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  <title>The Josh Tan Podcast!</title>

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  <copyright>© 2026 The Josh Tan Podcast!</copyright>
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    <itunes:title>Retire In 30s And 40s With $1M to $2.5M!!! Are Singaporeans UNREALISTIC?</itunes:title>
    <title>Retire In 30s And 40s With $1M to $2.5M!!! Are Singaporeans UNREALISTIC?</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟  Open your tiger account now to get newsletters from JOSH TAN* &amp; welcome rewards of UP to $1,000*<br/>https://joshtan.link/tiger<br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864*<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://www.linkedin.com/in/josh-tan-jl/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟  Open your tiger account now to get newsletters from JOSH TAN* &amp; welcome rewards of UP to $1,000*<br/>https://joshtan.link/tiger<br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864*<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://www.linkedin.com/in/josh-tan-jl/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Mon, 22 Jun 2026 08:00:00 +0800</pubDate>
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    <itunes:title>Why Some People CANNOT RETIRE? | 5 Levels Of Financial Freedom</itunes:title>
    <title>Why Some People CANNOT RETIRE? | 5 Levels Of Financial Freedom</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Story of squirrel retirement<br/><br/>2:04 Moral of story<br/><br/>3:43 Financial freedom not possible<br/><br/>4:22 30years needed<br/><br/>10:20 Investing to get $1.3m<br/><br/>12:34 Challenges to financial freedom<br/><br/>14:17 Josh Tan 5 level of financial freedom<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Story of squirrel retirement<br/><br/>2:04 Moral of story<br/><br/>3:43 Financial freedom not possible<br/><br/>4:22 30years needed<br/><br/>10:20 Investing to get $1.3m<br/><br/>12:34 Challenges to financial freedom<br/><br/>14:17 Josh Tan 5 level of financial freedom<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Mon, 15 Jun 2026 08:00:00 +0800</pubDate>
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    <itunes:title>This Is How You Build Monthly Dividend Income! Even If Stock Market Is At All Time High In 2026!</itunes:title>
    <title>This Is How You Build Monthly Dividend Income! Even If Stock Market Is At All Time High In 2026!</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟  Open your tiger account now to get newsletters from JOSH TAN* &amp; welcome rewards of UP to $1,000*<br/>https://joshtan.link/tiger<br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864*<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://www.linkedin.com/in/josh-tan-jl/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟  Open your tiger account now to get newsletters from JOSH TAN* &amp; welcome rewards of UP to $1,000*<br/>https://joshtan.link/tiger<br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864*<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://www.linkedin.com/in/josh-tan-jl/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/19287368-this-is-how-you-build-monthly-dividend-income-even-if-stock-market-is-at-all-time-high-in-2026.mp3" length="7480323" type="audio/mpeg" />
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    <pubDate>Mon, 08 Jun 2026 07:00:00 +0800</pubDate>
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    <itunes:title>NOT TOPPING UP TO CPF LIFE ERS!! Why He Feels You&#39;d Lose $150k - Discussion With ‪@JustAgingNormally‬</itunes:title>
    <title>NOT TOPPING UP TO CPF LIFE ERS!! Why He Feels You&#39;d Lose $150k - Discussion With ‪@JustAgingNormally‬</title>
    <itunes:summary><![CDATA[Specially written by JOSH TAN!  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  This video features a discussion between Josh Tan and Hwee Chong regarding retirement planning, specifically focusing on the role of the Central Provident Fund (CPF) in Singapore. The conversation emphasizes that while CPF is a useful tool, individuals should not obsess over it and should ma...]]></itunes:summary>
    <description><![CDATA[<p>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjk3M2h2UjZtWmZKVldNcWdKd1FqNjZOaVlJUXxBQ3Jtc0tuYUMzLVp1VWhHZTVndU5OdUl6WWFJQWZzdVJGYU1KNXdBOGRnTC1yT1RTMVdvdzNULVJlWkU3VlFscDhPWUxSbWd6QVdPYlhlNE9JMzNjR2tPNlMzVDhKRkpJUzJVLTRKZ1dxMlBEUmVLR09ZWmxycw&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2FUqpKL&amp;v=LXaoUg4nlyU'>https://payhip.com/b/UqpKL</a><br/>2) HOW TO $1m (Newest Edition) ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEFuZG1UdlRvSExzU2l0ZjcyVGFXc3hBQmRsQXxBQ3Jtc0ttMGhqMjdMRFItcjVSX2NhZzBVZlhfZ05GM3F0UFhZeV9tMWotQlZRSnFRU3lwZjlSU3NQMDRraGxpdXFqb1pQcjhHdC1DdmVFaUNJVC0tbGVCVXZRVDB4SjFjdnRsSl85MHlxZUR1WWhhQkZOYjdkVQ&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2Fq5Bln&amp;v=LXaoUg4nlyU'>https://payhip.com/b/q5Bln</a><br/><br/>This video features a discussion between <em>Josh Tan</em> and Hwee<em> Chong</em> regarding retirement planning, specifically focusing on the role of the <em>Central Provident Fund (CPF)</em> in Singapore. The conversation emphasizes that while <em>CPF</em> is a useful tool, individuals should not obsess over it and should maintain a diversified portfolio of non-<em>CPF</em> assets.</p><p><b>Key takeaways from the discussion include:</b></p><ul><li><b>Retirement Planning Philosophy:</b> Both speakers agree that <em>CPF</em> should only form a portion of one&apos;s retirement strategy. <em>W Chong</em> advocates for a balanced approach, incorporating <b>liquid cash</b> and <b>equities</b> (specifically global index funds) alongside <em>CPF</em> (0:08:14 - 0:09:55).</li><li><b>The Case Against Over-optimizing CPF:</b> A central theme is avoiding the temptation to &quot;over-optimize&quot; <em>CPF</em> contributions. <em>W Chong</em> argues that treating <em>CPF</em> as the sole vehicle for retirement can be risky, especially during periods of high inflation, and suggests that keeping liquidity (like the 400k buffer mentioned) allows for better financial flexibility (0:30:26 - 0:33:45).</li><li><b>Investment Strategy:</b> <em>W Chong</em> shares his personal strategy of using a <b>bond or cash tent</b> approach, keeping a significant buffer of cash to cover expenses between ages 55 and 65, while maintaining long-term growth through <b>MSCI World Index</b> funds (0:19:04 - 0:21:52).</li><li><b>CPF Life and ERS (Enhanced Retirement Sum):</b> The speakers discuss the pros and cons of topping up to the <em>Enhanced Retirement Sum</em>. <em>W Chong</em> highlights that while it is a stable annuity-like solution, it acts as an insurance product rather than a pure investment. He notes that for those with significant net worth, the opportunity cost (such as the estimated $150k gap at age 80 compared to self-investing at 4%) might be a consideration (0:14:43 - 0:17:35, 0:30:16 - 0:33:16).</li><li><b>Flexibility in Retirement:</b> Both emphasize that retirement planning is personal. They suggest using a flexible &quot;bucket system&quot; or common-sense approach rather than adhering to rigid rules, adapting as market conditions and life circumstances change (0:29:17 - 0:30:00, 0:39:57 - 0:41:09).</li></ul><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbjk3M2h2UjZtWmZKVldNcWdKd1FqNjZOaVlJUXxBQ3Jtc0tuYUMzLVp1VWhHZTVndU5OdUl6WWFJQWZzdVJGYU1KNXdBOGRnTC1yT1RTMVdvdzNULVJlWkU3VlFscDhPWUxSbWd6QVdPYlhlNE9JMzNjR2tPNlMzVDhKRkpJUzJVLTRKZ1dxMlBEUmVLR09ZWmxycw&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2FUqpKL&amp;v=LXaoUg4nlyU'>https://payhip.com/b/UqpKL</a><br/>2) HOW TO $1m (Newest Edition) ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEFuZG1UdlRvSExzU2l0ZjcyVGFXc3hBQmRsQXxBQ3Jtc0ttMGhqMjdMRFItcjVSX2NhZzBVZlhfZ05GM3F0UFhZeV9tMWotQlZRSnFRU3lwZjlSU3NQMDRraGxpdXFqb1pQcjhHdC1DdmVFaUNJVC0tbGVCVXZRVDB4SjFjdnRsSl85MHlxZUR1WWhhQkZOYjdkVQ&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2Fq5Bln&amp;v=LXaoUg4nlyU'>https://payhip.com/b/q5Bln</a><br/><br/>This video features a discussion between <em>Josh Tan</em> and Hwee<em> Chong</em> regarding retirement planning, specifically focusing on the role of the <em>Central Provident Fund (CPF)</em> in Singapore. The conversation emphasizes that while <em>CPF</em> is a useful tool, individuals should not obsess over it and should maintain a diversified portfolio of non-<em>CPF</em> assets.</p><p><b>Key takeaways from the discussion include:</b></p><ul><li><b>Retirement Planning Philosophy:</b> Both speakers agree that <em>CPF</em> should only form a portion of one&apos;s retirement strategy. <em>W Chong</em> advocates for a balanced approach, incorporating <b>liquid cash</b> and <b>equities</b> (specifically global index funds) alongside <em>CPF</em> (0:08:14 - 0:09:55).</li><li><b>The Case Against Over-optimizing CPF:</b> A central theme is avoiding the temptation to &quot;over-optimize&quot; <em>CPF</em> contributions. <em>W Chong</em> argues that treating <em>CPF</em> as the sole vehicle for retirement can be risky, especially during periods of high inflation, and suggests that keeping liquidity (like the 400k buffer mentioned) allows for better financial flexibility (0:30:26 - 0:33:45).</li><li><b>Investment Strategy:</b> <em>W Chong</em> shares his personal strategy of using a <b>bond or cash tent</b> approach, keeping a significant buffer of cash to cover expenses between ages 55 and 65, while maintaining long-term growth through <b>MSCI World Index</b> funds (0:19:04 - 0:21:52).</li><li><b>CPF Life and ERS (Enhanced Retirement Sum):</b> The speakers discuss the pros and cons of topping up to the <em>Enhanced Retirement Sum</em>. <em>W Chong</em> highlights that while it is a stable annuity-like solution, it acts as an insurance product rather than a pure investment. He notes that for those with significant net worth, the opportunity cost (such as the estimated $150k gap at age 80 compared to self-investing at 4%) might be a consideration (0:14:43 - 0:17:35, 0:30:16 - 0:33:16).</li><li><b>Flexibility in Retirement:</b> Both emphasize that retirement planning is personal. They suggest using a flexible &quot;bucket system&quot; or common-sense approach rather than adhering to rigid rules, adapting as market conditions and life circumstances change (0:29:17 - 0:30:00, 0:39:57 - 0:41:09).</li></ul><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/19189452-not-topping-up-to-cpf-life-ers-why-he-feels-you-d-lose-150k-discussion-with-justagingnormally.mp3" length="30823655" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/87vego95wcli7b59k3p2teirc16u?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 31 May 2026 09:00:00 +0800</pubDate>
    <itunes:duration>2565</itunes:duration>
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  <item>
    <itunes:title>SGD$1.2M - Is It Enough To Give You $10,000/Month For Retirement?</itunes:title>
    <title>SGD$1.2M - Is It Enough To Give You $10,000/Month For Retirement?</title>
    <itunes:summary><![CDATA[This video explores the sustainability of withdrawing 10% annually from a $1.2 million retirement portfolio invested in the S&amp;P 500, concluding that such a high withdrawal rate poses significant risks. Josh Tan provides simulations to demonstrate how market volatility, particularly during the early stages of retirement, can jeopardize long-term financial security. Key Takeaways: The Danger of High Withdrawal Rates (0:34 - 0:47): While a $1.2 million portfolio might seem sufficient to prov...]]></itunes:summary>
    <description><![CDATA[<p>This video explores the sustainability of withdrawing 10% annually from a $1.2 million retirement portfolio invested in the S&amp;P 500, concluding that such a high withdrawal rate poses significant risks. Josh Tan provides simulations to demonstrate how market volatility, particularly during the early stages of retirement, can jeopardize long-term financial security.</p><p><b>Key Takeaways:</b></p><ul><li><b>The Danger of High Withdrawal Rates (0:34 - 0:47):</b> While a $1.2 million portfolio might seem sufficient to provide $10,000/month (10% annually), the math fails if the market experiences a downturn, as the principle shrinks too quickly to recover.</li><li><b>The Impact of Sequence of Returns (1:03 - 4:41):</b> Using the 2022 bear market as a case study, the video shows how a significant market drop early in retirement forces the portfolio to dwindle. Relying solely on a 10% withdrawal rate during such periods can lead to the exhaustion of funds within approximately 10 years (4:24 - 4:29).</li><li><b>Diversification and Strategy (5:30 - 7:27):</b> Simply hoping for market recoveries is not a sound strategy. Diversifying investments and maintaining emergency cash or fixed-income buffers are essential to avoid selling assets during market crashes.</li><li><b>A More Sustainable Alternative (11:02 - 12:11):</b> After testing various rates, the video identifies <b>6%</b> as a much more sustainable annual withdrawal rate. This lower rate allows portfolios to weather major crises—such as the 2008 global financial crisis—and eventually recover their original value over time.</li></ul><p><b>Final Conclusion:</b><br/>For a $1.2 million nest egg, targeting a 6% withdrawal (approx. $72,000/year or $6,000/month) is presented as a far more reliable way to ensure your retirement savings last, regardless of market timing.<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/><a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1Z2NDY2QU1tTHpuNUl5ejJJRmk2dUxZM0pnUXxBQ3Jtc0trTGgwM1pJOHJFUzR3c3BFTDFHMjhCZzVRVDhLejk0OGhaNUE3Q0NqbXl1aXZmbU51UUVFanFCQlY3Tk9SbGVZRkRRWnFZbmt6bHo1V2p0ckFFN0FONWNwM2tjX2RfNVNZWHNfN0REOEUxT3o2X3U4OA&amp;q=https%3A%2F%2Flnkd.in%2Fgkfid5nG&amp;v=AHIA3xZu1jk'>https://www.linkedin.com/in/josh-tan-jl/</a><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUphTGhGTll6Qkx2RDFfWUVHMEFlZ0ZxWlUzUXxBQ3Jtc0tsUFhtdXdZU3hrSUN0dllEN0t5WFE3cmhSUnBSMHMtU3NVcjRYd25yTWR4ZGpZZ2U4cmtLRHhuWmp6TFl0M1I0Q200XzVqbzFUQnc4STB2eDJUeVc5R055MzR6VFVGWE5DWVlvU2NVcHFuT2w5YTJ6MA&amp;q=https%3A%2F%2Fjoshtan.link%2Ftelegram&amp;v=AHIA3xZu1jk'>https://joshtan.link/telegram</a><br/><br/>👏 Meet Josh Tan On Instagram - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmpRSGtDRmktYk1UUkZ4dnhoblc5Y3N1dWx2UXxBQ3Jtc0trYkpHemFWa2NkMmxpY2dZVGhxVVpsdXJVQ1JCeGgyZml0N0tvOVU0S01KUVhuWG1VREJSQTJmWDYwUzhoMU5Ub2NXOEptYmVYMTE1enU2cjdjSU85OWNzcUY0dVU5bmo3aC1idDBZMDg4Z2xzSE1qOA&amp;q=https%3A%2F%2Fwww.instagram.com%2Fjoshconsultancy&amp;v=AHIA3xZu1jk'>https://www.instagram.com/joshconsultancy</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>This video explores the sustainability of withdrawing 10% annually from a $1.2 million retirement portfolio invested in the S&amp;P 500, concluding that such a high withdrawal rate poses significant risks. Josh Tan provides simulations to demonstrate how market volatility, particularly during the early stages of retirement, can jeopardize long-term financial security.</p><p><b>Key Takeaways:</b></p><ul><li><b>The Danger of High Withdrawal Rates (0:34 - 0:47):</b> While a $1.2 million portfolio might seem sufficient to provide $10,000/month (10% annually), the math fails if the market experiences a downturn, as the principle shrinks too quickly to recover.</li><li><b>The Impact of Sequence of Returns (1:03 - 4:41):</b> Using the 2022 bear market as a case study, the video shows how a significant market drop early in retirement forces the portfolio to dwindle. Relying solely on a 10% withdrawal rate during such periods can lead to the exhaustion of funds within approximately 10 years (4:24 - 4:29).</li><li><b>Diversification and Strategy (5:30 - 7:27):</b> Simply hoping for market recoveries is not a sound strategy. Diversifying investments and maintaining emergency cash or fixed-income buffers are essential to avoid selling assets during market crashes.</li><li><b>A More Sustainable Alternative (11:02 - 12:11):</b> After testing various rates, the video identifies <b>6%</b> as a much more sustainable annual withdrawal rate. This lower rate allows portfolios to weather major crises—such as the 2008 global financial crisis—and eventually recover their original value over time.</li></ul><p><b>Final Conclusion:</b><br/>For a $1.2 million nest egg, targeting a 6% withdrawal (approx. $72,000/year or $6,000/month) is presented as a far more reliable way to ensure your retirement savings last, regardless of market timing.<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/><a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1Z2NDY2QU1tTHpuNUl5ejJJRmk2dUxZM0pnUXxBQ3Jtc0trTGgwM1pJOHJFUzR3c3BFTDFHMjhCZzVRVDhLejk0OGhaNUE3Q0NqbXl1aXZmbU51UUVFanFCQlY3Tk9SbGVZRkRRWnFZbmt6bHo1V2p0ckFFN0FONWNwM2tjX2RfNVNZWHNfN0REOEUxT3o2X3U4OA&amp;q=https%3A%2F%2Flnkd.in%2Fgkfid5nG&amp;v=AHIA3xZu1jk'>https://www.linkedin.com/in/josh-tan-jl/</a><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUphTGhGTll6Qkx2RDFfWUVHMEFlZ0ZxWlUzUXxBQ3Jtc0tsUFhtdXdZU3hrSUN0dllEN0t5WFE3cmhSUnBSMHMtU3NVcjRYd25yTWR4ZGpZZ2U4cmtLRHhuWmp6TFl0M1I0Q200XzVqbzFUQnc4STB2eDJUeVc5R055MzR6VFVGWE5DWVlvU2NVcHFuT2w5YTJ6MA&amp;q=https%3A%2F%2Fjoshtan.link%2Ftelegram&amp;v=AHIA3xZu1jk'>https://joshtan.link/telegram</a><br/><br/>👏 Meet Josh Tan On Instagram - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmpRSGtDRmktYk1UUkZ4dnhoblc5Y3N1dWx2UXxBQ3Jtc0trYkpHemFWa2NkMmxpY2dZVGhxVVpsdXJVQ1JCeGgyZml0N0tvOVU0S01KUVhuWG1VREJSQTJmWDYwUzhoMU5Ub2NXOEptYmVYMTE1enU2cjdjSU85OWNzcUY0dVU5bmo3aC1idDBZMDg4Z2xzSE1qOA&amp;q=https%3A%2F%2Fwww.instagram.com%2Fjoshconsultancy&amp;v=AHIA3xZu1jk'>https://www.instagram.com/joshconsultancy</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/19189448-sgd-1-2m-is-it-enough-to-give-you-10-000-month-for-retirement.mp3" length="9361550" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/8ob1ni09thatpebbo4azla2f6zlh?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 24 May 2026 09:00:00 +0800</pubDate>
    <itunes:duration>776</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Top 5 DIVIDEND STOCKS in SG to BUY NOW! (NEW 2026 Edition)</itunes:title>
    <title>Top 5 DIVIDEND STOCKS in SG to BUY NOW! (NEW 2026 Edition)</title>
    <itunes:summary><![CDATA[In this video, Josh Tan shares five dividend-paying investment ideas in Singapore for 2026, specifically excluding banks to focus on lesser-known or potentially undervalued opportunities. Here is a summary of the stocks discussed: Ascendas Reit (0:26 - 2:56): A well-known industrial REIT currently experiencing a share price correction of approximately 15% following a rights issue for acquisitions, including a Japanese data center. It offers an estimated yield in excess of 6%.Lendlease Global ...]]></itunes:summary>
    <description><![CDATA[<p>In this video, <em>Josh Tan</em> shares five <b>dividend-paying investment ideas</b> in Singapore for 2026, specifically excluding banks to focus on lesser-known or potentially undervalued opportunities. Here is a summary of the stocks discussed:</p><ol><li><b>Ascendas Reit (0:26 - 2:56):</b> A well-known industrial REIT currently experiencing a share price correction of approximately 15% following a rights issue for acquisitions, including a Japanese data center. It offers an estimated yield in excess of 6%.</li><li><b>Lendlease Global Commercial REIT (2:57 - 5:20):</b> Transitioning into a Singapore retail-focused REIT, it includes properties like <em>GEM</em> and <em>PLQ Mall</em>. It currently offers a dividend yield of approximately 6.3%.</li><li><b>Samudera Shipping (5:21 - 9:16):</b> A shipping services provider benefiting from increased demand and freight rates. Despite being cyclical, it has a strong cash position and offers a dividend yield of around 7%.</li><li><b>PropNex (9:29 - 12:51):</b> A real estate agency business. While facing some headwinds due to a forecasted decrease in new launches for 2026, the company expects growth from the HDB resale market. It maintains a dividend yield of about 5.2%.</li><li><b>UOL Group (12:52 - 15:26):</b> A property developer currently trading at a significant discount to its revised net asset value (<em>RNAV</em>). With a robust pipeline of upcoming projects, it offers a dividend yield of approximately 1.8% to 2%.</li></ol><p><em>Disclaimer: Josh Tan emphasizes that these are not formal recommendations. Investors should perform their own due diligence, evaluate business operations, and not rely solely on dividend yields.</em></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this video, <em>Josh Tan</em> shares five <b>dividend-paying investment ideas</b> in Singapore for 2026, specifically excluding banks to focus on lesser-known or potentially undervalued opportunities. Here is a summary of the stocks discussed:</p><ol><li><b>Ascendas Reit (0:26 - 2:56):</b> A well-known industrial REIT currently experiencing a share price correction of approximately 15% following a rights issue for acquisitions, including a Japanese data center. It offers an estimated yield in excess of 6%.</li><li><b>Lendlease Global Commercial REIT (2:57 - 5:20):</b> Transitioning into a Singapore retail-focused REIT, it includes properties like <em>GEM</em> and <em>PLQ Mall</em>. It currently offers a dividend yield of approximately 6.3%.</li><li><b>Samudera Shipping (5:21 - 9:16):</b> A shipping services provider benefiting from increased demand and freight rates. Despite being cyclical, it has a strong cash position and offers a dividend yield of around 7%.</li><li><b>PropNex (9:29 - 12:51):</b> A real estate agency business. While facing some headwinds due to a forecasted decrease in new launches for 2026, the company expects growth from the HDB resale market. It maintains a dividend yield of about 5.2%.</li><li><b>UOL Group (12:52 - 15:26):</b> A property developer currently trading at a significant discount to its revised net asset value (<em>RNAV</em>). With a robust pipeline of upcoming projects, it offers a dividend yield of approximately 1.8% to 2%.</li></ol><p><em>Disclaimer: Josh Tan emphasizes that these are not formal recommendations. Investors should perform their own due diligence, evaluate business operations, and not rely solely on dividend yields.</em></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/19189445-top-5-dividend-stocks-in-sg-to-buy-now-new-2026-edition.mp3" length="11690852" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/8pkj1yosh42aiq10e9z7whmgnfqd?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 17 May 2026 15:00:00 +0800</pubDate>
    <itunes:duration>971</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>STOP! Think Twice Before Deferring Your CPF LIFE Payouts To Age70! - Showing You The Full Math</itunes:title>
    <title>STOP! Think Twice Before Deferring Your CPF LIFE Payouts To Age70! - Showing You The Full Math</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Fri, 08 May 2026 08:00:00 +0800</pubDate>
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    <itunes:title>Can You Retire Early With SGD$240,000 Only? - Barista F.I.R.E In Singapore Explained!</itunes:title>
    <title>Can You Retire Early With SGD$240,000 Only? - Barista F.I.R.E In Singapore Explained!</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Fri, 01 May 2026 08:00:00 +0800</pubDate>
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  <item>
    <itunes:title>Give Me 12min and I’d Give You The F.I.R.E Mindset To Become Financially Free Sooner!</itunes:title>
    <title>Give Me 12min and I’d Give You The F.I.R.E Mindset To Become Financially Free Sooner!</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sat, 25 Apr 2026 08:00:00 +0800</pubDate>
    <itunes:duration>747</itunes:duration>
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  <item>
    <itunes:title>Best Places To Park Your Cash RIGHT NOW (2026) - Up To 4.1%p.a!</itunes:title>
    <title>Best Places To Park Your Cash RIGHT NOW (2026) - Up To 4.1%p.a!</title>
    <itunes:summary><![CDATA[🌟 SIGN UP FOR CHOCOLATE FINANCE TODAY ►‌ https://joshtan.link/choc To enjoy up to 2%p.a on SGD account and 4.1% on USD account!  Disclaimer: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. The views and opinions expressed on this post are solely those of the original authors and contributors as of the date of this post and are subject to change based on market and other conditions. This is for information only and does not constitute an...]]></itunes:summary>
    <description><![CDATA[<p>🌟 SIGN UP FOR CHOCOLATE FINANCE TODAY ►‌ https://joshtan.link/choc<br/>To enjoy up to 2%p.a on SGD account and 4.1% on USD account!<br/><br/>Disclaimer: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. The views and opinions expressed on this post are solely those of the original authors and contributors as of the date of this post and are subject to change based on market and other conditions. This is for information only and does not constitute an offer or<br/>solicitation to buy or sell any of the investments mentioned. Neither Chocfin Pte. Ltd. (“Chocfin”) nor any officer or employee of Chocfin accepts any liability whatsoever for any loss arising from any use of this post or its contents.<br/><br/>Please note that Chocfin does not guarantee the accuracy, relevance, timeliness, or completeness of the information provided on this post. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Chocolate’s returns are currently supported by a promotional &apos;Top-Up Programme&apos;, valid during the Qualifying<br/>Period and subject to terms and conditions. Past performance is not indicative of future results.<br/><br/>All investments involve risk, including the risk of losing all of the invested amount and may not be suitable for everyone. This advertisement has not been reviewed by the Monetary Authority of<br/>Singapore.<br/><br/>****<br/><br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 SIGN UP FOR CHOCOLATE FINANCE TODAY ►‌ https://joshtan.link/choc<br/>To enjoy up to 2%p.a on SGD account and 4.1% on USD account!<br/><br/>Disclaimer: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. The views and opinions expressed on this post are solely those of the original authors and contributors as of the date of this post and are subject to change based on market and other conditions. This is for information only and does not constitute an offer or<br/>solicitation to buy or sell any of the investments mentioned. Neither Chocfin Pte. Ltd. (“Chocfin”) nor any officer or employee of Chocfin accepts any liability whatsoever for any loss arising from any use of this post or its contents.<br/><br/>Please note that Chocfin does not guarantee the accuracy, relevance, timeliness, or completeness of the information provided on this post. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Chocolate’s returns are currently supported by a promotional &apos;Top-Up Programme&apos;, valid during the Qualifying<br/>Period and subject to terms and conditions. Past performance is not indicative of future results.<br/><br/>All investments involve risk, including the risk of losing all of the invested amount and may not be suitable for everyone. This advertisement has not been reviewed by the Monetary Authority of<br/>Singapore.<br/><br/>****<br/><br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18930616-best-places-to-park-your-cash-right-now-2026-up-to-4-1-p-a.mp3" length="7764489" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 06 Apr 2026 07:00:00 +0800</pubDate>
    <itunes:duration>644</itunes:duration>
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  <item>
    <itunes:title>New CPF LIFE CYCLE FUND - Why Investors Keep Losing Money!</itunes:title>
    <title>New CPF LIFE CYCLE FUND - Why Investors Keep Losing Money!</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Follow Josh Tan on Instagram today: https://joshtan.link/ig<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Follow Josh Tan on Instagram today: https://joshtan.link/ig<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18858324-new-cpf-life-cycle-fund-why-investors-keep-losing-money.mp3" length="14143306" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 30 Mar 2026 08:00:00 +0800</pubDate>
    <itunes:duration>1175</itunes:duration>
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    <itunes:title>I CONFRONTED HIM ON WHY HE BELIEVES INVESTING IS EASY! Ex-Finance Guy Tim Talks Money!</itunes:title>
    <title>I CONFRONTED HIM ON WHY HE BELIEVES INVESTING IS EASY! Ex-Finance Guy Tim Talks Money!</title>
    <itunes:summary><![CDATA[Specially written by JOSH TAN!  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Follow Tim Talks Money here : https://www.youtube.com/@UCMb_TduUVYz7uN1Df_sOQog   ***** Looking to invest today 🌟 ***** 🌟  Longbridge I've a special deal for you UP TO $1370*: Open your account here today  ►‌ https://joshtan.link/longbridge  🌟 MooMoo I've a special deal for yo...]]></itunes:summary>
    <description><![CDATA[<p>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Follow Tim Talks Money here : https://www.youtube.com/@UCMb_TduUVYz7uN1Df_sOQog <br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Follow Tim Talks Money here : https://www.youtube.com/@UCMb_TduUVYz7uN1Df_sOQog <br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18858336-i-confronted-him-on-why-he-believes-investing-is-easy-ex-finance-guy-tim-talks-money.mp3" length="34065310" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 23 Mar 2026 08:00:00 +0800</pubDate>
    <itunes:duration>2835</itunes:duration>
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  <item>
    <itunes:title>WHY STOCKS HAVEN&#39;T CRASHED YET? Iran War &amp; Upcoming Crash in 2026 Explained</itunes:title>
    <title>WHY STOCKS HAVEN&#39;T CRASHED YET? Iran War &amp; Upcoming Crash in 2026 Explained</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1370*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1864<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18858319-why-stocks-haven-t-crashed-yet-iran-war-upcoming-crash-in-2026-explained.mp3" length="9381013" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 17 Mar 2026 08:00:00 +0800</pubDate>
    <itunes:duration>778</itunes:duration>
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  <item>
    <itunes:title>Can You Really RETIRE 5-10Y Earlier? FREE Retirement Calculator For You!</itunes:title>
    <title>Can You Really RETIRE 5-10Y Earlier? FREE Retirement Calculator For You!</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>FREE Early retirement calculator to share with you to play and learn 🌟<br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>FREE Early retirement calculator to share with you to play and learn 🌟<br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18739519-can-you-really-retire-5-10y-earlier-free-retirement-calculator-for-you.mp3" length="9332777" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 03 Mar 2026 07:00:00 +0800</pubDate>
    <itunes:duration>774</itunes:duration>
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    <itunes:title>I Bought This New Car This New Year For $200k And It Is...</itunes:title>
    <title>I Bought This New Car This New Year For $200k And It Is...</title>
    <itunes:summary><![CDATA[If you are looking to buy a TESLA, use my referral code and select SG https://www.tesla.com/en_sg/referral/tan222372  If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking to buy a TESLA, use my referral code and select SG https://www.tesla.com/en_sg/referral/tan222372<br/><br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking to buy a TESLA, use my referral code and select SG https://www.tesla.com/en_sg/referral/tan222372<br/><br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18739510-i-bought-this-new-car-this-new-year-for-200k-and-it-is.mp3" length="12361351" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Wed, 25 Feb 2026 07:00:00 +0800</pubDate>
    <itunes:duration>1027</itunes:duration>
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  <item>
    <itunes:title>6 THINGS YOU MUST NOT GET WRONG ABOUT RETIREMENT! | Surprising Findings...</itunes:title>
    <title>6 THINGS YOU MUST NOT GET WRONG ABOUT RETIREMENT! | Surprising Findings...</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18525892-6-things-you-must-not-get-wrong-about-retirement-surprising-findings.mp3" length="9527428" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 02 Feb 2026 07:00:00 +0800</pubDate>
    <itunes:duration>790</itunes:duration>
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  <item>
    <itunes:title>Latest On Greenland Crisis: Stock Market Chaos! Gold Surges To ATH!</itunes:title>
    <title>Latest On Greenland Crisis: Stock Market Chaos! Gold Surges To ATH!</title>
    <itunes:summary><![CDATA[Chapters 0:00 Introduction 0:28 Background on what Greenland offers 2:18 What are the headlines now 4:05 European allies push back 5:15 What are the tariff threats  6:15 European response  8:08 How has markets reacted 9:31 What are scenarios for investors  Introduction ***** Looking to invest today 🌟 ***** 🌟  Longbridge I've a special deal for you UP TO $1520*: Open your account here today  ►‌ https://joshtan.link/longbridge  🌟 MooMoo I've a special deal for you UP TO $131...]]></itunes:summary>
    <description><![CDATA[<p>Chapters<br/>0:00 Introduction<br/>0:28 Background on what Greenland offers<br/>2:18 What are the headlines now<br/>4:05 European allies push back<br/>5:15 What are the tariff threats <br/>6:15 European response <br/>8:08 How has markets reacted<br/>9:31 What are scenarios for investors<br/><br/>Introduction<br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Chapters<br/>0:00 Introduction<br/>0:28 Background on what Greenland offers<br/>2:18 What are the headlines now<br/>4:05 European allies push back<br/>5:15 What are the tariff threats <br/>6:15 European response <br/>8:08 How has markets reacted<br/>9:31 What are scenarios for investors<br/><br/>Introduction<br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Early retirement calculator to share with you <br/>►‌ https://www.theastuteparent.com/fire/<br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18565293-latest-on-greenland-crisis-stock-market-chaos-gold-surges-to-ath.mp3" length="8954293" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 26 Jan 2026 08:00:00 +0800</pubDate>
    <itunes:duration>742</itunes:duration>
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    <itunes:title>CPF 2026! - 5 New Changes About CPF That You Must Know...</itunes:title>
    <title>CPF 2026! - 5 New Changes About CPF That You Must Know...</title>
    <itunes:summary><![CDATA[Come join us at Josh Tan Investment Summit 2026 😃 📅 Sunday, 1 February 2026  🔗 Link to purchase: https://joshtan.link/sun2026   We have sold out our last 5 summits. Last 8 seats remaining! Secure your seats early and learn to invest better for 2026!    ***** Looking to invest today 🌟 ***** 🌟  Longbridge I've a special deal for you UP TO $1520*: Open your account here today  ►‌ https://joshtan.link/longbridge  🌟 MooMoo I've a special deal for you UP TO $1315 Open your ...]]></itunes:summary>
    <description><![CDATA[<p>Come join us at Josh Tan Investment Summit 2026 😃<br/>📅 Sunday, 1 February 2026 <br/>🔗 Link to purchase: https://joshtan.link/sun2026 <br/><br/>We have sold out our last 5 summits. Last 8 seats remaining!</p><p>Secure your seats early and learn to invest better for 2026! <br/><br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Come join us at Josh Tan Investment Summit 2026 😃<br/>📅 Sunday, 1 February 2026 <br/>🔗 Link to purchase: https://joshtan.link/sun2026 <br/><br/>We have sold out our last 5 summits. Last 8 seats remaining!</p><p>Secure your seats early and learn to invest better for 2026! <br/><br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18525883-cpf-2026-5-new-changes-about-cpf-that-you-must-know.mp3" length="7382237" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 18 Jan 2026 14:00:00 +0800</pubDate>
    <itunes:duration>611</itunes:duration>
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  <item>
    <itunes:title>Retiring Couple In SG Spending $28,000/year On Insurance NOW | New Medical Insurance Changes Coming!</itunes:title>
    <title>Retiring Couple In SG Spending $28,000/year On Insurance NOW | New Medical Insurance Changes Coming!</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟  Longbridge I&apos;ve a special deal for you UP TO $1520*:<br/>Open your account here today  ►‌ https://joshtan.link/longbridge<br/><br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your dream business just by advising on finances<br/>Follow this link ►‌ https://joshtan.link/adviser<br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18393187-retiring-couple-in-sg-spending-28-000-year-on-insurance-now-new-medical-insurance-changes-coming.mp3" length="15594172" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 30 Dec 2025 07:00:00 +0800</pubDate>
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  <item>
    <itunes:title>CPF LIFE LIKE RENTAL INCOME? Which Is Really Better For Singaporeans!</itunes:title>
    <title>CPF LIFE LIKE RENTAL INCOME? Which Is Really Better For Singaporeans!</title>
    <itunes:summary><![CDATA[Josh Tan Investment Summit 2026 Session 1 📅 Sunday, 1 February 2026  🔗 Link to purchase: https://joshtan.link/sun2026   Josh Tan Investment Summit 2026 Session 2 📅 Saturday, 7 February 2026 🔗 Link to purchase: https://joshtan.link/sat2026   We have sold out our last 5 summits. Secure your seats early and learn to invest better for 2026! 😃  ****** If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planni...]]></itunes:summary>
    <description><![CDATA[<p>Josh Tan Investment Summit 2026 Session 1<br/>📅 Sunday, 1 February 2026 <br/>🔗 Link to purchase: https://joshtan.link/sun2026 <br/><br/>Josh Tan Investment Summit 2026 Session 2<br/>📅 Saturday, 7 February 2026<br/>🔗 Link to purchase: https://joshtan.link/sat2026 <br/><br/>We have sold out our last 5 summits. Secure your seats early and learn to invest better for 2026! 😃<br/><br/>******<br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Josh Tan Investment Summit 2026 Session 1<br/>📅 Sunday, 1 February 2026 <br/>🔗 Link to purchase: https://joshtan.link/sun2026 <br/><br/>Josh Tan Investment Summit 2026 Session 2<br/>📅 Saturday, 7 February 2026<br/>🔗 Link to purchase: https://joshtan.link/sat2026 <br/><br/>We have sold out our last 5 summits. Secure your seats early and learn to invest better for 2026! 😃<br/><br/>******<br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>***** Looking to invest today 🌟 *****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18393182-cpf-life-like-rental-income-which-is-really-better-for-singaporeans.mp3" length="10294717" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 21 Dec 2025 15:00:00 +0800</pubDate>
    <itunes:duration>854</itunes:duration>
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  <item>
    <itunes:title>Everything You Need To Know On The Best Cars To Buy In SG Now!</itunes:title>
    <title>Everything You Need To Know On The Best Cars To Buy In SG Now!</title>
    <itunes:summary><![CDATA[**** Looking to learn investing 🌟  **** Specially written by JOSH TAN!  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Today Daren Yoong joins us to share everything about electric vehicles (EV) in Singapore. Who are the top sellers, what are the differences and also what to take note if you want to drive into Malaysia.  Daren Yoong youtube channel: https://www.yo...]]></itunes:summary>
    <description><![CDATA[<p>**** Looking to learn investing 🌟  ****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today Daren Yoong joins us to share everything about electric vehicles (EV) in Singapore.<br/>Who are the top sellers, what are the differences and also what to take note if<br/>you want to drive into Malaysia.<br/><br/>Daren Yoong youtube channel: https://www.youtube.com/@UCO7KX1izYNDc3wn58Gg3oEg <br/><br/>**** Looking to invest today 🌟 ****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>**** Looking to learn investing 🌟  ****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today Daren Yoong joins us to share everything about electric vehicles (EV) in Singapore.<br/>Who are the top sellers, what are the differences and also what to take note if<br/>you want to drive into Malaysia.<br/><br/>Daren Yoong youtube channel: https://www.youtube.com/@UCO7KX1izYNDc3wn58Gg3oEg <br/><br/>**** Looking to invest today 🌟 ****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18124070-everything-you-need-to-know-on-the-best-cars-to-buy-in-sg-now.mp3" length="28665147" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 01 Dec 2025 07:00:00 +0800</pubDate>
    <itunes:duration>2385</itunes:duration>
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  <item>
    <itunes:title>HIGH INCOME BUT CAN&#39;T RETIRE! Is It True?</itunes:title>
    <title>HIGH INCOME BUT CAN&#39;T RETIRE! Is It True?</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>CNA Video: Why HENRYs (High Earners, Not Rich Yet) struggle to retire early | Money Talks (ft. Jo Ong) - https://youtu.be/umVMfyIxYP4?si=9L1PPZDfYmaVmgTZ<br/><br/><br/>***** Looking to invest today 🌟 *****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your DREAM BUSINESS <br/>just by advising on personal finance!<br/>Follow this link ►‌ https://joshtan.link/adviser<br/><br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>CNA Video: Why HENRYs (High Earners, Not Rich Yet) struggle to retire early | Money Talks (ft. Jo Ong) - https://youtu.be/umVMfyIxYP4?si=9L1PPZDfYmaVmgTZ<br/><br/><br/>***** Looking to invest today 🌟 *****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>***** Looking to learn investing 🌟  *****<br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/><br/>***** Looking to join Josh Tan &amp; his team 🌟*****<br/>If you are an looking to build your DREAM BUSINESS <br/>just by advising on personal finance!<br/>Follow this link ►‌ https://joshtan.link/adviser<br/><br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18124080-high-income-but-can-t-retire-is-it-true.mp3" length="7786323" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jfy1gvf3ibksbcrzhcwgxu8etfiz?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 24 Nov 2025 08:00:00 +0800</pubDate>
    <itunes:duration>645</itunes:duration>
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  <item>
    <itunes:title>I Found Someone Earning $6,000/Month, Built A $360k PORTFOLIO, Singaporean And Has Two Kids!</itunes:title>
    <title>I Found Someone Earning $6,000/Month, Built A $360k PORTFOLIO, Singaporean And Has Two Kids!</title>
    <itunes:summary><![CDATA[💳 Download YouTrip now and get bonus S$7 when you sign up with code JOSHTAN7 ✅ Best exchange rates in 150+ countries ✅ Zero FX fees (vs typical bank cards’ 3.5%) ✅ Exchange &amp; lock in up to 12 currencies in-app (e.g. Japanese Yen) ✅ Instant PayNow &amp; linked bank account top-ups for seamless travel spending ✅ Free ATM withdrawals of up to S$400 per month, 2% fee applies thereafter ✅ Can link to Alipay and WeChat Pay (ideal for China trips)  i'm a user of YouTrip for my holidays and video...]]></itunes:summary>
    <description><![CDATA[<p>💳 Download YouTrip now and get bonus S$7 when you sign up with code JOSHTAN7<br/>✅ Best exchange rates in 150+ countries<br/>✅ Zero FX fees (vs typical bank cards’ 3.5%)<br/>✅ Exchange &amp; lock in up to 12 currencies in-app (e.g. Japanese Yen)<br/>✅ Instant PayNow &amp; linked bank account top-ups for seamless travel spending<br/>✅ Free ATM withdrawals of up to S$400 per month, 2% fee applies thereafter<br/>✅ Can link to Alipay and WeChat Pay (ideal for China trips)<br/><br/>i&apos;m a user of YouTrip for my holidays and video is done in partnership with them.<br/>Try it today =) 🌟<br/><br/>******<br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEM4MDdNdEkxbmlsRjU3aFgxU182X3FnU0pVUXxBQ3Jtc0trM2ZLVUJWOXFIaHVhNnFBMENGSmNMSDEwdzFYR3hxbm5ZQ1RZalVoRUE4cXVXRXlUZzl3cFZyczdtXzU5cDhoUGdNaS1VSjd6MmthVGhHT1htenRKTVJnOF9FNnpmMEFFLUtkWmhDbFZmV3Byd2pNOA&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=ER4e6Ma9vMY'>https://www.theastuteparent.com/josh-tan</a><br/><br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVZtWWlRVGZHRDAzOFo4VndYT1h1RjVIaktTd3xBQ3Jtc0tsaFF5MjF6SVVuTVlsR1VQdHVGY00tUFJLRjB6WU1fYkhmRlhDTWJoQW1LamEyWDhkRG42a0JCdVl6Z2NvcEM3U1hMZWFTajF4a05sUHdnRFJKRXhZRmVVeHNZdnNGUURLWF8xV2xWVlVXUE13a29LUQ&amp;q=https%3A%2F%2Fjoshtan.link%2Flongbridge&amp;v=ER4e6Ma9vMY'>https://joshtan.link/longbridge</a><br/><br/><br/><b>**** Looking to learn investing 🌟  ****</b><br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazdXZnNrTjdaWkdwYjdnRk5Qa3Z0TE1TX2tyd3xBQ3Jtc0trbHU3QnhISVZseEx3RGYxVlBaUEhyYmgxY21iNERCTmwtNVp6SkNYRC1NbE41UDkwT3lkSVExbG1pQkQtN2ZhWnUycHFlT2dUUXEwOUFqVXFxbkNKSWZSaVh6bV9pMGxnMXYxdGxVRmVjclVLLUp2WQ&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2FUqpKL&amp;v=ER4e6Ma9vMY'>https://payhip.com/b/UqpKL</a><br/>2) HOW TO $1m (Newest Edition) ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWdNM0prdTB1SnNrNkFTOUxaMGVMNHpmTG1Ud3xBQ3Jtc0tsYTFmekFZN3R2aS13bGF2TTUwaEh2VlU3dkxld2NWSXVQRzZPU3Vrak44VC1yNUhmUmc3NU9VeDIwLVM2V3UyS2VrV2t5d2VmNThBbzlNZWwtcUxWZW92QWZNaE5MaTlSVDdhSFcybnFWVWhMcWFBOA&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2Fq5Bln&amp;v=ER4e6Ma9vMY'>https://payhip.com/b/q5Bln</a><br/><br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>💳 Download YouTrip now and get bonus S$7 when you sign up with code JOSHTAN7<br/>✅ Best exchange rates in 150+ countries<br/>✅ Zero FX fees (vs typical bank cards’ 3.5%)<br/>✅ Exchange &amp; lock in up to 12 currencies in-app (e.g. Japanese Yen)<br/>✅ Instant PayNow &amp; linked bank account top-ups for seamless travel spending<br/>✅ Free ATM withdrawals of up to S$400 per month, 2% fee applies thereafter<br/>✅ Can link to Alipay and WeChat Pay (ideal for China trips)<br/><br/>i&apos;m a user of YouTrip for my holidays and video is done in partnership with them.<br/>Try it today =) 🌟<br/><br/>******<br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEM4MDdNdEkxbmlsRjU3aFgxU182X3FnU0pVUXxBQ3Jtc0trM2ZLVUJWOXFIaHVhNnFBMENGSmNMSDEwdzFYR3hxbm5ZQ1RZalVoRUE4cXVXRXlUZzl3cFZyczdtXzU5cDhoUGdNaS1VSjd6MmthVGhHT1htenRKTVJnOF9FNnpmMEFFLUtkWmhDbFZmV3Byd2pNOA&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=ER4e6Ma9vMY'>https://www.theastuteparent.com/josh-tan</a><br/><br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVZtWWlRVGZHRDAzOFo4VndYT1h1RjVIaktTd3xBQ3Jtc0tsaFF5MjF6SVVuTVlsR1VQdHVGY00tUFJLRjB6WU1fYkhmRlhDTWJoQW1LamEyWDhkRG42a0JCdVl6Z2NvcEM3U1hMZWFTajF4a05sUHdnRFJKRXhZRmVVeHNZdnNGUURLWF8xV2xWVlVXUE13a29LUQ&amp;q=https%3A%2F%2Fjoshtan.link%2Flongbridge&amp;v=ER4e6Ma9vMY'>https://joshtan.link/longbridge</a><br/><br/><br/><b>**** Looking to learn investing 🌟  ****</b><br/>Specially written by JOSH TAN!  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazdXZnNrTjdaWkdwYjdnRk5Qa3Z0TE1TX2tyd3xBQ3Jtc0trbHU3QnhISVZseEx3RGYxVlBaUEhyYmgxY21iNERCTmwtNVp6SkNYRC1NbE41UDkwT3lkSVExbG1pQkQtN2ZhWnUycHFlT2dUUXEwOUFqVXFxbkNKSWZSaVh6bV9pMGxnMXYxdGxVRmVjclVLLUp2WQ&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2FUqpKL&amp;v=ER4e6Ma9vMY'>https://payhip.com/b/UqpKL</a><br/>2) HOW TO $1m (Newest Edition) ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWdNM0prdTB1SnNrNkFTOUxaMGVMNHpmTG1Ud3xBQ3Jtc0tsYTFmekFZN3R2aS13bGF2TTUwaEh2VlU3dkxld2NWSXVQRzZPU3Vrak44VC1yNUhmUmc3NU9VeDIwLVM2V3UyS2VrV2t5d2VmNThBbzlNZWwtcUxWZW92QWZNaE5MaTlSVDdhSFcybnFWVWhMcWFBOA&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2Fq5Bln&amp;v=ER4e6Ma9vMY'>https://payhip.com/b/q5Bln</a><br/><br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18193725-i-found-someone-earning-6-000-month-built-a-360k-portfolio-singaporean-and-has-two-kids.mp3" length="13027322" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/eek9uhi1f6ch20t6tifmm5hjnryn?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 17 Nov 2025 08:00:00 +0800</pubDate>
    <itunes:duration>1082</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Reviewing His $600k Investment Portfolio! Story Of How Someone In Singapore Built Up His Wealth!</itunes:title>
    <title>Reviewing His $600k Investment Portfolio! Story Of How Someone In Singapore Built Up His Wealth!</title>
    <itunes:summary><![CDATA[Today I'm going to share with you a case of someone who has more than $600,000 in his investment portfolio. I'll be showing you details so don't worry about it. And in addition, this story is very interesting because he came from a low income background. So with that, we can all break through in terms of mindset what can be done and what can be built regardless of where we start with.    ***** 🌟 MooMoo I've a special deal for you UP TO $1315 Open your account here today ►‌  https://...]]></itunes:summary>
    <description><![CDATA[<p>Today I&apos;m going to share with you a case of someone who has more than $600,000 in his investment portfolio. I&apos;ll be showing you details so don&apos;t worry about it. And in addition, this story is very interesting because he came from a low income background. So with that, we can all break through in terms of mindset what can be done and what can be built regardless of where we start with. </p><p><br/></p><p>*****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today I&apos;m going to share with you a case of someone who has more than $600,000 in his investment portfolio. I&apos;ll be showing you details so don&apos;t worry about it. And in addition, this story is very interesting because he came from a low income background. So with that, we can all break through in terms of mindset what can be done and what can be built regardless of where we start with. </p><p><br/></p><p>*****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18072247-reviewing-his-600k-investment-portfolio-story-of-how-someone-in-singapore-built-up-his-wealth.mp3" length="12183672" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/e7x0fnr0seq6v4190mw8dzizsf1u?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18072247</guid>
    <pubDate>Mon, 10 Nov 2025 07:00:00 +0800</pubDate>
    <itunes:duration>1011</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>My NEW Net Worth At Age41 In 2025 | Retirement Planning | Financial Freedom</itunes:title>
    <title>My NEW Net Worth At Age41 In 2025 | Retirement Planning | Financial Freedom</title>
    <itunes:summary><![CDATA[Today you'd hear my transparent sharing on how I've built up wealth for my family. My total networth now has crossed $3M and here is the breakdown. Hope it inspires you to take the right steps and build too. If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and makin...]]></itunes:summary>
    <description><![CDATA[<p>Today you&apos;d hear my transparent sharing on how I&apos;ve built up wealth for my family. My total networth now has crossed $3M and here is the breakdown. Hope it inspires you to take the right steps and build too.</p><p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today you&apos;d hear my transparent sharing on how I&apos;ve built up wealth for my family. My total networth now has crossed $3M and here is the breakdown. Hope it inspires you to take the right steps and build too.</p><p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18072242-my-new-net-worth-at-age41-in-2025-retirement-planning-financial-freedom.mp3" length="8931826" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ig0wmopa6o9znm9rpsg3f6ypjc2w?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18072242</guid>
    <pubDate>Mon, 03 Nov 2025 08:00:00 +0800</pubDate>
    <itunes:duration>740</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title> 26% OF PEOPLE DON&#39;T KNOW WHERE TO INVEST RIGHT NOW IN 2025 ?!?</itunes:title>
    <title> 26% OF PEOPLE DON&#39;T KNOW WHERE TO INVEST RIGHT NOW IN 2025 ?!?</title>
    <itunes:summary><![CDATA[26% of investors are not sure what to do with their idling cash now that bank interest rates are dropping and t-bills now pay less than 2%. In this episode, you'd hear updates on the investment landscape and what I'd vote for myself. If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long t...]]></itunes:summary>
    <description><![CDATA[<p>26% of investors are not sure what to do with their idling cash now that bank interest rates are dropping and t-bills now pay less than 2%.</p><p>In this episode, you&apos;d hear updates on the investment landscape and what I&apos;d vote for myself.</p><p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>26% of investors are not sure what to do with their idling cash now that bank interest rates are dropping and t-bills now pay less than 2%.</p><p>In this episode, you&apos;d hear updates on the investment landscape and what I&apos;d vote for myself.</p><p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 MooMoo I&apos;ve a special deal for you UP TO $1315<br/>Open your account here today ►‌  https://joshtan.link/moomoo <br/><br/>🌟 Longbridge I&apos;ve a special deal for you UP TO $800<br/>Open your account here today ►‌ https://joshtan.link/longbridge<br/><br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/18072240-26-of-people-don-t-know-where-to-invest-right-now-in-2025.mp3" length="8536322" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/lmgireolrd4ndb3z2axf3fq9cgph?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sat, 25 Oct 2025 17:00:00 +0800</pubDate>
    <itunes:duration>708</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>MONEY WELL SPENT! - 9 Things You Can Adopt To Improve Your Life Today!</itunes:title>
    <title>MONEY WELL SPENT! - 9 Things You Can Adopt To Improve Your Life Today!</title>
    <itunes:summary><![CDATA[Today we're going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high!  The value that one can get may defer and let us know which things you agree or disagree spending on.  #spendmoney #money #financialfreedom #finances   ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;re going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high!  The value that one can get may defer and let us know which things you agree or disagree spending on.<br/><br/>#spendmoney #money #financialfreedom #finances <br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/><br/>*******<br/>0:00 Introduction<br/><br/>0:45 How to split money as a couple<br/><br/>4:43 Good cleaners<br/><br/>6:44 Good Holidays<br/><br/>8:53 Good kitchen appliances<br/><br/>10:36 Good mattress<br/><br/>13:04 Good training program<br/><br/>15:44 Good furniture<br/><br/>19:18 Good experiences<br/><br/>20:27 Car rides to save time<br/><br/>23:10 Spend to network<br/><br/>24:48 Conclusions<br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;re going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high!  The value that one can get may defer and let us know which things you agree or disagree spending on.<br/><br/>#spendmoney #money #financialfreedom #finances <br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/><br/>*******<br/>0:00 Introduction<br/><br/>0:45 How to split money as a couple<br/><br/>4:43 Good cleaners<br/><br/>6:44 Good Holidays<br/><br/>8:53 Good kitchen appliances<br/><br/>10:36 Good mattress<br/><br/>13:04 Good training program<br/><br/>15:44 Good furniture<br/><br/>19:18 Good experiences<br/><br/>20:27 Car rides to save time<br/><br/>23:10 Spend to network<br/><br/>24:48 Conclusions<br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17492219-money-well-spent-9-things-you-can-adopt-to-improve-your-life-today.mp3" length="18590325" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 27 Jul 2025 08:00:00 +0800</pubDate>
    <itunes:duration>1545</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>The WORST Money Mistakes To Avoid In Your 20s!</itunes:title>
    <title>The WORST Money Mistakes To Avoid In Your 20s!</title>
    <itunes:summary><![CDATA[You'd hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  Soon Min also shares with you on personal finance and money matters   ******* 0:00 Introduction  1:00 Some ...]]></itunes:summary>
    <description><![CDATA[<p>You&apos;d hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Soon Min also shares with you on personal finance and money matters <br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 Some usual points<br/><br/>3:36 Paid courses<br/><br/>5:56 Starting business<br/><br/>8:26 Speculating <br/><br/>11:17 Spending on partners<br/><br/>12:41 Overcommitting<br/><br/>14:51 MLM<br/><br/>19:10 Lifestyle upgrade<br/><br/>21:19 Rounding lesson<br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>You&apos;d hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Soon Min also shares with you on personal finance and money matters <br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 Some usual points<br/><br/>3:36 Paid courses<br/><br/>5:56 Starting business<br/><br/>8:26 Speculating <br/><br/>11:17 Spending on partners<br/><br/>12:41 Overcommitting<br/><br/>14:51 MLM<br/><br/>19:10 Lifestyle upgrade<br/><br/>21:19 Rounding lesson<br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17492212-the-worst-money-mistakes-to-avoid-in-your-20s.mp3" length="18449691" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tzm1izxt5szxukyxfzz747w0wl5a?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 20 Jul 2025 08:00:00 +0800</pubDate>
    <itunes:duration>1533</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>I Saved 70% Of My Income Last Year, Here’s What I Learned</itunes:title>
    <title>I Saved 70% Of My Income Last Year, Here’s What I Learned</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastu...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Josh Tan recommended Personal Accident insurance coverage<br/>NEW FWD PA plan is very competitive 🔥<br/>►‌ https://joshtan.link/fwd<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Josh Tan recommended Personal Accident insurance coverage<br/>NEW FWD PA plan is very competitive 🔥<br/>►‌ https://joshtan.link/fwd<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17447870-i-saved-70-of-my-income-last-year-here-s-what-i-learned.mp3" length="6301073" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/5lp4isujiymahp4y899dms9xr48b?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 14 Jul 2025 08:00:00 +0800</pubDate>
    <itunes:duration>521</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Jeremy Tan: &quot;Why Singapore Should Buy Bitcoin Now&quot; | Money And Investment Tips!</itunes:title>
    <title>Jeremy Tan: &quot;Why Singapore Should Buy Bitcoin Now&quot; | Money And Investment Tips!</title>
    <itunes:summary><![CDATA[Today, we’re honoured to have Mountbatten SMC candidate as our gues! In this exclusive conversation, Jeremy shares why he feels Singapore should not only allow more bitcoin investing but should be directly investing as a nation into Bitcoin. His unfiltered views on policies and if Bitcoin is too high already from recently hitting all-time highs.  0:00 - Welcoming Jeremy Tan  3:35 - Jeremy's proposal to use CPF to invest into Bitcoin  13:58 What does Jeremy invest in  25:29 How Jeremy gets inc...]]></itunes:summary>
    <description><![CDATA[<p>Today, we’re honoured to have Mountbatten SMC candidate as our gues! In this exclusive conversation, Jeremy shares why he feels Singapore should not only allow more bitcoin investing but should be directly investing as a nation into Bitcoin. His unfiltered views on policies and if Bitcoin is too high already from recently hitting all-time highs.<br/><br/>0:00 - Welcoming Jeremy Tan<br/><br/>3:35 - Jeremy&apos;s proposal to use CPF to invest into Bitcoin<br/><br/>13:58 What does Jeremy invest in<br/><br/>25:29 How Jeremy gets income and his expenses now<br/><br/>31:20 When to sell Bitcoin?<br/><br/>37:52 B.I.T.C.H framework to build for retirement<br/><br/>40:25 Jeremy policy to make Singapore more affordable<br/><br/>Read more on Jeremy Tan ►‌ https://jeremytan.sg/<br/><br/>Looking for a quality ergonomic chair? ERGOTUNE VESBY Watch: https://youtube.com/shorts/D_D0pIs8RZs<br/>Affiliate link 👍 : https://ergotune.com/?ref=JOSHTAN<br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we’re honoured to have Mountbatten SMC candidate as our gues! In this exclusive conversation, Jeremy shares why he feels Singapore should not only allow more bitcoin investing but should be directly investing as a nation into Bitcoin. His unfiltered views on policies and if Bitcoin is too high already from recently hitting all-time highs.<br/><br/>0:00 - Welcoming Jeremy Tan<br/><br/>3:35 - Jeremy&apos;s proposal to use CPF to invest into Bitcoin<br/><br/>13:58 What does Jeremy invest in<br/><br/>25:29 How Jeremy gets income and his expenses now<br/><br/>31:20 When to sell Bitcoin?<br/><br/>37:52 B.I.T.C.H framework to build for retirement<br/><br/>40:25 Jeremy policy to make Singapore more affordable<br/><br/>Read more on Jeremy Tan ►‌ https://jeremytan.sg/<br/><br/>Looking for a quality ergonomic chair? ERGOTUNE VESBY Watch: https://youtube.com/shorts/D_D0pIs8RZs<br/>Affiliate link 👍 : https://ergotune.com/?ref=JOSHTAN<br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17447862-jeremy-tan-why-singapore-should-buy-bitcoin-now-money-and-investment-tips.mp3" length="33667754" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 07 Jul 2025 08:00:00 +0800</pubDate>
    <itunes:duration>2802</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>True Story Of A Singaporean Mum Who Retired Early...</itunes:title>
    <title>True Story Of A Singaporean Mum Who Retired Early...</title>
    <itunes:summary><![CDATA["Alice" shares her story with us on how she built up her net wealth and became financially free. Sign up through my link for additional S$20 cash coupon!🔥 ►‌  https://joshtan.link/moomoo  *T&amp;Cs apply for Moomoo SG's welcome rewards worth up to S$800.   Direct link to OPPO OFFICIAL STORE ►‌https://joshtan.link/oppo  &amp; input promo code OPPOXTHEASTUTEPARENT at checkout for $20 OFF! 🔥 Valid till 30th Sept, HURRY!  All views expressed in the video are the independent op...]]></itunes:summary>
    <description><![CDATA[<p>&quot;Alice&quot; shares her story with us on how she built up her net wealth and became financially free.<br/>Sign up through my link for additional S$20 cash coupon!🔥<br/>►‌  https://joshtan.link/moomoo <br/>*T&amp;Cs apply for Moomoo SG&apos;s welcome rewards worth up to S$800. <br/><br/>Direct link to OPPO OFFICIAL STORE ►‌https://joshtan.link/oppo <br/>&amp; input promo code OPPOXTHEASTUTEPARENT at checkout for $20 OFF! 🔥<br/>Valid till 30th Sept, HURRY!<br/><br/>All views expressed in the video are the independent opinions of Josh Tan. <br/>Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore.<br/><br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>****<br/>0:00 Why Alice is sharing her story with us<br/><br/>2:35 How much networth does Alice have<br/><br/>6:13 Investing learning lessons<br/><br/>9:58 How to invest via Moomoo<br/><br/>12:30 Her investments now<br/><br/>14:00 Her income<br/><br/>22:03 Josh&apos;s feedback<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>&quot;Alice&quot; shares her story with us on how she built up her net wealth and became financially free.<br/>Sign up through my link for additional S$20 cash coupon!🔥<br/>►‌  https://joshtan.link/moomoo <br/>*T&amp;Cs apply for Moomoo SG&apos;s welcome rewards worth up to S$800. <br/><br/>Direct link to OPPO OFFICIAL STORE ►‌https://joshtan.link/oppo <br/>&amp; input promo code OPPOXTHEASTUTEPARENT at checkout for $20 OFF! 🔥<br/>Valid till 30th Sept, HURRY!<br/><br/>All views expressed in the video are the independent opinions of Josh Tan. <br/>Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore.<br/><br/>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>****<br/>0:00 Why Alice is sharing her story with us<br/><br/>2:35 How much networth does Alice have<br/><br/>6:13 Investing learning lessons<br/><br/>9:58 How to invest via Moomoo<br/><br/>12:30 Her investments now<br/><br/>14:00 Her income<br/><br/>22:03 Josh&apos;s feedback<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17328153-true-story-of-a-singaporean-mum-who-retired-early.mp3" length="21206579" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 30 Jun 2025 07:00:00 +0800</pubDate>
    <itunes:duration>1763</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>How To Get To $1M In CPF By Age55?</itunes:title>
    <title>How To Get To $1M In CPF By Age55?</title>
    <itunes:summary><![CDATA[If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan  Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact,  hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit.   And if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https...]]></itunes:summary>
    <description><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, <br/>hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit. <br/><br/>And if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>Article by Moneyowl: https://www.moneyowl.com.sg/articles/building-1m-of-housing-and-retirement-assets-with-cpf-working-contributions/<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Personally, I&apos;ve limited slots for cases per week and am looking to for long term partnerships and making real impact, <br/>hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit. <br/><br/>And if yes then a fee to commence engagement<br/>ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>Article by Moneyowl: https://www.moneyowl.com.sg/articles/building-1m-of-housing-and-retirement-assets-with-cpf-working-contributions/<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17328148-how-to-get-to-1m-in-cpf-by-age55.mp3" length="8557671" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/4jbuw1aahp6nfhuqd4s34e1c3ags?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 23 Jun 2025 07:00:00 +0800</pubDate>
