D-BEnefits Podcast Thu, 05 Mar 2026 07:15:00 -0500 https://d-benefitspodcast.buzzsprout.com en-us © 2026 D-BEnefits Podcast yes 76e898a5-6e5d-5ba3-a6c5-7e20e9636594 David Emanuel episodic false Buzzsprout (https://www.buzzsprout.com) David Emanuel https://storage.buzzsprout.com/mi45w2tfxcggriywgccf5tu1ei5v?.jpg D-BEnefits Podcast Perpetual Becoming -Permanent Reinvention; Aidan McCullen Perpetual Becoming -Permanent Reinvention; Aidan McCullen This episode is chock-full of nuggets.  Aidan McCullen is a transformation specialist.  His book - Undisruptable - is an outstanding call for individuals and companies to adopt a midset of "permanent reinvention".  His podcast https://theinnovationshow.io/ is essential listening for anyone who wants to understand the effects, of the rapidly changing world, on people and businesses alike.  Having listen to many hours of his podcast and havng read his book - I had many questions - too many to properly manage in the 90 minutes Aidan so generously shared; but he is the ultimate professional and steadily helped manage the flow.  I thouroughly enjoyed.  I hope you do too.  We touch on a wide range of subjects, childhood, parents and parenting, serendibipty, goal setting, talent and discipline, VUCA, Kintsugi Thinking and more.  

]]> This episode is chock-full of nuggets.  Aidan McCullen is a transformation specialist.  His book - Undisruptable - is an outstanding call for individuals and companies to adopt a midset of "permanent reinvention".  His podcast https://theinnovationshow.io/ is essential listening for anyone who wants to understand the effects, of the rapidly changing world, on people and businesses alike.  Having listen to many hours of his podcast and havng read his book - I had many questions - too many to properly manage in the 90 minutes Aidan so generously shared; but he is the ultimate professional and steadily helped manage the flow.  I thouroughly enjoyed.  I hope you do too.  We touch on a wide range of subjects, childhood, parents and parenting, serendibipty, goal setting, talent and discipline, VUCA, Kintsugi Thinking and more.  

]]> David Emanuel Buzzsprout-14026747 Thu, 23 Nov 2023 22:44:58 -0500 5295 3 4 full false The foundation for human interaction and progress - COMMUNICATION The foundation for human interaction and progress - COMMUNICATION The more noisy the world becomes, the more carefully you have to communicate with people that you care about and or you know, such as your employees because you won't be able to control any message, and generally what people do fill that  void with, will not be what you want them to fill it with. - Nolan Bederman, Executive Chair - Lifespeak

This is a wonderful conversation with Anne Beutler, KMC Communications and Nolan Bederman, Executive Chair - Lifespeak

 

]]> The more noisy the world becomes, the more carefully you have to communicate with people that you care about and or you know, such as your employees because you won't be able to control any message, and generally what people do fill that  void with, will not be what you want them to fill it with. - Nolan Bederman, Executive Chair - Lifespeak

This is a wonderful conversation with Anne Beutler, KMC Communications and Nolan Bederman, Executive Chair - Lifespeak

 

]]> David Emanuel Buzzsprout-13454083 Tue, 22 Aug 2023 20:29:16 -0400 4478 3 3 full false Common Wealth - Common Sense. Jonathan Weisstub, Co-Founder and Co-CEO, Common Wealth Retirement Common Wealth - Common Sense. Jonathan Weisstub, Co-Founder and Co-CEO, Common Wealth Retirement Common Wealth has built a single-stack cloud based Group Savings Platform.  Jonathan Weisstub is a deep thinking business leader who is focussed on identifying complex problems and breaking them down into solvable chunks all in the pursuit of building solutions that deliver support and service to Canadians with an elegant and delightful User Experience that "meet them where they are at". 

Speaking with Jonathan is always fun - he challenges conventional thinking and insists  on approaching and framing "problems" through an essentially positive lens. 

Jonathan Weisstub is Co-founder and co-CEO of Common Wealth Retirement -
he is a lawyer and former senior advisor to the Prime Minister of Canada with senior executive experience in government, professional services, and the corporate sector. 

