Check Your Balances Sun, 15 Mar 2026 00:17:58 -0400 https://www.checkyourbalances.com en-us © 2026 Check Your Balances yes ba167206-7e1b-5283-863e-81534b246708 Ross Anderson, CFP® and Daniel Messeca, CFP® episodic false Managing your money doesn't have to be boring. Check Your Balances is your weekly financial co-pilot, hosted by two experienced financial planners. We deliver straight-talk strategies and expert-level advice to help you save, invest, and finally feel 100% in control on your journey to financial independence.

]]> Buzzsprout (https://www.buzzsprout.com) Ross Anderson, CFP® and Daniel Messeca, CFP® https://storage.buzzsprout.com/a0d98qsi5tcwaa8fy2wilu4hcjgv?.jpg Check Your Balances Capital Gains and Refinances, Our favorite topics? Capital Gains and Refinances, Our favorite topics? If you've got mutual funds in your portfolio you might be familiar with that uncomfortable feeling at tax-time when your CPA sends you a bill even when you didn't sell anything. We talk about how to anticipate and navigate capital gains distributions on a mutual fund, and also weigh in on whether its the right time to refinance a high rate mortgage.

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]]> If you've got mutual funds in your portfolio you might be familiar with that uncomfortable feeling at tax-time when your CPA sends you a bill even when you didn't sell anything. We talk about how to anticipate and navigate capital gains distributions on a mutual fund, and also weigh in on whether its the right time to refinance a high rate mortgage.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18827402 Wed, 11 Mar 2026 01:00:00 -0400 1409 268 full false Celebrating 5 Years with a Live Listener Event Celebrating 5 Years with a Live Listener Event It’s hard to believe it’s been half a decade since we first hit "record" to talk shop about markets, financial planning, and the psychology of money. To celebrate our 5th Anniversary, we’re stepping out from behind the microphones and into the room with the people who made it all possible: You.

Join Ross and Dan for a special live taping of the Check Your Balances podcast! This isn't just another episode; it’s an interactive event dedicated to the community that has grown alongside us.

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Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> It’s hard to believe it’s been half a decade since we first hit "record" to talk shop about markets, financial planning, and the psychology of money. To celebrate our 5th Anniversary, we’re stepping out from behind the microphones and into the room with the people who made it all possible: You.

Join Ross and Dan for a special live taping of the Check Your Balances podcast! This isn't just another episode; it’s an interactive event dedicated to the community that has grown alongside us.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18786497 Wed, 04 Mar 2026 00:00:00 -0500 1971 267 full false 1099 vs W2 Jobs & More: February Mailbag 1099 vs W2 Jobs & More: February Mailbag In mailbag episode of Check Your Balances, we break down the financial reality of choosing between 1099 and W2 employment. Do the additional deductions actually make this a way better deal? We also tackle the Roth IRA debate of whether you should swing for the fences with high-growth stocks or play the long game with broad-market index funds. Finally, we tackle tax season head-on by evaluating if premium tax software offers genuine value or if you're better off with a less expensive option - and how to evaluate them. Whether you're weighing a new job offer or optimizing your retirement bucket, this episode provides the framework for making smarter money moves this spring.

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]]> In mailbag episode of Check Your Balances, we break down the financial reality of choosing between 1099 and W2 employment. Do the additional deductions actually make this a way better deal? We also tackle the Roth IRA debate of whether you should swing for the fences with high-growth stocks or play the long game with broad-market index funds. Finally, we tackle tax season head-on by evaluating if premium tax software offers genuine value or if you're better off with a less expensive option - and how to evaluate them. Whether you're weighing a new job offer or optimizing your retirement bucket, this episode provides the framework for making smarter money moves this spring.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18744726 Wed, 25 Feb 2026 01:00:00 -0500 2015 266 full false If you could borrow money for 100 years, should you? If you could borrow money for 100 years, should you? If you could borrow money for a century, should you? This episode explores the strategy behind Alphabet's 100-year bond and why one of the world's wealthiest companies chooses to stay in debt until the next century.

We bridge the gap between corporate finance and your front door, breaking down how inflation acts as a "discount" on long-term debt like mortgages. By analyzing the math of eroding buying power, we reveal why time is the ultimate lever for the borrower—and how you can use a fixed-rate mindset to short the dollar and build long-term wealth.

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]]> If you could borrow money for a century, should you? This episode explores the strategy behind Alphabet's 100-year bond and why one of the world's wealthiest companies chooses to stay in debt until the next century.

We bridge the gap between corporate finance and your front door, breaking down how inflation acts as a "discount" on long-term debt like mortgages. By analyzing the math of eroding buying power, we reveal why time is the ultimate lever for the borrower—and how you can use a fixed-rate mindset to short the dollar and build long-term wealth.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18703739 Wed, 18 Feb 2026 00:00:00 -0500 1618 265 full false When Does It Make Sense to Pay Retirement Account Penalties? When Does It Make Sense to Pay Retirement Account Penalties? It’s the ultimate "break glass in case of emergency" move: tapping into your 401(k) or IRA before you hit age 59½. Usually, the advice is a resounding "don't do it," thanks to that stinging 10% early withdrawal penalty plus ordinary income taxes.

But life rarely follows a linear spreadsheet. In this episode, we tackle the nuance of the "forbidden" withdrawal. We’re diving into the specific scenarios where paying the penalty might actually be the most logical—or least destructive—financial move available to you.

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]]> It’s the ultimate "break glass in case of emergency" move: tapping into your 401(k) or IRA before you hit age 59½. Usually, the advice is a resounding "don't do it," thanks to that stinging 10% early withdrawal penalty plus ordinary income taxes.

But life rarely follows a linear spreadsheet. In this episode, we tackle the nuance of the "forbidden" withdrawal. We’re diving into the specific scenarios where paying the penalty might actually be the most logical—or least destructive—financial move available to you.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18659403 Wed, 11 Feb 2026 00:00:00 -0500 1678 264 full false Are You Underestimating the Impact of Baby Steps? Are You Underestimating the Impact of Baby Steps? Staring at a driveway buried by a snowstorm is a lot like looking at a massive financial goal—overwhelming until you start chipping away. This episode of Check Your Balances explores how small, "baby steps" eventually lead to a critical inflection point where momentum takes over. We discuss the transition from the "grind" of active saving to the moment your portfolio’s growth begins to outpace your contributions. By staying consistent through the heavy lifting, you allow your wealth to transform from a stationary pile into a self-sustaining engine.

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]]> Staring at a driveway buried by a snowstorm is a lot like looking at a massive financial goal—overwhelming until you start chipping away. This episode of Check Your Balances explores how small, "baby steps" eventually lead to a critical inflection point where momentum takes over. We discuss the transition from the "grind" of active saving to the moment your portfolio’s growth begins to outpace your contributions. By staying consistent through the heavy lifting, you allow your wealth to transform from a stationary pile into a self-sustaining engine.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18622049 Wed, 04 Feb 2026 00:00:00 -0500 1314 263 full false Are Your Taxes Ready for the OBBB With Ryan Flanigan, CPA Are Your Taxes Ready for the OBBB With Ryan Flanigan, CPA Tax season is a different beast under the One Big Beautiful Bill (OBBB), and it’s time to see if your strategy holds up. This week, we’re joined by Ryan Flanigan, CPA, to break down the legislative shifts and what they mean for your bottom line. From permanent bonus depreciation to the new incentive structures, we’re cutting through the noise to make sure you’re prepared for the "Big Beautiful Bill" you’ll face in April.

Send a text

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]]> Tax season is a different beast under the One Big Beautiful Bill (OBBB), and it’s time to see if your strategy holds up. This week, we’re joined by Ryan Flanigan, CPA, to break down the legislative shifts and what they mean for your bottom line. From permanent bonus depreciation to the new incentive structures, we’re cutting through the noise to make sure you’re prepared for the "Big Beautiful Bill" you’ll face in April.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18578941 Wed, 28 Jan 2026 00:00:00 -0500 2592 262 full false Are Annuities and Real Estate Our Favorite Punching Bags? Are Annuities and Real Estate Our Favorite Punching Bags? Finding overstated benefits in real estate and annuities might just be our favorite pastime. This week on Check Your Balances, Ross and Dan are putting on the gloves to take down the myths and math of these two common financial tropes.

The rant gets specific as we highlight the absurdity of pitching annuities to investors who already enjoy the security of a strong pension—essentially solving a problem that doesn't exist. Whether it’s the over-glamorized world of property management or the fear-based selling of insurance products, we’re here to help you spot the red flags before you sign a contract. Tune in for a dose of much-needed skepticism and a reality check on our favorite financial punching bags.

Send a text

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@checkyourbalances on Instagram

]]> Finding overstated benefits in real estate and annuities might just be our favorite pastime. This week on Check Your Balances, Ross and Dan are putting on the gloves to take down the myths and math of these two common financial tropes.

The rant gets specific as we highlight the absurdity of pitching annuities to investors who already enjoy the security of a strong pension—essentially solving a problem that doesn't exist. Whether it’s the over-glamorized world of property management or the fear-based selling of insurance products, we’re here to help you spot the red flags before you sign a contract. Tune in for a dose of much-needed skepticism and a reality check on our favorite financial punching bags.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18543590 Wed, 21 Jan 2026 00:00:00 -0500 1350 261 full false Investing in a K Shaped Economy Investing in a K Shaped Economy The K-shaped economy is a jarring reality right now. On the "upward" arm, you have households with significant exposure to assets like stocks and real estate—which have reached record highs—alongside industries like AI and tech that are booming. On the "downward" arm, you have those feeling the squeeze of high interest rates, stagnant wages relative to costs, and the "disappearance" of affordable housing.

In an environment where the "market" and the "economy" are moving in different directions, how should you be positioning your portfolio?

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]]> The K-shaped economy is a jarring reality right now. On the "upward" arm, you have households with significant exposure to assets like stocks and real estate—which have reached record highs—alongside industries like AI and tech that are booming. On the "downward" arm, you have those feeling the squeeze of high interest rates, stagnant wages relative to costs, and the "disappearance" of affordable housing.

In an environment where the "market" and the "economy" are moving in different directions, how should you be positioning your portfolio?

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18504311 Wed, 14 Jan 2026 00:00:00 -0500 1732 260 full false Does a tax free dividend Roth work? - Mailbag Episode Does a tax free dividend Roth work? - Mailbag Episode Is there a "magic bullet" for generating tax-free income in retirement? This week, Ross and Dan dive back into the mailbag to tackle a question that sounds almost too good to be true: The Tax-Free Dividend Roth Strategy. We’ve all heard that Roth IRAs are powerful, but a listener asks if specifically loading a Roth with high-yield dividend stocks is the ultimate "cheat code" for retirement cash flow. That and more on this week's episode!

Send a text

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@checkyourbalances on Instagram

]]> Is there a "magic bullet" for generating tax-free income in retirement? This week, Ross and Dan dive back into the mailbag to tackle a question that sounds almost too good to be true: The Tax-Free Dividend Roth Strategy. We’ve all heard that Roth IRAs are powerful, but a listener asks if specifically loading a Roth with high-yield dividend stocks is the ultimate "cheat code" for retirement cash flow. That and more on this week's episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18466951 Wed, 07 Jan 2026 02:00:00 -0500 1722 259 full false So Long 2025 from CYB! So Long 2025 from CYB! As we close out 2025, Ross and Dan look back at a year that defied the scripts, from "sure-thing" predictions that fizzled to the market moves that caught even the pros off guard. Join us for a final look at the lessons of 2025 and a clear-eyed strategy for your money as we head into 2026.

Send a text

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]]> As we close out 2025, Ross and Dan look back at a year that defied the scripts, from "sure-thing" predictions that fizzled to the market moves that caught even the pros off guard. Join us for a final look at the lessons of 2025 and a clear-eyed strategy for your money as we head into 2026.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18433983 Wed, 31 Dec 2025 00:00:00 -0500 1492 258 full false Would The Grinch be the worst client? Would The Grinch be the worst client? Which holiday icon would be a financial advisor’s worst nightmare? This week, we’re putting Christmas characters under the microscope. We debate whether the Grinch or Scrooge is the tougher client to manage and dive into the 'North Pole Economics' of how Santa actually funds his global operation.

Beyond the festive fun, we explore what these fictional portfolios teach us about behavioral finance, cash flow, and legacy planning. Join us for a holiday-themed deep dive on this week’s Check Your Balances!

Send a text

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]]> Which holiday icon would be a financial advisor’s worst nightmare? This week, we’re putting Christmas characters under the microscope. We debate whether the Grinch or Scrooge is the tougher client to manage and dive into the 'North Pole Economics' of how Santa actually funds his global operation.

Beyond the festive fun, we explore what these fictional portfolios teach us about behavioral finance, cash flow, and legacy planning. Join us for a holiday-themed deep dive on this week’s Check Your Balances!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18407661 Wed, 24 Dec 2025 00:00:00 -0500 1279 257 full false Is $100 Million Enough for Generational Wealth? Is $100 Million Enough for Generational Wealth? Could a $100 million career income actually be insufficient for true, lasting generational wealth? This week, Ross and Dan dive deep into the ultimate financial paradox: the hidden, massive costs of being ultra-wealthy.

We unpack the eye-opening comments from NFL star Odell Beckham Jr. about how quickly a pro athlete's money evaporates. At this level, do standard retirement rules still apply, or are you just running faster on a much bigger treadmill?

Tune in to find out!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Could a $100 million career income actually be insufficient for true, lasting generational wealth? This week, Ross and Dan dive deep into the ultimate financial paradox: the hidden, massive costs of being ultra-wealthy.

We unpack the eye-opening comments from NFL star Odell Beckham Jr. about how quickly a pro athlete's money evaporates. At this level, do standard retirement rules still apply, or are you just running faster on a much bigger treadmill?

Tune in to find out!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18366733 Wed, 17 Dec 2025 00:00:00 -0500 1301 256 full false Why buy bonds when cash looks better? - Mailbag Episode Why buy bonds when cash looks better? - Mailbag Episode In a world where cash is yielding around 4% and the bond index has lost 0.35% over the last 5 years*... why would you buy bonds instead of sitting on cash? This week we dive into that question and several others from our Mailbag.


* Data as of 11/30/2025 via Vanguard

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]]> In a world where cash is yielding around 4% and the bond index has lost 0.35% over the last 5 years*... why would you buy bonds instead of sitting on cash? This week we dive into that question and several others from our Mailbag.


* Data as of 11/30/2025 via Vanguard

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18319123 Wed, 10 Dec 2025 00:00:00 -0500 1860 255 full false Daily Budgeting: Sanity or Stress? Daily Budgeting: Sanity or Stress? We've always championed the long-term view of budgeting, but what if thinking about your money daily is the real secret to financial control? This week, we explore the idea of micro-timeframe spending: Is hyper-focusing on every 24 hours empowering and key to hitting your goals, or is it a recipe for driving yourself completely nuts? We'll reveal how we came to this counter-intuitive idea and deliver our verdict on whether a daily approach could finally be the breakthrough your budget needs. Tune in this week for our take!

Send a text

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@checkyourbalances on Instagram

]]> We've always championed the long-term view of budgeting, but what if thinking about your money daily is the real secret to financial control? This week, we explore the idea of micro-timeframe spending: Is hyper-focusing on every 24 hours empowering and key to hitting your goals, or is it a recipe for driving yourself completely nuts? We'll reveal how we came to this counter-intuitive idea and deliver our verdict on whether a daily approach could finally be the breakthrough your budget needs. Tune in this week for our take!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18289051 Wed, 03 Dec 2025 00:00:00 -0500 1452 254 full false Does High Watermarking turn progress into disappointment? Does High Watermarking turn progress into disappointment? We celebrate Thanksgiving with some light hearted banter, and exploring the question of whether "High Watermarking" can lead to disappointment (even if it's hypothetical). We hope you're enjoying time with your family and friends this week, but if you want your weekly dose of personal finance content, we're here for you!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> We celebrate Thanksgiving with some light hearted banter, and exploring the question of whether "High Watermarking" can lead to disappointment (even if it's hypothetical). We hope you're enjoying time with your family and friends this week, but if you want your weekly dose of personal finance content, we're here for you!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18255941 Wed, 26 Nov 2025 00:00:00 -0500 1303 253 full false Does a 50 Year Mortgage Make Sense? - Mailbag Episode Does a 50 Year Mortgage Make Sense? - Mailbag Episode Could a half-century loan be the answer to the housing crisis, or is it a financial nightmare waiting to happen? We break down the pros, cons, and the brutal amortization schedules of 50-year mortgages to see who actually benefits. Plus, we’re emptying the mailbag to cover the specific financial hurdles you are facing right now. Tune in to this week's mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Could a half-century loan be the answer to the housing crisis, or is it a financial nightmare waiting to happen? We break down the pros, cons, and the brutal amortization schedules of 50-year mortgages to see who actually benefits. Plus, we’re emptying the mailbag to cover the specific financial hurdles you are facing right now. Tune in to this week's mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18212658 Wed, 19 Nov 2025 00:00:00 -0500 1563 252 full false How Would You Invest $100K Without the Stock Market? How Would You Invest $100K Without the Stock Market? This week, Ross and Dan tackle a fun question... If you had to invest $100,000 without using the stock market, what would you do?  Would you become a landlord and try to buy real estate? Would you try to start a business or invest in something truly "passive?"

Send a text

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]]> This week, Ross and Dan tackle a fun question... If you had to invest $100,000 without using the stock market, what would you do?  Would you become a landlord and try to buy real estate? Would you try to start a business or invest in something truly "passive?"

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18171578 Wed, 12 Nov 2025 00:00:00 -0500 1839 251 full false Is the Financial Plan Too Focused on Retirement? Is the Financial Plan Too Focused on Retirement? Does the average financial plan have "retirement tunnel vision," with a focus on pouring every spare dollar into your retirement accounts. We're all told to save for the future, but what happens when that focus makes us 'house poor' or 'life poor' today? Big goals like buying a home, funding college, or starting a business can't always wait until you're 65. Is it possible to be too focused on saving for your golden years?


#retirement #financialplanning #balance

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]]> Does the average financial plan have "retirement tunnel vision," with a focus on pouring every spare dollar into your retirement accounts. We're all told to save for the future, but what happens when that focus makes us 'house poor' or 'life poor' today? Big goals like buying a home, funding college, or starting a business can't always wait until you're 65. Is it possible to be too focused on saving for your golden years?


#retirement #financialplanning #balance

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18135282 Wed, 05 Nov 2025 00:00:00 -0500 1802 250 full false How Spooky Is This Market? How Spooky Is This Market? First up: A listener challenges our take on Dollar Cost Averaging out.

Then, we confront the fear: How spooky is this market? Ross and Dan bust the financial ghouls and tell you what’s truly frightening for your portfolio (and what’s just noise).

Send a text

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]]> First up: A listener challenges our take on Dollar Cost Averaging out.

Then, we confront the fear: How spooky is this market? Ross and Dan bust the financial ghouls and tell you what’s truly frightening for your portfolio (and what’s just noise).

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18094167 Wed, 29 Oct 2025 00:00:00 -0400 1579 249 full false October Mailbag: College Planning, Dollar Cost Averaging Out, Scams! October Mailbag: College Planning, Dollar Cost Averaging Out, Scams! The October Mailbag is here! Ross and Dan open up the mailbag to answer your pressing financial questions, tackling everything from navigating the costs of college to whether you can Dollar Cost Averaging (DCA) out of a position as you approach retirement. Plus, they dive into the latest listener stories and tips on spotting and avoiding financial scams. Tune in for practical advice and a breakdown of the things you need to know right now!

Send a text

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@checkyourbalances on Instagram

]]> The October Mailbag is here! Ross and Dan open up the mailbag to answer your pressing financial questions, tackling everything from navigating the costs of college to whether you can Dollar Cost Averaging (DCA) out of a position as you approach retirement. Plus, they dive into the latest listener stories and tips on spotting and avoiding financial scams. Tune in for practical advice and a breakdown of the things you need to know right now!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18053691 Wed, 22 Oct 2025 00:00:00 -0400 2264 248 full false Is Burnout Leading to Your FIRE Dreams? Is Burnout Leading to Your FIRE Dreams? Is the grueling pace of your job fueling your desire for FIRE (Financial Independence, Retire Early)? This week on Check Your Balances, Ross and Dan tackle the reality that for many, burnout is the primary driver of the movement, not just aspiration. We discuss how to re-evaluate your aggressive savings strategy, explore more balanced options like Coast FIRE, and ensure your pursuit of freedom doesn't cost you your current well-being. Stop letting the corporate grind dictate your financial plan—it's time to find a path to independence that's sustainable.

#FIREMovement #Burnout #FinancialIndependence #CheckYourBalances #CoastFIRE

Send a text

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]]> Is the grueling pace of your job fueling your desire for FIRE (Financial Independence, Retire Early)? This week on Check Your Balances, Ross and Dan tackle the reality that for many, burnout is the primary driver of the movement, not just aspiration. We discuss how to re-evaluate your aggressive savings strategy, explore more balanced options like Coast FIRE, and ensure your pursuit of freedom doesn't cost you your current well-being. Stop letting the corporate grind dictate your financial plan—it's time to find a path to independence that's sustainable.

#FIREMovement #Burnout #FinancialIndependence #CheckYourBalances #CoastFIRE

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-18012339 Wed, 15 Oct 2025 00:00:00 -0400 1644 247 full false Selling a House: Lessons from Our Best Real Estate Investor Selling a House: Lessons from Our Best Real Estate Investor When it's time to sell your personal home, do you treat it like a purely emotional move or a smart financial transaction? This week, our resident real estate expert, Dan, is under contract on selling his personal home.

Join us as Dan breaks down the process, from pre-listing prep and pricing strategy to staging secrets and negotiation tactics. Whether you're moving next month or just planning for the future, this episode is packed with must-hear, actionable lessons on maximizing your home's sale price and minimizing costly mistakes.

#RealEstate #personalfinance #Investing #HomeSale #PropertyInvestment #WealthBuilding

Send a text

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]]> When it's time to sell your personal home, do you treat it like a purely emotional move or a smart financial transaction? This week, our resident real estate expert, Dan, is under contract on selling his personal home.

Join us as Dan breaks down the process, from pre-listing prep and pricing strategy to staging secrets and negotiation tactics. Whether you're moving next month or just planning for the future, this episode is packed with must-hear, actionable lessons on maximizing your home's sale price and minimizing costly mistakes.

#RealEstate #personalfinance #Investing #HomeSale #PropertyInvestment #WealthBuilding

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17974913 Wed, 08 Oct 2025 00:00:00 -0400 1634 246 full false Do you have any Super Dollars? (Roth Mailbag) Do you have any Super Dollars? (Roth Mailbag) Your Catch-Up Contributions Are Changing! This week, Ross and Dan dive into the new guidance from the Treasury Department that will redefine how high earners over age 50 make their 401(k) catch-up contributions. The new rule mandates Roth contributions for certain savers, forcing many to lose a key pre-tax deduction. We break down who is affected, when this starts, and what you need to do to prepare. Plus, we open the mailbag to answer listener questions on all things Roth.

