Seeking ways to break the cycle of Negative Thinking in your professional career and personal life? 

Its time to take out the (HEAD TRASH)!!

Ruminating involves a cycle where you keep thinking the same thoughts or worrying the same worries without getting anywhere. It can be exhausting and it can affect your sleep and your mental and physical health.

Join host Mel Wallace and Nicole Spain White, a Nationally Certified,  Leadership and  Relationship Life Coach as they share strategies for breaking the cycle include speaking with others, how to interrupt the negative thinking with more positive memories and reviewing your perspective.

In this in-depth Podtalk you will learn:

1. What is rumination?
2. What causes rumination?
3. Tips for addressing ruminating thoughts

Money shaming is real - unfortunately, it's even likely something you do to yourself. Whether you struggle to make ends meet, or you have enough money but don't feel like you handle it well, money shame can negatively impact your life.

Mel shares "Real Talk" about what Money Shaming is and how to over come it!

1. What Is Money Shaming?
2. Who Money Shames
3. Why Money Shaming Occurs
4. Reasons for Money Shaming
5. Consequences of Money Shaming
6. Contributing Factor to Suicide
7. Decreased Self-Esteem
8. Depression
9. Impedes Success at Work
10. Difficulty Managing Personal Finance
11. What Makes Shaming Worse
12. Stigma Around Money Talk
13. Judgment From Self and Others
14. Hiding Money Shame

Overcoming Money Shaming

Here's the good news: you can overcome money shame!

You may need some help getting there, but you can create a plan to fix it once you do.

Understanding Where It Comes From

Knowing where your money shame comes from can help you address the problem from its roots, not just the surface level.

Getting Comfortable Talking About Money

Being able to talk about money is crucial to overcoming money shame. Start by getting comfortable talking to your partner about money. Make sure you're both on the same page and have an agreed set of goals.

Managing Money and Budgeting

Finally, managing your money properly is the best way to overcome money shame. There is no right or wrong way that works for everyone, though. Try to figure out a budget that works for you to better take charge of your money. If you can't figure out a budget, or have trouble sticking to it, consider working with a financial therapist, certified financial planner, or financial advisor to get back on track.

Top 10  Must-Haves for Small Business (GROWTH) 

6. Location Tags

7. CRM System

8. Billing and Invoicing Software

9. Mobile Card Readers

10. Financial Tools

The Bottom Line

Many of these small business must-haves do require a small upfront investment of either time or money. 

However, keep in mind that setting your business up with the right foundation and tools is an investment that will save you time and money down the road. 

Not only can these tools and tips make your life easier, they can also lend to increased productivity, and with that, higher revenue–something we can all get behind.

Here are the Top 10 small business must-haves in 2023: 

1.  Verified Online Listings
2. The Right Legal Formation
3. A Well-Designed Website
4. Custom Business Email
5. Business Phone

Many of these small business must-haves do require a small upfront investment of either time or money. 

However, keep in mind that setting your business up with the right foundation and tools is an investment that will save you time and money down the road. 

Not only can these tools and tips make your life easier, they can also lend to increased productivity, and with that, higher revenue–something we can all get behind.

Growth Strategies For Small Business Series : (Part 1)
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"You will either step forward into growth or you will step back into safety."

—Abraham Maslow

We are all supposed to want to grow our businesses—from wherever they are to whatever is the next level.

Mel Shares the (5) traits necessary to take your  business from one level to the next. Whether it is taking your one-person business to a five-person business or going from $1 million to $5 million in sales.

1. FIRST, things First
2. Going Big
3. Create a Team bigger than you
4. Commit to a Growth Strategy
5. Plan for Growth

It’s a tough time to be leading any business right now — including small business. 

Uncertainty abounds, and knowing what the future will bring, and when the current Banking crisis will subside, everything is still up in the air.

The harsh reality is that uncertainty is always present, and takes various forms, whether it is the current Banking  crisis, trade tensions, environmental concerns, or political unrest.

Companies that learn to plan for uncertainty, can better handle disruption and change, and will emerge from the current situation better than those that can’t and don’t.