 In 2015, he co-founded Common Wealth, a mission-driven financial technology company that provides straightforward, portable retirement plans. To advance our mission to make it possible for everyone to have a financially secure retirement, Common Wealth focuses on serving those not covered by workplace retirement plans, including SMBs, not-for-profits, self-employed professionals, and modest earners. Working together with our partners, Common Wealth’s innovations have included helping to create the first retirement plan in Canada for modest earners and the first group retirement plan in Canada for physicians. Common Wealth’s plans have received multiple awards for their innovative design, including a WorldPensionSummit innovation award in technology from Pensions & Investments. 

]]> Common Wealth has built a single-stack cloud based Group Savings Platform.  Jonathan Weisstub is a deep thinking business leader who is focussed on identifying complex problems and breaking them down into solvable chunks all in the pursuit of building solutions that deliver support and service to Canadians with an elegant and delightful User Experience that "meet them where they are at". 

Speaking with Jonathan is always fun - he challenges conventional thinking and insists  on approaching and framing "problems" through an essentially positive lens. 

Jonathan Weisstub is Co-founder and co-CEO of Common Wealth Retirement -
he is a lawyer and former senior advisor to the Prime Minister of Canada with senior executive experience in government, professional services, and the corporate sector. 

 In 2015, he co-founded Common Wealth, a mission-driven financial technology company that provides straightforward, portable retirement plans. To advance our mission to make it possible for everyone to have a financially secure retirement, Common Wealth focuses on serving those not covered by workplace retirement plans, including SMBs, not-for-profits, self-employed professionals, and modest earners. Working together with our partners, Common Wealth’s innovations have included helping to create the first retirement plan in Canada for modest earners and the first group retirement plan in Canada for physicians. Common Wealth’s plans have received multiple awards for their innovative design, including a WorldPensionSummit innovation award in technology from Pensions & Investments. 

]]> David Emanuel Buzzsprout-12964002 Thu, 01 Jun 2023 21:00:00 -0400 4619 3 2 full false Retired Rewired NOT Expired? - Joel Cadesky - Insurance Agent, Author & Mr Radioman Retired Rewired NOT Expired? - Joel Cadesky - Insurance Agent, Author & Mr Radioman Joel Cadesky - could well be the definitive Insurance Agent. With 44 years of experience selling life and health insurance in both the individual/personal and group markets he has life lessons and wisdom for all of us. As a service maximalist and a person who has lived his life with presence and the humility to learn from his experience - his story is of value for all whether you are an insurance person or not. 

]]> Joel Cadesky - could well be the definitive Insurance Agent. With 44 years of experience selling life and health insurance in both the individual/personal and group markets he has life lessons and wisdom for all of us. As a service maximalist and a person who has lived his life with presence and the humility to learn from his experience - his story is of value for all whether you are an insurance person or not. 

]]> David Emanuel Buzzsprout-11981863 Wed, 04 Jan 2023 19:10:13 -0500 5515 3 1 full false Darwin Forbes - Benefits Industry Leader, Former Founder and CEO of a Leading Group Benefits Firm - talks with The D-BEnefits Podcast Darwin Forbes - Benefits Industry Leader, Former Founder and CEO of a Leading Group Benefits Firm - talks with The D-BEnefits Podcast David Emanuel Buzzsprout-11372171 Fri, 23 Sep 2022 08:40:32 -0400 4221 2 10 full false The Workplace Bitcoin Savings Plan has Arrived! D-BEnefits talks it through with Scott Dedels The Workplace Bitcoin Savings Plan has Arrived! D-BEnefits talks it through with Scott Dedels Bitcoin is here to stay. It is rapidly becoming mainstream. The utility and use cases of Bitcoin in the Workplace cannot be ignored. 

]]> Bitcoin is here to stay. It is rapidly becoming mainstream. The utility and use cases of Bitcoin in the Workplace cannot be ignored. 