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]]> Your Catch-Up Contributions Are Changing! This week, Ross and Dan dive into the new guidance from the Treasury Department that will redefine how high earners over age 50 make their 401(k) catch-up contributions. The new rule mandates Roth contributions for certain savers, forcing many to lose a key pre-tax deduction. We break down who is affected, when this starts, and what you need to do to prepare. Plus, we open the mailbag to answer listener questions on all things Roth.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17935963 Wed, 01 Oct 2025 00:00:00 -0400 1725 245 full false Is It Re-fi Time? Is It Re-fi Time? 30 Year Fixed Mortgage rates decline down to 6.26%, is it too early to consider a re-finance from a high rate loan? This week Ross and Dan unpack some of the trickery that can make you think you're saving more money than you really are when you look at refi numbers and how to make sure you don't get fooled.

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]]> 30 Year Fixed Mortgage rates decline down to 6.26%, is it too early to consider a re-finance from a high rate loan? This week Ross and Dan unpack some of the trickery that can make you think you're saving more money than you really are when you look at refi numbers and how to make sure you don't get fooled.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17896218 Wed, 24 Sep 2025 00:00:00 -0400 1792 244 full false Can you spot the Millionaire Next Door? Can you spot the Millionaire Next Door? This week, Ross and Dan read and discuss The Millionaire Next Door. Does a finance book from 1996 still have precious lessons for us to learn about becoming Prodigious Accumulators of Wealth (PAWs) and avoiding the dreaded Under-Accumulator of Wealth (UAW) title? Tune in this week to see if this still deserves a spot on your shelf almost 30 years later.

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]]> This week, Ross and Dan read and discuss The Millionaire Next Door. Does a finance book from 1996 still have precious lessons for us to learn about becoming Prodigious Accumulators of Wealth (PAWs) and avoiding the dreaded Under-Accumulator of Wealth (UAW) title? Tune in this week to see if this still deserves a spot on your shelf almost 30 years later.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17855494 Wed, 17 Sep 2025 00:00:00 -0400 2067 243 full false Can you "Rule Break" into retirement? Can you "Rule Break" into retirement? As a follow up to last week's episode with David Gardner, we dive deeper into whether the Rule Breaker Investing philosophy is suited for an investor that is approaching retirement. Ross and Dan spent 6 years almost exclusively trying to answer that question for many many investors. Here's what they think about that concept today!

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]]> As a follow up to last week's episode with David Gardner, we dive deeper into whether the Rule Breaker Investing philosophy is suited for an investor that is approaching retirement. Ross and Dan spent 6 years almost exclusively trying to answer that question for many many investors. Here's what they think about that concept today!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17818080 Wed, 10 Sep 2025 00:00:00 -0400 1779 242 full false Rule Breaker Investing with David Gardner Rule Breaker Investing with David Gardner This week we are honored to have the Co-Founder and Chief Rule Breaker of The Motley Fool, David Gardner, join the show. David has an unbelievable investing track record, and his new book Rule Breaker Investing is his formula for success. We know many of our listeners are excited to hear David's thoughts!

Send a text

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]]> This week we are honored to have the Co-Founder and Chief Rule Breaker of The Motley Fool, David Gardner, join the show. David has an unbelievable investing track record, and his new book Rule Breaker Investing is his formula for success. We know many of our listeners are excited to hear David's thoughts!

Send a text

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@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17776519 Wed, 03 Sep 2025 00:00:00 -0400 2636 241 full false August Mailbag: When does overpaying a mortgage make sense? August Mailbag: When does overpaying a mortgage make sense? Got extra cash and wondering if you should throw it at your mortgage? 🤔 This week, we dive into the age-old debate: when does it actually make sense to overpay your mortgage? What are you using if you still mourn the loss of Mint.com? That and more in this week's mailbag episode.

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]]> Got extra cash and wondering if you should throw it at your mortgage? 🤔 This week, we dive into the age-old debate: when does it actually make sense to overpay your mortgage? What are you using if you still mourn the loss of Mint.com? That and more in this week's mailbag episode.

Send a text

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@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17733649 Wed, 27 Aug 2025 00:00:00 -0400 1542 240 full false Are these the dumbest finance theories? Are these the dumbest finance theories? When it comes to talking about finance, not all of the theories you hear out there are going to be winners. What are some of the dumbest theories that we've come across, and why are they wrong? Tune in to find out.

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]]> When it comes to talking about finance, not all of the theories you hear out there are going to be winners. What are some of the dumbest theories that we've come across, and why are they wrong? Tune in to find out.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17699786 Wed, 20 Aug 2025 00:00:00 -0400 1491 239 full false What Are the Strategies for Managing an Inherited IRA? What Are the Strategies for Managing an Inherited IRA? Are you one of the many people who've inherited a retirement account and are now wondering, "What's an RMD and how do I manage it?" The rules around inherited IRAs and required minimum distributions have changed, and it can be confusing.

In this episode of Check Your Balances, we're tackling the complex topic of managing Required Minimum Distributions (RMDs) on an inherited IRA. We'll break down the key rules, including the 10-year rule, and discuss how to create a strategy that works for you.

Send a text

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]]> Are you one of the many people who've inherited a retirement account and are now wondering, "What's an RMD and how do I manage it?" The rules around inherited IRAs and required minimum distributions have changed, and it can be confusing.

In this episode of Check Your Balances, we're tackling the complex topic of managing Required Minimum Distributions (RMDs) on an inherited IRA. We'll break down the key rules, including the 10-year rule, and discuss how to create a strategy that works for you.

Send a text

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@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17662836 Wed, 13 Aug 2025 00:00:00 -0400 1829 237 full false Scott Galloway Got Rid of His Insurance... Should you? Scott Galloway Got Rid of His Insurance... Should you? Scott Galloway recently announced he’s dropped all of his insurance—but is he an anomaly or onto something? Dan and Ross break down his controversial stance and discuss whether most people are actually over-insuring themselves against small risks. Tune in to find out if you're a Scott Galloway, or if you're just paying too much.

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]]> Scott Galloway recently announced he’s dropped all of his insurance—but is he an anomaly or onto something? Dan and Ross break down his controversial stance and discuss whether most people are actually over-insuring themselves against small risks. Tune in to find out if you're a Scott Galloway, or if you're just paying too much.

Send a text

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@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17622179 Wed, 06 Aug 2025 00:00:00 -0400 1679 236 full false Is the OBBB Beautiful... For You? Is the OBBB Beautiful... For You? The highly anticipated "One Big Beautiful Bill" has officially been signed into law, sparking intense debate and speculation. This week on Check Your Balances, we're cutting through the noise to deliver a crucial breakdown of its sweeping changes. From tax tweaks and investment implications to critical shifts in financial planning, we'll equip you with the essential insights you need to understand exactly how this legislation impacts your individual finances. 

Send a text

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]]> The highly anticipated "One Big Beautiful Bill" has officially been signed into law, sparking intense debate and speculation. This week on Check Your Balances, we're cutting through the noise to deliver a crucial breakdown of its sweeping changes. From tax tweaks and investment implications to critical shifts in financial planning, we'll equip you with the essential insights you need to understand exactly how this legislation impacts your individual finances. 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17585890 Wed, 30 Jul 2025 00:00:00 -0400 1799 235 full false Do You Own Enough Emerging Markets? With Callum Thomas Do You Own Enough Emerging Markets? With Callum Thomas In this episode of Check Your Balances, we're joined by Callum Thomas to tackle a crucial question for your portfolio: Do you own enough emerging markets? Callum shares his expert insights on the current landscape, potential, and risks of investing in these dynamic economies. Tune in to understand if your asset allocation is truly optimized for global growth.

Learn more about Callum at Top Down Charts and The Weekly ChartStorm

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]]> In this episode of Check Your Balances, we're joined by Callum Thomas to tackle a crucial question for your portfolio: Do you own enough emerging markets? Callum shares his expert insights on the current landscape, potential, and risks of investing in these dynamic economies. Tune in to understand if your asset allocation is truly optimized for global growth.

Learn more about Callum at Top Down Charts and The Weekly ChartStorm

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17547470 Wed, 23 Jul 2025 09:00:00 -0400 2007 234 full false Is the New Chase Sapphire Reserve Worth It? with Sara Rathner Is the New Chase Sapphire Reserve Worth It? with Sara Rathner This week, NerdWallet's Sara Rathner makes a second appearance on the show to talk about the changes to the Chase Sapphire Reserve card. As one of the most prominent travel cards and the market, and one that Ross happens to personally use... this was of particular interest. 

Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show and CNBC’s “Nightly Business Report,” and has been quoted in The New York Times, The Washington Post, The Wall Street Journal, Yahoo Finance, Time, Reuters, NBC News, Business Insider and MarketWatch. 

Learn more about her work here: https://www.nerdwallet.com/author/sara-rathner

Send a text

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]]> This week, NerdWallet's Sara Rathner makes a second appearance on the show to talk about the changes to the Chase Sapphire Reserve card. As one of the most prominent travel cards and the market, and one that Ross happens to personally use... this was of particular interest. 

Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show and CNBC’s “Nightly Business Report,” and has been quoted in The New York Times, The Washington Post, The Wall Street Journal, Yahoo Finance, Time, Reuters, NBC News, Business Insider and MarketWatch. 

Learn more about her work here: https://www.nerdwallet.com/author/sara-rathner

Send a text

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@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17512946 Wed, 16 Jul 2025 00:00:00 -0400 1810 233 full false Does Chat GPT Know How Taxes Work? Does Chat GPT Know How Taxes Work? On this week's episode of Check Your Balances, a mailbag episode! Does Chat GPT know how each of your retirement account taxes actually works? How do the fees in mutual funds and ETFs actually get deducted? These questions and more as we dive into what our listeners want to hear us talk about.

Send a text

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]]> On this week's episode of Check Your Balances, a mailbag episode! Does Chat GPT know how each of your retirement account taxes actually works? How do the fees in mutual funds and ETFs actually get deducted? These questions and more as we dive into what our listeners want to hear us talk about.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17475236 Wed, 09 Jul 2025 00:00:00 -0400 1920 232 full false Severance & Independence Severance & Independence What can the hit Apple TV show Severance teach the fellas about saving for financial independence? Join us this week as Ross and Dan explore the idea that you might be "severed" from the version of yourself that you're supposed to be saving money for. 


Wishing everyone a safe and happy 4th of July!

Send a text

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]]> What can the hit Apple TV show Severance teach the fellas about saving for financial independence? Join us this week as Ross and Dan explore the idea that you might be "severed" from the version of yourself that you're supposed to be saving money for. 


Wishing everyone a safe and happy 4th of July!

Send a text

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@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17431537 Wed, 02 Jul 2025 00:00:00 -0400 949 231 full false Liability Matching Liability Matching How do you you get your money to line up with being available when you actually need it? Designing a portfolio with this strategy in mind is called "Liability Matching" and it's a concept that Ross and Dan believe in and teach regularly. While rules of thumb like "The 4% Rule" get all the buzz, this is how to think about actually connecting your money with its purpose.

Send a text

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]]> How do you you get your money to line up with being available when you actually need it? Designing a portfolio with this strategy in mind is called "Liability Matching" and it's a concept that Ross and Dan believe in and teach regularly. While rules of thumb like "The 4% Rule" get all the buzz, this is how to think about actually connecting your money with its purpose.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17394392 Wed, 25 Jun 2025 00:00:00 -0400 1911 230 full false Over Under: Do we know the average American's finances? Over Under: Do we know the average American's finances? Think you know the average American? Ross and Dan are about to find out if they do! Welcome to "Over Under," the brand new game on Check Your Balances where our hosts put their statistical savvy to the test. They'll compete in a lighthearted game to see how well they know the wealth and financial habits of the typical American.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Think you know the average American? Ross and Dan are about to find out if they do! Welcome to "Over Under," the brand new game on Check Your Balances where our hosts put their statistical savvy to the test. They'll compete in a lighthearted game to see how well they know the wealth and financial habits of the typical American.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17356152 Wed, 18 Jun 2025 00:00:00 -0400 1923 229 full false World's Worst Real Estate Investor? World's Worst Real Estate Investor? A surge in homes for sale relative to the number of buyers leads Ross to question whether his purchase of a home 6 months ago might have been poorly timed. Is he the worlds worst real estate investor? Only time will tell, but you can hear the boys discuss it on this weeks episode of Check Your Balances.

Send a text

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]]> A surge in homes for sale relative to the number of buyers leads Ross to question whether his purchase of a home 6 months ago might have been poorly timed. Is he the worlds worst real estate investor? Only time will tell, but you can hear the boys discuss it on this weeks episode of Check Your Balances.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17316378 Wed, 11 Jun 2025 00:00:00 -0400 1343 228 full false Should You Use Your Roth as an Emergency Fund? Should You Use Your Roth as an Emergency Fund? This week on Check Your Balances, we tackle a listener question: Should your Roth IRA double as an emergency fund? We'll explore the pros and cons. We'll also demystify the critical difference between correlation and causation in personal finance. Understanding this distinction is key to making sound financial decisions, ensuring you build a robust financial plan based on true cause-and-effect, not just coincidental relationships.

Send a text

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]]> This week on Check Your Balances, we tackle a listener question: Should your Roth IRA double as an emergency fund? We'll explore the pros and cons. We'll also demystify the critical difference between correlation and causation in personal finance. Understanding this distinction is key to making sound financial decisions, ensuring you build a robust financial plan based on true cause-and-effect, not just coincidental relationships.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17276997 Wed, 04 Jun 2025 00:00:00 -0400 1943 227 full false SALT Changes, Housing Choices, and a Recession Coming? SALT Changes, Housing Choices, and a Recession Coming? This week we're diving into the big questions we think you should be asking. We break down the latest rumblings around SALT deduction changes and what they could mean for your tax bill. Then, we pivot to the ever-shifting housing market, and whether you should bite off a bigger purchase for better schools. And finally, is a recession really on the horizon? We analyze the economic tea leaves and offer insights to help you prepare. 

Send a text

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@checkyourbalances on Instagram

]]> This week we're diving into the big questions we think you should be asking. We break down the latest rumblings around SALT deduction changes and what they could mean for your tax bill. Then, we pivot to the ever-shifting housing market, and whether you should bite off a bigger purchase for better schools. And finally, is a recession really on the horizon? We analyze the economic tea leaves and offer insights to help you prepare. 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17238220 Wed, 28 May 2025 00:00:00 -0400 1937 226 full false Do You Trust Your Financial Plan? Do You Trust Your Financial Plan? What do you do when the numbers tell a different story than your gut? This episode tackles a common planner's dilemma: how to help clients truly believe their financial plan when the data clearly shows they'll be okay. We'll explore if it's about our planning approach, or the deeper issue of trusting the data itself.

Send a text

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]]> What do you do when the numbers tell a different story than your gut? This episode tackles a common planner's dilemma: how to help clients truly believe their financial plan when the data clearly shows they'll be okay. We'll explore if it's about our planning approach, or the deeper issue of trusting the data itself.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17198841 Thu, 22 May 2025 07:00:00 -0400 1546 225 full false Would You Rather...? Would You Rather...? Want a fun and engaging way to talk about money with your partner? This episode of Check Your Balances explores how "Would You Rather...?" style finance questions can be a fantastic tool for uncovering each other's financial values and perspectives. We'll show you how these playful scenarios can lead to richer, more meaningful conversations and ultimately strengthen your financial understanding as a couple.

Send a text

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]]> Want a fun and engaging way to talk about money with your partner? This episode of Check Your Balances explores how "Would You Rather...?" style finance questions can be a fantastic tool for uncovering each other's financial values and perspectives. We'll show you how these playful scenarios can lead to richer, more meaningful conversations and ultimately strengthen your financial understanding as a couple.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17156120 Wed, 14 May 2025 00:00:00 -0400 1788 224 full false Is That Sloppy Financial Planning? Is That Sloppy Financial Planning? On this episode of Check Your Balances, we're putting replacement ratios in the hot seat! Is this financial fortune-telling or just lazy math? We'll ask the tough questions: Are they the ultimate shortcut to a comfy retirement, or a recipe for financial disaster served up with a side of wishful thinking? Get ready for a lively debate as we uncover the truth behind these so-called rules of thumb and explore whether they're genius or just plain... well, sloppy. Tune in for a dose of financial reality with a twist of fun – because planning your future shouldn't be a snooze fest!

Send a text

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@checkyourbalances on Instagram

]]> On this episode of Check Your Balances, we're putting replacement ratios in the hot seat! Is this financial fortune-telling or just lazy math? We'll ask the tough questions: Are they the ultimate shortcut to a comfy retirement, or a recipe for financial disaster served up with a side of wishful thinking? Get ready for a lively debate as we uncover the truth behind these so-called rules of thumb and explore whether they're genius or just plain... well, sloppy. Tune in for a dose of financial reality with a twist of fun – because planning your future shouldn't be a snooze fest!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17112456 Wed, 07 May 2025 00:00:00 -0400 1517 223 full false Save Vs. Splurge: How to Handle "Extra" Cash Save Vs. Splurge: How to Handle "Extra" Cash Stop wondering what to do with that extra paycheck, bonus, or side hustle income! "Save vs. Splurge" empowers you to make confident financial decisions that align with your values and goals. We explore the art of balancing saving for a secure future with enjoying the present moment. Learn how to make your extra cash work harder for you, whether it's paying down debt, investing wisely, or indulging in something you truly value.

Send a text

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]]> Stop wondering what to do with that extra paycheck, bonus, or side hustle income! "Save vs. Splurge" empowers you to make confident financial decisions that align with your values and goals. We explore the art of balancing saving for a secure future with enjoying the present moment. Learn how to make your extra cash work harder for you, whether it's paying down debt, investing wisely, or indulging in something you truly value.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17069565 Wed, 30 Apr 2025 00:00:00 -0400 1409 222 full false Mailbag: Money Markets, CDs, and Estates! Mailbag: Money Markets, CDs, and Estates! Have you ever wondered why you'd use a money market or a CD instead of a high yield savings account? Are you concerned about battling it out with a sibling over an inheritance? If so, this week's mailbag episode is for you!

Send a text

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]]> Have you ever wondered why you'd use a money market or a CD instead of a high yield savings account? Are you concerned about battling it out with a sibling over an inheritance? If so, this week's mailbag episode is for you!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-17025275 Wed, 23 Apr 2025 00:00:00 -0400 1880 221 full false Hedging Your Index Funds Hedging Your Index Funds Should you even try to hedge a single position inside an index fund? What happens when you spot a single stock within your broad market index that looks seriously overvalued? We'll weigh the costs, complexities, and potential benefits against simpler, more effective risk management approaches for index fund investors.

Send a text

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]]> Should you even try to hedge a single position inside an index fund? What happens when you spot a single stock within your broad market index that looks seriously overvalued? We'll weigh the costs, complexities, and potential benefits against simpler, more effective risk management approaches for index fund investors.

Send a text

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@checkyourbalances on Instagram

]]> Buzzsprout-16986765 Wed, 16 Apr 2025 00:00:00 -0400 1241 220 full false Tariff Tantrum Tariff Tantrum The headlines are screaming about tariffs and trade wars, but what does it all mean for your wallet? In this episode of Check Your Balances, we break down the "Tariff Tantrum" and explore how these international trade spats could impact business and ultimately your portfolio.

Send a text

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]]> The headlines are screaming about tariffs and trade wars, but what does it all mean for your wallet? In this episode of Check Your Balances, we break down the "Tariff Tantrum" and explore how these international trade spats could impact business and ultimately your portfolio.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16942023 Wed, 09 Apr 2025 00:00:00 -0400 1822 219 full false Money March Madness Money March Madness It's March Madness, but make it money! This week, we're pitting the biggest personal finance debates against each other in a head-to-head bracket showdown. From "Debt Snowball vs. Avalanche" to "Roth vs. Traditional IRA," which financial strategies will reign supreme? Tune in for the ultimate financial face-off and level up your money game!

Send a text

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]]> It's March Madness, but make it money! This week, we're pitting the biggest personal finance debates against each other in a head-to-head bracket showdown. From "Debt Snowball vs. Avalanche" to "Roth vs. Traditional IRA," which financial strategies will reign supreme? Tune in for the ultimate financial face-off and level up your money game!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16861453 Wed, 26 Mar 2025 00:00:00 -0400 1998 217 full false Accessing Your Home Equity Accessing Your Home Equity What if you had access to capital, but it cost you some of the upside value of your home? This week Ross and Dan explore a product that they were recently introduced to and look at what situations it makes sense for. Like most exotic lending options, this one can be really dangerous if not used correctly!

Send a text

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]]> What if you had access to capital, but it cost you some of the upside value of your home? This week Ross and Dan explore a product that they were recently introduced to and look at what situations it makes sense for. Like most exotic lending options, this one can be really dangerous if not used correctly!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16819588 Wed, 19 Mar 2025 00:00:00 -0400 1447 216 full false Market Timing Market Timing Ever wonder if all those market buzzwords—overvalued, undervalued, fear, greed—are just dressed-up ways to say "time the market"? In a world where it's easy to get spooked by the news and want to sit on the sidelines, let's get real about market timing. Let's break down the concept of market timing and discuss how to navigate the market with clarity.

This episode is on YouTube: https://youtu.be/ZV-tF62eB_Q

Send a text

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]]> Ever wonder if all those market buzzwords—overvalued, undervalued, fear, greed—are just dressed-up ways to say "time the market"? In a world where it's easy to get spooked by the news and want to sit on the sidelines, let's get real about market timing. Let's break down the concept of market timing and discuss how to navigate the market with clarity.

This episode is on YouTube: https://youtu.be/ZV-tF62eB_Q

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16733495 Wed, 05 Mar 2025 00:00:00 -0500 1558 214 full false The "Oracle" Still Loves Equities The "Oracle" Still Loves Equities Warren Buffett's annual letter is a must-read for investors. Join us as we break down the key takeaways from his 2024 missive, exploring his insights on the economy, Berkshire Hathaway's performance, and of course, his enduring love for equities. Is his wisdom still relevant in today's market? We'll discuss that and more on this episode.


Find us on YouTube: https://youtu.be/VVCCeGuH5RA

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Warren Buffett's annual letter is a must-read for investors. Join us as we break down the key takeaways from his 2024 missive, exploring his insights on the economy, Berkshire Hathaway's performance, and of course, his enduring love for equities. Is his wisdom still relevant in today's market? We'll discuss that and more on this episode.


Find us on YouTube: https://youtu.be/VVCCeGuH5RA

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16693947 Wed, 26 Feb 2025 00:00:00 -0500 1702 213 full false Mailbag: Can You Have Too Much in Your 401(k)? Mailbag: Can You Have Too Much in Your 401(k)? This week's Mailbag episode has great listener questions about whether rolling money back into a 401(K) is worth it for backdoor Roth IRA contributions, how to withhold taxes for a small business, and whether you can actually have too much money in your 401(K) plan. 

Send us your questions to be featured on an upcoming mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week's Mailbag episode has great listener questions about whether rolling money back into a 401(K) is worth it for backdoor Roth IRA contributions, how to withhold taxes for a small business, and whether you can actually have too much money in your 401(K) plan. 

Send us your questions to be featured on an upcoming mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16650626 Wed, 19 Feb 2025 00:00:00 -0500 1670 212 full false Golden Handcuffs: Restricted Stock Units (RSUs) Golden Handcuffs: Restricted Stock Units (RSUs) Are your RSUs a golden ticket to financial freedom or just a confusing piece of your compensation package?  This week, we demystify Restricted Stock Units and show you how to turn them into a powerful wealth-building tool.  Learn how to navigate vesting schedules, understand the tax implications, and develop a smart strategy for managing your RSUs.  Don't leave money on the table – tune in and unlock the potential of your equity compensation.