Mel Shares 6 points on  how you can turn your small business into one that is prepared to weather the storm.

What if I told you that there are seven simple steps you can take to start growing your business from $0 to $1,000,000 this year? 

As entrepreneurs, we all know how hard it is to grow and scale a business. Let’s face it, most of the time it takes years to start seeing profit for your business, and who has time for that? But I believe that you can grow your business to $1,000,000, 

Mel shares seven simple steps you can take to achieve your goals. Fair warning — while they may be simple, they are not easy, so get ready for some hard work.

If your goal is to make some extra cash, you've come to the right podcast!

 Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this  list of (7) easy money-making ideas. 

They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Mel shares his  list of favorite ways to earn extra cash and make money online – Listen and find the ones that are best for you.

Contrary to popular belief, there are actually many ways to start a business that let you focus less on the logistics and upfront costs and more on getting your ideas started. 

Let’s get you past the first major mental hurdle of “I want to start a business but have no ideas.”

Mel Shares (7) small business ideas make a great entry point for beginners, bootstrappers, or anyone with a busy schedule, and let you pick up a side business without having to drop everything else.

Knowing and understanding the existing or potential risks will help small businesses prepare better and take necessary action. It will help businesses in understanding their strengths and weaknesses, and preparing for risks, thereby improving the business.

Knowing the rewards that come with undertaking the risks motivate entrepreneurs in running the business. It gives them a sense of ownership, freedom, and satisfaction. 

Mel Shares his thoughts on taking risks that can impact the business, as well as  the rewards. 

 Steve Jobs , the Apple co-founder once said , "You've got to find what you love. The only way to do great work is to love what you do. If you haven't found it yet, keep looking."  

Most people believe passion comes first.

Mel challenges conventional thinking by re-looking at following your effort rather than following your passion.

4 Key Points:

1. No one quits anything they're good at
2. Follow Your Passion' Can Be Disastrous
3.Follow Your "Expert" Effort
4. Everyone Loves Achievement 

Anyone can design and launch a side hustle that generates income in the short-term with resources you already have at your disposal, and without taking on the risk of quitting your day job.

If you are an aspiring entrepreneur, small business owner or start up...this episode is for you!

Key Points:

1. A side hustle provides a form of a job freedom - that any one can attain.
2. Great side hustles start with asking the right questions + a bit of MATH
3. Price, Pitch and Promise
4. Side Hustle Shopping list
5. Do what works best in your side hustle, drop everything else

Continuing the conversation of "SHOW ME THE MONEY.
If you are looking for startup capital...this episode if for you.  Mel Shares his insight on the most common methods of funding your startup with six key points: 

1. THE FRIENDS AND FAMILY PLAN 
2. BANKS AND CREDIT UNIONS 
3. SBA & USDA LOAN PROGRAMS
4. ANGEL INVESTORS 
5. VENTURE CAPITAL 
6. HOW TO DEALING WITH INVESTORS 

Coming up with your best idea, figuring out what it will cost to create a business, drafting a business plan, and choosing the right legal structure are the basic building blocks of any successful small business. 

Here’s  the $64,000 question – where are you going to get the money to start your business?

Mel shares three ideas of where to find the money to fund your small business start.

1. Getting the money to realize your dream can only happen if you have a solid foundation in place. 

2. Avoid the Credit Card Trap House. 

3. Smart Credit Card Strategies to fund your business. 

There’s no place like home. 

—Dorothy 

Working from home is an attractive option to many. By avoiding the overhead of an office, working from a place you enjoy, and chucking the rat race, working from home can indeed be great.

While your chances of small business success increase when you work from home because you have lower overhead expenses, there are still challenges when you work from home. 

Today Mel explores the promise and problems of the home-based business in 5 points:
1. MAKING THE DECISION 
2. Are You Ready to Be a Home-Based Entrepreneur?  (Survey) 
3. The Home Business Boom !
4. Pros and Cons 
5. Bette Nesmith 

 The second sort of entrepreneur—is the individual who is more concerned with being his own boss than with starting a particular business.

