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  <title>Messages of Positivity</title>

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  <copyright>© 2026 Messages of Positivity</copyright>
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  <itunes:author>Norman Morris</itunes:author>
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  <description><![CDATA[<p>Norman Morris interviews amazing people that have overcome big challenges to thrive and help many others. This podcast is full of inspirational nuggets you can use to live a happy, fulfilling life!</p>]]></description>
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  <itunes:keywords>Messages of Positivity, Living well, inspiration, hope, life, live, Christianity, overcoming, objections, hurdles, true stories, great life</itunes:keywords>
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    <itunes:name>Norman Morris</itunes:name>
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    <itunes:title>Navigating Property Management: Insights from Katherine Van Brocklin</itunes:title>
    <title>Navigating Property Management: Insights from Katherine Van Brocklin</title>
    <itunes:summary><![CDATA[Send a text In this episode of the Messages of Positivity podcast, I had the pleasure of speaking with Katherine Van Brocklin, the founder and owner of Mountain and Main Property Management, a full-service residential and commercial property management company based in Asheville, North Carolina. Katherine's journey to property management is both inspiring and insightful, as she shares her unique background and the experiences that led her to start her own business. Katherine, originally from ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I had the pleasure of speaking with Katherine Van Brocklin, the founder and owner of Mountain and Main Property Management, a full-service residential and commercial property management company based in Asheville, North Carolina. Katherine&apos;s journey to property management is both inspiring and insightful, as she shares her unique background and the experiences that led her to start her own business.</p><p>Katherine, originally from Miami, Florida, moved to Western North Carolina over 13 years ago. With a rich history in banking, where she spent nearly 30 years leading sales teams and managing operations, she decided to pivot during the pandemic and return to her roots in property management. She explains how her family background in property management influenced her decision and how her skills from banking seamlessly transferred to her new venture.</p><p>Throughout our conversation, Katherine emphasizes the importance of flexibility and adaptability in her role, as no two days are alike in property management. She discusses the structure she has implemented within her company, including team meetings and a clear division of responsibilities among her staff, which allows her to maintain a balance between work and family life.</p><p>We also delve into the challenges of managing rental properties, particularly in the current market of Western North Carolina, which has seen fluctuations due to recent events like the hurricane in 2024. Katherine explains how she determines rental rates through comprehensive market analysis and the importance of maintaining a professional relationship between landlords and tenants to mitigate potential conflicts.</p><p>Katherine addresses common misconceptions about property management, such as the belief that it is too expensive or that landlords can easily manage their properties on their own. She highlights the value of hiring a property manager, including legal compliance and the peace of mind it provides to property owners.</p><p>As we wrap up the episode, Katherine shares her thoughts on the importance of family support in business and how her husband plays a crucial role in her company. She also reflects on her experiences as a woman in a traditionally male-dominated industry, noting that professionalism and competence have earned her respect among her peers.</p><p>Finally, Katherine offers valuable advice to high schoolers and young adults entering the workforce: to not sweat the small stuff, learn from mistakes, and embrace their individuality. Her insights are a testament to resilience and the power of pursuing one&apos;s passions.</p><p>Join us for this enlightening conversation filled with practical advice, personal anecdotes, and a strong message of positivity and perseverance in the face of challenges.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I had the pleasure of speaking with Katherine Van Brocklin, the founder and owner of Mountain and Main Property Management, a full-service residential and commercial property management company based in Asheville, North Carolina. Katherine&apos;s journey to property management is both inspiring and insightful, as she shares her unique background and the experiences that led her to start her own business.</p><p>Katherine, originally from Miami, Florida, moved to Western North Carolina over 13 years ago. With a rich history in banking, where she spent nearly 30 years leading sales teams and managing operations, she decided to pivot during the pandemic and return to her roots in property management. She explains how her family background in property management influenced her decision and how her skills from banking seamlessly transferred to her new venture.</p><p>Throughout our conversation, Katherine emphasizes the importance of flexibility and adaptability in her role, as no two days are alike in property management. She discusses the structure she has implemented within her company, including team meetings and a clear division of responsibilities among her staff, which allows her to maintain a balance between work and family life.</p><p>We also delve into the challenges of managing rental properties, particularly in the current market of Western North Carolina, which has seen fluctuations due to recent events like the hurricane in 2024. Katherine explains how she determines rental rates through comprehensive market analysis and the importance of maintaining a professional relationship between landlords and tenants to mitigate potential conflicts.</p><p>Katherine addresses common misconceptions about property management, such as the belief that it is too expensive or that landlords can easily manage their properties on their own. She highlights the value of hiring a property manager, including legal compliance and the peace of mind it provides to property owners.</p><p>As we wrap up the episode, Katherine shares her thoughts on the importance of family support in business and how her husband plays a crucial role in her company. She also reflects on her experiences as a woman in a traditionally male-dominated industry, noting that professionalism and competence have earned her respect among her peers.</p><p>Finally, Katherine offers valuable advice to high schoolers and young adults entering the workforce: to not sweat the small stuff, learn from mistakes, and embrace their individuality. Her insights are a testament to resilience and the power of pursuing one&apos;s passions.</p><p>Join us for this enlightening conversation filled with practical advice, personal anecdotes, and a strong message of positivity and perseverance in the face of challenges.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Mon, 15 Dec 2025 14:00:00 -0500</pubDate>
    <itunes:duration>1609</itunes:duration>
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    <itunes:episode>20</itunes:episode>
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    <itunes:title>Empowering Women in Home Inspections: A Conversation with Kimi McBurney</itunes:title>
    <title>Empowering Women in Home Inspections: A Conversation with Kimi McBurney</title>
