talk about some common sayings &quot;Cashflow keeps you in the game but capital growth gets you out of the rat race&quot;<br/><br/>If you are a doctor and keen to chat about property- email passiveincomedoctors@gmail.com or reach out to me on socials.<br/><br/>If you wish connect with Richard and find out about how he can help:<br/><a href='https://ipropertyfinder.com.au/'>iProperty Finder – Australia Wide Buyers Agent</a><br/> <a href='mailto:richard@ipropertyfinder.com.au'>richard@ipropertyfinder.com.au</a><br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14635581-richard-bharata-perth-boom-and-2024-predictions'>Richard Bharata (Perth boom, and 2024 predictions)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Another insightful episode with property investor and BA Richard Bharata.<br/>We cover age old debate &quot;capital growth vs cashflow&quot;<br/> •Richard&apos;s recent purchase Melbourne, how yield compares to regional QLD<br/> •resi vs commercial<br/> •some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes<br/> We talk about some common sayings &quot;Cashflow keeps you in the game but capital growth gets you out of the rat race&quot;<br/><br/>If you are a doctor and keen to chat about property- email passiveincomedoctors@gmail.com or reach out to me on socials.<br/><br/>If you wish connect with Richard and find out about how he can help:<br/><a href='https://ipropertyfinder.com.au/'>iProperty Finder – Australia Wide Buyers Agent</a><br/> <a href='mailto:richard@ipropertyfinder.com.au'>richard@ipropertyfinder.com.au</a><br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14635581-richard-bharata-perth-boom-and-2024-predictions'>Richard Bharata (Perth boom, and 2024 predictions)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata.mp3" length="22435239" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15628771</guid>
    <pubDate>Thu, 03 Oct 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1866</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>51</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Investing in 10 year cycles (Dr Anna Pham Part 2)</itunes:title>
    <title>Investing in 10 year cycles (Dr Anna Pham Part 2)</title>
    <itunes:summary><![CDATA[In Part 2 of chat with Dr Anna Pham, we discuss •resi vs commercial property cashflow numbers •thoughts on buyers agents •building a community of doctors to take interest in investing (LifeCycle Projects) •teaching children importance of finances •investing in 10 year cycles  Connect with Dr Anna Pham- Anna Pham | LinkedIn Other resources/links: Profiting from Market Cycles Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If ...]]></itunes:summary>
    <description><![CDATA[<p>In Part 2 of chat with Dr Anna Pham, we discuss<br/>•resi vs commercial property cashflow numbers<br/>•thoughts on buyers agents<br/>•building a community of doctors to take interest in investing (LifeCycle Projects)<br/>•teaching children importance of finances<br/>•investing in 10 year cycles<br/><br/>Connect with Dr Anna Pham-<br/><a href='https://www.linkedin.com/in/anna-pham-b7688b175/'>Anna Pham | LinkedIn</a><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14470963-profiting-from-market-cycles'>Profiting from Market Cycles</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In Part 2 of chat with Dr Anna Pham, we discuss<br/>•resi vs commercial property cashflow numbers<br/>•thoughts on buyers agents<br/>•building a community of doctors to take interest in investing (LifeCycle Projects)<br/>•teaching children importance of finances<br/>•investing in 10 year cycles<br/><br/>Connect with Dr Anna Pham-<br/><a href='https://www.linkedin.com/in/anna-pham-b7688b175/'>Anna Pham | LinkedIn</a><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/14470963-profiting-from-market-cycles'>Profiting from Market Cycles</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15539039-investing-in-10-year-cycles-dr-anna-pham-part-2.mp3" length="23789482" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15539039</guid>
    <pubDate>Thu, 19 Sep 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1979</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Dr Anna Pham&#39;s Property Journey</itunes:title>
    <title>Dr Anna Pham&#39;s Property Journey</title>
    <itunes:summary><![CDATA[We have a special guest- Dr Anna Pham- GP, entrepreneur, property investor.  In Part 1 of this interview, we discuss: •medical school, and choice of specialty •how lending has changed over last 2 decades •Anna's impressive property portfolio •philosphy on Principal and Interest repayments •mindset, investing as a single mum •commercial property •acting on opportunities when others can't get finance  Connect with Dr Anna Pham- Anna Pham | LinkedIn Other episodes: Investing in 10 year cycles (D...]]></itunes:summary>
    <description><![CDATA[<p>We have a special guest- Dr Anna Pham- GP, entrepreneur, property investor.<br/><br/>In Part 1 of this interview, we discuss:<br/>•medical school, and choice of specialty<br/>•how lending has changed over last 2 decades<br/>•Anna&apos;s impressive property portfolio<br/>•philosphy on Principal and Interest repayments<br/>•mindset, investing as a single mum<br/>•commercial property<br/>•acting on opportunities when others can&apos;t get finance<br/><br/>Connect with Dr Anna Pham-<br/><a href='https://www.linkedin.com/in/anna-pham-b7688b175/'>Anna Pham | LinkedIn</a><br/>Other episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15539039-investing-in-10-year-cycles-dr-anna-pham-part-2'>Investing in 10 year cycles (Dr Anna Pham Part 2)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>We have a special guest- Dr Anna Pham- GP, entrepreneur, property investor.<br/><br/>In Part 1 of this interview, we discuss:<br/>•medical school, and choice of specialty<br/>•how lending has changed over last 2 decades<br/>•Anna&apos;s impressive property portfolio<br/>•philosphy on Principal and Interest repayments<br/>•mindset, investing as a single mum<br/>•commercial property<br/>•acting on opportunities when others can&apos;t get finance<br/><br/>Connect with Dr Anna Pham-<br/><a href='https://www.linkedin.com/in/anna-pham-b7688b175/'>Anna Pham | LinkedIn</a><br/>Other episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15539039-investing-in-10-year-cycles-dr-anna-pham-part-2'>Investing in 10 year cycles (Dr Anna Pham Part 2)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15539006-dr-anna-pham-s-property-journey.mp3" length="23586631" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15539006</guid>
    <pubDate>Thu, 05 Sep 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1962</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Locum doctor cancellations (3 strike rule, with Max Drakeley Part 2)</itunes:title>
    <title>Locum doctor cancellations (3 strike rule, with Max Drakeley Part 2)</title>
    <itunes:summary><![CDATA[In this part 2 of interview with locum agent Max, we discuss:  •do locum agents really prioritise one doctor over another? •last minute cancellations! •Max's 3 strike rule •media perception that locum agencies are driving up healthcare costs •workforce planning for healthcare services •tips for locum doctors, and how to get in touch with Max: mdrakeley@wave.com.au  Other resources/links: Interview with Anu (Locum Doctor Australia) 7 Side Hustle ideas for doctor (Locum Australia) Music Credit:...]]></itunes:summary>
    <description><![CDATA[<p>In this part 2 of interview with locum agent Max, we discuss:<br/><br/>•do locum agents really prioritise one doctor over another?<br/>•last minute cancellations!<br/>•Max&apos;s 3 strike rule<br/>•media perception that locum agencies are driving up healthcare costs<br/>•workforce planning for healthcare services<br/>•tips for locum doctors, and how to get in touch with Max:<br/>mdrakeley@wave.com.au<br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this part 2 of interview with locum agent Max, we discuss:<br/><br/>•do locum agents really prioritise one doctor over another?<br/>•last minute cancellations!<br/>•Max&apos;s 3 strike rule<br/>•media perception that locum agencies are driving up healthcare costs<br/>•workforce planning for healthcare services<br/>•tips for locum doctors, and how to get in touch with Max:<br/>mdrakeley@wave.com.au<br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15471103-locum-doctor-cancellations-3-strike-rule-with-max-drakeley-part-2.mp3" length="14018948" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15471103</guid>
    <pubDate>Thu, 22 Aug 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1165</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Locum doctor roles (Interview with agent Max Drakeley)</itunes:title>
    <title>Locum doctor roles (Interview with agent Max Drakeley)</title>
    <itunes:summary><![CDATA[In this chat with locum agent Max, we discuss: •which medical specialties get the highest rates •doctor preferences for lifestyle and shorter stints post-COVID •behind the scenes look at the work locum agents need to do •how GPs can upskill to do rural generalist roles •urgent care, telehealth, and the challenges...  Part 2:Locum doctor cancellations (3 strike rule, with Max Drakeley Part 2) Other relevant episodes: Interview with Anu (Locum Doctor Australia) 7 Side Hustle ideas for doctor (L...]]></itunes:summary>
    <description><![CDATA[<p>In this chat with locum agent Max, we discuss:<br/>•which medical specialties get the highest rates<br/>•doctor preferences for lifestyle and shorter stints post-COVID<br/>•behind the scenes look at the work locum agents need to do<br/>•how GPs can upskill to do rural generalist roles<br/>•urgent care, telehealth, and the challenges...<br/><br/>Part 2:<a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15471103-locum-doctor-cancellations-3-strike-rule-with-max-drakeley-part-2'>Locum doctor cancellations (3 strike rule, with Max Drakeley Part 2)</a><br/>Other relevant episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this chat with locum agent Max, we discuss:<br/>•which medical specialties get the highest rates<br/>•doctor preferences for lifestyle and shorter stints post-COVID<br/>•behind the scenes look at the work locum agents need to do<br/>•how GPs can upskill to do rural generalist roles<br/>•urgent care, telehealth, and the challenges...<br/><br/>Part 2:<a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15471103-locum-doctor-cancellations-3-strike-rule-with-max-drakeley-part-2'>Locum doctor cancellations (3 strike rule, with Max Drakeley Part 2)</a><br/>Other relevant episodes:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15471082-locum-doctor-roles-interview-with-agent-max-drakeley.mp3" length="25358599" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15471082</guid>
    <pubDate>Thu, 08 Aug 2024 05:00:00 +1000</pubDate>
    <itunes:duration>2110</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>47</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Side hustles as a doctor (Revisited)</itunes:title>
    <title>Side hustles as a doctor (Revisited)</title>
    <itunes:summary><![CDATA["Multiple income streams" is often stated as way to get ahead financially. In this episode, we explore some side hustles that doctors can do, including: • locuming (especially rural locations) • consulting • medicolegal work • writing (for medical journals, developing guidelines for primary health network) • cosmetics  Additional note- as of 2025, anecdotally the locum market has changed in Australia, with downward pressure on rates. This could be variety of reasons- from more doctors coming ...]]></itunes:summary>
    <description><![CDATA[<p>&quot;Multiple income streams&quot; is often stated as way to get ahead financially.<br/>In this episode, we explore some side hustles that doctors can do, including:<br/>• locuming (especially rural locations)<br/>• consulting<br/>• medicolegal work<br/>• writing (for medical journals, developing guidelines for primary health network)<br/>• cosmetics<br/><br/>Additional note- as of 2025, anecdotally the locum market has changed in Australia, with downward pressure on rates. This could be variety of reasons- from more doctors coming from overseas, and also state governments tightening spending.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>&quot;Multiple income streams&quot; is often stated as way to get ahead financially.<br/>In this episode, we explore some side hustles that doctors can do, including:<br/>• locuming (especially rural locations)<br/>• consulting<br/>• medicolegal work<br/>• writing (for medical journals, developing guidelines for primary health network)<br/>• cosmetics<br/><br/>Additional note- as of 2025, anecdotally the locum market has changed in Australia, with downward pressure on rates. This could be variety of reasons- from more doctors coming from overseas, and also state governments tightening spending.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15460841-side-hustles-as-a-doctor-revisited.mp3" length="12307027" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15460841</guid>
    <pubDate>Thu, 25 Jul 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1022</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>46</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Tips on Perth investing (David Hall interview Part 2)</itunes:title>
    <title>Tips on Perth investing (David Hall interview Part 2)</title>
    <itunes:summary><![CDATA[We are back for part 2 interview with Perth buyers agent David Hall.  •dark side of rental growth  • horror story about self-managing a property  • more strategies (e.g. combining duplex lots)  • tips for negotiating with a seller  • how a junior doctor bought their first property for 740k, with development potential. Resources/links: Why is Australia Suffering From a Rental Shortage? 2023 (buyersagencyco.com.au) Contact David at: Contact Buyers Agency Co Perth | Prop...]]></itunes:summary>
    <description><![CDATA[<p>We are back for part 2 interview with Perth buyers agent David Hall.<br/> •dark side of rental growth<br/> • horror story about self-managing a property<br/> • more strategies (e.g. combining duplex lots)<br/> • tips for negotiating with a seller<br/> • how a junior doctor bought their first property for 740k, with development potential.</p><p>Resources/links:<br/><a href='https://buyersagencyco.com.au/blog/why-is-australia-suffering-from-a-rental-shortage/'>Why is Australia Suffering From a Rental Shortage? 2023 (buyersagencyco.com.au)</a><br/>Contact David at: <a href='https://buyersagencyco.com.au/contact/'>Contact Buyers Agency Co Perth | Property Buying Specialists</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>We are back for part 2 interview with Perth buyers agent David Hall.<br/> •dark side of rental growth<br/> • horror story about self-managing a property<br/> • more strategies (e.g. combining duplex lots)<br/> • tips for negotiating with a seller<br/> • how a junior doctor bought their first property for 740k, with development potential.</p><p>Resources/links:<br/><a href='https://buyersagencyco.com.au/blog/why-is-australia-suffering-from-a-rental-shortage/'>Why is Australia Suffering From a Rental Shortage? 2023 (buyersagencyco.com.au)</a><br/>Contact David at: <a href='https://buyersagencyco.com.au/contact/'>Contact Buyers Agency Co Perth | Property Buying Specialists</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15190840-tips-on-perth-investing-david-hall-interview-part-2.mp3" length="22706408" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15190840</guid>
    <pubDate>Thu, 11 Jul 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1889</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Perth buyers agent (David Hall Interview Part 1)</itunes:title>
    <title>Perth buyers agent (David Hall Interview Part 1)</title>
    <itunes:summary><![CDATA[How much does mining, oil and gas influence Perth's property market? What is driving the current boom?  In this interview with Perth buyers agent David Hall, we discuss overview of Perth market, his personal investing philosophy and much more. •difference between current market 2024 and last boom 2004-2007) •what is a balanced market for Perth •retain and build strategy •HMO strategy •WA economy, and trends for energy- green hydrogen etc •prediction: 20% growth for rest of 2024!  Resources/li...]]></itunes:summary>