This episode is on YouTube: https://youtu.be/KfX1rEcPwGs

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Are your RSUs a golden ticket to financial freedom or just a confusing piece of your compensation package?  This week, we demystify Restricted Stock Units and show you how to turn them into a powerful wealth-building tool.  Learn how to navigate vesting schedules, understand the tax implications, and develop a smart strategy for managing your RSUs.  Don't leave money on the table – tune in and unlock the potential of your equity compensation.


This episode is on YouTube: https://youtu.be/KfX1rEcPwGs

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16563660 Wed, 05 Feb 2025 00:00:00 -0500 1694 210 full false What Do Advisors Actually Do? What Do Advisors Actually Do? In a world where everyone from the car finance office to an insurance salesperson calls themselves a "Financial Advisor" what can advisors actually provide? Do you have to have your money managed, or can they simply act as a consultant? Tune int his week for Ross and Dan's take on a listener question about what advisors can actually offer.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> In a world where everyone from the car finance office to an insurance salesperson calls themselves a "Financial Advisor" what can advisors actually provide? Do you have to have your money managed, or can they simply act as a consultant? Tune int his week for Ross and Dan's take on a listener question about what advisors can actually offer.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16524836 Wed, 29 Jan 2025 01:00:00 -0500 1759 209 full false What's Your Money Personality? What's Your Money Personality? Your money personality plays a bigger role in your financial success than you might think. In this episode, Ross and Dan introduce a framework of four distinct money personalities. Learn how to identify your own archetype and understand how it impacts your saving, investing, and overall financial well-being. We'll also discuss strategies for leveraging your strengths and mitigating your weaknesses to achieve your financial goals.

This episode is on YouTube: https://youtu.be/94wRwj_f1RM


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Your money personality plays a bigger role in your financial success than you might think. In this episode, Ross and Dan introduce a framework of four distinct money personalities. Learn how to identify your own archetype and understand how it impacts your saving, investing, and overall financial well-being. We'll also discuss strategies for leveraging your strengths and mitigating your weaknesses to achieve your financial goals.

This episode is on YouTube: https://youtu.be/94wRwj_f1RM


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16479997 Wed, 22 Jan 2025 00:00:00 -0500 1455 208 full false Leasing & More with Jesse Cramer of Best Interest Leasing & More with Jesse Cramer of Best Interest This week Jesse Cramer of the Best Interest Blog and Podcast joins the show to talk about how different advisors can approach the same decision of getting to where we need to go. Join us for a fun conversation about Jesse's journey and how we all approach the vehicle decisions.

This episode is on YouTube: https://youtu.be/pShIUwiYJTM

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Jesse Cramer of the Best Interest Blog and Podcast joins the show to talk about how different advisors can approach the same decision of getting to where we need to go. Join us for a fun conversation about Jesse's journey and how we all approach the vehicle decisions.

This episode is on YouTube: https://youtu.be/pShIUwiYJTM

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16440731 Wed, 15 Jan 2025 00:00:00 -0500 2342 207 full false Happy New Years! Let's Locate Your Assets! Happy New Years! Let's Locate Your Assets! We kick off 2025 with an update on a few of the key things you might want to update heading into the new year and then move into a discussion about asset location. Are your growth assets in the right buckets? Are your safe assets in the right buckets? We give our current thoughts on how to think about it.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> We kick off 2025 with an update on a few of the key things you might want to update heading into the new year and then move into a discussion about asset location. Are your growth assets in the right buckets? Are your safe assets in the right buckets? We give our current thoughts on how to think about it.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16364765 Wed, 01 Jan 2025 00:00:00 -0500 1626 205 full false Would You Buy a Home With Cash Right Now? Would You Buy a Home With Cash Right Now? If you had the money to buy a home outright, would you still take a mortgage at our current rates? This week's episode dives into the pros and cons of whether it makes sense to borrow money or invest based on the current landscape.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> If you had the money to buy a home outright, would you still take a mortgage at our current rates? This week's episode dives into the pros and cons of whether it makes sense to borrow money or invest based on the current landscape.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16337746 Wed, 25 Dec 2024 00:00:00 -0500 1871 204 full false The Gift You Don't Want: Timeshares The Gift You Don't Want: Timeshares This time of year we think a lot about gift giving. But what about the gifts you truly don't want? We don't mean a bad neck tie or macaroni art, but maybe one that costs you thousands of dollars just to maintain... tune in this week for our discussion about how to avoid inheriting a timeshare.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This time of year we think a lot about gift giving. But what about the gifts you truly don't want? We don't mean a bad neck tie or macaroni art, but maybe one that costs you thousands of dollars just to maintain... tune in this week for our discussion about how to avoid inheriting a timeshare.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16291082 Wed, 18 Dec 2024 00:00:00 -0500 1416 203 full false December Mailbag: Super Catch-Up, Taxes on Gifts, and More! December Mailbag: Super Catch-Up, Taxes on Gifts, and More! This month's mailbag episode is a super-sized catch-up! We're diving deep into your burning questions about personal finance. From the ins and outs of taxes on gifts to strategies for supercharging your retirement savings, we've got you covered. Tune in to hear our expert insights and practical advice.

This episode is on YouTube: https://youtu.be/Atb7blHB7wY

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This month's mailbag episode is a super-sized catch-up! We're diving deep into your burning questions about personal finance. From the ins and outs of taxes on gifts to strategies for supercharging your retirement savings, we've got you covered. Tune in to hear our expert insights and practical advice.

This episode is on YouTube: https://youtu.be/Atb7blHB7wY

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16256981 Wed, 11 Dec 2024 00:00:00 -0500 1816 202 full false Capital Gains | Should you be taking gains? Capital Gains | Should you be taking gains? Confused about capital gains tax and whether you should be selling stocks before the end of the year? In this episode, we break down the basics of capital gains tax and discuss the factors to consider when deciding whether to sell your stocks before year end. 

This episode is on YouTube: https://youtu.be/c5ME5uG-Ny0

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Confused about capital gains tax and whether you should be selling stocks before the end of the year? In this episode, we break down the basics of capital gains tax and discuss the factors to consider when deciding whether to sell your stocks before year end. 

This episode is on YouTube: https://youtu.be/c5ME5uG-Ny0

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16214977 Wed, 04 Dec 2024 00:00:00 -0500 1577 201 full false Episode 200: Happy Thanksgiving! Episode 200: Happy Thanksgiving! This week Ross and Dan celebrate their 200th episode of Check Your Balances with a lighthearted reflective episode of the journey up to this point. We appreciate each and every one of you, whether you've listened to a single segment or every single episode of the show up to this point. Happy Thanksgiving!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan celebrate their 200th episode of Check Your Balances with a lighthearted reflective episode of the journey up to this point. We appreciate each and every one of you, whether you've listened to a single segment or every single episode of the show up to this point. Happy Thanksgiving!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16179521 Wed, 27 Nov 2024 00:00:00 -0500 947 200 full false Debate 2024: Ross and Dan Face off Debate 2024: Ross and Dan Face off When financial decisions matter most, you need strong arguments to consider. This week episode brings you a lighthearted debate on 5 financial topics:

- How relevant is net worth as a metric? 
- Should I just invest in the S&P 500 and stop overthinking it?
- Do you really need an emergency fund before investing?
- Is the FIRE movement good for personal finance?
- Should you have a side hustle to accelerate your progress?

Tune in this week to hear us battle it out!

This episode is on YouTube: https://youtu.be/W5_yW6JimE0

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> When financial decisions matter most, you need strong arguments to consider. This week episode brings you a lighthearted debate on 5 financial topics:

- How relevant is net worth as a metric? 
- Should I just invest in the S&P 500 and stop overthinking it?
- Do you really need an emergency fund before investing?
- Is the FIRE movement good for personal finance?
- Should you have a side hustle to accelerate your progress?

Tune in this week to hear us battle it out!

This episode is on YouTube: https://youtu.be/W5_yW6JimE0

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16134280 Wed, 20 Nov 2024 00:00:00 -0500 2083 199 full false Veterans Day Mailbag: VA Benefits, 529 to a Roth, and more! Veterans Day Mailbag: VA Benefits, 529 to a Roth, and more! As we celebrate our Veterans this week, we got a great listener questions about what unique benefits our Veterans have access to. We also answer questions about whether high earners should consider a 529 for themselves to gain access to a Roth IRA. 

Our apologies for the late post, we were having technical difficulties!

This episode is on YouTube: https://youtu.be/IP_b-5Ea5VY

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> As we celebrate our Veterans this week, we got a great listener questions about what unique benefits our Veterans have access to. We also answer questions about whether high earners should consider a 529 for themselves to gain access to a Roth IRA. 

Our apologies for the late post, we were having technical difficulties!

This episode is on YouTube: https://youtu.be/IP_b-5Ea5VY

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16098640 Wed, 13 Nov 2024 08:00:00 -0500 1735 198 full false Election Episode Election Episode Elections can be a rollercoaster of emotions, and it's easy to get caught up in the hype and fear-mongering. But as investors, it's crucial to stay calm and focused on our long-term financial goals. In this episode, we'll discuss how to avoid making big mistakes with your investing regardless of the election outcome.

This episode is on YouTube: https://youtu.be/-YTCVeVV_70

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Elections can be a rollercoaster of emotions, and it's easy to get caught up in the hype and fear-mongering. But as investors, it's crucial to stay calm and focused on our long-term financial goals. In this episode, we'll discuss how to avoid making big mistakes with your investing regardless of the election outcome.

This episode is on YouTube: https://youtu.be/-YTCVeVV_70

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16053551 Wed, 06 Nov 2024 00:00:00 -0500 1722 197 full false Reviewing: Rich Dad Poor Dad Reviewing: Rich Dad Poor Dad In this episode, we dissect the iconic personal finance book, "Rich Dad, Poor Dad" at the request of our listeners. We'll delve into the core principles, analyze their effectiveness, and challenge some of the controversial claims. While acknowledging the book's influence on millions, we'll explore its limitations and discuss why a more nuanced approach to wealth building is often necessary. Join us as we separate fact from fiction and provide practical advice to help you achieve your financial goals.

This episode is on YouTube: https://youtu.be/hpc-FNweaJ0


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> In this episode, we dissect the iconic personal finance book, "Rich Dad, Poor Dad" at the request of our listeners. We'll delve into the core principles, analyze their effectiveness, and challenge some of the controversial claims. While acknowledging the book's influence on millions, we'll explore its limitations and discuss why a more nuanced approach to wealth building is often necessary. Join us as we separate fact from fiction and provide practical advice to help you achieve your financial goals.

This episode is on YouTube: https://youtu.be/hpc-FNweaJ0


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-16014051 Wed, 30 Oct 2024 00:00:00 -0400 1740 196 full false Love is... Blind? Love is... Blind? Ever wondered how the couples on Love is Blind discuss their finances? Join us for a look into the financial decisions made by the contestants, and how we might treat the same questions. We'll analyze their choices through a financial lens and discuss how their financial literacy (or lack thereof) could impact their relationships and future. Will their love stand the test of money? 

This episode is on YouTube: https://youtu.be/xeYk37KxFYc

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ever wondered how the couples on Love is Blind discuss their finances? Join us for a look into the financial decisions made by the contestants, and how we might treat the same questions. We'll analyze their choices through a financial lens and discuss how their financial literacy (or lack thereof) could impact their relationships and future. Will their love stand the test of money? 

This episode is on YouTube: https://youtu.be/xeYk37KxFYc

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15974353 Tue, 22 Oct 2024 23:00:00 -0400 1409 195 full false Taxes After Retirement Taxes After Retirement Ever wondered how your taxes change after you retire? In this episode, we'll break down the key tax implications of retirement, and what sources you can still have withholding versus the ones where you'll have to take care of it yourself.

Find this episode on YouTube: https://youtu.be/WFBaNImVUpM

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ever wondered how your taxes change after you retire? In this episode, we'll break down the key tax implications of retirement, and what sources you can still have withholding versus the ones where you'll have to take care of it yourself.

Find this episode on YouTube: https://youtu.be/WFBaNImVUpM

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-15934885 Wed, 16 Oct 2024 00:00:00 -0400 1531 194 full false October Mailbag: Safe Withdrawal Rate, Different Investments at $500K? October Mailbag: Safe Withdrawal Rate, Different Investments at $500K? Join us for the October edition of our personal finance mailbag podcast. In this episode, we dive deep into listener questions and provide insights on:

  • Safe Withdrawal Rate: How much can you safely withdraw from your retirement savings without depleting your funds? Can you safely adjust up after a good year?
  • Investing $500K: Do your portfolio options need to change as your capital grows?

Find this episode on YouTube: https://youtu.be/SqAtc11kLswWe're

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Join us for the October edition of our personal finance mailbag podcast. In this episode, we dive deep into listener questions and provide insights on:

  • Safe Withdrawal Rate: How much can you safely withdraw from your retirement savings without depleting your funds? Can you safely adjust up after a good year?
  • Investing $500K: Do your portfolio options need to change as your capital grows?

Find this episode on YouTube: https://youtu.be/SqAtc11kLswWe're

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15891514 Wed, 09 Oct 2024 00:00:00 -0400 1677 193 full false New Home with Drew McKenzie New Home with Drew McKenzie The final chapter (we hope) in the Ross' house saga. Drew McKenzie from Long and Foster joins the show to talk about what it's like trying to give advice to a guy that gives advice for a living.

Find this episode on YouTube (to see the inside of the actual home): https://youtu.be/GpjBZlu_r68
We're @checkyourbalances on Instagram
Send us questions you want answered about your finances to checkyourbalances@outlook.com

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> The final chapter (we hope) in the Ross' house saga. Drew McKenzie from Long and Foster joins the show to talk about what it's like trying to give advice to a guy that gives advice for a living.

Find this episode on YouTube (to see the inside of the actual home): https://youtu.be/GpjBZlu_r68
We're @checkyourbalances on Instagram
Send us questions you want answered about your finances to checkyourbalances@outlook.com

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15853295 Wed, 02 Oct 2024 00:00:00 -0400 1657 192 full false Rate Cut: What does it mean for you? Rate Cut: What does it mean for you? It finally happened, the Fed has cut rates... so now what? We talk about the impact of the new interest rate environment and what it means for you.

Send your questions for the show to checkyourbalances@outlook.com!
This episode is on YouTube: https://youtu.be/vLpQz4b6y0k
We're @checkyourbalances on Instagram 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> It finally happened, the Fed has cut rates... so now what? We talk about the impact of the new interest rate environment and what it means for you.

Send your questions for the show to checkyourbalances@outlook.com!
This episode is on YouTube: https://youtu.be/vLpQz4b6y0k
We're @checkyourbalances on Instagram 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15811523 Wed, 25 Sep 2024 00:00:00 -0400 1461 191 full false Is Your 401(k) a Scam? Is Your 401(k) a Scam? Prominent financial pundits and, like Robert Kiyosaki, will tell you the 401(k) is a 'Horrible' retirement plan. Why is that the case, and are they really right? Tune in this week for our take.

Send your personal finance questions to checkyourbalances@outlook.com
This episode is on YouTube: https://youtu.be/J0wkYS_MBsY
@checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Prominent financial pundits and, like Robert Kiyosaki, will tell you the 401(k) is a 'Horrible' retirement plan. Why is that the case, and are they really right? Tune in this week for our take.

Send your personal finance questions to checkyourbalances@outlook.com
This episode is on YouTube: https://youtu.be/J0wkYS_MBsY
@checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15763779 Wed, 18 Sep 2024 00:00:00 -0400 1417 190 full false Refi Time... Already? Refi Time... Already? Mortgage rates have already have already dropped more than a full percent from their recent highs. Is it too soon to talk about refinancing your mortgage? Why don't financial podcasters talk about the real costs associated with a refinance? Tune in this week to hear our take.

Send your questions for the show to checkyourbalances@outlook.com!
We're @checkyourbalanes on Instagram
This show is on YouTube

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Mortgage rates have already have already dropped more than a full percent from their recent highs. Is it too soon to talk about refinancing your mortgage? Why don't financial podcasters talk about the real costs associated with a refinance? Tune in this week to hear our take.

Send your questions for the show to checkyourbalances@outlook.com!
We're @checkyourbalanes on Instagram
This show is on YouTube

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15732204 Wed, 11 Sep 2024 00:00:00 -0400 1394 189 full false September Mailbag: Should you get married for tax benefits? September Mailbag: Should you get married for tax benefits? Perhaps not the most romantic reason, but does it make sense to get married for the tax benfits? Also how do you invest if you've got a windfall of cash to deal with? That and more in this week's mailbag episode.

Send your questions to checkyourbalances@outlook.com to be featured on an upcoming show!

We're @checkyourbalances on Instagram
This episode is on YouTube: https://youtu.be/-Iy271i2XY8

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Perhaps not the most romantic reason, but does it make sense to get married for the tax benfits? Also how do you invest if you've got a windfall of cash to deal with? That and more in this week's mailbag episode.

Send your questions to checkyourbalances@outlook.com to be featured on an upcoming show!

We're @checkyourbalances on Instagram
This episode is on YouTube: https://youtu.be/-Iy271i2XY8

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15688803 Wed, 04 Sep 2024 00:00:00 -0400 1878 188 full false The Impact of Social Security The Impact of Social Security We commonly talk with people that underestimate the impact of Social Security (and pensions) and how big of a deal it can for building their retirement plan. This week we have a philosophical question about how to think about it and how it relates to your own plans.

Find this episode on YouTube: https://youtu.be/5NcTxmt0Xf4
We're @checkyourbalances on Instagram
Email checkyourbalances@outlook.com to send questions to the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> We commonly talk with people that underestimate the impact of Social Security (and pensions) and how big of a deal it can for building their retirement plan. This week we have a philosophical question about how to think about it and how it relates to your own plans.

Find this episode on YouTube: https://youtu.be/5NcTxmt0Xf4
We're @checkyourbalances on Instagram
Email checkyourbalances@outlook.com to send questions to the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15653393 Wed, 28 Aug 2024 00:00:00 -0400 1712 187 full false August Mailbag: Taxes on IRAs, Long-Term Care Insurance, and More! August Mailbag: Taxes on IRAs, Long-Term Care Insurance, and More! How do the taxes actually work on a non-Roth IRA? Should you prioritize Long-Term Care Insurance or Disability Insurance? If you're like our listeners, these questions may be on your mind too.

Send your financial planning questions to checkyourbalances@outlook.com to be featured on upcoming episodes!

You can also find us @checkyourbalances on Instagram
This episode is on YouTube: https://youtu.be/vXb4sU4R1lM

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> How do the taxes actually work on a non-Roth IRA? Should you prioritize Long-Term Care Insurance or Disability Insurance? If you're like our listeners, these questions may be on your mind too.

Send your financial planning questions to checkyourbalances@outlook.com to be featured on upcoming episodes!

You can also find us @checkyourbalances on Instagram
This episode is on YouTube: https://youtu.be/vXb4sU4R1lM

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15616142 Wed, 21 Aug 2024 00:00:00 -0400 1921 186 full false Welcome Back Market Volatility Welcome Back Market Volatility The past couple of weeks have shown an interruption in what has otherwise been a very comfy ride in the markets so far in 2024. With some major investors unloading big chunks of stock we look at the recent volatility and talk about whether it should affect positioning moving forward.

Send your questions for the show to checkyourbalances@outlook.com

Find each episode on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> The past couple of weeks have shown an interruption in what has otherwise been a very comfy ride in the markets so far in 2024. With some major investors unloading big chunks of stock we look at the recent volatility and talk about whether it should affect positioning moving forward.

Send your questions for the show to checkyourbalances@outlook.com

Find each episode on YouTube
We're @checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15578639 Wed, 14 Aug 2024 00:00:00 -0400 1692 185 full false Who Needs Estate Plans? with Meredith Hill, Esq. Who Needs Estate Plans? with Meredith Hill, Esq. This week we are joined by Meredith Hill, the founder and principal attorney, of the Hill Law Group. Meredith joins the show to discuss who needs estate plans and the pitfalls that families can fall into without having the proper documents in place.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming mailbag episodes!

Find this episode on YouTube
We're also on Instagram @checkyourbalances!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we are joined by Meredith Hill, the founder and principal attorney, of the Hill Law Group. Meredith joins the show to discuss who needs estate plans and the pitfalls that families can fall into without having the proper documents in place.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming mailbag episodes!

Find this episode on YouTube
We're also on Instagram @checkyourbalances!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15543575 Wed, 07 Aug 2024 00:00:00 -0400 2082 184 full false The SECURE Act ...again, really. The SECURE Act ...again, really. This week we celebrate that the IRS has finally clarified guidance for Inherited IRA Required Minimum Distribution (RMD) rules. And also an update on the ongoing housing drama for Ross.

Send your questions for an upcoming mailbag to checkyourbalances@outlook.com

This, and all new episodes, are on YouTube
Find us @checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week we celebrate that the IRS has finally clarified guidance for Inherited IRA Required Minimum Distribution (RMD) rules. And also an update on the ongoing housing drama for Ross.

Send your questions for an upcoming mailbag to checkyourbalances@outlook.com

This, and all new episodes, are on YouTube
Find us @checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15505619 Wed, 31 Jul 2024 00:00:00 -0400 1489 183 full false All Thing Tax with Jasmine DiLucci, JD, CPA, EA All Thing Tax with Jasmine DiLucci, JD, CPA, EA This week Ross and Dan welcome tax attorney and expert, Jasmine DiLucci to the show to talk about how you can use the tax code to your advantage, and avoid silly scams that originate online.

Send your questions to the show to checkyourbalances@outlook.com

Find this episode on YouTube
We're also @checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan welcome tax attorney and expert, Jasmine DiLucci to the show to talk about how you can use the tax code to your advantage, and avoid silly scams that originate online.

Send your questions to the show to checkyourbalances@outlook.com

Find this episode on YouTube
We're also @checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15465858 Wed, 24 Jul 2024 01:00:00 -0400 1947 182 full false How good is your 401(k)? How good is your 401(k)? This week Ross and Dan break down what they look for when evaluating a clients' 401(k) plan and whether it's actually any good. Some a great, and some not be the best home for your funds. Tune in this week to find out!

Email checkyourbalances@outlook.com to submit questions to the show!

This episode is on YouTube!
We're also on Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week Ross and Dan break down what they look for when evaluating a clients' 401(k) plan and whether it's actually any good. Some a great, and some not be the best home for your funds. Tune in this week to find out!

Email checkyourbalances@outlook.com to submit questions to the show!

This episode is on YouTube!
We're also on Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15426788 Wed, 17 Jul 2024 00:00:00 -0400 1708 181 full false July Mailbag | Recasting, RMDs, and More! July Mailbag | Recasting, RMDs, and More! This week Ross and Dan dive into the mailbag to find what books they missed, whether recasting a mortgage is worth it (debate style) and how to calculate an RMD.

Want your question on the show? Email us at checkyourbalances@outlook.com!

Find this episode on YouTube
Or find us on Instagram @checkyourbalances

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan dive into the mailbag to find what books they missed, whether recasting a mortgage is worth it (debate style) and how to calculate an RMD.

Want your question on the show? Email us at checkyourbalances@outlook.com!

Find this episode on YouTube
Or find us on Instagram @checkyourbalances

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15389589 Wed, 10 Jul 2024 00:00:00 -0400 2075 180 full false Beach Reads: Summer Reading List Beach Reads: Summer Reading List What has been on the recent reading list for Ross and Dan, and should you considering adding it to your beach reads? We'll give you our take so you can decide if you should give it your time.