    <itunes:summary><![CDATA[Send a text In this episode of the Messages of Positivity podcast, I had the pleasure of interviewing Kimi McBurney, a dynamic member of our BNI group and co-owner of a home inspection company in Western North Carolina. Kimi brings a wealth of experience to the table, having grown up in a construction family and transitioned into the home inspection industry alongside her husband. We began our conversation by exploring Kimi's background and how her upbringing in a construction environment nat...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I had the pleasure of interviewing Kimi McBurney, a dynamic member of our BNI group and co-owner of a home inspection company in Western North Carolina. Kimi brings a wealth of experience to the table, having grown up in a construction family and transitioned into the home inspection industry alongside her husband.</p><p>We began our conversation by exploring Kimi&apos;s background and how her upbringing in a construction environment naturally led her to start her own home inspection business in 2017. She shared insights into the importance of offering comprehensive services, including radon mitigation, to create a one-stop shop for clients. This approach not only enhances efficiency but also reduces costs and potential delays associated with subcontracting.</p><p>As we delved deeper, we discussed the gender dynamics within the home inspection industry, which is traditionally male-dominated. Kimi candidly addressed the challenges she faces as a female home inspector and how she has surprisingly received more requests for female inspectors than she anticipated. This led to a broader discussion about the importance of detail-oriented work in home inspections and how her team, which includes both men and women, collaborates effectively.</p><p>We also touched on the significance of marketing in today&apos;s digital age. Kimi emphasized the necessity of having a strong social media presence and how it plays a crucial role in staying top of mind for potential clients. She shared her experiences with networking, referrals, and the unique challenges of building a home inspection business primarily through word-of-mouth rather than paid leads.</p><p>In light of the recent challenges posed by Hurricane Helene, Kimi recounted how her business adapted to serve the community during a time of crisis. By offering storm damage assessments and water testing, they were able to support clients while maintaining their business operations. Her commitment to helping others was evident, as she shared how they raised over $30,000 to provide at-cost services to those in need.</p><p>As a mother of two and a business owner, Kimi discussed the balance between her professional and personal life. She highlighted the importance of having a support system and leveraging resources to manage her responsibilities effectively. Her insights into homeschooling and the flexibility of being self-employed resonated with the challenges many face in balancing work and family life.</p><p>To wrap up our conversation, I asked Kimi to share a piece of advice for high school students. Her response focused on the importance of financial literacy and saving money, a lesson she wished she had learned earlier in life.</p><p>This episode is filled with valuable insights on entrepreneurship, community involvement, and the importance of adaptability in the face of challenges. I hope you enjoy listening to Kimi&apos;s inspiring story as much as I enjoyed having her on the show.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I had the pleasure of interviewing Kimi McBurney, a dynamic member of our BNI group and co-owner of a home inspection company in Western North Carolina. Kimi brings a wealth of experience to the table, having grown up in a construction family and transitioned into the home inspection industry alongside her husband.</p><p>We began our conversation by exploring Kimi&apos;s background and how her upbringing in a construction environment naturally led her to start her own home inspection business in 2017. She shared insights into the importance of offering comprehensive services, including radon mitigation, to create a one-stop shop for clients. This approach not only enhances efficiency but also reduces costs and potential delays associated with subcontracting.</p><p>As we delved deeper, we discussed the gender dynamics within the home inspection industry, which is traditionally male-dominated. Kimi candidly addressed the challenges she faces as a female home inspector and how she has surprisingly received more requests for female inspectors than she anticipated. This led to a broader discussion about the importance of detail-oriented work in home inspections and how her team, which includes both men and women, collaborates effectively.</p><p>We also touched on the significance of marketing in today&apos;s digital age. Kimi emphasized the necessity of having a strong social media presence and how it plays a crucial role in staying top of mind for potential clients. She shared her experiences with networking, referrals, and the unique challenges of building a home inspection business primarily through word-of-mouth rather than paid leads.</p><p>In light of the recent challenges posed by Hurricane Helene, Kimi recounted how her business adapted to serve the community during a time of crisis. By offering storm damage assessments and water testing, they were able to support clients while maintaining their business operations. Her commitment to helping others was evident, as she shared how they raised over $30,000 to provide at-cost services to those in need.</p><p>As a mother of two and a business owner, Kimi discussed the balance between her professional and personal life. She highlighted the importance of having a support system and leveraging resources to manage her responsibilities effectively. Her insights into homeschooling and the flexibility of being self-employed resonated with the challenges many face in balancing work and family life.</p><p>To wrap up our conversation, I asked Kimi to share a piece of advice for high school students. Her response focused on the importance of financial literacy and saving money, a lesson she wished she had learned earlier in life.</p><p>This episode is filled with valuable insights on entrepreneurship, community involvement, and the importance of adaptability in the face of challenges. I hope you enjoy listening to Kimi&apos;s inspiring story as much as I enjoyed having her on the show.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Thu, 25 Sep 2025 12:00:00 -0400</pubDate>
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    <itunes:episode>19</itunes:episode>
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    <itunes:title>Navigating Business Growth: My Journey with BNI and Medicare Sales</itunes:title>
    <title>Navigating Business Growth: My Journey with BNI and Medicare Sales</title>
    <itunes:summary><![CDATA[Send a text In this episode of the Messages of Positivity podcast, I, Norman Morris, take a different approach by sharing my journey in Medicare sales and how a networking group called Business Network International (BNI) has significantly impacted my business growth. I begin by providing a background on my career, which started in 2015 selling Medicare products, including Medicare Advantage plans and supplements. I reflect on the challenges I faced before the COVID-19 pandemic, detailing the...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I, Norman Morris, take a different approach by sharing my journey in Medicare sales and how a networking group called Business Network International (BNI) has significantly impacted my business growth.</p><p>I begin by providing a background on my career, which started in 2015 selling Medicare products, including Medicare Advantage plans and supplements. I reflect on the challenges I faced before the COVID-19 pandemic, detailing the traditional methods of generating leads, such as cold calling and door knocking. These methods were often frustrating due to inaccurate lead lists and the grind of reaching out to potential clients with little return on investment.</p><p>As the pandemic hit, the sales landscape changed dramatically. With restrictions on in-person meetings and heightened fears around door-to-door interactions, I found myself struggling to connect with clients. I recount a humorous yet telling experience of how my size could intimidate potential clients, especially during these uncertain times.</p><p>In search of a solution, I turned to networking as a way to build connections and grow my business. Despite being naturally shy and having Asperger&apos;s, which presents its challenges in social situations, I was encouraged by a friend to join a BNI group. I explain how BNI operates, emphasizing the importance of trust and collaboration among members, and how it provided a more intimate setting for networking compared to larger organizations.</p><p>Initially, I joined a developing chapter that, unfortunately, dissolved after a year. However, I was later invited to join another BNI chapter called Mountain Synergy, which turned out to be a welcoming and supportive environment. I share how the group helped me build relationships and trust, which are crucial in my niche market of Medicare sales.</p><p>Despite the slow start in generating referrals, I persevered and learned the value of patience and networking. After a year and a half, a breakthrough occurred when a fellow member referred me to a potential client, leading to a significant opportunity to work with a local office. This connection not only helped grow my business but also allowed me to provide referrals to other members of my BNI group, creating a mutually beneficial network.</p><p>Throughout the episode, I emphasize the importance of maintaining a positive attitude, being open to learning, and the value of community support in business. I encourage listeners, especially those who may feel shy or uncertain about networking, to consider joining a group like BNI.