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  <title>The What Matters Most Podcast by My Bank First United Bank &amp; Trust</title>

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  <copyright>© 2026 The What Matters Most Podcast by My Bank First United Bank &amp; Trust</copyright>
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  <itunes:author>First United Bank &amp; Trust</itunes:author>
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  <description><![CDATA[<div>We’re not just in the banking business; we’re in the people business. We deliver an uncommon commitment to service and solutions. That’s our vision, and it’s a path that satisfies our customers and fulfills our team members. We’re heading into the future with our eyes on service. We set ourselves apart by creating value—for you, our valued customers. This vision is what separates us from the rest. We are committed to helping people and making a difference. This is why we hope you say, it’s “my bank.”</div>]]></description>
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     <title>The What Matters Most Podcast by My Bank First United Bank &amp; Trust</title>
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    <itunes:title>What Matters Most - Monthly Economic Update for November 2023 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for November 2023 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2023.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 16 Nov 2023 14:00:00 -0500</pubDate>
    <itunes:duration>931</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
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    <itunes:title>What Matters Most - Navigating Beneficiary Updates with John Hetrick</itunes:title>
    <title>What Matters Most - Navigating Beneficiary Updates with John Hetrick</title>
    <itunes:summary><![CDATA[Today we talk with John Hetrick, a Wealth Advisor in the First United Wealth Management department, about a topic that is often overlooked but vitally important: Beneficiary Updates. Navigating through the complexities of wealth management, John provides insights into the significance of confirming beneficiary contacts, the value of scheduling regular reviews with a trust advisor, and tips for ensuring that your accounts are tagged correctly. Whether you're new to wealth management or an expe...]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with John Hetrick, a Wealth Advisor in the First United Wealth Management department, about a topic that is often overlooked but vitally important: Beneficiary Updates. Navigating through the complexities of wealth management, John provides insights into the significance of confirming beneficiary contacts, the value of scheduling regular reviews with a trust advisor, and tips for ensuring that your accounts are tagged correctly. Whether you&apos;re new to wealth management or an experienced investor, this episode offers valuable guidance to secure your financial legacy.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with John Hetrick, a Wealth Advisor in the First United Wealth Management department, about a topic that is often overlooked but vitally important: Beneficiary Updates. Navigating through the complexities of wealth management, John provides insights into the significance of confirming beneficiary contacts, the value of scheduling regular reviews with a trust advisor, and tips for ensuring that your accounts are tagged correctly. Whether you&apos;re new to wealth management or an experienced investor, this episode offers valuable guidance to secure your financial legacy.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 09 Nov 2023 08:00:00 -0500</pubDate>
    <itunes:duration>1538</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
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    <itunes:title>What Matters Most - Year End Planning with Kolby Abruzzino</itunes:title>
    <title>What Matters Most - Year End Planning with Kolby Abruzzino</title>
    <itunes:summary><![CDATA[In today's episode of 'What Matters Most', we engage in a timely discussion on Year-End Planning with our guest, Kolby Abruzzino, a Certified Financial Planner and Wealth Advisor at First United's wealth management department. Together, we explore the importance of strategic financial planning as the year comes to a close, with insights on everything from cash flow management to estate planning. Whether you're concerned about upcoming lump-sum needs like vacations or repairs, or you're thinki...]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode of &apos;What Matters Most&apos;, we engage in a timely discussion on Year-End Planning with our guest, Kolby Abruzzino, a Certified Financial Planner and Wealth Advisor at First United&apos;s wealth management department. Together, we explore the importance of strategic financial planning as the year comes to a close, with insights on everything from cash flow management to estate planning. Whether you&apos;re concerned about upcoming lump-sum needs like vacations or repairs, or you&apos;re thinking ahead to retirement distributions, this episode offers a comprehensive roadmap for wrapping up your financial year effectively. We also tackle the critical subjects of insurance coverage assessments and emergency funds to ensure you are well-prepared for whatever the future holds. Join us for this essential episode as we provide you the tools you need to not just navigate year-end planning, but to excel in it.</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode of &apos;What Matters Most&apos;, we engage in a timely discussion on Year-End Planning with our guest, Kolby Abruzzino, a Certified Financial Planner and Wealth Advisor at First United&apos;s wealth management department. Together, we explore the importance of strategic financial planning as the year comes to a close, with insights on everything from cash flow management to estate planning. Whether you&apos;re concerned about upcoming lump-sum needs like vacations or repairs, or you&apos;re thinking ahead to retirement distributions, this episode offers a comprehensive roadmap for wrapping up your financial year effectively. We also tackle the critical subjects of insurance coverage assessments and emergency funds to ensure you are well-prepared for whatever the future holds. Join us for this essential episode as we provide you the tools you need to not just navigate year-end planning, but to excel in it.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 26 Oct 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1758</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
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    <itunes:title>What Matters Most - October 2023 Update with Brad Bolyard</itunes:title>
    <title>What Matters Most - October 2023 Update with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for October 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for October 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for October 2023.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Fri, 13 Oct 2023 11:00:00 -0400</pubDate>
    <itunes:duration>1271</itunes:duration>
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    <itunes:title>What Matters Most - Charitable Giving with Julia Hershman</itunes:title>
    <title>What Matters Most - Charitable Giving with Julia Hershman</title>
    <itunes:summary><![CDATA[In today's episode of What Matters Most, presented by the trustworthy team at First United Bank &amp; Trust, the focus is firmly on charitable giving. Charitable gifts extend beyond mere acts of kindness; they are intertwined with motivations, rewards, and multiple forms. With the expert guidance of Julia Hershman, we'll demystify what makes a charitable gift and what fuels individuals to offer generously. Are you familiar with the distinctions between donating cash and assets like stocks or ...]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode of What Matters Most, presented by the trustworthy team at First United Bank &amp; Trust, the focus is firmly on charitable giving. Charitable gifts extend beyond mere acts of kindness; they are intertwined with motivations, rewards, and multiple forms. With the expert guidance of Julia Hershman, we&apos;ll demystify what makes a charitable gift and what fuels individuals to offer generously. Are you familiar with the distinctions between donating cash and assets like stocks or mutual funds? And the potential tax deductions that might come with them? Beyond the mechanics of giving, the episode also offers strategies to enhance the impact of your contributions. </p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode of What Matters Most, presented by the trustworthy team at First United Bank &amp; Trust, the focus is firmly on charitable giving. Charitable gifts extend beyond mere acts of kindness; they are intertwined with motivations, rewards, and multiple forms. With the expert guidance of Julia Hershman, we&apos;ll demystify what makes a charitable gift and what fuels individuals to offer generously. Are you familiar with the distinctions between donating cash and assets like stocks or mutual funds? And the potential tax deductions that might come with them? Beyond the mechanics of giving, the episode also offers strategies to enhance the impact of your contributions. </p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 05 Oct 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1217</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
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    <itunes:title>What Matters Most - Fraud Prevention with Eric Goff</itunes:title>
    <title>What Matters Most - Fraud Prevention with Eric Goff</title>
    <itunes:summary><![CDATA[In this episode, we turn the spotlight onto a pressing concern of our digital age: Fraud Prevention. Featuring insights from Eric Goff, Vice President &amp; Fraud Officer at First United, this session promises to be an enlightening exploration of the various fraud mechanisms and, importantly, how you can safeguard yourself. From the nuances of credential sharing and its repercussions to the intriguing web of social media scams, such as deceptive 'work from home' schemes and cunning romance sc...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we turn the spotlight onto a pressing concern of our digital age: Fraud Prevention. Featuring insights from Eric Goff, Vice President &amp; Fraud Officer at First United, this session promises to be an enlightening exploration of the various fraud mechanisms and, importantly, how you can safeguard yourself. From the nuances of credential sharing and its repercussions to the intriguing web of social media scams, such as deceptive &apos;work from home&apos; schemes and cunning romance scams, we uncover the layers of deceit and provide a roadmap for vigilance. So, whether you&apos;re a business or an individual, tune in and fortify your defenses against these threats.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we turn the spotlight onto a pressing concern of our digital age: Fraud Prevention. Featuring insights from Eric Goff, Vice President &amp; Fraud Officer at First United, this session promises to be an enlightening exploration of the various fraud mechanisms and, importantly, how you can safeguard yourself. From the nuances of credential sharing and its repercussions to the intriguing web of social media scams, such as deceptive &apos;work from home&apos; schemes and cunning romance scams, we uncover the layers of deceit and provide a roadmap for vigilance. So, whether you&apos;re a business or an individual, tune in and fortify your defenses against these threats.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 28 Sep 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1571</itunes:duration>
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    <itunes:title>What Matters Most - Monthly Economic Update for September 2023 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for September 2023 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2023.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2023.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2023.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13592523-what-matters-most-monthly-economic-update-for-september-2023-with-sean-mccreery.mp3" length="21658484" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 14 Sep 2023 14:00:00 -0400</pubDate>
    <itunes:duration>1801</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>What Matters Most - Navigating Employee Benefit Plans with Brandi Helman</itunes:title>
    <title>What Matters Most - Navigating Employee Benefit Plans with Brandi Helman</title>
    <itunes:summary><![CDATA[In this insightful episode of 'What Matters Most', we talk with Brandi Helman, Wealth Advisor at First United's Wealth Management Department, and delve into the nuances of Employee Benefit Plans (EBPs). They discuss the critical role of EBPs for both employees and employers, how to leverage these benefits, and the importance of EBPs in fostering a committed and stable workforce. ]]></itunes:summary>
    <description><![CDATA[<p>In this insightful episode of &apos;What Matters Most&apos;, we talk with Brandi Helman, Wealth Advisor at First United&apos;s Wealth Management Department, and delve into the nuances of Employee Benefit Plans (EBPs). They discuss the critical role of EBPs for both employees and employers, how to leverage these benefits, and the importance of EBPs in fostering a committed and stable workforce.</p>]]></description>
    <content:encoded><![CDATA[<p>In this insightful episode of &apos;What Matters Most&apos;, we talk with Brandi Helman, Wealth Advisor at First United&apos;s Wealth Management Department, and delve into the nuances of Employee Benefit Plans (EBPs). They discuss the critical role of EBPs for both employees and employers, how to leverage these benefits, and the importance of EBPs in fostering a committed and stable workforce.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13280087-what-matters-most-navigating-employee-benefit-plans-with-brandi-helman.mp3" length="11439991" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 17 Aug 2023 08:00:00 -0400</pubDate>
    <itunes:duration>949</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for August 2023 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for August 2023 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2023.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13385649-what-matters-most-monthly-economic-update-for-august-2023-with-megan-kinsinger.mp3" length="13419566" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 10 Aug 2023 17:00:00 -0400</pubDate>
    <itunes:duration>1114</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
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  <item>
    <itunes:title>What Matters Most - Empowering Our Community with Phyllis York of ECLN</itunes:title>
    <title>What Matters Most - Empowering Our Community with Phyllis York of ECLN</title>
    <itunes:summary><![CDATA[In this episode, we talk with Phyllis York, the Founder and Executive Director of the Empowering Community Leaders Network (ECLN), about their transformative mentoring program for girls. Discover how ECLN is building leadership capacity, fostering self-confidence, and promoting community engagement, and learn how you can get involved. For more information, visit their website at eclninc.org. ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we talk with Phyllis York, the Founder and Executive Director of the Empowering Community Leaders Network (ECLN), about their transformative mentoring program for girls. Discover how ECLN is building leadership capacity, fostering self-confidence, and promoting community engagement, and learn how you can get involved. For more information, visit their website at eclninc.org.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we talk with Phyllis York, the Founder and Executive Director of the Empowering Community Leaders Network (ECLN), about their transformative mentoring program for girls. Discover how ECLN is building leadership capacity, fostering self-confidence, and promoting community engagement, and learn how you can get involved. For more information, visit their website at eclninc.org.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13258820-what-matters-most-empowering-our-community-with-phyllis-york-of-ecln.mp3" length="14230805" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 03 Aug 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1182</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>What Matters Most - Tax Updates &amp; Updates with Shane Small</itunes:title>
    <title>What Matters Most - Tax Updates &amp; Updates with Shane Small</title>
    <itunes:summary><![CDATA[In this episode, we welcome Shane Small, VP &amp; Senior Wealth Advisor at First United Bank &amp; Trust, for a timely discussion on tax updates from the Wealth Management area. As the mid-year approaches, it's crucial to review your taxes and ensure you're on the right track. Shane shares valuable insights on changes in retirement accounts, including Required Minimum Distributions (RMDs), as well as capital gains requirements. Moreover, he highlights the importance of retirement planning and...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we welcome Shane Small, VP &amp; Senior Wealth Advisor at First United Bank &amp; Trust, for a timely discussion on tax updates from the Wealth Management area. As the mid-year approaches, it&apos;s crucial to review your taxes and ensure you&apos;re on the right track. Shane shares valuable insights on changes in retirement accounts, including Required Minimum Distributions (RMDs), as well as capital gains requirements. Moreover, he highlights the importance of retirement planning and how individuals can effectively manage their income and tax burdens. Tune in to gain practical advice and expert tips to optimize your financial well-being.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we welcome Shane Small, VP &amp; Senior Wealth Advisor at First United Bank &amp; Trust, for a timely discussion on tax updates from the Wealth Management area. As the mid-year approaches, it&apos;s crucial to review your taxes and ensure you&apos;re on the right track. Shane shares valuable insights on changes in retirement accounts, including Required Minimum Distributions (RMDs), as well as capital gains requirements. Moreover, he highlights the importance of retirement planning and how individuals can effectively manage their income and tax burdens. Tune in to gain practical advice and expert tips to optimize your financial well-being.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13253430-what-matters-most-tax-updates-updates-with-shane-small.mp3" length="15915993" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 20 Jul 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1322</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for July 2023 with Brad Bolyard</itunes:title>
    <title>What Matters Most - Monthly Economic Update for July 2023 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for July 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for July 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for July 2023.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13214189-what-matters-most-monthly-economic-update-for-july-2023-with-brad-bolyard.mp3" length="19527194" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 13 Jul 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1623</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
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  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for June 2023 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for June 2023 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for June 2023.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for June 2023.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for June 2023.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/13047421-what-matters-most-monthly-economic-update-for-june-2023-with-sean-mccreery.mp3" length="19527196" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13047421</guid>
    <pubDate>Thu, 15 Jun 2023 15:00:00 -0400</pubDate>
    <itunes:duration>1623</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - More Mortgage Options with Becky Crowell &amp; Jim Stemple</itunes:title>
    <title>What Matters Most - More Mortgage Options with Becky Crowell &amp; Jim Stemple</title>
    <itunes:summary><![CDATA[Today, we're thrilled to have two very special guests joining us: Becky Crowell and Jim Stemple, both of whom are highly experienced Mortgage Relationship Managers with First United's First Mortgage Services Group. In this episode, Becky and Jim will be shedding light on the recent merger between First United and First Mortgage Services, and how this exciting development is set to benefit the organization and its valued customers. From additional mortgage options to a wealth of team experienc...]]></itunes:summary>
    <description><![CDATA[<p>Today, we&apos;re thrilled to have two very special guests joining us: Becky Crowell and Jim Stemple, both of whom are highly experienced Mortgage Relationship Managers with First United&apos;s First Mortgage Services Group.</p><p>In this episode, Becky and Jim will be shedding light on the recent merger between First United and First Mortgage Services, and how this exciting development is set to benefit the organization and its valued customers.</p><p>From additional mortgage options to a wealth of team experience, Becky and Jim share valuable insights into the many ways in which the merger is poised to take First United&apos;s services to the next level. Whether you&apos;re a current customer or just interested in learning more about the world of mortgages, this is an episode you won&apos;t want to miss!</p>]]></description>