    <itunes:duration>708</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Jim Rogers: &quot;Why I&#39;m Still Betting on China&quot; | Gold, U.S. Markets &amp; Investment Tips</itunes:title>
    <title>Jim Rogers: &quot;Why I&#39;m Still Betting on China&quot; | Gold, U.S. Markets &amp; Investment Tips</title>
    <itunes:summary><![CDATA[Today, we’re honored to have renowned investor Jim Rogers as our guest — a legend in the investing world with a net worth exceeding $300 million. In this exclusive conversation, Jim shares his unfiltered views on the future of China, the outlook for the U.S. economy, and his thoughts on gold, which has recently hit all-time highs.  We also dive into his personal investments, his biggest mistakes, and what advice he would give to someone investing $100,000 today.  0:00 - Intro  1:50 - Buy more...]]></itunes:summary>
    <description><![CDATA[<p>Today, we’re honored to have renowned investor Jim Rogers as our guest — a legend in the investing world with a net worth exceeding $300 million. In this exclusive conversation, Jim shares his unfiltered views on the future of China, the outlook for the U.S. economy, and his thoughts on gold, which has recently hit all-time highs.<br/><br/>We also dive into his personal investments, his biggest mistakes, and what advice he would give to someone investing $100,000 today.<br/><br/>0:00 - Intro<br/><br/>1:50 - Buy more into China today?<br/><br/>4:30 - New investment ideas<br/><br/>6:10 - Jim Rogers view of US and Donald Trump<br/><br/>10:10 - Jim Rogers view of Bitcoin and crypto <br/><br/>11:24 - Jim Rogers view of gold and silver<br/><br/>14:45 - What would be your advice for investment for someone with $100k today?<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we’re honored to have renowned investor Jim Rogers as our guest — a legend in the investing world with a net worth exceeding $300 million. In this exclusive conversation, Jim shares his unfiltered views on the future of China, the outlook for the U.S. economy, and his thoughts on gold, which has recently hit all-time highs.<br/><br/>We also dive into his personal investments, his biggest mistakes, and what advice he would give to someone investing $100,000 today.<br/><br/>0:00 - Intro<br/><br/>1:50 - Buy more into China today?<br/><br/>4:30 - New investment ideas<br/><br/>6:10 - Jim Rogers view of US and Donald Trump<br/><br/>10:10 - Jim Rogers view of Bitcoin and crypto <br/><br/>11:24 - Jim Rogers view of gold and silver<br/><br/>14:45 - What would be your advice for investment for someone with $100k today?<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17328303-jim-rogers-why-i-m-still-betting-on-china-gold-u-s-markets-investment-tips.mp3" length="12156242" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Fri, 13 Jun 2025 08:00:00 +0800</pubDate>
    <itunes:duration>1009</itunes:duration>
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  <item>
    <itunes:title>Here’s Why You Shouldn’t Hold back retirement for MORE MONEY!</itunes:title>
    <title>Here’s Why You Shouldn’t Hold back retirement for MORE MONEY!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  0:00 He retired early  1:40 Retirement is more than money  4:40 How to calculate enough money  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  If you are an looking for a ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>0:00 He retired early<br/><br/>1:40 Retirement is more than money<br/><br/>4:40 How to calculate enough money<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>0:00 He retired early<br/><br/>1:40 Retirement is more than money<br/><br/>4:40 How to calculate enough money<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17221477-here-s-why-you-shouldn-t-hold-back-retirement-for-more-money.mp3" length="6393730" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 02 Jun 2025 07:00:00 +0800</pubDate>
    <itunes:duration>529</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Singaporeans CANNOT RETIRE Here?!? Cost Of Living TOO HIGH! Buy Overseas Property?</itunes:title>
    <title>Singaporeans CANNOT RETIRE Here?!? Cost Of Living TOO HIGH! Buy Overseas Property?</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today we’s discuss the painful high cost of living and what is being done. Can the problem be solved? And lastly before you buy overseas property and emigrate abroad, think through these points!    ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ http...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we’s discuss the painful high cost of living and what is being done. Can the problem be solved? And lastly before you buy overseas property and emigrate abroad, think through these points!<br/>  <br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 introduction<br/><br/>1:00 Rally speeches on high cost of living<br/><br/>2:44 Deflation<br/><br/>4:04 Gov solutions not enough?<br/><br/>5:30 Relative poverty<br/><br/>7:15 Emigrating abroad?<br/><br/>8:18 Problems investing in overseas property<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we’s discuss the painful high cost of living and what is being done. Can the problem be solved? And lastly before you buy overseas property and emigrate abroad, think through these points!<br/>  <br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 introduction<br/><br/>1:00 Rally speeches on high cost of living<br/><br/>2:44 Deflation<br/><br/>4:04 Gov solutions not enough?<br/><br/>5:30 Relative poverty<br/><br/>7:15 Emigrating abroad?<br/><br/>8:18 Problems investing in overseas property<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/17221485-singaporeans-cannot-retire-here-cost-of-living-too-high-buy-overseas-property.mp3" length="7968911" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sun, 25 May 2025 14:00:00 +0800</pubDate>
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  <item>
    <itunes:title>Secrets Of CPF LIFE PAYOUTS: Much Money Would You Really Get? Updated 2025!</itunes:title>
    <title>Secrets Of CPF LIFE PAYOUTS: Much Money Would You Really Get? Updated 2025!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  In this episode, you'd hear how much you will get from CPF LIFE once you turn age65.  There are a few plans: Basic, standard and escalating from CPF LIFE to help you with retirement cashflow.  And there are some CPF terms like full retirement sum and enhanced retirement sum to note. Find out the best ideas right now. I'd answer common qu...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>In this episode, you&apos;d hear how much you will get from CPF LIFE once you turn age65. <br/>There are a few plans: Basic, standard and escalating from CPF LIFE to help you with retirement cashflow.<br/><br/>And there are some CPF terms like full retirement sum and enhanced retirement sum to note.<br/>Find out the best ideas right now. I&apos;d answer common questions with CPF also.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:25 CPF monthly payout estimator<br/><br/>3:11 Enhanced retirement sum<br/><br/>5:40 Topping up to CPF<br/><br/>9:05 Basic vs standard cpf life plan<br/><br/>12:00 No returns from CPF LIFE<br/><br/>13:54 Women CPF LIFE differences<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>In this episode, you&apos;d hear how much you will get from CPF LIFE once you turn age65. <br/>There are a few plans: Basic, standard and escalating from CPF LIFE to help you with retirement cashflow.<br/><br/>And there are some CPF terms like full retirement sum and enhanced retirement sum to note.<br/>Find out the best ideas right now. I&apos;d answer common questions with CPF also.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $820* <br/>OPEN YOUR ACCOUNT NOW ►‌  https://joshtan.link/moomoo <br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:25 CPF monthly payout estimator<br/><br/>3:11 Enhanced retirement sum<br/><br/>5:40 Topping up to CPF<br/><br/>9:05 Basic vs standard cpf life plan<br/><br/>12:00 No returns from CPF LIFE<br/><br/>13:54 Women CPF LIFE differences<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 28 Apr 2025 07:00:00 +0800</pubDate>
    <itunes:duration>1003</itunes:duration>
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  <item>
    <itunes:title>You Need At Least $550,000 To Retire In Singapore? NEW 2025 Findings!</itunes:title>
    <title>You Need At Least $550,000 To Retire In Singapore? NEW 2025 Findings!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today we'd discuss why this finding suggest you need at least $550,000 to retire in Singapore I think this number is high but there are interesting findings to discuss especially how each group of people save money!  #retire #retirement   ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;d discuss why this finding suggest you need at least $550,000 to retire in Singapore<br/>I think this number is high but there are interesting findings to discuss especially how each group of people save money!<br/><br/>#retire #retirement <br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>2:45 Is $550k needed for retirement?<br/><br/>3:27 How to calculate?<br/><br/>5:35 Younger investors need to do this<br/><br/>8:30 Josh Tan CPF and retirement summit 2025<br/><br/>10:18 Learning how to invest<br/><br/>12:58 Investing into equity<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;d discuss why this finding suggest you need at least $550,000 to retire in Singapore<br/>I think this number is high but there are interesting findings to discuss especially how each group of people save money!<br/><br/>#retire #retirement <br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>2:45 Is $550k needed for retirement?<br/><br/>3:27 How to calculate?<br/><br/>5:35 Younger investors need to do this<br/><br/>8:30 Josh Tan CPF and retirement summit 2025<br/><br/>10:18 Learning how to invest<br/><br/>12:58 Investing into equity<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 22 Apr 2025 08:00:00 +0800</pubDate>
    <itunes:duration>1022</itunes:duration>
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  <item>
    <itunes:title>I Found His Secret To Early Retirement! Laid Off, Financially Free, Living In Thailand - Shao Chun</itunes:title>
    <title>I Found His Secret To Early Retirement! Laid Off, Financially Free, Living In Thailand - Shao Chun</title>
    <itunes:summary><![CDATA[Today, I’m joined by Shao Chun—a former Google employee who was retrenched but turned that setback into an opportunity for financial freedom. Now living in Chiang Mai, Thailand, he’s enjoying a lifestyle that many dream of. In this episode, we’ll dive into his journey, uncover the secrets behind his financial independence, and explore what true freedom means to him.   ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.the...]]></itunes:summary>
    <description><![CDATA[<p>Today, I’m joined by Shao Chun—a former Google employee who was retrenched but turned that setback into an opportunity for financial freedom. Now living in Chiang Mai, Thailand, he’s enjoying a lifestyle that many dream of. In this episode, we’ll dive into his journey, uncover the secrets behind his financial independence, and explore what true freedom means to him.<br/><br/></p><p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblZlT2JXQ0JURjhTUkk4WWdiZDdHTXIwTkdLZ3xBQ3Jtc0ttWlRNU1FPWEVaa3NaT0RMRXpUWjQ4d3hFNzR3cU4ydkhESTBLb19ScFhlQXBaMzZMT3lybmFwaHR2RjZVMFZiY0tTSnVza2dtdXpBVG90VW4zYW91WlVjM201dVZYOG5lX0FRT3RoUTduS19YYkozOA&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=5Jz7fFMG_dY'>https://www.theastuteparent.com/josh-tan</a></p><p><br/>0:50 - From Banking to Big Tech: Shao’s Career Journey <br/><br/>8:40 - How to get opportunities to join big tech and what are the pay scales?<br/><br/>16:01 - The Retrenchment That Changed Everything - Financial and Emotional Journey <br/><br/>24:05 - Why He Moved to Thailand and the definition of Financial Freedom <br/><br/>29:41 - Why Chiang Mai and not Bangkok: Cost, Lifestyle &amp; Freedom<br/><br/>44:09: - Would he ever go back to Corporate? <br/><br/>49:10: Sharing about Personal Branding <br/><br/>Watch Shao Chun videos here https://www.youtube.com/@UCu5hiYJ_SFlNjUJWy01Taiw <br/><br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, I’m joined by Shao Chun—a former Google employee who was retrenched but turned that setback into an opportunity for financial freedom. Now living in Chiang Mai, Thailand, he’s enjoying a lifestyle that many dream of. In this episode, we’ll dive into his journey, uncover the secrets behind his financial independence, and explore what true freedom means to him.<br/><br/></p><p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblZlT2JXQ0JURjhTUkk4WWdiZDdHTXIwTkdLZ3xBQ3Jtc0ttWlRNU1FPWEVaa3NaT0RMRXpUWjQ4d3hFNzR3cU4ydkhESTBLb19ScFhlQXBaMzZMT3lybmFwaHR2RjZVMFZiY0tTSnVza2dtdXpBVG90VW4zYW91WlVjM201dVZYOG5lX0FRT3RoUTduS19YYkozOA&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=5Jz7fFMG_dY'>https://www.theastuteparent.com/josh-tan</a></p><p><br/>0:50 - From Banking to Big Tech: Shao’s Career Journey <br/><br/>8:40 - How to get opportunities to join big tech and what are the pay scales?<br/><br/>16:01 - The Retrenchment That Changed Everything - Financial and Emotional Journey <br/><br/>24:05 - Why He Moved to Thailand and the definition of Financial Freedom <br/><br/>29:41 - Why Chiang Mai and not Bangkok: Cost, Lifestyle &amp; Freedom<br/><br/>44:09: - Would he ever go back to Corporate? <br/><br/>49:10: Sharing about Personal Branding <br/><br/>Watch Shao Chun videos here https://www.youtube.com/@UCu5hiYJ_SFlNjUJWy01Taiw <br/><br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16999275-i-found-his-secret-to-early-retirement-laid-off-financially-free-living-in-thailand-shao-chun.mp3" length="36847574" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Fri, 18 Apr 2025 10:00:00 +0800</pubDate>
    <itunes:duration>3067</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>He made MISTAKES and got into DEBT | What is he SPENDING now on and what should he do?</itunes:title>
    <title>He made MISTAKES and got into DEBT | What is he SPENDING now on and what should he do?</title>
    <itunes:summary><![CDATA[HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln  Today's sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I'd do it.  0:00 Introduction  0:48 Combined income  2:45 His mortgage  5:43 His total debt  6:30 Drive grab  10:38 How to breakthrough  12:47 Solutions to consider  #deb...]]></itunes:summary>
    <description><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>Today&apos;s sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I&apos;d do it.<br/><br/>0:00 Introduction<br/><br/>0:48 Combined income<br/><br/>2:45 His mortgage<br/><br/>5:43 His total debt<br/><br/>6:30 Drive grab<br/><br/>10:38 How to breakthrough<br/><br/>12:47 Solutions to consider<br/><br/>#debt #property #financialfreedom #savingmoney <br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>Today&apos;s sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I&apos;d do it.<br/><br/>0:00 Introduction<br/><br/>0:48 Combined income<br/><br/>2:45 His mortgage<br/><br/>5:43 His total debt<br/><br/>6:30 Drive grab<br/><br/>10:38 How to breakthrough<br/><br/>12:47 Solutions to consider<br/><br/>#debt #property #financialfreedom #savingmoney <br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16849121-he-made-mistakes-and-got-into-debt-what-is-he-spending-now-on-and-what-should-he-do.mp3" length="11679109" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/zm70c6xqeiyk82bfhhmutrxnvnlu?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16849121</guid>
    <pubDate>Mon, 31 Mar 2025 08:00:00 +0800</pubDate>
    <itunes:duration>970</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>STOP BUYING ONLY S&amp;P500! Even If It Rebounds... | Market Crash</itunes:title>
    <title>STOP BUYING ONLY S&amp;P500! Even If It Rebounds... | Market Crash</title>
    <itunes:summary><![CDATA[Today you'd hear why S&amp;P500 has been coming down. Even if there is a rebound after this crash. Diversification is important and there is a possibility that S&amp;P500 outperformance is over.  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  If you are an looking for a career in financial advisory, find out more here ►‌ ...]]></itunes:summary>
    <description><![CDATA[<p>Today you&apos;d hear why S&amp;P500 has been coming down. Even if there is a rebound after this crash.<br/>Diversification is important and there is a possibility that S&amp;P500 outperformance is over.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today you&apos;d hear why S&amp;P500 has been coming down. Even if there is a rebound after this crash.<br/>Diversification is important and there is a possibility that S&amp;P500 outperformance is over.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16849103-stop-buying-only-s-p500-even-if-it-rebounds-market-crash.mp3" length="11877038" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/vkqbrdhxydtrqhsa3rrkge7sk57a?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16849103</guid>
    <pubDate>Tue, 25 Mar 2025 07:00:00 +0800</pubDate>
    <itunes:duration>986</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>I CONFRONTED Him On &quot;Achieving Financial Freedom At Age37&quot; | Financial Independence In Singapore</itunes:title>
    <title>I CONFRONTED Him On &quot;Achieving Financial Freedom At Age37&quot; | Financial Independence In Singapore</title>
    <itunes:summary><![CDATA[🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟 For 12April2025 ►‌ https://joshtan.link/aprilsummit Tickets at $74 (single admission) and $139 (pair admission)  For 29March2025 ►‌ https://joshtan.link/summit2025 "Last Few Tickets!" Last few tickets ONLY!  Summit will be in SMU and fully educational with refreshments. We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟  Today I've invited Matthew who has shared before that he is financially free at age37 w...]]></itunes:summary>
    <description><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟<br/>For 12April2025 ►‌ https://joshtan.link/aprilsummit<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/><br/>For 29March2025 ►‌ https://joshtan.link/summit2025 &quot;Last Few Tickets!&quot;<br/>Last few tickets ONLY!<br/><br/>Summit will be in SMU and fully educational with refreshments.<br/>We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟<br/><br/>Today I&apos;ve invited Matthew who has shared before that he is financially free at age37 with a household of 4. His previous sharing attracted some feedback and we&apos;d discuss today what is his point of view on them.<br/><br/>Looking for a quality ergonomic chair? ERGOTUNE VESBY Watch: https://youtube.com/shorts/D_D0pIs8RZs<br/>Affiliate link 👍 : https://ergotune.com/?ref=JOSHTAN<br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 How interest in financial freedom came<br/><br/>1:55 Why income changed<br/><br/>3:29 Income situation, expenses and assets now<br/><br/>7:00 Investing gains and what he learned<br/><br/>10:05 The 10 investments now<br/><br/>17:35 How much cash balance now<br/><br/>18:25 Paying off home loan<br/><br/>22:05 Why Matthew feels financially free<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟<br/>For 12April2025 ►‌ https://joshtan.link/aprilsummit<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/><br/>For 29March2025 ►‌ https://joshtan.link/summit2025 &quot;Last Few Tickets!&quot;<br/>Last few tickets ONLY!<br/><br/>Summit will be in SMU and fully educational with refreshments.<br/>We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟<br/><br/>Today I&apos;ve invited Matthew who has shared before that he is financially free at age37 with a household of 4. His previous sharing attracted some feedback and we&apos;d discuss today what is his point of view on them.<br/><br/>Looking for a quality ergonomic chair? ERGOTUNE VESBY Watch: https://youtube.com/shorts/D_D0pIs8RZs<br/>Affiliate link 👍 : https://ergotune.com/?ref=JOSHTAN<br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 How interest in financial freedom came<br/><br/>1:55 Why income changed<br/><br/>3:29 Income situation, expenses and assets now<br/><br/>7:00 Investing gains and what he learned<br/><br/>10:05 The 10 investments now<br/><br/>17:35 How much cash balance now<br/><br/>18:25 Paying off home loan<br/><br/>22:05 Why Matthew feels financially free<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16702288-i-confronted-him-on-achieving-financial-freedom-at-age37-financial-independence-in-singapore.mp3" length="20243425" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ugwkqu3t90mze2z3lh35iezb7ffs?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16702288</guid>
    <pubDate>Tue, 18 Mar 2025 07:00:00 +0800</pubDate>
    <itunes:duration>1684</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>I&#39;m Investing $100,000 here in 2025 BUT My Friend Has a DIFFERENT Idea</itunes:title>
    <title>I&#39;m Investing $100,000 here in 2025 BUT My Friend Has a DIFFERENT Idea</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  In todays discussion, you'd hear what Dr Wealh Alvin Chow thinks about investing $100,000 right now. I'd also share a bit more on what stocks I've bought recently, how I'd invest $100,000 for private clients and a hot sector that analyst have been recommending. There are new risk there so listen in.  FULL Discussion with Alvin will be release...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>In todays discussion, you&apos;d hear what Dr Wealh Alvin Chow thinks about investing $100,000 right now. I&apos;d also share a bit more on what stocks I&apos;ve bought recently, how I&apos;d invest $100,000 for private clients and a hot sector that analyst have been recommending. There are new risk there so listen in.<br/><br/>FULL Discussion with Alvin will be released in Private members channel: <br/>To support and join ►‌ https://youtu.be/p0aqXu24HxU<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:40 Dr Wealth Alvin Chow&apos;s Idea<br/><br/>6:00 Momentum investing SPMO<br/><br/>8:34 Where I&apos;m investing recently<br/><br/>9:15 How I invest for private clients<br/><br/>11:00 What investment analyst are recommending<br/><br/>14:44 TSMC and Nvidia concerns<br/><br/>#invest #investing <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>In todays discussion, you&apos;d hear what Dr Wealh Alvin Chow thinks about investing $100,000 right now. I&apos;d also share a bit more on what stocks I&apos;ve bought recently, how I&apos;d invest $100,000 for private clients and a hot sector that analyst have been recommending. There are new risk there so listen in.<br/><br/>FULL Discussion with Alvin will be released in Private members channel: <br/>To support and join ►‌ https://youtu.be/p0aqXu24HxU<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:40 Dr Wealth Alvin Chow&apos;s Idea<br/><br/>6:00 Momentum investing SPMO<br/><br/>8:34 Where I&apos;m investing recently<br/><br/>9:15 How I invest for private clients<br/><br/>11:00 What investment analyst are recommending<br/><br/>14:44 TSMC and Nvidia concerns<br/><br/>#invest #investing <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16702209-i-m-investing-100-000-here-in-2025-but-my-friend-has-a-different-idea.mp3" length="13986260" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 11 Mar 2025 07:00:00 +0800</pubDate>
    <itunes:duration>1161</itunes:duration>
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    <itunes:title>Will you DIE EARLIER or LIVE LONGER if you RETIRE? | Financial Independence Retire Early</itunes:title>
    <title>Will you DIE EARLIER or LIVE LONGER if you RETIRE? | Financial Independence Retire Early</title>
    <itunes:summary><![CDATA[🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟 For 12April2025 ►‌ https://joshtan.link/aprilsummit Tickets at $74 (single admission) and $139 (pair admission)  For 29March2025 ►‌ https://joshtan.link/summit2025 "Last Few Tickets!"  Summit will be in SMU and fully educational with refreshments. We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌...]]></itunes:summary>
    <description><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟<br/>For 12April2025 ►‌ https://joshtan.link/aprilsummit<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/><br/>For 29March2025 ►‌ https://joshtan.link/summit2025 &quot;Last Few Tickets!&quot;<br/><br/>Summit will be in SMU and fully educational with refreshments.<br/>We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today you&apos;d hear some research on people who have retired early. <br/>Have they lived better and longer with early retirement?<br/>Or does retiring early actually harm you? Should you keep working?<br/><br/>#fire #financialfreedom #financialindependence #financiallyfree <br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Stress and retirement<br/><br/>3:28 RETIREMENT seminar<br/><br/>4:02 Health and time findings<br/><br/>5:00 Financial freedom and Lean fire<br/><br/>6:35 Retirement planning problems<br/><br/>8:25 Working longer findings<br/><br/>10:23 Depression and dementia with retirement<br/><br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟<br/>For 12April2025 ►‌ https://joshtan.link/aprilsummit<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/><br/>For 29March2025 ►‌ https://joshtan.link/summit2025 &quot;Last Few Tickets!&quot;<br/><br/>Summit will be in SMU and fully educational with refreshments.<br/>We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today you&apos;d hear some research on people who have retired early. <br/>Have they lived better and longer with early retirement?<br/>Or does retiring early actually harm you? Should you keep working?<br/><br/>#fire #financialfreedom #financialindependence #financiallyfree <br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Stress and retirement<br/><br/>3:28 RETIREMENT seminar<br/><br/>4:02 Health and time findings<br/><br/>5:00 Financial freedom and Lean fire<br/><br/>6:35 Retirement planning problems<br/><br/>8:25 Working longer findings<br/><br/>10:23 Depression and dementia with retirement<br/><br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16702199-will-you-die-earlier-or-live-longer-if-you-retire-financial-independence-retire-early.mp3" length="10103002" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 04 Mar 2025 07:00:00 +0800</pubDate>
    <itunes:duration>838</itunes:duration>
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    <itunes:title>BEFORE YOU PUT MORE MONEY INTO CPF! Interest Gone? | Maximise CPF Life | Retirement Account</itunes:title>
    <title>BEFORE YOU PUT MORE MONEY INTO CPF! Interest Gone? | Maximise CPF Life | Retirement Account</title>
    <itunes:summary><![CDATA[🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟 For 12April2025 ►‌ https://joshtan.link/aprilsummit Tickets at $74 (single admission) and $139 (pair admission)  For 29March2025 ►‌ https://joshtan.link/summit2025 "Last Few Tickets!"  Summit will be in SMU and fully educational with refreshments. We've fully sold out for our summits in the last 3 years. Get your tickets right now!   Today we'd discuss if CPF life is better than annuity plan or not. We'd also answer how to maximise your C...]]></itunes:summary>
    <description><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟<br/>For 12April2025 ►‌ https://joshtan.link/aprilsummit<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/><br/>For 29March2025 ►‌ https://joshtan.link/summit2025 &quot;Last Few Tickets!&quot;<br/><br/>Summit will be in SMU and fully educational with refreshments.<br/>We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! <br/><br/>Today we&apos;d discuss if CPF life is better than annuity plan or not.<br/>We&apos;d also answer how to maximise your CPF LIFE<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟<br/>For 12April2025 ►‌ https://joshtan.link/aprilsummit<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/><br/>For 29March2025 ►‌ https://joshtan.link/summit2025 &quot;Last Few Tickets!&quot;<br/><br/>Summit will be in SMU and fully educational with refreshments.<br/>We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! <br/><br/>Today we&apos;d discuss if CPF life is better than annuity plan or not.<br/>We&apos;d also answer how to maximise your CPF LIFE<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16702194-before-you-put-more-money-into-cpf-interest-gone-maximise-cpf-life-retirement-account.mp3" length="11789174" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Thu, 27 Feb 2025 17:00:00 +0800</pubDate>
    <itunes:duration>978</itunes:duration>
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  <item>
    <itunes:title>I CONFRONTED Him On &quot;Keeping Only CPF Full Retirement Sum&quot; | What About Buying SG Property?</itunes:title>
    <title>I CONFRONTED Him On &quot;Keeping Only CPF Full Retirement Sum&quot; | What About Buying SG Property?</title>
    <itunes:summary><![CDATA[🌟Join us at Josh Tan CPF Retirement Summit 2025 on 29Mar25 Saturday! 🌟 Tickets at $74 (single admission) and $139 (pair admission) Summit will be in SMU and fully educational with refreshments ►‌ https://joshtan.link/summit2025 🌟 We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟  Today I've invited Swee Yong to discuss his take on CPF Life as someone who is approaching age55. He has shared before that he is keeping only CPF full retirement sum and not mor...]]></itunes:summary>
    <description><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025 on 29Mar25 Saturday! 🌟<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/>Summit will be in SMU and fully educational with refreshments<br/>►‌ https://joshtan.link/summit2025<br/>🌟 We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟<br/><br/>Today I&apos;ve invited Swee Yong to discuss his take on CPF Life as someone who is approaching age55. He has shared before that he is keeping only CPF full retirement sum and not more. Why?<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Watch Ku Swee Yong Youtube channel<br/>►‌ https://www.youtube.com/@kusweeyongrealestate5830<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Josh Tan CPF Retirement Summit<br/><br/>1:45 Different people with different CPF savings<br/><br/>3:17 CPF rule changes<br/><br/>9:00 Annuity and retirement plan ideas<br/><br/>9:55 Investing CPF<br/><br/>12:30 Buying property for retirement<br/><br/>14:21 Property opportunities right now?<br/><br/>17:50 Cooling measures soon?<br/><br/>#property #cpf #cpflife <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟Join us at Josh Tan CPF Retirement Summit 2025 on 29Mar25 Saturday! 🌟<br/>Tickets at $74 (single admission) and $139 (pair admission)<br/>Summit will be in SMU and fully educational with refreshments<br/>►‌ https://joshtan.link/summit2025<br/>🌟 We&apos;ve fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟<br/><br/>Today I&apos;ve invited Swee Yong to discuss his take on CPF Life as someone who is approaching age55. He has shared before that he is keeping only CPF full retirement sum and not more. Why?<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Watch Ku Swee Yong Youtube channel<br/>►‌ https://www.youtube.com/@kusweeyongrealestate5830<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Josh Tan CPF Retirement Summit<br/><br/>1:45 Different people with different CPF savings<br/><br/>3:17 CPF rule changes<br/><br/>9:00 Annuity and retirement plan ideas<br/><br/>9:55 Investing CPF<br/><br/>12:30 Buying property for retirement<br/><br/>14:21 Property opportunities right now?<br/><br/>17:50 Cooling measures soon?<br/><br/>#property #cpf #cpflife <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16545277-i-confronted-him-on-keeping-only-cpf-full-retirement-sum-what-about-buying-sg-property.mp3" length="13679474" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/byhydbodt373xaz7ryy35228qch6?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 10 Feb 2025 07:00:00 +0800</pubDate>
    <itunes:duration>1136</itunes:duration>
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  <item>
    <itunes:title>I Found A Couple In Their 40s Who Are Financially Free In Singapore!</itunes:title>
    <title>I Found A Couple In Their 40s Who Are Financially Free In Singapore!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today you'd here from someone who shared his story to me recently.  He has investments in stocks and cash and is likely financially free.  He used to own a condo but is now out of the singapore residential property market. Find out what he thinks about investing, property in singapore and being frugal.  ***** 🌟  Specially writt...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today you&apos;d here from someone who shared his story to me recently. <br/>He has investments in stocks and cash and is likely financially free. <br/>He used to own a condo but is now out of the singapore residential property market.<br/>Find out what he thinks about investing, property in singapore and being frugal.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Donate any amount here ❤️: https://ko-fi.com/joshtan<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:50 Their background<br/><br/>4:00 No property in his name?<br/><br/>7:30 Cashflow from property investment<br/><br/>9:25 New launch condo flipping<br/><br/>14:35 Why he has bought endowment plans<br/><br/>18:00 His cash savings<br/><br/>19:50 His investment journey in stocks<br/><br/>21:40 Partner finances<br/><br/>25:40 Expenses and Financial freedom<br/><br/>#financialfreedom <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today you&apos;d here from someone who shared his story to me recently. <br/>He has investments in stocks and cash and is likely financially free. <br/>He used to own a condo but is now out of the singapore residential property market.<br/>Find out what he thinks about investing, property in singapore and being frugal.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Donate any amount here ❤️: https://ko-fi.com/joshtan<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:50 Their background<br/><br/>4:00 No property in his name?<br/><br/>7:30 Cashflow from property investment<br/><br/>9:25 New launch condo flipping<br/><br/>14:35 Why he has bought endowment plans<br/><br/>18:00 His cash savings<br/><br/>19:50 His investment journey in stocks<br/><br/>21:40 Partner finances<br/><br/>25:40 Expenses and Financial freedom<br/><br/>#financialfreedom <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:image href="https://storage.buzzsprout.com/fnptqz22ts8lvap7l5j43wis5vq8?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 03 Feb 2025 08:00:00 +0800</pubDate>
    <itunes:duration>1749</itunes:duration>
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  <item>
    <itunes:title>Will Stocks CRASH OR Keep Going UP In 2025? | How To Invest Right Now!</itunes:title>
    <title>Will Stocks CRASH OR Keep Going UP In 2025? | How To Invest Right Now!</title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Donate any amount here ❤️: https://ko-fi.com/joshtan  If you are an looking for a career in financial advisory, find out more here ►‌ https://joshtan.link/adviser  If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a messa...]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Donate any amount here ❤️: https://ko-fi.com/joshtan<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Donate any amount here ❤️: https://ko-fi.com/joshtan<br/><br/>If you are an looking for a career in financial advisory, find out more here<br/>►‌ https://joshtan.link/adviser<br/><br/>If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn <br/>►‌ https://lnkd.in/gkfid5nG<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16473966-will-stocks-crash-or-keep-going-up-in-2025-how-to-invest-right-now.mp3" length="5892584" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 27 Jan 2025 08:00:00 +0800</pubDate>
    <itunes:duration>488</itunes:duration>
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    <itunes:title>How Much Is Needed For Retirement? You Won&#39;t BELIEVE Their Numbers! | Retirement Planning Singapore</itunes:title>
    <title>How Much Is Needed For Retirement? You Won&#39;t BELIEVE Their Numbers! | Retirement Planning Singapore</title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today we'd head down to Toa Payoh and hear what heartlanders think about retirement. These are clips from uutalk on some elderly'...]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;d head down to Toa Payoh and hear what heartlanders think about retirement. These are clips from uutalk on some elderly&apos;s guess on how much is needed.<br/>*****<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:11 Don&apos;t keep your money in bank account<br/><br/>2:00 View on life<br/><br/>3:15 Calculation on retirement<br/><br/>4:55 Crazy low amount needed?<br/><br/>7:20 Investment for retirement<br/><br/>#retirement #retirementplanning #financialplanning #finance <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;d head down to Toa Payoh and hear what heartlanders think about retirement. These are clips from uutalk on some elderly&apos;s guess on how much is needed.<br/>*****<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:11 Don&apos;t keep your money in bank account<br/><br/>2:00 View on life<br/><br/>3:15 Calculation on retirement<br/><br/>4:55 Crazy low amount needed?<br/><br/>7:20 Investment for retirement<br/><br/>#retirement #retirementplanning #financialplanning #finance <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16394131-how-much-is-needed-for-retirement-you-won-t-believe-their-numbers-retirement-planning-singapore.mp3" length="6954743" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 20 Jan 2025 07:00:00 +0800</pubDate>
    <itunes:duration>576</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>TOP UP YOUR CPF MEDISAVE NOW IN 2025! 10 Important Things About Medisave That You May Not KNOW...</itunes:title>
    <title>TOP UP YOUR CPF MEDISAVE NOW IN 2025! 10 Important Things About Medisave That You May Not KNOW...</title>
    <itunes:summary><![CDATA[Come JOIN OUR UPCOMING CPF SEMINAR (Targeting Early Mar25)!  If you are age55 and below, you'd learn how to invest your CPF If you are age55 and above you'd learn all the MAJOR CPF CHANGES Pre-register below here!  ►‌ https://docs.google.com/forms/d/e/1FAIpQLSfCKGPqFUFXUi1_poS3DaOSvKodoW7WlBuIdntxVYsXvaLr6Q/viewform?usp=sf_link  To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://joshtan.link/telegram  ENGAGE Josh Tan on a fee for fu...]]></itunes:summary>
    <description><![CDATA[<p>Come JOIN OUR UPCOMING CPF SEMINAR (Targeting Early Mar25)! <br/>If you are age55 and below, you&apos;d learn how to invest your CPF<br/>If you are age55 and above you&apos;d learn all the MAJOR CPF CHANGES<br/>Pre-register below here! <br/>►‌ https://docs.google.com/forms/d/e/1FAIpQLSfCKGPqFUFXUi1_poS3DaOSvKodoW7WlBuIdntxVYsXvaLr6Q/viewform?usp=sf_link<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>CPF Medisave just grew bigger and the limit is now $75,500. <br/>Topping up with cash today will get you tax relief. <br/>Today, you&apos;d also hear 10 things you may not know of the CPF medisave.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/><br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:45 CPF medisave increments<br/><br/>1:37 $8,000 top up relief<br/><br/>2:15 Tax relief tips<br/><br/>3:03 $8,000 tax relief for family changes<br/><br/>4:14 Children medisave<br/><br/>4:40 Medisave limits<br/><br/>5:31 BHS limits<br/><br/>6:01 Medisave interest drop<br/><br/>6:45 Overseas treatment with medisave<br/><br/>7:28 Summary<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Come JOIN OUR UPCOMING CPF SEMINAR (Targeting Early Mar25)! <br/>If you are age55 and below, you&apos;d learn how to invest your CPF<br/>If you are age55 and above you&apos;d learn all the MAJOR CPF CHANGES<br/>Pre-register below here! <br/>►‌ https://docs.google.com/forms/d/e/1FAIpQLSfCKGPqFUFXUi1_poS3DaOSvKodoW7WlBuIdntxVYsXvaLr6Q/viewform?usp=sf_link<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>CPF Medisave just grew bigger and the limit is now $75,500. <br/>Topping up with cash today will get you tax relief. <br/>Today, you&apos;d also hear 10 things you may not know of the CPF medisave.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/><br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:45 CPF medisave increments<br/><br/>1:37 $8,000 top up relief<br/><br/>2:15 Tax relief tips<br/><br/>3:03 $8,000 tax relief for family changes<br/><br/>4:14 Children medisave<br/><br/>4:40 Medisave limits<br/><br/>5:31 BHS limits<br/><br/>6:01 Medisave interest drop<br/><br/>6:45 Overseas treatment with medisave<br/><br/>7:28 Summary<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16394127-top-up-your-cpf-medisave-now-in-2025-10-important-things-about-medisave-that-you-may-not-know.mp3" length="6985543" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16394127</guid>
    <pubDate>Mon, 13 Jan 2025 07:00:00 +0800</pubDate>
    <itunes:duration>578</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>What Singaporeans Need To Know About Retirement Right Now!</itunes:title>
    <title>What Singaporeans Need To Know About Retirement Right Now!</title>
    <itunes:summary><![CDATA[Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh  My guest today is Lynette Tan from the POSB financial planning literacy team to uncover valuable financial planning, practical insights on cultivating healthy financial habits and retirement tips tailored for Singaporeans. Whether you're just starting your financial journey or planning for retirement, this discussion is packed with actionable a...]]></itunes:summary>
    <description><![CDATA[<p>Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh<br/><br/>My guest today is Lynette Tan from the POSB financial planning literacy team to uncover valuable financial planning, practical insights on cultivating healthy financial habits and retirement tips tailored for Singaporeans. Whether you&apos;re just starting your financial journey or planning for retirement, this discussion is packed with actionable advice to help you make smarter financial decisions.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:24 42% of Singaporeans not aware about retirement<br/><br/>3:34 Lynette and her savings<br/><br/>7:10 Lynette&apos;s investment journey<br/><br/>9:55 Contributing to child CPF and investing for them<br/><br/>12:29 Managing bonuses<br/><br/>16:30 Investing and protection tips<br/><br/>22:17 Retirement tips<br/><br/>29:11 Does Lynette like the CPF changes?<br/><br/>32:11 Retirement date vs retirement amount<br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>This video is for general information only and should not be relied upon as financial advice. Any views, opinions or recommendation expressed in this video does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Before making any decision to buy, sell or hold any investment or insurance product, you should seek advice from a financial adviser regarding its suitability. <br/>This advertisement has not been reviewed by the Monetary Authority of Singapore.<br/><br/>Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh<br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh<br/><br/>My guest today is Lynette Tan from the POSB financial planning literacy team to uncover valuable financial planning, practical insights on cultivating healthy financial habits and retirement tips tailored for Singaporeans. Whether you&apos;re just starting your financial journey or planning for retirement, this discussion is packed with actionable advice to help you make smarter financial decisions.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:24 42% of Singaporeans not aware about retirement<br/><br/>3:34 Lynette and her savings<br/><br/>7:10 Lynette&apos;s investment journey<br/><br/>9:55 Contributing to child CPF and investing for them<br/><br/>12:29 Managing bonuses<br/><br/>16:30 Investing and protection tips<br/><br/>22:17 Retirement tips<br/><br/>29:11 Does Lynette like the CPF changes?<br/><br/>32:11 Retirement date vs retirement amount<br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>This video is for general information only and should not be relied upon as financial advice. Any views, opinions or recommendation expressed in this video does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Before making any decision to buy, sell or hold any investment or insurance product, you should seek advice from a financial adviser regarding its suitability. <br/>This advertisement has not been reviewed by the Monetary Authority of Singapore.<br/><br/>Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh<br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ►‌ https://rebrand.ly/4mh-josh</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16361081-what-singaporeans-need-to-know-about-retirement-right-now.mp3" length="26505471" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/loolekyoasm4q7gm5i96hz9txonf?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16361081</guid>
    <pubDate>Tue, 07 Jan 2025 07:00:00 +0800</pubDate>
    <itunes:duration>2205</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>8 Simple Habits To Achieve Financial Freedom That You Can Adopt Today!</itunes:title>
    <title>8 Simple Habits To Achieve Financial Freedom That You Can Adopt Today!</title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL  Usually advice for financial freedom is set goals, set aside emergency cash and pay off your debts! But they do not propel you to financial freedom WHICH IS IN THE MILLIONS!  Financial freedom is for everybody and these are 8 powerful habits/steps. 1) Start talking about financial freedom MORE 1:10 Add timelines to it and define it well. Pin it...]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/><br/>Usually advice for financial freedom is set goals, set aside emergency cash and pay off your debts!<br/>But they do not propel you to financial freedom WHICH IS IN THE MILLIONS!<br/><br/>Financial freedom is for everybody and these are 8 powerful habits/steps.<br/>1) Start talking about financial freedom MORE 1:10<br/>Add timelines to it and define it well. Pin it up!<br/><br/>2) Build your income for the long term 2:10<br/>Learn to network and be good with your colleagues.<br/>Entertain recruiters to hear more job opportunities.<br/><br/>3) Save and invest your money fast 3:24<br/>Target 50% savings. Pay yourself first.<br/>How much you save impacts you the most at the start of the wealth building phase.<br/><br/>4) Live below your means 5:08<br/>Little choices in what you purchase impact you. How you spend on anything is how you spend on everything.<br/><br/>5) Make a budget every month 6:34<br/>Budgets protect you from squandering money.<br/>Prevents you from tempting purchases<br/><br/>6) Negotiate hard for major decisions 8:01<br/>Big ticket items include house purchase, renovation cost etc...<br/>Apply negotiation also towards your career<br/><br/>7) Review your finances regularly 9:00<br/>Life changes will happen and this is how you need to see big picture and recalibrate.<br/>Review also your investment performance.<br/><br/>8) Take care of your health 10:06<br/>Top CEOs of the world are all in shape. To be able to do well, you have to be fit.<br/><br/>*******<br/>The one finance book I&apos;d recommend you to become a better financially. (Affiliate amazon link)<br/>Rich dad poor dad: Why? <br/>One of the best books I read on asset and liabilities that shaped my financial understanding at age20. Get a hardcopy and read it multiple times.<br/><br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*******<br/><br/>*******<br/>____________________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC charterholder, Josh has agreed to be bound by the ChFC®️/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. No products were advertised.<br/><br/>* To find out more https://theastuteparent.com * ✅<br/><br/>** Join our Facebook: https://www.facebook.com/TheAstuteParent/ ✅<br/><br/>** Join our instagram: https://www.instagram.com/joshconsultancy/ ✅<br/><br/>** Join our telegram for Q&amp;A and updates: https://t.me/theastuteparent ✅<br/><br/>________________________________<br/><br/>🎊*Subscribe &amp; be a part of our financially astute community! New videos premiering every week <br/><br/>***<br/><br/>Connect via LinkedIn now: https://www.linkedin.com/in/josh-tan-jl/ ✅<br/><br/>Engage Josh Tan on a FEE to build a diversified portfolio today: https://www.theastuteparent.com/josh-tan/ ✅</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/><br/>Usually advice for financial freedom is set goals, set aside emergency cash and pay off your debts!<br/>But they do not propel you to financial freedom WHICH IS IN THE MILLIONS!<br/><br/>Financial freedom is for everybody and these are 8 powerful habits/steps.<br/>1) Start talking about financial freedom MORE 1:10<br/>Add timelines to it and define it well. Pin it up!<br/><br/>2) Build your income for the long term 2:10<br/>Learn to network and be good with your colleagues.<br/>Entertain recruiters to hear more job opportunities.<br/><br/>3) Save and invest your money fast 3:24<br/>Target 50% savings. Pay yourself first.<br/>How much you save impacts you the most at the start of the wealth building phase.<br/><br/>4) Live below your means 5:08<br/>Little choices in what you purchase impact you. How you spend on anything is how you spend on everything.<br/><br/>5) Make a budget every month 6:34<br/>Budgets protect you from squandering money.<br/>Prevents you from tempting purchases<br/><br/>6) Negotiate hard for major decisions 8:01<br/>Big ticket items include house purchase, renovation cost etc...<br/>Apply negotiation also towards your career<br/><br/>7) Review your finances regularly 9:00<br/>Life changes will happen and this is how you need to see big picture and recalibrate.<br/>Review also your investment performance.<br/><br/>8) Take care of your health 10:06<br/>Top CEOs of the world are all in shape. To be able to do well, you have to be fit.<br/><br/>*******<br/>The one finance book I&apos;d recommend you to become a better financially. (Affiliate amazon link)<br/>Rich dad poor dad: Why? <br/>One of the best books I read on asset and liabilities that shaped my financial understanding at age20. Get a hardcopy and read it multiple times.<br/><br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*******<br/><br/>*******<br/>____________________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC charterholder, Josh has agreed to be bound by the ChFC®️/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. No products were advertised.<br/><br/>* To find out more https://theastuteparent.com * ✅<br/><br/>** Join our Facebook: https://www.facebook.com/TheAstuteParent/ ✅<br/><br/>** Join our instagram: https://www.instagram.com/joshconsultancy/ ✅<br/><br/>** Join our telegram for Q&amp;A and updates: https://t.me/theastuteparent ✅<br/><br/>________________________________<br/><br/>🎊*Subscribe &amp; be a part of our financially astute community! New videos premiering every week <br/><br/>***<br/><br/>Connect via LinkedIn now: https://www.linkedin.com/in/josh-tan-jl/ ✅<br/><br/>Engage Josh Tan on a FEE to build a diversified portfolio today: https://www.theastuteparent.com/josh-tan/ ✅</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16361109-8-simple-habits-to-achieve-financial-freedom-that-you-can-adopt-today.mp3" length="7796165" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/iyele8m1k0aptal5cjt7o0sidmrz?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16361109</guid>
    <pubDate>Tue, 31 Dec 2024 17:00:00 +0800</pubDate>
    <itunes:duration>646</itunes:duration>
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  </item>
  <item>
    <itunes:title>How To Get To Financial Independence By Age45? 8 Things To Accomplish For Financial Freedom And FIRE</itunes:title>
    <title>How To Get To Financial Independence By Age45? 8 Things To Accomplish For Financial Freedom And FIRE</title>
    <itunes:summary><![CDATA[Millennials and Gen Z put Financial Independence as the TOP factor for a better life! However, Gen X and Baby Boomers prioritize good health instead! Why? Today we'd cover 8 things to accomplish for financial freedom and #FIRE  0:00 Introduction What you need to accomplish to get to FIRE  1:40 Good health Type 2 diabetes will at least cost $200/m in medical extra cost Private Medical insurance PMI now have 5% co-payment and if you have medical bills, you will have increased cost.  3:36 Sustai...]]></itunes:summary>
    <description><![CDATA[<p>Millennials and Gen Z put Financial Independence as the TOP factor for a better life!<br/>However, Gen X and Baby Boomers prioritize good health instead! Why?<br/>Today we&apos;d cover 8 things to accomplish for financial freedom and #FIRE<br/><br/>0:00 Introduction<br/>What you need to accomplish to get to FIRE<br/><br/>1:40 Good health<br/>Type 2 diabetes will at least cost $200/m in medical extra cost<br/>Private Medical insurance PMI now have 5% co-payment and if you have medical bills, you will have increased cost.<br/><br/>3:36 Sustainable insurance cost<br/>When will insurance premiums tail off.<br/>Understanding the premium savings you can get by choosing different medical insurance <br/>✅ ENGAGE Josh Tan to build your insurance portfolio<br/>Email to ►‌ josh.tan@promiseland.com.sg<br/><br/>6:25 Upgrading long term care <br/>Careshield life is now compulsory for anyone age30 and above.<br/>Upgrading coverage is voluntary and most plans premium are by entry age to plan<br/>Careshield life premium increases every year and deducts from medisave<br/>Using medisave and it&apos;s 4% interest to sustain plan premiums<br/>✅ ENGAGE Josh Tan if you&apos;d like advice on an upgrade<br/>Email to ►‌ josh.tan@promiseland.com.sg<br/><br/>09:07 Be able to fully pay off mortgage<br/>Clearing liabilities are important before you get to financial independence.<br/>Be prudent in your mortgage liability<br/><br/>10:28 Money set aside for your dependents<br/>Children and parents require you to help them with their bills.<br/>I&apos;ve chosen to set aside money in CDA account which will convert to PSEA and CPF eventually if there are surpluses.<br/>Also set aside $50,000 for each child for tertiary education cost<br/><br/>11:41 Passive income<br/>Have enough in CPF FRS at least. FRS 2022 is $192k and aim to have that in your CPFSA<br/>Buy annuity plans to provide you stable long term cashflow<br/>Build a dividend portfolio<br/><br/>14:37 Other income streams. More discussions here<br/>►‌ NEW LIVE Q&amp;A &quot;The Josh Tan Show&quot;: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/>- $40k Income, Single And Aiming For Retirement At Age50 With $1M <br/>- $100k Combined Income But $17,000 Spent Here...<br/><br/>#financialindependence #fire #financialfreedom<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>Learn more on financial planning and insurance concepts, visit <br/>►‌ https://theastuteparent.com </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Millennials and Gen Z put Financial Independence as the TOP factor for a better life!<br/>However, Gen X and Baby Boomers prioritize good health instead! Why?<br/>Today we&apos;d cover 8 things to accomplish for financial freedom and #FIRE<br/><br/>0:00 Introduction<br/>What you need to accomplish to get to FIRE<br/><br/>1:40 Good health<br/>Type 2 diabetes will at least cost $200/m in medical extra cost<br/>Private Medical insurance PMI now have 5% co-payment and if you have medical bills, you will have increased cost.<br/><br/>3:36 Sustainable insurance cost<br/>When will insurance premiums tail off.<br/>Understanding the premium savings you can get by choosing different medical insurance <br/>✅ ENGAGE Josh Tan to build your insurance portfolio<br/>Email to ►‌ josh.tan@promiseland.com.sg<br/><br/>6:25 Upgrading long term care <br/>Careshield life is now compulsory for anyone age30 and above.<br/>Upgrading coverage is voluntary and most plans premium are by entry age to plan<br/>Careshield life premium increases every year and deducts from medisave<br/>Using medisave and it&apos;s 4% interest to sustain plan premiums<br/>✅ ENGAGE Josh Tan if you&apos;d like advice on an upgrade<br/>Email to ►‌ josh.tan@promiseland.com.sg<br/><br/>09:07 Be able to fully pay off mortgage<br/>Clearing liabilities are important before you get to financial independence.<br/>Be prudent in your mortgage liability<br/><br/>10:28 Money set aside for your dependents<br/>Children and parents require you to help them with their bills.<br/>I&apos;ve chosen to set aside money in CDA account which will convert to PSEA and CPF eventually if there are surpluses.<br/>Also set aside $50,000 for each child for tertiary education cost<br/><br/>11:41 Passive income<br/>Have enough in CPF FRS at least. FRS 2022 is $192k and aim to have that in your CPFSA<br/>Buy annuity plans to provide you stable long term cashflow<br/>Build a dividend portfolio<br/><br/>14:37 Other income streams. More discussions here<br/>►‌ NEW LIVE Q&amp;A &quot;The Josh Tan Show&quot;: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/>- $40k Income, Single And Aiming For Retirement At Age50 With $1M <br/>- $100k Combined Income But $17,000 Spent Here...<br/><br/>#financialindependence #fire #financialfreedom<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>Learn more on financial planning and insurance concepts, visit <br/>►‌ https://theastuteparent.com </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Sat, 07 Dec 2024 12:00:00 +0800</pubDate>
    <itunes:duration>973</itunes:duration>
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  <item>
    <itunes:title>I Found The BEST Investing Advice - How To Invest To Be Rich!</itunes:title>
    <title>I Found The BEST Investing Advice - How To Invest To Be Rich!</title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here! 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Revealing the best 5 Secrets today on how to invest successfully today!  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  ***** Recommended affiliate links 🌟 NEW TO MOOMOO? I've a spe...]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here!<br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Revealing the best 5 Secrets today on how to invest successfully today!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Be super patient<br/><br/>1:48 Simple but not easy<br/><br/>3:05 Markets have always been volatile<br/><br/>5:25 You are not alone<br/><br/>6:48 Don&apos;t be too sure of direction<br/><br/>#investing <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here!<br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Revealing the best 5 Secrets today on how to invest successfully today!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Be super patient<br/><br/>1:48 Simple but not easy<br/><br/>3:05 Markets have always been volatile<br/><br/>5:25 You are not alone<br/><br/>6:48 Don&apos;t be too sure of direction<br/><br/>#investing <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16196218-i-found-the-best-investing-advice-how-to-invest-to-be-rich.mp3" length="6200656" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sat, 30 Nov 2024 12:00:00 +0800</pubDate>
    <itunes:duration>513</itunes:duration>
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  <item>
    <itunes:title>I CONFRONTED Him For Quitting His Job To SELL COFFEE? How He Got $30,000 Quickly!</itunes:title>
    <title>I CONFRONTED Him For Quitting His Job To SELL COFFEE? How He Got $30,000 Quickly!</title>
    <itunes:summary><![CDATA[My guest is someone who completed 2 MBA and was in a good corporate career but quit to sell coffee. Today, Marx Lee owns Coffee Addiction coffee chain and he shares his story.  0:00 Introduction  0:35 Why do MBA  3:07 How he started in F&amp;B  6:30 How he got to $30,000 sales quickly  10:50 Myth of F&amp;B business  #entrepreneurship #startbusiness   ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To en...]]></itunes:summary>
    <description><![CDATA[<p>My guest is someone who completed 2 MBA and was in a good corporate career but quit to sell coffee. Today, Marx Lee owns Coffee Addiction coffee chain and he shares his story.<br/><br/>0:00 Introduction<br/><br/>0:35 Why do MBA<br/><br/>3:07 How he started in F&amp;B<br/><br/>6:30 How he got to $30,000 sales quickly<br/><br/>10:50 Myth of F&amp;B business<br/><br/>#entrepreneurship #startbusiness <br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>Looking for a quality ergonomic chair? ERGOTUNE VESBY <br/>Watch: https://youtube.com/shorts/D_D0pIs8RZs<br/>Affiliate link 👍 : https://joshtan.link/ergo<br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>My guest is someone who completed 2 MBA and was in a good corporate career but quit to sell coffee. Today, Marx Lee owns Coffee Addiction coffee chain and he shares his story.<br/><br/>0:00 Introduction<br/><br/>0:35 Why do MBA<br/><br/>3:07 How he started in F&amp;B<br/><br/>6:30 How he got to $30,000 sales quickly<br/><br/>10:50 Myth of F&amp;B business<br/><br/>#entrepreneurship #startbusiness <br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>Looking for a quality ergonomic chair? ERGOTUNE VESBY <br/>Watch: https://youtube.com/shorts/D_D0pIs8RZs<br/>Affiliate link 👍 : https://joshtan.link/ergo<br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16000558-i-confronted-him-for-quitting-his-job-to-sell-coffee-how-he-got-30-000-quickly.mp3" length="10249337" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 18 Nov 2024 08:00:00 +0800</pubDate>
    <itunes:duration>849</itunes:duration>
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    <itunes:title>Why Some People CANNOT RETIRE? | 5 Levels Of Financial Freedom</itunes:title>
    <title>Why Some People CANNOT RETIRE? | 5 Levels Of Financial Freedom</title>
    <itunes:summary><![CDATA[This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  ***** Recommended affiliate links 🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/m...]]></itunes:summary>
    <description><![CDATA[<p>This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Story of squirrel retirement<br/><br/>2:04 Moral of story<br/><br/>3:43 Financial freedom not possible<br/><br/>4:22 30years needed<br/><br/>10:20 Investing to get $1.3m<br/><br/>12:34 Challenges to financial freedom<br/><br/>14:17 Josh Tan 5 level of financial freedom<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Story of squirrel retirement<br/><br/>2:04 Moral of story<br/><br/>3:43 Financial freedom not possible<br/><br/>4:22 30years needed<br/><br/>10:20 Investing to get $1.3m<br/><br/>12:34 Challenges to financial freedom<br/><br/>14:17 Josh Tan 5 level of financial freedom<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 12 Nov 2024 07:00:00 +0800</pubDate>
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    <itunes:title>Revealing My NEW Net Worth At Age40 In Singapore | Retirement Planning | Financial Freedom</itunes:title>
    <title>Revealing My NEW Net Worth At Age40 In Singapore | Retirement Planning | Financial Freedom</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Josh Tan Finance Meet 2024! Ticket booking here ▶ https://joshtan.link/eventbrite Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!  I just turned 40 and today I'd be sharing with you my journey towards financial freedom. Along the way, I've invested my savings to gradually build up m...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Josh Tan Finance Meet 2024! Ticket booking here ▶ https://joshtan.link/eventbrite<br/>Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!<br/><br/>I just turned 40 and today I&apos;d be sharing with you my journey towards financial freedom. Along the way, I&apos;ve invested my savings to gradually build up my net worth<br/><br/>*****<br/>Affiliate link: https://joshtan.link/ergo <br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 Looking to buy stocks, I&apos;ve a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://joshtan.link/moomoo <br/><br/>Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:34 Selling my HDB flat<br/><br/>3:56 CPF savings<br/><br/>5:37 Supplementary retirement scheme<br/><br/>7:26 Stocks and SSB<br/><br/>8:35 Trading accounts<br/><br/>10:28 SYFE portfolios<br/><br/>11:26 Crypto assets<br/><br/>12:30 Annuity plans<br/><br/>13:05 IFAST portfolio<br/><br/>14:23 Summary of net worth<br/><br/>#networth <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Josh Tan Finance Meet 2024! Ticket booking here ▶ https://joshtan.link/eventbrite<br/>Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!<br/><br/>I just turned 40 and today I&apos;d be sharing with you my journey towards financial freedom. Along the way, I&apos;ve invested my savings to gradually build up my net worth<br/><br/>*****<br/>Affiliate link: https://joshtan.link/ergo <br/>Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 Looking to buy stocks, I&apos;ve a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://joshtan.link/moomoo <br/><br/>Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:34 Selling my HDB flat<br/><br/>3:56 CPF savings<br/><br/>5:37 Supplementary retirement scheme<br/><br/>7:26 Stocks and SSB<br/><br/>8:35 Trading accounts<br/><br/>10:28 SYFE portfolios<br/><br/>11:26 Crypto assets<br/><br/>12:30 Annuity plans<br/><br/>13:05 IFAST portfolio<br/><br/>14:23 Summary of net worth<br/><br/>#networth <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Thu, 07 Nov 2024 08:00:00 +0800</pubDate>