</p><p>I conclude with a heartfelt message about pursuing one&apos;s passion and the importance of doing what you love, as it leads to a fulfilling life. I remind everyone that time is a precious commodity, and when spent on something you are passionate about, it never feels wasted. Thank you for tuning in, and remember, the choice to make it a great day is yours!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I, Norman Morris, take a different approach by sharing my journey in Medicare sales and how a networking group called Business Network International (BNI) has significantly impacted my business growth.</p><p>I begin by providing a background on my career, which started in 2015 selling Medicare products, including Medicare Advantage plans and supplements. I reflect on the challenges I faced before the COVID-19 pandemic, detailing the traditional methods of generating leads, such as cold calling and door knocking. These methods were often frustrating due to inaccurate lead lists and the grind of reaching out to potential clients with little return on investment.</p><p>As the pandemic hit, the sales landscape changed dramatically. With restrictions on in-person meetings and heightened fears around door-to-door interactions, I found myself struggling to connect with clients. I recount a humorous yet telling experience of how my size could intimidate potential clients, especially during these uncertain times.</p><p>In search of a solution, I turned to networking as a way to build connections and grow my business. Despite being naturally shy and having Asperger&apos;s, which presents its challenges in social situations, I was encouraged by a friend to join a BNI group. I explain how BNI operates, emphasizing the importance of trust and collaboration among members, and how it provided a more intimate setting for networking compared to larger organizations.</p><p>Initially, I joined a developing chapter that, unfortunately, dissolved after a year. However, I was later invited to join another BNI chapter called Mountain Synergy, which turned out to be a welcoming and supportive environment. I share how the group helped me build relationships and trust, which are crucial in my niche market of Medicare sales.</p><p>Despite the slow start in generating referrals, I persevered and learned the value of patience and networking. After a year and a half, a breakthrough occurred when a fellow member referred me to a potential client, leading to a significant opportunity to work with a local office. This connection not only helped grow my business but also allowed me to provide referrals to other members of my BNI group, creating a mutually beneficial network.</p><p>Throughout the episode, I emphasize the importance of maintaining a positive attitude, being open to learning, and the value of community support in business. I encourage listeners, especially those who may feel shy or uncertain about networking, to consider joining a group like BNI.</p><p>I conclude with a heartfelt message about pursuing one&apos;s passion and the importance of doing what you love, as it leads to a fulfilling life. I remind everyone that time is a precious commodity, and when spent on something you are passionate about, it never feels wasted. Thank you for tuning in, and remember, the choice to make it a great day is yours!</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Mon, 14 Apr 2025 12:00:00 -0400</pubDate>
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    <itunes:episode>18</itunes:episode>
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    <itunes:title>Making a Difference: The Impact of Feeding the Multitude with Nikki Gasperson</itunes:title>
    <title>Making a Difference: The Impact of Feeding the Multitude with Nikki Gasperson</title>
    <itunes:summary><![CDATA[Send a text In this episode of Messages of Positivity, I had the privilege of interviewing Nikki Gasperson, the coordinator of Feeding the Multitude in Canton, North Carolina. Nikki shared her inspiring journey of transitioning from a career in law and the mortgage industry to dedicating her life to running a nonprofit food distribution organization. Nikki's story is one of resilience and compassion as she navigates the challenges of caring for her family while managing the day-to-day operati...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, I had the privilege of interviewing Nikki Gasperson, the coordinator of Feeding the Multitude in Canton, North Carolina. Nikki shared her inspiring journey of transitioning from a career in law and the mortgage industry to dedicating her life to running a nonprofit food distribution organization.</p><p>Nikki&apos;s story is one of resilience and compassion as she navigates the challenges of caring for her family while managing the day-to-day operations of Feeding the Multitude. She shared how the organization started as Rose of Sharon in response to devastating floods in the county and later evolved into Feeding the Multitude, a nonprofit focused on providing food to those in need.</p><p>Throughout the episode, Nikki highlighted the importance of volunteers in making the organization successful and emphasized the impact of community support in helping those facing food insecurity. She discussed the increase in demand for food assistance, especially during the COVID-19 pandemic, and the challenges of sourcing and distributing food to meet the growing need.</p><p>Nikki&apos;s dedication to serving others was evident as she described the annual Christmas event, where thousands of families are provided with food and essentials. She also shared her outreach efforts in multiple states, showcasing the organization&apos;s commitment to helping those in need beyond their local community.</p><p>The episode concluded with Nikki&apos;s powerful advice to approach every situation as if it were your last, leaving a lasting impression of kindness and compassion. Overall, Nikki&apos;s story serves as a reminder of the impact one person can make in the lives of others through selfless acts of generosity and care.</p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, I had the privilege of interviewing Nikki Gasperson, the coordinator of Feeding the Multitude in Canton, North Carolina. Nikki shared her inspiring journey of transitioning from a career in law and the mortgage industry to dedicating her life to running a nonprofit food distribution organization.</p><p>Nikki&apos;s story is one of resilience and compassion as she navigates the challenges of caring for her family while managing the day-to-day operations of Feeding the Multitude. She shared how the organization started as Rose of Sharon in response to devastating floods in the county and later evolved into Feeding the Multitude, a nonprofit focused on providing food to those in need.</p><p>Throughout the episode, Nikki highlighted the importance of volunteers in making the organization successful and emphasized the impact of community support in helping those facing food insecurity. She discussed the increase in demand for food assistance, especially during the COVID-19 pandemic, and the challenges of sourcing and distributing food to meet the growing need.</p><p>Nikki&apos;s dedication to serving others was evident as she described the annual Christmas event, where thousands of families are provided with food and essentials. She also shared her outreach efforts in multiple states, showcasing the organization&apos;s commitment to helping those in need beyond their local community.</p><p>The episode concluded with Nikki&apos;s powerful advice to approach every situation as if it were your last, leaving a lasting impression of kindness and compassion. Overall, Nikki&apos;s story serves as a reminder of the impact one person can make in the lives of others through selfless acts of generosity and care.</p><p><br/></p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Mon, 01 Jul 2024 12:00:00 -0400</pubDate>
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    <itunes:duration>1633</itunes:duration>
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    <itunes:episode>17</itunes:episode>
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  <item>
    <itunes:title>Embracing Change: Transitioning from Theater to Education</itunes:title>
    <title>Embracing Change: Transitioning from Theater to Education</title>