    <content:encoded><![CDATA[<p>Today, we&apos;re thrilled to have two very special guests joining us: Becky Crowell and Jim Stemple, both of whom are highly experienced Mortgage Relationship Managers with First United&apos;s First Mortgage Services Group.</p><p>In this episode, Becky and Jim will be shedding light on the recent merger between First United and First Mortgage Services, and how this exciting development is set to benefit the organization and its valued customers.</p><p>From additional mortgage options to a wealth of team experience, Becky and Jim share valuable insights into the many ways in which the merger is poised to take First United&apos;s services to the next level. Whether you&apos;re a current customer or just interested in learning more about the world of mortgages, this is an episode you won&apos;t want to miss!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12742372-what-matters-most-more-mortgage-options-with-becky-crowell-jim-stemple.mp3" length="13392909" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12742372</guid>
    <pubDate>Thu, 25 May 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1112</itunes:duration>
    <itunes:keywords>Mortgage</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for May 2023 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for May 2023 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2023.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12831859-what-matters-most-monthly-economic-update-for-may-2023-with-megan-kinsinger.mp3" length="16353007" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12831859</guid>
    <pubDate>Thu, 11 May 2023 16:00:00 -0400</pubDate>
    <itunes:duration>1359</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Estate Planning with Annette Chapman</itunes:title>
    <title>What Matters Most - Estate Planning with Annette Chapman</title>
    <itunes:summary><![CDATA[Join us on our latest podcast as we sit down with Annette Chapman, VP and Senior Wealth Advisor in First United’s Wealth Management Department. Annette will be sharing her valuable insights on estate planning, discussing what it is, who should consider it, and the key documents that make up a sound estate plan. Whether you're new to estate planning or looking for ways to improve your existing plan, Annette's expertise will provide you with the knowledge and tools you need. Estate planning is ...]]></itunes:summary>
    <description><![CDATA[<p>Join us on our latest podcast as we sit down with Annette Chapman, VP and Senior Wealth Advisor in First United’s Wealth Management Department. Annette will be sharing her valuable insights on estate planning, discussing what it is, who should consider it, and the key documents that make up a sound estate plan. Whether you&apos;re new to estate planning or looking for ways to improve your existing plan, Annette&apos;s expertise will provide you with the knowledge and tools you need. Estate planning is a critical component of any sound financial strategy, and this podcast is an essential listen for anyone looking to safeguard their assets and provide for their loved ones. Tune in now and discover the importance of estate planning.</p>]]></description>
    <content:encoded><![CDATA[<p>Join us on our latest podcast as we sit down with Annette Chapman, VP and Senior Wealth Advisor in First United’s Wealth Management Department. Annette will be sharing her valuable insights on estate planning, discussing what it is, who should consider it, and the key documents that make up a sound estate plan. Whether you&apos;re new to estate planning or looking for ways to improve your existing plan, Annette&apos;s expertise will provide you with the knowledge and tools you need. Estate planning is a critical component of any sound financial strategy, and this podcast is an essential listen for anyone looking to safeguard their assets and provide for their loved ones. Tune in now and discover the importance of estate planning.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12730712-what-matters-most-estate-planning-with-annette-chapman.mp3" length="18412772" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12730712</guid>
    <pubDate>Thu, 27 Apr 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1530</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for April 2023 with Brad Bolyard</itunes:title>
    <title>What Matters Most - Monthly Economic Update for April 2023 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for April 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for April 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for April 2023.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12644450-what-matters-most-monthly-economic-update-for-april-2023-with-brad-bolyard.mp3" length="17886811" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12644450</guid>
    <pubDate>Thu, 13 Apr 2023 12:00:00 -0400</pubDate>
    <itunes:duration>1486</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Saving for Retirement with Kelly Effland</itunes:title>
    <title>What Matters Most - Saving for Retirement with Kelly Effland</title>
    <itunes:summary><![CDATA[Today we talk with Kelly Effland, Wealth Advisor in First United's Wealth Management department about the important topic of saving for retirement. Kelly explains a three pronged approach, the options you have, and best practices to ensure you're maximizing your retirement savings. ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Kelly Effland, Wealth Advisor in First United&apos;s Wealth Management department about the important topic of saving for retirement. Kelly explains a three pronged approach, the options you have, and best practices to ensure you&apos;re maximizing your retirement savings.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Kelly Effland, Wealth Advisor in First United&apos;s Wealth Management department about the important topic of saving for retirement. Kelly explains a three pronged approach, the options you have, and best practices to ensure you&apos;re maximizing your retirement savings.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12448198-what-matters-most-saving-for-retirement-with-kelly-effland.mp3" length="14899729" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12448198</guid>
    <pubDate>Thu, 23 Mar 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1237</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for March 2023 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for March 2023 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for March 2023.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for March 2023.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for March 2023.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12443370-what-matters-most-monthly-economic-update-for-march-2023-with-sean-mccreery.mp3" length="23236481" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12443370</guid>
    <pubDate>Wed, 15 Mar 2023 08:00:00 -0400</pubDate>
    <itunes:duration>1932</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - MBA 2023 Food Drive</itunes:title>
    <title>What Matters Most - MBA 2023 Food Drive</title>
    <itunes:summary><![CDATA[Today we are joined by Blake Walker, VP and  Director of Commercial Services at First United Bank &amp; Trust, and Dana Jung, 1st VP and Director of Business Resiliency at Eagle Bank, to discuss the MBA 2023 Emerging Leaders Champion Program and their philanthropic effort to assist Maryland and West Virginia Food Banks with a year long food drive.   ]]></itunes:summary>
    <description><![CDATA[<p>Today we are joined by Blake Walker, VP and  Director of Commercial Services at First United Bank &amp; Trust, and Dana Jung, 1st VP and Director of Business Resiliency at Eagle Bank, to discuss the MBA 2023 Emerging Leaders Champion Program and their philanthropic effort to assist Maryland and West Virginia Food Banks with a year long food drive.<br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Today we are joined by Blake Walker, VP and  Director of Commercial Services at First United Bank &amp; Trust, and Dana Jung, 1st VP and Director of Business Resiliency at Eagle Bank, to discuss the MBA 2023 Emerging Leaders Champion Program and their philanthropic effort to assist Maryland and West Virginia Food Banks with a year long food drive.<br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12392300-what-matters-most-mba-2023-food-drive.mp3" length="16861378" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12392300</guid>
    <pubDate>Thu, 09 Mar 2023 08:00:00 -0500</pubDate>
    <itunes:duration>1401</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Wealth Management Anniversary</itunes:title>
    <title>What Matters Most - Wealth Management Anniversary</title>
    <itunes:summary><![CDATA[Today we talk with Chris Sisler, Vice President and Senior Wealth Advisor in First United's Wealth Management department about her role, the role of Wealth Advisors at First United, and why 2023 is a special year for the Wealth Management department at the bank. ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Chris Sisler, Vice President and Senior Wealth Advisor in First United&apos;s Wealth Management department about her role, the role of Wealth Advisors at First United, and why 2023 is a special year for the Wealth Management department at the bank.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Chris Sisler, Vice President and Senior Wealth Advisor in First United&apos;s Wealth Management department about her role, the role of Wealth Advisors at First United, and why 2023 is a special year for the Wealth Management department at the bank.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12210417-what-matters-most-wealth-management-anniversary.mp3" length="14899707" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12210417</guid>
    <pubDate>Thu, 23 Feb 2023 08:00:00 -0500</pubDate>
    <itunes:duration>1237</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for February 2023 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for February 2023 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2023.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12218633-what-matters-most-monthly-economic-update-for-february-2023-with-megan-kinsinger.mp3" length="12831188" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12218633</guid>
    <pubDate>Thu, 09 Feb 2023 10:00:00 -0500</pubDate>
    <itunes:duration>1065</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for January 2023 with Brad Bolyard</itunes:title>
    <title>What Matters Most - Monthly Economic Update for January 2023 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for January 2023. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for January 2023.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for January 2023.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/12030524-what-matters-most-monthly-economic-update-for-january-2023-with-brad-bolyard.mp3" length="19108405" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12030524</guid>
    <pubDate>Thu, 12 Jan 2023 10:00:00 -0500</pubDate>
    <itunes:duration>1588</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for December 2022 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for December 2022 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for December 2022.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for December 2022.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for December 2022.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11872949-what-matters-most-monthly-economic-update-for-december-2022-with-sean-mccreery.mp3" length="15202894" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11872949</guid>
    <pubDate>Thu, 15 Dec 2022 08:00:00 -0500</pubDate>
    <itunes:duration>1263</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for November 2022 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for November 2022 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11669901-what-matters-most-monthly-economic-update-for-november-2022-with-megan-kinsinger.mp3" length="14499472" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11669901</guid>
    <pubDate>Thu, 10 Nov 2022 10:00:00 -0500</pubDate>
    <itunes:duration>1204</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for October 2022 with Brad Bolyard</itunes:title>
    <title>What Matters Most - Monthly Economic Update for October 2022 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for October 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for October 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for October 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11530269-what-matters-most-monthly-economic-update-for-october-2022-with-brad-bolyard.mp3" length="20535004" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11530269</guid>
    <pubDate>Thu, 20 Oct 2022 08:00:00 -0400</pubDate>
    <itunes:duration>1707</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Banking for a Better Tomorrow with YouFirst - Carrie Lewis</itunes:title>
    <title>Banking for a Better Tomorrow with YouFirst - Carrie Lewis</title>
    <itunes:summary><![CDATA[Today we are joined by Carrie Lewis, Relationship Advisor at First United. Carrie talks with us about the YouFirst suite of products, some of the great features and benefits included with the products, and some "customer savings" stories! Learn more about any of the YouFirst products by visiting https://mybank.com/YouFirst or by calling or stopping in any convenient First United location. ]]></itunes:summary>
    <description><![CDATA[<p>Today we are joined by Carrie Lewis, Relationship Advisor at First United. Carrie talks with us about the YouFirst suite of products, some of the great features and benefits included with the products, and some &quot;customer savings&quot; stories! Learn more about any of the YouFirst products by visiting https://mybank.com/YouFirst or by calling or stopping in any convenient First United location.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are joined by Carrie Lewis, Relationship Advisor at First United. Carrie talks with us about the YouFirst suite of products, some of the great features and benefits included with the products, and some &quot;customer savings&quot; stories! Learn more about any of the YouFirst products by visiting https://mybank.com/YouFirst or by calling or stopping in any convenient First United location.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11283899-banking-for-a-better-tomorrow-with-youfirst-carrie-lewis.mp3" length="8693658" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11283899</guid>
    <pubDate>Thu, 29 Sep 2022 08:00:00 -0400</pubDate>
    <itunes:duration>720</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for September 2022 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for September 2022 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2022.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2022.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Vice President &amp; Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2022.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11317588-what-matters-most-monthly-economic-update-for-september-2022-with-sean-mccreery.mp3" length="18974559" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11317588</guid>
    <pubDate>Thu, 15 Sep 2022 08:00:00 -0400</pubDate>
    <itunes:duration>1577</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What is the Stigma around Adjustable Rate Mortgages?</itunes:title>
    <title>What is the Stigma around Adjustable Rate Mortgages?</title>
    <itunes:summary><![CDATA[What is the Stigma around Adjustable Rate Mortgages? Today we talk with Cody Sustakoski, Residential Loan Originator at First United Bank &amp; Trust to discuss ARMs. Adjustable Rate Mortgages have some home buyers scratching their heads. Is it a good thing? Is it a bad thing? Is it the right kind of home loan for you? Cody demystifies the product and how it works. ]]></itunes:summary>
    <description><![CDATA[<p>What is the Stigma around Adjustable Rate Mortgages? Today we talk with Cody Sustakoski, Residential Loan Originator at First United Bank &amp; Trust to discuss ARMs. Adjustable Rate Mortgages have some home buyers scratching their heads. Is it a good thing? Is it a bad thing? Is it the right kind of home loan for you? Cody demystifies the product and how it works.</p>]]></description>
    <content:encoded><![CDATA[<p>What is the Stigma around Adjustable Rate Mortgages? Today we talk with Cody Sustakoski, Residential Loan Originator at First United Bank &amp; Trust to discuss ARMs. Adjustable Rate Mortgages have some home buyers scratching their heads. Is it a good thing? Is it a bad thing? Is it the right kind of home loan for you? Cody demystifies the product and how it works.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11231495-what-is-the-stigma-around-adjustable-rate-mortgages.mp3" length="15514720" type="audio/mpeg" />
    <itunes:author>Cody Sustakoski</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11231495</guid>
    <pubDate>Thu, 01 Sep 2022 08:00:00 -0400</pubDate>
    <itunes:duration>1289</itunes:duration>
    <itunes:keywords>Mortgage</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for August 2022 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for August 2022 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/11117605-what-matters-most-monthly-economic-update-for-august-2022-with-megan-kinsinger.mp3" length="15550531" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11117605</guid>
    <pubDate>Thu, 11 Aug 2022 08:00:00 -0400</pubDate>
    <itunes:duration>1292</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for July 2022 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for July 2022 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for July 2022.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for July 2022.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for July 2022.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10961756-what-matters-most-monthly-economic-update-for-july-2022-with-sean-mccreery.mp3" length="26063033" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10961756</guid>
    <pubDate>Thu, 14 Jul 2022 10:00:00 -0400</pubDate>
    <itunes:duration>2168</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update for June 2022 with Brad Bolyard</itunes:title>
    <title>Economic Update for June 2022 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for June 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for June 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for June 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10764979-economic-update-for-june-2022-with-brad-bolyard.mp3" length="18394886" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10764979</guid>
    <pubDate>Thu, 09 Jun 2022 10:00:00 -0400</pubDate>
    <itunes:duration>1529</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>M is for Money with Rob Phelan</itunes:title>
    <title>M is for Money with Rob Phelan</title>
    <itunes:summary><![CDATA[Our guest today is Rob Phelan, Personal Finance Instructor and Certified Financial Educator at Middletown High School in Frederick Maryland and author of the recently published children's book, M is for Money, which focuses on learning about money with instructions for parents. Rob joins us to discuss his efforts, his books, and tips to encourage young savers and entrepreneurs in their financial journey.  Learn more about Rob and his book at https://misformoneybook.com or find and follow...]]></itunes:summary>
    <description><![CDATA[<p>Our guest today is Rob Phelan, Personal Finance Instructor and Certified Financial Educator at Middletown High School in Frederick Maryland and author of the recently published children&apos;s book, M is for Money, which focuses on learning about money with instructions for parents. Rob joins us to discuss his efforts, his books, and tips to encourage young savers and entrepreneurs in their financial journey.  Learn more about Rob and his book at https://misformoneybook.com or find and follow Rob on other platforms at https://linktr.ee/misformoneybook</p>]]></description>
    <content:encoded><![CDATA[<p>Our guest today is Rob Phelan, Personal Finance Instructor and Certified Financial Educator at Middletown High School in Frederick Maryland and author of the recently published children&apos;s book, M is for Money, which focuses on learning about money with instructions for parents. Rob joins us to discuss his efforts, his books, and tips to encourage young savers and entrepreneurs in their financial journey.  Learn more about Rob and his book at https://misformoneybook.com or find and follow Rob on other platforms at https://linktr.ee/misformoneybook</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10523284-m-is-for-money-with-rob-phelan.mp3" length="22942353" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10523284</guid>
    <pubDate>Thu, 26 May 2022 08:00:00 -0400</pubDate>
    <itunes:duration>1908</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for May 2022 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for May 2022 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10606423-what-matters-most-monthly-economic-update-for-may-2022-with-megan-kinsinger.mp3" length="12822088" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10606423</guid>