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This episode is on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> What has been on the recent reading list for Ross and Dan, and should you considering adding it to your beach reads? We'll give you our take so you can decide if you should give it your time.

Send your questions for Check Your Balances to checkyourbalances@outlook.com to be featured on the show!

This episode is on YouTube
We're also on Instagram: @checkyourbalances

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15353363 Wed, 03 Jul 2024 00:00:00 -0400 1718 179 full false Bobby Bonilla Day Bobby Bonilla Day This week Ross and Dan dive into a deal that Bobby Bonilla made in 1999 that will continue to pay him a reported $1.19 million per year until 2035. Why would the Mets make that deal, and who was the big winner? Tune in to find out!

Send questions to the show at checkyourbalances@outlook.com.
Find this episode on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan dive into a deal that Bobby Bonilla made in 1999 that will continue to pay him a reported $1.19 million per year until 2035. Why would the Mets make that deal, and who was the big winner? Tune in to find out!

Send questions to the show at checkyourbalances@outlook.com.
Find this episode on YouTube
We're @checkyourbalances on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15311894 Wed, 26 Jun 2024 00:00:00 -0400 1639 178 full false Cranky Advisors: A Rant Episode Cranky Advisors: A Rant Episode This week Ross and Dan unleash the fury on unnecessary products being sold to people that simply don't need them. Tune in to make sure you think about the right considerations when an annuity salesman turns their sights on you.

Send questions for the show to checkyourbalances@outlook.com to have them featured on upcoming episodes!

This episode is on YouTube
We're also on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week Ross and Dan unleash the fury on unnecessary products being sold to people that simply don't need them. Tune in to make sure you think about the right considerations when an annuity salesman turns their sights on you.

Send questions for the show to checkyourbalances@outlook.com to have them featured on upcoming episodes!

This episode is on YouTube
We're also on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15274629 Wed, 19 Jun 2024 00:00:00 -0400 1367 177 full false June Mailbag: Inherited IRAs, Trusts, and Part-time Planning June Mailbag: Inherited IRAs, Trusts, and Part-time Planning This week Ross and Dan tackle listener questions about how Inherited IRAs are taxed, who needs a trust and why, as well as whether financial planning could be a part time venture. All that, and Dan's pool getting opened in this week's mailbag!

Sned your questions checkyourbalances@outlook.com to be featured on an upcoming episode!

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Find us on Instagram

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Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week Ross and Dan tackle listener questions about how Inherited IRAs are taxed, who needs a trust and why, as well as whether financial planning could be a part time venture. All that, and Dan's pool getting opened in this week's mailbag!

Sned your questions checkyourbalances@outlook.com to be featured on an upcoming episode!

This episode is on YouTube
Find us on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15235388 Wed, 12 Jun 2024 00:00:00 -0400 1564 175 full false Reckless Predictions Reckless Predictions Ranging from where the market goes from here to radical Bitcoinization of the monetary system, this week's show is dedicated to Ross and Dan weighing in on a series of reckless predictions.

Check this episode out on YouTube
Follow us on Instagram @checkyourbalances
Or email us at checkyourbalances@outlook.com to have your questions or topics featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ranging from where the market goes from here to radical Bitcoinization of the monetary system, this week's show is dedicated to Ross and Dan weighing in on a series of reckless predictions.

Check this episode out on YouTube
Follow us on Instagram @checkyourbalances
Or email us at checkyourbalances@outlook.com to have your questions or topics featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15192961 Wed, 05 Jun 2024 00:00:00 -0400 2122 174 full false Mo' Valuation with Brian Feroldi Mo' Valuation with Brian Feroldi This week we welcome financial content creator and author, Brian Feroldi, back to the show. Learn why the P/E ratio is a sloppy metric at face value. What metrics should you use depending on what stage of life a business is in? Tune in to find out.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!

Find this episode on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week we welcome financial content creator and author, Brian Feroldi, back to the show. Learn why the P/E ratio is a sloppy metric at face value. What metrics should you use depending on what stage of life a business is in? Tune in to find out.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!

Find this episode on YouTube
We're also on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15153206 Wed, 29 May 2024 00:00:00 -0400 2157 173 full false May Mailbag: Credit, Share Count, and Rollovers May Mailbag: Credit, Share Count, and Rollovers Could being an authorized user on a business credit card really affect your credit, even if you're not on the hook for the debt? This week Ross and Dan dive into the mailbag to give genuine reactions and advice to listener questions.

Send your questions to checkyourbalances@outlook.com to be featured on an upcoming episode!

Find this episode on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Could being an authorized user on a business credit card really affect your credit, even if you're not on the hook for the debt? This week Ross and Dan dive into the mailbag to give genuine reactions and advice to listener questions.

Send your questions to checkyourbalances@outlook.com to be featured on an upcoming episode!

Find this episode on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15112159 Wed, 22 May 2024 00:00:00 -0400 1839 172 full false Paycheck to Paycheck Paycheck to Paycheck This week Ross and Dan explore a common term that is being used increasingly liberally. What does "Paycheck to Paycheck" really mean, and are American's really in as much trouble as a Forbe's article suggests?

Send your questions for the show to checkyourbalances@outlook.com!

Check this episode out on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week Ross and Dan explore a common term that is being used increasingly liberally. What does "Paycheck to Paycheck" really mean, and are American's really in as much trouble as a Forbe's article suggests?

Send your questions for the show to checkyourbalances@outlook.com!

Check this episode out on YouTube
Find us and send your questions on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15070830 Wed, 15 May 2024 00:00:00 -0400 1652 171 full false Public Access to Private Companies Public Access to Private Companies This week, Ross and Dan discuss a (frothy) way that you can access a private company through a public market investment. Whether you should or not is totally up to you. There is also some additional can kicking on IRS guidance around RMDs.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming shows!

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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> This week, Ross and Dan discuss a (frothy) way that you can access a private company through a public market investment. Whether you should or not is totally up to you. There is also some additional can kicking on IRS guidance around RMDs.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming shows!

Check this episode out on YouTube
Find us at @checkyourbalances on Instagram!


Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-15027806 Wed, 08 May 2024 00:00:00 -0400 1640 170 full false Finance 101 Finance 101 Check Your Balances typically tries to be a "200 level class," but we often get asked for how to present these topics to novice investors. We do our best to get the content we love into its simplest form without getting too lost in the weeds.

Email your questions for the show to checkyourbalances@outloook.com to be featured on an upcoming mailbag episode!

Find this episode on YouTube
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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Check Your Balances typically tries to be a "200 level class," but we often get asked for how to present these topics to novice investors. We do our best to get the content we love into its simplest form without getting too lost in the weeds.

Email your questions for the show to checkyourbalances@outloook.com to be featured on an upcoming mailbag episode!

Find this episode on YouTube
We're in Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14987996 Wed, 01 May 2024 00:00:00 -0400 2123 169 full false Valuation with Ryan Hutchins Valuation with Ryan Hutchins This week, Ryan Hutchins, from Peak Business Valuation joins the show to talk about valuing companies of all types, private and public. Join us as we talk about what small business opportunities might present the juiciest opportunities to be an owner.

Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!

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Send a text

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]]> This week, Ryan Hutchins, from Peak Business Valuation joins the show to talk about valuing companies of all types, private and public. Join us as we talk about what small business opportunities might present the juiciest opportunities to be an owner.

Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!

Find us on Instagram!
This episode is also on YouTube!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14945261 Wed, 24 Apr 2024 00:00:00 -0400 2519 168 full false Broker Bonuses Broker Bonuses If commissions are all free, why wouldn't you take every bonus offer a broker sends your way? And if trading is free, how are the brokers still making money? All that and more on this week's episode.

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]]> If commissions are all free, why wouldn't you take every bonus offer a broker sends your way? And if trading is free, how are the brokers still making money? All that and more on this week's episode.

Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14891723 Wed, 17 Apr 2024 00:00:00 -0400 1444 167 full false Do you feel rich? Do you feel rich? This week Ross and Dan ponder whether clients at any level actually feel rich? With a second helping of our typical tax season complaining about business owner problems.

Send your questions to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!

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Find this episode on YouTube

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]]> This week Ross and Dan ponder whether clients at any level actually feel rich? With a second helping of our typical tax season complaining about business owner problems.

Send your questions to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!

Show us some love on Instagram @checkyourbalances

Find this episode on YouTube

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14861231 Wed, 10 Apr 2024 00:00:00 -0400 1684 full false Real Estate Update with Adrienne Messeca Real Estate Update with Adrienne Messeca This week, The Realtress, Adrienne Messeca joins us to talk about the big news in real estate. From lawsuits to how much you'll pay your agent while buying, there is a lot changing right now. Tune in for our update this week, and check out her blog: https://adriennemesseca.substack.com/

Email your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!

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]]> This week, The Realtress, Adrienne Messeca joins us to talk about the big news in real estate. From lawsuits to how much you'll pay your agent while buying, there is a lot changing right now. Tune in for our update this week, and check out her blog: https://adriennemesseca.substack.com/

Email your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14817971 Wed, 03 Apr 2024 00:00:00 -0400 1839 166 full false March Mailbag: Covered Calls, Trust v Beneficiary, and Roth Eligibility March Mailbag: Covered Calls, Trust v Beneficiary, and Roth Eligibility This week we dive into the mailbag to hear what you, our listeners, are interested in learning more about. This week we try to tackle covered calls (despite them being super hard in an audio format), whether you need to actually retitle accounts into trusts, and whether your 401(k) contributions affect your Roth eligibility.

Email us at checkyourbalances@outlook.com to be featured on an upcoming show!

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]]> This week we dive into the mailbag to hear what you, our listeners, are interested in learning more about. This week we try to tackle covered calls (despite them being super hard in an audio format), whether you need to actually retitle accounts into trusts, and whether your 401(k) contributions affect your Roth eligibility.

Email us at checkyourbalances@outlook.com to be featured on an upcoming show!

Find this episode on YouTube
We're also on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14772727 Wed, 27 Mar 2024 00:00:00 -0400 2165 165 full false Financial Shame Financial Shame This week Ross and Dan explore the observance of people who feel shame about their finances. From those in relatively great situations to those in very challenging situations, the best path forward is simply to start today in tackling it.

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]]> This week Ross and Dan explore the observance of people who feel shame about their finances. From those in relatively great situations to those in very challenging situations, the best path forward is simply to start today in tackling it.

Send your questions for the upcoming mailbag episode to checkyourbalances@outlook.com to be featured!

Find this episode on YouTube
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14723114 Wed, 20 Mar 2024 00:00:00 -0400 1506 164 full false Is that legal? Is that legal? This week Ross and Dan explore concepts that seemingly should be illegal, but fascinatingly aren't. From regulators trading stocks in companies they influence to credit monitors selling ways to improve your score.

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]]> This week Ross and Dan explore concepts that seemingly should be illegal, but fascinatingly aren't. From regulators trading stocks in companies they influence to credit monitors selling ways to improve your score.

Email us your financial planing questions to checkyourbalances@outlook.com to be featured on upcoming episodes!

Find this episode on YouTube
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]]> Buzzsprout-14679495 Wed, 13 Mar 2024 00:00:00 -0400 1448 163 full false The Lindy Effect The Lindy Effect This week Ross and Dan unpack how The Lindy Effect could be considered as part of your investing journey. Check out the Market Sentiment post that inspired the show for a great study on how investing in the old guard might be your best bet.

Email your questions or ideas to checkyourbalances@outlook.com.
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]]> This week Ross and Dan unpack how The Lindy Effect could be considered as part of your investing journey. Check out the Market Sentiment post that inspired the show for a great study on how investing in the old guard might be your best bet.

Email your questions or ideas to checkyourbalances@outlook.com.
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14636656 Wed, 06 Mar 2024 00:00:00 -0500 1474 162 full false Just Add Leverage? Just Add Leverage? Is leverage the wealth building tool that you've been missing this whole time? An article from The Economist sparks an old idea. Why can we use long-term fixed leverage to buy a house but not a portfolio?

Email your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on upcoming shows!

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]]> Is leverage the wealth building tool that you've been missing this whole time? An article from The Economist sparks an old idea. Why can we use long-term fixed leverage to buy a house but not a portfolio?

Email your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on upcoming shows!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14589777 Wed, 28 Feb 2024 00:00:00 -0500 1537 161 full false February Mailbag: Cash Balance Plans, I-Bonds, and 529 Plans February Mailbag: Cash Balance Plans, I-Bonds, and 529 Plans This week Ross and Dan dive into the listener mailbag and come up with questions around Cash Balance Plans, the tax benefits of I-Bonds and 529 funding strategies.

To have your questions featured, email checkyourbalances@outlook.com!
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]]> This week Ross and Dan dive into the listener mailbag and come up with questions around Cash Balance Plans, the tax benefits of I-Bonds and 529 funding strategies.

To have your questions featured, email checkyourbalances@outlook.com!
Check this episode out on YouTube.
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Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14538861 Wed, 21 Feb 2024 00:00:00 -0500 1613 160 full false How Many Bank Accounts? How Many Bank Accounts? This week we share our system for how many savings accounts to use so that you can accurately track your savings and spending guilt-free at the same time. If you've had trouble keeping your savings organized, this episode is for you!

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]]> This week we share our system for how many savings accounts to use so that you can accurately track your savings and spending guilt-free at the same time. If you've had trouble keeping your savings organized, this episode is for you!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14498752 Wed, 14 Feb 2024 00:00:00 -0500 1478 159 full false Magically Change the Tax Code Magically Change the Tax Code If you gave us a magic wand and let us change the tax code, what would we do to it? Hear our take as well as the advice from several tax experts on this week's show!

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]]> If you gave us a magic wand and let us change the tax code, what would we do to it? Hear our take as well as the advice from several tax experts on this week's show!

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]]> Buzzsprout-14442498 Wed, 07 Feb 2024 00:00:00 -0500 1519 158 full false Billionaire Ideas: Should you ever own a bond? Billionaire Ideas: Should you ever own a bond? Longtime listener and cute dog owner, Tyler, sends us a clip of Ron Baron talking about bonds. Does this billionaire's advice apply to your life? Probably not, but we had fun discussing it anyway.

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]]> Longtime listener and cute dog owner, Tyler, sends us a clip of Ron Baron talking about bonds. Does this billionaire's advice apply to your life? Probably not, but we had fun discussing it anyway.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14408078 Wed, 31 Jan 2024 00:00:00 -0500 1284 157 full false January Mailbag: Backdoor Roth, I-Bonds, and... dogs? January Mailbag: Backdoor Roth, I-Bonds, and... dogs? This week's mailbag episode features questions on backdoor Roth conversions gone wrong, how attractive are I-Bonds today, and how a dog photo will ensure your question makes it to our air!

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]]> This week's mailbag episode features questions on backdoor Roth conversions gone wrong, how attractive are I-Bonds today, and how a dog photo will ensure your question makes it to our air!

Thanks for sending in question to the show! To have your questions featured on an upcoming episode email us at checkyourbalances@outlook.com.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14363348 Wed, 24 Jan 2024 00:00:00 -0500 2056 156 full false An Interview with Adam Nash: CEO and Co-Founder of Daffy An Interview with Adam Nash: CEO and Co-Founder of Daffy This week Adam Nash joins the show to talk about his newest business, Daffy, which is broadening access to a Donor Advised Fund (DAF) platform.

He's a Silicon Valley veteran and the former CEO of Wealthfront. His resume includes experience at Dropbox, LinkedIn, eBay, and many others... and he even teaches a personal finance class at Stanford.

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]]> This week Adam Nash joins the show to talk about his newest business, Daffy, which is broadening access to a Donor Advised Fund (DAF) platform.

He's a Silicon Valley veteran and the former CEO of Wealthfront. His resume includes experience at Dropbox, LinkedIn, eBay, and many others... and he even teaches a personal finance class at Stanford.

Email checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14320344 Wed, 17 Jan 2024 00:00:00 -0500 2003 155 full false An Interview with JL Collins An Interview with JL Collins The author of A Simple Path to Wealth, JL Collins, is back with a new book called Pathfinders. JL Joins us this week to talk about his views on building wealth and investing in an easy to follow plan.

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]]> The author of A Simple Path to Wealth, JL Collins, is back with a new book called Pathfinders. JL Joins us this week to talk about his views on building wealth and investing in an easy to follow plan.

Email your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!

This episode is on YouTube
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14254074 Wed, 10 Jan 2024 00:00:00 -0500 1738 154 full false 2023 In Review 2023 In Review Ross and Dan Reveal Their Most Ridiculous (and Relatable) 2023 Purchases and how the markets did. We've all been there: splurging on something we definitely didn't need. Ross and Dan take you on a lighthearted journey through their own hilariously questionable spending habits of 2023. You'll laugh, you'll cringe, you'll realize you're not alone in your financial oddities.

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]]> Ross and Dan Reveal Their Most Ridiculous (and Relatable) 2023 Purchases and how the markets did. We've all been there: splurging on something we definitely didn't need. Ross and Dan take you on a lighthearted journey through their own hilariously questionable spending habits of 2023. You'll laugh, you'll cringe, you'll realize you're not alone in your financial oddities.

Email your questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming mailbag.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14234791 Wed, 03 Jan 2024 00:00:00 -0500 1788 153 full false Moore vs United States with Taxgirl Moore vs United States with Taxgirl This week, Kelly Phillips Erb (AKA Taxgirl), joins the show again to explain a meaningful tax case that is currently being argued in the Supreme Court. How could Moore vs. United States impact us in the future? Tune in to find out.

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]]> This week, Kelly Phillips Erb (AKA Taxgirl), joins the show again to explain a meaningful tax case that is currently being argued in the Supreme Court. How could Moore vs. United States impact us in the future? Tune in to find out.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14206004 Wed, 27 Dec 2023 00:00:00 -0500 1636 152 full false Shark Tank Shark Tank With the announcement that Mark Cuban is leaving Shark Tank, Ross and Dan reflect on the show's accomplishments and places where it can be misleading for entrepreneurs and investors. What's really a "flyer" when you have a reported $6.2 Billion net worth?

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]]> With the announcement that Mark Cuban is leaving Shark Tank, Ross and Dan reflect on the show's accomplishments and places where it can be misleading for entrepreneurs and investors. What's really a "flyer" when you have a reported $6.2 Billion net worth?

Email your questions for upcoming episodes to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14174638 Wed, 20 Dec 2023 00:00:00 -0500 1794 151 full false December Mailbag: Securities Lending, Non-controlling Interest, and Gold! December Mailbag: Securities Lending, Non-controlling Interest, and Gold! This week Ross and Dan dip into the listener questions and talk about Securities Based Lending, Noncontrolling  Interest on a balance sheet, and the role of gold in a portfolio.

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]]> This week Ross and Dan dip into the listener questions and talk about Securities Based Lending, Noncontrolling  Interest on a balance sheet, and the role of gold in a portfolio.

Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!

This episode is on YouTube.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14136176 Wed, 13 Dec 2023 00:00:00 -0500 1547 150 full false Remembering Charlie Remembering Charlie This week Ross and Dan raise a glass in memory of investing legend Charlie Munger. From his thoughts on business incentives to simply winning by not being stupid... we owe Charlie a lot.

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]]> This week Ross and Dan raise a glass in memory of investing legend Charlie Munger. From his thoughts on business incentives to simply winning by not being stupid... we owe Charlie a lot.

Add your questions to the comments section on YouTube or email us at checkyourbalances@outlook.com to be featured on the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14094663 Wed, 06 Dec 2023 00:00:00 -0500 1316 149 full false Living Abroad with Stewart Patton Living Abroad with Stewart Patton This week, US Tax Attorney and Expat Entrepreneur, Stewart Patton joins the show to talk about some of the methods and pitfalls you should consider if you're planning to live or work outside of the United States. This is a complex topic area, so as always, we recommend consulting with a tax advisor personally. But we hope this episode gives you a few ideas on where to start your international living journey!

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]]> This week, US Tax Attorney and Expat Entrepreneur, Stewart Patton joins the show to talk about some of the methods and pitfalls you should consider if you're planning to live or work outside of the United States. This is a complex topic area, so as always, we recommend consulting with a tax advisor personally. But we hope this episode gives you a few ideas on where to start your international living journey!

Email your questions, topic ideas, and comments to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14052083 Wed, 29 Nov 2023 00:00:00 -0500 2262 148 full false Thanksgiving with Chris Hill Thanksgiving with Chris Hill This week is the first repeat guest in show history! Chris Hill joins Ross & Dan for a lighthearted discussion about investing and the best dishes to bring to Thanksgiving dinner!

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]]> This week is the first repeat guest in show history! Chris Hill joins Ross & Dan for a lighthearted discussion about investing and the best dishes to bring to Thanksgiving dinner!

Email checkyourbalances@outlook.com to send your questions to the show!
Check out this episode on YouTube.
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-14012320 Wed, 22 Nov 2023 00:00:00 -0500 1797 147 full false The Cockroach Portfolio The Cockroach Portfolio This week, Ross and Dan react to a portfolio proposal called "The Cockroach Portfolio" from Market Sentiment. Should our goal be to just survive? Tune in this week to find out.

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]]> This week, Ross and Dan react to a portfolio proposal called "The Cockroach Portfolio" from Market Sentiment. Should our goal be to just survive? Tune in this week to find out.

Email your questions to checkyourbalances@outlook.com.
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13973284 Wed, 15 Nov 2023 00:00:00 -0500 1724 146 full false November Mailbag: Time Value of Money, Home Gains Exclusion, and More! November Mailbag: Time Value of Money, Home Gains Exclusion, and More! Before getting to your questions, Ross and Dan stop to see who can win the most money with a biased coin. Play the simulator for yourself here.

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]]> Before getting to your questions, Ross and Dan stop to see who can win the most money with a biased coin. Play the simulator for yourself here.

Email questions for upcoming shows to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13927478 Wed, 08 Nov 2023 00:00:00 -0500 1653 145 full false Spooky Season: But, Don't Worry! Spooky Season: But, Don't Worry! As we celebrate the end of "Spooky Season," Ross and Dan pull back the curtain on a few transactions in finance that may seem scary, but really shouldn't be. Hopefully understanding how they work gives you more confidence the next time you have a scary transaction to handle.

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]]> As we celebrate the end of "Spooky Season," Ross and Dan pull back the curtain on a few transactions in finance that may seem scary, but really shouldn't be. Hopefully understanding how they work gives you more confidence the next time you have a scary transaction to handle.

Email questions for an upcoming mailbag show to checkyourbalances@outlook.com
Check out the show on YouTube!
Slide into our DMs on Instagram

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13883220 Wed, 01 Nov 2023 00:00:00 -0400 1804 144 full false Billionaire Money Regrets: Magic Johnson Billionaire Money Regrets: Magic Johnson Money regrets aren't limited to mere mortals. Magic Johnson spoke recently about his regrets about what could have been if he had taken Nike's offer of stock in the company versus a higher cash offer from Converse.  We break down his comments and offer our own thoughts.

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]]> Money regrets aren't limited to mere mortals. Magic Johnson spoke recently about his regrets about what could have been if he had taken Nike's offer of stock in the company versus a higher cash offer from Converse.  We break down his comments and offer our own thoughts.

Email your questions and thoughts to checkyourbalances@outlook.com
This week's show is on YouTube.
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13828674 Wed, 25 Oct 2023 00:00:00 -0400 1592 143 full false Did Michael Lewis Get Duped? Did Michael Lewis Get Duped? Famed author, Michael Lewis, is taking a lot of heat for his portrayal of Sam Bankman-Fried in his new book, Going Infinite: The Rise and Fall of a New Tycoon. Dan's take on the book and a discussion of how much you need to be offered to switch banks on this week's show.