    <itunes:summary><![CDATA[Send a text In this episode of Messages of Positivity, host Norman Morris sits down with his former teacher, Ryan, to delve into Ryan's inspiring journey from aspiring actor to dedicated educator. Ryan, a native of Western North Carolina, shares how his initial passion for acting in high school led him to pursue a career in theater. Despite his father's initial resistance, Ryan followed his heart and switched his major to theater education in college. Through engaging anecdotes, Ryan reveals ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, host Norman Morris sits down with his former teacher, Ryan, to delve into Ryan&apos;s inspiring journey from aspiring actor to dedicated educator.</p><p>Ryan, a native of Western North Carolina, shares how his initial passion for acting in high school led him to pursue a career in theater. Despite his father&apos;s initial resistance, Ryan followed his heart and switched his major to theater education in college.</p><p>Through engaging anecdotes, Ryan reveals how his love for theater and performance not only provided him with a sense of fulfillment and confidence but also served as a therapeutic outlet for overcoming personal challenges like bullying and insecurity.</p><p>As Ryan navigated the transition from actor to educator, he discovered a newfound passion for teaching and connecting with students. His experiences in education classes and practice lessons at rural schools highlighted his natural ability to engage and inspire students, even in challenging environments where others struggled to make an impact.</p><p>Throughout the episode, Ryan&apos;s journey serves as a testament to the transformative power of following one&apos;s passion and embracing unexpected opportunities. Listeners are left with a message of resilience, determination, and the importance of finding fulfillment in one&apos;s chosen path, no matter the obstacles faced along the way.</p><p>Tune in to this episode of Messages of Positivity to be inspired by Ryan&apos;s story of personal growth, professional evolution, and the profound impact of pursuing one&apos;s true calling.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, host Norman Morris sits down with his former teacher, Ryan, to delve into Ryan&apos;s inspiring journey from aspiring actor to dedicated educator.</p><p>Ryan, a native of Western North Carolina, shares how his initial passion for acting in high school led him to pursue a career in theater. Despite his father&apos;s initial resistance, Ryan followed his heart and switched his major to theater education in college.</p><p>Through engaging anecdotes, Ryan reveals how his love for theater and performance not only provided him with a sense of fulfillment and confidence but also served as a therapeutic outlet for overcoming personal challenges like bullying and insecurity.</p><p>As Ryan navigated the transition from actor to educator, he discovered a newfound passion for teaching and connecting with students. His experiences in education classes and practice lessons at rural schools highlighted his natural ability to engage and inspire students, even in challenging environments where others struggled to make an impact.</p><p>Throughout the episode, Ryan&apos;s journey serves as a testament to the transformative power of following one&apos;s passion and embracing unexpected opportunities. Listeners are left with a message of resilience, determination, and the importance of finding fulfillment in one&apos;s chosen path, no matter the obstacles faced along the way.</p><p>Tune in to this episode of Messages of Positivity to be inspired by Ryan&apos;s story of personal growth, professional evolution, and the profound impact of pursuing one&apos;s true calling.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Mon, 20 May 2024 12:00:00 -0400</pubDate>
    <itunes:duration>2140</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>Building Community Through Radio: An Interview with Terryll Evans</itunes:title>
    <title>Building Community Through Radio: An Interview with Terryll Evans</title>
    <itunes:summary><![CDATA[Send a text In this episode of Messages of Positivity, I had the pleasure of interviewing Terryll Evans, the co-owner of WPTL Radio Station in Canton, North Carolina. Terryll shared her family's rich history in the radio industry, spanning three generations, starting with her grandfather's radio station in Orlando, Florida, in 1945. Terryll's journey into radio ownership was unexpected, as she initially had no intention of following in her family's footsteps but eventually found her calling i...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, I had the pleasure of interviewing Terryll Evans, the co-owner of <a href='https://wptlradio.net/'>WPTL Radio Station</a> in Canton, North Carolina. Terryll shared her family&apos;s rich history in the radio industry, spanning three generations, starting with her grandfather&apos;s radio station in Orlando, Florida, in 1945. Terryll&apos;s journey into radio ownership was unexpected, as she initially had no intention of following in her family&apos;s footsteps but eventually found her calling in the industry.</p><p>Throughout the interview, Terryll discussed the challenges of owning a radio station, including the unpredictability of daily operations and the importance of balancing various forms of advertising to reach a wider audience effectively. She emphasized the value of radio as a medium for connecting with listeners and providing a sense of community, especially in rural areas like Canton.</p><p>Terryll also highlighted the community events and initiatives she organizes through WPTL, such as Mama T&apos;s Halloween extravaganza and Mama T&apos;s Summer Celebration, aimed at bringing joy and unity to the town following the closure of a local paper mill. These events showcase Terryll&apos;s commitment to serving the community and fostering connections among residents.</p><p>As the conversation continued on the future of radio, Terryll expressed her belief in the medium&apos;s enduring relevance, citing its ability to provide companionship and information even in times of crisis. She emphasized the importance of human connection in a digital age and encouraged listeners to prioritize meaningful interactions with others.</p><p>Listeners were also provided information on how to tune in to WPTL Radio through their website or mobile app, allowing them to access the station&apos;s programming anywhere. Terryll&apos;s passion for radio and dedication to serving her community shone through in this insightful and inspiring interview, reminding us of the power of communication and connection in spreading positivity and unity.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, I had the pleasure of interviewing Terryll Evans, the co-owner of <a href='https://wptlradio.net/'>WPTL Radio Station</a> in Canton, North Carolina. Terryll shared her family&apos;s rich history in the radio industry, spanning three generations, starting with her grandfather&apos;s radio station in Orlando, Florida, in 1945. Terryll&apos;s journey into radio ownership was unexpected, as she initially had no intention of following in her family&apos;s footsteps but eventually found her calling in the industry.</p><p>Throughout the interview, Terryll discussed the challenges of owning a radio station, including the unpredictability of daily operations and the importance of balancing various forms of advertising to reach a wider audience effectively. She emphasized the value of radio as a medium for connecting with listeners and providing a sense of community, especially in rural areas like Canton.</p><p>Terryll also highlighted the community events and initiatives she organizes through WPTL, such as Mama T&apos;s Halloween extravaganza and Mama T&apos;s Summer Celebration, aimed at bringing joy and unity to the town following the closure of a local paper mill. These events showcase Terryll&apos;s commitment to serving the community and fostering connections among residents.</p><p>As the conversation continued on the future of radio, Terryll expressed her belief in the medium&apos;s enduring relevance, citing its ability to provide companionship and information even in times of crisis. She emphasized the importance of human connection in a digital age and encouraged listeners to prioritize meaningful interactions with others.</p><p>Listeners were also provided information on how to tune in to WPTL Radio through their website or mobile app, allowing them to access the station&apos;s programming anywhere. Terryll&apos;s passion for radio and dedication to serving her community shone through in this insightful and inspiring interview, reminding us of the power of communication and connection in spreading positivity and unity.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Mon, 08 Apr 2024 17:00:00 -0400</pubDate>
    <itunes:duration>2044</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>From Esthetician to Entrepreneur: Brea Gratia&#39;s Journey to Success</itunes:title>
    <title>From Esthetician to Entrepreneur: Brea Gratia&#39;s Journey to Success</title>
