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  <title>Old Mutual Learn Think Do</title>

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  <copyright>© 2026 Old Mutual Learn Think Do</copyright>
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  <description><![CDATA[Old Mutual Learn Think Do is a comprehensive education and learning initiative. As part of Old Mutual's responsible business philosophy we are building a legacy of learning across the continent that will enable learner continuity through broader access to curriculum-enriched content. This content is available in multiple formats and languages.]]></description>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Zulu)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Zulu)</title>
    <itunes:summary><![CDATA[This episode is in Zulu Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Zulu<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Zulu<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Xhosa)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Xhosa)</title>
    <itunes:summary><![CDATA[This episode is in Xhosa Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Xhosa<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Xhosa<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Venda)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Venda)</title>
    <itunes:summary><![CDATA[This episode is in Venda Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Venda<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Venda<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Tswana)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Tswana)</title>
    <itunes:summary><![CDATA[This episode is in Tswana Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Tswana<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Tswana<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Tsonga)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Tsonga)</title>
    <itunes:summary><![CDATA[This episode is in Tsonga  Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Tsonga <br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Tsonga <br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Swati)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Swati)</title>
    <itunes:summary><![CDATA[This episode is in Swati Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Swati<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Swati<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Sotho)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Sotho)</title>
    <itunes:summary><![CDATA[This episode is in Sotho Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Sotho<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Sotho<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
    <itunes:duration>240</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Northern Sotho)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Northern Sotho)</title>
    <itunes:summary><![CDATA[This episode is in Northern Sotho Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Northern Sotho<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Northern Sotho<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
    <itunes:duration>269</itunes:duration>
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    <itunes:episode>6</itunes:episode>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Ndebele)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Ndebele)</title>
    <itunes:summary><![CDATA[This episode is in Ndebele Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Ndebele<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Ndebele<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
    <itunes:duration>299</itunes:duration>
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    <itunes:episode>6</itunes:episode>
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    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates (Afrikaans)</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates (Afrikaans)</title>
    <itunes:summary><![CDATA[This episode is in Afrikaans Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Afrikaans<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Afrikaans<br/>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12601084-kotas-on-wheels-palesa-learns-about-exchange-rates-afrikaans.mp3" length="3339821" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12601084</guid>
    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
    <itunes:duration>270</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa learns about exchange rates</itunes:title>
    <title>Kotas on Wheels - Palesa learns about exchange rates</title>
    <itunes:summary><![CDATA[Since starting Kotas on Wheels, Palesa hasn't been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What's more, two of Palesa's best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let's join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands. ]]></itunes:summary>
    <description><![CDATA[<p>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></description>
    <content:encoded><![CDATA[<p>Since starting Kotas on Wheels, Palesa hasn&apos;t been able to take a break. Phuti, her business manager, has convinced her to go on a little holiday. What&apos;s more, two of Palesa&apos;s best friends have sprung a surprise visit on her. Chica is from Nigeria and Kefilwe from Botswana. Together the decide on a holiday in Durban. Let&apos;s join Palesa and her friends to learn about exchange rates. Chica needs to change her Naira and Kefilwe her Pula for Rands.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12600952-kotas-on-wheels-palesa-learns-about-exchange-rates.mp3" length="2978015" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12600952</guid>
    <pubDate>Thu, 06 Apr 2023 16:00:00 +0200</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1815516/12600952/transcript" type="text/html" />
    <podcast:chapters url="https://www.buzzsprout.com/1815516/12600952/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="Palesa learns about exchange rate" />
  <psc:chapter start="0:23" title="Phuti&#39;s surprise" />
  <psc:chapter start="0:56" title="Nairas and Pulas" />
  <psc:chapter start="1:46" title="Working out the exchange rate" />
  <psc:chapter start="3:06" title="What has Palesa learnt" />
</psc:chapters>
    <itunes:duration>240</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Zulu)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Zulu)</title>
    <itunes:summary><![CDATA[This podcast is in Zulu. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see what ...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Zulu.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Zulu.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406330-kotas-on-wheels-palesa-deals-with-inflation-zulu.mp3" length="4660802" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12406330</guid>