    <description><![CDATA[<p>How much does mining, oil and gas influence Perth&apos;s property market?<br/>What is driving the current boom?<br/><br/>In this interview with Perth buyers agent David Hall, we discuss overview of Perth market, his personal investing philosophy and much more.<br/>•difference between current market 2024 and last boom 2004-2007)<br/>•what is a balanced market for Perth<br/>•retain and build strategy<br/>•HMO strategy<br/>•WA economy, and trends for energy- green hydrogen etc<br/>•prediction: 20% growth for rest of 2024!<br/><br/>Resources/links:<br/><a href='https://www.macrobusiness.com.au/2024/04/perth-house-prices-to-boom-then-bust/'>Perth house prices to boom then bust - MacroBusiness</a><br/><a href='https://buyersagencyco.com.au/our-services/hmo/'>HMO Investing &amp; Management Services | Buyers Agency Co.</a><br/><a href='https://www.weforum.org/agenda/2022/07/green-steel-emissions-net-zero/'>What is green steel and how can it help us reach net zero? | World Economic Forum (weforum.org)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15190840-tips-on-perth-investing-david-hall-interview-part-2'>Tips on Perth investing (David Hall interview Part 2)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>How much does mining, oil and gas influence Perth&apos;s property market?<br/>What is driving the current boom?<br/><br/>In this interview with Perth buyers agent David Hall, we discuss overview of Perth market, his personal investing philosophy and much more.<br/>•difference between current market 2024 and last boom 2004-2007)<br/>•what is a balanced market for Perth<br/>•retain and build strategy<br/>•HMO strategy<br/>•WA economy, and trends for energy- green hydrogen etc<br/>•prediction: 20% growth for rest of 2024!<br/><br/>Resources/links:<br/><a href='https://www.macrobusiness.com.au/2024/04/perth-house-prices-to-boom-then-bust/'>Perth house prices to boom then bust - MacroBusiness</a><br/><a href='https://buyersagencyco.com.au/our-services/hmo/'>HMO Investing &amp; Management Services | Buyers Agency Co.</a><br/><a href='https://www.weforum.org/agenda/2022/07/green-steel-emissions-net-zero/'>What is green steel and how can it help us reach net zero? | World Economic Forum (weforum.org)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15190840-tips-on-perth-investing-david-hall-interview-part-2'>Tips on Perth investing (David Hall interview Part 2)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15224318-perth-buyers-agent-david-hall-interview-part-1.mp3" length="28294931" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15224318</guid>
    <pubDate>Thu, 27 Jun 2024 05:00:00 +1000</pubDate>
    <itunes:duration>2355</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>5 tips to choosing a Property Manager (and Mistakes to avoid)</itunes:title>
    <title>5 tips to choosing a Property Manager (and Mistakes to avoid)</title>
    <itunes:summary><![CDATA[Property investing involves assets worth hundreds of thousands to millions of dollars- so choosing someone to manage this asset is so important. We have all heard stories about difficult tenants, and property managers missing things and even not contactable! Property managers have a difficult task, and also have high turnover. I have learnt over the years questions to ask. In this episode, I share 5 tips when selecting a PM.  Other resources/links: What landlords should look for when choosing...]]></itunes:summary>
    <description><![CDATA[<p>Property investing involves assets worth hundreds of thousands to millions of dollars- so choosing someone to manage this asset is so important.<br/>We have all heard stories about difficult tenants, and property managers missing things and even not contactable! Property managers have a difficult task, and also have high turnover.<br/>I have learnt over the years questions to ask. In this episode, I share 5 tips when selecting a PM.<br/><br/>Other resources/links:<br/><a href='https://www.domain.com.au/advice/how-to-choose-a-property-manager-1029036/'>What landlords should look for when choosing a property manager (domain.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12918759-buying-property-process-australia-contracts-auctions-settlement'>Buying property process Australia (Contracts, Auctions, Settlement)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Property investing involves assets worth hundreds of thousands to millions of dollars- so choosing someone to manage this asset is so important.<br/>We have all heard stories about difficult tenants, and property managers missing things and even not contactable! Property managers have a difficult task, and also have high turnover.<br/>I have learnt over the years questions to ask. In this episode, I share 5 tips when selecting a PM.<br/><br/>Other resources/links:<br/><a href='https://www.domain.com.au/advice/how-to-choose-a-property-manager-1029036/'>What landlords should look for when choosing a property manager (domain.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12918759-buying-property-process-australia-contracts-auctions-settlement'>Buying property process Australia (Contracts, Auctions, Settlement)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15129461-5-tips-to-choosing-a-property-manager-and-mistakes-to-avoid.mp3" length="14961536" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15129461</guid>
    <pubDate>Thu, 13 Jun 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1244</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Life Update- Finance challenges!</itunes:title>
    <title>Life Update- Finance challenges!</title>
    <itunes:summary><![CDATA[In this episode, I give an update on Passive Income Doctor, and how portofolio is faring- interest rates in last 2 years gone from 2% to 6.5%. Headline inflation has been 7%p.a but when I see property prices, grocery prices, it seems more like 10-20%.  I also talk about finance challenges- obstacles in obtaining lending. I discuss the current 3% interest rate servicing buffer, DTI limits. I finish with some practical tips how to get through difficult financial times, and finish with mindset m...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, I give an update on Passive Income Doctor, and how portofolio is faring- interest rates in last 2 years gone from 2% to 6.5%. Headline inflation has been 7%p.a but when I see property prices, grocery prices, it seems more like 10-20%.<br/><br/>I also talk about finance challenges- obstacles in obtaining lending. I discuss the current 3% interest rate servicing buffer, DTI limits.<br/>I finish with some practical tips how to get through difficult financial times, and finish with mindset minute of the week: &quot;Wealth is the transfer of money from the impatient to the patient. &quot;<br/><br/>Articles of interest:<br/><a href='https://www.rba.gov.au/publications/smp/2023/may/overview.html#:~:text=Headline%20inflation%20declined%20to%207,cent%20over%20the%20same%20period.'>Overview | Statement on Monetary Policy – May 2023 | RBA</a><br/><a href='https://www.investopedia.com/articles/07/consumerpriceindex.asp#:~:text=Over%20the%20years%2C%20the%20methodology,the%20government%20to%20understate%20inflation.'>Why Is the Consumer Price Index Controversial? (investopedia.com)</a><br/><a href='https://www.mortgagebusiness.com.au/regulation/18614-apra-holds-3-serviceability-buffer'>APRA holds 3% serviceability buffer - Mortgage Business</a><br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, I give an update on Passive Income Doctor, and how portofolio is faring- interest rates in last 2 years gone from 2% to 6.5%. Headline inflation has been 7%p.a but when I see property prices, grocery prices, it seems more like 10-20%.<br/><br/>I also talk about finance challenges- obstacles in obtaining lending. I discuss the current 3% interest rate servicing buffer, DTI limits.<br/>I finish with some practical tips how to get through difficult financial times, and finish with mindset minute of the week: &quot;Wealth is the transfer of money from the impatient to the patient. &quot;<br/><br/>Articles of interest:<br/><a href='https://www.rba.gov.au/publications/smp/2023/may/overview.html#:~:text=Headline%20inflation%20declined%20to%207,cent%20over%20the%20same%20period.'>Overview | Statement on Monetary Policy – May 2023 | RBA</a><br/><a href='https://www.investopedia.com/articles/07/consumerpriceindex.asp#:~:text=Over%20the%20years%2C%20the%20methodology,the%20government%20to%20understate%20inflation.'>Why Is the Consumer Price Index Controversial? (investopedia.com)</a><br/><a href='https://www.mortgagebusiness.com.au/regulation/18614-apra-holds-3-serviceability-buffer'>APRA holds 3% serviceability buffer - Mortgage Business</a><br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/15129264-life-update-finance-challenges.mp3" length="15413815" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15129264</guid>
    <pubDate>Thu, 30 May 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1281</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interview with Dr Urszula Carr (NHS to Australia, Life Coaching)</itunes:title>
    <title>Interview with Dr Urszula Carr (NHS to Australia, Life Coaching)</title>
    <itunes:summary><![CDATA[In this episode we chat with Dr Urzula Carr, histopathologist, and life coach. We discuss journey from Poland to UK, working in the NHS, and then life in Australia. We talk about some property wins including granny flat/studio, feasibility studies for property development. Finally we discuss her journey, how life coaching and self development helped her through some dark times, and how she intends to help doctors with burnout.  Resources/links: Find out more about Urszula at: Home - MedicRevi...]]></itunes:summary>
    <description><![CDATA[<p>In this episode we chat with Dr Urzula Carr, histopathologist, and life coach.<br/>We discuss journey from Poland to UK, working in the NHS, and then life in Australia.<br/>We talk about some property wins including granny flat/studio, feasibility studies for property development.<br/>Finally we discuss her journey, how life coaching and self development helped her through some dark times, and how she intends to help doctors with burnout.<br/><br/>Resources/links:<br/>Find out more about Urszula at: <a href='https://medicrevive.com/'>Home - MedicRevive</a><br/>Another UK NHS doctor journey to Australia:<a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13679646-nhs-to-australia-turning-500-into-500-000-dr-suresh-meatmedic'>NHS to Australia, turning $500 into $500,000 (Dr Suresh, Meatmedic)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode we chat with Dr Urzula Carr, histopathologist, and life coach.<br/>We discuss journey from Poland to UK, working in the NHS, and then life in Australia.<br/>We talk about some property wins including granny flat/studio, feasibility studies for property development.<br/>Finally we discuss her journey, how life coaching and self development helped her through some dark times, and how she intends to help doctors with burnout.<br/><br/>Resources/links:<br/>Find out more about Urszula at: <a href='https://medicrevive.com/'>Home - MedicRevive</a><br/>Another UK NHS doctor journey to Australia:<a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13679646-nhs-to-australia-turning-500-into-500-000-dr-suresh-meatmedic'>NHS to Australia, turning $500 into $500,000 (Dr Suresh, Meatmedic)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14990218</guid>
    <pubDate>Thu, 16 May 2024 05:00:00 +1000</pubDate>
    <itunes:duration>2089</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>GPs no longer bulk bill?</itunes:title>
    <title>GPs no longer bulk bill?</title>
    <itunes:summary><![CDATA[Why the trend is from bulkbilling to mixed/private billing? The Medicare rebate freeze, and effects on general practice sustainability.  The rising costs of running a small business. Steps doctors and practices can implement to transition to private billing: 1. meeting to discuss 2.advertise in advance- notice to patients 3. train reception staff, implement processes.  Info for patients/community members- why is there a gap: Fees Gap Poster.pdf (ama.com.au)  Other resources/links: Private Bil...]]></itunes:summary>
    <description><![CDATA[<p>Why the trend is from bulkbilling to mixed/private billing?<br/>The Medicare rebate freeze, and effects on general practice sustainability. <br/>The rising costs of running a small business.<br/>Steps doctors and practices can implement to transition to private billing:<br/>1. meeting to discuss<br/>2.advertise in advance- notice to patients<br/>3. train reception staff, implement processes.<br/><br/>Info for patients/community members- why is there a gap:<br/><a href='https://ama.com.au/sites/default/files/documents/Fees%20Gap%20Poster.pdf'>Fees Gap Poster.pdf (ama.com.au)</a><br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13763190-private-billing-gp-interview-with-the-meat-medic'>Private Billing GP (Interview with the Meat Medic)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Why the trend is from bulkbilling to mixed/private billing?<br/>The Medicare rebate freeze, and effects on general practice sustainability. <br/>The rising costs of running a small business.<br/>Steps doctors and practices can implement to transition to private billing:<br/>1. meeting to discuss<br/>2.advertise in advance- notice to patients<br/>3. train reception staff, implement processes.<br/><br/>Info for patients/community members- why is there a gap:<br/><a href='https://ama.com.au/sites/default/files/documents/Fees%20Gap%20Poster.pdf'>Fees Gap Poster.pdf (ama.com.au)</a><br/><br/>Other resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13763190-private-billing-gp-interview-with-the-meat-medic'>Private Billing GP (Interview with the Meat Medic)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14990065-gps-no-longer-bulk-bill.mp3" length="9127483" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14990065</guid>
    <pubDate>Thu, 02 May 2024 05:00:00 +1000</pubDate>
    <itunes:duration>757</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Richard Bharata (Perth boom, and 2024 predictions)</itunes:title>
    <title>Richard Bharata (Perth boom, and 2024 predictions)</title>
    <itunes:summary><![CDATA[We have back on the show Richard Bharata, property investor and buyers agent. We catchup on what's happened in the last 12 months, some recent cracker deals. Also he shares some common investor mistakes, and also some tips for interstate investing. Finally we discuss Perth property market, and also predictions for what areas and price points will do well.  Check out Richard at: iProperty Finder – Australia Wide Buyers Agent Resources/links: Capital Growth vs Cashflow (Richard Bharata) Another...]]></itunes:summary>
    <description><![CDATA[<p>We have back on the show Richard Bharata, property investor and buyers agent. We catchup on what&apos;s happened in the last 12 months, some recent cracker deals. Also he shares some common investor mistakes, and also some tips for interstate investing. Finally we discuss Perth property market, and also predictions for what areas and price points will do well.<br/><br/>Check out Richard at: <a href='https://ipropertyfinder.com.au/'>iProperty Finder – Australia Wide Buyers Agent</a><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata'>Capital Growth vs Cashflow (Richard Bharata)</a><br/>Another episode on Perth market:<a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15224318-perth-buyers-agent-david-hall-interview-part-1'>Perth buyers agent (David Hall Interview Part 1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>We have back on the show Richard Bharata, property investor and buyers agent. We catchup on what&apos;s happened in the last 12 months, some recent cracker deals. Also he shares some common investor mistakes, and also some tips for interstate investing. Finally we discuss Perth property market, and also predictions for what areas and price points will do well.<br/><br/>Check out Richard at: <a href='https://ipropertyfinder.com.au/'>iProperty Finder – Australia Wide Buyers Agent</a><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata'>Capital Growth vs Cashflow (Richard Bharata)</a><br/>Another episode on Perth market:<a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15224318-perth-buyers-agent-david-hall-interview-part-1'>Perth buyers agent (David Hall Interview Part 1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14635581-richard-bharata-perth-boom-and-2024-predictions.mp3" length="22322445" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14635581</guid>