    <pubDate>Thu, 12 May 2022 10:00:00 -0400</pubDate>
    <itunes:duration>1064</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Episode - The Salvation Army with Captain Jimmy Taylor</itunes:title>
    <title>Community Episode - The Salvation Army with Captain Jimmy Taylor</title>
    <itunes:summary><![CDATA[Today we are joined by Captain Jimmy Taylor, commanding officer at the Salvation Army of Washington County in Hagerstown, Maryland. In this episode, Captain Taylor explains the mission and efforts being taken in the community to support those in need by the Salvation Army and its staff and volunteers, ways that you can get involved and help, and some important upcoming events, including the Angels Among Us Gala on May 12th at the Maryland Theater (mdtheatre.org).  To help support the Salvatio...]]></itunes:summary>
    <description><![CDATA[<p>Today we are joined by Captain Jimmy Taylor, commanding officer at the Salvation Army of Washington County in Hagerstown, Maryland. In this episode, Captain Taylor explains the mission and efforts being taken in the community to support those in need by the Salvation Army and its staff and volunteers, ways that you can get involved and help, and some important upcoming events, including the Angels Among Us Gala on May 12th at the Maryland Theater (mdtheatre.org).<br/><br/>To help support the Salvation Army in Washington County, visit https://salvationarmyhagerstown.org<br/><br/>To donate by phone or speak to someone about volunteering, contact Heather<b> </b>Wincovitch at (301) 733-2440 and select Community Donor Relations Manager.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are joined by Captain Jimmy Taylor, commanding officer at the Salvation Army of Washington County in Hagerstown, Maryland. In this episode, Captain Taylor explains the mission and efforts being taken in the community to support those in need by the Salvation Army and its staff and volunteers, ways that you can get involved and help, and some important upcoming events, including the Angels Among Us Gala on May 12th at the Maryland Theater (mdtheatre.org).<br/><br/>To help support the Salvation Army in Washington County, visit https://salvationarmyhagerstown.org<br/><br/>To donate by phone or speak to someone about volunteering, contact Heather<b> </b>Wincovitch at (301) 733-2440 and select Community Donor Relations Manager.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10507164-community-episode-the-salvation-army-with-captain-jimmy-taylor.mp3" length="20365389" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10507164</guid>
    <pubDate>Thu, 28 Apr 2022 08:00:00 -0400</pubDate>
    <itunes:duration>1693</itunes:duration>
    <itunes:keywords>Community</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for April 2022 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for April 2022 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for April 2022.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for April 2022.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for April 2022.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10440271-what-matters-most-monthly-economic-update-for-april-2022-with-sean-mccreery.mp3" length="18903080" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10440271</guid>
    <pubDate>Thu, 14 Apr 2022 14:00:00 -0400</pubDate>
    <itunes:duration>1571</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update for March 2022 with Brad Bolyard</itunes:title>
    <title>Economic Update for March 2022 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for March 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for March 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for March 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10224696-economic-update-for-march-2022-with-brad-bolyard.mp3" length="16691809" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10224696</guid>
    <pubDate>Thu, 10 Mar 2022 10:00:00 -0500</pubDate>
    <itunes:duration>1387</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for February 2022 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for February 2022 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2022. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2022.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2022.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/10081404-what-matters-most-monthly-economic-update-for-february-2022-with-megan-kinsinger.mp3" length="10842852" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10081404</guid>
    <pubDate>Thu, 17 Feb 2022 08:00:00 -0500</pubDate>
    <itunes:duration>899</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Diversity, Equity, &amp; Inclusion</itunes:title>
    <title>What Matters Most - Diversity, Equity, &amp; Inclusion</title>
    <itunes:summary><![CDATA[Today we talk with Denise Phelps, Vice President and Director of Diversity &amp; Engagement at First United about Diversity, Equity, &amp; Inclusion in the workplace as well as the DEI efforts that First United is taking in our communities. ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Denise Phelps, Vice President and Director of Diversity &amp; Engagement at First United about Diversity, Equity, &amp; Inclusion in the workplace as well as the DEI efforts that First United is taking in our communities.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Denise Phelps, Vice President and Director of Diversity &amp; Engagement at First United about Diversity, Equity, &amp; Inclusion in the workplace as well as the DEI efforts that First United is taking in our communities.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9742239-what-matters-most-diversity-equity-inclusion.mp3" length="18296777" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9742239</guid>
    <pubDate>Thu, 03 Feb 2022 08:00:00 -0500</pubDate>
    <itunes:duration>1521</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for January 2022 with Sean McCreery</itunes:title>
    <title>What Matters Most - Monthly Economic Update for January 2022 with Sean McCreery</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for January 2022.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for January 2022.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for January 2022.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9907693-what-matters-most-monthly-economic-update-for-january-2022-with-sean-mccreery.mp3" length="17699362" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9907693</guid>
    <pubDate>Thu, 20 Jan 2022 08:00:00 -0500</pubDate>
    <itunes:duration>1471</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Discussion with Addie Nardie of the Boys &amp; Girls Clubs of Washington County</itunes:title>
    <title>Discussion with Addie Nardie of the Boys &amp; Girls Clubs of Washington County</title>
    <itunes:summary><![CDATA[Today we talk with Addie Nardie, Executive Director at the Boys &amp; Girls Clubs of Washington County. We discuss the nonprofit, how it helps our community, their growth and expansion and how you can get involved. Learn more and find out how you can help at https://www.bgcwc.org ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Addie Nardie, Executive Director at the Boys &amp; Girls Clubs of Washington County. We discuss the nonprofit, how it helps our community, their growth and expansion and how you can get involved. Learn more and find out how you can help at https://www.bgcwc.org</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Addie Nardie, Executive Director at the Boys &amp; Girls Clubs of Washington County. We discuss the nonprofit, how it helps our community, their growth and expansion and how you can get involved. Learn more and find out how you can help at https://www.bgcwc.org</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9691730-discussion-with-addie-nardie-of-the-boys-girls-clubs-of-washington-county.mp3" length="24021091" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9691730</guid>
    <pubDate>Thu, 06 Jan 2022 08:00:00 -0500</pubDate>
    <itunes:duration>1998</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update for December 2021 with Brad Bolyard</itunes:title>
    <title>Economic Update for December 2021 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for December 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for December 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for December 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9691725-economic-update-for-december-2021-with-brad-bolyard.mp3" length="14355841" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9691725</guid>
    <pubDate>Thu, 23 Dec 2021 08:00:00 -0500</pubDate>
    <itunes:duration>1192</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Discussion with Colin Berry, Executive Director at the Humane Society in Washington County</itunes:title>
    <title>Discussion with Colin Berry, Executive Director at the Humane Society in Washington County</title>
    <itunes:summary><![CDATA[Today we talk with Colin Berry, Executive Director at the Humane Society in Washington County about the nonprofit, how it helps our community and how you can get involved. Learn more and find out how you can help at https://www.hswcmd.org ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Colin Berry, Executive Director at the Humane Society in Washington County about the nonprofit, how it helps our community and how you can get involved. Learn more and find out how you can help at https://www.hswcmd.org</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Colin Berry, Executive Director at the Humane Society in Washington County about the nonprofit, how it helps our community and how you can get involved. Learn more and find out how you can help at https://www.hswcmd.org</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9658653-discussion-with-colin-berry-executive-director-at-the-humane-society-in-washington-county.mp3" length="27587776" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9658653</guid>
    <pubDate>Thu, 09 Dec 2021 08:00:00 -0500</pubDate>
    <itunes:duration>2295</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for November 2021 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for November 2021 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for November 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9557837-what-matters-most-monthly-economic-update-for-november-2021-with-megan-kinsinger.mp3" length="15827015" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9557837</guid>
    <pubDate>Thu, 18 Nov 2021 08:00:00 -0500</pubDate>
    <itunes:duration>1315</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>October 2021 Economic Update with Sean McCreery</itunes:title>
    <title>October 2021 Economic Update with Sean McCreery</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for October 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for October 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for October 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9388018-october-2021-economic-update-with-sean-mccreery.mp3" length="16781146" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9388018</guid>
    <pubDate>Thu, 21 Oct 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1394</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Episode - Heartly House with Jennifer Tousey</itunes:title>
    <title>Community Episode - Heartly House with Jennifer Tousey</title>
    <itunes:summary><![CDATA[Today, we talk with Jennifer Tousey, the Community Engagement &amp; Prevention Manager at Heartly House in Frederick, Maryland to discuss this organization which has a mission to end domestic violence, sexual assault, human trafficking, and child abuse, and to provide victims with safety, shelter, and supportive services.   Learn more at https://www.heartlyhouse.org or reach their 24-Hour Crisis Hotline: 301-662-8800.   ]]></itunes:summary>
    <description><![CDATA[<p>Today, we talk with Jennifer Tousey, the Community Engagement &amp; Prevention Manager at Heartly House in Frederick, Maryland to discuss this organization which has a mission to end domestic violence, sexual assault, human trafficking, and child abuse, and to provide victims with safety, shelter, and supportive services. <br/><br/>Learn more at https://www.heartlyhouse.org or reach their <b>24-Hour Crisis Hotline: 301-662-8800.<br/></b><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Today, we talk with Jennifer Tousey, the Community Engagement &amp; Prevention Manager at Heartly House in Frederick, Maryland to discuss this organization which has a mission to end domestic violence, sexual assault, human trafficking, and child abuse, and to provide victims with safety, shelter, and supportive services. <br/><br/>Learn more at https://www.heartlyhouse.org or reach their <b>24-Hour Crisis Hotline: 301-662-8800.<br/></b><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9109017-community-episode-heartly-house-with-jennifer-tousey.mp3" length="19678871" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9109017</guid>
    <pubDate>Thu, 07 Oct 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/9109017/transcript" type="text/html" />
    <itunes:duration>1636</itunes:duration>
    <itunes:keywords>Community</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>September Economic Update with Sean McCreery</itunes:title>
    <title>September Economic Update with Sean McCreery</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for September 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9171992-september-economic-update-with-sean-mccreery.mp3" length="21453088" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9171992</guid>
    <pubDate>Thu, 23 Sep 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1784</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Protect Yourself from Chargebacks with Katie McMillan</itunes:title>
    <title>Protect Yourself from Chargebacks with Katie McMillan</title>
    <itunes:summary><![CDATA[We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Katie is here to discuss how businesses can protect themselves against chargebacks, best practices, and more.  ]]></itunes:summary>
    <description><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Katie is here to discuss how businesses can protect themselves against chargebacks, best practices, and more. </p>]]></description>
    <content:encoded><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Katie is here to discuss how businesses can protect themselves against chargebacks, best practices, and more. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9020937-protect-yourself-from-chargebacks-with-katie-mcmillan.mp3" length="16014098" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9020937</guid>
    <pubDate>Thu, 09 Sep 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/9020937/transcript" type="text/html" />
    <itunes:duration>1330</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Protect Yourself, Cardholders - with Katie McMillan</itunes:title>
    <title>Protect Yourself, Cardholders - with Katie McMillan</title>
    <itunes:summary><![CDATA[We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we're talking about protecting yourself as a cardholder. Katie joins us to offer reminders, tips, and tricks to keep yourself safe while using your credit or debit card. ]]></itunes:summary>
    <description><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about protecting yourself as a cardholder. Katie joins us to offer reminders, tips, and tricks to keep yourself safe while using your credit or debit card.</p>]]></description>
    <content:encoded><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about protecting yourself as a cardholder. Katie joins us to offer reminders, tips, and tricks to keep yourself safe while using your credit or debit card.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9020913-protect-yourself-cardholders-with-katie-mcmillan.mp3" length="14426999" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9020913</guid>
    <pubDate>Thu, 26 Aug 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/9020913/transcript" type="text/html" />
    <itunes:duration>1198</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Monthly Economic Update for August 2021 with Megan Kinsinger</itunes:title>
    <title>What Matters Most - Monthly Economic Update for August 2021 with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for August 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/9013915-what-matters-most-monthly-economic-update-for-august-2021-with-megan-kinsinger.mp3" length="15532663" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9013915</guid>
    <pubDate>Thu, 12 Aug 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1290</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Saving Money &amp; Staying Protected with YouFirst</itunes:title>
    <title>Saving Money &amp; Staying Protected with YouFirst</title>
    <itunes:summary><![CDATA[Today we are joined by Ryan Harbry from StrategyCorps, the company behind Bazing, the powerful tool that helps make the First United YouFirst line of checking accounts some of the most powerful accounts available today. Listen in to hear about some of the many great benefits and features of the YouFirst line of products that can keep you safe and save you money. Learn more at MyBank.com/checking ]]></itunes:summary>
    <description><![CDATA[<p>Today we are joined by Ryan Harbry from StrategyCorps, the company behind Bazing, the powerful tool that helps make the First United YouFirst line of checking accounts some of the most powerful accounts available today. Listen in to hear about some of the many great benefits and features of the YouFirst line of products that can keep you safe and save you money. Learn more at MyBank.com/checking</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are joined by Ryan Harbry from StrategyCorps, the company behind Bazing, the powerful tool that helps make the First United YouFirst line of checking accounts some of the most powerful accounts available today. Listen in to hear about some of the many great benefits and features of the YouFirst line of products that can keep you safe and save you money. Learn more at MyBank.com/checking</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8974337-saving-money-staying-protected-with-youfirst.mp3" length="20918313" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8974337</guid>
    <pubDate>Thu, 05 Aug 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8974337/transcript" type="text/html" />
    <itunes:duration>1739</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Discussion on County United Way with Michele Walker</itunes:title>
    <title>Discussion on County United Way with Michele Walker</title>
    <itunes:summary><![CDATA[We're joined today by Executive Director at County United Way, Michele Walker, to discuss United Way and all the great things they are doing in the community. Listen to learn more about United Way. You can also visit https://cuw.org to learn how you can help! ]]></itunes:summary>
    <description><![CDATA[<p>We&apos;re joined today by Executive Director at County United Way, Michele Walker, to discuss United Way and all the great things they are doing in the community. Listen to learn more about United Way. You can also visit https://cuw.org to learn how you can help!</p>]]></description>
    <content:encoded><![CDATA[<p>We&apos;re joined today by Executive Director at County United Way, Michele Walker, to discuss United Way and all the great things they are doing in the community. Listen to learn more about United Way. You can also visit https://cuw.org to learn how you can help!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8905584-discussion-on-county-united-way-with-michele-walker.mp3" length="18394894" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8905584</guid>
    <pubDate>Thu, 29 Jul 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8905584/transcript" type="text/html" />
    <itunes:duration>1529</itunes:duration>
    <itunes:keywords>Community</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Monthly Economic Update for July 2021 with Brad Bolyard</itunes:title>
    <title>Monthly Economic Update for July 2021 with Brad Bolyard</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for July 2021. ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for July 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for July 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8902021-monthly-economic-update-for-july-2021-with-brad-bolyard.mp3" length="14560858" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8902021</guid>
    <pubDate>Thu, 22 Jul 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1209</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Episode - On Eagles&#39; Wings</itunes:title>
    <title>Community Episode - On Eagles&#39; Wings</title>
    <itunes:summary><![CDATA[Today we meet with Casey Conaway, the Director of Development at On Eagles Wings, an Equine Therapy facility in North Central West Virginia to discuss the good they are doing in the community. Learn more about their efforts and upcoming events, and how you can help, at http://oneagleswingswv.org ]]></itunes:summary>
    <description><![CDATA[<p>Today we meet with Casey Conaway, the Director of Development at <b>On Eagles Wings</b>, an Equine Therapy facility in North Central West Virginia to discuss the good they are doing in the community. Learn more about their efforts and upcoming events, and how you can help, at http://oneagleswingswv.org</p>]]></description>