    <itunes:summary><![CDATA[Send a text In this episode of Messages of Positivity, I had the pleasure of interviewing Brea Gratia from Gratia Botanica, a boutique for the "apothecurious". Brea shared her journey from growing up in Tulsa, Oklahoma, to moving to Texas and eventually starting her own skincare business in Asheville, North Carolina.  Brea's background in esthetics and makeup artistry led her to open a store where she sells her skincare products and unique apothecary items like bamboo Q-tips and holistic band...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, I had the pleasure of interviewing Brea Gratia from <a href='https://gratiabotanica.com/'>Gratia Botanica</a>, a boutique for the &quot;apothecurious&quot;. Brea shared her journey from growing up in Tulsa, Oklahoma, to moving to Texas and eventually starting her own skincare business in Asheville, North Carolina.<br/><br/>Brea&apos;s background in esthetics and makeup artistry led her to open a store where she sells her skincare products and unique apothecary items like bamboo Q-tips and holistic bandages. She emphasizes the importance of using natural ingredients in skincare products to avoid harmful chemicals in mass-produced items.</p><p>During the interview, Brea discussed her challenges as a female business owner in the 70s and 80s, including encountering misogynistic attitudes when seeking a loan for her modeling school. Despite these challenges, she persevered and transitioned from being an esthetician to focusing on formulating skincare products.<br/><br/>Brea highlighted the benefits of using high-quality skincare products and shared success stories of clients who experienced positive results from her products. She also discussed her approach to business success, emphasizing the importance of commitment, honesty, and staying true to one&apos;s path despite distractions.<br/><br/>Through her involvement in Business Networking International (BNI), Brea has expanded her business by securing new accounts and building relationships with other business owners. She also touched on the importance of discipline and dedication to achieving one&apos;s goals.<br/><br/>Overall, Brea&apos;s story is one of resilience, passion, and dedication to providing quality skincare products while staying true to her values and vision for her business. Listeners are encouraged to prioritize commitment, honesty, and staying focused on their goals to succeed.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of Messages of Positivity, I had the pleasure of interviewing Brea Gratia from <a href='https://gratiabotanica.com/'>Gratia Botanica</a>, a boutique for the &quot;apothecurious&quot;. Brea shared her journey from growing up in Tulsa, Oklahoma, to moving to Texas and eventually starting her own skincare business in Asheville, North Carolina.<br/><br/>Brea&apos;s background in esthetics and makeup artistry led her to open a store where she sells her skincare products and unique apothecary items like bamboo Q-tips and holistic bandages. She emphasizes the importance of using natural ingredients in skincare products to avoid harmful chemicals in mass-produced items.</p><p>During the interview, Brea discussed her challenges as a female business owner in the 70s and 80s, including encountering misogynistic attitudes when seeking a loan for her modeling school. Despite these challenges, she persevered and transitioned from being an esthetician to focusing on formulating skincare products.<br/><br/>Brea highlighted the benefits of using high-quality skincare products and shared success stories of clients who experienced positive results from her products. She also discussed her approach to business success, emphasizing the importance of commitment, honesty, and staying true to one&apos;s path despite distractions.<br/><br/>Through her involvement in Business Networking International (BNI), Brea has expanded her business by securing new accounts and building relationships with other business owners. She also touched on the importance of discipline and dedication to achieving one&apos;s goals.<br/><br/>Overall, Brea&apos;s story is one of resilience, passion, and dedication to providing quality skincare products while staying true to her values and vision for her business. Listeners are encouraged to prioritize commitment, honesty, and staying focused on their goals to succeed.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Fri, 22 Mar 2024 15:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1264904/14746909/transcript" type="text/html" />
    <podcast:transcript url="https://www.buzzsprout.com/1264904/14746909/transcript.json" type="application/json" />
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    <podcast:transcript url="https://www.buzzsprout.com/1264904/14746909/transcript.vtt" type="text/vtt" />
    <itunes:duration>2079</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>Navigating the World of Insurance: Insights from Cat Chakales</itunes:title>
    <title>Navigating the World of Insurance: Insights from Cat Chakales</title>
    <itunes:summary><![CDATA[Send a text In this episode of the Messages of Positivity podcast, host Norman Morris sits down with his dear friend and insurance professional, Cat Chakales, for an engaging and enlightening conversation.   Cat shares her journey from growing up in Asheville to studying Risk Management and Insurance at Appalachian State University. She shares her experiences in the insurance industry, highlighting her time at Liberty Mutual and her eventual leadership role at Brank Insurance. The conver...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, host Norman Morris sits down with his dear friend and insurance professional, Cat Chakales, for an engaging and enlightening conversation. <br/><br/>Cat shares her journey from growing up in Asheville to studying Risk Management and Insurance at Appalachian State University. She shares her experiences in the insurance industry, highlighting her time at Liberty Mutual and her eventual leadership role at Brank Insurance. The conversation flows seamlessly as Norman and Kat discuss the history of Brank Insurance, emphasizing the importance of family legacy and community ties in their work.</p><p>As the conversation progresses, Norman and Cat touch on various aspects of the insurance industry, from networking strategies to the impact of COVID-19 on the business. They candidly discuss the challenges and rewards of being insurance agents, shedding light on the dedication and passion required for success in the field.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, host Norman Morris sits down with his dear friend and insurance professional, Cat Chakales, for an engaging and enlightening conversation. <br/><br/>Cat shares her journey from growing up in Asheville to studying Risk Management and Insurance at Appalachian State University. She shares her experiences in the insurance industry, highlighting her time at Liberty Mutual and her eventual leadership role at Brank Insurance. The conversation flows seamlessly as Norman and Kat discuss the history of Brank Insurance, emphasizing the importance of family legacy and community ties in their work.</p><p>As the conversation progresses, Norman and Cat touch on various aspects of the insurance industry, from networking strategies to the impact of COVID-19 on the business. They candidly discuss the challenges and rewards of being insurance agents, shedding light on the dedication and passion required for success in the field.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1264904/episodes/14580598-navigating-the-world-of-insurance-insights-from-cat-chakales.mp3" length="26169608" type="audio/mpeg" />
    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14580598</guid>
    <pubDate>Mon, 26 Feb 2024 15:00:00 -0500</pubDate>
    <itunes:duration>2178</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>From DJ to Family Man: Balancing Career and Parenthood</itunes:title>
    <title>From DJ to Family Man: Balancing Career and Parenthood</title>
