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  <title>Money Affects Everything</title>

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  <copyright>© 2026 Money Affects Everything</copyright>
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  <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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  <description><![CDATA[Money Affects Everything is a podcast that discussed the impact of finances on our lives. Our hope is to help you change your perspective on money from being the pursuit to seeing money as the tool for funding the life you want to live. ]]></description>
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    <itunes:title>Comparison &amp; Shame</itunes:title>
    <title>Comparison &amp; Shame</title>
    <itunes:summary><![CDATA[In this episode, Carrie &amp; Curtis delve into the psychology of comparison and shame, and how they can shape our financial behaviors. From differences in upbringing to differences in perception, the way we learn to think about money has a profound effect on our wealth and mental health.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Carrie &amp; Curtis delve into the psychology of comparison and shame, and how they can shape our financial behaviors. From differences in upbringing to differences in perception, the way we learn to think about money has a profound effect on our wealth and mental health. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Carrie &amp; Curtis delve into the psychology of comparison and shame, and how they can shape our financial behaviors. From differences in upbringing to differences in perception, the way we learn to think about money has a profound effect on our wealth and mental health. </p>]]></content:encoded>
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    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Fri, 17 Dec 2021 14:00:00 -0500</pubDate>
    <itunes:duration>1044</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>8</itunes:episode>
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    <itunes:title>Stocks &amp; Bonds</itunes:title>
    <title>Stocks &amp; Bonds</title>
    <itunes:summary><![CDATA[In this episode, Carrie &amp; Curtis cover the fundamentals of investing. They discuss the nature of securities such as stocks and bonds, how most are used in a standard investment portfolio, and the pros and cons of each. They also go more in depth to discuss the quality of certain types of stocks and bonds, and the considerations you should take before investing in them.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Carrie &amp; Curtis cover the fundamentals of investing. They discuss the nature of securities such as stocks and bonds, how most are used in a standard investment portfolio, and the pros and cons of each. They also go more in depth to discuss the quality of certain types of stocks and bonds, and the considerations you should take before investing in them. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Carrie &amp; Curtis cover the fundamentals of investing. They discuss the nature of securities such as stocks and bonds, how most are used in a standard investment portfolio, and the pros and cons of each. They also go more in depth to discuss the quality of certain types of stocks and bonds, and the considerations you should take before investing in them. </p>]]></content:encoded>
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    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Tue, 30 Nov 2021 13:00:00 -0500</pubDate>
    <itunes:duration>1135</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
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    <itunes:title>Mansplaining</itunes:title>
    <title>Mansplaining</title>
    <itunes:summary><![CDATA[In this episode Curtis and Carrie discuss the act of 'mansplaining', how to identify it, the affects it has on professional and casual conversation, and its prevalence in the financial services industry.  We hope this information either helps you to civilly but assertively shut-down mansplaining in your life, or prevents you from unwittingly perpetuating it. ]]></itunes:summary>
    <description><![CDATA[<p>In this episode Curtis and Carrie discuss the act of &apos;mansplaining&apos;, how to identify it, the affects it has on professional and casual conversation, and its prevalence in the financial services industry.  We hope this information either helps you to civilly but assertively shut-down mansplaining in your life, or prevents you from unwittingly perpetuating it.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode Curtis and Carrie discuss the act of &apos;mansplaining&apos;, how to identify it, the affects it has on professional and casual conversation, and its prevalence in the financial services industry.  We hope this information either helps you to civilly but assertively shut-down mansplaining in your life, or prevents you from unwittingly perpetuating it.</p>]]></content:encoded>
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    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Mon, 15 Nov 2021 10:00:00 -0500</pubDate>
    <itunes:duration>1501</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
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    <itunes:title>Financial Infidelity</itunes:title>
    <title>Financial Infidelity</title>
    <itunes:summary><![CDATA[In this episode Carrie &amp; Curtis discus financial infidelity and the impact it can have on couples with shared finances. ]]></itunes:summary>
    <description><![CDATA[<p>In this episode Carrie &amp; Curtis discus financial infidelity and the impact it can have on couples with shared finances.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode Carrie &amp; Curtis discus financial infidelity and the impact it can have on couples with shared finances.</p>]]></content:encoded>
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    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Wed, 29 Sep 2021 10:00:00 -0400</pubDate>
    <itunes:duration>1432</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