    <content:encoded><![CDATA[<p>Today we meet with Casey Conaway, the Director of Development at <b>On Eagles Wings</b>, an Equine Therapy facility in North Central West Virginia to discuss the good they are doing in the community. Learn more about their efforts and upcoming events, and how you can help, at http://oneagleswingswv.org</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8639889-community-episode-on-eagles-wings.mp3" length="18109607" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8639889</guid>
    <pubDate>Thu, 15 Jul 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8639889/transcript" type="text/html" />
    <itunes:duration>1505</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Retirement Planning with Banzai</itunes:title>
    <title>Retirement Planning with Banzai</title>
    <itunes:summary><![CDATA[Today we are once again joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of retirement planning and how you can use helpful tools like Banzai to be better prepared for retirement. Listen in for more and find these powerful financial education tools at MyBank.com/education ]]></itunes:summary>
    <description><![CDATA[<p>Today we are once again joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of retirement planning and how you can use helpful tools like Banzai to be better prepared for retirement. Listen in for more and find these powerful financial education tools at MyBank.com/education</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are once again joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of retirement planning and how you can use helpful tools like Banzai to be better prepared for retirement. Listen in for more and find these powerful financial education tools at MyBank.com/education</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8500611-retirement-planning-with-banzai.mp3" length="18528706" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8500611</guid>
    <pubDate>Thu, 08 Jul 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8500611/transcript" type="text/html" />
    <itunes:duration>1540</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Debt Management with Banzai</itunes:title>
    <title>Debt Management with Banzai</title>
    <itunes:summary><![CDATA[Today we are once again joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of debt management and how you can use helpful tools like Banzai to better manage your debt. Listen in for more and find these powerful financial education tools at MyBank.com/education ]]></itunes:summary>
    <description><![CDATA[<p>Today we are once again joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of debt management and how you can use helpful tools like Banzai to better manage your debt. Listen in for more and find these powerful financial education tools at MyBank.com/education</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are once again joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of debt management and how you can use helpful tools like Banzai to better manage your debt. Listen in for more and find these powerful financial education tools at MyBank.com/education</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8500608-debt-management-with-banzai.mp3" length="16388642" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8500608</guid>
    <pubDate>Thu, 01 Jul 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8500608/transcript" type="text/html" />
    <itunes:duration>1362</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Financial Education with Banzai</itunes:title>
    <title>Financial Education with Banzai</title>
    <itunes:summary><![CDATA[Today we are joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of financial education and the resources available, for free, from First United, online, and in local schools. Listen in for more and find these powerful financial education tools at MyBank.com/education ]]></itunes:summary>
    <description><![CDATA[<p>Today we are joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of financial education and the resources available, for free, from First United, online, and in local schools. Listen in for more and find these powerful financial education tools at MyBank.com/education</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are joined by Alex Kay, CEO at Banzai, a financial education partner with First United. Alex discusses the topic of financial education and the resources available, for free, from First United, online, and in local schools. Listen in for more and find these powerful financial education tools at MyBank.com/education</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8500606-financial-education-with-banzai.mp3" length="16388650" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8500606</guid>
    <pubDate>Thu, 24 Jun 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8500606/transcript" type="text/html" />
    <itunes:duration>1362</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update for June 2021</itunes:title>
    <title>Economic Update for June 2021</title>
    <itunes:summary><![CDATA[​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for June 2021.​ ]]></itunes:summary>
    <description><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for June 2021.​</p>]]></description>
    <content:encoded><![CDATA[<p>​Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for June 2021.​</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8679311-economic-update-for-june-2021.mp3" length="19991037" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8679311</guid>
    <pubDate>Thu, 17 Jun 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1662</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Watch Out For Student Loan Scams - with Laura Helmich</itunes:title>
    <title>Watch Out For Student Loan Scams - with Laura Helmich</title>
    <itunes:summary><![CDATA[Today we are once again joined by Laura Helmich, Business Development Officer, and our resident Student Loan specialist to discuss student loan scams that are prevalent. What are red flags to watch for and how can you protect yourself? Listen to learn more! ]]></itunes:summary>
    <description><![CDATA[<p>Today we are once again joined by Laura Helmich, Business Development Officer, and our resident Student Loan specialist to discuss student loan scams that are prevalent. What are red flags to watch for and how can you protect yourself? Listen to learn more!</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are once again joined by Laura Helmich, Business Development Officer, and our resident Student Loan specialist to discuss student loan scams that are prevalent. What are red flags to watch for and how can you protect yourself? Listen to learn more!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8430319-watch-out-for-student-loan-scams-with-laura-helmich.mp3" length="19482637" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8430319</guid>
    <pubDate>Thu, 10 Jun 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8430319/transcript" type="text/html" />
    <itunes:duration>1619</itunes:duration>
    <itunes:keywords>Student</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Are You Reviewing Your Merchant Services Statements?</itunes:title>
    <title>Are You Reviewing Your Merchant Services Statements?</title>
    <itunes:summary><![CDATA[We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we're talking about reviewing your merchant services statement. Why do merchant providers always ask for all your statements? What are they looking for and what can you find in those statements that can help ensure you're getting the best price with your merchant setup. ]]></itunes:summary>
    <description><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about reviewing your merchant services statement. Why do merchant providers always ask for all your statements? What are they looking for and what can you find in those statements that can help ensure you&apos;re getting the best price with your merchant setup.</p>]]></description>
    <content:encoded><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about reviewing your merchant services statement. Why do merchant providers always ask for all your statements? What are they looking for and what can you find in those statements that can help ensure you&apos;re getting the best price with your merchant setup.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8392623-are-you-reviewing-your-merchant-services-statements.mp3" length="14150521" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8392623</guid>
    <pubDate>Thu, 03 Jun 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8392623/transcript" type="text/html" />
    <itunes:duration>1175</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Does Your Business Offer Gift Cards &amp; Loyalty Cards?</itunes:title>
    <title>Does Your Business Offer Gift Cards &amp; Loyalty Cards?</title>
    <itunes:summary><![CDATA[We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we're talking about gift cards and loyalty cards. What value do they provide you and your business? Should you be offering a loyalty program or gift cards? Katie discusses each and the value it can provide your business. ]]></itunes:summary>
    <description><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about gift cards and loyalty cards. What value do they provide you and your business? Should you be offering a loyalty program or gift cards? Katie discusses each and the value it can provide your business.</p>]]></description>
    <content:encoded><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about gift cards and loyalty cards. What value do they provide you and your business? Should you be offering a loyalty program or gift cards? Katie discusses each and the value it can provide your business.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8392621-does-your-business-offer-gift-cards-loyalty-cards.mp3" length="14418224" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8392621</guid>
    <pubDate>Thu, 27 May 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8392621/transcript" type="text/html" />
    <itunes:duration>1197</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>May Economic Update with Megan Kinsinger</itunes:title>
    <title>May Economic Update with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for May 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8514866-may-economic-update-with-megan-kinsinger.mp3" length="18020590" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8514866</guid>
    <pubDate>Thu, 20 May 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1498</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Student Loan Information with Laura Helmich</itunes:title>
    <title>Student Loan Information with Laura Helmich</title>
    <itunes:summary><![CDATA[Today we are joined by Laura Helmich, Business Development Officer, and our resident Student Loan specialist to discuss student loans. What are they? What options do you have? How can you get the support you need with your student lending needs? Listen to learn more! ]]></itunes:summary>
    <description><![CDATA[<p>Today we are joined by Laura Helmich, Business Development Officer, and our resident Student Loan specialist to discuss student loans. What are they? What options do you have? How can you get the support you need with your student lending needs? Listen to learn more!</p>]]></description>
    <content:encoded><![CDATA[<p>Today we are joined by Laura Helmich, Business Development Officer, and our resident Student Loan specialist to discuss student loans. What are they? What options do you have? How can you get the support you need with your student lending needs? Listen to learn more!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8430308-student-loan-information-with-laura-helmich.mp3" length="15193729" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8430308</guid>
    <pubDate>Thu, 13 May 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8430308/transcript" type="text/html" />
    <itunes:duration>1262</itunes:duration>
    <itunes:keywords>Student</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Is having a Point-of-Sale (POS) system worth it?</itunes:title>
    <title>Is having a Point-of-Sale (POS) system worth it?</title>
    <itunes:summary><![CDATA[We are once again happy to be joined today, Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today, Katie talks to us about Point-of-Sale solutions for businesses. How do they differ from regular credit card machines, what are the benefits, and why should merchants invest in a POS solution?   ]]></itunes:summary>
    <description><![CDATA[<p>We are once again happy to be joined today, Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today, Katie talks to us about Point-of-Sale solutions for businesses. How do they differ from regular credit card machines, what are the benefits, and why should merchants invest in a POS solution?<br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>We are once again happy to be joined today, Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today, Katie talks to us about Point-of-Sale solutions for businesses. How do they differ from regular credit card machines, what are the benefits, and why should merchants invest in a POS solution?<br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8256121-is-having-a-point-of-sale-pos-system-worth-it.mp3" length="16807793" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8256121</guid>
    <pubDate>Thu, 06 May 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8256121/transcript" type="text/html" />
    <itunes:duration>1396</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Is It Too Late for eCommerce?</itunes:title>
    <title>Is It Too Late for eCommerce?</title>
    <itunes:summary><![CDATA[We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we're talking about eCommerce solutions for businesses. Is it too late for your business to get started? Katie discusses the importance of ecommerce business, particularly in a post-COVID world. ]]></itunes:summary>
    <description><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about eCommerce solutions for businesses. Is it too late for your business to get started? Katie discusses the importance of ecommerce business, particularly in a post-COVID world.</p>]]></description>
    <content:encoded><![CDATA[<p>We are joined again today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re talking about eCommerce solutions for businesses. Is it too late for your business to get started? Katie discusses the importance of ecommerce business, particularly in a post-COVID world.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8256110-is-it-too-late-for-ecommerce.mp3" length="14667699" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8256110</guid>
    <pubDate>Thu, 29 Apr 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8256110/transcript" type="text/html" />
    <itunes:duration>1218</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Monthly Economic Update for April 2021 with Brad Bolyard</itunes:title>
    <title>Monthly Economic Update for April 2021 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for April 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for April 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for April 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8376254-monthly-economic-update-for-april-2021-with-brad-bolyard.mp3" length="13785024" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8376254</guid>
    <pubDate>Thu, 22 Apr 2021 08:00:00 -0400</pubDate>
    <itunes:duration>1145</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Tap &amp; Contactless Payments</itunes:title>
    <title>Tap &amp; Contactless Payments</title>
    <itunes:summary><![CDATA[We are joined today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we're discussing Tap and Contactless Payment Solutions for business. What are contactless payments? What are the benefits, and why should a merchant choose to accept them? ]]></itunes:summary>
    <description><![CDATA[<p>We are joined today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re discussing Tap and Contactless Payment Solutions for business. What are contactless payments? What are the benefits, and why should a merchant choose to accept them?</p>]]></description>
    <content:encoded><![CDATA[<p>We are joined today by Katie McMillan, Director of Sales at MPI, the merchant processing partner of First United. Today we&apos;re discussing Tap and Contactless Payment Solutions for business. What are contactless payments? What are the benefits, and why should a merchant choose to accept them?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8256080-tap-contactless-payments.mp3" length="16727501" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8256080</guid>
    <pubDate>Thu, 15 Apr 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8256080/transcript" type="text/html" />
    <itunes:duration>1390</itunes:duration>
    <itunes:keywords>Treasury Management, Merchant Services, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Digital Financial Tools for Business with Leah Diehl</itunes:title>
    <title>Digital Financial Tools for Business with Leah Diehl</title>
    <itunes:summary><![CDATA[In today's episode, we meet with Leah Diehl, Treasury Management Relationship Officer at First United to discuss several of the valuable and beneficial digital financial tools which businesses can use to better manage their finances and stay safe! ]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode, we meet with Leah Diehl, Treasury Management Relationship Officer at First United to discuss several of the valuable and beneficial digital financial tools which businesses can use to better manage their finances and stay safe!</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode, we meet with Leah Diehl, Treasury Management Relationship Officer at First United to discuss several of the valuable and beneficial digital financial tools which businesses can use to better manage their finances and stay safe!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8118221-digital-financial-tools-for-business-with-leah-diehl.mp3" length="14641101" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8118221</guid>
    <pubDate>Thu, 08 Apr 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8118221/transcript" type="text/html" />
    <itunes:duration>1216</itunes:duration>
    <itunes:keywords>Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying a Home with Lindsay Williams and Cody Sustakoski</itunes:title>
    <title>Buying a Home with Lindsay Williams and Cody Sustakoski</title>
    <itunes:summary><![CDATA[In the final of our 3-part series, we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United's Mortgage area to discuss the home buying process best practices from the experts. ]]></itunes:summary>
    <description><![CDATA[<p>In the final of our 3-part series, we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United&apos;s Mortgage area to discuss the home buying process best practices from the experts.</p>]]></description>
    <content:encoded><![CDATA[<p>In the final of our 3-part series, we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United&apos;s Mortgage area to discuss the home buying process best practices from the experts.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8118200-buying-a-home-with-lindsay-williams-and-cody-sustakoski.mp3" length="23201015" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8118200</guid>
    <pubDate>Thu, 01 Apr 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8118200/transcript" type="text/html" />
    <itunes:duration>1929</itunes:duration>
    <itunes:keywords>Mortgage</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Preparing your Home for Resale with Lindsay Williams and Cody Sustakoski</itunes:title>
    <title>Preparing your Home for Resale with Lindsay Williams and Cody Sustakoski</title>
    <itunes:summary><![CDATA[In our second of a 3-part series, we are joined again today by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United's Mortgage area to discuss preparing your home for resale! ]]></itunes:summary>
    <description><![CDATA[<p>In our second of a 3-part series, we are joined again today by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United&apos;s Mortgage area to discuss preparing your home for resale!</p>]]></description>
    <content:encoded><![CDATA[<p>In our second of a 3-part series, we are joined again today by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United&apos;s Mortgage area to discuss preparing your home for resale!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8118167-preparing-your-home-for-resale-with-lindsay-williams-and-cody-sustakoski.mp3" length="16736370" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8118167</guid>
    <pubDate>Thu, 25 Mar 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8118167/transcript" type="text/html" />
    <itunes:duration>1391</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Home Improvements that Improve the Value of your Home with Lindsay Williams and Cody Sustakoski</itunes:title>
    <title>Home Improvements that Improve the Value of your Home with Lindsay Williams and Cody Sustakoski</title>
    <itunes:summary><![CDATA[In our first of a 3-part series, today we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United's Mortgage area to discuss home improvements that can improve the value of your home! ]]></itunes:summary>