    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>381</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Xhosa)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Xhosa)</title>
    <itunes:summary><![CDATA[This podcast is in Xhosa. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see what...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12406325</guid>
    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>440</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Venda)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Venda)</title>
    <itunes:summary><![CDATA[This podcast is in Venda. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see what...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Venda.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Venda.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>322</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Tswana)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Tswana)</title>
    <itunes:summary><![CDATA[This podcast is in Tswana. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see wha...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Tswana.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Tswana.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12406319</guid>
    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>313</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Tsonga)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Tsonga)</title>
    <itunes:summary><![CDATA[This podcast is in Tsonga. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see wha...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Tsonga.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Tsonga.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>331</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Swati)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Swati)</title>
    <itunes:summary><![CDATA[This podcast is in Swati. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see what...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Swati.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Swati.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>372</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Sotho)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Sotho)</title>
    <itunes:summary><![CDATA[This episode is in Sotho. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see what...]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Sotho.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Sotho.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>278</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa deals with inflation (North Sotho)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (North Sotho)</title>
    <itunes:summary><![CDATA[This podcast is in Northern Sotho. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Northern Sotho.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Northern Sotho.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>331</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Ndebele)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Ndebele)</title>
    <itunes:summary><![CDATA[This podcast is in Ndebele. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see wh...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406301-kotas-on-wheels-palesa-deals-with-inflation-ndebele.mp3" length="4144840" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>338</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa deals with inflation (Afrikaans)</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation (Afrikaans)</title>
    <itunes:summary><![CDATA[This podcast is in Afrikaans. Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see ...]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Afrikaans.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Afrikaans.<br/>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <itunes:duration>308</itunes:duration>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa deals with inflation</itunes:title>
    <title>Kotas on Wheels - Palesa deals with inflation</title>
    <itunes:summary><![CDATA[Palesa's kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she's struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn't buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let's explore the topic of inflation with Palesa and see what she does to keep her busi...]]></itunes:summary>
    <description><![CDATA[<p>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></description>
    <content:encoded><![CDATA[<p>Palesa&apos;s kota business is thriving, but her team manager Phuti is not happy. Everything is going up in price and she&apos;s struggling to make ends meet. Palesa does some investigating and realises Phuti is right - all of the ingredients for her kotas have gone up in price. A R100 simply doesn&apos;t buy the same amount of goods as it did last year. This decrease in the buying power of money is because of inflation. Let&apos;s explore the topic of inflation with Palesa and see what she does to keep her business profitable and Phuti happy.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406282-kotas-on-wheels-palesa-deals-with-inflation.mp3" length="3371018" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 12:00:00 +0200</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1815516/12406282/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Understanding Inflation" />
  <psc:chapter start="0:28" title="Not making ends meet" />
  <psc:chapter start="0:57" title="What is inflation?" />
  <psc:chapter start="2:01" title="Rate of inflation" />
  <psc:chapter start="3:04" title="Increasing the price" />
  <psc:chapter start="3:31" title="How much for the kota?" />
  <psc:chapter start="4:01" title="What has Palesa learnt" />
</psc:chapters>
    <itunes:duration>273</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Zulu)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Zulu)</title>
    <itunes:summary><![CDATA[This episode is in Zulu. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Zulu.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Zulu.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406044-kotas-on-wheels-palesa-takes-out-a-car-loan-zulu.mp3" length="3748888" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 11:00:00 +0200</pubDate>
    <itunes:duration>305</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Xhosa)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Xhosa)</title>
    <itunes:summary><![CDATA[This podcast is in Xhosa. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406041-kotas-on-wheels-palesa-takes-out-a-car-loan-xhosa.mp3" length="4674881" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 11:00:00 +0200</pubDate>
    <itunes:duration>383</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Venda)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Venda)</title>