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  <item>
    <itunes:title>I&#39;m SORRY But New Launch Condo Prices Are Just...</itunes:title>
    <title>I&#39;m SORRY But New Launch Condo Prices Are Just...</title>
    <itunes:summary><![CDATA[Josh Tan Meet 2024 Starting Real Soon! Get Your Tickets NOW ▶ https://joshtan.link/eventbrite Will be sharing with you more in the coming private event on 3 Nov 2024 Sunday 12noon 👍🏻  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today, you'd be hearing why Singapore new launch condo prices are perhaps too hyped up now. Did you know that the prices have been going up and the recent Norwo...]]></itunes:summary>
    <description><![CDATA[<p>Josh Tan Meet 2024 Starting Real Soon! Get Your Tickets NOW ▶ https://joshtan.link/eventbrite<br/>Will be sharing with you more in the coming private event on 3 Nov 2024 Sunday 12noon 👍🏻<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today, you&apos;d be hearing why Singapore new launch condo prices are perhaps too hyped up now. Did you know that the prices have been going up and the recent Norwood Grand in Woodlands actually sold at more than 2000psf?<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:55 Pied piper story<br/><br/>3:20 Norwood grand<br/><br/>6:25 New launch vs resale condo<br/><br/>9:01 Tembusu grand<br/><br/>10:32 Haig 162 story<br/><br/>13:57 New launch psf vs resale<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Josh Tan Meet 2024 Starting Real Soon! Get Your Tickets NOW ▶ https://joshtan.link/eventbrite<br/>Will be sharing with you more in the coming private event on 3 Nov 2024 Sunday 12noon 👍🏻<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today, you&apos;d be hearing why Singapore new launch condo prices are perhaps too hyped up now. Did you know that the prices have been going up and the recent Norwood Grand in Woodlands actually sold at more than 2000psf?<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:55 Pied piper story<br/><br/>3:20 Norwood grand<br/><br/>6:25 New launch vs resale condo<br/><br/>9:01 Tembusu grand<br/><br/>10:32 Haig 162 story<br/><br/>13:57 New launch psf vs resale<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/16000571-i-m-sorry-but-new-launch-condo-prices-are-just.mp3" length="11533083" type="audio/mpeg" />
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    <pubDate>Fri, 01 Nov 2024 17:00:00 +0800</pubDate>
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  <item>
    <itunes:title>I Found Out How To Retire Wisely – From Corporate Life To Early Retirement The 7 Year Journey</itunes:title>
    <title>I Found Out How To Retire Wisely – From Corporate Life To Early Retirement The 7 Year Journey</title>
    <itunes:summary><![CDATA[My guest today is Samuel Ashok who once worked with GIC. He planned his retirement for 7years and retired in his 50s. Today Samuel Ashok travels the world and does teaching. Find out his wisdom on how to retire early  ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To enquire, email to joshtantap@gmail.com  To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ...]]></itunes:summary>
    <description><![CDATA[<p>My guest today is Samuel Ashok who once worked with GIC. He planned his retirement for 7years and retired in his 50s. Today Samuel Ashok travels the world and does teaching. Find out his wisdom on how to retire early<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:57 What helped him to retire<br/><br/>7:44 What is a myth about retirement<br/><br/>12:18 Expenses in retirement<br/><br/>15:26 Budgeting<br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>My guest today is Samuel Ashok who once worked with GIC. He planned his retirement for 7years and retired in his 50s. Today Samuel Ashok travels the world and does teaching. Find out his wisdom on how to retire early<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:57 What helped him to retire<br/><br/>7:44 What is a myth about retirement<br/><br/>12:18 Expenses in retirement<br/><br/>15:26 Budgeting<br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15855880-i-found-out-how-to-retire-wisely-from-corporate-life-to-early-retirement-the-7-year-journey.mp3" length="17448157" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Thu, 31 Oct 2024 08:00:00 +0800</pubDate>
    <itunes:duration>1450</itunes:duration>
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  <item>
    <itunes:title>Best Place To Park Your Cash Before Rates DROP FURTHER! | New Oct 2024 Fixed Deposit | SSB Updates!</itunes:title>
    <title>Best Place To Park Your Cash Before Rates DROP FURTHER! | New Oct 2024 Fixed Deposit | SSB Updates!</title>
    <itunes:summary><![CDATA[🌟 LESS THAN 10DAYS AWAY - Josh Tan Finance Meet 2024!  Buy your tickets in today! ▶ https://joshtan.link/eventbrite Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!  👍🏻 ENGAGE Josh Tan on a fee for full retirement planning NOW - Know where to build your retirement wealth with interest rates dropping and CPF changes in 2025! ►‌ https://www.theastuteparent.com/josh-tan  🍩 CHOCOLATE FINANCE: Nov2024 onwards 3.6% Referral code after...]]></itunes:summary>
    <description><![CDATA[<p>🌟 LESS THAN 10DAYS AWAY - Josh Tan Finance Meet 2024! <br/>Buy your tickets in today! ▶ https://joshtan.link/eventbrite<br/>Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!<br/><br/>👍🏻 ENGAGE Josh Tan on a fee for full retirement planning NOW - Know where to build your retirement wealth with interest rates dropping and CPF changes in 2025!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>🍩 CHOCOLATE FINANCE: Nov2024 onwards 3.6% Referral code after app download, at completion stage you’d see you’ve been referred by Josh Tan <br/>►‌ https://share.chocolate.app/nxW9/t4010urf<br/><br/>🚗 MariBank Referral Code: 8FCE93ZM<br/>Earn S$10 cash with a successful referral .Download MariBank app here: https://www.maribank.sg<br/><br/>Today, you&apos;d hear where to park you cash to that can give you high returns. Inside this discussion are the latest fixed deposit offers and new solutions like chocolate finance. I&apos;d also be sharing with you how I&apos;d build up cash solutions for you.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 T-bills, HLF and Maribank<br/><br/>1:58 Saving in RHB, GE, SDI, DBS<br/><br/>3:56 Best savings now<br/><br/>5:47 Money flowing out?<br/><br/>8:10 People having cash<br/><br/>9:44 SSB updates<br/><br/>#savings #savemoney #fixeddeposit <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 LESS THAN 10DAYS AWAY - Josh Tan Finance Meet 2024! <br/>Buy your tickets in today! ▶ https://joshtan.link/eventbrite<br/>Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!<br/><br/>👍🏻 ENGAGE Josh Tan on a fee for full retirement planning NOW - Know where to build your retirement wealth with interest rates dropping and CPF changes in 2025!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>🍩 CHOCOLATE FINANCE: Nov2024 onwards 3.6% Referral code after app download, at completion stage you’d see you’ve been referred by Josh Tan <br/>►‌ https://share.chocolate.app/nxW9/t4010urf<br/><br/>🚗 MariBank Referral Code: 8FCE93ZM<br/>Earn S$10 cash with a successful referral .Download MariBank app here: https://www.maribank.sg<br/><br/>Today, you&apos;d hear where to park you cash to that can give you high returns. Inside this discussion are the latest fixed deposit offers and new solutions like chocolate finance. I&apos;d also be sharing with you how I&apos;d build up cash solutions for you.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>🌟 NEW TO MOOMOO? I&apos;ve a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo <br/><br/>*T&amp;Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. <br/>Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 T-bills, HLF and Maribank<br/><br/>1:58 Saving in RHB, GE, SDI, DBS<br/><br/>3:56 Best savings now<br/><br/>5:47 Money flowing out?<br/><br/>8:10 People having cash<br/><br/>9:44 SSB updates<br/><br/>#savings #savemoney #fixeddeposit <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15989163-best-place-to-park-your-cash-before-rates-drop-further-new-oct-2024-fixed-deposit-ssb-updates.mp3" length="8205693" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sat, 26 Oct 2024 08:00:00 +0800</pubDate>
    <itunes:duration>680</itunes:duration>
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  <item>
    <itunes:title>3 BIG Reasons Why You Can Retire Now! Retirement Planning In Singapore</itunes:title>
    <title>3 BIG Reasons Why You Can Retire Now! Retirement Planning In Singapore</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you'd hear 3 BIG reasons why you can retire now.   ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you&apos;d hear 3 BIG reasons why you can retire now. <br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>🌟 Looking to buy stocks, I&apos;ve a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://joshtan.link/moomoo<br/><br/>Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:40 Don&apos;t need much<br/><br/>3:57 Diminishing returns<br/><br/>5:47 Wants or needs<br/><br/>7:15 Incorrect wants<br/><br/>8:15 Health may not last<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you&apos;d hear 3 BIG reasons why you can retire now. <br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>🌟 Looking to buy stocks, I&apos;ve a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://joshtan.link/moomoo<br/><br/>Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:40 Don&apos;t need much<br/><br/>3:57 Diminishing returns<br/><br/>5:47 Wants or needs<br/><br/>7:15 Incorrect wants<br/><br/>8:15 Health may not last<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Mon, 14 Oct 2024 07:00:00 +0800</pubDate>
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    <itunes:title>I found someone who earns $17,000/Month Income And Wants To Upgrade His Home Now | Retirement plan</itunes:title>
    <title>I found someone who earns $17,000/Month Income And Wants To Upgrade His Home Now | Retirement plan</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today is a story of an entrepreneur who has built up his income massively. With the cash saved up over the last few years, he is thinking of home upgrading now.  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest E...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today is a story of an entrepreneur who has built up his income massively. With the cash saved up over the last few years, he is thinking of home upgrading now.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>NEW Stockopedia Offer 25% discount ►‌  https://joshtan.link/stk<br/>This is a great research tool if you are also an investor<br/>Comes with &quot;14 day free trial and 30-day money back guarantee applies!&quot; <br/><br/>🌟 Looking to buy stocks, I&apos;ve a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://j.moomoo.com/00mFck<br/><br/>Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:41 His details<br/><br/>2:34 Financial thermostat<br/><br/>5:32 Hitting big income<br/><br/>7:52 His expenses<br/><br/>10:15 Sky habitat<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today is a story of an entrepreneur who has built up his income massively. With the cash saved up over the last few years, he is thinking of home upgrading now.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>NEW Stockopedia Offer 25% discount ►‌  https://joshtan.link/stk<br/>This is a great research tool if you are also an investor<br/>Comes with &quot;14 day free trial and 30-day money back guarantee applies!&quot; <br/><br/>🌟 Looking to buy stocks, I&apos;ve a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://j.moomoo.com/00mFck<br/><br/>Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!<br/><br/>💸 KRIS+ REWARDS with my referral code T599334 <br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:41 His details<br/><br/>2:34 Financial thermostat<br/><br/>5:32 Hitting big income<br/><br/>7:52 His expenses<br/><br/>10:15 Sky habitat<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 07 Oct 2024 07:00:00 +0800</pubDate>
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    <itunes:title>How Much Do I Really Earn Now??? (My Insider Sharing As One Of SG Best Known Financial Advisor)</itunes:title>
    <title>How Much Do I Really Earn Now??? (My Insider Sharing As One Of SG Best Known Financial Advisor)</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  If you are an adviser already and want to find out about joining our team now! ►‌ joshtan.link/adviser  ***** Recommended a...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>NEW Stockopedia Offer 25% discount ►‌  https://joshtan.link/stk<br/>This is a great research tool if you are also an investor<br/>Comes with &quot;14 day free trial and 30-day money back guarantee applies!&quot; <br/><br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>NEW Stockopedia Offer 25% discount ►‌  https://joshtan.link/stk<br/>This is a great research tool if you are also an investor<br/>Comes with &quot;14 day free trial and 30-day money back guarantee applies!&quot; <br/><br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15751272-how-much-do-i-really-earn-now-my-insider-sharing-as-one-of-sg-best-known-financial-advisor.mp3" length="6667613" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 30 Sep 2024 07:00:00 +0800</pubDate>
    <itunes:duration>552</itunes:duration>
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    <itunes:title>I Confronted the 40YO Singaporean with 4 Side Jobs! He Once Lived Paycheck To Paycheck...</itunes:title>
    <title>I Confronted the 40YO Singaporean with 4 Side Jobs! He Once Lived Paycheck To Paycheck...</title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  He went through a very unique career path and today he is doing 4 side jobs that is making him some income here in Singapore. Find out more in our podcast today.  ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews....]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblZ6MUNneTJnSk5qUlhBSU5KYnFyeThiMFdyUXxBQ3Jtc0trYlR2ZUNwYWpSRl8teWo4dFNSdmhpSEFoRmhHQ3d5ZS1nSFpoX2pFamRndTJHUTBLbjR4VFdfZzRlZ2QtN2lOczZyZ2Vla1djb1phVTdFT3hRcTM4Wmo2YTZUSTVyQ2pCUWlVSDZSMU1VRjczS2lISQ&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2FUqpKL&amp;v=A112-itkgPs'>https://payhip.com/b/UqpKL</a><br/>2) HOW TO $1m (Newest Edition) ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0RNTkx1dHRpc01XNHl6RFVRQWs0TEwwZmtCd3xBQ3Jtc0tta3RLUTFrSGp2dmdjZHc2LXBhR2NFMTZVbGpzT2NOUFZJWWFSc3piVEpFRWpEeHZUMnpJWDhOU2NsZDU3b3BCb1ZWME1QZHJ1LXhoR0VpMDZvZ05aN3lIWmNVVVBvd2lEcU9VSnNXclJYUnBqWWhibw&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2Fq5Bln&amp;v=A112-itkgPs'>https://payhip.com/b/q5Bln</a><br/><br/>He went through a very unique career path and today he is doing 4 side jobs that is making him some income here in Singapore. Find out more in our podcast today.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>0:00 Introduction<br/><br/>7:07 His family background<br/><br/>10:50 How much are his toys<br/><br/>16:49 How to make money on ebay<br/><br/>29:20 Tiktok selling<br/><br/>38:38 Not putting money in CPF<br/><br/>#alvinong #AsingaporeChipmunk <a href='https://studio.youtube.com/channel/UCZaop2Ifb4fXU4XTUrRuFZQ'> @ASingaporeChipmunk </a> <br/><br/>👏 Alvin Ong&apos;s youtube channel https://www.youtube.com/@UCZaop2Ifb4fXU4XTUrRuFZQ <br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblZ6MUNneTJnSk5qUlhBSU5KYnFyeThiMFdyUXxBQ3Jtc0trYlR2ZUNwYWpSRl8teWo4dFNSdmhpSEFoRmhHQ3d5ZS1nSFpoX2pFamRndTJHUTBLbjR4VFdfZzRlZ2QtN2lOczZyZ2Vla1djb1phVTdFT3hRcTM4Wmo2YTZUSTVyQ2pCUWlVSDZSMU1VRjczS2lISQ&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2FUqpKL&amp;v=A112-itkgPs'>https://payhip.com/b/UqpKL</a><br/>2) HOW TO $1m (Newest Edition) ►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0RNTkx1dHRpc01XNHl6RFVRQWs0TEwwZmtCd3xBQ3Jtc0tta3RLUTFrSGp2dmdjZHc2LXBhR2NFMTZVbGpzT2NOUFZJWWFSc3piVEpFRWpEeHZUMnpJWDhOU2NsZDU3b3BCb1ZWME1QZHJ1LXhoR0VpMDZvZ05aN3lIWmNVVVBvd2lEcU9VSnNXclJYUnBqWWhibw&amp;q=https%3A%2F%2Fpayhip.com%2Fb%2Fq5Bln&amp;v=A112-itkgPs'>https://payhip.com/b/q5Bln</a><br/><br/>He went through a very unique career path and today he is doing 4 side jobs that is making him some income here in Singapore. Find out more in our podcast today.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>0:00 Introduction<br/><br/>7:07 His family background<br/><br/>10:50 How much are his toys<br/><br/>16:49 How to make money on ebay<br/><br/>29:20 Tiktok selling<br/><br/>38:38 Not putting money in CPF<br/><br/>#alvinong #AsingaporeChipmunk <a href='https://studio.youtube.com/channel/UCZaop2Ifb4fXU4XTUrRuFZQ'> @ASingaporeChipmunk </a> <br/><br/>👏 Alvin Ong&apos;s youtube channel https://www.youtube.com/@UCZaop2Ifb4fXU4XTUrRuFZQ <br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15751257-i-confronted-the-40yo-singaporean-with-4-side-jobs-he-once-lived-paycheck-to-paycheck.mp3" length="33680931" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 23 Sep 2024 07:00:00 +0800</pubDate>
    <itunes:duration>2803</itunes:duration>
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    <itunes:title>Interest Rates DROPPING Soon! - Where To Invest Right NOW</itunes:title>
    <title>Interest Rates DROPPING Soon! - Where To Invest Right NOW</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan to build you a DIVIDENDS PORTFOLIO ►‌ https://www.theastuteparent.com/dividends-portfolio/ Note: This new offering is in early-launch phase and looking for first 10 clients and min investment $50,000.  To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://joshtan.link/telegram  With the fed rate cut cycle coming, these are 4 areas to position your investments to potentially benefit the most.  ***** 🌟  Specially written by JO...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan to build you a DIVIDENDS PORTFOLIO<br/>►‌ https://www.theastuteparent.com/dividends-portfolio/<br/>Note: This new offering is in early-launch phase and looking for first 10 clients and min investment $50,000.<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>With the fed rate cut cycle coming, these are 4 areas to position your investments to potentially benefit the most.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:45 Emerging markets<br/><br/>3:38 High yield bonds<br/><br/>5:15 S-Reits<br/><br/>7:18 Highly geared companies<br/><br/>#stocks <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan to build you a DIVIDENDS PORTFOLIO<br/>►‌ https://www.theastuteparent.com/dividends-portfolio/<br/>Note: This new offering is in early-launch phase and looking for first 10 clients and min investment $50,000.<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>With the fed rate cut cycle coming, these are 4 areas to position your investments to potentially benefit the most.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:45 Emerging markets<br/><br/>3:38 High yield bonds<br/><br/>5:15 S-Reits<br/><br/>7:18 Highly geared companies<br/><br/>#stocks <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15751266-interest-rates-dropping-soon-where-to-invest-right-now.mp3" length="7340725" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Sat, 14 Sep 2024 17:00:00 +0800</pubDate>
    <itunes:duration>608</itunes:duration>
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    <itunes:title>3 BIG Reasons Why You Can Retire Now! Retirement Planning In Singapore</itunes:title>
    <title>3 BIG Reasons Why You Can Retire Now! Retirement Planning In Singapore</title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you'd hear 3 BIG reasons why you can retire now.   ***** ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIAT...]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you&apos;d hear 3 BIG reasons why you can retire now. <br/><br/>*****<br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:40 Don&apos;t need much<br/><br/>3:57 Diminishing returns<br/><br/>5:47 Wants or needs<br/><br/>7:15 Incorrect wants<br/><br/>8:15 Health may not last<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you&apos;d hear 3 BIG reasons why you can retire now. <br/><br/>*****<br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:40 Don&apos;t need much<br/><br/>3:57 Diminishing returns<br/><br/>5:47 Wants or needs<br/><br/>7:15 Incorrect wants<br/><br/>8:15 Health may not last<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 02 Sep 2024 08:00:00 +0800</pubDate>
    <itunes:duration>593</itunes:duration>
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    <itunes:title>Are All Singaporeans Saving Well? My Reactions To How Much Singaporeans Are Saving By Age!</itunes:title>
    <title>Are All Singaporeans Saving Well? My Reactions To How Much Singaporeans Are Saving By Age!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Today I'd show you if you are not saving well why do these average projected savings look so annoying. Or if you want to save way above that, what are coming traits or situations that need to ar...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today I&apos;d show you if you are not saving well why do these average projected savings look so annoying. Or if you want to save way above that, what are coming traits or situations that need to arise. These are important if you want to retire in Singapore.<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:46 What is morally correct<br/><br/>1:49 Calculation errors<br/><br/>3:42 If you are not saving well<br/><br/>6:41 How to save a lot of money<br/><br/>8:32 Poverty vs high net worth<br/><br/>#savings #savingmoney <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today I&apos;d show you if you are not saving well why do these average projected savings look so annoying. Or if you want to save way above that, what are coming traits or situations that need to arise. These are important if you want to retire in Singapore.<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:46 What is morally correct<br/><br/>1:49 Calculation errors<br/><br/>3:42 If you are not saving well<br/><br/>6:41 How to save a lot of money<br/><br/>8:32 Poverty vs high net worth<br/><br/>#savings #savingmoney <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15566593-are-all-singaporeans-saving-well-my-reactions-to-how-much-singaporeans-are-saving-by-age.mp3" length="7983319" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 26 Aug 2024 08:00:00 +0800</pubDate>
    <itunes:duration>661</itunes:duration>
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  <item>
    <itunes:title>I CONFRONTED Him For Saying $150,000 JB Property Is Cheap To Buy! | Aaron Lin</itunes:title>
    <title>I CONFRONTED Him For Saying $150,000 JB Property Is Cheap To Buy! | Aaron Lin</title>
    <itunes:summary><![CDATA[He got a special invite to Danga Bay which is a JB property now for sale. Starting prices are RM400,000+ which is only SGD$150k. Today, Aaron Lin shares his insights on whether he will buy and also on latest trends in Singapore properties.  ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To enquire, email to joshtantap@gmail.com  To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Offi...]]></itunes:summary>
    <description><![CDATA[<p>He got a special invite to Danga Bay which is a JB property now for sale. Starting prices are RM400,000+ which is only SGD$150k. Today, Aaron Lin shares his insights on whether he will buy and also on latest trends in Singapore properties.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>Visit Aaron Lin channel https://www.youtube.com/@UC4BUOsGGpsgHJU71P5JFZNw <br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>5:30 Danga Bay walk through<br/><br/>7:45 VS R&amp;F princess cove<br/><br/>11:55 What you must know<br/><br/>19:20 Singapore property trends<br/><br/>22:40 Fully paid buyers<br/><br/>23:55 Property new launch<br/><br/>#property #propertyagent #jbproperty #aaronlin88588488 <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>He got a special invite to Danga Bay which is a JB property now for sale. Starting prices are RM400,000+ which is only SGD$150k. Today, Aaron Lin shares his insights on whether he will buy and also on latest trends in Singapore properties.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>Visit Aaron Lin channel https://www.youtube.com/@UC4BUOsGGpsgHJU71P5JFZNw <br/><br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>5:30 Danga Bay walk through<br/><br/>7:45 VS R&amp;F princess cove<br/><br/>11:55 What you must know<br/><br/>19:20 Singapore property trends<br/><br/>22:40 Fully paid buyers<br/><br/>23:55 Property new launch<br/><br/>#property #propertyagent #jbproperty #aaronlin88588488 <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15545505-i-confronted-him-for-saying-150-000-jb-property-is-cheap-to-buy-aaron-lin.mp3" length="19168072" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/y0wbuqomawo60y3ij4hc6yhha4zu?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 19 Aug 2024 08:00:00 +0800</pubDate>
    <itunes:duration>1593</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Singaporeans are WORRIED ABOUT RETIREMENT… Here’s How You Can Plan!</itunes:title>
    <title>Singaporeans are WORRIED ABOUT RETIREMENT… Here’s How You Can Plan!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  ***** Recommended affiliate links Tiger Brokers JOSH TAN SPECIAL LINK HERE :  Deposit &amp; trade to win prizes worth ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15539078-singaporeans-are-worried-about-retirement-here-s-how-you-can-plan.mp3" length="8944941" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jdmi1wllonqxkaw8njcrrg0mw6x2?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 12 Aug 2024 08:00:00 +0800</pubDate>
    <itunes:duration>742</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Responding to YOUR BURNING QUESTIONS ON MONEY AND PERSONAL FINANCE in Singapore!</itunes:title>
    <title>Responding to YOUR BURNING QUESTIONS ON MONEY AND PERSONAL FINANCE in Singapore!</title>
    <itunes:summary><![CDATA[In this episode, you'd hear answers to questions I've seen many times on insurance, investments, property and financial planning.  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  If you are an adviser already and want to find out about joining our team now! ►‌ joshtan.link/adviser  ***** Recommended affiliate links Tiger B...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, you&apos;d hear answers to questions I&apos;ve seen many times on insurance, investments, property and financial planning.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, you&apos;d hear answers to questions I&apos;ve seen many times on insurance, investments, property and financial planning.<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>If you are an adviser already and want to find out about joining our team now!<br/>►‌ joshtan.link/adviser<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Wed, 07 Aug 2024 07:00:00 +0800</pubDate>
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    <itunes:title>They Make $11,000/m, Should They Upgrade To A Condo OR Buy 2 Properties?</itunes:title>
    <title>They Make $11,000/m, Should They Upgrade To A Condo OR Buy 2 Properties?</title>
    <itunes:summary><![CDATA[If you are thinking of upgrading your property and want to do a full fee based financial plan, ENGAGE Josh Tan on a fee NOW - ►‌ https://www.theastuteparent.com/josh-tan  This case study today is from Stacked Homes and is a couple who is planning to upgrade from their HDB to a 3 bedroom condo. They are thinking which property choice is better and I give me inputs on how to budget.  Original article https://stackedhomes.com/editorial/we-make-11k-per-month-and-own-a-newly-mop-clementi-hdb-shoul...]]></itunes:summary>
    <description><![CDATA[<p>If you are thinking of upgrading your property and want to do a full fee based financial plan, ENGAGE Josh Tan on a fee NOW - ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>This case study today is from Stacked Homes and is a couple who is planning to upgrade from their HDB to a 3 bedroom condo. They are thinking which property choice is better and I give me inputs on how to budget.<br/><br/>Original article https://stackedhomes.com/editorial/we-make-11k-per-month-and-own-a-newly-mop-clementi-hdb-should-we-upgrade-to-a-bigger-condo-or-buy-2-for-investment/#gs.c6za54<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>2:30 Condos they like<br/><br/>4:40 Their HDB value <br/><br/>7:50 Their estimated savings<br/><br/>9:27 Josh recommended budget<br/><br/>13:21 Buying second condo<br/><br/>14:22 How much remaining mortgage at 55<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>If you are thinking of upgrading your property and want to do a full fee based financial plan, ENGAGE Josh Tan on a fee NOW - ►‌ https://www.theastuteparent.com/josh-tan<br/><br/>This case study today is from Stacked Homes and is a couple who is planning to upgrade from their HDB to a 3 bedroom condo. They are thinking which property choice is better and I give me inputs on how to budget.<br/><br/>Original article https://stackedhomes.com/editorial/we-make-11k-per-month-and-own-a-newly-mop-clementi-hdb-should-we-upgrade-to-a-bigger-condo-or-buy-2-for-investment/#gs.c6za54<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>2:30 Condos they like<br/><br/>4:40 Their HDB value <br/><br/>7:50 Their estimated savings<br/><br/>9:27 Josh recommended budget<br/><br/>13:21 Buying second condo<br/><br/>14:22 How much remaining mortgage at 55<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Mon, 29 Jul 2024 07:00:00 +0800</pubDate>
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    <itunes:title>I Found The RIGHT RETIREMENT AGE In Singapore! What You Need To Do Now To Retire Earlier...</itunes:title>
    <title>I Found The RIGHT RETIREMENT AGE In Singapore! What You Need To Do Now To Retire Earlier...</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  To directly enquire about careshield upgrade email to josh.tan@promiseland.com.sg  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Today I'd show you why exactly you need ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>To directly enquire about careshield upgrade email to josh.tan@promiseland.com.sg<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today I&apos;d show you why exactly you need to retire earlier because when you know what is healthy life expectancy, you&apos;d realise you don&apos;t have much time.<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00<br/><br/>0:40 Healthy life expectancy<br/><br/>2:55 Stop full time work<br/><br/>3:50 Impact of retirement<br/><br/>5:22 How much to invest<br/><br/>6:25 Long term care<br/><br/>6:45 Saving correctly<br/><br/>#retirement #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>To directly enquire about careshield upgrade email to josh.tan@promiseland.com.sg<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today I&apos;d show you why exactly you need to retire earlier because when you know what is healthy life expectancy, you&apos;d realise you don&apos;t have much time.<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00<br/><br/>0:40 Healthy life expectancy<br/><br/>2:55 Stop full time work<br/><br/>3:50 Impact of retirement<br/><br/>5:22 How much to invest<br/><br/>6:25 Long term care<br/><br/>6:45 Saving correctly<br/><br/>#retirement #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Mon, 22 Jul 2024 07:00:00 +0800</pubDate>
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    <itunes:title>He Created The BEST WAY TO SELL PROPERTIES In Singapore | Melvin Lim  @PropertyLimBrothers </itunes:title>
    <title>He Created The BEST WAY TO SELL PROPERTIES In Singapore | Melvin Lim  @PropertyLimBrothers </title>
    <itunes:summary><![CDATA[🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Today my guest Melvin is the co-founder of one of Singapore's best known real estate agency Propertylimbrothers PLB. I get Melvin to share his story and how be built his business up. I'd also grill for you to hear some insights on the Singapore residential property.  0:00 Introduct...]]></itunes:summary>
    <description><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today my guest Melvin is the co-founder of one of Singapore&apos;s best known real estate agency Propertylimbrothers PLB. I get Melvin to share his story and how be built his business up. I&apos;d also grill for you to hear some insights on the Singapore residential property.<br/><br/>0:00 Introduction<br/><br/>1:00 How Melvin started in property sales<br/><br/>4:20 Making real estate videos<br/><br/>9:40 How his videos sell property <br/><br/>15:00 Integrity of PLB<br/><br/>20:38 No rental and no new launch?<br/><br/>22:37 Proptech and new hdb listing<br/><br/>28:10 Will commission for agents drop?<br/><br/>31:45 Whats bearish on property market<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today my guest Melvin is the co-founder of one of Singapore&apos;s best known real estate agency Propertylimbrothers PLB. I get Melvin to share his story and how be built his business up. I&apos;d also grill for you to hear some insights on the Singapore residential property.<br/><br/>0:00 Introduction<br/><br/>1:00 How Melvin started in property sales<br/><br/>4:20 Making real estate videos<br/><br/>9:40 How his videos sell property <br/><br/>15:00 Integrity of PLB<br/><br/>20:38 No rental and no new launch?<br/><br/>22:37 Proptech and new hdb listing<br/><br/>28:10 Will commission for agents drop?<br/><br/>31:45 Whats bearish on property market<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15314421-he-created-the-best-way-to-sell-properties-in-singapore-melvin-lim-propertylimbrothers.mp3" length="27904328" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 15 Jul 2024 09:00:00 +0800</pubDate>
    <itunes:duration>2322</itunes:duration>
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  <item>
    <itunes:title>Is $1.5M Enough For Retirement In Singapore 2024?</itunes:title>
    <title>Is $1.5M Enough For Retirement In Singapore 2024?</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here  1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln  Today we'd answer some questions to how much is really needed for retirement in singapore for 2024. Many want to retire ear...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today we&apos;d answer some questions to how much is really needed for retirement in singapore for 2024. Many want to retire early and many feel a big amount is needed.<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:26 $100 a day<br/><br/>3:48 $5m-$10m needed<br/><br/>6:10 28days to financial freedom<br/><br/>6:40 Where to stay<br/><br/>8:26 Provide for family<br/><br/>9:38 Are you savvy<br/> <br/>#retirement #retire #investment #retireearly <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>Today we&apos;d answer some questions to how much is really needed for retirement in singapore for 2024. Many want to retire early and many feel a big amount is needed.<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:26 $100 a day<br/><br/>3:48 $5m-$10m needed<br/><br/>6:10 28days to financial freedom<br/><br/>6:40 Where to stay<br/><br/>8:26 Provide for family<br/><br/>9:38 Are you savvy<br/> <br/>#retirement #retire #investment #retireearly <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 08 Jul 2024 08:00:00 +0800</pubDate>
    <itunes:duration>677</itunes:duration>
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  <item>
    <itunes:title>Is he RIGHT TO QUIT? - Josh Tan Reacts to CNA Insider &quot;I Spent 14 Years As A Stay-At-Home Dad&quot;</itunes:title>
    <title>Is he RIGHT TO QUIT? - Josh Tan Reacts to CNA Insider &quot;I Spent 14 Years As A Stay-At-Home Dad&quot;</title>
    <itunes:summary><![CDATA[Today, we'd do a reaction to this viral video on CNA INSIDER where a guy shared that he quit his job to take care of his son an be a stay-at-home dad. You'd hear on the stress a parent of a special needs child faces and the considerations financially and emotionally.  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  ***** 🌟  Specially written by JOSH TAN! 🌟  Invest in your financi...]]></itunes:summary>
    <description><![CDATA[<p>Today, we&apos;d do a reaction to this viral video on CNA INSIDER where a guy shared that he quit his job to take care of his son an be a stay-at-home dad. You&apos;d hear on the stress a parent of a special needs child faces and the considerations financially and emotionally.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Enjoyable to be home<br/><br/>2:00 Household with wife employed only<br/><br/>3:12 Caregiving <br/><br/>5:08 Why not wife stay home<br/><br/>6:12 Income enough?<br/><br/>9:39 Now a Tai chi instructor<br/><br/>11:00 My tips to Jue Ming Dad<br/><br/>#cnainsider #cna #retirement #stayhome <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we&apos;d do a reaction to this viral video on CNA INSIDER where a guy shared that he quit his job to take care of his son an be a stay-at-home dad. You&apos;d hear on the stress a parent of a special needs child faces and the considerations financially and emotionally.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟  Specially written by JOSH TAN! 🌟  Invest in your financial success here <br/>1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL<br/>2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln<br/><br/>*****<br/>Recommended affiliate links<br/>Tiger Brokers JOSH TAN SPECIAL LINK HERE : <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/>►‌ https://joshtan.link/tiger<br/><br/>KRIS+ REWARDS with my referral code T599334 💸<br/>and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction<br/>LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Enjoyable to be home<br/><br/>2:00 Household with wife employed only<br/><br/>3:12 Caregiving <br/><br/>5:08 Why not wife stay home<br/><br/>6:12 Income enough?<br/><br/>9:39 Now a Tai chi instructor<br/><br/>11:00 My tips to Jue Ming Dad<br/><br/>#cnainsider #cna #retirement #stayhome <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Tue, 02 Jul 2024 08:00:00 +0800</pubDate>
    <itunes:duration>746</itunes:duration>
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  <item>
    <itunes:title>Here&#39;s How Much You Need Exactly For RETIREMENT! Full Guide with FREE CALCULATOR</itunes:title>
    <title>Here&#39;s How Much You Need Exactly For RETIREMENT! Full Guide with FREE CALCULATOR</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  NEW launch eBook! 🌟 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL  Today you'd learn how to calculate how much you need exactly for retirement. You can input what age you aim to retire, what inflation rate and investment return expectation to find out how much you need to save and invest. ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>NEW launch eBook! 🌟 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!<br/>Link - https://payhip.com/b/UqpKL<br/><br/>Today you&apos;d learn how to calculate how much you need exactly for retirement. You can input what age you aim to retire, what inflation rate and investment return expectation to find out how much you need to save and invest.<br/><br/>FREE CALCULATOR: https://www.calculator.net/retirement-calculator.html<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:51 Retirement calculator<br/><br/>3:34 Age 35 aiming FIRE<br/><br/>6:05 Coast FIRE<br/><br/>8:57 28 days to financial freedom<br/><br/>9:17 CPF LIFE<br/><br/>12:17 Family situation age40<br/><br/>#financialfreedom #financialindependence #firemovement <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>NEW launch eBook! 🌟 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!<br/>Link - https://payhip.com/b/UqpKL<br/><br/>Today you&apos;d learn how to calculate how much you need exactly for retirement. You can input what age you aim to retire, what inflation rate and investment return expectation to find out how much you need to save and invest.<br/><br/>FREE CALCULATOR: https://www.calculator.net/retirement-calculator.html<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:51 Retirement calculator<br/><br/>3:34 Age 35 aiming FIRE<br/><br/>6:05 Coast FIRE<br/><br/>8:57 28 days to financial freedom<br/><br/>9:17 CPF LIFE<br/><br/>12:17 Family situation age40<br/><br/>#financialfreedom #financialindependence #firemovement <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Thu, 27 Jun 2024 12:00:00 +0800</pubDate>
    <itunes:duration>912</itunes:duration>
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  <item>
    <itunes:title>I&#39;d invest $100,000 into these 4 HIGH DIVIDEND STOCKS right now!</itunes:title>
    <title>I&#39;d invest $100,000 into these 4 HIGH DIVIDEND STOCKS right now!</title>
    <itunes:summary><![CDATA[NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL  Today you'd hear 4 singapore stocks that pay good dividends that you can invest if you have $100,000 now! I'd break down this stock discussion into 4 parts, $10k, $20k, $30k and $40k. Stay tuned to the end and invest wisely!  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan ...]]></itunes:summary>
    <description><![CDATA[<p>NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!<br/>Link - https://payhip.com/b/UqpKL<br/><br/>Today you&apos;d hear 4 singapore stocks that pay good dividends that you can invest if you have $100,000 now! I&apos;d break down this stock discussion into 4 parts, $10k, $20k, $30k and $40k. Stay tuned to the end and invest wisely!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:23 $10,000<br/><br/>5:12 $20,000<br/><br/>10:24 $30,000<br/><br/>13:48 $40,000<br/><br/>#stocks #shares <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!<br/>Link - https://payhip.com/b/UqpKL<br/><br/>Today you&apos;d hear 4 singapore stocks that pay good dividends that you can invest if you have $100,000 now! I&apos;d break down this stock discussion into 4 parts, $10k, $20k, $30k and $40k. Stay tuned to the end and invest wisely!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:23 $10,000<br/><br/>5:12 $20,000<br/><br/>10:24 $30,000<br/><br/>13:48 $40,000<br/><br/>#stocks #shares <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 17 Jun 2024 08:00:00 +0800</pubDate>
    <itunes:duration>1120</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Early retirement is NOT WHAT YOU WANT! | F.I.R.E movement is dead...😣</itunes:title>
    <title>Early retirement is NOT WHAT YOU WANT! | F.I.R.E movement is dead...😣</title>
    <itunes:summary><![CDATA[NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL  To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://joshtan.link/telegram  Today you'd hear how FIRE movement started and why increasingly there are more who have given up on it.   **** TO LEARN MORE, 4 SUGGESTIONS FOR YOU ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally  https://www.linkedi...]]></itunes:summary>
    <description><![CDATA[<p>NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Today you&apos;d hear how FIRE movement started and why increasingly there are more who have given up on it. <br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://www.linkedin.com/in/josh-tan-jl/<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:57 Why FIRE movement started<br/><br/>2:42 How to retire early<br/><br/>4:56 Problems with FIRE<br/><br/>7:08 Early retirement is glorified<br/><br/>8:39 What I advocate<br/><br/>#retire #retirement #fire #firemovement <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Today you&apos;d hear how FIRE movement started and why increasingly there are more who have given up on it. <br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://www.linkedin.com/in/josh-tan-jl/<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:57 Why FIRE movement started<br/><br/>2:42 How to retire early<br/><br/>4:56 Problems with FIRE<br/><br/>7:08 Early retirement is glorified<br/><br/>8:39 What I advocate<br/><br/>#retire #retirement #fire #firemovement <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 10 Jun 2024 08:00:00 +0800</pubDate>
    <itunes:duration>606</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Property Agent&#39;s WORST NIGHTMARE - This is how you&#39;d sell YOUR HDB FLAT with NEW HDB LISTING PORTAL!</itunes:title>
    <title>Property Agent&#39;s WORST NIGHTMARE - This is how you&#39;d sell YOUR HDB FLAT with NEW HDB LISTING PORTAL!</title>
    <itunes:summary><![CDATA[NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL  With the HDB resale listing portal, this could be how you would sell your hdb flat in future. Currently, sellers pay 2% in commission and some of it is advertising cost. WIth the new HDB resale listing portal, you may be able to DIY the sale better.  🌟 SMARTREFI by Propertyguru Finance TRY NOW - https://joshtan.link/smartrefi  ENGAGE Josh Tan on a fee for full retirement plan...]]></itunes:summary>
    <description><![CDATA[<p>NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!<br/>Link - https://payhip.com/b/UqpKL<br/><br/>With the HDB resale listing portal, this could be how you would sell your hdb flat in future. Currently, sellers pay 2% in commission and some of it is advertising cost. WIth the new HDB resale listing portal, you may be able to DIY the sale better.<br/><br/>🌟 SMARTREFI by Propertyguru Finance TRY NOW - https://joshtan.link/smartrefi<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>TO LEARN MORE,  SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>0:00 Introduction<br/><br/>0:30 How to list yourself<br/><br/>2:00 Why you need help to sell<br/><br/>4:33 My recommendation to HDB<br/><br/>6:01 How I DIY my HDB<br/><br/>7:22 Disruption<br/><br/>10:22 How the future will look like<br/><br/>#hdb #buyhdb<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!<br/>Link - https://payhip.com/b/UqpKL<br/><br/>With the HDB resale listing portal, this could be how you would sell your hdb flat in future. Currently, sellers pay 2% in commission and some of it is advertising cost. WIth the new HDB resale listing portal, you may be able to DIY the sale better.<br/><br/>🌟 SMARTREFI by Propertyguru Finance TRY NOW - https://joshtan.link/smartrefi<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>TO LEARN MORE,  SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/><br/>0:00 Introduction<br/><br/>0:30 How to list yourself<br/><br/>2:00 Why you need help to sell<br/><br/>4:33 My recommendation to HDB<br/><br/>6:01 How I DIY my HDB<br/><br/>7:22 Disruption<br/><br/>10:22 How the future will look like<br/><br/>#hdb #buyhdb<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15176550-property-agent-s-worst-nightmare-this-is-how-you-d-sell-your-hdb-flat-with-new-hdb-listing-portal.mp3" length="9237158" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 03 Jun 2024 07:00:00 +0800</pubDate>
    <itunes:duration>764</itunes:duration>
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  <item>
    <itunes:title>He EARNS $10,900 &amp; wants to REACH FINANCIAL GOALS EARLY BUT is in sandwich generation... What to do!</itunes:title>
    <title>He EARNS $10,900 &amp; wants to REACH FINANCIAL GOALS EARLY BUT is in sandwich generation... What to do!</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today, we have young father in Singapore who is earning well and has a baby. He is working hard to save up for his parents also and asked me for financial planning tips. You'd hear a discussion on how to get to financial freedom and how to build up also for your retirement in Singapore.  ***** 🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : http...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today, we have young father in Singapore who is earning well and has a baby. He is working hard to save up for his parents also and asked me for financial planning tips. You&apos;d hear a discussion on how to get to financial freedom and how to build up also for your retirement in Singapore.<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ Comment on YouTube https://youtu.be/Bd0D6R3NZzk<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>⏱Timestamps:⏱<br/>0:00 Introduction<br/><br/>0:25 His finances<br/><br/>1:45 HDB loan<br/><br/>3:48 How he saved<br/><br/>6:00 Wife salary and family income<br/><br/>8:34 Insurance tips<br/><br/>11:00 How to invest<br/><br/>14:57 UOB stash account<br/><br/>16:51 Parenting tips<br/><br/>#financialfreedom #finances #insurance #retirement <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today, we have young father in Singapore who is earning well and has a baby. He is working hard to save up for his parents also and asked me for financial planning tips. You&apos;d hear a discussion on how to get to financial freedom and how to build up also for your retirement in Singapore.<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ Comment on YouTube https://youtu.be/Bd0D6R3NZzk<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>⏱Timestamps:⏱<br/>0:00 Introduction<br/><br/>0:25 His finances<br/><br/>1:45 HDB loan<br/><br/>3:48 How he saved<br/><br/>6:00 Wife salary and family income<br/><br/>8:34 Insurance tips<br/><br/>11:00 How to invest<br/><br/>14:57 UOB stash account<br/><br/>16:51 Parenting tips<br/><br/>#financialfreedom #finances #insurance #retirement <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15134205-he-earns-10-900-wants-to-reach-financial-goals-early-but-is-in-sandwich-generation-what-to-do.mp3" length="13849632" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 27 May 2024 07:00:00 +0800</pubDate>
    <itunes:duration>1150</itunes:duration>
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  <item>
    <itunes:title>Why are some buying properties in Malaysia JB like R&amp;F Princess Cove? Here are the PROS and CONS</itunes:title>
    <title>Why are some buying properties in Malaysia JB like R&amp;F Princess Cove? Here are the PROS and CONS</title>
    <itunes:summary><![CDATA[To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://joshtan.link/telegram  JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To enquire, email to joshtantap@gmail.com  Ryan Khoo is a real estate agent who markets especially on JB properties. He talks about investing in R&amp;F princess cove condo which he views is a great investment. I'd confront him on act...]]></itunes:summary>
    <description><![CDATA[<p>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>Ryan Khoo is a real estate agent who markets especially on JB properties. He talks about investing in R&amp;F princess cove condo which he views is a great investment. I&apos;d confront him on actual details and share with you in this podcast.<br/><br/>0:00 Introduction<br/><br/>0:33 Why Ryan is known for JB condos<br/><br/>1:46 R&amp;F princess cove condo<br/><br/>4:10 Is competition bad? <br/><br/>10:00 Who is buying now<br/><br/>14:05 Investment debate<br/><br/>21:33 Landed vs condo in JB<br/><br/>26:10 Rating Mr Loo purchase<br/><br/>32:30 Other recommendations<br/><br/>#jbproperty #property #malaysiaproperties #investment<br/><br/>Ryan&apos;s channel : https://www.youtube.com/ @AlphaMarketingSG  <br/><br/><br/>*******<br/>👏 Catch this episode on YOUTUBE to leave a comment https://youtu.be/VelaIDOSAI4<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>Ryan Khoo&apos;s channel : https://www.youtube.com/ @AlphaMarketingSG  <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>Ryan Khoo is a real estate agent who markets especially on JB properties. He talks about investing in R&amp;F princess cove condo which he views is a great investment. I&apos;d confront him on actual details and share with you in this podcast.<br/><br/>0:00 Introduction<br/><br/>0:33 Why Ryan is known for JB condos<br/><br/>1:46 R&amp;F princess cove condo<br/><br/>4:10 Is competition bad? <br/><br/>10:00 Who is buying now<br/><br/>14:05 Investment debate<br/><br/>21:33 Landed vs condo in JB<br/><br/>26:10 Rating Mr Loo purchase<br/><br/>32:30 Other recommendations<br/><br/>#jbproperty #property #malaysiaproperties #investment<br/><br/>Ryan&apos;s channel : https://www.youtube.com/ @AlphaMarketingSG  <br/><br/><br/>*******<br/>👏 Catch this episode on YOUTUBE to leave a comment https://youtu.be/VelaIDOSAI4<br/><br/>👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK - https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>Ryan Khoo&apos;s channel : https://www.youtube.com/ @AlphaMarketingSG  <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/15030725-why-are-some-buying-properties-in-malaysia-jb-like-r-f-princess-cove-here-are-the-pros-and-cons.mp3" length="28097618" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 20 May 2024 07:00:00 +0800</pubDate>
    <itunes:duration>2338</itunes:duration>
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  <item>
    <itunes:title>&quot;We have $720k CASH, some STOCKS and a PROPERTY, DO WE HAVE ENOUGH?&quot; | Retirement Planning Singapore</itunes:title>
    <title>&quot;We have $720k CASH, some STOCKS and a PROPERTY, DO WE HAVE ENOUGH?&quot; | Retirement Planning Singapore</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today we've a case of a couple who has possibly saved up well for retirement. They have questions whether to cash out stock options they hold and whether they have comfortably enough.   #investing #stocks #stockoptions   ***** 🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger Tiger Brokers Welcome Rewards ...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;ve a case of a couple who has possibly saved up well for retirement. They have questions whether to cash out stock options they hold and whether they have comfortably enough. <br/><br/>#investing #stocks #stockoptions <br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:45 Their stocks and savings<br/><br/>3:47 Selling stocks<br/><br/>9:15 Cash and CPF they have<br/><br/>13:37 Selling HDB flat<br/><br/>16:45 Enough state<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;ve a case of a couple who has possibly saved up well for retirement. They have questions whether to cash out stock options they hold and whether they have comfortably enough. <br/><br/>#investing #stocks #stockoptions <br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>►‌ NEW podcast channel &quot;THE JOSH TAN PODCAST&quot; On Personal Finance: <br/>https://joshtan.link/spotify<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:45 Their stocks and savings<br/><br/>3:47 Selling stocks<br/><br/>9:15 Cash and CPF they have<br/><br/>13:37 Selling HDB flat<br/><br/>16:45 Enough state<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14929475-we-have-720k-cash-some-stocks-and-a-property-do-we-have-enough-retirement-planning-singapore.mp3" length="13014561" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14929475</guid>
    <pubDate>Mon, 13 May 2024 07:00:00 +0800</pubDate>
    <itunes:duration>1080</itunes:duration>
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  <item>
    <itunes:title>HOW YOU CAN REACH FINANCIAL FREEDOM EARLIER ~ Even if you know nothing about investing now!</itunes:title>
    <title>HOW YOU CAN REACH FINANCIAL FREEDOM EARLIER ~ Even if you know nothing about investing now!</title>
    <itunes:summary><![CDATA[🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai  Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh  Singaporeans feel they need $566,640 to feel financially free. Is that really accurate? Today you'd hear about how to reach financial freedom earlier and it starts with a few simple steps.  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastut...]]></itunes:summary>
    <description><![CDATA[<p>🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai<br/><br/>Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh<br/><br/>Singaporeans feel they need $566,640 to feel financially free. Is that really accurate? Today you&apos;d hear about how to reach financial freedom earlier and it starts with a few simple steps.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>2:20 Story of Paul<br/><br/>4:36 Market your property<br/><br/>7:13 Median savings of financially free<br/><br/>9:34 Don&apos;t know investing<br/><br/>13:36 What to know<br/><br/>#financialfreedom #fire #financialplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai<br/><br/>Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh<br/><br/>Singaporeans feel they need $566,640 to feel financially free. Is that really accurate? Today you&apos;d hear about how to reach financial freedom earlier and it starts with a few simple steps.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>2:20 Story of Paul<br/><br/>4:36 Market your property<br/><br/>7:13 Median savings of financially free<br/><br/>9:34 Don&apos;t know investing<br/><br/>13:36 What to know<br/><br/>#financialfreedom #fire #financialplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14918053-how-you-can-reach-financial-freedom-earlier-even-if-you-know-nothing-about-investing-now.mp3" length="12040268" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/78ekvgb8rt6ck9ccummrq847pcya?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14918053</guid>
    <pubDate>Mon, 06 May 2024 08:00:00 +0800</pubDate>
    <itunes:duration>999</itunes:duration>
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  <item>
    <itunes:title>They saved up $1.08M, is it ENOUGH FOR RETIREMENT? Should he TOP UP TO CPF Enhanced Retirement Sum?</itunes:title>
    <title>They saved up $1.08M, is it ENOUGH FOR RETIREMENT? Should he TOP UP TO CPF Enhanced Retirement Sum?</title>
    <itunes:summary><![CDATA[🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai  Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh  Today we've a case where an engineer has saved up more than $1M as a sole breadwinner. He may need to send son overseas and is concerned if he has enough for his retirement.  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/jos...]]></itunes:summary>
    <description><![CDATA[<p>🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai<br/><br/>Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh<br/><br/>Today we&apos;ve a case where an engineer has saved up more than $1M as a sole breadwinner. He may need to send son overseas and is concerned if he has enough for his retirement.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Article : https://www.theastuteparent.com/2020/07/start-with-a-small-wholelife-plan/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:20: He is savvy<br/><br/>3:05 Top up to ERS in CPF RA<br/><br/>4:53 Is it enough<br/><br/>9:10 HDB and condo<br/><br/>12:45 Rent cashflow<br/><br/>14:25 Son&apos;s needs<br/><br/>17:25 Learning points<br/><br/>#retirement #cpf <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai<br/><br/>Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh<br/><br/>Today we&apos;ve a case where an engineer has saved up more than $1M as a sole breadwinner. He may need to send son overseas and is concerned if he has enough for his retirement.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Article : https://www.theastuteparent.com/2020/07/start-with-a-small-wholelife-plan/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:20: He is savvy<br/><br/>3:05 Top up to ERS in CPF RA<br/><br/>4:53 Is it enough<br/><br/>9:10 HDB and condo<br/><br/>12:45 Rent cashflow<br/><br/>14:25 Son&apos;s needs<br/><br/>17:25 Learning points<br/><br/>#retirement #cpf <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14750132-they-saved-up-1-08m-is-it-enough-for-retirement-should-he-top-up-to-cpf-enhanced-retirement-sum.mp3" length="13956031" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ezmo1qx8sikvpcqowrlcq5fatkhy?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14750132</guid>
    <pubDate>Mon, 29 Apr 2024 08:00:00 +0800</pubDate>
    <itunes:duration>1159</itunes:duration>
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  <item>
    <itunes:title>Bank interest rates DROPPING! Best savings accounts NOW if you have $10,000, $100,000 OR $500,000</itunes:title>
    <title>Bank interest rates DROPPING! Best savings accounts NOW if you have $10,000, $100,000 OR $500,000</title>
    <itunes:summary><![CDATA[TRUST BANK - There are sign up bonuses and get a $10  Fairprice E-voucher Referral code - 6FD4XX9Q  UOB One account is cutting the interest rates! Not just them, OCBC and SCB have also followed suit. Is this the start for all banks to cut their interest rates?   Which are the best savings account currently right now with all the changes? What about digital banks like Maribank, Trust bank and GXS?   ***** 🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger Tiger Broker...]]></itunes:summary>
    <description><![CDATA[<p><b>TRUST BANK - There are sign up bonuses and get a $10  Fairprice E-voucher<br/>Referral code - 6FD4XX9Q</b><br/><br/>UOB One account is cutting the interest rates! Not just them, OCBC and SCB have also followed suit. Is this the start for all banks to cut their interest rates? <br/><br/>Which are the best savings account currently right now with all the changes?<br/>What about digital banks like Maribank, Trust bank and GXS?<br/><br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Winner of popular bank account<br/><br/>1:42 UOB One account<br/><br/>4:00 OCBC 360 account<br/><br/>5:15 Small savings amount<br/><br/>7:15 Trust bank<br/><br/>7:58 Big savings amount<br/><br/>9:27 What Josh does<br/><br/>#savings #bankaccount #uob #uobone<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/><b>TRUST BANK - There are sign up bonuses and get a $10  Fairprice E-voucher<br/>Referral code - 6FD4XX9Q</b></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p><b>TRUST BANK - There are sign up bonuses and get a $10  Fairprice E-voucher<br/>Referral code - 6FD4XX9Q</b><br/><br/>UOB One account is cutting the interest rates! Not just them, OCBC and SCB have also followed suit. Is this the start for all banks to cut their interest rates? <br/><br/>Which are the best savings account currently right now with all the changes?<br/>What about digital banks like Maribank, Trust bank and GXS?<br/><br/><br/>*****<br/>🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger<br/>Tiger Brokers Welcome Rewards <br/>Deposit &amp; trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check it out (STARR insurance) 🌅<br/>►‌ https://joshtan.link/travel<br/><br/>My article on the best Personal Accident PA Plan to refer to you 🫵<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>****<br/>TO LEARN MORE, 4 SUGGESTIONS FOR YOU<br/>►‌ Follow Josh Tan on Linkedin to read articles and connect professionally <br/>https://lnkd.in/gkfid5nG<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://joshtan.link/telegram<br/><br/>Meet Josh Tan On Instagram to see event update and fan meet pictures<br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Winner of popular bank account<br/><br/>1:42 UOB One account<br/><br/>4:00 OCBC 360 account<br/><br/>5:15 Small savings amount<br/><br/>7:15 Trust bank<br/><br/>7:58 Big savings amount<br/><br/>9:27 What Josh does<br/><br/>#savings #bankaccount #uob #uobone<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/><b>TRUST BANK - There are sign up bonuses and get a $10  Fairprice E-voucher<br/>Referral code - 6FD4XX9Q</b></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14903631-bank-interest-rates-dropping-best-savings-accounts-now-if-you-have-10-000-100-000-or-500-000.mp3" length="7765966" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 22 Apr 2024 08:00:00 +0800</pubDate>
    <itunes:duration>643</itunes:duration>
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  <item>
    <itunes:title>I CONFRONTED HIM on his RM1.9M property purchase In Malaysia | Is Loo retiring in JB Austin Heights?</itunes:title>
    <title>I CONFRONTED HIM on his RM1.9M property purchase In Malaysia | Is Loo retiring in JB Austin Heights?</title>
    <itunes:summary><![CDATA[Loo bought a new home in Malaysia. Specifically JB Austin Heights and it comes at a hefty price tag of RM1.9M. Why buy Malaysian property as a Singaporean? Initially, I had my reservations but Loo shared his reasons on why this purchase suits him.  ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To enquire, email to joshtantap@gmail.com  To see updates and interesting polls, join my TELEGRAM "Josh Tan Investm...]]></itunes:summary>
    <description><![CDATA[<p>Loo bought a new home in Malaysia. Specifically JB Austin Heights and it comes at a hefty price tag of RM1.9M. Why buy Malaysian property as a Singaporean?<br/>Initially, I had my reservations but Loo shared his reasons on why this purchase suits him.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 Where idea came about<br/><br/>3:50 Other property in JB<br/><br/>7:14 Property appreciation JB property<br/><br/>11:15 Recommend to buy?<br/><br/>16:00 Safety in JB<br/><br/>21:14 Concluding points<br/><br/>#jb #property <br/><br/>👏 Catch this episode on YouTube to leave comments and questions<br/>https://youtu.be/TBO5-Up8-7k<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Loo bought a new home in Malaysia. Specifically JB Austin Heights and it comes at a hefty price tag of RM1.9M. Why buy Malaysian property as a Singaporean?<br/>Initially, I had my reservations but Loo shared his reasons on why this purchase suits him.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 Where idea came about<br/><br/>3:50 Other property in JB<br/><br/>7:14 Property appreciation JB property<br/><br/>11:15 Recommend to buy?<br/><br/>16:00 Safety in JB<br/><br/>21:14 Concluding points<br/><br/>#jb #property <br/><br/>👏 Catch this episode on YouTube to leave comments and questions<br/>https://youtu.be/TBO5-Up8-7k<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14832562-i-confronted-him-on-his-rm1-9m-property-purchase-in-malaysia-is-loo-retiring-in-jb-austin-heights.mp3" length="17199197" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/sklhumm9wb93d18gy0s0bftz65k6?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 15 Apr 2024 07:00:00 +0800</pubDate>