    <description><![CDATA[<p>In our first of a 3-part series, today we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United&apos;s Mortgage area to discuss home improvements that can improve the value of your home!</p>]]></description>
    <content:encoded><![CDATA[<p>In our first of a 3-part series, today we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United&apos;s Mortgage area to discuss home improvements that can improve the value of your home!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8118114-home-improvements-that-improve-the-value-of-your-home-with-lindsay-williams-and-cody-sustakoski.mp3" length="18377115" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8118114</guid>
    <pubDate>Thu, 18 Mar 2021 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8118114/transcript" type="text/html" />
    <itunes:duration>1527</itunes:duration>
    <itunes:keywords>Mortgage</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>March 2021 Market Update with Sean McCreery</itunes:title>
    <title>March 2021 Market Update with Sean McCreery</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for March 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for March 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for March 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8117990-march-2021-market-update-with-sean-mccreery.mp3" length="24814732" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8117990</guid>
    <pubDate>Thu, 11 Mar 2021 08:00:00 -0500</pubDate>
    <itunes:duration>2064</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Annual Employee Assessments with Chuck Olsson</itunes:title>
    <title>Annual Employee Assessments with Chuck Olsson</title>
    <itunes:summary><![CDATA[Today we're joined by Chuck Olsson, Chief Human Resources Officer at First United and we discuss trends and best practices in Annual Employee Assessments, how they can help your employees, your managers, and your business. ]]></itunes:summary>
    <description><![CDATA[<p>Today we&apos;re joined by Chuck Olsson, Chief Human Resources Officer at First United and we discuss trends and best practices in Annual Employee Assessments, how they can help your employees, your managers, and your business.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we&apos;re joined by Chuck Olsson, Chief Human Resources Officer at First United and we discuss trends and best practices in Annual Employee Assessments, how they can help your employees, your managers, and your business.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/8040267-annual-employee-assessments-with-chuck-olsson.mp3" length="14150507" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8040267</guid>
    <pubDate>Thu, 04 Mar 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/8040267/transcript" type="text/html" />
    <itunes:duration>1175</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Are you Retirement Ready?</itunes:title>
    <title>Are you Retirement Ready?</title>
    <itunes:summary><![CDATA[In today's episode, we finish our 3-part series with Jen Jones, Senior Wealth Advisor with First United's Wealth Management department. The topic today is retirement! Are you retirement ready? How do you go about determining if you're ready? Jen walks us thru the process. ]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode, we finish our 3-part series with Jen Jones, Senior Wealth Advisor with First United&apos;s Wealth Management department. The topic today is retirement! Are you retirement ready? How do you go about determining if you&apos;re ready? Jen walks us thru the process.</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode, we finish our 3-part series with Jen Jones, Senior Wealth Advisor with First United&apos;s Wealth Management department. The topic today is retirement! Are you retirement ready? How do you go about determining if you&apos;re ready? Jen walks us thru the process.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/7660966-are-you-retirement-ready.mp3" length="10896028" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7660966</guid>
    <pubDate>Thu, 25 Feb 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/7660966/transcript" type="text/html" />
    <itunes:duration>904</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>5 Financial Health Checkup Tips</itunes:title>
    <title>5 Financial Health Checkup Tips</title>
    <itunes:summary><![CDATA[In today's episode, we continue our 3 part series with Jen Jones, Senior Wealth Advisor with First United's Wealth Management department. The topic today is about a financial health checkup! Jen provides 5 tips to ensure your finances are in top shape in the new year.  ]]></itunes:summary>
    <description><![CDATA[<div>In today&apos;s episode, we continue our 3 part series with Jen Jones, Senior Wealth Advisor with First United&apos;s Wealth Management department. The topic today is about a financial health checkup! Jen provides 5 tips to ensure your finances are in top shape in the new year.<br/><br/></div>]]></description>
    <content:encoded><![CDATA[<div>In today&apos;s episode, we continue our 3 part series with Jen Jones, Senior Wealth Advisor with First United&apos;s Wealth Management department. The topic today is about a financial health checkup! Jen provides 5 tips to ensure your finances are in top shape in the new year.<br/><br/></div>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/7660945-5-financial-health-checkup-tips.mp3" length="13072741" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7660945</guid>
    <pubDate>Thu, 18 Feb 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/7660945/transcript" type="text/html" />
    <itunes:duration>1085</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Megan Kinsinger</itunes:title>
    <title>Economic Update with Megan Kinsinger</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2021.  ]]></itunes:summary>
    <description><![CDATA[<div>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2021.<br/><br/></div>]]></description>
    <content:encoded><![CDATA[<div>Our monthly economic update report from the First United Wealth Management department. Megan Kinsinger, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for February 2021.<br/><br/></div>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/7796485-economic-update-with-megan-kinsinger.mp3" length="16736298" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7796485</guid>
    <pubDate>Thu, 11 Feb 2021 08:00:00 -0500</pubDate>
    <itunes:duration>1391</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The Importance of a Trust</itunes:title>
    <title>The Importance of a Trust</title>
    <itunes:summary><![CDATA[In today's episode, we begin a 3 part series with Jen Jones, Senior Wealth Advisor with First United's Wealth Management department. The topic today is about the importance of a Trust. What is a Trust and why might you need one?  ]]></itunes:summary>
    <description><![CDATA[<div>In today&apos;s episode, we begin a 3 part series with Jen Jones, Senior Wealth Advisor with First United&apos;s Wealth Management department. The topic today is about the importance of a Trust. What is a Trust and why might you need one?<br/><br/></div>]]></description>
    <content:encoded><![CDATA[<div>In today&apos;s episode, we begin a 3 part series with Jen Jones, Senior Wealth Advisor with First United&apos;s Wealth Management department. The topic today is about the importance of a Trust. What is a Trust and why might you need one?<br/><br/></div>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/7660897-the-importance-of-a-trust.mp3" length="11725468" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7660897</guid>
    <pubDate>Thu, 04 Feb 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/7660897/transcript" type="text/html" />
    <itunes:duration>973</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>120th Anniversary Conversations with Kelly Effland</itunes:title>
    <title>120th Anniversary Conversations with Kelly Effland</title>
    <itunes:summary><![CDATA[Today we speak with one of the newer associates at First United, serving in the Wealth Management area, Kelly Effland. Kelly talks about her background, why she chose to join the First United team, and what it means to her to join a company that has a history of 120 years of community banking! ]]></itunes:summary>
    <description><![CDATA[<p>Today we speak with one of the newer associates at First United, serving in the Wealth Management area, Kelly Effland. Kelly talks about her background, why she chose to join the First United team, and what it means to her to join a company that has a history of 120 years of community banking!</p>]]></description>
    <content:encoded><![CDATA[<p>Today we speak with one of the newer associates at First United, serving in the Wealth Management area, Kelly Effland. Kelly talks about her background, why she chose to join the First United team, and what it means to her to join a company that has a history of 120 years of community banking!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6474202-120th-anniversary-conversations-with-kelly-effland.mp3" length="13196632" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6474202</guid>
    <pubDate>Thu, 28 Jan 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6474202/transcript" type="text/html" />
    <itunes:duration>1096</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>120th Anniversary Conversations with Jeannette Fitzwater</itunes:title>
    <title>120th Anniversary Conversations with Jeannette Fitzwater</title>
    <itunes:summary><![CDATA[Today, as part of our ongoing 120th Anniversary series, we speak with Jeannette Fitzwater, former Senior Vice President and Director of Corporate Services at First United. Jeannette talks about her background, how her 30-year career at the bank started, favorite memories from her time in the bank, and what it means to be part of a company that has a history, 120 years in the making! ]]></itunes:summary>
    <description><![CDATA[<p>Today, as part of our ongoing 120th Anniversary series, we speak with Jeannette Fitzwater, former Senior Vice President and Director of Corporate Services at First United. Jeannette talks about her background, how her 30-year career at the bank started, favorite memories from her time in the bank, and what it means to be part of a company that has a history, 120 years in the making!</p>]]></description>
    <content:encoded><![CDATA[<p>Today, as part of our ongoing 120th Anniversary series, we speak with Jeannette Fitzwater, former Senior Vice President and Director of Corporate Services at First United. Jeannette talks about her background, how her 30-year career at the bank started, favorite memories from her time in the bank, and what it means to be part of a company that has a history, 120 years in the making!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6876167-120th-anniversary-conversations-with-jeannette-fitzwater.mp3" length="20677638" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6876167</guid>
    <pubDate>Thu, 21 Jan 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6876167/transcript" type="text/html" />
    <itunes:duration>1719</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update for January 2021 with Brad Bolyard</itunes:title>
    <title>Economic Update for January 2021 with Brad Bolyard</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for January 2021. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for January 2021.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Brad Bolyard, Portfolio Manager, joins us to discuss the negatives and positives happening in the market for January 2021.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/7291321-economic-update-for-january-2021-with-brad-bolyard.mp3" length="15818106" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7291321</guid>
    <pubDate>Thu, 14 Jan 2021 10:00:00 -0500</pubDate>
    <itunes:duration>1314</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>120th Anniversary Conversations with Jason Rush</itunes:title>
    <title>120th Anniversary Conversations with Jason Rush</title>
    <itunes:summary><![CDATA[Today we speak with Jason Rush, Chief Operations Officer at First United. Jason talks about his background, how he got started at the bank, and what it means to be part of a company that has a history, 120 years in the making! ]]></itunes:summary>
    <description><![CDATA[<p>Today we speak with Jason Rush, Chief Operations Officer at First United. Jason talks about his background, how he got started at the bank, and what it means to be part of a company that has a history, 120 years in the making!</p>]]></description>
    <content:encoded><![CDATA[<p>Today we speak with Jason Rush, Chief Operations Officer at First United. Jason talks about his background, how he got started at the bank, and what it means to be part of a company that has a history, 120 years in the making!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6845311-120th-anniversary-conversations-with-jason-rush.mp3" length="19179549" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6845311</guid>
    <pubDate>Thu, 07 Jan 2021 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6845311/transcript" type="text/html" />
    <itunes:duration>1594</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Top 10 Financial New Year’s Resolutions with Jen Jones</itunes:title>
    <title>Top 10 Financial New Year’s Resolutions with Jen Jones</title>
    <itunes:summary><![CDATA[Happy New Year's Eve! In today's episode, we talk with Jen Jones, Senior Wealth Advisor in the Wealth Management area of First United. Jen discusses her top 10 list for Financial New Year Resolutions. Items that you can do to help better your financial situation in the coming year! ]]></itunes:summary>
    <description><![CDATA[<p>Happy New Year&apos;s Eve! In today&apos;s episode, we talk with Jen Jones, Senior Wealth Advisor in the Wealth Management area of First United. Jen discusses her top 10 list for Financial New Year Resolutions. Items that you can do to help better your financial situation in the coming year!</p>]]></description>
    <content:encoded><![CDATA[<p>Happy New Year&apos;s Eve! In today&apos;s episode, we talk with Jen Jones, Senior Wealth Advisor in the Wealth Management area of First United. Jen discusses her top 10 list for Financial New Year Resolutions. Items that you can do to help better your financial situation in the coming year!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6881339-top-10-financial-new-year-s-resolutions-with-jen-jones.mp3" length="29745676" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6881339</guid>
    <pubDate>Thu, 31 Dec 2020 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6881339/transcript" type="text/html" />
    <itunes:duration>2475</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Happy Holidays - with Carissa Rodeheaver</itunes:title>
    <title>Happy Holidays - with Carissa Rodeheaver</title>
    <itunes:summary><![CDATA[We are joined today by Chief Executive Officer, President and Chairman at First United Bank &amp; Trust, Carissa Rodeheaver. In this brief episode we simply talk about the year that has passed, what we're thankful for during this holiday season, and what we're looking forward to in 2021. Merry Christmas and Happy Holidays to everyone! ]]></itunes:summary>
    <description><![CDATA[<p>We are joined today by Chief Executive Officer, President and Chairman at First United Bank &amp; Trust, Carissa Rodeheaver. In this brief episode we simply talk about the year that has passed, what we&apos;re thankful for during this holiday season, and what we&apos;re looking forward to in 2021. Merry Christmas and Happy Holidays to everyone!</p>]]></description>
    <content:encoded><![CDATA[<p>We are joined today by Chief Executive Officer, President and Chairman at First United Bank &amp; Trust, Carissa Rodeheaver. In this brief episode we simply talk about the year that has passed, what we&apos;re thankful for during this holiday season, and what we&apos;re looking forward to in 2021. Merry Christmas and Happy Holidays to everyone!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6955076-happy-holidays-with-carissa-rodeheaver.mp3" length="7213782" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6955076</guid>
    <pubDate>Thu, 24 Dec 2020 08:00:00 -0500</pubDate>
    <itunes:duration>597</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Monthly Economic Update with Sean McCreery</itunes:title>
    <title>Monthly Economic Update with Sean McCreery</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for December. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for December.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market for December.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6787090-monthly-economic-update-with-sean-mccreery.mp3" length="19081423" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6787090</guid>
    <pubDate>Thu, 17 Dec 2020 08:00:00 -0500</pubDate>
    <itunes:duration>1586</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>120th Anniversary Conversations with Bill Grant</itunes:title>
    <title>120th Anniversary Conversations with Bill Grant</title>
    <itunes:summary><![CDATA[Today we have the honor of speaking with former CEO at First United, Bill Grant. Bill gives us an update on how he's doing, what he and his family have been up to, as well as his memories of First United and what the 120 years of community banking that First United has provided mean to him. ]]></itunes:summary>
    <description><![CDATA[<p>Today we have the honor of speaking with former CEO at First United, Bill Grant. Bill gives us an update on how he&apos;s doing, what he and his family have been up to, as well as his memories of First United and what the 120 years of community banking that First United has provided mean to him.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we have the honor of speaking with former CEO at First United, Bill Grant. Bill gives us an update on how he&apos;s doing, what he and his family have been up to, as well as his memories of First United and what the 120 years of community banking that First United has provided mean to him.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6444418-120th-anniversary-conversations-with-bill-grant.mp3" length="20650608" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6444418</guid>
    <pubDate>Thu, 10 Dec 2020 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6444418/transcript" type="text/html" />
    <itunes:duration>1717</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>120th Anniversary Conversations with Gene Helbig</itunes:title>
    <title>120th Anniversary Conversations with Gene Helbig</title>
    <itunes:summary><![CDATA[Today we talk with former Senior Vice President over Trust &amp; Investments at First United, Gene Helbig. Gene chats about his tenure at the bank, his memories, his foundation (jackhelbig.org), and what the 120 years of trusted banking that First United has provided mean to him. We also realized that Gene was the creator of this podcast in its original form, as a conference call! We added that outtake portion of the conversation to the end of the recording. ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with former Senior Vice President over Trust &amp; Investments at First United, Gene Helbig. Gene chats about his tenure at the bank, his memories, his foundation (jackhelbig.org), and what the 120 years of trusted banking that First United has provided mean to him. We also realized that Gene was the creator of this podcast in its original form, as a conference call! We added that outtake portion of the conversation to the end of the recording.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with former Senior Vice President over Trust &amp; Investments at First United, Gene Helbig. Gene chats about his tenure at the bank, his memories, his foundation (jackhelbig.org), and what the 120 years of trusted banking that First United has provided mean to him. We also realized that Gene was the creator of this podcast in its original form, as a conference call! We added that outtake portion of the conversation to the end of the recording.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6444457-120th-anniversary-conversations-with-gene-helbig.mp3" length="25251718" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6444457</guid>
    <pubDate>Thu, 03 Dec 2020 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6444457/transcript" type="text/html" />
    <itunes:duration>2100</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>120th Anniversary Conversations with Carol McNair</itunes:title>
    <title>120th Anniversary Conversations with Carol McNair</title>
    <itunes:summary><![CDATA[Today, as part of First United's 120th-anniversary celebration we talk to Carol McNair, Customer Service Center manager, and one of the most tenured associates at First United to discuss some of her memories and history at First United, including what 120 years of solutions mean to her. We thank Candy for her years of support and dedication to the First United customers! ]]></itunes:summary>
    <description><![CDATA[<p>Today, as part of First United&apos;s 120th-anniversary celebration we talk to Carol McNair, Customer Service Center manager, and one of the most tenured associates at First United to discuss some of her memories and history at First United, including what 120 years of solutions mean to her. We thank Candy for her years of support and dedication to the First United customers!</p>]]></description>