There is a Freedom that comes with being a small business owner - theses are some of the great joys in life. It is no wonder that many people long to start their own business. When done right, it's a beautiful thing!

Here are six steps to take to find that great business idea for you.

1. Research, research, research, and then do some more research
2. Product or Service?
3. Know your skills and experience.
4. Consider all your options
5. Narrow your choices
6. It's Go Time - Start your engines

When it comes to choosing a small business, there are two types of entrepreneurs.

• The first is the person who is in love with the idea of starting a very specific business. 
• The other potential small business person is someone who is also in love, not with a specific business but with the idea of being his or her own boss.  

Mel shares 4 key points on choosing the right business : 

1.  If you do what you love, will the Money follow?

2. Live with Passion

3. How to get inspired

4. Heads Up!

In this Episode, Mel will discuss the traits required to start your own business and 5 ways to minimized your small business risk. 

1. Know you numbers
2. Do your homework
3. Incorporate
4. Insurance, Insurance, Insurance
5. Bring in help

Great small business work to reduce their risk as much as possible. They work at covering every angle so that the risk they take are calculated risk.

If you follow this plan, you will have enough information to reduce your risk as much as possible - which can increase the chances of your small business success.

Becoming an entrepreneur is one of those life-altering events that will impact your life for years to come. There are no guarantees and there will be obstacles. But If you do it right, there is no telling how far you can go. 

In this episode, Mel discusses the fact that not everyone is cut out to be an entrepreneur. 

The question is not whether entrepreneurship is right for you but rather, are you right for entrepreneurship?

To help you decide, take the quiz shared in the podcast to help you evaluate your qualifications.

Use these tips to trim your budget and improve your cash flow

1. Inspect your recurring costs

2. Ditch the landline

3. Assess your travel habits

4. Check out your Inventory

5. Reduce energy costs

Prioritizing low overhead can make starting a business much more affordable than you might expect. Here are some tips to help you stick to a budget and bring your idea to fruition.

A micro business, also known as a micro-company or micro-enterprise, is the newest trend in the entrepreneurial world. Whether you’re a stay at home Mom, a college student, or have a regular 9-5 job, starting your own business is completely achievable

In this Episode Mel shares (5 Small Business Networking Tips)
 
Small business owners use networking as a means to form relationships with others, in like or related fields, that help to expand their business' ability to find new customers, partner and grow. 

A compelling conversation  with a Global technology startup and entrepreneur; Andrey F. Burell. President and CEO of Pre-Impact - a securitized carbon neutral Tech-Start up that has designed affordable and factual Carbon Neutral solutions that increase property value. while reducing tons of carbon emissions...

Andrey, shares his business experiences, wisdom and lessons learned as a Tech based small business.

E-commerce is no longer a luxury; it has become a necessity for small business. 
If you own a convenience store, a hardware shop and other retail establishments you may want to jump into the online shopping experiance but aren’t sure how to get started. - This episode is for you!

Got a great idea for a product or service? Awesome!

"Its time to - Stop Talking and Start Doing!"

Now it’s time to get going and make your idea a reality. But in order to do that, you have to be willing to put in some legwork. 

To get your idea off the ground and help your business dream come true, start with these seven steps:

1. Do your home work
2. Define your target customer
3. Get your finances in order
4. Yes, you need a business plan
5.Test Drive your idea
6. Be Real!
7. Its Go Time ( Execute, Execute, Execute)

What kind of small business trends should you keep on your radar for the coming year? 

Let me share my top seven trends with you:
1. E-commerce businesses models
2. Remote work 
3. Communication applications
4. Cashless payments
5. Virtual events
6. Video marketing 
7. Gig workers 

What is 8760? – It’s all about time.

It’s the most important number in YOUR life. Actually, it’s life itself.

8760 is the number of hours in a year and represents the most important asset we have...TIME. Use it WISELY!

Here we share an end of year checklist focused on financial-related tasks to help your side hustle / small business wrap up your current year with confidence. Use what you learn to set goals and create an action plan for a successful 2022.