    <itunes:duration>1430</itunes:duration>
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  <item>
    <itunes:title>10 THINGS ABOUT CPF THAT YOU MAY NOT KNOW OF (Edition 2024) | Retirement Planning Singapore</itunes:title>
    <title>10 THINGS ABOUT CPF THAT YOU MAY NOT KNOW OF (Edition 2024) | Retirement Planning Singapore</title>
    <itunes:summary><![CDATA[Today you'd hear about 10 things about CPF that you may not know of. It covers topics on "free" CPF given to you, CPF investments and new CPF changes.  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan   Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) From as little as $4/day, check out  ►‌ https://joshtan.starrinsurance.com.sg/  Check this Personal Accident ...]]></itunes:summary>
    <description><![CDATA[<p>Today you&apos;d hear about 10 things about CPF that you may not know of. It covers topics on &quot;free&quot; CPF given to you, CPF investments and new CPF changes.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:23 Item 1 <br/><br/>1:17 Item 2<br/><br/>2:50 Item 3<br/><br/>4:57 Item 4<br/><br/>6:41 Item 5<br/><br/>7:46 Item 6<br/><br/>9:38 Item 7<br/><br/>10:30 Item 8<br/><br/>11:47 Item 9<br/><br/>13:40 item 10 CPF life not guaranteed<br/><br/>#cpf #cpfinvesting #cpfchanges #cpflife<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today you&apos;d hear about 10 things about CPF that you may not know of. It covers topics on &quot;free&quot; CPF given to you, CPF investments and new CPF changes.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:23 Item 1 <br/><br/>1:17 Item 2<br/><br/>2:50 Item 3<br/><br/>4:57 Item 4<br/><br/>6:41 Item 5<br/><br/>7:46 Item 6<br/><br/>9:38 Item 7<br/><br/>10:30 Item 8<br/><br/>11:47 Item 9<br/><br/>13:40 item 10 CPF life not guaranteed<br/><br/>#cpf #cpfinvesting #cpfchanges #cpflife<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14795642-10-things-about-cpf-that-you-may-not-know-of-edition-2024-retirement-planning-singapore.mp3" length="10715435" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 08 Apr 2024 08:00:00 +0800</pubDate>
    <itunes:duration>888</itunes:duration>
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  <item>
    <itunes:title>FINANCIAL FREEDOM LEVELS : Which Level Are You On?</itunes:title>
    <title>FINANCIAL FREEDOM LEVELS : Which Level Are You On?</title>
    <itunes:summary><![CDATA[These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully  Say NO to get rich quick schemes!   *** 0:00 Introduction  0:47 Emergency cash  2:10 Pay yourself first Focus on improving your income. Do a regular investing program  4:10 Investing an equal amount that you spend on luxury Delayed gratification  5:10 I...]]></itunes:summary>
    <description><![CDATA[<p>These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully<br/><br/>Say NO to get rich quick schemes! <br/><br/>***<br/>0:00 Introduction<br/><br/>0:47 Emergency cash<br/><br/>2:10 Pay yourself first<br/>Focus on improving your income.<br/>Do a regular investing program<br/><br/>4:10 Investing an equal amount that you spend on luxury<br/>Delayed gratification<br/><br/>5:10 Invest 50% of your pay increment<br/>Financial freedom means 25x of your annual expenses<br/><br/>7:04 Get your first $1,000 in passive income<br/><br/>9:17 Fully live off dividends<br/>Generational wealth is built<br/><br/>11:49 Summary<br/><br/>#financialfreedom #financialindependence #thejoshtanshow<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully<br/><br/>Say NO to get rich quick schemes! <br/><br/>***<br/>0:00 Introduction<br/><br/>0:47 Emergency cash<br/><br/>2:10 Pay yourself first<br/>Focus on improving your income.<br/>Do a regular investing program<br/><br/>4:10 Investing an equal amount that you spend on luxury<br/>Delayed gratification<br/><br/>5:10 Invest 50% of your pay increment<br/>Financial freedom means 25x of your annual expenses<br/><br/>7:04 Get your first $1,000 in passive income<br/><br/>9:17 Fully live off dividends<br/>Generational wealth is built<br/><br/>11:49 Summary<br/><br/>#financialfreedom #financialindependence #thejoshtanshow<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14750107-financial-freedom-levels-which-level-are-you-on.mp3" length="8979217" type="audio/mpeg" />
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    <pubDate>Mon, 01 Apr 2024 08:00:00 +0800</pubDate>
    <itunes:duration>744</itunes:duration>
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  <item>
    <itunes:title>My honest feedback IF YOU ARE POOR.... | 4 points to break free and get to FINANCIAL FREEDOM</itunes:title>
    <title>My honest feedback IF YOU ARE POOR.... | 4 points to break free and get to FINANCIAL FREEDOM</title>
    <itunes:summary><![CDATA[HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) ► https://payhip.com/b/q5Bln  To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://t.me/pi21k  This might rub some people the wrong way but I'm here to give honest feedback.  There is a difference between someone who is POOR and someone who is broke.  Poor is a mental state problem and is something that we should discuss about.  ******  Meet Josh Tan On Instagram   ►‌ &...]]></itunes:summary>
    <description><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition)<br/>► <a href='https://payhip.com/b/q5Bln'>https://payhip.com/b/q5Bln</a><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazhER0l6aWoxdzMxRkVWdE9Qbk9kVnM4cEY2d3xBQ3Jtc0tua1RaczdPTURFMmM2TDFSMGJSWW10X1lpTk5wWG9sR3RaQ0JscXpuUWd3WFBHWDhXSHlUc0h1bHhjMnJXM3ZBXzZIMC1xVUp3SFl5Qm5kblh0NDFCVEtSS3dOUFpxLWVvNk9QZy1QRGthVWlLek5rMA&amp;q=https%3A%2F%2Ft.me%2Fpi21k&amp;v=mb1_JxQP8AM'>https://t.me/pi21k</a><br/><br/>This might rub some people the wrong way but I&apos;m here to give honest feedback. <br/>There is a difference between someone who is POOR and someone who is broke. <br/>Poor is a mental state problem and is something that we should discuss about.<br/><br/>******<br/><br/>Meet Josh Tan On Instagram  <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnVMQjVMcVVkVWNxTk5pLWxwN1lhWjJwVGtVQXxBQ3Jtc0tsUjlHWFZnYUlkakhZbG5BUUg4VlFyQ1MxZ0VkdklmWWJYNC00WGp1TmxIUjJRYXEyaUVaOUxHb2xMbGU3VU13QTlmNmQtcUNyaURUdTJSdHNxbG1LUTNFWGpQaHdLY2tsUkQtRDB6Ym91R2xKTklzbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fjoshconsultancy%2F&amp;v=mb1_JxQP8AM'>  / joshconsultancy  </a><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2RjenpTd1ZxZVVBLVJ5R3ZyUEh5MVBlQlJ2QXxBQ3Jtc0tseV9CZ0NrMjNnRFFaOGkwM182X1NvbHYyMW5ubEF6NTBHcktnMTRzeW54QmdENzUzNmx0MEdNcGNFbVhLMHVJVDZ0d3M1U3FPWS1yb0hTMkZYWDllNVRSUzRhX3lnMEhqSUJKSVZoS1JxNUpOZDFGWQ&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=mb1_JxQP8AM'>https://www.theastuteparent.com/josh-tan</a><br/><br/>****<br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=0s'>0:00</a> Introduction<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=65s'>1:05</a> Financial community<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=154s'>2:34</a> Drive to improve<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=268s'>4:28</a> Lucky charms<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=331s'>5:31</a> Selling<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=428s'>7:08</a> Bonus <br/><br/><a href='https://www.youtube.com/hashtag/poor'>#poor</a> <a href='https://www.youtube.com/hashtag/poverty'>#poverty</a> <a href='https://www.youtube.com/hashtag/money'>#money</a> <a href='https://www.youtube.com/hashtag/wealth'>#wealth</a> <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition)<br/>► <a href='https://payhip.com/b/q5Bln'>https://payhip.com/b/q5Bln</a><br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazhER0l6aWoxdzMxRkVWdE9Qbk9kVnM4cEY2d3xBQ3Jtc0tua1RaczdPTURFMmM2TDFSMGJSWW10X1lpTk5wWG9sR3RaQ0JscXpuUWd3WFBHWDhXSHlUc0h1bHhjMnJXM3ZBXzZIMC1xVUp3SFl5Qm5kblh0NDFCVEtSS3dOUFpxLWVvNk9QZy1QRGthVWlLek5rMA&amp;q=https%3A%2F%2Ft.me%2Fpi21k&amp;v=mb1_JxQP8AM'>https://t.me/pi21k</a><br/><br/>This might rub some people the wrong way but I&apos;m here to give honest feedback. <br/>There is a difference between someone who is POOR and someone who is broke. <br/>Poor is a mental state problem and is something that we should discuss about.<br/><br/>******<br/><br/>Meet Josh Tan On Instagram  <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnVMQjVMcVVkVWNxTk5pLWxwN1lhWjJwVGtVQXxBQ3Jtc0tsUjlHWFZnYUlkakhZbG5BUUg4VlFyQ1MxZ0VkdklmWWJYNC00WGp1TmxIUjJRYXEyaUVaOUxHb2xMbGU3VU13QTlmNmQtcUNyaURUdTJSdHNxbG1LUTNFWGpQaHdLY2tsUkQtRDB6Ym91R2xKTklzbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fjoshconsultancy%2F&amp;v=mb1_JxQP8AM'>  / joshconsultancy  </a><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2RjenpTd1ZxZVVBLVJ5R3ZyUEh5MVBlQlJ2QXxBQ3Jtc0tseV9CZ0NrMjNnRFFaOGkwM182X1NvbHYyMW5ubEF6NTBHcktnMTRzeW54QmdENzUzNmx0MEdNcGNFbVhLMHVJVDZ0d3M1U3FPWS1yb0hTMkZYWDllNVRSUzRhX3lnMEhqSUJKSVZoS1JxNUpOZDFGWQ&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=mb1_JxQP8AM'>https://www.theastuteparent.com/josh-tan</a><br/><br/>****<br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=0s'>0:00</a> Introduction<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=65s'>1:05</a> Financial community<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=154s'>2:34</a> Drive to improve<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=268s'>4:28</a> Lucky charms<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=331s'>5:31</a> Selling<br/><br/><a href='https://www.youtube.com/watch?v=mb1_JxQP8AM&amp;t=428s'>7:08</a> Bonus <br/><br/><a href='https://www.youtube.com/hashtag/poor'>#poor</a> <a href='https://www.youtube.com/hashtag/poverty'>#poverty</a> <a href='https://www.youtube.com/hashtag/money'>#money</a> <a href='https://www.youtube.com/hashtag/wealth'>#wealth</a> <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14704305-my-honest-feedback-if-you-are-poor-4-points-to-break-free-and-get-to-financial-freedom.mp3" length="6236542" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 25 Mar 2024 07:00:00 +0800</pubDate>
    <itunes:duration>515</itunes:duration>
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  <item>
    <itunes:title>How You Can Achieve Your Financial Goals And Financial Independence (Sharing My Personal Story)</itunes:title>
    <title>How You Can Achieve Your Financial Goals And Financial Independence (Sharing My Personal Story)</title>
    <itunes:summary><![CDATA[►‌ To get updates on TELEGRAM, JOIN "PASSIVE INCOME 2.1k" here - https://t.me/pi21k   ✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement! ►‌ https://www.theastuteparent.com/josh-tan  Today we'd explore if you want to change from going with the flow of what comes to your life to a more defined path of getting to your financial goals. You'd hear how to achieve financial independence in four key steps and a bit of my personal story.  0:00 Introduction  1:...]]></itunes:summary>
    <description><![CDATA[<p>►‌ To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;d explore if you want to change from going with the flow of what comes to your life to a more defined path of getting to your financial goals. You&apos;d hear how to achieve financial independence in four key steps and a bit of my personal story.<br/><br/>0:00 Introduction<br/><br/>1:09 Step 1<br/>The purpose<br/>My dad had stroke and it was a wake up call to me.<br/>I didn&apos;t want my retirement to be shortlived hence I set out early to start earning money for an earlier retirement<br/><br/>My son came on 7 years ago. it gave me a deeper purpose. It wasn&apos;t good enough to hustle hard anymore. I strived to become excellent and be a role model.<br/><br/>3:40 Step 2<br/>Goal setting process<br/>Process of visualisation: Thinking long term and thinking BIG<br/>Stretch goals: Helps you to think of new ways.<br/>Telling everyone about your goals<br/><br/>7:10 Step 3<br/>Path to achieving your goals<br/>Power of small steps to help you.<br/>Surround yourself with like minded people.<br/>Think of the cost to achieving these goals. Are you willing to pay them?<br/><br/>8:45 Step 4 <br/>Steps to take today<br/>Consistency is when you do the work even when you don&apos;t feel like doing so on some days.<br/>I use a technique of planning the week ahead<br/><br/>#personalfinance #financialgoals #financialfreedom<br/><br/>*******<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>Learn more on financial planning and insurance concepts, visit <br/>►‌ https://theastuteparent.com <br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>►‌ To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;d explore if you want to change from going with the flow of what comes to your life to a more defined path of getting to your financial goals. You&apos;d hear how to achieve financial independence in four key steps and a bit of my personal story.<br/><br/>0:00 Introduction<br/><br/>1:09 Step 1<br/>The purpose<br/>My dad had stroke and it was a wake up call to me.<br/>I didn&apos;t want my retirement to be shortlived hence I set out early to start earning money for an earlier retirement<br/><br/>My son came on 7 years ago. it gave me a deeper purpose. It wasn&apos;t good enough to hustle hard anymore. I strived to become excellent and be a role model.<br/><br/>3:40 Step 2<br/>Goal setting process<br/>Process of visualisation: Thinking long term and thinking BIG<br/>Stretch goals: Helps you to think of new ways.<br/>Telling everyone about your goals<br/><br/>7:10 Step 3<br/>Path to achieving your goals<br/>Power of small steps to help you.<br/>Surround yourself with like minded people.<br/>Think of the cost to achieving these goals. Are you willing to pay them?<br/><br/>8:45 Step 4 <br/>Steps to take today<br/>Consistency is when you do the work even when you don&apos;t feel like doing so on some days.<br/>I use a technique of planning the week ahead<br/><br/>#personalfinance #financialgoals #financialfreedom<br/><br/>*******<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>Learn more on financial planning and insurance concepts, visit <br/>►‌ https://theastuteparent.com <br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14591758-how-you-can-achieve-your-financial-goals-and-financial-independence-sharing-my-personal-story.mp3" length="7491541" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/c4t6nw32596jwxerh8t429m6zw1e?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 18 Mar 2024 08:00:00 +0800</pubDate>
    <itunes:duration>620</itunes:duration>
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    <itunes:title>I found someone with $2.2MILLION and RETIRING SOON, is it ENOUGH? | Retirement planning Singapore!</itunes:title>
    <title>I found someone with $2.2MILLION and RETIRING SOON, is it ENOUGH? | Retirement planning Singapore!</title>
    <itunes:summary><![CDATA[Click here to download UOBAM Invest app 🌟 https://joshtan.link/uobam Referral links to get $10 each for sign up and deposit of any amount  $1 or $100 or $1,000 to qualify 😉  ****** ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) From as little as $4/day, check out  ►‌ https://joshtan.starrinsurance.com.s...]]></itunes:summary>
    <description><![CDATA[<p>Click here to download UOBAM Invest app 🌟 https://joshtan.link/uobam<br/>Referral links to get $10 each for sign up and deposit of any amount <br/>$1 or $100 or $1,000 to qualify 😉<br/><br/>******<br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Staying in hdb or private<br/><br/>2:00 His assets<br/><br/>4:31 Where to save money<br/><br/>6:39 Liabilities on hand<br/><br/>10:08 Does he have enough<br/><br/>14:19 Josh suggestions<br/><br/>#investing #retirement #retirement #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Click here to download UOBAM Invest app 🌟 https://joshtan.link/uobam<br/>Referral links to get $10 each for sign up and deposit of any amount <br/>$1 or $100 or $1,000 to qualify 😉<br/><br/>******<br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Staying in hdb or private<br/><br/>2:00 His assets<br/><br/>4:31 Where to save money<br/><br/>6:39 Liabilities on hand<br/><br/>10:08 Does he have enough<br/><br/>14:19 Josh suggestions<br/><br/>#investing #retirement #retirement #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14649184-i-found-someone-with-2-2million-and-retiring-soon-is-it-enough-retirement-planning-singapore.mp3" length="10756413" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 11 Mar 2024 07:00:00 +0800</pubDate>
    <itunes:duration>893</itunes:duration>
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  <item>
    <itunes:title>Should you BUY A CONDO BEFORE age 35? Josh Tan reacts to &quot;MORE young Singaporeans are BUYING CONDO&quot;</itunes:title>
    <title>Should you BUY A CONDO BEFORE age 35? Josh Tan reacts to &quot;MORE young Singaporeans are BUYING CONDO&quot;</title>
    <itunes:summary><![CDATA[Recently, there was a white paper by ERA that showed that MORE young Singaporeans are buying private property. Age 26-35 now command 35% of the buyer profile!  Today, you'd hear the findings as well as what are the key considerations first before committing to a private property.  Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) From as little as $4/day, check out  ►‌ https://joshtan.starrinsurance.com.sg/  Check this Personal Accident PA Plan with referr...]]></itunes:summary>
    <description><![CDATA[<p>Recently, there was a white paper by ERA that showed that MORE young Singaporeans are buying private property. Age 26-35 now command 35% of the buyer profile! <br/>Today, you&apos;d hear the findings as well as what are the key considerations first before committing to a private property.<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:03 Rising income<br/><br/>6:05 My findings<br/><br/>8:15 Property as an investment<br/><br/>10:25: Story of a friend<br/><br/>#property #propertyguru #invest #investingproperty <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Recently, there was a white paper by ERA that showed that MORE young Singaporeans are buying private property. Age 26-35 now command 35% of the buyer profile! <br/>Today, you&apos;d hear the findings as well as what are the key considerations first before committing to a private property.<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:03 Rising income<br/><br/>6:05 My findings<br/><br/>8:15 Property as an investment<br/><br/>10:25: Story of a friend<br/><br/>#property #propertyguru #invest #investingproperty <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14591738-should-you-buy-a-condo-before-age-35-josh-tan-reacts-to-more-young-singaporeans-are-buying-condo.mp3" length="8383083" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 04 Mar 2024 08:00:00 +0800</pubDate>
    <itunes:duration>693</itunes:duration>
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  <item>
    <itunes:title>She had to BUY A HDB flat at AGE24 and become an inspiration to many! -  @LisaAdultinginSingapore </itunes:title>
    <title>She had to BUY A HDB flat at AGE24 and become an inspiration to many! -  @LisaAdultinginSingapore </title>
    <itunes:summary><![CDATA[Today Lisa from Lisa's adulting in Singapore joins in to share her story on why she had to buy a hdb flat for her family at a young age and what advice she has for young adults.  ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To enquire, email to joshtantap@gmail.com  To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://t.me/pi21k  ******* 0:00 Int...]]></itunes:summary>
    <description><![CDATA[<p>Today Lisa from Lisa&apos;s adulting in Singapore joins in to share her story on why she had to buy a hdb flat for her family at a young age and what advice she has for young adults.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:43 How was Lisa in school<br/><br/>6:02 Adulting changes<br/><br/>8:22 Family situation problem<br/><br/>13:15 Buying hdb resale as a 24yo<br/><br/>16:12 Who did Lisa learn from<br/><br/>21:25 Retirement<br/><br/>23:08 Lisa&apos;s budgeting framework<br/><br/>26:05 Advice to young adults<br/><br/>#adulting #financialfreedom #finance <br/><br/>Watch Lisa&apos;s adulting in Singapore https://www.youtube.com/@UCW1zsD0U289f4x9Bi6bX2cQ <br/><br/>👏 Catch this episode on YouTube to leave comments: https://youtu.be/h44KglFJ_kE<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today Lisa from Lisa&apos;s adulting in Singapore joins in to share her story on why she had to buy a hdb flat for her family at a young age and what advice she has for young adults.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:43 How was Lisa in school<br/><br/>6:02 Adulting changes<br/><br/>8:22 Family situation problem<br/><br/>13:15 Buying hdb resale as a 24yo<br/><br/>16:12 Who did Lisa learn from<br/><br/>21:25 Retirement<br/><br/>23:08 Lisa&apos;s budgeting framework<br/><br/>26:05 Advice to young adults<br/><br/>#adulting #financialfreedom #finance <br/><br/>Watch Lisa&apos;s adulting in Singapore https://www.youtube.com/@UCW1zsD0U289f4x9Bi6bX2cQ <br/><br/>👏 Catch this episode on YouTube to leave comments: https://youtu.be/h44KglFJ_kE<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14440665-she-had-to-buy-a-hdb-flat-at-age24-and-become-an-inspiration-to-many-lisaadultinginsingapore.mp3" length="22516784" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 26 Feb 2024 07:00:00 +0800</pubDate>
    <itunes:duration>1872</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>NO MORE PASSIVE INCOME from CPF SA once it is CLOSED... CPF SHIELDING GONE!</itunes:title>
    <title>NO MORE PASSIVE INCOME from CPF SA once it is CLOSED... CPF SHIELDING GONE!</title>
    <itunes:summary><![CDATA[HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln  To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://t.me/pi21k  From 2025, CPF special account CPFSA will be close once you reach age55. This was announced in Budget2024. This is BAD news for those who are savvy and know how to get passive income from CPFSA for their retirement.    Cheapest travel insurance (especially around Thailand...]]></itunes:summary>
    <description><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>From 2025, CPF special account CPFSA will be close once you reach age55. This was announced in Budget2024. This is BAD news for those who are savvy and know how to get passive income from CPFSA for their retirement. <br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:25 CPF millionaires<br/><br/>2:23 John with $600,000 in Special account<br/><br/>5:54 ERS Changes explained<br/><br/>6:43 Why some are sad<br/><br/>7:59 What if you are age54<br/><br/>#cpf #cpfchanges #cpfsa <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>From 2025, CPF special account CPFSA will be close once you reach age55. This was announced in Budget2024. This is BAD news for those who are savvy and know how to get passive income from CPFSA for their retirement. <br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:25 CPF millionaires<br/><br/>2:23 John with $600,000 in Special account<br/><br/>5:54 ERS Changes explained<br/><br/>6:43 Why some are sad<br/><br/>7:59 What if you are age54<br/><br/>#cpf #cpfchanges #cpfsa <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14523995-no-more-passive-income-from-cpf-sa-once-it-is-closed-cpf-shielding-gone.mp3" length="7667374" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 19 Feb 2024 08:00:00 +0800</pubDate>
    <itunes:duration>634</itunes:duration>
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  <item>
    <itunes:title>If I wanted to be a MILLIONAIRE in SG earlier, this is what I&#39;d do!</itunes:title>
    <title>If I wanted to be a MILLIONAIRE in SG earlier, this is what I&#39;d do!</title>
    <itunes:summary><![CDATA[Sign up now with my link below, and my referral code T599334 https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8 and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction.  HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln  ***** I started working early and had some small successes in career early. Hence, I reached a million dollars by age35. Looking back at the journey, there are some things I would do better an...]]></itunes:summary>
    <description><![CDATA[<p>Sign up now with my link below, and my referral code T599334 https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8 and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction.<br/><br/>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>*****<br/>I started working early and had some small successes in career early. Hence, I reached a million dollars by age35. Looking back at the journey, there are some things I would do better and today you&apos;d hear about them<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:39 Value time properly<br/><br/>5:37 Leverage better<br/><br/>7:00 Kris+ to get good deals<br/><br/>8:27 Start earlier<br/><br/>9:57 Tip for parents<br/><br/>#millionaire #millionairemindset <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Sign up now with my link below, and my referral code T599334 https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8 and we&apos;ll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction.<br/><br/>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>*****<br/>I started working early and had some small successes in career early. Hence, I reached a million dollars by age35. Looking back at the journey, there are some things I would do better and today you&apos;d hear about them<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:39 Value time properly<br/><br/>5:37 Leverage better<br/><br/>7:00 Kris+ to get good deals<br/><br/>8:27 Start earlier<br/><br/>9:57 Tip for parents<br/><br/>#millionaire #millionairemindset <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14396989-if-i-wanted-to-be-a-millionaire-in-sg-earlier-this-is-what-i-d-do.mp3" length="8749006" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/8v3zilb2lksqwfdtv0g55myy1col?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 12 Feb 2024 08:00:00 +0800</pubDate>
    <itunes:duration>725</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>I found someone in Bangkok to share on retirement there! | Bangkok property </itunes:title>
    <title>I found someone in Bangkok to share on retirement there! | Bangkok property </title>
    <itunes:summary><![CDATA[Daryl runs a real estate agency in Bangkok and deals with Thailand properties.  Today, he'd share with us what are popular properties and what are visa tips for investors to own.  ****** JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.  👍 To enquire, email to joshtantap@gmail.com  To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here  ►‌ https://t.me/pi21k  ******* 0:...]]></itunes:summary>
    <description><![CDATA[<p>Daryl runs a real estate agency in Bangkok and deals with Thailand properties. <br/>Today, he&apos;d share with us what are popular properties and what are visa tips for investors to own.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:32 Buying property to retire in Thailand<br/><br/>3:20 Loans to buy <br/><br/>5:34 Home viewing<br/><br/>8:20 Special facilities in Thai condo<br/><br/>9:50 Popular locations in Bangkok to stay<br/><br/>11:28 Singaporeans retiring in Thailand<br/><br/>Visit Invest bangkok property https://www.youtube.com/@UCYyqPl5AvkRg0MUZyuwJM7A <br/><br/>#retire #retireinthailand #retirement #financialfreedom #earlyretirement<br/><br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Daryl runs a real estate agency in Bangkok and deals with Thailand properties. <br/>Today, he&apos;d share with us what are popular properties and what are visa tips for investors to own.<br/><br/>******<br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com<br/><br/>To see updates and interesting polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:32 Buying property to retire in Thailand<br/><br/>3:20 Loans to buy <br/><br/>5:34 Home viewing<br/><br/>8:20 Special facilities in Thai condo<br/><br/>9:50 Popular locations in Bangkok to stay<br/><br/>11:28 Singaporeans retiring in Thailand<br/><br/>Visit Invest bangkok property https://www.youtube.com/@UCYyqPl5AvkRg0MUZyuwJM7A <br/><br/>#retire #retireinthailand #retirement #financialfreedom #earlyretirement<br/><br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews. <br/>👍 To enquire, email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14324885-i-found-someone-in-bangkok-to-share-on-retirement-there-bangkok-property.mp3" length="10002580" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/y58upxxei4qs94mws9yp5mg562s7?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 05 Feb 2024 08:00:00 +0800</pubDate>
    <itunes:duration>829</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>5 MONEY MISTAKES you need to AVOID in 2024!</itunes:title>
    <title>5 MONEY MISTAKES you need to AVOID in 2024!</title>
    <itunes:summary><![CDATA[Special Spotify Exclusive: https://www.buzzsprout.com/1527130/14027214 Part (i) Success Mindset for Financial Goals | Part (ii) What Do Singaporeans Think As SUCCESS?  Today you'd hear what are the top 5 financial mistakes to avoid if you want to succeed financially for this new year.  Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) From as little as $4/day, check out  ►‌ https://joshtan.starrinsurance.com.sg/  Check this Personal Accident PA Plan with referr...]]></itunes:summary>
    <description><![CDATA[<h1>Special Spotify Exclusive: https://www.buzzsprout.com/1527130/14027214<br/>Part (i) Success Mindset for Financial Goals | Part (ii) What Do Singaporeans Think As SUCCESS?</h1><p><br/></p><h1>Today you&apos;d hear what are the top 5 financial mistakes to avoid if you want to succeed financially for this new year.<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 Savings process<br/><br/>1:56 Investment process<br/><br/>3:16 Budget<br/><br/>4:55 Retirement plan<br/><br/>8:16 Tax relief<br/><br/>#investing #savings #savemoney #moneymistakes <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</h1><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<h1>Special Spotify Exclusive: https://www.buzzsprout.com/1527130/14027214<br/>Part (i) Success Mindset for Financial Goals | Part (ii) What Do Singaporeans Think As SUCCESS?</h1><p><br/></p><h1>Today you&apos;d hear what are the top 5 financial mistakes to avoid if you want to succeed financially for this new year.<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 Savings process<br/><br/>1:56 Investment process<br/><br/>3:16 Budget<br/><br/>4:55 Retirement plan<br/><br/>8:16 Tax relief<br/><br/>#investing #savings #savemoney #moneymistakes <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</h1><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 29 Jan 2024 07:00:00 +0800</pubDate>
    <itunes:duration>605</itunes:duration>
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  <item>
    <itunes:title>10 THINGS YOU NEED FOR RETIREMENT IN SINGAPORE | Financial Independence Retire Early</itunes:title>
    <title>10 THINGS YOU NEED FOR RETIREMENT IN SINGAPORE | Financial Independence Retire Early</title>
    <itunes:summary><![CDATA[Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) ►‌ https://joshtan.starrinsurance.com.sg/  Attention to all retirees in Singapore! Today, we'd discuss in detail 10 things you need to do in retirement years because these can impact your long term wellbeing.  If you are not retired yet but planning to reach early retirement, these tips also apply!  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ htt...]]></itunes:summary>
    <description><![CDATA[<p>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Attention to all retirees in Singapore! Today, we&apos;d discuss in detail 10 things you need to do in retirement years because these can impact your long term wellbeing. <br/>If you are not retired yet but planning to reach early retirement, these tips also apply!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>INVESTING SIGN UP DEALS<br/>🌟  MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck<br/>EXTRA $2 for 10days each automatically given once you&apos;ve signed up with referral link above ^<br/><br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 CPF balances<br/><br/>1:28 CPF Life<br/><br/>2:13 Wills and CPF<br/><br/>4:19 LPA<br/><br/>6:02 AMD and ACP<br/><br/>7:49 Insurance<br/><br/>9:24 Safe<br/><br/>10:04 Joint account<br/><br/>10:33 Simplify finance<br/><br/>12:04 Lock up savings<br/><br/>#retirement #retire <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Attention to all retirees in Singapore! Today, we&apos;d discuss in detail 10 things you need to do in retirement years because these can impact your long term wellbeing. <br/>If you are not retired yet but planning to reach early retirement, these tips also apply!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>INVESTING SIGN UP DEALS<br/>🌟  MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck<br/>EXTRA $2 for 10days each automatically given once you&apos;ve signed up with referral link above ^<br/><br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 CPF balances<br/><br/>1:28 CPF Life<br/><br/>2:13 Wills and CPF<br/><br/>4:19 LPA<br/><br/>6:02 AMD and ACP<br/><br/>7:49 Insurance<br/><br/>9:24 Safe<br/><br/>10:04 Joint account<br/><br/>10:33 Simplify finance<br/><br/>12:04 Lock up savings<br/><br/>#retirement #retire <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14199077-10-things-you-need-for-retirement-in-singapore-financial-independence-retire-early.mp3" length="10211449" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 22 Jan 2024 07:00:00 +0800</pubDate>
    <itunes:duration>847</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>REVEALED! BEST places to RETIRE in Southeast Asia right now 🔥...</itunes:title>
    <title>REVEALED! BEST places to RETIRE in Southeast Asia right now 🔥...</title>
    <itunes:summary><![CDATA[Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) From as little as $4/day, check out  ►‌ https://joshtan.starrinsurance.com.sg/  I interviewed Andy who has been and lived in many regions around asia.  He shares what are the pros and cons of Bangkok, Pattaya, Bali, Johor Bahru amongst many others.  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd ge...]]></itunes:summary>
    <description><![CDATA[<p>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>I interviewed Andy who has been and lived in many regions around asia. <br/>He shares what are the pros and cons of Bangkok, Pattaya, Bali, Johor Bahru amongst many others.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>1:13 Pattaya Thailand<br/><br/>2:58 Bali<br/><br/>7:42 Bangkok<br/><br/>11:40 Semi-retirement<br/><br/>16:54 Buying JB property<br/><br/>19:11 Investing in Bangkok<br/><br/>23:55 Bonus learning point<br/><br/>#retirement #retire #retirementhome #retired <br/><br/>👏 Catch this episode on YOUTUBE https://youtu.be/GvQp8_Y386s<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>I interviewed Andy who has been and lived in many regions around asia. <br/>He shares what are the pros and cons of Bangkok, Pattaya, Bali, Johor Bahru amongst many others.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>1:13 Pattaya Thailand<br/><br/>2:58 Bali<br/><br/>7:42 Bangkok<br/><br/>11:40 Semi-retirement<br/><br/>16:54 Buying JB property<br/><br/>19:11 Investing in Bangkok<br/><br/>23:55 Bonus learning point<br/><br/>#retirement #retire #retirementhome #retired <br/><br/>👏 Catch this episode on YOUTUBE https://youtu.be/GvQp8_Y386s<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14199083-revealed-best-places-to-retire-in-southeast-asia-right-now.mp3" length="18281522" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 15 Jan 2024 07:00:00 +0800</pubDate>
    <itunes:duration>1519</itunes:duration>
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  <item>
    <itunes:title>He made at least $100,000 doing SIDE HUSTLES from Singapore (Full episode!)</itunes:title>
    <title>He made at least $100,000 doing SIDE HUSTLES from Singapore (Full episode!)</title>
    <itunes:summary><![CDATA[Today we'd talk to JJ who has done multiple side hustles. Amongst what he has tried is doing freelance work on Fiveer where at the peak he could make $7,000 per month. Find out how.  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  #1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d talk to JJ who has done multiple side hustles. Amongst what he has tried is doing freelance work on Fiveer where at the peak he could make $7,000 per month. Find out how.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:10 Where he started<br/><br/>3:55 Secrets to success on Fiverr<br/><br/>10:00 What is his specialty<br/><br/>11:23 How much you can earn<br/><br/>15:55 Why hustle early<br/><br/>#money #sidehustle #sidehustles <br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d talk to JJ who has done multiple side hustles. Amongst what he has tried is doing freelance work on Fiveer where at the peak he could make $7,000 per month. Find out how.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:10 Where he started<br/><br/>3:55 Secrets to success on Fiverr<br/><br/>10:00 What is his specialty<br/><br/>11:23 How much you can earn<br/><br/>15:55 Why hustle early<br/><br/>#money #sidehustle #sidehustles <br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 08 Jan 2024 07:00:00 +0800</pubDate>
    <itunes:duration>1381</itunes:duration>
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  <item>
    <itunes:title>He made MISTAKES and got into DEBT | What is he SPENDING now on and what should he do?</itunes:title>
    <title>He made MISTAKES and got into DEBT | What is he SPENDING now on and what should he do?</title>
    <itunes:summary><![CDATA[HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln  Today's sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I'd do it.  0:00 Introduction  0:48 Combined income  2:45 His mortgage  5:43 His total debt  6:30 Drive grab  10:38 How to breakthrough  12:47 Solutions to consider  #deb...]]></itunes:summary>
    <description><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>Today&apos;s sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I&apos;d do it.<br/><br/>0:00 Introduction<br/><br/>0:48 Combined income<br/><br/>2:45 His mortgage<br/><br/>5:43 His total debt<br/><br/>6:30 Drive grab<br/><br/>10:38 How to breakthrough<br/><br/>12:47 Solutions to consider<br/><br/>#debt #property #financialfreedom #savingmoney <br/><br/>Leave your comments in YOUTUBE: https://youtu.be/B31zz-Wpl4I<br/><br/>INVESTING SIGN UP DEALS<br/>🌟  MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck<br/>EXTRA $2 for 10days each automatically given once you&apos;ve signed up with referral link above ^<br/><br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln<br/><br/>Today&apos;s sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I&apos;d do it.<br/><br/>0:00 Introduction<br/><br/>0:48 Combined income<br/><br/>2:45 His mortgage<br/><br/>5:43 His total debt<br/><br/>6:30 Drive grab<br/><br/>10:38 How to breakthrough<br/><br/>12:47 Solutions to consider<br/><br/>#debt #property #financialfreedom #savingmoney <br/><br/>Leave your comments in YOUTUBE: https://youtu.be/B31zz-Wpl4I<br/><br/>INVESTING SIGN UP DEALS<br/>🌟  MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck<br/>EXTRA $2 for 10days each automatically given once you&apos;ve signed up with referral link above ^<br/><br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>From as little as $4/day, check out <br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14203373-he-made-mistakes-and-got-into-debt-what-is-he-spending-now-on-and-what-should-he-do.mp3" length="11835224" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 01 Jan 2024 07:00:00 +0800</pubDate>
    <itunes:duration>983</itunes:duration>
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    <itunes:title>$6.5M In Retirement Savings!!! How Did They Get There...</itunes:title>
    <title>$6.5M In Retirement Savings!!! How Did They Get There...</title>
    <itunes:summary><![CDATA[🏠 SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! - https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446 Refer your friends and earn a $5 NTUC voucher also on every successful referral.   Consult OHMYHOME Today! - https://api.whatsapp.com/send?phone=6597559283&amp;text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about  Today we've a case study of a couple with $...]]></itunes:summary>
    <description><![CDATA[<p>🏠 SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! - https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446<br/>Refer your friends and earn a $5 NTUC voucher also on every successful referral. <br/><br/>Consult OHMYHOME Today! - https://api.whatsapp.com/send?phone=6597559283&amp;text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about<br/><br/>Today we&apos;ve a case study of a couple with $6.5M in cash assets! You heard it right, $6.5m!<br/>How did they get there? What did they work as? And more importantly, what are lessons from their story...<br/><br/>🌟 Purchase your online access to JOSH TAN FINANCE SUMMIT here - https://jtinvestacademy.thinkific.com/courses/JTFS<br/>Chapter 1: The Black Swan Event you must know<br/>I&apos;ve realised what is being sold now to banking customers and it&apos;s a concerning trend building.<br/>In this chapter, I&apos;d reveal it to you so that you understand the potential risk coming...<br/><br/>Chapter 2: Newest REIT updates and where are opportunities!<br/>You&apos;d learn in this chapter what REITs I&apos;m eyeing and how I&apos;d weather this storm successfully!<br/><br/>Chapter 3: The NEW savings world!<br/>If you are planning for retirement, this chapter is highly valuable!<br/>Condensing all the lessons and new strategies for 2024 for you!<br/><br/>Chapter 4: Special Q&amp;A session<br/>Discussing all the burning questions you have on what to invest and how to approach loans.<br/><br/>🌟 Get your access now: https://jtinvestacademy.thinkific.com/courses/JTFS<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>🌟  MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck<br/>EXTRA $20 automatically given ($2/day for 10days) once you&apos;ve signed up with referral link above ^<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Is it real?<br/><br/>3:33 Where does the $6.5m come from<br/><br/>6:00 How much they save<br/><br/>8:37 Satisfied or regrets?<br/><br/>10:05 Ohmyhome<br/><br/>11:16 Their different homes<br/><br/>14:12 Learning points<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any loss</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🏠 SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! - https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446<br/>Refer your friends and earn a $5 NTUC voucher also on every successful referral. <br/><br/>Consult OHMYHOME Today! - https://api.whatsapp.com/send?phone=6597559283&amp;text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about<br/><br/>Today we&apos;ve a case study of a couple with $6.5M in cash assets! You heard it right, $6.5m!<br/>How did they get there? What did they work as? And more importantly, what are lessons from their story...<br/><br/>🌟 Purchase your online access to JOSH TAN FINANCE SUMMIT here - https://jtinvestacademy.thinkific.com/courses/JTFS<br/>Chapter 1: The Black Swan Event you must know<br/>I&apos;ve realised what is being sold now to banking customers and it&apos;s a concerning trend building.<br/>In this chapter, I&apos;d reveal it to you so that you understand the potential risk coming...<br/><br/>Chapter 2: Newest REIT updates and where are opportunities!<br/>You&apos;d learn in this chapter what REITs I&apos;m eyeing and how I&apos;d weather this storm successfully!<br/><br/>Chapter 3: The NEW savings world!<br/>If you are planning for retirement, this chapter is highly valuable!<br/>Condensing all the lessons and new strategies for 2024 for you!<br/><br/>Chapter 4: Special Q&amp;A session<br/>Discussing all the burning questions you have on what to invest and how to approach loans.<br/><br/>🌟 Get your access now: https://jtinvestacademy.thinkific.com/courses/JTFS<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/><br/>🌟  MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck<br/>EXTRA $20 automatically given ($2/day for 10days) once you&apos;ve signed up with referral link above ^<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Is it real?<br/><br/>3:33 Where does the $6.5m come from<br/><br/>6:00 How much they save<br/><br/>8:37 Satisfied or regrets?<br/><br/>10:05 Ohmyhome<br/><br/>11:16 Their different homes<br/><br/>14:12 Learning points<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any loss</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14024464-6-5m-in-retirement-savings-how-did-they-get-there.mp3" length="10716770" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 25 Dec 2023 07:00:00 +0800</pubDate>
    <itunes:duration>889</itunes:duration>
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  <item>
    <itunes:title>Why This Singaporean CHOSE To Live In Kuala Lumpur Malaysia Instead!</itunes:title>
    <title>Why This Singaporean CHOSE To Live In Kuala Lumpur Malaysia Instead!</title>
    <itunes:summary><![CDATA[SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE!  -► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446  If you are thinking of living in KL today's podcast is for you. I had a chat with Reggie who is a Singaporean living there now and he runs  @TheFinancialCoconutTFC . Find out about property, cost of rental and running a business there.  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to ...]]></itunes:summary>
    <description><![CDATA[<p>SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! <br/>-► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446<br/><br/>If you are thinking of living in KL today&apos;s podcast is for you. I had a chat with Reggie who is a Singaporean living there now and he runs <a href='https://studio.youtube.com/channel/UCREEmSahtQyTBjJudI6kgmg'> @TheFinancialCoconutTFC </a>. Find out about property, cost of rental and running a business there.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:50 Why Reggie left<br/><br/>4:06 Renting cost in KL<br/><br/>5:00 Buying property in KL<br/><br/>8:03 Working in KL<br/><br/>11:23 Retiring in KL<br/><br/>#livinginKL #malaysia #retire #retirement <br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>Leave your comments in YouTube: https://youtu.be/Hqin2Pkgu7w</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! <br/>-► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446<br/><br/>If you are thinking of living in KL today&apos;s podcast is for you. I had a chat with Reggie who is a Singaporean living there now and he runs <a href='https://studio.youtube.com/channel/UCREEmSahtQyTBjJudI6kgmg'> @TheFinancialCoconutTFC </a>. Find out about property, cost of rental and running a business there.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:50 Why Reggie left<br/><br/>4:06 Renting cost in KL<br/><br/>5:00 Buying property in KL<br/><br/>8:03 Working in KL<br/><br/>11:23 Retiring in KL<br/><br/>#livinginKL #malaysia #retire #retirement <br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>Leave your comments in YouTube: https://youtu.be/Hqin2Pkgu7w</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14131726-why-this-singaporean-chose-to-live-in-kuala-lumpur-malaysia-instead.mp3" length="10620241" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 18 Dec 2023 07:00:00 +0800</pubDate>
    <itunes:duration>881</itunes:duration>
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  <item>
    <itunes:title>Special Spotify Exclusive: Part (i) Success Mindset for Financial Goals | Part (ii) What Do Singaporeans Think As SUCCESS? </itunes:title>
    <title>Special Spotify Exclusive: Part (i) Success Mindset for Financial Goals | Part (ii) What Do Singaporeans Think As SUCCESS? </title>
    <itunes:summary><![CDATA[Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only -  🌟 https://jtinvestacademy.thinkific.com/courses/JTFS  Inside it, you'd see what investing and planning strategies to take note for RETIREMENT SUCCESS! See you inside  Today I'd share with you why some of the old measurements of success if outdated and what I propose as new measurements for success!  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your ...]]></itunes:summary>
    <description><![CDATA[<p>Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only - <br/>🌟 https://jtinvestacademy.thinkific.com/courses/JTFS<br/><br/>Inside it, you&apos;d see what investing and planning strategies to take note for RETIREMENT SUCCESS! <a href='https://jtinvestacademy.thinkific.com/courses/JTFS'>See you inside</a><br/><br/>Today I&apos;d share with you why some of the old measurements of success if outdated and what I propose as new measurements for success!<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>2:04 What defines success today<br/><br/>3:34 Today way of impressing people<br/><br/>5:39 Studies are not success factors<br/><br/>6:42 Moomoo SG<br/><br/>8:42 House growth<br/><br/>#financialfreedom #wisdom #success <br/><br/>👏 Catch this episode on YOUTUBE https://youtu.be/9xTDru1Fx_Y<br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only - <br/>🌟 https://jtinvestacademy.thinkific.com/courses/JTFS<br/><br/>Inside it, you&apos;d see what investing and planning strategies to take note for RETIREMENT SUCCESS! <a href='https://jtinvestacademy.thinkific.com/courses/JTFS'>See you inside</a><br/><br/>Today I&apos;d share with you why some of the old measurements of success if outdated and what I propose as new measurements for success!<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>2:04 What defines success today<br/><br/>3:34 Today way of impressing people<br/><br/>5:39 Studies are not success factors<br/><br/>6:42 Moomoo SG<br/><br/>8:42 House growth<br/><br/>#financialfreedom #wisdom #success <br/><br/>👏 Catch this episode on YOUTUBE https://youtu.be/9xTDru1Fx_Y<br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/14027214-special-spotify-exclusive-part-i-success-mindset-for-financial-goals-part-ii-what-do-singaporeans-think-as-success.mp3" length="9863865" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 11 Dec 2023 07:00:00 +0800</pubDate>
    <itunes:duration>817</itunes:duration>
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  <item>
    <itunes:title>They bought a home they COULD NOT AFFORD and got into financial trouble...</itunes:title>
    <title>They bought a home they COULD NOT AFFORD and got into financial trouble...</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance  Today we'd discuss about a family who got into financial trouble. It all started with a home they could not afford and the loans they took with it. Here is my advice...  INVESTING SIGN UP DEALS 🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan   INVESTING RESEARCH 🌟 Seeking Alpha - https://seekingalpha.me/JoshTan 🌟 The Edge Singapore - https://edgesg.link/jtsubscribe  Cheapest trave...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/><br/></b>Today we&apos;d discuss about a family who got into financial trouble. It all started with a home they could not afford and the loans they took with it. Here is my advice...<br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://seekingalpha.me/JoshTan<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction<br/><br/>1:20 Scenes from Finance Summit 2023<br/><br/>3:05 Savings now<br/><br/>5:56 Understanding CPF<br/><br/>7:08 Bankruptcy problems<br/><br/>8:53 My recommendations<br/><br/>14:46 Downgrading suggestion<br/><br/>#bankruptcy #financialfreedom #financialtips #finance<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/><br/></b>Today we&apos;d discuss about a family who got into financial trouble. It all started with a home they could not afford and the loans they took with it. Here is my advice...<br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://seekingalpha.me/JoshTan<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction<br/><br/>1:20 Scenes from Finance Summit 2023<br/><br/>3:05 Savings now<br/><br/>5:56 Understanding CPF<br/><br/>7:08 Bankruptcy problems<br/><br/>8:53 My recommendations<br/><br/>14:46 Downgrading suggestion<br/><br/>#bankruptcy #financialfreedom #financialtips #finance<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 04 Dec 2023 07:00:00 +0800</pubDate>
    <itunes:duration>1051</itunes:duration>
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    <itunes:title>YOU CAN&#39;T RETIRE without knowing these... | Retirement Tips And Retirement Planning In Singapore</itunes:title>
    <title>YOU CAN&#39;T RETIRE without knowing these... | Retirement Tips And Retirement Planning In Singapore</title>
    <itunes:summary><![CDATA[Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only -  🌟 https://jtinvestacademy.thinkific.com/courses/JTFS Starts with Chapter 1: The Black Swan Event you must know I've realised what is being sold now to banking customers and it's a concerning trend building... In this chapter, I'd reveal it to you so that you understand the potential risk coming...  I believe that Singapore Savings Bond SSB rates are likely going to drop. Today I'd share with you why I've bought som...]]></itunes:summary>
    <description><![CDATA[<p>Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only - <br/>🌟 https://jtinvestacademy.thinkific.com/courses/JTFS<br/>Starts with Chapter 1: The Black Swan Event you must know<br/>I&apos;ve realised what is being sold now to banking customers and it&apos;s a concerning trend building...<br/>In this chapter, I&apos;d reveal it to you so that you understand the potential risk coming...<br/><br/>I believe that Singapore Savings Bond SSB rates are likely going to drop. Today I&apos;d share with you why I&apos;ve bought some of this Nov 2023 ssb issue and what you need to know.<br/><br/>******<br/><br/>Today you&apos;d hear about retirement and these are 7 things you may not know yet.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*******<br/>INVESTING SIGN UP DEALS<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/><br/>****<br/>TO LEARN MORE, SUGGESTIONS FOR YOU<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:50 First point<br/><br/>2:30 Second point<br/><br/>3:35 Third point<br/><br/>5:00 Fourth point<br/><br/>6:17 Fifth point<br/><br/>7:10 Sixth point<br/><br/>9:16 Seventh point<br/><br/>#retirement #retire #retirementplanning #cpf <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only - <br/>🌟 https://jtinvestacademy.thinkific.com/courses/JTFS<br/>Starts with Chapter 1: The Black Swan Event you must know<br/>I&apos;ve realised what is being sold now to banking customers and it&apos;s a concerning trend building...<br/>In this chapter, I&apos;d reveal it to you so that you understand the potential risk coming...<br/><br/>I believe that Singapore Savings Bond SSB rates are likely going to drop. Today I&apos;d share with you why I&apos;ve bought some of this Nov 2023 ssb issue and what you need to know.<br/><br/>******<br/><br/>Today you&apos;d hear about retirement and these are 7 things you may not know yet.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>*******<br/>INVESTING SIGN UP DEALS<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/><br/>****<br/>TO LEARN MORE, SUGGESTIONS FOR YOU<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:50 First point<br/><br/>2:30 Second point<br/><br/>3:35 Third point<br/><br/>5:00 Fourth point<br/><br/>6:17 Fifth point<br/><br/>7:10 Sixth point<br/><br/>9:16 Seventh point<br/><br/>#retirement #retire #retirementplanning #cpf <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Tue, 28 Nov 2023 08:00:00 +0800</pubDate>
    <itunes:duration>632</itunes:duration>
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    <itunes:title>SG PROPERTY MARKET IS SLOWING DOWN FAST! | Singapore Home Prices Will Fall In 2024...</itunes:title>
    <title>SG PROPERTY MARKET IS SLOWING DOWN FAST! | Singapore Home Prices Will Fall In 2024...</title>
    <itunes:summary><![CDATA[SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE!  -► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446  🏠 Consult OHMYHOME Today!  -►- https://api.whatsapp.com/send?phone=6597559283&amp;text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about  Today you'd get a clear explanation of the property cycle and see real latest data of the slowing property market. ...]]></itunes:summary>
    <description><![CDATA[<p>SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! <br/>-► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446<br/><br/>🏠 Consult OHMYHOME Today! <br/>-►- https://api.whatsapp.com/send?phone=6597559283&amp;text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about<br/><br/>Today you&apos;d get a clear explanation of the property cycle and see real latest data of the slowing property market. This is why Singapore home prices will fall in 2024. <br/><br/>If you&apos;d like to feature your story or if you&apos;ve a case study question to ask JOSH TAN, <br/>►‌ Email to joshtantap@gmail.com<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:40 Phase 1 home owner demand<br/><br/>2:35 Phase 2 investor demand<br/><br/>3:16 Phase 3 Peak<br/><br/>6:08 Ohmyhome and Homer AI tools<br/><br/>7:50 Clues from 2013<br/><br/>8:45 Transaction data points<br/><br/>10:02 Why volume matters<br/><br/>#singaporepropertymarket #property #marketcrash #sgpropertyinvestment <br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! <br/>-► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&amp;utm_medium=copy_url_sharing_referrer_details_0446<br/><br/>🏠 Consult OHMYHOME Today! <br/>-►- https://api.whatsapp.com/send?phone=6597559283&amp;text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about<br/><br/>Today you&apos;d get a clear explanation of the property cycle and see real latest data of the slowing property market. This is why Singapore home prices will fall in 2024. <br/><br/>If you&apos;d like to feature your story or if you&apos;ve a case study question to ask JOSH TAN, <br/>►‌ Email to joshtantap@gmail.com<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:40 Phase 1 home owner demand<br/><br/>2:35 Phase 2 investor demand<br/><br/>3:16 Phase 3 Peak<br/><br/>6:08 Ohmyhome and Homer AI tools<br/><br/>7:50 Clues from 2013<br/><br/>8:45 Transaction data points<br/><br/>10:02 Why volume matters<br/><br/>#singaporepropertymarket #property #marketcrash #sgpropertyinvestment <br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Thu, 23 Nov 2023 18:00:00 +0800</pubDate>
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    <itunes:title>Young Adults In Singapore NEED LESS MONEY THAN WHAT YOU THINK</itunes:title>
    <title>Young Adults In Singapore NEED LESS MONEY THAN WHAT YOU THINK</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance  Today we'd talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here's why   Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) ►‌ https://joshtan.starrinsurance.com.sg/  Check this Personal Accident PA Plan with referral link for SOMPO PA EASE ►‌ https://www.theastuteparent.com/2022/12/pa-eas...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><br/><br/>Today we&apos;d talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here&apos;s why<br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:35 Clarification<br/><br/>1:55 Budget breakdown<br/><br/>4:50 Josh suggestions<br/><br/>8:28 First step<br/><br/>9:18 Second step<br/><br/>10:54 Third step<br/><br/>11:53 Bonus<br/><br/>#financialfreedom #financialtips #financialindependence<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><br/><br/>Today we&apos;d talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here&apos;s why<br/><br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:35 Clarification<br/><br/>1:55 Budget breakdown<br/><br/>4:50 Josh suggestions<br/><br/>8:28 First step<br/><br/>9:18 Second step<br/><br/>10:54 Third step<br/><br/>11:53 Bonus<br/><br/>#financialfreedom #financialtips #financialindependence<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Mon, 13 Nov 2023 08:00:00 +0800</pubDate>
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    <itunes:title>$100,000++ OF CASH SAVINGS BUT UNHAPPY? Josh&#39;s Regrets And Demi&#39;s View On Financial Freedom...</itunes:title>
    <title>$100,000++ OF CASH SAVINGS BUT UNHAPPY? Josh&#39;s Regrets And Demi&#39;s View On Financial Freedom...</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance  Today, we'd ask Demi more about staying in Korea and how she feels on some comments regarding reaching $100,000 in savings.  0:00 Introduction  0:24: Staying in Korea  3:49 $100,000 guy  6:50 Sacrifices in saving  8:18 Travelling budget  10:10 What next after $100,000  11:18 Josh journey and regrets  13:19 Josh present happiness  14:52 My advice  16:15 How much is enough  17:45 Financial freedom to Demi   #...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/>Today, we&apos;d ask Demi more about staying in Korea and how she feels on some comments regarding reaching $100,000 in savings.<br/><br/>0:00 Introduction<br/><br/>0:24: Staying in Korea<br/><br/>3:49 $100,000 guy<br/><br/>6:50 Sacrifices in saving<br/><br/>8:18 Travelling budget<br/><br/>10:10 What next after $100,000<br/><br/>11:18 Josh journey and regrets<br/><br/>13:19 Josh present happiness<br/><br/>14:52 My advice<br/><br/>16:15 How much is enough<br/><br/>17:45 Financial freedom to Demi<br/><br/><br/>#savemoney #100000savings #save #webull<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/>Today, we&apos;d ask Demi more about staying in Korea and how she feels on some comments regarding reaching $100,000 in savings.<br/><br/>0:00 Introduction<br/><br/>0:24: Staying in Korea<br/><br/>3:49 $100,000 guy<br/><br/>6:50 Sacrifices in saving<br/><br/>8:18 Travelling budget<br/><br/>10:10 What next after $100,000<br/><br/>11:18 Josh journey and regrets<br/><br/>13:19 Josh present happiness<br/><br/>14:52 My advice<br/><br/>16:15 How much is enough<br/><br/>17:45 Financial freedom to Demi<br/><br/><br/>#savemoney #100000savings #save #webull<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13705025-100-000-of-cash-savings-but-unhappy-josh-s-regrets-and-demi-s-view-on-financial-freedom.mp3" length="15129504" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13705025</guid>
    <pubDate>Mon, 06 Nov 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1256</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>She&#39;s Over 30 And NEVER Had A Boyfriend - Josh Tan Reacts To CNA Insider Video!</itunes:title>
    <title>She&#39;s Over 30 And NEVER Had A Boyfriend - Josh Tan Reacts To CNA Insider Video!</title>
    <itunes:summary><![CDATA[Today we'd discuss about this very well produced video on someone single trying to find a partner.  JOSH TAN Linkedin https://www.linkedin.com/in/josh-tan-jl/  CNA INSIDER Video link : She's Over 30 And Never Had A Boyfriend, So Shermin Tries To Hack Online Dating | Shermin's March - https://youtu.be/2z-rBG3i7uM?si=GEY7_saCYkTOr6UF  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d discuss about this very well produced video on someone single trying to find a partner.<br/><br/>JOSH TAN Linkedin https://www.linkedin.com/in/josh-tan-jl/<br/><br/>CNA INSIDER Video link : She&apos;s Over 30 And Never Had A Boyfriend, So Shermin Tries To Hack Online Dating | Shermin&apos;s March - https://youtu.be/2z-rBG3i7uM?si=GEY7_saCYkTOr6UF<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction to Shermin March<br/><br/>1:00 Ghosted<br/><br/>2:30 High value guys<br/><br/>4:00 Tips on partner search<br/><br/>6:21 How to improve looks<br/><br/>8:48 Bad news<br/><br/>9:29 Succeeding in life<br/><br/>11:00 Josh advice to singles<br/><br/>#cna #cnavideo #cnainsider #shermin #sherminmarch #joshtan<br/><br/>👏 Catch this episode on YOUTUBE and leave your comments!<br/>https://youtu.be/fKToiE3pD_0<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d discuss about this very well produced video on someone single trying to find a partner.<br/><br/>JOSH TAN Linkedin https://www.linkedin.com/in/josh-tan-jl/<br/><br/>CNA INSIDER Video link : She&apos;s Over 30 And Never Had A Boyfriend, So Shermin Tries To Hack Online Dating | Shermin&apos;s March - https://youtu.be/2z-rBG3i7uM?si=GEY7_saCYkTOr6UF<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction to Shermin March<br/><br/>1:00 Ghosted<br/><br/>2:30 High value guys<br/><br/>4:00 Tips on partner search<br/><br/>6:21 How to improve looks<br/><br/>8:48 Bad news<br/><br/>9:29 Succeeding in life<br/><br/>11:00 Josh advice to singles<br/><br/>#cna #cnavideo #cnainsider #shermin #sherminmarch #joshtan<br/><br/>👏 Catch this episode on YOUTUBE and leave your comments!<br/>https://youtu.be/fKToiE3pD_0<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13842605-she-s-over-30-and-never-had-a-boyfriend-josh-tan-reacts-to-cna-insider-video.mp3" length="8977000" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/fpam64m1f2ild2m1jfqijpdsmc0q?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 30 Oct 2023 07:00:00 +0800</pubDate>
    <itunes:duration>744</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Young Adults In Singapore NEED LESS MONEY THAN WHAT YOU THINK</itunes:title>
