PayCLT Payments Hub

#31 - The CLT Payments Season: Adam Gill, Head of Digital Banking @ Stearns Bank

Sun, 29 Mar 2026 15:00:00 -0400

PayCLT and Scott Harkey are proud to welcome Adam Gill, Head of Digital Banking and Deposit Product Management at Stearns Bank to the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Adam's LinkedIn: / adamgill24/
Scott's LinkedIn: / scottleeharkey

PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...
PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...

PayCLT homepage: https://www.payclt.com

Takeways:

- **Career Progression**: Adam Gill is the Head of Digital Banking and Product at Stearns Bank, with a diverse background in consulting, Ally Bank, and launching a neobank. His journey showcases the evolution of financial services and technology.

- **Common Thread**: Throughout his career, Adam has focused on modernizing financial services technology and enhancing customer engagement, emphasizing the continuous journey of modernization in the industry.

- **Charlotte’s Unique Landscape**: Adam highlights Charlotte’s strong foundation in large banks, which attracts specialized talent and fosters a vibrant FinTech ecosystem. He notes the importance of diversification and the growth of smaller organizations in the community.

- **Lessons from Neobank Experience**: His experience launching a neobank taught him the importance of focusing on a minimum viable product and understanding the financial technology landscape. He emphasizes that the tech fundraising model is not always applicable to FinTech.

- **Payment Misconceptions**: Adam points out that many people view money movement through their personal experiences, which can lead to misconceptions about payment systems. Understanding broader use cases is essential.

- **Future of Payments**: While real-time payments are being implemented, Adam notes that they are not yet relevant for all customers. He emphasizes that cash access remains vital for small and medium-sized businesses.

- **Community Engagement**: Adam is passionate about building a diverse and collaborative FinTech community in Charlotte, recognizing the need for various organizations and professionals to enrich the ecosystem.

#30 - The CLT Payments Season - Joe Giordano, Founder and former CEO of Payzer

Thu, 17 Jul 2025 20:00:00 -0400

PayCLT and Scott Harkey are proud to welcome Joe Giordano, the exited founder of Payzer as a guest of our second season of the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Joe's LinkedIn: / joegio1
Scott's LinkedIn: / scottleeharkey

PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...
PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...

PayCLT homepage: https://www.payclt.com

#29 - The CLT Payments Season - Kelly Buchanan, Truist Divisional Chief Information Officer

Thu, 01 May 2025 08:00:00 -0400

PayCLT and Scott Harkey are proud to welcome Kelly Buchanan, the CIO of Enterprise Payments and Wholesale Technology at Truist as the initial guest of our second season of the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Kelly's LinkedIn: https://www.linkedin.com/in/mrskellybuchanan/
Scott's LinkedIn: https://www.linkedin.com/in/scottleeharkey/

PayCLT Payments Hub Podcast on Youtube: https://youtu.be/a1C0zhLtttQ

PayCLT homepage: https://www.payclt.com

Keywords: Charlotte Truist Endava payments tech technology finance financial institution bank banking network processor fintech

#28: Talking CBDC with Barry Tooker of TransactionBanker.com

Mon, 25 Nov 2024 09:00:00 -0500

Are Central Bank Digital Currencies "crypto"? and why does it matter?

Join our conversation with Barry Tooker of TransactionBanker.com as we dive into why CBDCs are coming up in the news and in the legislative halls.

Connect with the speakers on LinkedIn:
Scott Harkey
Barry Tooker

Learn more about the featured companies:
Endava
PayCLT
Transaction Banker

#27: The Latest in Cross-Border Payments with Finzly's Karuna Kathir

Mon, 11 Nov 2024 08:00:00 -0500

We're Back! We are kicking off our return to the mic with a deep dive into Cross-Border payment trends with Karuna Kathir from Finzly. Why is the space growing so aggressively and what impact did COVID have on international money movement volumes? Find out in the latest episode of the PayCLT Payments Hub podcast.

Connect with the speakers on LinkedIn:
Scott Harkey
Karuna Kathir

Learn more about the featured companies:
Endava
PayCLT
Finzly

#26: Checking In on Check Fraud with EY Payments Lead Jen Lucas

Thu, 29 Feb 2024 10:00:00 -0500

How are banks navigating check fraud today—and what can be done to modernize their approach? Scott Harkey chats with EY Payments Lead Jen Lucas to find out on the latest episode of the PayCLT Payments Hub podcast.