    <itunes:summary><![CDATA[This podcast is in Venda. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Venda.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Venda.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406037-kotas-on-wheels-palesa-takes-out-a-car-loan-venda.mp3" length="3779300" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 11:00:00 +0200</pubDate>
    <itunes:duration>308</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Tswana)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Tswana)</title>
    <itunes:summary><![CDATA[This podcast is in Tswana. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Tswana.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Tswana.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406032-kotas-on-wheels-palesa-takes-out-a-car-loan-tswana.mp3" length="3331038" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 11:00:00 +0200</pubDate>
    <itunes:duration>271</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Tsonga)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Tsonga)</title>
    <itunes:summary><![CDATA[This episode is in Tsonga. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Tsonga.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Tsonga.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406005-kotas-on-wheels-palesa-takes-out-a-car-loan-tsonga.mp3" length="3540436" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 10:00:00 +0200</pubDate>
    <itunes:duration>288</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Swati)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Swati)</title>
    <itunes:summary><![CDATA[This episode is in Swati. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This episode is in Swati.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This episode is in Swati.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406003-kotas-on-wheels-palesa-takes-out-a-car-loan-swati.mp3" length="3898728" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 10:00:00 +0200</pubDate>
    <itunes:duration>318</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Sotho)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Sotho)</title>
    <itunes:summary><![CDATA[This podcast is in Sotho. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Sotho.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Sotho.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12406000-kotas-on-wheels-palesa-takes-out-a-car-loan-sotho.mp3" length="3186526" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 10:00:00 +0200</pubDate>
    <itunes:duration>259</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Northern Sotho)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Northern Sotho)</title>
    <itunes:summary><![CDATA[This podcast is in Northern Sotho. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Northern Sotho.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Northern Sotho.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12405994-kotas-on-wheels-palesa-takes-out-a-car-loan-northern-sotho.mp3" length="3479010" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 10:00:00 +0200</pubDate>
    <itunes:duration>283</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Ndebele)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Ndebele)</title>
    <itunes:summary><![CDATA[This podcast is in Ndebele. Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/12405983-kotas-on-wheels-palesa-takes-out-a-car-loan-ndebele.mp3" length="3721939" type="audio/mpeg" />
    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12405983</guid>
    <pubDate>Thu, 09 Mar 2023 10:00:00 +0200</pubDate>
    <itunes:duration>303</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>Kotas on Wheels - Palesa takes out a car loan (Afrikaans)</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan (Afrikaans)</title>
    <itunes:summary><![CDATA[This podcast is in Afrikaans Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Afrikaans<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Afrikaans<br/>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 10:00:00 +0200</pubDate>
    <itunes:duration>276</itunes:duration>
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    <itunes:title>Kotas on Wheels - Palesa takes out a car loan</itunes:title>
    <title>Kotas on Wheels - Palesa takes out a car loan</title>
    <itunes:summary><![CDATA[Palesa's kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let's find out. ]]></itunes:summary>
    <description><![CDATA[<p>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></description>
    <content:encoded><![CDATA[<p>Palesa&apos;s kota business continues to be a huge hit. But hiring a bakkie each time is costing her too much. Palesa has saved up R20 000 for the deposit. She visits a car dealership to find out what is the best option for her. Will she buy the Flylux with a balloon payment, the Tuffy with monthly payments over 60 months or the Tuffy with a deposit of R20 000 and monthly payments over 60 months? Let&apos;s find out.</p>]]></content:encoded>
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    <itunes:author>Old Mutual Learn.Think.Do</itunes:author>
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    <pubDate>Thu, 09 Mar 2023 08:00:00 +0200</pubDate>
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    <podcast:chapters url="https://www.buzzsprout.com/1815516/12405747/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="Learning about car loans" />
  <psc:chapter start="0:39" title="Balloon payments explained" />
  <psc:chapter start="2:00" title="Cheaper option over 6 years" />
  <psc:chapter start="2:29" title="Deposit and payments over 5 years" />
  <psc:chapter start="3:15" title="What has Palesa learnt?" />
</psc:chapters>
    <itunes:duration>243</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Afrikaans</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Afrikaans</title>
    <itunes:summary><![CDATA[This podcast is in Afrikaans. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Afrikaans.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Afrikaans.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10223126-kotas-on-wheels-vat-calculations-afrikaans.mp3" length="2702077" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10223126</guid>
    <pubDate>Thu, 10 Mar 2022 08:00:00 +0200</pubDate>
    <itunes:duration>222</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Zulu</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Zulu</title>
    <itunes:summary><![CDATA[This podcast is in Zulu. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Zulu.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Zulu.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202173-kotas-on-wheels-vat-calculations-zulu.mp3" length="2392986" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202173</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>196</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Xhosa</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Xhosa</title>