    <itunes:summary><![CDATA[Send a text In this episode of the Messages of Positivity podcast, I enjoyed interviewing Cory Miller, also known as DJ Razor. Cory is not only a talented DJ but also a devoted family man. We delved into his journey as a father and the challenges he has faced along the way.  Cory shared that he has five beautiful children, three girls and two boys, and a loving wife named Kendra. He admitted that he never planned on having kids, as he enjoyed the freedom of being a DJ and living life on his t...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I enjoyed interviewing Cory Miller, also known as DJ Razor. Cory is not only a talented DJ but also a devoted family man. We delved into his journey as a father and the challenges he has faced along the way.<br/><br/>Cory shared that he has five beautiful children, three girls and two boys, and a loving wife named Kendra. He admitted that he never planned on having kids, as he enjoyed the freedom of being a DJ and living life on his terms. However, everything changed when he had his first child. Becoming a father transformed him and made him realize the importance of family.<br/><br/>We discussed the balancing act of being a DJ and a father. Cory admitted that there is no perfect balance, but he relies on prayer and does his best to juggle both responsibilities. He emphasized the significance of a strong support system, including his three brothers and wife, who have been there for him throughout his journey. Cory expressed gratitude for their support, especially during challenging times, such as when his wife was out of work.<br/><br/>One of the highlights of our conversation was Cory&apos;s exceptional co-parenting skills. Despite the initial difficulties and anger from his divorce, Cory never gave up on fighting for his children. He acknowledged that rebuilding trust and establishing a healthy co-parenting relationship with his ex-wife took time. However, through perseverance and a focus on the well-being of their children, they have managed to create a positive co-parenting dynamic. Cory&apos;s current wife, Kendra, has also played a significant role in supporting him and understanding the importance of maintaining a healthy relationship with his ex-wife for the children&apos;s sake.<br/><br/>We also touched on Cory&apos;s DJ career and involvement in various community initiatives. He shared that he has been DJing for 18 years and has worked on over 700 weddings, parties, and events. Additionally, he actively participates in charity events, such as the toy run and Toys for Tots, to ensure that children in need have a memorable Christmas.<br/><br/>Throughout the interview, Cory emphasized the importance of kindness and doing one kind thing each day. He encouraged listeners to make a positive impact in a harsh and unkind world, no matter how small.<br/><br/>Overall, Cory Miller&apos;s story is a testament to the power of family, resilience, and the impact of small acts of kindness. His dedication to his children, ability to navigate co-parenting, and commitment to his community make him an inspiring guest on the Messages of Positivity podcast.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode of the Messages of Positivity podcast, I enjoyed interviewing Cory Miller, also known as DJ Razor. Cory is not only a talented DJ but also a devoted family man. We delved into his journey as a father and the challenges he has faced along the way.<br/><br/>Cory shared that he has five beautiful children, three girls and two boys, and a loving wife named Kendra. He admitted that he never planned on having kids, as he enjoyed the freedom of being a DJ and living life on his terms. However, everything changed when he had his first child. Becoming a father transformed him and made him realize the importance of family.<br/><br/>We discussed the balancing act of being a DJ and a father. Cory admitted that there is no perfect balance, but he relies on prayer and does his best to juggle both responsibilities. He emphasized the significance of a strong support system, including his three brothers and wife, who have been there for him throughout his journey. Cory expressed gratitude for their support, especially during challenging times, such as when his wife was out of work.<br/><br/>One of the highlights of our conversation was Cory&apos;s exceptional co-parenting skills. Despite the initial difficulties and anger from his divorce, Cory never gave up on fighting for his children. He acknowledged that rebuilding trust and establishing a healthy co-parenting relationship with his ex-wife took time. However, through perseverance and a focus on the well-being of their children, they have managed to create a positive co-parenting dynamic. Cory&apos;s current wife, Kendra, has also played a significant role in supporting him and understanding the importance of maintaining a healthy relationship with his ex-wife for the children&apos;s sake.<br/><br/>We also touched on Cory&apos;s DJ career and involvement in various community initiatives. He shared that he has been DJing for 18 years and has worked on over 700 weddings, parties, and events. Additionally, he actively participates in charity events, such as the toy run and Toys for Tots, to ensure that children in need have a memorable Christmas.<br/><br/>Throughout the interview, Cory emphasized the importance of kindness and doing one kind thing each day. He encouraged listeners to make a positive impact in a harsh and unkind world, no matter how small.<br/><br/>Overall, Cory Miller&apos;s story is a testament to the power of family, resilience, and the impact of small acts of kindness. His dedication to his children, ability to navigate co-parenting, and commitment to his community make him an inspiring guest on the Messages of Positivity podcast.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1264904/episodes/14408447-from-dj-to-family-man-balancing-career-and-parenthood.mp3" length="14453358" type="audio/mpeg" />
    <itunes:author>Cory Miller</itunes:author>
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    <pubDate>Tue, 30 Jan 2024 16:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1264904/14408447/transcript" type="text/html" />
    <itunes:duration>1202</itunes:duration>
    <itunes:keywords>Norman Morris, Corey Miller,  DJ Razor, Co-parenting, Divorce,  Family support, Community involvement</itunes:keywords>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>Balancing Family and Work - Lessons from a Pediatric ICU Nurse and Mom</itunes:title>
    <title>Balancing Family and Work - Lessons from a Pediatric ICU Nurse and Mom</title>
    <itunes:summary><![CDATA[Send a text Great interview with Meggan Jackson, Asheville Native, Mom and a Pediatric Intensive Care Nurse and Certifed Pediatric Nurse.  She shares her story of following her passion to help people by becoming a nurse.  Great stories of overcoming hurdles on her journey that we can all learn from!  Also balancing being a Mom and Nurse can be a challenge. She shares how she thrives through it. ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Great interview with Meggan Jackson, Asheville Native, Mom and a Pediatric Intensive Care Nurse and Certifed Pediatric Nurse.<br/><br/>She shares her story of following her passion to help people by becoming a nurse. <br/>Great stories of overcoming hurdles on her journey that we can all learn from!<br/><br/>Also balancing being a Mom and Nurse can be a challenge.<br/>She shares how she thrives through it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Great interview with Meggan Jackson, Asheville Native, Mom and a Pediatric Intensive Care Nurse and Certifed Pediatric Nurse.<br/><br/>She shares her story of following her passion to help people by becoming a nurse. <br/>Great stories of overcoming hurdles on her journey that we can all learn from!<br/><br/>Also balancing being a Mom and Nurse can be a challenge.<br/>She shares how she thrives through it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1264904/episodes/8863296-balancing-family-and-work-lessons-from-a-pediatric-icu-nurse-and-mom.mp3" length="21173437" type="audio/mpeg" />
    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8863296</guid>
    <pubDate>Wed, 14 Jul 2021 11:00:00 -0400</pubDate>
    <itunes:duration>1761</itunes:duration>
    <itunes:keywords>messages of positivity, nurse, nursing, overcoming, positivity, self love, lifestyle, mindset, love yourself, Norman Morris, inspiration, motivation</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>Medicare / Medicaid Education Session: Dual Special Needs Plans</itunes:title>
    <title>Medicare / Medicaid Education Session: Dual Special Needs Plans</title>