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]]> Famed author, Michael Lewis, is taking a lot of heat for his portrayal of Sam Bankman-Fried in his new book, Going Infinite: The Rise and Fall of a New Tycoon. Dan's take on the book and a discussion of how much you need to be offered to switch banks on this week's show.

Send questions to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13795525 Wed, 18 Oct 2023 00:00:00 -0400 1649 142 full false Can you write off your dog? Can you write off your dog? This week Ross and Dan unpack how a charitable deduction really works to reduce your taxes as well as some other unique areas of the tax code that you might consider (only with the help of your CPA or tax professional).

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]]> This week Ross and Dan unpack how a charitable deduction really works to reduce your taxes as well as some other unique areas of the tax code that you might consider (only with the help of your CPA or tax professional).

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]]> Buzzsprout-13753160 Wed, 11 Oct 2023 00:00:00 -0400 1289 141 full false October Mailbag: Carve Out Clarification, Great States, and More! October Mailbag: Carve Out Clarification, Great States, and More! It's October, so we pay a visit to our email queue to address your questions.  

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]]> It's October, so we pay a visit to our email queue to address your questions.  

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13699326 Wed, 04 Oct 2023 00:00:00 -0400 1449 140 full false Where to Retire? Where to Retire? We spend a lot of time talking about how to retire, but not a lot talking about where. This week we unpack some of the main considerations we hear from clients, and help you look for pitfalls to avoid.

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]]> We spend a lot of time talking about how to retire, but not a lot talking about where. This week we unpack some of the main considerations we hear from clients, and help you look for pitfalls to avoid.

Check this episode out on YouTube.
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13666948 Wed, 27 Sep 2023 00:00:00 -0400 1214 139 full false Carve Out vs. Dividends: Portfolio Income Showdown Carve Out vs. Dividends: Portfolio Income Showdown  Check this episode out on our YouTube Channel if you'd rather see us do this same show!

This week Ross and Dan revisit a popular topic in their practice which is how to approach portfolio income. Should you be switching to a dividend-focused approach, or would a "Carve Out" strategy give you better access to the funds you'll need to live on in retirement?

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]]>  Check this episode out on our YouTube Channel if you'd rather see us do this same show!

This week Ross and Dan revisit a popular topic in their practice which is how to approach portfolio income. Should you be switching to a dividend-focused approach, or would a "Carve Out" strategy give you better access to the funds you'll need to live on in retirement?

Email your questions for the show to checkyourbalances@outlook.com to be featured on upcoming mailbag episodes!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13621674 Wed, 20 Sep 2023 00:00:00 -0400 1595 138 full false Clickbait We Hate Clickbait We Hate This week Ross and Dan rant about some of the headlines commonly seen in the personal finance space. Why we hate them, and you should too!

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]]> This week Ross and Dan rant about some of the headlines commonly seen in the personal finance space. Why we hate them, and you should too!

Email questions for the show to checkyourbalances@outlook.com.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13579209 Wed, 13 Sep 2023 00:00:00 -0400 1283 137 full false September Mailbag: Backdoor Roth, Target Date Funds & Spinoffs! September Mailbag: Backdoor Roth, Target Date Funds & Spinoffs! This week's show gets into how a Backdoor Roth actually works (and whether it's actually legal), the mechanics of a target date fund, and a notable stock spin-off.

To have your question featured on the next mailbag episode, email us at checkyourbalances@outlook.com.

Send a text

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]]> This week's show gets into how a Backdoor Roth actually works (and whether it's actually legal), the mechanics of a target date fund, and a notable stock spin-off.

To have your question featured on the next mailbag episode, email us at checkyourbalances@outlook.com.

Send a text

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]]> Buzzsprout-13531962 Wed, 06 Sep 2023 00:00:00 -0400 1326 136 full false Rent vs. Buy: 2023 Edition Rent vs. Buy: 2023 Edition The real estate landscape has changed meaningfully since Ross and Dan recorded the "Rent, Buy and PMI" episode in late 2021.  This week, they discuss how this new environment is impacting the way people approach housing.

The Check Your Balances crew also wants to give a very special shout out to our partner Matt for welcoming a new baby girl to his family.  Congratulations!

Have thoughts or questions for the show?  Email us at checkyourbalances@outlook.com or shoot us a note on Instagram!

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]]> The real estate landscape has changed meaningfully since Ross and Dan recorded the "Rent, Buy and PMI" episode in late 2021.  This week, they discuss how this new environment is impacting the way people approach housing.

The Check Your Balances crew also wants to give a very special shout out to our partner Matt for welcoming a new baby girl to his family.  Congratulations!

Have thoughts or questions for the show?  Email us at checkyourbalances@outlook.com or shoot us a note on Instagram!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13495359 Wed, 30 Aug 2023 00:00:00 -0400 1625 135 full false Rob the Roth? & Safe-Harbor for Taxes Rob the Roth? & Safe-Harbor for Taxes This week, Ross and Dan take on two topics that felt important but didn't quite need a full show on their own.  Should you take money out of your retirement accounts in an emergency situation? How do you avoid tax penalties for under-withholding? Tune in this week to find out.

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]]> This week, Ross and Dan take on two topics that felt important but didn't quite need a full show on their own.  Should you take money out of your retirement accounts in an emergency situation? How do you avoid tax penalties for under-withholding? Tune in this week to find out.

Send your questions for the show to checkyourbalances@outlook.com or slide in our DMs on Instagram!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13446147 Wed, 23 Aug 2023 00:00:00 -0400 1334 full false Is a Corporate Trustee Right for You? Is a Corporate Trustee Right for You? Serving as a Trustee comes with a laundry list of responsibilities.  This week, Ross and Dan go over what is required of someone serving in that role, and introduce how a Corporate Trustee might be able to help.

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]]> Serving as a Trustee comes with a laundry list of responsibilities.  This week, Ross and Dan go over what is required of someone serving in that role, and introduce how a Corporate Trustee might be able to help.

Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13402228 Wed, 16 Aug 2023 00:00:00 -0400 1411 133 full false Logical Extremes Logical Extremes A good idea taken to its most extreme place can lead to trouble. This week, Ross and Dan unpack what might have seemed like a good idea to the programmers at a prominent "Robo-advisor," but might not be the best in practical application...

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]]> A good idea taken to its most extreme place can lead to trouble. This week, Ross and Dan unpack what might have seemed like a good idea to the programmers at a prominent "Robo-advisor," but might not be the best in practical application...

Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13362834 Wed, 09 Aug 2023 00:00:00 -0400 1389 132 full false August Mailbag: Roth Never? August Mailbag: Roth Never? July came and went without us diving into the mailbag, so we kick off August with a few listener questions!  Ross and Dan respond to a Money With Katie episode that suggests Roth contributions are rarely more favorable than pre-tax savings, and we share why using a direct indexing strategy is still...indexing.

Send your questions for the show to checkyourbalances@outlook.com! 

Follow us on Instagram @checkyourbalances

Do you like our show?  Leave a rating and share with a friend!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> July came and went without us diving into the mailbag, so we kick off August with a few listener questions!  Ross and Dan respond to a Money With Katie episode that suggests Roth contributions are rarely more favorable than pre-tax savings, and we share why using a direct indexing strategy is still...indexing.

Send your questions for the show to checkyourbalances@outlook.com! 

Follow us on Instagram @checkyourbalances

Do you like our show?  Leave a rating and share with a friend!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13334165 Wed, 02 Aug 2023 00:00:00 -0400 1500 131 full false Talking Money with Mom and Dad Talking Money with Mom and Dad What are the critical discussions you should be having with your parents about money? As you transition from your formative first impressions of money to trying to "lead up" - how do you even start to bring it up?

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Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> What are the critical discussions you should be having with your parents about money? As you transition from your formative first impressions of money to trying to "lead up" - how do you even start to bring it up?

Send your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on an upcoming show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13277944 Wed, 26 Jul 2023 00:00:00 -0400 1402 130 full false The History and Future of Index Funds The History and Future of Index Funds Index funds have become a popular tool for investors when building a portfolio.  This week, we talk about the origins of the earliest indexes, their rise to popularity, and how direct indexing could change the way we think about index investing.

Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Index funds have become a popular tool for investors when building a portfolio.  This week, we talk about the origins of the earliest indexes, their rise to popularity, and how direct indexing could change the way we think about index investing.

Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13244381 Wed, 19 Jul 2023 00:00:00 -0400 1604 129 full false Would You Rather? Would You Rather? This week Ross and Dan ponder a range of "Would you rather?" style questions from the practical to the absurd. We hope you enjoy the hot takes on a wide range of topics.

Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan ponder a range of "Would you rather?" style questions from the practical to the absurd. We hope you enjoy the hot takes on a wide range of topics.

Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13203585 Wed, 12 Jul 2023 00:00:00 -0400 1704 full false Mortgage Mania Mortgage Mania This week Ross and Dan use two listener questions to reflect on the current state of the mortgage market.

Check your own math with this handy Free Amortization Calculator.

Send questions to the show to checkyourbalanaces@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan use two listener questions to reflect on the current state of the mortgage market.

Check your own math with this handy Free Amortization Calculator.

Send questions to the show to checkyourbalanaces@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13153919 Wed, 05 Jul 2023 00:00:00 -0400 1554 127 full false June Mailbag: AI Stock Picking, Social Security Strategy and More! June Mailbag: AI Stock Picking, Social Security Strategy and More! This week we open the mailbag to see what you, our listeners, want to hear about. Should you let AI help with your stock picking? Does the Social Security trust fund running low change your strategy around filing? Tune in to find out.

Send your questions to checkyourbalances@outlook.com to have them featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we open the mailbag to see what you, our listeners, want to hear about. Should you let AI help with your stock picking? Does the Social Security trust fund running low change your strategy around filing? Tune in to find out.

Send your questions to checkyourbalances@outlook.com to have them featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-13111336 Wed, 28 Jun 2023 00:00:00 -0400 2009 126 full false Tipping with Dr. Michael Lynn Tipping with Dr. Michael Lynn As more Americans seem to be struggling with "Tip fatigue" we wanted to talk about tipping from an academic lens. This week we are joined by Dr. Michael Lynn from Cornell who has studied the service industry and written extensively on tipping practices.


Send questions for upcoming episodes to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> As more Americans seem to be struggling with "Tip fatigue" we wanted to talk about tipping from an academic lens. This week we are joined by Dr. Michael Lynn from Cornell who has studied the service industry and written extensively on tipping practices.


Send questions for upcoming episodes to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-13073870 Wed, 21 Jun 2023 00:00:00 -0400 2169 125 full false Vacation Homes: How to think about it? Vacation Homes: How to think about it? Does beach season have you thinking about how nice a second home would be? This week Ross and Dan unpack some of the considerations, pitfalls, and a simple way to test if your theory is really right.

Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com to have them featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Does beach season have you thinking about how nice a second home would be? This week Ross and Dan unpack some of the considerations, pitfalls, and a simple way to test if your theory is really right.

Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com to have them featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-13026859 Wed, 14 Jun 2023 00:00:00 -0400 1780 124 full false What We're Fearing and What We're Hearing What We're Fearing and What We're Hearing How worried should we be about the increase in consumer debt?  What does a persistently low Expecations Index mean?  What is the Expectations Index anyway?  That and more on this week's show.

If you have any questions for the show send them to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> How worried should we be about the increase in consumer debt?  What does a persistently low Expecations Index mean?  What is the Expectations Index anyway?  That and more on this week's show.

If you have any questions for the show send them to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12992113 Wed, 07 Jun 2023 00:00:00 -0400 1311 123 full false Car Buyer University with Chris Johnson Car Buyer University with Chris Johnson A veteran of the car dealership and finance world, Chris Johnson joins the show to talk about the places where the dealership really makes their money. Do you really need that warranty they offer in the finance office? Tune in this week or check out Chris' e-books to learn more.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> A veteran of the car dealership and finance world, Chris Johnson joins the show to talk about the places where the dealership really makes their money. Do you really need that warranty they offer in the finance office? Tune in this week or check out Chris' e-books to learn more.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12946896 Wed, 31 May 2023 00:00:00 -0400 2285 122 full false Dollar For - Crushing Medical Bills Dollar For - Crushing Medical Bills Non-Profit hospitals in the United States are required to offer Charity Care programs to help reduce or eliminate medical bills for low to midddle income patients.  Why don't more of us know about this?

Today we are joined by Jared Walker, founder of the charity Dollar For.  His organization is dedicated to increasing awareness of these programs, and advocating for patients to help eliminate medical debt.  

To seek assistance, or to support Dollar For, visit: https://dollarfor.org/

Have any questions for the show?  Email us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Non-Profit hospitals in the United States are required to offer Charity Care programs to help reduce or eliminate medical bills for low to midddle income patients.  Why don't more of us know about this?

Today we are joined by Jared Walker, founder of the charity Dollar For.  His organization is dedicated to increasing awareness of these programs, and advocating for patients to help eliminate medical debt.  

To seek assistance, or to support Dollar For, visit: https://dollarfor.org/

Have any questions for the show?  Email us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12907111 Wed, 24 May 2023 00:00:00 -0400 1461 121 full false Financial Anxiety with Adam Koren Financial Anxiety with Adam Koren While most of our loyal listeners are very comfortable in the language of personal finance, we know not everyone feels the same. This week Adam Koren of Adam Koren Coaching joins the show to talk about his approach.

Send questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> While most of our loyal listeners are very comfortable in the language of personal finance, we know not everyone feels the same. This week Adam Koren of Adam Koren Coaching joins the show to talk about his approach.

Send questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12860156 Wed, 17 May 2023 00:00:00 -0400 2067 120 full false May Mailbag: Net Worth Adjusting, Bank Location, and more! May Mailbag: Net Worth Adjusting, Bank Location, and more! Does it make sense to adjust your net worth for the taxes that are embedded in your portfolio? This week Ross and Dan open up the mailbag to dive into your feedback and questions. 

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Does it make sense to adjust your net worth for the taxes that are embedded in your portfolio? This week Ross and Dan open up the mailbag to dive into your feedback and questions. 

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12814688 Wed, 10 May 2023 00:00:00 -0400 1508 119 full false Will Better Credit Hurt Your Mortgage Rate? Will Better Credit Hurt Your Mortgage Rate? The internet was abuzz with a story about how under new mortgage rules, borrowers with better credit will pay more for mortgages than borrowers with poor credit.  Could that be true?  We dive into that story, as well as a potential tax reduction strategy for owners of pass through entities.

Do you have any questions for the show?  Email us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> The internet was abuzz with a story about how under new mortgage rules, borrowers with better credit will pay more for mortgages than borrowers with poor credit.  Could that be true?  We dive into that story, as well as a potential tax reduction strategy for owners of pass through entities.

Do you have any questions for the show?  Email us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12772925 Wed, 03 May 2023 00:00:00 -0400 1544 118 full false Permission to Spend Your Money Permission to Spend Your Money Matt Trogdon, CFP joins us for this week's episode to talk about the ways a financial plan can give you permission to spend more of your money rather than saving it. Whether you want permission for the little things or the big things, knowing where you stand can make those choices more comfortable.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Matt Trogdon, CFP joins us for this week's episode to talk about the ways a financial plan can give you permission to spend more of your money rather than saving it. Whether you want permission for the little things or the big things, knowing where you stand can make those choices more comfortable.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12723832 Wed, 26 Apr 2023 00:00:00 -0400 1766 117 full true Golf and Investing Golf and Investing This week Ross and Dan look at all of the parallels between the game of golf and the game of investing. From temperament to where you focus your time, there are a lot of ways they can be compared.

Send your questions or ideas for the show to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan look at all of the parallels between the game of golf and the game of investing. From temperament to where you focus your time, there are a lot of ways they can be compared.

Send your questions or ideas for the show to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12677172 Wed, 19 Apr 2023 00:00:00 -0400 1421 116 full false Tax Time! Tax Time! As the 2023 tax deadline looms, Ross and Dan talk through a number of situations that seem to come up frequently.

Dial in your withholding with the IRS Withholding Estimator.


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> As the 2023 tax deadline looms, Ross and Dan talk through a number of situations that seem to come up frequently.

Dial in your withholding with the IRS Withholding Estimator.


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12628387 Wed, 12 Apr 2023 00:00:00 -0400 1471 115 full false April Mailbag: Bank Rants, SIPC Limits, and More! April Mailbag: Bank Rants, SIPC Limits, and More! How safe is your money with SIPC, and what does it even protect? We answer that and more on this week's mailbag episode.

Send your questions to checkyourbalances@outlook.com to have Ross and Dan weigh in on your finance questions!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> How safe is your money with SIPC, and what does it even protect? We answer that and more on this week's mailbag episode.

Send your questions to checkyourbalances@outlook.com to have Ross and Dan weigh in on your finance questions!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12591711 Wed, 05 Apr 2023 00:00:00 -0400 1828 114 full false FREE Student Loan Resources with Betsy Mayotte FREE Student Loan Resources with Betsy Mayotte While researching a complex loan situation for a client, Dan stumbled upon The Institute of Student Loan Advisors (TISLA). Betsy Mayotte was kind enough to join us for an interview to talk about the landscape of student loans and all of the great work that she and her team at TISLA are doing FOR FREE!

Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> While researching a complex loan situation for a client, Dan stumbled upon The Institute of Student Loan Advisors (TISLA). Betsy Mayotte was kind enough to join us for an interview to talk about the landscape of student loans and all of the great work that she and her team at TISLA are doing FOR FREE!

Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12538104 Wed, 29 Mar 2023 00:00:00 -0400 1560 113 full false Silicon Valley Bust Silicon Valley Bust In the wake of multiple bank failures, Ross and Dan talk about the implications of the Silicon Valley Bank failure and the cloudy nature of the current banking environment. Where might you be exposed to the problems, and what should you be doing about it? Tune in to hear.

Send questions for the show to checkyourbalances@outlook.com to be featured on an upcoming episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> In the wake of multiple bank failures, Ross and Dan talk about the implications of the Silicon Valley Bank failure and the cloudy nature of the current banking environment. Where might you be exposed to the problems, and what should you be doing about it? Tune in to hear.

Send questions for the show to checkyourbalances@outlook.com to be featured on an upcoming episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12489260 Wed, 22 Mar 2023 00:00:00 -0400 1874 112 full false Insurance Trends: An Conversation with Matt Malkus Insurance Trends: An Conversation with Matt Malkus Matt Malkus, Partner and Director of Analytics at Institutional Life, joins the show to talk about what is going on behind the scenes in the insurance world.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Matt Malkus, Partner and Director of Analytics at Institutional Life, joins the show to talk about what is going on behind the scenes in the insurance world.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12429299 Wed, 15 Mar 2023 00:00:00 -0400 2290 111 full false 10 Takeaways from Warren Buffett's 2023 Letter 10 Takeaways from Warren Buffett's 2023 Letter It's the most wonderful time of the year... no, not that one. The annual Berkshire Hathaway report with Warren Buffett's letter to shareholders is out, and we give you our 10 takeaways.

Send questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> It's the most wonderful time of the year... no, not that one. The annual Berkshire Hathaway report with Warren Buffett's letter to shareholders is out, and we give you our 10 takeaways.

Send questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12387977 Wed, 08 Mar 2023 00:00:00 -0500 2033 110 full false Chat GPT for financial advice? Chat GPT for financial advice? This week Ross and Dan ask Chat GPT to craft answers to financial planning questions and evaluate how safe their jobs are from the AI sensation.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan ask Chat GPT to craft answers to financial planning questions and evaluate how safe their jobs are from the AI sensation.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12338805 Wed, 01 Mar 2023 00:00:00 -0500 2193 109 full false February Mailbag: Rentals, B-Corporations, and More! February Mailbag: Rentals, B-Corporations, and More! Are you converting a rental into your primary residence, or thinking about how many different accounts you should have? This week's mailbag episode could be for you.

Send your questions for the CYB Podcast to checkyourbalances@outlook.com to be featured on an upcoming show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Are you converting a rental into your primary residence, or thinking about how many different accounts you should have? This week's mailbag episode could be for you.

Send your questions for the CYB Podcast to checkyourbalances@outlook.com to be featured on an upcoming show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12302366 Wed, 22 Feb 2023 00:00:00 -0500 1445 108 full false Love and Money Love and Money This week, Ross and Dan celebrate Valentine's day with a Love and Money episode. From gift-giving to challenging conversations around estate planning, there are endless ways that your money and relationships ultimately intersect.

Send your questions to checkyourbalances@outlook.com to have them featured on an upcoming mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week, Ross and Dan celebrate Valentine's day with a Love and Money episode. From gift-giving to challenging conversations around estate planning, there are endless ways that your money and relationships ultimately intersect.

Send your questions to checkyourbalances@outlook.com to have them featured on an upcoming mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12250037 Wed, 15 Feb 2023 00:00:00 -0500 1476 107 full false Tax Traps to Avoid Tax Traps to Avoid This week Ross and Dan unpack five "tax traps" that can sneak up on you if you're not paying attention to them. Tune in for what to look for and possibly how to mitigate the impact.

As always, know that Ross & Dan are not CPAs or Tax Preparers. Any tax discussion is strategic in nature, and should always be discussed with your personal tax advisor prior to implementing!

Send your questions for the show to checkyourbalances@outlook.com to be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan unpack five "tax traps" that can sneak up on you if you're not paying attention to them. Tune in for what to look for and possibly how to mitigate the impact.

As always, know that Ross & Dan are not CPAs or Tax Preparers. Any tax discussion is strategic in nature, and should always be discussed with your personal tax advisor prior to implementing!

Send your questions for the show to checkyourbalances@outlook.com to be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12196442 Wed, 08 Feb 2023 00:00:00 -0500 1700 106 full false Reactions to FinTok Advice Reactions to FinTok Advice Ross and Dan spend this week trying to react to some of the advice found on TikTok and other social media platforms. With videos about Stock Splits, Roth IRAs,  529s, and even Whole Life Insurance - there is something here for everyone!

Send your questions or topic ideas for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross and Dan spend this week trying to react to some of the advice found on TikTok and other social media platforms. With videos about Stock Splits, Roth IRAs,  529s, and even Whole Life Insurance - there is something here for everyone!

Send your questions or topic ideas for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12126119 Wed, 01 Feb 2023 00:00:00 -0500 1640 105 full false A Brief History of Retirement A Brief History of Retirement Inspired by a listener email, Ross and Dan dive into a brief history of retirement. From some common misconceptions to how recent some of our most beloved tools are, we hope you find this timeline entertaining.

The majority of the data for this show was sourced from this Georgetown Law Timeline.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Inspired by a listener email, Ross and Dan dive into a brief history of retirement. From some common misconceptions to how recent some of our most beloved tools are, we hope you find this timeline entertaining.

The majority of the data for this show was sourced from this Georgetown Law Timeline.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-12102137 Wed, 25 Jan 2023 00:00:00 -0500 1323 104 full false January Mailbag: QCDs, Index Fund Components, and Spending Habits January Mailbag: QCDs, Index Fund Components, and Spending Habits On this month's mailbag episode, Ross and Dan talk through questions on Qualified Charitable Distributions (QCDs), how to understand your index funds better, and how we personally look at shopping habits.

Send your questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> On this month's mailbag episode, Ross and Dan talk through questions on Qualified Charitable Distributions (QCDs), how to understand your index funds better, and how we personally look at shopping habits.