    <content:encoded><![CDATA[<p>Today, as part of First United&apos;s 120th-anniversary celebration we talk to Carol McNair, Customer Service Center manager, and one of the most tenured associates at First United to discuss some of her memories and history at First United, including what 120 years of solutions mean to her. We thank Candy for her years of support and dedication to the First United customers!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6241141-120th-anniversary-conversations-with-carol-mcnair.mp3" length="11163779" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6241141</guid>
    <pubDate>Thu, 26 Nov 2020 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6241141/transcript" type="text/html" />
    <itunes:duration>926</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Our Community &amp; United Way with Juli McCoy</itunes:title>
    <title>Our Community &amp; United Way with Juli McCoy</title>
    <itunes:summary><![CDATA[Today we talk with Juli McCoy, Executive Director at County United Way (https://cuw.org), a community-based organization focused on health, financial stability, and education in the local areas of Alleghany and Garrett Counties in Maryland as well as Hampshire and Mineral Counties in West Virginia. ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Juli McCoy, Executive Director at County United Way (https://cuw.org), a community-based organization focused on health, financial stability, and education in the local areas of Alleghany and Garrett Counties in Maryland as well as Hampshire and Mineral Counties in West Virginia.</p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Juli McCoy, Executive Director at County United Way (https://cuw.org), a community-based organization focused on health, financial stability, and education in the local areas of Alleghany and Garrett Counties in Maryland as well as Hampshire and Mineral Counties in West Virginia.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6241117-our-community-united-way-with-juli-mccoy.mp3" length="16843516" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6241117</guid>
    <pubDate>Thu, 19 Nov 2020 08:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6241117/transcript" type="text/html" />
    <itunes:duration>1399</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Megan Kinsinger</itunes:title>
    <title>Economic Update with Megan Kinsinger</title>
    <itunes:summary><![CDATA[In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United's Wealth Management area joins us to discuss the latest report; current trends, and the positives and negatives impacting our economy currently. ]]></itunes:summary>
    <description><![CDATA[<p>In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United&apos;s Wealth Management area joins us to discuss the latest report; current trends, and the positives and negatives impacting our economy currently.</p>]]></description>
    <content:encoded><![CDATA[<p>In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United&apos;s Wealth Management area joins us to discuss the latest report; current trends, and the positives and negatives impacting our economy currently.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6341455-economic-update-with-megan-kinsinger.mp3" length="16192389" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6341455</guid>
    <pubDate>Thu, 12 Nov 2020 09:00:00 -0500</pubDate>
    <itunes:duration>1345</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Nonprofit Conversation with Denise Phelps</itunes:title>
    <title>Nonprofit Conversation with Denise Phelps</title>
    <itunes:summary><![CDATA[Today we talk with Denise Phelps (dphelps@mybank.com), Market President serving Berkeley County, WV about her involvement in nonprofits and a great resource, a Lunch &amp; Learn series, that is now available online due to the pandemic, and available in the Berkeley County market for nonprofits.  Learn more at https://MyBank.com/lunchandlearn  Learn of some of the great Uncommon Stories about nonprofits mentioned in the episode at https://MyBank.com/stories ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Denise Phelps (dphelps@mybank.com), Market President serving Berkeley County, WV about her involvement in nonprofits and a great resource, a Lunch &amp; Learn series, that is now available online due to the pandemic, and available in the Berkeley County market for nonprofits.<br/><br/>Learn more at <a href='https://MyBank.com/lunchandlearn'>https://MyBank.com/lunchandlearn</a><br/><br/>Learn of some of the great Uncommon Stories about nonprofits mentioned in the episode at <a href='https://MyBank.com/stories'>https://MyBank.com/stories</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Denise Phelps (dphelps@mybank.com), Market President serving Berkeley County, WV about her involvement in nonprofits and a great resource, a Lunch &amp; Learn series, that is now available online due to the pandemic, and available in the Berkeley County market for nonprofits.<br/><br/>Learn more at <a href='https://MyBank.com/lunchandlearn'>https://MyBank.com/lunchandlearn</a><br/><br/>Learn of some of the great Uncommon Stories about nonprofits mentioned in the episode at <a href='https://MyBank.com/stories'>https://MyBank.com/stories</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6221620-nonprofit-conversation-with-denise-phelps.mp3" length="14382416" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6221620</guid>
    <pubDate>Thu, 05 Nov 2020 09:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6221620/transcript" type="text/html" />
    <itunes:duration>1194</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Education Planning with Keith Sanders</itunes:title>
    <title>Education Planning with Keith Sanders</title>
    <itunes:summary><![CDATA[We're joined today by Keith Sanders, Senior Trust Advisor in the Wealth Management area of First United to talk about Education Planning and the rising cost of college. In this episode, Keith provides insights into proper planning, management, and account types that can benefit parents and grandparents when helping their child or grandchild plan for the expenses that come with higher education. Tune in for great tips and information that can help you! ]]></itunes:summary>
    <description><![CDATA[<p>We&apos;re joined today by Keith Sanders, Senior Trust Advisor in the Wealth Management area of First United to talk about Education Planning and the rising cost of college. In this episode, Keith provides insights into proper planning, management, and account types that can benefit parents and grandparents when helping their child or grandchild plan for the expenses that come with higher education. Tune in for great tips and information that can help you!</p>]]></description>
    <content:encoded><![CDATA[<p>We&apos;re joined today by Keith Sanders, Senior Trust Advisor in the Wealth Management area of First United to talk about Education Planning and the rising cost of college. In this episode, Keith provides insights into proper planning, management, and account types that can benefit parents and grandparents when helping their child or grandchild plan for the expenses that come with higher education. Tune in for great tips and information that can help you!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6030832-education-planning-with-keith-sanders.mp3" length="19241819" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6030832</guid>
    <pubDate>Thu, 29 Oct 2020 09:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6030832/transcript" type="text/html" />
    <itunes:duration>1599</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Episode with Ashley Burleson</itunes:title>
    <title>Community Episode with Ashley Burleson</title>
    <itunes:summary><![CDATA[In today's community episode, we talk with Ashley Burleson, Senior Relationship Advisor at the Hagerstown Community Office. We discuss the role of community bankers and one particularly touching story of community support.  Read the story: https://www.heraldmailmedia.com/news/local/firefighters-battle-blaze-at-rosewood-village-apartments-near-hcc/article_2a35a92b-eda6-5154-806b-7b29c9f377be.html ]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s community episode, we talk with Ashley Burleson, Senior Relationship Advisor at the Hagerstown Community Office. We discuss the role of community bankers and one particularly touching story of community support.<br/><br/>Read the story: https://www.heraldmailmedia.com/news/local/firefighters-battle-blaze-at-rosewood-village-apartments-near-hcc/article_2a35a92b-eda6-5154-806b-7b29c9f377be.html</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s community episode, we talk with Ashley Burleson, Senior Relationship Advisor at the Hagerstown Community Office. We discuss the role of community bankers and one particularly touching story of community support.<br/><br/>Read the story: https://www.heraldmailmedia.com/news/local/firefighters-battle-blaze-at-rosewood-village-apartments-near-hcc/article_2a35a92b-eda6-5154-806b-7b29c9f377be.html</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/6013057-community-episode-with-ashley-burleson.mp3" length="11297251" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6013057</guid>
    <pubDate>Thu, 22 Oct 2020 09:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/6013057/transcript" type="text/html" />
    <itunes:duration>937</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Monthly Economic Update for October 2020 with Brad Bolyard</itunes:title>
    <title>Monthly Economic Update for October 2020 with Brad Bolyard</title>
    <itunes:summary><![CDATA[In today's episode, What Matters Most is an economic update for October 2020 with Brad Bolyard, portfolio manager in First United's Wealth Management department. Brad talks about the positives and negatives impacting current market conditions. ]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode, What Matters Most is an economic update for October 2020 with Brad Bolyard, portfolio manager in First United&apos;s Wealth Management department. Brad talks about the positives and negatives impacting current market conditions.</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode, What Matters Most is an economic update for October 2020 with Brad Bolyard, portfolio manager in First United&apos;s Wealth Management department. Brad talks about the positives and negatives impacting current market conditions.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/5915740-monthly-economic-update-for-october-2020-with-brad-bolyard.mp3" length="13205339" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5915740</guid>
    <pubDate>Thu, 15 Oct 2020 18:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/5915740/transcript" type="text/html" />
    <itunes:duration>1096</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Business Capital Allocation &amp; Asset Utilization with Tony Roedersheimer</itunes:title>
    <title>Business Capital Allocation &amp; Asset Utilization with Tony Roedersheimer</title>
    <itunes:summary><![CDATA[In this, the final episode of our 3-part series with Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, we discuss Business Capital Allocation and Asset Utilization. Tony provides tips and best practices on these vital aspects of your business. ]]></itunes:summary>
    <description><![CDATA[<p>In this, the final episode of our 3-part series with Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, we discuss Business Capital Allocation and Asset Utilization. Tony provides tips and best practices on these vital aspects of your business.</p>]]></description>
    <content:encoded><![CDATA[<p>In this, the final episode of our 3-part series with Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, we discuss Business Capital Allocation and Asset Utilization. Tony provides tips and best practices on these vital aspects of your business.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/5533393-business-capital-allocation-asset-utilization-with-tony-roedersheimer.mp3" length="16263970" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5533393</guid>
    <pubDate>Thu, 08 Oct 2020 09:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/5533393/transcript" type="text/html" />
    <itunes:duration>1351</itunes:duration>
    <itunes:keywords>Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Building Business Infrastructure with Tony Roedersheimer</itunes:title>
    <title>Building Business Infrastructure with Tony Roedersheimer</title>
    <itunes:summary><![CDATA[In the second episode of our series, we are joined again today by Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, to discuss building business infrastructure. Tony provides us with the importance of and the nuances to building a strong business from the ground up. Join us for the second of this 3-part series with Tony where we'll be discussing several topics related to business. ]]></itunes:summary>
    <description><![CDATA[<p>In the second episode of our series, we are joined again today by Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, to discuss building business infrastructure. Tony provides us with the importance of and the nuances to building a strong business from the ground up. Join us for the second of this 3-part series with Tony where we&apos;ll be discussing several topics related to business.</p>]]></description>
    <content:encoded><![CDATA[<p>In the second episode of our series, we are joined again today by Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, to discuss building business infrastructure. Tony provides us with the importance of and the nuances to building a strong business from the ground up. Join us for the second of this 3-part series with Tony where we&apos;ll be discussing several topics related to business.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/5533384-building-business-infrastructure-with-tony-roedersheimer.mp3" length="13829536" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5533384</guid>
    <pubDate>Thu, 01 Oct 2020 09:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/5533384/transcript" type="text/html" />
    <itunes:duration>1148</itunes:duration>
    <itunes:keywords>Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Main Street Loan Programs with Tony Roedersheimer</itunes:title>
    <title>Main Street Loan Programs with Tony Roedersheimer</title>
    <itunes:summary><![CDATA[In today's episode, we are joined by Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, to discuss the Main Street Loan Program which was initiated due to the CARES Act. Tony provides us with details about the program, the benefits of it, the timelines around the program, and information on who could benefit from it. Join us for this first part of a 3-part series with Tony where we'll be discussing several topics related to bu...]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode, we are joined by Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, to discuss the Main Street Loan Program which was initiated due to the CARES Act. Tony provides us with details about the program, the benefits of it, the timelines around the program, and information on who could benefit from it. Join us for this first part of a 3-part series with Tony where we&apos;ll be discussing several topics related to business.</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode, we are joined by Tony Roedersheimer (trodersheimer@mybank.com), Commercial Relationship Manager in the Frederick Maryland market area, to discuss the Main Street Loan Program which was initiated due to the CARES Act. Tony provides us with details about the program, the benefits of it, the timelines around the program, and information on who could benefit from it. Join us for this first part of a 3-part series with Tony where we&apos;ll be discussing several topics related to business.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/5533378-main-street-loan-programs-with-tony-roedersheimer.mp3" length="12741784" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5533378</guid>
    <pubDate>Thu, 24 Sep 2020 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/5533378/transcript" type="text/html" />
    <itunes:duration>1058</itunes:duration>
    <itunes:keywords>Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update for September with Sean McCreery</itunes:title>
    <title>Economic Update for September with Sean McCreery</title>
    <itunes:summary><![CDATA[Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market. ]]></itunes:summary>
    <description><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market.</p>]]></description>
    <content:encoded><![CDATA[<p>Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/5430424-economic-update-for-september-with-sean-mccreery.mp3" length="20485416" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5430424</guid>
    <pubDate>Thu, 17 Sep 2020 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/5430424/transcript" type="text/html" />
    <itunes:duration>1703</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>PPP Loan Forgiveness Update with Jason Rush</itunes:title>
    <title>PPP Loan Forgiveness Update with Jason Rush</title>
    <itunes:summary><![CDATA[Today we release a bit early this week to talk about PPP Loan Forgiveness. Jason Rush, Chief Operating Officer at First United Bank &amp; Trust joins us today to talk about PPP Loan Forgiveness, and some of the common questions that are being asked. If you have questions or need to learn more, please send those to podcast@mybank.com or visit MyBank.com/forgiveness for more information.  For other PPP related information, you may also visit MyBank.com/ppp ]]></itunes:summary>
    <description><![CDATA[<p>Today we release a bit early this week to talk about PPP Loan Forgiveness. Jason Rush, Chief Operating Officer at First United Bank &amp; Trust joins us today to talk about PPP Loan Forgiveness, and some of the common questions that are being asked. If you have questions or need to learn more, please send those to podcast@mybank.com or visit <a href='https://MyBank.com/forgiveness'>MyBank.com/forgiveness</a> for more information.<br/><br/>For other PPP related information, you may also visit <a href='https://MyBank.com/ppp'>MyBank.com/ppp</a></p>]]></description>
    <content:encoded><![CDATA[<p>Today we release a bit early this week to talk about PPP Loan Forgiveness. Jason Rush, Chief Operating Officer at First United Bank &amp; Trust joins us today to talk about PPP Loan Forgiveness, and some of the common questions that are being asked. If you have questions or need to learn more, please send those to podcast@mybank.com or visit <a href='https://MyBank.com/forgiveness'>MyBank.com/forgiveness</a> for more information.<br/><br/>For other PPP related information, you may also visit <a href='https://MyBank.com/ppp'>MyBank.com/ppp</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/5300521-ppp-loan-forgiveness-update-with-jason-rush.mp3" length="16825651" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5300521</guid>
    <pubDate>Tue, 08 Sep 2020 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/5300521/transcript" type="text/html" />
    <itunes:duration>1398</itunes:duration>
    <itunes:keywords>PPP</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>HR &amp; Motivation Beyond Money with Amanda McKenzie and Chuck Olsson</itunes:title>
    <title>HR &amp; Motivation Beyond Money with Amanda McKenzie and Chuck Olsson</title>
    <itunes:summary><![CDATA[Today we talk once again with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and how business owners can motivate their staff beyond money. How can you find what best motivates your staff? What are some creative options? We discuss several options in this episode!  ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk once again with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and how business owners can motivate their staff beyond money. How can you find what best motivates your staff? What are some creative options? We discuss several options in this episode! </p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk once again with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and how business owners can motivate their staff beyond money. How can you find what best motivates your staff? What are some creative options? We discuss several options in this episode! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4968605-hr-motivation-beyond-money-with-amanda-mckenzie-and-chuck-olsson.mp3" length="14997857" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4968605</guid>
    <pubDate>Thu, 03 Sep 2020 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4968605/transcript" type="text/html" />
    <itunes:duration>1246</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>HR &amp; Cultural Fit with Amanda McKenzie and Chuck Olsson</itunes:title>
    <title>HR &amp; Cultural Fit with Amanda McKenzie and Chuck Olsson</title>
    <itunes:summary><![CDATA[Today we talk with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and cultural fit. How important is it to ensure that you have and hire people in your business who fit your culture? We discuss how to find the right people, steps to take and how to maintain that culture once you've hired associates.  ]]></itunes:summary>