    <itunes:summary><![CDATA[Send a text A little departure from the typical podcast for a medicare Education Session, because I get a ton of questions about these SNP programs.   Some people are eligible to have both Medicare and Medicaid. These people are considered “dual eligible,” and they also qualify to enroll in a special kind of Medicare Advantage plan known as a Dual Special Needs Plan (D-SNP).  What Is A Dual Special Needs Plan? A Dual Special Needs Plan is a special kind of Medicare Advantage coordinated-...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>A little departure from the typical podcast for a medicare Education Session, because I get a ton of questions about these SNP programs.<br/><br/><br/>Some people are eligible to have both Medicare and Medicaid. These people are considered “dual eligible,” and they also qualify to enroll in a special kind of Medicare Advantage plan known as a Dual Special Needs Plan (D-SNP).</p><p> <b>What Is A Dual Special Needs Plan?</b></p><p>A Dual Special Needs Plan is a special kind of Medicare Advantage coordinated-care plan. It is an all-in-one plan that combines your Medicare Part A and Part B benefits, your Medicare Part D prescription drug coverage, your Medicaid benefits and additional health benefits such as vision, dental or fitness.</p><p> <b>Who Can Get A Dual Special Needs Plan?</b></p><p> You can get a Dual Special Needs Plan if you meet the following qualifications:</p><p> 1.    You are eligible Medicare and Medicaid and have both.</p><p>2.    You have Medicare Part A and Part B.</p><p>3.    You live in the plan’s area.</p><p> <b>What Does A Dual Special Needs Plan Cover?</b></p><p> Just like any other Medicare Advantage plan, a Dual Special Needs Plan will include coverage for Medicare Part A and Part B. It will also include Part D prescription drug coverage and extra benefits not provided by either Medicare or Medicaid.</p><p> Examples of extra benefits a Dual Special Needs Plan may provide include:</p><ul><li> Credits to buy health products</li><li>Transportation assistance</li><li>Care coordination via a personal care coordinator</li><li>Personal emergency response system (PERS)</li><li>Tele-health options such as virtual medical visits with your doctor</li><li>Worldwide emergency coverage</li></ul><p> The extra benefits offered will vary by plan, provider and location.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>A little departure from the typical podcast for a medicare Education Session, because I get a ton of questions about these SNP programs.<br/><br/><br/>Some people are eligible to have both Medicare and Medicaid. These people are considered “dual eligible,” and they also qualify to enroll in a special kind of Medicare Advantage plan known as a Dual Special Needs Plan (D-SNP).</p><p> <b>What Is A Dual Special Needs Plan?</b></p><p>A Dual Special Needs Plan is a special kind of Medicare Advantage coordinated-care plan. It is an all-in-one plan that combines your Medicare Part A and Part B benefits, your Medicare Part D prescription drug coverage, your Medicaid benefits and additional health benefits such as vision, dental or fitness.</p><p> <b>Who Can Get A Dual Special Needs Plan?</b></p><p> You can get a Dual Special Needs Plan if you meet the following qualifications:</p><p> 1.    You are eligible Medicare and Medicaid and have both.</p><p>2.    You have Medicare Part A and Part B.</p><p>3.    You live in the plan’s area.</p><p> <b>What Does A Dual Special Needs Plan Cover?</b></p><p> Just like any other Medicare Advantage plan, a Dual Special Needs Plan will include coverage for Medicare Part A and Part B. It will also include Part D prescription drug coverage and extra benefits not provided by either Medicare or Medicaid.</p><p> Examples of extra benefits a Dual Special Needs Plan may provide include:</p><ul><li> Credits to buy health products</li><li>Transportation assistance</li><li>Care coordination via a personal care coordinator</li><li>Personal emergency response system (PERS)</li><li>Tele-health options such as virtual medical visits with your doctor</li><li>Worldwide emergency coverage</li></ul><p> The extra benefits offered will vary by plan, provider and location.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8739257</guid>
    <pubDate>Mon, 21 Jun 2021 13:00:00 -0400</pubDate>
    <itunes:duration>1254</itunes:duration>
    <itunes:keywords>SNP plan, dual snp plan, what is a snp plan, what is a dual snp plan, norman morris, medicare, medicaid</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;t let people tell you what you can&#39;t do...</itunes:title>
    <title>Don&#39;t let people tell you what you can&#39;t do...</title>
    <itunes:summary><![CDATA[Send a text Today's podcast is with my friend Jason. He shares his story of how he followed his dreams of practicing law even though people were telling him he couldn't do it or wouldn't be successful.  Great messages of positivity in this podcast! ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Today&apos;s podcast is with my friend Jason. He shares his story of how he followed his dreams of practicing law even though people were telling him he couldn&apos;t do it or wouldn&apos;t be successful.<br/><br/>Great messages of positivity in this podcast!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Today&apos;s podcast is with my friend Jason. He shares his story of how he followed his dreams of practicing law even though people were telling him he couldn&apos;t do it or wouldn&apos;t be successful.<br/><br/>Great messages of positivity in this podcast!</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8450139</guid>
    <pubDate>Mon, 03 May 2021 11:00:00 -0400</pubDate>
    <itunes:duration>2103</itunes:duration>
    <itunes:keywords>messages of positivity, positivity, self love, lifestyle, mindset, love yourself, Norman Morris, inspiration, motivation</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Overcoming family and behavioral issues - An interview with Patrick</itunes:title>
    <title>Overcoming family and behavioral issues - An interview with Patrick</title>
    <itunes:summary><![CDATA[Send a text In this episode, I interviewed another former student who shares his story from a happy white-collar family to his father going to jail and the struggles that ensued.  Inspirational stories of how he overcame his authority figure issues, righted his life and now is a happily married man!    ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode, I interviewed another former student who shares his story from a happy white-collar family to his father going to jail and the struggles that ensued.<br/><br/>Inspirational stories of how he overcame his authority figure issues, righted his life and now is a happily married man!<br/><br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode, I interviewed another former student who shares his story from a happy white-collar family to his father going to jail and the struggles that ensued.<br/><br/>Inspirational stories of how he overcame his authority figure issues, righted his life and now is a happily married man!<br/><br/><br/></p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7961833</guid>
    <pubDate>Fri, 19 Feb 2021 08:00:00 -0500</pubDate>
    <itunes:duration>1755</itunes:duration>
    <itunes:keywords>overcoming adversity, messages of positivity, Norman Morris, Medicare, over 65, turning 65</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Positive Stories from a Food Bank - Allison and Chris Jennings</itunes:title>
    <title>Positive Stories from a Food Bank - Allison and Chris Jennings</title>
    <itunes:summary><![CDATA[Send a text Todays Messages of Positivity Podcast is a great interview with the amazing Allison and Chris Jennings. They share stories of starting, running and helping people through their church and food bank.  Some inspirational stories form people they have met and supported through their efforts! ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Todays Messages of Positivity Podcast is a great interview with the amazing Allison and Chris Jennings. They share stories of starting, running and helping people through their church and food bank.<br/><br/>Some inspirational stories form people they have met and supported through their efforts!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Todays Messages of Positivity Podcast is a great interview with the amazing Allison and Chris Jennings. They share stories of starting, running and helping people through their church and food bank.<br/><br/>Some inspirational stories form people they have met and supported through their efforts!</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7607551</guid>
    <pubDate>Mon, 01 Feb 2021 09:00:00 -0500</pubDate>
    <itunes:duration>2173</itunes:duration>
    <itunes:keywords>food bank, messages of positivity, positive messages, inspiration, positive</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Transition, pivots and life lessons with Amanda Sprouse Simpkins</itunes:title>
    <title>Transition, pivots and life lessons with Amanda Sprouse Simpkins</title>
    <itunes:summary><![CDATA[Send a text What a great interview with Amanda Sprouse Simpkins. She shares her stories and life lessons from being a Coach, Teacher and Realtor.   Great perspective from times of transition, growth and growing up in poverty to having a great career.  She is a true inspiration! ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>What a great interview with Amanda Sprouse Simpkins. She shares her stories and life lessons from being a Coach, Teacher and Realtor. <br/><br/>Great perspective from times of transition, growth and growing up in poverty to having a great career.<br/><br/>She is a true inspiration!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>What a great interview with Amanda Sprouse Simpkins. She shares her stories and life lessons from being a Coach, Teacher and Realtor. <br/><br/>Great perspective from times of transition, growth and growing up in poverty to having a great career.<br/><br/>She is a true inspiration!</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Tue, 27 Oct 2020 14:00:00 -0400</pubDate>