    <pubDate>Thu, 18 Apr 2024 05:00:00 +1000</pubDate>
    <itunes:duration>1857</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying Home vs Investment property</itunes:title>
    <title>Buying Home vs Investment property</title>
    <itunes:summary><![CDATA[Age old question, buying own home vs investment property? And which one first? Where rentvesting sits in the picture? It is a personal question, however in this episode I explore some things you may have not considered before.  Resources/links: Property Investing for Doctors Buying my first property at 23 years old Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a doctor or dentist interested in property investing...]]></itunes:summary>
    <description><![CDATA[<p>Age old question, buying own home vs investment property? And which one first?<br/>Where rentvesting sits in the picture?<br/>It is a personal question, however in this episode I explore some things you may have not considered before.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Age old question, buying own home vs investment property? And which one first?<br/>Where rentvesting sits in the picture?<br/>It is a personal question, however in this episode I explore some things you may have not considered before.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14597423-buying-home-vs-investment-property.mp3" length="7656748" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14597423</guid>
    <pubDate>Thu, 04 Apr 2024 05:00:00 +1100</pubDate>
    <itunes:duration>635</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Holidays (and Why Points Hacking is a Trap)</itunes:title>
    <title>Holidays (and Why Points Hacking is a Trap)</title>
    <itunes:summary><![CDATA[Holidays and taking timeout is important for doctors. How to optimise this, and how it can help you be a better doctor. Also I talk about my (controversial opinion) on points hacking, and some hidden dangers.  Other resources/reference: Why Physician Vacation Time is Vital | JAMA Career Center (jamanetwork.com) Historic change to Declaration of Geneva | Australian Medical Association (ama.com.au) Choosing a credit card - Moneysmart.gov.au How Credit Card Rewards Devaluations Can Eat Into Your...]]></itunes:summary>
    <description><![CDATA[<p>Holidays and taking timeout is important for doctors. How to optimise this, and how it can help you be a better doctor.<br/>Also I talk about my (controversial opinion) on points hacking, and some hidden dangers.<br/><br/>Other resources/reference:<br/><a href='https://careers.jamanetwork.com/article/why-physician-vacation-time-is-vital'>Why Physician Vacation Time is Vital | JAMA Career Center (jamanetwork.com)</a><br/><a href='https://www.ama.com.au/gp-network-news/historic-change-declaration-geneva'>Historic change to Declaration of Geneva | Australian Medical Association (ama.com.au)</a><br/><a href='https://moneysmart.gov.au/credit-cards/choosing-a-credit-card'>Choosing a credit card - Moneysmart.gov.au</a><br/><a href='https://www.fool.com/the-ascent/credit-cards/articles/how-credit-card-rewards-devaluations-can-eat-into-your-rewards/'>How Credit Card Rewards Devaluations Can Eat Into Your Rewards (fool.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13626147-self-care-as-a-doctor'>Self-Care as a Doctor</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Holidays and taking timeout is important for doctors. How to optimise this, and how it can help you be a better doctor.<br/>Also I talk about my (controversial opinion) on points hacking, and some hidden dangers.<br/><br/>Other resources/reference:<br/><a href='https://careers.jamanetwork.com/article/why-physician-vacation-time-is-vital'>Why Physician Vacation Time is Vital | JAMA Career Center (jamanetwork.com)</a><br/><a href='https://www.ama.com.au/gp-network-news/historic-change-declaration-geneva'>Historic change to Declaration of Geneva | Australian Medical Association (ama.com.au)</a><br/><a href='https://moneysmart.gov.au/credit-cards/choosing-a-credit-card'>Choosing a credit card - Moneysmart.gov.au</a><br/><a href='https://www.fool.com/the-ascent/credit-cards/articles/how-credit-card-rewards-devaluations-can-eat-into-your-rewards/'>How Credit Card Rewards Devaluations Can Eat Into Your Rewards (fool.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13626147-self-care-as-a-doctor'>Self-Care as a Doctor</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14585156</guid>
    <pubDate>Thu, 21 Mar 2024 05:00:00 +1100</pubDate>
    <itunes:duration>1253</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Index Funds and ETF</itunes:title>
    <title>Index Funds and ETF</title>
    <itunes:summary><![CDATA[In this episode, we explore basics behind index funds and ETFs- rising popularity over last few decades. Also, how it stacks up against active/managed funds. As always, please note this is general information, and not personalised financial advice.  Resources/links: What Are Index Funds, and How Do They Work? (investopedia.com)   Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a doctor or dentist interested in pro...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we explore basics behind index funds and ETFs- rising popularity over last few decades. Also, how it stacks up against active/managed funds.<br/>As always, please note this is general information, and not personalised financial advice.<br/><br/>Resources/links:<br/><a href='https://www.investopedia.com/terms/i/indexfund.asp'>What Are Index Funds, and How Do They Work? (investopedia.com)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we explore basics behind index funds and ETFs- rising popularity over last few decades. Also, how it stacks up against active/managed funds.<br/>As always, please note this is general information, and not personalised financial advice.<br/><br/>Resources/links:<br/><a href='https://www.investopedia.com/terms/i/indexfund.asp'>What Are Index Funds, and How Do They Work? (investopedia.com)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14470980</guid>
    <pubDate>Thu, 07 Mar 2024 05:00:00 +1100</pubDate>
    <itunes:duration>516</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Profiting from Market Cycles</itunes:title>
    <title>Profiting from Market Cycles</title>
    <itunes:summary><![CDATA[Theres a common saying "Its time in the market, not timing the market". I believe long term horizon for investing is important, however timing entry into a market is also important- to get early wins, to give some confidence; also to avoid buying at a peak and experience big falls. In this episode, I talk about market cycles, presidential cycle, property clock, and much more.  Resources/links: Market Cycles: The Key to Maximum Returns (investopedia.com) Month in Review - Herron Todd White (ht...]]></itunes:summary>
    <description><![CDATA[<p>Theres a common saying &quot;Its time in the market, not timing the market&quot;. I believe long term horizon for investing is important, however timing entry into a market is also important- to get early wins, to give some confidence; also to avoid buying at a peak and experience big falls.<br/>In this episode, I talk about market cycles, presidential cycle, property clock, and much more.<br/><br/>Resources/links:<br/><a href='https://www.investopedia.com/trading/market-cycles-key-maximum-returns/'>Market Cycles: The Key to Maximum Returns (investopedia.com)</a><br/><a href='https://htw.com.au/month-in-review/'>Month in Review - Herron Todd White (htw.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Theres a common saying &quot;Its time in the market, not timing the market&quot;. I believe long term horizon for investing is important, however timing entry into a market is also important- to get early wins, to give some confidence; also to avoid buying at a peak and experience big falls.<br/>In this episode, I talk about market cycles, presidential cycle, property clock, and much more.<br/><br/>Resources/links:<br/><a href='https://www.investopedia.com/trading/market-cycles-key-maximum-returns/'>Market Cycles: The Key to Maximum Returns (investopedia.com)</a><br/><a href='https://htw.com.au/month-in-review/'>Month in Review - Herron Todd White (htw.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14470963-profiting-from-market-cycles.mp3" length="9357307" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14470963</guid>
    <pubDate>Thu, 22 Feb 2024 05:00:00 +1100</pubDate>
    <itunes:duration>776</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Doctors and AI (Interview with Claire, ScriptAI)</itunes:title>
    <title>Doctors and AI (Interview with Claire, ScriptAI)</title>
    <itunes:summary><![CDATA[In this episode, I interview Claire Lim, medical student and co-founder of ScriptAI, an artificial intelligence tool to help doctors write notes. We discuss her entrepreneurial journey, including sourdough, Electronic Medical Records and AI tools.  Importance of pivoting, and creating solutions for challenges in everyday life and clinical medicine.  Resources/links: Check out ScriptAI-scriptai.co Side hustles as a doctor (Revisited)    Music Credit: Bass Nation. New episode every fortnig...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, I interview Claire Lim, medical student and co-founder of ScriptAI, an artificial intelligence tool to help doctors write notes. We discuss her entrepreneurial journey, including sourdough, Electronic Medical Records and AI tools.  Importance of pivoting, and creating solutions for challenges in everyday life and clinical medicine.<br/><br/>Resources/links:<br/>Check out ScriptAI-<a href='https://www.scriptai.co/'>scriptai.co</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15460841-side-hustles-as-a-doctor-revisited'>Side hustles as a doctor (Revisited)</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, I interview Claire Lim, medical student and co-founder of ScriptAI, an artificial intelligence tool to help doctors write notes. We discuss her entrepreneurial journey, including sourdough, Electronic Medical Records and AI tools.  Importance of pivoting, and creating solutions for challenges in everyday life and clinical medicine.<br/><br/>Resources/links:<br/>Check out ScriptAI-<a href='https://www.scriptai.co/'>scriptai.co</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15460841-side-hustles-as-a-doctor-revisited'>Side hustles as a doctor (Revisited)</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14456910-doctors-and-ai-interview-with-claire-scriptai.mp3" length="16710399" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14456910</guid>
    <pubDate>Thu, 08 Feb 2024 05:00:00 +1100</pubDate>
    <itunes:duration>1389</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>34</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Insights from Eamon Murray (Locum Agent Australia)</itunes:title>
    <title>Insights from Eamon Murray (Locum Agent Australia)</title>
    <itunes:summary><![CDATA[In this episode, I chat with Eamon, a medical recruiter looking after locum doctors all around Australia. We start by discussing the motivations and benefits for locum doctors, then explore some challenges/pitfalls that can happen- sudden cancellations, doublebooking, job not accurately advertised. We touch on some challenges facing rural healthcare in Australia, and I ask about what makes some doctors quit locuming, and what makes some rural hospitals excel in attracting regular returning do...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, I chat with Eamon, a medical recruiter looking after locum doctors all around Australia. We start by discussing the motivations and benefits for locum doctors, then explore some challenges/pitfalls that can happen- sudden cancellations, doublebooking, job not accurately advertised.<br/>We touch on some challenges facing rural healthcare in Australia, and I ask about what makes some doctors quit locuming, and what makes some rural hospitals excel in attracting regular returning doctors.<br/><br/>Connect with Eamon- <a href='https://www.linkedin.com/in/eamon-murray-mrcsa-a6b170117/'>(Eamon Murray (MRCSA) | LinkedIn</a><br/><br/>Other resources/interesting articles:<br/><a href='https://www.ama.com.au/media/five-point-plan-build-rural-medical-workforce'>Five-Point Plan to Build Rural Medical Workforce | Australian Medical Association (ama.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, I chat with Eamon, a medical recruiter looking after locum doctors all around Australia. We start by discussing the motivations and benefits for locum doctors, then explore some challenges/pitfalls that can happen- sudden cancellations, doublebooking, job not accurately advertised.<br/>We touch on some challenges facing rural healthcare in Australia, and I ask about what makes some doctors quit locuming, and what makes some rural hospitals excel in attracting regular returning doctors.<br/><br/>Connect with Eamon- <a href='https://www.linkedin.com/in/eamon-murray-mrcsa-a6b170117/'>(Eamon Murray (MRCSA) | LinkedIn</a><br/><br/>Other resources/interesting articles:<br/><a href='https://www.ama.com.au/media/five-point-plan-build-rural-medical-workforce'>Five-Point Plan to Build Rural Medical Workforce | Australian Medical Association (ama.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14360024-insights-from-eamon-murray-locum-agent-australia.mp3" length="36737894" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14360024</guid>
    <pubDate>Thu, 25 Jan 2024 05:00:00 +1100</pubDate>
    <itunes:duration>3058</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Personal Finances for Doctors</itunes:title>
    <title>Personal Finances for Doctors</title>
    <itunes:summary><![CDATA[How can busy doctors set up their personal finances to maximize chance of success? Todays episode, I share 5 steps that you can take to simplify your finances. 1. Assess your current situation 2. Set a compelling goal 3. Develop habits (track spending, regular self-education, monitor savings rate) 4.Action plan 5. Reassess/re-evaluate  Resources/links:  Some “Thing” to Talk About? Differential Story Utility From Experiential and Material Purchases - Amit Kumar, Thomas Gilovich, 2015 (sag...]]></itunes:summary>
    <description><![CDATA[<p><b>How can busy doctors set up their personal finances to maximize chance of success?<br/></b>Todays episode, I share 5 steps that you can take to simplify your finances.<br/>1. Assess your current situation<br/>2. Set a compelling goal<br/>3. Develop habits (track spending, regular self-education, monitor savings rate)<br/>4.Action plan<br/>5. Reassess/re-evaluate<br/><br/>Resources/links:<b><br/></b> <a href='https://journals.sagepub.com/doi/10.1177/0146167215594591'>Some “Thing” to Talk About? Differential Story Utility From Experiential and Material Purchases - Amit Kumar, Thomas Gilovich, 2015 (sagepub.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors'>Tax for doctors</a></p><p><b><br/></b><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p><b>How can busy doctors set up their personal finances to maximize chance of success?<br/></b>Todays episode, I share 5 steps that you can take to simplify your finances.<br/>1. Assess your current situation<br/>2. Set a compelling goal<br/>3. Develop habits (track spending, regular self-education, monitor savings rate)<br/>4.Action plan<br/>5. Reassess/re-evaluate<br/><br/>Resources/links:<b><br/></b> <a href='https://journals.sagepub.com/doi/10.1177/0146167215594591'>Some “Thing” to Talk About? Differential Story Utility From Experiential and Material Purchases - Amit Kumar, Thomas Gilovich, 2015 (sagepub.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors'>Tax for doctors</a></p><p><b><br/></b><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/14284734-personal-finances-for-doctors.mp3" length="12123990" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14284734</guid>
    <pubDate>Thu, 11 Jan 2024 05:00:00 +1100</pubDate>
    <itunes:duration>1007</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>32</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Predictions for 2024 (Property, Healthcare trends)</itunes:title>
    <title>Predictions for 2024 (Property, Healthcare trends)</title>
    <itunes:summary><![CDATA[Today, we review what property prices did in 2023, and what factors are shaping the Australian property market for 2024.  I also discuss some key announcements from the 2023-2024 Budget regarding healthcare, and discuss trends with General Practice, healthcare spending, and private health insurance.  Resources/links: Will house prices go up in 2023? The answer largely depends on interest rates - ABC News 20.11.23 Housing Boom and Bust report 2024.pdf (sqmresearch.com.au) RACGP - Government’s ...]]></itunes:summary>