Connect with the speakers on LinkedIn:
Scott Harkey
Jen Lucas

Learn more about the featured companies:
Endava
PayCLT
EY

#25: Designing the Future of Digital Wallets with Paze’s Head of Product

Tue, 23 Jan 2024 09:00:00 -0500

Paze’s Head of Product Matt Miller joins Scott Harkey in this episode, where they discuss Paze’s introduction to the digital wallet market.

Connect with the speakers on LinkedIn:
Scott Harkey
Matt Miller

Learn more about the featured companies:
Endava
PayCLT
Paze

#24: The Future of Pay by Bank with Dropp CEO Sushil Prabhu

Wed, 01 Nov 2023 08:00:00 -0400

Scott Harkey hosts Dropp CEO Sushil Prabhu to find out more about the future of Pay by Bank, micropayments and more in the latest episode of PayCLT.

Connect with the speakers on LinkedIn:
Scott Harkey
Sushil Prabhu

Learn more about the featured companies:
Endava
PayCLT
Dropp

#23: Exploring Innovation and Solutions in Payments with Blue Cross NC's David Tate

Tue, 27 Jun 2023 09:00:00 -0400

Live from Fintech + Insurtech Generations, Scott Harkey and David Tate (Director, Digital Member Experience at Blue Cross NC) took the stage to discuss the latest innovation and solutions in payments.

Connect with the speakers on LinkedIn:
Scott Harkey
David Tate

Learn more about the featured companies:
Endava
PayCLT
BCBS NC

#22: All Things BankiFi with CEO of Americas, Keith Riddle

Fri, 31 Mar 2023 11:00:00 -0400

Keith Riddle, CEO of the Americas at BankiFi, joins Scott Harkey in this latest installment of the Payments Hub podcast to discuss BankiFi, its position in the market, and how they're looking to grow the open banking space.

Connect with the speakers on LinkedIn:
Scott Harkey
Keith Riddle

Learn more about the featured companies:
Endava
PayCLT
BankiFi

#21: Fraud Today and How FIs Can Safeguard Against Future Threats

Fri, 17 Mar 2023 09:00:00 -0400

Donna Turner, Fraud Advisor in Residence at EY, joins Scott Harkey in this latest installment of the Payments Hub podcast to discuss the latest tricks we're seeing from fraudsters today, major changes FIs should pursue to safeguard against future threats, and more.

Connect with the speakers on LinkedIn:
Scott Harkey
Donna Turner

Learn more about the featured companies:
Endava
PayCLT
EY

#20: Accounts Payables as a Service with CEO of Finexio

Fri, 17 Feb 2023 10:00:00 -0500

Ernest Rolfson, Founder and CEO of Finexio, joins Scott Harkey in this latest installment of the Payments Hub podcast to discuss the accounts payable (AP) industry and Finexio.

They explore:

How Finexio is transitioning businesses to electronic payments
Finexio's approach to AP automation
The evolution and future of the AP and payments industry
And much more!

Connect with the speakers on LinkedIn:
Scott Harkey
Ernest Rolfson

Learn more about the featured companies:
Levvel, an Endava company
PayCLT
Finexio

#19: What Happened in Payments in 2022 and What's Coming in 2023

Fri, 03 Feb 2023 10:00:00 -0500

In this episode, Scott Harkey hosts Margaret Weichert and Jennifer Lucas for their third annual yearly recap and new year forecast.

Connect with the speakers on LinkedIn:
Scott Harkey (Chief Strategy Officer and Head of Payments at Levvel)
Margaret Weichert (Managing Director - North America Payments Lead at Accenture)
Jennifer Moore Lucas (Head of Payments for FSO Americas at EY)

Learn more about the featured companies:
Levvel, an Endava company
PayCLT
Accenture
EY

#18: Celebrating 5 Years of RTP at TCH with Peter Davey

Fri, 27 Jan 2023 09:00:00 -0500

Peter Davey, SVP of Product Innovation at The Clearing House (TCH), joins Scott Harkey in this latest installment of the Payments Hub podcast to discuss and celebrate five years of real-time payments at TCH.

They explore why TCH exists, the future of TCH and RTP, and much more.

Connect with the speakers on LinkedIn:
Scott Harkey
Peter Davey

Learn more about the featured companies:
Levvel, an Endava company
PayCLT
The Clearing House

#17: Talking Stablecoins with CEO of Dandelion

Wed, 09 Nov 2022 11:00:00 -0500

Alexander Munro, CEO of Dandelion, joins Scott Harkey in this latest installment of the Payments Hub podcast to talk all things stablecoins.