    <title>Young Adults In Singapore NEED LESS MONEY THAN WHAT YOU THINK</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance  Today we'd talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here's why  ******  BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)  #1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► Follow this link...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><br/><br/>Today we&apos;d talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here&apos;s why<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:35 Clarification<br/><br/>1:55 Budget breakdown<br/><br/>4:50 Josh suggestions<br/><br/>8:28 First step<br/><br/>9:18 Second step<br/><br/>10:54 Third step<br/><br/>11:53 Bonus<br/><br/>#financialfreedom #financialtips #financialindependence<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><br/><br/>Today we&apos;d talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here&apos;s why<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:35 Clarification<br/><br/>1:55 Budget breakdown<br/><br/>4:50 Josh suggestions<br/><br/>8:28 First step<br/><br/>9:18 Second step<br/><br/>10:54 Third step<br/><br/>11:53 Bonus<br/><br/>#financialfreedom #financialtips #financialindependence<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13805324-young-adults-in-singapore-need-less-money-than-what-you-think.mp3" length="10499768" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/vhuqe7us7slucxkfbhiyzc0ntmdr?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13805324</guid>
    <pubDate>Mon, 23 Oct 2023 07:00:00 +0800</pubDate>
    <itunes:duration>871</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Living On $6,000/month In Singapore | My Expenses In 2023... (For Family Of Four)</itunes:title>
    <title>Living On $6,000/month In Singapore | My Expenses In 2023... (For Family Of Four)</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance   Today I'd be sharing with you my personal expenses owning a house and car in Singapore in addition to having two young kids with me. If you haven't done up your own budgets and looked at your expenses, I'd strongly encourage you to do so today!  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Check this...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/><br/>Today I&apos;d be sharing with you my personal expenses owning a house and car in Singapore in addition to having two young kids with me. If you haven&apos;t done up your own budgets and looked at your expenses, I&apos;d strongly encourage you to do so today!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>0:00 Introduction<br/><br/>1:20 Mortgage change<br/><br/>3:24 Nursery cost<br/><br/>4:14 Food costs<br/><br/>5:41 KRIS+ to save<br/><br/>6:58 Insurance<br/><br/>9:33 Other expenses<br/><br/>11:00 Summary<br/><br/>#expenses #savemoney #howtosave #financialplanning #budgeting<br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://seekingalpha.me/JoshTan<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/><br/>Today I&apos;d be sharing with you my personal expenses owning a house and car in Singapore in addition to having two young kids with me. If you haven&apos;t done up your own budgets and looked at your expenses, I&apos;d strongly encourage you to do so today!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>0:00 Introduction<br/><br/>1:20 Mortgage change<br/><br/>3:24 Nursery cost<br/><br/>4:14 Food costs<br/><br/>5:41 KRIS+ to save<br/><br/>6:58 Insurance<br/><br/>9:33 Other expenses<br/><br/>11:00 Summary<br/><br/>#expenses #savemoney #howtosave #financialplanning #budgeting<br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://seekingalpha.me/JoshTan<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13705126-living-on-6-000-month-in-singapore-my-expenses-in-2023-for-family-of-four.mp3" length="8870951" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 16 Oct 2023 08:00:00 +0800</pubDate>
    <itunes:duration>735</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>10 Things to STOP doing for FINANCIAL FREEDOM!</itunes:title>
    <title>10 Things to STOP doing for FINANCIAL FREEDOM!</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance   Getting to financial freedom is achievable for everyone and more importantly get there with the right approach and the right mindset.   INVESTING SIGN UP DEALS 🌟 Moomoo (rewards up to S$700) - https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233 🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan   INVESTING RESEARCH 🌟 Seeking Alpha - https://www.sahg6dtr.com...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/><br/>Getting to financial freedom is achievable for everyone and more importantly get there with the right approach and the right mindset. <br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Moomoo (rewards up to S$700) - https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://www.sahg6dtr.com/4LNG39/R74QP/<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:14 First thing<br/><br/>0:47 Second thing<br/><br/>1:52 Third thing<br/><br/>2:54 Fourth thing<br/><br/>4:23 Fifth thing<br/><br/>5:15 Sixth thing<br/><br/>5:51 Seventh thing<br/><br/>6:53 Eighth thing<br/><br/>7:33 Ninth thing<br/><br/>8:40 Tenth thing<br/><br/>#financialfreedom #financialindependce #money #retire #retirement #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/><br/>Getting to financial freedom is achievable for everyone and more importantly get there with the right approach and the right mindset. <br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Moomoo (rewards up to S$700) - https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://www.sahg6dtr.com/4LNG39/R74QP/<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:14 First thing<br/><br/>0:47 Second thing<br/><br/>1:52 Third thing<br/><br/>2:54 Fourth thing<br/><br/>4:23 Fifth thing<br/><br/>5:15 Sixth thing<br/><br/>5:51 Seventh thing<br/><br/>6:53 Eighth thing<br/><br/>7:33 Ninth thing<br/><br/>8:40 Tenth thing<br/><br/>#financialfreedom #financialindependce #money #retire #retirement #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13705005-10-things-to-stop-doing-for-financial-freedom.mp3" length="7328349" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/1l6ks37vybklai0ze1ysoyn3fzwt?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13705005</guid>
    <pubDate>Mon, 09 Oct 2023 08:00:00 +0800</pubDate>
    <itunes:duration>607</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>She Saved Up $100,000 And Moved To Jeju! | Singapore Youtuber  @DemiZhuang  Shares Her Journey...</itunes:title>
    <title>She Saved Up $100,000 And Moved To Jeju! | Singapore Youtuber  @DemiZhuang  Shares Her Journey...</title>
    <itunes:summary><![CDATA[SPECIAL RELEASE "HOW TO $1M - Version 2023 By Josh Tan!" - https://payhip.com/b/q5Bln **ONLY to End Oct 2023**  🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance   Today we'd have a chat with Demi Zhuang who is a 27year old singaporean living in Jeju.  She reached her goal of $100,000 by age27 and now works there on projects she love.  This is her story...  Visit Demi Zhuang - https://www.youtube.com/@DemiZhuang  0:00 Introduction  0:37 Background...]]></itunes:summary>
    <description><![CDATA[<p>SPECIAL RELEASE &quot;HOW TO $1M - Version 2023 By Josh Tan!&quot; - https://payhip.com/b/q5Bln<br/>**ONLY to End Oct 2023**<br/><br/>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/><br/>Today we&apos;d have a chat with Demi Zhuang who is a 27year old singaporean living in Jeju. <br/>She reached her goal of $100,000 by age27 and now works there on projects she love. <br/>This is her story...<br/><br/>Visit Demi Zhuang - https://www.youtube.com/@DemiZhuang<br/><br/>0:00 Introduction<br/><br/>0:37 Background of Demi Zhuang<br/><br/>3:00 Retirement to Demi<br/><br/>3:50 Demi&apos;s motivations<br/><br/>7:00 Demi&apos;s advice to side hustle<br/><br/>9:55 How to $100,000<br/><br/>12:02 Ebook HOW TO $1M<br/><br/>14:04 Living in Jeju<br/><br/>#demizhuang #retirement #retire #fire #financialfreedom #financialindependence <br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>SPECIAL RELEASE &quot;HOW TO $1M - Version 2023 By Josh Tan!&quot; - https://payhip.com/b/q5Bln<br/>**ONLY to End Oct 2023**<br/><br/>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/><br/>Today we&apos;d have a chat with Demi Zhuang who is a 27year old singaporean living in Jeju. <br/>She reached her goal of $100,000 by age27 and now works there on projects she love. <br/>This is her story...<br/><br/>Visit Demi Zhuang - https://www.youtube.com/@DemiZhuang<br/><br/>0:00 Introduction<br/><br/>0:37 Background of Demi Zhuang<br/><br/>3:00 Retirement to Demi<br/><br/>3:50 Demi&apos;s motivations<br/><br/>7:00 Demi&apos;s advice to side hustle<br/><br/>9:55 How to $100,000<br/><br/>12:02 Ebook HOW TO $1M<br/><br/>14:04 Living in Jeju<br/><br/>#demizhuang #retirement #retire #fire #financialfreedom #financialindependence <br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13595706-she-saved-up-100-000-and-moved-to-jeju-singapore-youtuber-demizhuang-shares-her-journey.mp3" length="13480078" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 02 Oct 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1119</itunes:duration>
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  <item>
    <itunes:title>10 THINGS ABOUT INCOME THAT YOU MAY NOT BE AWARE OF!</itunes:title>
    <title>10 THINGS ABOUT INCOME THAT YOU MAY NOT BE AWARE OF!</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance  Today, let's talk about hard truths about income in Singapore that you may not be aware of. This leads to ability to save and invest and ultimately to financial freedom.  Leave comments on YouTube: https://youtu.be/cWfAN3HdECA  #income #money #salary #financialfreedom   Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) ►‌ https://joshtan.starrinsurance.com.sg/  Check this Per...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/plan-with-josh-tan/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/>Today, let&apos;s talk about hard truths about income in Singapore that you may not be aware of. This leads to ability to save and invest and ultimately to financial freedom.<br/><br/>Leave comments on YouTube: https://youtu.be/cWfAN3HdECA<br/><br/>#income #money #salary #financialfreedom <br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>***<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>Chapter key summaries<br/>0:00 Introduction<br/><br/>0:33 Number 1<br/><br/>1:29 Number 2<br/><br/>2:18 Number 3<br/><br/>2:47 Number 4<br/><br/>4:15 Number 5 <br/><br/>5:17 Number 6<br/><br/>5:59 Number 7<br/><br/>6:53 Number 8<br/><br/>7:44 Number 9<br/><br/>8:45 Number 10<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/plan-with-josh-tan/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/></b><br/>Today, let&apos;s talk about hard truths about income in Singapore that you may not be aware of. This leads to ability to save and invest and ultimately to financial freedom.<br/><br/>Leave comments on YouTube: https://youtu.be/cWfAN3HdECA<br/><br/>#income #money #salary #financialfreedom <br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>***<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>Chapter key summaries<br/>0:00 Introduction<br/><br/>0:33 Number 1<br/><br/>1:29 Number 2<br/><br/>2:18 Number 3<br/><br/>2:47 Number 4<br/><br/>4:15 Number 5 <br/><br/>5:17 Number 6<br/><br/>5:59 Number 7<br/><br/>6:53 Number 8<br/><br/>7:44 Number 9<br/><br/>8:45 Number 10<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13449511-10-things-about-income-that-you-may-not-be-aware-of.mp3" length="7486886" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/p7nkth5fzsay3cxnguvdstdeuprw?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 25 Sep 2023 08:00:00 +0800</pubDate>
    <itunes:duration>620</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Guy Takes $5,000/m Pay Cut To Join New Industry 💥 | What To Look Out For Financially? Can He Retire?</itunes:title>
    <title>Guy Takes $5,000/m Pay Cut To Join New Industry 💥 | What To Look Out For Financially? Can He Retire?</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance  Today, we'd discover why someone is going to take a pay cut to join another industry. What are his fears? What is his financial situation?   ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  ...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/plan-with-josh-tan/'><b>https://www.theastuteparent.com/insurance</b></a><br/><br/>Today, we&apos;d discover why someone is going to take a pay cut to join another industry. What are his fears? What is his financial situation? <br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction<br/><br/>0:40 Financial planning<br/><br/>1:20 Pay cut<br/><br/>4:50 Wife income and assets<br/><br/>8:10 CPF balances<br/><br/>10:57 His expenses<br/><br/>13:40 How to deploy cash<br/><br/>14:10 Loss aversion<br/><br/>17:30 Josh suggestions<br/><br/>#financialplanning #financialfreedom #paycut #pay #salary #income <br/><br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/plan-with-josh-tan/'><b>https://www.theastuteparent.com/insurance</b></a><br/><br/>Today, we&apos;d discover why someone is going to take a pay cut to join another industry. What are his fears? What is his financial situation? <br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction<br/><br/>0:40 Financial planning<br/><br/>1:20 Pay cut<br/><br/>4:50 Wife income and assets<br/><br/>8:10 CPF balances<br/><br/>10:57 His expenses<br/><br/>13:40 How to deploy cash<br/><br/>14:10 Loss aversion<br/><br/>17:30 Josh suggestions<br/><br/>#financialplanning #financialfreedom #paycut #pay #salary #income <br/><br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13589370-guy-takes-5-000-m-pay-cut-to-join-new-industry-what-to-look-out-for-financially-can-he-retire.mp3" length="16823592" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 18 Sep 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1398</itunes:duration>
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  <item>
    <itunes:title>STRUGGLING TO RETIRE! : They Have A Few Properties But What&#39;s Wrong In Their Retirement Numbers?</itunes:title>
    <title>STRUGGLING TO RETIRE! : They Have A Few Properties But What&#39;s Wrong In Their Retirement Numbers?</title>
    <itunes:summary><![CDATA[Leave your comments and see info on YOUTUBE https://youtu.be/y5JbQCrfxDY  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today we have a case of a elderly couple thinking who have retirement concerns. They have some wealth but the expenses right now are above the cash flows in. What is my advice to them in what to sell and how to plan their finances moving forward.  0:00 Introduction  0:4...]]></itunes:summary>
    <description><![CDATA[<p>Leave your comments and see info on YOUTUBE https://youtu.be/y5JbQCrfxDY<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we have a case of a elderly couple thinking who have retirement concerns. They have some wealth but the expenses right now are above the cash flows in. What is my advice to them in what to sell and how to plan their finances moving forward.<br/><br/>0:00 Introduction<br/><br/>0:45 Renting HDB vs Lease buyback<br/><br/>5:00 CPF balances<br/><br/>6:05 Income vs expenses<br/><br/>9:27 Malaysia property<br/><br/>11:53 Advice on old folks<br/><br/>12:33 Insurance premiums and suggestions<br/><br/>17:47 Can they retire<br/><br/>#retirement #retirementplanning #retire #howtoretire #financialindependence <br/><br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Moomoo (rewards up to S$700) - https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://seekingalpha.me/JoshTan<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Leave your comments and see info on YOUTUBE https://youtu.be/y5JbQCrfxDY<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we have a case of a elderly couple thinking who have retirement concerns. They have some wealth but the expenses right now are above the cash flows in. What is my advice to them in what to sell and how to plan their finances moving forward.<br/><br/>0:00 Introduction<br/><br/>0:45 Renting HDB vs Lease buyback<br/><br/>5:00 CPF balances<br/><br/>6:05 Income vs expenses<br/><br/>9:27 Malaysia property<br/><br/>11:53 Advice on old folks<br/><br/>12:33 Insurance premiums and suggestions<br/><br/>17:47 Can they retire<br/><br/>#retirement #retirementplanning #retire #howtoretire #financialindependence <br/><br/><br/>INVESTING SIGN UP DEALS<br/>🌟 Moomoo (rewards up to S$700) - https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/>🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan <br/><br/>INVESTING RESEARCH<br/>🌟 Seeking Alpha - https://seekingalpha.me/JoshTan<br/>🌟 The Edge Singapore - https://edgesg.link/jtsubscribe<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13489667-struggling-to-retire-they-have-a-few-properties-but-what-s-wrong-in-their-retirement-numbers.mp3" length="16702573" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 11 Sep 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1388</itunes:duration>
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  <item>
    <itunes:title>Harder To Upgrade To Condo Next Time? THE NEW HDB RULES | NATIONAL DAY RALLY 2023</itunes:title>
    <title>Harder To Upgrade To Condo Next Time? THE NEW HDB RULES | NATIONAL DAY RALLY 2023</title>
    <itunes:summary><![CDATA[View on YouTube and leave comments https://youtu.be/n-J_XH2zcaI  Today we'd be discussing the changes on HDB rules affecting BTO flats from 2024. These changes were announced in national day rally 2023 and we've raised points for you to consider on your housing plans.  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will ...]]></itunes:summary>
    <description><![CDATA[<p>View on YouTube and leave comments https://youtu.be/n-J_XH2zcaI<br/><br/>Today we&apos;d be discussing the changes on HDB rules affecting BTO flats from 2024. These changes were announced in national day rally 2023 and we&apos;ve raised points for you to consider on your housing plans.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 3 tiers of HDB BTO<br/><br/>2:57 BTO price increment<br/><br/>3:57 First point 5Y MOP<br/><br/>5:52 EC market<br/><br/>9:25 Second point Clawback effect<br/><br/>11:16 Harder to upgrade from hdb<br/><br/>#hdb #nationaldayrally #ndr2023 #condo #property #singaporeproperty <br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>View on YouTube and leave comments https://youtu.be/n-J_XH2zcaI<br/><br/>Today we&apos;d be discussing the changes on HDB rules affecting BTO flats from 2024. These changes were announced in national day rally 2023 and we&apos;ve raised points for you to consider on your housing plans.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 3 tiers of HDB BTO<br/><br/>2:57 BTO price increment<br/><br/>3:57 First point 5Y MOP<br/><br/>5:52 EC market<br/><br/>9:25 Second point Clawback effect<br/><br/>11:16 Harder to upgrade from hdb<br/><br/>#hdb #nationaldayrally #ndr2023 #condo #property #singaporeproperty <br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13496842-harder-to-upgrade-to-condo-next-time-the-new-hdb-rules-national-day-rally-2023.mp3" length="11195166" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/gf2e5aze51g93lfky4crtc4qn9n1?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 04 Sep 2023 08:00:00 +0800</pubDate>
    <itunes:duration>928</itunes:duration>
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  <item>
    <itunes:title>He Earns $14,000/M But Feels Looked Down On.... | Singapore Income And Financial Freedom Stories</itunes:title>
    <title>He Earns $14,000/M But Feels Looked Down On.... | Singapore Income And Financial Freedom Stories</title>
    <itunes:summary><![CDATA[This is a guy who is earning well, investing well and has questions on what next to think of in terms of family expenses. He has a surprising feeling of being looked down on. Here's my unexpected suggestion on living life to the fullest.  ******  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless sta...]]></itunes:summary>
    <description><![CDATA[<p>This is a guy who is earning well, investing well and has questions on what next to think of in terms of family expenses. He has a surprising feeling of being looked down on. Here&apos;s my unexpected suggestion on living life to the fullest.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>1:34 Investments now<br/><br/>3:31 S&amp;P500<br/><br/>6:15 His earning now<br/><br/>9:24 Expenses and saving now<br/><br/>14:00 Kids costs<br/><br/>15:04 1M65<br/><br/>16:30 Is he rich<br/><br/>20:07 Unexpected suggestion<br/><br/>#money #financialfreedom #financialindependence <br/><br/>👏 Catch this episode on YOUTUBE to leave your comments https://youtu.be/axiILI_Of4s<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>This is a guy who is earning well, investing well and has questions on what next to think of in terms of family expenses. He has a surprising feeling of being looked down on. Here&apos;s my unexpected suggestion on living life to the fullest.<br/><br/>******<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>1:34 Investments now<br/><br/>3:31 S&amp;P500<br/><br/>6:15 His earning now<br/><br/>9:24 Expenses and saving now<br/><br/>14:00 Kids costs<br/><br/>15:04 1M65<br/><br/>16:30 Is he rich<br/><br/>20:07 Unexpected suggestion<br/><br/>#money #financialfreedom #financialindependence <br/><br/>👏 Catch this episode on YOUTUBE to leave your comments https://youtu.be/axiILI_Of4s<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 28 Aug 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1263</itunes:duration>
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    <itunes:title>7 Stocks With GROWING DIVIDENDS In Singapore Right Now!</itunes:title>
    <title>7 Stocks With GROWING DIVIDENDS In Singapore Right Now!</title>
    <itunes:summary><![CDATA[► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment #1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY Why you do NOT need to spend thousands on investment courses?  LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.   Moomoo SG - National Day 2023 Special Worth $700! Ends 31 Aug 2023:  🌟 https://j....]]></itunes:summary>
    <description><![CDATA[<p>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/><br/>Moomoo SG - National Day 2023 Special Worth $700! Ends 31 Aug 2023: <br/>🌟 https://j.moomoo.com/00mFck<br/>► Moomoo Cash Plus 5.8%p.a. guaranteed returns for 30 days<br/>► Deposit S$3,000, make 3 buy trades, keep funds for 30 days - 1 FREE SEA LIMITED SHARE<br/>► Deposit S$10,000, make 5 buy trades, keep funds for 90 days - 1 FREE APPLE SHARE<br/><br/>*T&amp;Cs apply. Investments involve risk. All views expressed in the video are the independent opinions of Josh Tan. Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore. <br/><br/>Today we&apos;d discover 7 dividend stocks that have growing dividends and they are all listed here in Singapore. If you are looking to build by dividend investing, this discussion is for you!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:17 Number 7<br/><br/>1:12 Number 6<br/><br/>1:48 Number 5<br/><br/>2:40 Moomoo SG Promotion<br/><br/>3:26 Number 4<br/><br/>5:00 Number 3<br/><br/>6:34 Number 2<br/><br/>8:20 Number 1<br/><br/>#stocks #sgstocks #singaporeshares #shares #reits #dividend <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/><br/>Moomoo SG - National Day 2023 Special Worth $700! Ends 31 Aug 2023: <br/>🌟 https://j.moomoo.com/00mFck<br/>► Moomoo Cash Plus 5.8%p.a. guaranteed returns for 30 days<br/>► Deposit S$3,000, make 3 buy trades, keep funds for 30 days - 1 FREE SEA LIMITED SHARE<br/>► Deposit S$10,000, make 5 buy trades, keep funds for 90 days - 1 FREE APPLE SHARE<br/><br/>*T&amp;Cs apply. Investments involve risk. All views expressed in the video are the independent opinions of Josh Tan. Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore. <br/><br/>Today we&apos;d discover 7 dividend stocks that have growing dividends and they are all listed here in Singapore. If you are looking to build by dividend investing, this discussion is for you!<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:17 Number 7<br/><br/>1:12 Number 6<br/><br/>1:48 Number 5<br/><br/>2:40 Moomoo SG Promotion<br/><br/>3:26 Number 4<br/><br/>5:00 Number 3<br/><br/>6:34 Number 2<br/><br/>8:20 Number 1<br/><br/>#stocks #sgstocks #singaporeshares #shares #reits #dividend <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 21 Aug 2023 07:00:00 +0800</pubDate>
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    <itunes:title>8 Things I Don&#39;t Buy Anymore (Ways To Save More Money In Singapore | Adulting | Financial Freedom)</itunes:title>
    <title>8 Things I Don&#39;t Buy Anymore (Ways To Save More Money In Singapore | Adulting | Financial Freedom)</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance   👏 Catch this episode on YouTube to leave your comments https://youtu.be/CuxmMHNyYmk  Today, you'd be hearing on what we have cut back on in terms of spending to save more money. Cost of living in Singapore is ever rising and if you're thinking you're spending too much, maybe these are useful financial tips for you.  ***** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/><br/></b><br/>👏 Catch this episode on YouTube to leave your comments<br/>https://youtu.be/CuxmMHNyYmk<br/><br/>Today, you&apos;d be hearing on what we have cut back on in terms of spending to save more money. Cost of living in Singapore is ever rising and if you&apos;re thinking you&apos;re spending too much, maybe these are useful financial tips for you.<br/><br/>*****<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>2:24 Not buying TV<br/><br/>4:11 Not paying for cable<br/><br/>6:10 Not buying new game<br/><br/> 8:53 Not paying for convenience services<br/><br/>12:10 Not paying phone contract<br/><br/>13:43 Not buying discounted fruits<br/><br/>15:24 Not buying new gear<br/><br/>18:53 Not paying wellness program<br/><br/>#savemoney #financialfreedom #savingmoney #adulting <br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/><br/></b><br/>👏 Catch this episode on YouTube to leave your comments<br/>https://youtu.be/CuxmMHNyYmk<br/><br/>Today, you&apos;d be hearing on what we have cut back on in terms of spending to save more money. Cost of living in Singapore is ever rising and if you&apos;re thinking you&apos;re spending too much, maybe these are useful financial tips for you.<br/><br/>*****<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>0:00 Introduction<br/><br/>2:24 Not buying TV<br/><br/>4:11 Not paying for cable<br/><br/>6:10 Not buying new game<br/><br/> 8:53 Not paying for convenience services<br/><br/>12:10 Not paying phone contract<br/><br/>13:43 Not buying discounted fruits<br/><br/>15:24 Not buying new gear<br/><br/>18:53 Not paying wellness program<br/><br/>#savemoney #financialfreedom #savingmoney #adulting <br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13352703-8-things-i-don-t-buy-anymore-ways-to-save-more-money-in-singapore-adulting-financial-freedom.mp3" length="18436014" type="audio/mpeg" />
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    <pubDate>Mon, 14 Aug 2023 08:00:00 +0800</pubDate>
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    <itunes:title>Are All Singaporeans Rich? - My Reactions | How Much Income Do You Really Need...</itunes:title>
    <title>Are All Singaporeans Rich? - My Reactions | How Much Income Do You Really Need...</title>
    <itunes:summary><![CDATA[YOUTUBE: To view diagrams and/or leave a comment https://youtu.be/GCCrCRVhal8  Someone said we need $7,500/m in salary. Another said at least $20,000/m in salary to be comfortable in Singapore without any worries. Who is right? What can we learn about the different income people in Singapore?  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Cheapest travel insurance (especially around Thai...]]></itunes:summary>
    <description><![CDATA[<p>YOUTUBE: To view diagrams and/or leave a comment https://youtu.be/GCCrCRVhal8<br/><br/>Someone said we need $7,500/m in salary. Another said at least $20,000/m in salary to be comfortable in Singapore without any worries. Who is right? What can we learn about the different income people in Singapore?<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>FOR INVESTING, 4 SUGGESTIONS FOR YOU<br/><br/>Get your FREE stock from Moomoo: <br/>►‌ https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>0:00 Introduction<br/><br/>0:35 Salary numbers for households<br/><br/>2:10 Tips for lower income households<br/><br/>4:26 Top 25% household income<br/><br/>5:25 Age group effect<br/><br/>8:03 Circle of friends effect<br/><br/>8:38 Top earners in Singapore<br/><br/>11:39 Words of wisdom<br/><br/>#salary #income #singaporeans #highincome <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>YOUTUBE: To view diagrams and/or leave a comment https://youtu.be/GCCrCRVhal8<br/><br/>Someone said we need $7,500/m in salary. Another said at least $20,000/m in salary to be comfortable in Singapore without any worries. Who is right? What can we learn about the different income people in Singapore?<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>FOR INVESTING, 4 SUGGESTIONS FOR YOU<br/><br/>Get your FREE stock from Moomoo: <br/>►‌ https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/><br/>0:00 Introduction<br/><br/>0:35 Salary numbers for households<br/><br/>2:10 Tips for lower income households<br/><br/>4:26 Top 25% household income<br/><br/>5:25 Age group effect<br/><br/>8:03 Circle of friends effect<br/><br/>8:38 Top earners in Singapore<br/><br/>11:39 Words of wisdom<br/><br/>#salary #income #singaporeans #highincome <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 07 Aug 2023 08:00:00 +0800</pubDate>
    <itunes:duration>770</itunes:duration>
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    <itunes:title>I searched for the BEST MONEY WISDOM | Here&#39;s what will help you to SATISFACTION &amp; FINANCIAL FREEDOM</itunes:title>
    <title>I searched for the BEST MONEY WISDOM | Here&#39;s what will help you to SATISFACTION &amp; FINANCIAL FREEDOM</title>
    <itunes:summary><![CDATA[🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance   Today you'd hear 5 of the very best money wisdom tips that helped me get to financial freedom and to be happy. Hopefully it inspires you too.  To join the discussions on YouTube https://youtu.be/VUOfOASWnv0  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Get your FREE stock from Tiger Account w Josh Ta...]]></itunes:summary>
    <description><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/><br/></b><br/>Today you&apos;d hear 5 of the very best money wisdom tips that helped me get to financial freedom and to be happy. Hopefully it inspires you too.<br/><br/>To join the discussions on YouTube https://youtu.be/VUOfOASWnv0<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>FOR INVESTING, 4 SUGGESTIONS FOR YOU<br/><br/>Get your FREE stock from Moomoo: <br/>►‌ https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/>►‌ https://syfe.me/3gcPk1Y<br/><br/>Free stocks with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) <br/>Step #1 https://www.webull.com.sg/i/joshtan <br/>Step #2 - Go under open account and use Myinfo. <br/>Step #3 - Deposit after application approved! <br/>►‌ https://www.webull.com.sg/i/joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:24 Money can&apos;t buy happiness<br/><br/>2:30 Your time is your money<br/><br/>4:02 Dollar saved is a dollar earned<br/><br/>5:31 Save for a rainy day<br/><br/>6:11 Emergency cash<br/><br/>7:43 Don&apos;t let money control you<br/><br/>9:40 Bonus tip<br/><br/>#savemoney #money #moneytips #moneyhacks #financialadvice <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are stric</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>🌟 <b>TO GET PROPER INSURANCE ADVICE, VISIT US: </b><a href='https://www.theastuteparent.com/insurance/'><b>https://www.theastuteparent.com/insurance</b></a><b><br/><br/></b><br/>Today you&apos;d hear 5 of the very best money wisdom tips that helped me get to financial freedom and to be happy. Hopefully it inspires you too.<br/><br/>To join the discussions on YouTube https://youtu.be/VUOfOASWnv0<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>******<br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>****<br/>FOR INVESTING, 4 SUGGESTIONS FOR YOU<br/><br/>Get your FREE stock from Moomoo: <br/>►‌ https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/>►‌ https://syfe.me/3gcPk1Y<br/><br/>Free stocks with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) <br/>Step #1 https://www.webull.com.sg/i/joshtan <br/>Step #2 - Go under open account and use Myinfo. <br/>Step #3 - Deposit after application approved! <br/>►‌ https://www.webull.com.sg/i/joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:24 Money can&apos;t buy happiness<br/><br/>2:30 Your time is your money<br/><br/>4:02 Dollar saved is a dollar earned<br/><br/>5:31 Save for a rainy day<br/><br/>6:11 Emergency cash<br/><br/>7:43 Don&apos;t let money control you<br/><br/>9:40 Bonus tip<br/><br/>#savemoney #money #moneytips #moneyhacks #financialadvice <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are stric</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13056613-i-searched-for-the-best-money-wisdom-here-s-what-will-help-you-to-satisfaction-financial-freedom.mp3" length="7708845" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 31 Jul 2023 08:00:00 +0800</pubDate>
    <itunes:duration>638</itunes:duration>
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  <item>
    <itunes:title>How I Became A MILLIONAIRE In 10 Steps | Financially Free In Singapore</itunes:title>
    <title>How I Became A MILLIONAIRE In 10 Steps | Financially Free In Singapore</title>
    <itunes:summary><![CDATA[https://payhip.com/b/q5Bln - Links are here early to buy your copy and learn today  NEWEST eBook HOW TO $1M - What You Need To Know About Finance In Singapore (New 2023 Edition) 👍 Sales will complete in JULY23  oday I'd be sharing how I became a millionaire as a Singaporean. I keep close to heart these 10 habits and hopefully it can inspire you to build up your family's wealth also.  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌...]]></itunes:summary>
    <description><![CDATA[<p>https://payhip.com/b/q5Bln - Links are here early to buy your copy and learn today <br/>NEWEST eBook HOW TO $1M - What You Need To Know About Finance In Singapore (New 2023 Edition) 👍<br/>Sales will complete in JULY23<br/><br/>oday I&apos;d be sharing how I became a millionaire as a Singaporean. I keep close to heart these 10 habits and hopefully it can inspire you to build up your family&apos;s wealth also.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbktiVnZZYXpjd192dndFRG10OXlPclc3RHNzQXxBQ3Jtc0tucEZFX1U2N3RnODZjTXZjZnVnRTVJZWRoTWJsWmdUWFR1M0VPWU5XYkRPU0FQSHc5VmxqM0Z4V0tfbFU0RVJidTFLbEdTd09yWjBfZzBkTzh6QlBOVnE3UndDLW1jYjZBZTZrRU1DbnlpMEgxZ0ozdw&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=ho8L-D1iKlQ'>https://www.theastuteparent.com/josh-tan</a><br/><br/>OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNjNFQ1VnZtbzhRd2hqLTF4VnpDcWhDOGEwUXxBQ3Jtc0tuVlBhbE5kQWZsVzZwODdwY3Q3ODctZ191ZU1YV1ZBeFp5MmNCdDRqWklHZkljTGN5NVdPN0NjWXVORjhsWHhkS2NhZVZDWlR0LWwyaDNCa2VtWkdjOFVRSGdnUXljakxxb216bFBEOHJIZndob29MUQ&amp;q=https%3A%2F%2Fcalendly.com%2Fohmyhome%2Fohmyhome-joshtan&amp;v=ho8L-D1iKlQ'>https://calendly.com/ohmyhome/ohmyhom...</a><br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0k2aGVENjJJcHEzMkpUUGZvMXRvZC15TDU1d3xBQ3Jtc0ttdlROVF9CLVJsRHlsbnZmVG5ISFVzUEk1Zm5ablkxcjhCTVMtd0dkd0l2UmszOWVqdHlKVEJSNkFOVGlVMXd4WUg5N2tWZllnT25qV3ZqeDdkN3Y4TGlvTXcwcGp0aTR3UDRkaUkwcGpYX0QwcFNfYw&amp;q=https%3A%2F%2Fwww.sahg6dtr.com%2F4LNG39%2FR74QP%2F&amp;v=ho8L-D1iKlQ'>https://www.sahg6dtr.com/4LNG39/R74QP/</a><br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2liT2VjTkRNdHgzM29DVzhNdnNrVjNsMGJjZ3xBQ3Jtc0tuc0ZYZ0ZrMlE4cWxlbU4yVFdleVVsZnlpcFBIMWhJcVZ1MVFQbTB2VVZXTUVLanR5cjZ4T1N5Zy0tcFp0SGZoWWpJN1BFSmhTNHd5ZW44YTBiNGhTMXZncFFoaU03QnR1Wk5Fam9feDRnQURxYnB2RQ&amp;q=https%3A%2F%2Fjtinvestacademy.thinkific.com%2Fcourses%2Finvestment&amp;v=ho8L-D1iKlQ'>https://jtinvestacademy.thinkific.com...</a><br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ <a href='https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join'>   / @joshconsultancy  </a><br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbC1mWVQxQ1FaUFJENktGSWpjM3ZEVC1UVS1aZ3xBQ3Jtc0tsTVpjMXlJTWkyb2Q3NW5tMDh0eF9GOWhPRWFRY1haXzBvSHQzWXFyamZZbnNWeVpVZTZydGtrZFhKMnQzSzl1bTh5R0RzTWZYU2ljbU1XcmpFeUJ2UFVrUFFSU3FPVnp2NDdGdW41QUZ3VFJKcjdIYw&amp;q=https%3A%2F%2Fsyfe.me%2F3gcPk1Y&amp;v=ho8L-D1iKlQ'>https://syfe.me/3gcPk1Y</a><br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE&amp;amp</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>https://payhip.com/b/q5Bln - Links are here early to buy your copy and learn today <br/>NEWEST eBook HOW TO $1M - What You Need To Know About Finance In Singapore (New 2023 Edition) 👍<br/>Sales will complete in JULY23<br/><br/>oday I&apos;d be sharing how I became a millionaire as a Singaporean. I keep close to heart these 10 habits and hopefully it can inspire you to build up your family&apos;s wealth also.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbktiVnZZYXpjd192dndFRG10OXlPclc3RHNzQXxBQ3Jtc0tucEZFX1U2N3RnODZjTXZjZnVnRTVJZWRoTWJsWmdUWFR1M0VPWU5XYkRPU0FQSHc5VmxqM0Z4V0tfbFU0RVJidTFLbEdTd09yWjBfZzBkTzh6QlBOVnE3UndDLW1jYjZBZTZrRU1DbnlpMEgxZ0ozdw&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2Fjosh-tan&amp;v=ho8L-D1iKlQ'>https://www.theastuteparent.com/josh-tan</a><br/><br/>OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNjNFQ1VnZtbzhRd2hqLTF4VnpDcWhDOGEwUXxBQ3Jtc0tuVlBhbE5kQWZsVzZwODdwY3Q3ODctZ191ZU1YV1ZBeFp5MmNCdDRqWklHZkljTGN5NVdPN0NjWXVORjhsWHhkS2NhZVZDWlR0LWwyaDNCa2VtWkdjOFVRSGdnUXljakxxb216bFBEOHJIZndob29MUQ&amp;q=https%3A%2F%2Fcalendly.com%2Fohmyhome%2Fohmyhome-joshtan&amp;v=ho8L-D1iKlQ'>https://calendly.com/ohmyhome/ohmyhom...</a><br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa0k2aGVENjJJcHEzMkpUUGZvMXRvZC15TDU1d3xBQ3Jtc0ttdlROVF9CLVJsRHlsbnZmVG5ISFVzUEk1Zm5ablkxcjhCTVMtd0dkd0l2UmszOWVqdHlKVEJSNkFOVGlVMXd4WUg5N2tWZllnT25qV3ZqeDdkN3Y4TGlvTXcwcGp0aTR3UDRkaUkwcGpYX0QwcFNfYw&amp;q=https%3A%2F%2Fwww.sahg6dtr.com%2F4LNG39%2FR74QP%2F&amp;v=ho8L-D1iKlQ'>https://www.sahg6dtr.com/4LNG39/R74QP/</a><br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2liT2VjTkRNdHgzM29DVzhNdnNrVjNsMGJjZ3xBQ3Jtc0tuc0ZYZ0ZrMlE4cWxlbU4yVFdleVVsZnlpcFBIMWhJcVZ1MVFQbTB2VVZXTUVLanR5cjZ4T1N5Zy0tcFp0SGZoWWpJN1BFSmhTNHd5ZW44YTBiNGhTMXZncFFoaU03QnR1Wk5Fam9feDRnQURxYnB2RQ&amp;q=https%3A%2F%2Fjtinvestacademy.thinkific.com%2Fcourses%2Finvestment&amp;v=ho8L-D1iKlQ'>https://jtinvestacademy.thinkific.com...</a><br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ <a href='https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join'>   / @joshconsultancy  </a><br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbC1mWVQxQ1FaUFJENktGSWpjM3ZEVC1UVS1aZ3xBQ3Jtc0tsTVpjMXlJTWkyb2Q3NW5tMDh0eF9GOWhPRWFRY1haXzBvSHQzWXFyamZZbnNWeVpVZTZydGtrZFhKMnQzSzl1bTh5R0RzTWZYU2ljbU1XcmpFeUJ2UFVrUFFSU3FPVnp2NDdGdW41QUZ3VFJKcjdIYw&amp;q=https%3A%2F%2Fsyfe.me%2F3gcPk1Y&amp;v=ho8L-D1iKlQ'>https://syfe.me/3gcPk1Y</a><br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE&amp;amp</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13237049-how-i-became-a-millionaire-in-10-steps-financially-free-in-singapore.mp3" length="7294224" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 24 Jul 2023 08:00:00 +0800</pubDate>
    <itunes:duration>604</itunes:duration>
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    <itunes:title>They Quit High Paying Jobs To Start A Hawker... | Playing The &quot;Cashflow Game&quot; For Early Retirement</itunes:title>
    <title>They Quit High Paying Jobs To Start A Hawker... | Playing The &quot;Cashflow Game&quot; For Early Retirement</title>
    <itunes:summary><![CDATA[National Day 2023 Special! Get your FREE stock from Moomoo:  ►‌ https://j.moomoo.com/00mFck  👏 Catch this episode and leave comments on YOUTUBE https://youtu.be/z1epXgKUDw4  This is the story of Fran and John who quit their corporate high paying jobs to start a hawker business. Now they are retired early.  0:00 Introduction  0:30 Their jobs  4:14 Starting their hawker business  6:23 Promotion on Moomoo  8:00 Advice before starting hawker  13:10 Cashflow game  16:02 Passive income  #finan...]]></itunes:summary>
    <description><![CDATA[<p>National Day 2023 Special! Get your FREE stock from Moomoo: <br/>►‌ https://j.moomoo.com/00mFck<br/><br/>👏 Catch this episode and leave comments on YOUTUBE<br/>https://youtu.be/z1epXgKUDw4<br/><br/>This is the story of Fran and John who quit their corporate high paying jobs to start a hawker business. Now they are retired early.<br/><br/>0:00 Introduction<br/><br/>0:30 Their jobs<br/><br/>4:14 Starting their hawker business<br/><br/>6:23 Promotion on Moomoo<br/><br/>8:00 Advice before starting hawker<br/><br/>13:10 Cashflow game<br/><br/>16:02 Passive income<br/><br/>#financialfreedom #earlyretirement #retirement #quitjob <br/><br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>National Day 2023 Special! Get your FREE stock from Moomoo: <br/>►‌ https://j.moomoo.com/00mFck<br/><br/>👏 Catch this episode and leave comments on YOUTUBE<br/>https://youtu.be/z1epXgKUDw4<br/><br/>This is the story of Fran and John who quit their corporate high paying jobs to start a hawker business. Now they are retired early.<br/><br/>0:00 Introduction<br/><br/>0:30 Their jobs<br/><br/>4:14 Starting their hawker business<br/><br/>6:23 Promotion on Moomoo<br/><br/>8:00 Advice before starting hawker<br/><br/>13:10 Cashflow game<br/><br/>16:02 Passive income<br/><br/>#financialfreedom #earlyretirement #retirement #quitjob <br/><br/><br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13137413-they-quit-high-paying-jobs-to-start-a-hawker-playing-the-cashflow-game-for-early-retirement.mp3" length="13780066" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 17 Jul 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1143</itunes:duration>
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    <itunes:title>HOT BTO With Potential $300k Profits 🔥 | Price comparison findings from the newest 2023 BTO launch</itunes:title>
    <title>HOT BTO With Potential $300k Profits 🔥 | Price comparison findings from the newest 2023 BTO launch</title>
    <itunes:summary><![CDATA[We deep dived into why Serangoon was the hottest BTO project in May2023! You'd hear findings on the potential profits for successful bidders there when we compare BTO price launch vs resale HDB around there!  Leave your questions and comments on YOUTUBE : https://youtu.be/YIOJmSElDcE  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All persona...]]></itunes:summary>
    <description><![CDATA[<p>We deep dived into why Serangoon was the hottest BTO project in May2023! You&apos;d hear findings on the potential profits for successful bidders there when we compare BTO price launch vs resale HDB around there!<br/><br/>Leave your questions and comments on YOUTUBE : https://youtu.be/YIOJmSElDcE<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:53 Why bought resale<br/><br/>1:42 New waiting period<br/><br/>2:29 Serangoon North Vista BTO analysis<br/><br/>4:10 Price gap analysis<br/><br/>5:18 Rosyth school<br/><br/>6:28 August 2023 BTO<br/><br/>#hdb #bto #buyproperty <br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>We deep dived into why Serangoon was the hottest BTO project in May2023! You&apos;d hear findings on the potential profits for successful bidders there when we compare BTO price launch vs resale HDB around there!<br/><br/>Leave your questions and comments on YOUTUBE : https://youtu.be/YIOJmSElDcE<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:53 Why bought resale<br/><br/>1:42 New waiting period<br/><br/>2:29 Serangoon North Vista BTO analysis<br/><br/>4:10 Price gap analysis<br/><br/>5:18 Rosyth school<br/><br/>6:28 August 2023 BTO<br/><br/>#hdb #bto #buyproperty <br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13137263-hot-bto-with-potential-300k-profits-price-comparison-findings-from-the-newest-2023-bto-launch.mp3" length="6186256" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/3m9zakyxhx36qy4d99hjijejo9sq?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 10 Jul 2023 08:00:00 +0800</pubDate>
    <itunes:duration>510</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>I found a couple who retired at 40 in Penang | Tips on visa and property  @corporatebreakoutcouple ​</itunes:title>
    <title>I found a couple who retired at 40 in Penang | Tips on visa and property  @corporatebreakoutcouple ​</title>
    <itunes:summary><![CDATA[Today we'd learn about retiring in Penang from Fran and John who are based there. We'd talk about visa questions, standard of living and also Penang property tips!  To leave questions and comments on YouTube https://youtu.be/rS6crCim5h8  Summary 0:00 Introduction  1:17 Singaporeans retiring in Penang  3:15 Penang vs KL  4:57 Standard of living in Penang  6:05 Buying malaysian car  8:04 Buy or rent property  9:55 Medical and insurance  12:20 Property for foreign retirees  14:50 Visa questions ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d learn about retiring in Penang from Fran and John who are based there. We&apos;d talk about visa questions, standard of living and also Penang property tips!<br/><br/>To leave questions and comments on YouTube https://youtu.be/rS6crCim5h8<br/><br/>Summary<br/>0:00 Introduction<br/><br/>1:17 Singaporeans retiring in Penang<br/><br/>3:15 Penang vs KL<br/><br/>4:57 Standard of living in Penang<br/><br/>6:05 Buying malaysian car<br/><br/>8:04 Buy or rent property<br/><br/>9:55 Medical and insurance<br/><br/>12:20 Property for foreign retirees<br/><br/>14:50 Visa questions<br/><br/>18:10 Digital nomad visa<br/><br/>#retirement #retire #retireinmalaysia #financialfreedom <br/><br/>******<br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d learn about retiring in Penang from Fran and John who are based there. We&apos;d talk about visa questions, standard of living and also Penang property tips!<br/><br/>To leave questions and comments on YouTube https://youtu.be/rS6crCim5h8<br/><br/>Summary<br/>0:00 Introduction<br/><br/>1:17 Singaporeans retiring in Penang<br/><br/>3:15 Penang vs KL<br/><br/>4:57 Standard of living in Penang<br/><br/>6:05 Buying malaysian car<br/><br/>8:04 Buy or rent property<br/><br/>9:55 Medical and insurance<br/><br/>12:20 Property for foreign retirees<br/><br/>14:50 Visa questions<br/><br/>18:10 Digital nomad visa<br/><br/>#retirement #retire #retireinmalaysia #financialfreedom <br/><br/>******<br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13092523-i-found-a-couple-who-retired-at-40-in-penang-tips-on-visa-and-property-corporatebreakoutcouple.mp3" length="18137973" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/crbt0a1l0csekhaximnbgosqyhq0?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 03 Jul 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1507</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>If $1.5M is given to you, what will you do?</itunes:title>
    <title>If $1.5M is given to you, what will you do?</title>
    <itunes:summary><![CDATA[Today, lets discuss about two cases of people who have inherited big amounts of money!  How much? $1.5M! With $1.5m many are financially free already and there are so many ways to investing it.  Check YouTube to leave your comments too! https://youtu.be/xePkNbV-dzk  ******* Summary 0:00 Introduction  0:40 Case study 1  2:17 Start a business  3:42 I agree with this  5:50 Disagree on this  6:57 Properties  8:10 Case study 2  11:26 Money reveals what you know  14:17 What I suggest  #money #...]]></itunes:summary>
    <description><![CDATA[<p>Today, lets discuss about two cases of people who have inherited big amounts of money! <br/>How much? $1.5M! With $1.5m many are financially free already and there are so many ways to investing it.<br/><br/>Check YouTube to leave your comments too! https://youtu.be/xePkNbV-dzk<br/><br/>*******<br/>Summary<br/>0:00 Introduction<br/><br/>0:40 Case study 1<br/><br/>2:17 Start a business<br/><br/>3:42 I agree with this<br/><br/>5:50 Disagree on this<br/><br/>6:57 Properties<br/><br/>8:10 Case study 2<br/><br/>11:26 Money reveals what you know<br/><br/>14:17 What I suggest<br/><br/>#money #inheritance #howtoinvest #invest <br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, lets discuss about two cases of people who have inherited big amounts of money! <br/>How much? $1.5M! With $1.5m many are financially free already and there are so many ways to investing it.<br/><br/>Check YouTube to leave your comments too! https://youtu.be/xePkNbV-dzk<br/><br/>*******<br/>Summary<br/>0:00 Introduction<br/><br/>0:40 Case study 1<br/><br/>2:17 Start a business<br/><br/>3:42 I agree with this<br/><br/>5:50 Disagree on this<br/><br/>6:57 Properties<br/><br/>8:10 Case study 2<br/><br/>11:26 Money reveals what you know<br/><br/>14:17 What I suggest<br/><br/>#money #inheritance #howtoinvest #invest <br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13056607-if-1-5m-is-given-to-you-what-will-you-do.mp3" length="11457101" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/xrvqzcxp092agzpkxobrnxtyfuvl?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 26 Jun 2023 08:00:00 +0800</pubDate>
    <itunes:duration>951</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Real story - How this janitor died a very rich man...</itunes:title>
    <title>Real story - How this janitor died a very rich man...</title>
    <itunes:summary><![CDATA[Today, we'd discuss how this janitor died a very rich man. He left behind $8m at his death and there BIG are learning points. He probably attained financial independence at age49 back in his time and here are the numbers...  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Get your FREE stock from Tiger Account w Josh Tan:  ►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;g...]]></itunes:summary>
    <description><![CDATA[<p>Today, we&apos;d discuss how this janitor died a very rich man. He left behind $8m at his death and there BIG are learning points. He probably attained financial independence at age49 back in his time and here are the numbers...<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>Seedly article https://blog.seedly.sg/lessons-from-millionaire-janitor-ronald-read/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>FOR INVESTING, 4 SUGGESTIONS FOR YOU<br/><br/>Get your FREE stock from Moomoo: <br/>►‌ https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/>►‌ https://syfe.me/3gcPk1Y<br/><br/>Free stocks with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) <br/>Step #1 https://www.webull.com.sg/i/joshtan <br/>Step #2 - Go under open account and use Myinfo. <br/>Step #3 - Deposit after application approved! <br/>►‌ https://www.webull.com.sg/i/joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 His story<br/><br/>1:20 His FIRE<br/><br/>3:30 His will<br/><br/>5:23 Frugal life<br/><br/>7:38 His investment<br/><br/>10:40 Wrong way to invest<br/><br/>13:19 Summary<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we&apos;d discuss how this janitor died a very rich man. He left behind $8m at his death and there BIG are learning points. He probably attained financial independence at age49 back in his time and here are the numbers...<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>Seedly article https://blog.seedly.sg/lessons-from-millionaire-janitor-ronald-read/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>FOR INVESTING, 4 SUGGESTIONS FOR YOU<br/><br/>Get your FREE stock from Moomoo: <br/>►‌ https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/>►‌ https://syfe.me/3gcPk1Y<br/><br/>Free stocks with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) <br/>Step #1 https://www.webull.com.sg/i/joshtan <br/>Step #2 - Go under open account and use Myinfo. <br/>Step #3 - Deposit after application approved! <br/>►‌ https://www.webull.com.sg/i/joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Meet Josh Tan On Instagram <br/>►‌ https://www.instagram.com/joshconsultancy/<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 His story<br/><br/>1:20 His FIRE<br/><br/>3:30 His will<br/><br/>5:23 Frugal life<br/><br/>7:38 His investment<br/><br/>10:40 Wrong way to invest<br/><br/>13:19 Summary<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12966292-real-story-how-this-janitor-died-a-very-rich-man.mp3" length="10314823" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 19 Jun 2023 07:00:00 +0800</pubDate>
    <itunes:duration>856</itunes:duration>
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  <item>
    <itunes:title>Here&#39;s How To Save Up Money FAST! | Adulting In Singapore</itunes:title>
    <title>Here&#39;s How To Save Up Money FAST! | Adulting In Singapore</title>
    <itunes:summary><![CDATA[Today we'd discuss about how to save up money fast. $50,000 is a target because this is the half way mark to your first $100,000.  You'd hear apps we use, our money hacks and suggestions on how to save money.  To leave comments and see the details mentioned, check our YouTube: https://youtu.be/tBqrmzPqpao  ****** Get your FREE stock from Tiger Account w Josh Tan:  ►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d discuss about how to save up money fast. $50,000 is a target because this is the half way mark to your first $100,000. <br/>You&apos;d hear apps we use, our money hacks and suggestions on how to save money.<br/><br/>To leave comments and see the details mentioned, check our YouTube: https://youtu.be/tBqrmzPqpao<br/><br/>******<br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>2:45 First $100,000<br/><br/>5:42 Suggestions on cutting back<br/><br/>10:12 Spending on dates<br/><br/>11:33 Josh uses this app<br/><br/>15:40 Budgeting feedback<br/><br/>21:10 Saving on accomodation<br/><br/>24:10 Mindset tips<br/><br/>#save #savemoney #money #budgeting #financialfreedom #financialtips <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d discuss about how to save up money fast. $50,000 is a target because this is the half way mark to your first $100,000. <br/>You&apos;d hear apps we use, our money hacks and suggestions on how to save money.<br/><br/>To leave comments and see the details mentioned, check our YouTube: https://youtu.be/tBqrmzPqpao<br/><br/>******<br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>2:45 First $100,000<br/><br/>5:42 Suggestions on cutting back<br/><br/>10:12 Spending on dates<br/><br/>11:33 Josh uses this app<br/><br/>15:40 Budgeting feedback<br/><br/>21:10 Saving on accomodation<br/><br/>24:10 Mindset tips<br/><br/>#save #savemoney #money #budgeting #financialfreedom #financialtips <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/13011563-here-s-how-to-save-up-money-fast-adulting-in-singapore.mp3" length="22401674" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 12 Jun 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1863</itunes:duration>
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  <item>
    <itunes:title>First $100,000 savings is A MUST! Why it is important to your financial health and confidence!</itunes:title>
    <title>First $100,000 savings is A MUST! Why it is important to your financial health and confidence!</title>
    <itunes:summary><![CDATA[I believe it is important to have this first $100,000 in savings. Without it, I believe that there is brewing financial trouble. Today you'd hear how to mathematically build towards there and what to take note of once you reach there.  ****** Get your FREE stock from Tiger Account w Josh Tan:  ►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US  WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to...]]></itunes:summary>
    <description><![CDATA[<p>I believe it is important to have this first $100,000 in savings. Without it, I believe that there is brewing financial trouble. Today you&apos;d hear how to mathematically build towards there and what to take note of once you reach there.<br/><br/>******<br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE and leave your comments there!<br/>https://youtu.be/0ldo_QgD8Rw<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 First $100k<br/><br/>1:17 Problems<br/><br/>2:30 Action steps<br/><br/>4:38 What happens in 10y more<br/><br/>5:54 Good investing<br/><br/>9:18 Financial Stability<br/><br/>9:44 My story<br/><br/>10:37 20s vs 30s<br/><br/>12:12 Stuck at $100,000<br/><br/>#financialfreedom #financial #finance #savings #savemoney <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>I believe it is important to have this first $100,000 in savings. Without it, I believe that there is brewing financial trouble. Today you&apos;d hear how to mathematically build towards there and what to take note of once you reach there.<br/><br/>******<br/>Get your FREE stock from Tiger Account w Josh Tan: <br/>►‌ https://www.tigerbrokers.com.sg/signup?invite=D000359&amp;group_id=CG4000001449&amp;f=BCS&amp;region=SGP&amp;lang=en_US<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE and leave your comments there!<br/>https://youtu.be/0ldo_QgD8Rw<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 First $100k<br/><br/>1:17 Problems<br/><br/>2:30 Action steps<br/><br/>4:38 What happens in 10y more<br/><br/>5:54 Good investing<br/><br/>9:18 Financial Stability<br/><br/>9:44 My story<br/><br/>10:37 20s vs 30s<br/><br/>12:12 Stuck at $100,000<br/><br/>#financialfreedom #financial #finance #savings #savemoney <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12917403-first-100-000-savings-is-a-must-why-it-is-important-to-your-financial-health-and-confidence.mp3" length="10893826" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 05 Jun 2023 08:00:00 +0800</pubDate>
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    <itunes:title>Why You Should Aim To Retire As Soon As You Can | RETIRE ASAP | Financial Independence Retire Early</itunes:title>
    <title>Why You Should Aim To Retire As Soon As You Can | RETIRE ASAP | Financial Independence Retire Early</title>
    <itunes:summary><![CDATA[To support our channel! https://www.buzzsprout.com/1527130/support  Today we should discuss why making this aim of early retirement. Financial independence retire early is important for you and I've 7 major factors that you may not have considered before.  Youtube video to leave your comments! https://youtu.be/9bWJJuTKafE  ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Follow me around so...]]></itunes:summary>
    <description><![CDATA[<p>To support our channel! <a href='https://www.buzzsprout.com/1527130/support'>https://www.buzzsprout.com/1527130/support</a><br/><br/>Today we should discuss why making this aim of early retirement. Financial independence retire early is important for you and I&apos;ve 7 major factors that you may not have considered before.<br/><br/>Youtube video to leave your comments! https://youtu.be/9bWJJuTKafE<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Follow me around some of Taiwan&apos;s Night market on Tiktok <br/>►‌ https://vt.tiktok.com/ZS8on97HH/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Cheapest travel insurance (especially around SEA)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>******<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Travel<br/><br/>1:36 Living abroad<br/><br/>3:22 Stress from work<br/><br/>4:18 Personal goals<br/><br/>5:12 Health<br/><br/>6:13 Experience other jobs<br/><br/>7:16 More time <br/><br/>8:15 Bonus retirement tip<br/><br/>#retirement #earlyretirement #retire #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https:</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>To support our channel! <a href='https://www.buzzsprout.com/1527130/support'>https://www.buzzsprout.com/1527130/support</a><br/><br/>Today we should discuss why making this aim of early retirement. Financial independence retire early is important for you and I&apos;ve 7 major factors that you may not have considered before.<br/><br/>Youtube video to leave your comments! https://youtu.be/9bWJJuTKafE<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Follow me around some of Taiwan&apos;s Night market on Tiktok <br/>►‌ https://vt.tiktok.com/ZS8on97HH/<br/><br/>To see updates and polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here <br/>►‌ https://t.me/pi21k<br/><br/>Cheapest travel insurance (especially around SEA)<br/>►‌ https://joshtan.starrinsurance.com.sg/<br/><br/>******<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/><br/>****<br/>0:00 Introduction<br/><br/>0:30 Travel<br/><br/>1:36 Living abroad<br/><br/>3:22 Stress from work<br/><br/>4:18 Personal goals<br/><br/>5:12 Health<br/><br/>6:13 Experience other jobs<br/><br/>7:16 More time <br/><br/>8:15 Bonus retirement tip<br/><br/>#retirement #earlyretirement #retire #retirementplanning <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/>About Josh Tan:<br/>Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.<br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https:</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12886810-why-you-should-aim-to-retire-as-soon-as-you-can-retire-asap-financial-independence-retire-early.mp3" length="6810763" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 29 May 2023 07:00:00 +0800</pubDate>
    <itunes:duration>563</itunes:duration>
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    <itunes:title>10 Uncomfortable Truths About Retirement That You Need To Hear...</itunes:title>
    <title>10 Uncomfortable Truths About Retirement That You Need To Hear...</title>
    <itunes:summary><![CDATA[To support our channel! https://www.buzzsprout.com/1527130/support  Today, we will discuss about 10 uncomfortable truths about retirement that very few mention. Know these and be better prepared.  #retirement #retire #retireinsg #earlyretirement #retireearly   Check this Personal Accident PA Plan with referral link for SOMPO PA EASE ►‌ https://www.theastuteparent.com/2022/12/pa-ease/  I sold my HDB with OHMYHOME. If you want to consider selling home (Use My Referral link now to...]]></itunes:summary>
    <description><![CDATA[<p>To support our channel! <a href='https://www.buzzsprout.com/1527130/support'>https://www.buzzsprout.com/1527130/support</a><br/><br/>Today, we will discuss about 10 uncomfortable truths about retirement that very few mention. Know these and be better prepared. <br/>#retirement #retire #retireinsg #earlyretirement #retireearly <br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>I sold my HDB with OHMYHOME. If you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>►‌ To see updates and take part in polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here - https://t.me/pi21k<br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 When you will die<br/><br/>1:25 Die earlier than you think<br/><br/>2:49 Medical expenses<br/><br/>4:53 How much is enough<br/><br/>5:53 Leaving too much behind<br/><br/>7:00 90% of income<br/><br/>8:24 CPF Life is not enough<br/><br/>9:28 No investment is bullet proof<br/><br/>10:32 Risk in retirement<br/><br/>11:40 Struggle<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally us</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>To support our channel! <a href='https://www.buzzsprout.com/1527130/support'>https://www.buzzsprout.com/1527130/support</a><br/><br/>Today, we will discuss about 10 uncomfortable truths about retirement that very few mention. Know these and be better prepared. <br/>#retirement #retire #retireinsg #earlyretirement #retireearly <br/><br/>Check this Personal Accident PA Plan with referral link for SOMPO PA EASE<br/>►‌ https://www.theastuteparent.com/2022/12/pa-ease/<br/><br/>I sold my HDB with OHMYHOME. If you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>►‌ To see updates and take part in polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here - https://t.me/pi21k<br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:20 When you will die<br/><br/>1:25 Die earlier than you think<br/><br/>2:49 Medical expenses<br/><br/>4:53 How much is enough<br/><br/>5:53 Leaving too much behind<br/><br/>7:00 90% of income<br/><br/>8:24 CPF Life is not enough<br/><br/>9:28 No investment is bullet proof<br/><br/>10:32 Risk in retirement<br/><br/>11:40 Struggle<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally us</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12740775-10-uncomfortable-truths-about-retirement-that-you-need-to-hear.mp3" length="9558286" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 22 May 2023 18:00:00 +0800</pubDate>
    <itunes:duration>792</itunes:duration>
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    <itunes:title>Money Well Spent - 9 Things You Can Adopt To Improve Your Life Today!</itunes:title>
    <title>Money Well Spent - 9 Things You Can Adopt To Improve Your Life Today!</title>