]]> David Emanuel Buzzsprout-11342275 Sun, 18 Sep 2022 22:56:37 -0400 4851 2 9 full false Adam O'Brien - Round 2: Fiat vs Bitcoin Adam O'Brien - Round 2: Fiat vs Bitcoin David Emanuel Buzzsprout-11273867 Tue, 06 Sep 2022 21:13:03 -0400 4478 1 8 full false Greg Foss: The debt spiral - It's a mathematical certainty that you will be debased. 60/40 is dead! Greg Foss: The debt spiral - It's a mathematical certainty that you will be debased. 60/40 is dead! Greg Foss - explains why 60/40 savings model is dead. The debt spiral. The trouble with Bonds and the elegance and truth of Bitcoin.

]]> Greg Foss - explains why 60/40 savings model is dead. The debt spiral. The trouble with Bonds and the elegance and truth of Bitcoin.

]]> David Emanuel Buzzsprout-11239175 Wed, 31 Aug 2022 18:05:57 -0400 4886 2 7 full false Bitcoin in the Workplace - 60% by 2030! Adam O'Brien, Founder & CEO Bitcoin Well Bitcoin in the Workplace - 60% by 2030! Adam O'Brien, Founder & CEO Bitcoin Well David Emanuel Buzzsprout-11103744 Mon, 08 Aug 2022 19:31:04 -0400 4808 2 6 full false Mental Health is NOT a SALES PITCH! - A discussion with Dr. Rachel Toledano, Vice President, Clinical Services, Inkblot Mental Health is NOT a SALES PITCH! - A discussion with Dr. Rachel Toledano, Vice President, Clinical Services, Inkblot Marni Hefner joins me in a wide ranging discussion about Mental Health with Dr. Rachel Toledano. We talk through personal observations and stories. Social responsibility, mental health in the workplace, the employer as a facillitator of mental health services and InkBlot as an innovator in the digital space delivering mental health support.

]]> Marni Hefner joins me in a wide ranging discussion about Mental Health with Dr. Rachel Toledano. We talk through personal observations and stories. Social responsibility, mental health in the workplace, the employer as a facillitator of mental health services and InkBlot as an innovator in the digital space delivering mental health support.

]]> David Emanuel Buzzsprout-11036458 Wed, 27 Jul 2022 10:33:11 -0400 4474 2 5 full false Robert Breedlove - The Sanctity of 21 Million Bitcoin Robert Breedlove - The Sanctity of 21 Million Bitcoin "In the sanctity of 21 million Bitcoin we have created a technology and social institution that we ourselves cannot corrupt; and that's a big deal!" - Robert Breedlove. On the D-BEnefits Podcast, May 30, 2022.  

Bitcoin - a defensive technology. The relevance and utility of government. The impact of technological innovation from gunpowder to cryptology. Printing money as a source of governmental revenue. Gold, fractional banking and fiat. ... and not to leave out THE HUMAN SPIRIT. All through the lense of Bitcoin!

]]> "In the sanctity of 21 million Bitcoin we have created a technology and social institution that we ourselves cannot corrupt; and that's a big deal!" - Robert Breedlove. On the D-BEnefits Podcast, May 30, 2022.  

Bitcoin - a defensive technology. The relevance and utility of government. The impact of technological innovation from gunpowder to cryptology. Printing money as a source of governmental revenue. Gold, fractional banking and fiat. ... and not to leave out THE HUMAN SPIRIT. All through the lense of Bitcoin!

]]> David Emanuel Buzzsprout-10711950 Tue, 31 May 2022 10:52:59 -0400 4112 2 4 full false 80-2: Monetary Policy and Inflation. The Impact on so much including Canadians' Mental Health 80-2: Monetary Policy and Inflation. The Impact on so much including Canadians' Mental Health 80% of the money in circulation in Canada was created in the last two years. That is a staggering fact. What are the implications? Dr Eric Kam discusses and even seeks to understand the impact on the Mental Health fo Canadians. Employers and advisors will play a key role in supporting Canadians as they grapple with the issues. 

]]> 80% of the money in circulation in Canada was created in the last two years. That is a staggering fact. What are the implications? Dr Eric Kam discusses and even seeks to understand the impact on the Mental Health fo Canadians. Employers and advisors will play a key role in supporting Canadians as they grapple with the issues. 