    <description><![CDATA[<p>Today, we review what property prices did in 2023, and what factors are shaping the Australian property market for 2024. <br/>I also discuss some key announcements from the 2023-2024 Budget regarding healthcare, and discuss trends with General Practice, healthcare spending, and private health insurance.<br/><br/>Resources/links:<br/><a href='https://www.abc.net.au/news/2022-11-29/house-prices-to-rise-if-conditions-favourable/101705690'>Will house prices go up in 2023? The answer largely depends on interest rates - ABC News</a><br/><a href='https://sqmresearch.com.au/uploads/20.11.23%20Housing%20Boom%20and%20Bust%20report%202024.pdf'>20.11.23 Housing Boom and Bust report 2024.pdf (sqmresearch.com.au)</a><br/><a href='https://www1.racgp.org.au/newsgp/professional/government-s-key-medicare-budget-measures-kick-in'>RACGP - Government’s key Medicare Budget measures kick in</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we review what property prices did in 2023, and what factors are shaping the Australian property market for 2024. <br/>I also discuss some key announcements from the 2023-2024 Budget regarding healthcare, and discuss trends with General Practice, healthcare spending, and private health insurance.<br/><br/>Resources/links:<br/><a href='https://www.abc.net.au/news/2022-11-29/house-prices-to-rise-if-conditions-favourable/101705690'>Will house prices go up in 2023? The answer largely depends on interest rates - ABC News</a><br/><a href='https://sqmresearch.com.au/uploads/20.11.23%20Housing%20Boom%20and%20Bust%20report%202024.pdf'>20.11.23 Housing Boom and Bust report 2024.pdf (sqmresearch.com.au)</a><br/><a href='https://www1.racgp.org.au/newsgp/professional/government-s-key-medicare-budget-measures-kick-in'>RACGP - Government’s key Medicare Budget measures kick in</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14204503</guid>
    <pubDate>Thu, 28 Dec 2023 05:00:00 +1100</pubDate>
    <itunes:duration>1254</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Tips for Sydney Property Market (Dan Sofo, Buyers Agent)</itunes:title>
    <title>Tips for Sydney Property Market (Dan Sofo, Buyers Agent)</title>
    <itunes:summary><![CDATA[Today we chat with Dan Sofo, Sydney buyers agent who covers bluechip areas such as the highly desired Eastern suburbs. We cover his journey from hospitality to real estate, his investing philosophy. Stay tuned to learn some tips on property negotiation.  -long hours, and managing 70 staff in hospitality business -importance of assets outside of business -solving problems as a buyers agent -Dan's own portfolio, and investing philosophy -outside of Sydney, where in Australia he is seeing value?...]]></itunes:summary>
    <description><![CDATA[<p>Today we chat with Dan Sofo, Sydney buyers agent who covers bluechip areas such as the highly desired Eastern suburbs. We cover his journey from hospitality to real estate, his investing philosophy. Stay tuned to learn some tips on property negotiation.<br/><br/>-long hours, and managing 70 staff in hospitality business<br/>-importance of assets outside of business<br/>-solving problems as a buyers agent<br/>-Dan&apos;s own portfolio, and investing philosophy<br/>-outside of Sydney, where in Australia he is seeing value?<br/>-3 constraints of supply: geography, heritage, planning<br/>-storytime: excellent purchase (where essentially got the dwelling for free!)<br/>-tips on property negotiation<br/>-Dan&apos;s plans for the future<br/><br/>Resources/links:<br/>connect with Dan Sofo - <a href='https://www.unicornbuyersagents.com.au/'>Buyers Agent Sydney I Buy Better, Buy Faster With Agent Dan Sofo (unicornbuyersagents.com.au)</a><br/>My own property journey- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we chat with Dan Sofo, Sydney buyers agent who covers bluechip areas such as the highly desired Eastern suburbs. We cover his journey from hospitality to real estate, his investing philosophy. Stay tuned to learn some tips on property negotiation.<br/><br/>-long hours, and managing 70 staff in hospitality business<br/>-importance of assets outside of business<br/>-solving problems as a buyers agent<br/>-Dan&apos;s own portfolio, and investing philosophy<br/>-outside of Sydney, where in Australia he is seeing value?<br/>-3 constraints of supply: geography, heritage, planning<br/>-storytime: excellent purchase (where essentially got the dwelling for free!)<br/>-tips on property negotiation<br/>-Dan&apos;s plans for the future<br/><br/>Resources/links:<br/>connect with Dan Sofo - <a href='https://www.unicornbuyersagents.com.au/'>Buyers Agent Sydney I Buy Better, Buy Faster With Agent Dan Sofo (unicornbuyersagents.com.au)</a><br/>My own property journey- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13966252</guid>
    <pubDate>Thu, 14 Dec 2023 05:00:00 +1100</pubDate>
    <itunes:duration>2328</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>20 Must Ask Questions for Every Property Investor (Margaret Lomas)</itunes:title>
    <title>20 Must Ask Questions for Every Property Investor (Margaret Lomas)</title>
    <itunes:summary><![CDATA[Margaret Lomas is a recognised Australian property expert, and the best-selling author of nine property investment books, including 20 Must Ask Questions for Every Property Investor.  Dr Dan shares his thoughts, and some key takeaways: 1. Identifying tomorrow's blue chip areas can boost your returns. 2. Appealing to families is important- owner occupiers tend to drive capital growth. 3. Avoid small towns, especially if centred around 1 industry 4. Do your due diligence.  Links/resources: The ...]]></itunes:summary>
    <description><![CDATA[<p>Margaret Lomas is a recognised Australian property expert, and the best-selling author of nine property investment books, including 20 Must Ask Questions for Every Property Investor.<br/><br/>Dr Dan shares his thoughts, and some key takeaways:<br/>1. Identifying tomorrow&apos;s blue chip areas can boost your returns.</p><p>2. Appealing to families is important- owner occupiers tend to drive capital growth.</p><p>3. Avoid small towns, especially if centred around 1 industry</p><p>4. Do your due diligence.</p><p><br/>Links/resources:<br/><a href='https://www.urban.com.au/expert-insights/investing/the-20-questions-to-ask-before-you-buy-an-investment-property-margaret-lomas'>The 20 questions to ask before you buy an investment prop... (urban.com.au)</a><br/><a href='https://books.google.com.au/books/about/20_Must_Ask_Questions_for_Every_Property.html?id=AqpaEAAAQBAJ&amp;source=kp_book_description&amp;redir_esc=y'>20 Must Ask Questions for Every Property Investor - Margaret Lomas - Google Books</a><br/>Another book review: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13376845-happy-money-ken-honda-book-review'>Happy Money (Ken Honda book review)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Margaret Lomas is a recognised Australian property expert, and the best-selling author of nine property investment books, including 20 Must Ask Questions for Every Property Investor.<br/><br/>Dr Dan shares his thoughts, and some key takeaways:<br/>1. Identifying tomorrow&apos;s blue chip areas can boost your returns.</p><p>2. Appealing to families is important- owner occupiers tend to drive capital growth.</p><p>3. Avoid small towns, especially if centred around 1 industry</p><p>4. Do your due diligence.</p><p><br/>Links/resources:<br/><a href='https://www.urban.com.au/expert-insights/investing/the-20-questions-to-ask-before-you-buy-an-investment-property-margaret-lomas'>The 20 questions to ask before you buy an investment prop... (urban.com.au)</a><br/><a href='https://books.google.com.au/books/about/20_Must_Ask_Questions_for_Every_Property.html?id=AqpaEAAAQBAJ&amp;source=kp_book_description&amp;redir_esc=y'>20 Must Ask Questions for Every Property Investor - Margaret Lomas - Google Books</a><br/>Another book review: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13376845-happy-money-ken-honda-book-review'>Happy Money (Ken Honda book review)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13965218</guid>
    <pubDate>Thu, 30 Nov 2023 05:00:00 +1100</pubDate>
    <itunes:duration>908</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>29</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Steve Palise- Commercial Property Myths</itunes:title>
    <title>Steve Palise- Commercial Property Myths</title>
    <itunes:summary><![CDATA[Awesome interview with Steve Palise, commercial buyers agent. Some highlights: •first property purchase going from 230k to 330k in 1 year! •making the switch from residential to commercial •myths around capital growth of commercial •how you can get into commercial from as low as 150k purchase price •doctors often setting unrealistic passive income goals •pros and cons of Commercial  Listen to the end, to find out how to get Steve's book for free!  Resources/links: paliseproperty.com Listen to...]]></itunes:summary>
    <description><![CDATA[<p>Awesome interview with Steve Palise, commercial buyers agent.<br/>Some highlights:<br/>•first property purchase going from 230k to 330k in 1 year!<br/>•making the switch from residential to commercial<br/>•myths around capital growth of commercial<br/>•how you can get into commercial from as low as 150k purchase price<br/>•doctors often setting unrealistic passive income goals<br/>•pros and cons of Commercial<br/><br/>Listen to the end, to find out how to get Steve&apos;s book for free!<br/><br/>Resources/links:<br/>paliseproperty.com<br/>Listen to a doctor who has used Steve Palise: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15539006-dr-anna-pham-s-property-journey'>Dr Anna Pham&apos;s Property Journey</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Awesome interview with Steve Palise, commercial buyers agent.<br/>Some highlights:<br/>•first property purchase going from 230k to 330k in 1 year!<br/>•making the switch from residential to commercial<br/>•myths around capital growth of commercial<br/>•how you can get into commercial from as low as 150k purchase price<br/>•doctors often setting unrealistic passive income goals<br/>•pros and cons of Commercial<br/><br/>Listen to the end, to find out how to get Steve&apos;s book for free!<br/><br/>Resources/links:<br/>paliseproperty.com<br/>Listen to a doctor who has used Steve Palise: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15539006-dr-anna-pham-s-property-journey'>Dr Anna Pham&apos;s Property Journey</a><br/><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13929497</guid>
    <pubDate>Thu, 16 Nov 2023 05:00:00 +1100</pubDate>
    <itunes:duration>2760</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Why Doctors Don&#39;t Get Rich</itunes:title>
    <title>Why Doctors Don&#39;t Get Rich</title>
    <itunes:summary><![CDATA[Common scenario- household with 1 or 2 doctors,  high incomes but high expenses:  mortgage, insurance, CPD, private school fees for kids, some holidays, etc. And of course, most doctors don't earn the big money until their 30s (or even later), whilst other professions would have had a head start earning and investing in their 20s.  In this episode, I explore why some doctors are not as financially well off as they could be. Then I explore the opposite: how doctors CAN get rich.  Res...]]></itunes:summary>
    <description><![CDATA[<p>Common scenario- household with 1 or 2 doctors,  high incomes but high expenses:  mortgage, insurance, CPD, private school fees for kids, some holidays, etc. And of course, most doctors don&apos;t earn the big money until their 30s (or even later), whilst other professions would have had a head start earning and investing in their 20s.<br/><br/>In this episode, I explore why some doctors are not as financially well off as they could be. Then I explore the opposite: how doctors CAN get rich.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Common scenario- household with 1 or 2 doctors,  high incomes but high expenses:  mortgage, insurance, CPD, private school fees for kids, some holidays, etc. And of course, most doctors don&apos;t earn the big money until their 30s (or even later), whilst other professions would have had a head start earning and investing in their 20s.<br/><br/>In this episode, I explore why some doctors are not as financially well off as they could be. Then I explore the opposite: how doctors CAN get rich.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13763232-why-doctors-don-t-get-rich.mp3" length="11487641" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13763232</guid>
    <pubDate>Thu, 02 Nov 2023 05:00:00 +1100</pubDate>
    <itunes:duration>954</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>27</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Private Billing GP (Interview with the Meat Medic)</itunes:title>
    <title>Private Billing GP (Interview with the Meat Medic)</title>
    <itunes:summary><![CDATA[Controversial topic: GPs in Australia switching to private billing. In this continued interview with Dr Suresh Khirwadkar, he shares:  • why more doctors are moving away from bulkbilling • benefits in private billing •fears around drop in patient numbers •social media! sharing about carnivore diet, growing his Youtube channel and podcast  Resources/links: Find more about what Dr Suresh is up to at: The Meat Medic A new report shows almost 65 per cent of GPs no longer offer bulk billing to pat...]]></itunes:summary>
    <description><![CDATA[<p>Controversial topic: GPs in Australia switching to private billing. In this continued interview with Dr Suresh Khirwadkar, he shares: <br/>• why more doctors are moving away from bulkbilling<br/>• benefits in private billing<br/>•fears around drop in patient numbers<br/>•social media! sharing about carnivore diet, growing his Youtube channel and podcast<br/><br/>Resources/links:<br/>Find more about what Dr Suresh is up to at: <a href='https://themeatmedic.com/'>The Meat Medic</a><br/><a href='https://www.skynews.com.au/australia-news/a-deeply-concerning-report-shows-almost-65-per-cent-of-gps-no-longer-offer-bulk-billing-to-patients/news-story/ac67d58b7b8907c6c4241b6cb43be53a'>A new report shows almost 65 per cent of GPs no longer offer bulk billing to patients | Sky News Australia</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Controversial topic: GPs in Australia switching to private billing. In this continued interview with Dr Suresh Khirwadkar, he shares: <br/>• why more doctors are moving away from bulkbilling<br/>• benefits in private billing<br/>•fears around drop in patient numbers<br/>•social media! sharing about carnivore diet, growing his Youtube channel and podcast<br/><br/>Resources/links:<br/>Find more about what Dr Suresh is up to at: <a href='https://themeatmedic.com/'>The Meat Medic</a><br/><a href='https://www.skynews.com.au/australia-news/a-deeply-concerning-report-shows-almost-65-per-cent-of-gps-no-longer-offer-bulk-billing-to-patients/news-story/ac67d58b7b8907c6c4241b6cb43be53a'>A new report shows almost 65 per cent of GPs no longer offer bulk billing to patients | Sky News Australia</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia'>7 Side Hustle ideas for doctor (Locum Australia)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13763190-private-billing-gp-interview-with-the-meat-medic.mp3" length="29851054" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13763190</guid>
    <pubDate>Thu, 19 Oct 2023 05:00:00 +1100</pubDate>
    <itunes:duration>2484</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NHS to Australia, turning $500 into $500,000 (Dr Suresh, Meatmedic)</itunes:title>
    <title>NHS to Australia, turning $500 into $500,000 (Dr Suresh, Meatmedic)</title>
    <itunes:summary><![CDATA[Today Dr Suresh Khirwadkar shares his journey, from NHS in the UK, to working as a GP in Australia. We talk about how money lessons in childhood influence him today, turning $500 into $500,000 with a timely property decision, and then the challenges associated with constructing a house in post-COVID and higher interest rate world.  Resources/links: The Meat Medic Passive Income with 2.5Million dollar portfolio (Dr JL part1) Music Credit: Bass Nation. New episode every fortnight. Send in your ...]]></itunes:summary>