    <itunes:summary><![CDATA[Today we're going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high!  The value that one can get may defer and let us know which things you agree or disagree spending on.  #spendmoney #money #financialfreedom #finances   ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;re going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high!  The value that one can get may defer and let us know which things you agree or disagree spending on.<br/><br/>#spendmoney #money #financialfreedom #finances <br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:45 How to split money as a couple<br/><br/>4:43 Good cleaners<br/><br/>6:44 Good Holidays<br/><br/>8:53 Good kitchen appliances<br/><br/>10:36 Good mattress<br/><br/>13:04 Good training program<br/><br/>15:44 Good furniture<br/><br/>19:18 Good experiences<br/><br/>20:27 Car rides to save time<br/><br/>23:10 Spend to network<br/><br/>24:48 Conclusions<br/><br/>👏 Catch this episode on Youtube https://youtu.be/DkcXgHL8euk<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;re going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high!  The value that one can get may defer and let us know which things you agree or disagree spending on.<br/><br/>#spendmoney #money #financialfreedom #finances <br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:45 How to split money as a couple<br/><br/>4:43 Good cleaners<br/><br/>6:44 Good Holidays<br/><br/>8:53 Good kitchen appliances<br/><br/>10:36 Good mattress<br/><br/>13:04 Good training program<br/><br/>15:44 Good furniture<br/><br/>19:18 Good experiences<br/><br/>20:27 Car rides to save time<br/><br/>23:10 Spend to network<br/><br/>24:48 Conclusions<br/><br/>👏 Catch this episode on Youtube https://youtu.be/DkcXgHL8euk<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12705045-money-well-spent-9-things-you-can-adopt-to-improve-your-life-today.mp3" length="18590555" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 15 May 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1545</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Hot Sales At Property Showrooms Despite Cooling Measures! New Launch At Katong May Sell At $2,800psf</itunes:title>
    <title>Hot Sales At Property Showrooms Despite Cooling Measures! New Launch At Katong May Sell At $2,800psf</title>
    <itunes:summary><![CDATA[Recently government raised ABSD recently. It was a sudden move and foreigners seem to be the heaviest hit. Why did they do so? 1Q2023 property price index grew at 3.3%!  Today we discuss some details on the ABSD increments that you may not know and what new launch is coming next in katong area.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. ...]]></itunes:summary>
    <description><![CDATA[<p>Recently government raised ABSD recently. It was a sudden move and foreigners seem to be the heaviest hit. Why did they do so? 1Q2023 property price index grew at 3.3%!<br/><br/>Today we discuss some details on the ABSD increments that you may not know and what new launch is coming next in katong area.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:14 Why ABSD increments<br/><br/>2:50 Which foreigner is buying<br/><br/>4:28 Blossoms by the park<br/><br/>6:14 Continuum condo<br/><br/>#property #propertysingapore #coolingmeasures #absd<br/><br/>👏 Catch this episode on YOUTUBE to leave a comment! <br/>https://youtu.be/fsIjVx3gxwY<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Recently government raised ABSD recently. It was a sudden move and foreigners seem to be the heaviest hit. Why did they do so? 1Q2023 property price index grew at 3.3%!<br/><br/>Today we discuss some details on the ABSD increments that you may not know and what new launch is coming next in katong area.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:14 Why ABSD increments<br/><br/>2:50 Which foreigner is buying<br/><br/>4:28 Blossoms by the park<br/><br/>6:14 Continuum condo<br/><br/>#property #propertysingapore #coolingmeasures #absd<br/><br/>👏 Catch this episode on YOUTUBE to leave a comment! <br/>https://youtu.be/fsIjVx3gxwY<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12787195-hot-sales-at-property-showrooms-despite-cooling-measures-new-launch-at-katong-may-sell-at-2-800psf.mp3" length="8013940" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/e4on01j3vra7wneefbmhqd7p6vs3?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 08 May 2023 07:00:00 +0800</pubDate>
    <itunes:duration>663</itunes:duration>
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    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Mother Worried - Does Relationship With Large Income Disparity Work? Girl&#39;s Boyfriend Earns $2,000/m</itunes:title>
    <title>Mother Worried - Does Relationship With Large Income Disparity Work? Girl&#39;s Boyfriend Earns $2,000/m</title>
    <itunes:summary><![CDATA[Josh Tan review on PA plan - https://www.theastuteparent.com/2022/12/pa-ease/  To purchase SOMPO PA EASE with Josh Tan for family personal accident cover https://www.sompo.com.sg/co-brand/pa-ease/quotation/GetQuote?q=FbuDGTXdvxK1eiXJa2935g%3D%3D  Today we'd discuss this story of a girl age29 who earns $8,000 but boyfriend earns $2,000/m. Mother says she should find a guy who earns more! Hard truths on couple finance  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH her...]]></itunes:summary>
    <description><![CDATA[<p>Josh Tan review on PA plan - <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqbkdMYlZQRHlaZFNpT1hzUXE5azFkLUtwa0NhUXxBQ3Jtc0trMkFQQ2NWWUJ1eTF6czI3Z3hxTGhFZEFiQ0Y0T1ZzTkl2cWJYZEE3NzF0UV9RUUNhc0RoaHVvOTdxWThyaHhnajdpaFREZ1YtaVBLczV2eEsyOXM5YTc5WlVUcWVRNjlQS0JkU1lyUjNkRzFKMEdaNA&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2F2022%2F12%2Fpa-ease%2F&amp;stzid=UgzNx9plllFE3xdIa-p4AaABAg'>https://www.theastuteparent.com/2022/12/pa-ease/</a><br/><br/>To purchase SOMPO PA EASE with Josh Tan for family personal accident cover <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqa3k2dHkzZGV0N0FWdDlsRjdQSzFuSVV4bEs0d3xBQ3Jtc0trM1NadFI3Ykd0OHh1eVF1U1E2cmZmYVI2UHlsdnRuSTZOVS1jMERScGdYTXdudklaSXVHOW01eE5DRC1xa1hZV25KQjdHT0VyQzJhS3FBamNYdHY3cWJPMWpXbE5oc25xMFl1T2tqejVvdDVMbTI1QQ&amp;q=https%3A%2F%2Fwww.sompo.com.sg%2Fco-brand%2Fpa-ease%2Fquotation%2FGetQuote%3Fq%3DFbuDGTXdvxK1eiXJa2935g%253D%253D&amp;stzid=UgzNx9plllFE3xdIa-p4AaABAg'>https://www.sompo.com.sg/co-brand/pa-ease/quotation/GetQuote?q=FbuDGTXdvxK1eiXJa2935g%3D%3D</a><br/><br/>Today we&apos;d discuss this story of a girl age29 who earns $8,000 but boyfriend earns $2,000/m. Mother says she should find a guy who earns more! Hard truths on couple finance<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:30 Mother says<br/><br/>1:14 Boyfriend pay now<br/><br/>2:08 Story<br/><br/>2:51 Guilt<br/><br/>3:31 Resentment<br/><br/>4:21 Marriage advice<br/><br/>5:53 Boyfriend roasted<br/><br/>10:10 How much income needed<br/><br/>11:31 Why marry?<br/><br/>12:05 Two interesting points<br/><br/>12:52 Growing together<br/><br/>👏 Catch this episode on YOUTUBE &amp; leave a comment<br/>https://youtu.be/T7ucczD4ovA<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Josh Tan review on PA plan - <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqbkdMYlZQRHlaZFNpT1hzUXE5azFkLUtwa0NhUXxBQ3Jtc0trMkFQQ2NWWUJ1eTF6czI3Z3hxTGhFZEFiQ0Y0T1ZzTkl2cWJYZEE3NzF0UV9RUUNhc0RoaHVvOTdxWThyaHhnajdpaFREZ1YtaVBLczV2eEsyOXM5YTc5WlVUcWVRNjlQS0JkU1lyUjNkRzFKMEdaNA&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2F2022%2F12%2Fpa-ease%2F&amp;stzid=UgzNx9plllFE3xdIa-p4AaABAg'>https://www.theastuteparent.com/2022/12/pa-ease/</a><br/><br/>To purchase SOMPO PA EASE with Josh Tan for family personal accident cover <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqa3k2dHkzZGV0N0FWdDlsRjdQSzFuSVV4bEs0d3xBQ3Jtc0trM1NadFI3Ykd0OHh1eVF1U1E2cmZmYVI2UHlsdnRuSTZOVS1jMERScGdYTXdudklaSXVHOW01eE5DRC1xa1hZV25KQjdHT0VyQzJhS3FBamNYdHY3cWJPMWpXbE5oc25xMFl1T2tqejVvdDVMbTI1QQ&amp;q=https%3A%2F%2Fwww.sompo.com.sg%2Fco-brand%2Fpa-ease%2Fquotation%2FGetQuote%3Fq%3DFbuDGTXdvxK1eiXJa2935g%253D%253D&amp;stzid=UgzNx9plllFE3xdIa-p4AaABAg'>https://www.sompo.com.sg/co-brand/pa-ease/quotation/GetQuote?q=FbuDGTXdvxK1eiXJa2935g%3D%3D</a><br/><br/>Today we&apos;d discuss this story of a girl age29 who earns $8,000 but boyfriend earns $2,000/m. Mother says she should find a guy who earns more! Hard truths on couple finance<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:30 Mother says<br/><br/>1:14 Boyfriend pay now<br/><br/>2:08 Story<br/><br/>2:51 Guilt<br/><br/>3:31 Resentment<br/><br/>4:21 Marriage advice<br/><br/>5:53 Boyfriend roasted<br/><br/>10:10 How much income needed<br/><br/>11:31 Why marry?<br/><br/>12:05 Two interesting points<br/><br/>12:52 Growing together<br/><br/>👏 Catch this episode on YOUTUBE &amp; leave a comment<br/>https://youtu.be/T7ucczD4ovA<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12740990-mother-worried-does-relationship-with-large-income-disparity-work-girl-s-boyfriend-earns-2-000-m.mp3" length="10222561" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 01 May 2023 18:00:00 +0800</pubDate>
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    <itunes:title>$5,000/month - Food delivery riders who EARN BETTER THAN OFFICE JOBS | NOT ALL DO CRAZY HOURS</itunes:title>
    <title>$5,000/month - Food delivery riders who EARN BETTER THAN OFFICE JOBS | NOT ALL DO CRAZY HOURS</title>
    <itunes:summary><![CDATA[👏 Catch this episode on YOUTUBE to leave comments and see diagrams discussed https://youtu.be/X3VXuj6iS9I  Today we'd discover more on riders who are earning well doing food delivery. Can we also push for better policy changes to protect them better?  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidentia...]]></itunes:summary>
    <description><![CDATA[<p>👏 Catch this episode on YOUTUBE to leave comments and see diagrams discussed<br/>https://youtu.be/X3VXuj6iS9I<br/><br/>Today we&apos;d discover more on riders who are earning well doing food delivery. Can we also push for better policy changes to protect them better?<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:33 Accidents rate<br/><br/>3:25 Incentives in rain<br/><br/>4:03 Reward system wrong?<br/><br/>5:15 Penalty and downgrade<br/><br/>6:12 In house rider possible<br/><br/>8:10 Work hours vs income learning points<br/><br/>10:34 $5,000 riders with normal hours<br/><br/>11:24 $3,000 riders with high per hour income<br/><br/>#cnainsider #cna #grabfood #fooddelivery <br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>👏 Catch this episode on YOUTUBE to leave comments and see diagrams discussed<br/>https://youtu.be/X3VXuj6iS9I<br/><br/>Today we&apos;d discover more on riders who are earning well doing food delivery. Can we also push for better policy changes to protect them better?<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:33 Accidents rate<br/><br/>3:25 Incentives in rain<br/><br/>4:03 Reward system wrong?<br/><br/>5:15 Penalty and downgrade<br/><br/>6:12 In house rider possible<br/><br/>8:10 Work hours vs income learning points<br/><br/>10:34 $5,000 riders with normal hours<br/><br/>11:24 $3,000 riders with high per hour income<br/><br/>#cnainsider #cna #grabfood #fooddelivery <br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12625593-5-000-month-food-delivery-riders-who-earn-better-than-office-jobs-not-all-do-crazy-hours.mp3" length="9341721" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/b59de21cqdjtbntmzb0gb38dnabt?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 24 Apr 2023 08:00:00 +0800</pubDate>
    <itunes:duration>774</itunes:duration>
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    <itunes:title>PROBLEMS of delivery riders and minimum wage in SG | We need to talk about their financial wellbeing</itunes:title>
    <title>PROBLEMS of delivery riders and minimum wage in SG | We need to talk about their financial wellbeing</title>
    <itunes:summary><![CDATA[CNA did a recent series on delivery riders and realised pay is actually not too good for them. I think more should be done to help those who are struggling financially to break out of minimum wage.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Ta...]]></itunes:summary>
    <description><![CDATA[<p>CNA did a recent series on delivery riders and realised pay is actually not too good for them. I think more should be done to help those who are struggling financially to break out of minimum wage.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:20 How much is earned<br/><br/>1:55 Minimum wage<br/><br/>3:30 Working in McDonalds<br/><br/>4:19 5 Problems doing minimum wage<br/><br/>9:36 Impact on  finances<br/><br/>10:50 How to get out<br/><br/>#fooddelivery #grabfood #minimumwage #financialfreedom #financialindependence <br/><br/>CNA INSIDER video - Working As A Food Delivery Rider: Are We Paid Enough? | Talking Point | Full Episode https://youtu.be/AT9kAx8gstg<br/><br/>👏 Catch this episode and comment on YOUTUBE<br/>https://youtu.be/2SA-Guo5Oso<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>CNA did a recent series on delivery riders and realised pay is actually not too good for them. I think more should be done to help those who are struggling financially to break out of minimum wage.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:20 How much is earned<br/><br/>1:55 Minimum wage<br/><br/>3:30 Working in McDonalds<br/><br/>4:19 5 Problems doing minimum wage<br/><br/>9:36 Impact on  finances<br/><br/>10:50 How to get out<br/><br/>#fooddelivery #grabfood #minimumwage #financialfreedom #financialindependence <br/><br/>CNA INSIDER video - Working As A Food Delivery Rider: Are We Paid Enough? | Talking Point | Full Episode https://youtu.be/AT9kAx8gstg<br/><br/>👏 Catch this episode and comment on YOUTUBE<br/>https://youtu.be/2SA-Guo5Oso<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 17 Apr 2023 07:00:00 +0800</pubDate>
    <itunes:duration>872</itunes:duration>
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    <itunes:title>How much you need to save to get to $2 MILLION | Retirement planning in Singapore for young adults</itunes:title>
    <title>How much you need to save to get to $2 MILLION | Retirement planning in Singapore for young adults</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  How much income do you need and what kind of savings percentage is needed to build towards this $2m for retirement? This discussion is a breakdown of savings ratios and targets for different age groups to get to financial freedom and early retirement.  ******  BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH T...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>How much income do you need and what kind of savings percentage is needed to build towards this $2m for retirement? This discussion is a breakdown of savings ratios and targets for different age groups to get to financial freedom and early retirement.<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To see updates and take part in polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here - https://t.me/pi21k<br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Gen Z choice<br/><br/>3:52 If age25<br/><br/>4:31 If age30<br/><br/>5:21 If age35<br/><br/>8:39 If there is initial savings<br/><br/>10:16 My recommendation<br/><br/>12:13 Bonus point<br/><br/>#retirement #howtoretire #retire #retireearly #invest #savings #howmuchtosave #retirementplanning #singapore #singaporeretirement #financialplanning #financialadvice #financialadvisor</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>How much income do you need and what kind of savings percentage is needed to build towards this $2m for retirement? This discussion is a breakdown of savings ratios and targets for different age groups to get to financial freedom and early retirement.<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To see updates and take part in polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here - https://t.me/pi21k<br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Gen Z choice<br/><br/>3:52 If age25<br/><br/>4:31 If age30<br/><br/>5:21 If age35<br/><br/>8:39 If there is initial savings<br/><br/>10:16 My recommendation<br/><br/>12:13 Bonus point<br/><br/>#retirement #howtoretire #retire #retireearly #invest #savings #howmuchtosave #retirementplanning #singapore #singaporeretirement #financialplanning #financialadvice #financialadvisor</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12467685-how-much-you-need-to-save-to-get-to-2-million-retirement-planning-in-singapore-for-young-adults.mp3" length="9800915" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 10 Apr 2023 07:00:00 +0800</pubDate>
    <itunes:duration>813</itunes:duration>
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  <item>
    <itunes:title>Nurse saved up $100,000 by age26! How did she do it?</itunes:title>
    <title>Nurse saved up $100,000 by age26! How did she do it?</title>
    <itunes:summary><![CDATA[ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment  Today I'd share my thoughts from this article HOW I ACHIEVED $100k BY AGE26 working as a registered nurse in Singapore. She is of the age26 which means possibly 4years of working.  How did she save up so much in this short period?  #financialfreedom #money #savemoremoney #savemoney #money #moneytips #financialfreedom   Article source: https://www.allfromwithin....]]></itunes:summary>
    <description><![CDATA[<p>ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Today I&apos;d share my thoughts from this article HOW I ACHIEVED $100k BY AGE26 working as a registered nurse in Singapore. She is of the age26 which means possibly 4years of working. <br/>How did she save up so much in this short period?<br/><br/>#financialfreedom #money #savemoremoney #savemoney #money #moneytips #financialfreedom <br/><br/>Article source: https://www.allfromwithin.co/post/how-i-achieved-100k-by-26-years-old-working-as-a-registered-nurse-in-singapore<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>2:24 Sg budget babe tips<br/><br/>4:38 First tip<br/><br/>6:03 Needs vs wants<br/><br/>7:35 Questions to save more money<br/><br/>9:14 50-30-20 rule<br/><br/>12:30 Choosing higher income role<br/><br/>14:22 Low income families<br/><br/>15:49 Self discipline<br/><br/>17:15 Healthcare and wealth<br/><br/>19:35 Financial security<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Today I&apos;d share my thoughts from this article HOW I ACHIEVED $100k BY AGE26 working as a registered nurse in Singapore. She is of the age26 which means possibly 4years of working. <br/>How did she save up so much in this short period?<br/><br/>#financialfreedom #money #savemoremoney #savemoney #money #moneytips #financialfreedom <br/><br/>Article source: https://www.allfromwithin.co/post/how-i-achieved-100k-by-26-years-old-working-as-a-registered-nurse-in-singapore<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>2:24 Sg budget babe tips<br/><br/>4:38 First tip<br/><br/>6:03 Needs vs wants<br/><br/>7:35 Questions to save more money<br/><br/>9:14 50-30-20 rule<br/><br/>12:30 Choosing higher income role<br/><br/>14:22 Low income families<br/><br/>15:49 Self discipline<br/><br/>17:15 Healthcare and wealth<br/><br/>19:35 Financial security<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12511871-nurse-saved-up-100-000-by-age26-how-did-she-do-it.mp3" length="14686584" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/7h4amp6p6bbvnj4iw8w51wo074b5?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 03 Apr 2023 07:00:00 +0800</pubDate>
    <itunes:duration>1219</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>PROBLEMATIC PERSONAL FINANCE QUESTIONS! | Live Q&amp;A | How to split our money | Save for home etc...</itunes:title>
    <title>PROBLEMATIC PERSONAL FINANCE QUESTIONS! | Live Q&amp;A | How to split our money | Save for home etc...</title>
    <itunes:summary><![CDATA[Do you have a question that you would like to ask Josh Tan?  Well, this is your chance! Let's discuss on personal finance decisions such as how much to save, what to spend on and what numbers to look out for in this LIVE SHOW at 3pm today 5th Feb 2023!  ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)  Email: joshtantap@gmail.com PS: Please elaborate with as much DETAILS!  ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► Follow this link - https://jtinves...]]></itunes:summary>
    <description><![CDATA[<p>Do you have a question that you would like to ask Josh Tan? <br/>Well, this is your chance! Let&apos;s discuss on personal finance decisions such as how much to save, what to spend on and what numbers to look out for in this LIVE SHOW at 3pm today 5th Feb 2023!<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE and leave a comment<br/>https://youtube.com/live/KgkqrzeNz-Y<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>1:33 Fresh grad question<br/><br/>4:38 Newly wed question<br/><br/>8:54 Home saving question<br/><br/>12:36 Renovation question<br/><br/>14:37 Home loan repayment question<br/><br/>18:09 Insurance question<br/><br/>18:46 CPFSA shielding<br/><br/>20:20 Couple finance<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>#homeloan  #bankloan #property #hdb #finance #financialfreedom #couplegoals</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Do you have a question that you would like to ask Josh Tan? <br/>Well, this is your chance! Let&apos;s discuss on personal finance decisions such as how much to save, what to spend on and what numbers to look out for in this LIVE SHOW at 3pm today 5th Feb 2023!<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE and leave a comment<br/>https://youtube.com/live/KgkqrzeNz-Y<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>1:33 Fresh grad question<br/><br/>4:38 Newly wed question<br/><br/>8:54 Home saving question<br/><br/>12:36 Renovation question<br/><br/>14:37 Home loan repayment question<br/><br/>18:09 Insurance question<br/><br/>18:46 CPFSA shielding<br/><br/>20:20 Couple finance<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>#homeloan  #bankloan #property #hdb #finance #financialfreedom #couplegoals</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12190962-problematic-personal-finance-questions-live-q-a-how-to-split-our-money-save-for-home-etc.mp3" length="14795274" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ddoemqcjh7je7huvyi8j21yzyjfp?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 27 Mar 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1229</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How Rich Must Singaporeans Be? 😱 Reaction to Torres Pit 托哥 新加坡人真的幸福嗎?</itunes:title>
    <title>How Rich Must Singaporeans Be? 😱 Reaction to Torres Pit 托哥 新加坡人真的幸福嗎?</title>
    <itunes:summary><![CDATA[Today we'd talk out some of the street answers that Torres Pit 托哥 has gathered. Retirement, housing and real money concerns discussed...  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insurance Now   ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d talk out some of the street answers that Torres Pit 托哥 has gathered. Retirement, housing and real money concerns discussed...<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:40 Retiring in Malaysia<br/><br/>4:28 Property prices<br/><br/>7:13 $1m needed?<br/><br/>12:12 How to work towards $1m<br/><br/>14:00 Someone buying HDB<br/><br/>19:02 One kid $1m?<br/><br/>21:46 Student&apos;s answer to retirement<br/><br/>25:50 Rich man answer<br/><br/>29:59 Food cost in sg and conclusion<br/><br/>#money #sgmoney #financialfreedom #retire #retirement #retirementplanning<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d talk out some of the street answers that Torres Pit 托哥 has gathered. Retirement, housing and real money concerns discussed...<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:40 Retiring in Malaysia<br/><br/>4:28 Property prices<br/><br/>7:13 $1m needed?<br/><br/>12:12 How to work towards $1m<br/><br/>14:00 Someone buying HDB<br/><br/>19:02 One kid $1m?<br/><br/>21:46 Student&apos;s answer to retirement<br/><br/>25:50 Rich man answer<br/><br/>29:59 Food cost in sg and conclusion<br/><br/>#money #sgmoney #financialfreedom #retire #retirement #retirementplanning<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12412231-how-rich-must-singaporeans-be-reaction-to-torres-pit.mp3" length="22966561" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ngwbwi6w26gmtodnwf4z2xmjp8sf?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 20 Mar 2023 07:00:00 +0800</pubDate>
    <itunes:duration>1910</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>I&#39;M NOT KEEN TO RETIRE IN MALAYSIA... but this is what I&#39;d do instead of buying a property there</itunes:title>
    <title>I&#39;M NOT KEEN TO RETIRE IN MALAYSIA... but this is what I&#39;d do instead of buying a property there</title>
    <itunes:summary><![CDATA[Today we talk about retiring in malaysia because right now home prices in SIngapore are so expensive and not everyone can build up enough for retiring here.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan &amp; Term I...]]></itunes:summary>
    <description><![CDATA[<p>Today we talk about retiring in malaysia because right now home prices in SIngapore are so expensive and not everyone can build up enough for retiring here.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction<br/>USD$288k needed to retire in Malaysia<br/><br/>2:00 If $350k saved<br/><br/>3:18 Living in JB<br/><br/>5:10 MM2H vs S-MM2H<br/><br/>7:00 Medical standards <br/><br/>11:30 Would you buy property in Malaysia<br/><br/>16:58 Buying property in Malaysia<br/>Risk of poor built quality and maintenance<br/><br/>#propertymalaysia #property #retire #retireinmalaysia #retirement</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk about retiring in malaysia because right now home prices in SIngapore are so expensive and not everyone can build up enough for retiring here.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction<br/>USD$288k needed to retire in Malaysia<br/><br/>2:00 If $350k saved<br/><br/>3:18 Living in JB<br/><br/>5:10 MM2H vs S-MM2H<br/><br/>7:00 Medical standards <br/><br/>11:30 Would you buy property in Malaysia<br/><br/>16:58 Buying property in Malaysia<br/>Risk of poor built quality and maintenance<br/><br/>#propertymalaysia #property #retire #retireinmalaysia #retirement</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12357704-i-m-not-keen-to-retire-in-malaysia-but-this-is-what-i-d-do-instead-of-buying-a-property-there.mp3" length="15042525" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/yvvbdxxv6d7g4ibevdf5g2hzk18t?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 13 Mar 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1249</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>He QUIT HIS JOB to become a FULL TIME YOUTUBER in Singapore  @HoneyMoneySG</itunes:title>
    <title>He QUIT HIS JOB to become a FULL TIME YOUTUBER in Singapore  @HoneyMoneySG</title>
    <itunes:summary><![CDATA[Chris Chong  @HoneyMoneySG joins us today to share his thoughts on why he quit his full time job to go do youtube full time.   ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  #1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► Follow this link - https://jtinvestacademy.thin...]]></itunes:summary>
    <description><![CDATA[<p>Chris Chong <a href='https://studio.youtube.com/channel/UCTCSq-mUx0ZtGhJeb7sn92Q'> @HoneyMoneySG </a>joins us today to share his thoughts on why he quit his full time job to go do youtube full time. <br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBER and ask your questions in comments<br/>https://youtu.be/xUHt9gL3lQI<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:15 How did Chris manage his time in work and producing youtube previously<br/><br/>4:12 How did Chris communicate to his partner about quitting<br/><br/>6:44 Worst case scenario<br/><br/>9:37 Is Chris still going to FIRE<br/><br/>11:29 What&apos;s coming up with HONEY MONEY SG<br/><br/>12:50 What does Chris think about Tiktok<br/><br/>#honeymoneysg #financialfreedom #youtuber #quitjob #financialindependence <br/><br/>Josh Tan LinkedIn https://www.linkedin.com/in/josh-tan-jl/<br/><br/>Chris Chong LinkedIn https://www.linkedin.com/in/cwkch/ <br/>HONEY MONEY SG https://www.youtube.com/@UCTCSq-mUx0ZtGhJeb7sn92Q <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? <br/>Drop your question to JOSH TAN here @ joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Chris Chong <a href='https://studio.youtube.com/channel/UCTCSq-mUx0ZtGhJeb7sn92Q'> @HoneyMoneySG </a>joins us today to share his thoughts on why he quit his full time job to go do youtube full time. <br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBER and ask your questions in comments<br/>https://youtu.be/xUHt9gL3lQI<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:15 How did Chris manage his time in work and producing youtube previously<br/><br/>4:12 How did Chris communicate to his partner about quitting<br/><br/>6:44 Worst case scenario<br/><br/>9:37 Is Chris still going to FIRE<br/><br/>11:29 What&apos;s coming up with HONEY MONEY SG<br/><br/>12:50 What does Chris think about Tiktok<br/><br/>#honeymoneysg #financialfreedom #youtuber #quitjob #financialindependence <br/><br/>Josh Tan LinkedIn https://www.linkedin.com/in/josh-tan-jl/<br/><br/>Chris Chong LinkedIn https://www.linkedin.com/in/cwkch/ <br/>HONEY MONEY SG https://www.youtube.com/@UCTCSq-mUx0ZtGhJeb7sn92Q <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? <br/>Drop your question to JOSH TAN here @ joshtantap@gmail.com</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12199694-he-quit-his-job-to-become-a-full-time-youtuber-in-singapore-honeymoneysg.mp3" length="11885797" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 06 Mar 2023 18:00:00 +0800</pubDate>
    <itunes:duration>986</itunes:duration>
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  <item>
    <itunes:title>What Could Happen To HDB Prices After Budget 2023? Discussing grants, BTO &amp; stamp duty views</itunes:title>
    <title>What Could Happen To HDB Prices After Budget 2023? Discussing grants, BTO &amp; stamp duty views</title>
    <itunes:summary><![CDATA[udget 2023 has extra ballot for families with children and couples age less than 40. In addition, there are extra housing grants. However for aspiring private property buyers, more stamp duty for properties above $1.5m  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  Gerald Ong you...]]></itunes:summary>
    <description><![CDATA[<p>udget 2023 has extra ballot for families with children and couples age less than 40. In addition, there are extra housing grants. However for aspiring private property buyers, more stamp duty for properties above $1.5m<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Gerald Ong youtube: https://www.youtube.com/c/GeraldOng<br/><br/>#hdb #hdbflats #maisonettes #property <br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>0:35 Hayley woo DBSS<br/><br/>2:40 Balloting chance for BTO<br/><br/>4:24 CPF housing grant increment<br/><br/>6:50 Will property price go up with more grants<br/><br/>7:29 Stamp duty  <br/><br/>9:40 Statistics of private properties<br/><br/>11:34 Josh&apos;s suggestion<br/><br/>#hdb #property #propertysg #sgproperty #sgpropertyinvestment<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>udget 2023 has extra ballot for families with children and couples age less than 40. In addition, there are extra housing grants. However for aspiring private property buyers, more stamp duty for properties above $1.5m<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Gerald Ong youtube: https://www.youtube.com/c/GeraldOng<br/><br/>#hdb #hdbflats #maisonettes #property <br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>0:35 Hayley woo DBSS<br/><br/>2:40 Balloting chance for BTO<br/><br/>4:24 CPF housing grant increment<br/><br/>6:50 Will property price go up with more grants<br/><br/>7:29 Stamp duty  <br/><br/>9:40 Statistics of private properties<br/><br/>11:34 Josh&apos;s suggestion<br/><br/>#hdb #property #propertysg #sgproperty #sgpropertyinvestment<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12325099-what-could-happen-to-hdb-prices-after-budget-2023-discussing-grants-bto-stamp-duty-views.mp3" length="9594282" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 27 Feb 2023 08:00:00 +0800</pubDate>
    <itunes:duration>795</itunes:duration>
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  <item>
    <itunes:title>CPF salary ceiling changes &amp; more from BUDGET 2023?| Josh Tan breaks down what you need to know...</itunes:title>
    <title>CPF salary ceiling changes &amp; more from BUDGET 2023?| Josh Tan breaks down what you need to know...</title>
    <itunes:summary><![CDATA[Budget 2023 has CPF salary ceiling changes, housing grant changes and more baby bonuses than ever. But increase in tax for higher end property and luxury cars.  Find out if more money is coming your way?   ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  -&nb...]]></itunes:summary>
    <description><![CDATA[<p>Budget 2023 has CPF salary ceiling changes, housing grant changes and more baby bonuses than ever. But increase in tax for higher end property and luxury cars. <br/>Find out if more money is coming your way? <br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To see updates and take part in polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here - https://t.me/pi21k<br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:11 Increase in tax for luxury cars<br/><br/>1:58 Increase in buyer stamp duty<br/><br/>3:44 Working mother child relief<br/><br/>5:54 Cash to you<br/><br/>6:41 Property grants<br/><br/>7:37 Child cash grants and CDA<br/><br/>9:28 Cpf salary ceiling<br/><br/>10:54 Prediction from Josh Tan<br/><br/>#cpf #cpfceiling #budget2023 #lawrencewong #singapore #singaporebudget2023 #money #buyhdb #tax #taxrelief </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Budget 2023 has CPF salary ceiling changes, housing grant changes and more baby bonuses than ever. But increase in tax for higher end property and luxury cars. <br/>Find out if more money is coming your way? <br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!) <br/>►‌  https://www.sahg6dtr.com/4LNG39/R74QP/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW podcast channel &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To see updates and take part in polls, join my TELEGRAM &quot;Josh Tan Investment Official Group&quot; here - https://t.me/pi21k<br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:11 Increase in tax for luxury cars<br/><br/>1:58 Increase in buyer stamp duty<br/><br/>3:44 Working mother child relief<br/><br/>5:54 Cash to you<br/><br/>6:41 Property grants<br/><br/>7:37 Child cash grants and CDA<br/><br/>9:28 Cpf salary ceiling<br/><br/>10:54 Prediction from Josh Tan<br/><br/>#cpf #cpfceiling #budget2023 #lawrencewong #singapore #singaporebudget2023 #money #buyhdb #tax #taxrelief </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12285101-cpf-salary-ceiling-changes-more-from-budget-2023-josh-tan-breaks-down-what-you-need-to-know.mp3" length="9122220" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 20 Feb 2023 07:00:00 +0800</pubDate>
    <itunes:duration>756</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>NUS undergrads say they expect starting pay of $10,000 a month! Reaction to Torres Pit托哥</itunes:title>
    <title>NUS undergrads say they expect starting pay of $10,000 a month! Reaction to Torres Pit托哥</title>
    <itunes:summary><![CDATA[Torres Pit托哥  @torrespit666   interviewed students in NUS about their expected salary and some comments got netizens surprised!  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insurance Now  ...]]></itunes:summary>
    <description><![CDATA[<p>Torres Pit托哥 <a href='https://studio.youtube.com/channel/UCsnZXdLOGBnezK--CiG7FZQ'> @torrespit666 </a>  interviewed students in NUS about their expected salary and some comments got netizens surprised!<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE and leave comments<br/>https://youtu.be/WCDO-BuSZ2w<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>1:10 First interview BBA - Business administration and economics<br/><br/>6:40 Data of starting salary<br/><br/>8:12 Second interview Bachelor of computing in computer science<br/><br/>10:38 Third Bachelor of Philosophy, Politics and economics PPE<br/><br/>15:20 Is a degree still recommended?<br/><br/>17:02 Josh recommendation for new graduates<br/><br/>#torrespit #torres #nus #startingpay #income </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Torres Pit托哥 <a href='https://studio.youtube.com/channel/UCsnZXdLOGBnezK--CiG7FZQ'> @torrespit666 </a>  interviewed students in NUS about their expected salary and some comments got netizens surprised!<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE and leave comments<br/>https://youtu.be/WCDO-BuSZ2w<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>1:10 First interview BBA - Business administration and economics<br/><br/>6:40 Data of starting salary<br/><br/>8:12 Second interview Bachelor of computing in computer science<br/><br/>10:38 Third Bachelor of Philosophy, Politics and economics PPE<br/><br/>15:20 Is a degree still recommended?<br/><br/>17:02 Josh recommendation for new graduates<br/><br/>#torrespit #torres #nus #startingpay #income </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12222867-nus-undergrads-say-they-expect-starting-pay-of-10-000-a-month-reaction-to-torres-pit.mp3" length="13098382" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/fx0oy15gydhbh0ihv2esiphhpx75?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 13 Feb 2023 08:00:00 +0800</pubDate>
    <itunes:duration>1087</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>7 ways to RUIN your financial freedom...</itunes:title>
    <title>7 ways to RUIN your financial freedom...</title>
    <itunes:summary><![CDATA[►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan   Today you'd hear about seven ways to ruin your financial freedom. If none apply to you, congrats! You are very likely going to reach financial freedom.  ******* ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  **** 0:45 First way  2:02 Second way  3:39 Third way  4:30 Fourth way  5:27 Fifth way  6:12 Sixth way  7:1...]]></itunes:summary>
    <description><![CDATA[<p>►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan <br/><br/>Today you&apos;d hear about seven ways to ruin your financial freedom. If none apply to you, congrats! You are very likely going to reach financial freedom.<br/><br/>*******<br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:45 First way<br/><br/>2:02 Second way<br/><br/>3:39 Third way<br/><br/>4:30 Fourth way<br/><br/>5:27 Fifth way<br/><br/>6:12 Sixth way<br/><br/>7:11 Seven way<br/><br/>#financialfreedom #financialindependence #retire #retireearly<br/><br/>Leave your comments on YouTube JOSH TAN - TheAstuteParent https://youtu.be/27z-TRdubk4<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan <br/><br/>Today you&apos;d hear about seven ways to ruin your financial freedom. If none apply to you, congrats! You are very likely going to reach financial freedom.<br/><br/>*******<br/>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:45 First way<br/><br/>2:02 Second way<br/><br/>3:39 Third way<br/><br/>4:30 Fourth way<br/><br/>5:27 Fifth way<br/><br/>6:12 Sixth way<br/><br/>7:11 Seven way<br/><br/>#financialfreedom #financialindependence #retire #retireearly<br/><br/>Leave your comments on YouTube JOSH TAN - TheAstuteParent https://youtu.be/27z-TRdubk4<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12114661-7-ways-to-ruin-your-financial-freedom.mp3" length="6520576" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/yu615duurqbnadlhasdmqx9kdu04?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 06 Feb 2023 18:00:00 +0800</pubDate>
    <itunes:duration>540</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>$8,839 monthly budget and $5,000/month In crypto? | Josh Tan Reacts To Jay &amp; Sharon On CNBC Make It</itunes:title>
    <title>$8,839 monthly budget and $5,000/month In crypto? | Josh Tan Reacts To Jay &amp; Sharon On CNBC Make It</title>
    <itunes:summary><![CDATA[Today we'd be talking about Jay Wey who is big on youtube and tiktok. He has shared that he has made $120k a year from this side hustle.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insurance Now   ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d be talking about Jay Wey who is big on youtube and tiktok. He has shared that he has made $120k a year from this side hustle.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE: leave a comment there<br/>https://youtu.be/S4LEArKZaMI<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>Video: https://youtu.be/ZGfod3BKpP8</p><h1>Living On $120K A Year In Sunnyvale, CA | Millennial Money</h1><p><br/><br/>0:00 Introduction<br/><br/>0:50 Jay&apos;s background<br/><br/>1:20 Social media income<br/><br/>3:15 Josh income tips<br/><br/>4:12 Jay puts $5,000/m into crypto<br/><br/>6:38 Is Jay&apos;s expenses real?<br/><br/>8:07 How you can improve finances for 2023<br/><br/>10:32 Josh expenses<br/><br/>13:22 Paying yourself first<br/><br/>#jay&amp;sharon  @JaySharon   #expenses #sidehustles #income </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d be talking about Jay Wey who is big on youtube and tiktok. He has shared that he has made $120k a year from this side hustle.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on YOUTUBE: leave a comment there<br/>https://youtu.be/S4LEArKZaMI<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>Video: https://youtu.be/ZGfod3BKpP8</p><h1>Living On $120K A Year In Sunnyvale, CA | Millennial Money</h1><p><br/><br/>0:00 Introduction<br/><br/>0:50 Jay&apos;s background<br/><br/>1:20 Social media income<br/><br/>3:15 Josh income tips<br/><br/>4:12 Jay puts $5,000/m into crypto<br/><br/>6:38 Is Jay&apos;s expenses real?<br/><br/>8:07 How you can improve finances for 2023<br/><br/>10:32 Josh expenses<br/><br/>13:22 Paying yourself first<br/><br/>#jay&amp;sharon  @JaySharon   #expenses #sidehustles #income </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12084527-8-839-monthly-budget-and-5-000-month-in-crypto-josh-tan-reacts-to-jay-sharon-on-cnbc-make-it.mp3" length="12150232" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/inhagolawy3x541rz3f5q8yblech?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 30 Jan 2023 18:00:00 +0800</pubDate>
    <itunes:duration>1008</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>She Has $2.04m But Can&#39;t Retire... | Real Retirement Planning Case Study In Singapore</itunes:title>
    <title>She Has $2.04m But Can&#39;t Retire... | Real Retirement Planning Case Study In Singapore</title>
    <itunes:summary><![CDATA[ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan  Today we've a fantastic case to discuss regarding housing, wealth building and retirement planning.  0:00 Introduction Breakdown of assets  1:16 Property Mortgage locked in at 2.45%pa  5:20 How to deploy cash  7:06 Sell HDB  8:59 No solution  9:43 Insurance  10:42 $2,800 cash only  11:43 University fees cost alot  12:22 Her CPF  #retirement #...]]></itunes:summary>
    <description><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;ve a fantastic case to discuss regarding housing, wealth building and retirement planning.<br/><br/>0:00 Introduction<br/>Breakdown of assets<br/><br/>1:16 Property<br/>Mortgage locked in at 2.45%pa<br/><br/>5:20 How to deploy cash<br/><br/>7:06 Sell HDB<br/><br/>8:59 No solution<br/><br/>9:43 Insurance<br/><br/>10:42 $2,800 cash only<br/><br/>11:43 University fees cost alot<br/><br/>12:22 Her CPF<br/><br/>#retirement #retire #retirementplanning #financialplanning #financialadvisor <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Today we&apos;ve a fantastic case to discuss regarding housing, wealth building and retirement planning.<br/><br/>0:00 Introduction<br/>Breakdown of assets<br/><br/>1:16 Property<br/>Mortgage locked in at 2.45%pa<br/><br/>5:20 How to deploy cash<br/><br/>7:06 Sell HDB<br/><br/>8:59 No solution<br/><br/>9:43 Insurance<br/><br/>10:42 $2,800 cash only<br/><br/>11:43 University fees cost alot<br/><br/>12:22 Her CPF<br/><br/>#retirement #retire #retirementplanning #financialplanning #financialadvisor <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12084515-she-has-2-04m-but-can-t-retire-real-retirement-planning-case-study-in-singapore.mp3" length="10807876" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/3kxko97gfaicaz4prv97hmcrz58x?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 23 Jan 2023 08:00:00 +0800</pubDate>
    <itunes:duration>898</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>The Worst Money Mistakes To Avoid In Your 20s</itunes:title>
    <title>The Worst Money Mistakes To Avoid In Your 20s</title>
    <itunes:summary><![CDATA[►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan   You'd hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  Soon Min also shares with you on pe...]]></itunes:summary>
    <description><![CDATA[<p>►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan <br/><br/>You&apos;d hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Soon Min also shares with you on personal finance and money matters<br/>Check his channel at https://www.youtube.com/@UCtk25Tw-O0o4hhG7YhYsOGw <br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 Some usual points<br/><br/>3:36 Paid courses<br/><br/>5:56 Starting business<br/><br/>8:26 Speculating <br/><br/>11:17 Spending on partners<br/><br/>12:41 Overcommitting<br/><br/>14:51 MLM<br/><br/>19:10 Lifestyle upgrade<br/><br/>21:19 Rounding lesson<br/><br/>#webull #moneymistakes #money <br/><br/>👏 Catch this episode on YOUTUBE &quot;The Josh Tan Show&quot; and leave your comments there - https://youtu.be/8_TBZ_awN9w</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan <br/><br/>You&apos;d hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Soon Min also shares with you on personal finance and money matters<br/>Check his channel at https://www.youtube.com/@UCtk25Tw-O0o4hhG7YhYsOGw <br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:00 Some usual points<br/><br/>3:36 Paid courses<br/><br/>5:56 Starting business<br/><br/>8:26 Speculating <br/><br/>11:17 Spending on partners<br/><br/>12:41 Overcommitting<br/><br/>14:51 MLM<br/><br/>19:10 Lifestyle upgrade<br/><br/>21:19 Rounding lesson<br/><br/>#webull #moneymistakes #money <br/><br/>👏 Catch this episode on YOUTUBE &quot;The Josh Tan Show&quot; and leave your comments there - https://youtu.be/8_TBZ_awN9w</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/12005338-the-worst-money-mistakes-to-avoid-in-your-20s.mp3" length="18451345" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/9up6kp5o6s0bhw8mvh7s8dwmpo24?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 16 Jan 2023 18:00:00 +0800</pubDate>
    <itunes:duration>1533</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Record Price For Jurong HDB Maisonettes : Are Singapore Home Prices Getting Too Expensive? </itunes:title>
    <title>Record Price For Jurong HDB Maisonettes : Are Singapore Home Prices Getting Too Expensive? </title>
    <itunes:summary><![CDATA[In 2022, there are more than 365 million dollar HDB transactions. 75 of them are million dollar HDB maisonettes. Jurong seen it's first million dollar hdb flat.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  OHMYHOME (Use Referral link now to get RESULTS for your property sale to...]]></itunes:summary>
    <description><![CDATA[<p>In 2022, there are more than 365 million dollar HDB transactions. 75 of them are million dollar HDB maisonettes. Jurong seen it&apos;s first million dollar hdb flat.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>0:00 Introduction<br/><br/>2:12 Latest million dollar maisonettes<br/><br/>3:40 Younger flat vs rare HDB maisonette<br/><br/>5:36 Jade Rasif concern on homes getting too expensive<br/><br/>7:15 Affordability on BTO<br/><br/>8:40 Grants to create affordability<br/><br/>9:35 2010 to 2019 PSF data<br/><br/>11:20 Have salaries increased?<br/><br/>12:44 Last thoughts<br/><br/>#hdb #hdbflats #maisonettes #property </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In 2022, there are more than 365 million dollar HDB transactions. 75 of them are million dollar HDB maisonettes. Jurong seen it&apos;s first million dollar hdb flat.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>0:00 Introduction<br/><br/>2:12 Latest million dollar maisonettes<br/><br/>3:40 Younger flat vs rare HDB maisonette<br/><br/>5:36 Jade Rasif concern on homes getting too expensive<br/><br/>7:15 Affordability on BTO<br/><br/>8:40 Grants to create affordability<br/><br/>9:35 2010 to 2019 PSF data<br/><br/>11:20 Have salaries increased?<br/><br/>12:44 Last thoughts<br/><br/>#hdb #hdbflats #maisonettes #property </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11947182-record-price-for-jurong-hdb-maisonettes-are-singapore-home-prices-getting-too-expensive.mp3" length="10308260" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/99g22vjcyuwavf0qiz5lu3fxbf6u?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 09 Jan 2023 18:00:00 +0800</pubDate>
    <itunes:duration>854</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>FINANCIAL FREEDOM LEVELS : Which Level Are You On?</itunes:title>
    <title>FINANCIAL FREEDOM LEVELS : Which Level Are You On?</title>
    <itunes:summary><![CDATA[TO ENGAGE JOSH TAN ON A FEE FOR PROFESSIONAL PLANNING ►‌ https://www.theastuteparent.com/josh-tan  Say NO to get rich quick schemes! These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully  **** 0:00 Introduction  0:47 Emergency cash  2:10 Pay yourself first Focus on improving your income. Do a regular investing p...]]></itunes:summary>
    <description><![CDATA[<p>TO ENGAGE JOSH TAN ON A FEE FOR PROFESSIONAL PLANNING<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Say NO to get rich quick schemes! These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully<br/><br/>****<br/>0:00 Introduction<br/><br/>0:47 Emergency cash<br/><br/>2:10 Pay yourself first<br/>Focus on improving your income.<br/>Do a regular investing program<br/><br/>4:10 Investing an equal amount that you spend on luxury<br/>Delayed gratification<br/><br/>5:10 Invest 50% of your pay increment<br/>Financial freedom means 25x of your annual expenses<br/><br/>7:04 Get your first $1,000 in passive income<br/><br/>9:17 Fully live off dividends<br/>Generational wealth is built<br/><br/>11:49 Summary<br/><br/>#financialfreedom #financialindependence #thejoshtanshow<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>TO ENGAGE JOSH TAN ON A FEE FOR PROFESSIONAL PLANNING<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>Say NO to get rich quick schemes! These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully<br/><br/>****<br/>0:00 Introduction<br/><br/>0:47 Emergency cash<br/><br/>2:10 Pay yourself first<br/>Focus on improving your income.<br/>Do a regular investing program<br/><br/>4:10 Investing an equal amount that you spend on luxury<br/>Delayed gratification<br/><br/>5:10 Invest 50% of your pay increment<br/>Financial freedom means 25x of your annual expenses<br/><br/>7:04 Get your first $1,000 in passive income<br/><br/>9:17 Fully live off dividends<br/>Generational wealth is built<br/><br/>11:49 Summary<br/><br/>#financialfreedom #financialindependence #thejoshtanshow<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11765288-financial-freedom-levels-which-level-are-you-on.mp3" length="9206243" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/meejlovlpab83sxmfrzgjj8zfrog?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 02 Jan 2023 18:00:00 +0800</pubDate>
    <itunes:duration>763</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Make $1000 More Per Month | 8 Side Hustles That You Can Do In 2023! | Multiple Income</itunes:title>
    <title>Make $1000 More Per Month | 8 Side Hustles That You Can Do In 2023! | Multiple Income</title>
    <itunes:summary><![CDATA[Today we'd talk about all the different kind of side hustles you need to know. Side hustles are increasing popular with working adults and professionals.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insu...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d talk about all the different kind of side hustles you need to know. Side hustles are increasing popular with working adults and professionals.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:07 Teach something you love<br/>Badminton, swimming, piano coach/instructor<br/><br/>4:03 Social media manager OR digital marketer<br/><br/>5:35 Pet services<br/><br/>8:05 Video editing<br/><br/>12:17 Tuition<br/><br/>14:18 Videographer/Photographer<br/>Selling i-stock images. Doing freelance wedding shoots.<br/><br/>17:23 Youtuber<br/><br/>20:21 Financial adviser/Property agent<br/>Mindset is better to be full time.<br/><br/>22:34 Bonus point - Driving grab or food delivery<br/><br/>23:47 Conclusion<br/><br/>#sidehustles #makemoneyonline #makemoneyonline<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d talk about all the different kind of side hustles you need to know. Side hustles are increasing popular with working adults and professionals.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:07 Teach something you love<br/>Badminton, swimming, piano coach/instructor<br/><br/>4:03 Social media manager OR digital marketer<br/><br/>5:35 Pet services<br/><br/>8:05 Video editing<br/><br/>12:17 Tuition<br/><br/>14:18 Videographer/Photographer<br/>Selling i-stock images. Doing freelance wedding shoots.<br/><br/>17:23 Youtuber<br/><br/>20:21 Financial adviser/Property agent<br/>Mindset is better to be full time.<br/><br/>22:34 Bonus point - Driving grab or food delivery<br/><br/>23:47 Conclusion<br/><br/>#sidehustles #makemoneyonline #makemoneyonline<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11884625-make-1000-more-per-month-8-side-hustles-that-you-can-do-in-2023-multiple-income.mp3" length="19109059" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/dy41568unscoh0xlrvjnpqy9hu2g?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 26 Dec 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1588</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>How Much Income To Be Happy? | Why We Disagree...</itunes:title>
    <title>How Much Income To Be Happy? | Why We Disagree...</title>
    <itunes:summary><![CDATA[They said we need $227k income to be happy? That got us riled because IF it was true, quite simply, many around us would be unhappy.  We agree that there is a certain number though that is needed to feel happy at the very least. Let's discuss...  COMMENT IN YOUTUBE https://youtu.be/XTMCsaCVS0I  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instant...]]></itunes:summary>
    <description><![CDATA[<p>They said we need $227k income to be happy? That got us riled because IF it was true, quite simply, many around us would be unhappy. <br/>We agree that there is a certain number though that is needed to feel happy at the very least. Let&apos;s discuss...<br/><br/>COMMENT IN YOUTUBE https://youtu.be/XTMCsaCVS0I<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Soon Min also shares with you on personal finance and money matters<br/>Check his channel at https://www.youtube.com/@UCtk25Tw-O0o4hhG7YhYsOGw <br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:27 Skandia International Report findings<br/><br/>1:51 $75,000 income level for happiness<br/><br/>3:11 Is $75,000 still enough today<br/><br/>11:44 $30,000 job you like vs $100,000 job you hate<br/><br/>16:34 Our best answer<br/><br/>16:56 Tips and advice for young people<br/><br/>#money #happiness #thejoshtanshow<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>________________________</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>They said we need $227k income to be happy? That got us riled because IF it was true, quite simply, many around us would be unhappy. <br/>We agree that there is a certain number though that is needed to feel happy at the very least. Let&apos;s discuss...<br/><br/>COMMENT IN YOUTUBE https://youtu.be/XTMCsaCVS0I<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>Soon Min also shares with you on personal finance and money matters<br/>Check his channel at https://www.youtube.com/@UCtk25Tw-O0o4hhG7YhYsOGw <br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:27 Skandia International Report findings<br/><br/>1:51 $75,000 income level for happiness<br/><br/>3:11 Is $75,000 still enough today<br/><br/>11:44 $30,000 job you like vs $100,000 job you hate<br/><br/>16:34 Our best answer<br/><br/>16:56 Tips and advice for young people<br/><br/>#money #happiness #thejoshtanshow<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>________________________</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11849919-how-much-income-to-be-happy-why-we-disagree.mp3" length="18296944" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 19 Dec 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1520</itunes:duration>
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  <item>
    <itunes:title>Young Singaporeans Want $5,760/M And Early Retirement? 🔥 | Many Lack Emergency Cash</itunes:title>
    <title>Young Singaporeans Want $5,760/M And Early Retirement? 🔥 | Many Lack Emergency Cash</title>
    <itunes:summary><![CDATA[In the latest Ocbc wellness index for 2022, there were surprising findings. Many lack emergency cash and the index has fallen back to 2020 levels.  ****** WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com  Gerald Ong youtube: https://www.youtube.com/c/GeraldOng  #howtoinvest #ocbc #ocbcwellness #emergencycash  OCBC wellness index link - https://www.ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/campaign/financial-wellness-index/fwi2022-report.pdf  ****** ...]]></itunes:summary>
    <description><![CDATA[<p>In the latest Ocbc wellness index for 2022, there were surprising findings. Many lack emergency cash and the index has fallen back to 2020 levels.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/><br/>Gerald Ong youtube: https://www.youtube.com/c/GeraldOng<br/><br/>#howtoinvest #ocbc #ocbcwellness #emergencycash<br/><br/>OCBC wellness index link - https://www.ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/campaign/financial-wellness-index/fwi2022-report.pdf<br/><br/>******<br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:28 Lack of emergency cash<br/><br/>8:50 How much emergency cash is needed<br/><br/>11:33 Unrealistic retirement expectations<br/><br/>19:05 Where are Singaporeans investing<br/><br/>23:45 Crypto contagion and cold wallet<br/><br/>27:20 Expected returns are dropping<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In the latest Ocbc wellness index for 2022, there were surprising findings. Many lack emergency cash and the index has fallen back to 2020 levels.<br/><br/>******<br/>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/><br/>Gerald Ong youtube: https://www.youtube.com/c/GeraldOng<br/><br/>#howtoinvest #ocbc #ocbcwellness #emergencycash<br/><br/>OCBC wellness index link - https://www.ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/campaign/financial-wellness-index/fwi2022-report.pdf<br/><br/>******<br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>0:00 Introduction<br/><br/>1:28 Lack of emergency cash<br/><br/>8:50 How much emergency cash is needed<br/><br/>11:33 Unrealistic retirement expectations<br/><br/>19:05 Where are Singaporeans investing<br/><br/>23:45 Crypto contagion and cold wallet<br/><br/>27:20 Expected returns are dropping<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11809125-young-singaporeans-want-5-760-m-and-early-retirement-many-lack-emergency-cash.mp3" length="21467219" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/pwrnwui63f70k8vpq40t1mjxwai0?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11809125</guid>
    <pubDate>Mon, 12 Dec 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1784</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>$305,000 BANK LOAN ON HDB, SHOULD HE PAY PENALTY AND THE LOAN OFF?</itunes:title>
    <title>$305,000 BANK LOAN ON HDB, SHOULD HE PAY PENALTY AND THE LOAN OFF?</title>
    <itunes:summary><![CDATA[Question : Pay off mortgage loan OR NOT? Background - Male aged above 55 - His bank mortgage loan is on floating rate and has spiked from 1% plus to 4% plus. - Has enough in CPFOA to pay off the loan together with wife - However, they are still in lock in period and face a penalty  👏 Catch this episode on YOUTUBE and LEAVE COMMENTS https://youtu.be/DuBHuvmtvac  ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)  Email: joshtantap@gmail.com  👏 Soon Min also shares wit...]]></itunes:summary>
    <description><![CDATA[<p>Question : Pay off mortgage loan OR NOT?<br/>Background<br/>- Male aged above 55<br/>- His bank mortgage loan is on floating rate and has spiked from 1% plus to 4% plus.<br/>- Has enough in CPFOA to pay off the loan together with wife<br/>- However, they are still in lock in period and face a penalty<br/><br/>👏 Catch this episode on YOUTUBE and LEAVE COMMENTS<br/>https://youtu.be/DuBHuvmtvac<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/><br/>👏 Soon Min also shares with you on his recent home purchase<br/>Check his channel at https://www.youtube.com/@YourMoneyGame<br/><br/>******<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>0:40 New home<br/><br/>2:00 How to budget for home<br/><br/>6:20 $0 in renovation?<br/><br/>9:46 Biggest regrets and proudest aspects<br/><br/>12:56 Repay $305k or not<br/><br/>17:00 Bank vs hdb loan<br/><br/>18:46 CPFSA shielding<br/><br/>23:00 Accrued interest<br/><br/>27:47 Why pay penalty<br/><br/>32:40 Cash to buy deposits?<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>#homeloan  #bankloan #property #hdb</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Question : Pay off mortgage loan OR NOT?<br/>Background<br/>- Male aged above 55<br/>- His bank mortgage loan is on floating rate and has spiked from 1% plus to 4% plus.<br/>- Has enough in CPFOA to pay off the loan together with wife<br/>- However, they are still in lock in period and face a penalty<br/><br/>👏 Catch this episode on YOUTUBE and LEAVE COMMENTS<br/>https://youtu.be/DuBHuvmtvac<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/><br/>👏 Soon Min also shares with you on his recent home purchase<br/>Check his channel at https://www.youtube.com/@YourMoneyGame<br/><br/>******<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>0:00 Introduction<br/><br/>0:40 New home<br/><br/>2:00 How to budget for home<br/><br/>6:20 $0 in renovation?<br/><br/>9:46 Biggest regrets and proudest aspects<br/><br/>12:56 Repay $305k or not<br/><br/>17:00 Bank vs hdb loan<br/><br/>18:46 CPFSA shielding<br/><br/>23:00 Accrued interest<br/><br/>27:47 Why pay penalty<br/><br/>32:40 Cash to buy deposits?<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>#homeloan  #bankloan #property #hdb</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11770014-305-000-bank-loan-on-hdb-should-he-pay-penalty-and-the-loan-off.mp3" length="25593249" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/5161pci43bvli5wtpo2t2b8qx352?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11770014</guid>
    <pubDate>Mon, 05 Dec 2022 08:00:00 +0800</pubDate>
    <itunes:duration>2128</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>FIXED HOME LOAN RATES UP AGAIN!! What You Need To Know Now! | Suggested CPF Rules For Property Loan</itunes:title>
    <title>FIXED HOME LOAN RATES UP AGAIN!! What You Need To Know Now! | Suggested CPF Rules For Property Loan</title>
    <itunes:summary><![CDATA[DBS may be the cheapest fixed home loan rate at 4.25%pa.  But fixing for 5years, is it a good idea? There is also a two-in-one home loan with DBS.  But beyond the current home loan rates, what else do you need to know now on home loan and property price trend next?  ******* ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement! ►‌ https://www.theastuteparent.com/josh-tan  OHMYHOME (Use Referral link now to get RESULTS for your property sale today!)&nbs...]]></itunes:summary>
    <description><![CDATA[<p>DBS may be the cheapest fixed home loan rate at 4.25%pa. <br/>But fixing for 5years, is it a good idea?<br/>There is also a two-in-one home loan with DBS. <br/>But beyond the current home loan rates, what else do you need to know now on home loan and property price trend next?<br/><br/>*******<br/>ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Get Josh Tan&apos;s Choice For Mortgage Loan Now: Email to joshtantap@gmail.com <br/><br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>0:00 Introductions<br/><br/>0:58 Best floating package<br/>UOB promotion rate for $500k and above is 3M SORA + 0.7%<br/><br/>2:47 OCBC home loan package<br/><br/>3:20 DBS fixed rate and two-in-one home loan package <br/>New options to fix up to 70% of loan<br/><br/>5:12 CPF losing you money<br/>How about CPF rules for property to be changed<br/><br/>6:20 CPF special account for home loan?<br/>Can this idea be explored<br/><br/>8:35 Floor rate for TDSR<br/>Could this be a new cooling measure coming.<br/><br/>9:58 Making profits now is really hard<br/><br/>#mortgage #mortgagerate #mortgagecost #property #sgpropertyinvestment #cpf #cpfoa #cpfsa<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>DBS may be the cheapest fixed home loan rate at 4.25%pa. <br/>But fixing for 5years, is it a good idea?<br/>There is also a two-in-one home loan with DBS. <br/>But beyond the current home loan rates, what else do you need to know now on home loan and property price trend next?<br/><br/>*******<br/>ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!)  - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>Get Josh Tan&apos;s Choice For Mortgage Loan Now: Email to joshtantap@gmail.com <br/><br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>0:00 Introductions<br/><br/>0:58 Best floating package<br/>UOB promotion rate for $500k and above is 3M SORA + 0.7%<br/><br/>2:47 OCBC home loan package<br/><br/>3:20 DBS fixed rate and two-in-one home loan package <br/>New options to fix up to 70% of loan<br/><br/>5:12 CPF losing you money<br/>How about CPF rules for property to be changed<br/><br/>6:20 CPF special account for home loan?<br/>Can this idea be explored<br/><br/>8:35 Floor rate for TDSR<br/>Could this be a new cooling measure coming.<br/><br/>9:58 Making profits now is really hard<br/><br/>#mortgage #mortgagerate #mortgagecost #property #sgpropertyinvestment #cpf #cpfoa #cpfsa<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11765285-fixed-home-loan-rates-up-again-what-you-need-to-know-now-suggested-cpf-rules-for-property-loan.mp3" length="10065466" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/2ho3qvp2u32nv3biv203nf503dxz?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 28 Nov 2022 08:00:00 +0800</pubDate>