]]> David Emanuel Buzzsprout-10636593 Tue, 17 May 2022 19:58:31 -0400 4222 2 3 full false You, Me, We and Our Healthcare. A conversation with Joe Blomeley, for all Canadians You, Me, We and Our Healthcare. A conversation with Joe Blomeley, for all Canadians David Emanuel Buzzsprout-10420593 Mon, 11 Apr 2022 18:27:13 -0400 5819 2 2 full false It's Ai ...Eh! All things Artificial Intelligence- even benefits with Fabian Schramm It's Ai ...Eh! All things Artificial Intelligence- even benefits with Fabian Schramm A sweeping conversation about Ai. IS that really Ai? What is Ai. Fabian Shramm talks all things Ai the components, a bit of the history, use cases, some philosophy and even gets to Ai for the Insurance and Benefits Industry. Thoroughly engaging 90 minutes or so. Hope you enjoy.

]]> A sweeping conversation about Ai. IS that really Ai? What is Ai. Fabian Shramm talks all things Ai the components, a bit of the history, use cases, some philosophy and even gets to Ai for the Insurance and Benefits Industry. Thoroughly engaging 90 minutes or so. Hope you enjoy.

]]> David Emanuel Buzzsprout-10394605 Thu, 07 Apr 2022 00:13:07 -0400 5114 2 1 full false 3-85 A Benefits Roundtable with Phil Wardley and Marni Hefner 3-85 A Benefits Roundtable with Phil Wardley and Marni Hefner Buzzsprout-9603122 Tue, 23 Nov 2021 18:00:00 -0500 4633 Group Benefits, Adisors, Group Insurance 1 12 full false NOW THERE'S AN IDEA!! Link Student Debt Reduction to Employer Retirement/Savings Plan Contributions - John Kenny has the solution. NOW THERE'S AN IDEA!! Link Student Debt Reduction to Employer Retirement/Savings Plan Contributions - John Kenny has the solution. Student debt is corrosive to the economy. "In 2018 student debt contributed to more than 1 in 6 (17.6%) insolvencies in Ontario" (hoyes.com). YR Plans offers employers a solution that meets employees where they are - and offers a program that links employer contibutions to Retirement Savings plans with Student Debt reduction. John Kenny is an innovator and a problem solver. It's a delight to talk with him. 

]]> Student debt is corrosive to the economy. "In 2018 student debt contributed to more than 1 in 6 (17.6%) insolvencies in Ontario" (hoyes.com). YR Plans offers employers a solution that meets employees where they are - and offers a program that links employer contibutions to Retirement Savings plans with Student Debt reduction. John Kenny is an innovator and a problem solver. It's a delight to talk with him. 

]]> Buzzsprout-9534495 Thu, 11 Nov 2021 19:00:00 -0500 3518 Student Debt, Employer Retirement Savings Plans, Innovation, Post-millennial, Benefits Advisors 1 11 full false Chronically Inspirational! - Kristy Dickinson, Entrepeneur, Patient and Founder of Chronically Simple Chronically Inspirational! - Kristy Dickinson, Entrepeneur, Patient and Founder of Chronically Simple Entrepeneurship, life challenges, deep mindfullness, the hidden value of benefit plans, abundance, and her very own Chronically Simple. Workplace Benefits for 2022 and beyond. Some sage advice for Benefits Advisors and HR Practitioners. ... AND ALL THE WHILE FOCUSSED ON HELPING OTHERS. INSPIRATIONAL! 

]]> Entrepeneurship, life challenges, deep mindfullness, the hidden value of benefit plans, abundance, and her very own Chronically Simple. Workplace Benefits for 2022 and beyond. Some sage advice for Benefits Advisors and HR Practitioners. ... AND ALL THE WHILE FOCUSSED ON HELPING OTHERS. INSPIRATIONAL! 