    <description><![CDATA[<p>Today Dr Suresh Khirwadkar shares his journey, from NHS in the UK, to working as a GP in Australia.<br/>We talk about how money lessons in childhood influence him today, turning $500 into $500,000 with a timely property decision, and then the challenges associated with constructing a house in post-COVID and higher interest rate world.<br/><br/>Resources/links:<br/><a href='https://www.themeatmedic.com/'>The Meat Medic</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today Dr Suresh Khirwadkar shares his journey, from NHS in the UK, to working as a GP in Australia.<br/>We talk about how money lessons in childhood influence him today, turning $500 into $500,000 with a timely property decision, and then the challenges associated with constructing a house in post-COVID and higher interest rate world.<br/><br/>Resources/links:<br/><a href='https://www.themeatmedic.com/'>The Meat Medic</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13679646-nhs-to-australia-turning-500-into-500-000-dr-suresh-meatmedic.mp3" length="20758553" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13679646</guid>
    <pubDate>Thu, 05 Oct 2023 05:00:00 +1100</pubDate>
    <itunes:duration>1727</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>25</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Self-Care as a Doctor</itunes:title>
    <title>Self-Care as a Doctor</title>
    <itunes:summary><![CDATA[Doctors are trained to put patients first, but how often do they take a moment to look after themselves? From unpaid overtime, to working through lunchbreaks, to extracurricular commitments to boost CV... self-care is important to prevent burnout.  3 aspects of self-care I explore in this episode: physical, mental, financial.  Resources/links: Self-care-and-mental-health-resources-for-general-practitioners.PDF (racgp.org.au) Doctors Health Advisory Service https://doctorshealth.org.au/ Why Do...]]></itunes:summary>
    <description><![CDATA[<p>Doctors are trained to put patients first, but how often do they take a moment to look after themselves?<br/>From unpaid overtime, to working through lunchbreaks, to extracurricular commitments to boost CV... self-care is important to prevent burnout.<br/><br/>3 aspects of self-care I explore in this episode: physical, mental, financial.<br/><br/>Resources/links:<br/><a href='https://www.racgp.org.au/download/Documents/e-health/Self-care-and-mental-health-resources-for-general-practitioners.PDF'>Self-care-and-mental-health-resources-for-general-practitioners.PDF (racgp.org.au)</a><br/>Doctors Health Advisory Service <a href='https://doctorshealth.org.au/'>https://doctorshealth.org.au/</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Doctors are trained to put patients first, but how often do they take a moment to look after themselves?<br/>From unpaid overtime, to working through lunchbreaks, to extracurricular commitments to boost CV... self-care is important to prevent burnout.<br/><br/>3 aspects of self-care I explore in this episode: physical, mental, financial.<br/><br/>Resources/links:<br/><a href='https://www.racgp.org.au/download/Documents/e-health/Self-care-and-mental-health-resources-for-general-practitioners.PDF'>Self-care-and-mental-health-resources-for-general-practitioners.PDF (racgp.org.au)</a><br/>Doctors Health Advisory Service <a href='https://doctorshealth.org.au/'>https://doctorshealth.org.au/</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13626147-self-care-as-a-doctor.mp3" length="11632767" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13626147</guid>
    <pubDate>Thu, 21 Sep 2023 05:00:00 +1000</pubDate>
    <itunes:duration>966</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How to Value a Property</itunes:title>
    <title>How to Value a Property</title>
    <itunes:summary><![CDATA[Common question I’m often asked, is how do you determine how much to offer for a property? The agent has listed a price guide, but what is it actually worth?  Other topics covered: How to use comparable sales to your advantage. How to challenge a bank valuation. Mindset minute-  Risk comes from not knowing what you are doing.  Resources/links: How does a professional valuer assess what your property is worth? - OpenAgent Buying my first property at 23 years old Music Credit: Bass Nation....]]></itunes:summary>
    <description><![CDATA[<p>Common question I’m often asked, is how do you determine how much to offer for a property? The agent has listed a price guide, but what is it actually worth? <br/>Other topics covered:<br/>How to use comparable sales to your advantage.<br/>How to challenge a bank valuation.<br/>Mindset minute-  Risk comes from not knowing what you are doing.<br/><br/>Resources/links:<br/><a href='https://www.openagent.com.au/blog/how-does-a-professional-valuer-assess-what-your-property-is-worth'>How does a professional valuer assess what your property is worth? - OpenAgent</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Common question I’m often asked, is how do you determine how much to offer for a property? The agent has listed a price guide, but what is it actually worth? <br/>Other topics covered:<br/>How to use comparable sales to your advantage.<br/>How to challenge a bank valuation.<br/>Mindset minute-  Risk comes from not knowing what you are doing.<br/><br/>Resources/links:<br/><a href='https://www.openagent.com.au/blog/how-does-a-professional-valuer-assess-what-your-property-is-worth'>How does a professional valuer assess what your property is worth? - OpenAgent</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13409323-how-to-value-a-property.mp3" length="12819880" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13409323</guid>
    <pubDate>Thu, 07 Sep 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1065</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Rise of Borderless Property Investing</itunes:title>
    <title>Rise of Borderless Property Investing</title>
    <itunes:summary><![CDATA[Why is borderless investing on the rise? Investing interstate can mean professionals living in expensive cities, are able to get a foot on the property ladder. In this episode, I share experiences with investing in other cities,  factors to consider when choosing a suburb,  gentrification and a lot more.\  Resources/links: Can you predict which parts of Sydney will be next to gentrify? | Sydney | The Guardian Gentrification - Picking Suburbs Set to Shine - May 2020 (propertybuyer.co...]]></itunes:summary>
    <description><![CDATA[<p>Why is borderless investing on the rise?<br/>Investing interstate can mean professionals living in expensive cities, are able to get a foot on the property ladder.<br/>In this episode, I share experiences with investing in other cities,  factors to consider when choosing a suburb,  gentrification and a lot more.\<br/><br/>Resources/links:<br/><a href='https://www.theguardian.com/news/datablog/2023/feb/12/can-you-predict-which-parts-of-sydney-will-be-next-to-gentrify'>Can you predict which parts of Sydney will be next to gentrify? | Sydney | The Guardian</a><br/><a href='https://www.propertybuyer.com.au/blog/gentrification-picking-suburbs-set-to-shine-may-2020'>Gentrification - Picking Suburbs Set to Shine - May 2020 (propertybuyer.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Why is borderless investing on the rise?<br/>Investing interstate can mean professionals living in expensive cities, are able to get a foot on the property ladder.<br/>In this episode, I share experiences with investing in other cities,  factors to consider when choosing a suburb,  gentrification and a lot more.\<br/><br/>Resources/links:<br/><a href='https://www.theguardian.com/news/datablog/2023/feb/12/can-you-predict-which-parts-of-sydney-will-be-next-to-gentrify'>Can you predict which parts of Sydney will be next to gentrify? | Sydney | The Guardian</a><br/><a href='https://www.propertybuyer.com.au/blog/gentrification-picking-suburbs-set-to-shine-may-2020'>Gentrification - Picking Suburbs Set to Shine - May 2020 (propertybuyer.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13409297-rise-of-borderless-property-investing.mp3" length="14314217" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13409297</guid>
    <pubDate>Thu, 24 Aug 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1189</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>22</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Happy Money (Ken Honda book review)</itunes:title>
    <title>Happy Money (Ken Honda book review)</title>
    <itunes:summary><![CDATA[Why are so many doctors unhappy? Why do some always struggle with money, whilst other people seem to have money under control? Today we explore ‘Happy Money’and lessons learnt from this bestseller book.  Resources/links: Why are doctors so unhappy? - PMC (nih.gov) Happy Money: The Japanese Art of Making Peace with Your Money : Honda, Ken: Amazon.com.au: Books Another book review: 20 Must Ask Questions for Every Property Investor (Margaret Lomas) Music Credit: Bass Nation. New episode eve...]]></itunes:summary>
    <description><![CDATA[<p>Why are so many doctors unhappy? Why do some always struggle with money, whilst other people seem to have money under control? Today we explore ‘Happy Money’and lessons learnt from this bestseller book.<br/><br/>Resources/links:<br/><a href='https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1120219/'>Why are doctors so unhappy? - PMC (nih.gov)</a><br/><a href='https://www.amazon.com.au/Happy-Money-Japanese-Making-Peace/dp/1501188372'>Happy Money: The Japanese Art of Making Peace with Your Money : Honda, Ken: Amazon.com.au: Books</a><br/>Another book review: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13965218-20-must-ask-questions-for-every-property-investor-margaret-lomas'>20 Must Ask Questions for Every Property Investor (Margaret Lomas)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Why are so many doctors unhappy? Why do some always struggle with money, whilst other people seem to have money under control? Today we explore ‘Happy Money’and lessons learnt from this bestseller book.<br/><br/>Resources/links:<br/><a href='https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1120219/'>Why are doctors so unhappy? - PMC (nih.gov)</a><br/><a href='https://www.amazon.com.au/Happy-Money-Japanese-Making-Peace/dp/1501188372'>Happy Money: The Japanese Art of Making Peace with Your Money : Honda, Ken: Amazon.com.au: Books</a><br/>Another book review: <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13965218-20-must-ask-questions-for-every-property-investor-margaret-lomas'>20 Must Ask Questions for Every Property Investor (Margaret Lomas)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13376845-happy-money-ken-honda-book-review.mp3" length="9217200" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13376845</guid>
    <pubDate>Thu, 10 Aug 2023 05:00:00 +1000</pubDate>
    <itunes:duration>765</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interview with Property Investor Richard Bharata</itunes:title>
    <title>Interview with Property Investor Richard Bharata</title>
    <itunes:summary><![CDATA[6 properties in 18months!  Today I interview Richard Bharata, an investor who has turned his hobby into his own business, helping others purchase properties also. We talk about his professional background, his drive for passive income, and lessons he has learnt along the way.  Resources/links: Buyers Agency – Buyers Agency (ipropertyfinder.com.au) Richard's email- richard@ipropertyfinder.com.au Another chat with Richard- Capital Growth vs Cashflow (Richard Bharata) Passive Income with 2....]]></itunes:summary>
    <description><![CDATA[<p>6 properties in 18months! <br/>Today I interview Richard Bharata, an investor who has turned his hobby into his own business, helping others purchase properties also.<br/>We talk about his professional background, his drive for passive income, and lessons he has learnt along the way.<br/><br/>Resources/links:<br/><a href='https://ipropertyfinder.com.au/'>Buyers Agency – Buyers Agency (ipropertyfinder.com.au)</a><br/>Richard&apos;s email- <a href='mailto:richard@ipropertyfinder.com.au'>richard@ipropertyfinder.com.au</a><br/>Another chat with Richard- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata'>Capital Growth vs Cashflow (Richard Bharata)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>6 properties in 18months! <br/>Today I interview Richard Bharata, an investor who has turned his hobby into his own business, helping others purchase properties also.<br/>We talk about his professional background, his drive for passive income, and lessons he has learnt along the way.<br/><br/>Resources/links:<br/><a href='https://ipropertyfinder.com.au/'>Buyers Agency – Buyers Agency (ipropertyfinder.com.au)</a><br/>Richard&apos;s email- <a href='mailto:richard@ipropertyfinder.com.au'>richard@ipropertyfinder.com.au</a><br/>Another chat with Richard- <a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15628771-capital-growth-vs-cashflow-richard-bharata'>Capital Growth vs Cashflow (Richard Bharata)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13262272-interview-with-property-investor-richard-bharata.mp3" length="26085328" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13262272</guid>
    <pubDate>Thu, 27 Jul 2023 05:00:00 +1000</pubDate>
    <itunes:duration>2170</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Scarcity vs Abundance (Investor Mindset)</itunes:title>
    <title>Scarcity vs Abundance (Investor Mindset)</title>
    <itunes:summary><![CDATA[Scarcity vs Abundance mindset, this important concept influences our personal and financial life.  Often feelings of jealousy or inadequacy arise when we see a colleague, or even a stranger having more success than us. Another aspect of scarcity mindset is frugality, and saving at all costs, and this may be ingrained from an immigrant background. And finally, we touch on how doctors are trained in a scarcity mindset, and how to break free to reach financial abundance. Resources/links: 5 ...]]></itunes:summary>
    <description><![CDATA[<p>Scarcity vs Abundance mindset, this important concept influences our personal and financial life. <br/>Often feelings of jealousy or inadequacy arise when we see a colleague, or even a stranger having more success than us. Another aspect of scarcity mindset is frugality, and saving at all costs, and this may be ingrained from an immigrant background.<br/>And finally, we touch on how doctors are trained in a scarcity mindset, and how to break free to reach financial abundance.</p><p>Resources/links:<br/><a href='https://www.forbes.com/sites/carolinecastrillon/2020/07/12/5-ways-to-go-from-a-scarcity-to-abundance-mindset/?sh=639c51841197'>5 Ways To Go From A Scarcity To Abundance Mindset (forbes.com)</a><br/><a href='https://drrupawong.com/podcast/scarcity-mindset-in-medicine/'>Scarcity Mindset in Medicine - Dr. Rupa (drrupawong.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Scarcity vs Abundance mindset, this important concept influences our personal and financial life. <br/>Often feelings of jealousy or inadequacy arise when we see a colleague, or even a stranger having more success than us. Another aspect of scarcity mindset is frugality, and saving at all costs, and this may be ingrained from an immigrant background.<br/>And finally, we touch on how doctors are trained in a scarcity mindset, and how to break free to reach financial abundance.</p><p>Resources/links:<br/><a href='https://www.forbes.com/sites/carolinecastrillon/2020/07/12/5-ways-to-go-from-a-scarcity-to-abundance-mindset/?sh=639c51841197'>5 Ways To Go From A Scarcity To Abundance Mindset (forbes.com)</a><br/><a href='https://drrupawong.com/podcast/scarcity-mindset-in-medicine/'>Scarcity Mindset in Medicine - Dr. Rupa (drrupawong.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13087711-scarcity-vs-abundance-investor-mindset.mp3" length="12108025" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13087711</guid>
    <pubDate>Thu, 13 Jul 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1006</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interview with Anu (Locum Doctor Australia)</itunes:title>
    <title>Interview with Anu (Locum Doctor Australia)</title>
    <itunes:summary><![CDATA[Today, we interview Dr Anurag Ganugapati, an Emergency doctor based in Victoria, and founder of app StatDoctor. We discuss his journey into medicine, what experiences he has had in New Zealand and Australia. From Otago University, to busy ED departments in Victoria, to locum life. We also talk about his money backstory, and investing philosophy. Finally, Dr Anu shares his tips for medical students and junior doctors in regards to medical career, and how to earn 3-4 times more with locuming.  ...]]></itunes:summary>