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    <itunes:title>Money and Budgeting in a Relationship</itunes:title>
    <title>Money and Budgeting in a Relationship</title>
    <itunes:summary><![CDATA[When was the last time you really discussed your finances with your significant other? Did you disclose everything? Do you have shared goals or operated separately?  In this discussion, Carrie &amp; Curtis discuss these questions and more. ]]></itunes:summary>
    <description><![CDATA[<p>When was the last time you really discussed your finances with your significant other? Did you disclose everything? Do you have shared goals or operated separately? <br/>In this discussion, Carrie &amp; Curtis discuss these questions and more.</p>]]></description>
    <content:encoded><![CDATA[<p>When was the last time you really discussed your finances with your significant other? Did you disclose everything? Do you have shared goals or operated separately? <br/>In this discussion, Carrie &amp; Curtis discuss these questions and more.</p>]]></content:encoded>
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    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Tue, 24 Aug 2021 14:00:00 -0400</pubDate>
    <itunes:duration>1425</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
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    <itunes:title>Movement</itunes:title>
    <title>Movement</title>
    <itunes:summary><![CDATA[We discuss the importance of movement not only for health but also for someone's wealth. ]]></itunes:summary>
    <description><![CDATA[<p>We discuss the importance of movement not only for health but also for someone&apos;s wealth.</p>]]></description>
    <content:encoded><![CDATA[<p>We discuss the importance of movement not only for health but also for someone&apos;s wealth.</p>]]></content:encoded>
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    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Tue, 20 Jul 2021 15:00:00 -0400</pubDate>
    <itunes:duration>1029</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>Dream of Entrepreneurship</itunes:title>
    <title>Dream of Entrepreneurship</title>
    <itunes:summary><![CDATA[We discuss potential reasons to consider starting your own business, and some steps to start the process.  We discuss Financial Well-Being: Have control over day-to-day, month-to-month financesHave the capacity to absorb a financial shockAre on track to meet your financial goalsHave the financial freedom to make the choices that allow you to enjoy life. Embracing Time Freedom to live and explore the way you want.  The capacity and scaling to take the risk to start a business.  Encouragem...]]></itunes:summary>
    <description><![CDATA[<p>We discuss potential reasons to consider starting your own business, and some steps to start the process.<br/><br/>We discuss <a href='https://files.consumerfinance.gov/f/201501_cfpb_report_financial-well-being.pdf'>Financial Well-Being</a>:</p><ul><li>Have control over day-to-day, month-to-month finances</li><li>Have the capacity to absorb a financial shock</li><li>Are on track to meet your financial goals</li><li>Have the financial freedom to make the choices that allow you to enjoy life. </li></ul><p>Embracing <em>Time Freedom </em>to live and explore the way you want.<br/><br/>The capacity and scaling to take the risk to start a business.<br/><br/>Encouragement to start taking steps to your dreams.<br/><br/>Creating a 70 over 70 list of entrepreneurs!</p>]]></description>
    <content:encoded><![CDATA[<p>We discuss potential reasons to consider starting your own business, and some steps to start the process.<br/><br/>We discuss <a href='https://files.consumerfinance.gov/f/201501_cfpb_report_financial-well-being.pdf'>Financial Well-Being</a>:</p><ul><li>Have control over day-to-day, month-to-month finances</li><li>Have the capacity to absorb a financial shock</li><li>Are on track to meet your financial goals</li><li>Have the financial freedom to make the choices that allow you to enjoy life. </li></ul><p>Embracing <em>Time Freedom </em>to live and explore the way you want.<br/><br/>The capacity and scaling to take the risk to start a business.<br/><br/>Encouragement to start taking steps to your dreams.<br/><br/>Creating a 70 over 70 list of entrepreneurs!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1790809/episodes/8718157-dream-of-entrepreneurship.mp3" length="11999071" type="audio/mpeg" />
    <itunes:author>Curtis Bailey &amp; Carrie Cook</itunes:author>
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    <pubDate>Thu, 17 Jun 2021 05:00:00 -0400</pubDate>
    <itunes:duration>997</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
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    <itunes:title>Hybrid Work Environment</itunes:title>
    <title>Hybrid Work Environment</title>
    <itunes:summary><![CDATA[Hybrid Work Environment - The combination of working from home and working from the office.  We discuss the benefits and struggles of working from home.  The balance between tech and connect. How both Zoom meetings and walking meetings fit into this.  ]]></itunes:summary>
    <description><![CDATA[<p>Hybrid Work Environment - The combination of working from home and working from the office. <br/>We discuss the benefits and struggles of working from home. <br/>The balance between tech and connect. How both Zoom meetings and walking meetings fit into this. </p>]]></description>
    <content:encoded><![CDATA[<p>Hybrid Work Environment - The combination of working from home and working from the office. <br/>We discuss the benefits and struggles of working from home. <br/>The balance between tech and connect. How both Zoom meetings and walking meetings fit into this. </p>]]></content:encoded>
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    <itunes:author>Curtis &amp; Carrie</itunes:author>
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    <pubDate>Thu, 27 May 2021 16:00:00 -0400</pubDate>
    <itunes:duration>1272</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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