]]> Buzzsprout-9521989 Tue, 09 Nov 2021 19:00:00 -0500 4706 Workplace Benefits, Chronic Disease, Deep Mindfullness, Entrepeurship, Health Apps, Benefits Advisory 1 10 full false It's not 1919 Anymore - A Benefits Discussion with Matt Lister It's not 1919 Anymore - A Benefits Discussion with Matt Lister David Emanuel Buzzsprout-9412174 Thu, 21 Oct 2021 21:05:27 -0400 4501 Group Benefits, Innovation, Inflection, Cloud Computing 1 9 full false Kate Madden - Transgender in the Workplace Kate Madden - Transgender in the Workplace You'll have to listen. 

]]> You'll have to listen. 

]]> David Emanuel Buzzsprout-9371728 Thu, 14 Oct 2021 21:00:00 -0400 5126 Transgender 1 8 full true Nadia Bilchik - Impact! Nadia Bilchik - Impact! A wide ranging conversation focussed on communciation with Nadia Bilchik.  Nadia is the President of Greater Impact Communication, is an internationally renowned television personality, communication and professional development training expert, author and keynote speaker - not to mention an old classmate and a truly nice person.

]]> A wide ranging conversation focussed on communciation with Nadia Bilchik.  Nadia is the President of Greater Impact Communication, is an internationally renowned television personality, communication and professional development training expert, author and keynote speaker - not to mention an old classmate and a truly nice person.

]]> David Emanuel Buzzsprout-9169252 Thu, 09 Sep 2021 19:35:23 -0400 3533 Communication, Empathy, Impact 1 7 full false You are irrational! A discussion with Michelle Hilscher, PhD, MA, BSc, Vice President at BEworks. You are irrational! A discussion with Michelle Hilscher, PhD, MA, BSc, Vice President at BEworks. A discussion with Michelle Hilscher  in an effort to understand Behavioural Science.  Why does the application of this area of Psychology research seem to be coming of age? Is it a signal in the noise and a pointer to the inflection point we are traversing from modern times into the Gig Age?  Why do we make the decisions we make?  Does the volume of infomration we have at our finger tips impact our ability to use our reflexive decision making processess?  How does Behavioural Science help?  WE ARE PREDICTABLY IRRATIONAL!

]]> A discussion with Michelle Hilscher  in an effort to understand Behavioural Science.  Why does the application of this area of Psychology research seem to be coming of age? Is it a signal in the noise and a pointer to the inflection point we are traversing from modern times into the Gig Age?  Why do we make the decisions we make?  Does the volume of infomration we have at our finger tips impact our ability to use our reflexive decision making processess?  How does Behavioural Science help?  WE ARE PREDICTABLY IRRATIONAL!

]]> David Emanuel Buzzsprout-8594603 Wed, 26 May 2021 16:00:00 -0400 4758 Behavioural Science, Behavioural Economics, Behavioural Finance 1 6 full false NOT Retirement Planning - Professor Moshe Milevsky - in conversation with D-BEnefits Podcast NOT Retirement Planning - Professor Moshe Milevsky - in conversation with D-BEnefits Podcast A reminder that we are living in a new age and we need to think differently about how we plan for our years of decumulation. This discussion is equally relevant for financial advisors as well as consumers of financial products.

 From Not-Retirement-Planning to Annuities and Tontines a wide-ranging discussion about the DECUMULATION phase of life.  Biologic Age, what's-inflation-anyway? and what the world of decumulation is today vs say - the 1960's and 70's.  

]]> A reminder that we are living in a new age and we need to think differently about how we plan for our years of decumulation. This discussion is equally relevant for financial advisors as well as consumers of financial products.

 From Not-Retirement-Planning to Annuities and Tontines a wide-ranging discussion about the DECUMULATION phase of life.  Biologic Age, what's-inflation-anyway? and what the world of decumulation is today vs say - the 1960's and 70's.  