    <description><![CDATA[<p>Today, we interview Dr Anurag Ganugapati, an Emergency doctor based in Victoria, and founder of app StatDoctor. We discuss his journey into medicine, what experiences he has had in New Zealand and Australia. From Otago University, to busy ED departments in Victoria, to locum life.<br/>We also talk about his money backstory, and investing philosophy.<br/>Finally, Dr Anu shares his tips for medical students and junior doctors in regards to medical career, and how to earn 3-4 times more with locuming.<br/><br/>Dr Anu:  anu@statdoctor.net<br/><br/>Video version of interview:<br/><a href='https://www.youtube.com/watch?v=WpERWmYJVeE'>How locum doctor beat burnout</a><br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15460841-side-hustles-as-a-doctor-revisited'>Side hustles as a doctor (Revisited)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16022532-doctor-and-entrepreneur-tom-lee-hopmedic-founder'>Doctor and Entrepreneur Tom Lee (Hopmedic founder)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we interview Dr Anurag Ganugapati, an Emergency doctor based in Victoria, and founder of app StatDoctor. We discuss his journey into medicine, what experiences he has had in New Zealand and Australia. From Otago University, to busy ED departments in Victoria, to locum life.<br/>We also talk about his money backstory, and investing philosophy.<br/>Finally, Dr Anu shares his tips for medical students and junior doctors in regards to medical career, and how to earn 3-4 times more with locuming.<br/><br/>Dr Anu:  anu@statdoctor.net<br/><br/>Video version of interview:<br/><a href='https://www.youtube.com/watch?v=WpERWmYJVeE'>How locum doctor beat burnout</a><br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15460841-side-hustles-as-a-doctor-revisited'>Side hustles as a doctor (Revisited)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16022532-doctor-and-entrepreneur-tom-lee-hopmedic-founder'>Doctor and Entrepreneur Tom Lee (Hopmedic founder)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia.mp3" length="20636279" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13081857</guid>
    <pubDate>Thu, 29 Jun 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1716</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying property process Australia (Contracts, Auctions, Settlement)</itunes:title>
    <title>Buying property process Australia (Contracts, Auctions, Settlement)</title>
    <itunes:summary><![CDATA[In this episode, we talk about what happens once you've found the property you wish to put an offer on. What steps need to happen to ensure a smooth settlement process. Topics covered include: auctions, building and pest inspection, cooling off period, gazumping. And then checklist for pre-settlement inspection (what to look out for). And finally, some differences between NSW, QLD, WA.  Resources/links: Buying property at an auction | NSW Fair Trading Pre-Settlement Inspection Checklist - rea...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we talk about what happens once you&apos;ve found the property you wish to put an offer on. What steps need to happen to ensure a smooth settlement process.<br/>Topics covered include: auctions, building and pest inspection, cooling off period, gazumping. And then checklist for pre-settlement inspection (what to look out for).<br/>And finally, some differences between NSW, QLD, WA.<br/><br/>Resources/links:<br/><a href='https://www.fairtrading.nsw.gov.au/housing-and-property/buying-and-selling-property/buying-a-property/buying-property-at-an-auction'>Buying property at an auction | NSW Fair Trading</a><br/><a href='https://www.realestate.com.au/advice/pre-settlement-inspection-checklist-our-complete-guide/'>Pre-Settlement Inspection Checklist - realestate.com.au</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we talk about what happens once you&apos;ve found the property you wish to put an offer on. What steps need to happen to ensure a smooth settlement process.<br/>Topics covered include: auctions, building and pest inspection, cooling off period, gazumping. And then checklist for pre-settlement inspection (what to look out for).<br/>And finally, some differences between NSW, QLD, WA.<br/><br/>Resources/links:<br/><a href='https://www.fairtrading.nsw.gov.au/housing-and-property/buying-and-selling-property/buying-a-property/buying-property-at-an-auction'>Buying property at an auction | NSW Fair Trading</a><br/><a href='https://www.realestate.com.au/advice/pre-settlement-inspection-checklist-our-complete-guide/'>Pre-Settlement Inspection Checklist - realestate.com.au</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12918759-buying-property-process-australia-contracts-auctions-settlement.mp3" length="16450782" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12918759</guid>
    <pubDate>Thu, 15 Jun 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1367</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How much do Doctors earn in Australia</itunes:title>
    <title>How much do Doctors earn in Australia</title>
    <itunes:summary><![CDATA[How much do doctors in Australia make? We breakdown the earnings, from 1st year junior doctor, all the way to consultant.  I also compare earnings by states- NSW, Queensland, Victoria, South Australia, Canberra, Australian Capital Territory etc. WE discuss the range of earnings of different specialties. GPs, surgeons, anaesthetists just to name a few. Finally we explore the pathways for IMG doctors wanting to work in Australia.  Resources/links: MABEL study on GP and specialist earnings-...]]></itunes:summary>
    <description><![CDATA[<p>How much do doctors in Australia make? We breakdown the earnings, from 1st year junior doctor, all the way to consultant.  I also compare earnings by states- NSW, Queensland, Victoria, South Australia, Canberra, Australian Capital Territory etc. WE discuss the range of earnings of different specialties. GPs, surgeons, anaesthetists just to name a few. Finally we explore the pathways for IMG doctors wanting to work in Australia.<br/><br/>Resources/links:<br/>MABEL study on GP and specialist earnings-<a href='https://melbourneinstitute.unimelb.edu.au/downloads/working-paper-series/wp2010n12.pdf'>Melbourne Institute Working Paper No. 12/2010 (unimelb.edu.au)</a><br/>NSW doctors in training pay guide-<a href='https://www.amansw.com.au/wp-content/uploads/2022/03/DIT-Pay-Guide_March-24_3_22.pdf'>DIT-Pay-Guide_March-24_3_22.pdf (amansw.com.au)</a><br/>IMG doctors entry to Australia-<a href='https://www.amc.org.au/assessment/pathways/overview/'>Overview of assessment pathways (amc.org.au)</a> <br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>How much do doctors in Australia make? We breakdown the earnings, from 1st year junior doctor, all the way to consultant.  I also compare earnings by states- NSW, Queensland, Victoria, South Australia, Canberra, Australian Capital Territory etc. WE discuss the range of earnings of different specialties. GPs, surgeons, anaesthetists just to name a few. Finally we explore the pathways for IMG doctors wanting to work in Australia.<br/><br/>Resources/links:<br/>MABEL study on GP and specialist earnings-<a href='https://melbourneinstitute.unimelb.edu.au/downloads/working-paper-series/wp2010n12.pdf'>Melbourne Institute Working Paper No. 12/2010 (unimelb.edu.au)</a><br/>NSW doctors in training pay guide-<a href='https://www.amansw.com.au/wp-content/uploads/2022/03/DIT-Pay-Guide_March-24_3_22.pdf'>DIT-Pay-Guide_March-24_3_22.pdf (amansw.com.au)</a><br/>IMG doctors entry to Australia-<a href='https://www.amc.org.au/assessment/pathways/overview/'>Overview of assessment pathways (amc.org.au)</a> <br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12918704-how-much-do-doctors-earn-in-australia.mp3" length="12988241" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12918704</guid>
    <pubDate>Thu, 01 Jun 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1079</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Mortgage strategy for doctors (Interview with Michael Hughes)</itunes:title>
    <title>Mortgage strategy for doctors (Interview with Michael Hughes)</title>
    <itunes:summary><![CDATA[This was an insightful interview with Michael Hughes, founder of mortgage broking and financial advice firm AHK. We discuss mistakes doctors and other professionals make with finance and property investing. He shares his experience with doctors obtaining 95% and even 100% loans without LMI. Some top tips from the episode 1. Think long term in regards to property strategy, including where owner occupier home fits into the picture 2. Set up loan structure correctly from the START  Check out Mic...]]></itunes:summary>
    <description><![CDATA[<p>This was an insightful interview with Michael Hughes, founder of mortgage broking and financial advice firm AHK. We discuss mistakes doctors and other professionals make with finance and property investing.<br/>He shares his experience with doctors obtaining 95% and even 100% loans without LMI.<br/>Some top tips from the episode<br/>1. Think long term in regards to property strategy, including where owner occupier home fits into the picture<br/>2. Set up loan structure correctly from the START<br/><br/>Check out Michael&apos;s website at: <a href='https://www.ahkfinance.com.au/'>Strategy + Mortgage + Insurance (ahkfinance.com.au)</a><br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>This was an insightful interview with Michael Hughes, founder of mortgage broking and financial advice firm AHK. We discuss mistakes doctors and other professionals make with finance and property investing.<br/>He shares his experience with doctors obtaining 95% and even 100% loans without LMI.<br/>Some top tips from the episode<br/>1. Think long term in regards to property strategy, including where owner occupier home fits into the picture<br/>2. Set up loan structure correctly from the START<br/><br/>Check out Michael&apos;s website at: <a href='https://www.ahkfinance.com.au/'>Strategy + Mortgage + Insurance (ahkfinance.com.au)</a><br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12673895-mortgage-strategy-for-doctors-interview-with-michael-hughes.mp3" length="24906666" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12673895</guid>
    <pubDate>Thu, 18 May 2023 05:00:00 +1000</pubDate>
    <itunes:duration>2072</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interview with Dr Kelvin (Australian GP journey)</itunes:title>
    <title>Interview with Dr Kelvin (Australian GP journey)</title>
    <itunes:summary><![CDATA[Today, we interview Dr Kelvin, a Sydney-based GP. We discuss his journey into medicine, what it's like working as a General Practitioner in Australia. We also talk about his money backstory. Then we discuss his journey into property investing, and strategy in growing a substantial property portfolio. He shares his tips for investing, as well as tips for medical students and junior doctors in regards to medical career.  Resources/links: 7 Money tips for Junior Doctors (and New Grad Nurses) Pas...]]></itunes:summary>
    <description><![CDATA[<p>Today, we interview Dr Kelvin, a Sydney-based GP. We discuss his journey into medicine, what it&apos;s like working as a General Practitioner in Australia.<br/>We also talk about his money backstory. Then we discuss his journey into property investing, and strategy in growing a substantial property portfolio.<br/>He shares his tips for investing, as well as tips for medical students and junior doctors in regards to medical career.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809008-7-money-tips-for-junior-doctors-and-new-grad-nurses'>7 Money tips for Junior Doctors (and New Grad Nurses)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we interview Dr Kelvin, a Sydney-based GP. We discuss his journey into medicine, what it&apos;s like working as a General Practitioner in Australia.<br/>We also talk about his money backstory. Then we discuss his journey into property investing, and strategy in growing a substantial property portfolio.<br/>He shares his tips for investing, as well as tips for medical students and junior doctors in regards to medical career.<br/><br/>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809008-7-money-tips-for-junior-doctors-and-new-grad-nurses'>7 Money tips for Junior Doctors (and New Grad Nurses)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12673864-interview-with-dr-kelvin-australian-gp-journey.mp3" length="22282004" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12673864</guid>
    <pubDate>Thu, 04 May 2023 05:00:00 +1000</pubDate>
    <itunes:duration>1853</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Australia and private health insurance (Medicare Levy Surcharge)</itunes:title>
    <title>Australia and private health insurance (Medicare Levy Surcharge)</title>
    <itunes:summary><![CDATA[In this episode, we give an overview of Australia's health system, including Medicare, public vs private hospitals.  Also we talk about pros and cons of private health insurance, and finally explore Medicare levy and Medicare Levy Surcharge (MLS).  Other resources: The Australian health system | Australian Government Department of Health and Aged Care What is the Medicare Levy Surcharge? - H&amp;R Block Australia (hrblock.com.au) How much do Doctors earn in Australia Music Credit: Bass N...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we give an overview of Australia&apos;s health system, including Medicare, public vs private hospitals.  Also we talk about pros and cons of private health insurance, and finally explore Medicare levy and Medicare Levy Surcharge (MLS).<br/><br/>Other resources:<br/><a href='https://www.health.gov.au/about-us/the-australian-health-system'>The Australian health system | Australian Government Department of Health and Aged Care</a><br/><a href='https://www.hrblock.com.au/tax-academy/what-is-medicare-levy-surcharge'>What is the Medicare Levy Surcharge? - H&amp;R Block Australia (hrblock.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12918704-how-much-do-doctors-earn-in-australia'>How much do Doctors earn in Australia</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we give an overview of Australia&apos;s health system, including Medicare, public vs private hospitals.  Also we talk about pros and cons of private health insurance, and finally explore Medicare levy and Medicare Levy Surcharge (MLS).<br/><br/>Other resources:<br/><a href='https://www.health.gov.au/about-us/the-australian-health-system'>The Australian health system | Australian Government Department of Health and Aged Care</a><br/><a href='https://www.hrblock.com.au/tax-academy/what-is-medicare-levy-surcharge'>What is the Medicare Levy Surcharge? - H&amp;R Block Australia (hrblock.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12918704-how-much-do-doctors-earn-in-australia'>How much do Doctors earn in Australia</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12540580-australia-and-private-health-insurance-medicare-levy-surcharge.mp3" length="9643263" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12540580</guid>
    <pubDate>Thu, 20 Apr 2023 05:00:00 +1000</pubDate>
    <itunes:duration>800</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interest rates 2023 (and Picking the bottom of property market)</itunes:title>
    <title>Interest rates 2023 (and Picking the bottom of property market)</title>
    <itunes:summary><![CDATA[UPDATE: interesting to look back and see what actually happened to property prices- so much negativity at the time in the media. 10 consecutive interest rate rises, the most aggressive tightening since 1994. What's in store for the rest of 2023?  And how do you know when it's the bottom of the property market?  Resources/links: Australia’s Property Markets Forecast to Rebound in 2023 | Shore Financial Interest Rates and the Property Market | Speeches | RBA Buying my first property at 23 years...]]></itunes:summary>