    <itunes:duration>835</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>BETTER BUY : $2M Condo Or Buy Old 5rm HDB Flat?</itunes:title>
    <title>BETTER BUY : $2M Condo Or Buy Old 5rm HDB Flat?</title>
    <itunes:summary><![CDATA[WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.  NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insurance Now   ►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/  OHMYHOME (Use Referral ...]]></itunes:summary>
    <description><![CDATA[<p>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com<br/>PS: Please me your story and your constrains and you&apos;d get solutions on how to improve instantly. All personal details will be kept confidential unless stated.<br/><br/>NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  <br/>►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - <br/>►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11681964-better-buy-2m-condo-or-buy-old-5rm-hdb-flat.mp3" length="16620176" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qrni5jww1rmbfvai28dinvhdgw4j?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11681964</guid>
    <pubDate>Mon, 21 Nov 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1380</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Retired At 36 With $3 Million! Tips To Retire Early | Is It Enough For Financial Independence?</itunes:title>
    <title>Retired At 36 With $3 Million! Tips To Retire Early | Is It Enough For Financial Independence?</title>
    <itunes:summary><![CDATA[NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - https://www.eventbrite.sg/e/450553737357  Secure your seat NOW and tickets sales will close when full! From this event, you'd learn straight away what to look out for year 2023. Key points for this summit that you can walk away with immediately - Revealed: the BIGGEST RISK in the financial markets RIGHT NOW - Revealed: the OPPORTUNITIES to start looking at and buy - Costly mistakes to avoid in t...]]></itunes:summary>
    <description><![CDATA[<p>NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHg2MFNNN184OXVjMmMyOHB2dXQxaGltSlVBZ3xBQ3Jtc0tsRzBfUmZPNU1XNkd4TllOVmFxLVhjWDRkTXBxWlhXb1lSODhJTW1fbHpOWHlnQnRuem43YTNVdzB5QUFEWmQ2cE5sV0t5VXNNdjlMLVIwODZpN3gwNXlRbUpRdnpTTEU4TlhGRjQzaDd3MVdsaUVpcw&amp;q=https%3A%2F%2Fwww.eventbrite.sg%2Fe%2F450553737357&amp;v=TLhmy2hOh4g'>https://www.eventbrite.sg/e/450553737357</a><br/><br/>Secure your seat NOW and tickets sales will close when full!<br/>From this event, you&apos;d learn straight away what to look out for year 2023.<br/>Key points for this summit that you can walk away with immediately<br/>- Revealed: the BIGGEST RISK in the financial markets RIGHT NOW<br/>- Revealed: the OPPORTUNITIES to start looking at and buy<br/>- Costly mistakes to avoid in this bear market that will save you a lot of money<br/><br/>This is a full education summit and you won&apos;t need to worry about hearing any selling of products.<br/>From this summit, you&apos;d get exclusive memos from my privately managed portfolio.<br/><br/>Limited seats in SMU School of Economics lecture room! <br/>Secure your seat NOW and tickets sales will close when full! <br/>BUY your tickets today and you&apos;d get a copy of my e-book <br/>&quot;HOW TO $1M - edition June2022&quot; emailed to you immediately! See you real soon!!<br/><br/>****<br/>In today&apos;s podcast, we discuss about Jeremy Schneider who achieved financial independence at 36. He received a $2m payout. $2M? That&apos;s because he started a business and was successful in it. <br/>It is possible to earn well and build up wealth early via business.<br/><br/>With the money he travelled for 1 year and enjoyed his life. But soon though, he realised he felt something MISSING... <br/><br/>#financialfreedom #financialindependence #thejoshtanshow #geraldong #personalfinanceclub #fire<br/><br/>Gerald Ong youtube: https://www.youtube.com/c/GeraldOng<br/><br/>Original interview on CNBC Make It - How I Retired Early With $3 Million At 36 In San Diego | Fired Up https://youtu.be/QhJV5ecFBrI<br/><br/>0:00 Introduction<br/><br/>1:50 Background of Jeremy<br/><br/>3:45 Gerald Ong BG Badminton<br/><br/>8:20 Retirement is NOT AN AGE<br/><br/>12:00 FIRE was fun only for awhile<br/><br/>14:45 How much needed to FIRE<br/>Financial independence retire early<br/><br/>19:03 Bonus Finding peace with how much money you have</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHg2MFNNN184OXVjMmMyOHB2dXQxaGltSlVBZ3xBQ3Jtc0tsRzBfUmZPNU1XNkd4TllOVmFxLVhjWDRkTXBxWlhXb1lSODhJTW1fbHpOWHlnQnRuem43YTNVdzB5QUFEWmQ2cE5sV0t5VXNNdjlMLVIwODZpN3gwNXlRbUpRdnpTTEU4TlhGRjQzaDd3MVdsaUVpcw&amp;q=https%3A%2F%2Fwww.eventbrite.sg%2Fe%2F450553737357&amp;v=TLhmy2hOh4g'>https://www.eventbrite.sg/e/450553737357</a><br/><br/>Secure your seat NOW and tickets sales will close when full!<br/>From this event, you&apos;d learn straight away what to look out for year 2023.<br/>Key points for this summit that you can walk away with immediately<br/>- Revealed: the BIGGEST RISK in the financial markets RIGHT NOW<br/>- Revealed: the OPPORTUNITIES to start looking at and buy<br/>- Costly mistakes to avoid in this bear market that will save you a lot of money<br/><br/>This is a full education summit and you won&apos;t need to worry about hearing any selling of products.<br/>From this summit, you&apos;d get exclusive memos from my privately managed portfolio.<br/><br/>Limited seats in SMU School of Economics lecture room! <br/>Secure your seat NOW and tickets sales will close when full! <br/>BUY your tickets today and you&apos;d get a copy of my e-book <br/>&quot;HOW TO $1M - edition June2022&quot; emailed to you immediately! See you real soon!!<br/><br/>****<br/>In today&apos;s podcast, we discuss about Jeremy Schneider who achieved financial independence at 36. He received a $2m payout. $2M? That&apos;s because he started a business and was successful in it. <br/>It is possible to earn well and build up wealth early via business.<br/><br/>With the money he travelled for 1 year and enjoyed his life. But soon though, he realised he felt something MISSING... <br/><br/>#financialfreedom #financialindependence #thejoshtanshow #geraldong #personalfinanceclub #fire<br/><br/>Gerald Ong youtube: https://www.youtube.com/c/GeraldOng<br/><br/>Original interview on CNBC Make It - How I Retired Early With $3 Million At 36 In San Diego | Fired Up https://youtu.be/QhJV5ecFBrI<br/><br/>0:00 Introduction<br/><br/>1:50 Background of Jeremy<br/><br/>3:45 Gerald Ong BG Badminton<br/><br/>8:20 Retirement is NOT AN AGE<br/><br/>12:00 FIRE was fun only for awhile<br/><br/>14:45 How much needed to FIRE<br/>Financial independence retire early<br/><br/>19:03 Bonus Finding peace with how much money you have</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11681865-retired-at-36-with-3-million-tips-to-retire-early-is-it-enough-for-financial-independence.mp3" length="16852573" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/sor5bn8u1df9r7qdnjqriiwsl5ty?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11681865</guid>
    <pubDate>Mon, 14 Nov 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1399</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>BIG DIVIDENDS : How To Put $100,000 Into REITS Today</itunes:title>
    <title>BIG DIVIDENDS : How To Put $100,000 Into REITS Today</title>
    <itunes:summary><![CDATA[NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - https://www.eventbrite.sg/e/450553737357  Full video: https://youtu.be/BlfQzes8jHI  REITs have fallen badly recently and it is not difficult to get 5-6% yield at current prices. If you have $100,000 and you want to invest for dividends, this is my suggestion on what to buy.   ******* ✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement! ►‌ https://www.theas...]]></itunes:summary>
    <description><![CDATA[<p>NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - https://www.eventbrite.sg/e/450553737357<br/><br/>Full video: https://youtu.be/BlfQzes8jHI<br/><br/>REITs have fallen badly recently and it is not difficult to get 5-6% yield at current prices. If you have $100,000 and you want to invest for dividends, this is my suggestion on what to buy. <br/><br/>*******<br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>✅ NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW LIVE Q&amp;A &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>TO ENGAGE JOSH TAN ON A FEE FOR PROFESSIONAL PLANNING<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Mapletree Pan Asia Commercial Trust<br/><br/>4:57 Suntec Reit<br/><br/>6:37 Parkway Life Reit<br/><br/>7:55 Capitaland Ascott Trust<br/><br/>10:21 Who is not in<br/><br/>12:12 Mapletree Industrial trust<br/><br/>#reits #dividendinvesting #dividend <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - https://www.eventbrite.sg/e/450553737357<br/><br/>Full video: https://youtu.be/BlfQzes8jHI<br/><br/>REITs have fallen badly recently and it is not difficult to get 5-6% yield at current prices. If you have $100,000 and you want to invest for dividends, this is my suggestion on what to buy. <br/><br/>*******<br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>✅ NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>****<br/>FOR INVESTING, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW SYFE TRADE - https://syfe.me/3gcPk1Y<br/>Referral code ASTUTEPARENT today with syfe and get $70 FREE  (min $2k deposit and 1 trade to qualify)<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/><br/>TO LEARN MORE, 3 SUGGESTIONS FOR YOU<br/>►‌ NEW LIVE Q&amp;A &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/><br/>TO ENGAGE JOSH TAN ON A FEE FOR PROFESSIONAL PLANNING<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>1:00 Mapletree Pan Asia Commercial Trust<br/><br/>4:57 Suntec Reit<br/><br/>6:37 Parkway Life Reit<br/><br/>7:55 Capitaland Ascott Trust<br/><br/>10:21 Who is not in<br/><br/>12:12 Mapletree Industrial trust<br/><br/>#reits #dividendinvesting #dividend <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 07 Nov 2022 08:00:00 +0800</pubDate>
    <itunes:duration>898</itunes:duration>
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    <itunes:title>How Much Do YOU Know About Investments And Retirement Planning? | Josh Tan Reacts To Moneysense Ad</itunes:title>
    <title>How Much Do YOU Know About Investments And Retirement Planning? | Josh Tan Reacts To Moneysense Ad</title>
    <itunes:summary><![CDATA[WEBULL (Free Stock Promotion Now!) : https://www.webull.com.sg/i/joshtan  REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - https://theastuteparent.com/finance-summit  Today I'd be doing a reaction video to an ad for investing and retirement planning that I saw from Moneysense. In the ad, interviewees were asked a series of questions on investments and retirement planning and I'd like to give my take on it.  #joshtan #moneysense #retirementplanning #webull  ******* ✅ ENGAGE Josh Tan on a fee fo...]]></itunes:summary>
    <description><![CDATA[<p>WEBULL (Free Stock Promotion Now!) : https://www.webull.com.sg/i/joshtan<br/><br/>REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - https://theastuteparent.com/finance-summit<br/><br/>Today I&apos;d be doing a reaction video to an ad for investing and retirement planning that I saw from Moneysense. In the ad, interviewees were asked a series of questions on investments and retirement planning and I&apos;d like to give my take on it.<br/><br/>#joshtan #moneysense #retirementplanning #webull<br/><br/>*******<br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>✅ NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>►‌ To IMPROVE ON RESEARCH 🔥 In partnership with SeekingAlpha! Special $99 price with my affiliate link https://www.sahg6dtr.com/4LNG39/GTSC3/<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>►‌ NEW LIVE Q&amp;A &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/>►‌ Looking For A Career With Us https://www.theastuteparent.com/contact-us/ <br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:56 Bond interest rate going up<br/>How To Build $400 Monthly Guaranteed Passive Income Using Singapore Savings Bonds (SSB) Bond Ladder! https://youtu.be/3j6OQhZwFc8<br/><br/>2:06 Better questions to ask<br/>What are your worst investments<br/>What are your best investments<br/><br/>3:29 Who I listen to for investments<br/><br/>4:26 What would you invest if you have $100,000<br/><br/>7:30 High risk high rewards investing idea<br/><br/>9:00 Investing into gold and etfs<br/><br/>12:10 What to expect from investments in 1year?<br/><br/>14:46 One thing you would like to know more about investing<br/><br/>MoneySense Video Ad link - https://www.facebook.com/MoneySense/videos/884516402515067<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>WEBULL (Free Stock Promotion Now!) : https://www.webull.com.sg/i/joshtan<br/><br/>REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - https://theastuteparent.com/finance-summit<br/><br/>Today I&apos;d be doing a reaction video to an ad for investing and retirement planning that I saw from Moneysense. In the ad, interviewees were asked a series of questions on investments and retirement planning and I&apos;d like to give my take on it.<br/><br/>#joshtan #moneysense #retirementplanning #webull<br/><br/>*******<br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>✅ NEW EDITION 4Q22 - Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now  https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/<br/><br/>******<br/><br/>BUY SOMETHING YOU VALUE ✅ ✅ ✅  (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>#2 PRIVATE MEMBERS channel<br/>►‌ https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join<br/><br/>TIER #3 &quot;LETS MAKE A DIFFERENCE &quot; and TIER #2 &quot;PRIVATE INVESTMENT VIDEO&quot;<br/>Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!<br/>TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos<br/><br/>#3 SUPER THANKS Stickers &amp; Super Chat during LIVE SHOW<br/><br/>****<br/>►‌ To IMPROVE ON RESEARCH 🔥 In partnership with SeekingAlpha! Special $99 price with my affiliate link https://www.sahg6dtr.com/4LNG39/GTSC3/<br/><br/>►‌ ‌Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>►‌ NEW LIVE Q&amp;A &quot;The Josh Tan Show&quot; On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW<br/>By Spotify -  https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>►‌ To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>►‌ Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/<br/><br/>►‌ Looking For A Career With Us https://www.theastuteparent.com/contact-us/ <br/><br/>✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!<br/>►‌ https://www.theastuteparent.com/josh-tan<br/><br/>****<br/>0:00 Introduction<br/><br/>0:56 Bond interest rate going up<br/>How To Build $400 Monthly Guaranteed Passive Income Using Singapore Savings Bonds (SSB) Bond Ladder! https://youtu.be/3j6OQhZwFc8<br/><br/>2:06 Better questions to ask<br/>What are your worst investments<br/>What are your best investments<br/><br/>3:29 Who I listen to for investments<br/><br/>4:26 What would you invest if you have $100,000<br/><br/>7:30 High risk high rewards investing idea<br/><br/>9:00 Investing into gold and etfs<br/><br/>12:10 What to expect from investments in 1year?<br/><br/>14:46 One thing you would like to know more about investing<br/><br/>MoneySense Video Ad link - https://www.facebook.com/MoneySense/videos/884516402515067<br/><br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 31 Oct 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1102</itunes:duration>
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  <item>
    <itunes:title>$19,000/M FAMILY INCOME AND LOOKING TO UPGRADE | SHOULD THEY SELL HDB AND BUY CONDO WITH $2.2M LOAN?</itunes:title>
    <title>$19,000/M FAMILY INCOME AND LOOKING TO UPGRADE | SHOULD THEY SELL HDB AND BUY CONDO WITH $2.2M LOAN?</title>
    <itunes:summary><![CDATA[REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - https://theastuteparent.com/finance-s...  Today we will discuss a case of a family with higher income level. They are looking to sell their hdb and buy a new condo. Will property be a good place to save and build wealth?  They can take a $2.2m mortgage loan but what are risk to take note?  #thejoshtanshow #hdb #propertyupgrade #property   **** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)  Email: joshtantap@gmail.com PS...]]></itunes:summary>
    <description><![CDATA[<p>REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa25DR0xOZU9zdmNyOFlxcFN4RlQwc3FwdGpsUXxBQ3Jtc0ttQVRlSmlaN2Q1a0s5cHRxT2FoOEJkbDJJbFVJVEFvSnBwc0JDb2FBZ1A0VUZXQWN0Smk2VG1CYk9aZ2E0OWtabDk2bnhnLWNuX0c4SXp5RUpvejNIVVRPZmdFaHJwY2JGUUtTT1ZnRFJHOUxDVW8zcw&amp;q=https%3A%2F%2Ftheastuteparent.com%2Ffinance-summit&amp;v=qc4rt9uEj1w'>https://theastuteparent.com/finance-s...</a><br/><br/>Today we will discuss a case of a family with higher income level. They are looking to sell their hdb and buy a new condo. Will property be a good place to save and build wealth?<br/><br/>They can take a $2.2m mortgage loan but what are risk to take note?<br/><br/><a href='https://www.youtube.com/hashtag/thejoshtanshow'>#thejoshtanshow</a> <a href='https://www.youtube.com/hashtag/hdb'>#hdb</a> <a href='https://www.youtube.com/hashtag/propertyupgrade'>#propertyupgrade</a> <a href='https://www.youtube.com/hashtag/property'>#property</a> <br/><br/>****<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazNkRWVjZVA5MmNvTWxPVlB6WER4Z1A5c2hxd3xBQ3Jtc0trejZ6aUY2V2FKQU9PbGt2ZnpwWkwxTERiZkxWbm9VT2lSdWFadzJtTEpyWk9KX241MTRJaDJXcGh0X1NoYWdUWVp5bVhjSVlmeGhfSnVjYVN1MWFzRXRjYmhvai1NWlNQSWdweXhoYl9CY1R3N2pERQ&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2F2022%2F08%2Fbest-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022%2F&amp;v=qc4rt9uEj1w'>https://www.theastuteparent.com/2022/...</a><br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNKSDMza0dYckJpeU9lMmxlUGpVZndOSE9Dd3xBQ3Jtc0trWmlab244R0hMYU5fc3MtQkNkZU56bll5b3BHTUM0c1VCeW5wMWxUd0VIZFVnQWVEclFlcTFGbk1MUjF1T3ctRUluX0o2ejlqZk9zdzhjbDlTSWVITjZNSElVSDdac3dIRHNPdUJXXzB3VGQ1QzBlZw&amp;q=https%3A%2F%2Fjtinvestacademy.thinkific.com%2Fcourses%2Finvestment&amp;v=qc4rt9uEj1w'>https://jtinvestacademy.thinkific.com...</a><br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*****<br/>👏 Catch this episode on SPOTIFY<br/><a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa19UY2Z2dEJsVXJjMFFyaVI4WEJqNWI0bFlFZ3xBQ3Jtc0tucFBCczZrVTdsUHpVSVhCTzZvdlpXWGRFbW9UcGllOTlJcnhYM0xuVjFhbUxkUms2VUZWcTRhWVRUUnpETzNRLVNETmZTUXBWbjN4RWtMcTZYdXVYSkVXRk0tS0NnRGQyYW9VWDhUd2Eza2U1RkVTTQ&amp;q=https%3A%2F%2Fopen.spotify.com%2Fshow%2F7Hdw7jmi6vLvTt7IQP9Bn3&amp;v=qc4rt9uEj1w'>https://open.spotify.com/show/7Hdw7jm...</a><br/><br/>👏 Meet Josh Tan On Instagram <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVJ0NGRqOG42aW1saFpmUW5BSi1FdlVYbzRoQXxBQ3Jtc0trdjZDOURSX01oU0FySy1tcnVkblVzMGw1TW9GOVctWDlNZkkxTHctMThPb3ZJT3lvQ1VVV1ZnaFdwcmpvTjJzOVNNMWFVYVBSZUF3cWNiN25Vc2s5enB5Q3lPM3REWVZ3UHJ1UkxNUFo2LUhWSnRjYw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fjoshconsultancy&amp;v=qc4rt9uEj1w'>https://www.instagram.com/joshconsult...</a><br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and serv</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa25DR0xOZU9zdmNyOFlxcFN4RlQwc3FwdGpsUXxBQ3Jtc0ttQVRlSmlaN2Q1a0s5cHRxT2FoOEJkbDJJbFVJVEFvSnBwc0JDb2FBZ1A0VUZXQWN0Smk2VG1CYk9aZ2E0OWtabDk2bnhnLWNuX0c4SXp5RUpvejNIVVRPZmdFaHJwY2JGUUtTT1ZnRFJHOUxDVW8zcw&amp;q=https%3A%2F%2Ftheastuteparent.com%2Ffinance-summit&amp;v=qc4rt9uEj1w'>https://theastuteparent.com/finance-s...</a><br/><br/>Today we will discuss a case of a family with higher income level. They are looking to sell their hdb and buy a new condo. Will property be a good place to save and build wealth?<br/><br/>They can take a $2.2m mortgage loan but what are risk to take note?<br/><br/><a href='https://www.youtube.com/hashtag/thejoshtanshow'>#thejoshtanshow</a> <a href='https://www.youtube.com/hashtag/hdb'>#hdb</a> <a href='https://www.youtube.com/hashtag/propertyupgrade'>#propertyupgrade</a> <a href='https://www.youtube.com/hashtag/property'>#property</a> <br/><br/>****<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazNkRWVjZVA5MmNvTWxPVlB6WER4Z1A5c2hxd3xBQ3Jtc0trejZ6aUY2V2FKQU9PbGt2ZnpwWkwxTERiZkxWbm9VT2lSdWFadzJtTEpyWk9KX241MTRJaDJXcGh0X1NoYWdUWVp5bVhjSVlmeGhfSnVjYVN1MWFzRXRjYmhvai1NWlNQSWdweXhoYl9CY1R3N2pERQ&amp;q=https%3A%2F%2Fwww.theastuteparent.com%2F2022%2F08%2Fbest-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022%2F&amp;v=qc4rt9uEj1w'>https://www.theastuteparent.com/2022/...</a><br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVNKSDMza0dYckJpeU9lMmxlUGpVZndOSE9Dd3xBQ3Jtc0trWmlab244R0hMYU5fc3MtQkNkZU56bll5b3BHTUM0c1VCeW5wMWxUd0VIZFVnQWVEclFlcTFGbk1MUjF1T3ctRUluX0o2ejlqZk9zdzhjbDlTSWVITjZNSElVSDdac3dIRHNPdUJXXzB3VGQ1QzBlZw&amp;q=https%3A%2F%2Fjtinvestacademy.thinkific.com%2Fcourses%2Finvestment&amp;v=qc4rt9uEj1w'>https://jtinvestacademy.thinkific.com...</a><br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*****<br/>👏 Catch this episode on SPOTIFY<br/><a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa19UY2Z2dEJsVXJjMFFyaVI4WEJqNWI0bFlFZ3xBQ3Jtc0tucFBCczZrVTdsUHpVSVhCTzZvdlpXWGRFbW9UcGllOTlJcnhYM0xuVjFhbUxkUms2VUZWcTRhWVRUUnpETzNRLVNETmZTUXBWbjN4RWtMcTZYdXVYSkVXRk0tS0NnRGQyYW9VWDhUd2Eza2U1RkVTTQ&amp;q=https%3A%2F%2Fopen.spotify.com%2Fshow%2F7Hdw7jmi6vLvTt7IQP9Bn3&amp;v=qc4rt9uEj1w'>https://open.spotify.com/show/7Hdw7jm...</a><br/><br/>👏 Meet Josh Tan On Instagram <a href='https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVJ0NGRqOG42aW1saFpmUW5BSi1FdlVYbzRoQXxBQ3Jtc0trdjZDOURSX01oU0FySy1tcnVkblVzMGw1TW9GOVctWDlNZkkxTHctMThPb3ZJT3lvQ1VVV1ZnaFdwcmpvTjJzOVNNMWFVYVBSZUF3cWNiN25Vc2s5enB5Q3lPM3REWVZ3UHJ1UkxNUFo2LUhWSnRjYw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fjoshconsultancy&amp;v=qc4rt9uEj1w'>https://www.instagram.com/joshconsult...</a><br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and serv</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11553232-19-000-m-family-income-and-looking-to-upgrade-should-they-sell-hdb-and-buy-condo-with-2-2m-loan.mp3" length="15281456" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/1sorozgjlsbx7n1ydmn8fkdb306x?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11553232</guid>
    <pubDate>Mon, 24 Oct 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1269</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>UNFAIR? Catch People Renting Out HDB Cooling Measure?? What You Need To Know About Rent Income</itunes:title>
    <title>UNFAIR? Catch People Renting Out HDB Cooling Measure?? What You Need To Know About Rent Income</title>
    <itunes:summary><![CDATA[Today we'd discuss more on the cooling measures recently introduced by HDB. In general, downpayment need is more and the max loan amount is reduced. This creates more prudence in home affordability which is good.  There's also a 15mth cooling measure to prevent private home sellers from buying HDB flats. Exclusion to this clause is IF buyer is age above 55 and buying a 4rm HDB and below.  So why have some people misunderstood who the impact is to most? Why have they misunderstood governments ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d discuss more on the cooling measures recently introduced by HDB. In general, downpayment need is more and the max loan amount is reduced.<br/>This creates more prudence in home affordability which is good.<br/><br/>There&apos;s also a 15mth cooling measure to prevent private home sellers from buying HDB flats. Exclusion to this clause is IF buyer is age above 55 and buying a 4rm HDB and below.<br/><br/>So why have some people misunderstood who the impact is to most? Why have they misunderstood governments intentions?<br/><br/>#hdb #coolingmeasures #renting #passiveincome <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>✅ Gerald Ong Channel https://www.youtube.com/c/GeraldOng<br/><br/>*****<br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d discuss more on the cooling measures recently introduced by HDB. In general, downpayment need is more and the max loan amount is reduced.<br/>This creates more prudence in home affordability which is good.<br/><br/>There&apos;s also a 15mth cooling measure to prevent private home sellers from buying HDB flats. Exclusion to this clause is IF buyer is age above 55 and buying a 4rm HDB and below.<br/><br/>So why have some people misunderstood who the impact is to most? Why have they misunderstood governments intentions?<br/><br/>#hdb #coolingmeasures #renting #passiveincome <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>✅ Gerald Ong Channel https://www.youtube.com/c/GeraldOng<br/><br/>*****<br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11506358-unfair-catch-people-renting-out-hdb-cooling-measure-what-you-need-to-know-about-rent-income.mp3" length="20816785" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/m6ivtpgth53d05hmdqo86ew114fd?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11506358</guid>
    <pubDate>Mon, 17 Oct 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1730</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$1M Savings But Stayed In HDB Rented Flat? | Retirement In Singapore | CPF, Annuity &amp; LPA Explained!</itunes:title>
    <title>$1M Savings But Stayed In HDB Rented Flat? | Retirement In Singapore | CPF, Annuity &amp; LPA Explained!</title>
    <itunes:summary><![CDATA[Today we'd discuss about a story of an old man featured on Straits Times and discussed on The Woke Salaryman. I'd like to help expand on the topic further and educate more on retirement and LPA.    With $1m of savings this old man chose to live in a HDB rented flat. He was frugal and mainly ate at hawker centres. It was the onset of dementia that resulting in him becoming mentally incapacitated and how his story was discovered.   He has enough in CPF and income streams from annuity ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d discuss about a story of an old man featured on Straits Times and discussed on The Woke Salaryman. I&apos;d like to help expand on the topic further and educate more on retirement and LPA.  <br/><br/>With $1m of savings this old man chose to live in a HDB rented flat. He was frugal and mainly ate at hawker centres. It was the onset of dementia that resulting in him becoming mentally incapacitated and how his story was discovered. <br/><br/>He has enough in CPF and income streams from annuity plans.<br/>What can you learn from it? Did he do the right thing? What is a lasting power of attorney LPA?<br/><br/>More than that, <br/>Article: https://www.straitstimes.com/business/invest/elderly-man-who-lived-in-hdb-rental-flat-has-1m-savings<br/><br/>#retirement #annuity #1miilion #cpf #retire #straitstimes #lpa<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d discuss about a story of an old man featured on Straits Times and discussed on The Woke Salaryman. I&apos;d like to help expand on the topic further and educate more on retirement and LPA.  <br/><br/>With $1m of savings this old man chose to live in a HDB rented flat. He was frugal and mainly ate at hawker centres. It was the onset of dementia that resulting in him becoming mentally incapacitated and how his story was discovered. <br/><br/>He has enough in CPF and income streams from annuity plans.<br/>What can you learn from it? Did he do the right thing? What is a lasting power of attorney LPA?<br/><br/>More than that, <br/>Article: https://www.straitstimes.com/business/invest/elderly-man-who-lived-in-hdb-rental-flat-has-1m-savings<br/><br/>#retirement #annuity #1miilion #cpf #retire #straitstimes #lpa<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>___________________________________________________________________________________<br/>About Josh:<br/>Josh holds a degree in Accounting from NTU.<br/><br/>In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom. <br/><br/>As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.<br/><br/>🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11464469-1m-savings-but-stayed-in-hdb-rented-flat-retirement-in-singapore-cpf-annuity-lpa-explained.mp3" length="8448159" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/pf6pqcyp2t7cmek3eczyh8kd6u4m?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11464469</guid>
    <pubDate>Mon, 10 Oct 2022 08:00:00 +0800</pubDate>
    <itunes:duration>699</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Should You Care About The New Property Cooling Measures! | NEW 15month wait-out before buying HDB!</itunes:title>
    <title>Should You Care About The New Property Cooling Measures! | NEW 15month wait-out before buying HDB!</title>
    <itunes:summary><![CDATA[Today we'd discuss about the new property cooling measures introduced in Sep2022.  Higher interest rates are used when assessing borrowers’ repayment ability, more upfront capital is needed and a NEW 15mth cooling period for people who sell their private property before they can but a HDB. Check our YouTube to leave your comments!  We'd cover - Is government too concerned about rising HDB prices? - Who the new cooling measures will affect - What could happen to sg property market  #coolingmea...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d discuss about the new property cooling measures introduced in Sep2022. <br/>Higher interest rates are used when assessing borrowers’ repayment ability, more upfront capital is needed and a NEW 15mth cooling period for people who sell their private property before they can but a HDB. Check our YouTube to leave your comments!<br/><br/>We&apos;d cover<br/>- Is government too concerned about rising HDB prices?<br/>- Who the new cooling measures will affect<br/>- What could happen to sg property market<br/><br/><a href='https://www.youtube.com/hashtag/coolingmeasures'>#coolingmeasures</a> <a href='https://www.youtube.com/hashtag/property'>#property</a> <a href='https://www.youtube.com/hashtag/propertycoolingmeasures'>#propertycoolingmeasures</a> <a href='https://www.youtube.com/hashtag/hdb'>#hdb</a> <a href='https://www.youtube.com/hashtag/propertymarket'>#propertymarket</a> <br/><a href='https://www.youtube.com/hashtag/buyproperty'>#buyproperty</a> <br/><br/>***<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d discuss about the new property cooling measures introduced in Sep2022. <br/>Higher interest rates are used when assessing borrowers’ repayment ability, more upfront capital is needed and a NEW 15mth cooling period for people who sell their private property before they can but a HDB. Check our YouTube to leave your comments!<br/><br/>We&apos;d cover<br/>- Is government too concerned about rising HDB prices?<br/>- Who the new cooling measures will affect<br/>- What could happen to sg property market<br/><br/><a href='https://www.youtube.com/hashtag/coolingmeasures'>#coolingmeasures</a> <a href='https://www.youtube.com/hashtag/property'>#property</a> <a href='https://www.youtube.com/hashtag/propertycoolingmeasures'>#propertycoolingmeasures</a> <a href='https://www.youtube.com/hashtag/hdb'>#hdb</a> <a href='https://www.youtube.com/hashtag/propertymarket'>#propertymarket</a> <br/><a href='https://www.youtube.com/hashtag/buyproperty'>#buyproperty</a> <br/><br/>***<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11422332-should-you-care-about-the-new-property-cooling-measures-new-15month-wait-out-before-buying-hdb.mp3" length="10592486" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/xjtewhorm5px96fux4pzxj88ibex?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11422332</guid>
    <pubDate>Mon, 03 Oct 2022 08:00:00 +0800</pubDate>
    <itunes:duration>877</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What It Takes To Retire Early In Singapore? | Josh Tan Reacts To Veteran Finance Journalist&#39;s Ideas!</itunes:title>
    <title>What It Takes To Retire Early In Singapore? | Josh Tan Reacts To Veteran Finance Journalist&#39;s Ideas!</title>
    <itunes:summary><![CDATA[Today I'd be sharing my thoughts to simple steps suggested in a podcast by CNA Money Talks. Veteran finance journalist Goh Eng Yeow stopped working full-time when he was 56. He talks about his journey and how he did it.    👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy  #1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment  Why you do NOT need to spend thousands on investment courses?  LE...]]></itunes:summary>
    <description><![CDATA[<p>Today I&apos;d be sharing my thoughts to simple steps suggested in a podcast by CNA Money Talks. Veteran finance journalist Goh Eng Yeow stopped working full-time when he was 56. He talks about his journey and how he did it.  <br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:30 Writing books<br/><br/>1:38 Semi-retirement<br/><br/>3:10 Story of friend changing cars<br/><br/>5:23 Usual complains on work vs family<br/><br/>7:09 Story of lawyer friend who sold home<br/><br/>8:10 First investment and investment tips<br/>Look for opportunities around you<br/>Don&apos;t avoid diversifying and know how to build up significant stakes<br/><br/>12:20 Luck and investing<br/><br/>13:29 Financial planners and FIRE<br/>Financial independence retire early and financial minimalism<br/><br/>#fire #financialfreedom #financialindependence #cnamoneytalks #cna</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today I&apos;d be sharing my thoughts to simple steps suggested in a podcast by CNA Money Talks. Veteran finance journalist Goh Eng Yeow stopped working full-time when he was 56. He talks about his journey and how he did it.  <br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>*******<br/>0:00 Introduction<br/><br/>0:30 Writing books<br/><br/>1:38 Semi-retirement<br/><br/>3:10 Story of friend changing cars<br/><br/>5:23 Usual complains on work vs family<br/><br/>7:09 Story of lawyer friend who sold home<br/><br/>8:10 First investment and investment tips<br/>Look for opportunities around you<br/>Don&apos;t avoid diversifying and know how to build up significant stakes<br/><br/>12:20 Luck and investing<br/><br/>13:29 Financial planners and FIRE<br/>Financial independence retire early and financial minimalism<br/><br/>#fire #financialfreedom #financialindependence #cnamoneytalks #cna</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11376969-what-it-takes-to-retire-early-in-singapore-josh-tan-reacts-to-veteran-finance-journalist-s-ideas.mp3" length="12537550" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/o29mnn1hhg42psuyvpvo4208wsac?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11376969</guid>
    <pubDate>Thu, 29 Sep 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1039</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$10,300 Monthly Combined Income BUT CANNOT SAVE!</itunes:title>
    <title>$10,300 Monthly Combined Income BUT CANNOT SAVE!</title>
    <itunes:summary><![CDATA[Today's case study is on a household with a 5-figures combined income but yet are struggling to save money. The wife shared on SG Whispers and it garnered a lot of reaction because she gives a lot to parents and her credit card bill seems large.  We offer suggestions on how they can optimise their expenses to save more. We also look at some of the risks involved at their current financial situation.  #moneytips #money #personalfinance   ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop...]]></itunes:summary>
    <description><![CDATA[<p>Today&apos;s case study is on a household with a 5-figures combined income but yet are struggling to save money. The wife shared on SG Whispers and it garnered a lot of reaction because she gives a lot to parents and her credit card bill seems large.<br/><br/>We offer suggestions on how they can optimise their expenses to save more. We also look at some of the risks involved at their current financial situation.<br/><br/>#moneytips #money #personalfinance <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Check out Benedict&apos;s Medium: https://medium.com/@thebenedictgoh<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction <br/><br/>1:51 Allowance For Parents<br/><br/>4:51 Credit Card Expense<br/><br/>8:05 Cost of Enrichment Classes<br/><br/>9:30 Having A Direction In Your Finances<br/><br/>10:09 Pay Yourself First<br/><br/>11:40 Having Sufficient Insurance Coverage<br/><br/>#moneytips #personalfinance #insurance #monthlyexpenses <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today&apos;s case study is on a household with a 5-figures combined income but yet are struggling to save money. The wife shared on SG Whispers and it garnered a lot of reaction because she gives a lot to parents and her credit card bill seems large.<br/><br/>We offer suggestions on how they can optimise their expenses to save more. We also look at some of the risks involved at their current financial situation.<br/><br/>#moneytips #money #personalfinance <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Check out Benedict&apos;s Medium: https://medium.com/@thebenedictgoh<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>*******<br/>0:00 Introduction <br/><br/>1:51 Allowance For Parents<br/><br/>4:51 Credit Card Expense<br/><br/>8:05 Cost of Enrichment Classes<br/><br/>9:30 Having A Direction In Your Finances<br/><br/>10:09 Pay Yourself First<br/><br/>11:40 Having Sufficient Insurance Coverage<br/><br/>#moneytips #personalfinance #insurance #monthlyexpenses <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11335325-10-300-monthly-combined-income-but-cannot-save.mp3" length="9468875" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/6fpy2jpzrr5bj0wod54y5t90d4ny?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11335325</guid>
    <pubDate>Mon, 19 Sep 2022 17:00:00 +0800</pubDate>
    <itunes:duration>784</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>JOSH TAN Reacts To Charlie Chang Asking Equinox Members What They Do For A Living!</itunes:title>
    <title>JOSH TAN Reacts To Charlie Chang Asking Equinox Members What They Do For A Living!</title>
    <itunes:summary><![CDATA[Today we'd give our reactions to this very interesting interview that Charlie Chang did with Equinox members. They share their secrets to managing their personal finance, building business, and investing success.  If you'd like to sign up for Moomoo's platform, ►‌ ‌Get your FREE stock with my referral code: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233  ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)  Email: joshtantap@gmail.com P...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d give our reactions to this very interesting interview that Charlie Chang did with Equinox members. They share their secrets to managing their personal finance, building business, and investing success.<br/><br/>If you&apos;d like to sign up for Moomoo&apos;s platform, ►‌ ‌Get your FREE stock with my referral code: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>00:25 Is Investing in Yourself The Best Investment? <br/><br/>02:48 Making millions investing in stocks and real estate.<br/><br/>04:58 Open your account with Moomoo<br/><br/>05:37 Advice for people getting into investments<br/><br/>08:07 Making over $100k in investments in ONE day, without trading.<br/><br/>11:01 Is paying for an expensive gym membership worth it?<br/><br/>13:16 What&apos;s your BIGGEST expense? <br/><br/>16:29: BIGGEST failure<br/><br/>18:25 Side hustle = Passion + Profits + Purpose<br/><br/>20:29 Personal Finance 101 - Don&apos;t spend more than you earn<br/><br/>22:25 What&apos;s your true passion?<br/><br/>#moomoo #charliechang #moneytips </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d give our reactions to this very interesting interview that Charlie Chang did with Equinox members. They share their secrets to managing their personal finance, building business, and investing success.<br/><br/>If you&apos;d like to sign up for Moomoo&apos;s platform, ►‌ ‌Get your FREE stock with my referral code: https://www.moomoo.com/en-sg/act/welcome?channel=1002&amp;subchannel=233<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>00:25 Is Investing in Yourself The Best Investment? <br/><br/>02:48 Making millions investing in stocks and real estate.<br/><br/>04:58 Open your account with Moomoo<br/><br/>05:37 Advice for people getting into investments<br/><br/>08:07 Making over $100k in investments in ONE day, without trading.<br/><br/>11:01 Is paying for an expensive gym membership worth it?<br/><br/>13:16 What&apos;s your BIGGEST expense? <br/><br/>16:29: BIGGEST failure<br/><br/>18:25 Side hustle = Passion + Profits + Purpose<br/><br/>20:29 Personal Finance 101 - Don&apos;t spend more than you earn<br/><br/>22:25 What&apos;s your true passion?<br/><br/>#moomoo #charliechang #moneytips </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11255196-josh-tan-reacts-to-charlie-chang-asking-equinox-members-what-they-do-for-a-living.mp3" length="17664700" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/m64paw4a7kw355l9vlkk2b3lw38i?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 12 Sep 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1468</itunes:duration>
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  <item>
    <itunes:title>Is It WRONG To Want To RETIRE EARLY? Why We Disagreed With This CNA Financial Freedom Article...</itunes:title>
    <title>Is It WRONG To Want To RETIRE EARLY? Why We Disagreed With This CNA Financial Freedom Article...</title>
    <itunes:summary><![CDATA[Today, we will be sharing our thoughts on an article that slammed millennials for subverting conventional ideas of work and finances, by wanting to retire early.  Are millennials an entitled bunch? Is it wrong to want to retire early?  Let's explore the main talking points.  ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)  Email: joshtantap@gmail.com PS: Please elaborate with as much DETAILS!  ✅ Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insuranc...]]></itunes:summary>
    <description><![CDATA[<p>Today, we will be sharing our thoughts on an article that slammed millennials for subverting conventional ideas of work and finances, by wanting to retire early.<br/><br/>Are millennials an entitled bunch? Is it wrong to want to retire early? <br/>Let&apos;s explore the main talking points.<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>👏 INSTAGRAM Saying Hi! View community pictures: https://www.instagram.com/joshconsultancy/<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Follow Benedict on Medium: https://medium.com/@thebenedictgoh<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/><br/>*******<br/><br/>0:00 Introduction<br/>Why we disagree with some points.<br/>Steve Jobs on not being trapped by DOGMA<br/><br/>01:06 FIRE in its most extreme form?<br/><br/>03:01 Thoughts on extreme frugality and meticulous planning<br/><br/>06:02 Examples of common sense investing<br/><br/>06:48 Delaying marriage and home ownership in favour of securing financial independence<br/><br/>10:17 When FIRE takes away from enjoying life<br/><br/>13:35 Is it ok to spend on wedding? <br/><br/>16:48 Is spending on extended vacation irresponsible?<br/><br/>20:19 Cost of missing out on experiences<br/><br/>Article: https://www.channelnewsasia.com/commentary/fire-financial-independence-retire-early-work-jobs-invest-2881331<br/><br/>#moomoo #financialfreedom #financialindependence <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we will be sharing our thoughts on an article that slammed millennials for subverting conventional ideas of work and finances, by wanting to retire early.<br/><br/>Are millennials an entitled bunch? Is it wrong to want to retire early? <br/>Let&apos;s explore the main talking points.<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>👏 INSTAGRAM Saying Hi! View community pictures: https://www.instagram.com/joshconsultancy/<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Follow Benedict on Medium: https://medium.com/@thebenedictgoh<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/><br/>*******<br/><br/>0:00 Introduction<br/>Why we disagree with some points.<br/>Steve Jobs on not being trapped by DOGMA<br/><br/>01:06 FIRE in its most extreme form?<br/><br/>03:01 Thoughts on extreme frugality and meticulous planning<br/><br/>06:02 Examples of common sense investing<br/><br/>06:48 Delaying marriage and home ownership in favour of securing financial independence<br/><br/>10:17 When FIRE takes away from enjoying life<br/><br/>13:35 Is it ok to spend on wedding? <br/><br/>16:48 Is spending on extended vacation irresponsible?<br/><br/>20:19 Cost of missing out on experiences<br/><br/>Article: https://www.channelnewsasia.com/commentary/fire-financial-independence-retire-early-work-jobs-invest-2881331<br/><br/>#moomoo #financialfreedom #financialindependence <br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11218595-is-it-wrong-to-want-to-retire-early-why-we-disagreed-with-this-cna-financial-freedom-article.mp3" length="16620648" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/z8a8gpjfierujhriut1gurebusvf?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 05 Sep 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1381</itunes:duration>
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  <item>
    <itunes:title>Made Enough Money To Retire At Age31 BUT Why Didn&#39;t He? | The Gym Pod Boss Tells His Unique Story...</itunes:title>
    <title>Made Enough Money To Retire At Age31 BUT Why Didn&#39;t He? | The Gym Pod Boss Tells His Unique Story...</title>
    <itunes:summary><![CDATA[What will you do if you made enough to retire at age31? Today I've invited a friend of mine Damien to share with you his story and why he didn't retire even after getting a payout. Instead, he created a new business which you may have seen - GYMPOD.  ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)  Email: joshtantap@gmail.com PS: Please elaborate with as much DETAILS!  ✅ Find Out Josh Tan's Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 htt...]]></itunes:summary>
    <description><![CDATA[<p>What will you do if you made enough to retire at age31? Today I&apos;ve invited a friend of mine Damien to share with you his story and why he didn&apos;t retire even after getting a payout. Instead, he created a new business which you may have seen - GYMPOD.<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 INSTAGRAM Saying Hi! View community pictures: https://www.instagram.com/joshconsultancy/<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>0:00 Introduction<br/><br/>0:30 Damien&apos;s story on his first startup<br/><br/>1:13 Why Damien started THE GYM POD<br/><br/>2:30 Q1 Is it more stressful to finances being an employee or an entrepreneur?<br/><br/>4:26 Covid impact on THE GYM POD&apos;s business<br/>Why the variance on payout is much bigger being an entrepreneur<br/><br/>7:42 Why not retire early?<br/>Damien&apos;s passion in creating products<br/><br/>9:08 How Damien allocated his payout from selling his first startup<br/><br/>9:55 Q2 Is it easier to reach financial freedom as an entrepreneur or an employee?<br/><br/>12:19 Q3 Is it too difficult to start entrepreneurship at this phase in life?<br/>Using side hustles to test and building enough capital first can mitigate risk.<br/><br/>#gympod #thegympod #financialfreedom #retireearly </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>What will you do if you made enough to retire at age31? Today I&apos;ve invited a friend of mine Damien to share with you his story and why he didn&apos;t retire even after getting a payout. Instead, he created a new business which you may have seen - GYMPOD.<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =) <br/>Email: joshtantap@gmail.com<br/>PS: Please elaborate with as much DETAILS!<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/><br/>*******<br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 INSTAGRAM Saying Hi! View community pictures: https://www.instagram.com/joshconsultancy/<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. <br/><br/>0:00 Introduction<br/><br/>0:30 Damien&apos;s story on his first startup<br/><br/>1:13 Why Damien started THE GYM POD<br/><br/>2:30 Q1 Is it more stressful to finances being an employee or an entrepreneur?<br/><br/>4:26 Covid impact on THE GYM POD&apos;s business<br/>Why the variance on payout is much bigger being an entrepreneur<br/><br/>7:42 Why not retire early?<br/>Damien&apos;s passion in creating products<br/><br/>9:08 How Damien allocated his payout from selling his first startup<br/><br/>9:55 Q2 Is it easier to reach financial freedom as an entrepreneur or an employee?<br/><br/>12:19 Q3 Is it too difficult to start entrepreneurship at this phase in life?<br/>Using side hustles to test and building enough capital first can mitigate risk.<br/><br/>#gympod #thegympod #financialfreedom #retireearly </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11165846-made-enough-money-to-retire-at-age31-but-why-didn-t-he-the-gym-pod-boss-tells-his-unique-story.mp3" length="10967004" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/d1njcrpyqto4w7j1e2birkk3aymk?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 29 Aug 2022 18:00:00 +0800</pubDate>
    <itunes:duration>910</itunes:duration>
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  <item>
    <itunes:title>13 Stupid And Simple Rules For Financial Freedom! | How A Couple Retired With $1m!</itunes:title>
    <title>13 Stupid And Simple Rules For Financial Freedom! | How A Couple Retired With $1m!</title>
    <itunes:summary><![CDATA[Today we will do a reaction to an article that profiled a couple in their 30s who have retired with a pot of $1m in US. They share their 13 rules for financial freedom and let's explore what we can adopt.  ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/  0:00 Introduction  0:40 Is $1m enough for a couple in Singapore to retire? With kids, the expenses are higher and the ability to save is less.  2:56 Rule ...]]></itunes:summary>
    <description><![CDATA[<p>Today we will do a reaction to an article that profiled a couple in their 30s who have retired with a pot of $1m in US. They share their 13 rules for financial freedom and let&apos;s explore what we can adopt.<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>0:00 Introduction<br/><br/>0:40 Is $1m enough for a couple in Singapore to retire?<br/>With kids, the expenses are higher and the ability to save is less.<br/><br/>2:56 Rule 1 ignore your passion<br/><br/>4:46 Rule 2 Learn from millionaires<br/><br/>6:53 Rule 3 Cut away losers in life<br/>You are the average of the closest five people to you<br/><br/>7:37 Rule 4 Exploiting your 9-5pm job<br/>Employers provide training and staff benefits<br/><br/>9:17 Rule 5 Switched companies 5 times in 14 years<br/><br/>10:37 Rule 6 Automate everything<br/><br/>12:57 Rule 7 Ignore the haters<br/><br/>14:34 Rule 8 Ignore the joneses<br/><br/>17:02 Rule 9 Prioritize open communication<br/><br/>17:40 Rule 10 Prioritize health<br/><br/>19:24 Rule 11 Avoid credit card debt<br/><br/>22:03 Rule 12 Say yes<br/><br/>25:23 Rule 13 Stopped going to bars<br/><br/>Article: https://www.cnbc.com/2022/07/23/self-made-millionaire-simple-money-habits-i-used-to-save-1-million-and-retire-early-at-35.html<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we will do a reaction to an article that profiled a couple in their 30s who have retired with a pot of $1m in US. They share their 13 rules for financial freedom and let&apos;s explore what we can adopt.<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>0:00 Introduction<br/><br/>0:40 Is $1m enough for a couple in Singapore to retire?<br/>With kids, the expenses are higher and the ability to save is less.<br/><br/>2:56 Rule 1 ignore your passion<br/><br/>4:46 Rule 2 Learn from millionaires<br/><br/>6:53 Rule 3 Cut away losers in life<br/>You are the average of the closest five people to you<br/><br/>7:37 Rule 4 Exploiting your 9-5pm job<br/>Employers provide training and staff benefits<br/><br/>9:17 Rule 5 Switched companies 5 times in 14 years<br/><br/>10:37 Rule 6 Automate everything<br/><br/>12:57 Rule 7 Ignore the haters<br/><br/>14:34 Rule 8 Ignore the joneses<br/><br/>17:02 Rule 9 Prioritize open communication<br/><br/>17:40 Rule 10 Prioritize health<br/><br/>19:24 Rule 11 Avoid credit card debt<br/><br/>22:03 Rule 12 Say yes<br/><br/>25:23 Rule 13 Stopped going to bars<br/><br/>Article: https://www.cnbc.com/2022/07/23/self-made-millionaire-simple-money-habits-i-used-to-save-1-million-and-retire-early-at-35.html<br/><br/>✅ Find Out Josh Tan&apos;s Choice For Mortgage Loan &amp; Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/<br/><br/>►‌ NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11158820-13-stupid-and-simple-rules-for-financial-freedom-how-a-couple-retired-with-1m.mp3" length="22162037" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qm7zjk3q1novf24iqlacuq1lzfnd?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 22 Aug 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1842</itunes:duration>
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  <item>
    <itunes:title>What You Must Know From PM Lee Hsien Loong&#39;s National Day Speech!</itunes:title>
    <title>What You Must Know From PM Lee Hsien Loong&#39;s National Day Speech!</title>
    <itunes:summary><![CDATA[Today, we'd discuss some of the points raised by PM Lee during national day. These include a wide range of topics from inflation to CHINA/TAIWAN risk of war.   ►‌ NEW LAUNCH  In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade  0:00 Introduction  1:09 US/TAIWAN/CHINA War tension What to look ou...]]></itunes:summary>
    <description><![CDATA[<p>Today, we&apos;d discuss some of the points raised by PM Lee during national day. These include a wide range of topics from inflation to CHINA/TAIWAN risk of war. <br/><br/>►‌ NEW LAUNCH  In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqa01CaFJGZ0FkOVNKbWMzUVVkRk9HN1NlNzd6d3xBQ3Jtc0ttWmFMVm9GU0VOU1BCQllhQzFiSW5rcmVDaHBhaGlyd1FCRjJsLTFoaHBab1huZkdhQnctU3RqVlpYT0FiYlE5T25qOENyLU9pSWpGeXBUTDNpdVpDRVd1dDhseW5FMnBSQnoxS0hRU2ZfUzJDYko5aw&amp;q=https%3A%2F%2Fwww.webull.com.sg%2Fi%2Fjoshtan&amp;stzid=UgzDysPKfB9mvxmLfdt4AaABAg'>https://www.webull.com.sg/i/joshtan</a> Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>0:00 Introduction<br/><br/>1:09 US/TAIWAN/CHINA War tension<br/>What to look out for investments<br/><br/>5:38 Inflation<br/><br/>9:15 Strong SGD<br/>This is to ward off some of the imported inflation<br/><br/>11:32 Retiring overseas<br/><br/>14:52 Low interest environment may have ended<br/><br/>#pmlee #leehsienloong #nationalday #inflation</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we&apos;d discuss some of the points raised by PM Lee during national day. These include a wide range of topics from inflation to CHINA/TAIWAN risk of war. <br/><br/>►‌ NEW LAUNCH  In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqa01CaFJGZ0FkOVNKbWMzUVVkRk9HN1NlNzd6d3xBQ3Jtc0ttWmFMVm9GU0VOU1BCQllhQzFiSW5rcmVDaHBhaGlyd1FCRjJsLTFoaHBab1huZkdhQnctU3RqVlpYT0FiYlE5T25qOENyLU9pSWpGeXBUTDNpdVpDRVd1dDhseW5FMnBSQnoxS0hRU2ZfUzJDYko5aw&amp;q=https%3A%2F%2Fwww.webull.com.sg%2Fi%2Fjoshtan&amp;stzid=UgzDysPKfB9mvxmLfdt4AaABAg'>https://www.webull.com.sg/i/joshtan</a> Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>0:00 Introduction<br/><br/>1:09 US/TAIWAN/CHINA War tension<br/>What to look out for investments<br/><br/>5:38 Inflation<br/><br/>9:15 Strong SGD<br/>This is to ward off some of the imported inflation<br/><br/>11:32 Retiring overseas<br/><br/>14:52 Low interest environment may have ended<br/><br/>#pmlee #leehsienloong #nationalday #inflation</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11127515-what-you-must-know-from-pm-lee-hsien-loong-s-national-day-speech.mp3" length="13551367" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qckoj75dz8a1hfqaffh6bv0woofe?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11127515</guid>
    <pubDate>Mon, 15 Aug 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1125</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Do You Agree That $1m is enough to RETIRE? | Josh Tan Show Reacts To CNA Interview With Christopher</itunes:title>
    <title>Do You Agree That $1m is enough to RETIRE? | Josh Tan Show Reacts To CNA Interview With Christopher</title>
    <itunes:summary><![CDATA[In a CNA interview, Christopher Chong shared about his goals on financial independence retire early FIRE. Key targets include a $1m investment portfolio and using barista fire strategy to sustain expenses to leave the corporate world earlier.   Today we'd be debating on five key points regarding his sharing and hopefully adding our unique perspective to it.  ►‌ NEW LAUNCH  In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 https://www.webul...]]></itunes:summary>
    <description><![CDATA[<p>In a CNA interview, Christopher Chong shared about his goals on financial independence retire early FIRE. Key targets include a $1m investment portfolio and using barista fire strategy to sustain expenses to leave the corporate world earlier. <br/><br/>Today we&apos;d be debating on five key points regarding his sharing and hopefully adding our unique perspective to it.<br/><br/>►‌ NEW LAUNCH  In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqbWFpWE1uUjN0QUZYRE9nUHVoSXNtOUotdmdMZ3xBQ3Jtc0ttRmhTWjFJNE5Wa3p0RDVmdVNYRUtjNzNwRzVRWUxXazlJcUo4T0k3NUpNSHY3YTZzYW5mdHJWbnVRVzlXRTRULVhQOWNieUZkWllzRURTWkoydU9nWVd6YVpweFVadmRxVXNaQkt5Q0l6b0lkdjRZdw&amp;q=https%3A%2F%2Fwww.webull.com.sg%2Fi%2Fjoshtan&amp;stzid=UgyDWJFKTNdSKU42Elt4AaABAg'>https://www.webull.com.sg/i/joshtan</a> Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/><br/>******<br/>0:00 Introduction<br/><br/>2:10 Point 1 - If you get to financial independence, will you retire early?<br/><br/>5:50 Point 2 - Which FIRE will you choose? Barista fire, LEAN fire, FAT fire<br/><br/>10:00 Point 3 - Is FIRE for everybody?<br/><br/>15:36 Point 4 - What is a right expected investment rate of return to reach FIRE?<br/><br/>20:45 Point 5 - Is $1m enough for retirement? What about a smaller number like $800k?<br/><br/>#fire #financialfreedom #financialindependence </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In a CNA interview, Christopher Chong shared about his goals on financial independence retire early FIRE. Key targets include a $1m investment portfolio and using barista fire strategy to sustain expenses to leave the corporate world earlier. <br/><br/>Today we&apos;d be debating on five key points regarding his sharing and hopefully adding our unique perspective to it.<br/><br/>►‌ NEW LAUNCH  In partnership with WeBull stocks trading account! Get Your Free Shares! (T&amp;C applies) Step #1 <a href='https://www.youtube.com/redirect?event=comments&amp;redir_token=QUFFLUhqbWFpWE1uUjN0QUZYRE9nUHVoSXNtOUotdmdMZ3xBQ3Jtc0ttRmhTWjFJNE5Wa3p0RDVmdVNYRUtjNzNwRzVRWUxXazlJcUo4T0k3NUpNSHY3YTZzYW5mdHJWbnVRVzlXRTRULVhQOWNieUZkWllzRURTWkoydU9nWVd6YVpweFVadmRxVXNaQkt5Q0l6b0lkdjRZdw&amp;q=https%3A%2F%2Fwww.webull.com.sg%2Fi%2Fjoshtan&amp;stzid=UgyDWJFKTNdSKU42Elt4AaABAg'>https://www.webull.com.sg/i/joshtan</a> Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/><br/>******<br/>0:00 Introduction<br/><br/>2:10 Point 1 - If you get to financial independence, will you retire early?<br/><br/>5:50 Point 2 - Which FIRE will you choose? Barista fire, LEAN fire, FAT fire<br/><br/>10:00 Point 3 - Is FIRE for everybody?<br/><br/>15:36 Point 4 - What is a right expected investment rate of return to reach FIRE?<br/><br/>20:45 Point 5 - Is $1m enough for retirement? What about a smaller number like $800k?<br/><br/>#fire #financialfreedom #financialindependence </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11090262-do-you-agree-that-1m-is-enough-to-retire-josh-tan-show-reacts-to-cna-interview-with-christopher.mp3" length="19166177" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/awh1ugwnxowoahvozuzq4o0qv6h2?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11090262</guid>
    <pubDate>Mon, 08 Aug 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1593</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$245,000 HUSBAND SHARES HIS STORY! (PART ii) Why Didn&#39;t He Want To Contribute More Expenses?</itunes:title>
    <title>$245,000 HUSBAND SHARES HIS STORY! (PART ii) Why Didn&#39;t He Want To Contribute More Expenses?</title>
    <itunes:summary><![CDATA[In a previous episode, the wife shared her view point as to why she wanted her husband to contribute more expenses but he disagreed. He has wrote in to explain and today we'd discuss his view point on spending on expenses, kids preschool, investments and upgrading home!  Previous video $245,000 Combined Income But Unhappy About Expenses? (PART i) | Should They Upgrade HDB To Condo? https://youtu.be/DCx9NTLV5l4  ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here ...]]></itunes:summary>
    <description><![CDATA[<p>In a previous episode, the wife shared her view point as to why she wanted her husband to contribute more expenses but he disagreed. He has wrote in to explain and today we&apos;d discuss his view point on spending on expenses, kids preschool, investments and upgrading home!<br/><br/>Previous video $245,000 Combined Income But Unhappy About Expenses? (PART i) | Should They Upgrade HDB To Condo? https://youtu.be/DCx9NTLV5l4<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 INSTAGRAM: https://www.instagram.com/joshconsultancy/<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/><br/>******<br/>0:00 Introduction<br/><br/>1:18 Husband shares expenses<br/><br/>6:04 Summary graph on husband&apos;s previous breakdown in finances<br/>Discussion on emergency cash<br/><br/>13:33 Should they upgrade HDB to condo in future?<br/><br/>#245k #financialplanning #howmuchtosave #expenses<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In a previous episode, the wife shared her view point as to why she wanted her husband to contribute more expenses but he disagreed. He has wrote in to explain and today we&apos;d discuss his view point on spending on expenses, kids preschool, investments and upgrading home!<br/><br/>Previous video $245,000 Combined Income But Unhappy About Expenses? (PART i) | Should They Upgrade HDB To Condo? https://youtu.be/DCx9NTLV5l4<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>👏 Catch this episode on SPOTIFY<br/>https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3<br/><br/>👏 INSTAGRAM: https://www.instagram.com/joshconsultancy/<br/><br/>👏 TIKTOK: https://www.tiktok.com/@joshconsultancy<br/><br/>👏 Looking to be a sponsor? Email to joshtantap@gmail.com<br/><br/>👏 Check out Benedict&apos;s Investment Newsletter: https://benedictgoh.substack.com/<br/><br/>******<br/>0:00 Introduction<br/><br/>1:18 Husband shares expenses<br/><br/>6:04 Summary graph on husband&apos;s previous breakdown in finances<br/>Discussion on emergency cash<br/><br/>13:33 Should they upgrade HDB to condo in future?<br/><br/>#245k #financialplanning #howmuchtosave #expenses<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/11051937-245-000-husband-shares-his-story-part-ii-why-didn-t-he-want-to-contribute-more-expenses.mp3" length="12511127" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/t3tmgsegy4p1ttb5zh0mfbf4ywvr?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11051937</guid>
    <pubDate>Mon, 01 Aug 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1038</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$15,000/m income BUT may need to rent house! What Can We Learn If We Want To Upgrade?</itunes:title>
    <title>$15,000/m income BUT may need to rent house! What Can We Learn If We Want To Upgrade?</title>
    <itunes:summary><![CDATA[Today's case is on a situation where new housing arrangements are needed. Male in 40s is looking for his own space with his current partner. Current flat has parents and there are relationship hurdles to co-living.   Should he pay ABSD to buy a new condo to move over?  If he rent's is it a waste of money?  #property #sgpropertyinvestment #sgproperty #hdb   ****** ✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-jo...]]></itunes:summary>
    <description><![CDATA[<p>Today&apos;s case is on a situation where new housing arrangements are needed. Male in 40s is looking for his own space with his current partner. Current flat has parents and there are relationship hurdles to co-living. <br/><br/>Should he pay ABSD to buy a new condo to move over? <br/>If he rent&apos;s is it a waste of money?<br/><br/>#property #sgpropertyinvestment #sgproperty #hdb <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>👏 Catch this episode on YOUTUBE and leave your questions<br/>https://youtu.be/f-fNDb70fH4</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today&apos;s case is on a situation where new housing arrangements are needed. Male in 40s is looking for his own space with his current partner. Current flat has parents and there are relationship hurdles to co-living. <br/><br/>Should he pay ABSD to buy a new condo to move over? <br/>If he rent&apos;s is it a waste of money?<br/><br/>#property #sgpropertyinvestment #sgproperty #hdb <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>👏 Catch this episode on YOUTUBE and leave your questions<br/>https://youtu.be/f-fNDb70fH4</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10973003-15-000-m-income-but-may-need-to-rent-house-what-can-we-learn-if-we-want-to-upgrade.mp3" length="13423090" type="audio/mpeg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10973003</guid>