    <itunes:summary><![CDATA[This podcast is in Xhosa. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202169-kotas-on-wheels-vat-calculations-xhosa.mp3" length="3588561" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>296</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Venda</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Venda</title>
    <itunes:summary><![CDATA[This podcast is in Venda. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Venda.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Venda.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202165-kotas-on-wheels-vat-calculations-venda.mp3" length="3104564" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202165</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>256</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Tsonga</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Tsonga</title>
    <itunes:summary><![CDATA[This podcast is in Tsonga. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Tsonga.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Tsonga.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202162-kotas-on-wheels-vat-calculations-tsonga.mp3" length="2863821" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>236</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
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  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Swati</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Swati</title>
    <itunes:summary><![CDATA[This podcast is in Swati. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices   ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Swati.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Swati.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul><p><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202152-kotas-on-wheels-vat-calculations-swati.mp3" length="2732476" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>225</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Sotho</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Sotho</title>
    <itunes:summary><![CDATA[This podcast is in Sotho. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Sotho.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Sotho.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202148-kotas-on-wheels-vat-calculations-sotho.mp3" length="3140299" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202148</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>259</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Setswana</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Setswana</title>
    <itunes:summary><![CDATA[This podcast is in Setswana. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Setswana.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Setswana.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202144-kotas-on-wheels-vat-calculations-setswana.mp3" length="4332430" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202144</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>358</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Sepedi</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Sepedi</title>
    <itunes:summary><![CDATA[This podcast is in Sepedi. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Sepedi.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Sepedi.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202140-kotas-on-wheels-vat-calculations-sepedi.mp3" length="3490133" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202140</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>288</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: Ndebele</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: Ndebele</title>
    <itunes:summary><![CDATA[This podcast is in Ndebele. Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202132-kotas-on-wheels-vat-calculations-ndebele.mp3" length="2921188" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202132</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>240</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - VAT Calculations: English</itunes:title>
    <title>Kotas on Wheels - VAT Calculations: English</title>
    <itunes:summary><![CDATA[Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.  This podcast covers finance terminology such as: Value Added Tax - VATVAT exclusive priceVAT inclusive priceCalculating VAT inclusive and exclusive prices ]]></itunes:summary>
    <description><![CDATA[<p>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></description>
    <content:encoded><![CDATA[<p>Palesa runs a small business delivering kotas in her village, on her bicycle. She would like to increase her profit. She decides to buy all her ingredients from a supermarket in town to reduce her expenses. She notices an amount on her till slip for VAT. She asks her friend Sandile to explain VAT to her.<br/><br/>This podcast covers finance terminology such as:</p><ul><li>Value Added Tax - VAT</li><li>VAT exclusive price</li><li>VAT inclusive price</li><li>Calculating VAT inclusive and exclusive prices </li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202124-kotas-on-wheels-vat-calculations-english.mp3" length="2333248" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202124</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1815516/10202124/transcript" type="text/html" />
    <podcast:chapters url="https://www.buzzsprout.com/1815516/10202124/chapters.json" type="application/json" />
    <psc:chapters>
  <psc:chapter start="0:00" title="Kotas on Wheels - VAT Calculations: English" />
  <psc:chapter start="0:18" title="Palesa asks Sandile to explain VAT" />
  <psc:chapter start="0:38" title="Calculating the amount of VAT" />
  <psc:chapter start="1:07" title="Calculating the selling price of an item" />
  <psc:chapter start="1:33" title="Another way to calculate the VAT inclusive price" />
  <psc:chapter start="2:29" title="Calculating VAT by multiplying and dividing" />
</psc:chapters>
    <itunes:duration>191</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Setswana</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Setswana</title>
    <itunes:summary><![CDATA[This podcast is in Sepedi. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Sepedi.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Sepedi.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202097-kotas-on-wheels-personal-income-tax-setswana.mp3" length="6886584" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202097</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>571</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Zulu</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Zulu</title>