Connect with the speakers on LinkedIn:
Scott Harkey
Alexander Munro

Learn more about the featured companies:
Levvel, an Endava company
PayCLT
Dandelion

#16: Tokenization with Tyler Heun from Checkout

Thu, 08 Sep 2022 10:00:00 -0400

In this episode, Scott Harkey hosts Tyler Heun, Senior Payments leader at Checkout.com, to talk about tokenization.

Is tokenization new to you? Have you heard about it, but want to know more than just the basic concepts? Do you want to discover the wide range of applications? Then this episode is right for you.

Connect with the speakers on LinkedIn:
Scott Harkey
Tyler Heun

Learn more about the featured companies:
Levvel, an Endava company
PayCLT
Checkout.com

#15: Subscription Management with Joakim Sjöblom

Mon, 22 Aug 2022 14:00:00 -0400

In this episode, Scott Harkey hosts Joakim Sjöblom, CEO and Founder of Minna Technologies, to discuss all things subscription management.

They explore whether or not subscription services alienate the unbanked population of the U.S., merchants that nail subscription management, what the end-state customer subscription management experience could look like, and much more.

Connect with the speakers on LinkedIn:
Scott Harkey
Joakim Sjöblom

Learn more about the featured companies:
Levvel, an Endava company
PayCLT
Minna Technologies

#14: All Things Moov Financial with CEO and Co-Founder, Wade Arnold

Wed, 29 Jun 2022 11:00:00 -0400

In this episode, Scott Harkey hosts Wade Arnold, CEO of Moov, to discuss the inspiration behind starting Moov, how they differ from competitors in the market, the future of Moov, why they've moved into the PayFac space, and more.

Connect with the speakers on LinkedIn:
Scott Harkey
Wade Arnold

Learn more about the featured companies:
Levvel
PayCLT
Moov

#13: Emergence and Transformation of B2C Payments

Fri, 17 Jun 2022 16:00:00 -0400

In this episode, Scott Harkey hosts Katie Shaw from Bank of America to discuss the emergence of B2C payments, how it's transformed over the years, Bank of America's B2C payments journey, and more.

Connect with the speakers on LinkedIn:
Scott Harkey
Katie Shaw (Director; Product Manager, GTS Emerging Payments at Bank of America)

Learn more about the featured companies:
Levvel
PayCLT
Bank of America

#12: Exploring SWIFT

Fri, 20 May 2022 12:00:00 -0400

In this episode, Scott Harkey hosts SWIFT (Society for Worldwide Interbank Financial Telecommunications) experts for a discussion around the leading cross-border messaging system. They'll explore some of the recent sanction implications on the financial system and SWIFT’s role in that.

Connect with the speakers on LinkedIn:
Scott Harkey
Shweta Gawate (Senior Manager at EY)
Faisal Sohail (Vice President and Director of Economic Sanctions at Fifth Third Bank)

Learn more about the featured companies:
Levvel
PayCLT
EY
Fifth Third Bank

#11: Process Automation with Dave Hunkele

Fri, 25 Mar 2022 14:00:00 -0400

In this episode, Levvel's Scott Harkey hosts the CEO of Kreativelabs, Dave Hunkele, for a discussion on the impact of process automation in Payments.

Connect with the speakers on LinkedIn:
Scott Harkey
Dave Hunkele

Learn more about the featured companies:
Levvel
PayCLT
Kreativelabs Consulting

#10: PayFac Deep Dive with CEO of Tilled

Mon, 14 Feb 2022 16:00:00 -0500

In this episode, Levvel's Scott Harkey hosts the CEO and Founder of Tilled, Caleb Avery, for a discussion on the ever-changing world of Payment Facilitation (PayFac).

Connect with the speakers on LinkedIn:
Scott Harkey (Chief Strategy Officer and Head of Payments at Levvel)
Caleb Avery (CEO of Tilled)

Learn more about the featured companies:
Levvel
PayCLT
Tilled

#9: What Happened in Payments in 2021 and What's Coming in 2022

Wed, 22 Dec 2021 11:00:00 -0500

In this episode, Levvel's Scott Harkey hosts Margaret Weichert and Jennifer Lucas for a discussion on their main takeaways from 2021 and what 2022 will bring. You can expect perspectives gleaned from a year of high-stakes project work full of surprises and understand what most concerns payments clients in 2022.