    <itunes:duration>2186</itunes:duration>
    <itunes:keywords>messages of positivity, Amanda Sprouse Simpkins, Norman Morris, inspiration, motivation</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Sue: A story of early trauma and drug addiction to thriving happiness</itunes:title>
    <title>Sue: A story of early trauma and drug addiction to thriving happiness</title>
    <itunes:summary><![CDATA[Send a text In this episode I have the pleasure of interviewing Sue Polston. She candidly tells her story from teenage mom, to the loss of her young child and how it forced her into depression and drug abuse.    Now she is a happy, thriving wife and mom who is helping others cope with their similar experiences.  An inspirational story you have to hear! ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode I have the pleasure of interviewing Sue Polston. She candidly tells her story from teenage mom, to the loss of her young child and how it forced her into depression and drug abuse.  <br/><br/>Now she is a happy, thriving wife and mom who is helping others cope with their similar experiences.<br/><br/>An inspirational story you have to hear!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode I have the pleasure of interviewing Sue Polston. She candidly tells her story from teenage mom, to the loss of her young child and how it forced her into depression and drug abuse.  <br/><br/>Now she is a happy, thriving wife and mom who is helping others cope with their similar experiences.<br/><br/>An inspirational story you have to hear!</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Wed, 30 Sep 2020 16:00:00 -0400</pubDate>
    <itunes:duration>2612</itunes:duration>
    <itunes:keywords>inspiration, drug abuse, drug recovery, messages of positivity, Norman Morris, Medicare</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Wanda: Ministry as a woman in a changing culture</itunes:title>
    <title>Wanda: Ministry as a woman in a changing culture</title>
    <itunes:summary><![CDATA[Send a text I had a chance to interview a great friend and leader in my community, Wanda Kidd. Her story is an amazing journey of strength to follow her passion into seminary school when many people were telling her not to go.   Wanda is an amazing person with a huge heart! ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>I had a chance to interview a great friend and leader in my community, Wanda Kidd. Her story is an amazing journey of strength to follow her passion into seminary school when many people were telling her not to go. <br/><br/>Wanda is an amazing person with a huge heart!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>I had a chance to interview a great friend and leader in my community, Wanda Kidd. Her story is an amazing journey of strength to follow her passion into seminary school when many people were telling her not to go. <br/><br/>Wanda is an amazing person with a huge heart!</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5556688</guid>
    <pubDate>Tue, 22 Sep 2020 14:00:00 -0400</pubDate>
    <itunes:duration>2451</itunes:duration>
    <itunes:keywords>overcoming adversity, messages of positivity, Norman Morris, Medicare, over 65, Wanda Kidd, seminary school</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>One of my ex-student&#39;s journey from drop out drifter to stable husband.</itunes:title>
    <title>One of my ex-student&#39;s journey from drop out drifter to stable husband.</title>
    <itunes:summary><![CDATA[Send a text Here's a great interview with Scotty, one of my favorite ex-students. He openly shares his journey from high school drop-out to living in his car, couch surfing between friends and relatives to finding his way to a stable job and marriage.  A lot of great moments to hear in this full circle journey!   ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Here&apos;s a great interview with Scotty, one of my favorite ex-students. He openly shares his journey from high school drop-out to living in his car, couch surfing between friends and relatives to finding his way to a stable job and marriage.<br/><br/>A lot of great moments to hear in this full circle journey!<br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>Here&apos;s a great interview with Scotty, one of my favorite ex-students. He openly shares his journey from high school drop-out to living in his car, couch surfing between friends and relatives to finding his way to a stable job and marriage.<br/><br/>A lot of great moments to hear in this full circle journey!<br/><br/></p>]]></content:encoded>
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    <itunes:author>Norman Morris / Scotty</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5366116</guid>
    <pubDate>Wed, 09 Sep 2020 12:00:00 -0400</pubDate>
    <itunes:duration>2057</itunes:duration>
    <itunes:keywords>Life journey, journey, life lessons, norman morris, medicare, turning 65, GED</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Cookie Mills - From Humble Beginnings to Real Estate Investor, Community Icon and Amazing Man</itunes:title>
    <title>Cookie Mills - From Humble Beginnings to Real Estate Investor, Community Icon and Amazing Man</title>
    <itunes:summary><![CDATA[Send a text In this episode Norman interviews Cookie Mills who shares his story of a very humble beginning in poverty and illness, to becoming one of the first Minority leaders in a corporation.   Cookie also shares his stories of perseverance and social outreach that has lead him to become an icon and mentor to several young men in North Carolina.  His story is amazing and inspirational! ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode Norman interviews Cookie Mills who shares his story of a very humble beginning in poverty and illness, to becoming one of the first Minority leaders in a corporation. <br/><br/>Cookie also shares his stories of perseverance and social outreach that has lead him to become an icon and mentor to several young men in North Carolina.<br/><br/>His story is amazing and inspirational!</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode Norman interviews Cookie Mills who shares his story of a very humble beginning in poverty and illness, to becoming one of the first Minority leaders in a corporation. <br/><br/>Cookie also shares his stories of perseverance and social outreach that has lead him to become an icon and mentor to several young men in North Carolina.<br/><br/>His story is amazing and inspirational!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1264904/episodes/5031470-cookie-mills-from-humble-beginnings-to-real-estate-investor-community-icon-and-amazing-man.mp3" length="23249596" type="audio/mpeg" />
    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Mon, 17 Aug 2020 11:00:00 -0400</pubDate>
    <itunes:duration>1935</itunes:duration>
    <itunes:keywords>William Cookie Mills, Inspiration, overcome, overcoming, messages of positivity, positive, inspire, entrepreneur</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Rebounding from a Devastating Event to a Happy, Fulfilling Life</itunes:title>
    <title>Rebounding from a Devastating Event to a Happy, Fulfilling Life</title>
    <itunes:summary><![CDATA[Send a text In this episode, Norman Morris shares his own story of being a prominent figure in his town to a devastating event that cost him everything to rebounding to have a happy and fulfilling life.  A great story of perseverance, a positive mindset and overcoming circumstances out of your control. ]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode, Norman Morris shares his own story of being a prominent figure in his town to a devastating event that cost him everything to rebounding to have a happy and fulfilling life.<br/><br/>A great story of perseverance, a positive mindset and overcoming circumstances out of your control.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/twilio/text_messages/1264904/open_sms">Send a text</a></p><p>In this episode, Norman Morris shares his own story of being a prominent figure in his town to a devastating event that cost him everything to rebounding to have a happy and fulfilling life.<br/><br/>A great story of perseverance, a positive mindset and overcoming circumstances out of your control.</p>]]></content:encoded>
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    <itunes:author>Norman Morris</itunes:author>
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    <pubDate>Thu, 06 Aug 2020 09:00:00 -0400</pubDate>
    <itunes:duration>1617</itunes:duration>
    <itunes:keywords>overcoming challenges, positive thinking, overcome, perseverance, life lessons</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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