    <itunes:summary><![CDATA[This podcast is in Zulu. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Zulu.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Zulu.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202094-kotas-on-wheels-personal-income-tax-zulu.mp3" length="4647778" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202094</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>384</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Xhosa</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Xhosa</title>
    <itunes:summary><![CDATA[This podcast is in Xhosa. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Xhosa.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202089-kotas-on-wheels-personal-income-tax-xhosa.mp3" length="6789403" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202089</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>563</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Venda</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Venda</title>
    <itunes:summary><![CDATA[This podcast is in Venda. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table  ]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Venda.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Venda.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul><p><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202083-kotas-on-wheels-personal-income-tax-venda.mp3" length="5615460" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202083</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>465</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Tsonga</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Tsonga</title>
    <itunes:summary><![CDATA[This podcast is in Tsonga. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Tsonga.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Tsonga.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202061-kotas-on-wheels-personal-income-tax-tsonga.mp3" length="5894136" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202061</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>488</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Swati</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Swati</title>
    <itunes:summary><![CDATA[This podcast is in Swati. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Swati.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Swati.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202055-kotas-on-wheels-personal-income-tax-swati.mp3" length="5323620" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202055</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>440</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Sotho</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Sotho</title>
    <itunes:summary><![CDATA[This podcast is in Sotho Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Sotho<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Sotho<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/10202048-kotas-on-wheels-personal-income-tax-sotho.mp3" length="5928616" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10202048</guid>
    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>491</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: Sepedi</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Sepedi</title>
    <itunes:summary><![CDATA[This podcast is in Sepedi. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Sepedi.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Sepedi.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
    <itunes:duration>548</itunes:duration>
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    <itunes:title>Kotas on Wheels - Personal Income Tax: Ndebele</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Ndebele</title>
    <itunes:summary><![CDATA[This podcast is in Ndebele. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Ndebele.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 12:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Personal Income Tax: Afrikaans</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: Afrikaans</title>
    <itunes:summary><![CDATA[This podcast is in Afrikaans. Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>This podcast is in Afrikaans.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast is in Afrikaans.<br/>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 11:00:00 +0200</pubDate>
    <itunes:duration>379</itunes:duration>
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  <item>
    <itunes:title>Kotas on Wheels - Personal Income Tax: English</itunes:title>
    <title>Kotas on Wheels - Personal Income Tax: English</title>
    <itunes:summary><![CDATA[Palesa's business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE).   This podcast covers finance terminology such as: Salary slipGross monthly salaryNett monthly salaryPay As You Earn - PAYETax threshold tablePercentage of tax payable Tax rebate table]]></itunes:summary>
    <description><![CDATA[<p>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></description>
    <content:encoded><![CDATA[<p>Palesa&apos;s business is growing. She hires Puti to help her manage a new branch in another village. Palesa shows Puti her monthly salary slip. Puti can see her income and deductions. Puti asks Palesa to explain personal income tax (PAYE). <br/><br/>This podcast covers finance terminology such as:</p><ul><li>Salary slip</li><li>Gross monthly salary</li><li>Nett monthly salary</li><li>Pay As You Earn - PAYE</li><li>Tax threshold table</li><li>Percentage of tax payable </li><li>Tax rebate table</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 07 Mar 2022 11:00:00 +0200</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Kotas on Wheels - Personal Income Tax: English" />
  <psc:chapter start="0:06" title="Puti&#39;s Salary Slip and PAYE" />
  <psc:chapter start="0:54" title="Tax tables: tax threshold explained" />
  <psc:chapter start="1:54" title="Tax tables: Puti finds out which tax bracket she is in" />
  <psc:chapter start="3:00" title="Tax tables: understanding the tax rate payable" />
  <psc:chapter start="3:49" title="Puti calculates her tax" />
</psc:chapters>
    <itunes:duration>340</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Kotas on Wheels - Starting a small business: Tswana</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Tswana</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Tswana:   Expenses Income  Loss  Break-even point Profit ]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Tswana: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit</p>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Tswana: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit</p>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Tue, 17 Aug 2021 16:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Starting a small business: Xhosa</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Xhosa</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Xhosa:   Expenses Income  Loss  Break-even point Profit  ]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Xhosa: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Xhosa: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit </p>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Tue, 17 Aug 2021 16:00:00 +0200</pubDate>