Whether you're feeling confident or anxious about your finances heading into 2022, your credit score will be a key contributor to whether you'll be able to meet your goals. If you're ready to commit to optimizing your credit in 2022, here are few ways to do it.

Understanding credit can be complicated, but it doesn’t have to be. Find out how your financial decisions can impact your credit report and credit score.

Your Value and Influences Episode (3 of 3) External Influences 

Your Value and Influences Episode (2 of 3) Goals and Money

People, things, and places that are important to you guide how you make financial decisions.
These values shape how you prioritize time, energy, and money.

Like & Subscribe!

Mel’s Rant: What Do You Spend Your Money On — WDYSYMO

Get your pen and paper out! Let's talk non-traditional financing.

Let's Talk Business Financing Best Practices!

Does your Small Business understands its profits and losses? Let's Chat!

"Smart Money for your small business:” Part 2  

The Benefits of Financial Management”

Let's jump into our new series: “Smart Money for your Small Business” Part 1

 “Its all about the Benjamins / 3 ways to manage your side hustle’s money”

Let's continue our E-commerce smart brief series of 5 episodes
# 5: On Line Marketing Strategies

Let's continue our E-commerce smart brief series of 5 episodes
# 4: How to provide better online customer service

Welcome Back! Let's continue our E-commerce smart brief series of 5 episodes
# 3: Basic e-Commerce Capabilities

This is a E-commerce smart brief series of 5 episodes
# 2: The requirements for building a website

This is a E-commerce smart brief series of 5 episodes

# 1: Planning your first website

Let's get into our 3rd installment of the SRG Smart Brief series:” On- Boarding”  (# 3 of 3)

Managing your Small Business - First Things First. 

Let's get into our 2nd smart brief: “Hiring" (# 2 of 3)

A SRG Smart Brief: “Recruiting" (#1 of 3)

This will be a 2 part podcast series “ How to start a Home based Business - 

Topics:

1. Choosing a business idea

2. Choosing a business structure

Now that 2020 has encouraged us to embrace the fact that so many things are out of our control, we’re able to see more clearly what has been working in the world, and what hasn’t. 

We also have more time to put our energy toward areas of our lives that are within our control.

Americans are starting new businesses at the fastest rate in more than a decade, according to government data, seizing on pent-up demand and new opportunities after the pandemic shut down and reshaped the economy. 

Applications for the employer identification numbers that entrepreneurs need to start a business have passed 3.2 million so far this year, compared with 2.7 million at the same point in 2019, according to the U.S. Census Bureau.

It is during times like this when a new wave is created — not only in how business is done, but also in leadership.

During the 1957 to 1958 recession, the first Hyatt hotel opened.

Microsoft was founded during the oil embargo recession of 1973 to 1975.

The Great Recession from 2007 to 2009 saw the creation of several startups like Uber as well as the popular vacation rental marketplace Airbnb.

If you’ve been wondering whether or not now is the best time to start a company, or if you’ve already started to dip your toes into entrepreneurship but are second-guessing your decision, here are 3 reasons why you should trust your instincts and go all in.

What kind of Leader are you? Join us as we unpack PART 2 of the principles of leadership you can use to unlock your unchartered potential as a leader. 

What kind of Leader are you? Join us as we unpack the principles of leadership you can use to unlock your unchartered potential as a leader. 

Wow! Join us this week as Darren Ford, Owner of Heritage Motors in Columbia tells his amazing story of how he overcame his failures and turned them into fortune!

Learn more about our Guest at www.heritageautosales.net

Join us as we give you some tips, tactics, and tools to help you improve your personal credit for the future success of your business! Subscribe today!

Join us for some helpful tips on how to turn your Side Hustle into a Successful Business! 

Visit StartRunGrowPodcast.com today! 

It's time you get the tools you need to help your business success! Author & Consultant Stephanie A. Wynn joins us on today's episode to discuss her latest book and to leave our listeners with some Start, Run, Grow nuggets on the GO! 

Welcome to Start, Run, Grow this is a podcast for us to Educate and Entertain! Join us each week as well bring you some exciting tips to help your Business GROW!!