    <description><![CDATA[<p>Today we talk with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and cultural fit. How important is it to ensure that you have and hire people in your business who fit your culture? We discuss how to find the right people, steps to take and how to maintain that culture once you&apos;ve hired associates. </p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and cultural fit. How important is it to ensure that you have and hire people in your business who fit your culture? We discuss how to find the right people, steps to take and how to maintain that culture once you&apos;ve hired associates. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4968569-hr-cultural-fit-with-amanda-mckenzie-and-chuck-olsson.mp3" length="19696741" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4968569</guid>
    <pubDate>Thu, 27 Aug 2020 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4968569/transcript" type="text/html" />
    <itunes:duration>1637</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Making an Impact &amp; Being Influential with Alan Mullendore</itunes:title>
    <title>Making an Impact &amp; Being Influential with Alan Mullendore</title>
    <itunes:summary><![CDATA[Today we talk about "making an impact" with Alan Mullendore (amullendore@mybank.com), Market President at First United serving Washington and Frederick counties in Maryland. We discuss the butterfly effect of how small actions can have a major impact on not only your life, but the lives of those around you, well into the future and finding that passion and purpose in your life will lead you to a place where you can make that impact in your community.  In today's recording we reference this vi...]]></itunes:summary>
    <description><![CDATA[<p>Today we talk about &quot;making an impact&quot; with Alan Mullendore (amullendore@mybank.com), Market President at First United serving Washington and Frederick counties in Maryland. We discuss the butterfly effect of how small actions can have a major impact on not only your life, but the lives of those around you, well into the future and finding that passion and purpose in your life will lead you to a place where you can make that impact in your community.<br/><br/>In today&apos;s recording we reference this video related to The Butterfly Effect: <a href='https://urldefense.com/v3/__https:/www.youtube.com/watch?v=mo6fBAT8f-s__;!!CANnWIchXapWwynT3A!njNLU-5G-FVC3LbLCjHPUqvp9x1tyLdVTYGLb2ocix5tGVDTv9ym7VAY5hU3vw$'>https://www.youtube.com/watch?v=mo6fBAT8f-s</a>  </p>]]></description>
    <content:encoded><![CDATA[<p>Today we talk about &quot;making an impact&quot; with Alan Mullendore (amullendore@mybank.com), Market President at First United serving Washington and Frederick counties in Maryland. We discuss the butterfly effect of how small actions can have a major impact on not only your life, but the lives of those around you, well into the future and finding that passion and purpose in your life will lead you to a place where you can make that impact in your community.<br/><br/>In today&apos;s recording we reference this video related to The Butterfly Effect: <a href='https://urldefense.com/v3/__https:/www.youtube.com/watch?v=mo6fBAT8f-s__;!!CANnWIchXapWwynT3A!njNLU-5G-FVC3LbLCjHPUqvp9x1tyLdVTYGLb2ocix5tGVDTv9ym7VAY5hU3vw$'>https://www.youtube.com/watch?v=mo6fBAT8f-s</a>  </p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 20 Aug 2020 08:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4783058/transcript" type="text/html" />
    <itunes:duration>1637</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Monthly Economic &amp; Market Update with Megan Kinsinger</itunes:title>
    <title>Monthly Economic &amp; Market Update with Megan Kinsinger</title>
    <itunes:summary><![CDATA[In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United's Wealth Management area joins us to discuss the latest report; current trends and the positives and negatives impacting our economy currently. ]]></itunes:summary>
    <description><![CDATA[<p>In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United&apos;s Wealth Management area joins us to discuss the latest report; current trends and the positives and negatives impacting our economy currently.</p>]]></description>
    <content:encoded><![CDATA[<p>In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United&apos;s Wealth Management area joins us to discuss the latest report; current trends and the positives and negatives impacting our economy currently.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4988141-monthly-economic-market-update-with-megan-kinsinger.mp3" length="14266507" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4988141</guid>
    <pubDate>Thu, 13 Aug 2020 16:00:00 -0400</pubDate>
    <itunes:duration>1185</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Edition with Sarah Warchola</itunes:title>
    <title>Community Edition with Sarah Warchola</title>
    <itunes:summary><![CDATA[Sarah Warchola, community relationship manager at First United in Sabraton joins us again to discuss her background, the community, involvement, how to get involved, and what it means to her to be community oriented. ]]></itunes:summary>
    <description><![CDATA[<p>Sarah Warchola, community relationship manager at First United in Sabraton joins us again to discuss her background, the community, involvement, how to get involved, and what it means to her to be community oriented.</p>]]></description>
    <content:encoded><![CDATA[<p>Sarah Warchola, community relationship manager at First United in Sabraton joins us again to discuss her background, the community, involvement, how to get involved, and what it means to her to be community oriented.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4457894-community-edition-with-sarah-warchola.mp3" length="10753381" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 06 Aug 2020 07:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4457894/transcript" type="text/html" />
    <itunes:duration>892</itunes:duration>
    <itunes:keywords>Community</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Wealth Planning Isn&#39;t Just For The Wealthy - with Jennifer Jones</itunes:title>
    <title>Wealth Planning Isn&#39;t Just For The Wealthy - with Jennifer Jones</title>
    <itunes:summary><![CDATA[We talk today with Jennifer Jones, Vice President and Senior Wealth Advisor and Team Leader in the First United Wealth Management department regarding Wealth Planning, what it is, what to expect, what to look for, and why Wealth planning is for everyone, not just the wealthy! ]]></itunes:summary>
    <description><![CDATA[<p>We talk today with Jennifer Jones, Vice President and Senior Wealth Advisor and Team Leader in the First United Wealth Management department regarding Wealth Planning, what it is, what to expect, what to look for, and why Wealth planning is for everyone, not just the wealthy!</p>]]></description>
    <content:encoded><![CDATA[<p>We talk today with Jennifer Jones, Vice President and Senior Wealth Advisor and Team Leader in the First United Wealth Management department regarding Wealth Planning, what it is, what to expect, what to look for, and why Wealth planning is for everyone, not just the wealthy!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4476131-wealth-planning-isn-t-just-for-the-wealthy-with-jennifer-jones.mp3" length="16317245" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4476131</guid>
    <pubDate>Thu, 30 Jul 2020 07:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4476131/transcript" type="text/html" />
    <itunes:duration>1356</itunes:duration>
    <itunes:keywords>Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Episode with Cody Sustakoski</itunes:title>
    <title>Community Episode with Cody Sustakoski</title>
    <itunes:summary><![CDATA[Cody Sustakoski, mortgage originator at First United joins us again to discuss his background, the community, involvement, how to get involved, and what it means to be community oriented. ]]></itunes:summary>
    <description><![CDATA[<p>Cody Sustakoski, mortgage originator at First United joins us again to discuss his background, the community, involvement, how to get involved, and what it means to be community oriented.</p>]]></description>
    <content:encoded><![CDATA[<p>Cody Sustakoski, mortgage originator at First United joins us again to discuss his background, the community, involvement, how to get involved, and what it means to be community oriented.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4457936-community-episode-with-cody-sustakoski.mp3" length="8595815" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4457936</guid>
    <pubDate>Thu, 23 Jul 2020 07:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4457936/transcript" type="text/html" />
    <itunes:duration>712</itunes:duration>
    <itunes:keywords>Community</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Financing Your Education</itunes:title>
    <title>What Matters Most - Financing Your Education</title>
    <itunes:summary><![CDATA[What Matters Most today is Financing Your Education. We’re joined today by Jason VanSickle, Vice President &amp; Director of Automated Lending and Laura Helmich, Student Loan Specialist at First United Bank &amp; Trust. We discuss the big decisions and the financial process involved in receiving, applying for or refinancing your student aid: scholarships, federal aid and private student loans for gap coverage. What are the different types of financial aid available?What do families and studen...]]></itunes:summary>
    <description><![CDATA[<p>What Matters Most today is Financing Your Education. We’re joined today by Jason VanSickle, Vice President &amp; Director of Automated Lending and Laura Helmich, Student Loan Specialist at First United Bank &amp; Trust. We discuss the big decisions and the financial process involved in receiving, applying for or refinancing your student aid: scholarships, federal aid and private student loans for gap coverage.</p><ul><li>What are the different types of financial aid available?</li><li>What do families and students do that still need help after federal and school based aid?</li><li>What is the process for applying for Private Student Loans and how much can families borrow?</li><li>What does repayment look like and are there options for graduates to refinance their student loans?</li></ul><p>Helpful links mentioned in the episode:<br/> </p><ul><li>First United Student Lending Resources: <a href='https://mybank.com/personal/loans-and-credit/student-loans/'>MyBank.com/students</a></li><li>Federal Student Lending Resources &amp; Information: <a href='https://studentaid.gov/'>StudentAid.gov</a></li></ul>]]></description>
    <content:encoded><![CDATA[<p>What Matters Most today is Financing Your Education. We’re joined today by Jason VanSickle, Vice President &amp; Director of Automated Lending and Laura Helmich, Student Loan Specialist at First United Bank &amp; Trust. We discuss the big decisions and the financial process involved in receiving, applying for or refinancing your student aid: scholarships, federal aid and private student loans for gap coverage.</p><ul><li>What are the different types of financial aid available?</li><li>What do families and students do that still need help after federal and school based aid?</li><li>What is the process for applying for Private Student Loans and how much can families borrow?</li><li>What does repayment look like and are there options for graduates to refinance their student loans?</li></ul><p>Helpful links mentioned in the episode:<br/> </p><ul><li>First United Student Lending Resources: <a href='https://mybank.com/personal/loans-and-credit/student-loans/'>MyBank.com/students</a></li><li>Federal Student Lending Resources &amp; Information: <a href='https://studentaid.gov/'>StudentAid.gov</a></li></ul>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 16 Jul 2020 07:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4490180/transcript" type="text/html" />
    <itunes:duration>1545</itunes:duration>
    <itunes:keywords>Education, Student</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - July 2020 Economic Update</itunes:title>
    <title>What Matters Most - July 2020 Economic Update</title>
    <itunes:summary><![CDATA[In today's episode, What Matters Most is an economic update for July 2020 with Brad Bolyard, portfolio manager in First United's Wealth Management department. Brad talks about the positives and negatives impacting current market conditions.  For more information, visit MyBank.com/wealth ]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode, What Matters Most is an economic update for July 2020 with Brad Bolyard, portfolio manager in First United&apos;s Wealth Management department. Brad talks about the positives and negatives impacting current market conditions.<br/><br/>For more information, visit <a href='https://MyBank.com/wealth'>MyBank.com/wealth</a></p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode, What Matters Most is an economic update for July 2020 with Brad Bolyard, portfolio manager in First United&apos;s Wealth Management department. Brad talks about the positives and negatives impacting current market conditions.<br/><br/>For more information, visit <a href='https://MyBank.com/wealth'>MyBank.com/wealth</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4493036-what-matters-most-july-2020-economic-update.mp3" length="10842778" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4493036</guid>
    <pubDate>Wed, 08 Jul 2020 14:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4493036/transcript" type="text/html" />
    <itunes:duration>899</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Home Buying &amp; the Mortgage Process</itunes:title>
    <title>What Matters Most - Home Buying &amp; the Mortgage Process</title>
    <itunes:summary><![CDATA[In this episode, we discuss the Mortgage process with Cody Sustakoski, Mortgage Originator at First United in Morgantown. Cody explains how it all works, his role in the process, best practices, what to expect when getting buying a home, as well as answering some listener questions! ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we discuss the Mortgage process with Cody Sustakoski, Mortgage Originator at First United in Morgantown. Cody explains how it all works, his role in the process, best practices, what to expect when getting buying a home, as well as answering some listener questions!</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we discuss the Mortgage process with Cody Sustakoski, Mortgage Originator at First United in Morgantown. Cody explains how it all works, his role in the process, best practices, what to expect when getting buying a home, as well as answering some listener questions!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4417244-what-matters-most-home-buying-the-mortgage-process.mp3" length="10218382" type="audio/mpeg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4417244</guid>
    <pubDate>Thu, 02 Jul 2020 15:00:00 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4417244/transcript" type="text/html" />
    <itunes:duration>847</itunes:duration>
    <itunes:keywords>Mortgage</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Content Marketing for Small Businesses</itunes:title>
    <title>What Matters Most - Content Marketing for Small Businesses</title>
    <itunes:summary><![CDATA[In today's episode, we discuss content marketing, best practices, tips and how it works and can benefit small businesses with Shondell Varcianna, CEO of Varci Media (http://www.varcimedia.com) ]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s episode, we discuss content marketing, best practices, tips and how it works and can benefit small businesses with Shondell Varcianna, CEO of Varci Media (http://www.varcimedia.com)</p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s episode, we discuss content marketing, best practices, tips and how it works and can benefit small businesses with Shondell Varcianna, CEO of Varci Media (http://www.varcimedia.com)</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316789-what-matters-most-content-marketing-for-small-businesses.mp3" length="18314289" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/zjqmep61fa1mn16i87no0clghq7c?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 25 Jun 2020 12:04:24 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4316789/transcript" type="text/html" />
    <itunes:duration>1522</itunes:duration>
    <itunes:keywords>Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Market Update for June 2020</itunes:title>
    <title>What Matters Most - Market Update for June 2020</title>
    <itunes:summary><![CDATA[In this week's episode, Sean McCreery, Wealth Investment Officer at First United Wealth Management joins us to give an update for the current market conditions impacting our economy. ]]></itunes:summary>
    <description><![CDATA[<p>In this week&apos;s episode, Sean McCreery, Wealth Investment Officer at First United Wealth Management joins us to give an update for the current market conditions impacting our economy.</p>]]></description>
    <content:encoded><![CDATA[<p>In this week&apos;s episode, Sean McCreery, Wealth Investment Officer at First United Wealth Management joins us to give an update for the current market conditions impacting our economy.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316792-what-matters-most-market-update-for-june-2020.mp3" length="18911740" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/n8bg3gkhdxnfwtbjdutmwvrc3xgl?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">tag:soundcloud,2010:tracks/842508874</guid>
    <pubDate>Thu, 18 Jun 2020 12:35:06 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4316792/transcript" type="text/html" />
    <itunes:duration>1572</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - IRAs &amp; Tax Law Changes</itunes:title>
    <title>What Matters Most - IRAs &amp; Tax Law Changes</title>
    <itunes:summary><![CDATA[In this episode, we talk to Brian Boal, CPA regarding the CARES Act Impact on Retirement Accounts, along with listener questions regarding stimulus payments and student loans! This episode is full of the latest and most helpful information regarding these changes and how they might impact you. Contact Brian at bboal@boalcpas.com or by visiting boalandassociates.com ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, we talk to Brian Boal, CPA regarding the CARES Act Impact on Retirement Accounts, along with listener questions regarding stimulus payments and student loans! This episode is full of the latest and most helpful information regarding these changes and how they might impact you. Contact Brian at bboal@boalcpas.com or by visiting boalandassociates.com</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, we talk to Brian Boal, CPA regarding the CARES Act Impact on Retirement Accounts, along with listener questions regarding stimulus payments and student loans! This episode is full of the latest and most helpful information regarding these changes and how they might impact you. Contact Brian at bboal@boalcpas.com or by visiting boalandassociates.com</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316843-what-matters-most-iras-tax-law-changes.mp3" length="20186610" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/mq3cof7cngcen5q4p2qyfd2hoxtn?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">tag:soundcloud,2010:tracks/837155869</guid>
    <pubDate>Tue, 09 Jun 2020 15:54:42 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4316843/transcript" type="text/html" />
    <itunes:duration>1678</itunes:duration>
    <itunes:keywords>Wealth, PPP</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Teach Children to Save</itunes:title>
    <title>What Matters Most - Teach Children to Save</title>
    <itunes:summary><![CDATA[In this episode, we talk about teaching children to save with Tara Baldwin and Ryan Dotson, Relationship Advisors at First United offices in Morgantown, West Virginia. Tara and Ryan spearheaded a virtual outreach effort using remote teaching tools: videos and printable items, to help teachers and parents with financial education tools during the pandemic.]]></itunes:summary>
    <description><![CDATA[In this episode, we talk about teaching children to save with Tara Baldwin and Ryan Dotson, Relationship Advisors at First United offices in Morgantown, West Virginia. Tara and Ryan spearheaded a virtual outreach effort using remote teaching tools: videos and printable items, to help teachers and parents with financial education tools during the pandemic.]]></description>
    <content:encoded><![CDATA[In this episode, we talk about teaching children to save with Tara Baldwin and Ryan Dotson, Relationship Advisors at First United offices in Morgantown, West Virginia. Tara and Ryan spearheaded a virtual outreach effort using remote teaching tools: videos and printable items, to help teachers and parents with financial education tools during the pandemic.]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316846-what-matters-most-teach-children-to-save.mp3" length="10964341" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/55asr13xmm5w1d7bf2g0pjxv86tw?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
    <guid isPermaLink="false">tag:soundcloud,2010:tracks/833902138</guid>
    <pubDate>Thu, 04 Jun 2020 07:26:21 -0400</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/1182707/4316846/transcript" type="text/html" />
    <itunes:duration>910</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType></itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Marketing in Uncertain Times</itunes:title>
    <title>What Matters Most - Marketing in Uncertain Times</title>