Send your questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12061437 Wed, 18 Jan 2023 00:00:00 -0500 1579 103 full false What You Need to Know About 2.0 What You Need to Know About 2.0 SECURE Act 2.0 introduces a massive number of changes for American taxpayers. In this week's episode, we outline the updates we think have the biggest impacts on you and your planning.

Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> SECURE Act 2.0 introduces a massive number of changes for American taxpayers. In this week's episode, we outline the updates we think have the biggest impacts on you and your planning.

Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-12017644 Wed, 11 Jan 2023 00:00:00 -0500 1514 102 full false Bye 2022, Hello 2023! Bye 2022, Hello 2023! Is tech investing dead? Is a recession already happening? Is the Dow even relevant anymore? This week Ross and Dan take a quick look at closing the books on 2022 and what they're looking at heading into the new year.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Is tech investing dead? Is a recession already happening? Is the Dow even relevant anymore? This week Ross and Dan take a quick look at closing the books on 2022 and what they're looking at heading into the new year.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11972982 Wed, 04 Jan 2023 00:00:00 -0500 1592 101 full false Episode 100 with Chris Hill Episode 100 with Chris Hill We made it! Check Your Balances has produced its first 100 episodes. We are exceptionally grateful to everyone who has tuned in and listened. Whether this is your first time hearing us, or you've listened to every show, we hope you have found our show valuable and entertaining.

This week we are honored to have one of our biggest supporters, Chris Hill, join us for the celebration of making it to 100 shows.

Send your questions for Ross and Dan to checkyourbalances@outlook.com to have them featured in the next 100.

Send a text

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@checkyourbalances on Instagram

]]> We made it! Check Your Balances has produced its first 100 episodes. We are exceptionally grateful to everyone who has tuned in and listened. Whether this is your first time hearing us, or you've listened to every show, we hope you have found our show valuable and entertaining.

This week we are honored to have one of our biggest supporters, Chris Hill, join us for the celebration of making it to 100 shows.

Send your questions for Ross and Dan to checkyourbalances@outlook.com to have them featured in the next 100.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11937034 Wed, 28 Dec 2022 00:00:00 -0500 2407 100 full false Basketball and Business: A Conversation with Mike Prada Basketball and Business: A Conversation with Mike Prada Dan sits down for a 1:1 interview with his childhood friend and sports writer Mike Prada to talk about his new book Spaced Out: The Tactical Evolution of the Modern NBA.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Dan sits down for a 1:1 interview with his childhood friend and sports writer Mike Prada to talk about his new book Spaced Out: The Tactical Evolution of the Modern NBA.

Send your questions for the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-11905427 Wed, 21 Dec 2022 00:00:00 -0500 2298 99 full false Year End Planning Ideas Year End Planning Ideas As 2022 comes to a close, Ross and Dan kick around planning ideas you may want to consider before we kick off 2023. Should you be thinking about tax loss harvesting or tax gain harvesting? The answers lie ahead in this weeks episode.

Send your questions for our January mailbag episode to checkyourbalances@outlook.com to have them featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> As 2022 comes to a close, Ross and Dan kick around planning ideas you may want to consider before we kick off 2023. Should you be thinking about tax loss harvesting or tax gain harvesting? The answers lie ahead in this weeks episode.

Send your questions for our January mailbag episode to checkyourbalances@outlook.com to have them featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-11868304 Wed, 14 Dec 2022 00:00:00 -0500 1767 98 full false December Mailbag December Mailbag This week Ross and Dan tackle questions from listeners on topics ranging from the 5-year rule for Roth IRAs to books to learn more about bond investing.

Submit your questions to the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan tackle questions from listeners on topics ranging from the 5-year rule for Roth IRAs to books to learn more about bond investing.

Submit your questions to the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11830279 Wed, 07 Dec 2022 09:00:00 -0500 2198 97 full false Dealing with Job Loss Dealing with Job Loss Many high profile tech companies have already announced largescale layoffs, and it is likely we will see more to come in the future.  In this episode, Ross and Dan address what you should be thinking about if you or someone you know is facing job loss.

...and do you know your blood type?

E-mail your questions for the show to checkyourbalance@outlook.com for a chance to be featured on our December mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Many high profile tech companies have already announced largescale layoffs, and it is likely we will see more to come in the future.  In this episode, Ross and Dan address what you should be thinking about if you or someone you know is facing job loss.

...and do you know your blood type?

E-mail your questions for the show to checkyourbalance@outlook.com for a chance to be featured on our December mailbag episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11785152 Wed, 30 Nov 2022 00:00:00 -0500 1731 96 full false Happy Thanksgiving from Check Your Balances! Happy Thanksgiving from Check Your Balances! The Check Your Balances team wishes a happy and meaningful Thanksgiving to all our listeners.  We hope you enjoy the holidays and look forward to getting back to our regularly scheduled program next week.

E-mail checkyourbalance@outlook.com to weigh in on the best Thanksgiving side dishes!

Send a text

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]]> The Check Your Balances team wishes a happy and meaningful Thanksgiving to all our listeners.  We hope you enjoy the holidays and look forward to getting back to our regularly scheduled program next week.

E-mail checkyourbalance@outlook.com to weigh in on the best Thanksgiving side dishes!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11736971 Wed, 23 Nov 2022 00:00:00 -0500 384 95 full false What in the FTX is going on here? What in the FTX is going on here? The collapse of a $32 billion dollar market cap exchange is a story that seems to just be getting started. Ross and Dan weigh in with a high level review of what's going on, and what it means moving forward.

E-mail your questions for the show to checkyourbalance@outlook.com to have a question featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> The collapse of a $32 billion dollar market cap exchange is a story that seems to just be getting started. Ross and Dan weigh in with a high level review of what's going on, and what it means moving forward.

E-mail your questions for the show to checkyourbalance@outlook.com to have a question featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11704448 Wed, 16 Nov 2022 00:00:00 -0500 1886 94 full false Side Hustles Side Hustles Matt Trogdon, CFP joins the show to talk about all things side hustle. From the aversions that people have when considering them to some simple ideas that can be pursued. The team shares their insight on what kind of impact a side business can have.

E-mail your questions for the team to checkyourbalances@outlook.com to be featured on the show and a chance to get one of the last remaining CYB coffee mugs!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Matt Trogdon, CFP joins the show to talk about all things side hustle. From the aversions that people have when considering them to some simple ideas that can be pursued. The team shares their insight on what kind of impact a side business can have.

E-mail your questions for the team to checkyourbalances@outlook.com to be featured on the show and a chance to get one of the last remaining CYB coffee mugs!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-11659756 Wed, 09 Nov 2022 00:00:00 -0500 1675 93 full false Mailbag: Wash Sales, Long-Term Care and More! Mailbag: Wash Sales, Long-Term Care and More! Kicking off November with a mailbag episode where we talk through your feedback and answer questions on wash sales and long-term care needs!

E-mail your questions for the show to checkyourbalances@outlook.com to get one of the few remaining CYB coffee mugs!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Kicking off November with a mailbag episode where we talk through your feedback and answer questions on wash sales and long-term care needs!

E-mail your questions for the show to checkyourbalances@outlook.com to get one of the few remaining CYB coffee mugs!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11611539 Wed, 02 Nov 2022 00:00:00 -0400 1552 92 full false The Role of Bonds The Role of Bonds At the risk of putting you to sleep, Ross and Dan try to take on bonds. As an incredibly large, meaningful, and often misunderstood asset class, the primer on how and why bonds might belong in your portfolio is hopefully helpful.

Ross talks briefly about this chart showing the 10 year treasury yield relative to the real yield, and we know you love a good chart.

Send your questions for the show to checkyourbalances@outlook.com to have questions or topics featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> At the risk of putting you to sleep, Ross and Dan try to take on bonds. As an incredibly large, meaningful, and often misunderstood asset class, the primer on how and why bonds might belong in your portfolio is hopefully helpful.

Ross talks briefly about this chart showing the 10 year treasury yield relative to the real yield, and we know you love a good chart.

Send your questions for the show to checkyourbalances@outlook.com to have questions or topics featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-11570272 Wed, 26 Oct 2022 00:00:00 -0400 1512 91 full false Cost of Living Adjustments Cost of Living Adjustments Ross and Dan talk through cost of living updates as they relate to Social Security as well as the cost of having children.

See the Washington Post's coverage of Brookings Institute data on costs of childcare: https://www.washingtonpost.com/business/interactive/2022/cost-raising-child-calculator/

Send your questions or what you a decluttering to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross and Dan talk through cost of living updates as they relate to Social Security as well as the cost of having children.

See the Washington Post's coverage of Brookings Institute data on costs of childcare: https://www.washingtonpost.com/business/interactive/2022/cost-raising-child-calculator/

Send your questions or what you a decluttering to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11526568 Wed, 19 Oct 2022 00:00:00 -0400 1285 90 full false Assumable Loans, Social Security and Insurance Options Assumable Loans, Social Security and Insurance Options This week Ross and Dan explore three possible strategies for the challenging environment we find ourselves in. Whether you're considering a home transaction or looking for cash, we just might have an idea that will help.

E-mail questions or topic suggestions to the show at checkyourbalances@outlook.com!


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan explore three possible strategies for the challenging environment we find ourselves in. Whether you're considering a home transaction or looking for cash, we just might have an idea that will help.

E-mail questions or topic suggestions to the show at checkyourbalances@outlook.com!


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11480596 Wed, 12 Oct 2022 00:00:00 -0400 1496 89 full false Can Saving for Retirement Wait? Can Saving for Retirement Wait? A recent article from MarketWatch suggests that many young people should not be saving for retirement.  Ross and Dan react. 

You can read the article by clicking here.

We love hearing from you!  Send any comments or questions to checkyourbalances@outlook.com for the chance to be featured on the show.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> A recent article from MarketWatch suggests that many young people should not be saving for retirement.  Ross and Dan react. 

You can read the article by clicking here.

We love hearing from you!  Send any comments or questions to checkyourbalances@outlook.com for the chance to be featured on the show.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11438809 Wed, 05 Oct 2022 00:00:00 -0400 1260 88 full false September Mailbag: Tax Withholding Strategies & Access to Roth Options September Mailbag: Tax Withholding Strategies & Access to Roth Options This week Ross and Dan dive into the mailbag to answer listener questions on tax withholding possibilities as well as why there aren't always as many Roth options available as there should be.

Send your questions for the show to checkyourbalances@outlook.com to have a question featured and get a CYB coffee mug if you want one!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Ross and Dan dive into the mailbag to answer listener questions on tax withholding possibilities as well as why there aren't always as many Roth options available as there should be.

Send your questions for the show to checkyourbalances@outlook.com to have a question featured and get a CYB coffee mug if you want one!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11397254 Wed, 28 Sep 2022 00:00:00 -0400 1521 87 full false Doom and Gloom Doom and Gloom Forget beets, bears and Battlestar Galactica...this week it is all about burgers, buyouts, and bear markets!  Join Ross and Dan as they tackle some listener questions and address the bearish sentiments expressed last week.

Send your questions for the show to checkyourbalances@outlook.com for the chance to be featured.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Forget beets, bears and Battlestar Galactica...this week it is all about burgers, buyouts, and bear markets!  Join Ross and Dan as they tackle some listener questions and address the bearish sentiments expressed last week.

Send your questions for the show to checkyourbalances@outlook.com for the chance to be featured.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11354629 Wed, 21 Sep 2022 00:00:00 -0400 1740 86 full false Private Companies We Wish We Could Buy Private Companies We Wish We Could Buy Ross and Dan reveal 6 different private companies that they wish they had the opportunity to learn more about and possibly invest in.

And we immediately have to retract our shade thrown at the Washington Commanders as apparently the mugs were not in the stadium.

Speaking of mugs... shoot your questions for the show to checkyourbalances@outlook.com and we will send you a Check Your Balances coffee mug for your contribution (while supplies last)!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross and Dan reveal 6 different private companies that they wish they had the opportunity to learn more about and possibly invest in.

And we immediately have to retract our shade thrown at the Washington Commanders as apparently the mugs were not in the stadium.

Speaking of mugs... shoot your questions for the show to checkyourbalances@outlook.com and we will send you a Check Your Balances coffee mug for your contribution (while supplies last)!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11313177 Wed, 14 Sep 2022 00:00:00 -0400 1481 85 full false Interview with David Blanchett Interview with David Blanchett David Blanchett is the Managing Director and Head of Retirement Research with PGIM DC Solutions.  His work has been featured prominently in many industry publications as well as the Wall Street Journal.  This week, he shares some of his research with the Check Your Balances team.

Keep up to date on David's research by visiting his website:
https://www.davidmblanchett.com/

Have questions or thoughts for the podcast?  Email us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> David Blanchett is the Managing Director and Head of Retirement Research with PGIM DC Solutions.  His work has been featured prominently in many industry publications as well as the Wall Street Journal.  This week, he shares some of his research with the Check Your Balances team.

Keep up to date on David's research by visiting his website:
https://www.davidmblanchett.com/

Have questions or thoughts for the podcast?  Email us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11271547 Wed, 07 Sep 2022 00:00:00 -0400 1753 84 full false Summer Hodgepodge: Student Loan Relief & More Summer Hodgepodge: Student Loan Relief & More A sad tale of the sandwich that never got eaten, Ross and Dan follow up on the $100 Million deli. They also discuss the student loan relief package and the food budget of a 20-something high-earner in DC.

E-mail us with questions at checkyourbalances@outlook.com with show topics, questions, or feedback!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> A sad tale of the sandwich that never got eaten, Ross and Dan follow up on the $100 Million deli. They also discuss the student loan relief package and the food budget of a 20-something high-earner in DC.

E-mail us with questions at checkyourbalances@outlook.com with show topics, questions, or feedback!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11233106 Wed, 31 Aug 2022 00:00:00 -0400 1344 83 full false The Integrated Life with Sharon Schneider The Integrated Life with Sharon Schneider This week we are joined by Sharon Schneider, author of Handbook for an Integrated Life: A Practical Guide to Aligning Your Everyday Choices with Your Internal Compass.  Sharon has overseen the deployment of over $1.5 Billion in philanthropic capital for some of America's most prominent families, and has now written a guide on how to be more purposeful with the dollars flowing through your household budget.

Visit Sharon's website: https://www.theintegratedlife.com/
Click here to get your copy of Handbook for an Integrated Life

Have questions for Ross and Dan?  Email us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we are joined by Sharon Schneider, author of Handbook for an Integrated Life: A Practical Guide to Aligning Your Everyday Choices with Your Internal Compass.  Sharon has overseen the deployment of over $1.5 Billion in philanthropic capital for some of America's most prominent families, and has now written a guide on how to be more purposeful with the dollars flowing through your household budget.

Visit Sharon's website: https://www.theintegratedlife.com/
Click here to get your copy of Handbook for an Integrated Life

Have questions for Ross and Dan?  Email us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11189436 Wed, 24 Aug 2022 00:00:00 -0400 1946 82 full false Investing in Real Estate Investing in Real Estate Ross and Dan clarify their position that they aren't (complete) bears when it comes to real estate investing, but they want to consider the range of options available. Check out this week's show to hear some of their favorite ways to access a lucrative asset class.

Send your stories or questions for the show to checkyourbalances@outlook.com to be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross and Dan clarify their position that they aren't (complete) bears when it comes to real estate investing, but they want to consider the range of options available. Check out this week's show to hear some of their favorite ways to access a lucrative asset class.

Send your stories or questions for the show to checkyourbalances@outlook.com to be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11151209 Wed, 17 Aug 2022 00:00:00 -0400 1725 81 full false Getting a Late Start to Saving Getting a Late Start to Saving Are you one of the many people who feel they got a late start saving for their future?  In this episode, we discuss how to approach your finances if you fall into that camp.  Ross also gets a rare message of support for one of his unpopular opinions.  

Send your questions to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Are you one of the many people who feel they got a late start saving for their future?  In this episode, we discuss how to approach your finances if you fall into that camp.  Ross also gets a rare message of support for one of his unpopular opinions.  

Send your questions to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11108136 Wed, 10 Aug 2022 00:00:00 -0400 1702 80 full false The Most Important Number The Most Important Number Is it possible to boil your financial planning down to a single critical number? In this week's episode, Ross and Dan try to get to the bottom of that question.

Send your questions and thoughts on rice cakes to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Is it possible to boil your financial planning down to a single critical number? In this week's episode, Ross and Dan try to get to the bottom of that question.

Send your questions and thoughts on rice cakes to checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11070900 Wed, 03 Aug 2022 00:00:00 -0400 1630 79 full false Point-Counterpoint Point-Counterpoint Ready for a financial planning throwdown?  Ross and Dan go head to head as they debate heated topics in financial planning.  Friend of the show Matt Trogdon joins as moderator. 

In the episode Dan made reference to a book, but forgot the name.  It was The Outsiders by William N. Thorndike, Jr., which tells the story of 8 unconventional CEOs and how their approach to capital allocation led to their success.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ready for a financial planning throwdown?  Ross and Dan go head to head as they debate heated topics in financial planning.  Friend of the show Matt Trogdon joins as moderator. 

In the episode Dan made reference to a book, but forgot the name.  It was The Outsiders by William N. Thorndike, Jr., which tells the story of 8 unconventional CEOs and how their approach to capital allocation led to their success.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-11025244 Wed, 27 Jul 2022 00:00:00 -0400 2021 78 full false Travel Talk with Andrea Sachs Travel Talk with Andrea Sachs Washington Post reporter Andrea Sachs joins the show to talk about what is going on in the travel market today, and where the deals still exist if you're looking. In an era where everybody seems to want travel built into their financial plan, we thought it was important to share.

Send your questions on personal finance, investing, or business to the show at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Washington Post reporter Andrea Sachs joins the show to talk about what is going on in the travel market today, and where the deals still exist if you're looking. In an era where everybody seems to want travel built into their financial plan, we thought it was important to share.

Send your questions on personal finance, investing, or business to the show at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10990658 Wed, 20 Jul 2022 00:00:00 -0400 1693 77 full false The Biggest Loser: Thinking About Stocks with Big Losses The Biggest Loser: Thinking About Stocks with Big Losses On this week's episode we discuss our feelings for Jimmy Buffet's music and review our thoughts on App Economy Insight's article, How To Handle Big Losers.

Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> On this week's episode we discuss our feelings for Jimmy Buffet's music and review our thoughts on App Economy Insight's article, How To Handle Big Losers.

Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10948321 Wed, 13 Jul 2022 00:00:00 -0400 1640 76 full false 5 Levels of Financial Independence 5 Levels of Financial Independence We celebrate Independence Day with a breakdown of how we define 5 (or is it 6?) levels of financial freedom. Our simple to understand framework should apply to wherever you are in your financial life today and give you a target for how to get to the next step.

Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> We celebrate Independence Day with a breakdown of how we define 5 (or is it 6?) levels of financial freedom. Our simple to understand framework should apply to wherever you are in your financial life today and give you a target for how to get to the next step.

Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10910621 Wed, 06 Jul 2022 00:00:00 -0400 1587 75 full false The Scout Mindset The Scout Mindset How can approaching things with a "scout mindset" make us better investors?  Ross and Dan discuss their takeaways from Julia Galef's book The Scout Mindset: Why Some People See Things Clearly and Others Don't.

Shoot a note to checkyourbalances@outlook.com with any questions, comments, or jokes for the team!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> How can approaching things with a "scout mindset" make us better investors?  Ross and Dan discuss their takeaways from Julia Galef's book The Scout Mindset: Why Some People See Things Clearly and Others Don't.

Shoot a note to checkyourbalances@outlook.com with any questions, comments, or jokes for the team!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10873471 Wed, 29 Jun 2022 00:00:00 -0400 1342 74 full false SECURE 2.0 - What's coming? SECURE 2.0 - What's coming? It feels like just yesterday we were talking about what was in the first SECURE act, and now we get to talk about the sequel. Ross and Dan talk about what is expected (and stupid) in the current proposals.

Send your questions to checkyourbalances@outlook.com to have them answered on our air! 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> It feels like just yesterday we were talking about what was in the first SECURE act, and now we get to talk about the sequel. Ross and Dan talk about what is expected (and stupid) in the current proposals.

Send your questions to checkyourbalances@outlook.com to have them answered on our air! 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10832920 Wed, 22 Jun 2022 00:00:00 -0400 1496 73 full false FPA Takeaways: Upstream Gifting, QSBS Exclusions FPA Takeaways: Upstream Gifting, QSBS Exclusions Ross and Dan recap their takeaways from last week's Financial Planning Association conference.  In particular they cover two strategies that can help avoid capital gains tax: upstream gifting, and the qualified small business stock exclusion.

E-mail your questions or thoughts for Ross and Dan to checkyourbalances@outlook.com!

Send a text

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]]> Ross and Dan recap their takeaways from last week's Financial Planning Association conference.  In particular they cover two strategies that can help avoid capital gains tax: upstream gifting, and the qualified small business stock exclusion.

E-mail your questions or thoughts for Ross and Dan to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10794462 Wed, 15 Jun 2022 00:00:00 -0400 1196 72 full false Is a recession coming? Is a recession coming? Do you share the same financial concerns as Cardi B? We think you might. This week's show addresses a 20:1 stock split and how negative the overall sentiment seems right now.

The chart Ross references in the show can be seen here.

E-mail your questions for Ross and Dan to checkyourbalances@outlook.com to have them weigh in!

Send a text

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]]> Do you share the same financial concerns as Cardi B? We think you might. This week's show addresses a 20:1 stock split and how negative the overall sentiment seems right now.

The chart Ross references in the show can be seen here.

E-mail your questions for Ross and Dan to checkyourbalances@outlook.com to have them weigh in!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10749641 Wed, 08 Jun 2022 00:00:00 -0400 1324 71 full false Leaving and Receiving Gifts Leaving and Receiving Gifts Ross and Dan dive into the mailbag for this episode.  They tackle a listener question on how to think about inherited assets as well as the strategies for saving money on behalf of your kids. 

E-mail your questions for the show to checkyourbalances@outlook.com.
We're YouTubers! Smash that subscribe button to check out our video content.

Send a text

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@checkyourbalances on Instagram

]]> Ross and Dan dive into the mailbag for this episode.  They tackle a listener question on how to think about inherited assets as well as the strategies for saving money on behalf of your kids. 

E-mail your questions for the show to checkyourbalances@outlook.com.
We're YouTubers! Smash that subscribe button to check out our video content.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10716435 Wed, 01 Jun 2022 00:00:00 -0400 1419 70 full false Nowhere to hide? Nowhere to hide? This week Dan and Ross consider whether life insurance could act as a safe haven in what we're calling the "Nowhere to hide" market. And we also answer a listener question about where to focus savings.

E-mail your questions for the show to checkyourbalances@outlook.com.

YouTube Channel coming soon... 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week Dan and Ross consider whether life insurance could act as a safe haven in what we're calling the "Nowhere to hide" market. And we also answer a listener question about where to focus savings.

E-mail your questions for the show to checkyourbalances@outlook.com.

YouTube Channel coming soon... 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10674030 Wed, 25 May 2022 00:00:00 -0400 1290 69 full false Robert Brokamp - Rule Your Retirement Robert Brokamp - Rule Your Retirement This week, we are joined by our old friend Robert "Bro" Brokamp, from Motley Fool's Rule Your Retirement service.  Tune is as we talk financial calculators, financial therapy, and more! 