    <itunes:duration>305</itunes:duration>
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  <item>
    <itunes:title>Kotas on Wheels - Starting a small business: Sotho</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Sotho</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Sotho:   Expenses Income  Loss  Break-even point Profit  ]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Sotho: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Sotho: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit </p>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Tue, 17 Aug 2021 16:00:00 +0200</pubDate>
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  <item>
    <itunes:title>Kotas on Wheels - Starting a small business: Venda</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Venda</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Venda:   Expenses Income  Loss  Break-even point Profit  ]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Venda: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit </p>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric Maths Literacy module in Venda: <br/><br/>Expenses<br/>Income <br/>Loss <br/>Break-even point<br/>Profit </p>]]></content:encoded>
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    <pubDate>Tue, 17 Aug 2021 16:00:00 +0200</pubDate>
    <itunes:duration>285</itunes:duration>
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    <itunes:title>Kotas on Wheels - Starting a small business: Northern Sotho</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Northern Sotho</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Northern Sotho:  ExpensesIncome Loss Break-even pointProfit]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Northern Sotho</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Northern Sotho</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Thu, 29 Jul 2021 13:00:00 +0200</pubDate>
    <itunes:duration>272</itunes:duration>
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    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>Kotas on Wheels - Starting a small business: Swati</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Swati</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Swati:  ExpensesIncome Loss Break-even pointProfit]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in Swati: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in Swati: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 12 Jul 2021 11:00:00 +0200</pubDate>
    <itunes:duration>370</itunes:duration>
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    <itunes:title>Kotas on Wheels - Starting a small business: Tsonga</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Tsonga</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Tsonga:  ExpensesIncome Loss Break-even pointProfit]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Tsonga</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Tsonga</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></content:encoded>
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    <pubDate>Mon, 12 Jul 2021 11:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Starting a small business: Ndebele</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Ndebele</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Ndebele:  ExpensesIncome Loss Break-even pointProfit]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Ndebele</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Ndebele</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 12 Jul 2021 11:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Starting a small business: Zulu</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Zulu</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Zulu:  ExpensesIncome Loss Break-even pointProfit]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Zulu</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Zulu</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></content:encoded>
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    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 12 Jul 2021 11:00:00 +0200</pubDate>
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    <itunes:title>Kotas on Wheels - Starting a small business: Afrikaans</itunes:title>
    <title>Kotas on Wheels - Starting a small business: Afrikaans</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module in Afrikaans:  ExpensesIncome Loss Break-even pointProfit]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Afrikaans</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module in <b>Afrikaans</b>: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/8849029-kotas-on-wheels-starting-a-small-business-afrikaans.mp3" length="2978345" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
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    <pubDate>Mon, 12 Jul 2021 11:00:00 +0200</pubDate>
    <itunes:duration>245</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Kotas on Wheels - Starting a small business: English</itunes:title>
    <title>Kotas on Wheels - Starting a small business: English</title>
    <itunes:summary><![CDATA[This podcast covers basic finance terminology within the Matric Maths Literacy module:  ExpensesIncome Loss Break-even pointProfit  ]]></itunes:summary>
    <description><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>This podcast covers basic finance terminology within the Matric <b>Maths Literacy</b> module: </p><ul><li>Expenses</li><li>Income </li><li>Loss </li><li>Break-even point</li><li>Profit</li></ul><p><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1815516/episodes/8849015-kotas-on-wheels-starting-a-small-business-english.mp3" length="2768083" type="audio/mpeg" />
    <itunes:author>Stephanie Klink</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8849015</guid>
    <pubDate>Mon, 12 Jul 2021 11:00:00 +0200</pubDate>
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  <psc:chapter start="0:00" title="Kotas on Wheels - Starting a small business: English" />
  <psc:chapter start="0:11" title="How Palesa started her business" />
  <psc:chapter start="0:45" title="The main lesson: finding the balance between expenses and income" />
  <psc:chapter start="1:28" title="What are fixed expenses?" />
  <psc:chapter start="1:45" title="What are variable expenses?" />
  <psc:chapter start="2:11" title="What happens when total expenses are bigger than income?" />
  <psc:chapter start="2:49" title="What is a breakeven point?" />
  <psc:chapter start="3:11" title="How did Palesa make a profit?" />
</psc:chapters>
    <itunes:duration>227</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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