    <itunes:summary><![CDATA[Is now a good time to be advertising your business? In this week's episode, Sean Hockenbery, President of Financial Marketing Solutions (http://financialmarketingsolutions.com) joins us to chat about tips, ideas and best practices related to marketing and advertising for your business during uncertain times. ]]></itunes:summary>
    <description><![CDATA[<p>Is now a good time to be advertising your business? In this week&apos;s episode, Sean Hockenbery, President of Financial Marketing Solutions (http://financialmarketingsolutions.com) joins us to chat about tips, ideas and best practices related to marketing and advertising for your business during uncertain times.</p>]]></description>
    <content:encoded><![CDATA[<p>Is now a good time to be advertising your business? In this week&apos;s episode, Sean Hockenbery, President of Financial Marketing Solutions (http://financialmarketingsolutions.com) joins us to chat about tips, ideas and best practices related to marketing and advertising for your business during uncertain times.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316849-what-matters-most-marketing-in-uncertain-times.mp3" length="22279670" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/bgcxnlzj0poozdvmsq2jzzki1lrg?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 28 May 2020 17:06:43 -0400</pubDate>
    <itunes:duration>1853</itunes:duration>
    <itunes:keywords>Business, Crisis</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Cybersecurity with Joyce Flinn</itunes:title>
    <title>What Matters Most - Cybersecurity with Joyce Flinn</title>
    <itunes:summary><![CDATA[In this week's episode, Joyce Flinn, Vice President, Information Security &amp; Disaster Recovery Officer at First United joins us to discuss best practices to staying safe and secure from cyber threats during the pandemic, when security threats have risen fourfold. Additional resources noted during the podcast include: - https://krebsonsecurity.com/ - https://www.cisecurity.org/controls/cis-controls-list/ - https://www.fbi.gov/investigate/cyber - https://www.ic3.gov/media/default.aspx - http...]]></itunes:summary>
    <description><![CDATA[<p>In this week&apos;s episode, Joyce Flinn, Vice President, Information Security &amp; Disaster Recovery Officer at First United joins us to discuss best practices to staying safe and secure from cyber threats during the pandemic, when security threats have risen fourfold. Additional resources noted during the podcast include: - https://krebsonsecurity.com/ - https://www.cisecurity.org/controls/cis-controls-list/ - https://www.fbi.gov/investigate/cyber - https://www.ic3.gov/media/default.aspx - https://www.us-cert.gov/</p>]]></description>
    <content:encoded><![CDATA[<p>In this week&apos;s episode, Joyce Flinn, Vice President, Information Security &amp; Disaster Recovery Officer at First United joins us to discuss best practices to staying safe and secure from cyber threats during the pandemic, when security threats have risen fourfold. Additional resources noted during the podcast include: - https://krebsonsecurity.com/ - https://www.cisecurity.org/controls/cis-controls-list/ - https://www.fbi.gov/investigate/cyber - https://www.ic3.gov/media/default.aspx - https://www.us-cert.gov/</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Fri, 22 May 2020 11:33:01 -0400</pubDate>
    <itunes:duration>1511</itunes:duration>
    <itunes:keywords>Security, Business</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>What Matters Most - Economic Update for May 2020</itunes:title>
    <title>What Matters Most - Economic Update for May 2020</title>
    <itunes:summary><![CDATA[In this week's episode, Megan Kinsinger, Portfolio Manager at First United Wealth Management joins us to give an update for the current market conditions impacting our economy. ]]></itunes:summary>
    <description><![CDATA[<p>In this week&apos;s episode, Megan Kinsinger, Portfolio Manager at First United Wealth Management joins us to give an update for the current market conditions impacting our economy.</p>]]></description>
    <content:encoded><![CDATA[<p>In this week&apos;s episode, Megan Kinsinger, Portfolio Manager at First United Wealth Management joins us to give an update for the current market conditions impacting our economy.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316855-what-matters-most-economic-update-for-may-2020.mp3" length="17169893" type="audio/mpeg" />
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 14 May 2020 16:36:42 -0400</pubDate>
    <itunes:duration>1428</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - PPP Forgiveness</itunes:title>
    <title>What Matters Most - PPP Forgiveness</title>
    <itunes:summary><![CDATA[In this week's episode, we discuss the Paycheck Protection Program (PPP) Loan Forgiveness with Brian Boal, CPA, principal and founder of Boal &amp; Associates, PC, located in Oakland, Maryland. In our discussion, we discuss the questions currently surrounding the PPP program, and specifically what portion of the loan is forgivable and the best practices to ensure your business will be able to maximize that forgiveness. ]]></itunes:summary>
    <description><![CDATA[<p>In this week&apos;s episode, we discuss the Paycheck Protection Program (PPP) Loan Forgiveness with Brian Boal, CPA, principal and founder of Boal &amp; Associates, PC, located in Oakland, Maryland. In our discussion, we discuss the questions currently surrounding the PPP program, and specifically what portion of the loan is forgivable and the best practices to ensure your business will be able to maximize that forgiveness.</p>]]></description>
    <content:encoded><![CDATA[<p>In this week&apos;s episode, we discuss the Paycheck Protection Program (PPP) Loan Forgiveness with Brian Boal, CPA, principal and founder of Boal &amp; Associates, PC, located in Oakland, Maryland. In our discussion, we discuss the questions currently surrounding the PPP program, and specifically what portion of the loan is forgivable and the best practices to ensure your business will be able to maximize that forgiveness.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Wed, 06 May 2020 09:25:22 -0400</pubDate>
    <itunes:duration>1309</itunes:duration>
    <itunes:keywords>PPP</itunes:keywords>
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  <item>
    <itunes:title>What Matters Most - Understanding Credit</itunes:title>
    <title>What Matters Most - Understanding Credit</title>
    <itunes:summary><![CDATA[In this week's episode (recorded pre-pandemic), we discuss credit at a high level with Sarah Warchola, community relationship manager at First United's Sabraton office in Morgantown, WV.]]></itunes:summary>
    <description><![CDATA[In this week&apos;s episode (recorded pre-pandemic), we discuss credit at a high level with Sarah Warchola, community relationship manager at First United&apos;s Sabraton office in Morgantown, WV.]]></description>
    <content:encoded><![CDATA[In this week&apos;s episode (recorded pre-pandemic), we discuss credit at a high level with Sarah Warchola, community relationship manager at First United&apos;s Sabraton office in Morgantown, WV.]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316861-what-matters-most-understanding-credit.mp3" length="21867542" type="audio/mpeg" />
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Fri, 01 May 2020 10:03:24 -0400</pubDate>
    <itunes:duration>1819</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType></itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>What Matters Most - Mental Health During a Pandemic</itunes:title>
    <title>What Matters Most - Mental Health During a Pandemic</title>
    <itunes:summary><![CDATA[In this week's episode, we discuss mental health and wellness during the pandemic with Colleen Kradel, LICSW, owner of Be Well Counseling Services (https://bewellbetter.com) in Martinsburg, WV. ]]></itunes:summary>
    <description><![CDATA[<p>In this week&apos;s episode, we discuss mental health and wellness during the pandemic with Colleen Kradel, LICSW, owner of Be Well Counseling Services (https://bewellbetter.com) in Martinsburg, WV.</p>]]></description>
    <content:encoded><![CDATA[<p>In this week&apos;s episode, we discuss mental health and wellness during the pandemic with Colleen Kradel, LICSW, owner of Be Well Counseling Services (https://bewellbetter.com) in Martinsburg, WV.</p>]]></content:encoded>
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    <itunes:image href="https://storage.buzzsprout.com/4aqgrwdge9cg9mlkb96nsyho891v?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Fri, 24 Apr 2020 09:27:37 -0400</pubDate>
    <itunes:duration>1858</itunes:duration>
    <itunes:keywords>Crisis</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Businesses in Times of Crisis with Josh Bosley</itunes:title>
    <title>What Matters Most - Businesses in Times of Crisis with Josh Bosley</title>
    <itunes:summary><![CDATA[Conversation with Josh Bosley, VP &amp; Director of Lending at First United regarding small businesses facing a time of crisis, during the pandemic. Topics covered include SBA Paycheck Protection Program (PPP Loans) and other programs and advice for businesses to manage during a difficult time. ]]></itunes:summary>
    <description><![CDATA[<p>Conversation with Josh Bosley, VP &amp; Director of Lending at First United regarding small businesses facing a time of crisis, during the pandemic. Topics covered include SBA Paycheck Protection Program (PPP Loans) and other programs and advice for businesses to manage during a difficult time.</p>]]></description>
    <content:encoded><![CDATA[<p>Conversation with Josh Bosley, VP &amp; Director of Lending at First United regarding small businesses facing a time of crisis, during the pandemic. Topics covered include SBA Paycheck Protection Program (PPP Loans) and other programs and advice for businesses to manage during a difficult time.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316867-what-matters-most-businesses-in-times-of-crisis-with-josh-bosley.mp3" length="14627379" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/5d0he70bxrjw31fifwnt7zp4x1hq?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 16 Apr 2020 14:24:43 -0400</pubDate>
    <itunes:duration>1216</itunes:duration>
    <itunes:keywords>Business, Crisis</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>What Matters Most - Economic Update - April 2020</itunes:title>
    <title>What Matters Most - Economic Update - April 2020</title>
    <itunes:summary><![CDATA[This week's economic update with Sean McCreery helps shed light on some of the impacts of the coronavirus seen in the economy. Please note, due to recording this remotely, the audio quality is reduced. ]]></itunes:summary>
    <description><![CDATA[<p>This week&apos;s economic update with Sean McCreery helps shed light on some of the impacts of the coronavirus seen in the economy. Please note, due to recording this remotely, the audio quality is reduced.</p>]]></description>
    <content:encoded><![CDATA[<p>This week&apos;s economic update with Sean McCreery helps shed light on some of the impacts of the coronavirus seen in the economy. Please note, due to recording this remotely, the audio quality is reduced.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316870-what-matters-most-economic-update-april-2020.mp3" length="17284309" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/juxujb6cvgxazsgm2o20izz4ew95?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 09 Apr 2020 12:22:51 -0400</pubDate>
    <itunes:duration>1437</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Fraud &amp; ID Theft Prevention</itunes:title>
    <title>What Matters Most - Fraud &amp; ID Theft Prevention</title>
    <itunes:summary><![CDATA[Please note that this episode was recorded in the weeks leading up to the pandemic situation. New fraud attempts are on the rise, please remain vigilant and contact your financial institution if you are uncertain of a request for your information or for money. In this episode, we discuss fraud and identity theft on a broad scale with Eric Goff and Jennifer Kreighbaum from the First United Compliance and Fraud Department. ]]></itunes:summary>
    <description><![CDATA[<p>Please note that this episode was recorded in the weeks leading up to the pandemic situation. New fraud attempts are on the rise, please remain vigilant and contact your financial institution if you are uncertain of a request for your information or for money. In this episode, we discuss fraud and identity theft on a broad scale with Eric Goff and Jennifer Kreighbaum from the First United Compliance and Fraud Department.</p>]]></description>
    <content:encoded><![CDATA[<p>Please note that this episode was recorded in the weeks leading up to the pandemic situation. New fraud attempts are on the rise, please remain vigilant and contact your financial institution if you are uncertain of a request for your information or for money. In this episode, we discuss fraud and identity theft on a broad scale with Eric Goff and Jennifer Kreighbaum from the First United Compliance and Fraud Department.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316873-what-matters-most-fraud-id-theft-prevention.mp3" length="23936129" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jxlbc1stmclo4ojm4bbbhpg77tf3?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Fri, 03 Apr 2020 16:51:37 -0400</pubDate>
    <itunes:duration>1992</itunes:duration>
    <itunes:keywords>Security</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - HR in a Time of Crisis</itunes:title>
    <title>What Matters Most - HR in a Time of Crisis</title>
    <itunes:summary><![CDATA[Discussion with Chuck Olsson; Vice President, Chief Human Resources Officer at First United regarding human resources management during a pandemic and his thoughts on how small businesses can best support their employees during this challenging times. ]]></itunes:summary>
    <description><![CDATA[<p>Discussion with Chuck Olsson; Vice President, Chief Human Resources Officer at First United regarding human resources management during a pandemic and his thoughts on how small businesses can best support their employees during this challenging times.</p>]]></description>
    <content:encoded><![CDATA[<p>Discussion with Chuck Olsson; Vice President, Chief Human Resources Officer at First United regarding human resources management during a pandemic and his thoughts on how small businesses can best support their employees during this challenging times.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316876-what-matters-most-hr-in-a-time-of-crisis.mp3" length="10641567" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/6s35gl5nec5mm3guqattdlmc5ir5?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 26 Mar 2020 12:53:24 -0400</pubDate>
    <itunes:duration>884</itunes:duration>
    <itunes:keywords>Business, Crisis</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - Financial Markets &amp; the Coronavirus</itunes:title>
    <title>What Matters Most - Financial Markets &amp; the Coronavirus</title>
    <itunes:summary><![CDATA[An update from Keith Sanders, Senior Vice President in Wealth Management from First United Bank &amp; Trust regarding the financial market volatility currently being seen as it relates to the Coronavirus, COVID-19. ]]></itunes:summary>
    <description><![CDATA[<p>An update from Keith Sanders, Senior Vice President in Wealth Management from First United Bank &amp; Trust regarding the financial market volatility currently being seen as it relates to the Coronavirus, COVID-19.</p>]]></description>
    <content:encoded><![CDATA[<p>An update from Keith Sanders, Senior Vice President in Wealth Management from First United Bank &amp; Trust regarding the financial market volatility currently being seen as it relates to the Coronavirus, COVID-19.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Mon, 16 Mar 2020 20:00:00 -0400</pubDate>
    <itunes:duration>899</itunes:duration>
    <itunes:keywords>Crisis, Wealth</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most - March 2020</itunes:title>
    <title>What Matters Most - March 2020</title>
    <itunes:summary><![CDATA[We're changing up the format starting this month, however, the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Sean McCreery, offers the latest in investment news. ]]></itunes:summary>
    <description><![CDATA[<p>We&apos;re changing up the format starting this month, however, the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Sean McCreery, offers the latest in investment news.</p>]]></description>
    <content:encoded><![CDATA[<p>We&apos;re changing up the format starting this month, however, the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Sean McCreery, offers the latest in investment news.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316882-what-matters-most-march-2020.mp3" length="17685508" type="audio/mpeg" />
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 12 Mar 2020 11:06:38 -0400</pubDate>
    <itunes:duration>1471</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>What Matters Most - February 2020</itunes:title>
    <title>What Matters Most - February 2020</title>
    <itunes:summary><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Brad Bolyard, offering the latest in investment news. ]]></itunes:summary>
    <description><![CDATA[<p>Listen to the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Brad Bolyard, offering the latest in investment news.</p>]]></description>
    <content:encoded><![CDATA[<p>Listen to the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Brad Bolyard, offering the latest in investment news.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Tue, 11 Feb 2020 13:53:37 -0500</pubDate>
    <itunes:duration>592</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most Podcast - January 2020</itunes:title>
    <title>What Matters Most Podcast - January 2020</title>
    <itunes:summary><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Megan Kinsinger, offering the latest in investment news. Updated. ]]></itunes:summary>
    <description><![CDATA[<p>Listen to the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Megan Kinsinger, offering the latest in investment news. Updated.</p>]]></description>
    <content:encoded><![CDATA[<p>Listen to the latest installment of the What Matters Most podcast, with First United Wealth Portfolio Manager, Megan Kinsinger, offering the latest in investment news. Updated.</p>]]></content:encoded>
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    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 30 Jan 2020 16:37:54 -0500</pubDate>
    <itunes:duration>986</itunes:duration>
    <itunes:keywords>Economic Update</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>What Matters Most Podcast - Thursday, December 12, 2019</itunes:title>
    <title>What Matters Most Podcast - Thursday, December 12, 2019</title>
    <itunes:summary><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Investment Officer, Sean McCreery, offering the latest in investment news.]]></itunes:summary>
    <description><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Investment Officer, Sean McCreery, offering the latest in investment news.]]></description>
    <content:encoded><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Investment Officer, Sean McCreery, offering the latest in investment news.]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316891-what-matters-most-podcast-thursday-december-12-2019.mp3" length="14460376" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qd9pviec3s2fjry9vgw6ftkl65r6?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Mon, 16 Dec 2019 11:27:22 -0500</pubDate>
    <itunes:duration>1203</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType></itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most Podcast 11 - 14 - 2019</itunes:title>
    <title>What Matters Most Podcast 11 - 14 - 2019</title>
    <itunes:summary><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Management Portfolio Manager, Brad Bolyard, offering the latest in investment news.]]></itunes:summary>
    <description><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Management Portfolio Manager, Brad Bolyard, offering the latest in investment news.]]></description>
    <content:encoded><![CDATA[Listen to the latest installment of the What Matters Most podcast, with First United Wealth Management Portfolio Manager, Brad Bolyard, offering the latest in investment news.]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/1182707/episodes/4316894-what-matters-most-podcast-11-14-2019.mp3" length="7003222" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jdj8dgncgwzm4gn5smgs0qi50typ?.jpg" />
    <itunes:author>First United Bank &amp; Trust</itunes:author>
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    <pubDate>Thu, 14 Nov 2019 13:02:14 -0500</pubDate>
    <itunes:duration>581</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType></itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Matters Most Series - October 2019</itunes:title>
    <title>What Matters Most Series - October 2019</title>
    <itunes:summary><![CDATA[What Matters Most Series - October 2019 by First United Bank &amp; Trust]]></itunes:summary>
    <description><![CDATA[What Matters Most Series - October 2019 by First United Bank &amp; Trust]]></description>
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    <pubDate>Thu, 12 Apr 2018 09:50:00 -0400</pubDate>
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    <itunes:title>What Matters Most - Q4 Update</itunes:title>
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