Test out CalcXML's retirement calculator by clicking here.

Join Robert Brokamp's Rule Your Retirement Service here.

Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week, we are joined by our old friend Robert "Bro" Brokamp, from Motley Fool's Rule Your Retirement service.  Tune is as we talk financial calculators, financial therapy, and more! 

Test out CalcXML's retirement calculator by clicking here.

Join Robert Brokamp's Rule Your Retirement Service here.

Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10634590 Wed, 18 May 2022 00:00:00 -0400 1747 68 full false Nick Maggiulli - Just Keep Buying Nick Maggiulli - Just Keep Buying This week, Nick Maggiulli joins the podcast to talk about his new book Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. He's also the author of the blog Of Dollars and Data, and the Chief Operations Officer at Ritholtz Wealth Management. We are thrilled to have Nick join us!

Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week, Nick Maggiulli joins the podcast to talk about his new book Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. He's also the author of the blog Of Dollars and Data, and the Chief Operations Officer at Ritholtz Wealth Management. We are thrilled to have Nick join us!

Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10595029 Wed, 11 May 2022 00:00:00 -0400 1914 67 full false Wrong Decisions, Right Outcomes Wrong Decisions, Right Outcomes Inspired by the story of Fred Smith gambling to save FedEx early on, Ross and Dan explore scenarios where wrong financial decisions may have positive outcomes.

Send questions for the show to checkyourbalances@outlook.com to be featured on the show.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Inspired by the story of Fred Smith gambling to save FedEx early on, Ross and Dan explore scenarios where wrong financial decisions may have positive outcomes.

Send questions for the show to checkyourbalances@outlook.com to be featured on the show.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10553262 Wed, 04 May 2022 00:00:00 -0400 1232 66 full false Positive Actions in Negative Markets Positive Actions in Negative Markets Market got you down? Ross and Dan kick around positive actions that you can (potentially) take in a negative market.

Send questions for the show to checkyourbalances@outlook.com to be featured on the show (and get a CYB mug!).

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Market got you down? Ross and Dan kick around positive actions that you can (potentially) take in a negative market.

Send questions for the show to checkyourbalances@outlook.com to be featured on the show (and get a CYB mug!).

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10511657 Wed, 27 Apr 2022 00:00:00 -0400 1320 65 full false Student Loans with Anna Helhoski Student Loans with Anna Helhoski On this episode, Ross and Dan are joined by Anna Helhoski - Nerdwallet's authority on Student Loans.   

Read more from Anna by visiting her Nerdwallet profile here:
https://www.nerdwallet.com/blog/author/anna/

Email us at  checkyourbalances@outlook.com if you have any questions or comments for the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> On this episode, Ross and Dan are joined by Anna Helhoski - Nerdwallet's authority on Student Loans.   

Read more from Anna by visiting her Nerdwallet profile here:
https://www.nerdwallet.com/blog/author/anna/

Email us at  checkyourbalances@outlook.com if you have any questions or comments for the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10459039 Wed, 20 Apr 2022 00:00:00 -0400 1620 64 full false Does the traditional 401(k) suck? Does the traditional 401(k) suck? This week we're calling it a rant episode. Ross and Dan take on some very broad tax advice being given out on social media, and debate whether you should get excited about stock splits.

Submit your financial planning questions to checkyourbalances@outlook.com to be featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we're calling it a rant episode. Ross and Dan take on some very broad tax advice being given out on social media, and debate whether you should get excited about stock splits.

Submit your financial planning questions to checkyourbalances@outlook.com to be featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10428382 Wed, 13 Apr 2022 00:00:00 -0400 1458 63 full false FIRE with Sean Gates, CFP FIRE with Sean Gates, CFP Our former colleague, the recently retired, Sean Gates, joins us to talk about his journey. Sean has embraced the Financial Independence Retire Early (FIRE) movement for his entire career and has just recently made the transition out of full time work. Hear more about his story on this week's show.

To submit your personal finance questions or thoughts tot he show, email us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Our former colleague, the recently retired, Sean Gates, joins us to talk about his journey. Sean has embraced the Financial Independence Retire Early (FIRE) movement for his entire career and has just recently made the transition out of full time work. Hear more about his story on this week's show.

To submit your personal finance questions or thoughts tot he show, email us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10386193 Wed, 06 Apr 2022 00:00:00 -0400 2319 62 full false Cryptocurrency with Dr. Lawrence White Cryptocurrency with Dr. Lawrence White This week we are joined by George Mason University professor Dr. Lawrence White. Dr. White has spent his academic career studying monetary systems, banking, and more recently cryptocurrencies. He joins the show to share what is going on in the space and how crypto is being used.

Submit your questions for the show to checkyourbalances@outlook.com to have a question featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we are joined by George Mason University professor Dr. Lawrence White. Dr. White has spent his academic career studying monetary systems, banking, and more recently cryptocurrencies. He joins the show to share what is going on in the space and how crypto is being used.

Submit your questions for the show to checkyourbalances@outlook.com to have a question featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10343637 Wed, 30 Mar 2022 00:00:00 -0400 1806 61 full false Regret as a Tool Regret as a Tool Inspired by Dan Pink's new book The Power of Regret, Ross and Dan reflect on how regret has played a part in their financial planning practice.

Also, Dan shaved his beard and head to support St. Baldrick's Foundation.

Send us your questions and thoughts to checkyourbalances@outlook.com!


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Inspired by Dan Pink's new book The Power of Regret, Ross and Dan reflect on how regret has played a part in their financial planning practice.

Also, Dan shaved his beard and head to support St. Baldrick's Foundation.

Send us your questions and thoughts to checkyourbalances@outlook.com!


Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10300601 Wed, 23 Mar 2022 00:00:00 -0400 1284 60 full false Couples and Money Couples and Money Resident "engaged guy" Matt Trogdon joins the show to talk about how he and his fiancée are dealing with combining finances.   

Send your questions for the show to checkyourbalances@outlook.com. 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Resident "engaged guy" Matt Trogdon joins the show to talk about how he and his fiancée are dealing with combining finances.   

Send your questions for the show to checkyourbalances@outlook.com. 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10257010 Wed, 16 Mar 2022 00:00:00 -0400 1655 59 full false iBuying (or iSelling) - Ross Sold His House iBuying (or iSelling) - Ross Sold His House Ross sold his home recently and details what an exploration of the iBuying process was like. A farewell episode to "Dirty Mike and the Boys."

Send your questions for the show to checkyourbalances@outlook.com. 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross sold his home recently and details what an exploration of the iBuying process was like. A farewell episode to "Dirty Mike and the Boys."

Send your questions for the show to checkyourbalances@outlook.com. 

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10211782 Wed, 09 Mar 2022 00:00:00 -0500 1580 58 full false Janice Gets a Job Offer Janice Gets a Job Offer Of course more money is better than less money (unless you ask Biggie, in which case mo money is mo problems), but how much can a shift in salary impact your retirement trajectory?  Ross and Dan create a scenario for their made up client, Janice McExample, to see how it plays out.

Email us at  checkyourbalances@outlook.com if you have any questions for the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Of course more money is better than less money (unless you ask Biggie, in which case mo money is mo problems), but how much can a shift in salary impact your retirement trajectory?  Ross and Dan create a scenario for their made up client, Janice McExample, to see how it plays out.

Email us at  checkyourbalances@outlook.com if you have any questions for the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10169860 Wed, 02 Mar 2022 00:00:00 -0500 1293 57 full false Donor Advised Funds Donor Advised Funds Elon Musk has been in the news for giving away Tesla stock, and the news presented an interesting slant on Donor Advised Funds (DAF). Ross and Dan weigh in with their take on why DAF accounts can be a powerful planning tool and how you might consider using them.

Submit questions to the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Elon Musk has been in the news for giving away Tesla stock, and the news presented an interesting slant on Donor Advised Funds (DAF). Ross and Dan weigh in with their take on why DAF accounts can be a powerful planning tool and how you might consider using them.

Submit questions to the show to checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10126368 Wed, 23 Feb 2022 00:00:00 -0500 1412 56 full false Estate Planning and Uncertainty Estate Planning and Uncertainty Ross and Dan explore the basics of estate planning that everyone needs, and how to plan effectively in an area with so many variables. You'll also get to hear about Dan's second career path that could have been at the end.

Submit questions to checkyourbalances@outlook.com to have them featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross and Dan explore the basics of estate planning that everyone needs, and how to plan effectively in an area with so many variables. You'll also get to hear about Dan's second career path that could have been at the end.

Submit questions to checkyourbalances@outlook.com to have them featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10082888 Wed, 16 Feb 2022 00:00:00 -0500 1577 55 full false Morningstar's New Safe Withdrawal Rate; ETFs Vs Index Funds Morningstar's New Safe Withdrawal Rate; ETFs Vs Index Funds This week we unpack Morningstar's report entitled: The State of Retirement Income: Safe Withdrawal Rates.  Do we need to replace the old 4% rule with the 3.3% rule?  We also address the differences between ETFs and Mutual Funds when it comes to index investing.

You can download Morningstar's report using this link.

Do you have a question or comment you'd like covered on the show?  Email us at  checkyourbalances@outlook.com and maybe the spirit will inspire Ross to mail Check Your Balances mugs once again.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we unpack Morningstar's report entitled: The State of Retirement Income: Safe Withdrawal Rates.  Do we need to replace the old 4% rule with the 3.3% rule?  We also address the differences between ETFs and Mutual Funds when it comes to index investing.

You can download Morningstar's report using this link.

Do you have a question or comment you'd like covered on the show?  Email us at  checkyourbalances@outlook.com and maybe the spirit will inspire Ross to mail Check Your Balances mugs once again.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-10029655 Wed, 09 Feb 2022 00:00:00 -0500 1865 54 full false Business Lessons From Our Favorite Shows Business Lessons From Our Favorite Shows What real life lessons about business and investing can we learn from scripted television?  This week, Ross and Dan pull back the curtain on their TV habits and share some moments from The Office and Silicon Valley that ring true in real life.

Have you had any "a-ha" moments watching your favorite TV show?  We'd love to hear about it!  Email us at  checkyourbalances@outlook.com to share your takeaways with us.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> What real life lessons about business and investing can we learn from scripted television?  This week, Ross and Dan pull back the curtain on their TV habits and share some moments from The Office and Silicon Valley that ring true in real life.

Have you had any "a-ha" moments watching your favorite TV show?  We'd love to hear about it!  Email us at  checkyourbalances@outlook.com to share your takeaways with us.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9995877 Wed, 02 Feb 2022 00:00:00 -0500 1367 53 full false Celebrating Our First Year with a Market Correction Celebrating Our First Year with a Market Correction A roundtable discussion of how to keep the recent market movement in context and focus on the big picture of your personal financial plan. Ross and Dan are joined by Matt Trogdon to discuss how the market has started 2022, and some strategies that we are using to relax along the way.

Send your financial planning questions to us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> A roundtable discussion of how to keep the recent market movement in context and focus on the big picture of your personal financial plan. Ross and Dan are joined by Matt Trogdon to discuss how the market has started 2022, and some strategies that we are using to relax along the way.

Send your financial planning questions to us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Buzzsprout-9949844 Wed, 26 Jan 2022 00:00:00 -0500 1639 52 full false An Interview with Brian Feroldi An Interview with Brian Feroldi YouTuber, investor, speaker, and author Brian Feroldi joins the show to talk about the inspiration for his series of personal finance graphics and the book he has coming out this spring.

Pre-order Brian's Book: Why Does the Stock Market Go Up

Follow Brian on: YouTube, Instagram, Twitter

Send your questions for Ross and Dan to us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> YouTuber, investor, speaker, and author Brian Feroldi joins the show to talk about the inspiration for his series of personal finance graphics and the book he has coming out this spring.

Pre-order Brian's Book: Why Does the Stock Market Go Up

Follow Brian on: YouTube, Instagram, Twitter

Send your questions for Ross and Dan to us at checkyourbalances@outlook.com.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9910729 Wed, 19 Jan 2022 00:00:00 -0500 1459 51 full false We Make an NFT We Make an NFT Ross and Dan were on a mission to bring to life Bill Mann's vision of a Monkey Butt on the blockchain.  They did so by creating the Monkey Butt NFT!  This week, we discuss what the process was like to create an NFT, and we also address a listener question about financial aid for college.

To view the Monkey Butt NFT on Rarible click here.  Worth a chuckle, but not your hard earned dollars.  We don't recommend purchasing it.

If you have personal experience with NFTs or any questions about personal finance, send your notes to checkyourbalances@outlook.com to be featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross and Dan were on a mission to bring to life Bill Mann's vision of a Monkey Butt on the blockchain.  They did so by creating the Monkey Butt NFT!  This week, we discuss what the process was like to create an NFT, and we also address a listener question about financial aid for college.

To view the Monkey Butt NFT on Rarible click here.  Worth a chuckle, but not your hard earned dollars.  We don't recommend purchasing it.

If you have personal experience with NFTs or any questions about personal finance, send your notes to checkyourbalances@outlook.com to be featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9869776 Wed, 12 Jan 2022 00:00:00 -0500 1406 50 full false January Mailbag Episode January Mailbag Episode We kick off the year feeling 22 and addressing listener questions! This week we address improving a credit score, differences in 529 and ABLE accounts, Fully Paid Securities Lending, and even a hint of Payment For Order Flow.

Send your questions to checkyourbalances@outlook.com to be featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> We kick off the year feeling 22 and addressing listener questions! This week we address improving a credit score, differences in 529 and ABLE accounts, Fully Paid Securities Lending, and even a hint of Payment For Order Flow.

Send your questions to checkyourbalances@outlook.com to be featured on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9831666 Wed, 05 Jan 2022 00:00:00 -0500 1635 49 full false 2021: A Market Review 2021: A Market Review As the year comes to a close, Ross and Dan review the performance of several major stock indexes and discuss their takeaways from 2021.  They also address Vanguard's Market Perspectives report which offers their 10 year asset class forecasts.  Have you dozed off yet? 

E-mail us at checkyourbalances@outlook.com with your biggest investing takeaways from the year!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> As the year comes to a close, Ross and Dan review the performance of several major stock indexes and discuss their takeaways from 2021.  They also address Vanguard's Market Perspectives report which offers their 10 year asset class forecasts.  Have you dozed off yet? 

E-mail us at checkyourbalances@outlook.com with your biggest investing takeaways from the year!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9799685 Wed, 29 Dec 2021 00:00:00 -0500 1891 48 full false Holiday Gift Guide Holiday Gift Guide Do you need last minute gift ideas for the finance nerd in your life? Check out our gift guide for 2021 to help round out your shopping list for the year!

E-mail us at checkyourbalances@outlook.com if you have questions for our year end wrap up show next week, or personal finance questions that we can help with!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Do you need last minute gift ideas for the finance nerd in your life? Check out our gift guide for 2021 to help round out your shopping list for the year!

E-mail us at checkyourbalances@outlook.com if you have questions for our year end wrap up show next week, or personal finance questions that we can help with!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9763745 Wed, 22 Dec 2021 00:00:00 -0500 1180 47 full false The name's Bond...I Bond. The name's Bond...I Bond. Many of us have experienced inflation to this point in 2021 through rising costs, however there is a flip side to that coin!  Series I Savings Bonds, which pay an interest rate tied to inflation, are paying attractive rates.  In this episode we discuss I Bonds, and Ross takes us through what it was like to purchase one through TreasuryDirect.gov.

Have you reached any personal financial milestones in 2021?  Let us celebrate your success!  Email us at checkyourbalances@outlook.com to potentially be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Many of us have experienced inflation to this point in 2021 through rising costs, however there is a flip side to that coin!  Series I Savings Bonds, which pay an interest rate tied to inflation, are paying attractive rates.  In this episode we discuss I Bonds, and Ross takes us through what it was like to purchase one through TreasuryDirect.gov.

Have you reached any personal financial milestones in 2021?  Let us celebrate your success!  Email us at checkyourbalances@outlook.com to potentially be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9720566 Wed, 15 Dec 2021 00:00:00 -0500 1571 46 full false Talking with Andrew Schear of Practical Personal Finance Talking with Andrew Schear of Practical Personal Finance This week we welcome Andrew Schear of the Practical Personal Finance YouTube channel to the show. Andrew is a personal finance enthusiast that has documented his own journey and has created a library of more than 180 videos teaching finance concepts in simple, easy-to-understand, language.

To submit a question for our show, email us at checkyourbalances@outlook.com to potentially be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> This week we welcome Andrew Schear of the Practical Personal Finance YouTube channel to the show. Andrew is a personal finance enthusiast that has documented his own journey and has created a library of more than 180 videos teaching finance concepts in simple, easy-to-understand, language.

To submit a question for our show, email us at checkyourbalances@outlook.com to potentially be featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9681101 Wed, 08 Dec 2021 00:00:00 -0500 1812 45 full false Talking Taxes with the Tax Girl Talking Taxes with the Tax Girl This week we talk taxes with Kelly Phillips Erb, aka the Tax Girl.  Together we discuss the challenges of navigating the tax landscape, and Kelly offers some controversial takes on home ownership and Roth IRAs.

You can find Kelly's podcast, blog, and more by visiting: https://www.taxgirl.com/

If you'd like to submit questions or air grievances you can contact us at checkyourbalances@outlook.com.

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]]> This week we talk taxes with Kelly Phillips Erb, aka the Tax Girl.  Together we discuss the challenges of navigating the tax landscape, and Kelly offers some controversial takes on home ownership and Roth IRAs.

You can find Kelly's podcast, blog, and more by visiting: https://www.taxgirl.com/

If you'd like to submit questions or air grievances you can contact us at checkyourbalances@outlook.com.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9638651 Wed, 01 Dec 2021 00:00:00 -0500 2201 44 full false Funemployment and Thanksgiving! Funemployment and Thanksgiving! Once again, Matt Trogdon, CFP joins the show to talk about his experience going through a job transition over the summer which he lovingly refers to as "Funemployment."

You can read his Preservation Mode article that he wrote for Humble Dollar.

And to submit your questions for our show, email checkyourbalances@outlook.com.

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]]> Once again, Matt Trogdon, CFP joins the show to talk about his experience going through a job transition over the summer which he lovingly refers to as "Funemployment."

You can read his Preservation Mode article that he wrote for Humble Dollar.

And to submit your questions for our show, email checkyourbalances@outlook.com.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9603298 Wed, 24 Nov 2021 00:00:00 -0500 1628 43 full false Rent, Buy, and PMI Rent, Buy, and PMI Ross and Dan have real estate on the brain again.  This week they discuss the tough rental market, along with some potential money saving tips whether you already own a home or are in the market for one.

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]]> Ross and Dan have real estate on the brain again.  This week they discuss the tough rental market, along with some potential money saving tips whether you already own a home or are in the market for one.

Send your questions for the show to checkyourbalances@outlook.com and receive a CYB mug while supplies last!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9561132 Wed, 17 Nov 2021 00:00:00 -0500 1348 42 full false Small-Cap and International Investing: A Discussion with Bill Mann Small-Cap and International Investing: A Discussion with Bill Mann Bill Mann joins the show this week to discuss how to think about international investing, changes to the small-cap landscape, and even... crypto.

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]]> Bill Mann joins the show this week to discuss how to think about international investing, changes to the small-cap landscape, and even... crypto.

Send your questions for the show to checkyourbalances@outlook.com and receive a CYB mug while supplies last!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9522610 Wed, 10 Nov 2021 00:00:00 -0500 2070 41 full false Balancing Short- and Long-Term Goals Balancing Short- and Long-Term Goals On this week's episode the team tackles a listener question which spurs a conversation on balancing short- and long-term goals.  Ross lets us in on a wedding planning hack.  And where in the world is Tyler?

Submit any comments or questions you may have for the show to checkyourbalances@outlook.com and receive a free mug while supplies last!

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]]> On this week's episode the team tackles a listener question which spurs a conversation on balancing short- and long-term goals.  Ross lets us in on a wedding planning hack.  And where in the world is Tyler?

Submit any comments or questions you may have for the show to checkyourbalances@outlook.com and receive a free mug while supplies last!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9477120 Wed, 03 Nov 2021 00:00:00 -0400 1501 40 full false Happy Halloween: Financial Planning Horror Stories Happy Halloween: Financial Planning Horror Stories Ross and Dan welcome Matt Trogdon, CFP to the show for the first time to share financial planning horror stories from celebrity life and beyond! Make sure you don't miss this special Halloween episode of Check Your Balances.

Submit horror stories or any questions you may have for the show to checkyourbalances@outlook.com to receive a free mug while supplies last!

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]]> Ross and Dan welcome Matt Trogdon, CFP to the show for the first time to share financial planning horror stories from celebrity life and beyond! Make sure you don't miss this special Halloween episode of Check Your Balances.

Submit horror stories or any questions you may have for the show to checkyourbalances@outlook.com to receive a free mug while supplies last!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9438435 Wed, 27 Oct 2021 00:00:00 -0400 1539 39 full false Self-Directed IRAs: An Interview with Mat Sorensen Self-Directed IRAs: An Interview with Mat Sorensen Mat Sorensen,  an attorney and the CEO of Directed IRA,  joins us on this week's show to discuss how IRA funds can be used to make investments beyond traditional securities. This week's show explores a broader investment universe through a lesser known structure.

You can learn more about Mat Sorensen and Self-Directed IRAs here on his website.

Send your questions for the show to checkyourbalances@outlook.com to receive a CYB mug!

Send a text

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]]> Mat Sorensen,  an attorney and the CEO of Directed IRA,  joins us on this week's show to discuss how IRA funds can be used to make investments beyond traditional securities. This week's show explores a broader investment universe through a lesser known structure.

You can learn more about Mat Sorensen and Self-Directed IRAs here on his website.

Send your questions for the show to checkyourbalances@outlook.com to receive a CYB mug!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9398536 Wed, 20 Oct 2021 00:00:00 -0400 1494 38 full false Coast FI(RE) and Lifestyle Drift Coast FI(RE) and Lifestyle Drift A new term in financial planning to unpack, and one of the key problems that could prevent it from working for you! Check out this week's show on what the Coast FIRE movement is and how little choices make the difference on it working.

Email us at checkyourbalances@outlook.com with your Coast FIRE plans or any stories of personal lifestyle creep that you've experienced!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> A new term in financial planning to unpack, and one of the key problems that could prevent it from working for you! Check out this week's show on what the Coast FIRE movement is and how little choices make the difference on it working.

Email us at checkyourbalances@outlook.com with your Coast FIRE plans or any stories of personal lifestyle creep that you've experienced!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9358170 Wed, 13 Oct 2021 00:00:00 -0400 1321 37 full false Richer, Wiser, Happier: A Chat with William Green Richer, Wiser, Happier: A Chat with William Green On this week's episode we welcome William Green, author of Richer, Wiser, Happier.  His book draws on his interviews with some of the world's greatest investors and highlights the principles and habits that make them successful.   In his chat with Dan, they discuss how many of these lessons extend beyond the world of investing.
 
You can learn more about William Green and his work by visiting https://www.williamgreenwrites.com/.

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Send a text

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]]> On this week's episode we welcome William Green, author of Richer, Wiser, Happier.  His book draws on his interviews with some of the world's greatest investors and highlights the principles and habits that make them successful.   In his chat with Dan, they discuss how many of these lessons extend beyond the world of investing.
 
You can learn more about William Green and his work by visiting https://www.williamgreenwrites.com/.