    <pubDate>Mon, 18 Jul 2022 18:00:00 +0800</pubDate>
    <itunes:duration>1114</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$245,00 Combined Income But Why Are They Unhappy About Expenses? | Should They Upgrade HDB To Condo?</itunes:title>
    <title>$245,00 Combined Income But Why Are They Unhappy About Expenses? | Should They Upgrade HDB To Condo?</title>
    <itunes:summary><![CDATA[Today's case study is about a 30yo couple and husband has just gotten a pay raise from a new job. However, there seems to be unhappiness about how to share the household expenses moving forward and there is tension as to whether or not to upgrade from HDB to a condo.  0:00 Introduction Married with 1 kid and another on the way  1:00 Couples comparing income  2:00 Details of new husband pay of $160,000  4:45 Wife's new proposal for husband to contribute more Question, if your take home pay has...]]></itunes:summary>
    <description><![CDATA[<p>Today&apos;s case study is about a 30yo couple and husband has just gotten a pay raise from a new job. However, there seems to be unhappiness about how to share the household expenses moving forward and there is tension as to whether or not to upgrade from HDB to a condo.<br/><br/>0:00 Introduction<br/>Married with 1 kid and another on the way<br/><br/>1:00 Couples comparing income<br/><br/>2:00 Details of new husband pay of $160,000<br/><br/>4:45 Wife&apos;s new proposal for husband to contribute more<br/>Question, if your take home pay has increased slightly, would you contribute more to family expenses?<br/><br/>6:08 Is a joint account for couple recommended?<br/>Concept of side stash budgeting<br/><br/>7:32 Investing for this couple<br/>Communication is important to define the goal and update on the process<br/>Investing from a joint account<br/><br/>10:30 Upgrading HDB to Condo<br/>Understanding lifestyle inflation<br/><br/>13:30 Suggestions before upgrading<br/><br/>#sellhdb #savemoney #sgfinance #expenses #personalfinance #financialfreedom #upgradehome</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today&apos;s case study is about a 30yo couple and husband has just gotten a pay raise from a new job. However, there seems to be unhappiness about how to share the household expenses moving forward and there is tension as to whether or not to upgrade from HDB to a condo.<br/><br/>0:00 Introduction<br/>Married with 1 kid and another on the way<br/><br/>1:00 Couples comparing income<br/><br/>2:00 Details of new husband pay of $160,000<br/><br/>4:45 Wife&apos;s new proposal for husband to contribute more<br/>Question, if your take home pay has increased slightly, would you contribute more to family expenses?<br/><br/>6:08 Is a joint account for couple recommended?<br/>Concept of side stash budgeting<br/><br/>7:32 Investing for this couple<br/>Communication is important to define the goal and update on the process<br/>Investing from a joint account<br/><br/>10:30 Upgrading HDB to Condo<br/>Understanding lifestyle inflation<br/><br/>13:30 Suggestions before upgrading<br/><br/>#sellhdb #savemoney #sgfinance #expenses #personalfinance #financialfreedom #upgradehome</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10926875-245-00-combined-income-but-why-are-they-unhappy-about-expenses-should-they-upgrade-hdb-to-condo.mp3" length="11394775" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/uxy7tmsc3g8pgs621z1pms6fcgro?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10926875</guid>
    <pubDate>Mon, 11 Jul 2022 18:00:00 +0800</pubDate>
    <itunes:duration>945</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$975,000 LEFT IN PORTFOLIO! What To Do? Should I Still Quit To Retire Early? | Financial Freedom</itunes:title>
    <title>$975,000 LEFT IN PORTFOLIO! What To Do? Should I Still Quit To Retire Early? | Financial Freedom</title>
    <itunes:summary><![CDATA[Today's case study is on someone who had a portfolio of about $1.3m in Jan22. She was intending to quit in 2022 for early retirement or at least a sabbatical. But right now, the portfolio has dropped to $975k only. Should she still quit? Should she sell some of her portfolio?  ✅ ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY ► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment  Why you do NOT need to spend thousands on investment courses?  LEARN HOW to research int...]]></itunes:summary>
    <description><![CDATA[<p>Today&apos;s case study is on someone who had a portfolio of about $1.3m in Jan22. She was intending to quit in 2022 for early retirement or at least a sabbatical. But right now, the portfolio has dropped to $975k only. Should she still quit? Should she sell some of her portfolio?<br/><br/>✅ ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/>(All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>0:00 Introduction<br/><br/>2:46 What was the portfolio composition in Jan2022<br/>What should be in your portfolio when you retire<br/>Equities are volatile.<br/><br/>4:34 What you need before retiring early FIRE<br/>Investment experience in a bear market is a learning point<br/><br/>7:43 Question: Sell those in profits or those in deep losses?<br/>She needs to get out cash to fund expenses in retirement.<br/>General tips on how to sell stocks and how to sell from a portfolio during your retirement<br/><br/>#fire #financialindependence #financialfreedom #retirement <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today&apos;s case study is on someone who had a portfolio of about $1.3m in Jan22. She was intending to quit in 2022 for early retirement or at least a sabbatical. But right now, the portfolio has dropped to $975k only. Should she still quit? Should she sell some of her portfolio?<br/><br/>✅ ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY<br/>► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/>(All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)<br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>0:00 Introduction<br/><br/>2:46 What was the portfolio composition in Jan2022<br/>What should be in your portfolio when you retire<br/>Equities are volatile.<br/><br/>4:34 What you need before retiring early FIRE<br/>Investment experience in a bear market is a learning point<br/><br/>7:43 Question: Sell those in profits or those in deep losses?<br/>She needs to get out cash to fund expenses in retirement.<br/>General tips on how to sell stocks and how to sell from a portfolio during your retirement<br/><br/>#fire #financialindependence #financialfreedom #retirement <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10895919-975-000-left-in-portfolio-what-to-do-should-i-still-quit-to-retire-early-financial-freedom.mp3" length="8022093" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/m0y9lny041wmvkhj1d8yshqie905?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10895919</guid>
    <pubDate>Mon, 04 Jul 2022 17:00:00 +0800</pubDate>
    <itunes:duration>665</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Should I pay off my HDB loan? | Loan $200k remaining but have enough asset | Not good with investing</itunes:title>
    <title>Should I pay off my HDB loan? | Loan $200k remaining but have enough asset | Not good with investing</title>
    <itunes:summary><![CDATA[0:00 Introduction  1:27 Gradual investing What to look out for if you are not familiar or confident How to properly invest and not buy too many stocks or funds.  3:04 Should they pay off mortgage What is good debt and bad debt  4:14 Singapore savings bond  June2022 rates are at 2.71% for 10y average  6:24 Why some older folks swear off investing?  6:48 Why some people swear by property?  #investing #ssb #singaporesavingsbond #mortgage #thejoshtanshow Support the show ]]></itunes:summary>
    <description><![CDATA[<p>0:00 Introduction<br/><br/>1:27 Gradual investing<br/>What to look out for if you are not familiar or confident<br/>How to properly invest and not buy too many stocks or funds.<br/><br/>3:04 Should they pay off mortgage<br/>What is good debt and bad debt<br/><br/>4:14 Singapore savings bond <br/>June2022 rates are at 2.71% for 10y average<br/><br/>6:24 Why some older folks swear off investing?<br/><br/>6:48 Why some people swear by property?<br/><br/>#investing #ssb #singaporesavingsbond #mortgage #thejoshtanshow</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>0:00 Introduction<br/><br/>1:27 Gradual investing<br/>What to look out for if you are not familiar or confident<br/>How to properly invest and not buy too many stocks or funds.<br/><br/>3:04 Should they pay off mortgage<br/>What is good debt and bad debt<br/><br/>4:14 Singapore savings bond <br/>June2022 rates are at 2.71% for 10y average<br/><br/>6:24 Why some older folks swear off investing?<br/><br/>6:48 Why some people swear by property?<br/><br/>#investing #ssb #singaporesavingsbond #mortgage #thejoshtanshow</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10855634-should-i-pay-off-my-hdb-loan-loan-200k-remaining-but-have-enough-asset-not-good-with-investing.mp3" length="6490506" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ivnqtvc47dshgh391bxn93k1x465?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10855634</guid>
    <pubDate>Mon, 27 Jun 2022 18:00:00 +0800</pubDate>
    <itunes:duration>536</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Family Income $11,000 BUT Can&#39;t Save Money - What To Do? | Worried About Inflation And Retirement</itunes:title>
    <title>Family Income $11,000 BUT Can&#39;t Save Money - What To Do? | Worried About Inflation And Retirement</title>
    <itunes:summary><![CDATA[Case study is on a family with guy aged 45 and wife is 40. There are bills to pay and they can't save anything per month. With inflation rising, he is concerned about their retirement.  - 3 children between the ages of 3 to 10 years old - Living in a resale 5 rm HDB in Clementi that is fully paid and own a Japanese car.  - Although CPFOA is below 30k each, they manage to just hit the min sim of 192k in our SA.  - We do have a little savings of ard 50k for rainy days  - income c...]]></itunes:summary>
    <description><![CDATA[<p>Case study is on a family with guy aged 45 and wife is 40. There are bills to pay and they can&apos;t save anything per month. With inflation rising, he is concerned about their retirement.<br/><br/>- 3 children between the ages of 3 to 10 years old<br/>- Living in a resale 5 rm HDB in Clementi that is fully paid and own a Japanese car. <br/>- Although CPFOA is below 30k each, they manage to just hit the min sim of 192k in our SA. <br/>- We do have a little savings of ard 50k for rainy days <br/>- income combined is around SGD$10-11k. <br/><br/>0:00 Introduction<br/><br/>2:07 Car loan<br/>BECAREFUL IF YOU WANT TO REPAY BACK YOUR EXPENSIVE CAR LOAN | Car Loan Interest Explained! https://youtu.be/aCwi9zHjAhg<br/><br/>6:11 Understanding desire and how it is the solution to worry<br/>My story on how I grew in 2020 and 2021<br/><br/>9:37  Is there a solution?<br/>3 areas to look out for. Includes handling car loan moving forward<br/><br/>#joshtan #thejoshtanshow </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Case study is on a family with guy aged 45 and wife is 40. There are bills to pay and they can&apos;t save anything per month. With inflation rising, he is concerned about their retirement.<br/><br/>- 3 children between the ages of 3 to 10 years old<br/>- Living in a resale 5 rm HDB in Clementi that is fully paid and own a Japanese car. <br/>- Although CPFOA is below 30k each, they manage to just hit the min sim of 192k in our SA. <br/>- We do have a little savings of ard 50k for rainy days <br/>- income combined is around SGD$10-11k. <br/><br/>0:00 Introduction<br/><br/>2:07 Car loan<br/>BECAREFUL IF YOU WANT TO REPAY BACK YOUR EXPENSIVE CAR LOAN | Car Loan Interest Explained! https://youtu.be/aCwi9zHjAhg<br/><br/>6:11 Understanding desire and how it is the solution to worry<br/>My story on how I grew in 2020 and 2021<br/><br/>9:37  Is there a solution?<br/>3 areas to look out for. Includes handling car loan moving forward<br/><br/>#joshtan #thejoshtanshow </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10802322-family-income-11-000-but-can-t-save-money-what-to-do-worried-about-inflation-and-retirement.mp3" length="9329949" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/6neey27754jtybrkbwhcqzh5ifgr?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10802322</guid>
    <pubDate>Mon, 20 Jun 2022 18:00:00 +0800</pubDate>
    <itunes:duration>773</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>STOP CHASING MONEY! 💥 | Financial Freedom And Wealth vs MONEY | Sharing Tips From Melaka Holiday!</itunes:title>
    <title>STOP CHASING MONEY! 💥 | Financial Freedom And Wealth vs MONEY | Sharing Tips From Melaka Holiday!</title>
    <itunes:summary><![CDATA[I visited Melaka recently and it was our first overseas holiday since covid broke out. Melaka condos have seen a BIG drop in prices. Melaka malls are seeing poor occupancy, all the money changers I know of have closed shop and tourism is only just recovering. Today, you'd hear tips on what to look out for if you're travelling there too.  Next, we'd discuss on the topic of MONEY. Money is what many focus on but what I'd argue that what you really want is wealth. Wealth buys you freedom. That's...]]></itunes:summary>
    <description><![CDATA[<p>I visited Melaka recently and it was our first overseas holiday since covid broke out. Melaka condos have seen a BIG drop in prices. Melaka malls are seeing poor occupancy, all the money changers I know of have closed shop and tourism is only just recovering. Today, you&apos;d hear tips on what to look out for if you&apos;re travelling there too.<br/><br/>Next, we&apos;d discuss on the topic of MONEY. Money is what many focus on but what I&apos;d argue that what you really want is wealth. Wealth buys you freedom. That&apos;s why this movement of financial freedom. If you focus on the absolute amount of money you have, you&apos;re going to get stuck in your happiness.<br/><br/>Blog on recent trip https://www.theastuteparent.com/2022/06/melaka-holiday/<br/><br/>Melaka restaurant reviews <a href='https://www.youtube.com/redirect?event=live_chat&amp;redir_token=QUFFLUhqa0k2Vl9vVDBmT25HRjlNbHlES1h4UHpjekxHUXxBQ3Jtc0tudWhhdW80czhyMU50NTZiaTVSa0UyRVJTTUwzaUdsSjBqX3NvMjlGd0RxbE5EUnJiLW1oZHNjbTg0THJmNDZaSlVCa2FxVnJWUndnR0xWOGVoY3FjdVh4dW00X2F6cEltaUhYWFFxdGROZktiaXVicw&amp;q=https%3A%2F%2Fholidaytriptoday.blogspot.com'>https://holidaytriptoday.blogspot.com</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>I visited Melaka recently and it was our first overseas holiday since covid broke out. Melaka condos have seen a BIG drop in prices. Melaka malls are seeing poor occupancy, all the money changers I know of have closed shop and tourism is only just recovering. Today, you&apos;d hear tips on what to look out for if you&apos;re travelling there too.<br/><br/>Next, we&apos;d discuss on the topic of MONEY. Money is what many focus on but what I&apos;d argue that what you really want is wealth. Wealth buys you freedom. That&apos;s why this movement of financial freedom. If you focus on the absolute amount of money you have, you&apos;re going to get stuck in your happiness.<br/><br/>Blog on recent trip https://www.theastuteparent.com/2022/06/melaka-holiday/<br/><br/>Melaka restaurant reviews <a href='https://www.youtube.com/redirect?event=live_chat&amp;redir_token=QUFFLUhqa0k2Vl9vVDBmT25HRjlNbHlES1h4UHpjekxHUXxBQ3Jtc0tudWhhdW80czhyMU50NTZiaTVSa0UyRVJTTUwzaUdsSjBqX3NvMjlGd0RxbE5EUnJiLW1oZHNjbTg0THJmNDZaSlVCa2FxVnJWUndnR0xWOGVoY3FjdVh4dW00X2F6cEltaUhYWFFxdGROZktiaXVicw&amp;q=https%3A%2F%2Fholidaytriptoday.blogspot.com'>https://holidaytriptoday.blogspot.com</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10777325-stop-chasing-money-financial-freedom-and-wealth-vs-money-sharing-tips-from-melaka-holiday.mp3" length="8973162" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/4s2kowjlrwtqmxnnrqe85n6uuejk?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10777325</guid>
    <pubDate>Mon, 13 Jun 2022 08:00:00 +0800</pubDate>
    <itunes:duration>743</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How Much Savings Is Good Enough At Age34? | Financial Planning Mother Of Two Who Is Waiting For BTO</itunes:title>
    <title>How Much Savings Is Good Enough At Age34? | Financial Planning Mother Of Two Who Is Waiting For BTO</title>
    <itunes:summary><![CDATA[0:00 Introduction  0:47 Case notes How to understand insurance coverage needed Why 15% saved up is concerning. Habits that impact how much is saved  5:09 How to and why need to stretch every dollar  With second kid, expenses will rise further  6:32 Fixed deposits approach? It signals a scarcity mindset. The savings can be in Singapore Savings bond, cpf or repaying off loan  8:39 Stock investing Investing into S&amp;P 500 or STI etf  11:26 How to approach "how much is good enough"  #savin...]]></itunes:summary>
    <description><![CDATA[<p>0:00 Introduction<br/><br/>0:47 Case notes<br/>How to understand insurance coverage needed<br/>Why 15% saved up is concerning.<br/>Habits that impact how much is saved<br/><br/>5:09 How to and why need to stretch every dollar <br/>With second kid, expenses will rise further<br/><br/>6:32 Fixed deposits approach?<br/>It signals a scarcity mindset.<br/>The savings can be in Singapore Savings bond, cpf or repaying off loan<br/><br/>8:39 Stock investing<br/>Investing into S&amp;P 500 or STI etf<br/><br/>11:26 How to approach &quot;how much is good enough&quot;<br/><br/>#saving #savingmoney #sgmoney<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>0:00 Introduction<br/><br/>0:47 Case notes<br/>How to understand insurance coverage needed<br/>Why 15% saved up is concerning.<br/>Habits that impact how much is saved<br/><br/>5:09 How to and why need to stretch every dollar <br/>With second kid, expenses will rise further<br/><br/>6:32 Fixed deposits approach?<br/>It signals a scarcity mindset.<br/>The savings can be in Singapore Savings bond, cpf or repaying off loan<br/><br/>8:39 Stock investing<br/>Investing into S&amp;P 500 or STI etf<br/><br/>11:26 How to approach &quot;how much is good enough&quot;<br/><br/>#saving #savingmoney #sgmoney<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10731448-how-much-savings-is-good-enough-at-age34-financial-planning-mother-of-two-who-is-waiting-for-bto.mp3" length="10085807" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/e86g4yk1ef4008azb6tqwxeu4cxb?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10731448</guid>
    <pubDate>Sun, 05 Jun 2022 12:00:00 +0800</pubDate>
    <itunes:duration>836</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>HOW I SAVE AND INVEST 70% OF MY INCOME | STEPS TO FINANCIAL FREEDOM 💥</itunes:title>
    <title>HOW I SAVE AND INVEST 70% OF MY INCOME | STEPS TO FINANCIAL FREEDOM 💥</title>
    <itunes:summary><![CDATA[I'm also working towards my own financial freedom journey. That is why I look at my bank account transfers and credit card expenses periodically.  0:00 Introduction Cash is like having soldiers. Are they useful or just idling in camp?  1:00 My own bank account statement Why I've even increased my allocation to China tech equities How I dollar cost average into GEMINI now for ETHEREUM. My passive income sources in green. I've EPS for 2 stock purchases.  4:48 How I save and invest 70% of income...]]></itunes:summary>
    <description><![CDATA[<p>I&apos;m also working towards my own financial freedom journey. That is why I look at my bank account transfers and credit card expenses periodically.<br/><br/>0:00 Introduction<br/>Cash is like having soldiers. Are they useful or just idling in camp?<br/><br/>1:00 My own bank account statement<br/>Why I&apos;ve even increased my allocation to China tech equities<br/>How I dollar cost average into GEMINI now for ETHEREUM.<br/>My passive income sources in green.<br/>I&apos;ve EPS for 2 stock purchases.<br/><br/>4:48 How I save and invest 70% of income<br/>My starting amounts were way lower. It takes awhile to build.<br/>Maximising your resources are fully your decision<br/><br/>5:38 Steps to building towards financial freedom<br/><br/>7:07 My strategy in credit card spending<br/>Which cards do we use.<br/><br/>8:20 My estimate on groceries/dining/bills per month.<br/><br/>9:24 Big rounding point on financial freedom<br/><br/>#financialfreedom #saveandinvest<br/><br/>*******<br/>✅ Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/>~ Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>I&apos;m also working towards my own financial freedom journey. That is why I look at my bank account transfers and credit card expenses periodically.<br/><br/>0:00 Introduction<br/>Cash is like having soldiers. Are they useful or just idling in camp?<br/><br/>1:00 My own bank account statement<br/>Why I&apos;ve even increased my allocation to China tech equities<br/>How I dollar cost average into GEMINI now for ETHEREUM.<br/>My passive income sources in green.<br/>I&apos;ve EPS for 2 stock purchases.<br/><br/>4:48 How I save and invest 70% of income<br/>My starting amounts were way lower. It takes awhile to build.<br/>Maximising your resources are fully your decision<br/><br/>5:38 Steps to building towards financial freedom<br/><br/>7:07 My strategy in credit card spending<br/>Which cards do we use.<br/><br/>8:20 My estimate on groceries/dining/bills per month.<br/><br/>9:24 Big rounding point on financial freedom<br/><br/>#financialfreedom #saveandinvest<br/><br/>*******<br/>✅ Why you do NOT need to spend thousands on investment courses? <br/>LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan&apos;s way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.<br/>~ Follow this link - https://jtinvestacademy.thinkific.com/courses/investment<br/><br/>We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. <br/>It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. </p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10704565-how-i-save-and-invest-70-of-my-income-steps-to-financial-freedom.mp3" length="7343895" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/g9opxm4v5wai7vl4pqyhst2mwyif?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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    <pubDate>Mon, 30 May 2022 17:00:00 +0800</pubDate>
    <itunes:duration>607</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>WHAT TO LOOK OUT WHEN BUYING YOUR FIRST HOUSE? HDB Home Prices Hit New Record Highs...</itunes:title>
    <title>WHAT TO LOOK OUT WHEN BUYING YOUR FIRST HOUSE? HDB Home Prices Hit New Record Highs...</title>
    <itunes:summary><![CDATA[There has been a new record set for a HDB which is a fresh 5y unit at Henderson (redhill) which went for $1.4m!  If you are a young couple seeing new record numbers every day, how should you handle your FOMO?  What kind of marketing messages should you prepare yourself for?  I'd share with you my journey and also talk about 1) Where are the big gains from and choosing the right HDB ownership structure 2) Defining you long term goals and understanding increase expenses with your next...]]></itunes:summary>
    <description><![CDATA[<p>There has been a new record set for a HDB which is a fresh 5y unit at Henderson (redhill) which went for $1.4m! <br/>If you are a young couple seeing new record numbers every day, how should you handle your FOMO? <br/>What kind of marketing messages should you prepare yourself for?<br/><br/>I&apos;d share with you my journey and also talk about<br/>1) Where are the big gains from and choosing the right HDB ownership structure<br/>2) Defining you long term goals and understanding increase expenses with your next stage in life<br/>3) Bank loans vs HDB loans and renovation loans<br/><br/>#hdb #property #singaporeproperty #buyinghome<br/><br/>►‌ NEW 🔥 WeBull stocks trading account! Get USD$100 worth of AAPL shares (T&amp;C applies) https://www.webull.com.sg/i/joshtan<br/><br/>►‌To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>► Leave your comments on Youtube - https://youtu.be/HaDFgi4R3oM</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>There has been a new record set for a HDB which is a fresh 5y unit at Henderson (redhill) which went for $1.4m! <br/>If you are a young couple seeing new record numbers every day, how should you handle your FOMO? <br/>What kind of marketing messages should you prepare yourself for?<br/><br/>I&apos;d share with you my journey and also talk about<br/>1) Where are the big gains from and choosing the right HDB ownership structure<br/>2) Defining you long term goals and understanding increase expenses with your next stage in life<br/>3) Bank loans vs HDB loans and renovation loans<br/><br/>#hdb #property #singaporeproperty #buyinghome<br/><br/>►‌ NEW 🔥 WeBull stocks trading account! Get USD$100 worth of AAPL shares (T&amp;C applies) https://www.webull.com.sg/i/joshtan<br/><br/>►‌To get updates on TELEGRAM, JOIN &quot;PASSIVE INCOME 2.1k&quot; here - https://t.me/pi21k <br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>► Leave your comments on Youtube - https://youtu.be/HaDFgi4R3oM</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10663264-what-to-look-out-when-buying-your-first-house-hdb-home-prices-hit-new-record-highs.mp3" length="17231487" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/bl0v2ogv9uc1xbip492yoh25wp7v?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10663264</guid>
    <pubDate>Mon, 23 May 2022 09:00:00 +0800</pubDate>
    <itunes:duration>1430</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$7,200 Monthly Income, Going To Get Married, Little Savings | How To Save Up More?</itunes:title>
    <title>$7,200 Monthly Income, Going To Get Married, Little Savings | How To Save Up More?</title>
    <itunes:summary><![CDATA[Today's case study is someone with $7,200/m income but has not saved up much yet. There are goals coming up soon such as marriage and possibly migration.   Question: I have little to no savings but I am looking to get married in 2-3 years time and migrate overseas to where my fiancé is.  My fiancé on the other hand had just switched career and thus doesn’t have much money.  I recognise that wedding, marriage, migration are all huge expenses and I am very worried that I won’t ha...]]></itunes:summary>
    <description><![CDATA[<p>Today&apos;s case study is someone with $7,200/m income but has not saved up much yet. There are goals coming up soon such as marriage and possibly migration. <br/><br/>Question: I have little to no savings but I am looking to get married in 2-3 years time and migrate overseas to where my fiancé is. <br/>My fiancé on the other hand had just switched career and thus doesn’t have much money. <br/>I recognise that wedding, marriage, migration are all huge expenses and I am very worried that I won’t have enough to tide through. <br/>I have began some budgeting but I feel lost and I don’t know if I am going in the right direction.<br/>How can I save better so that I can fund my 2-3 years life milestone?<br/><br/>What can be done financially? Is it too late to save up?<br/><br/>Details on personal finance situation<br/>- Around 30yo with take home pay $7,200<br/>- Single and engaged &amp; also exploring migration<br/>- Fiance has not saved up much yet also and may be furthering studies<br/>- $900/m in savings plans and $400/m in insurance plans<br/>- $1,300/m to family<br/>- Personal expenses of $2,000 (Of which $500/m is on grab)<br/>- Net savings about $2,600/m recently achieved from cutting back on food, transport and shopping cost of which $500/m is towards investments<br/><br/>HOW TO BREAK THAT PAYCHECK TO PAYCHECK CYCLE<br/>1) Track your spending - what is fixed cost what is variable cost<br/>2) Create budget – LIMITATIONS. Instant gratification<br/>3) Be accountable to someone<br/><br/>OPEN THE DIALOG OF BORROWING MONEY EARLY<br/>Check if possible to borrow from family and be transparent about it. <br/>Don’t wait until last minute.<br/><br/>As a couple be transparency about your money. <br/>Start a joint account. How much can we contribute. <br/>What are our dreams? Why are we making sacrifices? What rewards are in for us?<br/><br/>#personalfinance #savingmoney<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>👏 Catch this episode on YOUTUBE<br/>https://youtu.be/fU5oH7Y0P8o</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today&apos;s case study is someone with $7,200/m income but has not saved up much yet. There are goals coming up soon such as marriage and possibly migration. <br/><br/>Question: I have little to no savings but I am looking to get married in 2-3 years time and migrate overseas to where my fiancé is. <br/>My fiancé on the other hand had just switched career and thus doesn’t have much money. <br/>I recognise that wedding, marriage, migration are all huge expenses and I am very worried that I won’t have enough to tide through. <br/>I have began some budgeting but I feel lost and I don’t know if I am going in the right direction.<br/>How can I save better so that I can fund my 2-3 years life milestone?<br/><br/>What can be done financially? Is it too late to save up?<br/><br/>Details on personal finance situation<br/>- Around 30yo with take home pay $7,200<br/>- Single and engaged &amp; also exploring migration<br/>- Fiance has not saved up much yet also and may be furthering studies<br/>- $900/m in savings plans and $400/m in insurance plans<br/>- $1,300/m to family<br/>- Personal expenses of $2,000 (Of which $500/m is on grab)<br/>- Net savings about $2,600/m recently achieved from cutting back on food, transport and shopping cost of which $500/m is towards investments<br/><br/>HOW TO BREAK THAT PAYCHECK TO PAYCHECK CYCLE<br/>1) Track your spending - what is fixed cost what is variable cost<br/>2) Create budget – LIMITATIONS. Instant gratification<br/>3) Be accountable to someone<br/><br/>OPEN THE DIALOG OF BORROWING MONEY EARLY<br/>Check if possible to borrow from family and be transparent about it. <br/>Don’t wait until last minute.<br/><br/>As a couple be transparency about your money. <br/>Start a joint account. How much can we contribute. <br/>What are our dreams? Why are we making sacrifices? What rewards are in for us?<br/><br/>#personalfinance #savingmoney<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>👏 Catch this episode on YOUTUBE<br/>https://youtu.be/fU5oH7Y0P8o</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10622800-7-200-monthly-income-going-to-get-married-little-savings-how-to-save-up-more.mp3" length="16932196" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/yevuxwbvs02c6zfe0mo0y1m3ejk0?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10622800</guid>
    <pubDate>Mon, 16 May 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1407</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How To Get To $1M In 10Years? 💥 BTO or Condo? Question from $100,000/y Income Fresh Grad In SG!</itunes:title>
    <title>How To Get To $1M In 10Years? 💥 BTO or Condo? Question from $100,000/y Income Fresh Grad In SG!</title>
    <itunes:summary><![CDATA[Fresh grad in finance earning about $100,000 annually.  New to investing and has started small amounts of less than $3k into robo portfolio and crypto.  Will be looking to buy HDB BTO to save cost but is concerned about development time and opportunity cost of waiting. Thinking whether condo or hdb is better? Planning to have kids in 5years and hoping to build to $1m in 10years!  More info from case study Paying more than $1k in insurance  Looking to purchase ETFs due to occupa...]]></itunes:summary>
    <description><![CDATA[<p>Fresh grad in finance earning about $100,000 annually. <br/>New to investing and has started small amounts of less than $3k into robo portfolio and crypto. <br/>Will be looking to buy HDB BTO to save cost but is concerned about development time and opportunity cost of waiting. Thinking whether condo or hdb is better?<br/>Planning to have kids in 5years and hoping to build to $1m in 10years!<br/><br/>More info from case study<br/>Paying more than $1k in insurance <br/>Looking to purchase ETFs due to occupation and also stake more in cryptos<br/><br/>Article mentioned on See Family https://www.straitstimes.com/multimedia/graphics/2022/04/what-life-in-Singapore-is-like-with-8-kids/index.html?shell<br/><br/>#millionaire #howtobecomemillionaire #millenialmoney<br/><br/>Watch episode on YouTube to leave a comment https://youtu.be/MBF9FHzDUWc</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Fresh grad in finance earning about $100,000 annually. <br/>New to investing and has started small amounts of less than $3k into robo portfolio and crypto. <br/>Will be looking to buy HDB BTO to save cost but is concerned about development time and opportunity cost of waiting. Thinking whether condo or hdb is better?<br/>Planning to have kids in 5years and hoping to build to $1m in 10years!<br/><br/>More info from case study<br/>Paying more than $1k in insurance <br/>Looking to purchase ETFs due to occupation and also stake more in cryptos<br/><br/>Article mentioned on See Family https://www.straitstimes.com/multimedia/graphics/2022/04/what-life-in-Singapore-is-like-with-8-kids/index.html?shell<br/><br/>#millionaire #howtobecomemillionaire #millenialmoney<br/><br/>Watch episode on YouTube to leave a comment https://youtu.be/MBF9FHzDUWc</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10541003-how-to-get-to-1m-in-10years-bto-or-condo-question-from-100-000-y-income-fresh-grad-in-sg.mp3" length="10540501" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/xtowbldham6yhqzs4be5hg7rag8r?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10541003</guid>
    <pubDate>Tue, 03 May 2022 10:00:00 +0800</pubDate>
    <itunes:duration>874</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>SG STOCKS TO WATCH May2022 - APAC Realty, Sembmar HALT, iFAST and NASDAQ drop, Palm oil risk!</itunes:title>
    <title>SG STOCKS TO WATCH May2022 - APAC Realty, Sembmar HALT, iFAST and NASDAQ drop, Palm oil risk!</title>
    <itunes:summary><![CDATA[emb marine merges with Keppel Corp and will form a new entity Refer to previous tutorial KEPPEL CORP SHARES, IS IT A BUY NOW? 🔥 MAY MERGE WITH SEMBCORP MARINE! https://youtu.be/v5bDZYGkJ_E  iFAST Q12022 Previous tutorial https://youtu.be/7f9IysYT8gM WHY iFAST SHARE PRICE DOWN? 😱 But Will iFAST Win Malaysian Digital Bank?  APAC REALTY APAC Realty will see new majority owners who bought in at ONLY 61c. What should you think of as a shareholder? What are the odds of a delisting? How does this af...]]></itunes:summary>
    <description><![CDATA[<p>emb marine merges with Keppel Corp and will form a new entity<br/>Refer to previous tutorial KEPPEL CORP SHARES, IS IT A BUY NOW? 🔥 MAY MERGE WITH SEMBCORP MARINE! https://youtu.be/v5bDZYGkJ_E<br/><br/>iFAST Q12022<br/>Previous tutorial https://youtu.be/7f9IysYT8gM<br/>WHY iFAST SHARE PRICE DOWN? 😱 But Will iFAST Win Malaysian Digital Bank?<br/><br/>APAC REALTY<br/>APAC Realty will see new majority owners who bought in at ONLY 61c.<br/>What should you think of as a shareholder? What are the odds of a delisting?<br/>How does this affect Propnex? Are we at the peak of property cycle?<br/><br/>SIA good to buy?<br/>I prefer SATS and there are changes to flights right now due to air space closure.<br/><br/>City Development good to buy?<br/>New CEO for company and they have written off losses in China.<br/>I prefer Ho Bee Land<br/><br/>Palm oil and Wilmar International<br/>Palm oil stocks have dropped, are they an opportunity?<br/>Is china going to drop its oil consumption with lock-downs?<br/><br/>Tesla share plunges after Twitter bid accepted.<br/>From earnings perspective, Tesla has grown strongly<br/><br/>NASDAQ plunges to new low<br/>What to think of vs STI...</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>emb marine merges with Keppel Corp and will form a new entity<br/>Refer to previous tutorial KEPPEL CORP SHARES, IS IT A BUY NOW? 🔥 MAY MERGE WITH SEMBCORP MARINE! https://youtu.be/v5bDZYGkJ_E<br/><br/>iFAST Q12022<br/>Previous tutorial https://youtu.be/7f9IysYT8gM<br/>WHY iFAST SHARE PRICE DOWN? 😱 But Will iFAST Win Malaysian Digital Bank?<br/><br/>APAC REALTY<br/>APAC Realty will see new majority owners who bought in at ONLY 61c.<br/>What should you think of as a shareholder? What are the odds of a delisting?<br/>How does this affect Propnex? Are we at the peak of property cycle?<br/><br/>SIA good to buy?<br/>I prefer SATS and there are changes to flights right now due to air space closure.<br/><br/>City Development good to buy?<br/>New CEO for company and they have written off losses in China.<br/>I prefer Ho Bee Land<br/><br/>Palm oil and Wilmar International<br/>Palm oil stocks have dropped, are they an opportunity?<br/>Is china going to drop its oil consumption with lock-downs?<br/><br/>Tesla share plunges after Twitter bid accepted.<br/>From earnings perspective, Tesla has grown strongly<br/><br/>NASDAQ plunges to new low<br/>What to think of vs STI...</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10530572-sg-stocks-to-watch-may2022-apac-realty-sembmar-halt-ifast-and-nasdaq-drop-palm-oil-risk.mp3" length="20611044" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/c0t5aakrybnln7wlz6mpx75kx6x0?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10530572</guid>
    <pubDate>Sat, 30 Apr 2022 11:00:00 +0800</pubDate>
    <itunes:duration>1713</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Story Of Side Hustle Became A Nightmare, Why? | Question On Career - 27yo Single, What To Do?</itunes:title>
    <title>Story Of Side Hustle Became A Nightmare, Why? | Question On Career - 27yo Single, What To Do?</title>
    <itunes:summary><![CDATA[First case study today is from The Simple Sum Story goes like this – Lady who likes to knit. She can do very nice sweaters and stuff. She was orignially knitting to create gifts: knitting was a way to reduce stress  Soon people asked if they could buy Once she started selling, she realised the stress of running a business. There are complaints and deadlines to meet which are unpleasant.  Soon she closed. What can you learn?  Article from THE SIMPLE SUM: https://thesimplesum.com/i-turned-...]]></itunes:summary>
    <description><![CDATA[<p>First case study today is from The Simple Sum<br/>Story goes like this – Lady who likes to knit. She can do very nice sweaters and stuff.<br/>She was orignially knitting to create gifts: knitting was a way to reduce stress<br/><br/>Soon people asked if they could buy<br/>Once she started selling, she realised the stress of running a business.<br/>There are complaints and deadlines to meet which are unpleasant. <br/>Soon she closed. What can you learn?<br/><br/>Article from THE SIMPLE SUM: https://thesimplesum.com/i-turned-my-hobby-into-my-side-hustle-and-it-became-a-nightmare/<br/><br/>Second case &quot;Question is, should I leave my job now or should I leave after officially getting my degree?&quot;<br/><br/>Background<br/>I’m a single 27 years old male, working full time in the finance industry, while studying part-time in a university (pretty much half-way done). <br/>Income about $30,000 a year. <br/>Invested $50k into liquid assets (stocks, cryptos), saved $10k in spare cash. Net worth about $65k not including CPF.  <br/>Have a goal to reach $100,000 by 28 <br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =)  https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>#sidehustle #careeradvice</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>First case study today is from The Simple Sum<br/>Story goes like this – Lady who likes to knit. She can do very nice sweaters and stuff.<br/>She was orignially knitting to create gifts: knitting was a way to reduce stress<br/><br/>Soon people asked if they could buy<br/>Once she started selling, she realised the stress of running a business.<br/>There are complaints and deadlines to meet which are unpleasant. <br/>Soon she closed. What can you learn?<br/><br/>Article from THE SIMPLE SUM: https://thesimplesum.com/i-turned-my-hobby-into-my-side-hustle-and-it-became-a-nightmare/<br/><br/>Second case &quot;Question is, should I leave my job now or should I leave after officially getting my degree?&quot;<br/><br/>Background<br/>I’m a single 27 years old male, working full time in the finance industry, while studying part-time in a university (pretty much half-way done). <br/>Income about $30,000 a year. <br/>Invested $50k into liquid assets (stocks, cryptos), saved $10k in spare cash. Net worth about $65k not including CPF.  <br/>Have a goal to reach $100,000 by 28 <br/><br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =)  https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>#sidehustle #careeradvice</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10495288-story-of-side-hustle-became-a-nightmare-why-question-on-career-27yo-single-what-to-do.mp3" length="11059655" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tz6teavibu75403zc079dczds21m?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10495288</guid>
    <pubDate>Mon, 25 Apr 2022 07:00:00 +0800</pubDate>
    <itunes:duration>917</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>BIG CONFLICT ~ Save To Buy Or Rent A Flat Now? $3,400/m Income And No Home Yet!</itunes:title>
    <title>BIG CONFLICT ~ Save To Buy Or Rent A Flat Now? $3,400/m Income And No Home Yet!</title>
    <itunes:summary><![CDATA[She needs some personal space and needs a place to call home. Should she spend on rent to get that? But wouldn't that set her back a year or 2 from buying her own flat? We would discuss on rules of buying property for single in Singapore.  Case background - Currently aged24 this year, just started working recently with an income of $3400/m - After cpf, take home of around $2,700/m and with tuition as a side income of $800/month.   Currently invested with 35k in stocks and 10-11k savings for e...]]></itunes:summary>
    <description><![CDATA[<p>She needs some personal space and needs a place to call home. Should she spend on rent to get that? But wouldn&apos;t that set her back a year or 2 from buying her own flat?<br/>We would discuss on rules of buying property for single in Singapore.<br/><br/>Case background<br/>- Currently aged24 this year, just started working recently with an income of $3400/m<br/>- After cpf, take home of around $2,700/m and with tuition as a side income of $800/month. <br/><br/>Currently invested with 35k in stocks and 10-11k savings for emergency purposes<br/><br/>#financialfreedom #buyhdb #buyorrent<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>✅ Youtube link to comment ~ <a href='https://youtu.be/-vyVi5nvAHg'>https://youtu.be/-vyVi5nvAHg</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>She needs some personal space and needs a place to call home. Should she spend on rent to get that? But wouldn&apos;t that set her back a year or 2 from buying her own flat?<br/>We would discuss on rules of buying property for single in Singapore.<br/><br/>Case background<br/>- Currently aged24 this year, just started working recently with an income of $3400/m<br/>- After cpf, take home of around $2,700/m and with tuition as a side income of $800/month. <br/><br/>Currently invested with 35k in stocks and 10-11k savings for emergency purposes<br/><br/>#financialfreedom #buyhdb #buyorrent<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/<br/><br/>✅ Youtube link to comment ~ <a href='https://youtu.be/-vyVi5nvAHg'>https://youtu.be/-vyVi5nvAHg</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10455075-big-conflict-save-to-buy-or-rent-a-flat-now-3-400-m-income-and-no-home-yet.mp3" length="12271224" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/d2u61sc04j93amwtde9vooeoerbk?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10455075</guid>
    <pubDate>Mon, 18 Apr 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1017</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>$40k Income, Single And Aiming For Retirement At Age50 With $1M | Financial Freedom In Singapore</itunes:title>
    <title>$40k Income, Single And Aiming For Retirement At Age50 With $1M | Financial Freedom In Singapore</title>
    <itunes:summary><![CDATA[Guy age30 aiming to be a millionaire by age50. Current annual income is around $40k.  Housing? Staying with parents currently but may want to buy property at age35 or if married then.  Savings rate? Investing at least 50% which is at least $1,300/m. Is tracking personal growth closely. Has emergency cash saved up.  Insurance? Health, accident and life insurance more than $150/m – Thinking of changing to term plan so as to invest more.  Dream? Get a 5% dividend payment from $1m pot. If achieve...]]></itunes:summary>
    <description><![CDATA[<p>Guy age30 aiming to be a millionaire by age50.<br/>Current annual income is around $40k.<br/><br/>Housing? Staying with parents currently but may want to buy property at age35 or if married then.<br/><br/>Savings rate? Investing at least 50% which is at least $1,300/m. Is tracking personal growth closely. Has emergency cash saved up.<br/><br/>Insurance? Health, accident and life insurance more than $150/m – Thinking of changing to term plan so as to invest more.<br/><br/>Dream? Get a 5% dividend payment from $1m pot. If achieved can retire at age50. Prefers investing over topping up to CPF which is illquid<br/><br/>#financialfreedom #retirement #retireat50</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Guy age30 aiming to be a millionaire by age50.<br/>Current annual income is around $40k.<br/><br/>Housing? Staying with parents currently but may want to buy property at age35 or if married then.<br/><br/>Savings rate? Investing at least 50% which is at least $1,300/m. Is tracking personal growth closely. Has emergency cash saved up.<br/><br/>Insurance? Health, accident and life insurance more than $150/m – Thinking of changing to term plan so as to invest more.<br/><br/>Dream? Get a 5% dividend payment from $1m pot. If achieved can retire at age50. Prefers investing over topping up to CPF which is illquid<br/><br/>#financialfreedom #retirement #retireat50</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10415964-40k-income-single-and-aiming-for-retirement-at-age50-with-1m-financial-freedom-in-singapore.mp3" length="16022164" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/vxwc4ko5xhs60ouz51z480izn7cg?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10415964</guid>
    <pubDate>Mon, 11 Apr 2022 16:00:00 +0800</pubDate>
    <itunes:duration>1331</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>$100k Combined Income But $17,000 Spent Here... | How To Save More Money In Singapore</itunes:title>
    <title>$100k Combined Income But $17,000 Spent Here... | How To Save More Money In Singapore</title>
    <itunes:summary><![CDATA[Today we'd discuss on a case where a family of 4 in Singapore with household income $100k. They are still able to save but does not seem to be building wealth fast enough. I'm concerned that at saving pace, the couple may not build enough for retirement.  Case study: combined $6,000/m take home income - $1,900/m fixed expenses - $500/m childcare  - $600/m into health insurance and wholelife plans  - $1,000/m into endowment plans and investment linked plans  Net amount saved of $1k to $2k per ...]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;d discuss on a case where a family of 4 in Singapore with household income $100k.<br/>They are still able to save but does not seem to be building wealth fast enough. I&apos;m concerned that at saving pace, the couple may not build enough for retirement.<br/><br/>Case study: combined $6,000/m take home income<br/>- $1,900/m fixed expenses<br/>- $500/m childcare <br/>- $600/m into health insurance and wholelife plans <br/>- $1,000/m into endowment plans and investment linked plans<br/><br/>Net amount saved of $1k to $2k per month<br/><br/>What can parents of young children take note of?<br/>What are pitfalls to avoid in planning personal finances and insurance?<br/><br/><a href='https://www.youtube.com/hashtag/personalfinance'>#personalfinance</a> <a href='https://www.youtube.com/hashtag/savemoney'>#savemoney</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;d discuss on a case where a family of 4 in Singapore with household income $100k.<br/>They are still able to save but does not seem to be building wealth fast enough. I&apos;m concerned that at saving pace, the couple may not build enough for retirement.<br/><br/>Case study: combined $6,000/m take home income<br/>- $1,900/m fixed expenses<br/>- $500/m childcare <br/>- $600/m into health insurance and wholelife plans <br/>- $1,000/m into endowment plans and investment linked plans<br/><br/>Net amount saved of $1k to $2k per month<br/><br/>What can parents of young children take note of?<br/>What are pitfalls to avoid in planning personal finances and insurance?<br/><br/><a href='https://www.youtube.com/hashtag/personalfinance'>#personalfinance</a> <a href='https://www.youtube.com/hashtag/savemoney'>#savemoney</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10371697-100k-combined-income-but-17-000-spent-here-how-to-save-more-money-in-singapore.mp3" length="16883741" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tvzjovgmztkjl7mp0rxgm4qhhr1y?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10371697</guid>
    <pubDate>Mon, 04 Apr 2022 08:00:00 +0800</pubDate>
    <itunes:duration>1403</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Singapore Eases Covid-19 Rules! TOP 3 BUSINESSES AND STOCKS TO WATCH!</itunes:title>
    <title>Singapore Eases Covid-19 Rules! TOP 3 BUSINESSES AND STOCKS TO WATCH!</title>
    <itunes:summary><![CDATA[Decisive move to live with Covid! Really? Are we ready? Many are angling to meet up with friends and families in groups of 10. It could be a restaurant or a small party.  This has implication to restaurants, malls, events companies etc. Today, we'd discuss them.  Another sector worth exploring is the travel sector. Are they due for a revival?  #covid19 #singapore #singaporecovid19 #travelindustry Support the show ]]></itunes:summary>
    <description><![CDATA[<p>Decisive move to live with Covid! Really? Are we ready?<br/>Many are angling to meet up with friends and families in groups of 10.<br/>It could be a restaurant or a small party.<br/><br/>This has implication to restaurants, malls, events companies etc.<br/>Today, we&apos;d discuss them.<br/><br/>Another sector worth exploring is the travel sector.<br/>Are they due for a revival?<br/><br/><a href='https://www.youtube.com/hashtag/covid19'>#covid19</a> <a href='https://www.youtube.com/hashtag/singapore'>#singapore</a> <a href='https://www.youtube.com/hashtag/singaporecovid19'>#singaporecovid19</a> <a href='https://www.youtube.com/hashtag/travelindustry'>#travelindustry</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Decisive move to live with Covid! Really? Are we ready?<br/>Many are angling to meet up with friends and families in groups of 10.<br/>It could be a restaurant or a small party.<br/><br/>This has implication to restaurants, malls, events companies etc.<br/>Today, we&apos;d discuss them.<br/><br/>Another sector worth exploring is the travel sector.<br/>Are they due for a revival?<br/><br/><a href='https://www.youtube.com/hashtag/covid19'>#covid19</a> <a href='https://www.youtube.com/hashtag/singapore'>#singapore</a> <a href='https://www.youtube.com/hashtag/singaporecovid19'>#singaporecovid19</a> <a href='https://www.youtube.com/hashtag/travelindustry'>#travelindustry</a></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10328776-singapore-eases-covid-19-rules-top-3-businesses-and-stocks-to-watch.mp3" length="15093648" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/91s06c12ofb081xafonsqxwkj7vj?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10328776</guid>
    <pubDate>Mon, 28 Mar 2022 10:00:00 +0800</pubDate>
    <itunes:duration>1252</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Recession coming? What you need to do now | Fed is starting to raise rates 💥</itunes:title>
    <title>Recession coming? What you need to do now | Fed is starting to raise rates 💥</title>
    <itunes:summary><![CDATA[Goldman Sachs forecasted a 20-35% odds of a recession in US. Is it cause for your concerns? What about FED raising rates by 25bps. And forecasted to raise it all the way to 2%. What should you do and what should you take note of?  #interestrate #fed #fedhike #recession #inflation  Video to leave your comments https://youtu.be/nwr3DtPKKM8 Support the show ]]></itunes:summary>
    <description><![CDATA[<p>Goldman Sachs forecasted a 20-35% odds of a recession in US. Is it cause for your concerns?<br/>What about FED raising rates by 25bps. And forecasted to raise it all the way to 2%.<br/>What should you do and what should you take note of?<br/><br/>#interestrate #fed #fedhike #recession #inflation<br/><br/>Video to leave your comments https://youtu.be/nwr3DtPKKM8</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Goldman Sachs forecasted a 20-35% odds of a recession in US. Is it cause for your concerns?<br/>What about FED raising rates by 25bps. And forecasted to raise it all the way to 2%.<br/>What should you do and what should you take note of?<br/><br/>#interestrate #fed #fedhike #recession #inflation<br/><br/>Video to leave your comments https://youtu.be/nwr3DtPKKM8</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10281462-recession-coming-what-you-need-to-do-now-fed-is-starting-to-raise-rates.mp3" length="9011897" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/bl4ds1paqotli7285ix6vutn9t13?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10281462</guid>
    <pubDate>Sun, 20 Mar 2022 17:00:00 +0800</pubDate>
    <itunes:duration>746</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How To Maximise Your CPF And Your Children&#39;s CPF | Interview With 1M65 Loo Cheng Chuan</itunes:title>
    <title>How To Maximise Your CPF And Your Children&#39;s CPF | Interview With 1M65 Loo Cheng Chuan</title>
    <itunes:summary><![CDATA[I was once a critique of 1m65 but I've changed my view along the years as it is indeed a predictable path to building wealth.  Today, I interviewed Mr Loo Cheng Chuan who runs 1M65 and 4m65 and asked him his perspective on a few financial topic such as the power of compounding, CPF limits and retirement planning mistakes.  0:00 Introduction  2:24 Q1 How do you teach your kids about money when they were younger? Strategies to teach and demonstrate money and compounding to your children.  8:10 ...]]></itunes:summary>
    <description><![CDATA[<p>I was once a critique of 1m65 but I&apos;ve changed my view along the years as it is indeed a predictable path to building wealth.<br/><br/>Today, I interviewed Mr Loo Cheng Chuan who runs 1M65 and 4m65 and asked him his perspective on a few financial topic such as the power of compounding, CPF limits and retirement planning mistakes.<br/><br/>0:00 Introduction<br/><br/>2:24 Q1 How do you teach your kids about money when they were younger?<br/>Strategies to teach and demonstrate money and compounding to your children.<br/><br/>8:10 Q2 How do you spend your time in semi-retirement?<br/><br/>11:28 Q3 Can you get CPF from more than one employer?<br/>There is an annual limit of $37,740 per employer.<br/>Are there strategies?<br/><br/>15:12 Q4 CPF Full retirement sum FRS will be raised by 3.5%pa, your thoughts?<br/>Full retirement sum FRS affects how much you can cash out from CPF at age55<br/><br/>26:22 Q5 What are some retirement mistakes and questions that you have been asked on?<br/><br/>Visit 1M65 Youtube: https://www.youtube.com/channel/UCd273tHeZ_v8miEED5MZasQ/featured<br/><br/>#1m65 #cpf #frs #retirement #retirementplanning</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>I was once a critique of 1m65 but I&apos;ve changed my view along the years as it is indeed a predictable path to building wealth.<br/><br/>Today, I interviewed Mr Loo Cheng Chuan who runs 1M65 and 4m65 and asked him his perspective on a few financial topic such as the power of compounding, CPF limits and retirement planning mistakes.<br/><br/>0:00 Introduction<br/><br/>2:24 Q1 How do you teach your kids about money when they were younger?<br/>Strategies to teach and demonstrate money and compounding to your children.<br/><br/>8:10 Q2 How do you spend your time in semi-retirement?<br/><br/>11:28 Q3 Can you get CPF from more than one employer?<br/>There is an annual limit of $37,740 per employer.<br/>Are there strategies?<br/><br/>15:12 Q4 CPF Full retirement sum FRS will be raised by 3.5%pa, your thoughts?<br/>Full retirement sum FRS affects how much you can cash out from CPF at age55<br/><br/>26:22 Q5 What are some retirement mistakes and questions that you have been asked on?<br/><br/>Visit 1M65 Youtube: https://www.youtube.com/channel/UCd273tHeZ_v8miEED5MZasQ/featured<br/><br/>#1m65 #cpf #frs #retirement #retirementplanning</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10186695-how-to-maximise-your-cpf-and-your-children-s-cpf-interview-with-1m65-loo-cheng-chuan.mp3" length="21160957" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/hghunkx4mv9brx12tbborekw36to?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10186695</guid>
    <pubDate>Thu, 17 Mar 2022 12:00:00 +0800</pubDate>
    <itunes:duration>1759</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How Someone Lives On $3,200/month In Singapore | Josh Tan Reacts To Lisa Adulting</itunes:title>
    <title>How Someone Lives On $3,200/month In Singapore | Josh Tan Reacts To Lisa Adulting</title>
    <itunes:summary><![CDATA[Lisa from Lisa Adulting is a young working adult and the sole breadwinner for her family. Find out her journey in adulting as well as key points in budgeting. These include 50 30 20 rule that young adults can adopt.  Earning, saving and investing are crucial to succeed financial and hear my take on how I'd do things differently.  Video : How I Live on a $3200 Monthly Salary in Singapore | Budgeting as a Homeowner and Sole Breadwinner  #adulting #budgeting #saving Support the show ]]></itunes:summary>
    <description><![CDATA[<p>Lisa from Lisa Adulting is a young working adult and the sole breadwinner for her family. Find out her journey in adulting as well as key points in budgeting. These include 50 30 20 rule that young adults can adopt.<br/><br/>Earning, saving and investing are crucial to succeed financial and hear my take on how I&apos;d do things differently.<br/><br/>Video : How I Live on a $3200 Monthly Salary in Singapore | Budgeting as a Homeowner and Sole Breadwinner<br/><br/>#adulting #budgeting #saving</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Lisa from Lisa Adulting is a young working adult and the sole breadwinner for her family. Find out her journey in adulting as well as key points in budgeting. These include 50 30 20 rule that young adults can adopt.<br/><br/>Earning, saving and investing are crucial to succeed financial and hear my take on how I&apos;d do things differently.<br/><br/>Video : How I Live on a $3200 Monthly Salary in Singapore | Budgeting as a Homeowner and Sole Breadwinner<br/><br/>#adulting #budgeting #saving</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10239191-how-someone-lives-on-3-200-month-in-singapore-josh-tan-reacts-to-lisa-adulting.mp3" length="11230748" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qtkcdd1zgp49nrxjnval4tlfgix1?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10239191</guid>
    <pubDate>Sun, 13 Mar 2022 16:00:00 +0800</pubDate>
    <itunes:duration>931</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>SHOULD YOU SELL HOUSE TO PROFIT FOR RETIREMENT? DAKOTA BTO MADNESS!! | Q&amp;A LIVE WITH JOSH TAN!</itunes:title>
    <title>SHOULD YOU SELL HOUSE TO PROFIT FOR RETIREMENT? DAKOTA BTO MADNESS!! | Q&amp;A LIVE WITH JOSH TAN!</title>
    <itunes:summary><![CDATA[Today we have a question from a fan who has a fully paid HDB maisonette. Should they sell to kid and cash out from retirement? Are there other ways to generate money for retirement?  Any suggestions here are for education and entertainment purposes and does not constitute personal advice.  Q&amp;A for any questions you may have  - Should you sell your home? - What to do on retirement cash? - How to invest retirement cash? - Do you have enough for retirement?  Leave them in the comments s...]]></itunes:summary>
    <description><![CDATA[<p>Today we have a question from a fan who has a fully paid HDB maisonette. Should they sell to kid and cash out from retirement? Are there other ways to generate money for retirement?<br/><br/>Any suggestions here are for education and entertainment purposes and does not constitute personal advice.<br/><br/>Q&amp;A for any questions you may have <br/>- Should you sell your home?<br/>- What to do on retirement cash?<br/>- How to invest retirement cash?<br/>- Do you have enough for retirement?<br/><br/>Leave them in the comments sections replay or live!<br/><br/>Sources<br/>HDB Lease buyback https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/for-our-seniors/monetising-your-flat-for-retirement/lease-buyback-scheme<br/><br/>DBS Home equity income <br/>https://www.dbs.com/newsroom/DBS_unveils_market_first_financing_solution_for_seniors_with_private_residential_properties<br/><br/>#bto #dakota #hdb<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we have a question from a fan who has a fully paid HDB maisonette. Should they sell to kid and cash out from retirement? Are there other ways to generate money for retirement?<br/><br/>Any suggestions here are for education and entertainment purposes and does not constitute personal advice.<br/><br/>Q&amp;A for any questions you may have <br/>- Should you sell your home?<br/>- What to do on retirement cash?<br/>- How to invest retirement cash?<br/>- Do you have enough for retirement?<br/><br/>Leave them in the comments sections replay or live!<br/><br/>Sources<br/>HDB Lease buyback https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/for-our-seniors/monetising-your-flat-for-retirement/lease-buyback-scheme<br/><br/>DBS Home equity income <br/>https://www.dbs.com/newsroom/DBS_unveils_market_first_financing_solution_for_seniors_with_private_residential_properties<br/><br/>#bto #dakota #hdb<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10199354-should-you-sell-house-to-profit-for-retirement-dakota-bto-madness-q-a-live-with-josh-tan.mp3" length="8583470" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/op2roob7dta1a52nf0ojgvsch2j2?.jpg" />
    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10199354</guid>
    <pubDate>Mon, 07 Mar 2022 07:00:00 +0800</pubDate>
    <itunes:duration>709</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>DOES IT MAKE SENSE TO INVEST NOW? Q&amp;A WITH JOSH TAN | RUSSIA UKRAINE WAR MARKET CRASH</itunes:title>
    <title>DOES IT MAKE SENSE TO INVEST NOW? Q&amp;A WITH JOSH TAN | RUSSIA UKRAINE WAR MARKET CRASH</title>
    <itunes:summary><![CDATA[I've upgraded the seriousness of this Russia war in a latest video on the main channel. Today is a Q&amp;A for any questions you may have  - Should you invest now? - What to buy? - What is my opinion of this war?  Leave them in the comments sections replay or live!  As always this is NOT investment advice and information presented are to the best of my ability.  We will start the video with a quick intro on part war impact on stock markets!  #russiawar #marketcrash  Leave your questions ...]]></itunes:summary>
    <description><![CDATA[<p>I&apos;ve upgraded the seriousness of this Russia war in a latest video on the main channel. Today is a Q&amp;A for any questions you may have <br/>- Should you invest now?<br/>- What to buy?<br/>- What is my opinion of this war?<br/><br/>Leave them in the comments sections replay or live!<br/><br/>As always this is NOT investment advice and information presented are to the best of my ability.<br/><br/>We will start the video with a quick intro on part war impact on stock markets!<br/><br/>#russiawar #marketcrash<br/><br/>Leave your questions on YouTube: https://youtu.be/U7Orlraggck<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>I&apos;ve upgraded the seriousness of this Russia war in a latest video on the main channel. Today is a Q&amp;A for any questions you may have <br/>- Should you invest now?<br/>- What to buy?<br/>- What is my opinion of this war?<br/><br/>Leave them in the comments sections replay or live!<br/><br/>As always this is NOT investment advice and information presented are to the best of my ability.<br/><br/>We will start the video with a quick intro on part war impact on stock markets!<br/><br/>#russiawar #marketcrash<br/><br/>Leave your questions on YouTube: https://youtu.be/U7Orlraggck<br/><br/>******<br/>✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/</p><p><a rel="payment" href="https://www.buzzsprout.com/1527130/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1527130/episodes/10184591-does-it-make-sense-to-invest-now-q-a-with-josh-tan-russia-ukraine-war-market-crash.mp3" length="16117819" type="audio/mpeg" />
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    <itunes:author>Brought To You By Josh Tan &amp; Team</itunes:author>
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