    <description><![CDATA[<p>UPDATE: interesting to look back and see what actually happened to property prices- so much negativity at the time in the media.<br/>10 consecutive interest rate rises, the most aggressive tightening since 1994.<br/>What&apos;s in store for the rest of 2023? <br/>And how do you know when it&apos;s the bottom of the property market?<br/><br/>Resources/links:<br/><a href='https://shorefinancial.com.au/australias-property-markets-forecast-to-rebound-in-2023/'>Australia’s Property Markets Forecast to Rebound in 2023 | Shore Financial</a><br/><a href='https://www.rba.gov.au/speeches/2022/sp-so-2022-09-19.html#:~:text=Increases%20in%20interest%20rates%20reduce%20the%20current%20value%20of%20future,that%20have%20future%20income%20streams.'>Interest Rates and the Property Market | Speeches | RBA</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>UPDATE: interesting to look back and see what actually happened to property prices- so much negativity at the time in the media.<br/>10 consecutive interest rate rises, the most aggressive tightening since 1994.<br/>What&apos;s in store for the rest of 2023? <br/>And how do you know when it&apos;s the bottom of the property market?<br/><br/>Resources/links:<br/><a href='https://shorefinancial.com.au/australias-property-markets-forecast-to-rebound-in-2023/'>Australia’s Property Markets Forecast to Rebound in 2023 | Shore Financial</a><br/><a href='https://www.rba.gov.au/speeches/2022/sp-so-2022-09-19.html#:~:text=Increases%20in%20interest%20rates%20reduce%20the%20current%20value%20of%20future,that%20have%20future%20income%20streams.'>Interest Rates and the Property Market | Speeches | RBA</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12540530-interest-rates-2023-and-picking-the-bottom-of-property-market.mp3" length="7462455" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12540530</guid>
    <pubDate>Thu, 06 Apr 2023 05:00:00 +1000</pubDate>
    <itunes:duration>618</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What makes property increase? (9 drivers of house prices)</itunes:title>
    <title>What makes property increase? (9 drivers of house prices)</title>
    <itunes:summary><![CDATA[What actually makes property prices go up? Is it as simple as Interest rates? In this episode, we explore 9 factors driving house prices in Australia. Inflation, demand and supply, availability of credit are some crucial factors affecting the property market, as well as rental legislation.  Other resources: Rising interest rates will over time reduce demand &amp; send house prices lower: RBA (marketindex.com.au) A perfect storm: Australia’s rental crisis – part one - Property Investment Profe...]]></itunes:summary>
    <description><![CDATA[<p>What actually makes property prices go up? Is it as simple as Interest rates?<br/>In this episode, we explore 9 factors driving house prices in Australia.<br/>Inflation, demand and supply, availability of credit are some crucial factors affecting the property market, as well as rental legislation.<br/><br/>Other resources:<br/><a href='https://www.marketindex.com.au/news/rising-interest-rates-will-over-time-reduce-demand-and-send-house-prices'>Rising interest rates will over time reduce demand &amp; send house prices lower: RBA (marketindex.com.au)</a><br/><a href='https://www.pipa.asn.au/a-perfect-storm-australias-rental-crisis-part-one/'>A perfect storm: Australia’s rental crisis – part one - Property Investment Professionals of Australia - PIPA</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p> </p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>What actually makes property prices go up? Is it as simple as Interest rates?<br/>In this episode, we explore 9 factors driving house prices in Australia.<br/>Inflation, demand and supply, availability of credit are some crucial factors affecting the property market, as well as rental legislation.<br/><br/>Other resources:<br/><a href='https://www.marketindex.com.au/news/rising-interest-rates-will-over-time-reduce-demand-and-send-house-prices'>Rising interest rates will over time reduce demand &amp; send house prices lower: RBA (marketindex.com.au)</a><br/><a href='https://www.pipa.asn.au/a-perfect-storm-australias-rental-crisis-part-one/'>A perfect storm: Australia’s rental crisis – part one - Property Investment Professionals of Australia - PIPA</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a></p><p> </p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12380467-what-makes-property-increase-9-drivers-of-house-prices.mp3" length="12124359" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12380467</guid>
    <pubDate>Thu, 23 Mar 2023 05:00:00 +1100</pubDate>
    <itunes:duration>1007</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Property Investing for Doctors</itunes:title>
    <title>Property Investing for Doctors</title>
    <itunes:summary><![CDATA[Why is Australian real estate so attractive for many? What are the pros and cons for doctors looking at property investing? We talk about unique advantage for doctors in regards to LMI. We also explore Land to Asset ratio, and illustrate this with a case study. We also talk about the 3 steps how beginners can get started in property investing.  Other resources: Why higher Land-to-Asset Ratio means a better investment for you - Lend Power Home Loans For Medical Professionals (homeloanexperts.c...]]></itunes:summary>
    <description><![CDATA[<p>Why is Australian real estate so attractive for many? What are the pros and cons for doctors looking at property investing?<br/>We talk about unique advantage for doctors in regards to LMI. We also explore Land to Asset ratio, and illustrate this with a case study.<br/>We also talk about the 3 steps how beginners can get started in property investing.<br/><br/>Other resources:<br/><a href='https://lendpower.com.au/blog/why-higher-land-to-asset-ratio-means-a-better-investment-for-you/'>Why higher Land-to-Asset Ratio means a better investment for you - Lend Power</a><br/><a href='https://www.homeloanexperts.com.au/waived-lmi/home-loans-for-medical-professionals/'>Home Loans For Medical Professionals (homeloanexperts.com.au)</a><br/><a href='https://www.abc.net.au/news/2021-10-26/international-buyers-role-in-rising-property-prices/100565494'>Cashed-up foreign buyers still seek Australian property, but are they really to blame for price rises? - ABC News</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a><br/><br/>Music credit: Bass nation</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Why is Australian real estate so attractive for many? What are the pros and cons for doctors looking at property investing?<br/>We talk about unique advantage for doctors in regards to LMI. We also explore Land to Asset ratio, and illustrate this with a case study.<br/>We also talk about the 3 steps how beginners can get started in property investing.<br/><br/>Other resources:<br/><a href='https://lendpower.com.au/blog/why-higher-land-to-asset-ratio-means-a-better-investment-for-you/'>Why higher Land-to-Asset Ratio means a better investment for you - Lend Power</a><br/><a href='https://www.homeloanexperts.com.au/waived-lmi/home-loans-for-medical-professionals/'>Home Loans For Medical Professionals (homeloanexperts.com.au)</a><br/><a href='https://www.abc.net.au/news/2021-10-26/international-buyers-role-in-rising-property-prices/100565494'>Cashed-up foreign buyers still seek Australian property, but are they really to blame for price rises? - ABC News</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old'>Buying my first property at 23 years old</a><br/><br/>Music credit: Bass nation</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors.mp3" length="13477646" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12380284</guid>
    <pubDate>Thu, 09 Mar 2023 05:00:00 +1100</pubDate>
    <podcast:chapters url="https://www.buzzsprout.com/1903752/12380284/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="Property Investing for Doctors" />
  <psc:chapter start="7:07" title="What makes a good property investment?" />
  <psc:chapter start="8:59" title="Case study Land to Asset Ratio" />
  <psc:chapter start="12:39" title="3 steps to get started" />
</psc:chapters>
    <itunes:duration>1120</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Money Management p2 (Financial Goals, Salary Packaging for Doctors)</itunes:title>
    <title>Money Management p2 (Financial Goals, Salary Packaging for Doctors)</title>
    <itunes:summary><![CDATA[Today we discuss the importance of setting financial goals. We also delve into the world of salary packaging, and how it can help reduce your tax. And in today's mindset minute, we discuss about designing your life plan.  Other resources: Salary packaging - HealthShare NSW How to create SMART financial goals | Westpac Tax for doctors Why Doctors don't get Wealthy Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a d...]]></itunes:summary>
    <description><![CDATA[<p>Today we discuss the importance of setting financial goals. We also delve into the world of salary packaging, and how it can help reduce your tax.<br/>And in today&apos;s mindset minute, we discuss about designing your life plan.<br/><br/>Other resources:<br/><a href='https://www.healthshare.nsw.gov.au/staff-resources/employee-benefits/salary-packaging'>Salary packaging - HealthShare NSW</a><br/><a href='https://www.westpac.com.au/help/lifemoments/recovery/thrive/how-to-set-smart-financial-goals/'>How to create SMART financial goals | Westpac</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors'>Tax for doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we discuss the importance of setting financial goals. We also delve into the world of salary packaging, and how it can help reduce your tax.<br/>And in today&apos;s mindset minute, we discuss about designing your life plan.<br/><br/>Other resources:<br/><a href='https://www.healthshare.nsw.gov.au/staff-resources/employee-benefits/salary-packaging'>Salary packaging - HealthShare NSW</a><br/><a href='https://www.westpac.com.au/help/lifemoments/recovery/thrive/how-to-set-smart-financial-goals/'>How to create SMART financial goals | Westpac</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors'>Tax for doctors</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12178458</guid>
    <pubDate>Thu, 23 Feb 2023 05:00:00 +1100</pubDate>
    <itunes:duration>766</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Money Management Part 1 (Budgeting, Buckets, and Credit Card Hacks)</itunes:title>
    <title>Money Management Part 1 (Budgeting, Buckets, and Credit Card Hacks)</title>
    <itunes:summary><![CDATA[Doctors are well-educated, so naturally should be excellent when it comes to managing their finances right. Right? Unfortunately this is not always the case.  I share some tips about money management, Why I DON'T budget, and what I do instead. And the hidden dangers of credit cards and reward points.  Finally, I share my Mindset Minute of the day.   Resources/links: Comparison Jack and Jill-9 Charts Showing Why You Should Invest Today (usnews.com) Step 2 Set Up Your Buckets — The Barefoo...]]></itunes:summary>
    <description><![CDATA[<p>Doctors are well-educated, so naturally should be excellent when it comes to managing their finances right. Right?<br/>Unfortunately this is not always the case. <br/>I share some tips about money management, Why I DON&apos;T budget, and what I do instead.<br/>And the hidden dangers of credit cards and reward points.<br/><br/>Finally, I share my Mindset Minute of the day.<br/> <br/>Resources/links:<br/>Comparison Jack and Jill-<a href='https://money.usnews.com/investing/investing-101/articles/2018-07-23/9-charts-showing-why-you-should-invest-today'>9 Charts Showing Why You Should Invest Today (usnews.com)</a><br/><a href='https://www.barefootinvestor.com/barefoot-steps/step-2-set-up-buckets'>Step 2 Set Up Your Buckets — The Barefoot Investor - Scott Pape</a><br/><a href='https://www.abc.net.au/everyday/credit-card-hacking-explained/101443606'>What is credit card hacking, and what are the risks? - ABC Everyday</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/>Music credit: Bass Nation</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Doctors are well-educated, so naturally should be excellent when it comes to managing their finances right. Right?<br/>Unfortunately this is not always the case. <br/>I share some tips about money management, Why I DON&apos;T budget, and what I do instead.<br/>And the hidden dangers of credit cards and reward points.<br/><br/>Finally, I share my Mindset Minute of the day.<br/> <br/>Resources/links:<br/>Comparison Jack and Jill-<a href='https://money.usnews.com/investing/investing-101/articles/2018-07-23/9-charts-showing-why-you-should-invest-today'>9 Charts Showing Why You Should Invest Today (usnews.com)</a><br/><a href='https://www.barefootinvestor.com/barefoot-steps/step-2-set-up-buckets'>Step 2 Set Up Your Buckets — The Barefoot Investor - Scott Pape</a><br/><a href='https://www.abc.net.au/everyday/credit-card-hacking-explained/101443606'>What is credit card hacking, and what are the risks? - ABC Everyday</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/>Music credit: Bass Nation</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12036400-money-management-part-1-budgeting-buckets-and-credit-card-hacks.mp3" length="10393402" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12036400</guid>
    <pubDate>Thu, 09 Feb 2023 05:00:00 +1100</pubDate>
    <itunes:duration>863</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>7 Side Hustle ideas for doctor (Locum Australia)</itunes:title>
    <title>7 Side Hustle ideas for doctor (Locum Australia)</title>
    <itunes:summary><![CDATA[What side hustles can doctors do? In this episode, we talk about locuming, consulting, teaching,  alternate roles, medicolegal writing, and so much more.  What are the pros and cons of locum life? Who is locum life not suited for? I then discuss some tips for locum doctors, before sharing Mindset Minute of the day.  Other resources: Medrecruit | The pros and cons of working as a locum doctor (medworld.com) The 17 Best Side Hustles for Doctors: Money Making Physician Side Gigs (sideh...]]></itunes:summary>
    <description><![CDATA[<p>What side hustles can doctors do? In this episode, we talk about locuming, consulting, teaching,  alternate roles, medicolegal writing, and so much more.  What are the pros and cons of locum life? Who is locum life not suited for?<br/>I then discuss some tips for locum doctors, before sharing Mindset Minute of the day.<br/><br/>Other resources:<br/><a href='https://medrecruit.medworld.com/articles/the-pros-and-cons-of-locum-work'>Medrecruit | The pros and cons of working as a locum doctor (medworld.com)</a><br/><a href='https://www.sidehustlenation.com/side-hustles-for-doctors/'>The 17 Best Side Hustles for Doctors: Money Making Physician Side Gigs (sidehustlenation.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15471082-locum-doctor-roles-interview-with-agent-max-drakeley'>Locum doctor roles (Interview with agent Max Drakeley)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><b><br/></b><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>What side hustles can doctors do? In this episode, we talk about locuming, consulting, teaching,  alternate roles, medicolegal writing, and so much more.  What are the pros and cons of locum life? Who is locum life not suited for?<br/>I then discuss some tips for locum doctors, before sharing Mindset Minute of the day.<br/><br/>Other resources:<br/><a href='https://medrecruit.medworld.com/articles/the-pros-and-cons-of-locum-work'>Medrecruit | The pros and cons of working as a locum doctor (medworld.com)</a><br/><a href='https://www.sidehustlenation.com/side-hustles-for-doctors/'>The 17 Best Side Hustles for Doctors: Money Making Physician Side Gigs (sidehustlenation.com)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15471082-locum-doctor-roles-interview-with-agent-max-drakeley'>Locum doctor roles (Interview with agent Max Drakeley)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/13081857-interview-with-anu-locum-doctor-australia'>Interview with Anu (Locum Doctor Australia)</a><b><br/></b><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/12036135-7-side-hustle-ideas-for-doctor-locum-australia.mp3" length="12309288" type="audio/mpeg" />
    <itunes:author>Dr Dan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12036135</guid>
    <pubDate>Thu, 26 Jan 2023 05:00:00 +1100</pubDate>
    <itunes:duration>1022</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying my first property at 23 years old</itunes:title>
    <title>Buying my first property at 23 years old</title>