E-mail us at checkyourbalances@outlook.com to submit questions for the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9317429 Wed, 06 Oct 2021 00:00:00 -0400 3220 36 full false When to Sell When to Sell People often grow comfortable with buying stocks, but how should you think about selling them?  Ross and Dan talk about a few of the situations where you should say goodbye to shares within your portfolio.

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]]> People often grow comfortable with buying stocks, but how should you think about selling them?  Ross and Dan talk about a few of the situations where you should say goodbye to shares within your portfolio.

E-mail us at checkyourbalances@outlook.com to submit questions for the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9267701 Wed, 29 Sep 2021 00:00:00 -0400 1285 full false Personal Finance Lessons from the Movies Personal Finance Lessons from the Movies What personal finance lessons can we take away from a Will Ferrel movie? Check out this week's show to find out as Ross and Dan break down personal finance lessons from some popular movies.

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Send a text

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]]> What personal finance lessons can we take away from a Will Ferrel movie? Check out this week's show to find out as Ross and Dan break down personal finance lessons from some popular movies.

E-mail us at checkyourbalances@outlook.com to submit questions for the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9235956 Wed, 22 Sep 2021 00:00:00 -0400 1441 34 full false Episode 33: Understand your "Options" Episode 33: Understand your "Options" In a world where yield is hard to come by, learn how you can leverage simple options strategies to boost portfolio income.  

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]]> In a world where yield is hard to come by, learn how you can leverage simple options strategies to boost portfolio income.  

Email your questions for the show to checkyourbalances@outlook.com to potentially have your question featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9196600 Wed, 15 Sep 2021 00:00:00 -0400 1554 33 full false Episode 32: Back to School - Our Financial Literacy Curriculum Episode 32: Back to School - Our Financial Literacy Curriculum As kids head back to school for the fall, Ross and Dan breakdown what would be in their financial literacy course if they got to design it for high school students.

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]]> As kids head back to school for the fall, Ross and Dan breakdown what would be in their financial literacy course if they got to design it for high school students.

Email your questions for the show to checkyourbalances@outlook.com to potentially have your question featured!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9154709 Wed, 08 Sep 2021 00:00:00 -0400 1543 32 full false Episode 31: The Advisory Business, Interview with Alan Moore Episode 31: The Advisory Business, Interview with Alan Moore This week Ross and Dan are joined by Alan Moore.  He is the CEO and co-founder of XY Planning Network, which has created a community of over 1,000 fee-only advisors focused on serving Gen X and Gen Y clients.  

To submit questions or topics for the show, email us at checkyourbalances@outlook.com!

Send a text

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]]> This week Ross and Dan are joined by Alan Moore.  He is the CEO and co-founder of XY Planning Network, which has created a community of over 1,000 fee-only advisors focused on serving Gen X and Gen Y clients.  

To submit questions or topics for the show, email us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9117318 Wed, 01 Sep 2021 00:00:00 -0400 2281 31 full false Episode 30: Talking Banking with Dr. Terri Friedline Episode 30: Talking Banking with Dr. Terri Friedline Dr. Terri Friedline is the author of Banking on a Revolution and a professor at University of Michigan. She joins Ross and Dan to talk about underbanked and unbanked communities and structural reform that is needed in the banking system.

To submit questions or topics for the show, email us at checkyourbalances@outlook.com!

Send a text

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]]> Dr. Terri Friedline is the author of Banking on a Revolution and a professor at University of Michigan. She joins Ross and Dan to talk about underbanked and unbanked communities and structural reform that is needed in the banking system.

To submit questions or topics for the show, email us at checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9082519 Wed, 25 Aug 2021 00:00:00 -0400 2217 30 full false Episode 29: Advice To Our Younger Selves Episode 29: Advice To Our Younger Selves The blog post Go Big, Then Stop by Nick Maggiulli inspired Ross and Dan to think about advice they would give to their younger selves.  They reflect on the early days of their careers, the power of compounding, and the risks of faking it until you make it.

Submit questions or feedback to the show using checkyourbalances@outlook.com!

Send a text

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]]> The blog post Go Big, Then Stop by Nick Maggiulli inspired Ross and Dan to think about advice they would give to their younger selves.  They reflect on the early days of their careers, the power of compounding, and the risks of faking it until you make it.

Submit questions or feedback to the show using checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9045193 Wed, 18 Aug 2021 00:00:00 -0400 1395 29 full false Episode 28: Should you rollover your 401(k)? Episode 28: Should you rollover your 401(k)? A mailbag episode, Ross and Dan read listener responses to how they'd spend lottery winnings and answer questions on net worth and 401(k) rollovers. There's a lot to unpack this week!

Submit questions or feedback to the show using checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> A mailbag episode, Ross and Dan read listener responses to how they'd spend lottery winnings and answer questions on net worth and 401(k) rollovers. There's a lot to unpack this week!

Submit questions or feedback to the show using checkyourbalances@outlook.com!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-9006768 Wed, 11 Aug 2021 00:00:00 -0400 1799 28 full false Episode 27: What can we learn about planning from the lottery? Episode 27: What can we learn about planning from the lottery? We examine the math on how lottery payouts are actually made and then apply those same fundamentals to a much more likely scenario... pension planning! Check out this week's episode whether you're thinking about your pension or the Powerball.

Receive a Check Your Balances mug by sending in great questions for the show at checkyourbalances@outlook.com (while supplies last!).

Send a text

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]]> We examine the math on how lottery payouts are actually made and then apply those same fundamentals to a much more likely scenario... pension planning! Check out this week's episode whether you're thinking about your pension or the Powerball.

Receive a Check Your Balances mug by sending in great questions for the show at checkyourbalances@outlook.com (while supplies last!).

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8971317 Wed, 04 Aug 2021 00:00:00 -0400 1598 27 full false Episode 26: Revisiting the SECURE Act Episode 26: Revisiting the SECURE Act At the end of 2019 a major piece of tax legislation was signed into law.  The SECURE Act may have flown under the radar of many Americans as our focus quickly shifted towards a global pandemic.  On this episode Ross and Dan review some major provisions of the SECURE Act and what they might mean for you.

E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!

Send a text

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]]> At the end of 2019 a major piece of tax legislation was signed into law.  The SECURE Act may have flown under the radar of many Americans as our focus quickly shifted towards a global pandemic.  On this episode Ross and Dan review some major provisions of the SECURE Act and what they might mean for you.

E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8930379 Wed, 28 Jul 2021 00:00:00 -0400 1393 26 full false Episode 25: Cash Allocations and Beyond Episode 25: Cash Allocations and Beyond How much cash is too much in your portfolio? Ross and Dan launch from a listener question into their theory about allocation bands and how you choose to treat risk in your portfolio. They also react to Malcom Gladwell's enthusiasm for self-driving cars.

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Send a text

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]]> How much cash is too much in your portfolio? Ross and Dan launch from a listener question into their theory about allocation bands and how you choose to treat risk in your portfolio. They also react to Malcom Gladwell's enthusiasm for self-driving cars.

E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8896036 Wed, 21 Jul 2021 00:00:00 -0400 1732 25 full false Episode 24: Talking Budgets with Kimberly Palmer Episode 24: Talking Budgets with Kimberly Palmer Kimberly Palmer, author of "Smart Mom, Rich Mom" and personal finance expert at NerdWallet, joins the show to talk about budgeting.  Ross and Dan have historically considered themselves "anti-budgeters", but Kimberly flips them by offering a simple and practical framework for regaining control of your spending.

E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

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]]> Kimberly Palmer, author of "Smart Mom, Rich Mom" and personal finance expert at NerdWallet, joins the show to talk about budgeting.  Ross and Dan have historically considered themselves "anti-budgeters", but Kimberly flips them by offering a simple and practical framework for regaining control of your spending.

E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8837131 Wed, 14 Jul 2021 00:00:00 -0400 1327 full false Episode 23: All Things Insurance Episode 23: All Things Insurance Ross and Dan ambitiously try to tackle life insurance, disability insurance, and long-term care insurance in a single episode. How to think about what you really need, and what products get sold in all the wrong ways.

E-mail checkyourbalances@outlook.com to submit questions or feedback to the show!

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]]> Ross and Dan ambitiously try to tackle life insurance, disability insurance, and long-term care insurance in a single episode. How to think about what you really need, and what products get sold in all the wrong ways.

E-mail checkyourbalances@outlook.com to submit questions or feedback to the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8823060 Wed, 07 Jul 2021 00:00:00 -0400 2324 23 full false Episode 22: Relocation and Inflation Episode 22: Relocation and Inflation Ross and Dan answer a listener question on relocation, provide a helpful (free) resource for estimating your costs, and unpack what the bond market is currently telling us to expect in terms of inflation.

Shoot us an email at checkyourbalances@outlook.com to let us know where you're thinking of relocating to in retirement or with other questions for the show!

Send a text

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]]> Ross and Dan answer a listener question on relocation, provide a helpful (free) resource for estimating your costs, and unpack what the bond market is currently telling us to expect in terms of inflation.

Shoot us an email at checkyourbalances@outlook.com to let us know where you're thinking of relocating to in retirement or with other questions for the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8784577 Wed, 30 Jun 2021 00:00:00 -0400 1473 22 full false Episode 21: 10 Concepts to Make You a Better Investor Episode 21: 10 Concepts to Make You a Better Investor Ross and Dan compile a list of 10 of the most powerful concepts, mantras, and lessons they have learned about investing. Whether they help with your mindset, developing good habits, or combating a dangerous bias, we hope you take something positive from this week's show.

Shoot an email to checkyourblaances@outlook.com to share your favorite investing lesson or a question you'd like Ross and Dan to weigh in on!

Send a text

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]]> Ross and Dan compile a list of 10 of the most powerful concepts, mantras, and lessons they have learned about investing. Whether they help with your mindset, developing good habits, or combating a dangerous bias, we hope you take something positive from this week's show.

Shoot an email to checkyourblaances@outlook.com to share your favorite investing lesson or a question you'd like Ross and Dan to weigh in on!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8745575 Wed, 23 Jun 2021 00:00:00 -0400 1766 21 full false Episode 20: Health and Wealth with Dr. Michelle Fritsch Episode 20: Health and Wealth with Dr. Michelle Fritsch Dr. Michelle Fritsch, author of Preventative Maintenance for a High Mileage Life, joins the show to talk about health when making the transition into retirement. Her background as a pharmacist uncovered gaps that need addressing in the medical field that she is actively working to solve.

Learn more about Michelle at retirewellness.com or email her at michelle@retirewellness.com.

E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

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]]> Dr. Michelle Fritsch, author of Preventative Maintenance for a High Mileage Life, joins the show to talk about health when making the transition into retirement. Her background as a pharmacist uncovered gaps that need addressing in the medical field that she is actively working to solve.

Learn more about Michelle at retirewellness.com or email her at michelle@retirewellness.com.

E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8701357 Wed, 16 Jun 2021 00:00:00 -0400 1571 20 full false Episode 19: Active vs Passive Investing Episode 19: Active vs Passive Investing Ross and Dan weigh in on one of the biggest debates in the investing world: active versus passive investing.  

E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!

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]]> Ross and Dan weigh in on one of the biggest debates in the investing world: active versus passive investing.  

E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8665946 Wed, 09 Jun 2021 00:00:00 -0400 1576 19 full false Episode 18: Could annuities improve your investing? Episode 18: Could annuities improve your investing? A new Dalbar study suggests that investors with variable annuities did better in 2020. Ross and Dan unpack some of the possible reasons and discuss whether data like this  would alter our traditional thinking around retirement income.

E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!

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]]> A new Dalbar study suggests that investors with variable annuities did better in 2020. Ross and Dan unpack some of the possible reasons and discuss whether data like this  would alter our traditional thinking around retirement income.

E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8628073 Wed, 02 Jun 2021 00:00:00 -0400 1491 full false Episode 17: Scams Episode 17: Scams Ross and Dan receive an email from a "listener" in need of assistance.  This spurs a conversation about common scams and some preventative measures people should be taking.

Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!

Send a text

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]]> Ross and Dan receive an email from a "listener" in need of assistance.  This spurs a conversation about common scams and some preventative measures people should be taking.

Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8580444 Wed, 26 May 2021 00:00:00 -0400 1601 17 full false Episode 16: What are you excited for in retirement? Episode 16: What are you excited for in retirement? Could a new framework around what retirement means let you get to the fun stuff early? Ross and Dan discuss different ways to think about what retirement could be and what they learned in starting their business about financially preparing for mini-retirements.

Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!

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]]> Could a new framework around what retirement means let you get to the fun stuff early? Ross and Dan discuss different ways to think about what retirement could be and what they learned in starting their business about financially preparing for mini-retirements.

Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8545455 Wed, 19 May 2021 00:00:00 -0400 1492 16 full false Episode 15: Jordan Josephs, Celebrity Business Manager Episode 15: Jordan Josephs, Celebrity Business Manager How realistic are TV shows like Ballers and Entourage?  This week we invited Jordan Josephs to answer that question and more as he gives us a glimpse into his life.  Jordan has been named as one of Billboard's top business managers for 2021 and awarded Variety's "Business Manager Elite" title.

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]]> How realistic are TV shows like Ballers and Entourage?  This week we invited Jordan Josephs to answer that question and more as he gives us a glimpse into his life.  Jordan has been named as one of Billboard's top business managers for 2021 and awarded Variety's "Business Manager Elite" title.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8494120 Wed, 12 May 2021 00:00:00 -0400 2946 15 full false Episode 14: Scott Lloyd Talks Taylor Swift Episode 14: Scott Lloyd Talks Taylor Swift Taylor Swift is in the process of recording fresh versions of her first six studio albums.  She is doing this because she does not own the master recordings of those original tracks, and hopes to regain control of her music by creating new versions ("Taylor's Versions" as she calls them). 

To learn more about Taylor Swift's efforts, and to more broadly explore intellectual property rights, we welcome Scott Lloyd to the show.  He is a principal with the law firm Offit Kurman and does work in the intellectual property space.   

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]]> Taylor Swift is in the process of recording fresh versions of her first six studio albums.  She is doing this because she does not own the master recordings of those original tracks, and hopes to regain control of her music by creating new versions ("Taylor's Versions" as she calls them). 

To learn more about Taylor Swift's efforts, and to more broadly explore intellectual property rights, we welcome Scott Lloyd to the show.  He is a principal with the law firm Offit Kurman and does work in the intellectual property space.   

Email us at checkyourbalances@outlook.com with questions or ideas that you want us to share on the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8456736 Wed, 05 May 2021 00:00:00 -0400 1842 14 full false Episode 13: The Side Hustle Episode 13: The Side Hustle Ross and Daniel discuss side hustles, offer their thoughts on rental real estate, and share why you should beware if you happen upon raccoons in your attic.  

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]]> Ross and Daniel discuss side hustles, offer their thoughts on rental real estate, and share why you should beware if you happen upon raccoons in your attic.  

Email us at checkyourbalances@outlook.com to submit questions or topics for discussion on the show!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8417602 Wed, 28 Apr 2021 00:00:00 -0400 1558 13 full false Episode 12: Target Date Funds & $100(ish) Million Deli Episode 12: Target Date Funds & $100(ish) Million Deli Ross and Dan unpack some of the financial statements on a single deli that trades as a public company with an eye popping valuation, as well as review an incredibly prominent financial product that you may have in your 401(k) right now.

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]]> Ross and Dan unpack some of the financial statements on a single deli that trades as a public company with an eye popping valuation, as well as review an incredibly prominent financial product that you may have in your 401(k) right now.

Email us at checkyourbalances@outlook.com to submit questions or topics for discussion on the show!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8371766 Wed, 21 Apr 2021 00:00:00 -0400 1433 full false Episode 11: Talking Credit Cards with Sara Rathner from Nerd Wallet Episode 11: Talking Credit Cards with Sara Rathner from Nerd Wallet The "Credit Card Queen," as we appointed her, Sara Rathner from Nerd Wallet joins the show this week to talk all things credit cards! We also dive into the importance of bringing nuance to financial media.

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]]> The "Credit Card Queen," as we appointed her, Sara Rathner from Nerd Wallet joins the show this week to talk all things credit cards! We also dive into the importance of bringing nuance to financial media.

Email us at checkyourbalances@outlook.com for questions or topics you want us to cover on our show!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8331030 Wed, 14 Apr 2021 00:00:00 -0400 2260 full false Episode 10: Together We Bake & Helpful Tips Episode 10: Together We Bake & Helpful Tips We are thrilled to welcome Together We Bake to our show to share some of the great work they are doing in the Northern Virginia community to support women in the area. We also kick off financial literacy month with some shortcuts for math and quick tips that we use as planners.

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]]> We are thrilled to welcome Together We Bake to our show to share some of the great work they are doing in the Northern Virginia community to support women in the area. We also kick off financial literacy month with some shortcuts for math and quick tips that we use as planners.

Email us at checkyourbalances@outlook.com with questions or ideas that you want us to share on the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8283853 Wed, 07 Apr 2021 00:00:00 -0400 1781 full false Episode 9: Crooked Crab Brewing Episode 9: Crooked Crab Brewing The founders of Crooked Crab Brewing join our show to tell the story of how three friends put their combined skills together to create an award winning up-and-comer of a craft brewery.

Email us at checkyourbalances@outlook.com if you've got feedback, finance questions, or topics you want to hear us cover!

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]]> The founders of Crooked Crab Brewing join our show to tell the story of how three friends put their combined skills together to create an award winning up-and-comer of a craft brewery.

Email us at checkyourbalances@outlook.com if you've got feedback, finance questions, or topics you want to hear us cover!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8244612 Wed, 31 Mar 2021 00:00:00 -0400 2519 9 full false Episode 8: Decoding Acronyms Episode 8: Decoding Acronyms The language of investing is constantly changing - are you keeping up to date? Join Ross and Dan as they explore a few acronyms showing up more frequently in the world of finance. Be sure to stick around until the end for their rapid fire "meme-talk" round.

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]]> The language of investing is constantly changing - are you keeping up to date? Join Ross and Dan as they explore a few acronyms showing up more frequently in the world of finance. Be sure to stick around until the end for their rapid fire "meme-talk" round.

E-mail us at checkyourbalances@outlook.com to submit your questions for the show!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8198890 Wed, 24 Mar 2021 00:00:00 -0400 1990 8 full false Episode 7: Managing the Downside Episode 7: Managing the Downside It has been shown that people hate losing money about twice as much more than they like making it.  How does that translate to the way you look at your portfolio during turbulent markets?  Ross and Dan discuss their philosophy on managing the downside in this week's show. 

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]]> It has been shown that people hate losing money about twice as much more than they like making it.  How does that translate to the way you look at your portfolio during turbulent markets?  Ross and Dan discuss their philosophy on managing the downside in this week's show. 

E-mail us at checkyourbalances@outlook.com to submit your questions for the show!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8155769 Wed, 17 Mar 2021 00:00:00 -0400 1767 7 full false Episode 6: Roth, Social Security, and Tax Smoothing Episode 6: Roth, Social Security, and Tax Smoothing Is the Roth IRA for you? When should you file Social Security? When does it make sense to accelerate your taxable income? Ross and Dan talk through three common planning issues in this week's show.

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]]> Is the Roth IRA for you? When should you file Social Security? When does it make sense to accelerate your taxable income? Ross and Dan talk through three common planning issues in this week's show.

E-mail us at checkyourbalances@outlook.com to submit your questions for the show!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8110461 Wed, 10 Mar 2021 00:00:00 -0500 1283 6 full false Episode 5: 10 Takeaways from Warren Buffet's 2021 Letter to Shareholders Episode 5: 10 Takeaways from Warren Buffet's 2021 Letter to Shareholders Investing icon Warren Buffet writes a letter to Berkshire Hathaway shareholders each year. Ross and Dan break down the 2021 letter and share their top 10 takeaways that you can apply to your financial life and investing.

E-mail us at checkyourbalances@outlook.com if you had a different take or with any questions that you think we should cover in upcoming shows!

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]]> Investing icon Warren Buffet writes a letter to Berkshire Hathaway shareholders each year. Ross and Dan break down the 2021 letter and share their top 10 takeaways that you can apply to your financial life and investing.

E-mail us at checkyourbalances@outlook.com if you had a different take or with any questions that you think we should cover in upcoming shows!

Send a text

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8060620 Wed, 03 Mar 2021 00:00:00 -0500 1364 full false Episode 4: An Interview with Chef Jonathan Krinn Episode 4: An Interview with Chef Jonathan Krinn The chef and restaurateur behind the award winning Clarity restaurant in Vienna, VA joins us to talk about his journey and what it has been like adapting a restaurant in the pandemic. There are lessons for all business owners and entrepreneurs in the way chef Krinn has been able to navigate the situation.

E-mail us at checkyourbalances@outlook.com with any feedback, questions, or to participate in this week's gift card challenge! And visit clarityvienna.com to learn more about our guest and his establishment.

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]]> The chef and restaurateur behind the award winning Clarity restaurant in Vienna, VA joins us to talk about his journey and what it has been like adapting a restaurant in the pandemic. There are lessons for all business owners and entrepreneurs in the way chef Krinn has been able to navigate the situation.

E-mail us at checkyourbalances@outlook.com with any feedback, questions, or to participate in this week's gift card challenge! And visit clarityvienna.com to learn more about our guest and his establishment.

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-8008740 Wed, 24 Feb 2021 06:00:00 -0500 1616 4 full false Episode 3: Kids and Investing Episode 3: Kids and Investing College savings plans, picking stocks your kids will understand, and more. Our resident Advisor-Dad takes you through his process and what you need to be thinking about if you're interested to get your kids started on their investing journey.

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]]> College savings plans, picking stocks your kids will understand, and more. Our resident Advisor-Dad takes you through his process and what you need to be thinking about if you're interested to get your kids started on their investing journey.

E-mail us at checkyourbalances@outlook.com with questions you want us to cover and feedback!

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-7899187 Wed, 17 Feb 2021 07:00:00 -0500 1928 3 full false Episode 2: Myths About Retirement Finances Episode 2: Myths About Retirement Finances Should you make it a goal to payoff your mortgage? Do you need to convert to a dividend focused portfolio? What's the right allocation for your age? This week Ross and Dan unpack 3 common myths that investors have as they approach retirement.

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]]> Should you make it a goal to payoff your mortgage? Do you need to convert to a dividend focused portfolio? What's the right allocation for your age? This week Ross and Dan unpack 3 common myths that investors have as they approach retirement.

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]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-7745839 Wed, 10 Feb 2021 07:00:00 -0500 1467 2 full false Episode 1: An Interview with Morgan Housel Episode 1: An Interview with Morgan Housel Morgan Housel, author of The Psychology of Money and partner at The Collaborative Fund joins Ross and Dan to discuss his book. 

Check Your Balances is a journey through investing, personal finance, and business with an emphasis on always understanding the tradeoffs. Ross and Dan unpack common financial planning anecdotes and lore to help listeners get down to what will really make the most impact for them. Subscribe so you don't miss an episode!

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]]> Morgan Housel, author of The Psychology of Money and partner at The Collaborative Fund joins Ross and Dan to discuss his book. 

Check Your Balances is a journey through investing, personal finance, and business with an emphasis on always understanding the tradeoffs. Ross and Dan unpack common financial planning anecdotes and lore to help listeners get down to what will really make the most impact for them. Subscribe so you don't miss an episode!

Send a text

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

]]> Ross Anderson, CFP® and Daniel Messeca, CFP® Buzzsprout-7476340 Wed, 03 Feb 2021 07:00:00 -0500 2211 full false