Connect with the speakers on LinkedIn:
Scott Harkey (Chief Strategy Officer and Head of Payments at Levvel)
Margaret Weichert (Managing Director - North America Payments Lead at Accenture)
Jennifer Moore Lucas (Head of Payments for FSO Americas at EY)

Learn more about the featured companies:
Levvel
PayCLT
Accenture
EY

#8: FX Conversation with Chris D'Antuono, North American Fintech Lead at Currencycloud

Wed, 10 Nov 2021 14:00:00 -0500

On this episode of the Payments Hub podcast, Levvel's Scott Harkey sits down with Chris D'Antuono, North American Fintech Lead at Currencycloud, to explore the latest trends and stories from the fintech front line of foreign exchange, fintech growth, and more.

Connect with the speakers on LinkedIn:
Scott Harkey
Chris D'Antuono --> Host of the Payments Innovation Podcast

Learn more about the featured companies:
Levvel
PayCLT
Currencycloud

#7: Buy Now, Pay Later with US-CEO of BizPay

Thu, 23 Sep 2021 14:00:00 -0400

Levvel's Scott Harkey explores one of the hottest trends in FinTech today, "buy now, pay later," with Carrie Moore, US-CEO of BizPay.

Connect with the speakers on LinkedIn:
Scott Harkey
Carrie Moore

Learn more about the featured companies:
Levvel
PayCLT
BizPay

#6: Banking Innovation with CEO of Finzly

Fri, 17 Sep 2021 15:00:00 -0400

Levvel's Scott Harkey explores the current innovation in the banking space and some great examples of different ways banks can accomplish the innovation they're seeking to achieve. For this discussion, Scott is joined by Booshan Rengachari (Founder and CEO of Finzly) and Dave Hunkele (Strategic Advisor at Kreativelabs Consulting).

Connect with the speakers on LinkedIn:
Scott Harkey
Dave Hunkele
Booshan Rengachari

Learn more about the featured companies:
Levvel
PayCLT
Finzly
Kreativelabs Consulting

#5: Banking/Payments Apps with Sia Partners

Wed, 18 Aug 2021 10:00:00 -0400

Levvel's Scott Harkey explores Sia Partner's latest banking survey with Brett Freedberg (Senior Consultant at Sia Partners), Greg Angelopoulos (Managing Director at Sia Partners), and Davina Demelenne (Manager at Sia Partners).

Connect with the speakers on LinkedIn:
Scott Harkey
Brett Freedberg
Greg Angelopoulos
Davina Demelenne

Learn more about the featured companies:
Levvel
PayCLT
Sia Partners

#4: Central Bank Digital Currencies

Wed, 09 Jun 2021 10:00:00 -0400

Levvel's Scott Harkey talks all things CBDCs (Central Bank Digital Currencies) with Peter Tapling (Managing Director at PTap Advisory, LLC) and Craig Borysowich (Principal, Integration & Standards at Payments Canada).

Connect with the speakers on LinkedIn:
Scott Harkey
Peter Tapling
Craig Borysowich

Learn more about the featured companies:
Levvel
PayCLT
PTap Advisory, LLC
Payments Canada

#3: Data Sharing with FDX

Fri, 16 Apr 2021 10:00:00 -0400

Levvel's Scott Harkey talks all things data sharing with Tom Carpenter (Director of Public Affairs & Marketing at Financial Data Exchange) and Don Cardinal (Managing Director at Financial Data Exchange).

Connect with the speakers on LinkedIn:
Scott Harkey
Tom Carpenter
Don Cardinal

Learn more about the featured companies:
Levvel
PayCLT
Financial Data Exchange

#2: The Exciting Possibilities of Cryptocurrencies

Fri, 26 Mar 2021 13:00:00 -0400

Levvel's Scott Harkey talks everything blockchain, Bitcoin, and cryptocurrency with Daniel Gouldman (CEO of Unbanked) and Jamal Raees (FinTech and Payments Tech Specialist).

Connect with the speakers on LinkedIn:
Scott Harkey
Daniel Gouldman
Jamal Raees

Learn more about the featured companies:
Levvel
PayCLT
Unbanked

#1: RTP Deep Dive

Wed, 17 Feb 2021 15:00:00 -0500

Levvel's Scott Harkey talks real-time payments with Chris Rigoni (Webster Bank) and Dean Nolan (Fifth Third Bank).

Connect with the speakers on LinkedIn:
Scott Harkey
Chris Rigoni
Dean Nolan

Learn more about the featured companies:
Levvel
PayCLT
Sterling National Bank
Fifth Third Bank