]]> David Emanuel Buzzsprout-8363202 Mon, 19 Apr 2021 11:00:00 -0400 3748 NOT Retirement Planning - Moshe Milevsky 1 5 full false Generic Drug BOOM! - Discussion with Katherine Eban author of the NY Times bestseller - Bottle of Lies Generic Drug BOOM! - Discussion with Katherine Eban author of the NY Times bestseller - Bottle of Lies  The source of the conversation is Katherine's New York Times best seller - Bottle of Lies.  From corporate malfeasance to efficacy of bioequivalence - this discussion covers a sweeping subject.  This podcast has real relevance for health insurers, benefits advisors and employers who implement, manage and deliver drug insurance  . The time for this conversation is past due.   At the end of the day it's about the patients who rely on these drugs daily - either to sustain quality of life or perhaps even to sustain life.  On any given day each of us is either a patient or could become one!  Do we know how these dugs are manufactured, how they work and what goes into them?

]]>  The source of the conversation is Katherine's New York Times best seller - Bottle of Lies.  From corporate malfeasance to efficacy of bioequivalence - this discussion covers a sweeping subject.  This podcast has real relevance for health insurers, benefits advisors and employers who implement, manage and deliver drug insurance  . The time for this conversation is past due.   At the end of the day it's about the patients who rely on these drugs daily - either to sustain quality of life or perhaps even to sustain life.  On any given day each of us is either a patient or could become one!  Do we know how these dugs are manufactured, how they work and what goes into them?

]]> David Emanuel Buzzsprout-8348123 Fri, 16 Apr 2021 13:00:00 -0400 4196 1 4 full false "Business has to have Purpose and be a Force For Good" - Adrian Gore, Founder and Chair of Discovery and Vitality Worldwide in conversation with D-Benefits Podcast. "Business has to have Purpose and be a Force For Good" - Adrian Gore, Founder and Chair of Discovery and Vitality Worldwide in conversation with D-Benefits Podcast. A terrific hour with Adrian Gore.  Purpose and values.  Positive Signals.  Healthy living.  26 years old and his experience disrupting the Life and Health Insurance industry.  

]]> A terrific hour with Adrian Gore.  Purpose and values.  Positive Signals.  Healthy living.  26 years old and his experience disrupting the Life and Health Insurance industry.  

]]> David Emanuel Buzzsprout-8060653 Tue, 02 Mar 2021 11:00:00 -0500 3622 1 3 full false D-BEnefits in Discussion with Helen Stevenson, CEO - Reformulary Group D-BEnefits in Discussion with Helen Stevenson, CEO - Reformulary Group Public - Private Solutions for the delivery of Prescription Drug coverage (and all that implies) for Canadians.  Helen Stevenson is a thought leader and played a significant role in successfully disrupting the RX drug system in Ontario - at some personal risk it should be noted - and managed a process that lead to $1.5bn in savings.   Here we discuss challenges in both the public and private systems.  Listen to Helen explain aspects of the Reformulary offering - a robust solution that reduces complexity of drug plan implementation for advisors and their employers and empowers employees/plan members with tools to ease the purchase of their prescription drugs by providing effective actionable information in an easy to use mobile interface.  Lastly --- some discussion on the roll-out of COVID-19 Vaccine in Canada.
Enjoy.

]]> Public - Private Solutions for the delivery of Prescription Drug coverage (and all that implies) for Canadians.  Helen Stevenson is a thought leader and played a significant role in successfully disrupting the RX drug system in Ontario - at some personal risk it should be noted - and managed a process that lead to $1.5bn in savings.   Here we discuss challenges in both the public and private systems.  Listen to Helen explain aspects of the Reformulary offering - a robust solution that reduces complexity of drug plan implementation for advisors and their employers and empowers employees/plan members with tools to ease the purchase of their prescription drugs by providing effective actionable information in an easy to use mobile interface.  Lastly --- some discussion on the roll-out of COVID-19 Vaccine in Canada.
Enjoy.

]]> David Emanuel Buzzsprout-7484704 Mon, 25 Jan 2021 19:00:00 -0500 4148 1 2 full false D-BEnefits talks with Tim Kane, CEO of myHSA D-BEnefits talks with Tim Kane, CEO of myHSA David Emanuel Buzzsprout-7000261 Thu, 24 Dec 2020 12:00:00 -0500 3057 myHSA, Tim Kane, Health Spending Accounts, Employee Benefits 1 1 full false