    <itunes:summary><![CDATA[Story time! Today I’m sharing my first step into property investing, as a 23 year old junior doctor. What influenced my decision-making, what resources I found helpful, the highs and lows or my first purchase.  I also share what I learnt from my mistakes.  Resources/links: Who is eligible for no LMI- https://www.ratecity.com.au/home-loans/mortgage-news/qualify-lmi-waiver-you-doctor-accountan Buying my first property at 23 (Investment Property Australia) Property Investing for Doctors   Music ...]]></itunes:summary>
    <description><![CDATA[<p>Story time! Today I’m sharing my first step into property investing, as a 23 year old junior doctor. What influenced my decision-making, what resources I found helpful, the highs and lows or my first purchase. <br/>I also share what I learnt from my mistakes.<br/><br/>Resources/links:<br/>Who is eligible for no LMI- https://www.ratecity.com.au/home-loans/mortgage-news/qualify-lmi-waiver-you-doctor-accountan<br/><a href='https://www.youtube.com/watch?v=JRneUfvJUSQ&amp;t=42s'>Buying my first property at 23 (Investment Property Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Story time! Today I’m sharing my first step into property investing, as a 23 year old junior doctor. What influenced my decision-making, what resources I found helpful, the highs and lows or my first purchase. <br/>I also share what I learnt from my mistakes.<br/><br/>Resources/links:<br/>Who is eligible for no LMI- https://www.ratecity.com.au/home-loans/mortgage-news/qualify-lmi-waiver-you-doctor-accountan<br/><a href='https://www.youtube.com/watch?v=JRneUfvJUSQ&amp;t=42s'>Buying my first property at 23 (Investment Property Australia)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/12380284-property-investing-for-doctors'>Property Investing for Doctors</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/11809155-buying-my-first-property-at-23-years-old.mp3" length="10057935" type="audio/mpeg" />
    <itunes:author>Daniel</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11809155</guid>
    <pubDate>Thu, 12 Jan 2023 05:00:00 +1100</pubDate>
    <itunes:duration>835</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Tax for doctors</itunes:title>
    <title>Tax for doctors</title>
    <itunes:summary><![CDATA[Who pays the most tax? Which specialty is the highest earning doctor in Australia? We talk about ways high income earners can legally minimise their tax. We cover tax deductions, property and a lot more. Listen to the end, where I share my mindset shift around tax.  Resources/links: Individual income tax rates | Australian Taxation Office (ato.gov.au) Tax Deductions Every Doctor Should be Claiming - MEDIQ Financial Why Doctors don't get Wealthy   Music Credit: Bass Nation. New episode every f...]]></itunes:summary>
    <description><![CDATA[<p>Who pays the most tax? Which specialty is the highest earning doctor in Australia? We talk about ways high income earners can legally minimise their tax. We cover tax deductions, property and a lot more. Listen to the end, where I share my mindset shift around tax.<br/><br/>Resources/links:<br/><a href='https://www.ato.gov.au/rates/individual-income-tax-rates/'>Individual income tax rates | Australian Taxation Office (ato.gov.au)</a><br/><a href='https://www.mediqfinancial.com.au/blog/tax-deductions-every-doctor-should-be-claiming/'>Tax Deductions Every Doctor Should be Claiming - MEDIQ Financial</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Who pays the most tax? Which specialty is the highest earning doctor in Australia? We talk about ways high income earners can legally minimise their tax. We cover tax deductions, property and a lot more. Listen to the end, where I share my mindset shift around tax.<br/><br/>Resources/links:<br/><a href='https://www.ato.gov.au/rates/individual-income-tax-rates/'>Individual income tax rates | Australian Taxation Office (ato.gov.au)</a><br/><a href='https://www.mediqfinancial.com.au/blog/tax-deductions-every-doctor-should-be-claiming/'>Tax Deductions Every Doctor Should be Claiming - MEDIQ Financial</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1903752/episodes/11756723-tax-for-doctors.mp3" length="9493263" type="audio/mpeg" />
    <itunes:author>Daniel</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11756723</guid>
    <pubDate>Thu, 29 Dec 2022 05:00:00 +1100</pubDate>
    <podcast:chapters url="https://www.buzzsprout.com/1903752/11756723/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="Tax for doctors" />
  <psc:chapter start="3:20" title="What tax deductions are available?" />
  <psc:chapter start="6:28" title="Super contributions" />
  <psc:chapter start="8:04" title="Investment property" />
  <psc:chapter start="9:40" title="What is BAS?" />
  <psc:chapter start="10:51" title="Mindset Minute" />
</psc:chapters>
    <itunes:duration>788</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>7 Money tips for Junior Doctors (and New Grad Nurses)</itunes:title>
    <title>7 Money tips for Junior Doctors (and New Grad Nurses)</title>
    <itunes:summary><![CDATA[What are common financial mistakes for junior doctors  and new grad nurses? In today’s episode, I discuss 7 tips I wished I knew before I started my healthcare career. What to check on payslips, money saving ideas, salary packaging, which insurances to get, and much more. Also in today's mindset minute, I share some personal struggles.  Just a reminder, this podcast is for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views ...]]></itunes:summary>
    <description><![CDATA[<p>What are common financial mistakes for junior doctors  and new grad nurses? In today’s episode, I discuss 7 tips I wished I knew before I started my healthcare career. What to check on payslips, money saving ideas, salary packaging, which insurances to get, and much more.<br/>Also in today&apos;s mindset minute, I share some personal struggles.<br/><br/>Just a reminder, this podcast is for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.<br/><br/>Other resources:<br/><a href='https://www.amansw.com.au/doctors-in-training-pay-guide/'>Doctors-in-Training Pay Guide - Australian Medical Association (NSW) (amansw.com.au)</a><br/><a href='https://www.canstar.com.au/superannuation/industry-vs-retail/'>Industry Super Vs Retail Super Funds | Canstar</a><br/><a href='https://www.insurancewatch.com.au/apra-changes-to-income-protection.html'>APRA Changes to Income Protection due to take effect 1st October 2021 (insurancewatch.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16176709-income-protection-explained-chat-with-advisor-jason-hugo'>Income protection Explained (chat with advisor Jason Hugo)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>What are common financial mistakes for junior doctors  and new grad nurses? In today’s episode, I discuss 7 tips I wished I knew before I started my healthcare career. What to check on payslips, money saving ideas, salary packaging, which insurances to get, and much more.<br/>Also in today&apos;s mindset minute, I share some personal struggles.<br/><br/>Just a reminder, this podcast is for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.<br/><br/>Other resources:<br/><a href='https://www.amansw.com.au/doctors-in-training-pay-guide/'>Doctors-in-Training Pay Guide - Australian Medical Association (NSW) (amansw.com.au)</a><br/><a href='https://www.canstar.com.au/superannuation/industry-vs-retail/'>Industry Super Vs Retail Super Funds | Canstar</a><br/><a href='https://www.insurancewatch.com.au/apra-changes-to-income-protection.html'>APRA Changes to Income Protection due to take effect 1st October 2021 (insurancewatch.com.au)</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16176709-income-protection-explained-chat-with-advisor-jason-hugo'>Income protection Explained (chat with advisor Jason Hugo)</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <pubDate>Thu, 15 Dec 2022 05:00:00 +1100</pubDate>
    <itunes:duration>751</itunes:duration>
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    <itunes:title>Financial health (Can money really help burnout?)</itunes:title>
    <title>Financial health (Can money really help burnout?)</title>
    <itunes:summary><![CDATA[What is the link between burnout and finances? Why do high income professionals often end up with poor financial outcomes? In this episode, we also talk about the 5 aspects of financial health, and tips to manage your finances better.  Just a reminder, this podcast if for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.  Resources/links: 193: Cure Physician Burnout with D...]]></itunes:summary>
    <description><![CDATA[<p>What is the link between burnout and finances? Why do high income professionals often end up with poor financial outcomes?<br/>In this episode, we also talk about the 5 aspects of financial health, and tips to manage your finances better.<br/><br/>Just a reminder, this podcast if for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.<br/><br/>Resources/links:<br/><a href='https://open.spotify.com/episode/6eSksC1pDNfkgQztd6T4Vv?autoplay=true'>193: Cure Physician Burnout with Dr. Dike Drummond - White Coat Investor Podcast | Podcast on Spotify</a><br/><a href='https://www.avant.org.au/member-benefits/doctors-health-and-wellbeing/your-health/physical-and-mental-wellbeing/dealing-with-burnout/#:~:text=Almost%20half%201%20of%20all%20Australian%20young%20doctors,makes%20interns%20and%20RMOs%20particularly%20susceptible%20to%20burnout.'>Avant - Dealing with burnout</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>What is the link between burnout and finances? Why do high income professionals often end up with poor financial outcomes?<br/>In this episode, we also talk about the 5 aspects of financial health, and tips to manage your finances better.<br/><br/>Just a reminder, this podcast if for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.<br/><br/>Resources/links:<br/><a href='https://open.spotify.com/episode/6eSksC1pDNfkgQztd6T4Vv?autoplay=true'>193: Cure Physician Burnout with Dr. Dike Drummond - White Coat Investor Podcast | Podcast on Spotify</a><br/><a href='https://www.avant.org.au/member-benefits/doctors-health-and-wellbeing/your-health/physical-and-mental-wellbeing/dealing-with-burnout/#:~:text=Almost%20half%201%20of%20all%20Australian%20young%20doctors,makes%20interns%20and%20RMOs%20particularly%20susceptible%20to%20burnout.'>Avant - Dealing with burnout</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><br/></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 01 Dec 2022 05:00:00 +1100</pubDate>
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  <psc:chapter start="0:00" title="Financial health (Can money really help burnout?)" />
  <psc:chapter start="1:03" title="What causes burnout?" />
  <psc:chapter start="5:01" title="Coping mechanisms" />
  <psc:chapter start="6:36" title="5 areas of financial health" />
  <psc:chapter start="8:58" title="Mindset Minute" />
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    <itunes:duration>660</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>Financial Independence Retire Early (FIRE movement)</itunes:title>
    <title>Financial Independence Retire Early (FIRE movement)</title>
    <itunes:summary><![CDATA[Is the FIRE movement dead? Should doctors and healthcare workers even aim to retire early anyway? We talk about LEAN FIRE and FAT FIRE.  At the end I share my personal thoughts on FIRE.  Just a reminder, this podcast is for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.   Resources/links: What Is Fat FIRE Vs. Lean FIRE? 2 Different Ways to Retire Early (businessinsider....]]></itunes:summary>
    <description><![CDATA[<p>Is the FIRE movement dead? Should doctors and healthcare workers even aim to retire early anyway?<br/>We talk about LEAN FIRE and FAT FIRE. <br/>At the end I share my personal thoughts on FIRE.<br/><br/>Just a reminder, this podcast is for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own. <br/><br/>Resources/links:<br/><a href='https://www.businessinsider.com/personal-finance/what-is-fatfire-vs-leanfire-early-retirement-fire'>What Is Fat FIRE Vs. Lean FIRE? 2 Different Ways to Retire Early (businessinsider.com)</a><br/>Aussie Firebug blog on F.I.R.E - <a href='https://www.aussiefirebug.com/'>Aussie Firebug | Financial Independence Retire Early</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a><br/><br/>Music credit: Bass Nation</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>Is the FIRE movement dead? Should doctors and healthcare workers even aim to retire early anyway?<br/>We talk about LEAN FIRE and FAT FIRE. <br/>At the end I share my personal thoughts on FIRE.<br/><br/>Just a reminder, this podcast is for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own. <br/><br/>Resources/links:<br/><a href='https://www.businessinsider.com/personal-finance/what-is-fatfire-vs-leanfire-early-retirement-fire'>What Is Fat FIRE Vs. Lean FIRE? 2 Different Ways to Retire Early (businessinsider.com)</a><br/>Aussie Firebug blog on F.I.R.E - <a href='https://www.aussiefirebug.com/'>Aussie Firebug | Financial Independence Retire Early</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a><br/><br/>Music credit: Bass Nation</p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Thu, 17 Nov 2022 23:00:00 +1100</pubDate>
    <itunes:duration>475</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
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    <itunes:title>Passive Income</itunes:title>
    <title>Passive Income</title>
    <itunes:summary><![CDATA[What is passive income, why do healthcare workers need it? Join me on my mission to improve the financial health of doctors and healthcare workers. As we spend so much time caring for others, often we don’t take the time to look after our own physical, mental, and financial health. By attaining passive income streams, we can achieve financial freedom and have more choice- choice on the type of work we do, the number of hours we work, and the amount of leave we take. Just a reminder, this podc...]]></itunes:summary>
    <description><![CDATA[<p>What is passive income, why do healthcare workers need it?<br/>Join me on my mission to improve the financial health of doctors and healthcare workers. As we spend so much time caring for others, often we don’t take the time to look after our own physical, mental, and financial health. By attaining passive income streams, we can achieve financial freedom and have more choice- choice on the type of work we do, the number of hours we work, and the amount of leave we take.</p><p>Just a reminder, this podcast if for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.</p><p>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></description>
    <content:encoded><![CDATA[<p>What is passive income, why do healthcare workers need it?<br/>Join me on my mission to improve the financial health of doctors and healthcare workers. As we spend so much time caring for others, often we don’t take the time to look after our own physical, mental, and financial health. By attaining passive income streams, we can achieve financial freedom and have more choice- choice on the type of work we do, the number of hours we work, and the amount of leave we take.</p><p>Just a reminder, this podcast if for entertainment purposes, nothing here is financial advice. Please speak to your trusted professional advisers. Views expressed by podcast participants are solely their own.</p><p>Resources/links:<br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/16413523-why-doctors-don-t-get-wealthy'>Why Doctors don&apos;t get Wealthy</a><br/><a href='https://passiveincomedoctor.buzzsprout.com/1903752/episodes/15983776-passive-income-with-2-5million-dollar-portfolio-dr-jl-part1'>Passive Income with 2.5Million dollar portfolio (Dr JL part1)</a></p><p>Music Credit: Bass Nation.<br/>New episode every fortnight.<br/>Send in your questions to: passiveincomedoctors[AT]gmail.com<br/>If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810<br/><br/>Follow me on Instagram for first peek at new content, and my day-to-day life. <a href='https://www.instagram.com/passiveincomedoctors/'>Dr Dan (@passiveincomedoctors) • Instagram photos and videos</a></p><p>Youtube channel/video podcast: <a href='https://www.youtube.com/@passiveincomedoctor'>Passive Income Doctor - YouTube</a></p>]]></content:encoded>
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    <itunes:author>Dr Dan</itunes:author>
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    <pubDate>Fri, 04 Nov 2022 01:00:00 +1100</pubDate>
    <itunes:duration>387</itunes:duration>
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